Plaintiff s Claim More than 12Cal. Super. - 6th Dist.April 29, 2020Electronically Filed by Superior Court of CA, County of Santa Clara, on 4/29/2020 7:31 PM Reviewed By: D. Dagnino Case #20SC083258 Envelope: 4296831 20SC083258 Santa Clara - Civil D. Dagnino 20SC083258 D. Dagnino5/13/2020 10/29/20 1:00 pm 15 20SC083258 Plaintiff (list names): Case Number: Oportun Inc. (1) The plaintiff (the person, business, or public entity that is suing) is: Name: Oportun Inc. . Phone: 650-810-8876 Street address: 1690 Story Rd, Suite C and D San Jose CA 95 1 22 Street l City State Zip Mailing address (ifdz'fi’erent): 2 Circle Star Way San Carlos ' CA 94070 Street City State Zip If more than one plaintiff, list next plaintiff here: Name: N/A Phone: Street address: Street City State Zip Mailing address (z‘fdifferent): Street City State Zip D Check here ifmore than two plaintififs and attachform SC-100A. D Check here ifez'ther plaintifllisted above is doing business under afictitious name. Ifso, attachform SC-103. D Check here ifany plaintiffs a ”licensee " 0r "deferred deposit originator" (payday lender) under Financial Code sections 23000 et seq. The Defendant (the person, business, or public entity being sued) is: Name: Lorena Cossio Ramirez ‘ Phone: 408-799-3265 Street address: 2390 LUCRETIA AVE APT 1205 SAN JOSE CA 95122 Street City State Zip Mailing address (ifdiflerent): Street City State Zip If the defendant is a corporation, limited liability com pany, or public entity, list the person or agent authorized for service of process here: Name: Job title, if known: Address: Street City State Zip D Check here ifyour case is against more than one defendant, and attachform SC-I 00A. D Check here ifany defendant is 0n active military duty, and write his 0r her name here: The plaintiff claims the defendant owes $2,500.00 (Explain below).- a. Why does the defendant owe the plaintiff money? Defendant is delinquent on his/her loan payments Loan No. 3999225 When did this happen? (Date): 12/3 1/2019 b. If no specific date, give the time period: Date started: Through c. How did you calculate the money owed t0 you? (D0 not include court costs orfeesfor service.) Principal owed, finance charge, late fees D Check here ifyou need more space. Attach one sheet ofpaper orform MC-031 and write “SC-J 00, Item 3 " at the top. Rmmamawozo PLAINTIFF’S CLAIM and ORDER to Go to Small Claims Court sc-1oo, Page zofs (Small Claims) 20SC083258 Plaintiff (list names): Case Number: Oportun Inc. \ C4) You must ask the defendant (in person, in writing, or by phone) to pay you before you sue. If your claim is for possession of property, you must ask the defendant to give you the property. Have you done this? Ktes D No If no, explain why not: x ® Why are you filing your claim at this courthouse? This courthouse covers the area (check the one that applies): a. D (1) Where the defendant lives 0r does business. (4) Where a contract (written or spoken) was made, (2) Where the plaintiff‘s property was damaged. signed, performed, or broken by the defendant 0r (3) Where the plaintiff was injured. where the defendant lived or did business when the defendant made the contract. b. m Where the buyer or lessee signed the contract, lives now, or lived when the contract was made, if this claim, is about an offer or contract for personal, family, or household goods, services, or loans. (Code Civ. Proc., § 395(b).) c. D Where the buyer signed the contract, lives now, or lived when the contract was made, if this claim is about a retail installment contract (like a credit card). (Civ Code, § 1812. 10.) d. D Where the buyer signed the contract, lives now, or lived when the contract was made, or where the vehicle is permanently garagea, if this claim is about a vehicle finance sale. (Civ Code, § 2984.4.) . D Other (specz‘fiz):(D List the zip code of the place checked in© above (ifyou know): 95122 Is your claim about an attorney-client fee dispute? D Yes E No Ifyes, and ifyou have had arbitration, fill outform SC-IOI, attach it t0 thisform, and check here: D Are you suing a public entity? D Yes m No Ifyes, you mustfile a written claim with the entityfirst. D A claim was filed 0n (date): Ifthe public entity denies your claim 0r does not answer within the time allowed by law, you canfile thisform. @6363 Have you filed more than 12 other small claims within the last 12 months in California? Yes D No Ifyes, thefilingfeefor this case will be higher. 