Plaintiff s Claim More than 12Cal. Super. - 6th Dist.May 21, 2020Electronically Filed by Superior Court of CA, County of Santa Clara, on 5/21/2020 6:24 PM Reviewed By: D. Pinheiro Case #20SC083429 Envelope: 4364033 20SC083429 Santa Clara - Civil 20SC083429 6/2/2020 D. Pinheiro 09/03/20 1:00 pm 15 20SC083429 Plaintiff {list names): Case Number: Oportun Inc. CD @ The plaintiff (the person, business, or public entity that is suing) is: Name: Oportun Inc. Phone: 650-810-8876 Street address: 1636 Stoxy Rd, Suite 10 San Jose CA 95 122 Street City State Zip Mailing address (ifdifferent): 2 Circle Star Way San Carlos CA 94070 Street City State Zip If more than one plaintiff, list next plaintiff here: Name: N/A Phone: Street address: Street City State Zip Mailing address (ifdz'flerent): Street City State Zip D Check here ifmore than two plaintzfls and attachform SC-IOOA. D Check here z'feither plaintijj’listed above is doing business under afictz'tz'ous name. Ifso, attachform SC-1 03. D Check here ifany plainn'ffis a "licensee " 0r “deferred deposit originator” (payday lender) under Financial Code sections 23000 et seq. The Defendant (the person, business, or public entity being sued) is: Name: Tania Ivette Bibiano Carranza Phone: 669-2 10-2337 Street address: 2390 LUCRETIA AVE APT 903 SAN JOSE CA 951 22 Street City State Zip Mailing address (ifdz'jferent): Street City State Zip If the defendant is a corporation, limited liability company, or public entity, list the person or agent authorized for service of process here: Name: Job title, if known: Address: Street City State Zip D Check here ifyour case is against more than one defendant, and attachform SC-I 00A. D Check here ifany defendant is 0n active military duty, and write his 0r her name here: The plaintiff claims the defendant owes $581 .72 (Exzflain beZOW): a. Why does the defendant owe the plaintiff money? Defendant is delinquent on his/her loan payments Loan N0. 3948939 When did this happen? (Date): 12/ I 1/2019 b. 1f no specific daté, give the time period: Date started: Through c. How did you calculate the money owed to you? (D0 not include court costs orfeesfor service.) Principal owed, finance charge, late fees D Check here ifyou need more space. Attach one sheet ofpaper orform MC-031 and write ”SC-I 00, Item 3 " at the top. - Revisemmamozo PLAINTIFF’S CLAIM and ORDER to Go to Small Claims Court sc-1oo, Page 2M5 (Small Claims) 20SC083429 Plaintiff (list names): Case Number: Oportun Inc. C4) You must ask the defendant (in person, in writing, or by phone) to pay you before you sue. If your claim is for possession of property, you must ask the defendant to give you the property. Have you done this? E Yes D No If no, explain why not: <5) Why are you filing your claim at this courthouse? This courthouse covers the area (check the one that applies): a. D (l) Where the defendant lives or does business. (4) Where a contract (written or spoken) was made, (2) Where the plaintiff’s property was damaged. signed, performed, or broken by the defendant or (3) Where the plaintiff was injured. where the defendant lived 0r did business when the defendant made the contract. b. m Where the buyer or lessee signed the contract, lives now, or lived when the contract was made, if this claim, is about an offer 0r contract for personal, family, 0r heusehold goods, services, or loans. (Code Civ. Proc., § 395(b).) c. D Where the buyer signed the contract, lives now, 0r lived when the contract was made, if this claim is about a retail installment contract (like a credit card). (Civ Code, § 1812.10.) d. D Where the buyer signed the contract, lives now, or lived when the contract was made, 0r where the vehicle is permanently garaged, if this claim is about a vehicle finance sale. (Civ Code, § 2984.4.) e. D Other (speczfiz): @ List the zip code of the place checked in (5) above (z‘fyou know): 95122 G ls your claim about an attorney-client fee dispute? D Yes m No Ifyes, and ifyou have had arbitration, fill outform SC-I 01, attach it t0 thisform, and check here: D C8) Are you suing a public