Exhibit List PartyCal. Super. - 6th Dist.December 13, 2019REESE LAW GROUP D. Wilson Jot dan„Esq., Bar g 279959 3168 Lionshcad Carlsbad, CA, 92010 Telephone; 760)'842-5850 Attorney for Plaintiff 10 SUPERIOR COURT OF CALIFORNIA, COUNTY OF SANTA CLARA SANTA CLARA JUDICIAL DISTRICT, SAN JOSE SUPERIOR COURT Wells Fargo Bank, N.A, Case No. 19CV360151 12 13 14 vs. CHRISTINE K PHAM Plaintiff, EXHIBITS TO PLAINTIFF'S DECLARATION SUBMITTED IN SUPPORT OF PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT OR IN THE ALTERNATIVE SUMMARY ADJUDICATION 15 16 17 Defendant, Date: Time: Dept: Complaint Filed: December 13, 2019 Trial Date: None 19 TABLE OF CONTENTS 21 22 Credit Card Application and Agreement and Opening Terms and Conditions ... Consumer Credit Card Customer Agreentent Jk Disclosure Statement.. .....Exhibit A ..Exhibit B 23 24 Monthly statements fiom Febntary 12, 2013 to October 31, 2019, and July 14, 2020 statement ....... Exhibit C 25 26 27 EXHIBITS TO PLAINTIFF'S DECIARATION SUBt)ITTED IN SUPPORT OF NOTION F R SUtINART JUDG)1ENT ee N nbe": )PCV36()131 Electronically Filed by Superior Court of CA, County of Santa Clara, on 3/8/2021 1:52 PM Reviewed By: R. Nguyen Case #19CV360151 Envelope: 5985140 19CV360151 Santa Clara - Civil R. Nguyen EXHI BIT AI I Wells Fargo Credit Card For 24 hour customer service: 800-042-4220 Summary of Account Terms and Other Information Customer Name: CHRISTINE KIM Applicakon Dale: January 23, 2013 We//s Fargo Cash Back" College Card Terms and Conditions IMPORTANT DISCLOSURES Interest Rates and Interest Charges 5-90% to I 3.90% introductory APR for 6 months, based on your creditworthiness. (APR) for Purchases After that your APR will be t 2.1 5% to 21.99%, based on your creditworthiness. This APR will vary with the market based on the U.S, Prime Rate (" Index Rate"). APR for Balance Transfers 5.90% to 13.90% introductory APR for 6 months, based on your creditworthiness. After that, your APR will be 12.15% to 21.99%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate (" Index Rate"). APR for Cash Advances and Overdraft Protection Advances How to Avoid Paying Interest on Purchases 23.99% This APR will vary with the market based on the U.S. Prime Rate ("index Rate"). Your due date is at least 25 days after the close of each billing period. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from To learn more about factors to consider when applying for or using a credit card, visit the the Consumer Financial website of the Consumer Financial Protection Bureau at Protection Bureau http:lfwww.consumerfinance.govllearnmore. Fees Annual Fee Transaction Fees ~ Balance Transfers None Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 6 months. After that, up to 5% for each balance transfer, with a minimum of $5. ~ Cash Advances Either $ 10 or 5% of the amount of each advance, whichever is greater, for each SUPERCHECKS™ advance, ATM advance or advance Ihrough the Wells Fargo Online banking program or customer service. Either $20 or 5% of the amount ol each advance, whichever is greater, for each advance obtained in person at a participating financial institution or other source. ~ Overdraft protection $12.50 if the total of overdraft Protection advances for the day is $50 or less; $20 if the total of overdraft protection advances for the day is greater than $ 50. ~ Foreign Currency Conversion Fee 3% of each transaction converted to U.S. dollars. Penalty Fees ~ Late payment Up to $35 ~ Returned Check or Returned Payment How We Will Calcutate Your Balance: We use a method called average daily balance (including new purchases)". @2013 Wells Fargo Bank, N.A All rights reserved Member FDIC IMPORTANT DISCLOSURES Page I of 3 Eligibility for Introductory Rate(s), Fees, and Bonus Rewards Offers: If you currently have an open credit card account or a EyrHQIT p Effective Dale: January 17, 2013 Weils Fargo Credit Card For 24 hour customer service: 600-642-4720 Summary of Accouni Terms and Other Informaiion Customer Name CHRISTINE KIM Applicabon Date January 23, 2013 closed credit card account with a balance issued by Wells Fargo Bank, N.A., you may not be eligible for the above introductory APR(s) and fees or the bonus rewards offers described below. How We Will Calculate Your Variable APRs: ~ Unless an introductory or promotional APR is in effect, we will add a "Margin" to an "Index Rate" to determine your standard variable APR. For each billing period the Index Rate will be equal to the U.S. Prime Rate, or the average of the U.S. Prime Rates if there is more than one, published in the Money Rates column of The Wall Street Journal three business days prior to your billing statement closing date. If the U.S. Prime Rate is not published or is otherwise unavailable, whether temporarily or permanently, we will select a substitute index that we believe, in our sole discretion, to be similar to the U.S. Prime Rate. Currently, the Index Rate is 3.25 percentage points. ~ The "Margin" for purchases and balance transfers will be 8.90 to 18.74 percentage points, based on your creditworthiness. ~ The "Margin" for cash advances and overdraft protection advances will be 20.74 percentage points. Wells Fargo reserves the right to change terms, rates (APRs) and fees, at its discretion in accordance with the Consumer Credit Card Customer Agreement and Disclosures Statement ("Agreement" ) for your account and applicable law You may not qualify for the lowest APRs disclosed above. The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information available to us. Application of Payments: Generally, we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances). Payments made in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones. Overdraft Protection: If you choose to link your Account to your checking account for overdraft protection, please note the following. If you have a joint checking account, you will be responsible for all advances and charges from your credit card to cover overdrafts regardless of who writes the check that causes the overdraft. An overdraft fee will be charged each day an Overdraft Protection Advance is made and interest will accrue from the date each advance is made. See Consumer Credit Card Customer Agreement and Disclosure Statement for details. Please note that you may also be able to link your checking account to your savings account for overdraft protection. No interest is charged on overdraft protection transfers from your savings account. However, fees do apply. See you savings account Consumer Account Fee and Information Schedule for details. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver's license or other identifying information, Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Notice to llilarried Wisconsin Residents: If you are married, by submitting your credit card application you are confirming that this credit card obligation is being incurred in the interest of your marriage and your family. No provision of any marital property agreement (pre-marital agreement), unilateral statement under 766.59 of the Wisconsin Statutes, or a court decree under 766,70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decrees or has actual knowledge of the adverse provision. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you. Application Agreement: This application is for a credit card with Wells Fargo Bank, N.A. You certify that all information provided is true, correct, and complete and that you have the legal capacity to enter into this contract. The Bank is authorized to verify or check any of the information given, to obtain credit reports on you and to make Overdraft Protection advances if you requested that feature. You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting e2013 Waifs Fargo Bank, N A Ag rights reserved. Member FIJIC Effective Date January 17, 2013 IMPORTANT DISCLOSURES Page 2 of 3 Wells Fargo Credit Card For 24 hour customer service: 600.642-4720 Summary of Account Terms and Other Information Customer Name CHRISTINE KIM Appkcakon Dale January 23, 2013 agencies. You agree that the Bank will determine the amount of credit extended, as well as which product you qualify for, based on the Bank's review criteria. If you do not qualify for the product or pricing requested or for the lowest pricing offered, you authorize the Bank to grant you the product and pricing for which you do qualify. You agree to be bound by the terms and conditions of the Agreement, which will be sent to you, and understand that the terms of your account may be changed at any time, subject to applicable law. You hereby stipulate to the terms of the arbitration program described in the Agreement. You understand and agree that you will be liable for payment of all amounts owing on the account. You understand and agree that each person applying will have full and equal access to any credit line extended and each will be individually and jointly liable for payment of all amounts owed even if only one applicant uses the account. A consumer report from consumer reporting agencies will be obtained in considering this application and for the purposes of any update, renewal, extension of credit, review or collection of the account. Upon request, we will inform you of the name and address of each consumer reporting agency from which we obtain a consumer report relating to you. If you are a married applicant you may apply for credit in your own name. Important Notice: Please call to confirm receipt of your new card as soon as you receive it. If you do not do so, your requests for certain services such as balance transfers, Overdraft Protection, Wel/s Fargo Online banking and ATM access may be delayed and you may be denied access to your account. This information about the cost of the credit card account described in this application is accurate as of January 2013. This information may have changed after that date. To find out what may have changed, call 1-800-642-4720. Important 3% Cash Reward Notice: Cardholders will earn a one percent (1%) cash reward for every $ 1 spent in net purchases (purchases minus returnsicredits) made on the Credit Card account, rounded to the nearest one cent. During the first 6 billing periods from the date the account is opened, for purchases made at retailers whose merchant code for Visa is classified in one of the following categories: grocery stores, drugstores and gas stations, Cardholders will earn an additional two percent (2%j cash reward for every $ 1 spent in net purchases made on the Credit Card account, rounded to the nearest one cent. These additional cash rewards earned during the first 6 billing periods at the select merchants will appear on the Cardholder's account statement 1-2 billing periods from the date earned. Any credits, except payment to the account, will reduce the cash rewards available for redemption based on the dollar amount of the credit. Negative cash rewards will post within 1-2 billing periods on Your account statement if returns or credits exceed purchases. Certain purchases/transactions do not earn cash rewards. Please see the accompanying Wells Fargo Cash Back Program for Credit Card Summary of Terms and Conditions for details. CI2013 Wells Fargo Bank, N A All rights reserved. Member FDIC IMPORTANT DISCLOSURES Page 3 of 3 Effective Daie. January 17, 2013 Wells Fargo Credit Card For 24 hour customer service: 800-642-4720 Summary of Account Terms and Other information Customer Name; CHRISTINE KIM Applicairon Dale'January 23, 2013 The Wells Fargo Cash Back Program - Summary of Program Rules and Conditions Effective: April 201'I 1. In these Rules and Conditions, "You," "Your," and "Cardholder" refer to the primary cardholder and/or any co-cardholder (if a joint account - excludes authorized users of the card) on the Wells Fargo consumer Credit Card account(s), as applicable, ("Account(s)") linked to the Wells Fargo Cash Back program (Program). "Wells Fargo," "We," "Us," and "Our" shall mean Wells Fargo Bank, N.A. 2. Program eligibility, the ability to earn cash rewards, andlor the ability to redeem cash rewards are each restricted to Cardholders whose Account(s} linked to the Program islare open, current, and not in default or delinquent, as applicable to their Account(s}, as of the time of their then-current monthly billing statement date and so long as the Program has not been terminated or canceled pursuant to these Rules and Conditions. 3. Cardholders will earn a one percent (1%) cash reward for every one dollar ($1.00) in net purchases {purchases minus rektrns/credits) made on their Credit Card Account, rounded to the nearest one cent ($0.01). 4. The following purchases/transactions do not earn cash rewards: cash advances of any kind, balance transfers, SUPERCHECKS™, casino gaming chips, wire transfer, off-track wager, fottery ticket transactions, or bets or wagers transmitted over the Internet. Any interest or fees posted to a linked Account, including but not limited Io returned payment fees, late fees, and monthly or annual membership fees do not earn cash rewards. 5. There are no annual cash reward maximums. 6. Cash rewards will not expire on this Program. 7. Changes to this Program: Wells Fargo reserves the right to amend, cancel, or temporarily suspend the Program, in whole or in part, or change any of the Program Rufes and Conditions, at any time for any or no reason, including without limitation, in the event of fraud, abuse of Program privileges or violation of the Program Rules and Conditions, as determined in Our sole discretion (examples of Program violations include any attempt to sell, exchange or transfer cash rewards or any instrument exchangeable for cash rewards}, without notice to You, which may result in the forfeiture of cash rewards not yet redeemed. 8. If the Credit Card account is closed or the Program is canceled for any reason or you violate these Rules, membership in the Program is terminated and any cash rewards not yei redeemed are forfeited. Ycu have no property or other legal right in any cash rewards not yet redeemed Including, but noi limited to, the cash rewards forfeited as a result of account or Program closure or for violation of these rules. 9. Cash rewards can only be redeemed in twenty-five dollar ($25.00) increments. 10. Cash rewards may be redeemed either by automatically applying it to a qualified Wells Fargo Checking, Savings, Loan or Line product ("Redemption Account" ) or through a statement credit or paper check by calling Customer Service at 1-800-642-4720. 11, This is only a summary of the Program rules and conditions. Other restrictions and requirements apply. The full Program rules and conditions will be provided upon enrollment 0201 3 INells Fargo Bank, N A All rights reserved. Member FDIC IMPORTANT DISCI,OSURES Page 1 of I Effective Daie. January 17. 2013 Wells Fargo Credit Card For 24 hour customer service: 800-642.4720 Summary of Account Terna snd Other Information Wells Fargo U.S. Consumer Privacy Notice Customer Name CHRISTINE KIM Application Dais: January 23, 2013 Rev 10/2012 WHAT DOES WELLS FARGO DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit SOme but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: ~ Social Security number and employment information ~ account balances and transaction history credit history and investment experience All financial companies need to share customers'ersonal information to run their everyday business. In Ihe section below, we list the reasons financial companies can share their customers'ersonal information; the reasons Wells Fargo chooses to share; and whether you can limit this sharing. ic.' our everyday business purposes - such as to process your transactions, maintain your account(s), respond Io court orders and legal sivesbgaiions. or report lo credit bureaus For our marketing purposes - with service providers we use to offer our products and services to you (please see below to limil lhe ways in which we contact you) For)oint marketing with other financial companies For our affiliates'veryday business purposes- information about your transactions and experiences For our affiliates'veryday business purposes- in formation about your creditworthiness For our affiliates to market to you For nonaffiliates to market to you Yes Yes Yes Yes Yes No No No We don'I share No Yes Yes We don't share Call I 888-528-8460-our menu will prompt you through your choices Online banking customers - log on io a secure session at wslisfargo corn, and choose "Change Pi ivacy Preferences" under the "Account Services lab Please note: If you are a new customer, we can begin shanng your information 30 days from Ihe date we sent this notice. When you are no longer our cuslomer, we can continue to share your infoimation as descnbed in Ibis notice. However, you can contacl us at any time io limit our sharing. ' To limit our direct markslmg lo you by mail or telephone, please call 1-888-528-8460-our menu will prompt you through your choices . ~ Online bankktg customers - log on to a secure session ai wellsfargo.corn. and choose "Change Privacy Preferences" under lhe "Account Services" lab please note: A Do Not cas election is e/factive for five years (or while you are an active consumer customer, if longer). The Do Nol Mail election is effective foi three years. You may continue lo receive marketing informalion in regular account mailings and statements, when you visit us onlme or at an ATM.You msy also be contacted lo service your account or parlicipaie in surveys If you have an assigned client manager or team, they may continue to coniact you to assisi you in managing your portfolio or account relationship Call 1.800-TO-WELLS (1-800-869-3557) or go to wellsfargo.corn/pnvacy security (0 2013 Wells Fargo 8 Company. All righis reserved. MKT6784 FOL (578013 ReV 08- I 0/12),.n,„,, *,, llvlPORTANT DISCI.OSURES Page I ol'3 Wells Fargo Credit Card For 24 hour customer service: 800-642-4720 Summary of Account Terms and Other Information Customer Name: CHRISTINE KIM Application Date'anuary 23, 2013 WHAT DOES WELLS FARGO DO WITH TION / Who is providing this notice? Wells Fargo U S. companies thai use Wells Fargo in iheii names and other companies listed in Ihe We//s Fargo IJ S. /ega/ entities secson. 'o How does Wetls Fargo protect my personal information? How does Wells Fargo collect my personal information? Why can't I limit aff sharing'? To protect your personal rnformaiion from unauthorized access and use, we use security measures thai comply with federal law. These measures include rompuler safeguards and secured files and buildings. For more information visit wellsfargo corn/privacy security We collect your personal information, for example, whenyou'pen an account or make deposits or withdrawals from your accounts apply for a loan or use your credit or debit card seek advice about your investments We also collect your personal information from otherS, SuCh as credit bureaus, affiliates, or other companies Federal law gives you the right lo limit only: ~ shanng for affiliates'veryday business purposes - information about your creditworthiness ~ affiliates from usrng your information fo market to you ~ sharing for nonatfiliates to market io you Slate laws and iixlividual companies may give you additional rights lo limit sharing. See below (or more on your rights unde& stale law What happens when I timit sharing for Your choices will apply individually unless you leff us otheiwise. Any account holder may express a privacy preference an account I hold jointly with on behalf of the other loinl arcount holders someone else? Affiliates Companies ielaled by common ownership or control. They can be fsiancial and nonfinancial companies. ~ Our affiliates include financial companies with Wells Fargo in their name such as Wells Fargo Bank, N A, Wells Fargo Insurance, Inc., and Wells Fargo Advisors, LLC Nonaffiliates Joint marketing Companies nol related by common ownership or control. They can be financial and nonfinancial companies. ~ Wells Fargo does not share with nonaffiliates so they can market IO yOu. A formal agreemenl between nonaffiliaied tinancial companies that together market financial products or services to i/ou ~ wells Faigo doesn'I jointly market Cr 2013 Wells Fargo & Company All rights reserved. MKT8784 FOL (578013 Rev 08- IO/I 2) IMPORTANT DISCLOSI/RES Page 2 of 3 Wells Fargo Credit Card For 24 hour customer service: 800-642-4720 Summary of Account Terms and Other Information Customer Name. CHRISTINE KIM Application Date: January 23, 2013 Important Notice about Credit Reporting: We may report information aboui your account(s) to m edit bureaus aitd/or consumer reporting agenaes. Late paymenls. missed paymenls, or other defaults on your account(s) may be reflamed in your credit report and/or consumer report, Do Not Call Policy. This Privacy Policy constitutes Wells Fargo's Do Nol Call Policy under Ihe Telephone Consumer Protection Act for ag consumers. Wells Fargo maintains an internal Do Nol Call preference list Do Nol Call requesLs will l&e honored wiltvn 30 days and will be effective for al leasl five years from the dale of request. No lelemarketing calls will be made to residential or cellular phone numbers ihal appear on the Wells Fargo Do Not Call list Nevada residents. We are providing you this notice pursuant lo state law. You may be placed on our internal Do Not Call List by fallowing Ihe directions in the To Iimif direct markeiing section. For more information contact us at 1-800-869-3557; ngyapgng~if~aLIIfrsg.corn, or Wells Fargo. po. Box 5277, sioux Falls, SD 57117-5277. Or contact Ihe Bureau of Consumer Prolechon, Office of the Nevada Attorney General, 555 E. Washington SL, Suite 3900, Las Vegas, NV 89101, 702-486-3132; QQ)&ijgE(2@kg s~tethnv us. Vermont: Vite aulomalicagy treat customers wiih a Vermont mailing address as having limited shanng with our affiliates as provided on page one. Trust or fiduciary accounts for which Wells Fargo is the trusiee or service provider, inclurling employer-sponsored retirement accounts, are protected under special rules of confidentiality. Infoimation on these accounts is not shared for inarkeling purposes without specific consent, Well~ Fargo Advisors Financial Advisors: If your financial advisor's affiliation wiui Wells Fargo Advisors ends and ihay join a non-affiliated secuiities brukw- dealer, your financial ac!visor may be permilted to use limited xiformalion lo contact you to loin their new firm, as a usual means to continue lo service and maintain your accounts. The information they may use is limited to your name, address, email address, phone number and account title Wells Faigo U.S. banks and companies with "Wells Fargo" in their names, including Wells Fargo Advisors, LLC, Wells Fargo Bank, NA domg business as Flatiron Capital; as well as American Mortgage Nelwork, LLC, doing business as Verlice, and Abbot Downing. a Wells Fargo Business. Tins Privacy Disdosure also describes Ihe privacy piaclices of First Cleanng, LLC ("Firsl Cleanng"), which is an affikaled cloaring firm of Wells Fargo Advisors, LLC First Clearing does not market to holders of accounts carried by First Clearing or provide a&formation regarding such accounts or regarding your creditworthiness lo other Wells Fargo companies for their ovm marketing or everyday business purposes, and the choices in this notice do nol apply lo First Clearing. The following legal entities and businesses are not covered by this notice and have separate pnvacy notices; ~ any non-bank company wiih "Wells Fargo Financial" in ils name ~ Wells Fargo Financial National Bank ~ the Wells Fargo Advantage Funds ~ Wells Fargo Advisors Financial Network, LLC ~ any insurance company, insurance agency. or insurance bi okerage or other company, which has its own privacy disclosures ~ businesses which have provided a separate privacy nokce governing specified accounts or relationships 8& 2013 Wells Fargo & Company All nghls reserved MKT6784 FOL (578013 Rev08-10/12) . - .n...". v«.. IMPORTANT DISCLOSURES Page 3 of 3 Credit Card Application Agreement Wells Fargo Bank, N.A. FAX 0 866-9j0-0676 Application number: First Name U"in Ho Lest N vms Fi(st Nsn 4 Last Name Last 4 Nvmbor Lest 4 Digits of Social Secuniy Nvmber 'Annual income L "Annual Income 'Incoins Notice: income csn include sll sources Alimony, child shpporL or separate mwntenance irksome need not be revealed if you do no. wish to have il consldorsd ss 4 basis for repaying this obligation You reitify that all infmmation you have provided us is true, correct, end complete end thai you have the legal capacity to enter into this contr8ct, The bank e authorired to veril'y or check any of the information given, to obtain credit reports on you and to make overdraft protection advances if you requested that feature. You authorize the Bank to obtain information from others to invcstiqaie your credit, employment and income history and state records 'ncluding state employment ser:ority agency records snd to report inlorrnstion regarding your account to ronsumer mporting agencies You agree tirat the Bank xvill determine the amount ol credit extended, ns well as which product you quakfy for, based on the Bank's review criteria. If you do not qualify for the product or pricing requested or for the lowest pricing offend, you authorize the Bank to grant you I!re product and pr cing for which you do qualify. You agree to be bound by the terms and conditions of the Consumer Credit Card Customer Agreeinent 8, Oisctosure Statement f"Agreement" i, which wilt be sent lo you and understand that the terms of your account may be changed at any time, subject to applicable law. You hereby stipulate Io the terms of the arbitration prograin described in the AgreemenL You understand and agree ihat you witl be liable for paymenl of all amounts owing on the account. You understand and agree that each person applying will have full and equal access to any credit line extended and each will be individually and jointly liable for payment of all amounts owed even if only one apphcant uses the account. icant Si 4 re c Ix Co Applicant Signature fx Osis Qx Oaie ~x D 2012 Wells Fargo Bank, N.A Ail iights reserved IlIembei FOIO. CRC8379 IRev 01-II6/'I 2 FOI EXHIBIT BI I Page I ol'8 CONSUNIER CREDIT CARD CUSTOMER AGREEMENT & DISCLOSURE STATEMENT VtSA» TABLE OF CONTENTS Your Contract With Us: Using Your Account; Changes To This Agreement: Fees And Interest: Billing Statements And Payments: Other Important Information: Arbitration: Your Billing Rights: Active Duty Military Service: Interpreter Certification. Notice To California Cardholders »I&Ctir&I1 'I Sgr.tipn 4 S&tkcbon 10 ','titui 1») Sm)i&an 21 Sedicn 31 Secttl&r),'32 Sactiol),S,) Set:tiort Sa To our California customers who have drscussed credit card terms and condktons with us in Spanish. Chinese. Korean, Vietnamese. or Tagalog Read Section 34 about interpreter certificatron before you activate your credit card. Les la Seccion 34 sabre certifrcecron de lnterprete antes de activsr su tarleta de crsditc. Mm/I '.",I Itaal I 2 5'tait is'" 34 iils'I ! 1st"!»Ikyt. l ~ Igl ",&RSIEB dclst»IAI)i Boa R .IAIP'Rna B»I 35B.'-'R&131 SBI&l I. Hay doc phkn 34 vg xac nhsn thong dich vien truce khr guy vi kich host tha tin dung cua niinh. sasahm ang Seksyon 35 tungkol ss senipik*sycn ng iagapsgsating-wise bsgo mo»scsvste sng iyong credht card Your Contract With ua (1) Agreement. This contract for your credrt card account ( Account") includes the Credit Card Agreement t"Agreemenl"), the Irrlportant Terms cf Your Credit Card Account end future amendrnenls to this Agreement This Agreement is a contract between weas Fargo Bank, Nuk and each Account holder. Ycu snd sny Imnt Account holder accept Ihe tenne of this Agreement by usrng cr schvalrng your Account. Please read dus Agreement carefully and keep rt for your records. l2) Definrtions An nua I Percentage Rate APR Billmg Cycle or Billin Period Balance Transfer Card Cash Advance A rate, shown as a percentage, used to calculate interest on the balance on your Account. The hme penod between bilbng statements. Each billing statement shows a statement closing date which is the last day of the Bilhng Cycle. The transfer of a balance from another credit account lo your Account, including the use of a check that accesses your Account. Any cards we issue to you or any devices we allow you use lo access credit on your Account. Use of your Card to gel cash. Examples include using your card for cash advances through an ATM, bank teller o wells Fargo Ongne, Overdraft Protection advances, balance transfers, or cash-like purchases such as money orders, wire transfers, traveler checks, forergn currency, lotiery lickets, casino chips, off-track wagers, other wagers, vouchers redeemable for cash or similar items. A device, other than your Card, like SUPERCHECKS ™ and mobile devices, that we allow you to use to accessCredit Access Device credit on our Account. important Terms of Yaur Credit Card Account New Balance Outstanding Balance Payment Due Date Purchase Credit Limit We, Us, and Our A summary of your Account's APRs, fees and other imparlant informahon. The total amount you owe as of a statement closing date. The sum of all unpaid amounts, including Purchases, Cash Advances, balance transfers, interest, fees and any other amounts that you may owe us. The date the Minimum Payment is due. It will be at least 25 days from the statemenl closing date and will be provided on your billing statement. Use of your Arcount ta buy or lease goods or services. Cash Advances, Balance Transfers and cash-like transactions are not Purchases. Tax payments and associated fees are Purchases. This is the amouni that is available for your use. Wells Fargo Bank, NA. The Account halderls) who opened the Account Itrtps://luvrlw200).wcllsfargn.colt):8443/disclose/Disclosurcgcrvlet l/l8/20lg Page 2 of 8 You and Your (3) coritacting You. Yoir agree th*1 we have your conserit to contact you at sny phone number, email address, or firstling address you provide for any Wells Fargo account or al any number thai you call us from or at any number that we obtain by other means. Your consent allows us and sny companies working on our behag Io service your account, to use any means lo conlacl you including sutom*ted dialing devices, prerecordedrartificwl voice messages. mml, a-mail, text messages, push notifications, and calls to yc ur ceg phone, or any other dale or voice Iransirsssion technology. You are responsible for any service provider charges you may incur as a result of us contacting you by any means, whether such charges are related to text, d*t*, equipment or other plans. You wilt promptly notify us il you change any confact information including your name, mailing address, e mail addresses, or phone numbers. If you have a Fxnl Account, a notice lo one of you vns serve ss a ilotice to both of you. We may use voice recogndion technology to venfy your identity when you call. We may capture and slore your voicepnnt for this pwpose. We may monitor and record any cags befvreen you snd irs Back tt. tip Using Your Account (4) Using Your Account. You may use your crinsumer credit card Account for Purchases, Balance Transfers Cash Advances and any other transactions we allow. You promise to use your Account only for lawful personal, family, or household purposes, we resenre ihe nghl to deny transactions or aulhorizatirins from merchitnts who may be engagxtg in the internei ganibling business. we sre nrx responsible for anyone who refuses to accept your Card or arly other credit Access Deuce. we msy decline any transaction at any ~ tne Your credit card niay nol be used to make a payment on any other Wegs Fargo credit account. Cash Advances trom ATMs. Cash Advances from ATMs may be limited by amount or frequency. Tha ATM owner may have additional reslnclions. If Ihe ATM owner charges any fee, that fee will be mcluded as part of the total Cash Advance amount Cash Advances for Overdraft Protection. Yau may elect to have an automatic Cash Advance froni yrarr Account lo cover an overdraft on a linked Wells Fargo checking account. To cover an overdraft on a I ~ iked Wells Fargo checkrng account, we will advance Ihe greater of Ihe amount of your ovwdraq'1 or 525 00 E'xcept it ~ lhe amount of available credit on your Card w less than the amount of the overdraft or fess than 525 00, we will then advance Ihe amount of available credrt. The APR and fees that apply to overdraft proiectmn advances are listed in Ihe Irriponant Ter ns of Your Credit Catd Account Overdraft protection advances, interest and fees may cause your Account balance to exceed your credit kmit If there is more than one person listed on Ihe checking account (such as a lolnt checking account) that you h*ve linked for overdraft protecson, Ihen You will be responsible for all overdraft protection advances regardless of vrhrch parson wntes Ihe check or engages in any other transaction (such as * debit card purchase) that causes the overdraft, snd You agree to aflow us to disdose to any other person on yoiv checking account, that this Card is knked Io your checking sccounl for overdrall protection We reserve the righi lo cancel, suspend, or change ymrr overdraft proteclioi1 service at any lime, for any reason. Credit Access Devices. SUPE RCHECKS can be used lo access your Account similar to wnting a check on a deposit account. SUPE RC HECKS checks will post as abalance transfer only when they are included with 4 Balance Transfer offer. If a SUPERCHECKS check is not rnrtudad with a Balance Transfer offer it will post as a Cash Advance, They wdl include trarisaction tees and interest. Some restrrclons apply to SUPFRCHECKS They msy not be written as payment on any INegs Fargo account. They may be used only by Ihe person whose name is printed on the check, They must be wr Iten in U.S. dollars, They cannot be certified. You cannot tile a claim against rhe bank when you have a dispute wifh a merchant about payment for property or services that you paid for using a SUPERCHECKScheck we reserve Ihe nght to put condisons on Ihe use ol SUPERCHEC I&5 cttecks and lo reject. decline and return unpaid any BUPERCHECKs check or advance al our discretion. Third Party/Mobile Devices. You or sn authorized user may be permitted to load your credit card lo an app on a smart phone, tablet or other electronic device, such as, Ihrough a mobile vial!el. which could be used for purchases or other transactions without presenting the card. Any such Transactions are covered by the Agreemenl Wa have no conlrol over the device *nd cannot guarantee the performance of the device. Additionagy You should protect the secunty of Ihe device gie same as your credit card or other valuable information There may be third party fees related lo the transacaon such as inobile earner dale or massaging charges. we may, at any time, pahiagy or fully restnct your ability to make cmdrt transactions through a third partyrmobrle device You agree to notify us promptly if youremove oi want to remove your Account information from any third psrtyrmo bile device. (5) Authorized Users. If you rwsh lo lieve 411 addibona! Card rssued in another person's name. please conlact us snd we wrg send you a Card wxh the name of Iha authorized person embossed on the front of Ihe Card. You are responsige for payment of Ihe entire amount oived lo us, including any Purchases, balance Iransfers or Cash Advances (and ag related inlerest and fees) made by the authonzed person. Ending Authorized User Privileges. If you want to end an airthoroed user'3 privilege to use your Account, you must Recover and destroy that person's C*rd If you do nol, you will continua lo be liable lor eny charges nwde, even il you'e sclvised «s of your wish lo cancel the pnvileges. unless you leg us to cancel ag Cards arid eslablah a new Account for you. You must notify us of your request by contacbng iis al the numbe~ on Ihe back of your Card or by mail al Wells Fargo Bank, H.A., P.O. Box 10347, Des Moines, IA 50300, ln general, an autitonzed person a nol obligated on this Account and is not liable for any Outstanding Balance or any other charges made by you or by any other authonzed person. In lne everit of the death of ag lugy liable cwdhotdefs. authorized users'rivilege ends airtomaticagy. After that, if any person uses the card, such Il(tps://luvrlw200 l.wcllsfargo.con):8443/diqclnsc/I)isclosurcgcrYlct I / I 8/20 I 9 Page 3 ol'8 use ind cstes his or her agreement to pay us, and we may, at our dismetion, pursue the person foi p*yment of *ny Outst*nding Balance or any other charges they authonze. You agree to notify each authonzed person ttiat they are sublect to ihti applicable sections of this Agreement. Information about Authorized Users. You agree to give us cenain personal information about each Authorized User You must have penniswon from each Authorized User allowkhg you to give us that personal information. This may include name. address, social securay number dale of birth and otizenshrp. (6) Lost or stolen cards and Liability for Unauthorized Use. You must notify us immediately if your Card or account information is losi or sloten, cr if you believe 4's be ng uSed Withnut yOur PermiaaiOn. Ycu may COntaCt ua by PhOne at 600.642-4720v Or in Wrhtmg at Welh Farga Card SerWCea, Po BOX 10347, Dea MOinea, IA 50306. You agree to assist us in our investigation of the rnaner. If you do this and we find you not responsible. you will not be held liable for the unauthorized use ot yoiir Account. (7) Promise to Pay. When you use your Account or ler someone else use it, you promise to pay the lotal amount of the Purchases, Cash Advances. and balance transfers, plus all interest, fees and other amoutils that you may owe us. Iiye may lsnii or close your Account. bul Ihe terms of this Agreement vali apphf until you pay the Account in full. (8) Credit Limit. we may asstgn the follovnng lsnils Io your Account Cash Advance Limit. We may restrict the amount ol your credit khixt that can be used for Cash Advances. Your fotal credit lima will be provided with your Credit Card and shows on each of your billing statements You promise to use yow Accourtt only lo Ihe limds. If you exceed yow tot*i ixedkt liumt we insy affohv Ihe transaction without increasing your total credit kmit or deny the transaction If we allow the transaction. we may treat Inst over limit amount as due with the minimum payment on your next statement II you exceed Ihe limits, you will still remain sable lor all credit you receive we can adiusl your credit limit st sny arne, including *utomatic credit fme increases for those wlho qhialify (9) Authorizations. We don't guarantee approval of rrsnsactions. We resewe Ihe right to deny transzctrons for any reason, such as account default, suspected fraudulent or unlawful sckvily, internet gambling, or any Indicsl on of xhcreased nsk related lo the transactwn. If you engage in abuse, misuse or gaming in connection witih earning oi using points or attempt to do so we may close or restnct your Wells Fargo credit card(s). Abuse, misuse oi gaming Includes, bul is not limited to, making muihpie purchases and multiple payments ifunng s billing cycle vr thereby Ilia dollar amount for each purchase in Ihe aggregate substantially exoeeds your credd limit. vile «Iso may limit the nuniber of aulhonzations we aflow diuing a penod of time Transachons at sonic merchants (sucih as hotels, car rental companies. restaurants, snd gas stations) may result n lemporsry authorizations for smourhls greater than ihe actual Purchase amount The will make less creat available on your Account for several days usually until the date the actual Purchase amount hs received from the merchant It you give your credit card information to a merchant lo bii your account for recurring payments. or to keep it on file for future purchases cr payments, and your card number, exphrauon date. or secunly cade changes, you should notffy the merchant with your new card infcrmahon, Some card networks provide update services and receive updated card informahon from wells Fargo Merchants diat participate in such services vnfl receive updated card information from the network for credit cards that you have provided lo the merchant for recurring or future purchases or payments. We cannot teil you which merchant will race ve updated card infornwtwn when yow card information changes. You should always provide each merchant wdh your new card Inforrnabon because some merchanls do nol subscnbe to such network services fah,k Ip l(~i'hanges To This Agreement (10) Change in Terms. We may change this Agreement at any time These changes msy apply lo existing and future balances. VJe wilt give you advance wntten noses o! Ihe changes and a right lo reject the changes if iequired by faw. we may iequire you to close your Accouril or take other actions if you reject Ne ctianges. gg Fees And interest (11) Fees. The following fees may apply Io yow accounL ll they do apply you w II find the amount in the lmponant Terms of Your credit Card Account. You agree tc pay any fees thai apply. Annual Fee. It your account has an annual tee it will be charged each year your account is open The *nnuah fee will nol be billed after your Account is closed Balance Transfer Fee Ttus fee may be charged cn a balance transfer transaction Caen Advance Fee This iee may be charged on a Cash Advance fram your Account. overdraft protechon Advance Fee. This fee may be charged when an ovsrtlraft amouix w advanced lo Ihe checkaig account linked lo your credit card Account try you. Foreign Currency Conversion Fee. If you make a transactxhn in a foreign currency, Visa will convert it into a U,S. dollar amount A foreign currency conversion fee may be Uiarged whhxh the is ctree. Late Fee This fse may be charged ascii lime we do not receive the required Minimum Payinent due by the Paynient Due Date Returned Check or Returned Paymenl Fee. This fee may be charged when a payment hs not processed the first hme or is returned unpaid, Rush Plastic Fee. Thts fee may be charged if you requested expedited dekvery for your credit card Addiuonal fees may be charged if agreed behveen you and us. All fees will be added lo Ihe Purchases balance. except Cash Advance fees and overdrait protection fees which will be added to the Cash Advance balance on your Account (12) Foreign Currency Transactions. lf you make a trahhsaaion in a currency other Ihan IJ s. dollars using a visa card, then thea International "visa" will convert the charge info 6 U s doll~ r amount. The exchange rate between the Iransaction currency and the billing currency used for processing mternationel Iransackons is either (a) a rate selected by Visa from Ihe hangs of rates available in wholesale currency markets for the applicable cenlral processing dale, whrch rate inay vary froin llie rate Visa htseli receives, or (b) the governmeni mandated rate rii effect for Ihe applicable c*ntral process ng ilats The cunency conversion rale for the processing date may tkffer riomlhe rale hn effect on the dale ot Ihe transaction or the dale the transaction is posted lo your Accounf. point of Sale Coihversion. Some merchants outside the United States offer csrdholders the option ol hawng Card transactions converled to U.S dollars by Visa as descnbed above or by Ihe merchant itself. If the latter opixxi rs chosen. Ihe currency converson rale is determmed solely by the merchant «wolved in the transaction, and no foreign currency conversmn fee e ch*rged by the bank for the Iransaction (13) Rates. The follohwng sections describe how we cabufste the interest you owe each Billing period The Impellent Terms of Your crcdif card Account fist IheApRs htips://l(tvi4w2001.wells('argo.corn:8443/disclose/DisclosUtcgcl'vlc( I /1 g/2 0 1 9 I'aire 4 o I'8 that apply to different lypes of balances. Introductory Rates. Yow account msy be eligible for introductory rates. The would be described in the Important Terms of Your Credrl Card Account If you are c ffered a promotional rate aber yow account rs opened, Ihe terms will be provrded at that lane. After any introductory or prornotronsl rates expire, tire remaining balances will be sublect Io the applicable Standard or Slantlard variable ApR tenne. How we Calculate your Standard Variable APRs. I( your account has a v*diable rate tire APR will vary based on the U.S Pnme Rate plus ihe *pplrcsble "Margin" See the Important Terms of Your Credit Card Account for the "Margvv'n Purchases. balance transfers, Cash Advances, and overdraft protection advances, and daily parmdic rates Ihat apply to your AccounL For each Bibmg Period, we use the U.S. Prime Rate or Ihe average of Ihe U.S. Pnme Rates (if there is mare than one) published ln the "Money Rates column of the wali afreet Jorvnsl three business days pnor lo your billing statement closing date If uie U S. Pnme Rate is no longer published or is not available, we may sated a similar rndex. A change rn Ihe APR may increase or decrease lhe total amount oi rntwest yau pay and your Mxsmuin Paymenl due, It the APR changes due lo a cliange rn Ihe U.S Prime Rate, the new APR will apply lo both existing and future balances on the first day of your Bill ng Cycle. The APR will continue to vary even if your Account is dosed. Standard APRs. If your Account is subfed to Standard APRs, the Standard APRs will not vary with Ihe market based cn the U. S. Pnme Rate. However, we may change tire Standard APRs from arne Io arne in accordance with gie Change In Terms rnformstron described in section 10. The rates Ihst apply to your account sro lrsted rn the Iniportani Terms of Your Credit Card Account. Daily Periodic Rates. The daily penodic rates are calculated by dividing each applicable APR by 365 (14) Mintmum Interest Charge. Yovr account msy trave a Minimum Interest Charge See The Important Terms of Your Credit Card Account for the spplrcable charge. (15) When we Charge InteresL For most Iransaclions interest will be charged beginning on the date s transacbon is made on your account we charge interest on a fee beginning on the krst day of Ihe B ging Cycle fogovxng the Billing Cycle in which the lee posted lo your AccounL (16) Here's how and when specific Transactions, fees and credrts are apptied: We add the amount of s Purchase or Balance Transfw to the F'urchase balance as of the transaction date shown on your statement. We add Balance Transfer fees lo the Purchase lialance as of rho transaction date shown on your statement, We add ihe amount of a Cash Advarice lo Ihe Cash Advance balance as of the transactron date shown on yow slaleinent. We add Cash Advance Fees lo Ihe Cash Advance balance as ol Ihe transaction date shown on your st*lament we add ihe amount of any overdraft protection advance to the cash Advance balance as ol tha transaction dale shown on your statement. (17) How we Calculate Interest. We begin by calculabng the daily balance of ascii Transaclion category, Next we calculate ihe Average Daily Balance (ADB) Fmally, we calculate ne interest. See each serslon below for det*ds 1. Calculating the daily balance: the daily balance is calculated separately foi each Transaction category. We stan unth the daily balance from Ihe srd of the prevrous day. We add in any new Transactions and other charges, rnckrdrng interest accrued on lhe previous day's balance This means interest is compounried daily. We then subtracl any payments or credds. Exemple for the Purchase Transaclion category Daily balance (or purchases from \he previous day + Neiv purchases + Fees and interest accrued on ale pravmus day's Transaction category balance - Psymenls. credris and adlustments that posted that day = New daily balance frir Purchases 2. Calculating the Average Daily Balance (ADB); we add ul& ag the daily balances for the Biking Cycle starfing with the beginning balance ol the first day of Ihe Billing Cycle. Tliis beginmng balance will rndude any unpaid lees from lhe previous Brgrng Cycle and any lais fess incurred dursig Ihe current Billing Cycle. Any daily balance thai is a m edit balance is treated as aero, we d wide this amount by Ihe number of days m the Bilsng Cycte ADB = sum of daily balances - number of days in Ihe Billing Cycle 3 Interest Calculation: we calculate ihe interest charge lor each type of balance by appiyrrg Ihe daily periodic rate to Ihe ADS and muftrplying this by Ihe number of rfays in the Brgrng Cycle. Interest charge = daily penodrc rate x Aria x number of riays in Brlling cycle (18) Grace period. Ta avoid paying i ~tercet on new Purchases you hare to pay your snore New Balance by the Due Dale on your statement each Billing penod, You cannot avoid interest on Cash Advances or Balance Transfers Your due dale will be al least 25 days from the statemenl closing date and will be provided on yow billstg statement C'ack tt. Ioi; Billing St*tements And Payments {19) Billing Statements. If you have a balance on your account you will receive a Mging statemenl. Your brgmg stalemsni vrill show your Msiimum Paymeni due and the Psymenl Due Date (20) payments. You may psy ag or part of your Account balance at any time, but you must pay the Minimum Payinant, disclosed on youi billing statement, by the Payment Due Dale. Minimum Payment. Your Mrrxnwm Paymenl Due includes any amount past due plus Ihe greater of 1. The sum of late, returned check relurned paymenl, rush plaskc, and annual fees and rnierest billed during lhe Bigsig Cycle for which the Minimum Payment is calculated pMs IM of the New Balance shown on tlw billing statemank or 2. 525 00 (or Ihe entire balance on Ihe Account 4lhe New Balance is less than 525.00). We require you to pay any amount over the limit of your credit card accounL However, that amount is not included in your Minimum Payment Due. I)ttps://luvrlw200l.kvellsl'argo.corn:I(443/disclose/f&isclosttreclervlet I / I )(/20(9 Page 5 ol'g The Minanum Payment is rounded-up lo Ihe next highest whole dollar aniount Credits will not be used to meet the Minimum P*yment Payment Instructions. Follow these instructions when malong s payment. 1 You must pay in U.S. dollars. 2, payment must be made wdh a personal check, money order or cashiers check and must be issued by a bank in Ihe United slates. 3. Eleckonrc payments are accepted. 4. Do riot mail cash. If you mad your payment, please mail to the payment. address provided on your billing statement using the envelope and payment coupon enclosed. Payments received by 5 00 p.m, at the location your paymmit is mailed to wig be credited as of ltle dale of receipt, If rscerved affer B00 p.m. they will be credited on fhe fottowing day. payments made througti wells Fargo onlste Banking al well*fargo.corn will be credited based an Ihe cutolt time msclosed at the tsne of the Iransamion If you do ncs follow these nistructions your paymenl may not be credited for up to five days after we receive a. Checks or other paper documents msy be conveiled to an electionic transaction through procedures established by the Nabonal Automalerl Cleanng House Association In this case, lhe orrginal check or oiher document that you sand to us will not be retained, bul a copy would be available if requested, Soma ol your available line of crerbt may be held, sl our discretion, until your payment w honored. You cannot pay this account using another Wells Fargo Bank, N.A. credit or loan account or any Wells Fargo affilialed compsriy credit or loan account. You cannot use any SUPERCHECKS ctiecks to make any paymenl an Ibis Account. Generally we will apply your Minimuni pay nenl hrsl to lower ApR balances (such as Purchases) before balances with higher APRs (such ss Casll Advances). Payments made in excess of the Minunum Payment will be applied to balances with higher APRs first beiore balances w th lower ones. ws post paymenls to the Billing cycle wdhin which they are recewed. Any payment nt excess of me lvlinimum payment due is applied based an Ihe balances reflecled on Your last biging statement. irregular payments. If you intend lo psy yoni Accaunt m fult willi an amount less than the Outstanding Balmice, payments musl be sent lo: Wells Fargo, P.O Box 10311. Des Moines, IA 50306.0311 Please note that it we accept such payments we have evmy nght to pursue full paymenk far.',tl tof Other tmportanl Information (21) Default I Immediate Repayment of Balance in Full. Your Account will be in rlefaull, and we msy require «nmediale payment of your total Account if. You fail to pay a Minimum payment by Ihs Payment Diw Date; Any payment is returned. You don'I honor Ihe terms of this Ag re etna nt You made an untrue statenlenl on your applicabon. OR You kle for bankruptcy. If this is a feint Account. a default by one o! you will be e default by all oi you. we may pi event further transacbons *nd we may close your Account and other Wells Fargo Accounts. If your accoimt is in default you agree to pay our collection costs, attorney's fees, and court costs mcurred in enforong our rights under tilis agreement. (22) Re-Verification of Credit Intormation. We csn review any informalion you provided on your wedd application at any time. This may indude. Requesting credit bureau reports; Venfymg your current credit standing, Verifying your em pl oyinenl, assets and income i ceo rds, (23) Catifornia Residents. We may also obtain information at any time from the Califorrga Department of Motor vehicles. You agree to waive Ihe address confidensslity requirements section of the California Vehicle Code ISection 1808 21). Thrs waiver may not apply to you if you are on active duty military service (including aclwe guard ot reserve service) or you are a spouse or dependent ot a person who is on such actus duly milila y senrice. Please sse the Important Statemenl Concerning Adrve Duty Miblsry Service seclion in ttie Agreement for more informaliori (24) Cancellation. we may close your Account at any time arxl foi any reason. You msy also close Ihe Account st any lime. II that happens, you must still repay the balance owed according to ihe terms of this Agreement Joint Accounts may be canceled by either Account fielder. If we dose the account, notice may be provided lo only one Account Holder. (25) Separation ot Unfawfui Provisions. Il any provision of this Agreement is found m be unenforceabls, all othw provisions of Ihe Agreement will remain in effect (26) Entorcement Rights. We may waive or delay enforcing any ol our nghts without losing them. A court decree for divorce or separation or an out-of-coun mutual agreemenl does not affeci any of our nghts to enforce trna r,greement. (27) Phone Monitoring, We msy monitor and record any of your phone calls vnth us. (28) Intormauon Reporting. We may report infonilation about you to consumer reporting agsnmes. The mformation that we report lo consumer reporting agencies may include'ccount history. Account performance, Account status, Any violations of your account, and Any violations of the lerms ol this Agreement. 1)ttps://luvriw20() I.WCIIsf'argo.corn:8443/disclose/Disclosurcgcrvlc( ! /I g/201() page 6 op8 Tine same kiiormation may be reponed to lhe consumer ieporting agencies for any additional card Itolders. You inay dispute ihe accuracy of the information that we reporl loconsumerreportingagenwesbywriting to usel wells Fargocredit Bureau Dispute Resolution, po Box 1{517 Des Mornes IA 50306-3517. please descnbe the infomietron in detail Ihal you believe a ~ iaccurale and provide any supporting documents with your dispute. If your dispute relates to idenbly gieft, you will need to pi ovide us vxth an idenk ty theft re poik (29) Assignment. we may assign your Account and any or all nghts and obligations under the Agreement to a Ihsd party. You may nol assigri your Account or any of yoirr obligations under the Agreemenl. (30} Governing Law. Federal law snd the laws of South Dakota govern this Agreement and your account !Enak tc Ktg Arbitration (31) Dispute Resolution Progrsni: Arbitration Agreement. 1. Binding Arbifration. You and INells Fargo Bank. N A. (the "Bank") agree that if a Dispute anses between you and the Bank upon demand by either you or the Bank, Ihe Dispute shall be resolved by the following arbnration process. The foregoing nonwthstandrng, the Bank shall nol initiate an arbitration to cogecl a consumer debt, bul reserves lhe right lo arbitrate ag other dispirtes with its consumer customers. A "DispulM is any unresolved d sagreemeiit between you and Ihe Bank. II ncludes any dis*greemenl relating in any way lo the Card or related services, Accounts. er inatters, lo your iree of any of the sank's banking dcatwns or facrtiriew or lo any means you may use lo access the Bank II includes claims based on broken promises or contracts, torte or other wrongful actions. It atso irwludes statutoiy, common law, end equitable claims. A Depute also includes any disagreements about the meaning or application of this Arbitration Agreement. The Arbitration Agreement sliag survive Ihe payment or closure of your Account YQU UNDERBTAt(D AND AGREE THAT YOU Also THE BANK ARE WAIVING THE RIGHT TO A JURY TRIAL QR TRIAL BEFORE A JUDGE IN A PUBLIC COURT. As the sole exception to this Arbilratron Agreenient you and Ihe Bank retain Ihe right lo pursue in s nag claxns court any Dispute that rs witlixi atat court's jurisdiction. II either you or the Bank fails to submil lo bind ng arbitration following lawful demand the party so failing bears all costs and expenses incurred by the other in corripeilrng arbitration. 2. Arbitration Procedure; Severability, Either you or the Bank msy subenl a Dispute to binding srbilratron at any time notwithstanding that a lawsuit or other proceeding has been previously commenced. NEITHER YOU NOR THE BANK SHALL BE ENTITLED TQ JOIN OR coNBQLIDATE DlspUTEs BY OR AGAINST OTHERS IN ANY ARBITRATION, QR TQ INCLUDE IN ANY ARBITRATION ANY DISPUTE AS A REPRESENTATIVE OR MEMBER OF A CLASS, OR TQ ACT IN ANY ARBITRATION IN THE INTEREST QF THE GENF RAL PUBLIC OR IN A PRIVATE ATTORNEY GENERAL CAPACITY. Each arbilraeon, including the selection of the arbitrator(s), strati be admui stared by Ihe Amencan Arbnration Association (AAA). or such other adnunistrator as you and the sank may muluagy agree to (the AAA or such other rnutuaglr agreeable administrator to be referred lo hereinafter ss the "Arbitration Administrator"), according lo the Commeroal Arbitration Rules and lhe Supplemental Procedures lor Consumer Related Disputes ("AAA Rules ). To Ihe extent thai there is any vanance between the AAA Rules anil this Arbitration Agreeme il ttiis Arbitral on Agreement shall control. Arbitrator(s) must be members of the state har where the arbitration rs held, with expertise in Ihe substantive laws applicable to Ihe subiect matter of Ihe Dispute. No arbitrator or other pady to an arbitration proceeding may disclose the existence, content, or results thereof, except for disclosures of information by s paity required in Ihe ordinary course of its business or by applicable law or regulation. You and lhe Bank (Ihe "Parhes ) agree Ihst in tliis relationship (I) The Pshies are parliwpaling in transackons involving interstate commerce, and (2) Thw Arbitration Agreemeiit and any resulting arbitration are governed by the provisions of the Federal Arbitration Act (Title 9 of the United Slates Code), and, to Ihe extent any provisron of that Act is inapplicable. urwnforceable or sivalid, the laws of the state of south Dakota. If any of the provisions of this Arbiti ation Agreemenl deakng vxlh class ection. Bass arbwslion, pnvate agorney general action. other representative aCron, jomdei, or consolidation is found to be illegal or unenforcesbla. that invalid provision shall not be severable and thw enbre Arbkrakon Agreemenl shall be uneritorceaNe. 3. Rights Preserved. This Arbkretlon Agreement does not prohibit the Pahies from exerosing any lawful rghts or using other availaMe remedws to presenre, foreclose, or obtain possession of real or personal property, exercise self-help remedies, mcluding setoff and repossession rights, or obtain pvovistonai or ancillary remedies such as iniunclive rekef. attachment, garnishment, or ihe appoinlment of a receiver by s court of competent iurisdiction Any statute of lirnilatlohs applicable lo any Dispute applies to any arbitration between ate parties. The provisions of Ibis Arbilrabori Agreemeni shall survive terminabon, amendmenL or expiration of the Card or eny other relationship between you and the Bank. B Fees and Expenses of Arbitration. Arbitration fees shall be determined by Ihe rules or procedures oi ihe Arbibalion Administrator, unless limited by applicable law. please check willi the Arbitration Adniinistrator to determine the fees appkcable lo city arbilralism you rrisy file. If lite applicable law of the state in which you opened your Account limits the amowil of fees and expenses to be paid by you. then no allocation ol fees and expenses lo you shall exceetl this limilalion. Unless inconsistent vxih apphcable law, each of us shag bear the expense of our ovrn attorney, expert and witness fees, regarttless of wliich of in prevails in the arbitration. 6. Active Duty Military Servioe. 0 you are on actwe duly militaqr service (includmg active guard or reserve service) or you are a spouse or dependent ol a person who is on such active duty mililsM service then Ihe abave Arbitration Agreentent may nol apply lo you Please see Imporlan! Statement Concerning Active Duty Mililaiy Service in Ih s Agi cement tor rnoie informs tron BiiU( lr:.Oji Your Billing Rights Keep This Notice For Future Use. This notice togs you about your rghts and our responwbilities under the Fair Credit Bxling Acl {32) What To Do lf You Find a Nlistake on Your Statement, Ifyou Ihink there is an error an your statement. write lo us at Wells Fargo Card Services P.D. Box 522 Des Moines, IA 50306-0522 In your letter, gwe us the logovang information Your name and Account number, The date and dollar amount of Ihe suspected eiror. If you think there is an enor an your bill. descnbe what you believe is wrong and vrhy you belwve il is a mistake. You must contact us Within 60 days after the error appeared on your statement Al least 3 biwiness days before an automated paymenl is schedufed. if you want to stop payment on the amount you think is wrong You must notify us of any potential errors m wnling al the address abave. You msy notify using olhei vrays (including telephone). but if you do we are nol required to Investigate any potential errors and you may have lo pay the amount in questioii What Will Happen After We Receive Your Letter. https://luyrlw200(.wells{'argo.corn:8443/disclose/l)isclosuieServlet l /18/20 I 0 Page 7 oi'8 When we receive your letter. we niusl do two things 1. Within 30 days of receiving your letter, we must teg you that we received your letter. We will also teil you if we have already corrected ihe error. 2. Within 90 days of receiving your letter, we must erlher correct Ihe error or explarn lo you why rre believe Ihe big rs correct, While we investigate whethei or not there has been an erron We cannot try to collect the amount in question, or report you as delinquent on that amount. The elis rge in questron msy remain on your statement, *nd we may continue lo charge you interest on that amount. Vilhile you do nol have to pay Ihe amount in question, you are responsible for the remainder oi your balance We can applv any unpaid amount against your credit firn t. After we finish our investigation, one of two things will happen. I 1 we made a rvxslake. You will riot have to pay the amount in question or any interest or other fees related to that *mount If we do not believe there was a mistake You vng have to pay ihe amount in question, along with applicable interest and fees. We vvill send you a statemeni of the amount you owe and the dale paymenl is due. We may then report you as deknquent if you do nol riay the amount we think you owe. If you receive our ex planet on but still bel eve your bill is wrong you must wnte Io us within 10 days telbng us that you siig refuse lo pay. If you do so, we camel report you ss delinquent without al*o reporting that you sre queskomng your bit. We must tell yov ttie name oi anyone to whom we reported you as delinquent. and we must 1st lhose organixations know when tlw msher has been settled between us. If we do not follow all ol the rules above, you do not have to psy the amount you question even if your bill is cormck Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissabsfied with the goads or services that you h*ve purchased with your credil card end you have umd in good fsrth to correm the problem vnth the merchant, you may lieve Ihe ngtit riot lo psy tire remairxng amount due on the purchase. To use the right. all of the following must be Irue 1. The Purctrase must lieve beeri made m your horne "tate or within 100 iniles of your current mailing address, and the Purchase price must have been more than $50. (Note Neither of these are necessary if your Purchase was based on an advertisement we m*ilsd to you, or if we own lire company itiat sold you the goods or seNlces) 2. You must have used your credit card for the Purchase. Purchases made with Cash Advances from sn ATM or with 4 check that accesses your credit card Account cio noi «vali fy. 3. You must not yet have fully paid lor Ihe Purchase. If ah of the catena above are met end you are still disssusfwd wrth the Purchase. contact us in writing at: Wells Fargo Card Services PD Box 522 Des Mmnes, IA 503084)522 While we invesligale. the arne rules apply to the disputed sniounl as discussed above. After we fxiish our investrgation, vm wilt tell you our deosion. Al thai point, if we think you owe an amount snd you do not pay, we may report you as delmqirenL nscx to too Active Duty Miluary Service P3) INIPDRTANT STATEMENT CDNCERNlNG ACTIVE DVTY MILITARY SERVICE: If you are on active duly military service when you apply for or establish this account (includrng active guard or reserve sennce) or you are a spouse or dependent of a person who is on such active duty miktary service at itisl tune, then so long as such active duly military serene continues, the Arbitration Agreement contained in Ihe Credit Card Agreement does not apply Io you, rior do any provarons thai waive any dight to legal recourse under any state or federal law. MILITARY ANNLIAL pERDEN TACE RATE: Federal Laiv provides important protections lo members of Ihe Armed Forces snd their dependents relating to exlenwons of consumer credit. In general. the costs of consumer m edit lo a member of the Armed Forces and his or her dependent may nol exceed an annual percemage rate of 38 percent, This rate must include, as applic8ble to the credit trarisscbori or account: the cost assoc ated witii credit insurance prerriums, fees for anmllary products sold in connection with the credx transaction, any applrcatmn fee charged (other than certain application lees ior *peofied credit transactions or accounts), and any parkcipabon fee charged (other than cehaii psrticlpshon fees for 8 credrl card account) You may contact us at I-Sr 4 30& 00441 for information about the Mil tery Annual Percentage Rate and a descnptron of your account opening disclosures. Back,to iop Interpreter Cerbfrcation {34) Interpreter Certification. If you choose to discuss your credit card account with us in Spanish, Chinese, Korean, Vietnafnese, or Tagalog, please read the following. By signing, using or ackvatrng the credit card issued to you, you certify to us that; Ycu haVe diSCuaaed the CUStOmer Agreemenl and DrSCIOSura Sistern nt With yOur interPreter and haVe been gmen the OPPOriunity IO drSCuSS and negativate With us the terms and condibons conlamed rn these docunwnts. Your interpreter is al least 18 yeais old awl is fluent s1 both English snd in the language in which you chose to dismrss with us the lerrns and conditions of your credit cai d Account. You understrind and agree to the terms and conditions contained in Ihese e rclosed documents Certificacion de Interprete (34) Certificacion de Interprets. Si usted opta por converser *obre su events de larjeta de crddtto con nosotros eii espsnok chino, coreano, vietnamita o tsgslo, fes to siguiente. https://luvrlw2001 .Wcilsfat go.con):8443/disclose/Disclosurcgcrvict I / I 8/20 I 9 Page 8 of 8 Al famer, utilizer o activer ta t*iletn de credito emitids a su ncxnbre, usted cenh(ca ante nosotros que Usred ha analizado el conlrsio del ckenle y Declarsaon de Divvtgacan oon su iritorprete, 7 que vsted y su intkrprele hsn tenido la oporlunidad de analizar y negoaar con nosotros los terminos y conaaonss contenidos en cetus documentos su mtsrprele tiene por lo menos 18 ahos de edad y habla con fluidez tanlo en ingies corno en el idroma que usted hays elegdo pais coriversar con nosotros sabre los terminus y condicionss de su Cuenla de tarleta de credito. Usted entiende y esm de acuerdo con los 14rminos y oondkaones conteriidos en cetus documenlos adjuiitos. IiÃRN51 (34) sso(a(s. (0%(assgtsa(3rs, 4'3c. 06s, )ass%63(63 sABI(l)3(N(B!B+sn(gwlqr)2. 