10 ls your claim for more than $2,500? D Yes No Ifyes, 1 have notfiled, and understand that I cannotfile, more than two small claims cases for m re t n $2,500 in California during this calendar year. 11 -| understand that by filing a claim in small claims court, | have no ri’})t to p7al this 06°) O claim. I declare, under penalty of perjury under California State law, that the information abovg and form is true and correct. Date: 4/27/2020 ; Natallani Sanchez; Legal Collections Specialist } any att chments to this / Plaintifftypes 0r prints name here P1 imif ”gm here \N Date: 1,; Secondplaintifltypes 0r prints name here jécondpfainti signs here Requests for Accommodations /Assistive listening systems, computer-assisted real-time captioning, or gn 1 guage interpreter services are available if you ask at least five days before the trial. Cont ct t} e clerk’s office for form MC-410, Requestfor Accommodations by Persons With Disabilities and Response. (Civ. Code, § 54.8.) Revlsmanmmozo PLAINTIFF’S CLAIM'and ORDER to Go to Small Claims Court sc-1oo. Paae 3 of5 (Small Claims) SC-1 00 Information for the defendant (the person being sued) "Small claims court" is a speciai court where claims for $10,000 or less are decided. Individuals. including "naturai ' persons" and sole proprietors, may claim up to $10,000. Corporations, partnerships, public entities, and other businesses are limited to claims of $5,000. (See below for exceptions.*) The process is quick and cheap. The rules are simple and informal. You are the defendant-the person being sued. The person who is suing you is the plaintiff. Do | need a lawyer? You may talk to a lawyer before or after the case. But you may not have a lawyer represent you in court (unless this is an appeal from a small claims case). HOW do I get ready for court? You don‘t have to file any papers before your trial, unless you think this is the wrong court for your case. But bring to your trial any witnesses. receipts, and evidence that supports your case. And read "Be Prepared for Your Trial" at www. couds. ca.gov/sma/lc/aims/prepare. What ifl need an accommodation? If you have a disability or are hearing impaired, fill out form MC-410, Request for Accommodations. Give the form to your court clerk or the ADA/ Access Coordinator. What if l don’t speak English well? Ask the court clerk as soon as possible if your court has a court-provided interpreter available and how to request one. A court-provided interpreter may not be available. Alternatively. you may bring an adult who is not a witness or an attorney to interpret for you or ask the court for a list of interpreters for hire. Where can | get the court forms l need? Go to any courthouse or your county law library, or print forms at www. courts. ca.gov/smallclaims/forms. What happens at the trial? The judge will listen to both sides. The judge may make a decision at your trial or mail the decision to you later. What if l lose the case? If you lose, you may appeal. You‘ll have to pay a fee. (Plaintiffs cannot appeal their own claims.) ' If you were at the trial. fi|e fonn SC-140, Notice oprpeal. You must file within 30 days after the clerk hands or mails you the judge's decision (judgment) on form SC-ZOO or form SC-130, Notice of Entry of Judgment. ' If you were not at the trial, fill out and file form 80-135. Notice of Motion to Vacate Judgment and Declaration, to ask the judge to cancel the judgment (decision). If the judge does not give you a new trial, you have 10 days to appeal the decision. File form 30-140. ‘ For more information on appeals, see www.courts.ca.gov/ smal/c/aims/appeals. Do | have options? Yes. If you are being sued, you can: - Settle your