entity? D Yes E Nov Ifyes, you mustfile a written claim with the entityfirst. D A claim was filed 0n (date): Ifthe public entity denies your claim 0r does not answer within the time allowed by law, you canfile thisform. ® Have you filed more than 12 other small claims within the last 12 months in California? E Yes [j No Ifyes, thefilingfeefor this case will be higher. ® ls your claim for more than $2,500? D Yes No Ifyes, 1 have notfiled, and understand that 1 cannotfile, more than two small claims casesfofmore than $2,500 in California during this calendar year. 61> l understand that by filing a claim in small claims court, | have no right to appeal this claim. I declare, under penalty 0f perjury under California State law, that the information above and on any a ments to this form '5 true and comet Marlen Ramos; Legal Collections Date: 5/18/2020 ; Specialist ’ A Plaintifftypes 0r prints name here Plaihtiflws here Date: Secondplaz'ntifltypes 0r prints name here Secondplaintiflsigns here Requests for Accommodations Assistive listening systems, computer-assisted real-time captioning, or sign language interpreter services are available if you ask at least five days before the trial. Contact the clerk’s office for form MC-4 1 0, Requestfor Accommodations by Persons With Disabilities and Response. (Civ. Code, § 54.8.) Revlsmanumm PLAINTIFF’S CLAIM and ORDER to Go to Small Claims Court sc-1oo. Paae 3 of5 (Small Claims) SC-1 00 Information for the defendant (the_ person being sued) "Small claims court" is a special court where claims for $10,000 or less are decided. Individuals, including "natural persons" and sole proprietors, may claim up to $10,000. Corporations, partnerships, public entities, and other businesses are limited to claims of $5,000. (See below for exceptions.*) The process is quick and cheap. The rules are simple and informal. You are the defendant-the person being sued. The person who is suing you is the plaintiff. DO I need a lawyer? You may talk to a lawyer before or after the case. But you may not have a lawyer represent you in court (unless this is an appeal from a small claims case). HOW d0 I get ready for court? You don't have to file any papers before yourtrial, unless you think this is the wrong court for your case. But bring to your trial any witnesses, receipts. and evidence that supports your case. And read “Be Prepared for Your Trial“ at www. courts. ca.gov/smallclaims/prepare. What ifl need an accommodation? If you have a disability or are hearing impaired, fill out form M0410, Request for Accommodations. Give the form to your court clerk or the ADA/ Access Coordinator. What if | don’t speak English well? Ask the court clerk as soon as possible if your court has a court-provided interpreter available and how to request one. A court-provided interpreter may not be available. Alternatively, you may bring an adult who is not a witness or an attorney to interpret for you or ask the court for a list of interpreters for hire. Where can l get the court forms | need? Go to any courthouse or your county law library, or print forms at www. co urts. ca. gov/smallclaims/forms. What happens at the trial? The judge will listen to both sides. The judge may make a decision at your trial or mail the decision to you later. What if | lose the case? If you lose, you may appeal. You’ll have to pay a fee. (Plaintiffs cannot appeal their own claims.) ‘ If you were at the trial, file form 80-140. Notice oprpeal. You must file within 30 days after the clerk hands or mails you the judge's decision (judgment) on form SC-ZOO or form 80-130, Notice of Entry of Judgment. ' lfyou were not at the trial, fill out and file form 80-135, Notice of Motion to Vacate Judgment and Declaration, to ask the judge to cancel the judgment (decision). lf the judge does not give you a new trial, you have 1O days to appeal the decision. File form SC-140. For more information on appeals, see www.courts.ca.gov/ smallclaims/appea/s. Do | have options? Yes. lf you are being sued, you can: - Settle your case before the trial. If you and