Cal. Code Regs. tit. 10 § 2244.3

Current through Register 2025 Notice Reg. No. 2, January 10, 2025

Section 2244.3 - Statements in Application and Changes in Policy

Every U. C. D. policy shall contain a provision relative to statements in the applications and changes in the policy which shall be in one of the forms set forth in (a) and (b) hereof at the option of the insurer (or in the substance thereof):

(a) "In the absence of fraud, all statements made by the employer shall be deemed representations and not warranties and no such statement shall (avoid the insurance or reduce the benefits under this policy or) be used in defense to a claim hereunder unless it is contained in a written application.

"No agent has authority to change this policy or to waive any of its provisions. No change in this policy shall be valid unless approved by an executive officer of the insurer and such approval be enclosed hereon.

(b) "In the absence of fraud, all statements made by the employer shall be deemed representations and not warranties and no such statement shall (avoid the insurance or reduce the benefits under this policy or) be used in defense to a claim hereunder unless it is contained in a written application.

"No agent has authority to change this policy or to waive any of its provisions. No change in this policy shall be valid unless approved by an executive officer of the insurer and evidenced by endorsement hereon, or by amendment hereto signed by the employer and by an executive officer of the insurer."

Cal. Code Regs. Tit. 10, § 2244.3