69 Fed. Reg. 40930 (Jul. 7, 2004)

Federal Home Loan Bank Members Selected for Community Support Review

Download PDF

Federal RegisterJul 7, 2004

69 Fed. Reg. 40930 (Jul. 7, 2004)

AGENCY:

Federal Housing Finance Board.

ACTION:

Notice.

SUMMARY:

The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2004-05 second quarter review cycle under the Finance Board's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

DATES:

ADDRESSES:

Bank members selected for the 2004-05 second quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Federal Housing Finance Board, Office of Supervision, Community Investment and Affordable Housing, 1777 F Street, NW., Washington, DC 20006, or by electronic mail at FITZGERALDE@FHFB.GOV.

FOR FURTHER INFORMATION CONTACT:

Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment and Affordable Housing, by telephone at 202/408-2874, by electronic mail at FITZGERALDE@FHFB.GOV, or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirements regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 944. The regulation includes standards and criteria for the two statutory factors—CRA performance and record of lending to first-time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the August 20, 2004 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before July 23, 2004, each Bank will notify the members in its district that have been selected for the 2004-05 second quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's web site: WWW.FHFB.GOV. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

The Finance Board has selected the following members for the 2004-05 second quarter community support review cycle:

Federal Home Loan Bank of Boston—District 1
Superior Savings of New England, N.A.	Branford	Connecticut.
Enfield Federal Savings and Loan Association	Enfield	Connecticut.
Essex Savings Bank	Essex	Connecticut.
First City Bank	New Britain	Connecticut.
Citizens Bank	New London	Connecticut.
Auburn Savings & Loan Association	Auburn	Maine.
First National Bank of Bar Harbor	Bar Harbor	Maine.
First FS&LA of Bath	Bath	Maine.
Aroostook County FS&LA	Caribou	Maine.
Kennebunk Savings Bank	Kennebunk	Maine.
Portland Regional Federal Credit Union	Portland	Maine.
Skowhegan Savings Bank	Skowhegan	Maine.
Kennebec Federal Savings	Waterville	Maine.
North Middlesex Savings Bank	Ayer	Massachusetts.
Investors Bank & Trust Company	Boston	Massachusetts.
First Trade Union Bank	Boston	Massachusetts.
Boston Private Bank & Trust Company	Boston	Massachusetts.
First Federal Savings Bank of Boston	Boston	Massachusetts.
Peoples Federal Savings Bank	Brighton	Massachusetts.
East Cambridge Savings Bank	Cambridge	Massachusetts.

Cambridge Savings Bank	Cambridge	Massachusetts.
Dedham Institution for Savings	Dedham	Massachusetts.
Eagle Bank	Everett	Massachusetts.
Citizens-Union Savings Bank	Fall River	Massachusetts.
Foxboro Federal Savings	Foxboro	Massachusetts.
Georgetown Savings Bank	Georgetown	Massachusetts.
Hyde Park Savings Bank	Hyde Park	Massachusetts.
Marblehead Savings Bank	Marblehead	Massachusetts.
Medford Co-operative Bank	Medford	Massachusetts.
Plymouth Savings Bank	Middleborough	Massachusetts.
Millbury Savings Bank	Millbury	Massachusetts.
Monson Savings Bank	Monson	Massachusetts.
Lawrence Savings Bank	North Andover	Massachusetts.
The Cooperative Bank	Roslindale	Massachusetts.
Saugusbank, a co-operative bank	Saugus	Massachusetts.
Scituate Federal Savings Bank	Scituate	Massachusetts.
Middlesex Federal Savings, F.A.	Somerville	Massachusetts.
Spencer Savings Bank	Spencer	Massachusetts.
Hampden Savings Bank	Springfield	Massachusetts.
Bristol County Savings Bank	Taunton	Massachusetts.
The Savings Bank	Wakefield	Massachusetts.
Federal Savings Bank	Dover	New Hampshire.
Franklin Savings Bank	Franklin	New Hampshire.
Meredith Village Savings Bank	Meredith	New Hampshire.
Salem Co-operative Bank	Salem	New Hampshire.
First Brandon National Bank	Brandon	Vermont.
Randolph National Bank	Randolph	Vermont.
Federal Home Loan Bank of New York—District 2
Pamrapo Savings Bank	Bayonne	New Jersey.
Farmers & Mechanics Bank	Burlington	New Jersey.
Freehold Savings & Loan Association	Freehold	New Jersey.
Spencer Savings Bank, SLA	Garfield	New Jersey.
GSL Savings Bank	Guttenberg	New Jersey.
Oritani Savings Bank	Hackensack	New Jersey.
Investors Savings Bank	Millburn	New Jersey.
Millington Savings Bank	Millington	New Jersey.
Ocean City Home Bank	Ocean City	New Jersey.
Amboy National Bank	Old Bridge	New Jersey.
OceanFirst Bank	Tom Rivers	New Jersey.
First Savings Bank	Woodbridge	New Jersey.
Bath National Bank	Bath	New York.
Brooklyn Federal Savings Bank	Brooklyn	New York.
Canisteo Federal Savings and Loan Association	Canisteo	New York.
Elmira Savings & Loan, F.A.	Elmira	New York.
The National Bank of Geneva	Geneva	New York.
Glens Falls National Bank and Trust Company	Glens Falls	New York.
Maple City Savings, FSB	Hornell	New York.
Sunnyside FS&LA of Irvington	Irvington	New York.
The Lyons National Bank	Lyons	New York.
Maspeth Federal Savings and Loan Association	Maspeth	New York.
Massena Savings & Loan Association	Massena	New York.
Cross County Federal Savings Bank	Middle Village	New York.
Provident Bank	Montebello	New York.
The Berkshire Bank	New York	New York.
Carver Federal Savings	New York	New York.
The Upstate National Bank	Ogdensburg	New York.
First Tier Bank & Trust	Olean	New York.
Wilber National Bank	Oneonta	New York.
Union State Bank	Orangeburg	New York.
Saratoga National Bank & Trust Company	Saratoga Springs	New York.
The National Bank of Stamford	Stamford	New York.
Federal Home Loan Bank of Pittsburgh—District 3
Delaware National Bank	Georgetown	Delaware.
Artisans' Bank	Wilmington	Delaware.
Laurel Savings Bank	Allison Park	Pennsylvania.
Investment Savings Bank	Altoona	Pennsylvania.
Reliance Savings Bank	Altoona	Pennsylvania.
Peoples Home Savings Bank	Beaver Falls	Pennsylvania.
Keystone Savings Bank	Bethlehem	Pennsylvania.
Columbia County Farmers National Bank	Bloomsburg	Pennsylvania.