the plaintiff agree on how to settle the case, the plaintiff must file form ClV-110, Request for Dismissal, with the clerk. Ask the Small Claims Advisor for help. * Exceptions: Different limits apply in an action against a defendant Prove this is the wrong court. Send a letter to the court before your trial explaining why you think this is the wrong court. Ask the court to dismiss the claim. You must serve (give) a copy of your letter (by mail or in person) to a|| parties. (Your letterto the court must say you have done so.) - Go to the trial and try to win your case. Bring witnesses, receipts, and any evidence you need to prove your case. To have the court order a witness to go to the trial, fill out form SC-107 (Small Claims Subpoena) and have it served on the witness. - Sue the person who is suing you. lfyou have a claim against the plaintiff, and the claim is appropriate for small claims court as described on this form, you may file Defendant's Claim (form 80-120) and bring the claim in this action. lf your claim is for more than allowed in small claims court, you may still file it in small claims court if you give up the amount over the small claims value amount, or you may file a craim for the full value of the claim in the appropriate court. If your claim is for more than allowed in small claims coun and relates to the same contract, transaction, matter, or event that is the subject ofthe plaintiff‘s claim, you may file your claim in the appropriate court and file a motion to transfer the plaintiff‘s 's claim to that court to resolve both matters together. You can see a description of the amounts allowed in the paragraph above titled "Small Claims Court.” - Agree with the plaintiff's claim and pay the money. Or, if you can’t pay the money now, go to your trial and say you want to make payments. ' Let the case "default." If you don't settle and do not go to the trial (default), the judge may give the plaintiff what he or she is asking for plus court costs. If this happens, the plaintiff can legally take your money, wages, and property to pay the judgment. What ifl need more time? You can change the trial date if: ' You cannot go to court on the scheduled date (you will have to pay a fee to postpone the trial), or ' You did not get served (receive this order to go to court) at least 15 days before the trial (or 20 days if you live outside the county), or ' You need more time to get an interpreter. One postponement is allowed. and you wi|| not have to pay a fee to delay the trial. Ask the Small Claims Clerk about the rules and fees for postponing a trial. Or fill out form 80-150 (or write a letter) and mail it to the court andto all other people listed on your court papers before the deadline. Enclose a check for your court fees. unless a fee waiver was granted. ® r mmmms Murmur L [4118] 332m DU, {flvfinns 2, B] Or go to www.courts.ca.gov/smallc/aims/advisor. who is a guarantor. (See Code Civ. Proc., § 116.220(c).) Need help? Your county’s Small Claims Advisor can help for free. .7 _J Revised January 1, 2020 (Small PLAINTIFF’S CLAIM and ORDER to Go to Small Claims Court SC-1 00, Page 4 of 5 Claims) SC-1 00 Informacién para el demandado (la persona demandada) La “Corte de reclamos menores” es una corte especial donde se deciden casos por $10,000 o menos. Los individuos, o sea las “personas ffsicas" y Ios propietarios por cuenta propia, pueden reclamar hasta $10,000. Las corporaciones, asociaciones, entidades pL’Jblicas y otras empresas solo pueden reclamar hasta $5,000. (Vea abajo para las excepcionesf) El proceso es répido y barato. Las reglas son sencillas e informales. Usted es el Demandado-la persona que se esta’ demandando. La persona que lo esté demandando es el Demandante. éNecesito un abogado? Puede hablar con un abogado antes o después del caso. Pero no puede tener a un abogado que [o represente ante la corte (a menos que se trate de una apelacién de un caso de reclamos menores). LCémo me prepare para ir a la corte? No tiene que presenter ningunos papeles antes del juicio, a menos que piense que ésta