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Sa, CI S Alaa SOI «OIA(12 315)01176 Bl(BS Sh(33)ca A)SO)St(%0)aaaa!5 315)e X(zqcl)XI Cits A)Bra SS617)I SLID) . 3161(3SOISSRAISI Blat SSSSAI 3(%3II StSAIOOCntta NSOI)doOI OIOIS A)00 HS e(aw X(p)3) MSSIS aq)0)3101% 3)aaLIC( SO)oa a«AIM (OAII OIOIOIOI COINS 0)LIZI 3)517( S%3tc Sia e(SOII Lntst X(0(21 RSRt 00 At%5)A)7(R (dz(5)S (30)OII 12% «RNLIC) . 3)6)L R 8 OISIN Ale() RRta oHLntS OH!I)6)Sag) OIO!l SSBILIO Xac Nhan Ve Ngtpiyi Thong Dich (34) Xac NhOn Ve Ngu 4 i Thong Dich Nhtu quy v( cls!n thko luOn trvxxng muc the trn dung cea minh vrii chung tdi bang tth(ng Thy Ban Nha, tieng Trung tisng Hkn, tikng vhpt hose Tagalog, vui long doc phsn sau dsy. BAng viOc ky, sv dung hose klch hoal the tin dung da cap cho quy w, quy w chung nhkn vdi ctieng la rang. Quy vi 08 ttiao Icon vd'I thong dich vien c(ha minh v3 Thos Thukn Khach Hang va Tuyeri Bo Tiet Lo Thong Tin va da co co hci trao dbi va thircrng Iuo'ng vdi chung ldi ve csc dhdu khoan vo dieu kion ni)u trong nhong tah Iiiiu ndy. Thong dich wen cua quy vi toi thiku 10 tua va thong Ihao ca lieng Anh lin ngon ng(r ma quy vi da ebon su dung de thdo luOn vtn chding toi ve cac dike kttoan vh dieu kii;n lien quan ddn truo'ng muc thO tin dung cva quy vi Quy vi hi0u v(i dong y vdh cac aeu khoan vk dhou kion diroc lieu irene nhong tki lau dinh kern nay. Sertipikasyon ng Tagapagsaling-yvika (34) Serdpikasyon ng Tagapsgsabng-wika. Kung pipiliin mong tatakayin ang iyong credit card account sa amin sa wikang Spanish, Chinese, Korean, Vietnainese, o Tagalog, pakibasa aiig sumusunod. Sa pamamagilan ng peg lagda. peggsrwl o pag-activate ng credit card ne ibinigay sa hyo pirtatotolohanan hrio sa amin na Tinalakay mo sng Kasunduan ng Kostumer al ang Pahayag ng Pagsiuwalat sa iyong lagapagsaling-wika al istxgyahh ka ng pagkakataaig lalakayin at ntakipagkasundo sa amin sa mga tunlunm at kundisyong rxlslaman ng mga dokumentong ito. Ang iyong lagasakng-wika ay wale pang 18 taong gulsng at krbos na marunong sa Ingles at ss waa na nspili mo para lalakayin sa amin ng raga tuntunin at kundksyon ng lyono credit card Account Nauunawaan al sinasang-ayunsn mo ang inga tuntunin at kundisyong nakassad sa mga nskalaklp na dokumentong ito thiUA tn Ire vvetts Fargo Card Services PO Box 10347, Des Moines, IA 60306 1.600-6 42-4720L Hearing and Speech Impaired Customers, call the TTY number ).8004102266+ Core 01l19 M-(21135 LS 9215 https://Iuvrltv200i.kvcllsfsrgo.co!)na18448/disclose/Discloscrcgcrvlc( i/I 8/20)9 EXHIBIT CI I WELLS FARGO VISA Account N mbsr Slafement Btging Period Page I ols Erirgng 6219 02/12/2013 le 0 3/14/20 13 m Balance summary Prevtousa la cs - Paymenb - Olhor Credils + Cash Advances + Purchases, aalance Transfers 4 Diner Chargos Fess Charged Interesl Cha/gad = New Balance Total C edit L ms Cash Advance Lime $000 3100.00 $000 $000 $M6.24 $0.00 $0.00 $460 24 20Hour Customer Service: 7TY lor Hearnrg/Spsmh Impmed. outside the Us Cs5 coaect Wells Fwgoowrnee 1-800-642 4720 I SOO 419-22S5 1-925 tl25 7600 wsPuargo.corn Total Availsbla Credit Avaiktble For Cash Advances Send General Inquiries To: PO Bos 10347. Des Mowes IA 50330C347 5133 $133 Payment Information Nev Balance Send Paymenls Toi $25 00 PO Box 30000, Los Angeles CA, 00030 0088 Mwimwn Paymenr Payment Due Date 04/00/2013 Late Paymen! Warning: g we do ncl mr ive yiiur Minimum Paymeiit by 04/08/"013, you may have lo pay a late lee up to $35, Minrmum Psymsnl Watning: lf you makes 4y Ihe minimu paymenl each ps iod you will psy more in Inle salem! it will lake you longer to pay o0 youl balance For exam ls ffyoumakc oaddi(ionalch gasusing this card and each monlh you pay ... Only the nwwnum pmvnenl You will pay off Ihs New Balance shown on Ibis statement in aboul 22 monsqs) And you ra end up paying sn esbmaled total of ~ you oulrl liKe inlormalron about cred \ counselwg *e ress. refer to www usdol govlusl/eo/bapcpa/cede/cc approved hlfn or call IS77.285.210$ . Wells Fargo Cash Back(SIR) program Summary Cash Back Previous Balance Cash Back Earned Bo uc Cash Sack Ewned Ca*h SacK Redeenwd Torsi cash Back Bawnce $0.00 3 .ss St 13 So.oo $t! 79 Transactions Traris Post Payments 03/14 03/14 Reference Numbsi Descnpdon 7446539290ASVXMIB OI4LINE PAYMENT Eammg cash hock w easyr Just uso your Wegr, Farpo cash BackfSMI Card and gel s FULL \ /, cASH BACK on irluaay a5 you purchases Use your cwd everyday end ivalch ymir cash rewa ds Otorif Credffs 100 00 TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers tk Other Charges $100.04 02/14 02/14 02/14 02/14 02/14 02/I 4 02/15 02/I 5 02/16 02/I6 02/20 02/20 02/21 02/21 24431061E61DRTRZP 24493961EJARDLN9L 24493981E6ANBAF16 2469216IF008POVGE 2422443IG31TJAXEM 243SS961LLD6ROEID 24316051MFYVY04NP SHOE PALACE SAN JOSE CA FOREVER 21 043 SAN JOSE CA BODY JEWLZ SAN JOSE CA SQ 'TAPIOCA EXPRESS Sa Jose CA LEFTBANK-SANTAN SANJOSE CA THE BOILING CRAB SAN JOSE CA SHELL OIL 57444261101 SUNNVVALE CA 84 72 160 83 27.09 9.19 74 63 60.14 56 63 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT ii v Conknued Detach ana mail wilh Account Number New Balance Mirwnum Payment Payment Due Dale check paysbla lo Wage Fargo~ 6219 $46S 24 $25 00 04/Ml2013 YKG 57 Amount Enclosed ". $ I»i»l/I,I r»r IIIII,rrrrfr rll I,i,»IIIIIII,lliirlllr I»rl, WELLS FARGO CARD SERVICES PO BOX 3008S LOS ANGELES CA 90030 0080 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089.2411 »II» I»»»'ll II'I'I»III II »VIII»r»» II»lr»lii EXHlQIT Check hers snd see reverse fot address and/ot phone nvmbsr eo reckon. IMPORTANT INFGRNIATICX ABOUT YOUR ACCOUNT Nfl gib hlsS V NI t«bd gt eswl. dl 0 m 0 I* I bs, W W Wf deme is«ewho Be»PC 4 *529 C M ln&UX50522 X Nh N y I I 60d I w I lwh I I c 0 Eso ahfbaok Yo ar OMY« i*gath« I, bd«gc f 4 i yo b . 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Yvh haVeeqqusshoa,p'sasocapgeloglsss«lo I golonlofaeslalseae FormufariodaCamgfodbDirdccton-xs dvxbo hhc* bwwl x we nusvau cccd: comptslaahlN hsag4ressdafduwalc ek Id sodslcugwyb Mw p I N w'sweet«ya enispaacs uesdsdrhcdei xds«pww,p I I hfnineodsgericbalGeMewfenle4eat WELLS FARGO VISA Accou I Nut«lb Stale«nant Brllmg Panted Page 2 ot 6 End ng in 6219 02112I2013 lo 03I'14I20'13 Transactions icontinued...) ?rane Post Reye/errce Nuntber Descriphon Credits Charges Purchases, Balance Transfers E. Other Charges 02I27 02I27 0371 \ 03/11 2422443IV30WOT9G3 ERIK'S DELI CAFE M MORGAN HILL CA 2405523285SSMOABP ACNE ORG 415-282-5376 CA 803 54 96 ToTAL PURCHAsES, BALANCE TRANSFERS 6 OTHER CHARGES FoR TMS PE rdoo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTER E6T CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAI. INTEREST CHARGED FOR THIS PERIOD 3568.24 30.40 000 0.00 30.80 2D13 Totals Year-to-Date TOTAL FEES CHARGED IN 2013 TOTAL INTEREST CHARGED IN 201 3 30 00 50.00 Interest Charge Calculation Your An»ual Percentage Rate lAPR) s Ihe annual inleresl rate on your account. TTPe Of Balance Annual percenlagRate tAPRl Balance Sublect to Interest Rale Days in Bdting Cycle Interest Charge PURCHASES ID.OOI,31 CASH ADVANCES 23 99'7 Venable 30 00 31 30 00 Get more out of your card without leaving your chair Check out the online Credit Card Service Center today Ihfow you can manage your Wells Fargoe Credit Card 24/7. Sign on to Wells Fargo On!inca at wejlslargo,corn/creditcard. With just a few clicks, you can: - Pay your credit card bill ~ Switch to online-only statements ~ Have ongoing bills paid with your card Add credit card features like Rapid Alerts' Request additional cards ~ Put a picture on your credit cardt ~ Track your expenses - and much more It's that simple. See for yourself, today. 'S«rap « ider feeS nmyappty, "I reilera qn re«Suer th nqluIO des?CG«emimaqes I&?01? Wellsiarg Bank,u.A All ulnsre ~ N I I'DIC.ECC703665 ~cflaO Wslsn ).Ann«I 'l010 NSA Together sra'2 go far Continued CHRISTINE V IEM F«Account EnC/ng lt 521 0 Pagexois Wells Fargos Coiiege Credit Card Welcome Congratulations! You'e taken e cman stop toward building credit. De~igned io help you eciablish good «edit habits and complentent your entire banking relationship, we invite you to expet ience ntore value and ftnanc/al control by maktng this new card yom preferred wsy to psy. More conhdence withbuilt-in security tgirh Zero Liability you won't be responsible for unauihorixed use when promptly reported. You I account is also monitored for unusual act tvity. More control with Wells Fu/go Online Banking Go to "Onbne Banking" at wdlsfs gacom, click on the "Sign ktp Now" b iron; nd folk/v: the nsl/uclions 'iew your crerh t card statement online 'ayyourbilh Set email or wireless alerts to know when Tuu're near you/ credit hmrt, when payment is due and mote More cool features Trackyour spending and spot unauthonxed activity wtth free Rapid Alerts* text notiftcations sent straight to your phone or email How to access our free online tools Visa" payWave - Just wave your sard in front of the paywave reader incresd ol swiping. No s/gnature required for purr'bases under $75 and no need to watt fo. a rereipt Sign on st wellsfa/gocom/credttcard. Here you can access /tfy'foney IN op, chdngc your billmg due date, stgn up lor account alerts, chopse to stop receivtnrt your paper statement, and more. Costa mixe the design of your card with the Wells purge Card 13eclqn StudiOc Set ice Mobile banking - Get irtstant balance infer n,ltiou fvt sll yvu Wells lingu sccotutts on your nobilc phone stet VAS r r l l.ua SS cl 4 M l rsx I'Ma lt/10 7 Ceslnvsd CHRISTINE Y Kral Foraccounlgnengl 6219 Page 4 ol 5 THIS PAGE INTENTIONALLY LEFT BLANK crr Congnued RI IM ox A unt Endi In w a n s I N ON onli o H224:! 2'33 a :4 ; :.;:..'.-; r, :~.'..';:-. .2 u! -. .'. nu“ ,-..;.-- ;,_-:(.~, .-_.-.:_._;~._.-...;._ CHRISTINE Y KIM Paa Aaaaual End&99 I~ 62 I 9 Paa 69I6 Wells Fargo College Card Test your credit IQ online and pick a gift Get smart about credit, and get rewarded Wells Fargo wants to help you build good credit history and succeed ftnancially. So, we'e rewarding you for learning more about credit. Just take online credit lessons sponsored by Wells Fargo and Visa" at wfcollege.practicalmoneyskills.corn. 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H21M'MT ~ I:Ta.INaEN LRII:SISS "H ..'4,."6 .": IMM"(ITW'IT WELLS FARGO 'VlSA Accou I number Statement Billmg Petiod Page I ot 2 Ending in 6219 OU16I2013 lo 04rlan01 3 Balance Summary Prevmus Saunce - Payments Oiler Cimlils + Cash AOvnwes 4 purchases, thilenceTreaslers a Other Cha gss FeesCharged Interest Charged = New Buance Total Credit Kiln I Cash Ad ance Limit $465.24 $100 00 6000 $000 $39 80 $0.00 lao9 $409.13 $600 $300 24 Hour Customer Sirvhe, Tt Y lor Hearingrspeech Impsi ed: Ouhide Ihe US Cas Collect Wegs Fargo Onlinee 1-800-642-4720 1.600-419-2265 1.925-625.76OD waasfnlgo con Tot I Available Credit Available Fm Cash Advances Send General inquiries To: PO Box 10347, Des Miwnw IA, 503050347 $ 19D $ 190 $406 13 $25 00 ONOSI201 3 Payment Information New Balance 5 d Paymenls To: PO Box 300e6, Los Angeles CA, 90D30 DDIN Mimmum Payment Payment Due Date Late paymenl warning. ewe do not recewe yo lnnbnum paymenlby oso8I20ta,you may heva to pay a late fee upto 635 Mmimum Payment warning: lf you malta only Ihe min mern paymenl each peimd, you will pay more n mleresl and it will take you longer lo pay ofl your balance For exam n If you make no additional charges using mrs card and ach month ynu pay Only me minimum payment You will pay oil the New Balance shown on Ibis slatemenl in about ... 19 iiionth(s) And you will end up paying sn eslirmled total ot $462 I you would fike inlor ation about cled l u acing services, refer lowww usdoi govlustleolbapcpa/ccdelm approved htm or 1477-296-210S. Wells Fargo Cash BSCKISDE) Program Summary Cach SacK Previous Balance Cash BacK Earned Bown Cash Back Emned Cash Back Redeemed Toter Cash Baok Balance SS79 $0AO SDSD $0 00 S799 Transactions rrans post Relerenceuumber D rcriprlon Payments mr22 03/22 74465392KOA92ZFBL ONLINE PAYMENT TOTAL PAYMENTS FOR TNIS PERIOD Purchases, Balance Transfers S Other Charges 03I28 03r26 24427332NLMDDOBIX LUCKY 9758 SAN JOSE SAN JOSE CA TOTAL PURCHAS E$ , BAI ANCE TRAIils FERS IL OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Ctedlfs 100 00 $ 1tlD.CO Charges 39 80 tse.90 3D.OD NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT mi 'i ' Consnued Account Number New Balance Minim m Paymenl Psymenl Oue Date YKG 57 Detach end mail with check payable lo Wells Fargo~ d219 $409.13 $25 00 05I08/2013 Aitiotiiil Enclosed S li IIIIII'I'IIIIIIIIIIII,IIIII I,l«IIIIIIIIILI"Ilurttfl"flin'I WELLS FARGO CARD SERVICES PO BOX 30088 LOS ANGELES CA 90030-0086 CHRISTINE Y KIM 4030 FORESTBROOK WAY SAN JOSE CA 9511\ 1519 Iln I I 'il'O'I'Pll''ll'IlllllllllrlSIIIPSI I Iitflli Clieck hare snd see reve re lor address andkx phmie ni mber co reckon IMPOIITANT INFORMATION ASCOT YDUR ACCOUNT Bill grin&bi s 1 1) bd Mv Iulneq ntw &arl dT 4 nw lo mmes sean ohw tdl I . w I h N ip * I noe4lenpa 8 922 ce Mww Ankcvnm2 w Nh eh 1 w w aothyidn lew lie aal bl w u 1:«aywaw 1 I ly 4 h cans(nckwmecalwgWhi IN VAG8 18'el It I I I I IW A I I do'10 nhDI I 0 a' nhlc D p M I Ew amyl wI'u En nr 1 8 la ac Dkapde 4 lh s I waelueww lq d M I p ywcmw»E«) * ml vwlw I IM lo vc &II»M di p y ko iolyo le&lb I Mp iw h vwwvBW wh) I 8 wfwy Mdalmqlnlw sladsao&Nein tnga&IE vs ounllllo te walbowld I 11 ww dtll I I llyl 1 gioca agafyap ~ p v nr nmaw * No&wee nm 1 dmin p rww. w nwtc a»l h w 11th .. owsuw ~ ~ 1 .Muic os wkcc 5Dcwlqvelt wcwc~w n sit nmnNonk I ~ Aa I llrwww* I I d . d h I«d dl meow goodlaltn v elb peec Deh&he he lslleawlhlw I ly swwwa. 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WELLS FARGO VISA Account Number Statemenl Billing Period Pago 2 of 2 Ending n $ 219 03it5»2013 to csi 12I2013 I Transactions iContinued...l rr s post Refemncs hf mher jnteresl Charged Descriptron INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES Credits Charges TOTAL INTEREST CHARGED FOR THIS PERiOD $3.09 ED13 Totals Year-to-Date TOTAL FEES CHARGED IN 2013 TOTAL INTEREST CHARGED IN 2013 $000 $309 Interest Charge Cajcuiatron Your AnnualPercenlage Rete (APltj s the annual «tarsal iat «ycui .iounl. Typeofaat nce PURCHASES AnnualPercenlage Rale (APRf Balance S ubj act lo D ysln fnletest Rale Sdling Cycle $392.39 29 Interest Charge I $ 309 CASH ADVANCES 23991 venable S000 ,'20 $0.00 Wells Fargo News CREDIT TIP: Don'( mas oul your credd card! li you consistently spend up to your «ed I I ma, yov may be perceived as a highrisk for not payfng heel your debt, which can lower you c edh score. Rsm bsr thai a good crmht semen important vhenappfysig lo car loan. apartment or even aNb! Get more out of your card without leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells FGI goo Credit Card 24/7. Sign on to Wells Fargo Onlinee at wellsfargo.corn/creditcard. With just a few clicks, you can: ~ Pay your credit card bifl ~ Switch to online-only statements ~ Have ongoing bills paid v:ith your card ~ Add credit card features like Rapid Alerts' Request additional f.ards Put a picture on your credit card' Track your expenses - and much more It's that simple. See for yourself, today. 'S tvprovid rhernuyspply 'Weiii»' II slitioifenyr nimiinsgei I 2012WNlcF«gch- k,NA.Ahighl ~d hte«h FDICCCGY03005 bronc IVSI LS iiiiiuii 90ID ii inca VISA Together we'l go Far WELLS FARGO VISA Account Number S!atemenl Sitting Period Page I of 3 Ending ir 6219 04/13/2013 tO 06/14/2013 I Balance Summary Previous Ba4uws - Papnenls - Olhor Crwgtc ~ Cash Ad css ~ Pwchases, Balance Trans le/s It Other Chwges + Fees nl ged ~ inta I Charged Na Balancr Total CreW Line Cash Advance Ulnll $409 13 5 so.oo $000 $0.00 $111 63 $0.00 $3.46 $444 22 24-Hou Customer Seiv ce. TTY for Hesnng/Speech Neared o Isice Ihe Us Gall cosset Walls Fargo Onlhwe. I 800-642-4720 1-800.419 2265 1-925.825. 7600 we ha fa go corn Total Airooable Dred I Avwlable Fm Cash Advances Send General Inqurries To: PO Box 10347 Des Moi ws IA, 50308.0347 3155 $155 Payment Information New eels co 844422 send payments To: PO Box 30056 Los Angeles CA, 90030 0086 Mir mum Payment P ymant Due Date 0648/201 3 Lais Paymenl warning: Ii odo not recwvo your Min mum Payment by Oimlo/2013, you may have lop y a late fee up lo $35 Minimum p ymant warning: If you make only Ihe mmimum pay r nl each perdd, yo wih pay mme ar nits est and 4 will lake you longer lo pay oh yow b lancuForexam e'l you make no addition I charges using (his rd end each month you pay ... Ority Ihe miriimuni payment You will pay otl the New Balance shown on Ibis slatemenl In abo I „. gl monlhfsf And you will end «p paytng a esiimated lolal ol . $512 lt you ivould tike mfotmalion about credit ccunse rng sa ices, refer lowww usdol gov/ust/colo pcpa/cede/cc app oved him or cah fary.28 10$ Wells Fargo Cash Back(SM) Program Summary Cash Back Pwvious Balance Cash Back Ewned Bonus Cash Back Earned Cash Back Redeemed $7.99 $ 1 12 $ 1 39 $000 Total Cash Back Balance $ 10 50 Transactions 7'ress Poet Payments Rale ce Number Deschpflan Credits Charges 04/18 04/18 74465393DOA9305PG ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges $ 50.00 04/16 04/16 04/19 04/19 04/27 04/27 04/30 04/30 04/30 04/30 05/OI 05/0 I 0544 05/04 0545 05/05 24427333ALYK804E5 24445003F2XKMPS38 24046033NCO I BR M94 241640737/DLGZVKK 24427333TLMBOJGPO 2442733333FRQFGJF 24445003X009573ve 24445003Y6PKVOD33 WORLDOIL 478SAN JOSE Ca JAMBA JUICE 41009 SAN JOSE CA CHEVRON 00092050 MORGAN HILL CA SUBWAY 00389809 SAN JOSE CA LUCKY a758 SAN JOSE SAN JOSE CA TULLY ROAD VALERO SAN JOSE CA JAMBA JUICE 813 SAN JOSE CA DOMINO'3 7985 406 578-303O CA 581 529 ds 64 5.44 11.\0 671 5.64 26 00 Torah PuRcnasgs. 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Pwwvcath Hkl uk)I«kam«« agm ayoah avmrsee s,pkwoc«psmllfrs oslo ser lmm~ Ih front«lnevi~ FotmniariodeCamgiodeDireccign - ssua sccu l cantedo prop ease nus 04«0 wmnwammo 4 Mksstds ak I kt Ndorsowlcvps y atbh la . I IH l 1 0 Pml ol 4 51k in d«vcmml ltlW QAWcad nn 3 I mf rgdkls IN I 0 a'WOIPV, d 3 rVdma Cl I Hl M4asthl otkw oa 1UO ACCOUNT .L.l,L,l:,~„:;„„.j ~,, .::=:; I .2 ' 'T: l. =:i 'U IZt. 1:;:..t '. i. i j POSO)u j'&' ""'T'"""t'" "I T ""! c"t""" ""T "T""''"""'f ( '" """'T "] 't i""" f"""; "f t '"" " 'I"""'] *"',.=j~. -',M. ~J,~J ', ~~ ~J„,m M... " "--"': L-EYU 3: ~~ "...! ~...LI....l..L .a...J U'"' L"T3 '=ll t. L!I„„„LJ....;i ~ ..TT,"0 -"-"-" EL...!„„..jLEC~.„J ' WELLS FARGO i(ISA A count Number Statement B lting Period Page 2 ol 3 End frig in 6213 04/13I2013 lo 05f14I2013 I Transactions (Continued...) Trans Pasr Reference Number Fees Charged Desctiption credits cnarges TOTAL FEES CHARGED FOR TISS PERIOD Interest Charged INTERESTCHARGEQN PURCHASES WTERESTCHARGEON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 30.00 3 40 0.00 33A0 2013 Totals Year-to-tyate TOTAL FEES CHARGED W 2013 TOTAL INTEREST CHARGED IN 2013 to oo 50 55 interest Charge Calculation yow Annual percentage Rale lAplD is Ihe an «I wterest rale cw yms accounl Type of Balance PURCHASES CASH ADVANCES Wells Fargo News Annual Percenlage Rale fAPRi 9 gbh 23 een vaaabfe Balance Subiecl to In(eras! Rale Cycle 3399 21 50 00 lnleresl Charge I 33.40 CREDIT TIP: Moving beck home for the s mmerr Rem mbw lo update y r ddross and lek phone number by shpmg on lo ueUsfa gooomor by cating the nurnbw on the back of your card. The will ensure that you eceive as Ihe necessary hformatn «bout youl'account Contmmd CHRISTINE Y KIM For Acccnns Endnrg In 6213 Page 3 ol 3 Spruce up your horne ancj earn cash back Use your card to make your place special Get new curtains, buy some houseplants, or paint a child's bedroom pink. Use your card instead of cash or checks to brighten up every room in your home. You'l be amazed at how quickly your cash rewards add up,* Use your card today Call 1-800-642-4720 to redeerrt your cash rewards** 'Cns!»e 3 . nrrrcdonncrm arsscs(Parch«cs r erednnner '«)only C«r nq hase" do « . earls rc d*,r rhehyelrsF g C d Back'"P 2 n. («Cedac d - 5 . «y&qcg ~gnten d~d««hrrd I -lnshre d n «6 .nndn 525sr«r«ne o I . ry20)3W 5 Fargo5 k.N.A Allrl lr I Merel FDIC EC6.556601 WELLS FARGO VISA Accou IN mber Slslsmenl Btlling Pe iod Page I at 3 Erid ng in 6219 05/15/2013 to 06/13/2 013 Balance Summary Previous Balance - Payments - Other Credits + Cash Advances + Purchases, Balance Tiwislws 6 Other Charges e FeesCharged ~ Interest Charged N/iw Betaine Total Cred I Lunil Cash Advance Limit $444 22 $ 196.56 $000 $000 S318 26 $0,00 $3.66 $569.90 $500 $300 26 Ho Customer Servke I TY for Hearing/Speech Impaired. Outside the US Gall Gcllect Wells Fargo OH m/G 1-800.642&720 1-800-4 19-2265 1.925-625-7500 wsllsfargo.corn Total Available Dred I Avaeable For Cash Advances Send General Inqtaries To; PO Box 10347 Das Moines IA 50306-0347 $30 $30 Payment information New Balance $559 N7 Send Payments To.PO Box 30060, Los Angelee CA, 90030-0086 Minimum Paymenl Peynwnl Due Dele 07/08/2013 Laic payment wa/ning: 6 we do not imeive your Min mum payment by 074m/2013. you msy have lo pay 4 mte fee up to $35. Mmimum paymenl warning: II you make only the minimum payrnont each period, ycu will pay mors m inleresl and il will take you longer lo pay oN yom balarwe Frv exam Ii you make no addit o al charges using thrs card and each month you psy ... Only ths minimum psymeni You will pay off fhe New Selnnce shown on Ibis slslemeni in ah oui 2 yea e And you will end «p paying an eslims led tnl el ot ... $702 you wovld hke a m/nwkcn above c edn couneelng ss meu. re/e lo www usdoj gov/usl/eo/hap cpokcde/cc approved him or call S.2 106.1677-26 Wells Fargo Cash Back(S(($ ) Program Summary Cash Back Previom Balarwe Cash Sack Estnad Bonus Cash Back Esniad Cash Back Redeemed Total Cash Back Balance $10 50 $3 I!! $ 1.66 $000 $ 15 34 Transactions Tranc Post Payments Reference Nurnlrer Descdpt/on Credlfe Ctiargss 05/15 05/16 7446539490A9316P6 ONLINE PAYMENT 196 55 TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers $ Other Charges 6 ni6.66 05/20 05/22 05/23 05/23 06/I I 05/20 24427334DLMBOWZHX LUCKY WSI! SAN JOSE SAN JOSE CA 05/22 7409/294F9ATKMEE6 HERSCHEL 8003075597 CD 05/23 24224434H2Y37HP51 CHOICE CLOTHING CO SAN JOSE CA 05/23 24445004G2XH6MKIV CVS PHARMACY 49610 SAN JOSE CA 116/11 242236953WGPAT96R MODEL 21 EYELASHES 401!.771.7797 TX TOTAL PURCHASES, BALANCE TRANS F ERS 6 OTHER CHARGES FOR THIS PERIOD 45 26 107 35 116 30 36 50 1185 $ 31S.26 Fees Charged TOTAI. FEES CHARGED FOR THIS PERIOD $0.00 NOTICE SEE REVERSE SIDE FOR IMPORtANT INFORMATION ABOUTYOUR ACCOUNT Conbnued Account Number New Bdance Minmum Payment Payment Due Dale Detach and ma I ilh check payable lo Wells Fatgo~ 6219 $ 569 90 525 00 07NN2013 YKG 57 Air/oui/I Enctosed p)flit))f » I »)l)»)p»»ll»IH»ll li»»lfri)l )p(IIII(( WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA 90030-0086 CHRISTINE YKIM 4030 FORESTSROOK WAY SAN JOSE CA 95111-1519 "In )h)l'll p'Ililll I» )'Iuipi»'I p I» (I )(n)»» Check here and see reverse for address am/o\ phone number co«ectmn IMPORTANT IRFOflMATIOR ABOUT YOUR ACCOUNT Biting R(ahlSSummarr. 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I,".:.:::...I:,.'...I.j...YM., -...:...." . ---...';: I.:L:..... =':: j =::!J.....(..~,".'i'"2:X.I 3......" ="-'j..Z tI..7," .,l I;- .I"' WELLS FARGO Tflld'3A Account Number Sl lament Bigrng Period Page 2 of 3 Ending r ~ 5219 esr15I2013 to 0SI13I2011 Transactions icontinued...l Trans Post Reference Number Interest Charged Descrlpffon INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES Credgs Carnies 399 0 00 TOTAL INTEREST CHARGED FOR THIS PERIOD $3.33 2013 Totais Year-to-Oatg TOTAL FEES CHARGED IN 2013 TOTAL pnEREST CHARGED IN 2013 $000 $1053 Interest Charge Caicuiation Vuur Annu I Pcrcenlage Rale (APRi is the a nual interest rale an your account Typ» of Balance AnnuaIPercetl geRale (APR) Balance Subject lo Interest Rale Days in Brging Cycle Inleresl Ch g PURCHASES 9 gpy $490.01 30 $3,95 CASH ADVANCES 23 99'/ venable 30 00 30 $000 livelis Fargo News CREDITTIP:Howlong you'ad gosdcredrlma\lers. Landers love lo sees long h story of good creat use. The longer you'e managed cwdl respwwrbly- especialiywrlh Iho su omdit issuer . the N9her your crawl smre So Ihina twice before clos ng sn ac ourn you'e hept rn good slanrhng lor awhile Get more out of your card without leaving your chair Check ottt the online Credit Card Service Center today Now you can manage your Wells Fargoe Credit Card 22'2/7. Sign on to WellsForgo Oftliltee at wellsfargo corn/creditcard. With just a few clicks, you can: Pey your credit card bill ~ Switch to online-only statements ~ Have ongoing bills paid wdth your card &ftdd credit card features like Rapid Alens' Request additional cards ~ Put a picture on youy credit cards - Track your expenses - and much more It's that simple. See for yourself, today. ~1st r.'3 plat' pHOOO . Sb 'lO10 VISA pro ingrtees wyepnlynw II. I gorewrvestlwrlnlarode y .r I g Sl?OI2 We!I I'argc Ifa h NA Agu hra 3 tl * rl&IC tr?B?03665 Co enued CHRISTINE YKIM For Acoomtt End ng In 62tg Page 3 of 3 Spruce up your horne and earn cash Use your card to make your place special Get new curtains, buy some houseplants, or paint a child's bedroom pink. Use your card instead of cash or checks to brighten up every room in your home. You'l be amazed at how quickly your cash rewards add up." Use your card today Call 1-800-642-4720 to redeem your cash rewards** 'f'a I re a ds. m cd t p l~ (pnrchases tninosc kthts/r ntrns)onlr 6'c t, p cl donor emtt casts re «Ms.seetheeegarag Ca I 3 l'oem I 6 dteatd - Sam rofpkgnmh les dco dt (o dhr rls 32013W llsFargon k NA Alltightstes 6 N h«rifle kc6836663 WELLS FARGO VISA Account Number S(alemeni Bill g Period Psg8 I ol 'I Ending in 821S 08/14/2013 lo 07/14/201 3 I Balance Snmmary Prav/ovs Bslarce - Paymenls - Oihef C/ad ts Cash Advene 1 ~ Pu/chases, Bdsnce Transfers 8 Diner Charges + Fees charg d ~ Interest Charged = Ne e uncs $569 90 $276 00 $0.00 SO Oc S250 65 $0.00 34.21 W49 76 24.Hour Cutis/liar Se ica'TY tor Hoa ing/Speech Impaired'utside the US Cad Cogent. Welh Fargo Ont'xwe. 1.800.642.4720 I 800 419-2285 I 925 925.7800 welhfa/gocom Send Gene sl Innulrles Toi PO Box 10347, Des Moines IA 50306 0347 Total Dred I kimil Cash Advance Limit $600 Total Available creds $300 Available For Cash Adveiices $ 34 $34 Payment Information Nvw Bnlsnci lvbnimum Paynwnl Payms I Due Dale Late Payment Warning: II we M mr mum Pa ym en I Wet ning: balwme For exam le. $54976 Send Payments To: $25 00 PO ox 30086, Los Angelm CA 900000086 05/06201 3 do nol ecwve your M nimum Psymenlby 08/062013. you may harv lo pay a tale lee ie lo $35 lf you make only Ihe msiimum payment each period, you will pay mms m interest and il w 0 lake you longer lo pay olf your It you make no add/ho al charges using Ibis card snd each met lb you pay ... Only the mmimum psyma I You will pay oft Ihe New Balance shown on Ibis statement in about 2 yiiais And you will end up paying an est im tiled 1 ofel of ... $677 6 you woukl like mformalc about cree/I coons u g servmes refe lomvw usdoj gov/ sueo/bapepa/cede/oc approved him or call Iarr-285 2102 Wells Fargo Cash Backf Stat Program Summary Cash Back Previous Balame Cash Back Earned Bonvs Cash Back Earned Cmh 6mk Redeemed Total Cash Back fla/ance $ 15 34 $2 5i $269 Sc.cc $20 54 You'e so dom lo sormng your 52S cash back revard'i.. that occurs, we'l, ulomnticacy dixl ibule yow $2 5 cash/a a/d In the Redampl/ n Accoiml you ha e al easy seleccd II's Ilwt mnpte'ransactions Trairs posr Payments Rel'erence Number Jud keep umig you Went Fvgo Cash Sack(SLI) Cvd lor et Icw purdisses iuid . Icli your rash misrds grow Desciipfion Crediat Charges 06/17 06/17 06/19 06/'tS 06/26 06/26 7446639WOA7V3FHS ONLINE PAYMENT 7445539540ASVV8ND ONLINE PAYMENT 74465395HOASPVJIW ONLINE PAYMENT 100 00 75 tkl 100 00 TOTAL PAYMENTS FOR THIS PERIOD 8276.00 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT I ' i Cone/usd Wells Fargo~ 6219 $549.76 $25 00 08 08/2013 Account Nvmber Nevi Bala we Miwmum Paymenl Payment Due Dale Detach am! mac v Ih check payable lo YKG 57 Afiiounl Enclosed "'h» I'i'Pll'»»'l»i» Ijl't fill'lllftl»ll Itltf Ill l WELLS FARGO CARD SERVICF6 PO SOK 3008d LOS ANGELES CA 90030-0086 CHRISTINE Y KIM 4030 FORESTBROOK WAY SAN JOSE CA iMI I I 1519 »» ll»till lh»l »ihlh iu pili ll»l h I»pl ll»lll Check here and see reverse lor add *ss and/or phone nu twr conecuon 1«PORTAhff IHF ORMATKM ABOUT YOUR ACCOUNT Sill gRI hlvS .Ill M o tdl 8» Du 0 ), dye& W M~ I I 1 lu 0 10 hd, h 410104tl a 0Po 4 ttg 0 4I au Iliu»WO)2! 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Aop» Filo 4I*»00 0 8 «»allis 4 8'\ lo e»l' * lwtl&'wdt 4 . 46lOCil 4 4 d 4 1 c»001WINAA!. hmfpl 'ge Mobkomodws vmia4)Ckonte Md II 0M»a»out pk I 8 leo coy »!wee o MSINMM lo lo Mw pahaee * »ca)Md w 0 ICPWW ~ 070»S1 026NVMJ Faq»Ban»A IR «hh'»&NM 100»l 0 »MMMM» ChangeofAddredsFom-uyoemkl\wshasctwgduowley co nkd 0 «15wlbok B ol ct»cktavo 4 Mam!el»nero I twwwopo F~dw I'leawllot. ~ 14clionw!ylowld0 hwget Ifpluhl yqeuonplepwcha lcllleacvuaw 0 betoneohuudd 114met FormuiatiodeCamhiodeOrreccidn-5vudo"! I»can«ado,pcpe ~s evsd wwk plat athw Ascgt«eiec mdorotcweoato wdel Mwty Mi 4 '0 NAN p lam a ~ Mews he»Mal Mmcduwekd slhem pmu*tas.pc fw: I 4 An»odemwua Iclerw«l\0Ndrleesle WELLS FARGO VISA Accounl Humist Slate I g fling Penod Page 2 ol 4 E dr gin8219 06/14/2013 Io 07H4/2013 I Tran 7/ans sactions &Continued..d Posl Relerence Nu oe Dsscripeon Cradils Clrarges Purchases, Balance Transfers JL Other charges 06/I 8 06/I 0 06/20 06/23 06/26 06/29 06OO 07/09 07/09 07/09 07/I 3 LUCKY8758SANJOSESAN JOSE CA L AND L HAWAIIAN BARBECU SAN JOSE CA RITE A/D STORE 5985 SAN JOSE CA ONE POT CUPERTINO CA CHA CHA SUSHI SAN JOSE CA 7-ELEVEN 25115 SAN LUIS OBIS CA LUCKY 4758 SAN JOSE SAN JOSE CA 75 SAN BRUNO CA 76 SAN BRUNO CA LUCKY f/758SAN JOSE SAN JOSE CA QUIK STOP ¹0069 Q80 SAN JOSE CA 24427335ALM8D32RT 24431065581FSLD4X 24792626QL3HELEPF 248921eSFOORE8101P 24122585JLD3QY145 24299105MOISJXPBN 24427335NLM85ZLSI 24015175YOOGMBR4D 24015175YOOGMBR4M 24427335ZLMSDQ4J5 2444500628PMOSZR7 08/I 8 06/I 9 06/20 08/23 ce/48 06/29 OSQO 07/09 07/09 07/09 07/13 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CIIARGES FOR THIS PERIOD 17 fe 6.47 25.87 51 50 58 00 249 40.08 0 29 22 93 21 96 2 IS $250.65 Fees Charged TOTAL FEES CHARGED FOR TKIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD Stl.ge 4.21 000 $4.21 Zgts Totals Year-to-Date TOTAL FEES CHARGED IN 20I3 TOTAL INTEREST CHARGED IN 2013 $000 814 74 Interest Charge Calculation Your Annual Parcenlag R I (APRi w Ihe an rusl mleresirate on yotsaccounl. Type ol Balance Armual Percenlage Rate lAPRi Salance Subiecl lo Days rn In le real Rate Cycle Infere I Charge PIJRCHASES 9.90'4 $ 01.73 31 CASH ADVANCES 23994 vaaable $0,00, 31 Wells Fargo News CREDIT TIP/ Don'I apply for loo much credrt. ops mg tao mwly accounts In a short amounlof lnro canlowsr yo r radit score. so, bees e/ul 3boul how m3ny c/ecrl appfcaions you fill out and how often. Applymg for loo nmny credit cards loo often can really lo vsr your credit score CHRISTINE V KIM Fo Accouul Eooela Io S219 soso 3 oi 4 Now - dispute transactions online The newest way to help safeguard your account ega 1'2 e.co:,:,uecgqutl When questionable charges show up on your credit card statement, timing is important. That's why there's a new way to dispute transactions you question - directly from your online banking session. Your claim is our top priority Start the time-sensitive dispute resolution process right sway online. No more digging to hnd the i ight nuinber to call or spentling time on the phone. Now, you can immediately sign on to your account to start the whole dispute proctors online as soon ss the questionable charge posts to your account. Then, we11 work with you and the nterchant to reach a resolution following the completion of a reasonable investigation. Help safeguard your account with Wells Fargo Onlinee Manage your account, monitor charge activity, and now dispute any questionable transactions- with just a cbck. Get familiar with the newest online feature. Sign on to Wells Fargo Online today. 5 helpful hints Resolving disputed charges is time-sensitive, therefore timely notihcationis key .Regularly review your credit card activity to identify billing concerns as saon as they show «p. - To identify unauthorized transactions, try contacting the merchant before initiating a dispute claim. . Providing detailed supporting information right away helps with our ability to resolve the dispute. -Remember to use cautionwhen providingyour credit card information over the phoneoi'he internet. OFCIZ'lu 9 F oi So I,RAIS ei wureeaneoa rnm rrOSOTGOG Coitiouod CHRISTINE Y HIM For Accot nl En drng ln Egfg Pago 4 ol 4 It's about time your bills rewarded you Check *~ II I II + Check ~ II I I I 9 Earn cash rewards by paying your bills with your Wells Fargo Cash Back'" Card Nobody hkes paying bills, but now you can earn cash rewards by paying them with your Wells Fargo Cash Bock Card.'ou can even set up recurring payments - like utilities, gym memberships, or subscriptions - and psrn cash rewards aulomaticaliy on net purchaseu (purchases minus returrrs/creditsly Setting up automatic payments is easy: I. Call your service provider E. Tell them yOu want tO Ssriteh tO automatic recurring psyntents S. Provide your card details Using your card really pays off C all h800w642-4720 to redeem your cash rewards today 'nuswrvlcetcncnalhlrr Iwtthyrellsf'nptggp»rp nwnt rrnd rhnnnghWcasratgnpgpcydor teer e. I 1 lw,. %»Is teheran 'fouwtghavotocoarecrroursw lccpruvacrsc!uectl tosctuptlussctvcouwtgfuurtgegsr goC ItCet lnsthcpny r tdcvw. us dios ear upsy es Plv»n; . tl I // Wl c u « / dtpeyf Mat dct w trnnsfcrrdfnsrk nrgenen rt ticket w »nets» .o lhwsorw I strsnsmetedn .rrlwlwc ur Jtey w t cf . p t dto I k Ac t» n. chdwglurn tlnetcdtor r rncdpsyawatfresfstefccnsndmcnlfyc wr wise lra hpf sd otenracashrewsrcls. egolsw Esn goa.nk,NA Asrgltarwervod Mote.IDIC Ecoyfsoyy WELLS FARGO VISA Acco t Number Slatemenl Brgmg Period Page I of 3 Ending in 6218 M»5/2013 to 09/14/2013 Balance Summary Wmdocs Bal ce - Payments - Odwr Credrts Cash Advances + Pmchases. Balance Transfers 9 Other Charges ~ Fees Charged t Interest Charged = New Balance Total Ctedrl L/mrl Cash Advance Lrms $549.76 315600 30 00 $000 $153.60 30.00 $4.11 $557.47 $600 $300 24.Hour Customer Ssrvuo. TTY lor Hearirtg/Speech imps cd 0 Iside the US Call Cuter l Wogs Fwgo Onknee. I.SOO.S4ZWTW I 800.419-2285 I 925 825.7600 weSs largo corn Total Available Dred/i Available Far Cash ACI ances Send General Inquines To: PO Bor 10347, Des Momes IA, 50306 0347 $42 $42 Payment Information Ne Balance SSS747 Send Paynwrds ro: PO Bov 30066 Los Angeles CA 80030.0086 Mmtmwn Papllrmt Payment Due Dam 0908/2013 Late Paymenf W ming: llwe do nvl r «ywr Mi imum Psyment by 09/0N2013 you may have topsy a lsle loa up to $35 Minimum paymenl warn ng: it ycu make oaly Ihe mmimurn paymenl each pmwd you tva pay mrna ink/latest mtd 4 wsl lake you mnger to pay oll yow balance Fo or le; It ycu ake no sddilior al charger, using thrs card and each month you pay ... You will pay olf the New Selene shown on Ibis statement in about ... And you will end up paying an estimated total of ... $6962 veal~Only the ma m payment If you would lha Infmrna9on about «edn counmting services, refer to www usdoi gov/uel/eo/hap cpa/cede/cc approved him o call 1.877-265-210$ Wells Fargo Cash Back(SM) Program Summary Cash Back P /vms Balarlc! Cash Back Earned Cash Back Redeemed Total Cash Back Balance 620.54 $ 1 60 $0 00 $22 14 Transactions Trans Posr Payments Oyhy am 7 07/24 07/24 Refer ce Number 74465336/OAOI LORZ 7446539!IDOA8PDKN5 DeccripOan ONUNE PAYLIENT ONLINE PAYMENT TOTAI. PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges $ 156.08 07/13 07/15 07/27 07/27 07/30 07/30 08/01 0501 08/08 08/08 08417 08/07 08417 06/07 06/12 08/12 246921663002R/XFI 24625126HQJ4SW437 24431tl66L61FSPERV 24692186MOOJ IZVBD 24435656VBMBTSOSY 24164076WTDMSSTEB 24492156VRPAFWZH4 244129071WGNDB768 SEPHORA 144 SAN JOSE CA CHEVRON 00095784 SAN JOSE CA L AND L HAWAIIAN BARSECU SAN JOSE CA SEPHORA 18 SANTA CLARA CA JACK IN THE BOX 60485 SAN JOSE CA SUBWAY 00381MI09 SAN JOSE CA PAYPAL 'PAP ERSPEONI 402.935 7733 CA ROYAL H/IIR AhlD NAIL SAN JOSE CA 16 31 10 81 863 39 15 9 75 6.53 30 42 38 OO TOTAL PURCHASES, SALANCE TRANSFERS a OTHER CHARGES FOR THIS PERIOD $ 153.60 NOTICE SEE REVERSE SIDE FOR IMPQR7ANT INFORMATION ABOUTYOUR ACCOUNT Ccnhnued I Detach and mat wrlh check pay ble lo Account Nvmber Naw Balarwe M mmum P ay mani Paymenl Due Dale Wells Fargo~ 6219 $557.47 $2500 09AM/2013 YKG 57 Arllolrhl Enclosed tl I I llllilllllirrii lll»ipilll I»tltr Itl t )F tltlt»t WELLS FARGO CAIID SERVICES PO BOX 30088 LOS ANGELES CA 9003eccse CHRISTWE Y KIM 4030 FORESTBROOKWAY SAN JOSE CA 9 111 1519 't»'ltI»I»f/4/ll»/till/tout't'I»»ltftttul'Itduthl'heck here and s a everse ka address and/or phone n mbar correcscn tykPOII TAN 7 INFORIHAT I ON llllOUT YOUR ACCOUNT 9 tli 9 fl ehtsSu v, llvwhelwcr ull mtp. 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I 0 Idosotlelmp4ay sdfgnlse IM p I wcuD Nle as*pesos vpsmdlsceor sinn*Rap,P I I Cut«we ease rioslGbeaeefavs.' WELLS FARGO van Account Number Stalemenl all ng Period Page 2 ol 3 Erd 0 n6219 srf15f2013 fo 00I14/2013 TranSaCtiOnS (COntl Rued ..3 Trans Post ReterenceHumbar Fees Charged Description Credfla Charges TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCE6 TOTAL INTEREST CHARGED FOR THIS PERIOD 30.0$ 4 n 000 $&11 201 3 Totals Year-to-Date TOIAL FEES CHARGED IN 2013 TOTAL INTEREST CHARGED IN 2013 $000 $16 86 Interest Charge Calculation Vora Annual percentage Rate (ApR) is Ihe annual inlerest rate on your account Type of Balance Annual Parce loge Rate (APRl aalance Subisct to Days In Interest Rale Billing Cycle Interest Ch ge PURCHASES esoa $469 1st,31 $4 11 CASH ADVANCES 23 99'r uanable $0.00 31 $0.00 Wells Fargo Nerus Mourngba kfoschoollhistagy Don'I target to gwe us your new contact infoimahon Upm le your address and telephone number by s gnmg on to wellsls g corn or by cell ng customer sewice This will ensure lhat you reco e ag the necessa yi fo motion about your account. Continued CHRISTINE 7 Klivl Foe Aooo nt Ending In 6212 Pago I nl 3 It's about time your bills rewarded you Check cz II I II + Check ~ II I II Q Earn cash rewards by paying your bills with your WellsFargo Cash Back'" Card Nobody likes paying bd la, but now you ean earn cash rewards by paying them with your Wells Forgo Casli Back Card.'ou can even set up mcurring payments - like utilities, gym memberships. or subscriptions - and earn cash rewards automatically on net purchases (purchases minus returns/ereditsl.'etting up automatic payments ls easy: h Call your service provider 2. Tell ihem you want to switch to automatic recurring payments 3. Provide your card details Using your card really pays off Call 1-800«642-4720 to redeem your cash rewards today 'Th sect vn«rmt s I I d rhwellsFr 1 lt I I' p y r n . I I u I w as F gosdi p yd no ear; . I p I t, . I t a Mfo «mgpl t Pl to tsirletp//weihfag « /srdtpayfotf d dl ri. 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'1-800 642-4720 I 800 419 2265 1-925-825-7600 vmllsiargo corn Total Available C dit Avseable For Cash Advances Send Generst Inquines To: PO Box 10347, Des Mouse IA, 50306.0347 Paymenl Information New Balance $51279 SendPaymenls To PO Box 30056 Los An9oles CA, 90030-0086 Minimum Pay e I Payment Due Date I 0/0SI20 I 3 L tap y IW ming: lfwedonot/eceweyourM/nimumpaymenlbylo/De'2013youmnyha atop yal lnfoouplom5 Minimum Payment Warning: If you make only Ihe minimum payrnenl each period, you will pey more in interest and it will lake you longer to pay off your balance. Fc» exam le: Ifyoumak oadd tin Icha gesusing this card and each month you pay Only the miriimum paymenl You will pay oft the New Balance shown on ! his stalemenl in ah ovl ... 2 7enis And you will end up paying an eelimal dt*l lot... $634 I you would like m/ormal on about cred I counse ing serv ces, refer to www «sda dov/usl/eo hap cpa code/cc approved. 1m or call I 9T/-286 2108, Wens Fargo Rewardsdt Program Summary Rewards Balance as of: DSI31/2013 $22.14 Ths Rews/ds Balance is for Rewards ID 60004642076. This balance may be inclusive ol other oontnbuting Rewards accounts. Fo up-to-date Rewards Balance information, or more ways lo earn and redeem your tatvards, vis I MyWellsFargonewards corn or eall 1.877 517.1358. Transactions Trans Poet Payments Refer«nce Number Dvscripfion Cn d/ts Charges 08/15 08/15 7446539740A91RKOE ONLINE PAYMENT Oll/28 08/26 74465397GOA3SM5FR ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers IL Other Charges 57 00 8100 Msa.oo Ds/15 06/ID 08/17 08/17 08/26 06/28 09/04 09/04 24610437403TAFAFB 24692167500JXKXEI 24254777JDFVT320J 24224437R31TBNDZS I OAK LAS VEDAS NV AMAZON MK TP LACE PMTS AMEN COM/BILL WA BOBO DRINKS SAN JOSE CA BIG T8 SEAFOOD MASAN JOSE CA 20 00 11.98 10.73 46 47 TOTAL PIIRCHASES, BALANCE TRANSFERS 5 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD 339.18 $0.00 , i'ii Detach and mwl wilh check payable to Wells Fargo~ 6219 $512 79 $2500 I DAO/20 I 3 Account Number New Balance M mmum Payment Payment Due Dale YKG 57 Amount Enclosed klOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YCKIR ACCOUNT Ccntmued I ill l I iirriif I 1»li rirll Ir l i nrprfrilfilllrl [[ill [ WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA st\030-Oti86 CHRISTINE Y KIM 4130 FORE STBROOK I/I/AY SAN JOSE CA 95'111.1519 [fr[fr[ I [n[[rfr[f[r,nrrflrln "I II"'n'nbllil'i'I n'In Check here and see reverse for address and/or phone number couecuon IMPORIAN T INFO RNIATtON ABOUT YOUR ACCOUNT Bsingg\nhfsg v tfy lnw . t,l wl -c m Ir M .: I rw mr I bl ioe 10 st««ttsthotls'vp . Np tspos Mr.o !1 utr««ao'072 ve,t ~ y raw 'easy&tnt «ntstww act«i«'o ewiwtobsestca vo wtrok4ir w*w s«stncha gw'Nd v « ~tucao 0th IDlnloil lars I lwco tto «lu ~ 8 s ym eb Thea swadals tw) nlclwmsnelc D)t«WWSIP»l: ~ hrl Wk h * E«1M W I e« I' eb d !I 7 1lgwF ll 4 gl y 4wlg 0 pyl p Nl hat «peullhtlkWOS «4 VlhA I «g he 4 Pmg I . I'y I k tn I P I»p I Ly LV N Wschuslh!MI3)l Ictsldstthw h « I I schw«wloo c« Sp IR h 4 c d cvwm ".: ~ 7 stl o'w. w ncq 8 ymwowmtwcwywl. 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See for yourself, today pf000 I. &Tst In I'nn&' 'l0 1 0 &,I 570 VISA 'Sr&un pn id f s mysopln'VAII n 7 re&ere &h«s! &a&drnym &ai I grs 02017.W gsFarpog I,NA Aar&gl d.ment ITNC.ECC703009 &" n 7&..u:.r Continued CHRISTINE Y KIM For Acoounl E &ding In sulg Page 2 of 2 It's about time your bills rewarded you Check w ll I II Check a ll Ill 9 Earn cash rewards by paying your bills with your Wells Fargo Cash Back"'ard Nobody likes paying bills, but now you can earn cash rewards by paying them with your Wells Fargo Cash Back Card.'ou can even set up recurring payments - like utilities, gym memberships, or subscriptions - and earn cash rewards automatically on net purchases (purchases minus returns/credits)." Setting up automatic payments is easy: t. Call your service provider a. Tell tllcm you want to switch to automatic recurring payments s Provide your card detads Using your card reaHy pays off Call 1-800-642-4720 to redeem your cash rewards today 'I'huscvues mslh1&st I ~ IWHI&ra& aapvpyu t»&tnderl«ghW»asl'm llllpsy I m sn&rsarhpovtveel eh«ca You fill ave««e etyour& . Pmvtd«d ~fr&urn mthaserw t .nyou W!Isl'rgoC yrC rdmthepsy eur lance »WIVED eC atg&»y Sa.flat tlttpy/truing Cum/«dupayf«f tln»d»aaa c» ts p chas«vt svt dn» ew tc I nr&lr ca» ho»sofa yl naiwu vsnsfe s, »vpt'Kt Itlxlugwt » gaming &! &Ps s& I roffnnckucg ol«te&yncksr .".» sennss. h 1& r«arv ~ t n»nr'trd . &I lnw wt Any u ms& fm&;o t dt . Imk d Ae« t.inldmgh t rl mtedro«dpsyw If,l»el, tdmonth!y un«slaw I hpa *do e«ah Iv 02012Wcll F gollsak NAAII el&sr . vel la W rfuC ICGTTS022 WELLS FARGO %/SA Account Number Slalemenl Billmg Per od Page I ol 3 Endmg i 6219 09/14/2013 lo 10/14i2013 Balanse Summary Previous Balance - paymonu - Oiher Credits + Cash Advances + purchases Balance Transtus 1, othef cha 9 w ~ F *Charged 4 Interest Charged = New Balance Total credit Limit Cash Advance Limit $512 79 $30 00 $0.00 NI 00 387.33 30.00 ss.ss S57960 $600 $300 24 Hou Customer Service. 1 1 Y for Hssnog Speech Impaired Outside Ihe Us call coxecl Wells Fsigoonli eg I 800-642-4720 I-mto.410 2265 1-925.025-7600 wsssla gu corn Total Avaifvble Credit Available Fcr Cash Advs ces Send General Inqmries Toi PO Box 10347, Des Mowes IA, 503000347 Payment Information New 8 la ca Miwmum Payrcent Payment Due Dale L tel'aymentWarning: Hwe Minimum Payment Wa/nmg: balance For exam I 'end P yments To:PO Box 30606. Los Angeles CA. 9003O 0086I I /00/201 3 do not receive your iiinimum Paymenl by 11/Ds/2013, you may have to pay a late fee up lo $35 If ycu m ke only Ihe minimum paym et each pared, you wis pay more in mteresl and it mll lake you to gw to pay olf your 11 you make no add fiona l charges using aiis card and each month you pay ... Only the minimum payment You will pay off the New Salaries shown on this statement in about ... 3 Teals And you wig end up paying an esbmaled total of $740 I/you wou d Ise informal on bout wads rounse ng services refer to www usdoj gov/usueo/bap pa/cede/cc appro ed him or cas I STT 285-2108 important Information REVISED AGREEMENT FOR ONLIIJE BANKING WEVE UPDATED OVR ONLINE ACCESS AGREEMENT TO SEE WHAT HAS CHANGED, PLEASE VISIT WELLSFARGO Colvi'ONLINE UPDATES Waits Fargo Rawardsgt Program Summary Rewards Balance as oi: 09/3072013 $23.41 The Rewards Balance is for Rewards ID 60004642078. This baiance may be inclusive of other oonlributmg Rewards accounts. For up-to-dale Rewards Balance information, or more waysto esm snd redeem your rewards. visit MyWellsFargonewards corn or call 1-677-517-1358. Transactions T/ans Post Re/emnce Nuinber Payments 09/14 09/14 7446539820A95K6ZS Descriptioa ONLINE PAYMENT Credas 30 00 Charges TOTAL PAYI/IENTS FOR TNIS PERIOD Purchases, Balance Trarlsfsrs & Other Charges $30.00 08/12 09/14 09/14 09/14 09/I 7 DW17 09/10 D9/10 Dsna 09/18 09/21 00/21 246104380231RPJBB 246032982WGN9NTG6 244921585RPEPWFEM 24/65N!86WGN9K15L 248282486WGNDR3NW 2469216850OJ577QP DAVE It BVSTSRS 24 POWERCA MILPITAS CA 3 POTRILLOS TAQUERIA SUNNYVALE CA NEEDMYTRANSCRIPT 706780-1 tat NC BBQTOWN SANTA CLARA CA GREWALZLICIUOR 5 GROCERIE SUNNYVALE CA BQ'VAPEINSanJose CA 25 00 896 700 7 56 7 Ol 1086 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMARON ASOUT VOUR ACCOUNT ( Continued Detach and mail with Accotrnl Number New Beume Miwmum Paymenl Paynwnl Due Dale check payable to Well Fargo~ 6219 $5/9 60 $25.00 I'I/06/2013 YKG 57 Alrlouiil Enclosed ] tr I Jf)rfr'rr hl[rffrrljr'IIIII'I'lirlrrrrltrlnmrlrrrr,lr WELLS FARGO CkliD SERVICES PO BOX 30D88 LOS ANGELES CA 90030 0066 CHRISTINE Y Kllvl 4030 FORES TBROOK WAY SAN JOSE CA95111.1519 n lrt,ln,III l,llllhr hr rlP Itftr lrr Il" Ir"rlipff" CI dr here and see rev se for address widro phone iiu/nber ac mllon, f«PORT AN T IN F CAN AI'ICN ABOUT YC UR ACCOUNT Bll gR hl S 1 lli Iw Imd ship O'I'tcd)a 0 N It 4 l*V Itc 0 lo lg 1»m»h I « IMP 0 IAPC A015I t»INN«i,lAW3t»D572 Vm Vllfm lump W n Wdmim«VSW Iyf Iv lmlll hh he E mm M 1 1 Ily " 0 h ( hd gwvd,1 isu ' iww e iw r n*edrwatwcenycondwpmtwor 0'I 1* I 1 Ill'Wll 1" IID«0 f emw 1 l40 0 Mo D m 0« I U 0 yy I I Ow ta Ill 'w I 0« Pit«add«DDD»AI te ' d . I 8 1 IMME« I * m ta 5 . 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DrkltwllCRIIIVA I F e 20 Ilia Al ul w«cd T«knhid: Change«f Address Burnt - ifp Nktwshsscnsemd nowloyovlrmmystans swr t«B I I k\myc tsv ca meals pcnawcnc'ms IPC dcd P»1M Well telJOA«VVfcfatdls.t h* 0 P7 Ir I I I f,ll'Omvu.glhalull 1*1 ~ tlc IOISNhianam«l 4 I I fib 4 lamcnl Fptmu(arip de Camblp de Birscpign-8 cud mtadnI Ace hash twlmr«miss n s d h. awe shllo Aemhrsssds mee Ic smootd«to colm». ytih lsks sllcbrshrsto ports o r mts «hi p motwd scaon Rll no««rwm pmlsmssm* I md I o Icsc I «1 i*decals os i a so as cd elis WELLS FARGO Account Number Statement Bilbng Feriod Pago 2013 End gi 8218 OS(1412013 lo 10/1412013 Transactions (Continued ..) rr P sl Rerererrce Ivumber Descrlplioir credits Charges Purchases, Balance Transfers B Other Charges 10105 IGDS 10/13 Iori3 24431088NSASISEAD 24493988YSOFSLOKS TACO BELL 829299 DALY CITY CA MKT/SAN PEDRO GARAGE 1tH SAN JOSE CA 15 92 500 TOTAL PURCHASES, BALANCE TRANSFERS a OTHER CHARGES FOR Ttlls PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCI4ASES INTEREST CHARGE ON CASH ADVANCES TOTAL IFITEREST CHARGED FOR THIS PERIOD $8T.33 $0.80 9 48 000 $9,49 ED13 Total~ Year-to-Date TOTAL FEES CHARGED IN 2013 TOTAL INTEREST CHARGED IN 2013 50 00 $32 42 Interest Charge calculation Your Annual Parcenlage Rale (APR) n the annual interest rale on I ms account Type of ealance Annual P rcentageRale (APR) Balance Subiecl to Interest Rate Days in Bilung Cycle Interest Charge PURCHASES 20 15'y veaabto $554 14 31 Sn 48 CASH ADVANCES 23 991'ariable $0.00 31 Wells Fargo News u* Cash Advances Wisely. Use credit card casll d ces to emergencies only nemo bei. every hme you get a cash advance y u' ctmged a oash advance tee in addition to interest you must pey on the balance yo owl Thai can bee ecpensive way to use credit Coaunued CHRISTINE Y KIN For Account Ennkrg In 6213 Pngrl 3 or 3 Welcome to the Wells Fargo Rewards'rogram Now that you'e part of the Wel1s Fargo Rewards Program, you have an even greater selection of choices for redeeming cash rewards. You can continue redeeming your cash rewards as you do today, or you can choose from new options, such as: ~ A wider range of cash redemption options ~ Travel and experiences ~ Gift cards from popular retailers ~ Online auctions Visit and explore MyWellsFargoRewardsueom today. To see your current rewards account balance, look for the Wells Forgo Rewards Program Summary section on this statement or log on to MyWellsl'argoRewards.corn. When signing on to MyWellsFargoRewards.corn for the first time, you will need to use your Wells Fargo Online'ser name and password, If you don't have a user name and password, please visit wellsfargo.corn and follow the simple steps to create them. Q MI g(nCi3 rcgnaw,ll I' 6. 3,NA nnucAn ~n I hf I,Ffnc, 6SCInPSIT2 CS/13 WELLS FARGO 'VISA Accctinl Numb Stalernsnl Bilhng Psnod Page I of3 Ending in 6218 10/'I 5/20 t3 lo 11/13/2013 Baiance Summary Previous Balance - Payments - Other 0 edits Cash nd s ctu + Purchases, Balance Translets 5 Ower Cnargos + Fees Charged + Irrleresl Charged = New Balance Total C/edd Um I Cash Advwce Lrmil $579.60 $ 150,00 $0.00 $000 $127 03 $0.00 Ss.os $535.72 $600 3300 24-Hou C sto/nsr Strives TTY for thmnng/Speech Imps red Ouisrde the US Call Collect. Wells Fargo Onlinedr 1.800 642.4720 I 800.419-2265 I 925 825 7500 wetsfatgo corn Total Available Credit Available For Cash Advances Send General Inquiries T*. PO Box '10347, Des Mwnas IA, 50306 0347 $64 $64 Payment Information Ne Balance $535 72 Send Payments To: PO Sox 30058, Lor Angeles CA, 90030-OOSSMiiiimum Payment Paymsnl Due Dale 12/08/2013 Late Payment Warnillgi It we do not ieceive your Min mum Payment by 12/08/2013. you may have lo pay 4 late fas up to $35. Min mwn Payment warning: lf you make only Ihe minimum paymanl each pe iod, you will pay more in inlsres I and il vris mks you longer to pay od yourbalance Fm exam le H you make no additional c hatgas using this ca/d and each m lh you pay Only the minimum paymenl You will pay oft the New Balance shown on thi stalemerit in about ... 2 '/sais And you will end up paying an tlmaled lolal ot ... E you wowd hke into mal or about credit cousse ng services refer lo www usdoi gov/tisl/eo/bapcpa/c de/i c approved J/lm or call1877-286210S i/Eerie Fargo RewardsO Program Summary Rewards Balance as of: 10/31/2013 $24.29 The Rewards Balance is for Rewards ID 6000464207$ . This balance msy be inclusive of other contnbuling Rewaids accounls. For up-to-date Rewards Balance mformation, or more ways lo earn and redeem your rewards, visit MyWellsFargoRewards.corn or call 1-$77-517-1358. Transactions Trans Post Payments 10/20 10/20 11/06 I tmd Refersncewumher 7446539960A9BBZ02 74465399POASML7SR Descnpf/on ONLINE PAYMENT ONLINE PAYMENT I'OTAL PAYMENTS FOR THIS PERIOD Purchases, Baiance Transfers fk Other Charges WALGREENS 4842 SAN JOSE CA YANDY LLC 623-551-1652 AZ GREWALZ UQUOR 8 GROCERIE SUNNYVALE CA GALLERIA FOOD CT QP5 SAISTA CLARA CA THE KICKIN'RAB SAN JOSE CA WEINERSCHITZEL 4365 SAN JOSE CA TUME YA JAPANESE RESTAURA SUNNYVALE CA PANDA EXPRESS 4633 SANTA CLARA CA 2444500942XJ40HYR 246921696039A4WXH 24828249QWGNDR3TI 24122479QSLCXPJ77 24412909DWGNEFWAR 24055239WSAH30463 24013399WOOlvlTBSBL 24431069XRQEB3H2W lwiS 'lc/Is 10/23 10/23 10/25 I 0/25 10/26 10/25 10/27 10/27 11/I I 11/I I II/12 11/12 'll/12 ll/12 TOTAL PURCHASES. BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD C dils 100 00 80 00 6180.00 Charges 923 30.85 8 10 9.75 30 76 3.69 17 91 7 71 $ 12T.03 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Conhnusd Detach amt mail with chock Account Number New Bats es Mmimum Poyment Payment Due Dale payable to Wells Fargo~ S219 $535.72 $25 00 I sos/2013 YKG sr Amount Enclosed f 'I lrlf rrrrrur,lmprl«rlrrrr,r.lr.,r.rrluurlrurrlrr mr WELLS FARGO CARO SERVICES PO SOX 30086 LOS ANGELES CA 90030-COSS CHRISTINE Y KIM 4030 FORESTBROOK WAY SAIII JOSE CA 95i1 1-1519 'I Ill'flirt/I'«rrr Im illdlllulpih "rluIII Iulr " Check here and sse reverse I r add ess and/or phono bs correotion IMPORTANT INFORMATION ABOUT YOUR ACCOUNT BS 9 R Chloe If II bol I ~ 91 Cu rl « II I ew IK HK hw N* *I bs, I I I Meeoihaoldww p 4PO tl CMW O . 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Log in to Online Banking to shop and earn Bonus Cash Rewards 'p ti g ting» I is ld 2'u on!w Ma!Isitacotuxltlu . ahltroidteosa sd C.d ed * eruclonnat parchaaus(putelusesnt * et / nta) Irpl ~ twrwellsFwgogewardsEMMPM tosaetluco Ii t r * ndcoadu,a d panlete»a!uriel gthosr t I sl I» I*,!Iet 'o2013Wtll lt,s 2, h,N!I All igl t d.t . 2 rolC, FXG 1070022 WELLS FARGO lEESA Accoii I hiimli r Statement Billing Period Page I ol 3 Ending in 6219 11/14/2613 IO12/13/2013 Balance Summary Prm ouv Balance - Payments - Other C/edits Cash Advances P rch os, Balance Tr*rsfers & Giber Charges Fees Charged 4 Interest Cire ge/I ~ New Bala ca Total Crud I Lim I Cash Advance Ums $535 72 $50.00 $0.00 $0 00 $66 89 $0.00 $6.74 IN62 35 $$10 $300 24-Hour Customer Service. TTY for Heanng/Speech lmpeeed'ulsule the US Cas Collect Wells Fa go Cuilinee I 800 642 4720 1-800-419-2265 1-925 825.7600 wellslargo corn Total Available Credit A wl bleFo CashAdvances Send General Inquiries Toi PO Box 10347, Der Mo nes IA 50306-0347 317 $ 17 Payment Information Nvw Balance 65823S Send l'aymenisro: PO Box 30086 Los Angeles CA. 90030.00tl!I Minimum Payment Payment Due Dale 01/08/2014 Late Payment Warning: lf we do nol recwve your Minimum Payment by 01/08/2014, you may have to pay a late iee up to 635 Minimum P yment Warntng: If you make only Ihe mintmum paymenl each period. you ivill pay more in interest and il will take you longer lo pay off yaur balance Foi exam le. n you make no sddilionkl charges using this curd and each month Iiou p y ... Only the miwmum paymenl You will pay off lhe New Baler ce shown on Ibis sfatemeni in abaci ... 3 yea/I Aod you w II end up payrng an esiimeled fotal ol ... $744 I you would eke informason about wedit coume i g mrvmm, I to www usdoj goviusl/coin pcpaiccdercc epp oved Nmo call I-ST7-285-2106 Wells Fargo Rewardsrsr Program summary Rewards Balance as of: 11/30/2013 $0. 57 The Rewa/ds Balance is for Rewards ID 80004642078 This balance may be inclusive of other conlribuung Rewards accounts. For up-to-dale Rewards Balance information. or inors ways to earn and redeem your rewards, visit MyWellsFargoRewards.corn or call 1-877-517-1358. Transactions T s P / Reference Nuniber Descriplion Payments 12OI I eel 7446539AGtiA92TOWZ ONLINE PAYMENT TOTAL PAYMENTS FOR TNIS PERIOD Purchases. Balance Transfers fk Other Charges Cn di!s 50 00 $60.M Charges 11/13 11/15 11/15 I 2/03 12/05 12/05 11/14 24299109YOOTFYT9W USA 63041 SAN JOSE CA 11/15 2446008AILQ2WQVWF CAMINO MUSIC STUDIO SANTA CLARA CA llii6 24299109ZOOVLWSWR 7 ELEVEN 24271SANTA CLARA CA 12473 2442733AJLM6D6AHX LUCKY 6780 SUNNYVAL SukINYVALE CA 12/05 2449M&AL615YRBSM PARIS BAGUETTE It 7 OPS SANTA CLARA CA 17/05 2425477ANDFLWT5VA PIRO 24 SAN JOSE CA TOTAL PURCHASES, BALAkIC E 'TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD 29 80 22 00 12.00 8 69 4 40 1000 $66.89 Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD $ 0.00 NOTICE. SEE REVE ftSE SIDE FOR IMPORTANT INFORMARON ABOUT YOUR ACCOUNT Conknued Detach and mail w/th check payable io Wells Fargo Account Number ~ 8219 New Balance 6582 35 Minimum Paymenl $25 00 Payment Dua Date 01/08/23'I4 YKG 57 Amount Errclosed 'hung Iff'if if/'f"Ilffff"fflff I/hit if lb H'llu'ill WELLS FARGO CARO SERVICES PO BOX 300S6 LOS ANGELES CA 90030.0086 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94069.2411 '"flit'f Iiglg I BB'Ih B fff'il'ggbt'IH Iffh ui Check here and see reverse for address a dio phone i umber correct on 5 tPOfl TANT INFO RhIATION ABOLIT YOUR ACCOUNT slbngghrhtag v nr nwr p,bl ola 4 01« )wwd «4 I lwnaclo ohio Dh. 11 *« « I.idpw 0 tlPO 5 r 22 0 N 0«0$60622 lutnlva ea h4 rw hw h aids! 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Otwaca tnoemd dew)) Rtenopng rdst.pan w i wd R«eealcaenisai! ~ Mdesslo WELLS FARGO l/lSA Accovnt Number Sistern nl B Srng Period Page 2 ol 3 Ending in 5213 1N14/2013 la 12IO/20m Transactions iContinuad...i I ra Past Rsnrrence Number Interest Charged Description INTEREST CHARGE ON PURCHASE5 INTEREST CHARGE ON CASH ADVANCES Crsdim Charges 9.74 000 TOTAL INTEREST CHARGED FOR THIS PERIOD $9.74 2013 Totals Year-to-Date TOTAL FEES CHARGED IN 2013 TOTAL INTEREST CHARGED IN 2013 $0,00 $S1.30 Interest Charge Calculation your Annual percentage Rale IApRI is Ihe annual rnletest rate an your accour t. Type ol Balance Annual PercentageRale IAPRI 8 lance Srrbisct to I leresl Rale Daysin Brlhhg cycle lnteresl Charge PURCHASES CASH ADVANCES 20.157 variable 23 9m/, variable $5f!8 83 30 $000 ,'30 89 74 Wells Fargo News Season's Greetings! Wells Fargo would lrke to Ihanky k yov business and wish you a happy and sale holiday. Ourir g Ibis busy season, remember to keep track ol your creel ca d purchases Compare your receipts to your acco nt onl ne or your monthly statement and call lmmedmlely 4 you see something you dot'I undo ah mt. Get more out of your card without leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fargoe Credit Card 24/7. Sign on to Wells Fargo Onlinee at wellsfargo.corn/creditcard. With just a few clicks, you can: - Pay your credit card bill ~ Switch to online-only statements Have ongoing bills paid with your card ~ Add credit card features like Rapid Alerts' Request additional cards ~ Put a picture on your credit card ~ Track your expenses - and much more It's that simple. 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Browse all of the participating retailers 3. Log in to Online Banking to shop and earn Bonus Cash Rewards 'p«t pat«ca,,h«t,«HI .s,vo 3/«//sheconolil atilt ofd«. If 'r. sh deere . nedo « coadtrtoas.a du f t rnrsittcl«dtngrhose ur d rh Ihc h, roNer, ;;20MT Y/.Ns I'atg a nk. N A AN igbr d M I FDIC 600-10/0062 WELLS FARGO VlSA Account Number Slalem nl B II g Period Page I ol 3 Ending in 6219 12/I 4/2013 to 0 I/14/2014 Balance Summary Pn vices Balance - parmeols - Other Credits Cash Advances + Purch sm Balance Tranriers 6 Olhw Charges + Fees Charged I tercet Charged = New Balance Total Dred I bmil Cash Advance Limit $582 35 $100.00 $000 $0 00 $30 42 $8.06 69.76 $531 52 $600 $300 24 H u Custonwr Seivne 77 Y tor Hearn g/6 peach Imps red . Outs/de Iha US Catt Collect Wells Fargo Onlsie8. 1-800-642-4720 I.l!00.419-2265 1.025.62&7600 wells largo corn Total Available Oed I Available For Cash Advene 4 Send General Inquiries Toi PO Box 10347. Dea Manes IA, 500064/347 651 $51 Payment Information New Batarwe $ 31 52 Send Paymenls To PO Boi. 30066, Los Angeles CA 90030.0086Minimum Paymanr Paymanl Due Date 0306/2014 Llile Payment Warning: If we do nol receive your Minimum Paymenl by 02K8/2014, you may have to paya late ioo up to $35. Minin um paymenl laarnlngi If you maha only Ibo m mnum paymenl emh penod, you will pay more in interest and II will lake you longer to pay otl your balance For exam le If you make/in addi o I barges using this card and each month you pay ... Only Ihe minimum paymenl You will pay oft the New Balance shown on this slatemanf m about ... 2 years And you writ end up pay g an e tmaledlclalot... If you would I ke into rme ten abaci c ed/I ccu/ise ing services, refer Io vwnvusdof gov/uel/co/hap*pa/c dales approved I/tin o call 1.977.296-210$ . Walls Fargo Rawardsdb Program Summary Rewards Balance as of.'2I31/2013 $1.44 The Rewards Balance is for Rewards ID 60004642078 This balance may be inclusive of other contributing Rewards accounts. For up-lo-date Rewards Balanoe infcrmanon, oi more ways lo earn and redeem your rewards, visit MyWellsFargoRewards.corn or call I »177-51 7-f 358. Transactions Trans Pour Payments '12/29 12/2!I ReferenceNu 6 74 46530BBOA030324 Caser/pi/an ONLINE PAYMENT TOTAL PAYMEhlTS FOR THIS PERIOD Purchases, Balance Transfers ih Other Charges Cred/t 10000 $ 180.00 Charges 12/17 12/17 01/07 01/07 2443i06AZ50M4ZHOA BILLS CAFE SAN JOSE CA 2449398QR615YYG66 PARIS BAGUETTE r/7 OPS SANTA CLARA CA 13.02 26 40 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Peas Charged TOTAL FEES CHARGED FOR THIS PERIOD $33»2 $0.00 NOTICE SEE REVERSE SIDE FOFt IMPORTANT INFORMATION ABOLIT YOUFI ACCOUNT Continued Detach and af nilh check payable to Well* F go Account Number ~ 6219 New 6alance 9531.52 Mmlmum Payment 625.00 Payment Due Date 02/09/2014 YKG 57 A cunt Enclosed x I »i ] I rfrrrrnr»I" r]rl'll Iunr'll rr]'Ir"I ]hull] WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA 90030 0086 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089.2411 rliiirlfrrt,]r,l ml, r]IIII]to rrt p,rl rr irl]i]riff I ]Ir rl Check here and see reveise tor address anc/cr phone n mbo correcbcn IMPCRTANT IRFCRAIATICN ABOUT YCURACCCUNT Bgi gRwhi 5 v. 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Travf5 Post Reference Nuofber Descvlprfon Credlrs Charges Interest Charged INTEREST CHARGE ON PDRCHASES INTEREST CllARCE ON CASH ADVANCES 9.75 000 TOTAL EIITE REST CHARGED FOR THIS PERIOD 39.75 2014 Totals Year-to-Date TOTAL FEES CHARGED IN 2014 TOTALlhlTERESTCHARGEDIN 2014 50 00 99.75 Interest Charge Calculation Your Anr ualPefcenlage Rate IAPR) Is Ihe lnl fnle est rate on your awovnt Type ol Balance puRDHAEEs Aonual Percentage Rate IAPR) Balance sub)eel lo fntefest Rale Daysin Billing Cycle Interesl Charge 99 75 CASH ADVANCES 20 I 5% vat nue 23 99'7 varnble 5552.49 32 50.th, 32 Get more out of your card without: leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fa rgoe Credit Card 24/7. Sign on to Wells Fargo Online"'t wellsfargo.corn/creditcard. With just a few clicks, you can: ~ pay your credit card bill ~ Switch to online-only statements ~ Have ongoing bills paid with your card ~ Add credit card features like Rapid Alerts' Request additional cards ~ Put a picture on your credit cards Track your expenses - and much more It's that simple. See for yourself, today. f 000 L Lnf Lf WIILIA ss rltnnn 9010 VISA '5 iceprovilv bwtfnyspply.'Vrvllsr gonv r asthvnsa o itsy ena II2012wclbrarcollsoh,NA.fllnglfr esef vd lt 5 I'I&l(t lcr 7mass YY '. Co»tslued CHAIETIME Y KIM For Acconnl Enchng In 821!I Page 3 of 3 Make paying taxes less t:axing It's fast and convenient to use your Wells Fargo Visa credit card to pay your taxes Pay taxes instantly with your Visa credit card Simply use your Wells Fargo Visa'redit card to pay your federal and state taxes as It's fast, convenient, and secure! Learn more at visa.corn/taxpay See how easy it is to pay your taxes with your Wells Fargo Visa credit card. Credit aaaa oooo ooaa aaoo Fast - pay quickly online and your tax bill is credited immediatelyy Convenient- Forget the hassles of writing checks or payments getting lost in the mai!. Secur'e - Rest assured knowing your payment is received safely and securely. 'O)lyCCr t t I n y nnthVr .V n ff elr y»t IV erO d tdy r stre . p I yoeet '3 «p Il an tycl few Hl ld sat In I lf kn r''olp y . enls. Il h rll yh 3 pot rlhctt tdne vdrlhvstr tc po I . I I I'.:. I t I It rkle 9 If dpc~alMp y t »t*CI ck thyonto ad I I 4 In fora ai A70lf Wcgs Tarp n. k.AA.Allrndttsn ed Ynnheryprc. CC(ltlf99fr WELLS FARGO VISA Account N mber Slatemsnl Btding Pm od Page I of4 Ending 6219 01i I 5/20 f4 lo 01/ I t/2 tl14 Balance Summary P/evlous Bda ce - Payments - Other CreC/ts ~ Cash Advances + Purchases, Bclcnce Tiansfere 6 Other Charges + Fees bhxrged Interest Charged = Nsw Salerno Total Credit Lwxt Cash Advnnce Li 6 9531 52 $65 00 $0.00 $0 00 $86,51 10.00 18.61 1551 54 $1,000 $500 24.Hour Customer Service TTY for Hear ng/Smmch Impaired Ovlside the US Call Cosset Wells Fa go Onlinee. I sooe42.4720 1-800. 419-2285 1-925-625-7600 weSs/argo,corn Total Avamtble Credit Available Fci Cash Advaaces Send General Inn I ies Toi po Box 10347, De* Moines IA, 50306-0347 $438 1438 $561 54 $25 00 03/08/2014 Payment (Hformetiun New Balance Se d Paymenls To: po Box 30066, Lov Ange/es cA, 90030-0086Mif/liiiuili Payinenl Paymenl Dve Date L I Payment Warning: 1 we do not teceve your Id nimum Payment by 03mB/2014, you may have lo pny a late fee «p to $35. Minimum Payment Warning: If you make only Ihe minimum paymenl each petrod yov ivi0 pay more in inletest and il will take you longor lo pay os youi balance Fm exam le h yen make no addrho al cha/ges vsing this card and each month you pay ... Only Ihe minimum payment You will p y oft the New Baletlce shown on ihts sistern nl in shout ... Eyes s And you w 0 nd up pxyingan estimated lot I ol ... $711 I you viould Irke nlormato abovl credit counsel/rig serwces, re/er lo vwnvustlo/ gov/ust/eo/bapcpu cede/cc xppro dhlrn or call I 6 I 7 usa 0108. Important Information CONGRATULAIIONS 'UE TO YOUR GOOD CREDIT STANDING, WE HAVE INCREASED YOUR CREDIT LIMIT YOUR NEW CREDIT LIMIT IS Al/AILABLE NOW YOU DECIDE HOIN YOU WANT TO LISE IT THANK YOU FOR CHOOSING WELLS FARGO Wells Fargo Rewardsttg Program Summary Rewards Balance ss of: Dl/31/2014 $ 1.83 The Rewards Balance is for Rewards ID 80004642078. Th s balance may be inclusive of other contnbuting Rewards accounts For up-to-date Rewards Balance infermation, or more ways to earn and redeem your rewards, visit MyWeiisFargoRewards corn or call /-877-517-1358. Transactions Trans Pmt Payments 02/01 02/01 Reference IVumber Descdpfiori 7446maDHOA9BH4H3 ONLINE PAYMENT 1'OTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers G Othei Charges Credit 65 00 86 6.M Cne/gen 01/13 01/I 5 01/14 OI/15 01/23 01/23 02 04 024M 2475076OYBLH09YLF 2469216QYOORKFV DK 2421073D860BYRSNB 2431605DLFYSR36H6 TOGOS EATERY WINCHESTER SAN JOSE CA YELPING EAT24 CHAATS 415-906-3801 CA WENDY'5- MCKEE SAN JO52 CA SHELI,OIL 57444258909 SAN JOSE CA 6 47 I 0 60 17.19 21 03 NORcc sEE REVERSE SiDE FOR IMPORTNJT WFCRM*RON ABOur vOUR /ccouur t wit Conltnued Accost/I No/tiber Ne Batanm kbnimum Payment Payment Due Date Detach and mail th check payable to Wells Fargo~ 6219 $561 54 126 oo 03/08/2014 YKG 57 Atriou I Enclo*ed «lit»t»I»»tiff,tftrr'I'till/i/I/lll,ltftffll,flftflftfI WELLS FARGO CARD SERVICES PO BOX 30066 LOS ANGELES CA900300086 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089 2411 It"If'ill'I/I»/I«III//I/f»fnl'/loft/III/Iff"tn»ilhi'heck here end sse re rse fci address and/ot phone numb cor ecnon. 