The Bryn Mawr Trust Company	Bryn Mawr	Pennsylvania.
Citizens National Bank of Evans City PA	Butler	Pennsylvania.
Commerce Bank/Harrisburg, N.A.	Camp Hill	Pennsylvania.
Community Bank, N.A.	Carmichaels	Pennsylvania.
Charleroi Federal Savings Bank	Charleroi	Pennsylvania.
FirsTrust Bank	Conshohocken	Pennsylvania.
Armstrong County Building & Loan Association	Ford City	Pennsylvania.
Greenville Savings Bank	Greenville	Pennsylvania.
Fulton Bank	Lancaster	Pennsylvania.
Citizens National Bank	Lansford	Pennsylvania.
Westmoreland FS&LA of Latrobe	Latrobe	Pennsylvania.
Mifflin County Savings Bank	Lewistown	Pennsylvania.
First Citizens National Bank	Mansfield	Pennsylvania.
The First National Bank of Mifflintown	Mifflintown	Pennsylvania.
First Federal Savings Bank	Monessen	Pennsylvania.
Parkvale Savings Bank	Monroeville	Pennsylvania.
Community State Bank of Orbisonia	Orbisonia	Pennsylvania.
Prudential Savings Bank	Philadelphia	Pennsylvania.
Beneficial Savings Bank	Philadelphia	Pennsylvania.
First Republic Bank	Philadelphia	Pennsylvania.
West View Savings Bank	Pittsburgh	Pennsylvania.
NorthSide Bank	Pittsburgh	Pennsylvania.
Liberty Savings Bank, F.S.B.	Pottsville	Pennsylvania.
Elk County Savings & Loan Association	Ridgway	Pennsylvania.
Sewickley Savings Bank	Sewickley	Pennsylvania.
Keystone State Savings Bank	Sharpsburg	Pennsylvania.
The First National Bank of Slippery Rock	Slippery Rock	Pennsylvania.
Union National Bank and Trust Company	Souderton	Pennsylvania.
East Stroudsburg Savings Association	Stroudsburg	Pennsylvania.
Washington Federal Savings Bank	Washington	Pennsylvania.
First FS&LA of Greene County	Waynesburg	Pennsylvania.
Citizens & Northern Bank	Wellsboro	Pennsylvania.
First Sentry Bank	Huntington	West Virginia.
Huntington Federal Savings Bank	Huntington	West Virginia.
Doolin Security Savings Bank FSB	New Martinsville	West Virginia.
United Bank, Inc.	Parkersburg	West Virginia.
First FS&LA of Ravenswood	Ravenswood	West Virginia.
First Federal Savings Bank	Sistersville	West Virginia.
Capon Valley Bank	Wardensville	West Virginia.
Williamstown National Bank	Williamstown	West Virginia.
Federal Home Loan Bank of Atlanta—District 4
Brantley Bank and Trust Company	Brantley	Alabama.
Robertson Banking Company	Demopolis	Alabama.
The Citizens Bank	Greensboro	Alabama.
Security Federal Savings Bank	Jasper	Alabama.
Gulf Federal Bank, a FSB	Mobile	Alabama.
The Citizens Bank	Moulton	Alabama.
Phenix-Girard Bank	Phenix City	Alabama.
The Bank of Vernon	Vernon	Alabama.
Bank of Wedowee	Wedowee	Alabama.
Bank of Belle Glade	Belle Glade	Florida.
Community Bank of Manatee	Bradenton	Florida.
Florida Citizens Bank	Gainesville	Florida.
Peoples State Bank of Groveland	Groveland	Florida.
Florida Bank, N.A.	Jacksonville	Florida.
First State Bank of Florida Keys	Key West	Florida.
Peoples Community Bank	Malone	Florida.
Commercebank, N.A.	Miami	Florida.
International Finance Bank	Miami	Florida.
Charlotte State Bank	Port Charlotte	Florida.
Bank of St. Augustine	St. Augustine	Florida.
Cornerstone Bank	Atlanta	Georgia.
The Claxton Bank	Claxton	Georgia
Central Bank and Trust	Cordele	Georgia.
Chestatee State Bank	Dawsonville	Georgia.
Colony Bank Southeast	Douglas	Georgia.
Bank of Eastman	Eastman	Georgia.
Gilmer County Bank	Ellijay	Georgia.
Capital Bank	Fort Oglethorpe	Georgia.
Bank of Hiawassee	Hiawassee	Georgia.
Farmers State Bank	Lincolnton	Georgia.
Peoples Bank	Lyons	Georgia.

