Section 3 AAC 81.045 - Ability to repay(a) The department will, in its discretion, consider the following factors in evaluating an applicant's ability to repay a proposed loan: (1) income history, including present income;(2) prospects for future income;(3) assets and their liquidity;(5) reasonableness of projected profit and loss statement; and(6) other relevant experience.(b) The department will, in its discretion, compare revenue projections contained in an applicant's profit and loss statement with information it acquires through its own efforts or from the Department of Fish and Game.Eff. 9/11/85, Register 95