case before the trial. Ifyou and the plaintiff agree on how to settle the case. the plaintiff must file form ClV-1 10, Request for Dismissal, with the clerk. Ask the Small Claims Advisor for help. * Exceptions: Different limits apply in an action against a defendant Prove this is the wrong court. Send a letter to the court before your trial explaining why you think this is the wrong court. Ask the court to dismiss the claim. You must serve (give) a copy of your letter (by mail or in person) to all parties. (Your letter to the court must say you have done so.) Go to the trial and try to win your case. Bring witnesses, receipts, and any evidence you need to prove your case. To have the court order a witness to go to the trial, fill out form SC-107 (Small Claims Subpoena) and have it served on the witness. Sue the person who is suing you. If you have a claim against the plaintiff, and the claim is appropriate for small claims court as described on this form, you may file Defendant’s Claim (form SC-120) and bring the claim in this action. lf your claim is for more than allowed in small claims court, you may still file it in small claims court if you give up the amount over the small claims value amount, or you may file a claim for the full value of the claim in the appropriate court. If your claim is for more than aHowed in small claims court and relates to the same contract, transaction. matter, or event that is the subject of the plaintiff's claim, you may file your claim in the appropriate court and file a motion to transfer the plaintiff's 's claim to that court to resolve both matters together. You can see a description of the amounts allowed in the paragraph above titled “Small Claims Court." Agree with the plaintiff's claim and pay the money. Or, if you can’t pay the money now. go to your trial and say you want to make payments. Let the case "default." If you don’t settle and do not go to the trial (default), the judge may give the plaintiff what he or she is asking for plus court costs. Ifthis happens, the plaintiff can legally take your money, wages, and property to pay the judgment. What if I need more time? You can change the trial date if: ' You cannot go to court on the scheduled date (you will have to pay a fee to postpone the trial), or ' You did not get served (receive this order to go to court) at least 15 days before the trial (or 20 days if you live outside the county), or ' You need more time to get an interpreter. One postponement is allowed, and you will not have to pay a fee to delay the trial. Ask the Small Claims Clerk about the rules and fees for postponing a trial. Or fill out form SC-150 (or write a letter) and mail it to the court andto all other people listed on your court papers before the deadline. Enclose a check for your court fees, unless a fee waiver was granted. ® [- mmmms Murmur L [411m 362-21 m}, {Unfinns 2, B] Or go to www.courts.ca.gov/smallclaims/advisor. who is a guarantor. (See Code Civ. Proc., § 116.220(c).) Need help? Your county’s Small Claims Advisor can help for free. j J Reviszd January 1, 2020 (Small PLAINTIFF’S CLAIM and ORDER to Go to Small Claims Court 56-100, Page 4 of 5 Claims) SC-1 00 Informacio’n para el demandado (la persona demandada) La “Corte de reclamos menores" es una corte especial donde se - deciden cases por $10,000 o menos. Los individuos, o sea Ias ”personas fl'sicas" y Ios propietarios por cuenta propia. pueden reclamar hasta $10,000. Las corporaciones, asociaciones; entidades pablicas y otras empresas solo pueden reclamar hasta $5,000. (Vea abajo para las excepciones.