Mount Vernon Bank	Mt. Vernon	Georgia.
The Citizens Bank	Nashville	Georgia.
Colony Bank Wilcox	Rochelle	Georgia.
Greater Rome Bank	Rome	Georgia.
Georgia Central Bank	Social Circle	Georgia.
Citizens Security Bank	Tifton	Georgia.
Community First Bank	Baltimore	Maryland.
Mercantile Safe Deposit and Trust Company	Baltimore	Maryland.
Easton Bank and Trust Company	Easton	Maryland.
Jarrettsville Federal S&L Association	Jarrettsville	Maryland.
Maryland Bank and Trust Company	Lexington Park	Maryland.
First National Bank of North East	North East	Maryland.
Colombo Bank	Rockville	Maryland.
United Community Bank	Brevard	North Carolina.
The East Carolina Bank	Engelhard	North Carolina.
Catawba Valley Bank	Hickory	North Carolina.
First Bank	Troy	North Carolina.
Sandhills Bank	Bethune	South Carolina.
The Peoples Bank	Iva	South Carolina.
The Palmetto Bank	Laurens	South Carolina.
Beach First National Bank	Myrtle Beach	South Carolina.
The Citizens Bank	Olanta	South Carolina.
First State Bank	Danville	Virginia.
Powell Valley National Bank	Jonesville	Virginia.
The Bank of Charlotte County	Phenix	Virginia.
Valley Bank	Roanoke	Virginia.
Federal Home Loan Bank of Cincinnati—District 5
Bank of Edmonson County	Brownsville	Kentucky.
United Citizens Bank & Trust Company	Campbellsburg	Kentucky.
Citizens Bank & Trust Company	Campbellsville	Kentucky.
Farmers and Traders Bank of Campton	Campton	Kentucky.
Carrollton Federal Savings and Loan Association	Carrollton	Kentucky.
The First National Bank of Central City	Central City	Kentucky.
First Community Bank of Western Kentucky	Clinton	Kentucky.
Clinton Bank	Clinton	Kentucky.
The Farmers National Bank of Cynthiana	Cynthiana	Kentucky.
Central Kentucky Federal Savings and Loan Assn	Danville	Kentucky.
United Kentucky Bank of Pendleton County	Falmouth	Kentucky.
State Bank & Trust Company	Harrodsburg	Kentucky.
First Financial Bank	Harrodsburg	Kentucky.
First Federal Savings & Loan Association	Hazard	Kentucky.
The Citizens National Bank	Lebanon	Kentucky.
Home Federal Bank Corporation	Middlesboro	Kentucky.
Peoples Bank Mt. Washington	Mt. Washington	Kentucky.
First Bank and Trust Company	Princeton	Kentucky.
Liberty National Bank	Ada	Ohio.
Peoples Savings and Loan Company	Bucyrus	Ohio.
First Safety Bank	Cincinnati	Ohio.
The Provident Bank	Cincinnati	Ohio.
The Clifton Heights Loan and Building Company	Cincinnati	Ohio.
The Savings Bank	Circleville	Ohio.
The Peoples Bank Company	Coldwater	Ohio.
First City Bank	Columbus	Ohio.
The Cortland Savings and Banking Company	Cortland	Ohio.
Ohio Heritage Bank	Coshocton	Ohio.
Valley Savings Bank	Cuyahoga Falls	Ohio.
First Federal Bank of the Midwest	Defiance	Ohio.
Fidelity Federal Savings and Loan Association	Delaware	Ohio.
Heartland Bank	Gahanna	Ohio.
Home Building and Loan Company	Greenfield	Ohio.
Greenville Federal Savings and Loan Association	Greenville	Ohio.
Lawrence Federal Savings Bank	Ironton	Ohio.
Liberty Federal Savings and Loan Association	Ironton	Ohio.
Ohio River Bank	Ironton	Ohio.
The Home Savings and Loan Co. of Kenton, Ohio	Kenton	Ohio.
Kingston National Bank	Kingston	Ohio.
The Citizens Bank of Logan	Logan	Ohio.
The Mechanics Savings Bank	Mansfield	Ohio.
Peoples Bank, National Association	Marietta	Ohio.
The Middlefield Banking Company	Middlefield	Ohio.
The Nelsonville Home and Savings Association	Nelsonville	Ohio.
First FS&LA of Newark	Newark	Ohio.

