Article 10 - LONG-TERM CARE INSURANCE

Section R20-6-1001 - Applicability and Scope
Section R20-6-1002 - Definitions
Section R20-6-1003 - Policy Terms
Section R20-6-1004 - Required Policy Provisions
Section R20-6-1005 - Unintentional Lapse
Section R20-6-1006 - Inflation Protection
Section R20-6-1007 - Required Disclosure Provisions
Section R20-6-1008 - Required Disclosure of Rating Practices to Consumers
Section R20-6-1009 - Initial Filing Requirements
Section R20-6-1010 - Requirements for Application Forms and Replacement Coverage, Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates; Reporting Requirements
Section R20-6-1011 - Prohibition Against Post-claims Underwriting
Section R20-6-1012 - Reserve Standards
Section R20-6-1013 - Loss Ratio
Section R20-6-1014 - Premium Rate Schedule Increase
Section R20-6-1015 - Premium Rate Schedule Increases for Policies Subject to Loss Ratio Limits Related to Original Filings
Section R20-6-1016 - Filing Requirements for Group Policies
Section R20-6-1017 - Standards for Marketing
Section R20-6-1018 - Suitability
Section R20-6-1019 - Nonforfeiture Benefit Requirement
Section R20-6-1020 - Standards for Benefit Triggers
Section R20-6-1021 - Additional Standards for Benefit Triggers for Qualified Long-term Care Insurance Contracts
Section R20-6-1022 - Standard Format Outline of Coverage
Section R20-6-1023 - Requirement to Deliver Shopper's Guide
Section R20-6-1024 - Availability of New Health Care Services or Providers
Section R20-6-1025 - Right to Reduce Coverage and Lower Premiums
Section R20-6-1026 - Instructions for Appendices
Appendix A - Long-term Care Insurance Personal Worksheet
Appendix B - [Effective until 1/7/2024] Long-term Care Insurance Potential Race Increase Disclosure Form
Appendix B - [Effective 1/7/2024] Long-term Care Insurance Potential Rate Increase Disclosure Form
Appendix C - Notice to Applicant Regarding Replacement of Individual Health or Long-term Care Insurance
Appendix D - Notice to Applicant Regarding Replacement of Health or Long-term Care Insurance
Appendix E - Long-Term Care Insurance Replacement and Lapse Reporting Form
Appendix F - Long-term Care Insurance Claims Denial Reporting Form
Appendix G - Rescission Reporting Form for Long-term Policies
Appendix H - Things You Should Know Before You Buy Long-term Care Insurance
Appendix I - Long-term Care Insurance Suitability Letter
Appendix J - Long-term Care Insurance Outline of Coverage