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Trans Post Re/erases Number O s rip/iou Credrts Chargm Purchases, Balance Transfers S Other Charges 02/06 02/06 02/06 02rM 2425477DNDFLWT3TX PHO 24 SAN JOSE CA 2431605DRFYTRLZ2Q SHELLOIL57444213300SAN JOSE CA 11 22 20 00 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD 336.5'I $0.00 Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CH/IRGE ON CASH ADVANCES 3.51 0 00 TOTAL INTEREST CHARGED FOR THIS PERIOD $3.51 2014 Totals Year-to-Date TOTAL FEES CHARGED IN 2Ot4 TOTAL INTEREST CHARGED IN 2014 0000 $ 18 26 Interest Charge Calculation Tout A nual Parce nisse Rate (APR) is Ihe annual interest late on your accounl Type of Balance Annual PercentagRale (APR) Balance Sublect lo interest Rate Day* tn Brgrug Cycle Inlerest Charge PURCHASES 20 15'/, va tish le $550 71 28 $8 51 CASH ADVANCES 23 00'/ va iable $000 26 Wells Fargo Igews Receivmg en Income taa iundy Cell Ways Fargo to dacuss paymenl optmns th t a s available today plsme call i-800.642-4720 coni ued CHRISTINE Y KIM FsrA«ss stE Siss&sat&9 Psgs 3 sl 4 Your Year End Summary is available online hio more sor ting iluough i eceipts or bulky paper statements - your personalized Year End Summaiy itemizes your 2013 Wells forgo Crede Caid transactions at no additional cost to you. You csn view your "ummsry onhne snd print it in just a few clicks. Use your SUIT&mary to review all yoni 7013 Wells Forgo Credit Card puichasps, sepaiate household from business expenses, plan your 2014 budget, and identify items that may be tax deducrible. ~ Online banking customers Sign on to Online Banking at wellsfargo.corn/creditcard View or Download Year End Summary ~ No online banking? Our Online Bankmg access is convenient and free. To sign up, go to wellsfargo.corn, then: Select Sign Up Now Orice enrolled in Online Banking, your sumrnai y will be viewable online within 2 to 3 days. Then, sign on st wellsfargo.corn/creditcard, whrre you can access your Yea. End Sur&imaiy. Don't miss out Your Year End Summary is only available online from January 15 through June SO, 2014. B you need assistance accessing Online Ban kuig, please see your local banker or contact Ciedit Card Customer Service at 1-800-642-4720. «&xnl&'usilazrills&NNAAs ~&ds«iw«.cls! n«4&&la( l(r'll&ras CHRISTINE Y RIM For Ao»»t End»g In 6216 Pago 4 of 4 Show them the love - shop through the Earn More Mall" feature and earn Bonus Cash Rewards Earn SE t ~ ag Spafinder Werlness363 LI blue nile, ~ 1800 flowers., David% Cookies I 4 lnN ohow Shesad'hether it's candy, flowers, or something extravagant, shop through the Earn More Mall feature - and watch your Bonus Cash Rewards add up.'isit your choice of over 10,000 participating retailers so you can shop in-store or skip the crowds and shop online. Plus you can take advantage of limited-time special offers. Earn Bonus Cash Rewards - shop through the Earn More Mall feature today. . Coals '. @baskets .. Ensnges r ~ JEWRY 4I,BOX.Csm G IFTTREEIII'u'l love how easy it is to shop: 1. visit MytpkrellsFargoRewardsEMM.corn/feboffers 2. Browse all of the participating retailers a Log in to online Banking to shop and earn Bonus Cash Rewards snip rt se. (p»l »so not rotnres)trodi Its) onls Pisser'rait MYWellsfargogepardsgNM»one tn.re rl» r o nl lateran ann I ondtr tsandtpe:Arts stn lwl Itl»se*t »reed ah nel nw In olfe. regni W ll P rg*ll k,,lA Ail tghrs el tdr»horfDIC ECEII37758 WELLS FARGO Account Number Sla!ament Bill g Period Page I oi 2 Balance Summary P(t/vloils Balance - Payments - Other Credits + Cash Ailvances ~ Purchases. Balance Transfers 8 Other Charges + Fees Charged ~ laleresl Charged = New Balance Total Oedit L'unit Cash Advance Limit $561 54 $250,5d $0.00 $000 $455 71 M.so $10.66 $777 37 51,000 $500 Endrng in 6219 02/12/2014 lo 03/14/2014 24-Hour Customer Seiwce. TTY lor Heaang/Speech Impaired. Outside the US Call Cdlecc Walls Fargo Onlinee 1-600 642 l720 1-800-419-2265 1-925-825-7600 vss fargo coiil Total A amble C el I Available For Cash Advsmsv Send General inquiries Tot PO Box 10347, Des Moines IA, 50306-0347 8222 $222 Payment information $777 37 Send Paymsnls To: PO Box 30085 Los Ailgeles CA 90030-0086 Minvnum Psymenl Paymanl Due Date 04/08/2014 L. I p y tN/druitig: Iiw doi li cwveyourlvlimnwniPaymenlby04/00/HH4,youmayhavetopayalatefeeupto$35 Minimum paym I N/ ning: it you make only the mhimum paymsnl each penod, you sa pay more in interest and it wit faire you longer to pay off your balance For exam le: If you make no additional t ges using Ibis card and a h month you pay ... Only Ihe minimum paymam Youwillpayofflhenewaala ceshn non this Ialemant in about 4 years And you will end up paying an eshmated total of $1,108 $ 1.042 (Sx. nns or Sssl3 yea s It y wo Id litic info/melon about medi couasehng services relei to www usdoj gov/ust/eo/bapcpa/cede/cc approved hlmor call 1.877.285.2106 Wells Fargo Rewardsdp Program Summary Rewards Balance as ol 02/28/2014 $2.69 The Rewards Balance is fo Rewards ID 60004642678, This balance may be inclusive of other contnbuling Rewards accounts, For up-to-date Rewards Balance intormation, or more ways lo earn and redeem youl rewards, visit MywellsFargoRewardscom or call I JI775171358. Transactions T s Roar Payments Reference Number Descrip//on Credits Charges 02/13 02/13 7446539DKOA8X3QKF ONLINE PAYMENT 03/01 03/Ol T446 39EDOASGDSJQ ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 61.54 189 00 $Z50.64 02/Id 02/14 02/15 02/15 02/20 02/20 02/20 02/20 02/20 02/20 02/21 02/2/ 02/24 02/24 02/25 02/25 03m 1 03/01 2469218DXOOH6ANZA 2469216DY0092vsNT 2401339E3013RGV3Y 2442733E4LM6QKJS4 24S9216E3001XI YVS 2476518E6WGNAOLHB 2469216E700JGAGMD 2405523E95SS006J5 2469216EQ0006ZARB AMAZON MKTPLACE PMTS AMZN.COM/BILL WA AMA2ON hdKTPLACE PMTS AMZN COM/BILL WA YUME YA JAPANESE RES TAURA SUNNYVALE CA SAVEMART 4222 SAN J SAN JOSE CA PEETS 13702 SUNNYVALE CA TGI'SSUSHI CAMPBELL CA INTUIT 'TURBOTAX 800 446 8848 CA TACO BELL S024787 SAN JOSE CA REDBOX 'DVD RENTAL 666-733-2693 IL lo 55 II 35 12 25 868 2 95 16 12 27.99 II 29 14 36 NOTICE SEE REVERSE SIDE FOR IMPOIITANTINFORMATION ABOUT YOUR ACCOUNT Conunued Detach and mail with Acre t Number New Balance hanimum Payment payment oue oats check payable lo Wells Fargo~ 6219 $7/7.37 $25 00 04/08/2014 YKG 57 Amount Enclosed III lr,r,llr.lrrlrrlnrrrl rill l rlrrrlr.rlrrrl,l,lrlrlurrI rnI WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGE LES CA 90030-0086 CHRISTINE Y KOI4 1220 TASMAN DR SPC 305 SUNNYVALE CA 94069-2411 P rlr'farl'Ilr Itnllnll I ldll rill ('llhnlill'illilil'l Checkheieandaeereversafi adu xsa d/o pbcnenumbercorrecUOI IMPCIITANT INFCIIEI4TICN ABOUT VCUR ACCOUNT wul«owmm cwdo ouuloleomlew l,l ido q a c n wwv 8 IN I rfm hk ).p vmm 1«0 ql I owl« 'moanssldaotmnnd t«suwcasdv«ora«ry Set«Safe«era En« ~ Fmwea la«O: NcnnhrdOaelutmir&SO yC ten«l Omt« V d h I P y eqwf Nvhl mg I gism 'lang W Pru P & IP bile P t«tmmwwn m Imd. 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Isa ivve if'sgol olme hcyaf d I k i a pe EUormuw ds m I ~ «w lafegocdwga losmallved 04 I «dw d .", 8 d I ~M o hw d owm vemmokerfl easnwhc4 tumid «rood dvo I''8 * fw N I d I 0 d al 0 «M du u«7 Moniloreodefs I elcge I* Alvwlwm«sl 'an« slb 7~tike«e lac«sons«ms c. d remm M I p,p q lswiasdml'00 CIWSSal ~ 7 hmnRDII0701'IVuhFetoth k.NA nawtnmsatel YMosus 1 . e chsngeotAddressFunn - ni«wdm I h 0 4 pc«d y pkl* mfdeele!oe sam elocnccknoxonmesemcolcovmmwoe k v u p ovmad pl«asusolhh seclon omy lo mla elsonqngw sweh&vowyme lena. plssle catlho los lrss rim» . m af 0 I«It o slelcme i FormutariudeCsmhgudegfrrnuctdn-m d 6 I aladoplhuculewrmead clew m plelsscsIa Asegteladceauar«c sooslaosodel po y aRamsmen«NI eo so p«lavo weeslsseccknauemealeps\scsmhosoeal\ed4n mlemmmpwfmp I a 0 des«ucm«G«lemffenleaeesm s«me doc«vilp. WELLS FARGO VISA Account Rumba Slatemenl Billrng Period Page 2 ol 2 End ng in 621S 02/12l2014 lo 03/14/20'14 Transactions (Continued...) Trans Posl Re/erases Nu ber Descript/oe C/edits Circ/gas Purchases, Balance Transfers & Other charges 03412 0302 0V32 0302 03/03 03/03 D3/03 03/03 03/04 03/IN 03/04 03/04 03/08 03KO 03/08 OVOS 2407105EE4K85FSVV 2407105EE4K65F751 2422638EF2LR3DZKW 2442733EELVKSVT6K 242547/EGDFLWTSTB 2432743EF624NGPH2 2461043ELOSFLEMOD 2461043EL09FLEWID 266 - AMF MOONLITE LAN SANTA CLARA CA 26t! ~ AMF i/IOONLITE LAN SANTA CLARA CA WAL.MART e2119 MILPITAS CA MCDONALD'S F14784 MILPITAS CA PHO 24 SAN JOSE CA PAPERS 6 PECNIES 714a392131 CA THE HOME DEPOT 1041 MILPITAS CA THE HOME DEPOT 1041 MILPITA5 CA 20 38 819 3739 20.52 I I 24 228.92 8.13 7.40 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $455.71 $0.M 10.56 0 00 $ 10.58 Zgid Totals Year-to-Date TOTAL FEES CHARGED 94 2014 TOTAL INTEREST CHARGED IN 20\4 $0.00 $2e 92 interest Charge Calculation Your Annual percentage Rate IAPRI is Ihe annual in torse l rale on your accouru Type ol Balance PLIRCHASES CASH ADVANCES i An «el Percentage Rate IAPRI 2015'y. anaDle 2399K va iable Balance Subiecl lo Int st Rate S623 OS SD.OO Days in Billing Cycle 31 31 Interest Charge I Stod6 I sot.oo Wells Fargo News Have you received s tas relundy ways Fwgo wants lo lais wrth you aDout paynwnt optums that ate avwlsble please call 1-800 642-4720. WELLS FARGO 'VISA Account Number Sfafemenf Billing Period Page I of 2 Endmg in 62ul 03/15/2014 fo 64/13/201 ~ Balance Summary P is vlous Balmice - Payments - Demi 6/eats 4 Cash /du*noes + Purchases. Balance Transfers a Oe er Cnarges 4 FeesCII g d + Inleresl Clrargsd = New Balance Total Credit Limit CsshAd a ceLml $777.37 $590 37 $0 26 30.00 $54255 30.00 $ 10.00 5739 29 $1.000 $500 24-Hour Customer Servrce. TTY for Heaii 9/Speech Impaired 0 tc de th US Cell Collect Wells Fargo Onlinem. 1-800.642-4720 1.800 419-2265 I-92$525.7600 wells la gacom Toisl Avalable Credit Available Fm Cash A4vsnces Send General Inquines To: PO Box 10347, Des Moines IA 50308.0347 $260 $260 $739 29 $25 00 05/08I2014 Payment Information Nsw Bala/ice Send Payments Toi PO Box 30m!6, Los Angeles CA 8003D0086Minimum Payment Payment Due Dale Late Paymenl Warning: If ive do nolrecswe your Minimum Paymenlby 05/06/2014, you may rm e to pay elate lee up lo $35 Minmump ymsntisfsming: lfyoumakeonlythemnimumpaymenleachpenod,you vlf pay mo* nhtereste ditwilllakeyoulongertopeyolfyour balance. For exam le If you make»o additional charg s using Ibis card and each monlh you pay ... Only Ihe m nitnum payment YouwillpayotllhehlewBala vhownon this stat ament in a bcttl ... 4 '/I/a/I 3 reals And you v dt end up paying an estimated folal of $ 1,030 te91 r9/ gsoi$39i I you would lae intormat on about credit counse ng services, relet lowww usdol govfusfreorbxp cpa/ cdelcc approved him or call Iarr-236-2108. Wells Fargo Rewardstb Program Summary Rewards Balance as of. 03/31/2014 $7.23 The Rewards Balance is lor Rewards ID 60004642078. This balance may be inclusive of olher contnbuting Rewards accounts. For «p-lo-date Rewards Balance informafion, or more ways to earn and redeem your rewards, visa MyWellsFargoRewards corn or cail 1-677 517-1358. Transactions Trs * Post Reference Numbvr Descr/pf/on Payments Credffs Charges 03/14 03/14 04/01 04/01 04/04 04XI4 7446539EVOA918P47 ONLINE PAYMENT 7446539FOOA9ALW6X ONLINE PAYMENT 7446539FCOA90MEOH ONLINE PAYMENT 460 37 100 00 30 00 TOTAL PAYMENTS FOR THIS PERIOD 1 690.37 Other Credits 03/14 03/14 INTEREST ADJ - PREY CYCLE PURCHASES 0 26 TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 30.26 03/M 03/la 03/17 03/17 03/17 03/17 2449215EWJH8BL6RE Sp 'OUSEOFLASHES COM THEHOUSEOFLAS CA 2443106EX600W6D9A TACO BELL I/027523 SAN JOSE CA 2443106EX600W6D9J TACO BELL I'027523 SAN JOSE CA 55 90 17 44 I Of! NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Consnued Detach and mail wilh Account Ntsnbe New Balance M nimum Paymenl Paymeni Due Date check payable lo Wells Fargo~ 62t9 $739 29 $25 00 05/08/201 4 YKG 57 Amount Encio ed ,i..gll,i«,ii fr t,rr i r,l,i bnllr rll hfr rrrllrlrhhrtlr, WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA 90030 0th!6 CHRISTINE Y KiM 1220 TASMAN DR SPC 305 SUNNYVALE CA 8408D2411 ll,r,runlrr,rrrr'rlffrrtl'rhr "«I lrlrrfI lglnr.rlhlpl check he I a 4 see reverse for address and/or phone number coi ection. 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Trans Post Re/stance Number Descripoon Purchases, Balance Transfers Ib Other Charges Credas Charges 03/18 03/ul 03/19 01/19 03/IS 03/19 03/22 03/22 03/23 03/23 03/24 03/24 03/27 03/27 03/30 03/30 0441 04/01 0441 04/OI 04AH 044'I 0442 0442 0443 0443 0443 04/03 0447 04/07 0447 Od/07 04418 04/08 04/09 04/09 04/09 0449 04/10 04/10 04/10 04/10 04/12 04/12 2442731EYLM684WGM 2422638EZ2LRSMFBD 2431605EZFYSYTQ87 2407105F2WMNPWX72 2449398F28160FBBD 2470780F4WGSYKD60 2443106F7600W6DVI 2442733FALMBZJIZP 2441290FQWGNEFW7Y 2416407FQTDMONOOX 2463923FQ868LBVXD 2473805FDOOOF57CIV 2d 16407FE6DSR8PV6 2473605FEOOOF891R 2429910FJOOFJ4TBA 2443106FJ600W9EJ9 2480163FJ5SSEVLQJ 2443106FL2BLLSSQA 2475542FK7K23W604 2476518FMWCNAOLF3 2401339FLOOJHONAF 2489218FNOOWV52 TH SAVEMART32228AN J SAN JOSE CA WAL-MART 12119 MILPITAS CA SHELL OIL 57444213300 SAN JOSE CA VN GRILL SANTA CLARA CA PHOMAISAN JOSE CA SARATOGA SOGONGDONG TOFU SAN JOSE CA TACO BELL C027523 SAN JOSE CA SAVEMART a222 SAN J SAN JOSE CA THE IOCKIN CRAB SAN JOSE CA SUBWAY 00467738 SAN JOSE CA VAPELOUNGE SAIC JOSE CA VICTORS TAQUERIA SAN JOSE CA SAFEWAY STORE 00018796 MILPITAS CA VICTORS TAQUERIA SAN JOSE CA 7-ELEVEN 14218 SAN JOSE CA PIZZA HVT 11727 408 923 4300 CA CENTVRY FLAMES INC SAN JOSE CA COOL VAPE LLC SAN JOSE CA RAMEN TENMA SAN JOSE CA TGI S SUSHI CAMPBELL CA YVME YA JAPANESE ftESTAURASVNNYVALE CA APL'APPLE ITUNES STORE 3M-712-7753 CA 40 93 91.87 40 77 3.21 26 82 1400 7 47 18.89 25.35 6.90 28 82 11 19 23 90 8 00 7.52 26 92 14 23 18 29 10.00 31 64 4.82 0 99 rorAt. PuRc»nses, BAL Aucg 7 Ran sr ERs 6 oTHE R cHARoas Ton res PERfoo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CtlARGE ON PVRCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $34245 30.00 10 00 0 00 310.00 Zgt 4 Totats Year-to-Date TOTAL FEES CHARGED IN 2014 TOTAL INTEREST CHARGED IN 2014 30 00 53S.68 Interest Charge Calculation Vwa Annual Parce luge Rale IAPRI n Type of Balance Itut annal tttle act rale olt rota account. Annual Percentage Rale IAPR) Balance Subiect lo Da stnBtlling Interest Charge PURCHASE5 CASH ADV/WOES 20 15W ua nble 23 ggtf wue 3603.98 30 i $1000 30 i 3000 Wells Fargo hfews Have you received ~ tas refundy wegs Fargo wants to talk with you about payawnt opbo that ade aracatnr please call I.e00642-4720, WELLS FARGO virid'FA Acco iin I Niini her S(alemen( Biging Pered Page I ol 2 Ending in 6219 94/1 4/2914 to 06/14/2014 Balance Summary Previous Balance - Paymwin - Other Cred Is Cash Advances Purchases. Balance Transfers 5 Other Charges + Feescharged Inle est Charged = New Balame Total Credit Limit Cash Ad 3nce Limit $739 29 $160 00 $000 $000 $281.83 $0.00 $ 13.15 $834.27 51 000 $500 24.Hour Customer Service. TT Y lor Hearsig/Speech Impaired Outside Ihe US Catt Collect Wells Fargo Onlines 'Ideo 642-4720 1-600-419-2285 1.925.525 7600 ivells largo corn Total Available 0/ed I Ava table Fo Cash Advs ces Send Gen ratlnqui/ies To: PO Box 10347. Des Mrxnes IA 60306-0347 $ 1 i4 $ H4 Payment rnformation New Balance Mnimum Paymenl Paymenl Due Date $934 27 Send Paymenls To PO Box 30006, Los Aagetes CA, 90030.0086 06/38/2014 Late paymenl 19/arning: If we do sot receive you M m payment by 06/06/20M, you may have to pay a late fee up to $35 Minim m Paymenl Warning; If you make only Ihe minim m payment each period, you will pay more in interest and it wfl lake you longe Io pay o9 your balance For exam 1st Ifyoumakenoadditmnalcha gesusing this card and each month you pay ... Only tfe ns imum paymenl $ 31 Youwill payonlheNewsalancesho non this ala(ament in about ... 4 yaws 3 yean And you will eild up pay ng m estimated lolal ot ... $ 1 233 $1.119 ts 9 1$ H4i II you would hko v formakon ateut credit ceunse ing servees refer Io www,usdoj,gov/usl/eo/bapcps/cede/cc approved.him or call 1477-265 2108 Wells Fargo Rewardsdb Program Summary Rewards Balance as ol: 04/30/2014 $ 12. 66 The Rewards Balance is (or Rewards ID 60004642076. This balance may be irelusive of other contribubng Rewards accounts. For up-to.dale Rewards Balance information, or more ways to earn and redeem your rewards, visit MyWellsFargoRewards.corn or call 1-677-517-1356. Transact'rona Trans Pos/ Rem ce Number Descrlplfon Credi/s Ch gs Paymen1s 04/24 04/24 05418 05/09 7446539G30AOOPSFT ONLINE PAYlvlENT 7446539GHOAODNROR ONLINE PAYMENT 100 00 80 00 TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers IL other Charges $ 190.8 tl 04/15 04H5 04/16 04/16 04/17 04/17 05AM 05/OI osioi 05/01 05472 05/02 osr02 05/02 05473 05/03 05/03 05/03 246S216FT00640ZOH 2439900FSSJTTZIVY 2401339FV012PGBGQ 241224/GABMLZMY67 24692160900HLSAP6 2431605GBFYXQIEPP 2447288GQVNXAGYMS 2469029GQWGNBMPGM 2401339GBC04VKAOS APL'APPLE ITUNES STORE 886-712 7753 CA BEST BUY 00001420 MILPITAS CA YLIME YA JAPANESE RESTAUHA SVNNYl/ALE CA CALLERIA PLAZA SANTA CLARA CA APL'APPLE ITUNES STORE Sos-712-7753 CA SHELL OIL 57444213300 SAN JOSE CA EL PARIAN SAN JOSE CA E.CIG CITY SAN JOBE CA YVME YA JAPANESE RESTAURA SUNNYVALE CA O.lrs 32 82 6.93 1696 099 IS 65 28.00 13 05 S 09 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOVR ACCOUNT Conbnued tmb Detach and mail with Account Number New Balance Minimum Paynienl paymenl Dve Dale check payable to W lls Fargo~ S219 $834 27 $252e 0509/20 I 4 YKG 57 Am I Enclo ed f I pit I III lf r rrrlrltIIIrflfrrr tris 'l'rIIr'rrIrfllr I WELLS FARGO CARO SERVICES PO BOX 300S6 LOS ANGELES CA 90030.0056 CHRISTINE Y KIM 1220 TASMAN DH SPC 305 SUNNYVALE CA 94059 2411 »I,llrllllnrl tllltlrllr,llfrrrll,rll,rhtl,l,lll,rrrnrrrfrrrr Ch ck here ead sse reverse for address and/er phone number correction IMPORl'ANT INFORMATION ABOUT YOUR ACCOltN 1 Bim glrsht s v. sy eeu us m( t I o ~ y w I io «mus ewit o y ar i ea w ~ 'ep srmenusirc n tok cs eems MIDNCDMS ehmusiwafo yw onlorlw wasyssarassauw ac&ense&min ~ c Ne M v y & . s panor I ssnmd gwtrdcallo* 'A Iecue a I llh lv Ntt; d ml Ip *I ca 1 e ( W tt ue I ms Wmileewa hk suh o q N ~ F. 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Billing ', Interest Charge Cyde PURCHASES CASH ADVANCES 20.197 venable 23 OOV venable $0.00 $13 15 31 $000 WELLS FARGO %ISA Account Nuaib Slalemenf Billing Per od Page I of 2 Endmg in 8219 06/15I2014 to M/13/2014 Balance Summary Prevuus Balan - Payments - Other Credits + Cash Advances + purchases, Balaeca1 atwiem 6 Other Cha gai + Fees Charged + Inleresi Charged New Be!slice Total Ctedu U~ Cash Advance Lunil $834.27 $010,00 $0 02 90 00 5311 29 $0.00 $ 14.24 $849.74 $ 1,000 $500 24-Hour Cuslouw Service, TTY for Hoaang/Speech lit/paired' teide the US Call Cogecl Wells Fargo Onlinea 1-800-642-4720 I 800.419.2265 1.925.825.7600 we I Is 1stgo corn Total Avssable ctedit Avaaable For Cash Advances 6 nd General Inquiries Tot PO Sox 10347. Des Moines IA, 50306.0347 $ 150 $ 150 Payment Information New Balance $84974 Send Payments To; PO Box 30088, Los Angeles CA. 90030.0085kanimum payment Payment Due Dale 07/08/2014 Late payment warning/ 8 we do not tecewe your Min mum payment by 07/05/2014. yo may tu a lo pay a late lee up lo $35 Minimum Payment Wa/ningi g you eke only the minimum paymeni each period, ycu will pay more r nterest andri will lake you longer lo pay oa ycvr balance For exam le Ifyeumak oaddilional charges using thiscardandeachmo ih you pay... You wrg pay off the New Balance bown on !hi* talemenl in about ... Anu you will end up paying an estimated total of ... 3 '1,289Only the mirumum paymonl 4 yes/s 3 years $ 1 139 ls v 9 15130) $32 If you would lke mlormalxm about cred I counseling ser ces, relet lo www tudor gov/usl/eo/bapcpa/corfe/cc approved him or call 1477.2 .21118. Wells Fargo Rcwardslg Program Summary Rewards Balance as cf. 05/31/2014 $ 15 Zg The Rewards Balance is for Rewards ID 60004642078 This balance may be inclusive of other contribubng Rewards accounts. For up-to-date Rewards Balance information, or more ways lo earn and redeem your rewards, vait MyWegsFargoRewards.corn or call 1-877.517-1358. Transactions Tr ns Post Re/ei'e a Rumba~ D * pdon Payments Cbetges 05/14 05/14 06/26 05/28 05/27 05/27 7446539GPOA8Z47GG ONLINE PAYMENT 7446539H30A8PIR90 ONLINE PAYMENT 7446539H325V87VI8 PAYMENT THANK YOU 50 00 so oo 200 00 TOTAL PAYMENTS FOR THIS PERIOD Other Credits 05/14 05/l 4 INi EREST AOJ ~ PREY CYCLE PURCHASES $319.00 0 02 TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges $0.02 OM'14 05/15 05/I 4 05/15 05/24 05/24 2429910GPOOYWDSPY 7-ELEVEN 14218 SAN JOSE CA 2469216GPOOIA9102 APPLE STORE SR039 SANTA CLARA CA 2469216H0003LZAET HOTELTONIGHT'ROOMS 800-208 2949 CA 3 87 97 82 139 00 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT .i Cone ued Dotach and mail with Account Number New Balance Minimum Payme I Payment Due Dale check payable to Wells 1'argo~ 6219 $849 74 f2500 07/05/2014 YKG 57 Amount Enclosed I» nrii»rl I rl»iibliiilli Id/I'i lih'hi Irlrr" illi»x» WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA OOOSO OO56 CHFIIS TINE Y KIM 1220 TASMAN OR SPC 305 SUNNYVALE CA 940S9 241\ »iil«ilir hriI Iflrlrrr bllrlllr I i» I»il» g lhi«r'Ii Check h sand see reverse for address andku phone nurr ber c rection. IMPORTANT(«FORMATION ABOUT YOUR ACCOUNT BE( ng Ri hl ~ sumnwiv. nm hm bn owl r ), I, M i I p bt w em one mw«eche««p cm ebl*clIG e .Oyo N sesewd4522 v .in I y a ~ Swww n 1 waste c, ckt«oo «ne w ra rmr wiy iem«n«nasal«mr«t«i gwm&k ~ e d Ipu I l,b d m n op le«em«gli u m « I. E M lul hale elheo«DCEO« np. 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Trace Po*f Reierence Nu Oer Deacrlpg n Crudlfa Clrarglta Purchases, tgntance Transfers tg Other Charges Ocul 06IOI OSOI 0$01 0641 Odlo I fsrer 06IOT 06fon 0$08 2469218H800FW9JHB 24692'16H6007N3F4H 249064114607H27FSE 24S9215HEOOSB7R51 2469218HFOOJSMM2W GROUPON INC 8777887856IL GROUPON INC 877-788-7856 IL BBICBIRCHBOX INC S77.4577272 NV SIMPLEMOBILE'AIRTIME 877.878-7908 FL APL'APPLE ITUNES STORE 886-712.7753 CA 73 65 20 10 1000 23.86 089 ToTAL I URcnnsps, BALANcg TRANSFERs a oTHER cnnaogs FoR Tws Pgaioo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD lrltarest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR TIES PERIOD $311.29 30.00 14 20 0.00 $ 14.20 2034 Totals Year-to-Date TOTAL FEES CHARGED IN 20$ TOTAL INTEREST CHARGED IN 2014 80 00 $65.99 interest Charge Calculation vou Annual Percentage Rale (APRt 6 Ihe annual if tereat rate oft you account Typeofsal nce PURCHASES Annual Percentage Rate (APR) 20.15'4 mriable Balance S uble ct lo Intereal Rate $857.41 0aya in Bdling Cycle 30 Irrlereul Charge L. $ 14.20 CASH ADVANCES 23 99% varmble 30 co j 30 WELLS FARGO VlSA Account Number Slalemenl Billing Period Peel of2 Eridlhg fn 62ul os»uzo i4 io or»4uo i 4 Balance Summary P evious Balance - Paymsnrs - Other 0 ad ls + Cash Advances Purchases. Balance rranslers 6 Other Charges Fees Charged + Interest Charged = New Balance Total Cled ILiml Cash Advance Lumt $849 74 $180.00 $000 $0.00 $279 08 $0.00 $16.74 $964 56 $1.000 $300 2FHoui Customer Servkm 7 TY for Heanng/Speech Impaired. outside Ihs Us Call Cozecc Wells Fargo Oalrrwa. 1-806642-4720 1-800-419.2265 1-925-825-7600 slh,fargo corn Total Availahla C sd t Ava table Fm Cash Advances Send General Inquirtes Toi PO Box 10347. Des Moines IA. 50306-0347 $35 $35 Payment Information New Bslwice S ndP ymsntv To: po sox zooss, Lm Angeles CA, 9oozo oossMinsnum Paymeni Paymenl Due Date 08/08/2014 I ale PaymenllNarr ngr lf a do nolrmeive your Mrmmum Paymeiitby 06/08/2014, you may have to pay elate fee up to SM Minimum Payment warning: 5 you make only Ihe rnininiurn paymenl each perisd ycu will pay more in interest and il will lake ycu longe lo pay off ycu balance. For era le If you make no add dion at charges «sirig this card and each month youp y Only the minimum payment $36 You wig pay onlhe New a I nca shown on Ihis statement in aboul ... 5 teals 37*i 4 And you w 6 and up paying an estanaled total of „. $1,559 $ 1 293 i8"m V. ci $266) If yeu ovid like informaton ahoulcreditcoussakng services refer lewww usdol gov/ust/eo/bapep Iccda/cc «pprovsd hfrn orcus 106. Wells Fargo Rewardsdb Program Summary Rewards Balance as of 06/30/2014 $18.41 The Rewards Balance is for Rewards fo 6D004642078. This balance may be inclusive of other contnbubng Rewards accounts For up-to-date Rewards Balance information, or more ways to earn and redeem your rexvards. visu MyWeffsFargoRewards.corn or call 1.877-517-1358, Transactions Trans Posl Payments R ference Number Dssc 'pres Credits Charges 06/22 Oarzz 06/29 06/29 07/I 3 07/i 3 7446539HYOA99NQ3T 7446539J50ABP3XON 7446539JKOA9HN6N2 ONLINE PAYMENT ONLINE PAYMENT ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers rh Other Charges 65 00 65 00 50 00 5180.09 06/19 06/19 06/22 06/22 06/26 06/26 07/01 07/01 07/06 07/36 07/09 07/09 07N9 07/09 2476197HV7YOBO69X 2469216HXOORWTKL7 2447268J29ft83ZEAH 2490641 J6082JKIXH 2469216JBOOSAFLVL 2431605JFFYVLPBGD 243ISOSJFFYVLPF98 EL POLLO LOCO 43323 SAN JOSE CA YELPINC'EAT24 CHAATS 415.908-3801 CA FOGO DE CHAD SAN JOSE SAN JOSE CA BBX'BIRCHBOX INC 877-4877272 NY GROUPON INC err.rss.7sss IL SHELL OIL 57444212906 SANTACLARA CA SHELL OIL 57444213300 SAN JOSE CA 9.44 1006 185 98 10 00 25.4T 5 56 21.48 NOTICE'EE REVE RSF SIDE FOR IMPORTANT INFORMAl ION ABOIJT YOUR ACCOUNT I Contisued Detach and mail s 1th Accounll/umber New Balance Min mum Paymenl Payms I Dua Date YKG 57 cheek payable lo 'lifegs Fargo~ 6219 $964 56 $26 00 08/03/2014 Amount Enclosed $ 'I"irrrrlrr tvlrrb«'rife rr'hler'rb I niff"r»r rlr WELLS FARGO CARD SERVICES PO BOX 30056 LOS ANGELES CA 90030 0086 CHRISTINE Y KIM i220 TASMAN DR SPC 305 SUNNYVALE CA 94089-2411 rvrll "rlllbl'rrpl"'r Ir r Ilrr'rlrrfrlrrh'rhtv'll'rtr'r Chock h a and ssv reverse lor address srm/or phone number correcicn fh\PCRTAN 7 INFCRMA TICN ABOUT YOUR ACCCUN1 BEIIII9ktghll S 8 7 «lo telaev bal MWP E ). 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WELLS FARGO vfSA Account Number Slate ent Silbng Period Page2ofz Ending in 6219 tl6(14r2014 lo 07I1412014 Transactions (Continued...i 7rans Post Reler r Number De seriprior r Credits Ch rgas Purchases, Balance Transfers fk Other Charges 07I09 07/09 Orn I Oyrl I 2443106JFSI39G365 KFC O122 SAN JOSE CA 247079oJGWcvao563 GREWALZ LfOUOR 9 GROCERiE SUNNVVALE cA 434 675 TOTAL PURCHASES, SAI.ANCE TRANSFERS 9 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $279.05 $0410 15 74 000 $15.74 20$ 4 Totals Year-to-Date TOTAL FEES CHARD ED IN 2014 TOTAL INTEREST CHARGED IN 2014 $000 631 73 Interest Charge Calculation Your Annual Percentage Rale fAPRl n Ihe annual inta est reloan your account Type ot Selene e Annual Percentage Rate (APR) Science Subiecl to Interest Rale Days in Srsrn9 Cycle Interest Charge PURCHASES CASH ADVANCES zo. I 5'4 variatrte 23 99N varrnbb $920 29 31 SOOO , '31 $15.74 Manage your account w ithout leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fargo Credit Card 24i hours a day, 7 days a week. Sign on to fhklls Fargo Online" at wellsfargo.corn/creditcard. With just a few clicks, you can ~ Pay your credit card bill ~ Switch to online-only statements ~ Add ctedit card features hke Rapid Alerts ~ Request additional cards for your account ~ Put a picture on your credit card'. Track your expenses - and much more It's that simple. See for yourself, today. s io ~ p -id ! 7-rely umsvFugorrnn rl » 3'rr, ecrrt» r, y»r .Tl co ID . gusts lo ar mpc mr Irmlcyrhrierh I. rg P i:A .. -. F r *'Cmb mrlu P» r 0m el'I litC rl 'IV Ev rmgo rover 'm berekr to I .rl resin!ni ug s N201411' F 5o0r I NA AO gl rrvcrl bb .I IDIC IXCN59951 WBLLS FARGO vjsA Account klumb r Slafemenl Bdlrng Period Page 1 ol 2 Endrng ls 5219 07/15I2014 to 08/14/2014 Balance Summary Prevmus Balance - Paymenls - Other Credrts + CashAdvatces + Purchases, Balance Transfers a Other Charges ~ Fees Charged + Itltmsst Cha gcd = New Balance Tolal Credrl Lrma Cash Advance Umll $964.56 $560 00 $000 $0.00 $ 173 44 So.tlc $ 12,37 $590 37 $2 000 Si,cco 24-Hour Customer Service: T7Y lor Heaang/Speech Imps ad, 0 tsavtheUSCaaCotecl. Wells Fargo Onlinee. 1-800-542-4720 I SOO 419 2265 I 925 825 7600 wells fargo corn Total Avarlxble Credrt Available For Cash Advances Send Generxl lnauiries Tnr PD eox 10347, Des Moines IA, 50306.0347 $1,409 $ 1,000 5590 37 $25 00 09/OS/2014 Pay/nant reformation New Balance Send Payments Tor PO Box 30085. Los Argelss CA, 90030-OOMMkumum Paym I Payment Dus Date Late paym t Warning: If we do not recmve your Mnimum Payment by 09/08/2014. you I'rJy I *v ( F*y I I I p le $35, Minimum Payment W ming: 5 you make only Ihe minfmum payment each permd, you'll pay mwe rni tercet and twill lake you longer to pay oit your bxlance For exam la If you ma keno additional char9es sing Ih s ard and each month you pay. Only Ihs mmrmum paymenl You wra pay of( the New Balance shown on thrs statement in abc I ... 3 years And you will end up paying an estimated total of... 5758 t you woudirkern crmakcnabcutcrad I o nsr ng servrces, refer towvrw usdoj govfustfeolbapcparccda/ c «pproved hfmo caa tatyydss-Stoa Important Information CONGRATULAROWS'UE TO YDUR GOOD CREDIT STANDING, WE HAVE INCREASED YOUR CREDIT UMIT YOUR NEW CREDIT LIMIT IS AVAILABLE NOW, YOU DECIDE HOW YOU WANT TO USE IT THANK YOU FOR CHOOSING WElLS FARGO Waifs Fargo Rewardsfgf Program Summary Rewards Balance as of: 07/31/2014 $21.1 9 The Rewards Balanoe ls for Rewards ID 6000464207S. This bsfance maybe inclusrve of other contnbuting Rewards accounts For up to date Rewards Balance information, or more ways to earn and redeem your rewards, visit My Wage FargoRewards corn or call I-S77 517-1355, Transactions Trans Po I Reference IVumbsr Descrlpuoa Cffsdia Ch ges Payments 07/I 6 07/I 6 07/29 07/29 7446539JNOA93LR2R 7446539K3OA7SPZLN OnlLINE PAYMEN1 ONLINE ACH PAYMENT ~ THANK YOU 60.00 500,00 TOTAL PAYMENTS FOR THiS PERIOD Purchases, Balance Transfers S Other Charges $ 560.80 Orna orna 07/24 07/24 08/0 I 08/0 1 2422638JN2LR3XDE3 WALMARTrr3123SAIvTACLARA CA 24692'l6JYOOVGDIZK NOODLES 6 00572 CUPERTINO CA 2475076K7SLH18F5J SEOUL GOM TANC SANTA CLARA CA 32 37 510 29 08 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFOfiMATION ABOUT YOUR ACCOUNT Continuerr Detach and marl w Ih check Account Numbs New Balance Mmimum Paymenl PaymenlDue Date payable to Waits Fargo~ 6219 $590 37 $25 OO 0808!20 1 4 YKG 57 Amount Enclosed 5 rlrlhllllrl»lir»trill" II"I'»» 1 Il rlr'IPll'I"Irtlll WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA 90030.0086 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 04059 2411 III,II„HIIlill r»,ilrri,l,l,lrl» dl »j,I[hi»rl I l»IJ» Check hers and see reverse for address and/or pleas nunlber couecaoe ngPORTANT !NDORMATION ABOUT YOUR ACCOUR 3 BghhintghlsS mp, hy 1 I 1 ted Wo( E Nl. 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Jfk¹ bs'no 9 r. a&oct klecm svcettm I mp hnsshaocsnmo OUM pe&4M R swswtswien 'y»rhoorosscn 901, sy Mws !nose&8,po socai!nologim d nashrvmnhmn ip lontoiwsudsm e FormulanodacsmhlodsDhe¹tdn - Na moccmnwc Ihwapropochmsv dc su m plea h io A Dawsso n440 dc s slepsodacupa y JUDMLN t tmudtns 0 vo t Nstehsscw MM¹wpasca*u duce mern. s Mepcg I .p Ihm INMN 'd ptnmoaoensmi I w¹e WELLS FARGO VfSA Account Number Slat ment Billing Penod Page 2 oi 2 End m g in 8 210 07/15I2014 lo MH4lls 14 Transactions (Continued...i Trans posr Reference Number Descripdon Credgs Charges purchases, as(ance Transfers a Other Charges Corot 08lol 08I05 csin 2490541K500U7XHBA 2489216KA007N122L BBX'BIRCHBOX INC 077 4077272 NY SEPHORA 18 SANTA CLARA CA 10 00 96 80 TOTAL PURCHASES, BALANCE TRANSFERS 0 OTHER CHARGES FOR THfS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged 04TEREST CHARGE ON PURCHASES 04TE REST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $173.44 $0.00 12 37 000 $12.37 20(4 Tots(s Year-to-nate TOTAL FEES CHARGED IN 2014 TOTAL INTEREST CHARGED IN 2014 $0.00 $94 10 Interest Charge Cafcujation vou\ Annual pe anlage Rale (APRI n the annual interest raison your accourd. Type of Balance A alPercentage Rale(APRI Balance Sub(est to Days in Inta evl Rate Btgt ngCycle loleres! Charge PURCHASES CASH ADVANCES 20 15'4 varnble 23.99% va ble $722,90 $000 31 $12.37 31 $000 Manage your account without leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fargo Credit Card 24 hours a day,7 days a week. Sign on to Wells Fargo Online't wellsfargo.corn/creditcard. With just a few clicks, you can ~ pay your credit card hill ~ swi(ch Io online-only statements ~ Add credit card features lilce Rapid Alerts ~ Request additional cards for your account ~ put a picture on your credit card' Track your expenses - and much more It's that simple. See for yourself, today. S«p il«tfr tnnttnrdy W 5 . 0 n I Oitm u It, lett in rcTI 0 dD I m Jtv:cennorcvst'tbleio litvptrvat gsubltyl t:n 'v mt i t e" card Vn C edttCa dstt!'I'psy'I'I V:2014W Asf «; S.tnKNA Ag vht . dM»I fDIC,ECC.I169051 WELLS FARGO VlSA Account Number Slat ment Billing Period Page I ol 2 Ending '219 on15ns lc lo 09/1B2014 Balance Summary Pnwious Balance - Payments - Other Credils Cilsli Advs cas Pu chesoc. Balance Transisrs a Other Charges ~ FeesCharg d ~ Intere*t Charged New Balance Total Credit Limit Cash Advsnm Limi! $590 37 $ 164 00 $0 00 $000 $306 65 $0.00 $10.SO $743 82 $2,000 $ 1,000 24-Hour Cuslomw Sen/ice TTY Ior Heanng/Speech Impaired Outside the Us call colllm. Woas Fe goonlineg 1-800 642. 4 720 I 000 419.22S5 I 925.825 7600 wellsfiilgo coul Tot I Available Credil Avwlable Fo Cash Advarwes Send Ge rat Inquiries To: PO Box 10347 Des Movies IA 50306.0347 $ 1 256 31,000 Payment Information Nsw Bslwrcs $74302 Send Payments To: $25 00 PO Bolt 30086 Los Angel** CA, 00030-0066Minmum Paymenl P ymenl Oue Dale 'I ONS/2014 Late Payment wamingl If 4 do not race'we yo Minimum Paymwit by I OIOSGOI 4. you may hme lo pay a late lee up lo $35 Mlniiiium Psymenl Wamlngl If you make only the nunimum paymenl each parrod you will pay moro m Inleres I and il wll lake you longer lo pey ofl youl b I ce. Fnr *xsm le If you make nu additional charges using this card and ascii monlh you pay Omy Ihe minmum paymsnl $28 You will pay WII Ihe New Selene shown on Ibis slalement in about 4 years 3 vents And you wgl end up paying err estimated total ol. 51,030 $907 Wc cr$42i I you would (ae mlorm lwn about crecit comas tng eerwces rofer lo www usdol govluslleorbapc psbcdefcc sap ovedhlm or css TT.226-2103.1-6 Wells Fargo Rewardsdb Program Summary Rewards Balance as ot; 08/31/2014 $22.92 The Rewards Balance is for Rewards ID 60004642078. This baisnce may be inclusive of other contributing Rewards accounts. For up-to.date Rewards Balance mformalion, or mors ways lo emn snd redeem your rewards, visit MyWellsFargoRewards.corn or call 1-877-517.1358. Transactions Trans Post Payments 00/21 OW21 09/07 09/07 Reference Number 7446539KTOA91WDT9 7446530LBOASW4279 Description ONLINE PAYMENT ONLINE PAYMENT Cmdite 34 00 130 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges $164410 08/21 08/21 08/24 0!I/24 06/29 00/29 Gl/30 08/30 00/30 08!30 09 01 09'01 09/01 Osnt 09/(kl 0%04 2460197K505JSSNI 9 247/742KXWGNFEMNM 240019/L205JSF6F6 2416407L36DSTAWS3 243230412GSOTM6VG 24lml97L405J878BX 2490841L409SATNXY 2469215LTOOSIIII4S4 CAPITOL CARWASH SAN JOSE CA MT PLEASANT BOTTLE SHOP SAN JOSE CA CAL GAS SAN JOSE CA SAFEWAY STOREOX09686 SAN JOSE CA MONTEREY LIOUORS SAN JOSE CA CAPITOL CARWASH SAN JOSE CA BBX'BIRCH BOX INC 877-4877272 NY APL'TUNES COM/BILL 860-712-7753 CA 41 15 21 03 12 51 38 20 30 00 40.76 10 00 099 NOTICE: SEE REVERSE SIDE FOR IMPORTANT fNFORMATION ABCUT YOUR ACCOUNT i 'i i . ' r coils usd Diitsch snd liiii I with duck Account Number New Balanco Mvumu Payment Paymem Due Date payebla to Wells Fargo~ 6219 $743.82 $25.00 10/08/2014 YKG 57 Amouat Enclosed If,fffl.ffffr ff,if!ill/fr„fuff/i( hff fhll..flPlfflf f ill) WELLS FARGO CARD SERVICES PO BOX 3000S LOS AIJGELES CA 90030-OG!6 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94009.24 11 Iflnf If//fill'Pilaf lflffffn"f»frff"fit/I ii fI lhftffff Check he e and see rev se for address dror phone numb«cotrecaon IMPCIRTANT INFDAMATIDN ABOUT YOUR ACCOUNT Butt GR&ghl Sue ly. &youl 4 y elm owt E rl « I emmw I I Hvl stl 1 el. 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Trails Past NeferenceNu I Description Credits Cbarg 4 Purchases, Balance Transfers 6 Other Charges Osros 0006 2469216L9001MEH5T So 'TAT'S STUDIO San Jose CA 09/09 Osaxr 2469216LQOOBMOWBS YELPING'EAT24 CHAATS 415 906-360\ CA TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 100 00 11 05 $ 306.1!5 20.00 I 0 90 0 00 5 to.so 2044 Totals Year-tovoate TOTAL FEES CHARGED IN 2014 TOTAL INTEREST CHARGED IN 2014 $0.00 $104 90 Interest Charge Calculation You A nual Percentage Rate (APR) 0 Ihe annual Interest rata an your acco nt Type 01 Balance Annual Pe cenlage Balance Sub)ed to Rale (APR) Interest Rale Days in Billing interest Charge Cyde PURCHASES 20 15'A varahl $615 06 29 $1060 CASH ADVANCES 29,9Ãl variable SOOO ES Manage your account &without leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fargo Credit Card 24 hours a day, 7 days a week. Sign on to Wells Fargo Online't wellsfargo.corn/creditcard. With just a few clicks, you can Pay your credit card hill ~ Switch to online-only sialernents ~ Add credit card features like Rapid Alerts. Request additional cards for your account ~ Put a picture on your credit Dani' 'I'rack your expenses - and muclt more It's that simple. See for yourself, today. ser rcersnas ubleiorTlep ervs 6 I ir I YYr aSgnstue and VrssCedl( d* ah *vwmeie r e 02014W EvF ruos h.NA Al! Ighl vl lnarler FDIC Zcr;1169961 WELLS FARGO l/ISA Account hlumb sr Statemenf Btging Period Page I ol 2 Ending in 6218 09/13/2014 to IDH4/2014 Balance Summary Previous B«I«flee Polrtnwtw - cuber cretin + Cash Advances + Pumhases. Balance Trmsfers It Othe Clwrges Fees Charged interest Charged = New Balance Total 0/ed/i Lins Cash Advarwe Ltm I $743.82 $175 00 $24 55 50 00 5510 49 $0.00 516.0$ $1,072 74 $2,000 $1,000 24-Hw r Customer Setvwe. TTY I Heartng/Speech l«eahed. Outside th US Call Ccsecl. WoOs Fa go Onlitee 1.800.642 4720 Iago 419 2265 1.925-825 7600 «9«fargo corn Total Avwleble 0 whi A«amble For Cash Advs ces Send General Inquiries Tot PO Bo 10347. Des Mr«ms IA, 60305-0347 $927 $927 Payment Information New Balance M 072 74 Send Paymenls To: PO Box 30086. Los Angeles CA, 9003000ealentmum Peymsnl PaymenlD eDate 11/05/2014 Late payme I w«ming: 0 we do not rmeive your M nimum payment by I I/06 2014, you msy have lo pay able Im «p to $35. Minimum Paymer I Warning: Il you Inahe only Ihe minunum payment each pend, ycu we pay mo o in mteresl end it vdi lake you longer lo pay oa your balance For stern le If you make no adddional barges «sing Ibis sard and each month you pay .- only Ihe mnintum payme u $40 You wig pay off the New Saran shown on Ibis statemenl in «bout ... 6 Iree 3 ye«It And you wt 5 end up paying «n estimaled total of .- $1.837 $ 1 495 fc w$399i you would kt 4 informal« I about crau/i counsekng services, relet lo www «edoj gov «st/en/bap pafccde/cc approved him or cah 1.6 7 7-286 0 109 Wells Fargo Rewards Program Summary Rewards Balance asof.'g/30/20 I 4 $0.99 The Rewards Balance is for Rewards )D 60004642078 Th s balance may be inclusive of other oontnbuling Rewards accounts. For up.to-date Rewards Baiance information, or more ways to earn snd redeem your rewards, vistl MyWelispargoRewards.corn or calli.877-517.1358. Transactions Trans Post Payments Iokn 10/02 IOAM 10/08 Ref«tense Number Detct/pfion 74465391MOA966DNB ONLINE PAYMENT 7446539MAOA917MHS ONLINE PAYMENT Credas 25 00 150 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Other Credits 10/11 IO/11 7469216MOODMrK6XJ BARKBOX INC BARKBOXCOM NY TOTAL OTHER CREDITS FOR THIS PER(OD Purchases, Balance Transfers S Other Charges 3175.0D 24 65 824.65 09/17 09/17 09/I 8 09/I!! 09/20 owm 09/26 09/26 2416407LM6DSTRKZI SAFEWAV STOREOC014654SAN JOSE CA 2461043LN231TS2LIH DEANZA REGISI'ONLINE 4DB 864.829D CA 2442733LRLMTI/45J5 ROTTEN ROBBIE I/02 SAN JOSE CA 2469029LZ2AJJXDBS BLUSH TASTE LOUNGE INC SAN JOSE CA 21 89 170 00 39.12 45 05 NOTICE: SEE REVERSE SIDE FOR S/IPORTANT INFOR1/IAI'ION ABOUT YOUR ACCOUNT Conltnued Dttlsdt and Inwl ukh Account Number New Bal me Mmmum Paymenl Payme t Due Dale rheck paysbls to Wegs Fargo~ 6219 $ 1 072 74 f 29 00 II/38I2014 YKG 57 Amount Enclosed ".3 Ilbh «IIIihtllll tiff litlfvffllill'fl"Iltltlfhl«I'I I'il WELLS FARGO CARD SERVICES PO BOX 30386 LOS ANGELES CA 900304mss CHRISTIHE Y KIM 1220 7ASMNJ DR SP C 305 SUNNYV ALE CA 94069 2411 Nlidttlti«I Iiffhhtd»d,hhtif,dl hhi,«dlllihlui. 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Trails Posf Re/sr ace II/umber Bescnpf/on Crcd/fs Charges Purchases, Balance Transters S Other Charges 09/27 (SI/27 09/28 09/28 09/28 09/28 09 '29 O9/29 09/29 09/29 09/30 09/30 10/01 10/0 I 10 02 10/02 10/Da IW04 10/09 10/09 10/11 10/11 10/13 10/13 2443106LYDADGDSED 2432300LZDSWORSV2 2442733M03FRC9ZTX 2439900MIGNJJDKEG 2443106M1556008FN 2449398M28AWM/IAT 2490641M209WQ9XDD 2469218M300J72XDF 2423i68M660OTRFI/2 24ti9216MADDPDSJ87 2469216MCNDMBDMKQ 2469216MEDDG2ZSFY TEMPLE BAR 8 LOUNGE SAN JOSE CA PHO 2 VAN REST 6 DELI SANTA CLARA CA VIKHAR VALERO CI/PERTINO CA YARD HOUSE 00083303 SAN JOSE CA NOODLES 8 CO 572 CUPERTINO CA VAPEAFFAIR SANTA CLARA CA BBX'BIRCHBCX INC 877 4877272 NY GROUPON INC S77-788-7858 IL BOUDIN CUPERTINO 84 SAN FRANCISCO CA BARK60XINC.BARKSOX COM NY YELPING'EAT24 AGAPE GR 415 903-3801 CA APL'TUNES COM/BILL 886 712-7753 CA 13 00 843 3983 ~ 57 6 41 38 91 10 00 1500 9 78 24 65 21 75 t.29 TOTAL PURCHASES, 8/iL ANCE TRANSFERS IL OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 5510.49 $0.00 18 08 0 DD Si8.08 2014 Totals Year-to-Date TOTAL FEES CHARGED IN 2014 TOTAL INTER EBT CHARGED IN 2014 $000 $122 98 Interest Charge Calculation Yom Annual Percenlage Ral IAPRI is Iha ualniterasl ale on your account Typ of Balance PURCHASES CASH ADVANCES AnnualPercentage Rale (APRI 20 15u venable 23%PI Variable Balances bject lo Days in Interest Rale Billing Cycle $1.024 12 32 $0.00 32 I/ileresl Charge 3 1 5 03 $000 Wells Fargo News You could goto Super Bowl XLIX in A Nona courtesy of Visa! V sit wetlsfargononsvis a f0otball foi dr I ls and Off c al Rules NO PURCHASE OR OBLIGATION NECESSARY I'0 ENTER OR WIN WELLS FARGO 'VISA Account Number Statement Bilhng Period P*94 I O14 End/ng in $21S 16/16/2014 lo 11/13/2014 Balance Summary Prev ous Bsl ma - Paymerus - Clear Cradle Cash Advances ~ Putchases, Bslamo Transfers 6 Other Charges + Fees Charged Interest Charged New Bala ce Total C eel Limit Caen Advwrce Lani $ 1 072.74 $316.00 $26.86 $000 $ 1,095 96 $0.80 $25.18 $ 1 851.03 62 000 $ 1,000 24 How customer Swvue TT Y Nr Heanng/Speech Impaired. Oulsma Ihe US Cas Collect Wells Fargo Onl nsa 1.800 642 4720 1-800-~ 19.2266 I 925.825.7600 woasfargo.corn Total Ava I bls Crawl Available For Cash Advances Send General Inqui des To: PO Box 10347. Des Moose IA 50306 0347 $72 $72 Payment information New Balance 851 03 Send Paym nts Toi PCI Box 30086. Los Angeles CA, 900130-0086Minimum Payment PaymentD eDalo 12/08/2014 Late paymsnl w ning: If we do nol renews yovr Minimum paymw I by 12AN/2014, you ~ have lo pay s late fee up 10 $35. Minimum pay ment war I gl II you make only the minimum payment each pe iud ycu will pay more in mrersst snd 4 wrg lake you lo gor lo pay oh your balance. For exam e. II ynu make no addilional charges using this card and ea h month you pay Only Ihe minimum paymenl $69 You wrllp yotlthewew Gal ncs shown on this slat men( in about lo yinn 3 yaws And you wgl snd up paying a estimated total of,„ $3 884 $2,461 (sm mcl$ 1,383) 0 ycu woukl kke inlormauos stout orner counse mg xa ~ss, refer to wvnnu doj.gov/usl/so/b pcpa/cede/cc approved.htm o call 1677-265010$ important Information PLEASE SEE THE ENCLOSED IMPORTANT CHAIIGES TO YOUR ACCOUNT TERMS EFFECTII/E lf/I MEDIATELY. PLEASE REVIEW THE Eel CLOSED BROCHURE FOR USPORTANT CNANGE S TO YOUR WELLS FARGO REINARDS PROGRAM TERMS AND CONDITIONS. Watts Fargo Rewardsm Program Summary Rewards Balance as ol: 10/3'i/2014 $5.35 The Rewards Baianco 4 for Rewards ID 60004642076 This balance may be inc4she of other contnbuling Rewards accounts. For up to-date Rewards Balance information, or more ways lo earn and redeem your rewards, visit My WegsFsrgoRew*rds.corn or sall 1-877-517-1358. Transactions Trans Post Payments IO/24 10/24 11/06 11/06 il/11 11/11 Reference Number 7446539MTOA93RPAL 7448539NTOA91SBtl8 7446539NBOA938Y70 Descrlpfion ONLINE PAYMENT ONLINE PAYMENT ONLINE PAYMENT C/edits 56.00 200 00 60 00 Ctrarges TOTAL PAYMENTS FOR THIS PERIOD $ 316.08 NOTICE. SEE REVERSE SIDF. FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT mr is i I: r: I.i Account Number Now Balance Minimum Payment Payment Duo Daw Detach and mail with check paysbls lo Wegs Fargo~ 6219 $ 1 85103 $44.00 12mB/2014 YKG 57 Amount Enclo d 'lii»vilh lrhthfv«lhffglt'fnfvlflhf« III'ft»tv'ltf WELLS FARGO CARO SERVICES PO BOX 30080 LOS ANGELES CA 90030 0086 CHRISTINE Y KIM 1220 TASMAN DR SPC Xe SUNNYVALE CA 94069-2411 ltfv«flit/i m'» *f't l'vtf" hvlftfh ll»i )ilhil'i Check here and see reverse kx sddmss andkx ptnrw number correciion. IMPORTANT INFORMATION ASCIUT YOUR ACCOUNT IHSSI9RI9hlsS mlnhry. NN4 1 hr Na MN I dw . NN~ NH ~ 7 . 0 N NN lw* P PO 8 5N,ONN .Ii!50«as!21.W Ikt" 1 I WNINN 40 N hh tNNV Cnl ill i M h ~ CEhs pf w Yo h'« f' he I Clvh Uculw!en lb Nlhlslw I hwollhcn I h.b« w wl «pc y«wlc I» Nhfwdh E N yld bm 1 F. I Nw 1 Hei w 1 ash! Y NW Inythywn ~M«8 ac~ 1 I llalwii «4gdwhp ya N4 CIN I N Olwlsnl 1 dl' shw vw 0 lu'ICsei' I Iv«10 IN14 lw I I 1 cllc9ME 4 Pv»h . IM td I ! I I 'estet dl I W H I I ! 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Trans Post Re/sr ence Rumba Descrtpfion Crsdi/s Charges Other Credits 10/28 10/26 746921SMVOOIRMSOR GROUPON INC TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers B Other Charges 877.765.7858 IL $26.86 10/17 10/17 10/17 10/17 10/18 Imle 10/22 Ic/32 10/26 10/26 10/26 10/26 Io/26 10/25 10/26 10'26 10/27 10/27 10/27 10/27 10/28 10/28 10/20 10/28 10/30 10/30 10/30 10/30 10/30 10/30 10/31 10/31 10/31 10/31 1 1ml I I/01 1102 11/02 11413 Ilats 11/06 1lms I I/08 I INB I I/10 11/10 11/11 I'I/II 2404603MK001WARLT 2462512MKQW51/JGOM 2469216ML001 JD584 2469216MP006Y7A6H 2469216MV001RADNI 241!9216MV001 RA4XN 2469216MV001R9Z4H MT ITO5MWGYYRK ISO 10/31/I 4 I VXV 2VXV 3VXU 2441290MXWGNEFWAE 341640/MX7DNIDKP Y 2401339MX02VJY8JF 2469216MX00SV068W 2407105NOWMLSGALI 2442733MZLYK7FPOZ 2469216N000AASAFM 2461043N203R3SBXM 2486948N27L024SXJ 2490641NIOAHBKSXL 2471705N2GZOHNIKY 2445501N3447Y92Y2 2449215NSHHRY6RSA 2449215NSHHRZJWAG 2449215NBSS8KXQAP 2425477NO60D8QSHE CHEVRON 00097289 SAN JOSE CA CHEVRON 00097289 SAN JOSE CA PEETS 16202 SARATOGA CA GOLFL/IND VSA SUNNYI/ALE CA GROUPON INC 877.788-7858 IL GROVPON INC 877 7SB 7858 IL GROUPON INC 877-788-7858 IL VIRGIN AMER 9842140491969877-3598474 CA KIM/CHRI 6 TINE SAN FRANCISCO LOS ANGELES LOS ANGELES LAS VEGAS LAS VEGAS SAH FRANCISCO THE KICKIN'RAB SAN JOSE CA SVSWAY 00493981 SUNNYVALE CA GOBI MONGOUAN BBQ SUNIIYI/ALE CA APL'TVNES COM/BILI. 866-712-7753 CA TATA INDIAN KITCHEN - SANTA CLARA CA HOT TOPIC 0281 SANTA CLARA CA SEPHORA 18 SANTA CLARA CA COSMOPOLR'AN CHINA POBLAN LAS VEDAS NV TAXI CAB SERVICE LAS VEGAS NV BBX'BIRCHSOX INC 877.4877272 NY VIRGIN AMERICA BURLINGAME CA wAL.MART 83123 sANTA CLARA OA USER 866-576-1039 CA USER 866476.1039 CA CSC SUNNYVALE E ARQVES SUNNYVALE CA 88 CITY PARK COLONNADE SAN JOSE CA 23 33 6 12 360 10 00 25 47 26 86 34 38 42S 70 28 93 653 14.50 299 8.15 43 22 17 35 130 00 36.40 10 00 3.00 51 73 1251 13.48 168 90 4 00 TOTAL PURCHASES, SALAI4CE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADI/ANDES TOTAL INTEREST CHARGED FOR THIS PERIOD $1.095.95 $0.80 25 19 0 00 $25.19 2834 Totals Year-to-Date TOTAL FEES CHARGED IN 201 4 TOTAL INTEREST CHARGED IN 2014 $0.00 $ 148.17 Interest Charge Calculation Ycur Annual Percentage Rale lAPPJ I Ihe annual intetest rale oa your account Type ol Balance Annual Pemenlags Balance Subject to Rale (APRI Interest Rate Days in Biffrng Cycle Irdetesl Charge PURCHASES CASH ADV/WCES 20 15/ varmble $1.521 19 23.9ma enable $0.00 30 $25.19 $0.00 Conenued CHRISTINE 7 K&M For Ac&nun& Ending In 62&0 Psgo 6 o& 4 Important Changes to Your Account Terms - Effective Immediately Tbe following cbsuges arche(no made io your credit card account tenne. 1. This change is being msde to all Cor&sumer Credit Card Customer Agree&neat snd Disdosurs Statements to clari fy &he use of s third psny/mobile device to make ere&lit I&st&sec&max on your Accourlt Add to tbe and of Semion(Ekgs~ia ur ffqppaah Snow subsectio u Tf&frrfd&a~~le Dpvlggg We may also perma you or any au&housed user to load inform o t ron akmrt your Accusn t onto rh kdparty/mobile dovices (such as a smar(phone, to hie&, or any ether hand held or weeroble comnmn&cation device that allowsyou to store or electronically present yourAccaunt informat &or&) thot wauld en obis you to make purchases or engage in cred&& transact tons %%dr yo Account w &thou( needmg to dmwyour credit cant You ond we agree thur ony such use of your Account w(ll be sub&ed& to al! the terms and condit&ons contarnedinthiqAgreemen&. To the ex(en& you do use 0 third pony/mabile device to maire a credit transaction onyo&u'ccoant, or load information abou& your Account onto any such dev&ce you need to be aware &hat we do not control the device and can no& guarantee &he perfonnance ofeither the dev(ce or any thi rd party. Add&uonallln You agree to carefullyprotec«he security of any dev(ces the same as you wouia yoru cash, checks cn Crt cards and mher valuable Infarma non. We enco&uage you to panwonl protect or lock your device to help pm vent an un a&r (ho ri red person fram using i( You ogrm topromptly repor I any loss or rhefr to bo&h us and the third pany. You &nay &ncu &hud party fees related to engaging in a transact&on (such as mob&le carner data or managing chargesl ~ C red& t transact&one nmde through a third party/mob(le devtce may involve rhe elecimnic trmtsrn&sston of tnlorn& at&on related to you oryour Accour I across wircfess or computer networlix Thtrd parRes, such as n&erchants, card association nenvork&. mobi le carr&ere, mobile wallet opera(om and software application prov&dere may use and &eceiv 0 &n formation &n connection with 0 cred&t tnrnsac&i on Th&rd part&ca n&ay also reserve mforma non abou(yeur nmb&le device whenyou use it to ntake a c&edu (ransacrron We may a&any time, parnally or fully restri ct your abdity ro make credit tronsactions duough 0 th&rd party/ n&ob(lc device. You agree to &mt&fy us promprly &fyou remove or want to re&nov eye&a Account Informs uon from any thi rd pa rty/mabde dence, 2 This change applies to Samian 21 "Payments", subsecrion "Irregular Per&Rents", ofyour Consumer Credn Card Cuno&r&er Agrecmer&t en&I fyisclos&ne Sis&en&ent, a&xi rnodif&es inc address where &rregulm payments should be a&mt to: Wells (argo, PO. Rox 10311, f&es Moiuek IA 30306-03&1 The rest of your Consun&er Credit Cm d Cue&orner Agree ment and D&sclosure Statement remems unchanged. Tbsrsllowisss I'sa&Os&&«w&om&uwb* md&spssuh,cu «s,vut ~,xorems rsx &46. lblpoxrjlnlgrsivusdmi issl(s,pids *vksdm«&&eu 4 'crkdsswq slssswaidvd 4 &souls Lib &sos ~&1.600.442. 4720psrs dkou&k su dud&ore qwww rsspur ts 4 &vs pr&g us &Engulf '&gkgg(+(RNR Etgkg(61(gkgfk&SSaltlltgggRS(02790(gpqn Wt 1.800.642.4720 'kn ~2(( 200029g(F(tggt N&ht&TRQNSB Ndvq pqkhssgdpsddv&ndngAsb,bkrshosedk&bb sduhci&sqm iwwvku&shbsynispidu&st(Ihu n&lwqu9H. K&oso&shi& 0&u&si&ddav&hm&&8004424&loddb&o hu Iinokrboisggid(pbd&sdell ico(o. ER.AJJt: O'In tfxf gnsf J. R Id &gnqiqlrt 'I AI JSI vI+0 nn IR g(gn &bala 0101412. Rwl tfstp(n IvI&4 Vnql J "lg'&I gasl J i 6006424720% gast oqlAIR. hi&ha~ALA A Kwgb&od ksvesd k b&sssst xl, pu&psso &&ps&4&su&assi ro Busses&i 0& ik soswxsail I & 0 iibs to « inro rs agan kern &4 (800642%720 mmsm&pss pso i&o 4& go& sns 4 umg 641 &&sess &20 &4 wells Fargo Bank, N A. m ngbu reserved Man&n& I olc. 5606-wF v& 4 conknuoa CHRISTINE Y KIM ear Aueauna 2ndtny In 82 I 2 negeeaI4 THIS PAGE INTENTIONALLY LEFT BLANK RI M F0! cco t E i g 6 19 Pa e 4 o! I N EN ON WELLS FARGO VrtbA Account Number Stslemenl Sillrng Peri d Page I of 2 Ending In 6219 11/14/2014 Io 12/14/2014 Balance Summary P ovious Balance - Paymenls - Othe Credits ~ Cash Advances ~ Purcnases Bamnce Transtsrs S Olhw CI/wgris F e Cher9eil Inlsrest Charged * New Balance Total Cieia Lulls Cash Advance Liml 51,851 03 $544 00 $ 10.02 $0 00 $332 60 50.00 53144 $1,661 05 $2,000 $ 1,000 24-How C slomei Swvne TT Y air Has/I/Ig/spMch lllipsb/rd Owrde Ihe US CsII Collect Wells Fa/go Onlrnso. I.IN0.642-4/20 \-800 419.2265 1-925-825 7600 welisfargo.corn Total A enable Credit Avaiiatee For Cash Advances Send General Inquiries To: Poaox10347, Des M nes IA,5030 034r $338 3338 Payment Information Ne Balance Send Payments Tor Seg 00 PO Box 30056, Los Angews CA, 90030 cess Payment Due Dale OI/N/2015 Lets paymenl warnmg: 8 we do not race vs your lanmum psymenl by 01/08/20i5. you may have lo p y s lais fee up Io $35. hliiiimumpaymenlwarnng: lfyoumakeoal/ale minimumpayment aohpwwd, yo wspay moremhilsreslaaditwrlllakoyoulongertopeyobyour balance For ersmpie. If you make Iio addibo»al charges using this card and *ash menlh you pay ... You 6 pay olf the New Balance shown o this slatemenl la about ... and you will end up paying an eslime ted (otal of . $3.357I 0 '/ears 3 yee s Only the mrnim m payment $2,227 IS '"su or $ 1 130) I you woukf bks miormalun about cmd I coviwelmg se vnes, refer lo www usdoj Sov/usl/eo/hapcpa/cede/cc approved him w ceg d77-286.2105 INaffs Fargo Rewards Program Summary Reivards Balance ss oti 11/3N2014 $ 16.53 The Rewards Balance is for Rewards ID 60004542078. This balance may be mciusive of othet contnbuling Rewards accounts. For «p-to-dale Rewards BaMnce informalion, or mare ways to earn snd redeem your rinvards, visa MyWellsFa/goRewards corn or call I-877-517-1358. Transactions I'rsns Po*t Payments 11/13 11/13 11/21 11/21 1208 12$6 Rsmmnce IVumnor 7445539NEOAQSBFGY 7446539NPOA9ASD3W 7445539PTOAIIX6HV2 Descriprurr ONLINE PAYMENT ONLINE PAYMENT ONLINE PAYMENT Credits Charges 44 00 200 00 300 00 TOTAL PAYMENTS FOR THiS PERIOD 5644.00 Other Credits 11/13 11/13 12/09 12%9 7469216P7006066QH INTEREST AD/ ~ PREY CYCLE PURCHASES GROUpoN INO 677-rns-76ra IL 0JN 9 g9 TOTAL OTHER CREDITS FOR THIS PERIOD $10.02 ao NOTICE. SEE REVERSE SIDE FOR 8IPOR TANT INFORMATION ABOUT YOUR ACCOUNT Corienued to Wells Fargo~ 6219 S1.651 05 $49 00 01%8/2315 Deiach and mail witn snack payable Accounl Number Ne Balance Mswnum Paymenl Payment D e Dale YKG 57 Amounl Enclosed t[i[llrrl[flf iflf [lilt[fit[ I i[B l[,rrrgflffgiill lllfirg WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA 900304XN5 CHRISTINE Y KIM 1220 TASMAN OR SPC 305 SUNNYVALE CA 94089-2411 lffrlfifltfuffgf[I"ill//Sf[ I[[In[" Iufl'illh'Bl'ihifnf Check ho o and see revwse for address ard/or phone number correotwn Ih!PCR TANT INFORMATION ABOUT YOUR ACCCIUNT Bfs gR)ght S V, lol w y ha& pa e fk*'Jyo'aed Ifo «N Wwec I! 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Ut «A(owa N a pe eeotwiewm w e w i pw m&1 * 4 0 1 I w pnu otesne ue«to CC Evda P g I I **OSoble COO)plot. I F d d V NIP II «dw NI Old I e cworeewd I . m N q Nwtwl CCVCWSCCW Cuenla chr n«2*d O.plscueemesn lech&. m c i I. w 1 5 0 Je ewe 8 wdesuc«enlscasf Idel I qecc w delve« kooe fo"8 cw'8" p *. a pkoae w I' rce M Ito d Is* I I cs* fe. *Dm t~a e«e'wc«Hwdotwlt 0 & I I I p Ie u wcklvlnwscaspcrucsww . p I« i* wdccH CO DIDP Ne. II ~ CS2&m«4N2t«4wf F q B I, IAA) gl ee Io d wd lml Oberrge of Address Fomt-by hdd cw le\ cnsngca mevn. yoecompmre nt«sad a&the!0 0 I I em Doyonrlveso su nl co ponbndencme 0 I p p ef«HI Nlbm «80 0&« Ie I cq OW( misdo'WS chow NV h J tmowfwl plmee «of ele IOf I 0&CU«cbmf lefVICI hl be: 0ml N I the N&kmws.Formu(sriodeCsmbiodeOileccign - Bc mec H tecombew lmccfcmel e me pieismwo Asegdeseaefngeh Hc saremm * 0 i pc yedpweloonelsobres cvo p rlhwmeesfseecvi I I I «b 040 eceo 5 Nkmpfgvms pmfmwaamemw d B irlonrslle iedoe«e ~ldsu lht C WELLS FARGO VISA Account Number S(atcmenl Brs/ng Period Page 2 of 2 E drng m 621$ 11/14/2014 lo 12/14/2014 Transactions IConlinued..d Trans Pmt Refemnce au«ocr Descdptfon Purchases, Balance Transfers 2 Other Charges Dred/ n Charge« 11/13 11/14 11/13 Il/14 H/13 I\/14 II/16 11/16 11/17 11/17 11/24 I U24 11/24 11/24 11/25 11,'28 I I/28 11/28 12/01 1201 12«4 12/04 124«12/09 12/10 12/10 2448OO5N C LOZWOVXS 247 1 705NE 4E M4GTBB 2479262NEEB4LF'IZJ 2443105NGSAG5P8M5 2423158NJDSDEVLH2 2442733NTLMTSJF9Y 2442733NTLM7SJGG4 2418407NV6DSR21LS 2449215NWJHBAOFSR 2490841NZ0847MSVB 2469216P20DVPZ13T 2469216P7006GDGXF 244921598VBESWBYY CAISNO MUSIC STVDIO SANTA CLARA CA CHAMPS 14103 SAN JOSE CA VICTORIA'S SECRET 0138 SANTA CLARA CA TEMPLE BAR 5 LOUNGE SAN JOSE CA HOUSE OF PHO LLC. SVNNYVALE CA ROTTEN ROBBIE a02 SAN JOSE CA ROTTEN RDBBIE a02 SAN JosE CA SAFEWAY STORE 00032417 CAMPBELL CA SP 'OUSEOFLASHES COM THEHOUSEOFLAS CA I!BX'BIRCHBOXINC 877-4877272 NY UBER TECHNOLOGIES INC 866-576-1039 CA GROUPON INC 877.7!«.7858 IL CITY SPORTS CLUB 800600 2540 CA 30.00 65 24 46 32 1300 13.66 5 55 29.1 0 1505 38.70 10 00 20 04 999 34 95 roraL puRcHAsss, Bat ancs TRANSFERS 5 OTHER cnaRGEs poR rms PERtoo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 5 332.6D ID.DD 31«4 0.00 $ 31.44 Zot4 Totals Year-to-Date TOTAL FEES CHARGED IN 2014 TOTAL INTEREST CHARGED IN 2014 50.00 $179 58 Interest Charge Calculation Your Annuat Percenlage Rafa (APRI « tbr annt«l Interest rale err yol account Type ot Selenee Annual PercentageRale IAPR) Balance Subject lo Interest Rale Days in Srsrng Cycle Interest Charge /L PURCHASES 20 15% ver«ble 51,837 88 31 $31.44 CASH ADVANCES 23 99'y. va «ble $000 31 $0.00 WELLS FARGO VISA Acco n(Number Statemenl 8 ging Penod Page I of 2 E ndrng in 8219 tails/2014 lo01/14/2015 Balance Summary Pls//oux Beta ce - Paynwnts - Other Credits ~ Cash Advwicss + Purchases Balance Translate IL Other Charges ~ Fees Charged + Interest Charged New Balance Tout Cress LinN Cash Advsiics L t $ 1 661 05 $ 100.00 $0.00 $0 00 $317 89 $0.00 $25.67 $1,908.6'I $2,00O $ 1,000 24-Hour Co*teeter Se/vice. TTY lor Hearmg/Speech Impaired outside the U 5 call cosset'elb Fargo Onlinon 1-800-642 4720 I 800.419.2265 1-925 825 7600 wsBs/argo.co Total Ava table Cmd I Availebls For Cash Advs ces Send General tnquiner To: PO Box 10347 Des Moines IA, 50308.0347 $91 891 Payment Information New Saunce $ 1 908 51 Send Payments To: $49 00 PO Box 300e8. Lor Angeles CA, 900304MBB Paymenl Due Date 02/09/2015 Late paymenl w ning: U w do aot receive yow Mtnimum paymo I by 02/OSTOI5, you may have to pay a fate fee up lv $35. Minimumpayme t warning: Ifyo akeonlylhemmrwmpaymenlea hpsriod,you wspoymorein nil estanditwilllskeyoulongertopnyofiyour balance For exam ls II you make no add/I one l charges u* g this card and each month you pay . Only Ihe iwmfriilm peri/twit $71 You will pay o« the New Balance shown on this sl Iemenl tn about, 11 years 3 years and you will end up paying an esliinated total ol ... $4 011 $2,459 fS v ose/$ t,452) 8 you would lse nnmmalwn about wed I counse iag servnee, ie/er k www usdoi gov/usl/eo/bapcpa/ccdwcc approvedalm or calf I- 08. Wells Fargo Rawardsgi Program Summary Rewards Balance as of: 12/31/2014 $ 19.76 The Rewards Balance is lor Rewards ID 6000464207S. This balance may be Mciusive ol other contrrbutmg Rewards accounts. For up-to-date Rewards Balance information, or more ways to earn and redeem your rewards, vise hfyWegsFa/goRewards corn or naif 1-877.617-1356. Transactions Trans Prot Payments Reference Numher Descripnbn Credits Charges 12/19 12/19 7446539PKOA9319HI ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 10000 M00.00 12/17 12/17 12/I 7 12/17 12/27 12/27 12/27 12/27 12/28 12/28 12/28 12/26 12/29 12/29 12/29 12/29 12/29 12/29 12/st 12/31 2469216PFOOGXRZBK 2469216PFOOX5QSJS 2415407PS2LRTIUWB 2478930PVHD073GPW 2425137PV2POMWZL7 2489216PS009KBTXL 2441290PWWGNEFWAS 2442733PVLM7VMAJ 5 2469216PVOOMOJHG9 246251201DSWG6AE APL'TUNES COM/BILL 866-712.7753 CA YELPINC'EAT24 CHAATS 415-908 3801 CA TARGET 00020IM3 SAN JOSE CA NAARTJIE 050 GMS MILPITAS CA CHA CHA SUSHI SAN JOSE CA THE OLD WAGON SALOON 8 SAN JOSE CA THE KICKIN'RAB SAN JOSE CA DENNYS INC SAN JOSE CA THE OLD WAGON SALOON 5 SAN JOSE CA CHEVRON Otl305034 FIRE6AUGH CA 0 99 11.95 7 50 11 51 18 58 2529 44.82 39.33 16 00 S2.38 NOTICE. SEE REVER6E SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT i Colilmusd Detach and ma4 mth Ju:count Number New Balance lanimum Paymenl P yment Due Data check payable to Wells Fa go~ 6219 $ 1,938 51 $49 00 02/Oil/NH 5 YKG 57 Amount Enclosed «ff«fl«l h'vilih'ivi f fff Ili'ii'Ih iln««I«»««li WELLS FARGO CARD SERVICES PO BOX 30058 LOS ANGE LES 0A 90030 0056 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYV ALE CA 94089 2411 IIII«(i llx«fllvhfff« i'hl«l»llv««illiililvd« III'eck here and vee avwse fw addrms nxlror phone number coneceon. 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Trans Pmt /te/et»nce Number Deacrfpr/orl Cradilt Cnargea Purchases, Balance Transfers /E Other Charges 01/Ol 01/01 01/02 0 I/02 Oi/04 01/04 OID4 Ot/04 01/06 01/Of! 01/07 01/07 01/09 01/09 0109 01/09 01/I 0 01/10 2490641010BTPV7RA 246921!!0200BD8ROX 24 7078004 WGV BM TAN 245921604008E 3KQ2 24692160600EKT901 246902907WGNAL8XP 24493980A60NVL5DW 246104309231RYXIP 24492150AVBE5VZgX BBX'BIRCHBOX INC 877-4877272 HY APL'TUNES COM/BILL 866.712.7753 CA DYNASTY GARDEN GROVE CA UBER TECHNOLOGIES INC 666-576-1039 CA THE OLD WAGON SALOON 8 SAN JOSE CA LOS CHARADE RESTAURANT MOUNTAIN VIEW CA VIVA TAOUERIA SANTA CLARA CA DAVE 8 BUSTER'5 I/24 MILPITAS CA CITY SPORTS CLUB 800-600.2540 CA 10.00 099 21 60 7 7!! 13.41 1391 9.80 6 00 34.95 TOTAL PURCHASES, BALANCE TRANSFERS 5 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 317.89 To.eo 29.67 0 00 52!I.67 2D15 Totals Yearuo-Date TOTAL FEES CHARGED IN 2015 TOTAL INTEFiEST CHARGED IN 2015 $0 00 $29 87 Interest Charge Catculation Your A ntlal percentage Rate (ApR) b Incan» famleresl tataonyota account Type of Balance Annual Pere lage Rale iAPR/ 8 lance Subj cl to Interest Rate Dayain Btl/lng Cycle Int real Cbarg» PURCHASES 20 15'/ variable I $ 1,734 28 $2967 CASH ADVANCES 23,99% a ab/e $0.00 [ 31 WELLS FARGO VISA Accounl N mber Slalemsni Bi lang Period Page I of 2 Ending in 621il 01/16/2016 lo 02/1 N2615 Balance Summary pievwua Bsl ms Pnyiiienla - Other Crerals ~ Cash Ad a cex + Purchmox, Balance Tn nels 1 a Olhet Charg + FeesCh rged ~ Interest Charged = Na Balance Total Clads Limt Cevil Advance Liiixl SI,900 8 I $ 100 00 $0 00 $000 $903 17 $0.00 331.76 $2,743.54 $4,000 $2.000 24 How Cilaloinin Sill»co' TY for HeamXFSpsech Impaired: Outside the US Call Cdlecu Wells Fargo Oolinae: 1.000-642-4720 1-800-419.2265 1-925 025-7600 weosla go.cont Total Available 0 odit A ailable For Cash Advances Se d General Inquiries Tor PO Box 10347, Oes Movies IA, 50300.0347 $1,189 $1,189 Payment Information New Salerno $2 743 54 Send payments Toi po Box 30000. Loa Angeles OA, ooozo0006tsrwnum Payment Payment Due Date 03/08/2015 Laic Paymenl Warning: 8 we do nol receive your Minimum Psymenlby 03/38G015, you may have to pay e late lve up lo $35 Minimum Payment warntng: If you make only Ihe mnmum payment each p lod you ma pal/ more in intereslaadit 8 lairs you longer to pay o(f your balance. For exam le If you make no add aron at charges using this card and each monlh You pa! Only tha miiiimum paymeiil $102 You will pay off the New Balance shown on this staleme I in about ... 14 years 3 Vows And you wig end up paying an estimated lotal of ... $6,214 $3,670(5~ W $2,536I If you ould the inlormauon about credit counss we setwces refer lowww usdol gov/usl/en/bapcpa/cede/cc approved htm or call 1877-2S5.210$ Important Information CONGRATULATIONS'UE TO YOUR GOOD CREDIT STANDING, WE HAVE INCREASEO YOUR CREDIT LIMIT'OUR NEW CREDIT LIMIT IS AVAILABLE NOW, YOU DECIDE IIOW YOU WANT TO USE IT. THANK YOU FOR CHOOSING WELLS FARGO Wells Fargo Reward se P rog ram Summary Rewards Balance as of: O'I/31/2015 $22.95 The Rewards Balance is lor Rewards IO 60004842078. This balance mey bs mclusrve ol other contnbutlng Rewards accaunts. For up.lo-date Rewards Balance infoimalion, or more ways lo earn and redeem your rewards, vied MyWegsFargoRswards.corn or sall 1-877.517-1358. Transactions Trans Post Re/ere»ce Number D *cripfmn Payments 01/19 01/19 74405390LOA9JDZLF ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers 8 Other Charges Criidlfs C/ia/gss 100 00 0100.00 01/I 4 01/15 01/16 01/16 0l /24 01/24 02mr 02/01 24224430G272ZOJ17 CAFE STRITCH SAN JOSE CA 2409216CGOOWSKZ51 THL. OLD WAGON SALOON 8 5AN JOSE CA 24391210TETTETG3R TOYS R US 45813 SAN JOSE CA 2490641100QE2ZJ4V BBX'BIRCHBOX WC 877.4077272 NY 11.00 13 00 32.61 10 00 NOTICE:. 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WELLS FARGO 'Vl¹DA Account Number Slelemtnl Bg/iiig P lod Page 2 ol 2 Ensing in 6219 01/ I I/2D15 to 02/I U20 15 Transactions (Continued...) rr ns Post Re/e/ence Number DeSCr/puon C/iarges Purchases, Balance Transfers S Other Charges 02O3 02/03 02214 02/04 02/05 0805 02/05 02/05 02/08 02/06 02/36 02/06 02¹ty 02/07 02/09 02AS 02/10 D2/10 02/10 02/10 02ho 02/10 2422443132Y32HHXW 24013391300ALHZON 242513715WGNS7WJ J 246921614IXI25BPMS 2424760162XMDFDGF 24692161500HKVJFK 244921517JH850PLO 2422443192207OR3F 244921519VBESXIOE 2449398 IADABEVB13 24892161900E3769G NOB HILL I/634 MOUNTAIN VIEW CA OCHA TEA CAFE 8 ItESTAURAN MOLINTA IN VIEW CA SUSHI HEAVEN SARATOGA CA APL'l'UNES COIABILL 866.712-7753 CA PURE LOUNGE SUNNYVALE CA THE OLD WAGON SALOON 8 SAN JOSE CA LYFT COM SAT AT ID209 855 280 0278 CA NOB HILL 4634 MOUNTAIN VIEW CA CITY SPORTS CLL/6 800.600.2540 CA CASA LOPE 2 SUNNYVALE CA THE OLD WAGON SALOON 8 SAN JOSE CA DS8 970 11.38 099 700 00 700 11.49 19 86 34.95 10 55 24.00 TOTAL PURCHASES, BALANCE TRANSFERS 8 OrtiER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CliARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHA5ES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 59D3.17 SD.I/O 31 76 0.00 331.78 2055 Totals Year-to-tyate TOTAL FEES CHARGED IN 2015 TOTAL INTEREST CHARGED IN 2015 50 00 561.43 interest Charge Calculation Your A ual percent gc Rale lAPRl is tha i I inlerasl lo an yow account Type ol Balance PURCHASES CASH ADVANCES Annual Pere nlage Rate /APR) 20.IDIL reinbie 23 99'/, vanabla Balance Sublecl to I letesl Rale 5z.oss zs 50 00 D ysin Bigu g Cycle 20 Interest Charge I 531 76 I 30.00 4% c/ WELLS FARGO VISA A covnl Number Stalemeid Billing Petiod Page I of 3 Ending in 6219 02/12/2015 to 03/13/20 I 5 Balance Summary evmus Me ce - Psyme I ~ - Oner Create C sh Advances ~ Purchases, Balance Transfers 8 Diner Charges + Fees Charged interest Cha gcd New Enhance Total Creds Lint Cash Advsiwe L mt $2.743.54 $ 1,600 00 $0.00 $000 $ 1, 174 68 $0.00 $4444 $2 352 66 $4,000 $2,000 24 How Cull/nits Siuvice. TTY im Honing/Speech Impaired Outside the US Call Cosset. West Fargo Onlme5 1-800-8424720 1.800.419.22S5 1-925.025.7600 wells fargo wm Total Available Credit Avwlable For Cash Advances Send General Inguiiies To: PO Bov 10347, Des Moines IA 503060347 $1.637 51,637 Payment Information $235288 Send Payments To:po Bor 30081!, Los Angeles CA, goose 0088M imum Payment Payment Due Dais 04/00/2015 Late payment warning: li we do nol teceive your Minimum paymanl by 04/oe/2015, you may have to pay a late fee up lo $35. Minim tiin Psynienl Wet ning i If you mskv only the mnimum payment each period you v/ill pay more m interest and it wsl lake you longer lo pay otf your lmlsncu Fw eva le. It you make no adddional barges using Ibis card and each month you pay Only Ihe mnimum payment You writ pay oft the New Balance shown on this latemenfin houl... 12 yiieis 3 Nisus And you will cnd up paying an estimated total ot -. $5, 185 $3 m7 iS. g. 1$2,018/ 8 you wctal ik edormakon about cieda counseling se\vces refer lo www.usdoi.gov/usueo/tiapcpa/cc e/cc approved.him or call 1.377-2S5-2103 Wells Fargo Rewards Program Summary Rewards Balance as oti 02/28/2D15 $6.90 The Rewards Balance m for Rewards ID 60004642076. This balance may be inc/usive of other contributing Rewards accounts. For up-lodate Rewards Balance information, or more ways lo eam and redeem your iewards, mail MyWellsFargonewards.corn or call 1-877-517-'1358. Transactions Trans Post Payments 02/I 3 0?J13 02/27 02/27 03/13 03/13 Re/srence Number 74465391EOA9DBQG3 74465391SOA9ABNR4 7446539230A9025JM Descripnon ONLINE PAYMENT ONLINE PAYMENT ONLINE PAYMENT Credi/s SXI 00 500 00 800.00 Charges TOTAL PAYMENTS FOR THIS PERi OD Purchases, Balance Transfers S Other Charges $1,600.00 02/10 02/12 02/I 2 02/1 2 02/I 2 02/12 02/I 2 02/12 02/'13 02/13 02/13 02/13 02/I 5 02/15 02/I 5 02/I 5 24493981A8AWMD507 24492151QJH8ASKMW 2449398185SVAB4XY 24592161800FQQB6E 24453881DOOOGONO3 2469216IQOOVOS93M 24251371FWGN97WK8 24692161EOOKN04KF V*PEAFFAIR SANTA CLARA CA FLYWHEEL SOFTWARE, INC FLYWHEEL COM CA BLUESEASANJOSE CA SQ 'WHOLE FOODS MARKET CA Sen Jose CA VICTORS TAQUERIA S/W JOSE CA THE OLD WAGON SALOON 5 SAN JOSE CA SUSHI HEAVEN SARATOGA CA UBER TECHNOLOGIES INC 066.57S-1039 CA 17 39 15 80 30 00 979 19.47 12 00 23 m! 24 68 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOLINT i :i. ' Dotach end mni with A count lilumbe New Balance Minmum Paymenr Payment Due Data check payable lo Wegs Fargo~ 6210 $2 362 66 569 00 04/08/2015 YKG 57 Amoun! Ericlosed »ill l»lvlftv'llllf»flvflflfff»fv/II/lf II/tiff l»f ftlf WELL5 FARGO CARD SERVICES PO BOK 30056 LOS ANGELES CA 9003041086 CHRISTINE Y KIM 12?0 TASMAN DR SPC 305 8UNNYV ALE CA 94089.2411 f»tlfIIII»I»l»flultff flint/I»riff lf»fill l»If/Ili'heck here and see reverse I address s d/cr phoiwncmbw cwrmtion. 