The National Bank of Oak Harbor	Oak Harbor	Ohio.
The Valley Central Savings Bank	Reading	Ohio.
The Citizens Banking Company	Sandusky	Ohio.
Peoples FS&LA of Sidney	Sidney	Ohio.
Commodore Bank	Somerset	Ohio.
Monroe Federal Savings and Loan Association	Tipp City	Ohio.
Van Wert Federal Savings Bank	Van Wert	Ohio.
Home Savings Bank	Wapakoneta	Ohio.
The Waterford Commercial and Savings Bank	Waterford	Ohio.
Adams County Building and Loan Company	West Union	Ohio.
Bank of Bartlett	Bartlett	Tennessee.
The Bank of Bolivar	Bolivar	Tennessee.
Farmers & Merchants Bank	Clarksville	Tennessee.
Farmers and Merchants Bank	Dyer	Tennessee.
First Citizens National Bank of Dyersburg	Dyersburg	Tennessee.
Elizabethton Federal Savings Bank	Elizabethton	Tennessee.
Progressive Savings Bank, F.S.B.	Jamestown	Tennessee.
Home Federal Bank of Tennessee	Knoxville	Tennessee.
Volunteer Federal Savings & Loan Association	Madisonville	Tennessee.
Jefferson Federal Savings and Loan Association	Morristown	Tennessee.
TNBANK	Oak Ridge	Tennessee.
Citizens Community Bank	Winchester	Tennessee
Federal Home Loan Bank of Indianapolis—District 6
First Federal Savings Bank—Angola	Angola	Indiana.
Peoples FSB of Dekalb County	Auburn	Indiana.
Peoples Federal Savings Bank	Aurora	Indiana.
Farmers and Mechanics FS & LA	Bloomfield	Indiana.
The First State Bank	Bourbon	Indiana.
Home Federal Bank	Columbus	Indiana.
Community First Bank	Corydon	Indiana.
Old National Bank	Evansville	Indiana.
Farmers Bank	Frankfort	Indiana.
Newton County Loan & SA of Goodland	Goodland	Indiana.
First Federal Savings & Loan of Greensburg	Greensburg	Indiana.
Lake FS & LA of Hammond	Hammond	Indiana.
HFS Bank, FSB	Hobart	Indiana.
Security Federal Savings Bank	Logansport	Indiana.
City Savings Bank	Michigan City	Indiana.
The First National Bank of Monterey	Monterey	Indiana.
Mutual FSB	Muncie	Indiana.
First Merchants Bank, N.A.	Muncie	Indiana.
American Savings, FSB	Munster	Indiana.
Community Bank	Noblesville	Indiana.
The First National Bank of Odon	Odon	Indiana.
Lincoln Bank	Plainfield	Indiana.
Scottsburg Building & Loan Association	Scottsburg	Indiana.
Owen Community Bank, s.b.	Spencer	Indiana.
First Farmers State Bank	Sullivan	Indiana.
Peoples Community Bank	Tell City	Indiana.
First Financial Bank	Terre Haute	Indiana.
First FSB of Wabash	Wabash	Indiana.
First FS & LA	Washington	Indiana.
Peoples Bank	Washington	Indiana.
Bank of Wolcott	Wolcott	Indiana.
First Federal of Northern Michigan	Alpena	Michigan.
Bay Port State Bank	Bay Port	Michigan.
Farmers State Bank Breckenridge	Breckenridge	Michigan.
Eaton Federal Savings Bank	Charlotte	Michigan.
Huron Community Bank	East Tawas	Michigan.
Hastings City Bank	Hastings	Michigan.
Kalamazoo County State Bank	Schoolcraft	Michigan.
Franklin Bank	Southfield	Michigan.
First National Bank of St. Ignace	St. Ignace	Michigan.
Northwestern Bank	Traverse City	Michigan.
Federal Home Loan Bank of Chicago—District 7
Cornerstone Bank & Trust, N.A.	Alton	Illinois.
First National Bank of Jonesboro	Anna	Illinois.
West Pointe Bank and Trust Company	Belleville	Illinois.
Belvidere National Bank and Trust Company	Belvidere	Illinois.
Citizens Savings Bank	Bloomington	Illinois.