es la corte equivocada para su caso. Pero lleve aI juicio cualquier testigos, recibos y pruebas que apoyan su caso. Y lea ”Esté preparado para su juicio" en www.courts.ca.gov/reclamosmenores/preparese. ¢Qué hago si necesito una adaptacio’n? Si tiene una discapacidad o tiene impedimentos de audicién, Ilene el formulario MC-410, Request for Accomodations. Entregue e! formulario a! secretario de Ia corte o al Coordinador de Acceso/ADA de su corte. ¢Qué pasa si no hablo bien inglés? Pregtmtele al secretario de Ia corte Io ma’s pronto posible si en e1 juzgado habra’ un intérprete disponible y cémo solicitarlo. No siempre estén disponibles Ios intérpretes de Ia corte. Otra opcién es IIevar a un adulto que pueda interpretar para usted siempre que esa persona no sea un testigo ni un abogado. O puede pedir a Ia corte una Iista de intérpretes particulares disponibles para contratar. ¢Do’nde puedo obtener Ios formularios de la corte que necesito? Vaya a cualquier edificio de Ia corte, la biblioteca legal de su condado, o imprima Ios formularios en www.courts.ca.gov/ smallclaims/forms (pa’gina esté en inglés). ¢Qué pasa en el juicio? El juez escuchara’ a ambas partes. El juez puede tomar su decisio’n durante Ia audiencia o enviérsela por correo después. ¢Qué pasa si pierdo el caso? Si pierde, puede apelar. Tendra' que pagar una cuota. (El Demandante no puede apelar su propio reclamo.) Si estuvo presente en el juicio, Ilene el formulario 80-140, Aviso de ape/acio’n (Notice of Appeal). Tiene que presentarlo dentro de 30 dias después de que el secretario Ie entregue o envie la decisién (fallo) del juez en el formulario SC-200 o SC-1 30, Aviso de publicacién del fallo (Notice of Entry of Judgment). ° Si no estuvo en el juicio, Ilene y presente el formulario SC-135, Aviso de peticidn para anular el fallo y Declaracfo’n para pedirle al juez que anule el fallo (decisién). Si la corte no Ie otorga un nuevo juicio, tiene 10 dias para apelar la decisio’n. Presente el formulario SC-140. Para obtener més informacién sobre Ias apelaciones, vea www. courts.ca.gov/reclamosmenores/apelaciones. ¢Tengo otras opciones? Si. Si Io estén demandando, puede: ' Resolver su caso antes del juicio. Si usted y el Demandante se ponen de acuerdo en co’mo resolver el caso, el Demandante tiene que presenter el formulario ClV-1 10, Solicitud de desestimacién (Request for Dismissal) ante el secretario de la corte. Pidale al Asesor de Reclamos Menores que Io ayude. ' Probar que e5 la corte equivocada. Envie una carta a la corte antes del juicio explicando por que’ cree que es la corte equivocada. Pidale a Ia corte que despida el reclamo.Tiene que entregar (dar) una copia de su carta (por correo o en persona) a todas Ias partes. (Su carta a la corte tiene que decir que hizo Ia entrega.) ‘ Ir al juicio y tratar de ganar e! caso. Lleve testigos, recibos y cualquier prueba que necesite para probar su caso. Si desea que Ia corte emita una orden de comparecencia para que Ios testigos vayan al juicio, Ilene el formutario 80-107, Citaton'o de reclamos menores (Small Claims Subpoena) y entrégueselo legalmente al testigo. ' Demandar a la persona ue lo demandé. Si tiene un reclamo contra eJ Demandante, y e reclamo se puede presentar en Ia corte de reclamos menores, tal como se describe en este formulario, puede presenter el formulario SC-120, Reclamo del demandado (Defendant's Claim) y presentarlo en este mismo caso. Si su reclamo excede el h'mite permitido en Ia corte de reciamos menores, puede igualmente presentarlo en Ia corte de reclamos menores si esta’ dispuesto a limitar su reclamo al ma’ximo permitido, o puede presentar un reclamo por el monto total en Ia corte apropiada. Si su reclamo excede el limite permitido en Ia corte de reclamos menores y esta’ relacionado con el mismo contrato. transaccio’n, asunto o acontecimiento que e! reclamo del Demandante. puede presentar su reclamo en la corte apropiada y presentar una mocién para transferir el reclamo del Demandante a dicha corte, para poder resolver Ios dos reclamos juntos. Puede ver una descripcién de Ios