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T/sile Poll Re/erence Number Desc//pr/o C/edit Cilavges Purchases, Balance Transfers & Other Charges 02/15 02/15 02/15 02/I 5 02/15 02/15 02/16 02/16 02/'I'/ 02/17 02/'17 02/17 02/18 02/I 8 02/18 02/18 02/I 9 02/19 02/19 02/19 02/20 02/20 02/21 02/21 02/21 02/21 02/21 02/21 02/21 0?/21 02/22 02/22 02/22 02/22 02/22 02/22 02/22 02/22 02/22 02/22 02/22 02/22 02/23 02/23 02/24 02/24 02/25 02/25 D2/28 02/25 02/27 02/27 02/27 02/27 02/28 02/28 02/28 02/28 02/28 02/28 02/28 02/28 Mic I 03/01 03/01 03/0 I 03NI 03/DI 03NI 03NI 03/01 03/01 03/Dl 034H 03/01 03/01 03N2 03/02 03/05 03/05 03NS 03/06 03/07 03/07 03/08 03/08 03/08 03/08 0306 03/08 03NS 03N6 03/10 DVIO 03/11 03/11 03/11 M/I I 24692161EDDVHGSF4 24M216IEDDVHG628 24692161EDDVHG96N 24226361G2LRDTWWH 2401339IGDIJQE7LX 24492151HBI IFNVQAY 24707801JWGV5167Y 24427331JLM65KWIH 2425137 IKWGN97WKJ 2431605IKFYVD3RZZ 2475542ILM65DVSKT 2449215ILHJ9ESGIM 24559301lvlBLH0536Y 24692ISILDDN67YR6 2469216 1 LDDN67Yl 7 24013391M0203RW6M 24427331NLM7XMJXE 24431061N6APIBEFV 24492151MJHBBLIFJ 24692161MDDWERSDI- 24755421M4YSSXIEN 24373281N5ZY8F4E6 24493981R6ABEVB2F 24445001T2XQ23R9G 242 137ISWGND'/WLP 24013391V02F46V5Y 2449398IV6AXAVSKN 24251371XWGN97WLA 24D13391V02F4971H 2401339tWDDDFOIEB 24493981WSV5SKLSD 24251371XWGN97WK9 24323001WTBZW47Y2 24427331WLYHWNZFG 24493981XSAYW6K9A 246104312231ZCIY6H 24692161XDDVAJLXD 24906411WDDIVQNBR 24707801 YLSPMHP2P 2444500212XO2PYRV 2449398228AXAVV9W 244921523BMHSJDMT 244921523JH67GGPA 24692162300LBMSF5 24692182300L9KQTR 24692162300L92L18 244921525VBEDWRQR 242513727WGN97WJ7 240133926MXVPSLE THE OLD WAGON SALOON 7 SAN JOSE CA THE OLD WAGON SALOON 8 SAN JOSE CA THE OLD WAGON SALOON 8 SAI4 JOSE CA WAL.MART I/3123 SANTA CLARA CA PAPER PLANE SAN JOSE CA Gp'SP2 BAN JOSE CA Tanto Japanese Restaurenl 5UNNYVALE CA CHICK.FIL-A¹Mr72 SUNNYVALE CA SUSHI HEAVEN SARATOGA CA SHELL OIL sra44255600 SAN JOSE CA ORIENTAL SUSHI BUFFET INC SAN JOSE CA USER 858-5/6 1039 CA FIREHOUSE NO I SAN JOSE CA THE OLD WAGON 6ALOON IL SAN JOSE CA THE OLD WAGON SALOON 8 SAN JOSE CA LEVIS STADIUM CONC 79340 SANTA CLARA CA MCDONALD'5 F32554 SARATOGA CA HOUSE OF PHO SUNNYVALE CA LYFT SUN AT 0147AM 855.2800278 CA UBER TECHNOLOGIES INC 666-576 1039 CA VTA LIGHT RAIL TVM SAN JO65 CA RICKS CAFE LOS 4LTOS CA CASA LUPE 2 SUNNYVALE CA IN.N.OUT BURGER ¹152 MOUNTAIN VIEW CA SUSHI HEAVEN SARATOGA CA AQUI BLOSSOM VALLEY SNEL SAN JOSE CA NICK THE GREEK SAN JOSE CA SUSHI HEAVEN SARATOGA CA EL GUAPOS TACOS CAhIPBELL CA AQUI BLOSSOM I/ALLEY SHEL SAN JOSE CA SUSHI OKAWA JAPANESE RES SAN JOSE CA SUSHI HEAVEN 5ARATOGA CA HASH HOUSE CAMPBELL CA VANS ~ 190 SAN JOSE CA VAPORS SMOKE SHOP CAMPBELL CA CHEESECAKE SAN JOSE SAN JOSE CA SEPHOR4144SAN JOSE CA BBX'BIRCHBOX INC S/7 4877272 NY MOUNT4W MIKES PIZZA MOUNTAIN VIEW CA IN.N-OUT SURCER ¹152 MOUNT4IN VIEW CA NICK THE GREEK SAN JOSE CA GP'SP2 SAN JOSE CA DOORDASH COM 6506819470 CA UBER TECHNOLOGIES INC 866.576-1039 CA USER TECHNOLOGIES INC 886 576 1039C4 UBER TECHNOLOGIES INC 865-578-1009 CA CITY SPORTS CLUB BDD 6002540 CA SUSHI HEAVEN 5ARATOGA CA OCHA TEA CAFE 6 RESTAURAN MOUNTAIN VIEW CA 700 39 00 1604 16.28 23.00 31.38 36.55 5 71 19 19 8.$0 15 55 16.57 33 82 12.00 700 24.50 4 77 16.14 1905 5.00 200 16 47 10 60 636 11 31 34 95 865 22 37 S.63 11 79 31 M 13 Rl 16.00 114 19 76 29 IS 31 42 41 10 DD 1065 6 36 30 08 29 02 14.15 7 65 9 65 560 34 95 44 34 17 76 ToTAL PuRcHASES, BAL Ancp TRANSF Ens a oTHER cHARGZs Fon 7ms r Epdoo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged 24TEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 1,1T4.5$ $0.50 44.44 0.00 $4444 ZDT 5 Totals Year-tovDate TOTAL FEES CHARGED IN 20'I 5 TOTALINTERESTCH4RGEDIN 2015 $0 00 $10587 Interest Charge Calculatron Youl Annual Percen(sge Rate IAPR) is Ihe annual inlerest rats on your account Type of Balance Annual Percentage Rate (APRI PLIRCHASES ~ 20.15'/. va mble I CASH ADVANCE6 23994 vs nble Balance Subject lo Inferes! Rale $2,663 76 Oays In 5/IBng Cycle Interest Charge $44 44 Co//h/lund WELLS FARGO 'V/SA Wells Fargo News Account Nu ber Sta(elnent aising Period Page 3 ot 3 Endtng in 8210 02ilsl2016 lo 03!13I2016 Have you race ed a tax refund& welt Fargo wants lo I Ik wtlh you about payinenl oploas thai are available. please caa 1.800 642 4120 Manage your account without leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fargo Credit Card 24 hours a day, 7 days a week. sign on l.o wells Fargo online't wellsfargo.corn/oreditcarcL With just a few clicks, you can ~ Pay your cred it card bill ~ Switch to online-only statements ~ Add credit card features like Rapid Alerts: Request additional cards for your account ~ Put a picture on your credii card' Track your expenses - and much more It's that simple. See for yourself, today. kl.h ..2:utlyw II ~ I'cr th Ix t rrns i, I .nO.TI C du la Sn lo se icenrvx ihlsl rTh P ~ teSt Ill It tot r V sgnarv read VnaCtsdnCatd r xl FsvWavegswrr rs2rtt 'I'2 II r. 0, k NA hg nut * .w IN I FLIC Lr'C.II6 001 WELLS FARGO V(SA account Number Statemenl Bislng Period P ge1 of3 Endrng rn 5219 03/14/2015 to 04/13/2015 Balance Summary P/evlous Brdarrce - Pay enls - Other Credits Cosh Advwlcex ~ Purchases, Balance Transfe/s 6 Odllrr Charges 4 Fees Charged + IntereslCharged = New Balance Total Grads Lvne Carh Advance Limit $2,362,65 $500 00 5107 66 $0.00 $2,076 91 $0.00 $ 53.07 $3 S04.9S $4,000 $2 000 24-Hov Cvvlomer Service: 1 TY for Hearmg/Speech lmpatred Otxsrde Ihe US Call Cosect, Wass Fargo Onl usr I 800 642 4720 I 800.419 2265 1.025025.7603 vr ass ter go corn Total Avaiuble Credit Ava fable For Cash Advances Send General Inquiries Tol PO Sox 10347, Dea Monav IA, 50306-0347 $115 $ 115 Payment Information Naw 8/llanos $3 804 96 Send Payments Tol PO Box 30086, Laa Angeles CA 90030 0086 Mrn um Paymest Pny enl Due Dale 05/fu/201 5 Late pnymenl warning: It we do trot acuve your Mmmum paymenl by 05NNZIH4 ymr Iruy have lo pay elate lee up lo $35 Mctimum Paynl ant War g: If you make only the mnimum paymeru each period, ycu wr5 pay more in inlwest and/I will isle you longer lo pay os your bala ce Fw exam le. If you make no addilronal charges ustng this card and each month you pay ... 0 ly Ihe mmimum payment $ 145 You will pay off the New Balame shown on Ibis slalem nt in about ... 167m 4 3 yaws And you will end up paying an *sbmaled tofal ol. 89,210 $6 206 is, vc o/$4 Olci I you wou 4 like elormason about wed I counxahrg Iervrces. relet to www usdaiaov usl/eo/bapcpa/cede/cc approved hlm cr call 01-077.285-210 Weffs Fargo Rewardsdt Program Summary Rewards Balance as of: 03/31/2015 $ 18 75 The Rewards Balance is for Rewards lo 60004042078. This balance may be rnciush'e oi other contnbutmg Rewards accounts. For up-to-dale Rewards Balance information, or mors ways lo earn and redeem your rswa/ds, visrl MyWeilsFargoRewards.corn or cag 1-877-517-1358. Transactions Trans Post Payments 03/I 5 03/15 03/31 03/31 Relenrrce Nwxber 74405392BOA0TX5TE 74465392SOA6W6454 Description ONLINE PAYMENT ONLINE PAYMENT Credru 100.00 400 00 Cnarges TOTAL PAYMENTS FOR THIS PERIOD Other Credits 044ta 044I4 74692182VooFFspDG AmezcnPrime Membershr amzn com/ trna NV TOTAL OTHER OREDI'TS FOR THIS PERIOD Purchases, Balance Transfers IL Other Charges $600.00 107 68 $ 107.55 03/14 03f14 03/14 03!14 03/15 03/15 03/15 03/15 74610432A03RHDF5D ROSS STORES 41354 SAN JOSE CA 24692162900PBP6DS THE OLD WAGON SALOON It SAN JOSE CA 24251 S/2BWGN97WJX SUSHI HEAVEN SARATOGA CA 24492152BBMHZLINB GP'SPZSAN JOSE CA 15 20 15 00 13 78 27.00 NOTICE SEE REVEREE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT r x r r " 'r r" ~ r 'r Con5nued Detach and mul mt h Account Number New Balance Mn mun Paymenl Payment Ouo Dale check payable to Wells Fargo~ 6219 $3,804 98 $92 00 05/080015 YKG 57 Amount Enclosed:„: $ . f II«« f'Ifff"flIILII/f'I « II «fit f,fffl«f,f I/It//I«f/l WELLS FARGO CARD SERVICES PO BOX 34055 LOS ANGELES CA 90030 0056 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNI4YVALE CA 94089.2411 Igii«ir ffI«fffIIIIIIflffnfIffffItfIf,ff«fit,ftIIff f iiiiiii, Check here and seu reverse for address md/et phon number co acaon. 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TARGET 00014274 SAN JOSE GA AmatonPr e Memberstup amen corn/prme NV VAPEAFFAIR SANTA CLARA C4 APL'TUNES.COM/BILL S66.712-7753 CA THE BIKE HUT FOUNDATION SAN FRANCISCO CA SWISS LOUIS AND BEER 39 SAN FRANCISCO CA MOUNTAIN MIKES PIZZA MOUNTAIN VIEW CA TOMATINA SANTA CLARA SANTA CLAAA CA MARRIOTT 337F2 SAN FRAN SAN FRANCISCO CA PARIS BAGIJETTE USA INC SANTA CLARA CA D4VE 5 BUSTER'5 424 MILPITAS CA SUSHI HEAVEN SARATOGA CA SAFEWAY STORE00014654 SAN JOSE CA PHO SAIGON NOODLE HOUSE MILPITAS CA DIAMOND NAIL ANO SPA SAN JOSE CA DAVE 6 BUSTER'6 S24 MILPITAS CA AQUI AESTAUAANT CAMPBELL CAMPBELL GA CITY SPORTS CLUB 800.600.2540 CA T MOBILE 2828 MH.PITAS CA 52 59 1663 32 61 16.30 6.50 5 43 21 20 18 42 32 58 19.30 41 77 1200 92 43 30 20 \500 200 00 40 54 12.W 20 60 45.52 2287 130.80 5 50 13 75 539 53M 60.55 3 25 120.00 1088 43 42 107 86 13 04 099 30 00 39.83 10 65 17.08 16 00 5 20 23.31 11.75 5.43 41.16 301KI 12 55 21.62 34 95 382 71 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON GASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $2,07&91 30.00 53 07 0 00 553.07 2015 Totals Year-to-Date TOTAL FEES CHARGED IN 2015 TOTAL INTEREST CHARGED W 2015 50 00 515894 Interest Charge Calculatron Yeur Annual Percentage Rale IAPRI is Ihe inualmteresl rale on your ccounl TypeolBalance Annual Percentage Rale IAPRI I Balance Sublect to Days in I IIi Inta etl Chargeareal Rate g Cycle PURCHASES 20.15'4 variable 83 101 81 31 $53 07 CASH ADVANCES 23 PPA ariable $000 '1 ni Co»onueo WELLS FARGO VISA Wells Fargo News account somber statement 6 ging Period Pagrr 3 of 3 Ending rn 621il 03I14I2016!o 04/13I2316 Have youreoe d a tan reland'I wegs Fargo vrsnn to I Ik vnlh you sbo I payment opions that are evadable pleaie nag I 600 6424720 Manage your account without leaving your chair Check out the online Credit Card Service Center today Now you can manage your Wells Fargo Credit Card 24 hours a day, 7 days a week. Sign on to Wells Fargo Online* at wellsfargo.corn/creditcard. With just a few clicks, you can ~ pay your credit card bil! Switch to online-only statements ~ Add credit card feat utes like Rapid Alerts. ~ Request additional cards for your account ~ Put a picture on your credit card'rack your expenses - snd much more It's that simple. See for yourself, today. prr I I 4 ny nlvw u. In 3 .r, h non to pt rrmy ui yh C'ura tost I* e201 'lV.'I r tmg nk.NA Ab Nht ~ ~ 4 N ~ b FOK: rrnuegel 1/BELLS FARGO [I[asA Account Number Stat ment Billing P iod Page I o/2 Eliding in 6215 04/14/2015 to 65H4/20 t5 Balance Summary Pmvicus Balance- Paymenls - other credits ~ cash Advances ~ Purchases, Bawnce Transfers lt Other Charges Fees Charged Interest Cham d ~ New Betaine Total Creda Limit Cash Advance L mil Payment tnformation New Balance Mi mum Payment 0 eilimil Amount Total Amousl Due Paymenl Due Dale $3,884 98 $730.80 $0 00 30.00 3817 60 50.00 564.26 $4.036.03 $4 000 32,000 $4.03!L03 $10500 336.O3 8141.03 06/06/2015 24 Hour C sterner Service T1 Y lot Hearing/Speech Imps reit Outside ine uS CM Ccsem: Wells Fargo Onlinear 1-600 642 4720 Iuuxx4 I9 2265 1.925 625-7600 wesslsrgo corn Send General Inquiries Toi PO Box 10347 Des Moines IA, 50305-0347 Total Avwlsble C eds Av stable For Cash Advances Send Paymenls Toi PO 8 x Noe8, Los Ameles CA, 90030.0085 And you wig end up psyin9 an estimated tata! ol ... lt you rnahe no addidonsl charges using this card ana each month you pay ... You will pay off the New Bala ce shown on Ihrs slatemenl in about ... LalePaymenlWarning: gwedonolreceiveyourMinmumpaymenlbyos/ae/2015,yo ayhsv I p.yalale lee ploSN Minimum Paymenl Wsrnirrgi 6 you make only lhe minimum paymenl each pe rod you will pay more in inls est and it wa lake you longe to pay og your balance For exam le. Only lhe minimum payment $ 150 I 7 i/sa 4 3 years $9,590 $5,411 lsx nc I $4.17ili 6 you viculd Skemformatnn atmul 4 edit counse g se/vnes, eku to www usdol gcvlusl/ olbspcparccdelcc approved him or cas 3fairy.tssutg Wells Fargo Rewardstb Program Summary Rewards Balance as of: 04/30/2015 $ 13.47 The Rewards Balance is for Rewards ID 60004642076. This balance may be mclusive ol other contntluling Rewards accounts. For up to.date Rmvarih Be/ance informahon, or more ways lo earn and redeem your rewards, vwa MyWeiisFargonewsrds.corn or call 1-677.517.1356. Transactions Trans Post Re/eience Number Descr/p/ion Payments Credlfs Charges 04/14 04/14 04/16 04/16 04/30 Oe'30 05/08 05/OS 744553939OA85QN25 ONLlklE PAYMENT 7446539360A9250YO ONLINE PAYMENT 74465393TOA912OLV ONUNE PAYMENT 744e539420A9AOKAA ONUNE PAYMENT 250 80 180.00 20005 100 00 TOTAL PAY hlENTS FOR THIS PERIOD Purchases, Balance Transfers E Other Charges 5730.3I} 04/I 5 IN/1 5 owie o4ns 04/18 04/16 04/19 04/19 04/19 04/19 2459216NOOLVNWHF 2424/803BZXLLR47L 24492153/UHBSMR3H 24251373EWGN97WJJ 24692183DOOHSWGIN APL'TCHES COM/BILL 868-712.7753 CA NEKTER JUICE BAR SUNNYVAL SUNNYVALE CA LYFT RIDE WED I PM 8M-28O0278 CA SUSHI HEAVEN SARATOGA CA GROUPON INC 677-786.7858 IL 12 99 \ 1.90 13 49 49 33 30.00 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Con tinued Detach and mss with Account Number New Salaries hmrmum Paymenl Ovs sin l Anioiiiit Toml Amount D o PaymenlD 4 Dale check p yeule to Wells Fargo~ 6219 $4,03ft 03 $ 'I 05 00 S36 03 YKG 57 06/05/201 5 Amount En losed i[[i'lug/I billitnglliil[i [/F IN [ [if[fit[ Ipii lpn WELLS FARGO CARD SERVICES PO SOX 30086 LOS ANGE LE S CA 90030 0088 CHfUSTINE Y Kits t220 TASMAN DR SPC N5 SUNNYI/ALE CA 94089.24 I I 'F'Piggl'F'i'I'IHI 7')/I[Rid['[[ill'fit[/fly'flit i chmk here end s reverse lc address ena/cr phone n bw coneclnn IMPDIITAIdf INFDRMATfDNAeDUT YOUR ACCOUNT BBNn9M hl sum a . 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PuRc~nsbs, sALANca TRANsyaas 8 oTHER CHARGES FoR THis PLRioo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES IHTE REST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 8811.60 $0.08 64 25 0 00 $64.25 2015 Totals Year-to-Date TOTALFEESCHARGED 912015 TOTAL INTEREST CtlARGED IN 2015 $000 8223.19 Interest Charge Calculation Your Annual Percentage Rale (APR) 6 Ihe annua bte/est )ate an your accouoi Annual Percentage Rale IAPRIType ol Balance Balance Subject toInta/est Rat Daysin Bgling Cycle Inletesl Charge PURCHASES CASH ADVANCES 20.15 A unnntm 23,99/ ua//able $3 755.16 M I $64.25 $0.10 WELLS FARGO %ISA Ascounl Number Slalemenl Billing Period Pug/ 1ol2 Endin9 W M18 06/15/2015 tocs/12/2015 Balance Summary P/evious Bat* ce - Payments - othe Cmdru 4 Cash A4vances ~ P chases, Balance Tra tiers 8 Other Chargrn + Fees Charged ~ Interest Chargerl New Balance Tot Icre4/IL/mrl Cash Advanm Lima $4,036 03 8810.00 $0.00 SOOO M97 81 $0.00 380.06 $3,683 70 $4,000 $2,000 24 Hour Customer Se/urea, 7 1Y Irx Heanng/Speech Impaired: Outside iho US Call Cogecl- walls Fargo ors/neg, 1-800 642-4720 1-800-419.2265 I 925-825.7600 wsSsurgocom Total Availabls Dred/I Avelable For Cash Advances Surd General Inquiries To; PO Box 10347, Dss Mo nes IA. 50306 0347 $252 $252 $3,683 70 $97 00 07/08/2015 Payment Information Send Payments Toi PO Box 30086. Los A /gales CA, 90030 0088Minimum Paymenl Paymenl D o Date Late paymenl warning: If we do not mceive you lan/mum paynwnt by 07/06 zo15 you may have to pay a late les up lo $35 shnrmurn paymenl warning: 0 you nuke only uie m mum paym nl each pernd, you wrs pay more in nlerest anc I wdl lake ycu longer lo lmy og your balance For exam le'youmakenoaddrlionalchargesus g this card and each month you psy ... O 4y me minmum payment $137 You will pay oif the New Balance shown on this statement irr shout ... 18 years And you wrg end up paymg an slimated total ol $8,661 $4,938 IS v r. or $ 3,723) I you would I ko in ormation about sredu counee rng services, rater lo www usdoi gov/ust/eo/bepcpa/code/ra a pptoved him m call I Wells Fargo Rewards04 Program Summary Rewards Balance as ot: 05/31/2015 $2 I. 65 The Rewards Balance e for Rewards ID 6000464207S. This balance may be inclus/ve of other contnbuting Rewards accounts. For up-to-date Rewards Balance rnformslmn, or more ways to earn and redeorn your rewards. visit MyWegsFsrgoRewards.corn or csg 1.877-517.1358. Transactions 7 ans Post Rekrence Afuml er Descript on Payments 05/15 05/IS 05/25 05/25 05/30 05/30 06/06 06/08 74465394/OA9AZOIB T4465394JOASSKA08 74485394POA938X87 744S5394YOA926SOA ONVNE PAYMENT ONLINE PAYMENT ONLINE PAYMENT ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers S Other Charges 260 00 100 00 300.00 150 CO $810.00 Charges 05/I 7 05/I 7 05/17 05/17 05/Ir 05/17 05/18 05/18 05/22 05/22 05/23 05/23 05/29 05/29 24 492154AJ l489MO21 244921549JH84NT78 24692164900VJXISI 24492154AJH83FLDJ 240rt054GWMNSF2LL 241S4074G2LR7NK/FN 24492154MJHBA5438 DOOROASH COM 650 681-94/0 CA LYFT 'RIDE SUN 12AM 855-Z800278CA APL'TUNES COM/BILL 856-712.7753 CA LYFT 'RIDE SUN I 1 AM 855 260-0278 CA PHO HOA NOODLE SOUP - CUPERTINO CA TARGET OW01990 k4ANHATTAN BEA CA LYFT 'RIDE THU IOPM 855.280-0278 CA 26 35 775 12.99 22.61 9 88 72 86 15 11 NOTICE. SEE REVERSE BIDE FOR IMPORTANT INFORMATION ABOVT YOUR ACCOUNT "I r Conlmued 'aa9 Detach and mail wrlh Account Number New Balance Mrn/mum Psymenl Payment Due Dale check payable to Wells Fargo~ 6219 $3,683 70 $97 00 07ms/2015 YKG 57 Amovnl Enclosed; $ ,/. IIIIIIII'I'iiivvIII" lf"vlfflfihlin'Ill'In'i'I'Igllhltl WELLS FARGO CARD SERVICES PO BOX 300S8 LOS ANGELES CA 90mocces CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SVNNYYALE CA 94089-2411 I'I"Illlhfll'lfrifigllg'Irfflfllnnllf'llrlii" ifihili'i Check here end saa reverse for address and/or phon number cor ection INPUR'f ANT INFOR NATION ASUUT YGIJR ACCOUNT Slhnglb ht D mnw . Vvww 1 Iwe wel 'karl« ~ 1 WMNP I m ot v w. o 1 M 4 wwd NM lowe wy PGO S22D N il SN014122 h P Wmym y I I 1st Wh En NW M ay lffWIP I ldmg WQIJ ~ M «a iwn Ni n ltmd 0 iwiP nil«(8'w nscl'll '1 Nc ce n !Wold l « lcl . 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Trans Poet Reference Number Dmcr/pt/on Ciedi ts Charges Purchases, Balance Transfers Ik Other Charges 05/30 05/30 24492154NJHSf!OBTR LYF7 'R/DE FBI 12AM 855 2800278 CA 05OI 05/31 24492164PJH660EG2 LYFT 'RIDE SAT 3AM 855.2600278CA 06/01 OSOI 249064'14ROF5RKYV3 BBX'BIRCHBOX 24C 617-4877212 NY OMI4 05/04 24013394VOOBRKAHB OCHA TEA CAFE 5 RESTAU RAN MOUNTAIN VIEW CA 06414 06/04 24427334VLM8PF4HP MCDONALD'6 M6664 OF CA SUNNYVALE CA 0804 06/04 24610434V231T38VX DAVE 6 BUSTER'S S24 MILPITAS CA 06/05 06/05 24492154WJH86AG3W DOORDASH COM S50 681 9470CA OSOS 06/06 24492154XJH87LHPP DOORDASH.COM 650.881-9470 CA 05/07 05/07 24492154YJH8A2K5)l LYFT 'RIDE SAT IAM 855 280-0278 CA 06417 06/07 24493984Z5HW6ZYOJ BEVERAGES ll MORE //67 SUNNYVALE CA 06/08 06/05 2416407506DSSFMFC SAFEWAY STOREOtm11080 MOUNTAIN I/IEW CA 06/10 Os/le 24492155H/BESWSKD CITY SPORTS CLUB 800 600 2540 CA TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PE/IIOD Interest Charged INTERESTCHARGE CH PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERiOD 15.75 19 68 10.88 11 24 7 12 14.04 25 46 41.46 15 61 11 08 22 99 34 95 tasrdn 60.00 60.06 000 M0.05 Zot5 Totals Year-to-Cate TOTAL FEES CHARGED IN 2015 TOTALINTEREST CHARGEDIN 2015 SO 00 8263 25 Interest Charge Calculatron Your Aiinuel Percetilag Rate IAPR) 0 the annual interest rale on your sccciml ! Type of Balance Annual PercentageRate (APR) Balance Suble ct fo Inta eel Rate Days in Billing Cycle I latest Charge PURCHASES 2O 15M vmnble 33,7 200 I 29 CASH ADY AND ES 23.99'r. ra/mhle WELLS FARGO VltsA Account Numb Sfalemenl Sining Period 049e1 012 Ending in 621S 0 6/13/2016 lo 07/14/2016 Balance Summary p edous Balanco - Pnrineilts - Other Credits + Cash Advsrees Purchases, Balance Tra wlers 4 Other Charges Fees charg d Interest Charged New Bat »e $3 883 70 SSWI.IS $000 $0.00 $967.10 50.00 $66.13 $4,059.83 24.Hom Cusiomer Service. TTY for Hearmg/Speech Impnred Oulmle Ihe US CaS Cosset W Ils Fargo Cmlnea 1.80O842-4720 1-800-41S.2265 1.025-825-7600 wegsfa go corn Send General fnqu ies To: PO Box 10347 Des Miw es IA. 5030&0347 Total C cdii Limit Cash Atfvancx Uml $4,000 Totd Available Credit $2,000 Avnlaue For Cash Advances SO $0 $4,059 83 6 109.00 $59,83 816883 00/08/201 5 Payment Information New Balance 8 nd Paymenls To. PO Box 30086, Los Angeles CA 900300088 Ovetlimit Amounl TolslamounlDue Peyiiwnl Due Dati Late Payment Warning: 6 we do noi receive your hiinimum Paymsnl by OSNS/2015, you may have to pay 4 tale lee up lo $35. Minimum Psymenl Warning i If you make mdy Ew mnimum payment each pared, you m0 pay mow a interest snd il will lake you longw lo pay olf yow be ance. For ex m le If you make no addilronal charges using this card and tach monlh you pay . Only the m nmunl pay enl $151 Y u will pay off Ihe New Balance shown on this statement in abovl 17 years 3 yaws And you ig end up paying an estimaled total oi $9.656 $5,442 (6:exoi$4214 6 you would like iniormalen about crod I counsa eg servees. rs ar lo www trsdoi gov/usl/so/bapepx/cede/cc approved htm or cell 1.677-285.2108. important Information YOUR BALANCE EXCEEDS YOUR CREDrr LfknT CALL 1.800-545 0583OR VISIT WELL 5 FARGO COM TO MAKE 4 PAYMENT. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. "'NEW ONLINE AGREEMENT""'E'E UPDATED OUR ONLINE ACCESS AGREElvlENT TO SEE WHAT HAS CHANGED. PLEASE VISIT WELLSFARGO COM/ONLINEUPDATES Wells Fargo Rewardsi Program Summary Relvards Balance as ot: 06/30/2015 $0. 63 The Rewards Balance is for Rewards ID 60004642078. This baiaree may be inclusive of olher contrtbuimg Rewards accounts, For up-to-date Rewards Balsree information, or more ways lo earn and redeem your rewards, vish MyWeifsFargoRewards corn or call I.877-517-1356. 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Tr ns Post payments 07/I 3 07.'I 3 07/13 07/13 R terence Numlisr 7446539630AST9H9N 7448539630A8796H7 Descripriwi ONLINE PAYMFNT ONLINE PAYMENT Credit 50 00 35 18 Charges TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 3869.18 08/I I Os st 3 06/12 0&'13 06/I 2 06!13 06/I 3 Oli/13 06!13 06/I 3 OS/15 06/15 06/I 5 08/15 08/I 9 0&'19 06/19 08/19 06/19 06/19 06/19 08/19 06/20 06/20 08/21 06/21 06/21 06/21 06/22 08/22 08/25 06/25 06/25 06/25 06/25 06/25 08/28 06/28 06728 06/2S Oynf 07/01 07SI2 07/02 07sn 07/03 07$4 07/04 OTXN Orms 07/04 07/04 07/05 07/05 07315 07%5 07ms 07m5 07/06 07m6 07/07 07/07 07/10 07HO 07/10 07/10 0//10 07/10 OTH I 07/1 I 07/12 07/12 07/12 07H2 07/I 3 07/13 2449398538AINMG&NS 247651 855WGNA06HM 24a9396536160JDIQ 244921555JH82KSWJ 2469218540OPS75V3 244921556JH89897H 24493965760HFQN63 24765795Q2PA9YI/52 24445003800EIY26Z 24492155BJH83EBYY 24492iS5860T44AB2 24492155BJH86PLMM 24492165QMHBINFJJ 24610435Q231YF919 24431065ESSPOHHIH 24492155HJH8677DP 24493985HSHW9293K 24610435G231TJZW2 24492155KHJSF6BZR 24692165KOOIAB30A 24906415NOFW/MBEX 24610435R231VPKKli 24492155RJH68RZRJ 24231685STQ5FM3TZ 24431065SRQEB392X 24792825SEB4J3KXF 240710 5VWPBFJI86 2449396598APQ/QMN 24692165SOOBLHVB2 241225!f5W2PDNXFQH 24692165W006PK7N4 2416407608DSWM3TP 244310660886NAAET 24492155ZVBE5W2ES 246921660008R4J7D 244939682818RE4R8 24493S66281EMDKLT 24224436230VLXOGB VAPEAFFAIR SANT*CLARA GA SUPER TGI, INC SAN JOSE CA PIIO MAI SAN JOSE CA LYFT 'RIDE SAT IAM 655-28002/BOA APL'TUNES COM/BILL 855-712 7753 GA LYFT 'RIDE SAT 11PM 855-280.0278 CA MOUNTAIN MIKES PIZZA MOUNTAIN VIEW CA MILLBRAE MARKET li GASOLN MILLSRAE CA BOSTON MARKET 1128 SAN JOSE CA DOORDASH COM 650-881-S470CA BART MILLBRAE STAT QPS 5104648979 CA SP 'DAPT ADVANCERS ADAPTADVANCER CA BQ 'VAPE AFFAIR SANTA CLARA CA DAVE & BUSTER'S 324 MILPITAS CA CHIPOTLE 1561 SAN JOSE CA LYFT 'RIDE WED 9PM 855 280-0278 CA BEVERAGES 8 MORE slos SAN JOSE CA DAVE Il BUSTER'S 824 MILPITAS CA UBER f166.576-1039 CA CALIFORNIA PIZZA i 56 SANTA CLARA CA BBX'BIRCHBOX INC 877-4877272 NY DAVE & BUSTERS 24 POWERGA MILPITAS CA DOORDASH COM 650 681-9470 CA 0049 FOREVER 21 SAN JOSE CA PANDA EXPRESS a638 SAN JOSE CA VICTORIA'S SECRET 0151 SAN JOSE CA KING NOODLE SANTA CLARA CA PIEOLOGYS6005SAN JOSE GA FISHERMAhrS GALLEY SANTA CRUZ CA CHACHASUSHI INC SAN JOSE CA APL'TUNES.COIJ/BILL 85S-712 7753 CA SAFEWAY STORE 00018796 MILPITAS CA QUAN NEM NINH HOA LLC SACRAMENTO CA CITY SPORTS CLUB 800 600-2540 CA FATBURGER 023 STATELINE NV CAMP RICHelARINA SO LAKE TAHOE CA CAMP RICH-MARINA SO LAKE TAHOE CA BURGER LOUNGE 9 LAKE TAHOE CA 34.68 20 55 18.57 II 62 12 99 17 23 10.65 762 10 io 19 22 9 60 /09 64 76.11 4596 7 29 16 10 20 10 29 85 14 52 21.66 10 88 27.00 36 93 41 28 7 83 29.38 13 50 6 65 15 01 33 59 099 74.14 61 04 34.95 '1607 25.00 242 14 28 TOTAL PURCHASES, BALAhlCE TRANSFERS Ih OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 1387.18 39.00 88 13 0 00 56IL13 ZD35 Totals Year-to-Oats TOTAL FEES GHARGED N 2015 TOTAL INT Eat gT CHARGED IN 2015 $0 00 $351 38 interest Charge Calculation Your Annual percentage Rale lAPRl is Ihe annual interest rate on your account Type ot Balance Annual PercentageRate lAPR) Balallce subje I to Inferesl Rate I lerest Charge PURCHASES 20 15'8 amble $3 857.05 32 $68.13 CASH ADVANCES 23 38th venable $000 32 $0 00 WELLS FARGO VlSA Ac ount Nunibsr Slatemerd Billing Period Page I of 2 Ending in $219 07/tsitO16 to OS»4/2016 Balance Summary Previous Balance - Paymenw - Other c/edits + Cash Advances ~ Purchases, Balance T s sfers 8 Orlw Charges Fees Chatged Interest Charged 5!ew Sale ce Torsi Cnxlil Until Cash Advance Limt $4 059 83 8698.83 $0 00 $69 38 $313 52 $20.00 $85.29 $3 829 19 54,000 $2,000 24 Hour Cuslonisl Seiv e. 1 TY for Heanng/Speech Impabed. Outside tho US Csl Cosech Wasx FQ/go Gill/nag", I 800.642-4720 1-800 419 2285 1-925-825 7600 wQsafaigo corri Total Available Credit Availsbls For Cash Advances Send General Inqiiirfes Toi PO Box 10347 Des Momes IA 50306.0347 $170 3170 Payment Information Nsw Balaiice $3829 19 Send Paymenm To: PO Box 30066, Los Angeles CA S0030-OOS6 Paymest D e Dale 09/08/201 5 Late payment warnlngi 8 we do not sceive you Mrnimum payrrwnt by 09/05/2015, yo may have lo pay slate lee «p to $35. Minimumpaymentwaming: uyaumak onlylhem nnumpsymonleachpuud.youwapaymareinmleresland twgtakeyoulongertopayodyour balance. F exam le: Eyo makenoadditionalehargesusmg this sard and each month you pay ... Only Ihe mmimu payment $ 143 You wig pny off the Nsw Balance show/I on lhi slalemenf in about -. t6 ysa s 3 years And you w/9 end up paying an esllmaled tolal ol. $9,043 35,140 i5 oi or $3,903) II you wo Id ll o niormaton about cred I counse ng soivices, refer lo www usdol gov/ust/co/bapc pa/cede/cc I pproved him or call 1877-286-210$ Waifs Fargo Rewardsnt Program Summary Rewards Balance as ol: 07/31/2015 $ 10.33 The Rewards Balance is far Rewards ID 60004642078. This balance may be inclusive of other contnbuling Rewards accounts. For up-to-date Rewatds Balance infoimation, or mare ways to earn and redeem your reivards, vied MyWellsFargoReviards.corn or call 1.877 517-1358. Transactions trails Posf Payments 07/15 07/15 OTR3 OII23 060 1 08/O'I 08/02 OIN2 Rehrence Nunihsr 7446539640A8ZPW5Q 7446mmDOA8SKEWT 74485396NOA9EQBEX 74465396POATSJTRN Descript/a OHLWE PAYMENT ONLINE PAYMENT ONLINE PAYMENT ONLINE ACH PAYMENT - THANK YOU Credgs I M!.83 80 00 25000 200.00 Chars s TOTAL PAYMENTS FOR THIS PERIOD Cash Advances $ 69 S.83 00/I 2 H 86WV OVERDRAFTTO TOTAL CASH ADVANCES FOR THIS PERIOD 69 38 $65.35 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Q i 'o lnued Detach and mail with check payable lo Wells Account Number Now Balance M nsuum Payment PaymoitD eDale Fargo~ 6219 $3,829.19 5124 00 09/tm/2015 YKG 57 Amount Enclosed 5 " i ilb i ii 'i)if lpbiiill»bi»ui'lliil»'ll»i llil'lil WELLS FARGO CARD SERVICE6 PO BOX 30056 LOS ANGELES CA 90030-0086 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089.24\1 Ill»nl,lilnfrltfllilllifnfll'Ilillnit,llitllitii»ifulf,tr Clwck hare aed see reve so for addrms and/or phone number cormetron IMP DR TAN T I H FOR IOA T)DH ABOUT YOUR ACCOUNT Bslt 9th hiss Dmr . 4 hm y kml 5 1 yo IA p dpuw p mmm PD 6 522 D 4 AHNDsaetr w ~l k I m 4 ~ w~d. I 4 WN E ww Y Dywuy Aolhk Ad W WM 0 ~ 1*a I Ol 0 D I P Nty 4 my aa i W«IOnko C ).p W Wfdmmsm 1hi dot 4 P OWW d W OWF. tm vwd E I lywbk p t 4 ~ we wmpl I INNPI 4 w 11 N Yo rm 4 Dl'yuedm F. 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L I wwl '«NWA weeaw* DIDP5596-5 ~ 5491DD15 NR 5VAOF WSNAHA W SN tiwt T Wd def el ChanBeofActdressFo m - VYM ado Mtdsng*d p ueyoum pimnae aa their se roculcto wr aloha A mmnaw ante oe eko I Acd pl wvlat s cha Ayiw adm chws eyovhae wm ahonl.pt edith lot* ~ c lkmw iccnmu ih fonlwtm N I ment Fo muiarfodeCemb)odeD)mccion-5 drsccu I Ddda..p cense u Arse 8 pm dmo A g wwm 4 scots mrmodny MANOAD stwwanow pmfee dm I wcow~peawwwtdawwm 5 41 ep sww.adl b Aww d m~ucl I Nhee cte o 1 Nd dcC 10, WELLS FARGO VISA A count Numbe* Statem nl Bilbng Period Page 2 of 2 Ending in 6213 07/16/Zola lo 08/14/2016 Transactions (Continued...) rrans Post Re/stance Nuarher Cess/IPflot C/ed/Is Charges purchases, Balance Transfers ft Other Charges 07/18 07/16 07/17 07/17 07/26 07/26 07/27 07/27 07/27 Oyn7 08/Ot 08tH 0804 08/04 08/05 OSIOS 08/I 0 08/I 0 08/I 2 08/12 Ql/13 06/13 Defi 3 08/13 2459216650DB6HZYL 2449215&SJH837YI/T 2469216&FODBNEKLA 24431066G2MBTK9ZY 24690516H05KI2BEE 24905416MOGKOAKSP 24013395TODD8XEJS 24692166T0325J148 24492156YI/BETG3QH 24690517105K15JZV 240460372000M2RBX 246921STIDOW/5169 APL'TUNES COM/BILL 866 712-7753 CA LYFT 'RIDE THU IOPM 855-2804278CA THE OLD WAGON SALOON & BAN JOSE CA TATAba BUFFET CUPERTINO CA IJOUNTAIN VIEW COAST MT VIEW CA BBX'BIRCHBOX INC 877-4877272 NY ROOTS & RYE SAN JOSE CA APL'TUNES COIMnLL 866-7'12-7753 CA CITYSPORTS CLUB 8005002540CA MOUNTAIN VIEW COAST MT I/IEW CA CHEVROKI 00095700 CUPERTINO CA APL'TUNES COM/BILL 866.712-7753 CA 12 W 2940 35 28 60 22 21 99 1086 47 70 1.99 34 95 44 13 11 00 12 99 TOTAL PURCHASES, BALANCE TRANSFERS & OTHER CHARGES FOR THIS PERIOD 3313.52 Fees Charged 08/12 08/12 OVERDRAFT PROTECTION FEE 20 00 TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CNARGE ON CA6H ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 320.4D 65 16 013 386.19 ZBTB Totals Year-to-Date TOTAL FEES CHARGED IN 2D15 TOTAL INTEREST CHARGED IN 2015 52000 3416.07 interest Charge Calculation Your An «st Percentage Rale lAPRi is the annual wterest rale on yo account Type of Balance PURCHASES CASH ADVANCES An/tuel Percealage Rate iAPRl 2015% wiable 23M'/ uiable Bal nce Sub/cct to Interest R te Daysin Bf bing ~ Interest Charge Cycle 565 W 31 3000 OVERDRAFT ADVANCE 23 99W variable 35 7t 31 so 13 WELLS FARGO VISA Accovnt NumtSlatemenl Biging Period Page I of 2 Balance Summary Previous Balance - Paynienl - Giber Ciedns Casli Advances ~ Purchases, Bounce T unior s 5 Other Charges ~ Fees Charged 4 Inleiesl Charged = New Balance Total Credit Uniil Cash Adv nm Limit $3 829 19 $137 00 $000 $25 00 $176.34 $ 12.50 $64.51 $397054 $4,000 $2,000 Ending in 8219 00/15/2015 to 09/13/2015 24-Hou Cualomer Swvwe TTY for Hearing/Speech Impwred Quisus Ihe US Call Cosset Wells Fargo Onluwe. 1-800 042-4720 1«ND419-2265 1-925-825 7600 welfsfargo corn Total Avs fable Credit A a4able For Cash Advances Send General Inq des To: PO Box 10347 Des kiowas IA, 50306-0347 $29 $29 Payment Information New Balance $3 970 54 Send Paymanls To: PO 6ox 30080, tos A galas CA, 90030 0086Miisiix/rii P ymonl paymenr ihm oaw I 0/08/201 5 Laic paymenl warning: If wo do not receive your Minwum payment by 10/03/2015, you may have lo pay 4 late lee up to $36 Minimum paym nl Warning: if you ma'ke only Ihs mn um payment each pwiod you wsl pay more in nterosl and itwsl take you longer ro pay os your balance. For exam le u you make no addilional charges usinq this card ndeachmonlhyoupay... Only Ihe m vm payment You will pay off the New Balance shown on this statemenl ln about ... Is years 3 years And you wig end up paying an estimated total of ... $9 427 $5,330 (Sa»cioi$4,097) If yeu would B e iriformakon sboui cmdit counss ng sorvicea, refo lowe« usdosgoviusliaolbapcpaiccdeicc approved Jilni 4 call 21N1677- .2108 Wells Fargo RewardsO Program Summary Rewards Balance as of: CS/31/2015 $13.46 The Rewards Balance is ior Rewards ID 6000464207S. This balance may be inrdusrve ol other contributing Rewards accounts. For up-to.date Rewa/ds Balance informadon, or more ways to earn and redeem your rewards, vise MyWsgsFargcRewards.corn or call 1.877-517-1358. Transactions Trans Post Payments 05/22 08'22 08/25 08/25 Reference Nvmcer 7446539780A97O0WC 74465307EOASKNG84 Descripr/on ONLINE PAYMENT ONLINE PAYMENT Credif* 9000 47 00 Ch rges TOTAL PAYMENTS FOR THIS PERIOD Cash Advances $ 13 7.80 09/I 0 4 6 7Y L231 OVERDRAFT TO 25 00 TOTAI. CASH ADVANCES FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges $25.$0 08/14 08/15 08/18 08/IS 08/22 08/22 08122 08/22 2416407732LR7R2RS TARGET 00003230 CUPERTINO CA 24055237/55WZBYW3 STRAITS SANTANAROWSAN JOSE CA 2469216/A00ABZ4P6 GROUPON INC 877-788 7858 IL 24692167AOOABZ4TH GROUPON INC 877.7$!-7858 IL 38 69 16.05 35 00 35.00 NOTICE'EE REVERSE SIDE FOR IMPORTANT INFORMATKIN ABOUT YOUR ACCOUNT Conbnued Dotach and mail w Ik Account Number Nmv Balance Minimum Paymonl Paymenl Due Date check payabla Io Wegs Fargo~ 6219 $3970 54 $117.00 10 08/201 5 YKG 57 Amount Enclosed g Fl»dli»'I If»lfllll«ff'fI illl»ll"i II/lf«I'»lift h WELLS FARGO CARD SERVICE5 PO BOK 30086 LOS ANGELES CA 90030.0086 CHRI5TINE Y KIM 1220 TA5MAN DR SPC 305 SUNNYVALE CA 94089-2411 rl h t«df"flit /I/If'I'if/ l )ifl«thv»rl'I«I tl«fl I tt Ches'k h e and see ro eras for address and/or phone nwnber correction IMPORTANT INFORMATION ABOUT YOUR ACCOUNt 8 ging m htisu o 1& mwci ct . w) ~)'kh 1 p mw II 5 sco" Np bbN.POC 522.D M A 061&522m ~ m y COMA ~l Wint bd E Pl 1 ymir 9C.wi 1 Na n lm q~ eamta v w»~ i m wto«i.wm w »1 6 dae I m*te 1 14 d D Wh 6 E 4» byy 8 N m wv ~ 6 n 1 Cant I aw WC&Islet&E ~ W Nmm.m&l In A dl w p 6ym In P I II 0 F Wli' elacmq I hi 4 dil &Nl h inm dEC ~ 'll la h d 5 OP yy «dbam CN'yfimy( P Cled 8 I p relay 4 lp cu, F e 11 I lh pk N.youve H wm w w &lib i il Cw*b 'oeecei ecaewm w a dn I Emwpmmc d c 4pmh» 1 ~ yw* I ha muw Ipw&6 I p m I m cd 18») h 8 8 If 6 «Sp pw bai y I «8 pwi c wm& we Colm& Is I m pl w wp cw p» w I im I ~ pwha * di &&iuioe eoewioty akd e &inc&a t wd ~ u 6 enwi dam»c cem 6 Hw 4 . 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BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD 3176 34 Fees Charged 09/10 09/10 OVERDRAFT PROTECTION FEE 12 50 TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 312ae 63 15 1.36 184.61 20t 5 Totals Year-to-Date TOTAL FEES CHARGED IN 2015 TOTAL INTEREST CHARGED IN 2015 332 50 '3481.1$ Interest Charge Calculation Your Annual Percentage R te UIPFt) rs the ann/mt ~rlwesl rale on your account. Type ot Balance Annual PercentageRale IAPRI Balanc Subjem to . 7Da sin Bigln Interest ChargeInterest Rale gCyafs PURCHASES CASH ADVANCES 20 157. Ymiame 23 99/. va ble 83,813 30 853.15 30 00 OVERDRAFTADVANCE 23.991k ranaam 369 43 30 Wells Fargo News 61st on top of your rrwnsy. Manage your monthly spending onkne wrlh My Spending Report, the easy way lo track yow spwtdntg an you Wells Fargo accots Is Compo e your spenrsng month by month er rm iew up lo Ihrse months el a Irma. Irs sh ln yom control a d an easy way lo amk wlwre your money goes. WELLS FARGO VISA Account NumberSfalemest Billtng Period Page I of 3 Endmg in 82 HI 08/14/2015 lo 10/14/2016 Balance Summary P evious Balance - Payments - Other C ~ + Cash Advances Purchases, Balance Ttemfe s S Olhw Charges Fees Charged + Interest Charged New Balanm $3,970 54 $500 00 $31 00 $000 5414.78 $0.00 365.32 $3.919 64 24-Hour Customer Senrbw TT Y for Hemmg/Speech Impw od. Oulsido Ihe US Call Cosect Wells Fargo Onlinebr 1.800-642-4720 1.800.419.2265 1-925-825 7600 wellsfa gc corn Send General lnuuiries To. PO Box 10347, Das Mornss IA, 50306 0347 Total Credit Limit $5.500 Tolel Avwleble C eCrl $ 1,657 Payment Information New Bnlwee $391964 8 nd Paymenla To: Mrn mum Paymenl $10500 PO Box 300m!, Los Angeles CA,90030.0086 Payment Due Dale I Isle/201 6 Laic Payment Warningt ll we do not receive yow Nnimum payment by 11/08/2015, you may have lo psy n late fes up to $35. Minimum Payme I Warning/ lf'ou make only the mirwnum paymanl each pared, you tv Ill pay more in tnleres lend it vali take you longe lo pay os your balance For exam H you make no adCrflonal charges using thi* ardandeachmonthynupay ... Only Iho mninum payment 8146 You will pay oft the New Balance shown on this statemsnl In about 2O years 3 yon/1 And you wrll end «p paying an e*trmatad intel of ... S9,638 $5,255 (S» ex of 5 ~,383) 0 you would ike mlmmslnn shout wedil counse ug swwces refer to wvnv usdoj gm lust/ea/bapcpa/cede/c app/ovedatm or call 05I.SW.TSS.M Important information CONGRATULATIONS YOUR CREDIT LIMIT HAS BEEN INCREASED TO $5 500, NOW YOU HAVE MORE PURCHASING POWER AND ITS AVAILABLE IMMEDIA1ELY IF YOU HAVE ANY QUESTIONS PLEASE CALL US AT14XXF6424720 Wells Fargo RowardsO Program Summary Rewards Balance as of: Og/30/201 5 $ 15.23 The Rewards Balance is for Rewards ID 80004642078. The balance may bs inclusive of other contnbulrng Rewards accounts. For up-lo.dale Rewards Balance information, or more ways lo earn and redeem your rewards, vied MyWellsFargoRewards.corn or call 1-877-517-1358. Transactions Trans Peal Payments 09/f6 OW16 OW30 09/30 Re/erence Number 7 4 46539640A93E WVY 74465398JOA90JJ7D Descript o/I ONLINE PAYMENT ONLINE PAYMENT Credrfs 200 00 30000 Dna»pea TOTAL PAYMENTS FOR THIS PERIOD Other Credits 10/03 10/03 74692168LOOOZHSFZ GROUPON INC TOTAL OTHER CREDITS FOR THiS PERIOD 977-768 7858IL $500.90 31 00 M1.00 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOU/IT :r » '( Contmved Detach end mail r/ith che k Accourrl Number New Sdance Mm rn Paymenl Payment Due Date payable to Wells Fargo~ 6219 53 9'I9 84 $105 03 I ram/2315 YKG 4 An ounl E/rdosed 'nlni»i'il f'nlf ltlnff"'Infflr "ffff"ntfflntff'm) WELLS FARGO CARD SERVICES PO BOX 30086 LOS ANGELES CA90000 0086 CHRISTINE 7 KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089.2411 f IIIIlhfvfflrl" II/II'PllnnfI»lit'IIIII'I'lrlrflnll III Check here and see reverse for address and/or phone number conecrron tW PORT AN I INFORWATIDN ABOUT YOUR A CCDU NT Mllingllwhwgunlas . ~ OH I 14 mw( 'B -L«rrc ~ w Mw y fw, I aptte MP8po n ~ 5FI n hko LRM'dfawpf Lvwwl I y ul ~ 5Dnw ~ h I I h wk I I w w «(whew I I 8 ww I M (w IHI la . 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Trans Post Refers/Ice Nunlner Descr/pr/on Credas cnarges Purchases, Balance Transfers fk Other Charges 09/19 09/19 2449215$!JHBBSRP6 09/25 09/25 24492158DJIIBSZSNK 09/26 09/26 240'l3398EOZG4KX2G 09/27 09/27 24164078FZLR7JD42 09/28 09/28 24492158FJHBAQDD7 10/01 lo/01 24906418/OJOSBIBT 10/03 'foal3 2469051SM05KIC9MT 10/03 1003 24692188LOOOYV5JA IO/03 IOXB 2469216SLOOOYVSWL 10/05 IOCS 24316058PFYVNL9KZ 10/01 lomr 2425477BRBODFF892 10/07 tom7 24625128TD583DXLH 10/10 10/10 2443108BW6IKLQXM3 10/IZ 10/12 24S92168XOOJJ59K2 TOTAL PURCHASES, BALANCE TRA LYFT 'RIDE SAT IAM 855-280.02/8 CA LYFT 'RIDE FBI IOPMLYFT.lutE CA IDEAL BAR It GRILL SANTA CRUZ CA TARCET 00003238CUPERTINO CA LYFT 'RIDE SUN 1AM LYFT,ME CA BBX'BIRCHSOX INC 877-4871272 NY MOUNTAIN VIEW COAST MT VIEW CA CROUPON INC 677-188 7SSS IL GROIIPON INC 877-788-7858 IL SHELL OIL 57444213102 MOUNTAIN VIEW CA BBCITYPARKBEASTSASAN JOSE CA CHEVRON 00359810 SUNNYVALE CA PURPLE KOW SAN JOSE CA SEPHORACOM 677-SEPHORA CA NSFERS 8 OTHER CHARGES FOR THIS PERIOD 14.59 6.63 31.00 102 33 11 80 10.88 10.71 31.00 62.00 6.78 15 00 9 76 13 '12 89 IS 34 14.78 Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGEON PURCHASES INTERESTCHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $0.00 65.32 0.00 365.32 2015 Totals Year-to-Date TOTAL FEES CHARGED IN 2015 TOTAL INTEREST CHARGED IN 2015 $32 50 $546 50 Interest Charge Calculation Your Annual Percent ge Rate IAPRI Type ol Balance is the o «af interest rale on your account AnnualPercenlage Rale (APRI Balance Sublecl lo Interest R te Dn'rs rn Billing ~ lntere I Charge Cycle r PURCHASES CASH ADVANCES I 20 15/ varuble $3,617 49 31 31 $55 32 $0.00 Wells Fargo News Help ovoid late fees. Set up your monthly bss for automaac paymenl uskrg your Woes Fargo Crea/i Card visit ueibfergocomnvedilpay and click the wale Fargo vrsaecerdholders link Thon choose your merchants for automatic btfrng lt is sknpu, and helps you avoid late paymenls and late iees. Condnum C HEI sTINE y HIM For Account Endfng In 6213 Page 3 ol 3 WellS FargO BeWCtrdSe r Simple. Flexible. Yours VcLl now. A more rewarding experience online Completely redesigned and packed with great new features, the new Wells Fargo Rewards site makes it even easier to make the most of your rewards.' Made for mobile - browse from your smartphone or tablet ~ New tl'avel and explore map - see how far your rewards can take you ~ Wish list - track your progress toward the items you want most* ~ Earn More Mallc feature - shop at some of your favorite retailers online and in-store to earn bonus rewards on virtually every dollar you spend Experience it yourself today at MyWellsFargoaewards.corn 'Ae ewwd sulu&st to 'labrhtywuf w gs fargo I m 1st rruo pn Mws msy mtlm, &hange. moat«spa&du rewed it mtorut «&orch,l gelheamountofrew dscurrcncywqwrcdtorwle mfor reward lanylmle f y troll,walla&&loot&a. '3 ards gewa d pobrts, call ards.o chats m appacable) ares awd on net pa &Items tp u&l ams rewmsf &radar)wdy c«nasrpwrh~ranmtntmdonolem «ds Nmms the welhpc g Ife war lww mfermsa d Condu sforfunfhwd t a. 'I'alcpmngnurhaatsofthef Morealoltfewur&cmtrollh tatabtyoftheofferssho mg usswardsWI beearned on t pa ch ser ip doses mr I ns/peda ) hen usn g y w Weir fa g Gechl Card fo qualdymg lo s pm&fr 5 at pot prong retule huatmtso pw entca df qud lying p &h std enhnllhe hum the Ear&rafa OAI 3 featw 02n15ul 6 fargog 2,NA.A3 lghr &sotted ECC IX9212 WELLS FARGO YISA Account NumberStatement Bilbng Period Page I ol 3 Ending in 8219 ION srZOIS ro IUITGOIS Balance Summary Pmvious Balance - Paymenis - Other Ctedils Cash Ad/is/icos ~ Purchases, Bdance T anslers 6 otliar Cha/gec Fees Charged ~ fnte/est Charged New Balance $3 919.S4 $49D 00 $76 88 $25 00 $719 39 M 2.50 $67.32 $4,176 99 24 Hour Cueioiiwr Sevres TTY for Heann0/Speech Impaired, Oulsidolh USCaScollect Wolh Fargo Onhiee I-Bctr642-4720 \-800 41C 2265 1-925 82 5-7600 wellsfargo rom Send Genetat Inquiries Toi PO Box 10347, Des Mcinns IA 50306-0347 Total crad I I.mu $5,500 Total Availabl* CieC/t $1,277 Payment Information New Belsnc $417899 sendP ymentsTo: PO Box 51193 Lor Angeles CA 90051.8493Minimum P yrnenl Paymenl Due Date 17/08/2015 Late Peymen( Warning; s e do not recewe your I linimum payment by 12418/2015 yo may have to psy a late fee up lo $35 Minimum Payment Warniag; 5 ycu nake only Iha mnimum paymenl each period. you will pay mme in inlere I and it will take you longer to pay off your balance For exam le. lf you make no additional charges using Ibis card and each month you pay Oniy the minimum psymeni $ 156 You wgl pay oltthe Ne Balance shown on ili\stalementin bout... 21 yes/6 3 V eels And you will end Irp paymg an eslimsled total ot ... 510 313 55 602 lse uxol64711I lt you would leis inform*ho ebaut cree/I cou se iixg sarv ress, refer lo www u sdoj govlusl/eo/ha pope/cede/ec approved him w call 1477 285-2108, Wells Fargo Rewardstb Program Summary Rewards Balance as olI'0/31/2015 $ 19 08 The Flewards Balance e for Rewards ID 60004642078. The balance may be inclusive of other contributmg Rewards accounts. For up-to date Rewards Salance information, or more ways to eam and redeem your rewards, vis I MyWegsFsrgoRewards.corn or call 1-877-517-1358. Transactions yien* Post Payments 10/15 10/15 I I44 11/04 Re/erence 4/u ber 7448539910ABSR4XS 74 465399lvlOABWBWBO D sc//pr/c/I ONLINE PAYMENT ONLINE PAYMENT Dred/L 150.00 340 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Other Credits $498.98 11/01 fixit I I/08 I I/06 1106 11/08 I IAIB 11/06 11415 11/06 11/08 IIAS 74692189HOOXLQQ17 74164079P2LRQ5TYN 74184moP2LRQ5TYY 74164079P2LRQSTY4 74184079PZLRQ5TZ6 74492159TJHSBPPWW GROUPON INC 877.780.7658 IL TARGET 00328308SANTACLARA CA TARGET 00028308 SANTA CLARA CA TARGET 00028308 SANTA CLARA CA TARGET 00028308 SANTA CLARA CA LYFT 'RIDE FRI 9PM 8552800278 CA 62.33 I 00 380 2 03 I 06 6 55 TOTAL OTHER CREDITS FOR THIS PERIOD $76.26 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOI/R ACCOUNT ~ ( 'i "x i Co tmued Detach end mm nilh chech payable to Wells F rgo Accatiiif Number Nim Bshvioe Mtnmum Paymenl Paymest Due Date ~ 6219 $4 176.99 $ 12200 12/08/201 5 A/baunt Enciosed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089 2411 [Ilf'I»I'I li»l»fl'll'lfi'I'I'P»h Id»i Illfhiihl'i'»i WELLS FARGO CARD SERVICES PO BOX 61 193 LOS ANGELES CA!N051-5493 rtfI»I IIIIII»EI»I»I'I""li'I IIII»IIIIII'IIII'flit/Ill Check here md see reverse kv address and/ phone numb» orrecten. IMPORTANT INFOR )AA T ION ABOI! T YOUR ACCOUNT NEII9R we sum sna ~ bu y ba m(el Bkch df wlu . 54 mw I fw Icc* pPDS 5)bw*lh lASO)WWttv 4 Wh P I h WWNN Il I I OD W kh P d'f4 T 5 *015 I d 9 Ih ~ Nbd ff I 4hOJN NGI IN Pt I du« I Fut y 'ka1 ( 'w '4tco)f 4 Ih Idk 5 'I Y 5 ' 'A 484 I wwl 0 &«Ear« D ~ Neat. «Od«er ~bm E ~ 4 ~ W ~lfs 4 ~Nt y Yo 5 h IJPJY«fw INOE I I ' & Glut «cl Olwep I . IW(50 1 sh I . 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Annual Percentage Rate (APR) Balan e Subiecl lo Interest Rale Days m Billing Cycle Interest Charge PURCHASES CASH ADVANCES I OVERDRAFT ADVANCE 20.1 5'/, venable 23,99N venable 239944 ofiatm $4 081.59 30 $333 SO.OO I 3O $67,20 $006 Wells Fargo News Help avoid late lees Sel up your monthly bills for *utomaIc pay/ enl usmg your Wells Fa go Grec/i Card. lk*rt nehsfargo.c nvcrednpay and cgck Ihe wegs Fargo v»ae cmdh»dms lmk. Then choo*a ymn merchants ior aulcmal btfko. 9» simpk: and helps yo avoid late payments and late tees. mr Conlrnued CHRIS TINE Y SIIM For Account Endive In 3219 Page 3 cl 3 Congratulations on moving up Recently we sent you a letter letting you know that you have been upgraded to the Wells Fargo Visa Platinum Card, Congratulations! To help you manage yuur accnunt we ivant to make sure you are aware of the wide array nf convenii.nt and s&mple tools to help ynu efficiently inanage yi&ui caro. Visit wellsfargo.corn/credit-cards/features/ to learn more about: ~ Alerts . Sign up for Alerts io help i'ei you knovi when you'c near your cred'I l Inst, wl'len a payrilenI Iv due, anil piorp. ~ Paperless Statements - Go paiwrlass:i:t's conv.,nicnt and secure, :I red uiws cl ut tei, and, binr of a ll, it's free! Sign up tixlay at wellsfargo corn/ turnoffpaper ~ Credit Education Tools - ( et accms t,&!ice credit education tools davis red to he! I& you leam lew io v&nrinus to hu &ld a: id mana&go n so! Id crea it h is ti t y a[ wellsfargo.corn/financial-education/ ~ Zero Liability - if your card gcu lost oi siolen anti someone else usr s lt, you have. io lmbility foi unauthon ted pui chases made wi!n your card whei i reponed promptly lf you have any questions or if we can lielp you in any way, please eall us at 1-800-642-24720. We are here to help you succeed 6 na noisily. O2015We&li Fargo Bank, N A. AB ngbts reserved. Member FDIC. ECG[33430& WELLS FARGO VISA Acco nt NumberStalenl ant Big rng Patios Page I of 2 Eading in 6219 11/I~/2015 to 12/14/2015 Balance Summary P/evmus Baiance - Pay enls - Other Cfedils Cash Advances + Purchases, Balance Transfers IL Other Charges Fees Charged ~ Intetest Charged New Balance $4,176 99 $550 00 $25 00 $0 00 $601 10 $0.00 tro.27 34,273.96 24-Hour Cuslomei Srvice'T Y lor Heanng/Speech impaired Outride Ihe US Call Cogecl'alh Fargo Oslmse S500642 4720 1-800.419 2265 1-925-825 7600 ws6'rfalgo.coif/ Send General Inguirte* Toi PO Bo 10347, Des Mensa IA, 50305-0347 Tolal 0/set Leal $ 5.SOO Tmd Avauaue C sdu 51,226 Payment infonnatron New Balan $4,27396 Send Paymenls To: Mi i 1 rial/i/i P ay mm I $114.00 POBO45II93, LWA/gsl scA,g0051.5458 Paymenl Due Date 01/06/2016 Late paymenl w ning: 0 wedo not receive your Minimum Paymeut by 0\/08/2016, you may have to pay a lals feeup to 835. Mimmum payment warn gt E you make only Ihe minunum paymsnl each pemd you wd pay mue in tnterest and it wa take you longer lo pay og your balance For arm le: If you make no iiifdilional cha ges us/fig ne* card and each month you paV Only Ihe m nimum paymenl $159 You will pay ofllhs New Bala e shown on this slalemenl in about ... 21 yea/I 3 rac/s And you wgl end up paying an estimated total of ... $10.579 $5.730 (Sn Oi /$4.849) Eyouwouldlikeinlormako aboulc/editcrwmahrgservcm,relerloww .asdolgov/ rueo/bapcp Iccda/cc approvedhtmo udl 1377.225.2 \08 Wells Fargo RewardsCI Program Summary Rewards Balance as of: 7 ll30/2015 The Rewards Be)arne is for Rewards ID 60004642078. This balance may be inclusive of other contnbuting Rewards accounts. For up-to.date Rewards Balance information, or more ways to earn and redeem your rewards, vik)I MyWegsFargoRewards corn or call 1-877-517.1358. Transactions 7/s s Posl Payments 11/14 11/14 11/28 11/28 Reference Number '/446539920A99Del'J 7446539AOOA99HM37 Description ONLINE PAYMENT ONLINE PAYMENT Creif/la 250 00 300 00 Charges TOTAL PAYNIENTS FOR THIS PERIOD Other Credits 12/11 12/I I 7469216AT0096W3KQ CROUPON INC TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 677. 7M.7858 IL $ 566.00 $25.40 I'H13 11/14 11/13 11/14 11/20 11/20 11/20 11/20 11/21 11/21 24592169XOC6NEGVP 24692169X008NQ6NI 2449215A5JH897QY8 2469051A505K11'87X 246921645009RJMNS GROUPON INC 877.788-7658 IL GROUPOH INC 077-768.7858 IL SP 'OUSEOFLASHES COM THEHOUSEOFLAS CA LKXINTAIN VIEW COAST MT VIEW CA OUTBACK0514 CUPERTINO CA 32 00 '14 72 27 41 8 17 4514 NOTICE. 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Trans Post Re/erence Number Description Cn/das cnerges Purchases, Balance Transfers & Other Charges 11/22 11/22 11/23 'l l/23 11/23 11/23 11/25 11/25 I II25 11/25 I N25 11/25 I U27 11/27 11/27 11/27 12/01 12/01 12/01 i 2fc I 12/01 12ml 12/04 12/04 12/07 1207 1206 12NS 12/11 12/11 'l2/12 12/12 2462512A7DSN155SB 2469216A70D62QNMD 2490641A70K9ZN2MZ 2449215ADJI182LB2D 24 69210A900QDMY77 2490641A90KO2VDSIN 2449215AQJH03FART 2469216ABDDADMDLY 2407 1 05AFWtdP4 YF4 4 2469216AFDDP6JPXN 2490041AFDKGG3MNF 2469216AJDDPNTR2E 2416407AM7DH5ZNDQ 2401517ANDDMS5V6M 2469216AT0098FMEF 2489216ASDDX646J6 CHEVRON 00090899 MOUNTAIN VIEW CA APL'TUNES COM/BILL 666-712 7763 CA BBX BIRCHBOX INC 877-sew272 NY DOORDASH COM 650051.0470 CA CROSSROADSTRADING/WSDBSANJOSE CA ADY'Spordy 153009965088 646.8375300 NY SP 'OUSEOFIASHES COM THEHOUSEOFLAS CA GROUPON INC 877-786-7856 IL CASCAL MOUNTAIN VIEW CA GROUPON INC 877-788-7056 IL BBX'BIRCHBOX INC 877-4877272 NY APL'TUNES COWBILL 868.712 7753 CA SUBWAY 00498253 PALO ALTO CA 76 CUPERTINO CA GROUPON INC 877 TS8.785SIL APL'IIUNESCOM/BILL 866-712-7753 CA 8 13 0.99 43. 50 40 64 66 31 9 99 30 64 22 25 157 69 1365 1006 099 'I6.64 13.45 25.00 12 91 TOTAL PURCHASES, BALANCE TRANSFERS 5 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST'HARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $601. 10 $ 0.00 70.87 000 $70.87 20(5 Totals Year-to-Date TOTAL FEES CHARGED IN 2015 TOTAL INTENEST CHARGED IN 2015 $ 45 00 $684 69 Interest Charge Calculation Your Annr al Percentage Rate (APR) Is Ihe annual into est rale on youf scen nt Type ol Balance Annual Parce tag eRale (APRl Balance Subject to lnle esl Rale Days in 8/llrhg Cycle Interest Charge PURCHASES CASH ADVANCES 20.15N veoabla 2290V va/fable $4.141.65 $0 00 $70 67 $0 DD Wa(ts Fargo News Hefp avoid isle lees. Set up your monthly bills lo automaec paymenl using yout Wells Fargo Dred t Card Trait nellsfergo corn/cmdrlpay and clice Ih wess Fargo vnaecardholders link Then choose you e/r hanls for avlomaia bilsng 9 is simple, and helps you avom late paymenls and lato lees WELLS FARGO VISA Account Number Statement Billing Period Page I of 8 Endrng in 821S 12/15/2015 lo 0 I/f4/2016 Balance Summary Previo s Balance - Payments- Other C/edits + Cash Advances + purchases, Balance Transfers a Olhiii Cliaigss + Fees Clrsrged Interest Charged = New Balance $4,273 96 Moo 00 3111.34 $000 $1,180 59 30.00 ST5.44 $4.51S 65 24-Nour Customer Service TTY for Hearingigpeech Impaired. outside lb Us csllcolfect, Welh Fargo Onl ~ rem 1-800 642-4720 1-600 419 2265 1-925-825.7600 wellsfargo corn S d Generai Inquines To: PO Box 'f0347 Oes klofnes IA. 503080347 Total Cfedlt L nl I $5,500 Told Availawe Credil $4,518 65 $ 121 00 02/OSi20ltf Payment information Send P ymwrls To: PO Box 51 193, Los Angeles CA, 000515493Minimum Payment PaymenlDue Dale Late Payinent Warning: If e so not receive your hknxnum Pay ant by 02DII/20i6, you may have topsy a lale fee up to $35 Minimum Paymenl Warrtingt Ityc lw only Ihe minimum psymenl each period, you will pay mate m Int rest arm it will take you la ger topsy off yourb/nance Fo rwsm 6 II yc make no additional charges usmg thlscarda d eachmanlhyoupay... Only Ihe mnimum paym $ 169 You will pay oit Ihe New Balsnce shown on Ibis slafemenl tn about ... m years 3 Vea A d you willendup pay ngan estimated lolal of ... $ i 1,307 $6,079 /6a w cf $5,228I II yo would 1lte lormacon about crecrl co me mg services, fefer to www xi doj gov/riel/eo/bapcpa/cede/cc approved him 0 call 1-577-285-2108 Important Information PLEASE SEE THE ENCLOSED IMPORTANT CHANGES TO YOUR ACCOUNT TERMS IN A SUBSEQUENT PAGE OF YOUR BIIAING STATEMENT PLEASE READ THE ENCLOSED BROCHURE FOR IMPORTANT CHANGES TO YOUR WELLS FARGO REWARDSB PROGRAM TERMS AND CONDII IONS. Wells Fargo Rewards Program summary Rewards Balance as of: 12/31/2015 $15.37 The Rewards Balance is for Reward s IU 60004642076. This balance msy be rnclusive of oihei contributmg Rewards accounts. For up-to-date Rewards Balance information, or more ways to earn and redeem your rewards, visit MyWallsFargoRewards.corn or call 1-877-517-1358. 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Trans Post Re/aran o Number Other Credits Descript/en Cn d/ts Cha gris 12/28 12/26 01N9 01/ofl 01/10 oulo 74692166A000MHMVY 7472193QSS66L7PY4 7469218OM007590M GROUPON INC 877-788.7858 IL ABSOLUlELY UNIFORlvlS SAN JOSE CA GROUPON INC 677-788-7858 IL 24 40 de.gg 17 95 TOTAI. OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers E Other Charges $ fffns 12/14 12/1 5 12/I 5 12/18 12/18 12/19 12/20 12/20 12/22 12/23 12/24 12/24 12/25 12/27 12/28 12/28 01N1 01/01 01/02 01/05 01N5 0 IN5 olnls 01/06 01418 0 IXI9 01/10 otrl \ 12/15 12/15 1 2/16 12/18 12/18 12/19 12/20 I 2/20 12/22 12/23 12/24 12/24 12/25 12/27 12/25 12/28 Oi/01 01/01 01NZ 01NS 01N5 01N5 01/05 01!06 01N5 01/09 01/10 01/11 TOTAL 2449215AW5IHAPPRRH SO 'VAPE AFFAIR STO SANTA CLARA CA 2469215AX00VE35MS SQ 'THE SANDWICH SFOT Mountua mew CA 2444500AZ2XJJIPDN SALLYBEAUTY62327SANTACLARA CA 244921 905VOKLIAH REDIROOMRESTAURANT SAN JOSE CA 24692168000DHGZOM GROUPON INC 877-786 7858 IL 246921881002DRH47 APL'TUNES.COM/BILL 866-712 7753 CA 244921563JH877QKS SPRING.URBAN OU SHOPSPRING CD NY 24692168200SOKMWF CROSSROADSTRADING/WS05 SAN JOSE CA 2444510552XMF3XSJ MARSHALLS 60345MOUNTAIN VIEW CA 2469216B500V2XQB3 APL'TUNES COM/BILL 866 712 7 753 CA 244921588JH83G64J COORDASH COM 650-681.9470 CA 2449215BTJH84K2XH ORDER WISH COMWWW WISH.COM CA 2490641870LTfJN31 AOY'Spot fy I729955250636468375380 NY 24592168900NK5728 APL'TUNES.COM/BILL 866-712.7753 CA 2469216BA000MBP32 GROUPON INC 877-708-7558 IL 2469216SA000MQ5FY GROUPON INC 877-7IN-7858 IL 2469218QH003TPDXM IPSY 'GUIM BAG 88S.769-4526 CA 2490641 QHOLQ6H989 BBX'6IRCHBOX INC 877-4S7/272 NY 2416407OK2LR7XX04 TARGET 00019273 SAN JOSE CA 2469216OM00BKHG4R APL'TUNES COM/BILL aul 712-7753 CA 2469216QM005YSMPH SEPHORA COM 877.5EPHORA CA 2472193QNS66KVHre A66OLUTELYUNIFORMSSAN JOSE CA 2479262QNEB4JWYEV VICTORIA'S SECRET 0'I3S SANTA CLARA CA 2449398QP6016N30L NEW YORK PIZZA 2 6502109700 CA 2449215QRJHSAXE19 YELPING'EAT24AMICIS E 415-906 3801 CA 2469216QT00GGAVL8 JET COM 855 538-4323 NJ 2469216QS000T2VV4 GROUPON WC 877 789-7!158 IL 2422443OW30VZ7703 NOB HILL a634 MOLINTAIN VIEW CA PURCHASES, BALANCE TRANSFERS 8, OTHER CHARGES FOR Ttlls PERIOD 128 29 26 27 8 46 23 00 39 45 10 92 15 20 116 62 108 39 3 96 45 29 I 00 9.99 1.98 24.40 20.10 10 N! 10.88 244.55 12 91 68 34 68 99 77 97 1244 33 45 32 22 17 95 869 3 i,18O.59 Fees Charged TOTAL FE E$ CHARGED FOR THiS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 30.0tl 75 44 000 $76.44 ZCt6 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTALINTERESTCHARGEDIN 2016 $000 $75.44 fBalance Subject loIr leresf RaleType of Balan er Annusl PercentagRale lAPRlinterest Charge CalculatronYom Annual Percentage Rate iAPRl is Ihe an ualinleresl mle on your account rDays mBillingCycle PURCHASES CASH ADVANCES ZO.40/. vaiiaue 24.24v vwiable f4,354.~34 31 $76 44 $0 00 Wells Fargo News Help avoid late fees. sel p your monlhly bills for mdomatlc payment usmg yow ways Fargo c/ecbt card viva weufwgo convaedap y and unk Ih wells Farg lricau cs dholde/s linh Then choose yc r merchanu for autom nc l»l/mg Ilia simple, and helps you avoid 1am paymenls snd Isle fees Transfer Nghw rate balancm to your Wells Fargo credit card usmg Ihe SUPER CHECKS i TM) hi this s lslemanl. Conlinuad CHRISTINE Y ieu Foo Aooovnl enslng ln 3213 Pago 3 ol 3 Important Changes to Your Account Terms The information below summarizes changes that were made or are being made to your account terms The minimum Cash Advance fee change to 510, for all transaaions, became effeoive February 13, 2015. All other changes wii! take effect Apni I, 2016, and apply to statement cycles closing on or after that date. Fees changes: Revised Terms as ol February i 3, 2013 Transaction Fees Cash Advances Either 310 or 336 of the amount of each advance, whichever is greater. Revised Terms as of April 1, 2016 Penalty Fees ~ late Payment ~ ReturnedCheckor Returned Payment Upto537 Upto337 The new terms above replace the corresponding terms in the important Terms ofYour Credit Card Account The rest ofyour Important Terms of Your Credit Card Account remain unchanged. NOTE: The changes above will not affect your account if you are currently participating in a special repayment plan managed by us or a debt-counseling agency, or ii you are protected by the 5ervic erne mbers Civi I ReliefAcr ('5CRA ). Once you are no longer partici pa ting in a special repayment plan or SCRA relief, the changes above will apply. Other changes: Your Consumer Credit Card Customer Agreement and Disdosure 5tatement is being modified as follows: Modify Secdion (3) Cgtifodf(0ct 1'oir, rePlacing entire paragraph with the following: By providing us wirh any telephone number you oie expressly giv(»q perniission ro contooyou ar that numberobout og ofyoui Wells Fargo accounts. You give consent to allow us to con rect your pasr present and futuie phone service pioviders to verify rhe Information you hove provided against their records. You agree thatyourphone service providers moy venfy any phone numbers you have supplied ro rhe nome, oddiess, ond status on the( r records. For us to service your Account or to co(feel any amounts you nioy owe you agree rhet we moy contact you using any conrocr information related to your Account including ony number (i) you hove provided ro us (id from which you called us, or (iii) which we obtained and reoso nobly believe we can reach you. We may use anymeans to contact you and r his may include conr oct from companies worki irg on our behalf ro service your accounts. This moy Include ouromoted diokng devices, preiecordedlortifrcial voice messages, mail, e mail, rexr messages, ond calls io your cell phone oi Voice over Inteinet Pro rocoi (Voip) service oi any otherdoio or voice rronsm(stion rechnoiogy You ore responsible for ony service provider charges as o resuir ofus con toe 0ngyou. You agree to piomptiy norif7 us if you change any contact information you provide io us. This includes yournome mailing address, email addresses, orphone numbers. Ifyou have ajoint Acmunt o notice ro one ofyou will serve os o no rice to borh ofyou. Modify Section (7) AutttiitkeeLsm, under subsection E~diBRJ~lh ri~r~d~e'vj7kgee, replacing second bullet with the following: You must notify us ofyour reques I by conroaing us or rae numberon the bock ofyour Caid or by moil ot Wells Forgo Sank. MA„PO. Box f0347, Des Moines, IA 30306. (continued) Pogo I or 2 I.n Sggowrcoro I/M o'" Coniinoon CHRISTINE Y HIM Fo Aooou IEndinglnagfg Page o of 8 THIS PAGE INTENTIONALLY LEFT BLANK Conunueu ST K M u cco nt m I 6219 4 ! I N ON wmea hp CHRISTINE V Kgd For Account Ends!9 In 62!9 Page 6 oi 0 Modify Section (28}l~nrm~ti nge o~r'eplacing entire paragraph withthe following: you agree that we may repart your performonce status, and history under this Agreement ro consumer reporti ng agenci es. !f you request addr'tional Cards onyour Accoun r foroff!erg you understand rha I we may report Accounr in for marion in your nome as well as in the names of those odditi on el cardhofderK I(you fail to comply with the terms of rhe account as definedin this agreemenr i r will be furnished to the credit reporting ogencias and it could couse a negative reference on your raedi t report and the credit re par ts afany addi riono i cardholders. You have I he right to dispute the accuracy afi rr fonna lion thar welmvereportedbywritingfousatvyegsfargocreditBureauoispureResolution, po Boxld5!7, Des Moines, IA 50366 3517 and describing tire s pechc in formation that is inaccurate or in dispute and the basis for any dispute with supporting documentation. In the case ofinformotian that you believe relates to nnidentiry theft you wif( need ro provide us with an identity theh repoi t. The rest ofyour Consumei Credi t Card Customer Agreement 8nd Disclosure Statement remains unchanged, 'I'bc fullo 6 to Nc m mesat for itomen stu *pe 1 8p hh, chin se victaa ~u K ucm o Tngalog. }ytpgETAN'ft„umtedrmle ingl's.yid uuti!nuit cue mimiledcmib etmnimnd dac t* am.Llaniuu all.gll0642. 422tlps a due i iti dr di mlbiriin 0 Ic.isa litcgiii ~ft: ta: tllg™gtmhgdT~A 'algib02ltbgft efhertrtl lfttgthig}'Etc f li R " 'rgl 1.800642eiio rthhtt X II 0488 NEhe!0IIUI ~ I}CABTECNC: N¹ti yv,khrisndlmd«debc gAnh,hsy dwegtdad ngachci car lacer dlidtld lsi Clduugldilw m'ya cuTVI XmgciClit hut tuaddl+thmitl8¹642W72tldahl mta Inutdyliowabi Nakmekrtdemmuha so o "Ih'8 I- gd,". 41 s!'!!. TIc}ed 8 '! In 0 "I "10! dl t0 Ik a¹c}'. ";'Ilhl N¹ii 764! IS'.. ihwl 41 at ii" nyt.} Egin Bt «Hl i "'9 si Tl i ¹06424720 " os} W .0 as}a. KLAIIALAI~: Kecgh d lm¹ nsknk lms ng bulei, ipsropam sr ipala is!nisei, 0 lagmsbng sessmg mg. ntlalamm g ikw»m iiu w inyo. Ta agan hami m t«N06428720 upmr nlap 6 u. put ilo at messier stigma mang trit, kmaliliitgan. 020!6wellil ~ Uogsnk,NAAllndhi esmuediicemberfolc. pa042 12 I.A-S!96WI Cu e I/!6ri'ontinued CHRISTINE Y KIIR FOf AOOOIOO EOONS hl 6219 Pooo 6 of 6 THIS PAGE INTENTIONALLY LEFT BLANK CoobiIood CHRSTIM Y KIM F03 Account Ending h 6219 Page 6 of 8 T S AG INTENTIONALLY L T LANK Continued HI '.I n‘ .~,:"-.-; a 5'5-.'::- 9-)! ('- !:’.- '-:-u'. t:--:- -..-..;u, ._:- w.) cuaisrlNe Y Kiu ""'="ve)'0 VOI D ..„VOI D„ 2290 33 22 730 "-'VO) D -VOtD VO Nat valid aller 212912019 OI-D- -- VQID e...-w„-Vo-ID Dollars Transfer balances at a low, prornotiona I rate Enjoy a 6.9% APR on balance transfers for 15 months by using the ahached sUPERcHEGKs (TM) by 2/29/2016. After that, your standard APR for Purchases and Balance Transfers will apply (currently20.40%). This APR will vary with the market based on the U.S. Prime Rate. A Balance Transter fee applies. Generally we will apply your minimum payment first to lower APR balances (such as Purchases& before balances with higher APRs Isuch es Cash Advances). Payments in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones The use of the attached supERcHEcks will constitute 0 charge against your wells Fargo credit card account. Interest and fees will begin to accrue when the check is cashed If you meintain any portion of your transferred balances you will not qualify for grace periods on future purchases un at you psy the balance in full. Transfers made outside of this offer may be available on different terms. Refer ta your Consumer Credit Card Customer Agreement and Disclosures Statement for details. NOTE. If you are protected by the Servicemembers Civil Belief Act ('SCRA ) the balance transfer fee will be waived. please see reverse side for important in farm a I ion regarding this offer. APR for Check Transactions Use by Date Fee Paying Interest 6.P/u (PrarnOtiOnal APR) fOr fifteen (15) mOnlhe frOm the dale eaCh traneler pOStS tO yOur aCCOunt. After your promotional period expires, Ihe APR for these Iransactions will increase to Ihe standard APR lor Purchases and Balance Transters (currengy 20 40%) This APR will vary with lhe market based on the U.S. Prime Rate. You must use lhe supERGHECK(s) by February 20, 20t6 tor the promotional ApR lo apply. It you use Ihe check atter that date, we may still honor the check. bul you will nol receive the promotional ApR 2nd Fee. Inslead, the standard APR lor Purchases and Balance Transfers will apply. Eiiher $5 or 4% of the amount oi cash IranSaction, whichever is greater. For future balance transfers. either $5 or 5% ol the amount oi each transaction, whichever is greater, We wdl be in chargln interest on Ihese checks on Ihe transaction date Cunbn ud VOID VOID Date 20 2200 33-22 730 """"VOID VOID V Slei vshd airer 2129a919 VOID VOID siglluillfe Dollars z 5 8 &0 zy z z0 Ã5 wz z 3 r 6 0 0 6 6 80506&1-938 3! IIS &aqWOW 'paA&aSar SU!6&r 8&/ S/'N '»lue8 05&ed sba/6 I I56 dr OJ/0 608-668-I &3 sa&yua5 pre3 06&ed sbam we&uo& esca!d 'sdu&8ew»1&aq& am&nl axle&ar o& qsyt &ou op noA 6 paualsuen uaaq axeq Sa&ueleq aq& aaS nOA !nun spre»&par& raq&Omo! 