*) El proceso es ra’pido y barato. Las reglas son sencillas e informales. Usted es el Demandado-Ia ' persona que se esté demandando. La persona que lo esta’ demandando es el Demandante. ¢Necesito un abogado? Puede hablar con un abogado antes o después del caso. Pero no puede tener a un abogado que Io represente ante Ia corte (a menos que se trate de una apelacién de un caso de reclamos menores). ¢Co’mo me preparo para ir a la corte? No tiene que presentar ningunos papeles antes del juicio, a menos que piense que ésta es [a corte equivocada para su caso. Pero Ileve al juicio cualquier testigos, recibos y pruebas que apoyan su caso. Y lea “Este’ preparado para su juicio" en www.courts.ca.gov/reclamosmenores/preparese. (,Qué hago si necesito una adaptacio’n? Si tiene una discap‘acidad o tiene impedimentos de audicién, Ilene el formulario MC-410, Request for Accomodations. Entregue el formulario al secretario de la corte o al Coordinador de Acceso/ADA de su cone. (,Qué pasa si no hablo bien inglés? Pregt’mtele al secretario de Ia corte Io ma's pronto posible si en el juzgado habra’ un intérprete disponible y co’mo solicitarlo. No siempre estén disponibles Ios inte’rpretes de la corte. Otra opcién es llevar a un adulto que pueda interpretar para usted siempre que esa persona no sea un testigo ni un abogado. O puede pedir a Ia corte una Iista de intérpretes particulares disponibles para contratar. ¢Dénde puedo obtener los formularios de la corte que necesito? Vaya a cualquier edificio de Ia corte Ia biblioteca legal de su condado, o imprima los formularios en www.courts.ca.gov/ smallclaims/forms (pa’gina esté en inglés). ¢Qué pasa en el juicio? El juez escuchara’ a ambas partes. El juez puede tomar su decisién durante la audiencia o enviérsela por correo después. ¢Qué pasa si pierdo el caso? Si pierde, puede apelar. Tendra' que pagar una cuota. (El Demandante no puede apelar su propio reclamo.) ' Si estuvo presente en el juicio, Ilene el formulario 80-140, Aviso de Probar que es la corte equivocada. Envie una carta a Ia corte antes del juicio explicando por qué cree que es Ia corte equivocada. Pl’dale a Ia corte que despida el reclamo.Tiene que entregar (dar) una copia de su carta (por correo o en persona) a todas las partes. (Su carta a Ia corte tiene que decir que hizo Ia entrega.) lr al juicio y tratar de ganar el caso. Lleve testigos, recibos y cualquier prueba que necesite para probar su caso. Si desea que Ia corte emita una orden de comparecencia para que Ios testigos vayan al juicio, Ilene el formulario SC-107, Citatorio de reclamos menores (Small Claims Subpoena) y entrégueselo legalmente al testigo. ' Demandar a la persona ue lo demandé. Si tiene un reclamo contra el Demandante. y e reclamo se puede presentar en Ia corte de reclamos menores ta! como se describe en este formulario, puede presenter el formulario SC-120, Reclamo del demandado (Defendant’s Claim) y presentarlo en este mismo caso. Si su reclamo excede el limite permitido en la corte de reclamos menores, puede igualmente presentarlo en la corte de reclamos menores si esté dispuesto a limitar su reclamo a1 ma’ximo permitido. o puede presenter un reclamo por el monto total en la corte apropiada. Si su reclamo excede el limite permitido en Ia corte de reclamos menores y esté relacionado con el mismo contrato, transaccién, asunto o acontecimiento que el reclamo del Demandante, puede presentar su reclamo en Ia corte apropiada y presentar una mocio’n para transferir el reclamo del Demandante a dicha corte, para poder resolver Ios dos reclamos juntos. Puede ver una descripcio’n de Ios montos permitidos en el pa'rrafo anterior titulado ”Corte de reclamos menores". ‘ Aeptar el reclamo del Demandante y pagar el dinero. O, si no puede pagar en ese momento, vaya al juicio y diga que quiere hacer Ios pagos. ‘ No ir al juicio y aceptar el fallo por falta de comparecencia. Si no Ilega a un acuerdo con el Demandante y no va al juicio (fallo por falta de comparecencia), el juez le puede otorgar al Demandante lo que esté reclamando més Ios costos de Ia corte. En ese caso, el Demandante legalmente puede tomar su dinero, su sueldo o sus bienes para cobrar el fallo. ¢Qué hago si necesito més tiempo? Puede cambiar Ia fecha del JUICIo 5|: apelacién (Notice of Appeal). Tiene que presentarlo dentro de 30 ' dias después de que el secretario le entregue o envie Ia decisio’n (fallo) del juez en el formulario SC-ZOO o SC-130, Aviso de publicacién del fallo (Notice of Entry of Judgment). No puede ir a la corte en la fecha programada (tendré