Cal. Code Regs. tit. 10 § 1433

Current through Register 2024 Notice Reg. No. 44, November 1, 2024

Section 1433 - Forms

(a) A licensee shall only use a loan form that the licensee has determined to be in compliance with applicable state and federal law. For purposes of this section, a licensee includes a mortgage loan originator.

(b) All printed matter contained in loan forms used by a licensee shall be in not less than 8-point type, except that printed captions in "boxes" may be 6-point type.

(c) A licensee is prohibited from using a loan form after written notice of objection by the Commissioner to such form has been delivered to the licensee.

(d) In accordance with Section 22347 of the Code, the unique identifier of a mortgage loan originator shall be clearly shown on all residential mortgage loan application forms.

(e) The unique identifier of a licensed mortgage loan originator shall be clearly shown on any advertising, solicitations, including business cards or Internet Web sites, whether in paper, electronic, or any other format, which directly identifies the mortgage loan originator.

Cal. Code Regs. Tit. 10, § 1433

1. Amendment filed 9-12-79; effective thirtieth day thereafter (Register 79, No. 37).
2. Amendment filed 10-18-79; effective thirtieth day thereafter (Register 79, No. 42).
3. Amendment filed 12-29-83; effective thirtieth day thereafter (Register 83, No. 53).
4. Change without regulatory effect amending subsections (a), (d) and NOTE filed 6-14-95 pursuant to section 100, title 1, California Code of Regulations (Register 95, No. 24).
5. Amendment of subsection (a), repealer of subsection (d), and amendment of NOTE filed 8-4-98; operative 9-3-98 (Register 98, No. 32).
6. Amendment of subsections (a)-(c), new subsections (d)-(e) and amendment of NOTE filed 4-1-2010 as an emergency; operative 7-31-2010 (Register 2010, No. 14). A Certificate of Compliance must be transmitted to OAL by 9-28-2010 or emergency language will be repealed by operation of law on the following day.
7. Editorial correction of HISTORY 6 (Register 2010, No. 40).
8. Amendment of subsections (a)-(c), new subsection (d) and amendment of NOTE refiled 9-28-2010 as an emergency, including repealer of subsection (e); operative 9-28-2010 (Register 2010, No. 40). A Certificate of Compliance must be transmitted to OAL by 12-27-2010 or emergency language will be repealed by operation of law on the following day.
9. Amendment of subsections (a)-(c), new subsection (d), repealer of subsection (e) and amendment of NOTE refiled 12-23-2010 as an emergency; operative 12-23-2010 (Register 2010, No. 52). A Certificate of Compliance must be transmitted to OAL by 3-23-2011 or emergency language will be repealed by operation of law on the following day.
10. Certificate of Compliance as to 12-23-2010 order, including amendment of subsection (d) and new subsection (e), transmitted to OAL 3-14-2011 and filed 4-25-2011; amendments operative 5-25-2011 (Register 2011, No. 17).

Note: Authority cited: Section 22150, Financial Code. Reference: Sections 22150, 22156, 22161, 22163, 22164, 22250, 22347 and 22714, Financial Code.

1. Amendment filed 9-12-79; effective thirtieth day thereafter (Register 79, No. 37).
2. Amendment filed 10-18-79; effective thirtieth day thereafter (Register 79, No. 42).
3. Amendment filed 12-29-83; effective thirtieth day thereafter (Register 83, No. 53).
4. Change without regulatory effect amending subsections (a), (d) and Note filed 6-14-95 pursuant to section 100, title 1, California Code of Regulations (Register 95, No. 24).
5. Amendment of subsection (a), repealer of subsection (d), and amendment of Note filed 8-4-98; operative 9-3-98 (Register 98, No. 32).
6. Amendment of subsections (a)-(c), new subsections (d)-(e) and amendment of Note filed 4-1-2010 as an emergency; operative 7-31-2010 (Register 2010, No. 14). A Certificate of Compliance must be transmitted to OAL by 9-28-2010 or emergency language will be repealed by operation of law on the following day.
7. Editorial correction of History 6 (Register 2010, No. 40).
8. Amendment of subsections (a)-(c), new subsection (d) and amendment of Note refiled 9-28-2010 as an emergency, including repealer of subsection (e); operative 9-28-2010 (Register 2010, No. 40). A Certificate of Compliance must be transmitted to OAL by 12-27-2010 or emergency language will be repealed by operation of law on the following day.
9. Amendment of subsections (a)-(c), new subsection (d), repealer of subsection (e) and amendment of Note refiled 12-23-2010 as an emergency; operative 12-23-2010 (Register 2010, No. 52). A Certificate of Compliance must be transmitted to OAL by 3-23-2011 or emergency language will be repealed by operation of law on the following day.
10. Certificate of Compliance as to 12-23-2010 order, including amendment of subsection (d) and new subsection (e), transmitted to OAL 3-14-2011 and filed 4-25-2011; amendments operative 5-25-2011 (Register 2011, No. 17).