American Enterprise Bank	Buffalo Grove	Illinois.
Farmers State Bank of Camp Point	Camp Point	Illinois.
Central Illinois Bank	Champaign	Illinois.
First Federal Savings Bank of Champaign-Urbana	Champaign	Illinois.
Charleston Federal Savings & Loan Association	Charleston	Illinois.
Broadway Bank	Chicago	Illinois.
Lincoln Park Savings Bank	Chicago	Illinois.
Fidelity Federal Savings Bank	Chicago	Illinois
1st Security Federal Savings Bank	Chicago	Illinois.
Mutual Federal Savings and Loan	Chicago	Illinois.
Central FS&LA of Chicago	Chicago	Illinois.
Liberty Bank for Savings	Chicago	Illinois.
Columbus Savings Bank	Chicago	Illinois.
Collinsville Building and Loan Association	Collinsville	Illinois.
Home Federal Savings & Loan Association	Collinsville	Illinois.
Hickory Point Bank & Trust, Fsb	Decatur	Illinois.
CoVest Banc, National Association	Des Plaines	Illinois.
First Federal Savings and Loan	Edwardsville	Illinois.
Forreston State Bank	Forreston	Illinois.
Central Bank Fulton	Fulton	Illinois.
Glenview State Bank	Glenview	Illinois.
Guardian Savings Bank FSB	Granite City	Illinois.
First National Bank of Grant Park	Grant Park	Illinois.
The Granville National Bank	Granville	Illinois.
The Bradford National Bank of Greenville	Greenville	Illinois.
The Havana National Bank	Havana	Illinois.
Herrin Security Bank	Herrin	Illinois.
CIB Bank	Hillside	Illinois.
South End Savings, s.b.	Homewood	Illinois.
Eureka Savings Bank	La Salle	Illinois.
First State Bank of Western Illinois	LaHarpe	Illinois.
First National Bank of Illinois	Lansing	Illinois.
Lisle Savings Bank	Lisle	Illinois.
First National Bank of Litchfield	Litchfield	Illinois.
West Suburban Bank	Lombard	Illinois.
First Security Bank	Mackinaw	Illinois.
First National Bank of Manhattan	Manhattan	Illinois.
Milford Building & Loan Association	Milford	Illinois.
Nashville Savings Bank	Nashville	Illinois.
Northview Bank & Trust	Northfield	Illinois.
Illini State Bank	Oglesby	Illinois.
The Poplar Grove State Bank	Poplar Grove	Illinois.
Citizens First National Bank	Princeton	Illinois.
First Robinson Savings Bank, NA	Robinson	Illinois.
Alpine Bank	Rockford	Illinois.
First FS&LA of Shelbyville, IL	Shelbyville	Illinois.
The First National Bank	Vandalia	Illinois.
International Bank of Amherst	Amherst	Wisconsin.
First National Bank of Bangor	Bangor	Wisconsin.
Bank of Brodhead	Brodhead	Wisconsin.
Bank of Deerfield	Deerfield	Wisconsin.
Fox Valley Savings	Fond du Lac	Wisconsin.
National Exchange Bank & Trust	Fond du Lac	Wisconsin.
Continental Savings Bank, S.A.	Greenfield	Wisconsin.
ISB Community Bank	Ionia	Wisconsin.
Ladysmith Federal Savings & Loan	Ladysmith	Wisconsin.
First Federal Capital Bank	La Crosse	Wisconsin.
Markesan State Bank	Markesan	Wisconsin.
Fidelity National Bank	Medford	Wisconsin.
Merrill Federal Savings and Loan Association	Merrill	Wisconsin.
Guaranty Bank, F.S.B.	Milwaukee	Wisconsin.
Bank of Elmwood	Racine	Wisconsin.
Heritage Bank	Spencer	Wisconsin.
First Bank of Tomah	Tomah	Wisconsin.
Farmers State Bank of Waupaca	Waupaca	Wisconsin.
Paper City Savings Association	Wisconsin Rapids	Wisconsin.
Federal Home Loan Bank of Des Moines—District 8
Citizens Savings Bank	Anamosa	Iowa.
Community State Bank, N.A.	Ankeny	Iowa.
Ashton State Bank	Ashton	Iowa.
Atkins Savings Bank & Trust	Atkins	Iowa.
MidwestOne Bank	Burlington	Iowa.