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A!Ilenb lou !6M noA 'tuno»e pre»lpa» Srq&uo a&ueleq e ule&ulew Pue ro&r par& &aq&oue ot Pavo stunowe ra/sued noA6 ts&8 sddy raq6lq q&l Usa&ueleq ol pa&Id de aq Aberaua6 8yx &uaw/ed wnwru!w aq& /o ssa&xa ul s& uaw/ed &avo &046lq a&o!aq sa&u e!eq dd&/ WMOI o& ls&4 pa!Idde aq 8&M S&uawAed wnwlulw rnoA paurea sawqa»o 'spleraai qSe& 'Slu!od sp&emar &O Ixxrad a&wfi Ou axeq sra!sue&l a&uele8 ease q&md rot ddt/ Prepuel5 aq& ol escamw 8yt sra!Suer& a&ueleq asa 41 rol ddt/ leuopoWO&d aip sarrdxa popad leuopoword alp ra&I&/ &uno»e pre» 1!pa»rnoA o& s&sod uol»esuen aq& aua& aqt &e anr»e o& sul6 aq 5&!33H38gd/!5 paq»e»e aq& uo &sara&ul &uawa&e&5 amso1»S IS! pue luawaa&54 raw o&sn3 &noA u! paq!»sap (s!a&er aq& rapvn aq ol anul&uo& II&M &uno»e rnoA uo (s)a&ueIeq 6upsixa AVS1 .,6&135H363d/&5 paq&e»e aql ol A!Pmnnpxa sar!dde ddt/ UHJ ra/&0 siql 6ulpre6ar uonew&o!ul &ve»odwl 'z 00z &s 06 -': kz 08 0oy 0 r 0r WELLS FARGO 'YISA Accoullt Nurr!bsr Stalemenl Brlhng Pe md Page I ol 3 Ending In 6219 01/IS/2016 Io 02/12/2916 Balanc0 Summary Previcus 8 lame - Paymr nts - Othe Credits Cash Advances + purchases. Balance Transfms 6 Othsl Chslgss ~ F es Charged + interest Charged New Balance $4,518 65 '61,950 00 $000 $000 $709 69 $0.00 $ 61.29 $3,419 63 24 Hcu Cttshsrlw Ssrvhe. TTY for Hsarrng/Speech Imps d. Oulsde lhe US Call Cosset Wein Fargo Onhnesl I 800.!!42-4720 I-SOO 419.2265 1-925.825.7600 tvetsfwgo corrr Send General Inquiries Tol PO Box 10347, Dss Moines IA, 50306-0347 Total Credh Lmil $5,500 Total Avatable Credn $2,060 Payment Information New Balance 634ise3 Send payments Tor PO Box 61193. Los A galas CA, 90051.5493 Mmrmurn Paymerrt Payment Oue Dale 03/09/2016 Late Paymenl Warning: 0 we do not recuse your Minimum Payme It by 03/00/2010, you may ha e lo pay slate lee up to $35. Minimum payment warning: 6 y u rnolm only Ihe m nrmum payr enl eadr twriod, you wsl psy rrnre m mterest ww rl will take you longer lo pay off yc balance. Fe exam le. It you make no add lions l charges «sing Ibis canf and each month you pay . Only Ihe mrnrnwm payment 6120 You wdl pay off the New Balance shown on thrs statemenl in aboul I 9 'reals 3 reals And yo wig end up paying an eslimaled total ol . SB 384 $4,000 iS vp ct $3,784) 6 you would lrke formason tout credrl cowwe ing so tees, refer Io www us o.gov/csl/eo/bspcpa/cede/cc approved him or call 081477-265.2'I Wells Fargo RowardSI$t Program Summary Rewards Balance as of: 01/31/2018 $8.25 The Rewards Bsbnce is tor Rewards ID 60D04642078. Thw balance may be mclusive of other contributing Rewards accounts. For up-to date Rewards Balance informalmn, or more ways to earn and redeem your rewards. vtsil MyWeflsFsrgogew*rds.corn m call 1-877 517-1358. 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Trans eosi Reference Nu ber Descrip//on Cred//s Charges Purchases, Balance Transfers G Other Charges 02%3 02/tl3 02/05 02/05 0?ns 02/05 0205 02/05 022/5 02C5 02/05 0?/05 024I6 02/08 02 06 02/06 0?nr 0?/07 02/07 02/07 02/10 02/10 02/11 02/11 2449398DKMWIFSWO 2449215DLJHSAI FWL 2449215DMJHSBRFLH 2449398DM6IFF8NKX 2469216DL0068LYZG 2469216DMOOHOJB57 2444500DNBLMVJGNT 2449215DNJH6BX3HW 2424760DPOOKSSO9H 2469051DP05K27TIL 2444500D92XH5910N 2424760DVOOLO5RTX THE FOK THEATER BERKELEY CA LYFT 'AIDE FRI 10AM LYFTME CA LYFT 'CANCEL FEE LYFT ME CA GOLDEN GATE MEAT CO SAN FRANCISCO CA CHEVRON 0090206 MILLBRAE CA TICKETMASTER'NFL EXPER I.OS ANGELES CA WAL MART 83123 SANTA CLARA CA LYFT 'RIDE FRI6PMLYFT.ME CA CRYSTAL NAILS MOUNTAIN VIEW CA MOUNTAIN VIEW COAST 541 VIEW CA 99 R/WCH ¹1772 MOUNTAIN VIEW CA CRYSTAL NAILS MOUNTAIN VIEW CA 14 00 21.86 I 00 10 51 15.39 35 00 80 36 5 00 30 60 30 0S 23 Sg 12.00 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR TRIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $789,69 $ 5.00 61.29 0 00 tat.29 20{6 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTAL INTEREST CHARGED IN 2016 ln 00 $ 136 73 Interest Charge Calculation Your Annualperc lageRalelnpRilslheann I least/eteonyouraccount Type of Balance m F URCHASES CASH ADVANCES An»uat Percentage Rais inr Ri J 20.4IPA a iable 24 24'/ ramble Balance Subject Io Interest Rate $3.7S2 00 $0.00 29 29 inle/esl Charge Continued Cue&sr&PIE Y Iz&M Fa& Aeacus l Eaaiwp Si Sz & a pape S al S Your 2015 Year End Summary is now available online Prepare for tares Plan your 2016 budget Review your activity Personalized Year End Summary Your Year End Summary oiganizes all your 2015 credit caid transactions by categories like Bills/Utilities, Dininq, Entertainrncni, Travel, andi moro to show you &lptails on how you u. e yuut card ancl to help you plan l&u 2016. Log on Simply visit &m!ine benkhig at wellsfargo.corn/creditcard;n review, print cr save your spcrvding suminary. ! I is available online throoghout?Gi6. At your service Il you nec I sssistanc& accessiirai your 2015 Year En&I Summai y please call us at I-800-6E&2-ri720 - ?ai hours a day, 7 davs a w elc. O Aitaue It& Pi&&pin&Sac&i& III Agirgiii s&«vnt fi (, uls en WELLS FARGO VISA Account NumberStat me t lbliingPe iod Page I of 3 Ending in 8216 02i13/20% to 03/14/201S Balance Stlmmary Previous Bslance - Paymsnls - Other CreChts ~ Cash Adv ness Furchasm, Balance Tra stere & Orner Charges Feesoh ged ~ lnlsrssf Charged New Balance Torsi CreCht Lsnil $3,419.63 $ 1 tto 00 $90 44 $132.16 $5S7 92 $20.00 363.3S $3.992 85 24-Hour Customs Se vco TTY lo Hsa ng/Speech Impassd. Outside the US Call Cogent, Wells Fargo Onlrhem. I 80D642 4720 1-800-419-2265 I-925-825-7MM wsllsl go corn Total Available CreCII Send General Inquiries To PO Bok 10347, Des Momus IA, 50306-0347 $ 1,503 Payment information New Balance $399255 Send Paymenls Toh $12400 'I193. Los Angeles CA.90051-5493 yment Due Dale 04h08/2016 Lsle Paymcnl W ming; dwe do not receive your Minimum Payment by 04418/2018, ycu may have lo psy a late fee up lo $35. Minimum paymenl warnhngh 8 you make only the mlnmum payment each period, you val pay me e mterest carl it will take you longe lo pay off your balance For cram le lf you make no adCh(ional *barges usi g Ibis card and each month you pay ... Only Ihs mhnmum psymehht $150 You will pay olf the New Balance shown on Ihi stalemhnl in about 20 yours 3 years And you will end up paying an *limniad total of ... Sepct $5,382 (se ihohch$4,5597 lf you v/ovid like i hforms6on aboul crerst counse mg sar v ces, micr to www usdoi gov/usdeo/bapcpa/cede/cc approved htm or call 1077-2 Wells Fargo RewardsFB Program Summary Rewards Balance as oh 02/29/2018 $21.93 The Rewards Balance is for Rewards ID 60004642DTB This balance may be inrtusfve of other contnbubng Rewards accoums. For up-to.date Rewards Balance infohmaiion, or more ways lo earn and redeem your rewards, visa MywogsFargoRewards.corn or call \-877-517-1358. Transactions Trans Post Payments 02/27 02/27 Re/rreace Number Descript/oe 7446539ESCA94GE2F ONLINE PAYMENT Credlrs 180 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Other Credits 02/15 02/15 7416407DY2LRO9025 TARGET 00025841 BUNNYVALE CA TOTAL OTHER CREDITS FOR THIS PERIOD Cash Advances 03/10 03'10 4465 9EPEH T84H OVERDRAFT TO TOTAL CASH ADVANCES FOR THIS PERIOD $ 180.80 30 44 13 16 $132.i6 4 NOTICE. 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It we *du ai f 4 I d teem« C lass'debToth Gl * DO O8*kc d8 ( I «m«D8 Itc I eccl IN Atcldta 5 4 Ws «h I P d I m M8C I DCDI ofJL 4«MW40sp kt \ . 8PD d I I MDDI N I em d Id mo Itofeod*l5 mlcio Icl le, c h wws 1 dw mo wasp« Dial'1518 9 D IVNI5 N28I W 1st g ILA Ne e Vhl «Tarn ChanseufAUdressFDrm-vytu ad h d«w d p My «pll 8 swe D I a to«««loco e enewleofc po ands«lose in* «Isle prowea Fiesta seuussecfdr anun Mamwcnwges itvwtu«santa estans Aeasemsedksrres«ucmersenden mherontnetra«sr ~ sasi m FurmuisrlodsCalnhludeDusociSA - S wd cock hec«n«ado 0 Imrdwsv 8 4aec«4nw plelsebsloAwurelsde«5ca elcussosldamoodc p6ny l«w P f w Isrw0 81 hl p'shhetaaof cb mt ee 9f s,pt I 0 I d 5 ICI « I( Id «Usta ( 'g" (" «i "'& ',,'2 ] 2 2:", WGIW J [ j ] WELLS FARGO VISA AccounlNvmbeStalement Billmg Penod Page 2 of 3 Ending in 8219 02/13/2016 to 03/14/2016 Transactions iContinued...) rrai/s Po t Ref ce N be Decor/pdori Crsd!/s Charges PurchaaeS, BalanCe TranSferS 6 Other Chargea 02/I 2 02/1 3 02/13 02/13 02/I 5 02!I 5 02/16 02/16 02/25 02/25 02/25 02!25 02 26 02/26 02/26 02/26 02/2S 07/26 03mt 03!01 03/01 03/0 I 03 04 03/04 03415 0305 034I6 0306 2416407DW2LR80317 2416407DX2LRGR5JR 2444500DZHEZAFVMG 2469216DZOOJXXGFQ 2444500E92XHWQPX4 2444500E92XHWQR25 2416407E92LRGN3ZG 2449215ESMHQAGAXT 248921SE900SQF05S 2469216ED0045612G 2469216ED006W5PGL 2449215EGJHBBTJXR 2469216EJOOA9TFXL 03/25/16 I WHO 2WNM 2469216EJOOBTKGNC TARGET 00014274 SAN JO5E CA TARGET 000142SS SAN JOSE CA HAUTLK RACK8885478438 IS8.854-7843 CA APL'TUNES.COM/BiLL 866.712-7753 CA 99 RANCH 41772NKIUNTAIN VIEWCA 99 RANCH X1772 LKK/NTAIN VIEW CA TARGET 000289M SANTA CLARA CA SQ 'VAPE AFFAIR STO SANTA CLARA CA CHEVRON 0308145 SUNNYVALE CA APL'TUNE5,COM/BiLL 865.712-7753 CA IPSY 'GLAM BAG 886-789-4528 CA LYFT 'RIDE FRI 12AIJ LYFT.ME CA SOUTHWES 5282189510500800 435.9792 TX KIM/CHRISTINE YEOU1 SAN JOSE SEATTLE SEATTLE SAN JOSE APL'TUNES COM/BILL 866-712-7753 CA 34,17 45 84 72.30 12 99 9 95 17.38 799 27 18 5.99 596 10 68 11.58 301 96 2 97 TOTAL PURCHA8'ES, BALANCE TRANSFERS & OTHER CHARGES FOR THIS PERIOD $587.82 Fees Charged 03/IO 03'10 Ol/ERDRAFT PROTECTiON FEE TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 320.00 52 95 0 43 583.36 2016 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTAL INTEREST CHARGED IN 2016 $2O 00 $200.11 Interest Charge Calculation Your Annual Parce/tlage Rale lAPR) is Ihe annual aiteresl rale on your account Type of Balan AnnuaIPercenlage Rale (APR) Balance Subject tc Interest Rate Days in Bdling Interest cha C irvls rge PURCHASES 20.40'6 variable $3 83275 31 Ss CASH ADVANCES 24.24'/ venable $0 00 OVERDRAFT ADVANCE Wells Fargo News 24 24/, va table $2104 $043 On Maroh 19 2016, Wells Fargo Rewarilsebecomes Go Fa ATM) Rewards There won'I te any changes lo the current re7emplion value of your rewa dh. current rev/ards balance, or how you redeem rewards Dacovsr umquo ways to use yo r rewmds. slangside popular favorites Go Far Rewards gives you Ihe llexibil ty to choose rewards that hi you lifo Hn eyo ecewodatox el rxlt Well: Fa go wants to talk with you about payment options that are avatlable. Please cell 1 800 642 4720 Conhnued CHRISTINE Y KIM For Account Ending tn 5219 Page 3 ol 3 Effective isla rchtg, ao26 GOFBr Rewards Introducing Go Far™ Rewards: A fresh view on rewards Wells Fargo Rewards is changing its name to Go Far Rewordh. There won' be any changes to the current redemption value of your rewards, current rewards balance, or how you earn'r redeeni rewards, flnjoy unique ways to use your rewards alongside popular favontes. Go Far Rewards gives you the flexibility to choose rewards that fit your life: Withdraw as c ash at the ATtvt in Sso increnlents'with your Wells I'argo Debit Card) Pool rewards with other Go For Rewards members to reach 0 bigger goal Redeem to your qualifying Wells Fargo mortgage;" personal loan,'r checking or savings accou nta Redeem your rewards to donate to a worthy cause In the meantime, you can manage your rewards at mywellsfargorewards.corn. Add ti I I pply.Solo y II f go d . o Io«c fornwt on, 1. ATM transacuwts, &arh advances of aey lund. balance traasfeis. 5UPEACIIECK5'2 * I mu valerus mch as money orders anrl p mmgift«dn I 0 ing hp, ' fa. Krwk agers,lotlerytkkets,helen wagerslra munedomrthelnlernel. and feesorinterestposledloainkedaccount.arclrrhnghulnollirr red toreturrwdpaymern fees,l tefees,a dmnnthlyo an d feec do notearncamcewardsor pokrls 5&etlrcendosert p/rak/organ&words'p ogram Te m dco d I o d Addendumlor data ls. 2 Cmlwedernplioaopuonshy planta or unlineare recleematrlei &535&aslt reward/2 500 punt tncremeal sonly Ca I redemplrons via a w grdrawal frorr a wegi f'argo ATM or a re&verde &nrrc nry redelnption lo an eluytyewdls I argo co mt f a wear Fargo ATMare&edeemahle n&20&ashreward/200opninl euem rlsoay.vo II wdl*sargooelhuorATM&anti orderto adeem rewards ate Wells Fargo ATM 3. ger)ares rcdeemerlas a wed I to a koakfed weas Fargo inmlgage loan u aeda p nduct are applredto yo p ipdh I me. You muel so a make regularly achedwed paymentc sac mywdlsfargnrowardm&vn fm der aih and rewards iniornwlron. NIolaWellsrwgosulk,NA Agngtllsreservad,MemherFDIC, WELLS FARGO VISA A ount NumberStatemenl Billing Period Page I of 2 Ending rn 6219 03/16/20 16 lo 64/13/2016 Balance Summary Prevmus Balance - Paymenls - Other Credits + Cash Advances + Purchases, Ba/anceTransfers S Other Charges i FeesChargad 4 Interest Charged = New Balance $399265 $429.00 $0,00 30.00 $596 83 so.eo tss.os $4,226 53 24-Hour cusloiiiei Se vice TTY lor Heanng/Speech tmpaaed Outside the US Call Collect. Wells Fargo onbnee. tJIOO542 4720 1.600.419-2265 1.925 825 7600 viegsfaigo com Send Genetal inquiries To: PO Boa 10347, Des Moines IA, 50306 0347 Total Credit Limit $5.500 Total Available Credit 61,271 Payment lrtformatlon Slevr Balance S4,22s,53 8 nd Peymenls Toi PO Bov 51193 Los Angeles CA, 90051 5493Minimum Paymesl Paymeat Due Dale 05/08/2016 Late Payment Warmngi If odo not receive your Minimum Paymenlby 0608/2016, you may have topsy a lato fea up to $37 Min um Payment I/gammgi fl you make only the nwdmum payn 1 each penod, you wisp y more in mleresl and Itw 0 take youlomter to pay off your balance Fo me le lf you make 0 additional charges unit g this card and each month you pay ... You wra pay otf Iha New Bah neo shown on Ibis slalemenl iri about ... And you will end up qaymg an e sttma led total of ... Only the minimum payrnenl 21 venin 3 yours $10,540 $5,688 rsi 9 oI$4 652i $158 9 you wo Id lae nloimason eboul cfedil covnse ng services, refer lo wmv.usdoj.gov/aspen/hapc pa/cede/cc appr ved.hint or call fmyy 2S5 2198 GO Far Rewards summary Rewards balance as of: 03/31/2016 $4.76 The rewards balance is tor Rewards ID 60004642076. This balance may be inclusive of other contributing rewards accounts. For up-to-dale rewards balance information, or more ways loearn and redeem your revrards, visit G0FarRewards.wf.corn or call 1-877-617-1358. Transactions Trans Post Payments 03/24 03/24 03/29 03/20 044m 04/01 Refe/ence Numi er Descrlprion 7446538FEOA94ETBO ONLINE PAYMENT 7446539FAOA6XILFZ ONLINE PAYIJENT 7446539FEOA9GA6SE ONLINE PAYMENT Crediis 124 00 40.00 265 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 342s.CO 03/14 03/15 03/15 03/15 03i20 03/20 03/25 03/25 03/26 03/26 03/26 03/2tf 03/27 03/27 03/27 03/27 03/27 03!27 2444500EV2XHXSTTI 2469216EVOORPYTGX 248921*FotlOH5HL68 2443106FO2LXX637J 2444500F72XKRH4GE 2449215F7JH89X76G 24/0780FBLSIHLY69 2444500F82XB49GGP 2449215F7JH83Q4AIN WALGREENS 4689 IvKIUNTAIN VIEW CA APL'TUNES COM/BILL 866 712-7753 CA APL ITUNES.COM/BILL 866.712-7753 CA CHEESECAKE SAN JOSE SANTA CLAIIA CA ASTON MANOR SEATTLE WA LYFT 'RIDE SAT IAMLYFTAIE CA THE PINK DOOR SEATTLE WA DOMINO'5 7063 360-830.0354 WA LYFT 'RIDE SUN 12AM LYFTME CA 27 79 4 99 799 95.48 37 00 13 06 184 54 265 17 59 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Conknued Detach and mall with chech payabte to Wells Fargo Acco nl Number New Balance Minbnum Paymonl Paymenl Due Date ~ 6219 $4,228.53 $ 111.00 05/06/2016 Amount Enclo ed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089 2411 Ir»l 1('I n'irl llr ltllr,ili,rllli intr„liii,r,ll,ll nnri'ELLS FARGO CARD SERVICESPO BOX 5 i 193 LOS ANGELES CA octal-5493 il p I off(i Irjr i...i,rinlrrrlrrrllrrl((ill"'«" il ir'r Check here and see reverse for eildress andmr phone number conoclion IMPORTANT IHFORSIATION ABOUT YOIJRACCOBN1 8 st gRmhts5 mm fl. 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Trans Po I Re/arenas Nmnber Descr/pf/on Cred/fs Charges Purchases, Balance Transfers & Other Charges 03127 03i27 03/28 03/28 03/28 03/28 03/28 03/26 03/29 03/29 04/OI 04/Ot 04/02 0442 04/03 04/03 04/03 04413 04/03 04/03 04NB 04/05 04/08 04/06 04418 04i06 04/10 04/10 2449215F7JHBBXJ69 2412254FBMHBAYBWE 24 122S4FBMHBAYSWB 2M4500F82XB49GN3 2469216FSOOGERXZW 24602 I 6F OOOO M 3 H WE 2424760FE2Y84VD2P 2449215FFJHBBWJPJ 2469216FE003Y2KT7 2469216FE009HTVPB 2469216FGOOEWFSKY 2443105FHORE69Z26 2449396FK61NPYZ9Y 2449215FNJH8443XF LYFT 'RIDESATBPMLYFT.ME CA ARCO682!!41 TutlwILA wA ARCO282941 TUKWILA WA DOMINO'6 7063 380.6304354 WA APL'TUNES Costi/BILL 066-712.7753 CA IPSY 'CLAM SAG SN!.769-4526 CA PLIRE LOUNCE SUNNYVALE CA LYFT 'RIDESATIIPMLYFTME CA APL'TUNESCCM/BILL 86S-712-7753 CA CHEVRON 0090699 IAOUNTAIN VIEW CA GROUPON INC S77-788-7858 1L AXS TIX-REGENCY 086.929-7049 CO PHD MAI SAN JOSE CA LYFT 'RIDE SAT IOPM LYFT.ME CA 8 'll 6.Ss 9 70 12 84 12.99 10 88 23.00 11 15 11 97 975 2281 2900 30 18 622 TOTAL PURCHASES, BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTER EST CHAFIGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 3556.83 $0.06 68 05 0.00 $08.85 2016 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTAL INTEREST CHARGED IN 2010 $20.00 $260 16 interest Charge Calculation You Annual Percenlag Rale (APRi is the annual interest rate on your eccaunl TAnrtual PercentageRate (APR) Balance Sublect lo Days rnInterest Rate BillingCycle PURCHASES CASH ADVANCES 20 40% veinule 24.24% venable 34.051! 61 $000 30 $68.03 Wells Fargo lilews Have you received star refu do Wells Fargo warm to lalh with you about payma I options that are avsosble. Please cell I sao 642 4720 WELLS FARGO VISA Account NumbmSlslemenl Biging Period Page I ol 6 Ending in 8219 04/1 ~ /2015 lo 05/I so ot8 Be/ance Summary Previous Balance - Payments - Other Credits Cash Advasces + Purchases, Balance Transfers a other Charges + Fees Charged ~ lnleresf Charged = New Balance $4,228 63 $430 00 $ 10 85 $0 00 $913 06 $0.00 $72.63 $4 723 35 24-Hour Customer Service 'f T Y for Hearing/Speech Imps red Outside Ihe US Call Cogscl Wells Fargo Onlinea I-SOO-642-4720 1.800 419.2265 1-925-826-7600 wellsfargo corn Send General inquiries Toi PO Box 10347. Des Manes IA 503060347 Total cisdn L it $5,500 Total Avmlable Credit 5/27 Payment information New Balance g472835 Send Peymenls To: 00 PO Box 51 183. Los Angeles CA 9005 I .5493Minimum Payment Payment Due Dale OWOS/2016 Late Payms I W n ngi 8 vis do not receive your Miamum Payment by 05/06/2016 you may have topsy a isle fee up to $37 Mtnimitm payment warr ingt 8 yo moke only the mirlimum payine/it each pe/iod, you w 6 pay more in interest and it will take you longer to pay off your balance. For exam le. tf you make no sddilio»at charges ustng ibis card and each month you pay ... Only Ihe rwrwnum payment $ 177 Yoti wrg pay off I he New Balance shown o luis slatemenl in about ... 22 years 3 years Andyouwiilendupp yingan estimated total ol ... $ 11,861 Senex lSe 94 ci $5A07I I you woule like tnlormatron about cred I counse ing services, refer to www.usda/.gov/usl/ o/bspcpa/cede/cc epproverLhlm or call 1-377-286-2108. bnportant Intormation PLEASE READ THE ENCLOSED NOTICE FOR ILIPORTANT CHANGES TO YOUR WELLS FARGO REWARDOS'PROGRAM TERMS AND CONDO IONS. Go Far Rewards Summary Rewards balance as of: 04/30/2016 $ 18.95 The rewards balance is lor Rewards ID 60004642078 This balance may be inclusive of other contributing rewards accounls. For up-lo-date reivards balance information, m more ways to earn and redeem your rewards. visit GoFarRewards wl curn nr cag I-S/7 5 i 7-1358 Transactions Traits Posf Relerence Numbw Descriprron Payments 04/17 04/17 05/01 05/01 7446539FWOA9GBNCX ONUNE PAYMENT 7446539GBOAOYESIIY ONUNE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Other Credits 04/17 04/17 7469216FW002/W3YS GROUPON INC TOTAL OTHER CREDITS FOR TH tS PERI CD 577 TS8.7858 IL Cr dils 210.00 270 00 $480.00 10 86 $ 10.56 C/isrgee mr NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT *. Ccnlmued I Detach and s Iivilh check payabie lo Wells Fargo Account Number New Balance Mmtmum Payment Paymont Due Date ~ 6219 $4 723.38 $ 120 00 06/05/2015 Amount Enclosed CHRISTINE Y HIM 1220 TASIAAN DR SPC 30S SUNNYVALE CA 94069 2411 /limn "nII*II'llnilitl'I'nit""I'Iu "ul'I" fnn/I WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 90051-5493 'Illlllni Iff ii IiflfllilihlluIuolti'll'IIHRRI'luiiir check here and see reverse for adciess and/or phone number correchon IMPORTANT INFGRMATIGM ASGUT TOUR ACCGUN T S41 ERKIVIJS mmtnc w Wt I I» 9t 'G '1«st d 't 0 8 tw'A 1 tJI m leak V dP P WIW 3 I m VDD*~F M lh«306CG21« I ' I W« . Odt«d Hwe I ill I E wPIJ«4Y 1 let ""yth I 0 I 'wf4 N 'I, 0 4 r kk W «oh»e Il»d I edd I 4'I Iocskdye« D 14 I »tat 0« yy be tNJ E yy d . 14Y Pk d !elbe y ewte Yo 4 h»le Wyw FWE ~ 8 ~ 1 bAy JIJ»Hew p«IWIMI Ht bt kat e ko «II, Ikmdnw ~ . 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I 1 ew p«wnw eww * w sow DIQP5596. 9 ~ IH»tt»15 «20 5Nt«FemneV NA PP Sh IT W elWW e; '4« ChanseotAddlessForm-lty was!cats!»»«.pwdeyowww»l address ~ I 6 \«tlo hmw It«dewy«c~wf«kkwe h ~ yn»d 0 PI 05euwe 5 I Oelyf««VV WWWI TW I 1» Oa»SIK ~ lheke40ea WW \ del»NN 0 tl fdMofthddtl FormuiariodpChmbiodt Dirocct64-0 e 4 d I csmbddo pk» enecun 6 s& Ke«m«sistlww A Df seeds *dca ~ I ~ laweoasl pf pdl f i I hresneco p I weestestcc» solsm«4epep hwttd »caw Glwepmeelas pr I a Vscdtlnuv» a 5 ketlCw» lf I detw ~ fwrodecu WELLS FARGO VlSA Account NumheStatement 6rllulg Period Page2ote Ending in 6219 04/14/20 16 to 06/M/2016 Transactions lContrnued...) Trans Post ReferenceHunrber Descdp/Am Charges Purchases, Balance Transfers & Other Charges 04/I 7 osn7 04/I 7 04/I 7 04/I 8 04/21 04/22 04/22 04/22 04/23 04/23 04/24 04/24 04/27 04/27 04/28 0028 OW28 04/29 0501 0501 0501 0502 05413 0503 05/03 0504 0504 0505 0505 0506 0507 05 tl7 0508 05418 osoe 0549 0509 05/09 05/10 05/10 05/I I 05/I 2 04/I 7 04/I 7 04/ I 7 04/i7 04/18 04/21 04/22 04/22 04/22 0423 04/23 04/24 04/24 04/27 04/27 04/28 04/28 04/28 04!29 0501 05/01 05dn 05rog 05r03 05/03 0543 05/04 05/04 05/05 05/05 05/06 05!07 0507 05/08 05/08 05/08 05/09 05r09 05/09 05/10 05/10 05/I I 05/I 2 24692IBFW00WJN34R 2469216FW00XAH2HA 2469216FW002JSPSS 2469216FW002KBN7Q 2469216FX006RQD0M 2429910G002LSKBTS 2449215GIJH83JX73 244939SG189692492 2469216GIottB66881 2405523G25ZVSX3W5 2449215G2JHBA93JT 240'I 339G303 10JP I P 2444500G500EMDPQZ 2426979G72XX6VZ50 2426979G72XXBVZ7A 2412258G7WGNMFOY4 2449215G7MHQ23L83 2469216G700M9DZDW 244if215GBJHS3TJMW 24431CBGBRQEB3YXD 2469216GABOANHBYA 241!9216GAOOGQVBZW 2443106GQRQEB3KME 2422443GD30VJSBDF 2444500GDHEZ9246G 2449215GQJH84TBGN 2429910GE00KMNWEL 2443106GEBSL12HVQ 2416407GF6DSMMNSX 2429910GF00RYA3ZG 2469216GF00QPFRBA 2422443GH31TETOAT 2443106GH611MS3RT 2416407CJBDSLHZXD 2443106GHBLL4P4TS 2443106GJBLKtl306Q 2449215GKSBV2GMEV 246921eGJOOTK6EBS 2469216GJOOX64GTA 2416407GL6DSN2tlDO 2449215GLMHFETPLCI 2469216GLOOVYK191 2469216GM00TTRQDE APL'TUNES.COM/BILL 866-712-7753 CA GROUPON INC mr.788.1858 IL GROUPON INC 877-7M-7858 IL GROUPON INC 677 788 7858 IL APL'TUNES COM/BILL 866-7t2.7753 CA 7.ELEVEN 16269 SAN JOSE CA LYFT 'RIDE THU IIPMLYFT.COM CA TEMPLE NIGHTCLUB SAN FRANCISCO CA APL' TUNES COM/BILL 866-712-7753 C4 C AND D LIQUOR 34N JOSE CA LVFT 'RIDE FRI 1AM LYFT.COM CA 55 SOUTH SAN JOSE CA CVS/PHARMACY 809262 SANTA CLARA CA 266. AMF MOONLITE LAN SANTA CUIR4 CA 266 ~ AMF MOONLITE I.AN SANTA CLARA CA VIP ORIENTAL SANTA CLARA CA SQ 'VAPE AFFAIR STO SANTA CLARA C* SEPHORA 18 SANTA CLARA CA LYFT 'RIDE FRI 2AM LYFT.COM CA PAND4 EXPRESS 12384 MOUNTAIN VIEW CA IPSY 'GLAM BAG 888-769.4526 CA APL'ITUNESCDM/BILL BM7127753CA PANDA EXPRESS 8532 SAN JOSE CA SUPER DUPER BURGER SAN JOSE CA H4UTLK RACKBI!854/8438 188-854-7843 CA YELPINC EAT24 AMICIS E 415-908-3801 CA 7 ELEVEN 16269 SAN JOSE C4 PIZZA HUT 11646 SANTA CLARA CA SAFEWAY STORE00014654 SAN JOSE CA 7.ELEVEN 16269 SAN JOSE CA TEMPLE BAR 6 LOUNGE SAN JOSE CA TAPSILOG BISTRO CAMPBELL CA CAPITOL DRIVE IN SAN JOSE CA SAFEWAY STORE00014837SAN JOSE CA CIGARETTES FOR LESS SAN JOSE CA CIGARETTES FOR LESS SAN JOSE CA PAYPAL'LAOYMOSS 402-935-7733 CA APL'ITUNESCOM/BILL 865-712-7753CA COMZDYCLUBSANJOSENET 4082807475CA SAFEWAY STORE00014654SAN JOSE CA SQ 'PEKOE SAN JOSE CA GROUPON INC 877-788.78M IL CHEI/RON 0091691 SAN JOSE CA I 99 13 50 27.13 18 98 0 99 7,01 II 36 1500 7 99 9.75 838 25 84 69 70 15.32 1532 44 00 30 18 52.20 'l7N5 930 10.88 7 99 18.60 1577 54 88 16.15 I i.7T 16 86 10 81 7.54 25 00 56.95 15 90 18 48 14.35 10.18 58 94 4 99 7000 18 68 13 20 13 00 20 77 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $913.08 $0.00 72.63 0.00 $ 72.63 2016 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTAL INTEREST CHARGED IN 201S $20 00 $340 79 Interest Charge Calculation Yo Annual Percentage Rate lAPRi 8 Ihe annual in(eras irate on your scca nt [ [ PURCHASES Type of Balance CASH ADVANCES Wells Fargo News tAnnualPercentage BaiRafa lAPRi 20.40'r. celeb~le 24 24'/. varklble iDaysinBtil ngCy leance subi etiolnteresl Rale $4,332 13 $0.00 $72 63 Have you ecened 4 1st tefundv Wells Fargo wants lo talk wtlh you shout payment pitons thai ars avallabls Please call I-fulo6424720 ConOnued Imb WELLS FARGO VISA INegs Fsrgc News nc o nffuurnher Staternenl Bigrng Period page 3 of 6 Ending in 6219 04114f2016 lo 05113I2016 2 ansfer higher.rale halanees lo your guess Far9o disa d us ng the EUpsffcHEcKE ITM) rn Ihrs efafernenr. r Conanued E WELLS FARGO A c unt N abet Ending 8 $ t eme t illin ot 0 8 ( / 80 Page r Well a o Tr n !“ eI-t t b c t u W913 tg cvodil ca i [ S PERCl-ECKS {T } i l i smemonl. sum ht CHRISTINE Y KIIA SUNNYVA+sQ408 -fig VOID .„,VOID„ 5660 33.22 730 VOID- VQt D Dollars Wells Fargo Bank, N A. oes MoineL IA 30304 OID Nol valid oner 6l30I20 I 6 VO)-D „;...„- VO/0 Transfer balances at a low, promotional rate Enjoy a 4.9% APR on balance transfers for 15 months by using the attached SUPERCHECKS (TM) by 6/30/2016. A(ter thai, your standard APR ior Purchases and Balance Transfers wilt apply (currently 20 40%). This APR will vary with Ihe market based on lhe Ll.s. Prime Rale. A Balance Transfer fee applies. - Generally we will Apply your minimum pgyment first to lower APR balances (such as Purchasesi before balances with higher APRs Isuch as Cast& Advnncesl. Payments in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones. ~ The use of the attached supERcHEcKs will conststute 6 charge against your wells Fargo credit card accounc Interest And fees will begin to Accrue when the check is cashed. If you maintain any portion of your transferred be inn«es you will not qualify for grgce penods on future purchases untg you pay the balance in full. ~ Transfers made outsrdeof this offer may be available on different terms Refer to your Consumer Credit Card Customer Agreement and Disclosures Statement for details. HOIE If you are protected by the ger vlcc members Civil R eh sf Ac I I "SERA I the balance transfer fee will be waived. please sce reverse side for important informarion regarding th i* offer. APR for Check Transactions use by Date Fee Paying Interest 4.9% (Promotional APR) for lilteen (15) months trom Ihe date each lransfer posls lo your account. Alter your promotional period expires. the APR for these transactions will increase to the standard APR lor Purchases and Balance Transfers (currently 20.40%) This APR will vary with the market based on the U.S. Pnme Rate. You must use Ihe sUPERGHEGK(s) by June 30. 2016 for the promotional APR lo apply. Ii you use the check alter that date, we may still honOr the check. but you will not receive the promotional APR and Faa. tnslead, the standard APR for Purchases and Balance Transfers will apply. Either $ 5 or 4% ol Ihe amount of each iransaction. whichever is greater. For future balance transleoh either $5 or 5% oi the amount of each Iransaclion, whichever is greater. We will be in char m interest on these checks on Ihe transactton date Congnuod VOID VOID Date 20 5861 33.22 730 """'VOID Well» Fs go Bonk, NA, ~ w.'OTD VOID V Not vnlrd after 6/3042016 VOID VOID slgrulluro Dollars 8 8 N o ..rs::" '..'.,2,:I,:,,' o oZ0 Z e 5I Z- 4 z Z O0 I Z Important information regarding this offer This APR applies exclusively to the attached SUPERCHECKS . Any existing balance(sl on your account wifl continue to be under the ratelsl desc nbed in your Customer Agreement and Disclosure Statement. Interest on the attached SUPERCHECKS begins to accrue at the time the transaction posts ro your «redit card account. After the promotional period expires, the promotmnaf APR for these balance transfers will increase to the Standard APR for purchases, Balance transfers have no grace period or rewards points, cash rewards, or rebates earned. Your minimum payments will be applied first to lower APR balances before higher ones. Payments in excess of die minimum payment will generally be applied to balances with higher APRs first. If you transfer amounts owed to another creditor and maintain a balance on this credit card account, you will not qualify for future grace peiiods on new purchases as Iong as a balance remains on this account. Wells Fargo reserves the right to change terms, rates and fees at ha discretion in accordance with the card agreement and applicable law. If you chaose ro accept this offer, rhe following shag apply: I, You may use the attached SUPERCHECKS as you would use a persona( check. You can also use these checks to transfer balances from your other department store or oil company credit cards, in addition to other Visa', MasterCard'. American Express", or Discover" medit «ards. 2. You may not request a balance transfer to pay on any account issued by Wells Fargo or Wacho via. If you need any assistance transferring balances, please & ag Customer Service at 1-800 400 9423. 3. You may write the atta«hed sUpERcHEclrs for any amount up to your available credit. If your account is a visa signature account, then "available credit" as stated above refers to your "available revolving line of credit." 4. If you currently have any amount in a billing dispute with another Issuer we recommend it not be transferred, because you may lose your billing dispute rights. We are not responsible for any I ate payments, finance charges. drspu ted amounts, or ersors on your other accounts. S. Transferring balances will not automatically dose your other a&counts. If you choose to do so. please contact each company dire«tly. 6. The anached SUPERCHECKS and balance transfers are not eligible for any rewards points, cash rewards, or rebate dogai s through any Wells Fargo Rewoids program. 7. If the non SUPERCHECKS balance transfer you request exceeds the available dedit on your credit card account, you agree that the amount to be advanced to your checking account will not exceed the amount of the available credit as of the date your balance transfer request is processed. If your account is a Visa Signature account, then "available credit" as stated above refers to your 'available revol vmg line of c reck ty 8. NonSUPERCHECKS balance transfers will be completed in whole dollar amounts, rounded to the next lgg hest dogaramount, 9. Please continue mmake at least the minimum payment on your other wedit cards untf you seethe balances have been transferred. If you do not wish to receive future «heck mailings, please contact Wells Fargo Card Services at 1-800.642-4720. «r 2014 Wells Faigo Bank, N.A. Ail rights reserved. Member FDIC ECG-1190346 's mr. Cvnfavvd Vws 0« o I O o o o o a 4' 0 Z 5 0 Z o o v 5 E w o Z Z CHRISTINE V IOM For Account Eod og to Sglg Pcgeoora This notice indudes important information about changes to the Wells Fargo Rewards" Program Terms and Conditions(collectrvely, 'Program Terms'L lfyou have any questions, please call Wells Fargo Go Far Rewards Customer Service at1-8775171358. Please read rhis notice carefully and keep a copy for your reference. Authorized Redeemer Beginning June 20 2016 you may add an authorized redeemer to your Rewards Account by calling Wells Fargo Go Far Rewards Customer Service at 1877 517 1358 and provrdrng the information requested. The person you wish to add must be a Wells Fargo customer An authorized redeemer may only redeem by «ailing Wells Fargo Go Far Rewards Customer Service. By adding an authorized redeemer: ~ You agree that You are fully responsible for all actions of the authorized redeemer, including all redemptions made by the authorized redeemer You agree that all actions taken by the authorized redeemer are subject to the program Terms You agree that the authorized redeemer is not your agent or representative and has no obligation, of any kind, to redeem on your behalf, for your benefit or upon your direction ~ You agree that the authorized redeemer may take any action permitted by the program Terms, subject to the limitations set forth in this Notice, and do so without any notice to You ~ You agree that an authorized redeemer may do any of the following: - Redeem Rewards from your Rewards Account: ~ For merchandrse, gift cards, and charitable donations which are specific to disaster relief el'forts ~ As a credit or a deposit to a qualifying redemption account ~ As a paper check using the name and address we have on record for you (the Rewards Account Owner) - Ship merchandise and gift cards to an alternate address, where allowed - BooL flights, hotels and related travel services in the name of the person(s) they choose An authorized redeemer may also access your Rewards Account activity. create a wish list, add or change auto redemptions,andreport issues related toyour RewardsAccount. lf you want to remove an authorized redeemer you must call Wells Fargo Go Far Rewards Customer Service at 1-877-517-1358. You will continue to be liable for the actions of an authorized redeemer unless and until you call to notrfy us you wish to remove them. Changes to Fees: Effective Julyk 2016 GoFor Rewards will no longer assess a S24 per Airkne1icket Processing Fee. ozcrswcgssugoecos,NA Acrudrurrere 4 Nemoer sore,sccz412501 WELLS FARGO VlSA Accoutif Nuuiber Statement Biumg Period Page I of 6 Ending in 8219 06i1 4/20 \8 lo 08/13/2016 Balance Summary previous Balance - Paymenls - Othei Credit ~ Cash Advances ~ Purchases, Balance Transfers 5 Other Charges + Fees Charged ~ interest Charged New Bala ci $4,723 38 $3.420 00 $18.91 20 00 $ 1,749 84 $0.00 $sa.os $3,054 36 24-Hour Custo or Service. TTY for Hss ng/Speech Imps md. O teide Iha US Call Colleot Wdls Fa go Onlnen. 1-800842.4720 1-800-419-2255 I-925m25.7600 wellsfsrgo corn Send Gsrreral inquiries Toi po Box 10347, Des Mwnes Iux 50306m347 Total Credit Limit $5 500 Total Available Credit $2444 Payment information Neiv Balance Send Paymenls To. PO Box 51193. Los Angeles CA. 90051 5493Minimum Payment Payment Due Dale 07/08/201 6 Late paymenl warning: li we do nol receve your Mm mum payment by 07/orv2016. you may have lo psy s Mle iso up lo $37 Minimum Paymen( Wanungi 6 yourn kr onfy the minimum payment each pstiad, you will pay mixe in interest and it v II lakr you longer to pay oil yow balance. For exam li I I you make ne sddilionel charges using Ilil s card end each month you pay Only ihe minimum psymenl $ 114 You will pay og Ihe New Ss fanca shown on this a!element in about ... m years 3 yea x And you wig end up paying an estimsled letal of $ 7 381 $4,109(5,:: oi $3.272) I you ould like inlormauon a tered l counsel ~ ig e ices refer to www.usdot.gov/vst/eo/bepcp /cede/cc approved.him or cs8 061-877.28581 Important Information ''REVISED AGREEMENT FOR ONLINE ACCESS" '" WE'E UPDATING OUR ONLINE ACCESS AGREEMENT EFFECTIVE SEPTEMBER 15. 2016 TO SEE V/HAT IS CHANGING. PLEASE VISIT WELLSFARGO COMrCNLINEUPDATES, Go Far Rewards Summary Rewarda balanCe as of: 05/31/2016 $5.66 The rewards balance is for Rewards ID BOOD4642076. This balance may be inclusive of olher contributmg rewards accounts. For up.to.dale rewards balance informalion, or more ways loearn and redeem your rewards, visil GoFerRewards wf corn or call 1-877 517-1356. Transactions Trans post Payments 05/14 05/14 05/I 8 05/16 05/02 0602 0607 06/07 Remrence Na ber Descnpfion 7446539GROA99M15E ONLINE PAYlvlEN 7 744ti539GWOAOOSHWL CNLII4E PAYMENT 7448539HBOA92SY9M ONLINE PAYMENT 7446538HCOA95XE54 ONLINE PAYMENT Credlis 18000 160.00 90 00 3 000 00 Charges TOTAL PAYMENTS FOR THIS PERIOD $ 3,420.05 NOTICE'EF REVERSE SIDE FOR ILIPORTANT INFORMATION ABOUT YOUR ACCOUNT Continued tmh Detach and M vrkh check payable to Wells Fa/go Account Number New Balance M nlm Psymenl Payment Due Date ~ 6219 $3,054 38 $ 11100 07/08/2016 Amount Enclosed 3 CHRISTINE Y HIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089-2411 'fill/IIlftvtt"I"ffflf tffflt» lftfl'IIII ttlttlfttff I lft WELLS FARGO CARD SERVICES PO SOK 51193 LOS ANGELES CA 90051-5493 II'lll'fl'bllf lit'f/I/fff'ftf lilt l'ftlvfffflltlf III lffft Check he e and see reverse for address and/o phone number coseclion IMPORTANT IHFORMA'RON ASOUT YOUR ACCOUNT swngR nfss s a w p»wd 44( cn»5 ~ v «wee w«w AM w H 04 4 p *«Hi«wwtt p wp Og Ptn . 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I00NVI'th dd (IVNQac HF h rahdn pf Is(tits l 1 b o altsed« I Formulariodedambiodeotrecctdn-s d htcsww.p pecattet n ewa codncomplsla b I AM0AIOMM« I doalamsodel pe y arpm 4 ltooas pe(wc(usaf cnh twsmenlsp c bdtctdrt Hw spegvnt s petwpikmocf 's hmoc(clam at ni «tats WELLS FARGO VISA Account NumberSlafemenl Buling perio6 Page 2 of 5 Ending tn 5218 05/14/2616 to ODH3/ZD16 Transactions lContinued...) Tram Poll Rs/e/ence Nu/nba/ Other Credits Descrfpflan Crea/ra Cbalges 05/22 05/22 08/09 DN09 06/10 06/10 746921SGZ002A2V22 7444500HJSSDWV245 7469216HJOOD2YDA2 APL' TUNES COM/BILL 8N!.712-7753 CA T J MAXX 4396 SANTA CLARA CA GROUPON INC 877.768-7858 IL 0.99 48 92 20 00 TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers iL other Charges 3T6.91 05/I 2 05/I 2 05/13 05/14 05/I4 05/15 05/I 5 05/15 0 /15 05/18 05/16 05/I 9 05/20 a5/22 05/27 05/27 05/27 05/2 7 05/27 05/28 05/28 05 2S 05f25 05/30 OM!'I 0603 06N3 DDN3 OSN4 06N5 06NS 06/07 06/08 06/09 06/10 D6/10 06/I I 08/12 06/I 2 05/14 2429910GNDILETMHH 05/14 2478930GNQJKJOHP2 05/14 240I339GNOIK410WK 05/14 2443565GR2MF3EPRN 05/14 2449215GPLRYPDPXN 05/15 2469216GR002YQTOM 05/15 2469216GR03340788 05/15 2475542H34ZNIIPRE2 05/15 24/5542H34ZNBP87Q 06/16 2449215GTMHQOFSFB 05/IS 2469216GTOOKB24NA 05/19 2471705GX4DOESTEQ 05/20 2444500GVBLM4ZV3H 05/22 2461043H0231VGERR 05/27 2405523HDBLGXPB7M 05f27 244450DH42XLQQHT1 DN27 2449215H4SIAJFFNA 05/27 24721 93H6S66HERTL 05/27 2478930H4FW74lvlABQ 05/28 2444500H52XKWSBW9 05/26 2448215H6JHDTKIRS 05/28 2469216H500IQ7RMB 05/28 2469216H50DTMALNF 05/30 2423168H8617LEJSL 06/01 2469216H900840EIP ~N03 2401517HB00884QXP 08/03 2406523HBAEG545L6 0603 2443106HQRQEB4PXS 06/04 2422638HD2LR7GBX3 06/05 2449215HDJHDQ28JV 06/00 2469218HE006MA7RD ODNT 2444SOOHG2XJLFA2W OSND 2469216HGOODWNI Tl 06N9 2444500HJSSDWV28H 06/10 2439122HKBLGYMRP8 08/ID 2469216HJOOD2PPRD ONII 2440356HLDVDOK2EJ 06/12 2469216HL0087HGDO 06/i2 2479262HMEB4ABLA3 TOTAL PURCHASES, BALANCE TRA 7-ELEVEN 16269 SAN JOSE CA ABMONSITE FOUNTAIN ALLEY SAN JOSE CA SAN JOSE BAA 8 GRILL SAN JOSE CA JACK IN THE BOX CI453 MOUNTAIN VIEW CA HOTELTONIGHTVUE 800.20S 2949 CA APL'TUNES.COM/BILL 866-712 7753 CA HOTELS COM'f29877377747 HOTELS COM WA DOUBLETREE SAN JOSE SAN JOSE CA DOUBLETREE PARKING SAN JOSE CA SQ 'KANGAAOOPAIR G SAN JOSE CA HOTELS Cot/0 296!N490518 HOTELS COM WA T MOBILE 2628 MILPITAS CA WM SUPERCENTER 65884 SAN JOSE CA DAVE 8 BUSTER'S a24 MILPITAS CA STRAIT5 SANTANA AOW SAN JOSE CA URBAN OUTFITTERS Iel SAN JOSE CA PAYPAL 'HOUSELASHES 402-935 7733 CA THAIPHOON iSAN JOSE) SAN JOSE CA ABMONSITE FOUNTAIN ALLEY SAN JOSE CA DOMINO'5 8392 408 732-3030 CA YELPING'EAT24 BENNIGAN WWW.YELP.COM CA APL'TUNES COM/6ILL SSS-712-7753 CA HOTELS COM129973087733 HOTELS.COM WA 85C BAKERY CAFE USA MILPITAS CA IPSY 'GLAM BAG asll-780-4526 CA 7600450411 SAN JOSE CA PACSUN 61037 MILPI'TAS CA SPOATS AUTHORIT'7 0664 SUNNYVALE CA WAL MART'2119 MILPITA5 CA LYFT 'AIDE SUI42AMLYFTCOM CA APL'TLINES.COM/BILL 866-712-7753 CA 7 J MAXX 8398 SANTA CLARA CA GROUPON INC 877-788-7858 n. T J MAXX 6390 SANTA CLARA CA MICROSOFT- 15 SANI'A CLA SANTA CLARA CA GROUPON INC 677-788.7858 IL EVERGREEN INIV PUB SAN JOSE CA HOTELS COM1302969NI955HOTELS COM WA VICTORIA'S SECRET 0631 SAN JOSE CA NSF ERS 6 OTHER CHARGES FOR THIS PERIOD 17 10 18 Gl 16 00 18.12 92 00 14.96 101 56 22.00 22 00 120.00 74 43 43 02 Sl DS 13 T3 ir 05 21.72 26 26 aa66 i200 20 29 24 9D 7 99 72 IS 13 62 10 88 27 82 82 61 58 29 50.30 I 7.48 7.99 104.41 3000 92 98 152 23 20 00 35.00 10128 87.88 $1,748.84 Fees Charged TOTAL FEES CHARGED FOR THiS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAI. INTEREST CHARGED FOR THIS PERIOD 30.60 80 05 0 00 $ 6D.86 ZofBTotals Year-tougate TOTAL FEES CHARGED IN 2016 TOIAL INTEREST CHARGED IN 20H! $20 00 $420 84 interest Charge Calculation Yaur Annual Percentage lisle lAPRl n Ihe annual nterest rale on your acco nt Type of Balance AnnualPe centsga Aale(APR) Balance Subject to Interest Rale Interest Charge PURCHASES 2041P/ variable $462030 8!IO 05 CASH ADVANCES 24.24N va/iable 31 Cont nunf WELLS FARGO VlSA Wells Fargo News nccolin! Somber Slalemertl Siring Period Page 3 ol 5 Ending in 6218 06I14I2016 to sdr13I2016 T ar Isr higher rate balances lo your Wells Fargo clod I ca d using the guPERCHECKE iTM) in this statement Condnued E WELLS FARGO I A u t Nu “ i $ st tem n Bimng hri 1 12 l 061 12 ! el c nsfo gtewat humus eI a “ c [ SUPERCH S (T ) l e ent. mi H CNRIST)NF. Y KIM suNNvva@re)Q VOID,„VOID,. "'OID VOID VO Not vxlra eaarrutrtetg 6 ID - - -VO) D;„...;„-VQID- Dollars Transfer balances at a low, promotiona1 rate Enjoy a 4.9% APR on balance transfers ior ts months by using the attached sUPERcHEGKs (TM) by 7i3t/201 6. After that, your standard APR (or Purchases and Batance Transfers will apply (currently 20.40%). This APR will vary with the market based on the U.s. Prime Rate. A Balance Transter fee applies. Generally we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs such as Cash Advancesi. Payments in excess of the minimum payment wia generally be applied to balances with higher APRs first before balances with lower ones. The use of the anacltad SUPERCHECKS will constitute s rharge against your Wells Fargo Credit Card account. Interest end fees will begrn to accrue when the check is cashed. If you maintain any pa i tio n of your transferred balan eel you will not qualify for grace periods on future purchases until you pay the balance in full. Transfers made outside of this offer may be available on difterent terms. Refer to your consumer credit card customer Agreementand Disclosures Statement for details. MOTE: If you ate protected by the Sarvicemembers Civil Relief A«t ('SCRA") the balance transfer fea wrs be waived. Please lee reverse lrde for important information regarding ra re offer. APR for Check 4.6% (Promotional APR) for lifteen (15) months trorn the dale each transfer posts lo your account. Transactions After your promohonal period expires, Ihe APR ior these transactions will increase Io the standard APR for Purchases and Balance Transfers (currently 20.40%). This APR will vary with Ihe market based onihe U.S. Prime Rale. Use by Date Fee Paying interest You must use the SUPERC14ECK(s) by July 31, 2016 lor the promotional APR to appty. If you use Ihe check after that date, we may styl honor lhe check, bW you will not receive the promotional APR and Fee. Instead, the standard APR tor Purchases and Balance Transfers wel~appl . Either 35 or 4% of lhe amount of each transaction. whichever is greater. For lulure balance lransiers. esher $5 or 5% of the amount ol each transaction, whichave~ris reater. 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T TY for Hoaring/Sp ech Imps md: Outside the US Can Colleal Wells Fargo Cmlinee. 1-800.642-4720 I 800.419 2265 1.925.825-7600 weilsfargo corn Send G nsral Inquiries Toi PO Box 10347, Des M» ms IA, 50308.0347 Tolsl Credit Unut $0,000 Total Availablo Cmd/I $4 218 Payment fnformation New Bala ce $3 67655 Send Paymenis Toi PO Box 51 i93, Las Angeles CA 90¹-5403 Paymsnl Due Dale 00/00/2016 Late Payment Warning: If we do nol receve your Miiiimum Payment by 06tul/2018. you may have lo pay a late Isa up to $37 Min anom pay writ warning: 2 you make only Ihe minimvm paymenl each pe md, you v 6 pay more in in!a eal and it wiN take you laager to psy oif your balanc For exam le. If you make no additional charges using this card and each month you pay ... Omy lhe minmum paymenl 6137 You will pay off lhe New Balance shown on this statement in about 20 ymrs 37sa 4 And you will end up paying an estimated total ot. as One (sn g* f34,134) It you would I ke inforniasc41 about weel counse s g se/view. rater lo www usdoi gov/uel/eo/bepcpa/cede/cc approved htm or call 1477-205.2100 important lnfonnation CONGRATULATIONS-YOUR CREDIT LIMIT HAS BEEN INCREASED TO $8,000 NOW YOU HAVE MORE PURCHASING POWER AND IT'3 AVAILABLE IMMEDIATELY IF YOU HAVE ANY QUESTIONS PLEASE CALL US AT 1-800-042-4720 Go Far Rewards Summaiy Rewaids balance as of: 06730/2016 $22.36 The rewards balsnae is for Rewards ID 60004642078. Tins balance may be inctuswe ot other cont/rbutmg rewards accounts Fal up-to.dale rewards balance mfaimatmn, or mare ways to earn and redeem your rewards, wail GoFarRewards.wf corn or call \ 877-517-1358. Transactions Trans Posl Rare ence Nun/bar Payments 06/23 0!'J23 7446539JOOA9A3A5H Caser/pi'un ONLINE PAYMENT Credils 500 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Other Credits 06/22 00742 74445INNZ2XJRYGY3 T J M/IXX 6398 SANTA CLARA CA 06/28 06.'20 7479262JSE04SIFYB VICTORIA'6 SECRET0533SAN JOSE CA TOTAL OTHER CREDITS FOR THIS PERIOD $560.00 24 99 40 22 $S5.21 NOTICE SEE REVERSE SIDE FOR IMPORfANT INFORMATION ABOUT YOUR ACCOUNT .h Conuiiued I Detach and mail w Ih check payable to Wells Fa go Account Number New Balance Minimum Paymem Payment Due Dale ~ 6219 S3,670,M $93 00 te/M/2010 Amount Enclosed CHRISTINE Y HIM 122a TASMAN DR SPC 305 SUNNYVALE CA 94006.2411 'il'anil»ill/oint"fffffff'»'hl'Ihffrnln'f flhtllfn'f WELLS F*RGOCARDSEFIVICES YNG PO BOX 51103 LOS ANGELES CA 90051.5403 I'l lf i»bl»lri»l iflfhfftfflnlfff h»I lh'i hl»lnhl Check hare and sse reverso iw address wxuoi phw» numtnr correction. 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';.Jl:..T.;!..i....) -"= ~..i ~ .i!,T.X li i '...! ..t WELLS FARGO VISA Accounl NumberStateme/8 Bgling Patios Page 2 ot 3 Eno/ng in 8219 06/la/2016 to 07/14/201S Transactions (Continued...) 7/ans Post Refer nce Number Descnptlon Purchases, Balance Transfers g Other Charges Cre tf/ts Cad/ges 06/17 06/17 OS/18 06/18 06/20 06/20 OSRO 06/20 06/22 06/22 06/22 08/22 06R5 06!25 05/25 06/25 06/26 06/26 06/27 06/27 OS/28 06/28 OSRS Oo/28 06/28 06/28 07/01 07/01 07/01 07/01 074H 07/OI 07/01 07/ol 07/01 07/01 07/04 07/04 07/04 07/04 07/07 07/07 07oa 07/06 07/08 07/08 07/09 07/M 07/09 07%9 07/09 07/09 07/79 07/09 0749 07/09 07/10 07/I 0 07/10 07/10 2442733HSLMIUMK32 2489216HSOOPVDOBO 2470780HX2AJJYSV4 241224/HXS68LSIPL 2469216HYMMM3WL3 2469216HYOOMM3WTO 2444574J22XNPDKQM 2463923J2S66H Y H87 2444500J32XHHSROO 2449215J3MHBZMDBZ 24SOBMJSWGNSX8FS 2449396/SSO16NMJ 2469216J4006EASAK 2443565JSBLLKOZ9R 2449215JBJH846WSG 24692183700L35AMQ 2469218/7MM4KWVI 24HH97J805JSSTOX 2442733JBLlvl89QDTN 2449215JALXMPAJ57 2449215JEJH82RFWK 2423168JF2LT84EGE 24692ISJFOOSPX7YH 2442733JGI.M7PXFTH 2443106JFSS62K3PY 2449215JFJH854QJ5 2449215JGJH68AHKK 2469216JFOODZ7TJL 2431805JHFYJ!17TWX 2469218JGOOV9HY8X FGGDMAxx 4461SAN Jo SAN JOSE GA HOTELS COM130438M8933 HOTELS,COM WA GRAIN O'OR.MOiINTAIN VIEW CUPERTINO CA XIANG XIANG NOODLE SUHNYVALE CA RITE AID STORE ~ 5967 CUPERTINO CA RITE AID STORE -5967 CUPERTINO CA OFFICE DEPOT 8698 SAN JOSE CA PAYLESS HARDWARE 6 ROCKER SAN JOSE CA JAMBA JUICE 499 QSR 6AN JOSE CA SQ 'VAPE AFFAIR STO SANTA CLARA CA GREWALZ UQUOR 6 GROCERIE SUNNYI/ALE CA NEW YORK PIZZA 2 6502109700 CA GRDUPON INC 877-7M 7S5S IL JACK IN THE BOX 40604 SUNNYVALE CA LYFT 'RIDE FRI 5PM LYFT COM GA IPSY 'GLAM BAG 888-769-4526 CA SEPHORA COM IP7.6EPHORA CA MCKEE GAS 6 SHOP SAN JOSE CA LUCKY 8768 SAN JOSE SAN JOSE CA UBER US JUL04 Y2USX HELP.UBER.COM CA LYFT 'RIDE THU 2PM LYFTCOM CA HARBOR FREICHT TOOLS 3da SANTA CLARA CA LOWES 102211'UNNYVALE CA ROTTEN ROBBIE IKI4 MOUNTAIN VIEW CA STUDIO8SAI4 JOSE CA LYFT 'RIDE SAT 1AM LYF'f COM CA YELPING'EAT24 FORTUNA 877-887.7815CA HOTELS,COMI 30943823729 HOTELS COM WA SHELL OIL 100082S9000SAN JOSE CA PAPA JOHN'8 803824 COM 550-969-7272 GA 39 08 '119 84 Ii.ie 30 94 51 Hl 49 64 577 14 00 lb.38 4S 20 9M 11.73 15 20 12.81 17.14 10 8S 177 27 6.33 IO0.34 2.00 6.55 8 67 do 29 40.19 3t.bb 99.21 21.35 98 28 12.89 2381 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD tnterest Charged $L131.72 $0.00 INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 55 68 000 $65 68 Zof B Totals Year-to-Bate TOTAL FEES CHARGED IN 2016 TOTALINTEREST CHARGEDIN 2018 $20 00 $476 52 Interest Charge Calculation Your Annual Percentage Rate iAPRl s tha annual Interml rale on you account AnnualPercent ge Rale lAPRi Balance Subject to I israel Rate Daystn 8 ging Cycle Interest Charge F PUIIGHASES CASH ADVANGE5 20 40M semble 24.24/ variable $3,213 68 $000 31 31 $55 68 $000 Contnued 1mb onnlsTINE v Kiss Fiv Adddu»t Ending Id 6219 Fags 3 di 3 Enjoy trav-1 b-n-f t on your Take advantage of your credit card's travel benefits Credit oooo oooo aooo ooos As a Wells Fargo Visae Credit Card customer, you'e entitled to special travel benefits, upgrades, and protections, including: ~ Worldwide Automatic Travel Accident Insurance - Automatic common carrier accident coverage when you purchase travel tickets with your card ~ Roadside Dispatch - 24/7 on-demand referral network for roadside assistance including towing, locksmith, and fuel delivery ~ Travel and Emergency Assistance Services - 24/7 medical, legal, transportation, or cash advance assistance and referrals Your card also comes with these great features: ~ Chip Technology - Broader acceptance internationally and better protection against counterfeit fraud at chip-enabled terminals ~ Zero Liability - Automatically protects you from liability for unauthorized transactions when you report them promptly Certain limitations, restrictions, and exclusions apply. Review you r Wells feign Visa" Caid Gukle ro Benefits for details. If you need 3 Guide ro Bend fits fnr your card, please cail tire Customer Servire phone numb'.r on the hark of your card 2?016'W II ~ I'ae 6 h.l?A.Auughu «Ad rr'I.2663OOI WELLS FARGO VISA A count H mherStatement edl ng Period Page I of 4 Ending n 6219 07/16/2016 to 03/14i2D16 Balance Summary Prevmus Balance P81'in8 ns - Other Or&Its Cash Ad ances ~ Pu/chases, Balame Transfers 6 Olhw Charges Fees Charged 4 fnlermtCharg d New Balance S3,676. 55 $26D.00 $ 136.70 $000 $3,373 54 $0.95 NI~.64 $6,747 93 24'Hola Citato/tier Sir/vice. TT Y for Hearbg/Speech 1mpaved Oneida lhe Us call Cosset'89s Fargo Onlmeb'.800-642. 4720 1-800 I I9.2265 I 925.825 7600 wagxfti/gu corri Send General Inqutries To: PO Box 10347 Oes Mo es IA, 603mi 0347 Total Credit Limit 68050 Total Ava false Credit $ 1 645 Payment information New Balance 65 747 43 Send Paymenls Toi PO Box 51193. Lm Angeles CA 90051-5493Minimum Paymeni Paymont Dus Date 09/05/201 6 Lais paymenl wa/ning: g we do ol receiv your M imum payment by NIDD/2018, you may have to pay alat4 fee up lo $37. Minimum Paynwnt Warning. If you eke only lhe min «m pstuwnl each parred, you wrll pay mors u rnterest md it will tdw you longer lo pay og your balance. Fc exam I . g you make no adaigonal charge using this card and each month you pey 0/ill the nxliiliimii paries I $252 You igpayotfthenewSalanc shownon this statemenl tn about ... 25 years 3yeov And ynu wdl end «p paying an estinlaled total of ... 617,256 $ 9,D76 imwxn W $8,1 787 6 you would kke I/uwmalion scout creelcourise'ng set ices, refer to www.usdol.gov/ust/eo/bapcpa/ cde/cc approved.him m eall 77 0$ .1.8 -236-21 Go Far Rewards Summary Rewards balance as of 07/31/2016 $8.02 The rewards balance is for Rewards ID 60004642076. The balance may be inclus vs of other contributing rewards accounts. For up-to-dale rewards balance mformatinn, or more ways to earn and rsdeem your rev/aids, veil GoFar»awards wf.corn or caff 1-877-517-1358. Transactions Trans Povl Payments Re/ere/Ice Huslher Dvscrfpltnn Cred Is C08/ges Dsm6 0806 7446539KODA95AERA ONLWE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD $260,06 Other Credtta 07/25 07/25 07/29 OT/29 7469216JZOOQFSGFT EXTENDEDSTAY 895 MILPITAS CA 7480197K4LA288ADT NUGGET ROTISSERIE RESTAU SPARKS NV 85 01 51.69 TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers JL Other Charges $136.70 07/12 07/15 0//I 4 07/t6 07/14 07/15 07/I 5 07/15 07/\ 5 07/15 24592utJL00632F29 2469216JLDOTF1669 2469216JL007L6EN9 2469216JMWO6CIJTO 2469216JMODE5HYWH COCOLA PALO ALTO CA AMAZON MKTPLACE PMTS AMZN COM/BILL WA GOOGI E Rockvtat Games geo/payhelpa CA AMAZON MKTPLACE PMTS AMZN.COM/BILL WA AMAZON MKTPLACE PMTS AMZN COM/BILL WA 1982 10.97 899 38 25 932 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATIOI4 ABOUT YOUR ACCOUNT " 'vx. 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MKTPLACE PMTS AIJZN COM/BILL WA AMAZON MKTPLACE PMTS AMZN.COMIB0.L WA AMAZON MKTPL ACE PMTS AMZN CohsBILL WA GOOGLE 'VNG SINGAPORE g colpayhelpe CA AM4ZON MKTPLACE PM TS AMZN COM/BILL WA AMAZON MKTPLACE PMTS AMZN COM/BILL WA GOGGLE 'VNG SINGAPORE g r»(pa(helps CA HOTELS.COM131129820388 HOTELS COM WA PACSUN e0003 877.372 27t(6 CA W4L.MART «2119 IJILPITAS CA CENTURY THEATRES 399 MOUNTAIN VIEW CA GOOGLE 'Mtniclip g co'payhelpe CA GOGGLE 'Rea(Games 9 co/payheiplt CA BJS ATV RENTALS INC GROVER BEACH CA BURGER Klh(G 85375 KING CITY CA PISMO YOGURT PISMO BEACH CA 7-ELEVEN 37945 KINO CITY CA GOOGLE 'VNG SINGAPORE g co/peyhelpe CA YELPINC'EAT24 ORGANIC WWW YELP COM C4 HOTELS.COM131305662466 HOTELS COM WA GOOGLE 'Mmh(tpg ca(payhelpc CA EXTENDEDSTAY 898 MILPITAS CA SQ 'VAPE AFFAIR STO SANTA CLARA CA NOB HILL 0634 MOVNTAIN VIEW CA 5O 'ZAREENS AESTAUR MOUNTAIN VIEW CA CENTURY THEATRES 399 MOUNTAIN VIEW CA BAILEY PLAZA VQIJORS MOUNTAIN VIEW CA SIX FLAGS DISCOVER K(NOD VALLEJO CA ASHBVRY TOBACCO CENTER SAN FRANCISCO CA SIX FLAGS DISCOVERY KING 707-644-4000 CA GOOGLE 'VNG SINGAPORE g.fo/payhelpe CA CHEVRON 020654( SAN RAMON CA APL' TUNES COM/BILL SS6-712 7753 CA GOOGLE 'Mintcltp g.co/payhelpe CA SHOAELINE ORAL FACIAL SUR MOUNTAIN VIEW CA HOTELTONIGHTNUGGETCA 800208-2949 CA NUGGET BAR SPARKS NV NUGGET BAR SPARKS NV NUGGET BAR SPARKS NV GILLEYS GIFT SHOP SPARKS NV NUGGET ROTISSERIE RESTAU SPARXS NV NUGGET ROTISSERIE RESTAV SPARKS NV JA NUGGET HOTEL SPARKS NV HOTELS COM(31461678783 HOTELS.COM WA WALMART COM 800.966.6548 AR AMAZON MKTPL4CE PMTS AMZN.CORI/BILL WA IPSY 'GLAM BAG 88(h(69-4526 CA GOOG LE 'Mln»l p g co/pay helpe CA WAL-MAR'f I/2119 MILPITAS CA LYFT 'RIDE TUE I PM LYFT,COM CA PARIS BAGIJETTE 22 SAN JOSE CA RED( ROOM RESTAURANY SAN JOSE CA REDI ROOM RESTAURANT SAN JOSE CA MOUNTAIN VIEW COAST MOUNTAIN VIEW CA GOOGLE 'VNG SINGApORE g co/payhelpe CA HOTELS.COM131826606341 HOTELS COM WA LYFT 'RIDE SAT 7PM LYFT COM CA LYFT 'RIDESAT9PMLYFTCOhl CA HOTELS COM131654418492 HOTELS COM WA AMAZON COM AMEN.COM/BILL AMZN COM/BILL WA AMAZON MKTPLACE Pl ITS AMZN COMBILL WA AmalcnPrtme Memhersht arnot corn/ e WA I 76 238 399 I 98 6.31 251 9 97 80 15 9131 77 14 10 55 0.99 0 l(9 82.00 11 85 498 5 47 1999 21.74 106.29 0 99 100.00 10S.51 900 30 69 24.50 14 54 5.68 80 61 68 31 503 1608 9 99 0 96 1,000 00 13S 00 16.00 1500 IS 00 19.43 56 69 51 69 43 01 105.93 49 Nl 24 99 10 88 5 99 148 36 Io 46 475 13 00 32 00 8.33 4 (7 131 15 6.87 5.75 150.50 76.1 'I 14 93 107 66 TOTAL PURCHASES, BALANCE TRAIISFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL 0/ITERES T CHARGED FOR THIS PER(OD $3,373.54 30.00 94 54 000 394.54 ZC16 Tolais Year-to-Date TOTAL FEES CHARCEO IN 2016 TOTAL INTEREST CHARGED IN 2016 $20 00 3571 06 Conan ed WELLS FARGO VISA Account Numb rSlatemenl Silting Period Page 2 ol 4 Ending in 6219 on torte le i o OOHN20 ie interest Charge Calculation Your 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We have increased the credit limit for youi Wells Fargo Credit Caid Now you have inore purchasing power than l&efore and it' evadable immediately In addioon to &our ne v credrt lirnir, you may also have free access to your FICO" Credit Score'st h Wells I ergo Frtobrle' inkmg Features in&ludei Youl FICO" Score and wells Fargo credit raung Your score fee lors and personalized Wells Fargo credit tips Youi FICO'core hstory, plus credit education and moro Credit iilin Illii Iiltii 41ail c3 0 To view your new credit card hmit, please review your credit card account summary. To learn more about free access to your FiCOA Score, and to download the Wells Fargo fbfobilee Banking app, go to wellsfargo.corn/ficoscore. 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Wells Fargo Onlv eer I 800.642 4720 I 800-4'19 2265 1.925 825-7600 wells la go corn Send General inquiries Tot PO Box 10347, Des Mivnes IA, 50308O347 Tout Credn Limit SS 000 Total Available CrsiM Payment information New Balance $7 43500 Send Paymer Is To: PO Box 51193, Los Jngefev CA, 90051-5493tanimum Paylnenl Payment Due Date 10/05/201 6 Late Payment Warning If we do not receive your MinlmvmPaynwnl by 10/08/2016 you may have topsy a into fes up to $37 Minimum Paymenl Warning; II you nlalw only the mkwnu paymenl each p nod you witl psy miso in interest md it will take you longer lo psy cd your balance For exam s. lf you make no adddionsl charges using this caid snd each month you pay . Only me mninum paymenl $278 Vou will pay ott the New Balance shown on this statement in shout ... 28 yeats 3 years And you will end up paying an estimated total of- S19,068 $10.002 (tl "Vs 1$9,064) I you would lks inlormauo about cierul coun*a ng servses, mlsi lo www.usdof.gov/usgeo/bap pa/cade/cc approvedJttm o cali 877-285010$ . Go Far Rewards Summary Rewards balance as of: 08/3t/2016 $ 15 4D The rewards balance is tor Rewards ID 60004642078 This balance may be inclusive oi other contributing rewards accounts. For up lo-dare rewards babnce iniorrnatton, or more ways lo earn and redeem your rewards, visii GoparRewards wf.corn or cell 1-877-517-1358. Transactions Trans Post Payments OS/14 08/M 09/01 09/OI Ran ence Number Oescrlpl vtl TOTAL PAYMENTS FOR THIS liERIOD 744S539KLOASW33EQ ONLINE PAYMENT 7446539LSOA982594 DNLINE AYSIIENl'ntdas 400 00 I SS 00 455ILOO Charges Other Credits 08/I 4 08/14 00/i4 08/15 Otl/17 08/17 09N9 OONO 09/09 OONO 09/09 OSI09 09NO 09/09 09/09 09/09 09/08 09N9 09N9 09NS 7443108KKR7FMIIDSZ 7469216KN007DG98W F558 IOOLDOOOSS253 F558100LDOOOSS253 F556100LDOOOSS253 F5MI IOOLDOOOSS253 INTEREST ADJ ~ PREY CYCLE PURCHASES JCPENNEY 1!I23 SAN JOSE CA AmaxonPnme Mamba vhp amxn corn/mme WA ADJUSTMENT.PURCHASE5 INTEREST AOJ - PREY CYCLE PURCHASES ADJUSTMENT-PURCHASES INTEREST ADJ - PREV CYCLE PURCHASES ADJUSTMENT-PURCHASES INTEREST ADJ - PRE V CYCLE PURCHASES AD.IIISTMENT.PURCHASES 0.23 166 42 107 66 699 012 I 98 0.04 9.97 017 099 NOTICE SEE REVERSE SIDE FOR IMPORTAIYTINFORMATIONABOUTYOURACCOIINT 'i co rinued Daleth and mail with checl payable lo Wellr, Fargo Account Number New Balance MIMlltm Panixinl Payme t Due Date ~ 4784 $7,435 00 $191 00 10/08/2016 Amount Encmmd MS CHRISTINE Y KIM 1220 TASMAN DR SPC 305 6UNNYVALE CA 94089-24 \ I till,lll«„tf„lftfltflflV„.fff»l«tttttlf»,lfltf,[t»tt,ll WELLS FARGO CARD SERVICES YKG PO BOK 51193 LOS ANGELES CA 90051-5493 oflltftll«llttlffffflfllll,l,t«fl»»ltff,ttfflltffffhfum, Check here and me reverse mr addross and/or phone number consctron iMPORTANT IHFORDIATION ABOUT YOUR ACCOUNT gigwgRlnht15 e . 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Cd tel A I T 1 0 s«tlw*1 INM I lk 0 kb I W«deWI de«M.O 5 a 4 484 I I Well I 4 «CA«C 4 dc w d Kde ph dwo v leld wA w Mo iloeodelSe icw ighente. cosa e«ae se«AM w«etow 0 UP5590 II IMDII2010C20lfy ywua INA I W IT« I 86 A 0 chsngeofAddresAFoml- ~ y Md hate«MA p Nlyau c IAk NI4estbek a ~ ~ to«weil e«ecldeof~ dencbl N I s pro«ca Pl tc« ~ c i lyfo eddew h Wes RyaaM yc liens.cl IIU lcateecwuw e«t Nbe Ih heacllh»N I 11 FormuleriogeCsmhlodeOireccign-sis 0 Dw h su«Mo pope 0 n ed 8~ c plelsmsoA eg deuak0 l~««dewdelc pn y sew«a Nweceww DAM«wee fssecow bw«speac~cadcweo 5 ~weg mal.pe t wwmfwwod swdw«ctww«k 6 a «c WELLS FARGO wsa Accoun I Nlf mb srStslement Bflling Period Psge 2 ol 3 Ending in 477M 08/15/2016 lo 09/1 3/201 6 Transactions (Continued...l trans Post Re/ereuce Number 0 * Ipdon Other Credits Credi/s Chergee 09/09 09$9 09/09 09/oil 09/09 09KI9 0&$9 0&4m 09/09 09m& 09/09 09N9 09/09 01$9 09/09 09$9 09/09 09/09 09/09 09/09 06/09 09N9 09/09 09/09 09/09 09/09 0&/09 09$& 09/09 09$9 F558100LDINOSS253 F558100LDOOOSS253 FM6100LDOOOSS253 F553100LD000SS253 F558100LD000SS253 F558100LD00&SSR53 F558100LDOOOSS253 INTEREST ADJ - PREY CYCLE PURCHASES ADJUSTMENT PURCHASES INTEREST ADJ - PREV CYCLE PURCHASES ADJUSTMENT PURCHASES INTEREST ADJ. PREY CYCLE PURCHASES ADJUSTMENT-PURCHASES INTERESTADJ PREVCYCLE PURCHASES ADJUST'MENT-PURCHA5ES INTEREST ADJ - PREY CYCLE PURCHASES ADJUSTMENT.PURCHASES WTERESTADJ PREY CYCLE PURCHASES ADJUSTMENT-PURCHASES INTEREST AOJ ~ PREY CYCLE PURCHASES ADJUSTMENT-PURCHASES INTERESTAOJ - PREY CYCLE PURCHASES 0 01 0.99 0. 01 19 99 026 0 &9 001 5.00 0 05 099 0 01 5 99 0.05 497 003 TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, igatance Transfers 73 Other Charges 5333.32 06/14 08/I 5 08/16 08/17 06/17 OS/17 08/16 08/I 8 ofl/I 8 05/I & 08/I 9 06R3 08/23 08/24 08/24 0S/24 08/25 08/27 08/27 08/27 08/27 06/28 08/28 08/28 08/28 05/28 06 28 08/29 08/31 06/31 08/31 09/01 09/01 0&/01 09/02 0&$2 0&$3 09/03 09$2 09/0 4 09/04 09/04 I 09/05 09/05 09/09 05/15 08/I 5 08/16 08/17 08/17 03/fr 08/18 08/18 08/18 08/19 08/I9 08/23 08/23 08/24 08'24 08/2 4 08/25 08/27 OBI27 08/27 08/2 7 0!I/28 06/28 08I28 08/28 08/28 0&/28 00/29 Ofl/31 08/31 M/31 09/01 09/01 09/01 06$2 09$2 0&/03 09/03 09/03 09N4 08/04 09/04 09/05 09/05 2469216KK00RPJ481 241362&KMBMEPEDMI 2416407KN7DL4BJEH 2469216KN008MZVXW 2474455KP3M5BDFK9 2490541KNOV7SZ5G5 2444500KR&PR\3ZNP 244&215KPMHEZN4TX 2489218KR00MBLBK 2443106KT61BPFL99 2443106KW611MS33L 2449398KW619EBIOE 2475542KX50H&QK5R 2444500KY00GD4&VF 2449398fIYMNMHYK5 2489216KXtolV25HL 2469216KY00LGBVK5 2466808LIWGN6X6FR 2405523L15SBEVLL5 246&216L00059ATNH 24S9218LI00QEFF50 2412942L22X485KGR 2432688L104Q4ASL3 2443108L261AKXAEP 2443106L261AKXAES 241$216LI00DFPBGY 2469218L100DFPBLX 2469216L2007QM51R 24IM16L45SHQ6GK6 2426979L58PXX9FWE 2444500L42X91XJNZ 2470780L6WGV7&YJ9 2469216L500LFDWKL 2490641L50VNV14F/ 2461043L8231TKFDM 2461043L823ITXA4A 2449398L760NAR289 2449398L860N9WJ&Q 2469216L7008K2WFL 2444500L82XANEP23 2444500L&2XANEP¹K 2469216U!00T2ZF4S 2444GNL&2X&ootor 2469216L900XRJ228 APL'TUNES COM/BILL 866-712-7753 CA ORCHARD SUPPLY rngo SAN JOSE CA SUBWAV 00491381 CUPERTINO CA AnletonPr e Membership emzn corn/prme WA TAPIOCA EXPRESS 408 52fn147 CA TKT'SONGKICK TICKETS sosglnck corn NY GREAT AME.RICA ONLINE 4086MB-1775 CA SQ 'MILKCOW FREMONT FREMONT CA CHEVRON 0374877 VALLEJD CA CAPITOL DRIVE IN SAN JOSE CA CAPITOL DRIVE IN SAN JOSE CA PTICKET COM.SAN JO5E 800-553 4412 CA STAGNARO BROS SEAFOOD INC SANTA CRUZ CA LITTLE CAESARS 1212 0003 SANTA CRUZ CA BEACHWAY INN SANTA CRUZ CA HOTELS COM132045260551 HOTELS.COlrl WA APL'TUNES COM/BILL 666 712 7753 CA GREWALZ LIQUOR 6 GRocERIE SUNNYYALE cA SHIE KH SHOES ¹ 95 SAN FRANCISCO CA HOTELS,COM13212955&780 HOTELS COM WA SQ 'Fae ASSOCIATES Sen Fronobco CA CHAMBERS SAN FRANCISCO CA SIX FLACS DISCOVERY KING 707.64 4.4000 CA HOTEL METROPOLIS SAN FRANCISCO CA HOTEL METROPOLIS SAN FRANCISCO CA SQ 'F&B ASSOCIATES Sen Francisco CA SQ 'F&B ASSOCIATES Ssn Frencnco CA SQ 'THE SANDWICH SPOT Mounteof View CA BURGER KING I/4913 MOUNTAIN VIEW CA CASCAL MOUNTAIN VIEW CA CARLS JR 7043 SAN JOSE CA LK TEA & GRILL SAN JOSE CA IPSY 'GLAM BAG 888-769-4526 CA DSC'DOLLAR SHAVE CLUB S66-22327S& CA DAVE IL BUSTER'5 124 MILPITAS CA DAVE ft BUSTERS 24 POWERCA MILPITAS CA PHO&0SANA)SE CA PHD &0 SAN JOSE CA HOTELS COM132296230485 HOTELS COM WA CAUFORNIAS GREAT AMERICA SANTA CLARA CA CAUFORNIAS GREAT AlrIERICA SANTA CLARA CA AMAZON MKTPLACE PMTS AMZN.COM/BILL WA WALGREENS ¹689 MOUNTAIN VIEW CA AMAZON MKTPLACE PMTS AMZN COM/6ILL WA 7 F 7 99 869 990 11.95 6 44 75 00 f96 98 I I 44 31.51 5 95 15 90 43 00 2g 26 I/1 42 4440 86.06 297 40 75 10 86 5328 29 90 66.55 19 32 2 00 54 20 1080 22.80 13.69 lb.83 68 73 11 72 17 69 10.58 870 24 73 2900 28 85 32.60 249 51 13.99 ll 95 9.95 16 20 7 89 TOTAL PURCIfASES, BALAIJCE TRANSFERS & OTIIER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASE INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 38,211.16 34.00 115.76 0.00 3ils.rs 2036 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTAL INTEREST CHARGED IN 2016 320 00 3685 83 conbn ed WELLS FARGO VISA Accounlal nrber8!atefnent Bill ng Period Page 3 ol 3 Ending in 4104 atlfl 6I2018 lo 00I13I2018 Interest Charge Calculation Vo rAnnualPe» nlageRateiAPRiistheenn alinlsraslrateonyouracco nt AnnualPercenlage Rale fAPRI Baiailce SUhiecl to Interest Rate Days in Bialng Cycle Interest Charge PURCHASES 204lyy rareble ssaea 31 30 8116 76 CASH ADVANCES WELLS FARGO VISA Account N mberSlalcmenl Billing Period Page I of 2 Ending in 4784 89/14/2016 lo 10/14/2016 Balance Summary P/evrolrs Balance - Payments - Giber Credits Cmh Advmwss Purchases, Balance Transfers a Oiho Charges ~ Fess Charged ~ Infe/est Ch rged New Balan e $7 435 00 $ 1,000.00 $000 $0.00 $1,2fir 45 $0.00 $134,80 $ 7,837.25 24.Hour customer Sar«ca. TTY fm Hearing/Speech Impstred. Oulside Ihs US Cell Coflecr Wells Fargo Onlinen 1-800-642.4720 1.800.41 9-2265 1-925 825 7800 wsf Isis/go coffl Send General Inquiries To: PO Box 10347, Des Moines IA, 50308-0347 Tolsl Creel Limit $8,000 Total Available Cr«lil $150 Peyrnent information New Bahnce $7 637 26 Send Patrments To: PO Sox 51193, Los Angeles CA, 90051-6493 Payment Due Date 'I I/08/201 8 Late payment wanrrng; II we do not/«wive your hhnmum Paymenl by 11/08/201s, you may have lo pay a lais les up w $37. MrnimumPaymen! Wam ngr if you make only Ihe minimum paymerlt each period, yo wig pay more in rnterest andri wa take you longer la pay off your batance. For exam le If you make no ad drtronet charges rlsrrrg thl ~ card and each monlh you pay. Only the miwmum paymeai You wtll pay og Ihe New Bahncs showrl on this tatement in about ... 26 yesi1 And you will end up paying an estrmaled total of $20.112 $10,543 fs 9 d $9 569)$ 293 3 yea 4 I you would like infotmslion about credu counsc 'ng services, efw to www usdoj gov/usveolbapcps/cede/cc approved htrn or call 1-977.288.2108 important lnlonnation Imporfani Accounl Intormalrorr II's er/m lant for you lo have peace oi mnd. We wsnl lo ensure you'e comfortable mlh your accrmnls and have lha loots you need lo manage y«r money Wa recommend you v srt your local wells Fargo bank location, or call Ihe lcg-free number Ihat appoars on Ibis staisment, to make sure you sre satiated wilh ail your accounts and servtcex. Well spend time understanding your tnarwial needs and reviewerg yern accounls and oplions Weil also help you dose any ac ounts or dncontinue senxces yo co nol recognl*a or vrant, snd dncuss the process that'4 hemr estalsxhed to address any remainkrg concarm \srunmg corn accoums md servues opened on your behag Go Fer Rewards Summary Rewards balance as of: 03/3D/2015 $2.32 The rewards balance is for Rewards iD 60D04642078. This balance may be inclusive of other conlnbulrng rewards accounts. For up-loutais rewards balance informalion, or more ways lo earn and redeem your rervards. veu GoFar Rewards.wl.corn or eall i-877-517-\ 358. Transactions Tfs/14 Posr Payments 09/ I 5 09/15 09/30 09/30 10/06 10OS lort4 10/14 Reference Number 7446539LLOA96YH9K 74455MM20A9LKSXR 744653$490ASRMlt45 7446%9MGOA9G066W Decor/prie I ONLINE PAYMENT ONUNE PAYMEII T ONLINE PAYMENT ONLiNE PAYMENT Credits 400.00 300.00 100 ml 200.00 Charges TOTAI. PAYMENTS FOR THIS PERIOD 51,000.00 NOTICE. 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Vywl msnyw m ~ lewwwloslosfm lwcrs mbe Ih (onto(a kdms*t Formular(odeCsmuiodeUfrecman - U dr Mtmcs bwaaonocl evsd NMcompw t IDAwg dend Ic dosld cdalpb y IM e *I twit sns PN lshk Oa laced MlsbNN0 ~ smh de erect 4 S XM plea I pmlmw Ih 4I Aake od 8 Ns QI CL ANAI st lsd Ne Stmd dal 0« WE LLS FANG 0 VISA Account NumberStatemenl Brgrng Perrod I'age 2 o/2 Ending in 4784 OS/la/2016 lo 10/14/2016 I Transactions )Continued.