que pagar una cuota para aplazar eljuicio), o No le entregaron Ios documentos legalmente (no recibié la orden para ir a la corte) por Io menos 15 dias antes del juicio (6 20 dias si vive fuera del condado). o Necesita més tiempo para conseguir intérprete. (Se permite un solo aplazamiento sin tener que pagar cuota para aplazar el juicio). PregL’mtele al secretario de reclamos menores sobre las reglas y las cuotas para aplazar un juicio. O Ilene el formulario 80-150 (o escriba una carta) y envielo antes del plazo a Ia corte y a todas las otras personas que figuran en sus papeles de la corte. Adjunte un cheque para pagar los costos de la corte, a menos que Ie hayan dado una exencién. ¢Necesita ayuda? El Asesor de Reclamos Menores de su condado Ie puede ayudar sin cargo. flfnfill-Claims Murmur j [4118] 352m [1G, {flyfinns 2, B] _l O visite www.coun‘s.ca.gov/reclamosmenores/asesores. ‘ Excepclones: Existen diferentes ”mites en un reclamo conira un garame. (Vea el COdigo de Procedimianto Civil, seccibn 116.220 (c).) Reclamo del Demandante y ORDEN Para Ir a la Corte de Reclamos Menores (Reclamos Menores) ' Si no estuvo en el juicio. Ilene y presente el formulario SC-135, Aviso de peticio'n para anu/ar el faI/o y Declaracién para pedirle al - juez que anule eI fallo (decisién). Si la corte no Ie otorga un nuevo juicio, tiene 10 dias para apelar Ia decisio’n. Presente el formulario SC-140. Para obtener més informacién sobre las apelaciones, vea www. courfs.ca.gov/reclamosmenores/ape/aciones. ¢Tengo otras opciones? Si. Si lo e§ta’n demandando. puede: ' ResoIver su caso antes del juicio. Si usted y el Demandante se ponen de acuerdo en cémo resolver el caso, el Demandante tiene que presentar el formulario CIV-110, Solicitud de desestimacién (Request for Dismissal) ante el secretario de la corte. Pidale al Asesor de Reclamos Menores que lo ayude. l- Revised January 1. 2020 SC-1 00, Page 5 of 5 éupertm‘ (Euurt of QEaIifnrnia . ATTACHMENT 36-8006 QEuunty of 55mm QEIara Downtown Courthouse 191 North First Street San José, California 951 13 NOTICE TO SMALL CLAIMS LITIGANTS The Superior Court of California, County of Santa Clara - SmaN Claims Division encourages alternative dispute resolution (mediation) to resolve cases where the parties agree to participate voluntarily. WHAT IS MEDIATION? Mediation is a voluntary process for resolving disputes with the help of a neutral third party, called a mediator. Mediation allows you and the other party to reach a mutually acceptable settlement of the cases instead of having to appear in court to have a judge impose a decision on you. Mediation proceedings are confidential and conducted in private. The mediator will not provide legal advice, 'evaluate your case, or make any decision or judgment for you. However, the mediator will help you and the other party focus on reaching an agreement that is acceptable to all parties involved in the dispute. The mediator will draft a written agreement. ' WHEN CAN I GO TO MEDIATION? You may participate in mediation before your court appearance date regardless of where the case was filed. If you choose mediation, you are encouraged to contact the following agencies as soon as possible to schedule the mediation or to ask any questions that you may have: SMALL CLAIMS DISPUTES SANTA CLARA COUNTY DISPUTE RESOLUTION PROGRAM SERVICES at (408) 792-2327 or email ogencase@ohr‘sccgov.org or visit www.sccdrgsorg HOUSING & NEIGHBORHOOD DISPUTES SANTA CLARA COUNTY DISPUTE RESOLUTION PROGRAM SERVICES Community Disputes at (408) 792-2327 or email opencase@ohr.sccgov.org or visit www.sccdrgsorg OR PROJECT SENTINEL Gilroy, Palo Alto, Mountain View, and Sunnyvale at (408) 720-9888 The staff at the offices listed above will discuss the mediation process with you. They can provide a wide variety of conflict resolution services. l HOW DOES MEDIATION WORK? Both the plaintiff and the defendant must agree to participate in the process. A mediator from the program will meet with you and the other party in your case. You may wish to call the dispute resolution program office