DeclarationCal. Super. - 6th Dist.November 23, 2020Electronically Filed by Superior Court of CA, County of Santa Clara, on 4/27/2021 12:34 PM Reviewed By: D Harris Case #20CV373907 Envelope: 6324287 20CV373907 Santa Clara - Civil D Harris lO ll 12 l3 14 15 l6 l7 18 l9 20 21 22 23 24 25 26 27 28 Christopher D. Mandarich SB 220693 MANDARICH LAW GROUP, LLP P.O. Box 109032 Chicago, IL 60610 Phone: 877.285.4918 Facsimile: 818.888.1260 Attorneysfor Plaintifi’: LVNVFunding LLC SUPERIOR COURT OF CALIFORNIA COUNTY OF SANTA CLARA ) Case No.1 20CV373907LVNV Funding LLC, ) Plaintiff, 3 ) DECLARATION PURSUANT TO CODE VS- ) OF CIVIL PROCEDURE §1033 Fessiha H Bereded, ) Defendant. g ) I declare as follows: 1. I am the attorney of record for the Plaintiff. I have personal knowledge of the fact set forth herein, and if called as a witness I would and could so testify competently. 2. Attached as Exhibit “A” is a true and correct copy of the letter which was maile. to the Defendant advising of Plaintiff’s intent to file suit in the Superior Court pursuant t0 CCP 1033. I declare under penalty ofperjury that the forgoing is true and correct under the laws of th State of California. Executed at Chicago, Illinois on April 5, 2021 MANDARICH LAW GROUP, LLP DPMM [X] Christopher D. Mandarich Attorneysfor Plaintiff LWVFunding LLC DECLARATION PURSUANT TO CCP 1033 EXHIBIT A Please Regly To: P.O. Box 109032 Chicago, |L 60610 P: 877.285.4918 F: 818.888.1260 www.mandarichlaw.com You may also contact us via email at |NFO@MANDAR|CHLAW.COM October 26, 2020 Sent via US Mail Fessiha H Bereded 3537 Alden Way Apt 6 San Jose CA 951 17-1514 Current Creditor: Our File No.: Original Creditor: Original Creditor Account N0.: Current Balance Due: Charge Off Date Attorneys at Law LVNV Funding LLC 4354470 Citibank, N.A. XXXXXXXXXXXX5386 $2,708.79 11/14/2018 MANDARICH LAw GROUP, LLP ngRtngngmgmggg PRACTICE IN THE FOLLOWING STATES: Alaska, California, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Michigan, Missouri, Nebraska, Nevada, New York, North Carolina, Ohio, Oregon, South Carolina, Virginia, Washington OF COUNSEL Thomas M. McGreal (CA, HI) Crystal Flynn (UT) NOTICE 0F INTENTION TO SUE AND INCUR COSTS Dear Fessiha H Bereded, We represent LVNV Funding LLC. If we are unable t0 resolve this matter within ten (10) days of the date of this letter, our client has authorized us to file a lawsuit to collect the balance owing on the above-referenced account. You are hereby notified that pursuant to California Code 0f Civil Procedure Section 1033, should legal action result in ajudgment against you, you may also be found liable for various court costs, including, but not limited to, filing fees and service ofprocess fees. Please give this matter your prompt attention and contact our office toll-free at 877285.491 8. Sincerely, Mandarich Law Group, LLP THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SEE REVERSE SIDE OR ATTACHED FOR AN IMPORTANT STATEMENT OF YOUR RIGHTS. lllllllWll"ll!lllllllwllmllllllllllIHIIIIIUIIIIIIIIIIIINIll! IMPORTANT NOTICE OF RIGHTS We are required under state and/or federal law(s) to notify consumers 0f certain rights. This list does not include a complete list of rights you may have under state 0r federal laws or regulations. Federal Law or other state laws may also provide you with similar or even greater rights. In California: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or afier 9 pm. They may not harass you by using threats 0f violence or arrest 0r by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason t0 know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person t0 confirm your location or enforce a judgment. For more information about debt collection activities, you may contact The Federal Trade Commission at 1-877-FTC-HELP or www.ftc.g0v. As required by law, you are hereby notified that a negative credit report reflecting 0n your credit record may be submitted by the creditor to a credit reporting agency if you fail to fulfill the terms of your credit obligations. Mandarich Law Group, LLP | P.O. Box 109032 Chicago, IL 60610, [ 877.285.4918