Bankr. ND Ohio February 2005 casesIN RE MOTZIn re WardIn re DwengerIn re McLaughlinIn re VerhoffIn re PlaugherIn re DesieroIN RE IRBYIn re KnowlesIn re JamesIn re GlonekIn re BartonIn re RamosIn re BartonIn re PannellIn re EspenIn re ChambersIrby v. Mr. Money Finance Co. (In re Irby)