ahead of time to try to resolve your Small Claims case before the hearing date. If your case is resoived through mediation, you and the other party will sign a document that outlines what you both have agreed to do. If you are not able to resolve your case through mediation, you will go to court and a judicial officer will hear your case. Mediation will not delay your opportunity for a court hearing. The Court, of course, hopes that the mediation will resolve the dispute and eliminate the need for court action. sc-aooe REV 01/01/16 NOTICE TO SMALL CLAIMS LITIGANTS Page 1 orz éuperiur QEuurt of QEaIifurm’a . ‘ ATTACHMENT 80-8006 QJZuunty of éanta @Iara WHAT ARE THE BENEFITS OF MEDIATION? One of the advantages of mediation, compared with a trial, is that it allows the parties more time to present their issues and it allows options and resolutions to be discussed candidly and privately. As a result, the parties to a dispute can be in more control of the resolution than when a judge is involved. Mediation proceedings are confidential and conducted in private. Mediations can be conveniently scheduled at any time during the day, some early evenings, and on limited weekends. For more information on how mediation can help your case, please go to; o httprllwww.scscourt.orq/self help/self help videos.shtm| OR Go to www.scscourt.org Click on "SeIf-Help" near the top of the page, Click on "Small Claims", then Click on "Self-Help Videos" link in the top, middle section ofthe page sc-aoos REV 01/01/16 NOTICE T0 SMALL CLAIMS LITIGANTS Page 2 of 2 Quperiur QEnurt uf Qtaliturnia ATTACHMENT SC-sozo Gianna: of éanta QEIara Downtown Courthouse 191 North First Street San José, California 951 13 REQUEST TO PARTICIPATE IN ON-LINE DISPUTE RESOLUTION (ODR) FOR SMALL CLAIMS LITIGANTS The Superior Court of California, County of Santa Clara - Small Claims Division, encourages parties to use ODR to resolve monetary disputes where all parties agree to panicipate voluntarily. _. . . 9 ODR is a voluntary process for resolving disputes. Disputes may be resolved between the parties or with the help of a neutral third party, called a mediator. ODR allows you and the other party to reach a mutually acceptable settlement of the cases without having to appear in court to have a judge impose a decision on you. The infogmation yog provide thrgugn yogr nggotiation or megiagion is secure and mediator will not provide legal advice, evaluate your case, or make any decision or judgment for you. However, the mediator will help you and the other party focus on reaching an agreement that is acceptable to all parties involved in the dispute. lf you reach a settlement agreement an agreement will be created and filed automatically with the Court, eliminating the necessity of you having to appear in Court. 2 You may participate in ODR before your court appearance date by providing your email address to the court at least 20 days before your scheduled hearing. When the court receives both parties' email addresses, your case will automatically be forwarded to the ODR program. Once the plaintiff initiates the process, the defendant will have the opportunity to opt in and the ODR process can begin. Please add the ODR program email address “no-reply@uat-scscourt.modria.com” to your contacts to ensure your invitation does not go to your spam or junk folder. TO request ODR please go t0 http://www.scsc0urt.org/self heip/smaH claims/small claims ODR.shtml to complete your request form. Please Note: ln order to participate in the ODR program the Court must receive your email address at least 20 days before your scheduled hearing. or' r aio lease ot- htt ://www.scscourt.or /self hclv/small claims/small claims helpshmfl http://www.scscourt.orq/self heIp/self help videosshtml. 9i Go to www.scscourtnrg Click on "Self-Help" near the top of the page. Click on "Small Claims". then CIick on "Self-Help Videos" link in the top, middle section of the page) SC-BOZOREV 12/18/2019 REQUEST To PARTICIPATE IN ON-LINE Page 1 0f 1 DISPUTE RESOLUTION (ODR) FOR SMALL CLAIMS LITIGANTS