„) Trans Post R lerence Number Descript/on Purchases, Balance Transfers /9 Other Charges Crsdgs C/ra/ges 09/I 4 OS/14 09/14 09/15 09/I 6 09/'I 8 09/IS 09/16 09/l7 OWI 7 09/I 8 09/18 OW19 09/20 09/20 00/20 09740 09/21 09/23 09/23 09/23 09/23 IS/27 09/27 09/28 09/30 10/01 I 0/82 IOC2 IOOI2 I OC4 10/06 10/07 10/13 carts 2426979LK2XQ2BYAF THE CREEK EATERY- SAN JO SAN JOSE CA 09/14 2469051LKOSK3NE7G MOUNTAIN VIEW COAST MOUNTAIN VIEW CA OWI4 2476062LKOKMGX7HB PLATINUM VAPES SAN JOSE CA 09/'15 2442733LLLMSK2HYZ LUCKY 6765 SAN JOSE SAN JOSE CA 09/16 242316SLL2LVSDVML POORBOYSCAJUNKITCHENSANTACLARA CA 09/16 2427539IMBZZGFK9T CAFE 382 SOUTH SAN FRA CA 09/16 2443106LM2MHAI ZXV JOLLIBEE 9 SAN JOSE CA 09/16 2449215LLMHQGYNZW SQ 'KOJA KITCHEN SAN JOSE CA 09/17 2443106LN61BPQJPCI CAPITOLDRIVEIN SAN JOSE CA 09/17 2443106LP61IMSSH7 CAPITOL DRIVE IN SAN JOSE CA 09/18 2444500LPEJIMNM59 I/FN43UT SURGER 4158SAN JOSE CA OWIO 2449215LNMHD353AW SQ 'PEKOE SAN JOSE CA 09/19 2444500LREJIVNTM9 NIJIYAMARKET F61 MOUNTAIN VIEW CA 09/20 2420785LT5VJ6SQFS CHRISTINF. c:. THAI DMO MOUNTAIN VIEW CA OW20 2443106LT5SAIOX81 CASA LOPE SVNNYVALE CA 09/20 246905ILT05K3JKN3 MOUNTAIN VIEW COAST MOUNTAIN VIEW CA 09/20 2469216LROOKYSZ2N THE DID WAGON SALOON 8 SAN JOSE CA 09/21 2469216LSOORSNRJR STARBUCKS STORE 10885 CUPERTWO CA 0%23 2449398LW60N9ZKZS PHO90 SAN JOSE CA 09/23 2469216LVOOAKZ37Z THE OLO WAGON SALOON 8 SAN JOSE CA 09/23 2476062LWQSJBDNDD BEAVT/FUL YOU SAN JOSE CA 09/23 2490841LVOWD98728 TKT'SONGKICK TICKET5 songk ck corn NY 09/27 2422443M030VR8ZFR BUSHIDD IZAKAYA MOUNTAIN VIEW CA 09/27 2443106LZSM4EQOVR POKE NOMICS SUNNYVALE CA 09/28 2432688M004QTRVOK SIX FLAGS DISCOVERY KING 707.644%000 CA 09/30 2443166M4WGNXP06F BINH MINH LAV DE INC SAN JOSE CA Ignt 2469216M300SEQQLW IPSY *GLAM BAG 888-769 4526 CA IG02 2431805M5FYJ6986Z SHELL OIL 10008289000 SAN JOSE CA 10/02 2469216M4009Y5V2X HOTELS.COM132923916416 HOTELS CCM WA 10/02 2475542M54E8XYFTE INNOI/ATIVE PRODUCTS NEWARK CA Iooe 2422638M72LRI Y51N WAL MART 83123 SANTA CLARA CA 10/06 2469216M900QGFL82 SWEET TOMATOES I/133 MOUNTAIN VIEW CA 10/07 2469216M900GXNLDCI HO1ELS COM133t!58507552 HOTELS Colvl WA 10/13 2443106MGRQEB5QVF PANDA EXRPLSS a734 SAN JOSE CA TOTAL PURCHASES, BALANCE TRANSFERS IL OTHER CHARGES FOR THIS PERIOD 73 99 3854 M 63 36 58 59 70 46 95 IS 06 10.77 975 1590 10.77 9 53 18 98 500 30.05 6 33 1700 720 28.34 29 00 98 04 204 00 73 62 8.93 19 32 9.50 1088 9.00 121.43 36, 11 929 22 60 138 70 7 96 31,267.45 Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 50.00 134.80 000 3134.60 2016 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTALINTERESTCHARGEDIN2016 interest Charge Calculation Your Annual percemage Rate (ApR) is the annual Interest rale on your accorml Type ot Batanca AnnualPercenlage R leiAPR) Balance Sub)em lo Inta/est R te Days in Bdling Cycm Interest Charge PURCHASES 20 40% variable 57,780 79 31 CA5H ADVANCES 24 24% vs ruble 31 WELLS FARGO VISA Account NumberSlalsrnenl eilkng Period Page I of 2 EaCh gin 4'f94 1015/20 18 lo 1'II13/2015 Balance Summary Previous Balance - Paymsnls - Othi Credss ~ Cash Advmces + Porc»mes, Balance Tiamle 1 a Oner Chargm Fees Charged 4 fn(erect Charged = New Balance $7,837.25 $34500 $000 $000 $377 00 $D.DD 3 i 33,70 $8,0D2.95 24-Hour Customer Service. TT Y for Hesrngispeach Imps md. Outside Ihe US Coll Collect Wells F rgo Onlmee '(.600.642 4/20 I 800-419 2265 1.925 825.7600 wells(argo corn Send General Inquir!es To: PO Box 10347, Des bukles IA 5030B0347 Total CrsCit L m I Payment information New Balance Mnumum Psymenl Overlimn Amouilt Total Amouril Dve Payment Due Dale L tePaymenlWarning: Ewe Minimum Payment Warning: bala ce Fcl exam le $6,0DO Total Available Credit $6,002 95 $214 00 t295 $216.95 (?nm/?0t6 Send Paymsn(s Toi PO Box 51193, Los Angeles CA, 90051 5493 do no(race e your Mwim m Paymsnl by t?IMI?ots ycu may have to pay a Nle (so vp lo $37 5 you make only tha minimum payment cadi pwrod. you wi5 pay more In internet and il w 5 lake yell bnger lo pay off your II you make no additional charges «sing thi~ card and each onth you pay ... Only the minimum paymenl You will pay oa the New Balance shown on Ibis s(element rn bout ... 26 years And you wis end up paying an estimated lola( ol ... 520 564 $ 10,166 (5' 489,795( 3 yiui 1 0 you would like silcrmauon aDoul cree I connie ing serv css, Hler Io www usdoj gov/ust/an/bapcpa/cede/c «pprovedhtm or sall 1477-2S6-2t08 Go Far Rewards Summary Rewards balance ss oi: 10/31/2016 $15.02 The rewards balance is for Rewards ID 8000464207S. This balance may be mclusive of other conlributmg rewards accounrs. For up-to-date rewards be(ance information, m mme ways lo eam and redeem your reivards, vis t GoFarnewards.vvf.corn or call 1-877-517-1358 Transactions 7 sns Post Rs/erence Nun hsr Descript/on Payments C edits Chs/9ss 10/28 10/28 10/29 I 0/29 11/04 'lli04 11/08 114/8 7448539MYOA99EXOD ONLINE PAVMENT 7446539NOOA945DOK ONLINE PAYMENT 7446539N1DA9ML?BG ONLINE PAYMENT 7446539NAOA7KYDTD ATM PAYMENT THANK YOU MOUNTAIN VIEW 20 00 200 00 76 00 50 00 TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 3345.00 10/13 1011 5 10/13 '10/16 10/14 10/15 10/14 10/15 'to/15 10/15 10/'l5 10/15 2469D51fJG05JSSBMB 24690SIMG05JSDTSS 24071MMJWPAA8VP9 2416616MG5SHO6G4D 2416407MJ6DSWDVOT 2469216MH0022YA4P MOUNTAIN I/IEW COAST MOUNTAIN VIEW CA MOUNTAIN VIEW COAST MOUNTAIN VIEW CA CITY ROCK GIFT AND ACC SANTA CLARA CA BURGER KING 44913 MOUNTAIN VIEW CA SAFEWAY STORE 00029009 SAN JOSE CA CHEVRON 0207673MILPITAS CA 15 00 5.79 750 6 50 28 53 32 95 ..e(. ri r. NOTICE SEE REVERSE SIDE. FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Conunusd 'Imb Detach s d mail with check payable lo Wells Fargo Account Number New Be(arne Minimum Payment Over(ant Amount Total Amount Due Paymsnl Due Dale ~ 47S4 $8 002 95 3214 00 $2 95 $215 95 12/06/?016 Aiilouid Enclosed 5 CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089-2411 »fj(lj(jf(- '»f((Vjff f( j fj(nn (Vfjl»jfj (fffl(ljV»( WELLSFARGOCARD SERI/IDES YKG PO BOK 51193 LOS ANGELES CA 90051-5493 ill'( (rl(l»»((j» I» l»((V f'jfj(I(Ill f'jf»ll»jjn((( Check here and soe reve/se for address and/or phone umbs correction IMPGRTANT INFGRNAT)GN ARGVT YOUR ACCGVN7 RIYII9lu hlcSD tv I be\ H cd» «Mi 6 I, Iy «4 I k l«H I re bl h. 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TTY lor Hes mg/Speech Impaved Oulwde Ihe US Call Collect. Wrac Fargo Orarloo 1-800.642-4/20 I-Itco 419 2265 1-925 625-7600 wellslwgo corn Send Gene al Inquiries To: PO Bok 10347 Dos Moines IA 503060347 Total Credit L mrl $8,000 Total Available Crerm Payment information New Balance Mirumlrm Paymenl Overt mit Amount Total Amount Due Payment Due Dale $S 034 94 $215 00 $34 94 $249 94 01/06/4017 Send Payments Toi PO Bov 51193, Los Angeles CA, 90051 5493 Late payment warning: it we do not »cene you Minv um paymanl by ol/08/2017, you may have topsy s lets feo opto $37. Minimum Payment Wamingr If you make only the minimum paym .nt eaclt penod, you will pay ntole ir nlerost and rl writ lake you lorlger to psy olt ye tv bala oe For cram le If you mak no additirmat charges using this card and each mon(h you pay ... Only llw ms»num paymeot $300 You w 8 pay off the New Balance shown on this slalemertl rn about ... 26 years 3 years And you will end up paying an estimatedlolalof . $20,843 $10 S09 (9 v» 459,834} If you would kko informsSon about credrt counse »9 vsrvrces, refer lo wwvr usdoj gov/trst/eo/bapcps/cede/cc approved htm or cas Go Far Rewards Summary Rewards balance as of: 11/30/20! 8 $ 18.82 The rewards balanre is for Rewards ID 60004542078. This balanc6 may bs rnclus/ve ot other coniributtng rev/ards accounts. For up-to-date rewards balance sl/ormalmn, or more ways lo eam and redeem your rewards, vwit GoFarRswards.wf.corn or call 1-877-817-1358. Transactions Trans Poof Payments Reamnce Numb r Descrlpiion 0 ed/Is Cha/ges 11/14 11/14 \ I /I 5 12/01 11/14 7446539NGOA8RAN4A ONLINE PAYMEI4T ll/14 744653'TNGOA93YON9 ONLINE PAYMENT 11/15 7446539NG0493X3TY ONLINE PAYMENI'2/01 7445539P00A9NBT27 ONLINE PAYMENT TOTAL PAYulENTS FOR THIS PERIOD 295 10 00 360 00 378 00 $75095 Purchases, Balance Transfers 8 Other Charges 11/21 11/21 11/25 li/25 I I/26 11/26 'll/27 11/27 11/27 11/27 11/27 11/27 2422443NP220Q15SK 2431605NVFYJB51X5 2449215NWJHSSFIW3 2422443NX31TBHGPX 2429910NW03HBH458 2442733NXLM88RDQJ NOB HILL 4634 MOUNTAIN VIEW CA SHELL OIL 10008278003 SAN JOSE CA SP 'OUSEOFLASHES COM THEHOUSEOFLAS CA SMASHBURGER 41377 SUNNYVALE CA 7 ELEVEN 27768SUNNYVALE CA MCDONALD'S M6664 OF CA SUNNYVALE CA 24 42 10 11 33 66 15.64 19 16 10 95 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT vl vr t Co tinued I Delach snd mal wrlb check payable lo Wells Fargo Account Number Now Balmce Minimum Paymsnl Overfimn Amount Total Amount Due Paymer I Due Dale ~ 4784 NI,034 94 $215 00 $34 94 $249.94 01/08/201 7 Amount Enclosed CHRISTILIE Y KIM 1220 TASMAN OR SPC 305 SLWNYVALE CA 94089.241 I I"«'I *rI}'ffrffn II}'"v'ff«If FI I ffI}ffmrfff}ff WELLS FARGO CARLI SERVICES YKG PO BOX 51193 LOS ANGELES CA 9005t 5493 «hf"I BII »f««"h}Irff'fI}fffflfff IIINI hrlIr hn l clwck here anuses were for address ancvor phn a ru mber cwrecl an I(SPUR TAUT INFOIIMATIUU ABOUT YOGI( ACCOUNT Bo BRI hisshm ny lf ae» r t I mf 1««l, r ww m o mrna .I 0 y mm aww Ua Hwp PCIN 521 0 I,k Ntobmmrsm~ 1 F WW ~ Wm«d Hy Wt atm WW F» PP vd T WN I I I s k 4 laa«W Iliad Hl 0 5 l«0« I glt ya h I I «iahu, I.uo aeOr 0 fo 0 O'ea E«41 hry OW «44 E IY IW W Pbl 0 Ih I 74 Cl Na Y d,wh 4 avww w«~mw 4 wwy maqu«lalwo pe dy bawt ~ wpmmwslepmou ~ wh 00 7 md h«u«lu I I Wwlhe Mu dL H ul I Ih ad I ~ lt Wd mbs slddlyf 1t 9I I d fl .I ma umh, p I I yo~ly DHam E or T amnopu I y lu I 14V I e h I at(sit I dw lal It W I DN ntl Wa.wdad « I seat«md IacoHcpdp I 017 I,h Udwmwwt 7 p udtmwb wd~, etp wmt wodf I »a s p04I ps I H wyt Img Wth d WW«Y biol Oft« hm I 4 as I 750 dl D e de y«mt nm IGI WHY \ I W 8 I IUH Pdlh I Nilh VIANd I 04fl 04y W Wd,t Idy Ih tf t I h IYIP ly Ctdilfhto 1to.NGTICEN H I fw y ~ «p Ww~rt I ueq11 rl Ih I UWH 4 H Wl I ep U g NPG Ilo I sm Co N .N503NIMU dd 4 gl WW I I«mu I 0 dcP cot h Ndl I4 p p«d Q~ I I* WeHmo IHT I»I 4I I Hways kyc 8 tld 4o am de«ra aw p vmenla c k pp«H ' al h aa ~l wee ap dwm mwp 8 o Hmd lo dfw oc ~ Ls adit DM h ra«.MN poy mvac I caa,aaac «wy o tm o 4 owns Nwa 44tao WH wwy« w w Hws'oop 1 ~ «wmb HmcepLC fa pp«WH «d Ib'5(Np Ib «ed 0 O'N d4IYC Ob k CO~PNWW 4 NI 1 k 5 a IN 0 tl CW QPN Wf Pl .I d W.vaw 4y«w dl(D I Iwmv H UV IICNH CW lpy ld. 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Trans Post Re/erenee Number Descripf'orr Cranes Charges Purchases, Balance Transfers tt Other Charges 11/28 11/28 I U30 11/Zol 12/01 12/01 12/01 IZ/01 12NS 12/06 12/06 12N6 12/07 I 2/07 'l2NT 12N7 12!07 1207 12N6 12/08 '12479 12N9 12HO 12/10 12/10 12/IO 12/10 12/10 12/I I 12/11 12/12 12/12 2432888NX04DY3RGB 2443565P02MFW86GN 2469216POOOSP3X9D 2469216POOOOSJKZO 2444500P5EJ3MKSDR 24W051P605JSFV4M 2420429P65QANL94X 2427539P766HXTYZT 2427539P766HX7ZOK 2429910P700ZRG99K 2489216PBOOLRLNZ3 2416407PA2LRGX5NP 2422638PA2LRZQBSY 2449215PSMHQHJGLJ 24289IOPAOIUIM6T3 2469216PSOOER39lA SIX FLAGS DISCOVERY KING 707-644 4000 CA JACK W THE SOX P4388 SANTA CLARA CA APL'TUNES COM/SILL 868-712-7753 CA IPSY 'GLAM BAG 888-769.4526 C4 DOMINO'5 8392 408 732-3030 CA MOUNTAIN VIEW COA9 I'OUNTAIN VIEW CA SPolity USA 546 8375380 NY THE 04818 SUNNYVALE CA THE OASIS SUNNYVALE CA T-EI.EVEN 27244 SUNNYVALE CA HOTELS COM HOTELS COM WA TARGET 00021B17 SAN JOSE CA wAL MART a?I 'l9 MILPITAs CA SO 'VAPE ONE WC 69LPITAS CA 7-ELEVEN 27786 SUNNYVALE CA APL'TUNES COM/BILL 866 712-7753 C4 '19.32 5 21 999 10 f!S 21 39 3296 9 S9 22.00 1900 13.65 gs 46 45 39 116.70 89.07 11 95 7 96 TOTAL PURCHASES, BALAI4CE TRANSFERS & OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGE ON PURCHASES INTERESTCHARGE ON OASrIAOVANCES TOTAL INTEREST CH4RGED FOR THIS PERIOD 3649.11 80.00 133 63 000 $ 13&83 2010 Totals Year-to-Date TOTAL FEES CHARGED IN 2016 TOTAL 84TEREST CHARGED IN 2016 620 00 31,088 16 tnterest Charge Calculation Yom Annual Percentage Rale lAPR) H Ibe a/meal a tercet rale on your ac ounl Type ot ealance rAnt uaf Per anlageRate f&PRl Balance Subject toInle/esl Rale Days inBillingCycle interest C barge F PURCHASES CASH ADVANCES 23 40'/ valmble 24 24% vemlble 37,724.76 80 00 31 31 E:-3 WELLS FARGO YISA Account NumberSlafenumt Billing Permd Page I of 3 Ending in 4784 tt/ts/2016 lo 01/13/2017 Balance Summary Pr evens Bala we - Paymenls - Giber Crerkts ~ Cash Advances + Pwchases Balance Trsnsfe s 8 Othw Charges + FessCharged lnleresf Charged = Nmv Balanc* $8,034 94 $71500 $0 00 $0 00 $338 81 $0.00 $130.42 $7,789 23 24.How Cusronwr Smvna TTY for Hoadng/Spaechlmpwre4 Outside lhe US Call Collect: Wells Fargo Onknen. I-80O642-4723 1.800.419.2265 1.925.825-7600 wsaela go.cent Send General Inquiries To: PO Box 10347, Des Moines IA, 5m06 0347 Total Credit Limil $8,000 Tofsl Available C ed/i $210 Payment tnformation leev Bate ce Srregas Send Payments To: PO Box 51193. Los Angeles CA, 90051 5493Minxnum Peymenl Paymenl Due Dale 02/08/201 7 Late payment Warning: If we do nor rocetve ycw Msemum peymenl by 02/Oa/2017, yo may have Io pay aisle (ee up lo $37 Minimum payment warning/ If you aiskuunly du mlnlnlum paymonl each pe ha you will pay more m mterest and n will fake you dinger lo pay off yow bsunce For exam le If you make no adC/iional charges ud g this card and each monlh you pay .- Only Ihe mirnmu payment $292 You dt pay olf Ihe New Balance shown on this stalemenl In about 26 yes s 3 yaws And you will end up paying an ~sumaled total of $20,156 $10615 (" ux ol $9,841) If yo would like I for melon shool credit nounse ing serv vox refer lo www usdoj govlu sue alba pepalccdelec ap pro veda tm or call 1ar7.2es 2102 Go Far Rewards Summary Rewards balance as oi: 12/31/2016 $0 30 The rewards balance is for Rewards ID 6000464207S. This balanoe may be inclusive of other confrdiuling rewards accounts. For up-Io-dale rewards balance irdormalion, or more ways to sam and redeem your rewards, vail GoFarRewards.wf.corn or call I-877-5 i 7-'l 358. Transaclions Trans Pmt Reference Numlrer Descript/on Paymanls 12/15 12/I5 7446539PEOA9BWWWW ONLINE PAYMEN1'2/19 12/19 7446539PKOA967D7L ONLINE PAYMENT Ot/Ot 01/01 7446539020AAOT038 ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges Credgs 400 00 155 00 150 00 $715.00 Charges 12/24 12/24 12/24 i 2/24 12/25 12/25 12/26 12/26 12/26 12/26 12/26 12/26 12/26 12/26 12/27 12/27 12/27 12/27 241640/PR7DLO3SHB 2469216PPOOSSAY40 2469216PR0082804D 2449215PTSOS8N56L 2469216PTOOASVVR6 2469216PTOOJ61AS6 2469216PTOOLBLI80 245M I 6PS0048XPS8 2469216PS005JV17A SUBWAY 03431855SANTACLARA CA TFI TICKETFLY EVENTS 877-435 9849 CA AmeronPnme M mbeishp amzn corn/prrne WA PAYPAL'ADIDASAMERI 4029357733OR AMAZON MKT PLACE PMT 5 AMZN COM/SILL WA AMAZON MKTPLACE PMTS AMZN COM/BILL WA AMAZON MKTPLACE PMTS AMZN COM/BILL WA AMAZON MKTPLACE PMT5 AMEN COLUBILL WA APL'TUNES.COM/BILL 866.712-7753 CA 7 64 26 92 I 'I 95 143.55 389 9.99 6.25 12 89 4.99 NOTiCE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Detach and mail wilh check payable lo Wells Fargo Account Number New Balance Lanimum Payment Payment Due Dale ~ 4M4 $778923 $209 00 02/08/2017 Amoun( Enciosed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089-2411 "lffjljn /f1'I"*IVhjlf( 4tjflP"I j lujfV/ftjlltjff jff WELLS FARGO CARD SERVICES PO SOX 51193 LOS ANGELES CA 90051 5493 fjr'tfjfhjV lpjijl q ffj hrftffjjf'j jjf(jfuf I t+jjhjf Check hara end see reverse for address snd/ phone n mber corrocgon. 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P I p I d d ku 5 I pfsg leap I Nfl 1 I seaods514 IC01444(0 I d ella '4'-""I .i...I:'I..I.L;;..i::.!....I '"l~,.I i' t L l! I..! l I..I --'"::t t~ IJJ j '"'i'I''&" YI'' i ITt tI" IYI PGBGw c f '( I' ) j 'I & (" )'"'('''m~"'"I""t I ] I t' I " 1 j "--"- i. ' .I 1 I.!. ~...I I .... l...".;..~..i::I.':,:I:..-Il...I....I,'..T,.t...:I....t...I WELLS FARGO VISA Account NumberStalemenl B/lltng Peliod Page 2 of 3 Ending in 4784 IV IS/2016 fo 0 I/13/2017 Transactions (Continued...) Trans Post R /stance Number Descripuon Purchases, Balance Transfers IL Other Charges Credtrs Charges 12/28 12/28 12/28 12/28 12/31 tt/st 12/31 12/31 12/31 1201 01211 Qt/Qt ot/36 01/08 0106 01/06 0107 QI/07 01/I 0 01/10 24325$!PV04EF28GG 2469216PV009RAQNR 2416407PY7DGNTNVV 2469216PYQQGEWAGG 2469216PY006O9PFN 24692160100TVEE!12 24692160600LT2196 246921606033773tH 2443106072DLSKAK3 246021SQA004G2MTM SIX FLAGS DISCOVERY KING 707 644 4000CA AMAZON MK TP LACE PMTS AMZII COME/ILL WA SUBWAY 03562907AVENAL CA AMAZON MKTPLACE PMTS NrlZN COM/BILL WA APL'TUNES.COM/SILL 866-712-7753 CA IPSY 'CLAM BAG 88S-769-4526 CA APL'TUNES COM/BILL 866-712.7753 CA Amazon corn AMZN.COM/SILL WA AMAZON COM AMZN COM/SILL AMZN.COM/BILL WA APL'TUNES COM/BILL 666-712-7753 CA 19.32 19.99 /.85 4 09 9.96 10.05 5 94 17 43 10 30 I 98 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 30.09 130 48 0.00 $ 130.4S 2017 Totals Year-to-Date TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 2017 $000 SIRl.48 Interest Charge Calculation Yau Annual Pe centage Rale IAPRI ts Ihe anntmf 8 tercet rate an yc r account Type *I S*lance PURCHASES CASH ADVANCES Annual Percent ge Be Rale lAPRI 2065tf van bie 24 407 rsnable tD//ys fnSiltingCyclelance Subject loInterest Rate $7,686 73 30 Interest Charge "-3 rzn Con6nues CHRISTINE 7 RIM For Accoenl Ending In 4734 Page 3 of 3 Your 2016 Year End Sp - nding Surnrnary i now ava lable online. Your Year End Spending Summary organizes all your 2016 credit card transactions by categories like Bills/Utilities, Dining, Entertainment, Travel, and more to show you details on how you use your card and to help you plan for 2017. Use it to help with tax preparation, plan your budget, organize your spending, or update your financial plan. It's easy to access your summary: 1. Sign on to wellsfargo.corn/creditcard. 2. Choose the credit card account from the drop down box in Select an Account, 3. Go to the Simplified Banking section. 4. Select the Year End Spending Summary link to view your full report. At your service If you need assistance accessing your 2016 Year End Spending Summary, please call us at 1-800.642-4720 - 24 hours a day, 7 days a week ezonWEsrsrgogs+NJLAII nrhts rssdrCS3437203VB Prop I EN WELLS FARGO VISA Account Nvmberat*lament Billing Period Page I of 3 Ending in 4784 et/tc/2017 to 02/10/2017 Balance Summary Previous Balance P nfniiitv - Other Credits Cash Advaiiciw 4 Purchases, Balance Transfers s Other Charges Fees Clisrged + Interest Charged ~ New Bslwne $ 7,789.23 $850 85 $49 00 $100.00 $6S3.24 5'10.00 $122.49 $7 78508 24-Hour Customer Serves. TT Y ior Hewing/Speech Imps red. Outside ihe US Call CdlscL Wells Fargo Onlineo: 1-800.642-4720 14N0-419.2255 I.925-826 7600 wallslwgc corn Send General Inquiries Toi PO Box 10347 D v Moines IA 503080347 Total Credit Limit $8.000 Tclal Availams Credit 3164 Payment Informatron New Balance Send P ymenls Toi PO Bcx 51193.Los Angeles CA,90051.5493Minvn m Paymsnl Paymenl Duo Dale 03!08/2017 Late Payment Wamingi II we do nol receive your Mrnimum payment by 0808/2017, you may have to pay a Isle faa «p lo 537. Lmnimum paym nt warning: If you make orily Ihe mirixnum payment each period, you wdl pay more m mnms1 and 4 vnll take you laager io pay off your balance For exam la It you make o sddilio sl aharges using Ibis card and each month you pay ... Only the min mum paymvnl You will pay otf the New Balance shown an Ibis slalemenl in shout ... 26 yea s 3 years And you will end up paymg an eslimated lolal oi ... 320,912 $10,517 i~*m $10,395( Ifyo would kkornformalmn abc 1 credit courise ng services, refer towww.usdor.gov/uxt/eo/bapcpa/c dv/cc approved.him orcas 1.877-2S5.21fm Go Far Rewards Summary Rewards balance as ol; Ot/31/2017 $3.89 The rewards balance is lor Rewards ID 60004842078. This balance may be inclusive of olhsr contributing rewards accounis. For up-to-date rewards balance mtormslion. or more ways to earn and redeem your rewards, vise GoFarRswards wf corn or call 1-877 517-1358. Transactions Trans Post Rek rance Number Description Payments 01/16 01/16 74465390GOA9NM/F4 ONLWE PAYMENT 01/21 01/21 74465390NOA9DFM06 ONLINE PAYMENT 024H 02NI 7446539100A9RGBAY ONUNE PAYMENT 02O4 02O4 7446539140A9KSTQV ONLINE PAYMENT 02/05 02/05 7446539150A9ELNYF ONLINE PAYMENT TOTAL PAYINENTS FOR THIS PERIOD Other Credits 02O2 0V02 F55810019000TF041 WALMART COM TOTAL OTHER CREDITS FOR tHIS PERIOD Cash Advances 01/20 01/20 74465390NEHM74292 ONLINE ADVANCE TOTAL CASH ADVANCES FOR THIS PERIOD Crau/i 160 88 120 00 300 00 150.00 120.00 ssso.ss 4900 $49.00 Charges 100 00 $100,00 rx ic NOTICE. SEE REVERSE 6IDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT continued 'lao I Oelach and ~3 with check payabfe lo Walls Fargo Account Nvmber New Balaiwe Miwmum Payment Paymenl Due Dal ~ 47S4 37,78S.OS $211 00 0908/2017 Amount Enclosed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 9UNNYVALE CA 94089.2411 »hi "»" ill llm'I'i »h ll »'n»hul lir» Ill»l» WELLS FARGO CARD SERVICES YKG PO BOK 51193 4 LOS ANGELES CA SOOSi-5493 pl ( I( llln(bl »nl» li»)» (ll(I[[(» II I ilf ilhll( Check hero and ses 4 area Ior address and/or phone umber correckon IMPORTANT fNFBRMATfQN ABUU 7 YOUR ACCOUNT Bllin9nighlsS ay Hv ba« I I U sfw'cfmyl. Iw ~ w. w I y 8 owe omps H Imo p olswnvtp0 0 Wnv.ll M NNNNch'2 Wt Hl'o I . 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IWDIICUmtglvlhlo rema I.HA48 ghl \ 4 I d *sw smn ChonBeotAddressFDrm - nya asd n *wwt d.p la v w Pick**essa esswkm Seto etocnerkt sm ttaao s aencmse lhesn kpe v dw pk in I iyto sao esscwwes ~ vo tamsnyqwcienspi cani ~ twf t sevwnv beronmerromonnee I mantFnfmulorioUSCsmhtndoD recciDn - s d 4 n b so popmcmnssun ewasefecnc N 10 asm Aww d ~ 4II loaldNso ~ IHc ptmynl'u Nsomes ew ports 0 ussssi tmdonsotv nieparac aa*s a sr pw tw.pef wrir ocfnomwowamwfo ict I it I 0 ris WELLS FARGO VISA Account NumberStatement 8/Bing Period Page 2 ol 3 End/ng in 4754 01/14/2017 to 02/10/2017 Transactions (Continued..g rrw/s Post Re/erence A/umber Descdpt/on C/edas Charges purchases, Balance Transfers a Other Charges 01/17 ol/'17 01/21 oksl 01R4 01/24 01/25 01/25 01/20 01/28 01/31 01/31 02/01 02/01 02N2 02/02 02/02 02/02 02/03 02/03 02 03 02/03 02m3 07/03 02/04 02/04 02/05 02/05 02/06 02/05 02mB 02/06 02/10 02/10 02/10 02/10 24905410HIODG97NX 24092160M007BPNBA 24692160R002AHX7K 24692160700JXDIXA 24326880W04EZAMFJ 24692160Z00LBYWZP 246921610008593DD 246921611003AP073 2469218110$/280HE 244310613R71XBVH0 24092161200SENOIB 2469216120071SBVX 246921613005R8LJO 247554215Mscrcutuy 2401308162KSV83XZ 241M07187OMP2954 24S92161900E DE PWG 24692161900EOBP3O GRC'TRYITNOW WXI-4657613 CA AMAZON MKTP LACE PMTS AMZN COM/BILL WA AMAZON MKTPLACE PMTS AMEN.COM/BILL WA AmatonPrime Membership amtn corn/p/me WA 5 IX FLAGS DISCOVERY KING 707 644 4000 CA API.'TUNES.COM/BILL 666-7I2.7753 CA IPSY 'GLAM BAG 088-769-4526 CA AMAZON MKTP LACE PLIT S AMEN COM/BILL WA AMAZON MKTPLACE PMTS ALIZN COM/BILL WA JCPENNEY1923SAN JOSE CA AMAZON MKTPLACE PMTS AMEN.COM/BILL WA 9TARBUCKS STORE 10113 SAN JOSE CA HOTFLS COM HOTELS.COM WA CCIRPORATE INN SUNNYVALE SUNNYVALE CA HOTELS COM HOTELS COM WA SUBWAY 03312097 MOUNTAIN VIEW CA AMAZON MKTPLACE PMTS A/vlZN COM/BILL WA AMAZON MKTPLACE PMTS AMEN COM4IILL WA 50 70 1999 22.95 1192 19.32 909 10.85 17 95 7.42 66 34 19.77 9.30 113.37 10904 107 89 651 35 79 13 54 TOTAL PURCHASES, BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD 566534 Fees Charged bu20 01/20 CASH ADVANCE FEE 10 00 TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASk ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $10.00 121,01 1.48 5122A9 2057 Totals Year-to-Date TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 20/7 31000 5252.97 Interest Charge Calculation Your Annual percent ge Rale (ApR) 0 Ine arewelmleresl rale on yow acrounl Type ol Balance CASH ADVANCES Annual Parce lage Rale tAPR) 20 65M variable 24.49H ramble "I 26 I57 639 92 579.12 28 L B lance Subj I to g gSInteresl Rate Cyc Interest Charge 3121.01 51.45 /4 ccnenued CHRISTINE Y Klu For Account Ending In 4784 Page 3 ol 3 Your 2016 Year End Spending Summary is now available online. All your 2016 credit card transactions are organized into categories such as Bills/Utilities, Dining, Entertainment, Travel, and more. Leverage your summary to assist with tax preparation, review your spending, or plan for 2017. It's easy to access your summary: 1. Sign on to wellsfargo,corn/creditcard 2. Go to the Simplified Banking section 3. Select the Year End Spending Summary link to view your full report If you need assistance accessing your 2016 Year End Spending Summary, please call us at 1-600-642-4720 - 24 hours a day, 7 days a week Help protect against fraud and manage your finances with credit card alerts. Stay on top of your finances with ziear real-time text or email notifications'bout the credit card account activities that are important to you, including: Suspicious card activity Online, phone, or mai! purchases ~ Purchases exceeding a set ainount and declined transactions Manage your alerts and notihcation preferences anytime you like. Sign on at wellsfargo.cozn/alerts, then click on Manage Alerts to enroll in credit card alerts. 'Availability may be agect ed by your mobile carrieyscovemge area. Your mobile carder's message and data rater may apply. e 2017 Wells Fargo Bank N A. All ngbts reserved. ECG 352e201 WELLS FARGO VISA Account NumberSlatemeni Bdllng Period Page I of 3 Ending in 47S4 02!11!2817 lo 93!14!Zetl Balance Summary Previous Balance - Paymenn - Other Cmdits Cash Advances + purchases, Bsmnce 'transfers Other Cha ges + FeesCharged Intstest Charged New Balance Total Oedit L mil 1-800 642-4720 I-OCO419.2205 1.925-825.7600 wofisis go corn 24-Hots Cuvlomer Service 7TY for Heaimg/Speech Impaired omsvN Ihe US Cat Collect Wells Fargo Onlinem.'7,785 06 t1,650.00 $253H 5 $0.00 $ 1,711.06 $S,OOO Total Avwleble Crea I 4 Send Generallnquines To: 30.80 PO Sox 10347. Des Mm m IA, 50306O347 $141.13 $7,734 62 Payment Information SNw Balance Mirwnum Payuwnt Paymenl Due Dski Late Paymeni Warning: 0 we Minimum Paymenl Warning: balance For exam s. '$7 734 62 Send Payments Tot PO Box 51193, Los Angeies CA, 90051.5493 04NSD017 do i mt receive your Minimum Payment by 04/08/2017, you may have to pay a tate fee up to $37 If you make only the mbwnum payment each pared. you will pey more N mieresl snd it will take you bngw lo pay od your If you make no additional charges using Ibis card and each month you pay ... Only the m nimum paymenl $290 You wul pay off Ihe New Balance shown an this statement in about . 26 years 3 viuirs And you will end up paying an estimated lolal of SI9,985 $10,441 fa ~ i C W89,544) 0 you would I ke Infcrmauon about credit cowwsling sennces, renr to www usdoagov/usueo/bspcpabcde/cc approved. Im or call I STT 226-210S Go Far Rewards Summary Rewards balance as of: 02/28/2017 $9.84 The rewaids balance is for Rewards ID 60004842078 The balance may be mcluswe oi other contributing rewards accounts. For up-to-date rewards balance info mation, or more ways lo earn and redeem your rewards, visit G0FarRewards.wf.corn or call 1.877-517.1358. Transactions Trans Pret Re/erencs Number Dascr/pfion Payments 02ils 02»6 74465391FOASDE9HP ONLINE PAYMENT 02/19 02J19 744653IIIKOA92G78M ONUNE PAYMENT 03NI 03/01 74465391WOAORAK30 ONLINE PAYMEHT 03NS 03/05 744653!i2IOA9M369R ONLINE PAYMENT 03/05 03/05 744S539210A9M4TO9 ONLINE PAYMENT 03/06 03/mi 7446539220484GSJ9 ONL81E PAYMENT 03Nft 03/06 7446M9240ASV6PRZ ONLINE PAYMENT 03/06 03/08 7446539240ASY622!l ONLINE PAYMENT 034m 03/OS 7446539240A82GR9S ATMPAYMENT THANK YOU SAN JOSE 03/14 03!14 7446539290A92QPGJ ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Credf/s 270.00 150 00 200 00 70 00 240.00 I 70 00 150 00 100 00 IIIO.OO 100.00 $ 1,658.00 Charges NOTICE. SEE RFVERSE SIDE FOR IMPOIITANT INFORMATION ABOUI'OUR ACCOUNT ' i'it Conti ued I Detach aid mwl vnth check payable to Wells Fargo Accounf Number New Bsiaace Minim m Paymom Psymenl Due Dale ~ 4764 $7,734.62 $2111 00 04/08!201 7 Amount En losed CHRISTINE Y KM 1220 TASMAN DR 8 PC 305 5 UNNYVALE CA 940S9.2411 IIII'I»lviffll'f't»vllllli'ufllufhf»III// ill»I'«'7'll WELLS FARGO CARD SERVICES YKG PO BOX 51193 LOS ANGELES CA 90051 5493 I Iivlllll ifl, Ilf hf I llllllllfl I i/I l»II frfl JRl,tifilf Check here nd see reverse lor address and/or pho e number corrmt on. 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CUangeof Address Form - en«maes n 1 keeled«ou«yodenkpltb wa ~ Del«E I he«os o «callow« d ha nme ~ i p d 4 plea ukl«aononlyf«ddretltkwgc Ifw hswmcuee~.sb Iecemh Nsa cwlo ~ r mlaronlnatr t flhsslatsewl Formuiariode Cembin ds Et(race(&n-m 4 «konnec warn ooporaw asuefnon ~ i i Qwp «owe d naca «gleam««Nod ic ponv agpi I oen««ore e p«mw om cao www i n oeunoasd» ww mhe p g iw parr w a «Nwfews«w: «cow««pwm» «s WELLS FARGO VISA Account NumberStatement Bilkng Penod Page 2 ol 3 Ending in 4784 02/IU2017 to 0Ã14/2017 Transactions (continued...l trans Past Refersrrc Number Caser/p//cn Cmdi/s Cfwrges Other Credits 02/19 02/I 9 M/12 03/1 2 74692161 J002WWLnP 7405523288076D6WY HOTELS.COM HOTELS COM WA FOX RENT A CAR SAN JOSE SAN JOSE CA 103.45 I M 00 TOTAL OTHER CRF DITS FOR THIS PERIOD Purchases, aalance Transfers tk Other Charges $253.46 02/13 02/I 4 02/I 5 02/18 02/18 02/18 02/I 8 02/22 02/24 02/25 02/27 02/27 02/28 034M 034M 03/03 03/03 03/03 034M M/08 03/06 03/07 03/08 0ÃOS 03D9 03/12 03/12 03/I 3 02/13 24164071Q7DGST6EM SUBWAY 00030692 CAMPBELL CA 02/14 24906411DI IDD6X8X GRC'TRYITNOW 800.4657613 CA 02/n 24692161800PYKNHS AMAZON MKTPLACE PMTS AMZN COM/BILL WA 02/16 24164071G6DSR7HED SAFEWAY STORE00014854 SAN JOSE CA 02/18 24692161H00H00BX0 HOTELS COM HOTELS.COM WA 02/18 246921IHH00H00MI'V HOTELS.COM HOTELS.COM WA 02/18 246921SIH00479TN2 HOTELS COM HOTELS COM WA 02/22 2442733INLMSH595H LUCKY//773 SANTA CL SANTA CLARA CA 02/24 '24692161P00160976 HOTELS COM HOTELS.COM WA 02/25 24692181ROOJ04vTA AmaaonmuneMembefshipamtnconf/p mswA 02/27 24164071VTDMM7JDH SUBWAY 00491381 CUPERTINO CA 02/27 24427331VLM8BSYDI SPROUTS FARI14ERS MAR SUNK YVALE CA 02/28 24325881V04FDREW5 SIX FLAGS DISCOVERY KING707 544 4000 CA 03/01 24692161V/00T4V2QJ IPSY 'GLAM BAG S6S.769-4526 CA 03/01 24692161W003EYL2V APL'TUNE6.COM/BILL 866.712-7753 CA oso3 244921512afsehohk YELPINC'EAT24 PIZZA CH 877 887-7815 CA 03/03 24692161Y00KK7H7L HOTELS COM HOTELS COM WA 03/03 241192161 YC06MY808 HOTELS COM HOTELS COM WA 03$4 24692161200600NTM HOTELS COM HOTELS COM WA 03/06 24445M222XA2GQK7 WALGREEN S S689 MOUNTAIN VIEW CA 03/08 2469211!21000D3STI HOTELS.COMHOTELSCOM WA 03/07 2420429225QQK5SSV Spoalr USA New York NY 03/08 24055232460TKT608 FOX RENT AGAR SAN JOSE SAN JOSE CA 03am 244273323LYJ64WRS SUNNYVALE GROCERY 0 SUNNYVALE CA 03/09 2469216240056F34F AMAZON MKTPLACE PMTS AMZN COM/BILL WA 03/12 24692162700JSPJT6 AMAZON MKTPLACE PMTS AMZN.COM/BILLWA 03/12 24692152700NMJFB4 HOTELS COM HOTELS,COM WA 03/13 2475542284QQ2MFX6 STATE OF CALIF DMI/ INT SC800-7770133 CA TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CIIARGES FOR THiS PERIOD 16.93 S?.?O 5.77 22 21 103.45 103 45 103 46 21.84 12 16 11 92 9 49 23.67 19 32 1085 9 99 35.01 105.65 130.85 100.19 24 94 12258 9 99 439.63 7 49 50 10 6.92 103 30 33 00 $ 1,71L88 Fees Charged TOTAI. 7 EBS CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 30410 140 88 0 47 $141.13 Zgl7 Totals Year-to-Date TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 20 IT $10 00 $394 10 Interest Charge Calculation Your Annual Pe rcenfage Rate IApRI is Ihs annual interest raw on your accmwl Type of Balan Annual Percentage Rale IAPR) Balance Subject to lnleresl R le Days in Bdling Cycl PURCHASES 20.85 6 vs/mule $7,770 51 32 CASH ADVANCESL Wells Fargo News 24 49Y va/rnt/le $21.26 H ve you reserved a tsc elumf? Wells Fargo rvwth lo talk w lh you about payment opt ns that a o availabls Please call 1-800-642 4720 Your 2015 Year End spend ng swnmsfy n now al/stable omvle Leverage your sunlmary lo assur with tax preps/al/on, rev ew your spending, or plarl fel 20iy 8's easy to access lour summary I. Sen cn lo wsllslatgo.corn/cred/lcard 2 sslocl the Yoa/ End spenmng summa y linkm iha smplifred Banung santon. 8 yc need ass stance accessk/2 youl 2016 Year End Spendre Summary pleace cell uc al I col 642 4720-24 hours a day. 7 days aweek. Conanued CHRISTINE 7 teu Fo Account Ending In 4704 Pago 3 oi 2 Pow-rful tools to help you with money management Mobile Banking' Access your account information using the Wells Fargo Mobileo Banking App. Pay bills, deposit checkss, snd more. Download our app on your mobile device today. My Spending Report - Use our free online money management tool to set a budget and track purchases made with your Wells Fargo Credit Card. FICO'redit Score - As a Wells Fargo consumer credit card customer, you may have free access to your FICOo Score with Wells Fargo Oniinen, along with your Wells Fargo credit rating, score factors and personalized Wells Fargo credit tipsy Get started using these tools to manage your accounts today! Questions? Call 1-800-642-4720 I A ilabtltty ayl E ctedbyyourm Ill eamennne sg area Y mob l nice ssoge dde r a mr wly 2. Mobil Ocpositl*mppon donipl o sndip d run 0 03704Andr Mnmbil*d ncesmmng0344hend Wend~* Phono S I '. 3. You us!beanaccountholdcrol*Wall Fagomm etmsdlpmd ct nbaFICC'Score nrecord. Impon mThe ammanylmrorsd tWegsF golool mtodu mney cmdhmmonnthc hrean hc FICO'Sc otW 4 I'argo dtt ti gdo mr ec ameygme r cab tt r'N t,appa lolalo o r aut nuti Wrad ~ credt md FICO ~ reg't mltrad IrolFirlscacCaqoradominthcu uedgt tes nd th rcou t ~ . O2017weg5 F go sorel, NA Ag rlghtstesetu d. Ecc 3759503 WELLS FARGO VISA Account NumbstStatement 8 Sing Pe iod Pago I d 3 Ending n 4/84 03/16/2017 to 04/13/'loly Balance Summa/y Previm s Balance - Psymenls - Other Cred ls + Cash Advanms ~ Purchase» Salsnci Traiisters 8 Davit Ch8lgiis ~ Fess Charged ~ Interest Ctrerged New Balance 87,734 62 $947.00 $79.97 $0.00 $ 1,131.46 $0.00 $132.90 '$7,972 01 24-How Customer Service 7 TY lcr Hes ing/Speech knpaired. Outside the US Call C Osct. Wells Fargo Oiilneo: 1 800-642.4720 1-600419-2265 1.925.82 .7600 wsSsfsrgo mm Send General lnquines Tor PO Box 10347, Dss Mu ws IA 603060347 Total Credit Lkriit $8.000 Total Avoilab!e Cmdit $27 Payment information New Balance $7 972 01 Send Paym*nls Tor PO Box 51193, Los Angeles CA. 90051 5493lammum Payment Paymonl Dus Dale 05/08/2017 Late Payment Warning: If we do not racewe your Minimum Paymenl by 05/08/2017. yov may have lo pvy a hle fee up to 537. Mniimum paym nl wernrngr a you make only Iho mmaiium psymenl cadi penod, you w 8 pay mors ni inlwssl and it wtl tahe ymi bnger lo psy og your bvla ce Fm exam ls: It you make no addit onal charges using thm card and each month you pay . Only the mmmum payment You will pay o/f Ihe New Balance shown on this statement in about 26 ysars 3 years And yoii wig end up paying an esbmsled lolal of $20 802 $10.798 /Sv /*pi $10.004i lf you would Irke uiformalwn shorn wads crmnsslog seiv ces, rater lo www usdoj gov/ustleo/hap cpa/cede/cc approved him oi call 77 218 ass. 109 Go Far Rewards Summary Rewards balance as ot: 03/31/201 7 $24.42 Ths rewards balance is for Rewards ID 6000464207S. Thm balance may be inclusive of other conlnbuting rewards accounts. For up-lo-date rewards balance informabon, or more ways lo earn and redeem your rewards, visa GoFarRewards.wf.corn or call 1-877-517-1358. 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WELLS FARGO VISA Account NumberStatement Billing Period Page 2 of 3 Ending in 4794 03/15/2017 to 04/13/2017 Transactions (Continued...j Trans Post Rs/srence Number Descr/prion Purchases, Bajance Transfers fh Other Charges Credits Charges 03/I4 03/15 o3/16 OZH8 03/17 03/'17 03/20 03/20 03/21 03/21 03/22 03/22 03/25 03r25 03/25 03/25 03/26 03/26 03/20 03/28 03/29 03/29 03/28 03/29 03/31 03/31 04/01 04/01 04/01 04/01 04/02 04/02 04/05 04/05 04/06 04/06 04$7 04/07 04/08 04/00 04N8 04/08 04/10 04/10 04/11 04!11 04/I I 04/11 tm/11 04/I I 249064 i2912FHDA75 24492152BJHBQIZ5D 24692152QOOIWZLXF 24755422G3GG/MGA2 24692162GOOAYF4DQ 24692152HOOTNXFRZ 24892162LOOEZ3Y88 24692162LOORBLB80 24492152MJHBTGVPJ 24328882P04FVSA48 24184072TTDMJ59YM 24692182ROOSPSW88 24692162S002RVS58 24138292WBM3VG4OH 24692182VOOROM5J4 24892162WOOBVeKNO 24692182ZOOEY2PMB 246921630007KTTKP 24692163100VAOQJK 24i382933BM8QHVJE 248921632COK71280 2475542353GNFRXRO 241fm073S7DMHLF9N 24892163600FVZZMM 249064 1351 3GR83LR GRC'6ysByeFoundacon 8004657613 CA YELPING'EAT24 NEW YORK 877-887-7815 CA GTL'INMATE PHONE SVC 877-6504249AL ARAMARK CORR SANTA CLARA 8774153295 PA IPSY 'OFFERS N!8.769 4528 CA IPSY 'OFFERS 688.759-4526 CA HOTELS.COM HOTELS COM WA AmazonPnms Membsrsmp amzn.corn/pr e WA YELPING'EAT24 BUTTER 877887-T815CA SIX FLAGS DISCOVERY KING 707.644 4000 CA SUBWAY 03312097 hIOUNTAIN VIEW CA GTI.'INMATE PHONE SVC 877-650-4249 AL HOTELS.COM HOTELS.COM WA ULTA 31256 SAN JOSE CA IPSY 'GLAM BAG 8S8.769 4528 CA HOTELS.COivl HOTELS.COM WA IPSV 'OFFERS 888-769452t! CA APL'TUNES COM/BILL 866-712 7753 CA IPSY 'OFFERS 888.769.4526CA ULTA 4279 SAN JOSE CA GTL'IRMA'tE PHONE SVC 877-650 4249 AL ARAMARK CORR SANTA CLARA 8774\ 53296 PA SUBWAY 03312097 MOUNTAIN VIEW CA SQ 'GREAT VAPE, INC Sumiyvue CA GRC'B es eFoundston 800.4657513 CA 53 94 1136 25 00 41 94 21 70 2170 227 50 1192 31 86 1932 8.23 30.00 99 57 73 97 10 90 107.63 23 98 999 16.35 132 55 25 00 3094 654 35 83 53 94 TOTAL PURCHASES, SALAble E TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CI4ARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 1,1MAS 30.0fl 132 90 0 00 $ 132.$0 2037 Totals Year-to-Date TOTAL FEES CHARGED IN 2017 TOTALINT'ERESTCHARGEDIN 2017 $1000 $527.00 Interest Charge Calculation Your Annual Percsnlage Rale fAPRi w Ihe ammal tnlelosl rale on your account Type of B lance Annual Pe centaga Rate (APRi Balance Subjec( to Inta/sst Rale Days lii Sdllng Cycle Interest Charge F PURCHASES CASH ADVANCES Wells Fargo News 20.9IFA variabie 24 749 varisbl* $7 738 77 $0,00 -E Have you received 4 lax refunrr/ wells Fargo wans lo lalk with you shout payment oplmns thai ars svaihvbls please call I -efm 842 47zo. Your 201 6 Year End Spending Summary is now ave tibia onbnm Leverage your summary to assisi wilb lax prepsralwn, review your spending, oi plan for 2017 g's easy lo access your summary 1. Sigil oil tc wsdnargo comfcfeddcard 2. selscllhe Yes End spend g summary link in Ihe simpl fled Banmng seclon g you need mais lance accessing your 20 IS Year Eml Spendwg Summa y, plssso eall «s al I 800 642 4720 - 24 howe a day, 7 days a week. Conbnued CHRISTINE Y ters Fgi Accgunl E Fair 0 Is 4764 Psge 3 gf 3 Enjoy trav-1 b-n-f't on your n-xt tr p Take advantage of your credit card's travel benefits Credit 0000 0000 Oggli ofao As a Wells Fargo Visa Credit Card customer, you'e entitled to special travel benehts, upgrades, and protections, including: ~ Auto Rental Collision Damage Waiver - Auto rental coverage for damage due to collision or theft ~ Travel and Emergency Assistance Services - 24/7 medical, legal, transportation, or cash advance assistance and referrals ~ Emergency Card Replacement and Cash Disbursement - Expedite card replacement or emergency cash advance, no matter your location Your card also comes with these great features: ~ Chip Technology - Broader acceptance internationally and better protection against counterfeit fraud at chip-enabled terminals ~ Zero Liability - Automatically protects you from liability for unauthorized transactions when you report them promptly Cei tain limitations restrictions.and exclusions apply. fteview your Wells Fargo Visa" Card Guide to Benefits fnr details. if you need a Guide to ttenefrts for your card, please call ihe Customer Service phone number rm the back of your card. 620)gruel Fxig 0 R HA.AO: gsi N 4. Fco 26627ol WELLS FARGO VISA Accounl NumberStatement Sining Period Page I ol 2 5mbng in 475 4 84/14/2017 to 05i14G017 Balance Summary Previous Balance Paynwiilc - Other Credaa C sh Atra«as pwcharas, Balance Trwwtera a Other Charges F as Charged Interest Chatged New Bamwa '$7 972 01 $670.00 $77 32 $ 160.00 $477.53 $10.00 $13$.59 $8,010 Ql 24 Hour Cualivnei Saiiec8'TY lor Heaang/Spoech Impaued.'ulsidelh USCaaCrdect Wells Fargo 0 linen. I 800 642 4720 1-800 419.2265 1-925O25.7800 ega largo corn Send General Inquiries To: PO Bok 10347, Dss M«ms IA. 50306-0347 Total Creel Lieut Ssotlo Told Avails«e Credit Payment Information New Balance Minimum Payme I Ovsrkml Amount Total Amount Due P ymentDueDate $8,010.91 $229 00 $1091 $239 91 06ne/2017 Send Paymenls To: PO Bok 51193 Lce Angelsa CA, Ikxol-5493 Late payment warning: e e oo nol receiue your Mwsnum paymwu by 0MIS/2017, you may have lo pay a late fee up lo $37. Minimum Payment Wa ning: 5 you make only the min mum payment each perrod, you wig p y mors In interest and il will take you longor to pay off ycw balance For cram la It you make no add lional charges using (his card and each month yo pay ... Only the uumuni paymenl $302 You wig pay oft ihs New Satanas shown on this statement i about 27 yaws 3 years And yeu wdl end up paying sn estimated total of . $2 I,ece $10,863 ( 4 my oi$ 10 943) f you wouldlko kiformalron about crecilcouaseing cervnemrefer lewww. s ofgmr/usl/eo/bapcpa cede/ c approved htmor can larr.tsscmoe Go Far Rewards Summary Rewards ha)ance as of: 04/30/2017 $9 96 The rewards balance is for Rewards ID 60004642078 This balance may be inclusive of other contributing rewards acoounts. For up lo-dote rewards baiance irriormation, or more ways to eam and redeem your rewards. visit G0FarRewards.wf.corn or call 1.577-517-)358. 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Trans Post Rerermrce Number nese /pl/on Cred Is C/rarges Cash Advances 05/10 05/10 744653943EHM7872Y ONLINE ADVANCE TOTAL CASH ADVANCES FOR THIS PERIOD Purchases, Balance Transfers 2 Other Charges 160 00 $ 160.00 04/16 04/I 0 04/'I 6 04/19 04/23 04/24 04RS 04RD 04/26 04/27 04/23 05 Ol OSRI 0541 I 050 i 05/Ot 05/07 05/I 2 04/16 246921S3/IOOGAVTDM GTL'INMATE PHONE SVC 877 850.4249 AL 04/18 24692183QOOLIIT7RS AMAZON hlKTPLACE Phi/TS AMZN COM/BILL WA 04/18 24692163QOOMG9LRZ AMAZDN MKTPLACE PMTS AMZN COM BILL WA 04/19 24692163000651IWJ4 AMAZON MKTP LACE PMTS AMZN COM/BILL WA 04/23 24692163HOOSK2J65 HOTELS COM127587979028 HOTELS COM WA 04/24 24092163JOOBMWKSY AMAZON MKTPL4CE P/ulTS AMZN COM/BILL WA 04/25 24692163KOOSNR3VV Amaacnp/une Membership smr cmn/prme WA 04/26 24592163LOOHP4LEZ GTL'INMATE PHONE SVC 677 650-4249 AL 04/26 24692163LO027VI BK AMAZON MKTPLACE PIITS AMZN COLSSILL WA 04/27 24492153MJH836SGN YELPINC'EAT24 NEW YORK 077 687-7815 CA 04/28 24320883N04G9GXIH SIX FLAGS DISCOVERY KINO 707 644-4000 CA 05/OI 2422638352LR2KLDP WAL MART 43123 SANTA CLARA CA 05/01 244921MIJHDSMFHJ SP'COLOURPOPCOLOURPOPPRD.CA 05/Ol 24692163TOOPPP4YT GTL'INtJATE PHONE SVC S77-S50 4249 AL Ohei 24602163TODQ28VKA IPSY 'GLAM BAG 888-769 4526 CA OSOI 2475542353GWRV6M9 ARAM4RK CORR SANT4 CLARA 677.6153296 PA 05/07 24692163ZOOMX6ASE AMAZON MKTPL4CE PMTS AMZN COM/BILL WA 05'12 24602104400LH02EQ API.'ITUNESCOM/BILL 8667127753CA TOTAL NIRC HASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD 40 00 14 W 22.79 1599 95.35 23 42 11.9S DS 00 3593 IIJB 19 32 11 26 35 02 40 00 10 90 30 94 16 90 1299 5477.53 Fees Charged 05/lo 05/IO CASH ADVANCE FEE 1000 TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $15.65 136.14 0 55 $135.IN 2017 Totals Year-to-l&ate TOTAL FEES CHARGED IN 2017 TOTAL 04TEREST CHARGED IN 2017 $20 00 $665.59 Iriterest Charge Calculation Your Annual Pe cenlage Rate IAPR) 0 Ihe e «al inlomsl rale on your amount Type of Salance Annual PercentageRate IAPRI fBalance Sub)act loInterest Rale Days rnB01/ngCycle Interest Charge CASH AOVANCE5 20.03Y magic 24 74% srmh/4 $7,783 09 $25.84 31 $ 138 14 $0 55 4 WELLS FARGO VISA AccounlNumberSfal ment Bilk gPenod Pago I ol4 Ending in 4734 05/16/2017 lo 06/13/201T Balance Summary Prev«us Balanm - Payments - Other 0/eCih Cash Advw«ss ~ Purchases, Balance Transfers 6 Oilier Charges Fees Charged Interest Charged = tknv Balance $8.010 91 $379.00 $0 00 $000 $ 195 16 $0.00 $137.29 $798438 24.Hour Cue lomei Sen «e. TTY fo Heanng/Spew:h Impured Outside Ihe US Call Collect. wwts Fago Onlinen. \-800042-4720 I «00-419-2265 1.025-828-7600 wemfe go.corn Send Generat lnqui/ies Toi PO Box 10347, Des Moins IA,OC006.0347 Total Credit Limit $8.000 Tolal Availeblo Credit 328 Payment information New Balance Send Paymenls To: Po Box 51193, Lcs Aroales c/k 90051-5493Minimum Payment Paya«ni Due Cits 07/05/2017 Late Paymenl Warning: It 4 do nol roceive your Mimmum Paymwil by 07/03/2017, you may have lo pay a late fwi up lo $57. Minimum Payment Warning: 6 you make only Iha mnimum payment each per od. you will pay more in interest awt I will lake you longer lo pay off your balance Fo exam le: If you make no addihonal charges u ing Ibis card and exch month you pay ... Ority Ihe m nimum payment You wdl pay otf the New Balance shown an this statement in about. 27 vr/ais 3 years And you will end up paying an estimaledlotalot . S21 119 $ 10.789 (Sunna I $ 10 330) I you ouldlike formation out credl counsel rig serv«es, refer to www vsdoj gov/ust/eo/bapcpa/ccdetcc approved film or call 1.877-235-210$ Important Information PLEASE REI/tEW THE IMPORTANT CHANGES TO YOUR GUIDE TO BENEFITS PROVIDED IN THIS STATEMENT AND RETAIN FOR YOUR RECORDS. ""'REVISED AGREEMENT FOR ONLINE ACCSS""E'E UPDATING OUR ONLINE ACCESS AGREEMENT EFFECTIVE SEPTEMBER 15 2017 TO SEE WHAT IS CHANGING. PLEASE VISIT WELLSFARGO.COM/ONLINEUPDATES Go Far Rewards Summary Rewards balance as of: 05/31/20t7 $13 95 The rewards balance is for Rewards ID 6000464207S. This balance may be inclusive of other contributing rewards sccounrs. For up-to-dale rewards balance m/ormstxin, or more ways to earn and redeem your rewards, visil GOFsrRewards wLcorn or call 1-877-5i7.1358. Transactions Trans Post Payments Re/ercnce Number Descrrpr'os Credits Charge 05/27 08/27 06/01 06D!I 05/27 74465394LOA9DM82M ONUNE PAYMENT 05/27 7446531/4LOA9DMEFG ONLINE PAYMENT 06/01 74465394TOAOVPFLV ONUNE PAYMENT Oskn 7446539500A9VKMVJ ONLINE PAYMENT TOTAL PAYHIENTS FOR THIS PERIOD 140 00 50 00 39 00 150 00 $37 aec NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Confirmed Detach and rr I ivilh check payable lo Wells Fargo Accouni Number New Baler«e Minimum Payme I Paymenl Duo Dale ~ 4784 $7 964.38 $217 00 07/38/mt7 Amount Enclosed::, S CHRISTINE Y KIM 1220 TASS/IAN DR SPC 305 SUNNYVALE CA 94089-2411 vlt il»n««il I Ivttlt I"mlv I Ixv i'n Ittlltttt"tt WELLS FARGO CARD 6ERVICES YKG PO BOX W193 LOS ANGELES CA 90051-5493 flit/i tltttttlrlltlptntttjlj Itpjfttrtllt iv lilplll /lilt che Ii here aed see reverse ior address a«rior phone number cor ecuon IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Bo gf1ahlcs marv. Iw brh I cad sl cra1, d« tw *H« I hwole* n ro. I i. 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Folsw amtsm ~ Nws«lee I pbfcww cwwccew Nst Nwwiar,p Mwrhwh I dloaes~halcw I s)0 ntad *!4d alc WELLS FARGO VISA Account NumbetSlatemenl Btllirl9 Patted Page 2 ol 4 2nd ng in 47S4 05/16/2017 (o 08/13/2017 Transactions (Continued...) rra/rs post Re/e/ance 3/umber Descdpnon Cred/Is Charges Purchases, Balance Transfers E Other Charges 05/25 05/25 05/28 05/28 06nl 06/01 0606 Q!/06 06/08 06/06 0808 06/08 Btt/08 06/tn 06/09 05/09 06/I 0 08/10 06/10 06/10 C6/10 06/10 06/12 05/12 24692164HOOPWZT82 24326II84L04GPLENY 24692164ROBRRVLJ3 24692184XOOE601TN 2416407507DMGKDBA 24427334ZLYJVTBVZ 244273350LMBJMN4S 24445005100MV5F28 24299105101EV9R38 244450052HEXSWJSY 24692165100TWGGJ7 2469216532XYROE65 AmazcnPume Memhe ship amzn.corn/prma WA SIK FLAGS DISCOVERY KWG 707.644-4000 CA IPSY 'GLAM BAG 888-769 4526 CA GTL'INMATE PHONE SVC 877.850 4249 AL SU6WAY 04312098 MOUNTAIN VIEW CA SUNNYVALE GROCERYOSUNNYVALE CA LUCKY 11780 SUNNYVAL SUNNYVALE CA CVS/PHARMACY e09198 SUNNYVALE CA 7-ELEVEN '16189 SUNNYVALE CA WALGREENS//2740 SANTA CLARA CA APL' TUNES COM/BILL 866 712 7753 CA CHEVRON 0096377 MOUIVTAIN VIEW CA 1198 19.32 10 90 25 00 740 45 65 7 13 649 827 32 32 9 99 10 73 TOTAL PURCHASES, BALANCE TRANSFERS a OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $195.13 $0.00 134 53 276 $ 13TAB 201 7 Totals Year-tougate TOTAL FEES CHARGED W 2017 TOTAI.INTERESTCHAROEDIN2017 $20.00 $802 98 Interest Charge Calculation Ycur Annual Percentage Rale IAPRI is Ihe annual hlwesl rale on your account Type oi Balance AnnualPercentage Rale IAPR) Balance Sub/ecl to In(areal Rale Daysin Brllrtrg Cycle PURCHASES 20 906 vafllbls $7,831 66 $ 134 53 CASH ADVANCF6 24 74/ rarhblo $ 135 SI $276 Continued CHRISTINE Y RIM For A&vounlEnong Ir 4784 Page3of4 important Changes to Your Visa Guide to Senefits Terms The Information below summarlaes changes that were made to your Guide to Benefits account terms. The &hanges replace the previously communkated terms in the Guide to 8enesu provided to Tora The rest o1 your Gurd0 to Benefits terms remains unchanged The Roadkide Dispatch service call fee increase wgl be effective as nf 10/01/2017 and ag other changes are effective Immediately If you have any questions about these benefit changes, please call 1-00064241720. Please read this notice carefully and keep it in a safe place for reference. Summary of Belle(it Changes Fee lncreaie Benefit Changedr Roadside Dbpat&h What'sgha gedTThesta dardser k fe chargeb h»masrng from 55995 to 569 95 on October 1. 2017. canm &i Informarlorr: For qua&bona lr ertaining le title benefit. please call 1de0.047-2s69. Errhan&e rlrents canasta changed:A togenlafcogision Damagewa mr What'4 Chengedt Reward dcmptione a w eligible ffw the benelits Ibled abave In addrhon Io pwchases made with /oar In card. Contact Inkrmationr If you have any quwl ons about these benefit chan9es, gleese call 1.000.34L0472. 8 n afrt changed: cannierTelephone p otecnon what's Changedl teased cell phones are now egg l hie for the cell phoneprotecuonbenefit. Contactl fo mation.Fo quesliorn p Halning Io Ihis benegt. please 81-066.00&e770, Senefils Changed: A lo Rental Cogbion Damage Waiver f"A lo Rental CDW'I What'&Chs gedlAdded ebslieasa addlllonal*ptionto f I~ ~ elm m (or the abrwe bene gls. Contact information: If you have any questlons about these b nelitdnnges,pleasecag1-000348-0472. Nmv AccountTwms Current/eeforaslandardser icecagls55995.Customers murt payservice provider for mileage o er 5 mlles. A secondary unit being tawed behind knot included but &an be accommodated for an additional fee Mand aid Wlnching applies within 100 feei of paved or county maintained road only. Additional fees may apply for winching services nder &ertain circumstances. Sgecuve 10/I/17 the service cell fee wgl increme to 55995. Service call fees are 4 bject to change atsnyume;ho e sr&agewudlbenotinedmpndngpmr to any sen ice dbpatch 1M& program may lw ducongnuedm any erne withoul pnor notiae, program void whet prehlbited. pu»lrares with your egg Ibl Insa card or Rewa»k p rerl amr associated Ith your &ove ed Acco nl, Coverage doer nol apply to cell phones that ar nted, borro »terre&el edaspsrrof pepaldpla .Slecuonk fss ur saves latedtorhes lbwreoftheduacearenot co emd. For faster filing, or to leam more about Auto Rental COW visit www eel ainrsgn e cons. Upd ted Dannbi Benafit Changed: bruit pie benelits whew the term'Account" is appgcaua. What's Changed'I 0 frngion of'Amounl"was added to the benefit d 6 mons se&ti where appgcable lhraughu t the GwdetoB efrts. co tactlnformatlu:Ifyouhave nyque»lun abomthes be asrchangesplessecagl 077o&2w720, senasrchangedrworld meautomauccwnmoncani t Travel Ac ident lnsuranc Whath Changedl e*nefit amo twas added toWorldvnde Autumal» Travel Accident Iru rance. conmct Info matron Fo quesgons nen inin0 to Ibis bvneSt, pie se &ag I usa.830-377 h Account means cm Sit ca d accounts. 5158000World ideAutom IkCommonCa»ler Tmval Acudentlnsu ance. Conlirwed CHRISTINE Y HIM For Aa:ouiu Ending In 4704 Prrga 4 ol 4 Snnalil Changed: Wwldwide Autonrat c Common&auiei Travel Acddeni In wance Whet's Chan9wlf Simplified llgibiilty language to Improve clarity f worldwide Aut ti& Ttavel Acdd I Insurance with no cardholder impa&L Deleted rafa~ence to specific mailer policy rebrence and subsl tuled the word'coverage'in the Ell'active Dale sub. secti n. Contactinio* tlon.for qumil sperrainlngtothtsbenefrL Please & dl I d55.830-3722. SenadtClranged&WorldwldeAutomatk Common Carrier Tr elAccidentlnm ce Wh t's&hangedTEII I tedlheexduslo sforhelicopt w, tr vcl on aulse smp that extends b yond 4s bourn sWht- iceingtow oranyconveyanceuscdforrecre toaalactlvluet humth d fnrtronot'Co o Carrier'. contact I Mrmailonr For quasllons penalnlng to this benelit, please call I d55 33IP3722. SeneEt Changed.Worldwide Automatk Commor Cemer Travel Ac&M nt Insurance Wh t's Changed t R moved the debnitwn of Operated A mit,Owned A't,Policy H Id ndPrlmaryl «I pcrsoeunderlb worldwide Aul bc Travel Accid t Insu cebenefrlsedk Ihefollo I gdefinlilon vweremoved; 0 perm ed Airer aR means any airmaft notowned by the Polkyholder but over whkh the Polkyholder exerclsei control. Operated Aikrafl Includes chair&raft for whkh the Policyholder pays operadng expenses. Owned Air ftmearuany xwafttowhl&hth pollcyhoid hotdsleg Io «qunableiitl . Po llcyh olde means Wells Fargo Sank N A. P dms ry Insured Person means an Inslued Person wlla I) has 4 direct relatiolrihip with the I'olicyholder; and 31 wlrere applicable, elects Insurance ndel this policy; and 3) payi the required premtum, for tire insurance elected. Co tawlnformatio rForquestMr pertanmgtothi ben Et, please cali 1 -055830 3722. Senefitcha ged:world ldaAutomatrcco oncar Ier Travel Accident Insurance W hath C hang ed 1 Under the 'Claim Forms'ection of the account terms. updated me name o(&b» daims adminlstmtor Rom Crawford Comiumy to 0roadrplre, a Crawford Company. Updated the m lllng address and added online pllon to ftle a &lalm. Contact I tormationr If'ave any q~ions abo I these benebi&hangsh pie wcalll-akb03IF3722. ELIGISILITY This iwvel inc mnce plan n provided to Wells Fargo Cenlumet Credil Card &ardholders, of WellsFergogank,NA,a lomatically henlheentlrecoitof the pawenger farefs3 are charged lo Wells Fargo Consumer Credit Card c&ount while the innlrance 0 erFech e Tl»l plan is 9~edit no addhlona Icon to cligblc Wells Fargo Consumer Credit Card cardholderr of Wells Fargo Sank, N A. It ls not nacew sr y for you to notTy Wells Fargo 8 a nk, Ndu the administrator or I he Company when tickets are pur& based. EFFECTIIIE DATE Thh I mmnce la elNW e on the date that you become a Wells Fargo Consumer C edit Cant «ard holder, and will cease on the date the coverage ls terml sled or on Ihc date your Wells Fargo Co sumer Credit Ca d account ceases tobe In good sta ding, whkhever occuw dnh Common Carrier means any motmized land, water or air Conveyance, operated by an organization other than Well&F rgokank,NA, gznizedandli medforlhe lmnsportatlonofpa sengersforhtremdoperatedhyan employee or n Individual under contract. N/A To obtains claim f co iact the Clal Administrator t 1.555 asod722. corn piet all items on the squired craimfom attachallappopiawdocu e tsandmall irxSro dsplrbaCrawfmlcompany,PO.Sox792190,5rrr Ante lo TX 70279 llefe ence porky 4 9900 90 50 Claim\ docs entsmayalsobesut Ittedviamy&lai sagentmme facto I-asywzrp3720. D2017Wcll Fargosank NAAErghtsre rvedmemberFDIC. EcG39227e2 CIT 2 Eng WELLS FARGO VISA Account NumberSlalemsnl B lling Pened Page \ ot4 Ending in 4724 06/14/2617 lo 07/14/2017 Balance Summary P/evmus Balance - Paymenrs - Other Cradle + CashAdvenc s + Purchases, Balance Trans/srs a Olhw Charges ~ Fees Chavged + )nteresl Charged - New Balance $7,964 38 $217 00 $000 $000 $124.79 $0.00 $143.$5 $8 016.02 24.Hour Customer Servfco'TY Ior Heanng/Spiwch Impwred OutsWs dw US Call Cogecl. Wegs Fargo O I nwgi, 1-800 542 4720 I 800-419 2265 i 925 sgsrsec wel/sm So.com Send Gene/al Inquiries Toi PO Bon 10347, Des Moines IA, 50308 0347 Total Credit Limn $ S,OOO Total Avassble Credit Payment Information Nevi gal«we Ion mum Paymest Overlinut Amount Tola! Amount Due Payment Duc Doto Late Payni nt Warning: Ewe M nimum Paymenl Warning/ balance. F«cram le Send Payments Toi PO Bov 51193, Los An9eles CA, 90051.5493 $8,016 02 $225 00 $16.02 $241 02 08/08/2017 do nol rscoive your Minimum Peymenl by 06/00/2017, you may have lo pay a late fee up to $37. If you make only Ihe minimum psymenl each pe/iod you w/fl psy more in inu reel and il ws take you hnger lo pay oft y«u If yeu make no additional charge using Ibis c d and eachmonlh you pay ... Only ths mmimum paymenl You will pay off the New Balance shown on this stateme t in about ... 27 feels 3 years And you will end up paying an estimated fotal ol $21 378 SI0,896 (SJ WioiSIO 482) It you wool lke inlormauon about 4 red I couasehng sarvues, refer lo wwwusdof govrus I/so/hap palccdsrcc approved him or cail t. important Information Please read the enclosed notice for importanl changes to your Ws//s Fa/go Rewerdso Pro gram Terms and Cond lions. Go Far Rewards Summary Rewards balance as of: 06/30/201 7 $15 89 The rewards balance is for Rewards in 60004642078. This balance may be inclusnre of other contnbuling reivards accounls. For up-to-date rewards balance infonnalurn, or more ways to emn and redeem your rewards. va/t GoFar Rmvards wf corn or call 1-877 517 1358, Transactions Trsiis Post Payments Refer«Ice Nsinber Des 4 rip dr irk Crau/is Charges 00/19 06/19 7446539580ASAZFYS ONLINE PAYMENT 06/27 06/27 74465395JOA94MOX ONLINE PAYMENT 06/29 06/dg 740M395MOASSS5KA ATIJPAYMEhlTTHANKYOU SAhl JOSE 07/07 07417 74465395WOA9MZ4EL ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD 1.60 45.00 70 00 100 40 $217.00 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT 4 i Conlinued Delach and nlsit viiih check payable lo Wells Fargo Account Number Ns Balance Mifisnuni PBvnsiil Overlimil Amounl Total Amounl Due Peymenl Due Cate ~ 4784 $0,016 02 $225.00 816.02 $241 02 Oshig/2017 Ainounl Enclosed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 S URN YVALE CA 94089.2411 iiliilmllrlii«nltlltirfltvilil fl liiiilililniid I li ii WELLS FARGO CARD SERVICES YKG PO BOX 61193 LOS ANGELES CA 90051-5493 III'I In'ii'I Ii tv«I'll I" vil'I//n« iin IIIIIIIIInllt Chech here snd see reverse Ior address and/or phone number conoctmn. tu)PORTAN T INFORMATION ASOUT YOUR ACCOUNT Util Qllmhl55 NNV I ha wall Oml t I. 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'..I:I -', ..I...:l.!I:i.:t:i!...2 .!,i WELLS FARGO wsa Account N mberStatement Bill ng Period Page 2 or 4 Ending in 4t84 05/14/2017 to OF/1 4/2017 Transactions (Continued...) trans Post Reference Number Descnptlon Crsda* c/landes Purchases, Balance Transfers G Other Charges 06/1 2 06!I 4 08/I 4 06/14 06/16 Od/16 06/25 06/25 06/28 06/28 07/31 07/01 07/04 07/04 07/10 07/10 07/13 07/13 07/13 07/13 07714 07/14 2416407647 DMLT4MV 2489216M2XOGLNDJ 741002159M2Y8XZPX 24692165G2XDSTHHO 24326665K04HOFZGA 24692185N2Y135SRL 24692165T2XSOPZIK 24/6407607DMRBGBI 245921SS22XRONJRS 2469216622X4LFNCI4 2469216632XAWVGSR SUBWAY 04312098 MOIJNTAIN VIEW CA APL'TUNES COM/BILL 86d-7127753 CA PROMO PANDACOM 16047987 36 CO Amatonpm e Membsrsmp amtn onn/prrns Wa SIX FLAGS DISCOVERY K/HG 707 644-4000 CA IPSY 'GLAlvl BAG 888 769-4526 CA APL /TUNES.COM/BILL OOIV712-7753CA SUSV/AY 04312096 MOUNTAIN VIEW CA AMAZON MKTPLACE PMTS AMZN COM/SILL WA AMAZON MKTPLACE PMTS AMEN COM/BILL WA AMAZON MKTPLACE PMTS AM2N COM/BILL WA 7.40 299 26 In 11 N! 1932 1090 0 99 7 40 19 98 501 11 99 roraL puRc vasss, B/u aucc TRANS FERs s oTHER cnaRGEs FCR rags FERtoo Fees Charged TOTAL FEES CHARGED FOR THIS PERIDD interest Charged INTERESTCHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 124.79 143 59 0.26 $ 143.66 201 T Totals Year-toLDate TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 2017 $20 00 $946 83 Interest Charge Calculation Your Annual percentage Rate (APRI o die mmusl s tweet rale on yo account Type ot Balance T 21.15% venable An no a I Porc en(age Rme lanai Balance 6 un/ect lo Interest Rate $7,994.64 Days bl Interest Charge $143 59 CASH ADVANCES 24 0ÃL va/rabbi $ 12 17J os CHAIETINE v KIM For Aooou It Ending In 4994 Psge 9 of 4 This notice includes important information about changes to the Wells FargoRewards'rgam Terms and Conditions (collectively, 'Program Terms'}. These changes are effective October 7, 2017. If you have any questions, please call Wells Fargo Go Far Rewards Customer Service at 1-877-517-1358. Please read this notice carefully and keep a copy for your reference. 1. The service provider for the fulfillment of gift card, e-CertiTicate and merchandise orders is changing from toyaityEdge from American Express', to Bridge2Solutions and Blackhawk Network, Inc. 2. In-Store Pick-up ("ISPU"} will be available for some merchandise items. Once the redemption has been processed, You will receive a notification when your ISPU item Is ready for pick-up. You must present a printed or electronic copy of the notification and a valid government issued ID to pick-up your Item ISPU items not picked-up in six (6} days will be canceled and Your Rewards will be returned to Your account. If you discover that an item is damaged or defective, you must return it to the store location. You will receive a store credit and your redeemed Rewards will not be returned to you. Merchant return policies will apply. 3. You may continue to redeein eligible non-travel items using a combination of Rewards and a payment card. You must first use Your full available Rewards balance for the redemption. For non-Apple merchandise and any gift card, a minimum of100 Rewards Points or S1.00 in Cash Rewards is required to use a payment card for the redemption. For Apple merchandise, You must redeem rewards for at least 204/o ofthe redeemable amount ofthe item. d. Merchandise and gift card items will be shipped in approximately 7- 10 business days of the redemption unless You have ordered an Apple product Apple products may have different shipping estimates which will be outlined at the time of redemption. 5. The URL for the Go Far'ewards program website has changed from MyWellsFargoRewards corn to Gofer Rewards wfcorn. 6. The name of rewards customer service is now "Wells Fargo Go Far Rewards Customer Service". Oieti Wellr I'ergo gsnh, N A. Ag right e4eroed M her FDIC. IKA.4994901 Donrinuea CHRISTINE Y KIM For Rooornrl Eneng In 47S4 I'nge 4 or 4 THIS PAGE INTENTIONALLY LEFT BLANK CHRISIINE Y KIM Fot Accounl Ending In 478d Pagedo“ T S PAG INTENTIONALLY LEFT BLANK WELLS FARGO VISA Ac ount NumberStalenient Billing Period Page I cl 3 Endmg in 4734 Orlt SNO17 to O6H4GOfr Bslsnce Summary Previous Saic ca - Paynwnts - Other Credm Cash Advsncm Plirchases, Balance Tia sfeis 8 Olhs Charges 4 FeesCharged ~ Interesf Charged New Balance $8,016 02 $312 00 $27.79 3100 00 $555.03 $1000 5146.15 $8,436.41 24-Hour Cvstomer Service TT Y for Hesnmyspemh Impw'red Outside Ihe US Cs0 Cdlecl. Wells Fargo O»lines. 1-800 642-4720 1.800.419-2265 1-925 82s-Teoo wells largo corn 6 nd General inquiries To; PO Box 10347 Des Mcinin IA 50308.0347 Total Credn Um'I S10,000 Tolal Available Grad I $1.490 Payment information New Balance ten um Paym*nl Paymenl Duo Date Late Paymenf Warmng: If we Minimum Paynnnl Warning: balance. For exam le $8,486 41 3240 00 09/08i2017 Send Payments Toi PO Sox 51193, Los Angeles CA, 90051-5493 do not ro w've your Minimum Paymenlby 09iosl2017, you ay have lo pay nlale lee «p to $37 If you mako only Ihe mirnmum Paymanl each Pened, you wib Pay mote fn inta eel and rl wig taKe you longer to Pay oft yow If you make no additional charges usmg Ihi card ands ch month youpsy.- Only the mmimum paymenl You will pay olf the New Balanre shown on Ibis statemenl m about ... 27 years 3 I elilx And ycu will end up paying an estimaled total or. $23 101 $ 11,506 (se vn Isll 595l If you would like inlormabon about credit cowes ing services, refer to www usdoj goviusueoibapcpa/ecderon app oved hfm c call 1- -2108 Important Inionnstion CONGRATULATIONS-YOVR CREDIT UMR HAS f!EEN INCREA5EDTO$10000 NOW YOU HAVE MORE PVRCHASING POWER AND IT' AVAILABLE IMMEDIATELY IF YOV HAVE ANY QUESTIONS PLEASE CALL VS AT Ieccsxa-4720 PAYMENT OF AMOUNT IN DISPUTE $26 63 NOT REQUIRED. Go Far Rewards Summary Rewards balance asoiI'7(31/201 7 $ I7.13 The rewards balance s ior Rewards ID 80004842078. This balance may be mclusive of other contributing rewards accounts. For up-to-dale rewards balance miormation, oi more ways to earn and redeem your rewards, visit GOFarRewards.vd corn or call 1-877-517-1358. Transactions Trans Post Payments Rsfarvnce Number Des«n'pnon Ciediw Charges OTII4 07I14 74465396 OA9TQPLG ONLINE PAYMENT 0705 OTI15 7446539650A9VHWBD ONLINE PAYMENT OSO3 0803 744S5396ROA91831V ONLINE PAYMENY TOTAL PAYMENTS FOR THIS PERIOD 9O.OO 35.00 167 00 $ 312.06 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT n'i' Conkrxw4 Detach and mat with cheW paysblo lo Wegs Fargo Account Number blew Balance Minwium Paymenl Payme tDueDale ~ 4784 $8,486.41 $24000 Oerteraof7 Amount Enclosed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94069 2411 hi»filll,hrifriiPihhrfrihiPI,IIIIPilP I lfihh,hf lu WELLS FARGO CARD SERVICES YKG PO BOK 51193 LOS ANGELES CA 90051-5493 I ii ifvv'i'tfi i "Ish»lfiifirilr'l»P ll'flin illil il chock here mid see reverse for address andre phone number co recuon IMPORTANT UIFORMA'RON ABOUT VOUR ACCOUNT saiiasR hlssummafy, I kwey bh. «Utu awf d,ww w wwa ~ wuaa onaw d Hoffep * wemu 0 h ho D twe IAHW64522 Y¹eww I I ww 0 6QWHNW Hwy I ltdo weeE owe d Y mwcy ~dt . (eww «4 8 I I e N! 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PURCHASE DISPUTE ADJUSTMENT.PURCHASE6 INTEREST ADJ ~ PREY CYCLE PURCHASES C/edos 0.01 004 0 46 26 83 0 45 Cna/gss TOTAL OTHER CREDITS FOR THIS PERfOO Cash Advances 00/10 ceno 74405396YEHMIRV88 ONLINE ADVANCE TOTAL CASH ADIIANCES FOR Ties PERIDD Purchases, Balance Transfers & Other Charges $27.78 100 00 $ 10 0.05 07/13 07/I 5 07/17 07/'l7 07/I 7 0m 7 07/20 oroo 07/25 07/25 07/25 07/25 07/26 07/26 07/28 07/28 07/31 07/31 084M 08/01 08/01 08/01 Nli01 oset 00/02 08/02 05/06 08/08 otute 08/09 06/11 olyt I 08/13 06/13 2416407637DMQKDIV 24104075//DM64FBR 24493$1675HW80R6D 2469216692XK7QJ4S 24692160E2XBSMMBT 24692166E2XP3KA32 24104076G/DMKXDV2 24326080H04HVS*15 24692166L2XGOQBXA 24692166M2XVIIH4GN 24692166M2X69D/3V 24906416M1769ZV19 246921S0P2X65WSYG 24445006X0073SNHG 24013396XOIKH7Z5K 240710571WPBEYMSP 2469216712XTZ6093 SUBWAY 04312098MOUNTAINV/EWCA SUBWAY 04312096MOUNTAIN VIEW CA BEVERAGES/LMORE um SAN JOSE CA AMAZON hIKTPLACE Pl/ITS AMZN COMGILL WA AMAZON MKTPLACE PMTS AMZN COM/SILL WA Ams*onPnnte Mambo hfp amzn.conVF me WA SUBWAY O4312096MOUNTAINVIEWCA SIX FLAGS DISCOVERY KING 707.644 4000 CA AMAZON MKTPLACE PMTS AMZN COMIBILL WA IPSY 'Gl AM BAG HELP IPSY COM CA AMAZON MKTPLACE PMTS AMZN COM/IELL WA DSC'DOLLAR SHAVE CLUB 866-2232/80 CA THE UPS STORE S5502 SAN JOSE CA CVS/PHARMACY 409608 SAN JOSE CA OPOTSAN JOSE CA PARIS BAGUETTE 21 MILIPITAS CA TMOBILE'AUTO PAY 800.937-8997 WA 740 7.40 32 85 15 42 885 11 98 7.40 19 32 188 00 1090 5 69 9 81 29.27 17.15 56 71 46 85 80 00 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR TH@ PERIOD Fees Charged 08/10 08/10 CASH ADVANCE FEE TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $655.03 10 00 $10.80 144.81 034 $ 145.15 201 7 Totals Year-to-Date TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 2017 $30.00 $1,091 02 Interest Charge Calculation Youl Annual Pmcenlage Rale (APIB is the annual mbuest rate an your acc/wnl 7TF» of Balance Annuat Pe cenlage Rafa IAPR) Balance Subject to Inlelesl Rale Daysin 5/ging Cycle Inter s! Charge 21 15/ uanabbl 24.996 va/mbleF PURCHASES CASH ADVANCES E $6,062.54SIS SO 3131 $144.01$034 Cont//n/ed CHRISTINE Y RIM For Accounl Ending la 4744 Paglr 3 41 3 Life can be complicated, these card features can help simplify. Your Wells Fargo Credit Card offers great features that can make things better and easier for you. Autamet/c Bill Poy. Ouickly and conveniently pay monthly bills. ~ Save trme and money an stamps by mailing fewer checks. ~ Rest easy knowing your m ontNy bill will be paid on-bme- no mare stressrng about late-payments. Contact your service provided ondprovide them wllb your iyeiis Forgo Credit Card account number loser up recurring poymentr. Wells Forgo Mobile' ppt Bank easily while on the go. ~ Transfer funds, pay bills, and deposit checks ' Explore detaded account activity and view balance Informatron ~ Use GPS to get one-touch access and directions to ATM/location. Downfood the Wells Fargo Mobile'p p lrom your ceil phone's op p srore. Make managing finances a tittle easier with: ~ Automatic Bill Pay - Wegr Forgo idobrle'pp ~ Online Statemenu Online 5tetemen tat Reduce clutter and save space. ~ Use for record keeping for your taxeh and more. ~ Vcw pnnt, and download up to two years of credII card statements- anywhere and anytime you have online access! Enroll todayorwelisfargocorn/online-bonking/steremenls. rn/oy the cverydoy /colures ofyour fr/ells Fargo Credit Card. ' adabalty may be aifeuedbrPeur mebaa davlcm coverage a enmebae dxposlt nota adable 4 xgplatfa «ulabaq oepareuruppartadenu'hens'a dead'run I grosltaI,Android abaadew'4 *runnlnqos44+mdwmdawr phonelo Yeurmebaecarrlanma«rxgaanddataratermxrapply. onane state entr ruivira camp ter wilhlntxrnelarcau 1he length elonane stat mant rmrage aria dxpendixg on Ihe product: 4p to 24 ~lie rar uxdil cards, home equtty and au*4 al leant a d lines er «edrt, home mertgaqa taxnr. ar d student laanq and xp tq 7 yean for deposit accaunu and tant and managed Inveumxnt acmuni« the amount of timewhlchtherpeuli&praduclttatem lsarravagableqngnelxinduatedantha statementra doacume tr"page when lawing youronline statements Online sr ate ments require Adabe'crobat Reader' qs v en 1 an or greater. 