Section 192.235 - Notice of members' meeting(a)In general. A savings association must notify its members of the meeting to consider its conversion by sending the members a proxy statement cleared by the appropriate Federal banking agency.(b)Timing of notice. The savings association must notify its members 20 to 45 calendar days before the meeting, unless the savings association is State-chartered and State law requires a different notice period.(c)Notice to beneficial account holders. The savings association must also notify each beneficial holder of an account held in a fiduciary capacity: (1) If the savings association is a Federal savings association, and the name of the beneficial holder is disclosed on the savings association's records; or(2) If the savings association is a State-chartered savings association and the beneficial holder possesses voting rights under State law.