Iowa Trust and Savings Bank	Centerville	Iowa.
First Security Bank and Trust	Charles City	Iowa.
Page County Federal Savings Association	Clarinda	Iowa.
First Federal Savings Bank of Creston, F.S.B.	Creston	Iowa.
Principal Bank	Des Moines	Iowa.
Fidelity Bank & Trust	Dyersville	Iowa.
Community Savings Bank	Edgewood	Iowa.
First American Bank	Fort Dodge	Iowa.
Hampton State Bank	Hampton	Iowa.
Independence Federal Bank for Savings	Independence	Iowa.
Farmers & Merchants Savings Bank	Iowa City	Iowa.
First Community Bank	Keokuk	Iowa.
Keokuk Savings Bank & Trust Company	Keokuk	Iowa.
Keystone Savings Bank	Keystone	Iowa.
Iowa State Savings Bank	Knoxville	Iowa.
Cedar Valley Bank & Trust	La Porte City	Iowa.
United Community Bank	Milford	Iowa.
New Albin Savings Bank	New Albin	Iowa.
City State Bank	Norwalk	Iowa.
Northwestern State Bank of Orange City	Orange City	Iowa.
Clarke County State Bank	Osceola	Iowa.
Bank Iowa	Oskaloosa	Iowa.
First Trust and Savings Bank	Oxford	Iowa.
Citizens State Bank	Pocahontas	Iowa.
Citizens Bank	Sac City	Iowa.
American State Bank	Sioux Center	Iowa.
Solon State Bank	Solon	Iowa.
Northwest Federal Savings Bank	Spencer	Iowa.
First Federal Savings Bank of the Midwest	Storm Lake	Iowa.
Randall-Story State Bank	Story City	Iowa.
Waukee State Bank	Waukee	Iowa.
West Liberty State Bank	West Liberty	Iowa.
Viking Savings Association, F.A.	Alexandria	Minnesota.
Northern National Bank	Baxter	Minnesota.
First State Bank of Bigfork	Bigfork	Minnesota.
Brainerd Savings & Loan Association, A F.A.	Brainerd	Minnesota.
The Oakley National Bank of Buffalo	Buffalo	Minnesota.
State Bank in Eden Valley	Eden Valley	Minnesota.
Bank Midwest, MN, IA, N.A.	Fairmont	Minnesota.
The State Bank of Faribault	Faribault	Minnesota.
The First National Bank of Menahga	Menahga	Minnesota.
TCF National Bank	Minneapolis	Minnesota.
The First National Bank of Osakis	Osakis	Minnesota.
First National Bank	Plainview	Minnesota.
First Minnesota Bank, NA	Shorewood	Minnesota.
Citizens Independent Bank	St. Louis Park	Minnesota.
First National Bank of St. Peter	St. Peter	Minnesota.
Minnwest Bank South	Tracy	Minnesota.
Queen City Federal Savings Bank	Virginia	Minnesota.
Missouri Federal Savings Bank	Cameron	Missouri.
Southwest Missouri Bank	Carthage	Missouri.
North American Savings Bank, FSB	Grandview	Missouri.
MCM Savings Bank, F.S.B.	Hannibal	Missouri.
First Bank	Hazelwood	Missouri.
First Federal Bank, F.S.B.	Kansas City	Missouri.
Liberty Savings Bank, FSB	Liberty	Missouri.
Clay County Savings Bank	Liberty	Missouri.
First Home Savings Bank	Mountain Grove	Missouri.
Home S&LA of Norborne, F.A.	Norborne	Missouri.
Southern Missouri Bank & Trust Company	Poplar Bluff	Missouri.
Central Federal Savings and Loan Association	Rolla	Missouri.
Montgomery Bank	Sikeston	Missouri.
Guaranty Bank	Springfield	Missouri.
Midwest FS&LA of St. Joseph	St. Joseph	Missouri.
Bremen Bank and Trust Company	St. Louis	Missouri.
Southern Commercial Bank	St. Louis	Missouri.
Starion Financial	Bismarck	North Dakota.
The Ramsey NB&TC of Devils Lake	Devils Lake	North Dakota.
American State Bank & Trust of Dickinson	Dickinson	North Dakota.
Security State Bank	Dunseith	North Dakota.
Alerus Financial	Grand Forks	North Dakota.
The National Bank of Harvey	Harvey	North Dakota.
Dacotah Bank	Aberdeen	South Dakota.
First Federal Bank	Beresford	South Dakota.

First Savings Bank	Beresford	South Dakota.
First National Bank in Brookings	Brookings	South Dakota.
Bryant State Bank	Bryant	South Dakota.
First Western Federal Savings Bank	Rapid City	South Dakota.
Federal Home Loan Bank of Dallas—District 9
First National Banking Company	Ash Flat	Arkansas.
Arkansas National Bank	Bentonville	Arkansas.
Heartland Community Bank	Camden	Arkansas.
Corning Savings and Loan Association	Corning	Arkansas.
Arkansas Diamond Bank	Glenwood	Arkansas.
First Arkansas Bank & Trust	Jacksonville	Arkansas.
First Community Bank	Jonesboro	Arkansas.
Arkansas Bankers' Bank	Little Rock	Arkansas.
Diamond State Bank	Murfreesboro	Arkansas.
First National Bank	Paragould	Arkansas.
Bank of Rogers	Rogers	Arkansas.
The Bank of Star City	Star City	Arkansas.
Bank of Waldron	Waldron	Arkansas.
First National Bank USA	Boutte	Louisiana.
Citizens Progressive Bank	Columbia	Louisiana.
Beauregard Federal Savings Bank	DeRidder	Louisiana.
Home Bank	Lafayette	Louisiana.
First Federal Bank of Louisiana	Lake Charles	Louisiana.
Bank of New Orleans	Metairie	Louisiana.
Minden Building and Loan Association	Minden	Louisiana.
Dryades Savings Bank, FSB	New Orleans	Louisiana.
Fifth District Savings & Loan Association	New Orleans	Louisiana.
Union Savings and Loan Association	New Orleans	Louisiana.
Plaquemine Bank & Trust Company	Plaquemine	Louisiana.
Rayne Building and Loan Association	Rayne	Louisiana.
Citizens Bank and Trust Company	Springhill	Louisiana.
Statewide Bank	Terrytown	Louisiana.
First National Bank of Lucedale	Lucedale	Mississippi.
First National Bank	Pontotoc	Mississippi.
Central Bank For Savings	Winona	Mississippi.
Alamogordo Federal Savings & Loan Association	Alamogordo	New Mexico.
Charter Bank	Albuquerque	New Mexico.
First National Bank	Artesia	New Mexico.
The First National Bank of New Mexico	Clayton	New Mexico.
First National Bank in Las Vegas	Las Vegas	New Mexico.
First Federal Bank	Roswell	New Mexico.
Alamo Bank of Texas	Alamo	Texas.
Firstbank Southwest, National Association	Amarillo	Texas.
Southwest Securities Bank	Arlington	Texas.
Affiliated Bank, FSB	Bedford	Texas.
Brenham National Bank	Brenham	Texas.
Texas Bank	Brownwood	Texas.
The First State Bank	Celina	Texas.
The First National Bank of Chillicothe	Chillicothe	Texas.
First Bank of West Texas	Coahoma	Texas.
The First State Bank	Columbus	Texas.
First Bank of Conroe, N.A	Conroe	Texas.
First Commerce Bank	Corpus Christi	Texas.
Citizens National Bank	Crockett	Texas.
Cuero State Bank, s.s.b.	Cuero	Texas.
Dalhart Federal Savings and Loan Association	Dalhart	Texas.
Preston National Bank	Dallas	Texas.
Colonial Savings, F.A	Fort Worth	Texas.
Citizens National Bank	Fort Worth	Texas.
Guaranty National Bank Financial, N.A	Gainesville	Texas.
National Bank	Gatesville	Texas.
Houston Community Bank, N.A	Houston	Texas.
Justin State Bank	Justin	Texas.
City National Bank	Kilgore	Texas.
Farmers & Merchants State Bank	Krum	Texas.
Fayette Savings Bank, ssb	La Grange	Texas.
National Bank & Trust	La Grange	Texas.
Commerce Bank	Laredo	Texas.
Falcon National Bank	Laredo	Texas.
East Texas Professional Credit Union	Longview	Texas.
TX Bank & Trust Company	Longview	Texas.
First State Bank of Louise	Louise	Texas.

