Ala. Admin. Code 482, ch. 482-1-120, app A

Current through Register Vol. 43, No. 02, November 27, 2024

Appendix A - Select Mortality Factors

This appendix contains tables of select mortality factors that are the bases to which the respective percentage of Subparagraphs (1)(a), (2)(b), and (2)(c) of Rule 482-1-120-.05 are applied.

The six tables of select mortality factors contained herein include:

(1) male aggregate,

(2) male nonsmoker,

(3) male smoker,

(4) female aggregate,

(5) female nonsmoker, and

(6) female smoker.

These tables apply to both age last birthday and age nearest birthday mortality tables.

For sex-blended mortality tables, compute select mortality factors in the same proportion as the underlying mortality. For example, for the 1980 CSO-B Table, the calculated select mortality factors are eighty percent (80%) of the appropriate male table in this Appendix, plus twenty percent (20%) of the appropriate female table in this Appendix.

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Ala. Admin. Code 482, ch. 482-1-120, app A

New: February 18, 2000; effective 3/1/2000.

Amended: November 25, 2003; effective 12/5/2003. Filed with LRS November 25, 2003.

Amended by Alabama Administrative Monthly Volume XLII, Issue No. 09, June 28, 2024, eff. 7/1/2024.

Author: Commissioner of Insurance

Statutory Authority:Code of Ala. 1975, §§ 27-2-17, and 27-36A-1 to 27-36A-20.