montos permitidos en el pa’rrafo anterior tituiado “Corte de reclamos menores". ‘ Aeptar el reclamo del Demandante y pagar el dinero. O, si no puede pagar en ese momento, vaya aljuicio y diga que quiere hacer Ios pagos. ' No ir al juicio y aceptar el fallo por falta de comparecencia. Si no Ilega a un acuerdo con el Demandante y no va al juicio (fallo por falta de comparecencia), el juez Ie puede otorgar al Demandante io que esté reclamando mas los costos de Ia corte. En ese caso, el Demandante legalmente puede tomar su dinero, su sueldo o sus bienes para cobrar el fallo. (,Qué hago si necesito més tiempo? Puede cambiar Ia fecha del juicio si: ‘ No puede ir a Ia corte en Ia fecha programada (tendra’ que pagar una cuota para aplazar el juicio), o ‘ No Ie entregaron Ios documentos legalmente (no recibié Ia orden para ir a la corte) por Io menos 15 dias antes del juicio (é 20 dias 5i vive fuera del condado), o ' Necesita més tiempo para conseguir intérprete. (Se permite un solo aplazamiento sin tener que pagar cuota para aplazar el juicio). Pregt’mtele a1 secretario de reclamos menores sobre Ias reglas y Ias cuotas para aplazar un juicio. O Ilene el formulario SC-150 (o escriba una carta) y envielo antes del plazo a Ia corte y a todas las otras personas que figuran en sus papeles de Ia corte. Adjunte un cheque para pagar Ios costos de la corte, a menos que Ie hayan dado una exencién. ¢Necesita ayuda? El Asesor de Reclamos Menores de su condado Ie puede ayudar sin cargo. Efnfill-Claims Adulaur _l r [411m 31322100, {muonsa 51 O visite www. courts ca.gov/reclamosmenores/asesores. ‘ Excepclones: Existen diferenles “mites en un redamo contra un garante. (Vea sl Cédigo de Procedimienlo Civil. seccion 116220 (c).) Revised January 1. 2020 Reclamo del Demandante y ORDEN SC-1 00, Page 5 of 5 Para Ir a la Corte de Reclamos Menores (Reclamos Menores) éuneriur Qtnurt of QEaIifnrnia ‘ ATTACHMENT SC-8006 QEnuntp of éanta @Iura Downtown Courthouse 191 North First Street San José, California 951 13 NOTICE TO éMALL CLAIMS LITIGANTS The Superior Court of California, County of Santa Clara - Small Claims Division encourages alternative dispute resolution (mediation) to resolve cases where the parties agree to participate voluntarily. WHAT IS MEDIATION? Mediation is a voluntary process for resolving disputes with the help of a neutral third party, called a mediator. Mediation allows you and the other party to reach a mutually acceptable settlement of the cases instead of having to appear in court to have a judge impose a qecision on you. Mediation proceedings are confidential and conducted in private. The mediator will not provide legal advice, evaluate your case, or make any decision orjudgment for you. However, the mediator wi|| help you and the other party focus on reaching an agreement that is acceptable to all parties involved in the dispute. The mediator will draft a written agreement. WHEN CAN l GO TO MEDIATION? You may participate in mediation before your court appearance date regardless of where the case was filed. If you choose mediation, you are encouraged to contact the following agencies as soon as possible to schedule the mediation or to ask any questions that you may have: SMALL CLAIMS DISPUTES SANTA CLARA COUNTY DISPUTE RESOLUTION PROGRAM SERVICES at (408) 792-2327 or email openease©ohr.socqov.orq or visit www.sccdrgsorg HOUSING & NEIGHBORHOOD DISPUTES SANTA CLARA COUNTY DISPUTE RESOLUTION PROGRAM SERVICES Community Disputes at (408) 792-2327 or email opencase@ohr.sccgov.org or visit www.sccdrpsorg OR PROJECT SENTINEL Gilroy, Palo Alto, Mountain View, and Sunnyvale at (408) 720-9888 The staff at the offices listed above will discuss the mediation process with you. They can provide a wide variety of conflict resolution services. HOW DOES MEDIATION WORK? Both the plaintiff and the defendant must agree to participate in the process. A mediator from the program will meet with you and the other party in your case. You may wish to call the dispute resolution program office ahead of time to try to resolve your Small Claims case