First Bank & Trust Company	Lubbock	Texas.
Lubbock National Bank	Lubbock	Texas.
Gladewater National Bank	Mesquite	Texas.
First National Bank of Mount Vernon, Texas	Mount Vernon	Texas.
First National Bank in Munday	Munday	Texas.
The Morris County National Bank	Naples	Texas.
Peoples National Bank	Paris	Texas.
First Federal Community Bank	Paris	Texas.
Gulf Coast Educators FCU	Pasadena	Texas.
Point Bank, N.A.	Pilot Point	Texas.
Pilgrim Bank	Pittsburg	Texas.
Wood County National Bank	Quitman	Texas.
Robert Lee State Bank	Robert Lee	Texas.
Intercontinental National Bank	San Antonio	Texas.
Balcones Bank, SSB	San Marcos	Texas.
Citizens State Bank	Sealy	Texas.
Southern National Bank of Texas	Sugar Land	Texas.
American National Bank of Texas	Terrell	Texas.
Citizens 1st Bank	Tyler	Texas.
Hill Bank & Trust Company	Weimar	Texas.
American National Bank	Wichita Falls	Texas.
Wilson State Bank	Wilson	Texas.
Federal Home Loan Bank of Topeka—District 10
San Luis Valley Federal Bank	Alamosa	Colorado.
Collegiate Peaks Bank	Buena Vista	Colorado.
Pikes Peak National Bank	Colorado Springs	Colorado.
Vectra Bank Colorado, N.A.	Denver	Colorado.
Rocky Mountain Bank and Trust	Florence	Colorado.
First National Bank	Fort Collins	Colorado.
Community Banks of Colorado	Greenwood Village	Colorado.
Gunnison Savings and Loan Association	Gunnison	Colorado.
Rio Grande Savings and Loan Association	Monte Vista	Colorado.
Montrose Bank	Montrose	Colorado.
Peoples National Bank Monument	Monument	Colorado.
The First National Bank of Ordway	Ordway	Colorado.
Paonia State Bank	Paonia	Colorado.
Community Banks of Southern Colorado	Rocky Ford	Colorado.
Century Savings & Loan Association	Trinidad	Colorado.
Park State Bank & Trust	Woodland Park	Colorado.
Prairie State Bank	Augusta	Kansas.
First National Bank in Cimarron	Cimarron	Kansas.
Girard National Bank	Girard	Kansas.
Farmers Bank & Trust, N.A.	Great Bend	Kansas.
Golden Belt Bank, FSA	Hays	Kansas.
Central National Bank	Junction City	Kansas.
Argentine Federal Savings	Kansas City	Kansas.
Citizens Bank of Kansas, N.A.	Kingman	Kansas.
University National Bank	Lawrence	Kansas.
Mutual Savings Association, FSA	Leavenworth	Kansas.
The Citizens State Bank of Liberal, Kansas	Liberal	Kansas.
The Citizens State Bank	Moundridge	Kansas.
Midland National Bank	Newton	Kansas.
Bank of Blue Valley	Overland Park	Kansas.
Peabody State Bank	Peabody	Kansas.
Plains State Bank	Plains	Kansas.
Peoples Bank	Pratt	Kansas.
First Bank Kansas	Salina	Kansas.
Security Savings Bank, FSB	Salina	Kansas.
Stockton National Bank	Stockton	Kansas.
First National Bank	Syracuse	Kansas.
The Bank of Tescott	Tescott	Kansas.
Capitol Federal Savings	Topeka	Kansas.
Silver Lake Bank	Topeka	Kansas.
Kendall State Bank	Valley Falls	Kansas.
The Bank of Commerce & Trust Company	Wellington	Kansas.
Commerce Bank, N.A.	Wichita	Kansas.
Garden Plain State Bank	Wichita	Kansas.
Western Heritage Credit Union	Alliance	Nebraska.
Farmers & Merchants National Bank	Ashland	Nebraska.
Clarkson Bank	Clarkson	Nebraska.
Nebraska Energy Federal Credit Union	Columbus	Nebraska.
American Interstate Bank	Elkhorn	Nebraska.