02017wtgs Farga a nk, N A.AR rights rxrawed. FCG4102101 SIMPMFV WELLS FARGO VISA Ac ount NumberStatement Bigrng Period Page I of 2 Ending la 4784 aa/15I20 17 to Oerfsltcfy Balance Summary P setous Balance- Payments - Olhm Credits Cash Advailcss ~ Purchases, Bsfance Transfers 8 Other Charges 4 Fees Charged Inleres! Charged New Bafwwe $848641 $24000 $289 68 5000 $464 83 $ 6.00 3149.35 $8 570 91 24 Hour Ciislo nai Selvimi' TY lor HeanngrSpmmh Impaired: Outssle Ihe US Call Coasck Wells Fargo 0 tneg". 1-800 642.4720 I "800-41 9 2265 I 925625-7600 weasletgo corn Send General Inqurries Toi PO Sox 10347, Das Mensa UL OIO080347 Total Cred I Uma $ 10.000 Total Avetabla Credn Payment InfOnnatrdn New Balance $8 570 91 Send Pal ments Toipo Box 51193 Los /uigsles CA,90051.5493Mnim mPayma t Psymeiit Dua Dale IOIOOI2017 Late Paymenl Warning: If we do not receive your Mintmuin Paymenl by 1oi08/2017, you may have to pay a isle fee up to $37 Minimum p ymeril warnin91 8 you Inaks only Ihe minimum paymenl each period, you vr 0 pay more iri interest snd il will take you longer lo psy og yow balance For exam le. If you mal e no additional charges using this card snd each month you pay ... Only Iliii lninmiiiiii pal mwil 3324 You wig pay og the Nsw Balance shown on Ibis sistern nl in about ... 27 yiinis 3 yen 1 And you will end up payrng an estimated total of . 323,386 511,657 fsv xtiol311,729i I you would lac fiemahon about c ed I coulee ing rsrvices. refer lo wwwusdoygo fustreolbapcpe/code/cc approvedxrfm or cat 1.877-285-2105 imporiant Information As perl ol our commitment lo make Ihings right, vi have entered mlo a 3142 millio dass ac lion seglemenl related to Ihe opening ol unauthorised accounb If you berreve wells Fargo opened 4 chedcimg, tavaxys c adit card cr line ol credo account for you without your permission, or if you purchased vtanaly theft proleclion irom us, you may be anliged to comps sation fram Ibis kind To I mt out narc go lo ww wFseltlemo I corn or cast-866 43 I.8549 Yo may be ehpbla fw reimbursement of fees, wirnpensabon kn polsnhal epact on yow wacs, and sn eddas al cash psymenl tesed on any money rsmwrwrg in Ihs fund cher benefits and coals sre paid oul 8 you have spentc quessorn about any of yc accounu or s ~s, please v' your wells Fargo tvanchm sag the log-free number that appears on Ibis slats snl. Wereslnayouhaveachmce whengcomsslobanlung gaourlmvilegstobeable losavo you Paymenl address change. Enechva immedialel, ou payment admess has chaagad In atda lo ensure on hm payments. you must send ag lulu 4 paymenls lo. Wells Fargo PO BoX 611'33 Los Angeles, CA 90051-5493 Go Far Rewards Summary Rewards balance as of: 08/31/2017 $22.40 'the rewards balance is I or Rewards ID 80004642078. This balance may be inclusive of olher contnbuting rewards accounts. For up-to-dare rewards balance information, or more ways to earn and redeem your rewards, vmt GoFarRewards.wf.corn or call 1-877-517-1356. NOTICE.'EE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUI4T '' 'ix Conanucd Detach a 4 mail with check payable to Wells Fargo Account Number New Seance IAnimum P ay mont Paymenl Due Date ~ 4784 $8,570.91 $236 00 IO/03fgof 7 Amount gneiss 4 ' CHRISTlh!E Y Kltl 1220 TASMAN DR SPC 305 SUNNYYALE CA 94089-2411 »Ih'lid»« II'fv«'I»"t»t"fvl»hl'Itl«rlvlh h WELLS FARGO CARD SERVICES YKG PO BOX 51193 4 LOS ANGELES CA 90051.3493 ivv'ivnfle'fv'vfl'I»n'ftlhl ffvfflit'lvt» f «IRI Check he e eml see reverse fw address snd/«phone numbe conecl on. IMPORTANT INFORMATION ABOUT TOUR ACCOUNT BEingil hi\5 sr Ip oe v bi vi. En«Jail cw H I aw w Hie 4 y hn. 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Outside lhe US C40 Cdlecl. Woes Forgo Onlirwe I -0004I42 4720 1.800.419.2265 I 925.825-7600 wekda go.corn Send General Inquiries To: PO Box 10347 Dos Moines IA, 509IS 0347 Tolel Credit L mn $10,000 TolelAvaeable Cmdn $915 Payment information New Balance $8 912 58 Send Peymenls Toi PO Box 51193. Los Angeles CA, 90051 6493Min/mum Paymeni Paymenl Due Date 11478/2017 Laic Payment W ning: II we do not recwxw ycui Minrm m Paymenl by 1140/2017. you may have lo pay a telo fes up to S37. MinimumpaymentW ming Ifyounekeo lylhemsrimumpaymenleschpead,youw/gpaymssinrnlereste dilwistakeyo bngeriopsy llyow balance For exam It you make no add/i onal charges using thts card snd each month you pay ... Only the mm/mum payment You will psy off ihe New B lance shown on Ibis statemeni in about ... 28 yea 4 3 years And you wrg end up payrng sn eslims ted foist of ... $24 352 $ 12,12i 49 i w $12,231i liyouwovldlrkemlwmatwnabovlwedncoun o ngservnes. e/srtowwwusdojgov/usl/eo/b pcps/cede/cc spp/ovedhl orcag fxf77.235.2108 Important Information payment address chaage Ef/ective rmmedrevny our paymenl address has changwi In order lo ensv e on kme psymw Is. you must send sn future paymenls to. Wean Fnfgo PO Box 51193 Los Angeles. CA 900514493 Go Far Rewards Summary Rewards bahnca as oi: 09/30/20 I 7 $24.16 \'he rewards balance ts fnr Rewards ID 60004642078. This balance msy be lncluswe nf olher contritwlrng rewards accounts. For up.to.dale rewards balance information, or more ways lo earn and redeem your rewards, visii GoFarRewards.wf.corn or call 1.877-517-1356. Trgnaactiong Trans poxr Re/erence Nu/neer Caser/peon Payments 09/30 09/30 74465398KDA95TF7K ONLINE PAYMENT Credits Cbs/ges 236 00 TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers 6 Other Charges 09/l 2 09/14 09/I 3 00/14 09/13 09/'t4 2416407807DMLDDEH SUBWAY 04312096AIOUhlTAINVIEWCA 244450081EHZZPS3R SALLY BEAUTY ¹2012 MOUNTAIN VIEW CA 2469216802XGLQ2ZY TMO6ILE'AUTO PAY 800.937-8997 WA $236.0D 7,51 14 80 'I11.26 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOLIT YOUR ACCOUNT Conhnues 1 r '. w ve Detach aed mal with check payabls lo Wells Fargo Account Number Nsw Balance Idrwnum Payment Payme tDueoste ~ 4784 $6912 58 W43 00 I I /08/201 7 Amount Enclosed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SU NNYVALE CA 94089.2411 WELLS FARCO CARO SERVICES PO BOX 51193 LOS ANGELES CA 90051-5493 YKG 4 Check here nnd see reversn for address am/or phone number corrwtion. 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WELLS FARGO YISA A munt hlumbsrSlalemenl Billing Period Pngff 2 of 3 Ending in 4764 09ll~ l2017 to 10/13I2017 Transactions fContinued...j ltans Post Re/srsncs Numbw Descripdon Credits Cfla/ges Purchases, Bajance Transfers R Other Charges 09/15 fm/19 09/2 I IS/25 09/26 09/21! 09/27 09/27 10/01 loci 10K/1 10/I 0 09/I 5 09/19 osau 00/23 09/26 09/26 09/27 09/27 1 ufo 1 Icfo I 10/01 folio TOTAL 24S9216822XTXK795 AMAZON MKTPLACE PMTS AMZN.COLIBILL WA 244450087EHSS20MP 99 RANCH F1772 MOUNTAIN VIEW CA 2416407882LRQTK94 TARGET 00025841 SUNNYVALE CA 24692168Q2Y030EI/S AmaaonPnme Members hfp emtn corn/prme WA 24692160D2XFLQSIY VESTA 'T-MOBILE 888-278-3397OR 2469216802XKN6HDP IPSY 'OFFERS HELP IPSY COM CA 24013398F057TQTIG MOUNTAIN MIKES PIZZAMOUN MOUNTAIN VIEW CA 24760626FDJXMXLP6 GODINEZ TIRES SUNNYVALE CA 2442/338KU117PMP6E ROTTEN ROBBIE 031 GILROY CA 24431068KWQITRT55 SAFEWAY 41204 PRUNEDALE CA 2460216t!J2XSSRFTW IPSY 'GLAM BAG HELP IPSY COM CA 24224438WZZOJLYST NOB HILL 4634 MOUNTAIN VIEW CA PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD 32.69 9.97 15 26 11.98 75.10 1835 11 76 21 80 30 00 24 16 10 90 30 18 $423.80 Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARQE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $0.00 151.77 2 10 $153.$7 ZD17 Totals Year-to-Date TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 2017 $30 00 $1,394 24 Interest Charge Calculation Your Anrruel Percentage Rata LAPR) n the amfual fnlermt rale on rof sccmml Type of Balance Ant ual PercentageRale iAPRj Balan e Subject to interest Rale D rain Intstest Charge PURCHASES CASH ADVANCES 21 15'/ ariable 24 sse armble 86 731 67 8102317 $151.77 $2. 10 Conbnued CHRISTINE Y KIM For Account E dng In 4704 pago 5 nl 3 Enjoy cell phone protection from theft and damage. Cset up to $60o of damage and theft protection (subject to a 525 deductible) when you pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card.'ere's how to get starte&L Call your cell phone provider ior log fn to thrir wdssite) dnd request to sel up autamalic paymentS while setnng up automaiic paymerus sn't required to qualiFy for coverage, yotttl riced to pay your monthly ceil phone hili unth your ei gibfe Wells Fargo Consumer Credit Card. Don't stress if your ceB phone gets damaged or stolen. 'PATI& n&v tqtlokvuull l duad««« fna«l on y nu odl pfvtrx hill Go lo weffsfargo.com/profectmyphone fo learn more. Enjoy Hie everyday benenfs ofyour Wells Fnrpo Credlr Card. 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Outside Ihe US Ceg Collect Wells Fwgo Onbnee: 1-808642&723 1.800.419.2265 1.925.325.7800 weesfargo.corn Send General Ineuirles To; PO Box 10347. Oes Moines IA, 50306.0347 Total Credit Umx 610,000 Total Available Cfsrbl Payment Information Nnn Balance Send Paymsnls To: PO Box 51193, Los A»gales CA 90051-5493 Minimum Paymer I Paymenl Due Date 12/05/2017 Leis Paymenl Warning: lt we do not teceue yme Mimnum Paymenl by Izxm/2017, you may have k pay e late tee up lx $37 Min mum paynlenl warning: It ycu Inake wily the miriimum payment each p nod, ycu fns pay more in iiilerecl and fi ws lake you longer lo pay og your balance Fcf exam le' you make no addilional charges using this c rd and each onth you pay ... Only Ihe m nimum naymsnl 3349 You will payoff the New Balance shown on Ibis slatemenf in about ... 28 years 3 Years And you w 5 end up paying an estimated lclel of ... $25,219 $12.552 fs g cf$ 12,687l II you would I ke inlcrmauon about uracil counse ng sefvhes, refer lo wwwusdojaov/usl/eo/bxpcpamcde/cc approve dhlm or call IJI77.265.2103 Important information Paymenl add ess change Effective immediately, our payment a4dress has changed. ln order loans u e wi bme paymenlr., you must se des fufuro paymwitx lo. Wage Fargo PO Box 51193 LOS A gvlos, CA 90051.5493 Go Far Rewards Summary Rewards balance as of: 10/31/2DI 7 $3.40 The rewards balance is for Rewards ID 60004642078. This balance may be inclusive of other contnbuling rewards accounts. For up.lo-dale rewards balance information, or more ways to earn and redeem your rewards, visit GoFarRewards wf corn or cag l-877 51 7 1358. Transactions Trans Post Payments ttms 11/06 Rs/e wfce Numtw 74465399NOA9PJ51G De*crlplfon ONLINE PAYMENT Credits Charges 243 00 TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers 8 Other Charges $ 243.00 10/13 10/14 10/14 10'14 10/17 10/17 2469216ez2XNAG4AT TMOBILF'AUTOPAY 8009378997WA 244310692505YROHZ MOS AIRPORT VALERO SAUNAS CA 2469216922XA7JF8R SEPHOR/LOOM 877.SEPHORA CA 111 25 35.00 61 04 NOTICE: SEE REVERSE SIDE FOR IMPORTAI4T INFORMATION ABOUT YOUR ACCOUNT Conknueu Detach and mali Ih check psyabls to Wegx Fargo A count Number New Balance Minimum Paymwu Paymenl Due Date ~ 4784 $9 229.71 $259 00 I 24N/201 7 Amount E losed CHRISTINE Y KIM 1220 TASMAN DR SPC 305 SUNN YV ALE CA 94089-2411 WELLS FARGO CARD SERVICES YKG PO BOX 51193 4 LOS ANGELES CA 90051-5493 Check here snd ses reverse for add em awl/of phone number cÃreclwn IMPORTANT INFORMATION ABOUT YOUR ACCOUNT amwlbgl«5 y.ar hl y 40'~( '0 '1 dp d W ww*b b w Id, 6 I o»w d««p o w kl Pn 0 »ID N,IASO«al«N'u ht I 1 llk I, 60d« fle «y ~ 4 bdl » hlh C Pl 6'I 1 fy OW l»I«I I 6 g&tn«« Ih W I S« *alt( t«lh It «tit td g O ll(WP P Phl I«( 'Wkl n 'Lo d d I«wbk 0 «w Hi»b «d kp I I I c'n ~ y d N A,pl d«;I I„a, yk, mk( 4 6 «Nb p«wd gw(o«u ~ I I bo bw( «y««I 'Ju «dl p rd p «I b ~ It I o«p Nd bg dk«~ l«kw IPa ry y 1«4« t 1 bol sb« ly ln««l u h Ih Mlw»d»bl «y I dldl Sos& Indi C ddC dh I a» I d«l »au e Iydww «y,p I da W dl«ly I wd gwfdlo&o & I noh(( Ilh hWy y h »Py««a ud I pee . 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Io.1uglrioli Cra( I" 0 f 0 0IA ak«l vlhl Wkwwd «t«wlo Nn««SDI ch oeofhdd For -Ify addrc hktchengcdpoideyou ms(el ne ddtehelo .B oto&h«Eh«on«ve «d (coup l dendr I Ih en«lopt povldedpl eu«rl wbormuyf wd«i(i~ afoul nyqwsaoupleslecdltl b«J ecw erlevne be ona»f no( lhlwt«ww( 1o Iriod C hiode0 Hd-(s d«oonh bw&tntoP I nu d«oond Pl( dalaA«g ledetnd l&uadoold»delcuPO y did«a(at 4eone p rlavo ure I seccdn ol e ltl I osdeoa 'ns le p 5 nltwp I 0 game I dmerodes kinslcaenle Ik I dec recit dodecuenl ACCOUNT FI(IST NAME ACCOEIN1 Ensy NAMF. NEW STREE1 AOOAESS PO BOX/ Apr 0 CI I 1, 5VA1E/ZIP HOME PHONE WORK PHONE WELLS FARGO VISA Account NumberStatement B ging Perrod Page 2 of 3 Endmg in 4794 10/14/2017 to 11/15/2017 Transactions (Continued...) Trans posl Reference Number Descr/pdon Purchases, Balance Transfers fh Other Charges Cred/t C/!arses 10/20 10/20 10/22 10/22 10/25 10/25 10/25 10/25 10/27 10/27 11/OI IINI 1 1xn I wl 11/00 I Ina 11/00 I lzm 2460216952XDXVPNI 2401517S7043KSAI 0 24164079B7DMQEYVS 24692169A5S9AVAKW 24892169OOSDK2YHL 24445009JEIWBXII3 24692189H5V3CIPFWK 2480'I979TOSJWH 02V 24492159SJHJSNHTO AMAZON MKTPLACE Pt//Ts AMZN.COM/BILL WA 78 ~ R J POLAR INC SAN JOSE CA SUBWAY 04312006MOUNTAIN VIEW CA AmazonPrim Memberstnp amzn corn/prme WA IPSY 'OFFERS HELP.IPSY COM CA 99 RANCH 81772 MOUNTAIN VIEW CA IPSY 'GLAM BAG HELP.IPSY COM CA MOUNTAIN VIEW ALLIANCE MOUNTAIN VIEW CA FABFITFUN VIP.FABFITFUN CA 28 07 29 05 li 54 11.08 16 35 10.45 1090 30 00 43 59 TOTAL PURCHASES. BALANCE TRANSFERS S OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CNARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL OITEREST CHARGED FOR THIS PERIOD 5394.22 50.00 163 73 2 IS 5N591 20ty Totals Year-locgate TOTAL FEES CHARGED IN 2017 TOTAL INTEREST CHARGED IN 2017 330 oo 51.580 15 Interest Charge Calculation Y«a Annual Percentage Rate IAPRj is Ihe annual interest rale on your account Type of Balance Annual Pe cenlage Rate (APR) tBalance Subject loInterest Ra(e Interest Charge PURCHASES CASH ADVANCES 21 15m venable 24 sln%%d vanablo 59,116 is 5102 61 31 31 5163 73 52.18 Cone!wed CHRISTINE v KIN ForAccuuu&E«uugl 4744 Pas4 3 ul 3 Shop with con&.dence this holiday season. Your card provides you with great built-in protections that can come in handy during the holidays. 24/7 Fraud Monitoring We iheip protect your account from fraid by regularly reviewing your account for unusuai activiry Benefit from a range of account alerts. including those that inform you wh and ~ Your credit card account exceeds an acthdry limit tt&at sou choose ~ Your available credn drops below a cerlain amount ~ Your credit card payment is duc ~ A paylncnt has posted la your account Zero Liability Protect&on Your Wells Fargo Credit Card comes anth Zero Liabit)ty protection at na extra cost lls buiit-in protection feature ensures that yau wanb be held responsiiiie lor any unauihorized transactions that me promptly reported Make holiday purchases with confidence. .Ail&i&if&la nvv m a Iin,il wagsfarg a&am la k;un iex ul «g i'ua «\r&fs pin&su firm, u I s.s un(y kx&hui s CellularTelephone Protection Cvet up ta gf)00 of damage and theft proter tian fsubject to a g? 0 deductible) when you pay your mont hiy cell piv)ne blii with your eligible Lgells I-argo Cansunier Credit Card* Enl(/y rj&e everyday features nnd f&enehts afyaur WelLs fh)(ga Gecfif Cnia'. 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Balance Tiansfer* S Other Charges Fees Ch rged + interest Cha/gad New Balance $9,229.71 $259 00 $2000 30.00 $739 70 $0.00 3172.66 $9,S62.97 24 Hour Customer Se/vicar TTY lo Heanng/Speech Impsmd. Outside lhe IJS Cell Co9ecl Wogn Fargo Onl neS 1-800.642.4720 i.800.419-2265 1-925.825-7600 wexxtnrgo corn Send General lnnuines Toi PO Box 10347, Des Mwnes IA, sakts. 0347 Ti tal Crea/IL'niil $ 10,000 Total Avaiable c\edn S137 Payment fnformation Neiv Balanro $9862gr SendPayments To: PO Box 51193, Los Angeles CA, 90051-5493lanimum Payme»t Payment Oue Dale 01ma/2018 Late payment warning: 0 we do nol receive your Muwrwm paymsnl by 01/06/2018, you may have lo psy a late lee «p m $37 Minimum 7 ymenf warnrngi If ye make only the minimum payment each period you wrs pay nwre I~ i/itemxt and it will lake you longer lo pay off your balance Foi exam le H you make no add tional charg s using this card and each month you pay . Only Ihe mmimum payment $373 You wig pay otl Ihe New Balance shown an this slatemenl in about ... 26 yeais 3 years And you wcl end up paying an estimated total of ... 126,990 $ 13,413 lx xnotSi3577& lf you would bhe infornin tarn about c eel counso ng servwas refer lo www usdoi govlusl/eo/hap cpa/cede/cc apptoved him or cas Go Far Rewards Summary Rewards Defence es of: I 1 l30/201 7 $7.34 The rewards balance is for Rewards ID 60004642078. This balance may be inclusnre of other convibuung rewards accounts. For up-lo-date rewards balance information, c r mars ways to earn and redeem your rewards, visit GoFarRewards.wf.corn or cell I 877-$17-1358. Transactians Trans Posr Payments Re/erence Nuinb sr Description Credlls Charges 11/24 11/24 7446539AAOA951ZOW ONLINE PAYMENT TOTAL PAY IIIENT8 FOR THIS PERIOD $259.00 Other Credits 11/17 11/17 F5HHOOAIOOOAK321 APPLE PAY INCEN'rIVE TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges 2000 $20.00 11/13 11/14 11/I 5 11/15 11/15 I'I/15 I I/1 7 I I/I 7 11/21 11/21 11/21 If l21 24692169X5STRIBZ2 24427339ZLYKMVEW6 24445INAOEHVL38XH 2401339AI039XL81H 2418407A67DMB59LY 244310!!A52DVXA46N TMOBILE'AUTO PAY 800.937-8997 WA WORLD OIL 450 SUNNYVALE CA 99 RANCH 41772 MOUNTAIN VIEW CA O POT SAN JOSE CA SUBWAY 043i2096 MOUNTAIN VIEW CA AMAZON COM AMZt4.COM/SILL AMZN COM/BILL WA 111 25 39.50 10.45 24 57 6 54 8 71 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION Af!OUT YOUR ACCOUNT Coninued I Detach and mail with check psyabte to Wells Fargo Account Number Nevi Balance Minimum Paymenl Pnymenl Due Dale ~ 478 ~ $9,862 97 $272 00 at/08/2016 Amount Enclosed:.. $ I CHRISTINE Y KIM 1220 TASMAN DR SPC OOI5 SUNN YV ALE CA 940S9-2411 WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA90051-6493 YKG 4 Check here and tee revws kx address and/or ph e number cmrecbon. 5MPOSITANT LNFOTLMATLON A SOOT TOUR ACCOUNT (lb A 4(l » hi tedlel I Mil d I d I Y whu D «ell bw M by I I 9, E Ify e K 'Pl d 4 h ' tm» b ado II py ylkgdk«hl ~ I p»mbly* Nlbhgtdlpatt I tey 1st ed yamb Whl hdu»py w ~r 14 E 1»wu M y IA NN( «h tl »N mml I s ~m*«mdmd 5 M»ml«( 0 t'AKIW di 4'esh Nd 'lcm r«WW '«I d I d th W d. d» h I d 0 d4A 1st 4 me»em C d.Y»yama owu e d I (mwo ' I m I olet»m ly I I 0 ( m tuhms50 e h 4 &h*e Kk m pw ly, Ip I elae&o K g dk»ola 0 I M Mnl dim . 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L I K m»elt ia I bm *hewrlal DICP50N-10 ~ »901011 1011W»I F 900~»AMI gm ~mdmlold I 1 K IHA Ib'I'Nl ct a Imfd F m-dyomrdd« I &hanged pn d you\cmnnl r o »demi»lorna t checkb o tm»osof&oupo Mw»l tmlho~lop p o»ded,pl * maitcsr eb lyf adlemci ge gy lmrea yqw»mnLplw\e&ault toglleecurlo I« I mba« ihek»tofumitatemt I F I edec I' Dl«don-5 d Kienha& GMMpopo«fonts ad I 0 co pl I dwla»ioyv«d K'cuadosldw d I penyafyimeo obeanecopo f~mombmc&w Isla»tp a mb iklhocoo kl peg( espwf 0 mealmlmtod 5 'N(Au»talk lcd e»eesrmbde ~ ACCOUNT FIRST NAME ACCOUNT LAST NAME NEW STSIEET POOR( SS PO 005& APTA CII Y, STATBZIP PHONE YfOR» PHONE WELLS FARGO VISA Account Numb*Statement Btging Period page 2 of 3 Enckng I» 4704 11/14/2017 lo 12/14/26tr Transactions (Continued...) rrarrs Post Reference Nmnbsr Description Purchases, Balance Transfers IL Other Charges Credits Cbs/ges 11/21 11/22 11/22 I IR& 11/24 11/25 11 25 11/26 11/20 12/01 12/06 12/07 12/I 1 12/I 3 11/21 11/22 11722 11/24 1 I/24 I I /25 I U25 11/26 I I/26 12/01 12/06 12/07 12/11 12/13 TOTAL 2400107A&05JWKZ0P MOUNTAIN VIEW ALLIANCE MOUNTAIN VIEW CA 2407105A7J8248NOD PHO TO CHAU 099 INC MOUNTAIN VIEW CA 2469218A62XKZA942 AMAZON MKTPLACE PMTS AMZN COM/SILL WA 2405523A02DLO68GN WALMART COM8000666546 S00965 6546 AR 2469216A82KN&V9VJ AMAZON MKTPLACE PMTS AMZN.COM/BILL WA 2469216A92XAWS ITS AmstonP/ime Membership amamcomrprms WA 2469216A92XSPWLOX VESTA '1-MOBILE 8$!-2711-3397 OR 2449215AAMHDWGMWK SO 'THE VAPE CAFE SAN JOSE CA 2416407AD7DML82OF SUBWAY 04312096 MOUNTAIN VIEW CA 246921&AF2XQ3ELNF IPSV 'CLAM BAG HELP IPSYCOMCA 246921SAL2XDMDKOM AMAZON MKTPLACE PMTS AMZN.COM/BILL WA 2443106AN2EOIYBVG AMAZON MKTPLACE PMTS WWW WWW AMAZON CO INA 2416407A57OMJA7TP SUBWAY 04312096 MOUNTAIN VIEW CA 2469216AV2YINXOTK TMOSILE'AUTO PAY 8$1 937-8997 WA PURCHASES, BALANCE TRANSFERS a OTHER CHARGES FOR THIS PERIOD 39.18 15 30 46 90 112.15 25 99 11.00 00 55 30 52 751 10.00 2274 13 94 969 lit 25 $730.70 Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEHE6TCHARGEON PURCHASES INTERESTCHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $0.03 170 40 2.16 $172.&6 20t7 Totals Year-to-Date TOTAL FEES CHARGED W 2017 TOTAL INTEREST CHARGED IN 2017 $30 OO $1,732 71 Interest Charge Calculation Your Annual Per entage Rale lAPR) ls the annum tarsal/stean your account Type of Bal nce Annual Percentage R le (APRi Salance Sublecl to Interest Rale Daysin Bdling Cycle Inta st Char+go PURCHASES CASH ADVANCES 21 I &ts venable $9,467 04 $ 101 74 $170 40 $2.16 Conbnued CHRISTINE Y KIM Fcr Account Endeg In 4744 Pngc 3 cr 3 Warm holiday wishes to poll arj.d QOU18. May you enjoy a wonderful season and a happy and healthy New Year. f33 always, we appreciate your business and thank you for being such a valued customer. Earay r)le euelyday realures and uenefiss ofyour I&eUs Fargo t y crtlr Card o 7417 Iv IK I ~ tn 3 ca N 4 All r nil 4 r r us unl 4 IA 44 I Incr WELLS FARGO VISA Account Nr/mberStatement Billing Period Page I ol 3 Endmg tn 4'/2 4 12i IS/2011 IO 01/14/2019 Balance Summary Prsvlouv Bala «e - Payments Olhal Crlrre la + Cash Adva cex + Purchases Balsnoe Trans lars 8 Other Charges + Fees Ch rged + Inta erl Chatged = Mew Balance $9,852 97 $670.00 $000 3150 00 $316.51 $ 10.00 $174.14 $9,843 62 24 Hour Cuslomer So Hce. TTY tor Heanng/Speech Impaired Outside Ihe US Catt Collect. Wells Fargo On1nuii I 81«M42.4720 I-500419.2265 1.925 825-7600 weystargo.corn Send Gene/atlnquines To: PO Box 10347, Des Momea IA, 50306 0347 Total 0/edu Lrmrt $10000 Tout Available cxedu $158 Payment information New Balance Minimum I'aynwnt Paymenl Due Dale Late Payment Warning/ II xve Minimum Payment Warning: balance For exam le: $9 843 52 Send Payments Tot PO Box 5119E Loa Angeles CA, 90051 5493 0208/2018 do not receive your Mrn um Paymenl by 024/5/2018, you may have lo pay a late tee up lo $37 8 yc make only me mwrm m payment each po wo you wa pay mme in inleresl snort n ill lake you Mnger lo pay o(f you u you make no addtlmnal charges using tnts card and each month you pay ... Only ihe mrnumm payment $373 You will p y off the Mew Balance shown on this statement in about . 28 years 3 years And you will end up payrng an estimated lolal of ... $27+58 $13,435 ia u/lv ct St3 823) ll you wc Idlkex le/mason about credrlcounae ngxervces velar lowwwusdojgov/uat/eo/hapcpalccde/cc approvedhlmorcall IJITT-255-2105 Go Far Rewards Summary Rewards balance as of.'2/31/201 7 $ 14.76 The rewards balance is for Reward s ID 60004642078. This balance may be inclusive of other contnbuting rewards accounts. For up-lo-date rewards balance inlormalicn, or more ways to earn and redeem your rewards, vert GoFarnewsrds.wf.corn or call 1-877-517.1358. Transactions Trans Post Re/'erenca Number Da* dpf/on Payments Credits Charges 12/18 12/18 12/22 12/22 or ai5 01/05 7446539810A9FLNJS ONLINE PAYMENT 7446539840A9LJNGN ONLINE PAYMENT 7446539QPOA93Z11V ONLINE PAYMENT 350 00 150 00 I 70 00 TOTAL PAYMEMTS FOR THIS PERIOD Cash Advances 01/lt 01/11 7446539QWEHMTSJVW ONLINE ADVANCE TOTAL CASH ADVANCES FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges cero.oo 150 00 5140.00 12/23 12/23 12/23 12/23 12/25 12/25 12/26 12/28 2443106862DL9005P AMAZOM COM AMZN COM/BILL AMZN COM/BILL WA 2469216652XLWGGQP AMAZON MKTP LACE PMTS AMZN COWBILL WA 2469216672XVHQNQ3 Am ronPr me Membership amzn.comb/me WA 2469216682Yi23RLV TMOBILBEIP PMT MOBILE 800-937-!I997 WA 1525 439 11 95 56.24 NOTICE. 5EE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Continued Detach snd mnl vrith check payable to Wells Fa go Account Number Maw Balance M/rwnum Payment Paymont Due Dale ~ 4784 $9,843.62 $283 00 02/GI/2018 Amount Enclosed CHRISTINE K PHAM 1220 TASMAM DR SPC 305 SUNNYVALE CA 94039 2411 WELLS FARGO CARD SERVICES YKG po Box 5111M 4 LOS ANGELES CA 90051.5493 Check hate and aee reverse lcr ddresa and/cr phono number corre tion. IMPORTANT f N FORMATlON ADOUT TOUR ACCOUNT 1th *e«4«11«don&I I t fl I ) I d, 0 e p I 01 ~ 0 «I fl»t. M tyy I I p E lfm W ~ A ll .pl d &«I II 1. y I nmd tl I ~mdlgdb 4 o 04 y vp tdg dt orth 0 h Iy* IIII I Io Idh dry'lL tel tga. rp rAdero Dcdrmmp I « Ify h* tinoblen rhth q tmmww «y p I d I oednca d, dy I r d g~f e & « tl pm' P ty m &er.m&t«l tt ~ g~ H m& I«mp I e di,pw by wd qt dF o uyt 6 0 Hu»H ehm4'v Ity e I' 0* I r rl n ~dahn& m«dy wt twlomstcoe I I p th omrrm&N Ih I 41 d y 4 y» e lyolvnw tt *I eggs&lelw 0 Sl Clnfalgeaf I 5 d P y I do Aqm gay whdlu I H H C I I 1 0 I le Hsm Iud *IIW g d lyluln& I 4dew 0 h I I w y e d 0th rhdmmnpr «efe I y D deC dll. n lonwldpsmwl * «p &Ides Yo I ym tD 0 I'tid y f«t h Herr Ml ger tHH lo olrlwpttu tl 0 d fy p yy «mmbde re ie(m ln« t 5 d «uy, d, d I edtu ~ I dg Hy 5 4 dc*dCo&4, IA o I Yldhf g 0 I HA. I 'ofrl' I* INFO fttH ACE ON IftqPORTANTE SOB RE SU CUENTA papor *Inn pl & tan ammqmp «e d&smsdt Lpf.ommet e d« tqhh pwefnvr 0 rmmmf'wwhc „: I In Ihmld I &dmml Idtn 4 I 'm u«4 d o I«ammo vl lhml i 'nt &H I d 4d„, Hlg. Iaml 0 Ia IAIOH605 0 I, mg «mehf I t t~d «dreC'd I 5 5dd 0 d H *Id d I d I I d p IP 1 y«d u 0 bo I 0P I d 1 dcherm nduedO lb»,& emetradOdtC mm. M w d tl I ICI . 1 lhm*d Immt 0 b d* 0 nonlot 4 DIDPfia6 lg H/01/lgH '1011&11 IhF q 0 k,natal uwm w«dr dot'o d h H .nlmsmlwr ch g HAdd F m-Eyomaddretslwl&hangodpro rteyr ro pl I mud stttelowgesueto&hmtlnmon e esecmeol«p & lme Dee vetopepro ded mesc. E I »lyf all sachs gee Eyouhave yquetlmtt please glh I gf««muswvueount onlhefrmuofti s I I t. 6 I mdec biodeDlemtH -Hsudpemmahaca twd p 0 e ed et&toocomptetsfbatonmlHemdetm I Mo ldmsodelcup6 yldfontetoenels04 p I I wc&K rota~ taps beaded«ecclon him apmg msp I gams I &lneodese hioalcle I aire I d I I dodec&wee ACCOUNT FIRE I NAME ACCOUHI LAST NAME hlEW STRFFT NXtfiCSS PO EOX/ N Tfr CITY, STATFFZIP HOME PHONE WORK PHONE WELLS FARGO VISA Account NumberSlatemenl B/fling Period Pago 2013 Ending n 4764 IV35/2017 to 01/14/2018 Transactions (Continued...) Trans Post Reference Number Description Cord/ay C/st/ges Purchases, Balance Transfers S Other Charges Otmt Ot/Ol 01/02 01/02 Of/04 Of/04 01/07 01/07 01Alt 01/Ot! 0 ln 2 01/I 2 OI/13 01/13 2469216QH2XTT75ET 2443106QJ2DLSJQV9 242316IKIM2LROSM6P 2431605QRF YY I YKBT 240133'8QROISLB4W9 2443106QX60SJBJVS 24692iSQX2XK6TEAK IPSY 'GLAMBAGHELPIPSYCOMCA AMAZON MKTPLACE PMTS WWW WWW AMAZON CO WA COTTON ON 1149 SANTA CLARA CA SHELL OILS/445200406 GONZALES CA Q POT SAN JOSE CA PARIS BAGUETTE WIT MILPI MILPITAS CA TMOBILE'AUTO PAY 800-937.8997 WA 10 90 980 19 00 20 00 2000 2960 111 25 To TAL PuRcrrasEs, eAL AucE TRANsFERs a oTHER c~A~GEs FoR Tnis PERioo SM6.61 Fees Charged 01/11 01/11 CASH ADVANCE FEE 10 00 TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE OH PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 10.00 173AS 0.69 $174.14 2018 Totals Year.to-Date TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGED IN 201!I $ 10 00 $174 14 Interest Charge Calculation Yom Annual Percentage Rate IAPRI is the 4 «mal Ntwesl ran on your account Typeote i nce PURCHASES CASH ADVANCES Annual Percentage Rale IAPR) 21.40% venable 25 24% v a/ i able Balance Subjecl to Inlerest Rale $9,543.45 $32 34 Days in 8/Itmg Cycle 31 t Interest Charge $173.45 $069 Conlfnued CHRISFIHE K PHA!rl For Acoo nl Endrng ui 4234 Pogrr 3 of 3 0 0 ~ e r r ~ Use your iras report to help you prepare for the upcoming tax season with personalized features, such as your year-aver-year spending, top merchants, and spending histrrry by category You can also use it to plan your budget, organize your spending, or update your financial plan. Your Year End Spending Summary organizes all your 2017 credit card transactions by categories, like Bills/Utilities, Dining, Entertainment, Travel, and more, to show you details on how you used your card and to help you plan for 2018. It's easy to access your summary: 1. Sign on to wells fargo.corn/yearend sum mary. ? Choose the credit sard account from the drop-down box in Select an Account. 3. Go to the Simplihed Banking section. 4. Select the Year End Spending Summaty link to view your full report. To view or download a copy ofyour free report, you must Erst be enrolled in Wells Fargo Onlineo. Simply go to weflsfargo.corn to sign up today. Once you'e enmllesl you'l be able to: ~ Access your 2017 report ~ Monitor all your accounts from one convenient place . Set up credit card and spending alerts ~ Enjoy all the many great benefits of 24/7 banking At your service If you need assistance accessing your 2017 Year End Spending Summary, please call us at I 800 642 4720 - 24 hours a day 7 days s week. W its Fsrg* shuns ni ssndi~ nnnspon alsl your 4 frhi~ i ~ I «ionwf neoro swi~s ssas r suhingf your u Vou should ur you ~ rss ody s ~fog y loons du ozorswsgsF~ossnh,NA AU ighls wt od. IHA504ssol vs p opsl EH WELLS FARGO VISA Account Plumber Sistern nt Btging Period Pape I ol3 Ending in 4794 01/15/2018 to 02/11/20'IS Balance Summary P avtcw/ Balsricu - Paymentr - Other Credits Cash /uha~s + pu/chasos, Balance Transfers Other Cha/ges Fees Charged 4 interest Charged Nsw Balsnmi $9,843 62 $283 00 90 OO $0.00 3211.08 $0.00 $162.62 $9,935 12 24 Hour Cualoniai S vice. TTY for Huarmg 'Speech Impaired outside Itw Us css cosset Wose Fargo Onsnem 1.900-542.4/20 I-sco 4 HI 2265 I 925-825 7600 welvmrgo corn Send General Inquiries Toi PO Box 10347. Dev Movies IA, 50306 0347 Total Credit Lim I $ 10,000 Totol Avwleble Credk $ee Payment information New Balance Min/Inrun peynwm Paymenl Due Date Lafe Paymenl Warning: tf we Minimum Pa ym ant Wa mr ng: balance For exam le $9.935 12 $26200 03/08/2016 Send Payments Toi PO Bov 51193, Los Angeles CA, S005t 5493 do nol Iecluve your hsnimwn psymenl by 03/rxv2018, you may have Io pay a late Ns up to $37. If you make only lhe min mum paymenl each penod. you will pey more in imeresl and II wkl lake you longer lc pey off your liyoumake no add tonal cha gee using this card and each month you pay . Only them nimum p ymenl $377 You will pay off Ihe New Balance shown on Ibis slaternenl In shout ... 28 I'iiai5 3 years And you will ar 0 up pay ng an eshmaiad lolat of $27 548 313,559 /5 mr ct $13,980) 0 you would Ihe inlcimason about cree/i counsel ng saivices ruler Ic www usdol gov/ust/eo/hap cpa/cede/cc approved htm cr cali '1077-2II5.210S Go Far Rewards Summary Rewards balance as of: 01/31/2038 $ 17 92 The rewards ba/ance is for Rewards ID 80004842076. This balance may be mmusive Ol other contributing rewards accounts. Foi up-lo-dale rewards balance rn/ormalmn, or more ways to earn and redeem your rewards, vwk GoFsrRewards.wf.corn or call I 677-517-t 358. Transactions Tress Pool Re/a/ence Nurnbe Descdptioa Credits Clla/giw Payments 01/22 01/22 01/28 01/28 7446539D6049KHPJF ONUNE PAYMENT 7446530DDOA6XKKF3 ONLINE PAYMENT TOTAL PAYMENTS FOR 'THIS PERIOD Purchases, Balance Translate & Other Charges 88 00 195 00 3233.00 01/15 01/I 5 01/18 01/16 01/17 01/17 01/21 01/21 01/23 01/23 01/23 01/23 0 IR4 CIA ou25 or/25 01/27 01/27 01/31 01/31 2469216OZ2XtJTVM2R 2416407D17DMG5WYL 2442733DILYJJLWYE 2431605D6FYXZ3EOD 2443106D72DJLN8W9 2443106D72DL5262K 2443105082DJWWZDG 246921 6D92X847M58 2422443002ZOIE2GJ 2418407DG7DMNAKVZ GTL'COLLECTCALL 877.650.4249 AL SUBSIAY 04312096MOUNTAINVIEWCA SUNNYVALE CROCERY O SUNNYVALE CA SHELL OIL 57445290406 GONZALES CA AMAZON MKTPLACE PMTS WWW WWW.AMAZON.CO WA AMAZON CDM AMZN COM/BILL AMZN COM/BILL WA AMAZON CCM AMZN COM/BILL AMZN COM/BILL WA AmmonPnme Membership amln.corn/pme WA RALEYS rr 119 SOUTH LAKE TA CA SUBWAY 043120INMOUNTAIN VIEW CA 3.26 'll 53 35 07 13.17 7.60 14 12 10.89 11 96 1471 654 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Conarlued Detach and mail with chech payable lo Wells Fargo Aceount Number New Balance M nimum Pay ment Payment Due Date ~ 4784 $0.935 '12 $262 00 03/08/2018 Amount Enclosed CHRISTINE K PHAM 1220 TASMAN DR SPC 305 SUNNYVALE CA 04039 2411 WELLS FARGO CARD SERVICES yKG PO BOX 51193 LOS ANGELES CA 9005 I 5493 Chera he/e end vee reverse for addravs and/or phone numtwr corre tlon IMPORTANT (NFORMATJON ABOUT YOUA ACCOUNT aawlhot ~ 5 pdp wl I as«oqrt 4 t fy d w I ww « I Io, * I I «wl *» 4 «pq 0 stt,c sl .Msoloawttw Ih I I .«4«1( 6udm *h«wl ttw I f bao I/I I 4 r pp wdt HM/ 0«l I hm«lcopw h ~ I IWO II I Idth ~LWtduvg 8 r t eya Wht 0 4'I 5 «~Way h«d k 4 dy 6 6 I',pl 0 6 d»m y 1 d h «P 1 / 40 d« tdak 0 «so w, ndoblm dl y p» I& Ibm Ip I fades g ds w l,lp sp wad foe d c dp I Ify I . o«hl wmly«q&« la u &I wwb wde&udady h twl « ~ f h« «ldnp«a elbe alwLy m« II a«the~ «Ho ILlww «yo I I w«wrw d I I »I « I 5sll mda d ~ y IOD I dy ~dd dy«l n«l dl bd dg OP WI O.V «W 6 I 6 ~WP a d L If a iwP I'«mf & t«I 5 d Ha» I«I I I c «W«~ll I It 4 4 4 lofty wl da~t lh d tyl ~ D p«~ %ad«vmp« 't okd ngn Iud t ~ II w we h» A J d ~wo ly, d d T da/d «yr«t ~ Plt ~ 'bk H ~ dn« IAH n b«(y nil WD I Bw g«1 Ip// dll lie&ad Cw oP1 e I ~ It/5(an Dt~ «I d I I dbo Ah fk .&«w& w 1 6 Jd I 1 vawa1 I d u w I 1 I ' . d o kw W I I w '«m ' I 4 dww I vy &t«emw 'wkwu uk&I naoww 5 ' Am«&a wla eda Pa«I l,t«ll 0 W ie«\I I lumf y 6 WWWnaI'lwd I nrl«IA« P 4 neo(or gl I wl P«lm „, fdl I * Heat( I It««do y . « ty d/I wr 0 t«lo I I'Do 10 Il.u Into, 6561650111 I (hp y t P:d I g y I I 6 b 4 W &w I 1 61 .Iw aw ted'wd lyhl ' 4d'0 I I wt'.i«w wdval kd«ww H y C«a(C dm~ lto A dp ihtol t I a„h 1 pymoaiwtc I I Itscroywl I I dt«hhR«p w «suer or I 0 1 recto p I fyovlmty bwm WA last nd .I u««c d « I«dhy,pkdgdy 5 a wcvdc I 4«A«««we 1 0 6 4 Hh«abww o» \ v hp. 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STAUJZIP HOME PHONE WORK PHONE WELLS FARGO VISA Accouiil NuliiberStatement Ihging Pxriod Page 2 ol 3 Ending in 4784 01/15/2018 lo02HI/2018 Transactions (Continued..g Trans Post Re/4/ence Number Desctiption Crea/i Charges Purchases, Balance Transfers tt Other Charges 01/31 01/31 02/01 02/0 I 02/01 02iot 02/01 0?/01 02/03 024I3 02/05 02/05 0207 0207 2443105DF2DYXZXG4 241640?OH?DMRTFSIK 2469216DG2XGTZ5XG 2490641DGIEVI/4POR 2431605DXFZOMXERW 2416407DI47 D MS X 84 4 241640?OP7DMNSNG4 AMAZON MKTPLACE PMTS WWW WWW AMAZON.CO WA SUBWAY 04312006 MOUNTAIN VIEW CA IPSY 'GLAM BAG HELP IPSY.COM CA DSC'DOLLAR SHAVE CLUB 866-2232780 CA SHELL OIL 57445290406 GONZALES CA SUBWAY 04312096 MOUNTAIN VIEW CA SUBWAY 04312096 MOUNTAIN VIEW CA 8.99 6.54 10 90 9.81 30 53 654 9 80 TOTAL PURCHASES, BALANCE TRANSFERS It OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged IN7EREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 5211.88 50.80 159 59 3 03 5162.62 2g f8 Totals Year-to.Date TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGED IN 2010 310 00 3338 76 Interest Charge Calculation Yom Annual Percentage Rale fAPRi Is Ihs annual ntcrss Irate on your accounL Type ol Balance Annual Percentage Rate (A PRl J Balance Subject to Inl reel Rale T Days in Billing Cycle PURCHASES CASH ADVANCES Wells Fargo News 25.24'I variable 39 721 90 28 6159 59 53.03 Have you received s tax retund? wells Fst9o wants to tata with you sbo I payment opl ons Inst are ava/table please cell I 800042-4720. n Conrinued CHRISTINE K PHAM Fot Account End ng tn 4784 Page 8 of 3 0 0 0 0 0 0 0 0 Use your free report to help you prepare for the upcoming tax season with personalized features, such as yaur year-over-year spending, top merchants, and spending history by category. You can also use it to plan your budget, organise your spending, or update your financial plan. Your Year End Spending Summary organizes all your 2017 credtt csrd transactions by categories, l ike Bills/Utilities, Erin i ng, Entertainment, Travel, and more, to show you details on how you used your card and to help you plan for 2012. It's easy to access your Summary: 1. Sign on to well sf argo.corn/yea rendsummary 2. Choose the credit card acaount from the drop-down box in Select an Account, 3. Isa to the Simplified Banking section. 4, Select the Year End Spending Summary link to view your full report. To view or dawnload a copy of your hee report you must first be enmlled in Wells Fargo Onhne'. S imply ga to wellsfargo corn to sign up today. Once you'ra enrollad yeu'll be able to. ~ Access your 2017 report - Monitor all your accounts from one convenient place Set up credit card and spending alerts Enjoy all the many great benehts of 24/7 banking At your service lf you need assistance accessing your 2017 Year End Spending Summary, please call us at 1-300-642-4720 - 24 hours 8 day, 7 days a week. Wegspergomekeeno s te dfs ot po hlefo y old t fo ttono I yensnorkteern ses Id gfo y enyo h Idoonrwtyon onntenednsorreged gy t d erzalSWeusF gosenlt,NA.AB ghtsnn d. IHASCCSSOI VS„P p I fN WELLS FARGO VISA Account NumberSlatemenl 9/fling Period Page I of 3 Ending In 4784 02/12/2018 I 03/14/201S Balance Sumrnaly Previous Balance - Psynwnlc- Other Dred/ls Cash Advwoes ~ Purchases Bala ce Transfers S Other Charges 4 Fesscharged interest Charged = NewS iance $9 935 I 2 $600 00 $ 14 12 $000 $361 15 $0.00 $178.69 mm!084 24.Hour Customs Service. TTY lor Heanng/Speech imp! red Outside Ihe US Call Collect. Wells Fargo Onlinen 1.800-642.4720 1-800 419 2265 I 925.825.7600 weNsfwgx corn SendGenersllnquin s'fo: PO Box 10347, Oes Momes IA, 50306o347 Total Credit Limit $10000 Total Avaihbls Credit $139 Payment Information New Balance $9 850 64 Send Paymsnls Tor PO Box S1193, Los /utgeles CA, 90051 5493Miwmum Payment Paymenl Due Dsl* 04/05/2018 Late Paymanl Warning: lf we do ot rec*us you Minimum Paymeal by Oama/2018, you may ha s lo pay 4 late fee up lo $37 Minimum paymenl warning: ll you make may Ins mirrmum paymenl each pe/iod you ws pay mo 4 in interest and it wit lake you tonger lo pay of youi bslanm For exam le: lt you make no additional charges «srng ihiscardandea hmonthyoupay Only ths mirsmum paymonl $374 You w/II pay off the New Balance shown on thrs sist ment i shool 28 yea/4 3 yaws And you writ end up paying an esl mated lo(al uf $26,412 6134147 (Sv e 4/ $12,9657 If you would kke wlo materi about cmdil crwnse wg swvwes refer to www usaoi govfuslfeolbspc paiccdefcc approved him w caN 1-277-2ll5-2102. Go Far Rewards Summary Rewards balance as of: 02/28/2018 $20.07 The rewards balance is for Rewards ID 60004642078. Th s balance may be inclusive of olher contnbubng iewards accounts For up.lo-date rewa/ds bafsnce information, or more ways to earn and redeem your rewards, vnh GoFarRewards wf.corn or call 1-877-517-1358. Transactions Trans Post Payments Refsmnce ffumher Dose/ipfiori Crediu Charges 02/13 02/13 02/I 5 02/I 5 02/28 02/28 03/IS 03/13 7448539DXOA82ZK3D ONLINE PAYMENT 7446539DYOA98HYGS ONLINE PAYMENT 744653SEBOASOFVK5 ONLINE PAYMENT 7446539ETOA92323D ONLINE PAYMENT 120.00 20000 180 00 100 00 TOTAL PAYMENTS FOR THIS PERIOD Other Credits 02/26 02/26 7443106E9209PFMFF AMAZON COM AMZN COM/SILL AMZN COM/BILL WA TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges 2680,00 14 12 314,12 02/12 02/I 2 02/15 02/15 02H 8 02/18 2416407DWTDMN6AGE SUBWAY 04312098 MOUNTAIN VIEW CA 2469216DY2XLE2PYL TMOBILE'POSTPAID PDA 800-937.8997 WA 2431605E2FYZ83FVB SHELL OIL 57445290406 GONZALES CA 8 71 \11 25 28 35 NOTICE SEE REVERSE SIDE FOR SAPORTANTINFORMATION ABOUT YOUR ACCOUNT Continued Detach end mwl with check payable ki Wells Fargo Account hlumbsr New Balance Minimum Paymenl Payment D 4 bate ~ 4784 $9,860.84 $278.00 Oaos/2018 Amaunl Enclosed,: 5 CHRISTINE K PHAM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089.2411 WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 90051.5493 Check hera and see reverse for address and/or phoie number co/rection, IMPORTANT INFORMATION ABOUT YOUR ACCOUNT ~ 0 I fhf. 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ACCOUNT IIRSI NAMI ACCOUNT LAST NAME NEW STREET ADDRESS POROXJ APf0 CiTY, SIAITNIP WORK PRONE WELLS FARGO VISA Accoul t NumberStatement Bdling Period Pape 2 of 3 Ending in 4724 D2/IZIZ013 lo 03/14/2013 Transactions (Continued...} 7/ans Post Rs/emnce Number Dmcnpdon Purchases, Balance Transfers R Other Charges 02/20 02/20 2449215E3JJIPAHXJ FABFITFUN VIP FABFITFUN CA 02/25 02/25 2469210E82XL7204K AmasonpamsMembersmpamzncorn/prmewA 03et 03ml 2416407EDrDMM041F SUBWAY 04312096 MOUNTAIN VIEW CA 0301 0001 2489216EO2XMBDDNR IPSY 'GLAM BAG HELP IPSY.COMCA 0303 03/03 Ã69216EE2XLS7EML AMA2ONMKTPLACE PMTSAMZN.COhuBILLWA 0348 0308 241640/EL7DLITRY48 SUBWAY 04312098NIOUNTAINVIEWCA 03/12 D3/12 2418407ER7DM8NL4S SUBWAY 04312098MOUNTAINVIEWCA 03/13 03/13 2469218EAZXXQQ9W2 7MOSILE'AUTO PAY 800-937 8997 WA TOTAL PURCHASES, BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD Cmdf/s Cba/gss 54 48 14 16 654 1090 I 32 6.54 762 111 25 6M'1.15 $3.80 177,53 I 15 3178.69 2010 Totals Year-todgate TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGED IN 2018 $ 10 00 $515.45 ce Subject to Days in ates! Rale Sdiing Cycle nnual Psrcenlage Balan Rale (APAl Int interest Charge Calculation Ymr Annual Percentage Rate (APRi is the annual Inta/est rate on your account lnle esl Charge GASH ADVANCES 21 40'/ ua/2/ble 25 24'7 ranabls $9,767 85 $54 25 31 Conanued CHRISTINE K PHAM Fw Account Ending In 4784 Page 3 af 3 ~ 0 ~ 0 e e r 0 Use your free report to help you prepare for the upcoming tax season with personalized features, such as your year-over-year spending, top merchants, and spending history by category You can also use it to plan your budget, organize your spending or update your financial plan. Your Year End Spending Summary organizes all your 2017 credit card transactions by categories, like Bills/Utilities, Dining, Entertainment, Travel, and more, to show you details on how you used your card and to help you plan for 2018. It's easy to access your summary. 2 Sign on to wetlsfargo.corn/yearendsummary. 2. Choose the credit card account from the drop-down box in Select an Account. 3. Go to the Simplified Banking section. 4. Select the Year 2nd Spending Summary link to view your full report. To view or download a copy ofyour free report you must first be enmllad in Wefis Fargo Onlinen Simply go to wellsfanpr rn to sign up today Once you'e enrolled, youtl be ab!e to: Access your 2017 report ~ Monitor all your accounts from one convenient place ~ Set up credit card and spending alerts ~ Enjoy all the many great benefits of 24/7 banking At your service If you need assistance accessing your 2017 Year End Spending Summary, please call us st 1-600-642-4720 - 24 hours a day, 7 days a week. w Ssrmra 8 4 mi di 4 po islef ryo eoltwsinformsuono f y o eccareaiesresnlnngfromyouraseyonskanldcanndty o t d * gmdfngyanrtw cede sr tclS W 8*F~ 8 4, N.A. As ngkts tee d. 1HACO4880f VS PropeLZN WELLS FARGO visa Ac*ou I Number Statement Billing Period Page I of 2 Ending in 4784 03/16/2018 lo 04/13n 018 Be(ance Summary Previous Balance - Payments - Other 0 edits + Cath Ad css + Purchases, Babnce Transfers IL Other Charges ~ Fees Cha gad ~ Irile eel Charged = New Balance 83 eso.sd $660.00 $0.00 $000 $333.33 $0.00 $ 1/ags $9.708.03 Zdomur cusmmer Service. TT Y lor Heartng/speech Impatraa Outside Ihe US Call Collect Wells Fargo Onlinen'-800.642.47201-800-419- 265 I 925 825-7500 wells fargo mm Send Ge eral lnquiues To: po sox 10347, Des Moines IA, 50306 0347 Total Credit Um t $ 10,000 Total Avs table Cred I Payment Information New Balance $97OSO3 Send PaVmenls To: PO Box 51 1 93 Los Angeles CA, SOOM S493Mirxmum Paym m Payment Dus Date 05/tm/2018 Late payuren! Warning; If we do not receive your Mmimum Paym ant by 05/08/2018. you may have lo pay slate fee up lo $37 Mmimum payment warning: If you make o ly Ihe minim m payms I each period, you will psy mere in interest and 4 viis take you longe to pay otf your balance For exam le If you make no add dional charges using Ibis ca(sand each month you pay ... Only ih mini(num paymenl You will pay off th N w Balance shown on this statament in about ... 3 years And you ia end up paying an est(mal d total ol $26 033 $13284 is«c i $12,749) you would tke in(ommton about orecilcouns ng servrces, rater toww .usdoj gov/ustfeo/bapcpa/cede(cc pproved him or cell 1-877-285.2108 Go Fa( Rewards Summary Rewards balance asof.'3/3 I (201 8 $23.54 Tile rewards balance is ior Rewards (D 60004642078. This balance msy bs inclusive of other contributing rewards accounts. For up-to.date rewards baiatlce mformalion, or more ways toearn snd redeem your rewards, visit GoFarRewards.wf.corn or call 1-877-517 1358. Transactions trans Pos( Payments 03A5 03(15 04/35 Od/05 04/10 04/10 Re(eranca Number Case ip(ion 7446539ESOA93KXJO ONLINE PAYMENT 7446539FFOA953WQH ONLINE PAYMENT 7446539FMOA94DOSiu ONLINE PAYMENT Credih 300 00 280 00 80 00 Charges TOTAL PAYMENTS FOR THIS PERIOD purchases, Balance Transfers 8 Other Charges $660JIO 03/17 03/17 03/19 MN9 03(20 03/20 03/21 03/21 03/22 03/22 03/22 03(22 03/22 ON22 03/24 03/24 03(25 03/25 2431605EXFZIMCIGA5 2416407EZ7DMHHE7H 2468808EZOT4ZVS7S 2469218F02X7RESL7 2401339F104ROROQI 2469216F22XVQOWSR 2469216F22247PKTS 2413529F48MQ3MF83 2469216F4 XAE LPGI SHELL OIL 57d45290406 GONZALES CA SUBWAY 04312096MOUNTAINVIEWCA GREWALZ LIQUOR 6 GROCERIE SUNNYVALE CA AMAZON MKTPLACE PMTS AMZN.COM/BILL WA LITTLE DIPPER RESTAURANT FREMONT CA 462 PACIFIC COMMONS FREMONT CA SEPHORA MOSILE PLUS SAN FRANCISCO CA ULTA 4I777 CUPERTINO CA Am zonPnme Membership amzn convptme WA 18 97 980 27.72 16.99 20 25 45 89 37.08 23.NI 14.16 4':i Detach and msd Ih NOTICE SEE REVERSE SIDE FOR IMPORTANT INFDRMATION ABOUT YOUR ACCOUNT 'I " I '/ check payable lo Wein Fargo. Fcr feeler processing, fncludo your amovnt numbor on your check Account Number New Balance Msiimu Payment Payment Due Dale Continued~ 4784 $9.708 03 $271,00 05(08/2018 A(IIOUht Enclosed CHRIS TINE K PHAM 1220 TASMAN DR SPC 305 SUNNYVALE CA 940(N-2411 WELLS FARGO CARD SERYICES YKGPO BOK 51193 4 LOS ANGELES CA 90051-54m Check here ami see w Iree for address arid/or phoria (umbel ccriackoii. IMPORTANT INFORNIATION ABOUT YOUR ACCOUNT D »pl dh I dwdy hd h f fr n I «p4 dml h y b fp-dlh*l C dt« dnml Ify I m&4 eml II 4 ~IYHYW k y p I nd u dl dm»Y ~ Ind mdf It «ld pdl Mn» d I h I hl I d lytkdsy d d p kd d sty 1 4 p t son&she,dyo an nn em&emu rltemtur' o nyou r m«41 nims von m,n s&a se tsp '~opmy e*m r r ~ ~ 1 14 dn s mntomdmyowsr&ov rvw ntremym«m 14 PDD 102 I DelSID er ln5d»605» 5 &DDSrm I n lad d ht«dya I ed 41. » I!f CI I Y 0 4 Iyl Ind ed'g d lyed (*«d D ~ I I f *I... 4 0 gy (alhdsloptmt ch I y Dm«C dn« 4 I a dl'y oft ImP I Y Py «D D H Ilfdm I Ih 4 d Ibdimp «dd »la»I 0 y I I p«l ily pyy INFORMACION IMPOIITANTE SOBRE SU COEN TA lcm»51«10)dm kh w Ic dcl s e ue e 1st «0 m 4 g smhfu Il r I 2; d c'hhm 5 I ed&« e An& mct!m sco lerslddoelorb t*elo\e «nolo&of I h d «ento y h»*l ldademnu I d not o dory e I o desi Idofco lde eulkvasde lo 6 d o I lm 4 & I&odd b '* ck* msdk or d d tidm p d 4 emdrenm sl. e lo,ul yehc mo 4\,mpo m o«elg daNdf. &5, mm di & nebr my I&dr m Ig,dr hmll c, 4 d lm&'dmdl » d P d 4 mmtolddbdd sdl r m orr td mm I~ g I d «&Pod 105» C lk «la»IDD0211 Dd Dm 4 fat I»Id&Id md«k Ck «'k I 5 fold I, od d d 2 d m~ (I«' d Y p 1"I' *I km « I I d 4. 4 ~ 4 Calof I I'net I cl» aleck I » I fc&hsdcyemr «mym I » kfd &n 'l d d I a&f I 44 « « I I a D II»I» » I ddt m tcs *I s* n* nw& mo sdsrom &omsom DIDPY»6-10-11»1/201r 2Dllyse fmme~naml d«» dad s»d «I d .HI14141»1 che g ofndde»Fo -llyo adds»h»cl M&dpoddkyom&omplla e tdd bl .0 t h«kl o d of&a«pone&du»lose&doe lope In&&dcdplemeuselhnscumnoall5»addle»&hdlgestfpmtks la e&uowplmse«alltherotlf\ee«urtomer\ervl&e\wnte th 4 I fib ld rom I lade« bi dhl» Id -4 d d h b dap p d««pl r d loa~r~demdc elcvydoaldmssd lun6aysdldnt Is&et\obe mapo imo m a»ale&de &4menlepsra ambtosded ecdowktm»arm«mnlksuporrkvorrtmmslndmmod 5 dcl I df r 4 r madodecvmua ACCOUNT FIRST NAME Accou»T LASI NAME NEW STREET Aoongss PO DO2&y AP1 5 CITY, SYAIEIZIP HOME PHONE PHONE WELLS FARGO VISA Account NumberSlalemenl gdling Period Page 2 of 2 Endrng in 4r8 4 03/16/2018 to 04/13/2018 Transachons (Continued..g 7 ene Poal Remrence Numb r Dencr ption C re dira Charges Purchases, Balance Transfers IL Other Charges 03/2S 03/26 24i6407F67DM9TW9L SU6WAY 04312096 MOUNTAIN VIEW CA 0928 OV20 2480197F805/XBF14 MOUNTAIN VIEWALLIANCEMOUNTAIN VIEWCA 03/29 03/29 2469216FI!2XQRRE3M APL'TUNES COM/BILL 866 712 7753 CA 03/30 03/30 2469218F92XW6T636 AMAZON MI1TPLACE PMTS AMEN.COM/BILL WA 03/30 03/30 2460216F92XYQY4KB AMAZON MKTPLACE PMTS AMZN COMIBILL WA 04/Ot 04ml 2469216FB2XMZ73VZ IPSY 'GLAM BAG HELP IPSY COM CA 04/08 04/08 2431605FKFZ03PZLM SHELL OIL 5744S290406 GONZALES CA TOTAL PURCHASES, BALANCE TRANSFERS S OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 9.80 40.60 1. 99 1305 10 01 10 90 32 13 $ 333.33 $0.00 173 86 000 517E85 ZDTE Totals Year-to-Date TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGED IN 2018 $1000 $669 31 Interest Charge Calculation Your Annual percentage Rale (ApR) fa the anrfual Interact rale on yotn accoml Type ot Balance F PURCHASES CASH ADVANCES Ant ua I Percentage Rate (APRI 21.65N venebte 25 4mb variat/le Balance Subjecl to In(erect R le $9,771 20 $0 00 Oaycin Billing Cycle Inlereal Charge $ 173 85 $0 00 Wells Fargo News Have you mceived a laa retund'I wells Fatgo wane lo lalkw rh you about paymenl oplionf that nre available Pie re call 1800 042 4720. WELLS FARGO VISA Accounl NumberSiatemenl Brking Periad Page I of 3 Enrhng in 4784 04/14n618 lo 65/14/tats Balance Summary Previous Balance - Paprlellts - Other C odits 4 Desi Advances ~ P rchasea, Bale»ce Transla s 5 Other Charges Fees Charged Interest Charged New Balance $9,708 03 $531 00 $13 08 $0.00 $327 05 30.00 $179.N $9 670.98 24 Hour Customer Sordes. TTY lor Hesrmg/Speech Impaued Ounide Ihe US Css Cdlaol Wells Fargo Onlinoe. 1-800.642 4720 I 800-419-2265 I 925 825-760D wecsurgo tauri Send Ga/terai inquiries Tor PO Box 10347, Des Moines IA. 50306.0347 Total Credn Lvnrt $ 10 000 Tolal Avwlable Oed I Payment Information New Balance 39670g6 Send Paymenls To: PO Box 51193. Los Angeles CA. 90051-54m Minimum Paymsnl Psymrml D»e Dale 06/08/2D18 Late payment warning: H we do nol receive yow M'mmum Payment by 08/oe/20 ls, you ml y have lo pay a late lee «p lo S37. Minimum payment Warning& Il you mme only the meum paymsnl each pa od. you eel pay mo e tninterssl end I will take you longor to pay off you balance Fol exam ls If you maire no additional charges us ng Ibis cata and each monlh you pay Only Ihe minimum psymo I $368 You wrg pay oN the New Balance shown an this stslemen! in shout ... 28 lwa 1 3 7ea/s And you ia end up paying an eslrmsled lolal ot $25,922 $ 13,233 /S & d$12,6egi 0 you would lee mlormalron about credu counss ng se vkm, refer to www u dofdiov/ustlao/b pops/cede/cc approved him c caN 1.$7T.285 2 HIS Go Far Rewards Summary Rewards balance as 02. 04/30/2018 $1.88 The rewards balance is for Rewards ID 60004642078. This balance may be Inclusive of other contnbubng rewards accounis For upio-date rewards balance Infor/natmn. or more ways io earn and redeem your rewards. vien GoFarRewards.wl.corn or call 1-877-517-1358. Transactions Tr s Posl Reference Number Descr&piro» Paymen1s 04/28 04/28 744t!539G70ASBSHVN ONLINE PAYMENT 05/11 05/11 7446539GKDA9&Y6HW ONLINE PAYMENT TOTAL IIAYMENTS FOR THIS PERIDD Other Credits 04/M 04/14 7469216FR2XC20F/7 AMAZON klKTPL/ICE PMTS AMZN CQM/BILL WA TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Be/ance Transfers 8 Other Charges C /diss 271.00 260 00 $531.00 'l3 08 $13.0$ Charges 04/I 3 04/14 04&25 04/26 DSDI 05/Dl 05/04 05/04 05/D5 05/05 24692'I6FP2XY7QRVA 24692ISG3220&LAAQ 2469216G92X5SWPSI 24092ISGQZXVSJG53 2469216GO2XQ9DWR 0 TlvlOBILE AUTO PAY 800007-8997 WA AmatonPnme Mambwship amta.corn/prme WA IPSY 'GLAM BAG HELP.IPSY COM CA AMAZON MKTPLACE PMTS AMZN COM/BILL WA AMAZON MKTPLACE PMTS AMZN.COM/BILL WA 11125 14.16 10.00 4514 620 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOLINT rra 'sp /x:rr ' I Detach a d ma4 wilb check payable Io Wells Far9o. For faster processrng, v elude yolu socounl numbel on your check. Accouni I/umber New Balance Minimum Poymenl Payment Due Date Conanmd~ 4784 $9 6/0 95 $277,00 06/08/2018 Amount Endosed CHRISTINE K PHAM 1220 T*SMAN DR SPC 305 SUNNYVALE CA 94089.2411 WELLS FARGO CARD SERVICES PO BQX51193 LOS AI4GE LES CA 90051. 5493 YKG 4 Check hera snd soo mverse for address and/or phone number cor eel/os. FMPORTAN'T FNFORMRTSON ABOUT YOUR ACCOUNt gmwwom.s Ndy tde I aa, eh*1. 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ACCOUNT FFNST NAME ACCOUNf 8AST NAMF NE W SFAEET ADDAFSS POBOK/ APT 8 CII V, STATCMIP HOME PHONF WORK PHONE WELLS FARGO YlSA Acco nl NumberStatement erli g Period Page 2 of 3 Ending in 4784 04/14/2018 lo 06/14I2018 Transactions (Continued...) trans Post Reference Number Deccrtprion Cmdi le ChsrOer Purchases, Balance Transfers 2 Other Charges 05/07 05/07 05/12 OS/12 05/13 OW13 2401339GFOI/YJKW7 3S5 SOS TROY Ml 2431605GMFZ3BPG24 SilELL OIL 57445290406 GONZALES CA 2469216GM2XNVJWJ3 TMOBILE'AUTO PAY 800-937-8997WA 934 44 36 86 25 TOTAL puROHAsEs, BALANcE TRANsFERS 8 QTHER cHARGEs FoR THIS FERIOD Fees Charged 1OTAL FEES CHARGED FOR THIS PERIOD Interest Charged iNTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 327.55 M.OO 179 36 0 00 517926 20'IS Totals Year-to-Date TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CliARGED IN 2018 310 00 $868 67 Interest Charge Calculation Yo I AtlrtualPer lag Rale IAPRI is Ibe annual interest si on your accounf Type of Balance Annual Pereenfage B Rate IA PRI alance Sub/ect lo lnleresl Rale Interest Charge puROHAsE6 CASH ADVANCES inl.65'/ variable 39,755.52 $0 00 31 31 $179.38 $0.00 Conmuso CHRISTINE H PHAhs For Account Ending ln 4764 Pagetdg Take adva tage of your Cellular Telepho e protectio be efit Get up to 8 00 of da age or theft protection'imply use your eligible Wells Fargo Consumer Credit Card to pay your monthly cellular telephone bill and get up to $600 protection* (subject to a $25 deductible) against dafnage or theft of your cellular telephone. ~ Coverage begins on the ftrst of the next month after you start charging your cellular telephone bill and continues as long as you keep using your card to pay your bill. Please visit wellsfargo.corn/ceilphone or call 1-866-804-4770 for more information. 'C Eul rp lephen pote t ncaummk ssu»slight W 0 FamoCon merCcditC tdcadhold fordsmaget er th frol cegphc e A mb sem rt Ir .tadv rherep iror pla e tofyov igrn lc Eph ne1 a$25d d sidle hha xun . be htlumtof$ 600pe d m d$1700p lgm thpemdThleb 6tda oc o er Epb ~ tl te el t(l..diosppa itho t xpla 0* ) Thup otecg nu lya ilabl banc llpl I lls rep«df om Well ~ F tg Coos n C dtC d.TI ovc gcd so«pplyiahec llpho brgi p Idf aW EsF HoD bu Card W 6 ~ Faro Susi sC dtC dWell Faro Com erm ICardo from hecsdrhat Iinl dreaismofc ada. 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IHA.5401501 WELLS FARGO VISA Account NumberSt tement Billing Period P ge I ol3 Ending in 4T34 05/IOI2018 to 06/13/2018 Balance Summaly prevmus Balance - Paymenls - Other Crwhls ~ Caen Advances 4 purchases, Balance nansters & Other Cliargm 4 Fees Cliarged ~ Intarevl Chargcd Now Bnlaiica $9070.96 $1.061 00 $000 $OOO 3366.39 $0.00 $167.SS $9,166.21 24 Hour Customer S tce. TTY for Hearmg/Speech Imps ed. Cuisine Ihe US Ca2 Collecl Wells Fargo Onsnea: 1400642-4720 1-800.419.2265 'l.925.025-7600 wessfargo corn Send General Inquiries Toi PO Box 10347, Des Mobios IA 540060347 Totol Cmdit Limit 510 COO Total Avafable Crawl Payment Information Send Payments Toi PO Box 51193 Los Angeles CA, 90051-5493klinimum Payment Payment Due Cato 07/OOIZOI 0 Late paymenl warning: lf ive do not reca vs yow Ismmum paymenl by 0708/20to,you may have lo pay ~ lato fee up lo $37 Minimum payment warning: If you make only Iho mmimum paymenl each pened, you w 8 pay more in kilemvl md it wa take you longer to pay os you balance. For exam le If you make no adC/tion I charges using I'hi» card and each month you pay . Wily Iho ummum paymenl You will pay off the New Balance shown on Ibis slatament in about . 27 Friars And you will end up paying an estima(ed total ol 524,546 $12 542 (v. ~ H$ 12 ooai$340 3 roars 1-877.285 2109. Important Information -"'REVISEC AGREEMENT FORONLINE ACCSS""'E'E UPDATING OUR ONLINE ACCESS AGREEMENT EFFECTIVE SEPTEMBER 17, 2018. TO SEE WHAT IS CHANGING PLEASE VISIT WELLSFARGO COM/ONLINEUPDATES, II yc would liKe infornialmn about e recit cmmaa4ng muvnes, refer lo www usdof gov/ust/eolbapcpalccdwcc approved him or cat Go Far Rewards Summary Rewards bahnca as of: 03/31/201 8 $5.01 The rewards balance is for Rewards ID 60004642078. Thm balance msy be inclusive of other conlnbvling rewards accounts. For up-to-date rewards balance intormatmn. or more ways lo earn and redeem your rmvards. visit GoFarnewards wl corn or call I -t!77-517-1358 Transactions 'n ns Posf Payments Raf ra/ice Hurl/birr Daacrlprion credils Cltargs! Ofi/25 05/25 7446539HIOAODBF6L ONLINE PAYMENT 05/29 05/29 7445539HOOA94RH59 ONLINE PAYMENT 06/08 OB'08 744e539HFOA9KNNGN ONLINE PAYMENT TOTAL PAYMEIOTS FOR THIS PERIOD Purchases, Balance Transfers & Other Charges 450 00 325.00 286 00 M.Osf,oo 05/15 05/15 05/19 05/'19 05/20 05/20 2443106GR2DLOKFLO AM/IZON MKTPLACE PMTS WWW WWW AMAZON CO WA 2443106GW2DKO6YNV AMAZON MKTPLACE PUT 5 WWW WWW.AMAZON.CO WA 2469216GW2XBIRUIE AMAZON MKTPLACE PMTSAMZI4COM/BILLWA 22 09 29 99 13 99 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT i i v Conbnued Detach and meit with shack payable to Wells Fargo. For fasti procecsing, ieclme your accounln baron your check Accouni Number Ntm Balance M mmum P ay ment Paymeat 0 Date ~ os4 $9,166 21 $200 00 07NW2018 Aniount Enck sea ''$ CHRISTINE K P HAM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94039-2411 WELLS FARGOCARD SERVICES YKG PO BOX 51 1 93 LOS ANGELES CA 90051 5493 check hera snd see ieveise 4 address and/or phme manner coiro 4c . 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Trans Posl Reference Number Oescnprlon Purchases, Balance Transfers & Other Charges Credits Charges 05/25 05/27 05QO 05/31 05/n 06/01 00O I OMI4 0604 05/25 05/27 05/30 05/31 05/31 08/01 0601 0$04 OSK/4 2469218K'12XXSJR40 2443106H42DLAK6G6 2449215H6MHEK4WI8 2469216H72XJBDLHP 24SSZISH72XT34JB7 2449215H8JJZG6W40 2469216H82xslNVJYR 2443106HS2E02NFV4 2489216HB2XWT1/IAHT Amazonpwne Membwsnip amzn corn/prme wA AMA2ON MKTPLACE PMTS WWW. WWW.AMAZON Co WA SQ GREAT VAPE, INC SUNNYVALE CA AMAZON MKTPLACE PMTS AMZN COM/BILL WA AMAZON MK TPLACE PMTS AMZN COM/BILL WA FABFITFUN VIP FABFITFUN CA IPSY GLAM BAG HELP IPSY COM CA AMAZON MKI'PLACE PMT5 WWW WWW.AMAZON.CO WA AMAZON MKTPLACE PMTS AMEN COM/BILL WA 14.16 22 85 143 85 ul 37 8 01 54 48 10 90 23 80 25 87 ToTnt. PuRcHAsas, eALANcE TRANS 3'ERs a ontLR cHARGLs FOR 7 His PEWoo Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PCRCHASES INTEREST CHARGE ON CASII ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 333S.33 30.80 167 86 0.00 315703 20f 8 Totals Year-to-Date TOTAL FEES CHARGED IN 2018 TOTALINTERESTCHARGEDIN 2018 310 00 sl 036.53 Interest Charge Calculation Yow Annual Percentage Rale (APR) is em mmual minosl rate orl your account Type of Balance Aunt//IIPercentage Rale fAPRt aelsnce Subject to Internal Rale Days in Blglng Cycle Interest Charge PCRCHASES CASH ADVANCES 21 85'7 vsnaule 25 49'/ venable 80 00 30 30 50 00 Continued CHRISTIHE K PHAM FQI Aocomtt Ertdntg ht 'lyge Pnge3of3 E joy tr-v-1 b- -f't o your n-zt tr'p Take advantage of your credit card.'s trave benefits Credit aaoo agon aaao aaoo These include As a Wells Fargo Visas Credit Card customer, you'e entitled to special travel beneftts, upgrades, and protections when you use your Wells Fargo Credit Card. ~ Auto Rental Collision Damage Waiver' Auto rental coverage for damage due to collision or theft ~ Travel and Emergency Assistance Servicesa - 2ra/7 medical, legal, transportation, and referrals ~ Emergency Card Replacement and Cash Disbursement - Expedite card replacement or emergency cash advance, no matter your location Your card also comes with these great features: ~ Chip Technology - Broader acceptance internationally and better protection against counterfeit fraud at chip-enabled terminals . Zero Liability - Automatically protects you from liability for unauthorized transactions when you report them promptly For more information, visit wel!sfargo corn/visacard 'C~mg Hs pple IoltoC dholdempn ryi ra com ge,a Iir rett ns mion tbe ompl t d ul ~ aligbhWessF umvt OW«C dwcm mwr Wsp ogr as Hmdmtrhy e red A 1 C dholde d elms ov gef mth m tal emp nytobeelgbleh thmb rmot Ce I I veh 4s ~ not vsedCet inre r imwuand lumtatwn pplyPleamravleutheW Bra rgoG «letoBenehtsspplwabl toyo accmmtfo detail ICert nr t«tumsandhmit umrsmarfyg vit theW l4F Wovtm'C dcmdemsmofu fwdw 4 Ifmmn daGuideto Ben hisfo your rd,pl sse BrheCust era orb«phon mbo oath ls k fyourcard. eoglaWea Fa g BaHaNAAflnghtsre e ed. IHA5o5330l rrA WELLS FARGO VISA Account NumberSlatemenl Brlling Period Page I ol 3 Ending fn 4784 86/14/2018 to OT/13/2018 Bafance Summary Ihevicus Bala/ice - Paymenls - Other C whls + Cash Advances ~ pwchsses, Balance Transfers 5 Other Chs/g4s Fees Cha/ged ~ interest Charged Ne» Balance $9,16621 $735 27 $000 $0 00 $575.18 $0.00 $155.56 39.170.88 24-Hour Customo Service TT Y lm Hoaring/speech 1mpai ed Outside the US Call Cosecl Wells Fargo Onlnen: MOO 642 4720 1-800-419 2265 1.925.825.7500 wellslargo.corn Send Gen ral fnqulrim To. PO Bos 10347, Deo Manm IA, 5030I!-0347 Total Credit Lun 4 $ 10 000 Total Available C/w/il $533 Payment information New Balance $9 17058 Send Payments Tot PO Boz 51193, Los Angeles CA 90051-5493Minimum Payment PaymenlD o Date 05/05/2018 Late paymenl warning: fr we do not receive your Minimu paymeet by OOOO/tots, youmay have Io paya late fee upto $37. Minimum paymenl warning; If you make only Ihe mmimwn payment each pwioe, you wdl pay more in 'er est and 4»ll take you longer to pay ofl your bafsiice For eve/ii 14 II you make no eddilional charges using this card and each monlh you pay ... Only the minimum payment You will pay off the New Balance shown on Ihi* statement ui about. 27 yoa/1 And you wdl end up paying an estimated total of . $24 735 $ 12,591 fS i W f312,147) 3 rows It you would Iso ~ formalnn about credilmwwe ng serv/ces, refer to ww .«sdobgov/u*l/eo/bapcp /cede/cc approved him or r all I JITT-2358 I0$ Go Far Rewards Summary Rewards balance as ol 06/30/2016 $9.89 The rewards balance is for Rewards ID 60004642D78. This balance may be inclusive of other conlribututg rewards accounts. For up.io-date rewards be/ance information, or more ways fo earn and redeem your rewards, wsn GoFarRewsrds.wf.corn or call 1-677.517.1358. Transactions Trans Post Payments 06/22 06/22 Orioy 07%7 Reference Number Descripbon 7445539HZOA9A5FEM ONLINE PAYMENT 7446539JDOA9FNOWR ONLINE PAYMEN'I 0 edits 500.00 236 27 Charges TOTAL PAYMENTS FOR THIS PERIOD Purchases, Be/ance Transfers & Other Charges $ 735.27 06/13 06/14 06/18 06/18 06/'IO 05/18 06/20 08/20 06/25 05/25 06/25 06/25 06746 05/26 06/27 06/27 07/01 072» 07/01 0//01 24692i6HL2XJGTM57 2443106HT2DJHAGOL 2443106HT2DYX83BP 2449215HVJHVFW6GF 2442733JOLYJNZVTO 2469218JOZXZL4FZO 24/0780J20VZA6884 2469216J22XMR2NOM 2443106J82M5DGGTB 2469216J52XBFIH62 TIJOBILE'AUTO PAY s009375997WA AMAZON MKTPLACE PMTS Wn/W WWIN AMAZON CO INA AMAZON MKTPLACE PMTS WWW WWW AMAZON CO WA TULA COM 7328!!74451 NY SUNNYVALE GROCERY 0 SUNNYI/ALE CA AmazonPnme Memos sh p amza corn/prme WA 99 STORES FREMONT CA CHEVRON 0209937 FRES/ION T CA WENDYS 420 FREMONT CA CHEVRON 0209937 FREMONT CA 213.37 22.85 15.99 19.95 9.78 14 16 SOS 42.80 13.04 20 00 rn Detach and mail with NOTICE SEE REVERSE SIDE FOR IMPOtlTANTINFORMATIONABOUTYOUR ACCOUNT i !2 "'heckpayaue lo wells Fargo. For laster processmg, kvtude yow mcounl number on you check Account hlumb er New Balame khrunum Pa/me I Paymenl Due Date Conlinus4 tmb~ 4/ea $9,170 88 $258.00 08/08/2018 Amouht Enuosed, S CHRISTINE K PHAM 1220 TASI IAN DR SPC 305 SUNNYVALE CA 940/!9 2411 WELLS FARGO CARO SERVICES YKG PO BOX 51193 LOS ANGELES CA 90051 5493 Check hers a d tee reverse lor addmss andau phone number coueclkei IMPORTANT INFORMATION ABOUTYOUR ACCOUNT allhemm lid It 1 Md I I tt.b ld ~ I 1«y «ght 0 «»I » fp E M Ayy b I h I gy«e I ~PI*«de I Ih '«ou born vo d Ih I or « llmdt 4 Il tg mhly id«10 M py4 p « f« laht* *mp I fe *0 dl. «Mwhk Sp Mlkml Game dp I «vto I» pwh 4 I 4 mycfgedl y p I ~ h «d«d. dl I M goodf hnm «1 pumluhvw 4 0Onerymmd, ~ r I . ar»CO«ca»morel « I a 1 «p«m ccdll I t vgncpw yf * hwc tie 4 il « «« ~ o Y I tl gl 141» Ih «mr«YNwa leg h p dey p Ilhempm le h 1 \ «1 I»«4 I I r 4 kl .1 k I 4»d I,f « ~of« tvh f,r ~ *I 1m rig d y prm I Fmfolcti rl,lA,, to 1 0 4 ~ vy t M p»l m lnerhmamo nil h tl I 1 lm edo y «my m MI«V t pD0«103110 M: hlnseim»311 1 ham*a IIMt pm»«l 0 1 fdldn». H W Cd lt V lml .Irl hm Idi«»md«rt 1 0 Id»4 0 (honeys, I I 5 4 pl kl ~phmeref toy C dlC dAcoagt kel ag Ill.f CW 5 Wr heloclld ilk I «h A dPY«llllteeu P«I,Y FI etD«DI I tl 125dydl 4 I d hi limp dlV I ldlagel I Puhl«!Iy my I C 5 ~ I t«yC« yb dd INFORMACION INIRORTANTE SOBRE SU COENTA ~ 0* d «rae ddn«yl ' I I M I 5 ' ',mr m db* ~Ht din«i g 0 om»se (3rd I hl t d 14 4 ««3 d lpm vanimo a«Are i« 4C»nuolf4 I lu «Gdi uml dr dit Id« hcibmddelc»ten o W lo cmtsdmlfa I I d«fdl,yh mulodrbue If I el Pipers I pl I I« . I I cp P p ««HMMW»nf df VUPS, h 4 m,It»Me Aiot«lu«34e fm llmdkGe«rb»1«IP: kl d 1 1 lldddl ''d P I eue ov I lotcnmd 'd «dt 'lol hd Id . PDU IMH 0 m CIA«3M43110 I I Ool »c 4 1 ' I I«dn 1 dmm 54CI I 5sdd.umntmdm'kkd ad MW«M«p)'P.&dd«f rpm I u, DIDPSSM-la-Illa llo r 201YIVnlf g U kHA«I gtn drm lo d Ihm do IHAelaHOI cl g (Add F -Ufo» «Mesfhatctanged.tuovuleyourcomplelene Mdos I I .0 1 h kbv o ever« wleofco porthndsmk th ~pemoudedpleasewetmsm 104 lyf dd«d 0 ifyovhammyn eslookpl smcsgllelogf«ec 1 m I thefomoflhist tern Hl. F I I d C bbdeMecuon-Stsud ecndahe ambradnp, pmctmtem~ d ««o plat ArnunseooemdeMHarelcuadmaldo d«p«y dlv re32enetsomeone«go fa I « I I I c MoscfeA«crmr St ~ rpreg ntas no la o gun I d 5 oalcfentealfe redeesle tadode u ACCOUNT FI RST NAME ACCOUNT I.AST NAMF NEVI STREET ADDRESS PO BOX/ APT ~ CITY, STATE/ZIP HCIME PHONE WORK PHONE WELLS FARGO VISA Account Numberstatemenl Billing P riod Page 2 ol 3 Endtng m 4764 0$H4/201S lo 07/13/201S Transactions (Continued...) Trans Post Re/arence Ivumbet Descnpiion Credits Charges Purchases, Balance Transfers & Other Charges 07/01 07m I Oint 07/01 07412 07/02 07N3 07/03 07/04 07/04 07/07 0707 07i08 07/OS 07/I I 07/11 07/12 07/12 2489216J62XBR9VDN 2469216J62XYXVZD2 2444SOOJ800SHZE9A 2449215JSMHQVRKZM 2425137JQOVZK2KFO 2431605JDFZ3M$0VY 2431605JEFZIYX$D9 2443106JG2DYFL3JZ 2416407JH2LRGYHXT CHEVRON 0209937 FREMONT CA IPSY 'BLAM BAG HELP.IPSY,COM CA NORDSTROM II0425 SANTA CLARA CA SO 'KOJA KITCHEN WE SAN JOSE CA CUFIRY LIFE SAN JOSE CA SHELL OIL 57445290406GONZALES CA SHELL OIL 57445290406 GONZALES CA AMAZON MKTPLACE PMTS WWW WWWAMAZON CO WA TARGET 00014856 SAN JOSE CA 11 75 1090 3624 9 82 18 22 3S.57 27 22 1299 30 58 TOTAL PURCHASES, BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVAI4CES TOTAL INTEREST CHARGED FOR THIS PERIOD M76.1$ 30.00 165 56 0.00 ii65.ss 2018 Totals Year-to-Date TOTAL FEES CHARGED IN 201 8 TOTAL INTEREST CHARGED IN 2018 8 IO.OO 51,202 09 interest Charge Calculation Yow Annual Parce Isge Ral (APRi is Ihe annual inta/est rale c your account L pe ot Balance AnnualP rcenla9e Rate (APR) rBalan ca Subiecl loInterest Ra(e oays insiltingCycle ES ANDES Zt.gryn venable 2 74'J,variable $9.197 81 $0.00 Con!cued OHRISTWE lc PHAM Fm Account Ercang In 4134 Page 3 or 3 Life can be complicated; these card features can help simplify. 