Formations of, Acquisitions by, and Mergers of Bank Holding Companies

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR Part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below.

The applications listed below, as well as other related filings required by the Board, are available for immediate inspection at the Federal Reserve Bank indicated. The application also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the acquisition of a nonbanking company, the review also includes whether the acquisition of the nonbanking company complies with the standards in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted, nonbanking activities will be conducted throughout the United States. Additional information on all bank holding companies may be obtained from the National Information Center website at www.ffiec.gov/nic/ .

Unless otherwise noted, comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors not later than August 16, 2004.

A. Federal Reserve Bank of Cleveland (Cindy C. West, Banking Supervisor) 1455 East Sixth Street, Cleveland, Ohio 44101-2566:

1. F.N.B. Corporation, Hermitage, Pennsylvania; to merge with Slippery Rock Financial Corporation, Slippery Rock, Pennsylvania, and thereby indirectly acquire voting shares of First National Bank of Slippery Rock, Slippery Rock, Pennsylvania.

B. Federal Reserve Bank of St. Louis (Randall C. Sumner, Vice President) 411 Locust Street, St. Louis, Missouri 63166-2034:

1. Century Bancshares, Inc., Gainesville, Missouri; to acquire additional shares, for a total of approximately 24 percent, of Ozarks Heritage Financial Group, Inc., Gainesville, Missouri, and thereby retain ownership of Legacy Bank & Trust Company, Plato, Missouri.

2. Ozarks Heritage Financial Group, Inc., and Century Bancshares, Inc., both of Gainesville, Missouri; to acquire 100 percent of The Citizens Bank of Sparta, Sparta, Missouri.

3. Liberty Bancshares, Inc., Jonesboro, Arkansas; to acquire 80 percent of the voting shares of Arkansas State Bancshares, Inc., Siloam Springs, Arkansas, and thereby indirectly acquire voting shares of Arkansas State Bank, Siloam Springs, Arkansas.

4. Russellville Bancshares, Inc., Jonesboro, Arkansas; to acquire 20 percent of the voting shares of Arkansas State Bancshares, Inc., Siloam Springs, Arkansas, and thereby indirectly acquire voting shares of Arkansas State Bank, Siloam Springs, Arkansas.

5. Progress Acquisition, Inc., Sullivan, Missouri; to become a bank holding company by acquiring 100 percent of the voting shares of Progress Bancshares, Inc., Sullivan, Missouri, and thereby indirectly acquire Progress Bank of Missouri, Sullivan, Missouri, and Tritten Bancshares, Inc., Waynesville, Missouri, and its subsidiary of First State Bank of St. Robert, St. Robert, Missouri.

C. Federal Reserve Bank of Kansas City (Donna J. Ward, Assistant Vice President) 925 Grand Avenue, Kansas City, Missouri 64198-0001:

UCSB Financial Corporation, Fort Wayne, Indiana; to become a bank holding company by acquiring up to 79 percent of the voting shares of Uinta County State Bank, Mountain View, Wyoming.