before the hearing date. If your case is resolved through mediation, you and the other party will sign a document that outlines what you both have agreed to do. If you are not able to resolve your case through mediation, you will go to court and a judicial officer will hear your case. Mediation will not delay your opportunity for a court hearing. The Court, of course, hopes that the mediation will resolve the dispute and eliminate the need for court action. sc-sooe REV 01/01/16 NOTICE TO SMALL CLAIMS LITIGANTS Page 1 of2 Superior Qtuurt of QEaIifnrm’a ATTACHMENT SC-8006 flaunt!) nt 5mm: QEIaru WHAT ARE THE BENEFITS OF MEDIATION? One of the advantages of mediation, compared with a trial, is that it allows the parties more time to present their issues and it allows options and resolutions to be discussed candidly and privately. As a result, the parties to a dispute can be in more control of the resolution than when a judge is involved. Mediation proceedings are confidential and conducted in private. Mediations can be conveniently scheduled at any time during the day, some early evenings, and on limited weekends. For more information on how mediation can help your case, please go to; o httpzllwww.scscour‘mrq/self help/self help videos‘shtml OR Go to www.scscourt.org Click on "Self-Help" near the top of the page, Click on "Small Claims", then Click on "Self-Help Videos" link in the top, middle section of the page sc-aoos REV 01/01/16 NOTICE TO SMALL CLAIMS LITIGANTS Page 2 of 2 Superior Qtuurt nt QEaIttnrnia ‘ ATTACHMENT sc-sozo thmtp nf $511M Qtlara Downtown Courthouse 191 North First Street San Jose', California 951 13 REQUEST TO PARTICIPATE IN ON-LINE DISPUTE RESOLUTION (ODR) FOR SMALL CLAIMS LITIGANTS The Superior Court of California, County of Santa Clara - Small Claims Division, encourages panies to use ODR to resolve monetary disputes where all parties agree to participate voluntarily. . _|. . . D 9 ODR is a voluntary process for resolving disputes. Disputes may be resolved between the parties or with the help of a neutral third party, called a mediator. ODR allows you and the other party to reach a mutually acceptable settlement of the cases without having to appear in court to have a judge impose a decision on you. he' ormat'on u r ' eth ou o r e ot' t'on or ed'at'on is sec re 0|,0.‘|-. IM.’ ‘ -.L"u‘1 - ‘ 1.. O'u-A'ag-lo 1‘94. ' 0-. The mediator will not provide legal advice, evaluate your case, or make any decision or judgment for you. However, the mediator will help you and the other party focus on reaching an agreement that is acceptable to all parties involved in the dispute. If you reach a settlement agreement an agreement will be created and filed automatically with the Court, eliminating the necessity of you having to appear in Court. You may participate in ODR before your court appearance date by providing your email address to the court at least 20 days before your scheduled hearing. When the court receives both parties’ email addresses, your case will automatically be forwarded to the ODR program. Once the plaintiff initiates the process, the defendant will have the opportunity to opt in and the ODR process can begin. Please add the ODR program email address “no-reply@uat-scscourt.modria.com” to your contacts to ensure your invitation does not go to your spam or junk folder. E ADD C T0 request ODR please go t0 httpzl/www.scscourtorg/self help/small claims/small claims ODR.shtm! t0 complete your request form. Please Note: In order to participate in the ODR program the Court must receive your email address at least 20 days before your scheduled hearing. E0: moge information plgase go to; 11ttn:/'/www.scscourt.0r2/self heln/small claims/small claims helpshtml http://www.scscouN.orq/self heIp/self help videosshtml. 9E Go to www.scscourmrg Click on "Self-Help" near the top of the page, Click on "Small Claims”, then Click on "Self-Help Videos" link in the top, middle section of the page) 80-8020 REV 12/18/2019 REQUEST To PARTICIPATE IN ON-LINE Page 1 0H DISPUTE RESOLUTION (ODR) FOR SMALL CLAIMS LITIGANTs