Genoa National Bank	Genoa	Nebraska.
United Nebraska Bank	Grand Island	Nebraska.
TierOne Bank	Lincoln	Nebraska.
Platte Valley National Bank	Morrill	Nebraska.
Otoe County Bank & Trust Company	Nebraska City	Nebraska.
The Nehawka Bank	Nehawka	Nebraska.
Enterprise Bank, NA	Omaha	Nebraska.
Platte Valley National Bank	Scottsbluff	Nebraska.
First National Bank	Sidney	Nebraska.
Anadarko Bank and Trust Company	Anadarko	Oklahoma.
Community Bank	Bristow	Oklahoma.
Oklahoma Bank & Trust Company	Clinton	Oklahoma.
American Bank of Oklahoma	Collinsville	Oklahoma.
Citizens Bank of Edmond	Edmond	Oklahoma.
First National Bank & Trust	Elk City	Oklahoma.
Bank of the Panhandle	Guymon	Oklahoma.
Legacy Bank	Hinton	Oklahoma.
McCurtain County National Bank	Idabel	Oklahoma.
The First State Bank	Keyes	Oklahoma.
City National Bank & Trust Company	Lawton	Oklahoma.
First State Bank of Porter	Locust Grove	Oklahoma.
First National Bank in Marlow	Marlow	Oklahoma.
Community National Bank of Okarche	Okarche	Oklahoma.
First National Bank in Okeene	Okeene	Oklahoma.
BancFirst	Oklahoma City	Oklahoma.
NBanc—OKC	Oklahoma City	Oklahoma.
The Bankers Bank	Oklahoma City	Oklahoma.
Citizens Bank & Trust Company	Okmulgee	Oklahoma.
The Okmulgee Savings and Loan Association	Okmulgee	Oklahoma.
Bank of the Lakes, N.A.	Owasso	Oklahoma.
The Farmers State Bank of Quinton	Quinton	Oklahoma.
First National Bank & Trust Company	Shawnee	Oklahoma.
Triad Bank, N.A.	Tulsa	Oklahoma.
Valley National Bank	Tulsa	Oklahoma.
The First National Bank & TC of Vinita	Vinita	Oklahoma.
Federal Home Loan Bank of San Francisco—District 11
Pacific Premier Bank	Costa Mesa	California.
Fullerton Community Bank	Fullerton	California.
Western Financial Bank	Irvine	California.
Silvergate Bank	La Jolla	California.
Borrego Springs Bank, N.A.	La Mesa	California.
Broadway Federal Bank, f.s.b.	Los Angeles	California.
Monterey County Bank	Monterey	California.
Standard Savings Bank, FSB	Monterey Park	California.
Metropolitan Bank	Oakland	California.
Community Bank	Pasadena	California.
IndyMac Bank	Pasadena	California.
El Dorado Savings Bank	Placerville	California.
Sincere Federal Savings Bank	San Francisco	California.
East West Bank	San Marino	California.
First FS&LA of San Rafael	San Rafael	California.
First Federal Bank of California	Santa Monica	California.
National Bank of the Redwoods	Santa Rosa	California.
Sunwest Bank	Tustin	California.
Desert Community Bank	Victorville	California.
Washington Mutual Bank	Seattle	Washington.
Federal Home Loan Bank of Seattle—District 12
First National Bank Alaska	Anchorage	Alaska.
Mt. McKinley Bank	Fairbanks	Alaska.
Bank of Guam	Hagatna	Guam.
American Savings Bank	Honolulu	Hawaii.
Mountain West Bank	Coeur D'Alene	Idaho.
Big Sky Western Bank	Bozeman	Montana.
First Security Bank of Bozeman	Bozeman	Montana.
Ravalli County Bank	Hamilton	Montana.
American Federal Savings Bank	Helena	Montana.
Glacier Bank	Kalispell	Montana.
First Security Bank of Malta	Malta	Montana.
Manhattan State Bank	Manhattan	Montana.
Stockman Bank of Montana	Miles City	Montana.

Glacier Bank of Whitefish	Whitefish	Montana.
Bank of Astoria	Astoria	Oregon.
Bank of Salem	Salem	Oregon.
Columbia River Bank	The Dalles	Oregon.
Wells Fargo Bank Northwest, N.A.	Salt Lake City	Utah.
Cascade Bank	Everett	Washington.
Raymond Federal Savings Bank	Raymond	Washington.
Evergreen Bank	Seattle	Washington.
Washington Federal Savings	Seattle	Washington.
Sterling Savings Bank	Spokane	Washington.
Buffalo Federal Savings Bank	Buffalo	Wyoming.
Hilltop National Bank	Casper	Wyoming.
Big Horn Federal Savings Bank	Greybull	Wyoming.

II. Public Comments

To encourage the submission of public comments on the community support performance of Bank members, on or before July 23, 2004, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2004-05 second quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2004-05 second quarter review cycle must be delivered to the Finance Board on or before the August 20, 2004 deadline for submission of Community Support Statements.

Dated: June 29, 2004.

Mark J. Tenhundfeld,

General Counsel.

[FR Doc. 04-15276 Filed 7-6-04; 8:45 am]

BILLING CODE 6725-01-P