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IHAdssatot aA WELLS FARGO VISA Account NumberSt lament 8 fling Peri d P ige I of 3 kndingm47e4 07/14/20 16 lo Oil/14/201S Baiance Summary Previous Balance - Payments - Oihw Dred h + Cash Advances Purchases, Balance Trwwiers 0 Olhsr Charges i Fees ohamed lnle/est Charged Nnw 8/iia cs $0.17086 $1,025 00 $0.00 $0 00 $963 21 30.00 $ 176MO $9,284 49 24-Ho Cuslomsr Service: TTY for HearinglSpeech Impaned'utside the US Caii Collect. Wells Fargo Online4h 1.800-642.4720 1-800 419.22115 1.925.825 7800 wallsfargo.corn Send General inquirt s To: po Box 10347, Des Mobws IA, 5o305 0347 Total Cmdit umn Sio ooo Totat Availabte creat Payment Information New Balance $9 284 49 Send Payments Toi PO Box 5119S, Lrw Angeles CA. 900514493 M nimum Payrnenl Payment Dm Oaw 09/00/2010 Late paynieni wa/ningi Il we do not receive yow M/nimwn paymo I by 09 08/2018, you may have io pay a late fae up lo $37. Minimum payment warning: If you make owy Iho mnumum payment each pemd, you wel pay mwa m inlerasl asd 4 will take you longer lc pay oil low balance For exam lw Il you make no addilio al charge* «sing Ims card and each month you pny ... Only the min um paymor I You will pay ofl the Mew Saihmce shown an this elatemvnl in about ... 27 yea ~ 3 retire And you will end up paying an astimaled total ol ... $25,040 $12,740 is. miivr612292) fye wouid ikamformaknn aboutcredlcounxa g sarvu 4, refer to www.usdoj.gov/usueo/bapcpa/ccdemc approv d.him or mll 1077dft6-2108 Go Far Rawards Summary Rewa/ds balance as ot: 07/31f2018 tu4.65 The rewards balance rs for Rewards ID 0000464207S. This balance may be inclusive of other conlrrbufmg rewards accovnls. For up-lo-date rewards balance informahon, or moie ways lo earn and rednsm your rewards, visit GoFarRewards wi.corn or cail 1-877-517-1358. Transactions Trans Post Reference Number Dcacrip/ran Payments Oodits Ch rgea 07/23 07/23 07/29 07/29 0803 OOXI3 7446539JXOAOTJ9S7 ONLINE PAYMENT 7448539K30ASTMV5Y ONLINE PAYMENT 7446539KIOA9VO06M ONLINE PAYMENT 500.00 76.00 450 00 TOTAL PAYMENTS FOR THIS PERIDD Purchases, Balance Transfers tk Other Charges 31,025.06 07/1 3 07/14 07/16 07/10 07/17 07/1 7 07/17 07/17 07/14 07/10 07/25 07/25 07/25 07/25 07/28 07/28 07/20 07/28 2469216JJ2XD7757A 2443106JM2DJJD03S 2443106/N2DKOPFHS 2443105JN2DYJHGN4 2469216JP2X5XSTMR 2443100JY2E04OJLL 2469216JY2YIFKD2L 2443106KI2DYPE0WR 2459218K12XMVJVLM TMOBILE'AUTO PAY 800-937.8997 WA AMAZON MK TPLACE PMTS WWW. WV/W AMAZON CO WA AMAZON MKTPLACE PMTS WWW WWW.AMAZON CO WA AMAZON MKTPLACE PMTS iNWW WWW AMAZON CO WA Amazon corn AMZN.COM/SILL WA AMAZON MKTPIACE PMTS WWW. WWW.AMAZON CO WA Amer onPnrns Membersmp amzn corn/prme WA AMAZON MKTPLACE PMTS WWW. WWW AMAZON CO WA CHEVRON 00920M MORGAN HILL CA 196.04 4548 17.99 24 64 25 is 999 I ~ 16 25 99 37. 56 NOTICE. sEE REvERSE SIDE FOR IMPORTANr INFORMATION ABOUT YOUR ACCOUNT i*c .'i 4 i Dalach and max w/lh check payable to Wells Fargo. For tastar processing, aicludo your account number on your check. Accou I Nvmbsr Ncv Balance Minanum Paymsnl Paymenl Dus Dato Conanuad~ 4704 $9284 49 $289.00 03/08/2018 Afiiou I Encloxad I" 5i CHRISTINE K PHAM 1220 TASMAN DR 5 PC 305 SUNNYVALE CA 94089 2411 WELLS FARGO CARD SERVICES YKG PO BOX Sinn 4 LOS ANGELES CA 90051-5493 Ch ck hwe snd xae reve 4 lor address and/or phone numbor corrackon. 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NI ~ luurlhu1 :mi)W 0 I «a 00VANI gl „, ~ 6 md IO d«tel a»i I IAO)6)mi ch oeoftuldmsvmm-Ify eddas h sclumudmn rd y m&ov NIOM»eddewbel .0*suet checkh 0 cve 6 ofc Iwnsndc I 4 ~ lhe elope po d d plea!co dluwcl onlyf» dure cl KNLKV haves yumito u pkstec ggeldlf cuuo et 1 be 0 Ih konloftms Ntcm t y Motod (ambkd D ~ 4'ksud eaunl mwhommmwrc nvw dun«Don o plate IIB Mt(M JVVMco i&»do Ido«od I pdnymhi t to» el be u .po I »selt cki \a e tep camlpmded ecc'Dlw«p g nlahp I 0 0 ed u wd se\vt 0 1&k»l lh»ledt leesmd d cue te ACCOUNT flRS( NAMI ACCOUN 1 (ACT NAML NEW STRTL'T AOOMSS PO ROX/ An&0 CITK STATE/ZIP HOME PHON( WORK PHONE WELLS FARGO VISA Arcoual NumberSlalemenl Brilmg Period Page 2 of 3 Ending rn 4/84 07H4/2018 to OR14/2018 Transactions (Continued ...) Trans post Reference Number Beset/pbon Cred/ls Cbs/ges Purchases, Balance Transfers i$ Other Charges 07/30 07/30 2469216K32XLMJM2$ AMZ'Natureeov Inc suppwlLenemr CA OMH 08/01 2469211!K52XH2E47J IPSY 'GIAM BAG HELP IPSY COMCA 08ua 08!OS 2426979KGOIIIEZMS EUROPEAN WAX CENTER-MILMtLPITAS CA 08/06 08/06 24&9216KA2X7GFTPK AMZ'Natu/eBos lru supporlenalm CA oSNB 0698 2449215KQJHV37BDK FABFITFUN VIP FABFITFUN CA 08/13 08/13 2469218KH2X52XKZ2 TMOBILE'AITIO PAY 800-937.6997 WA TOTAL PURCHASES, BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD 4.95 10.90 13119 28 96 190 19 196.04 $283.21 $8.65 Interest Charged INTEREST CHARGE ON PIJRCHASES INTER E5T CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 175 80 0 00 $ 176.80 2Dt S Totals Year-to-Cate TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGE 0 IN 2018 $ 10 00 $1,377 69 Interest Charge Calculation Your Annual Pe nlage Rate (APRI is the annual interest rale on you account Annual Percentage Rate (APRI B lance Subjecllor Days inInl reit Rate Bdlin9Cycle Interest Charge PIJRCHASES CASH ADVANCES 21 OOV vauable 25 74 /, var sblo $175 60 $0 00 Conbnued CHtlISTINE K PHAM For Acco nt Emttng In ~ 764 Page 3 of 3 Take adva tage of your Cellular Telephone Protectio be efit Get up to $600 of da age or theft protection" Simply use your eligible Wells Fargo Consumer Credit Card to pay your monthly cellular telephone bill and get up to $600 protection" (subject to a $25 deductible) against damage or theft of your cellular telephone. Coverage begins on the 1st of the next month after you start charging your cellular telephone bill and continues as long as you keep using your card to pay your bill. You can also set up automatic payments directly with your carrier, call your provider (or sign on to their website) and request to set up automatic payments with your Wells Fargo Credit Card. Please visit rnyellsfargo.corn/cellphone or call 1-866-804-4770 for more information. 'c llulsr Teleph ncp meenoncm Nb«acth I 5 bleW lief'oCcnsum r Credit Ca dcardhold lord msg toor thekofs Epho Re bum t sltmkedtother p» o pic s rofyo o~nelc Bph~ lesss325deducuble with a «ma«ben N )i k N 5600 p cia ond 55200 per12m th pen«!. Throb fit do s net eov E phon 0«tamlo«(to.,ea pp 'th t md~i nbTN pror r iconly vaihblewl Spho *bg ~ rep dlo your W llsFs goCo sum C drCs d Tl»cover god senor pply frhecesphonebts spmdfrom W llsysrgoD I trCerd, WgsFnr Busu C ditCsd. 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IHAScga!0I SA t aor WELLS FARGO YISA Account Nun bsrSlalemenl Bilhng Period Page t of 3 Ending in 47S4 03/15/20ul to 89/13/281 if Balance Summary Pnvlcus 0414ncii Pere ei Is - Other Credits + Cexh Advances ~ Purchases, Bala ics Transfers 8 Other Charges + F esCharged ~ In(creel Charged = New Balance $9,284 49 f950.00 $0.00 $000 $470 31 $0.00 $180.33 $8.973 13 24-Hoitt Customw Sefres; TTY for Hosting/Speech fmpdred Outside Ihe US Call Collect Wells Fa go 0 llinep. 1.800 642.4720 1.800 419 2265 '1.925 825 7600 welluargo corn SendGensrsllnquiries To: PO Box 10347, Das Momas IA, 50301 0347 Total Credit Linut $10000 Total Available Cmdil $818 PaymentinformStion Nsw Balance $897313 Send paymenls To; PO Box 51193, Los Angeles CA, 90051.5493Minimum Paymenl Payn ent Due Date 10/06/2018 Laic Paymenl Warning: Itive do wa receive your Minimum Pay ment by 10/08/2018, ycu may have lo pay a tale fee up lo $37. Minimum Payment I//sining i II you make omy Ihe mnxnum paymenl each po hd, you wal psy more fn hleresl uxl it mll Ivke you longer to pay off your balance For exam e. If yoii make no additional charges usi g this card and each monlh you pay ... Onlylhemiwmumpay ent $342 You wEI pay olflhe New galance bown on Ihu staternenl in about ... 21 'raus 3 years And you will end up paying an erlimsted total of ... $24,168 $12,320 /5s wn 1311,868/ If you would Ice uformasc about c scil cc nse rng services, refer lo www u*doj gov/usueo/hepcpal cde/cc approved htmor call 1-$77-285-21M Go Far Rewards Summary Rewards balance as of: 08/31/2018 $24 28 The rewards balance 0 for Rewards ID 60004642078. This balance may be inclusive of other contnbuting rewards accounts. For up-to-date rewards balance information, or more ways lo earn snd redeem your rewards, visa GoFarRewards.wf.corn or cail 1-677-517.1358. Transactions Trans Post Payments 08/17 08/17 08/st 06/31 Refererice Number Description 7446539KMOA9132KK ONLINE PAYMENT 7446539L50AAIT58A ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Purchases, Balance Transfers 8 Other Charges Cniditt 600 00 450 00 3sse.ee C04/ger 03H4 08/'15 08/I 5 08/15 00/25 08/25 08/28 03/26 00'27 ON27 OM28 08/26 08/28 08/28 08/30 05/30 08/31 Ofl'31 08/31 08/31 2443106KJ2DJWDXNT 2449215KKJJ3BL327 2469216KX2XR70L78 2469216KY2X4295K1 2449215LOJHMFBN2L 2449215LOJHHJH5RM 2469216L12XMFEBG8 2416407L31DLMDE3W 2416407L47DIPFVZF 2469215L42XGYYAMO AM2N MKTP US AMZN Cola'BIL AMZN COM/BILL WA FABFITFUN VIP.FABFITFUN CA Amar nPrimeAmtn. om'NIIWA APL'TUNES COM/BILL 855 712-7753 CA DOORDASIPGO FISH POKE STRIPE COM CA OOORDASH'PARADISE BIRY 6506819470 CA 482 PACIFIC COMMONS FREMONT CA St/SWAY 03312588 FREMONT CA SUBWAY 03036926 FREMONT CA STARBUCKS STORE 05939 FREMONT CA 26 69 33 81 14. 16 0 99 18 S3 23 33 97.23 9 17 3.38 14.15 .'r ' Detach and Inul ivilh NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT i ..iol.'. :I check payable to Wells Fargo. Fot faster p ocessing, include your occouur number o your check Account Number Ne Balance Munmum Payment Payme I Due Date Conunued~ 4764 $8 973.13 $25100 10/05/2018 Aincufll Enclosed CHRISTINE K PHAM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089-241 I WELLS FARGO CARD SERVICES PO BOX 61193 LOS ANGELES CA9CCSI-5403 Check here and see reverse for edaress na/ci phone number co rection. IMPORTANT INFORMATION ADO U7 TOUR ACCOUNT D»«p dAE ddvp I I th E dm*wd 0 I ti .01 d I I I y u 7 d Ih I y y PmdEn umt 4 Ug gblm «ttt Sti kdt P»th P I dy birth 0 II tkgdE 0; Vm«1kt. SaerufAAf Cd C dA«N Efy h nmt » I 7 0 4 ydgwm «yo A Ct d I dil de%IF»h d g~l hl 4 P bt Ad 6 Atlf \ NOIKbtm~fwwhd 0 momyo «« tm * I I lig cte 4 h 4 gh dpi tt w yd I Iwt et«p tdhy pm I I df I Its nrco F t kern iffy m dtopwMv«foun I Et ih tt I A I 4 yo ecto *I y dyw mmnm 1 po 0in)tin lilt e into)tuo)U 5 hpk «ft tu«h g y httdl . It )V C I I I hd we IVe te mind 1 d amd vbp t I fdm ~ I I'fo wekm ~dmthifcarwbt nt I 1 y C~fc dh«ng I tt »twit C I 1 b* k *ndwtttermedth N 110 \ 4 dP y 01 I 4 0 pm 1 P l«n tbt tksrl)141)i eke«t I» d«t Etl'ock'mtW fr»1 I g ) I «0 I» Nfyo psy70 I » . * dA«F 5 dwcs ti)0 ndt d I Nc «1Vf aid«dr S dC dC«kt 14« I Wit C)000 k N4, I tg I 4 cc Ih) LNFORMACION)M PORTA NTE SOB RE SU CUE NTA .u d np't» yb*6 p I 1 du mp. „D h,t nd»4 6 f d b I 0th u»m * I f ondecdd 10 aVISO Am d i*10 loon eb I 0 ' «h Nt doe lt td ti etdeferhom I b 1 1 td had,,c me»km I'm 0 ~ m,wf re»»m )0 g p * coca tr d Fdmoum.om «wd 1 kmbk my r df sm kk'rk 41 c )» edM I ma*ukmwtdnt»woden I 0- k I 4 o du»dado mad»esp ' 4 d I)0 e ed«„6, POE ID)t)D,Ia ctnSO)C60) D,k pg «11»1»kid dd d d* ct I 5 Sskk II »idd *wk Idd,. p, d ( fm 4 0 1'0 Ewm 1 *» d 4 1 I 1 A 0 0 co E pgatt 0 I C~ I t I 4tf: dtPg«t NA)rmmddd d sdaaeoAdl I N u '1st m«iwkd 01DFSS00 fo- ftfatf)0)7.)W)VVII talrOII Ir Nnnttdahle ek d Ad h 4: I wd 1»SS76\10 Ch ngeofndd slotn -tfyw add» h I g Ap d y mpfewmmaddmwbe)o Des stock«lbn o d d o pm a denclosepttteenv lopePO dedPE eu»tt SeergO OnlylO addreS)Cfmagecgye law yu r,lt ttltetdlfreecuerOmerer menumberOntlelWI ilh r 1 F m I lod 6 bf d D» -5 d« I 'mdapmpo canes we kdlreccn)ncnmpfelsabap A w d d d weald«mdercwdnysdrd I losnelsobteau oPn favorweestalecaontdamentep«sc b d d « .Du «cpu rw po f o Et eal umwodese»cmatctie I If \ d \ Nl«lr decuenls. ACCOUNT flk57 htAME ACCOUNT EAST NAME NEW STREET AODIIESS PO DOX/ APT 6 C.l 1 7, STAlE/ZtP HOME PHONE WORK PHONE WELLS FARGO VISA Account Number Slslemenl Brlling Period Page 2 of 3 Ending irl 4784 08/16/2018 to 09/13/2618 Transactions (Continued...) Tran Post Reference Nuinber Dss rlpflon Credits Charges purchases, Balance Transfers 8 Other Charges Oao1 09/'01 09/05 09/05 09/05 09m5 0906 09/00 09/06 09/06 09/08 09/00 09/10 09/10 09/10 09/10 2469216L42XAQESJT 2449215LOJJIPLFQT 2469216M!2XDPG3SP 2426979LB0135SI/QV 2469218L92XD4YG2V 2469216 L92XF 5F M SF 2449215LEJHAVT525 2469216LD2XG3LSQR IPSY 'GLAM BAG HELP IPSYCOMCA MYFINANCIALSOLII TIONS MYFINANCIALSO CA Amaro co 'MTOVY9C62 Amzn corn/bill WA EUROPEAN WAX CENTER - MIL MILPITAS CA Amazon corn'MTOX87C50 Amz n co«ditz WA AMZN MklP US'MT2BE9OTI Amzn comavll WA DOORDASH'BIRYANIZ 6506S19470 CA AMZ" NatursBoi Inc su rteinslur CA 10.90 I 00 28 40 104,75 26 67 '13 90 24.5S 27.4I! TOTAL PURCHASES, BALANCE TRANSFERS IL OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL IbiTEREST CHARGED FOR THIS PERIOD $47$.31 $0.00 160.33 0 00 $180.33 ZDI8 Totals Year-to-Date TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGED IN 2018 $ 10 00 $ 1,538.02 interest Charge Calculation Your Arinuai percentage R te IAPR) is Ihe annual «tercet rale on your account Type of Balance Annual Percenfage Rate IAPRI Balance Subiect to Days In lnteres! Rale Billmg Cycle interest Charge PURCHASES CASH ADVANCES 21 90'/ variable 25.74 4 variable $8,907,34 $0 00 30 SGOO Continued CHRISTINE K PHAH Fpf A«quill Ending ki 4784 Page 2 al S Life can be complicated; these card features can help simplify. Your Wells Fargo Credit Card offers great features that «an make things better and easier for you. Pay Bills: ttuick(y and conveniently pay monthly bg(s. ~ Save time and money on stamps by mailing fewer checks ~ Relax knowing your monthly bills will be pad on time- no more stressing about late payments. Con tonyour service pntvlders andprovide them with your Wells Fargo Credit Card demon t number to scrap recuning poymenrs. Wells Forgo Mob(fe'pp: Bank easily while on the g &h ~ Transfer funds, pay bills, and depoot checks.' Explore detaited account actwity and view balance information. ~ Use the mobise banking app for directions to ATM and branch focawns Download the Wells Fargo Mobile dpp from yourself phonet opp store. Make managl ng ftnances a little easier with: Wegi Fargoalobdt'pp Online Statements dn(inc Statements: Reduce c(uttar and save space. ~ Use for reccad kee(xng For your taxes, and mote. ~ View print and download up to two years Of credit Card slatemenu I Enroff mday at welbfarga corn/on(ine-bank(ng/storemen(&. Fnj oy the everyday features ofyour fare(is Forgo Credrr Cord 1. some accauvu are net aaglble for abae depaslt. Avaaabauymay be alfectad by your mabaa devi&at c&vvragv area. reur mobile cairlett managa sad dais rates mar apply. 2. 0 s &state a isiaqui advsttepartabl t ithlni &lac&an.onanvsliteinenumsrnatlwavaaab!eto &wan mabsvdmuvttwle gtha(a~Dole&stat&mant*vms albbl&ipvivwanddawnloadv nvsdepandingonlhc pradu&t; pt42ye sfprcredltcaidssivdantlas I,loansa&danmolcredit(incivdlrgh*meequitvhamvmprtg 94, and personal loan& and linrtl and up tv 7 ram (vr deposit ac&punri and pdvata &lien&accounts The amount of rime lw wh ch thc spacalc pmdvct slat&ments aw available vnl ne I&Indicated on the statements and De&amenis page. Dnane Statcmanls require a PDF reader. O201aubgsFargo a 4kNAAS right& «*aivad Sunib&r FDIC. NA 54S41al iIA WELLS FARGO VISA Account Numbe~Slatemsnl Billing Penod Page I of 4 End ng in 4784 49/14/2018 ln 10/14/2019 Balance Summary Prmious Balance - Payments - Other C\ed ts ~ Cash Advances puichsces. Balance T slws 8 Other Charges Fees Charged + Interest Charged = New Balance $6,973.13 $920 00 50 00 $000 $1,319 98 3o.iio $ 171.27 $954438 24-Hour Customer Serves TTY for Hea ng/Sperwh imps/red Outside the US Call Codecl Wells Fargoonlinag. I 800.642.4720 1-800-41 9-2265 l.925 825-7800 weaslargo.corn Send Ge ral lnquiriev To: PO Box t0347, Dev Moines IA, 50306O347 Total C odit Lim I $10.000 Total Available CreAt $418 Payment InformaIion Hs Balance $9 544 38 Send Paymenls Toi PO Box 51193. Los Ang les CA, 90051.5493Mmimum Paymenl Payment Due Dale 11/08/2018 Lais Payment Warning: II we do ref recewe yo r Mmtmum Paymenl by I IKN/2018, you may have to psy elate fee up lo 837 Minimum Payment Wmningi II you make only the minimum pay e leach perwd you wit pay more in nlsmsl and it wig lake you longo ro pay og your balance Fci exam le Il you make no additional charges using this card and each month you pay ... Only the minimum paymenl You wig pay off Ihe blew Balance shown on this slafement in about 28 years And you will end up paying an estimated lotal of. $25,978 $13,i49 ISev gsof$12 829/ 3 years If you would like intorinel on about meda counsel ng services. relet lo www usdobgov/ust/eo/hap cpa/ccd Ic app/oved him rx Gall 1-877-286.2108 Important Information PLEASE SEE IMPORTANT C HANGES TO YOUR ACCOUNT TERMS Qlil A SUBSEQUENT PAGE OF YOUR BILLING STATEMENT. Yom Go FerfR) Rewards Program Terms and Condwcns are now easier lo read snd understand Make sure pin rovisw ths e clcvsd new version ol your Go Far Pe wards Program Terms and Conditions and refer to theso Tm ms fo future reference lt you have miy q eslions about these terms, please call 1-877-517-1358. 7 days a week, 8.00 a.m lo mdnighl. Eastern Time Iexcluiyng major holidays) We ace apl relay s sr v res ce84 Go Far Rewards Summary Rewards balance as oh 00/30/2018 $4.06 The rewards balance is for Rewards iu 60004642078. Th'9 balance inay be inclusive of other coniribut mg rewards accounts. For up to dale rewards balance information, or more tvays lo earn and redeem your relvards, visit GoFarRewards.ad.corn or call 7-877-517 1358. Trsnsaction8 Trans Post Payments Ref'erence/Vumber D *cr/pdon Dred/fs Charges 09/15 09/15 08/10 oa/30 10/12 10/12 TOTAL 7446539LKOAvo4MHZ ONLINE PAYMENT 7446539M20AA236DM ONLINE PAYMENT 7446539MOCA9BWPA5 ONLINE PAYMENT PAYMENTS FQR THIS PERIOD 460.00 280 00 200 00 3920.00 t/QTICE SEE REVERSE SIDE FOR IMPORTANT INFORLIATION ABOUT YOUR ACCOUNT conlnusd Delsch snd mail with chmk payable lo Wells Fargo. For las ler processing, inctude your account number cn your chech A counlNumbsr New Balance Minimum Payment Pay ment fhw Oats ~ 4784 $9.544.38 $267 00 11/08/2018 Amount Enclosed CHRISTINE K PHAM 1220 TASMAH DR SPC 305 SUNNYVALE CA 94089-2411 WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 9m51-5493 YKG 4 Check here and see reverse for address md/or phone umber correct n 1MPORTANT INF ORINATEON ABOUT YOUR ACCOUNT D 'Pl*'U E dw I bl d « f 0 dyc d ~pl 0 «I tl I y nw h 1 0 nnh r pww rw&dww el «w ga y, 0 blv t d pvtt r I dy bdtlw nw twd elk*ash c * ww y y I 1 bwl Wl py tt W I Nl«wte h Pewtb dwtf I m I fy W Id«dr IAd I CM c dA I Py 4 Pdl nbk 0 slywww 44 &elyo I & M tb ew WWy I twd g adl I t &0 1& Pvt dpev I tlv N P«IV Wcsl I fnlrwve&0! «0 et«t M. I d,ofo ,NDIC[tue yf «I I 0 y I « I.g ~ . 1 I Ih whit 61 Id yw I len Ihef Nhl Pndhy yw I r nfww'IN mws I \ y 4 0 q tdyo ewllowyyw N Idww II I 0 uul 0o yw« ~y n cwy q tt N pup IMII,D M IA50106D311 5 I pq 0 Wd I g y hdd ln. 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STAS'6/Z(P IIOME PHONE &VORK PRONE WELLS FARGO VISA Account NumberStatement Brlling Period Page 2 of 4 Ending rn 4724 09/14/201S to 10/14/Tins Transactions (Continued...) 7 ans Post Re/erence lyumbsr Descriplfon Purchases, Balance Transfers & Other Charges Credits Charges 09/I 3 09/I 4 09/13 09/I 4 09/I 4 09/14 09/14 09/14 09/I 5 09/16 09/'ls 09/11! 09/22 09/22 09/25 09/35 09/29 09/29 to/Tt 10/ol 10$ 'I 10/01 10 02 10/02 I 0$5 IO/tS 10/09 10/09 10/09 10/09 10/09 10/09 10/10 10/10 10/10 10rfc 10/I2 10/12 10/I 2 10/12 10/13 10/13 2469216LGEXA4BFNT 24t!9216LG2X52LLTL 2449215LHJHF3QSIF 2469216LH2XJFEFST 2469216LI2YOPYFYL 2422443LP2Y2FERIP 2443106LSWQINGST5 2469216LW2XXPOLK3 2469216M02X4DZLS 2469216M22XSW7QWR 2469216M22X536300 2469216M32YIXFV79 2426979M82XPAKSTM 24431IBMBHXRYMLRW 2443106MB61AIDS6Q 2444500MBBLL9NP6X 2444500MQ00TQW3TW 2469216MB2XG2B5MF 2449215MDJHPVVXH6 24692HIMD2XDZPPWG 2469216ME2YOJ423K BQ 'ONE TEA Fremont CA TMOBILE'AUTO PAY 600-937-8997 WA IvlYFINANCIALSOLUTIONS MYFINANCIALSO CA AMZN MklP US'UrTI QFOF52 Amzn corn/bitt WA AMZN Mklp U 5'IAT3909060 Anmzcom/bill WA BOILING POINT FREM FREMONT Ca SAFEWAY 91455 MORGAN HILL CA Antazsn pnme Amzn.comeill WA APL' TUNES COM/BILL 656.712-7753 CA IPSY 'GLAMBAGHELPIPSYCOMCA AMZN Mklp VS'MT2QP9590 Amzn cornrbtl WA AMZN Mklp US'MT98X69C2 Amzn.convbig wA EVROPEAI4 WAX CENTER - MIL MILPITAS CA KAISER 02n90447 SANTA CLARA CA KAISER PHASM 444SANTACLARA CA WAL MART431235ANTACLARA CA CVS/PHARMACY409234FREMQNT CA AMz'Nalureaox brc. suppo tcenalu OA MYFINANCIALSOLVTIONS MYFINANCIALSO CA STARBUCKS 800.782-7282 WA TlvlOBILE'AUTO PAY 800.sl37-6997 WA H 17 196 04 264 00 4. 72 IL 79 14 75 204 14.16 2 97 10.90 7 50 81 55 105.75 20 00 8.25 59 59 26 75 30 00 265 00 10 00 196 04 ToTAt. PuRcnascs, BakaacE TaausFERs 6 o~~ER cuaRGEs FoR THM PEIBCD Fees Charged TOTAL FEES CHARGED FOR THIS PERIDD Interest Charged INTEREST CHARGE ON PUPCHASES INTEREST CHARGE ON CASH ADVANCES 'TOTAL INTEREST CHARGED FOR THIS PERIOD 51,313.38 M.oe 171 27 0M O'IT1.27 201S Total* Year-toLDate TOTAL FEES CHARGED IN 2018 TOTALIFRERESTCHARGEDIN 2016 91000 31,709 29 Type of BalanceL Annu tBalance subject foInlerestR teat Parce legsle (APR)Interest Charge CaicutationYour Annus! Percentage Rale IAPRI s the annual interest rale on your account Days inBrllingCycle InterestCharge 22 15'/ variable 59.105 03 9171 27 CASH ADVANCES 25 99% venable 31 Conbnued CHRISTINE K PHAM For Accounl E4Cihg Ih 4764 Page2414 important Changes to Your Account Terms The information below summarizes changes that are being made to your account terms. These changes will take effect idnu cry 25, 2019, and apply to statement cycles closing on or biter that date. Payment Changes: The following change is being made to your minimum payment calculation in Section Ad~pa m~e of your Consumer Credit Card Customer Agreement end Disdosure Statement. Minimum Paymant. Your litinimum Paymen r Due includes ony amountpast due plus the greater ofi i. The sum of foie, rerurned check, n turnedpoyment rush plastic and annual I'ees ondin teresi billed during the Billing Cyde for which I he Alrnimum poymen1 (s calcu lo tedplus I 06 ofrhe New Balance shown on the biliing sr a rem enil or 2. 52S Oa (or rhe entire balonce an the Accountif the New Baionceis less than 525 Ogi. We requireyou Io poy ony amount over the limit ofyour credit card occount. However rhat omouni is not included in your Iuinimum Payment Due. The Minimum Payment is rounded-up to the next highest whole dogar amount. Cn dits wi!I nat be used to meet rheMinimum Payment. The remaining pgregiaphs of Section (201 remain unchanged. Other changes being made to your Consumer Credit Card Customer Agreement and Di scio su re Statement am as follows: ~ Modify Section fg(f(ggtema~ti replacing the first pa regiapi with the foilowing: We don't guaranree approval oftransactions. We reserve the right to deny transactions for any reason, such as accounr default suspected fraudulent orunlawfuiactivity inremei gombgng, or any mdice rlon of increased risk related to the rronsactlon. Ifyou engagein abuse misuse or goming in conneuion wirh earning orusing paints orotrempt to do so we may close or res tria your Wells Fargo credit cord(sf Abuse, mi sure or gaming includes, bur is nor li mired to, making multiplepurchases and mufti pie payments during a billing cycle whereby the doNar amount for each purchase in rhe aggregare subsrondagy ixceeds your Credlrlimit. Wealsomay limit thenumberofauthorizationsweagawduringaperiodofrime. The remaining paragraphs of Section (9) remain unchanged. ~ Modify Section ((2(Ears adding the foiiowlng "Rush Plastic Fee" buliec Rush Plastic Fee. This fee moy be chargedifyou requested expedi ted delivery lbr your credit card. The remaining paragraphs of Section (111 remain unchanged. The rest of your Cons~mar Credit Card Customer Agreement and Disclosure Statement remain unchanged. Th r )ivwihg hog 441 rnrcwv who spvik sp bh chihciv, v vu 44, Korww T p lhg. N SI u dhhkckglk.pldsswihtup I qvsivvisvvkd bsvtcovwwd d vikcsm.idkxwwu tdo064- 24720 pmdkc wdvdvor lirh nipvww* wpwguhiiv. Ntqtqsq(: NIIRIPSI+IRPI52 'INMMgqiWWAftfrellNIPSCBBBN5CPPOIPIPP 'NR i-600-642.4720 Matfii Stfbgtguqoegg(IN (RISNNNG: Nchq id khdhgdvc dud hi g Ash,biirhbv gvhihhhgach «xqhi'xcwvs vlhhbkr Ixlhhi dvhg Istic hhr cho qvp vi. Xix gpi cbiihg ihi iw 46 ath II 11-8004424720 di Mh vh Ihi li44 hsvhrqv ub eip Miuihil Hc 4th oigg uxi Rex'ie vien guuqirg 41 41 IN ueo Ngsbgugn ovf xiuxlg NPIW ace slg xig41 ad 441M IO006424720 q Nnkt-vuh]a. MIIRA~IA: Kv gbixdih 74 vlidwbsw gbalcs,lpmpwvaipxlxw wi 1 vgugvssrwg. k ghisshil k hi 1444 isr . 1 gvh hxhh w I-MD 6424720 N g pvg vsipxv ii t mssgoims wwg nge kxw wgsh o201gwviliivwosshk.uk.A0 'ghuicisrvcd M bvrioic Pg INI I Hii-1 512404.1 I AS SW Cviq Hst I '.I Cc IUIUHI CHRISTINE K PRAM For nccounr Enckng In 4184 Page ~ oT4 THIS PAGE INTENTIONALLY LEFT BLANK CHRISTINE K PHAM Fat Atom Ending In 4784 939940” THIS PAGE INTENTIONA LY LEFT BLANK WELLS FARGO VISA Account Number51st ment Brgmg Penod Pago I of 3 EnCrng in 4784 10M5/2018 to 11/13/2 D10 Balance Summary Previolrs Balance - Payma ts - olhw CreCils + Cash Advarnes ~ Pwchasss. Balance Transfers 4 Other Ctwrgos + Fees Charged + Interest Charged New Balance Total Credit Lwsl $9 544 38 $987 00 $44.99 $000 $850.00 59.00 $ 171.20 SR553 59 $10 OOD 24.Hair/ C slorrrar Slrlvrco: 1 TY k» Heanng/Speech Impaired.'ulsido the US Call Cdlacl W42s Fargo Onbllee, 1-800.6 42.4720 1-800 419-2265 1-9Z5.!I25.7600 rvrnlsfargo com Total Avarlabfe Credrl Send General Irlquiries To: PO Box \ 034?, Des Moines IA, 50306 0347 Paymenl information Now Balance Send Payments To: PO Box 51'193,Los Angeles CA.90051.5493 Mlf lmll Papllsnl Paymanl Due Dale 12/08/2018 Late payrnenl warning: lf wo do nol receive your Minimum payment by IZAID/sets you may have topsy a late fee up lo $37 Ma»mum Payment Warning; 5 you make only Ihe mn mum psyt ent each period, you vn2 pay more m rnlerest and rl wfD lake yo longer lo pay off your balance For exam Iel R you make no admbonal barges «sing fhrs card and each month you pay ... Only Ihe mrumu paymenl $355 You wig pay on lhe New Balanc shown on Ihrs statement In sboul 28 ywns 3 years And you will end up pay/ng an esbmated total ol . $20,002 $ 13,162 (1. us 1312840) 8 you woukl Irke nformaaon about crerlrl counsa g services, 1st lo www usdoj gov/usueo/Dapcpa/rcde/c«approved him w call 1.$77 Z85 2108 Go Far Rewards Summary Rewards balance as of: I 0/31/2018 $ 17.28 The rewa/ds balance is for Rewards ID 60004642078. This bsfance may be inclusive of other contributing rewards aocounls. For up-lo-date rewards balance information, or more ways lo earn and redeem your rewards, vien GoFarRewards.wl.rom or call 1-877-517.1358. Transactions Trans Poaf R /e ance aumDer Descripffon Paymenls Credits Charges 10/I 8 I 0/16 10/26 10/26 I I xm 11/tn 7440539MJOABXAL/X ONLINE PAYMENT 7446539MVOA9QRS3R ONLINE PAYMENT 7446539N90A9KF9KL ONLINE PAYMENT 26? 00 30O OO 400 00 TOTAL PAYMENTS FOR THIS PERIOD $96?.DD Other Credits 10/15 1 IVI 5 I'I/08 11/OS 7409216MG2XORYN56 AMZ'Natu eBox hu.. amrn.comrpmls WA 7469216N82XF4OWHW AMEN Mkl US Amxn corn/Cia WA 30.00 14 99 TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers 8 Other Charges $44.99 IO/13 10'l5 10/14 'IO/15 10/18 ltuls 2449215MFJHS6NPZX DOORDASH'BLACK ANGUS S 650681947D CA 2469215MF2XJ42WOS Amaxc corn'Mt'»V50IGI Amln commit WA 2443106MK2DJM442D ALIZN MKTP US'M84XP5062 AM AMZN.COM/BILL W* 23,11 14 16 23.99 NOTICE'EE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT 4 r I Dslach and mao wrlh check paysbl lo wells Fargo. For faster processurg, indudo your account number on your check Account Number No v Balance Mrnimum Payment Payment Due Dale Con5nued~ 4704 &,553 59 5267 00 1200/2018 Atrrosnl Eaclnred CHRISTINE K PRAM 1220 TASMAN DR SPC Sls SUNNYVALE CA 94089-2411 WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 90051 5493 YKG 4 Check hers wld see reverso for address arid/or phone number correcfen. 5 MPOE(TANT INFORM AT(ON ABOVT TO VR ACCOUNT ,td h ~ M h 0 of hell eme tl and™m ell,mp» ym ghts. ~ ou«w fth (h d I y be 0 F«.lfy d d«h .Fl d nh I Y 0 I mr / u gmm vmowh ' I.b tro tu IAu thmt P I'th P I ly wadi I I P0m I lloyd& I I«4 I lou . lp . 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MIL MILPITAS CA AMAZON COM'M85AI8HUI AMZN AMZN.COM/BILL WA WAL-MART a2989 FREMONT CA KAISER CPP PHARM 256 80621S6245 CA MYFINANCIALSOLUTIONS MYFINANCIALSO CA TMOBILE'EIP PMT WEB 800-037-8097 WA FABFITFUN VIP FABFIT FUN CA AMEN Mkt US'M869IDD30 Amzn comb/5 WA 136.25 598 14.16 10 03 D 99 i 35 24.90 24 51 105 75 15 25 20.72 10 00 265.00 60 NI 70 86 13 03 TOTAL PURCHASES, BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADI/ANDES TOTAL INTEREST CHARGED FOR THIS PERIOD 5858.0O SD.DD 171 20 000 8171.20 2gla Totals Year-to-Date TOTAL FEES CHARGED IN 2010 TOTAL INTEREST CHARGED IN 2010 510.00 31,880 49 tnterest Charge Cafculation Your Annual percentage Rale fAPRI is tba s uzi interest rate en lour account Type of BalancerPURCHASESCASH ADVANCES rAnn at PercentageRde IAPRI2215'/,va able25 99% va/table Salnnce Subject lo interest Rate Daysin Interest Charge 8171 20 30 00 Contui ed CHRI3TIHE K PHI4I ro Account Ending In ayae Page 3 ol 3 Shop with eonfi.dence this holiday season. Your card provides you with great protections that can come in handy during the holidays. zdfy Fraud tuonltoring We help protect your account from fraud by regularly reviewing your account for unusual activity. Benefit from a range of account alerts, indudlng those that inform you when ~ A credit card purchase exceeds an amount you set ~ Your card is used for a foreign purchase or cash advance atthe ATfut ~ Your available credir drops below a certain amount ~ Your credit estd payment is due Zero Llahlgty protection Your Wells Fargo Credit Card comes with Zero Liability protection at no extra cost. Its protection feature ensures that you won' be held responsible for any unauthorized transactx&ns that are promptly repor ted. Make holiday purchases with conftdence. Visit us at welisfargo.cow ta learn about aa your card's protection and security features. Enday rhe everyday feei urea and benefire afyour Wells Fargo Credit Card. 'slgnupmayccrequied A alaoltynuybcalleaedbyyo rmobledc «escovengca ea acobilc&arri cslageanddxa arcs ar sadly OaaisnegirargoaanKHA Asrglwrua «d IHA Satelal 11A WELLS FARGO VISA Account N mbsfSlatemenl Billing Period Page I of 3 Ending in 47M Ii(14(2018 to 12/14/201S Balance Summery Previous Balance - paymems - olhei cmdal ~ Cash Advances + purchases. Bala ce Tiansfercr Oihei Charges 4 Fess Chsigeil + Interest Charged New Bslsnc $9 553 50 $860 00 $000 $200 00 W36 W $16.00 S(21.O3 30,Tao ea 24-Hour C slomer Service. TTY (or Heenng/Speech lmpascd Outside Ihe US Cs9 CollecL Wells Fargo Onlineu. 1.800-642.4720 1-800.41 9.2265 1-925-825.7600 wellslargo corn Send General Inquiries To: PO Sox 10347, Oes Nlunes IA 50306-0347 Total Cred ILonil $ 10000 Tolal Avail ble Credit $279 Payment information New Balance $97W92 Send Paymenls Tof PO Box 51193, Lcs Angeles CA, 90051.5493Minimum Paymsnl Paymenl Due Date 0 IN8/2019 tele Payment Warmngi II ado no( iecrwe your Minicwm Payment by ot/08/2010, you may tave to pey a tale lee up lo $37. Minimum payment Wsrnlrigi 6 you make only the m nimu payment each penod, you will pay more in interest snd it will lake you longe topsy ofl your balance For exam le It you make no additional charges using Ihw estd arid exch mo»lh you pny Only Ihe mmnum peymenl $372 You will psy oft Ihe N w Ssience *how» on Ih * stalemenl in aboul ... 20 years 3 years Atld you will end up paying an mtlmsled total of -. $27,613 313 408 (s ws ol 514,205) 0 y u would like mfoimakon shout cresil cou semg servues refw lownw usdoj go lust/eo/bapcpa/ccdeh spp/oved htmor call 1477-20 6.2 108. Go Far Rewards Summary Rewards balance 88 ol I I/30/2018 $0.33 The rewards balance is lor Rewards ID 60004642070 This balance may be inc4sivs of other contnbuting rewards accounts. For «p-to-date rewards balance information, or more ways lo earn and redeem your rewards, visa GoForRewards.wf.corn or eall 1-877.517.1358. Transactions Traits Posr Payments 11/16 I UIB 11/26 11/26 12/07 1007 Re/ere e Number Descriprion 7446539NGOA9VOG36 ONLINE PAYMENT 7446539NVOA89VSLZ ONLINE PAYMENT 744t!53eP70A970REG ONLINE PAYMENT Cred(4 290.00 2W 00 040 00 Charges TOTAL PAYMENTS FOR THIS PERIOD Cash Advances ta/33 12/03 7446539P(EHM7GP69 ONLINE ADVANCE TOTAL CASH ADVANCES FOR TH(3 PERIOD Purchases, Balance Transfers & Other Charges $860.00 3200.00 11/13 11/14 11/14 11/14 11/15 1(/15 11/I 6 I U I 8 2469218ND2XFZXV16 IMOBILE'AUTO PAY 800.937-8997 WA 2460216NEZX7ZZO3X AMZN Mktp US'M87WP4KV2 Amzncorwb a WA 2469218NF2XDBPBJY AMZ(l Mklp US'M87210U60 Amzn corn/bill WA 2469216NHZXE09354 USA'ARAMARK VENDING FREMONT CA 198 04 9 09 40 98 I 35 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Contmuad kwb Detach and mad with check payable to wells Fxrgo. For fasur processing, uwlude your account number on your chock. Accounl Number New 8 slams Mmimum Paymenl Paymenl Due Dale ~ 4784 $9 720 92 $289 00 01/00/2019 Amount Enclosed CHRISTINE K P HAM 1220 TASMAN DR SPC 305 SUH(IYI/ALE CA 04089 2411 WELLS FARGO CARD SERVICES PQ BOX 51193 LOS ANGELES CA 90051-5493 YKG 4 check here and see revorse for address sad/or phoae number co wclion WIPORTA NT INF OF)MAT ION A ROUT YOUR ACCOUNT h,d,ln d tl h iwd,l, tsh d~ «-. ~ Pe I'O««P&t D p Mhh md»y bw I f. Ify «d l*f pl I „I H I y rw b Y d I I p I .I llm df «whl «g oh ym s I b!YHud ~ yth s t My hpthm aw tw h Ikg dh e &Vlhk 5o wpw 5 &&wc so&I&et vyo I pell II u q ilydq M I mal M, I md &I dimly h I d 0* dhp lo o IH p bh nth Cd lw I lwrK(lw yf hm ti d. ) « « I eeool gy I Y I tl ahtodotetl «yfw . It I p dey d .p y iay&t w dmlrmf upL rm *dde &ed twbly nmeltnesiym I I kl I YH n I 1 h e»a I! 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'lf Ic« I t) Hl I d w&m onm to d 0 DP55 5 )p-Hrplf)01& lttl)V& iky g s I,HAM ght e ntw I dl I d IHAqm3301 &hangeofAddwlpomt-Vvouraddemtal&ka g d,po dey o pkt Md 1st H8etwelochechloaonre eue&weofco n M I e theepvHbue p wewpf Ih I »lylo addeslclasge&vvo lhmanyq estoas pleas cant« I gf H weqe lhwm tltenortlolthfwatem fo mularlodecmt'od IHrecwon-hl dead hant I dwp D m adrecooncompl raabau n&eghe&edeMKs I dm Id defcuponyadlun lsenelb hp f eeslasccwtsol enteus c*mbiosd.d ecckmsho olseg t & I 0 I u eodefewuoplClentealfc tace I «tm d mta ACCOVhff I IRST NAME A&COUN)'AST NAME NEW STREET ADDRESS PODOX& API 8 CITY. STA)E/ZIP HOME I'HONE WORK PNONF WELLS FARGO Accorr nl Nu/aber Statemenl 8 0 0ng Period Page 2 ol 3 Transactions (Continued...) Endillg In 4794 I B14/20 19 I o 12/14/2018 Trans Posl Re/arerrce 3/umber Dascrrpgon Credits Charges Purchases, Salance Transfers 2 Other Charges I I /18 11/18 I I/20 I I/26 I I/26 11/27 I I/27 It/29 12/I 3 12/13 11/16 2469216NJ2XAODX66 AMZN Mklp US'M84RA2IMI Amzn comzegWA 11/18 2460216NJ2XSRL025 AMZN MklptlS'M62313IPO Amzncomb/0 WA 11/20 2444500NMOOYXATGA T J MAXX 6398 SANTA CLARA CA 11/26 2449215NSSI E3LMDS Pp'YO KAI EXPRESS INC SAN JOSE CA il/25 2449215NSSIE3R7RS PP'YOKAI EXPRESS INC SAN JOSE CA 11/27 2489216NV2XW2FPBW USA AR*MARK VENDING FRElvlONT CA 11/27 2469216NV2XWZFPNE USA'ARAMARKVENDING FREMONT CA 11/20 2469216NX2XVSOMXT AMZN MIIIP US'MOSX63GNI Amzn convba WA 12/m 2469216PB2XVM3VHA TMOBILE'AUTO PAY 800-937-8997 WA 12/13 2469216PB2X4PFAZS USA'ARAMARK VENDING FREMONT CA ToTAL Puacuasgs, SALANcE TRANsFERs a orHER cHARGEs FOR ngs PERIOD 9 90 099 95 99 12 OI 12 01 1.35 \ 35 41.41 20204 2 70 663230 Fees Charged 12ms 12/03 CASH ADVANCE FEE 10 00 TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESTCHARGEON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 910.90 179 32 1.71 3181.03 ZDT S Totals Year-to-Date TOTAL FEES CHARGED IN 20'la TOTAL INTERESTCHARCEDIN2018 320.00 32,061.52 interest Charge Calculation Yrnu An uat Percentage R le (APRl 8 Ibe annual interest &ata on your acceunt Type ol Balance Annual Percentage Rate (APR) Balance 6ubieci lo 0 Days Int rest Rate Bdlm Cycl in 0 Interest Charge CASH ADVANCES 22 15% venable 25.09% varmbl 89 532 64 377.72 31 5179 32 'z' Continued Imy P Aooounl fneofg In 4764 Page 3 of 3 Warm w shes for a happy ho day season and a wonderfu new year ~ ~O0 ~ 0 ~ 0 yO+ From Wells Fargo a i lid onderful om ei O 2018 Wei}: Eugo Sank.NA. All tightstmned. lHA-Smto‘l 12A WELLS FARGO vjsA Account NumberStatement Billiag Petrod Page I of 2 Endrng i 4704 tt/15/2D18 lo 01/14f2019 Baiance Summary P,o ctBlncs - Paymenw - Other Dred/le Carh Advances P rchases Balance Transfers 8 Other Charges Fees Charged Interest Charged Ne v Balance $9,720 92 $432.20 $24 99 $0.00 $234 96 30.DD $ 182.83 89 681 62 2SHour Customer Setv ce. T7Y lor Heeringm peach impel I d Cuticle the US Call Ccllem. Wells Fargo Onlinen. 1-800-642-4720 I woe.419.2265 1-025.825.7600 wellsfargo.corn Settd General Inquiries Tor PO Box 10347, Des I/x nes IA 50306.0347 Total Dred I umil $10,000 Total Available credit $254 Payment intonnatron New Balarwe 39551 52 Send Paymenl* Tnr PO Box 51193, Los Angelex CA, 00051.5493Mrnrmum Paymerlt Payment Due Dele 02/DSI2019 Late Payment Warning: lt we do not race/vs your hknimvm Paymenl by 02/0872019, you may have lo pay a late fee up to $37. hlinimum Payment Warning: If you make only Ihe mnmum paymenl each pmiod, you vrill pay nore inbrleresl end I ill lake you longer lo pay og your bala ce for exam le. If you make no addilional chxrges using thtsca 4 ndeachmonthyotlpaY... Only the minimum payment $372 You writ pay otf Ihe N w Balance shown on Ihrs statement in aboul 28 yeats 8 to8/c And you will end up paying an est/materi total ol . $27,302 $13 31!S (Sa us r$ M,014) I you would fike informeso I about credit counse ing services, relet lc www u doi gov/ust/ea/hap cpa/cede/cc appro ed him c eall 4/7-285-2'108. Go Far Rewards Summary Rewards be/ance as ot: 12/31/2018 $6.66 The rewards balance is lor Rewards ID 60004642078, This balance may be iocluswe of other conuhufmg rewards accounts. For up-to-dale rewards balance informahon, or more ways to earn and redeem yow rewards, vicit GoFarRewards.wf.corn or call I-677-5t 7.1355. Transactions Trans Post Payments 12/24 12/24 01/05 Df/35 7446539PNDA9710LD 7446539060ASVHRGJ ONLINE PAYLIENT ONLINE PAYMENT Reare e N Der Descnpfron Credits 289 00 143 20 C/rsrges TOTAL PAYMENTS FOR THIS PERIOD Other Credits 12/15 12/15 7469216PD2XDCI7XDJ AMZN Mkl US Amtn com/b II WA TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers tt Other Charges $432.20 24 99 524.99 12/16 12f18 'IZ/16 I?/16 12/17 12/17 12/20 12/20 12/26 12/26 2469216PF2X77V3NT 2469216PF2X77VDR2 2469216PF2XJKQAQB 244310ePKRQEBDDNE 2469216PR224LWQWZ USA'ARAMARK VENDING FREMONT CA USA'ARAMARK VENDING FREMONT CA APL ITUNES COM/BILL 866-712-7753 CA NEW WING YUAN MARKET SUNNYVALE CA CHEVRON 0212470 TRACY CA I 35 1.35 oas 15 04 17 64 NOTICE 5EE REVE/ISE SIDE FOR IMPORTANT INFORMATION ABOUTYOUR ACCOUNT Ccnmued hso Detach and mail with ehmk payable to wells Fargo. For fester pnx easing, rnuude yout aacounl number on your check. Account slumber New Bala ce Minmum Paymest Payment Duo Dale ~ 4784 $9.61! I 82 $280 00 02/08/201 9 Amount E closed CHRIS TINE K PHAM 1220 TASMAN DR SPC 305 SUNNYVALE CA 94089-241i WELLS FARGO CARD SERVICES PO 6OX 51103 LOS ANGELES CA 80051-5493 ch* khere*nd ea eve saic addressa 4/orphcnenumbercc/recucn. 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WELLS FARGO VISA Accou»l NumberSlalement SrEl/ g Peuon Page 2 of 2 Enarng in 4764 12/15/20 I 8 Io 01/14/2019 Transactions (Continued..g 7 ns Posl Reerence Number Deacr/pr/on Purchases, Balance Transfers 2, Other Charges Cre5/rs Cbarges 01/06 01/06 0l/07 OINT 0l/07 01/07 01/07 01/07 01/08 01/06 01/06 01/08 01/13 01/13 2469216062XAEW263 2409216072XKAGFMT 2489216072XX34DHD 24692i6082X56WYT4 2469216062XJSV3M3 2459216082XJ3V3YQ 24692ISOD2X982V89 Amazo corn'MB5RS9L60 Amzn conVM WA Amazon corn'MBOVT5L91 Amzn corn/br0 WA AMZN Mklp US'M25EIIIK2 Amznsnm/021 WA USA'ARAMARK VENDING FREMONT CA USA'ARAMARK VENDING FREMONT CA USA'ARAMARK VENDING FREMONT CA TMOBILE'AUTO PAY 800-937-8097 WA 4580 6.08 16 34 2 70 4 05 I 35 122 37 TOTAL PURCHASES, BALANCE TRANSFERS & OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $ 234.$ 6 $0.00 179 38 3 55 $192.93 20tg Totals Year-to-Date TOTAL FEES CHAFIGED IN 201 9 TOTAi.INTERESTCHARGEDIN 2010 $0.00 8102 93 interest Charge Calculation Your Ant usl percenlage Rate lApRi 0 Ibe anoual mla esi ran on your amounl Type ol Balance PURCHASES CASH ADVANCES Annual Percenlage Rale iAPR) 2240'I va able 26.24/ ra/nua Balance Subjacl (0 Inlercsl Rale $9,430,57 $159 29 Days in Bigmg Cyc/a interest Cbarg 8179 38 $355 J WELLS FARGO VISA Accou I NumberStatement Silting Period Pegii I el 3 Balance SummarY Pn nous Bdwwe - Peymeiils- Othercredls + Cash Advances + Purchases, Balance Trenslors S Othe Charges 1 Fees Charged 1 interest Charged New Bslenm $9,681 62 $1,043 86 832 60 Shoo $384.85 $0.0$ $162.23 $9, 152 24 Ending in 4784 Of/15/Zoic ioeuituOta 24.Heir Ciietoriier S41wcu TTY for Heaung/speech Impaired, 0 Iside the US Call Collect. Wells Fwgo Onlmea. I e00-642-4720 1-800-41 9.2265 I 925-825 7600 wehsla go curn 9 ndGenerallnnvities Toi PO Bor 10347, Des Moines IA 500060347 Total Ccsdil Limit $10,000 Total Available Crecit SE I 52 24 $254 00 0308/2019 Payment information New Balance Send Payrnen(s Tot PO Bon 51193, Los Angeles CA, 9005 1-5493Mntmvm Payment Payment Due Dale Lola Payment Warning: It we do not receive yom Minimum Payment by 03062019, you may have to pey slate lee up lo $37 Mmimum Payment Warning: E you make only the rni iimum psymeot each pe md you will pay more ei into ml and il w II lake you longer lo pay oil your balance For exam e lt you maire no «ddilronal charges usin9 this cent and each month you pay . Only Ihe m ninivm pay ment $351 You will pay oil the New Balance shovm on this statement in shout ... 3 I'ears And you wiil end up paying an estimated total of $24,669 $12 652 fsov 4 1$ 12,017/ If you would us information about credit owiseimg to nes. rarer lo www us dot gov/usl/eo/hapcpa/ccdwoe approved him or cell 1877-255.2186 GO Far Rewards Summary Rewards balance as of: 01/31/2019 $8.77 The rewards balance is for Rewards ID 60004642078. This balance stay be inclusive of other conlnbuling rewards accounts. For up-lo-date rewards balance inforrnahon, or more ways lo earn and redeem your rewards, visit GoFsrRewards wi corn or call I-877417-1358. Transactrons Trans Post Payments Role ron ca Number Descnpr/on Credfm Charges 01/18 01/18 01/29 O'I/29 02/04 0204 02/10 02/le 74465390JOA9J23V2 ONLINE PAYMENT 74465390YOA801J47 ONLINE PAYMENT 7446539140ASD493H ONL61E PAYMENI'4455901AOA6GZODS ONLINE PAYMENT TOTAL PAYMENTS FOR THIS PERIOD Other Credits ol/25 01/25 74692180TzxxvAQHw Amer corn Amrn comma wA TOTAL OTHER CREDITS FOR THIS PERIOD Purchases, Balance Transfers fk Other Charges 3M.OO 200 00 383.86 60 00 Sl,om.as 32 60 Sn.eo oin 5 ourn 01/I 6 Ol/18 01/20 01/20 24692160F2X53DL59 SEPHORA COM 877-SEPHORA CA 24592160G2XZZEFRA APL'TUNF5 CCWI/BILL 866-712.7753 CA 24445000MOOKNM4MS AIMRCROMBIESRTCH 411286 LIVERMORE CA 64 31 I 98 Sl 16 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT I i. H1.'. 1'1 I Detach and mail wsh chock payable Io wells Forgo. Fm taster procoising uwtuds your accouot number on your check. Accounluumber New Balance Minimum Peymenl Payment Due Dole Continued loop~ 4784 S9,'I5224 $254 00 030620 1 9 Amount Enclosed CHRISTINE K PHAM i 220 TASMAN DR SP 0 305 SUNNYVALE CA 940S9.2411 WELLS FARGO CARD SERVICES yKG PO BOX 51103 LOS ANGELES CA 90351-5403 Check he e snd see averse tor add oes and/or phone numbs correction EMPORTAN'T INFORNIATEON ABOUT YOUR ACCOUNT oaofl»hl S wvy It I ba ol f 'I. fy d av b y ba, «I I Mba P,hkdPO s D&D lk twwfoa t51&lb nl I r wlw a wdaqwdw I& o h lbd wwd ho wv dv«b~b ~»oll 0 ad» Wvo la &K I td d k dlhtl k Lb«www d UP .0 I Kh E Mwuy hw I E «Vy ~ W „W'l &,0 d I v d *Nl y v Lgwa hl tg w.b y woobe wt pyf p N fy bbo « I Nit Igwhw ~&»ww bg * nt Py I w» tl th „(wbtwdwy .Iwwc( 4» I, a Dti»,dlbk«l «pl \ I did 4 wswwhab(a»M ut I Nd'hd q d rdgwd yo 0 I Mwhaowa d, *dy I b d wwf a I «« Ih Wwk hyk none tr «& ann(«l &qwoww ~ d4 I «\to k N olob&M 4 O I I I NUNC(W wf hw« I y «M 0 ( waw 0 I Nr qltbdl ww r«w tl I p dby KPO g K511D M «I IA50»f 1&ill»dd N g I»IPC U W N I N d» I dd b I Kgd 1 lt h WP Wd«W I Ih N I «I y hl d 4 yobfhy ad d 4 I »twyl»tl~t. 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Trans Post Re/ennco Number D s iprlon Purchases, Balance Transfers 2 Other Charges Endmg in 4784 01/15/2019 lo 02/1 I/2019 Credits Charges 01/21 01/28 01/26 0101 02/03 02/04 01/21 24492150MRVJWHMRG SQ 'VAPE AFFAIR STD SANTA CLARA CA 01/26 2469216052XG2LJ43 USA'ARAMARK VENDING FREMONT CA 01/26 24W216082X91W4ZL SEPHORA.CClrl 877.SEPHORA CA 01/31 2413829020RWOFAKT ULTA.COM 865 858.2266 IL 02/03 2468808130VYJ7DK4 GREWALZ IJQUOR 8 GROCERIE SUNNYl/ALE CA 02/04 2469216142XRS2401 USA'ARAMARK VENDING FREMONT CA TOTAL PURCHASES, BALANCE TRANSFERS S OTHER CHARGES FOR THIS PERIOD 74 11 2.70 68.86 51 72 68.68 I 35 3324.85 Fees Charged TOTAL FEES CHARGED FOR THIS I'ERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERiOD $0.00 162.10 0 13 $ 162.23 2019 Totals Year-to Jgate TO'rAL FECS CHARGED IN 2019 TOTAL INTEREST CHARGED IN 2019 30 00 $345.16 Interest Charge Calculation Your Annual Percentage Rale IAPRI /s the en ual interest rate on your account Type ol Balance PURCHA9ES CASH ADVANCES Annus I Percentage Rate IAPR) 22 40'6 venable 26.24'4 venable Balance Subject Io Interest Rate $9,435.04 $6 58 0 Ys Billing Cycle 28 28 interest Charge $ 16210 $0.13 cons uod CHRISTINE K PRAM For Accouoi Eodrog In 4334 Page 3 ol 3 6 o ~ 0 ~ ~ Ifse your free online report to help you prepare for the upcoming tax'eason with personalized features. such as top merchants anrl spending histoi y by caiegory. You can also use it to plan your budget, organize your spending. or update your hnancial plan. Your Yi.ar-End Spenrling Summaiy organizes all your 2018 crerlit rard tiansactiors by categories I ke Bill s/Util ilies, 17imng Enter rainment, Tmvel, arid moie lo show you details on how you used your card and to help you alan for 2019. It's easy to access your summary onhne: 1. Sign on Io wellsfargo,corn/yearendsummary 2. Choose the credit card accouni from tl e dropdown box in Select an Account. 3. Go to the Simplified Banking gemion. rr. Seiecr the Year-End Spending Summary or Year-End Summary Imk to view your full roport. Yoviewordoienloadacopyofyour fre.o.report you must first be enrolled mkr/eggporgo Onlinee Simply go ro wellafargo corn to sign up today. Once you'e enrolled you'l be able toi -Access your 2018 ieport ~ tdnn nor all your accounts fmm one convenient plarw ~ Set up err«fit card and spending alert«i ~ 'Enjoy all the many great benefits of Bdr// banlong At your service If you need assistance accessing your onl inc 2018 Year End Spendtng Summary, please call us at 1-800-6'i2-4720 - 2yr hours a day, 7 days 3 week. 'w ll log k»o i . d ~ i woorlaletorvourumct Ir I Iormarioeorlo * e 3 glr iyoo uie Yoeekould«o * liy»i d co wed gyo rr yaeedi, 'A ld Iev . vl..ellecredlyvo m I I r. g o .Y» I I ie'imam«geo dd r euermay pplv. tv«serg Welk Forgo lieak HA. AII gl r d. IHA 33nicz VS Pep«i Eyi WELLS FARGO VISA Account NumberStatem I Billing Period Page I ol 3 Ending i» 4M4 92/12/2019 lo oan4/201s Balance Summary Prevkws Balance - Payments - Other Credits ~ Caen Advances + purcnases, Bamnce Transfers lt Other Charges F esChxrged + interest Ch rged = New Balance Total Credit Limit $9,152 24 $1,060 00 $0.00 $0 DO $912 02 $ DJM $170.0T $9,ti74 33 S10,000 24.Hour Customer Service, 1 TY for Hearing/Speech Imps red Oulwde Ihe US Call Collect. Wells Fargo Onlman: i SOO 642-4720 I 800 419-2265 1-925.825 7800 wells largo corn Total Available Ctedit Send General tnquiries To. PO Bos 10347, Des Mcmes IA, 50306O347 $925 Payment information Now Sdance $9 074 33 Send pay ments Toipo Box 5 I ni3. Los Angeles OA, 90051 5493 M n mum Payment Paymenl Due Date 04/Ds/2019 Late payment alarnirrgi lf we do rmt receive ymn Minimum payment by 04/ow2019 ycu nwy have to pay a late lse up lo $37 Minimum psymenl wa ning: 2 you Inaks only Ihe mnimum payment each pared, you wit pay mare in nle esl rl 4 will take yoii lo iger lo pay oft your balance Fore/am le if you make no add dion at charges using this card and each month you pay Only the niinimum pay me I $348 You will pay off (he New Bataace shown on ihts slatemenl in a ho vt 23 yeats 3 tears And you w 0 end up paying an estimated lotal of ... 324,431 $ 12,54 4 (Sa n toiSII,6877 5 you wouk! like mlormalwn about c scil counse ing services, refer to www usdoi gov/ust/eo/bapcpa/c de/ approved him or call 81.277-295.210 Go Far Rewards Summary Rewards balance as of: 02/28/2019 $ 12.29 The rewards balance is for Rewards ID 60004642DTS. This balance may be inclusive of other contributing rewards accounts. For up-to-dale rervards balance information, or more ways to earn and redeem your rewards, vwit GoFsrRewards wl corn or catt I 877 51 7 1358. Transactions Tr ns past Reference Plumber Desw/pr/orr Payments c dl/4 Coei'ges 02/15 D2/15 02/27 02/27 03/01 03NI 74455391EOA9MDSMA ONLINE PAYMENT 74465391VOA902J5V ONLINE PAYMENT 74465391WOAA58X9A DNLINE PAYMENT 460 00 200 00 400 00 TOTAL PAYMENTS FOR THIS PERIOD Purchasas, Balance Transfers S other Charges $ 1.060.93 02/I I 02/12 02/13 02/13 02/15 02/15 02/18 02/18 02 '21 02/21 OZG3 07/23 02/23 02/23 02RJ 02/24 02/26 02/26 24138291ADRM405EN 24692i6102YOI TGWR 24492151EJHK4KOIP 2469218IH2X52A708 24492151MJHVSJ28T 24692161N2XGGG649 24692161N2XJX2PZ9 2469210IP2YOHJ012 242S975ITSfdFZOG9 ULTA,COM 866-858-2266 IL TMOBILE'AUTO PAY 803507 5997 WA FABFITFUN VIP.FABFITFUN CA USA'ARAMARK VENDING FREMONT CA DOORDASH'BIRYANIZ 6506819470 CA USA'ARAMARK VENDING FREMONT CA APL'TUNES,COM/BILL 665.712-7753 CA USA ARAN ARK VENDiNG FREMONT CA ALPHA MEDICAL 415.6635584 CA es ao 129.04 39 26 4.05 29.57 2 70 2 98 1.35 10 00 hiOTICE. SEE REVERSE SIDE FOR IMPOflTANT INFORMATION ABOUT YOUR ACCOUNT Conunued Detach and mail with check payable to wells Fargo. For laster processmg, mclude your account numbw on your chock Account Number New Balance Minimum Payment Paymenr Due Date ~ 4784 ul,074 33 $261 00 04NS/2019 Amount Enclosed $ CHRISTiNE K PHAM 1220 7 ASMAN DR SPC 305 SUNNYVALE CA 94089 2411 WELLS FARGO CARO SERVICES PO BOX 51193 LOS ANGELES CA 90051 /M93 Check here snd see revetse tor sdd ess and/or phruie number oor schon IMPORTANT INFORNIATFON ABOUT TOUR ACCOUNT PCAWBSM 5 y. 01 teb y 40 ~r q q. Iy 0 M MWW I V» tdl, I Pom a~«~« o Mmu POI IH 0 M IAHuosd511W»II I oY I II eompd Hmy tl I Nl mwl I 4 Pm du ywwy MN I ~ pd g llww ~ D w dl t ~wwgywl 4 Ih E dn ~ N .Pk d 4 4 ' I d I I 0ynqdlwww hk 0 Al yo llwhm& 6 p yd 'p My bile I dll M 0dE MKWI(»rg fp lhll'MIC dP I un I odl d I 0 'ydgocd«y I d H 4 pw dewy h IN mwf pm««b4 y ww ow lk em~4 d Ihegw 1 I 0 pw« ~ I pep I» y wwp 5mwd g PW I WO 4«1 NW d* ly I» Immi NI . 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Tr ns post Re/e e Numbe Dose//pt/on Cra dim Purchases, Balance Transfers IL Other Charges 02 26 02/28 02/27 02/27 02/27 02/27 02/28 02/28 03/01 Damt 03/05 03/05 03HI 03/11 03/13 03/I 3 03/13 03/13 03/13 03/13 242S9751TSS8COE06 24692161$2XBY54WH 2469216IS2XN34LTD 24692161V2XQIS44H 24692161W224FI!H5Q 2469216202XQYEZYW 24610432603PSXH2 2468807280Fl/VWZVS 244921528SIFM9208 2469216282XSSFNED ALPHA MEDICAL 415-6635584 CA IiOTELS COM156304004LOD HOTELS,COM WA APL*ITUNES COM/BILL 888-712-7753 CA USA'ARAMARK VENDING FREMONT CA I/SA'ARAMARK VENDING FREMONT CA SEPHORACOM 877-SEPHORA CA HEAVENLY PASS SALES 5 LAKE TAHOE CA PELIPOST 800-484-028\ FL PP'FOODA INC CHICAGO IL TMOBILB AUTO PAY 800.937.8997 WA 84 95 79 99 11 99 270 I 35 74.12 123 OD IO 70 983 12904 TOTAL PURCHASES, BALANCE TRANSFERS 8 OTHER CHARGES FOR THIS PERIOD Fees Charged TOTAI. FEES CHARGED FOR THIS PERIOD interest charged INTEREST CHARGE ON PLIRCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR TtllS PERIOD $812.02 $0.00 170 07 0.00 INTO.DT Zgtg Totals Year-to-Bate TOTAL FEES CHARGED IN 2019 TOTAL INTEREST CHARGED IN 2019 SD 00 $515 23 C 22.40'r. salable Type ot Balance Annual PercentageRale (APR) Balance Suble I lo Interest Rate PURCHASES CASH ADVANCES 28.24'r. useable $001 Interest Charge Caicuiatron Your Annual Percentage Rate /APR) ls Ibe annual inl sr as I late on your account. Daysln 8 Sing Cycle 31 31 interest Charge '$170.07 $0.0D Contmued CHRISTINE K PHAfd For Account Ending tn 47S4 Pege 2 of 3 0 ~ ~ e o ) 0 Use your free onbne report io help you pi spare for the upcom ing mx'eason with personalized features, such as top merchants and spending history by category You can also use it to plan your budgei, organize your spending, or update your firiancial plan. Your Year-End Spending Summary organizes all your 2018 credu rard transactions by categories, like Bills/tf iliucm Dimng Entertainment%ravel, and morc Io show you details on how you used your carri and to help you plan for 2019. Ir's easy to acceaq your summary online; 1. Sign on to ivellsfargo.corn/yearendsummary 2. Choose the rxznlit rsrd sccoum from the drop-down hox in Select an Account. 3 Go fo the Simplified Banking section. 4. Select the Year-2nd Spending Summary or Year-End Summary link to view your full report. To mew or dovinload a copy of your free repor I you must first he enrolled in rrVeffs Fargo Onlrne'. Simply go to wellsfargocom to sign up today Once you'e enrogwb you'llbe abls to: ~ Accims your 2018 rcport ~ Monitor all your accounts from one ronvcnient place ~ Set up credit card and qpcndutg alerts' Enioy sll the many &treat benefiiq of 24/7bankirrrd At your service If you need assistance accessing your online 2018 Year End Spending Summary, please call us at 1-800-642.4720 - 24 hours a day. 7 days a week. oA *iles tiry yl ff«wdtyyo rnouleceniooco e g Vo l»u * '*g dd i H y pplv S'2OISW IfcF q I! ENII.AII gll ~ d IHASslt702 VS PropoI Epl WELLS FARGO VISA Account NumberStatsmenl Biging Period Page 1 oi 2 8nrring in 47 a4 03/15/2019 lo 04/12/2013 BalanCe Summary P sdo 4 Balance - Paymenls - Other Credits ~ Cash Advances 4 Purchases, Bala me Transfers & Otl er Chargm Fees Charged 4 Interest Charged Nevi Bit/ance $9.074,33 $0 00 $0.00 $0,00 $252 38 $27.00 $ 165.78 $9,519 49 24.Nour Customer Servn:e TTY lor Hearing/Speech Impwred Outside the US Call Cogecl Wells Fargo Onlrnea' 4100.642.4720 1-800-41'3-2265 1.925.S25-7600 weasla go corn Send General inquiriesTo: PO Box 10347. Des Moines IA, 50305.0347 Total CraC/I Limit $ 10,000 Tot I A alsblsCmdil Payment Information New Balarwe Ma»mum Payment (Incl das past Due Amou u of Payment Due Date $281.00) $951S49 $549 00 05/08/201 9 Send paymenis To: PO Box 51193. Los An/)else CA. 90051-5493 LatePaymentWarnlngi gwa Minimum Payment Warntng balance For example: do nol receive your Mi iimum Payment by 05/08/2019, you may have to pay a lais fea up lo $37 If you make only iha nunimum payment each period, you wa pay more in rnierest and rl wig take you longer to pay olf your If you make no addi tron el charges rrsing Ibis c 4 and each month you pay ... Only the minimum payment $366 You will pey olf the New Balance shown on thm stde t in bo t ... 2'I )'ears 3 years And you wdl end up paying an estimated 1 otal ol $25,165 $ 13,160 (Saves 41512,025) If ycu would kka info malion abaut owdil counae i 6 services, refer lo wvnv uado) gov/usl/en/hap cpa/cede /cc approved him or cail 1.877-285-2108 Go Far Rewards summary Rewards balance as of: 03/31/2019 $20,41 The retvards balance is for Rewards ID 60004642078. This balance may be inc(users ol other contnbuting rewards accounts. For up-to-dale rewards balance information, or more ivays to earn and redeem your rev/ards, visit GoFarRewa/ds wf.corn or cail 1-877-517-1353. Transactions Trans Pent Rafa/ence N nber Descript/on Cred/is Charges Purchases, Balance Transfers S Other Charges 03/I 5 03/15 03/15 03/15 03/18 03/ls 03/18 03/18 03/19 03/19 03/19 03ne 03/24 03/24 03/27 03/27 03/29 IKU29 0441 i 04/01 044M 04/04 0&CS 04/08 24892162A2XH43HMF 24692i62A2XN3WVIL 24688082EOVYKHKEH 24692\62E2XIMPHZG 24692W2E2XWL2YGA 24692162E2YCG0763 24692162K2XSJ3345 24269752N566JTAMS 24692182R2XRY4XSZ 24692162V2XMSWRM3 24492152ZJHT272GQ 2469218302XKR6JIV USA'ARAMARK VENDING FREMONT CA USA'ARAMARK VENDING FREMONT CA GREWALZ LIQUOR 8 GROCERIE SUNNYVALE CA llSA'ARAMARK VENDING FREMONT CA SQ'VERDE Fremont CA US/VARAMARK VENDING FREMONT CA USA'ARAMARK VENDING FRElvlONT CA ALPHA MEDICAL 4'15 6635564 CA USA'ARAMARK VENDING FRElvIONT CA APL'TUNES.CDM/BILL 868-712-7753 CA DOORDASH'THAI SPOONS 6506819470 CA USA'ARAMARK VENDING FREMONT CA I 35 I 35 76 41 I 35 7 50 I 35 1.35 109 95 1.35 1199 35 73 2 70 TOTAL PURCHASES. BALANCE TRANSFERS 6 OTHER CHARGES FOR THIS PERIOD 1252.38 NOTICE I SF 5 REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Contmued~ 4784 $9 519 49 $549 00 05/08/2019 Detach and mail with check payable to Wells Fargo. For faster pracsssing. include your accounlnumber on yow check. Account Number New Balance M wmum Paymenl (Indudes Psst Due Amount of $261.00) Paymenl Due Date Ailiou I Enclosed CHRISTINE K P HAM C/Q AMERICAN DEBT LAW 2312 PARK AVE I/ 601 TUSTIN CA 92782.2702 WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 90051.5493 YKG 4 Ch ck hero and ssn averse lor address snd/oi phone number co/reckon IMPORTANT INFORMATION ABOUT YOUR ACCOUNT 010(bglh'qh 1 m dy 0«y hd kl f 7 dy 4 m mm 1 I 8 « ~d» «P nk .PD. 8 577D M lalon(145iyi~r»th y I 4 mdmd 1 8 0 bN m I ' mmmtr W «1 vkkm 'mbd 9 (f 9 ~ Ik nal dlh E Ommvy I 1 am tq«lfy m W«PI d 0 I «aa( c dcodA I vy lm mmm»d 1 qml«gm My p I hd 0 kmm ky I »4 am(do 8 mm* ad lyv mf I lot f h I 4 I 9 hom".& 1 I 4 mm ob Ivu ~ P .I m I Mo dd 0 I tl t ky h n mk 141 a«y I qmd my I mv ~ I Mk *«N dq dl 9 N p «I I L I ~y m«n ti 4 8 0 7 «'&el.app I»mant( I 9 0 Not 1 I k aho '0 dkk C ci I I h Im(Kaub~h hmb«A 1 «m vu g . 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Atml m m& m'cmmkkm .IAM« ~«mn m~ kmrd 40 ekk h mm(okuym mm I 410(lmddl 4 p m I c,t cd dmkrm 0& m M»d dammom ~mom . mkl »*n Mmgmhuma a q &lmt d 15 m*ICI . 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Bstance Transfers It Other Charges 1 Fees Charged ~ lnterest Chargsd = New Balanm Total C iidlt Liinil ;519 49 $0 00 $000 $0.00 $ 1S.15 M7.00 $18S.94 $9 763 50 $10.000 24.Hour Cv I mar Serwce. TTY Ior Hea mg/Speech I p ed Outside ths U3 Call Cosscl. Wells Fatgo 0 ilmeo. 1-800-642.4720 I-SOO-419-2265 1-925 825 7600 wesslsrgo corn Total Available thedil Send General Inquiries Toi PO Box 10347, Dm Mnnm I/L 501306-0347 $236 Payment information New Balance Minimum Payment (Includes Past Due Amount of Paymanl Due Date Late Payment WamMgi 0 we Minimum Payment Watning: b lance For example. sg7835a Sard Paymenls To; PO Box 51193, Loa Angeles CA, 90051-5493 $549 00) OMN/2019 do not rear in ycu Minimum paymenl by 0008/2019, you may have to pay elate Iee up lo $37 If you matte only Ihe mmimuci payme I oaeh pened. you will pay mom In inle esl and it wig taKe you toilgei to psy off your g you make no additional che ges using Ihrs card and each onlh yoti pay ... Only the minimum payme I $375 You will p y off the New Balance shown o Oiis statemenl in abo t ... 24 years 3 years And you will end up paying an estimated total of ... $25,287 $ 13,497 (0 *.0 f311,790i 0 you would like inlormalion about credit couose ing sarvwm, eler to www usdoi gov/uel/eo/bapcp / cde/cc approved htm or call 05-210S. Go Far Rewards Summary Rewards balance as oi 04/30/2010 is 0 The iewa/ds balance is for Rewards ID 60004642078. Th s balance may be inclusive of other contributing rewards accounts. For up-to-date rewards balanoe information, or more ways to earn and redeem your rewards, visit GoFarRewards wf.corn or oaii 1-877-517.1358. Transactions Trans Posf Re/emnce Nua bar Oescnptiorr Credits C/izrges Purchases, Balance Transfers S other Charges APL'TUNESCOM/BILL 866.712.7753 CA Amazon Pnme Amzn corn/bil WA 24692163O2XNBNXSJ 24692103K2XPIvl¹MgB 04/10 04/18 04r25 04/JS TOTAL PURCHASES, BALANCE TRANSFERS 0 OTHER CHARGES FOR THIS PERIOD 3 gg 14.16 S1$.15 Fees Charged 05/30 05/00 LATE FEE 37,00 TOTAL FEES CHARGED FOR THIS PERIOD $37.00 i or NOTICE SEE REVERSE SIDE FOR IMPORTANTINFORMATION ASCOTYOUR ACCOUNT ( Continued~ 4784 $9 763.50 $8/3.00 00/08/2019 Detach ana mall with check payable lo Wells Fargo. For faster processing, includ you account number oa your check Account Number Naw Balance Mnim m Paymeat (Includes Peal Dua Amm m ol $549 00) Paymenl Due Dale Amount Enclosed CHRISTINE K PHAM C/O AMERICAN DEBT LAW 2312 PARK AVE ¹ 601 TugTIN CA 92782-2702 WELLS FARGO CARD SERVICES YKG PO BOX 51193 LOS ANGELES CA 9005'I-5493 check here a 0 see reverse for address and/or phon mber correction IMPORTANT tNFORMATION ABOUT TOUR ACCOUNT «he wm I 1&44 cut ohtofewne& Ik»tl.l I do apso .~ steels Hyo ~ 0 de E ddgy Id«h « I Ey W 4« .41 d «E 4 it y hm b Iud tl I y y egdt r IW«l Wp gl ly«wl almudl yd p tdy ae&d p & Id Pgdk IVHI I gl. b tl4kf c«d*c dn w uy I .eep blhw 0 4 0 4 y fg«wlww &e!yo 0 &ised '»& d~y I whd g &I tl « tl phw 4 '» &OOenyO H»et.rllakrm»S»e«OWW»4 en ale»hie»1 IC IO& tOnalm Clk«. dha& I eluuCFW twf «I I w bo ty»l» » I pe & V h th yh&l a kll « «yd khw &hi I p tdhy * di*f u 4 I) I I 14t auwr ~ . e dwp ld vuh id lyl fl p t. d, pw by 7»d W.f d( »Ps, lm Wd d Smaly m 4'(l«cldc Ivl y p .d I k pw~y ~e* 4 4 4 b y d 4 w . 4 fw w I y «« loo Pl I Ad« I fr h«0& sne uy I oyy«« l»fvg tl I 0 I nl d y ~l dy 4 Pog 101 l,gelw* 4141011M»I I So&oct»l,g,»4 I g ya I 114 41 H w&l I V ol te ~ hw 'lw'd yll ( kdg p I YF e lo w 0 dlhwtw 440 .d f II 04&do home 1 I &w» tde C 0 0«5 Vkeh hlbt la&4 d h fa t aid» t 4& H I 4, Mpy nl te 0 p h,*Y pw mu 0 ei tlelrltsh y sb I lo d Hhlwhoaehdwt 0 tot&hoor»4 & el p I» gy pwy „„ I 4«bil d 4 I uhIWMlbep I g p I« I &w dbd I h dt mitt dl th te« I&ed(a'Iueal4«O Itehlyaffenam«en dlene ta&atl «0 I un'eeoc II & & ' tl Cd41 lh«m I 4 WM Ih I d, y INFORA((AC(ON IMPORTANTE SOBRE SLI CUENTA eekfe&k\e 4 elel»y~c doers e rrladowrw uo 4 sus dd( p Me&» ~h n w w 0 0 ay II slwmnoa E»»ra tel 'no!bee&id 40 Et&mdfoo tsw fkyslsrww le&»~&Ho dwn dlf«yl ' I I»ton a En S «I hd W« .p 4 d«d 4 min S~ utd hbd d td 4 mw 4 In go mg y rp Smmhm di Id d I C 1 tdr: O»W 4 Idmdu kkd I I » u I I «~W~ oar~deb»(O E Sg ehu«mmaoang&VIOSH,(kraiO HS»tbwhaoOI .Eh&ra&Vu«mf 0™W»ei«r hwuidwa C' k I 5 5 ld 0 Vwo& ~ndfod P ~t IW &4 * I ys 4 «M d I El&ha 4 nww todese 4&Met&assist 0 rurosi t entede e tee isdodenuh&s. Cd 1 b PW I I b C f . I t«l d V Iw Wd lou» 4 ~7&* 4 0»last&&mlle&SAM«dad I I r ' ~ » b 4 P bd tc aofows ne .shwe e awwaoe 4 tetwi go&task»e dea ere re»km»a tld nlnstsgg-10-1 fel/wly Waif 0 0 t,tth rut wl » w(M* lwdh»hol wo Iuh\74U41 O g ofAdd iF w-Kyo ddressh &hanged,nowde»wcmplel e sddessbelowgesrelo helbn one d I op d I lh «dope prmhwd piss»use tin seuwn only fw aud esr cl anges If youl am nvr nuesl ons IHes»can Ihc toll flee&»omw I«»e nvmbe on the I ol I of thpst lwne t Fat I rod cambiad 0 «004-sisud eccknhacsfsbwdopopodonet nuwa&accwncompletsabrmnse&M d d I d Id d I p yldp'wlek» elsob\eanesopwfsvwuseestswcnonsolamenleps«m4osdeduecuon 5 1 cpregualaspo I m 0 est nimewdeservidoslcgenteslfenledee\I e\twkde I. ACCOUNT F IREE NAME ACCOUNT LAST NAME NEW STREET AOORESS PO BOX( APT e CITY STAIEECES HOME PHONE WOIIK PHQNF. WELLS FARGO VISA Account NumberStatemenl Sitting P riod Page 2 of 2 Ending in 4784 04H3J2019 to 0sf 14/2018 Transactions IContinued...) Trans Post Reference Ieumber Description Crarfffs Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 188 94 0.00 $ 180.84 2D19 Totals Year-to-Date TOTAL FEES CHARGED IN 2019 TOTAL INTEREST CHARGED IN 2019 See.oo $8t!9 95 Interest Charge Caicuiation Your Annual Percentage Rate IAPR) n the annual intvresl rale on your account Type of Bat nce Annual Percentage Rate (AFRI Balance Subject lo Interest Rate Days in Billing Cycle Interest Charge PURCHASES CASH ADVANCES 22 alyr stable 26 24%, variable $9 622 07 $000 32 32 $ 18S 94 $000 WELLS FARGO VlSA Acco I NumberSlatenrenl Biging Petiod Page I of 2 Balance Summary Previous Safwwe - Paymenls - Other Credits ~ Cash Advs ces 4 Purchases. Balance Trwwfers 8 Oner Cha ges ~ FeesCharged 4 Interest Charged = Nsw Balance $9,763 58 $000 30.00 $0 00 60 00 $37.00 $ 1S1.34 39 901 02 Endrng tn 4794 06II 6I2819 to 06I 13I2019 24-Hour Customer Service. TI'Y fm Hearurg/Speech impaired Outside Ihs US Call cogent Wells Fargo Ontnsa; 1xt00-842.4720 I 600 419.2255 1-925 825 7030 we5sisrgo corn Se d General inqur les Tor PO Sox 10347, Des Mdnes IA. 50308-0347 Total Credrl Lrmil $ 10.000 Total Aueriahlo Credrt $9,981 92 $1,192 00 Payment Information New Balance Se d Psymen(s Tmpo Box st 193, Los Angeles CA, 90051 5493Mimmum Payment {lacwdos Past Due Amount of $873 00) Psymont Due Date 07/00I2019 Late payment Warnurg: If we do mx receive your Minimum payment by 07xtsl2010, you may have to pay s isla lee vp lo $37. Mrnimum Payment Warning: 8 you make only the minvnum paymenl each penod ycu w'E psy mora In interest e d it will taKe you longer to pey os your balance. For exam 4' you m lre no additronal charges «smg this card aud each month you pay ... Only Ihe mrn mum payment $383 You will pay ofl lhe New Balance shown on this statement in aboul ... 23 I'4sm 3 7earl And you will end up paying an eslrmsled total ol ... $25.319 $13,799 rSI I 520I lf you woul lrke inlormatwn a out asd I covnse ing servrces, refer to www usdojaovruslreorbapcpaiccdelcc approved him Ir sall 1-977.285atcs Important Information -"'REVISED AGREEMENT FOR ONLINE ACCESS'"" WE'E UPDATING OUR ONLINE ACCESS AGREEMENT EFFECTIVE SEPTEMBER 30, 2019. TO SEE WHAT IS CHANGING. PLEASE VISIT WEILSFARGO.OOMIONLINEUPDATES. Transactions Trans Po t ReAr mo Rumba Fees Charged 05os 06I08 Descripfro LATE FEE Credits Cnaxpss TOTAL FEES CHARGED FOR THIS PERIOD Intarast Charged INTEflES7 CHARGE ON PURCHASES INTEREST CHARCE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 637.00 181,34 0 00 $1SL34 20{9 Totals Yaar-to-Data TOTAL FEES CHARGED IN 2019 TOTAL INTEREST CHARGED IN 2019 $ 101 00 $1,051 09 NDTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT : ",I rive Corllthtr4d~ 4784 $9,981 92 $ 1,192 00 orrcSI2010 Delach mtd mail with cheek payable to Wells Fargo. For lasts processing, mcluds your sccrmnl number on yern check Account Number New Bslanos Minimum Paymeru {mdudas Past Duo Amount of $873 007 Psymenl Due Cate Amount Enclosed CHRISTINE K PNAM cro AMERlcAN DEBT LAw 2312 PARK AVE S 601 TUSTIN CA92782-2702 WELLS FARGO CARO SERVICES PO BOX 51193 LOS ANGELES CA 9005 1-5493 YKG 4 Check here snd see reverse 1st address andro pho e number cormclion UIIPORTANT INFORMATION AROUT YOUR ACCOUNT y kt I Ia'»dt, rd d»tW~ Y ~ D MWI Wibc ~vary I 1 it» E« .(ye 0 W,P4 d O tl y 4 hWI Py Vatw ty teletu 4 I 4!(heah My WI I I h tt tub d ndyww Ib «d PW tl Itduttdk 5y M&I f C W(Ourn»bi lfy I PWIWWIIWW»rydo«« «W I I n 4 nw d ably( I Ivd «Mfa&(0 « I PWA Il (.yo 4 1 rwwc w d 4 www ' I d p I ly I d I» p tt sttt le»PM« ~ yt d ul I«»y 'b»J&«pdy I wwwff hk» h dw d I 5 0 «p I h ln& d «dy«A w I 4 0 uw tyo r v L,lt& ch «dcgadl f Ixato*ofn I Iklla 1«I! 14517 De(MOW IAtoltlll» 7 ddtt( I & I» I I( Itt ' M(ba«l 0 i(lab«lf» yd P hrlvd«tmd I lnuu th y bd d» It,d taythdLY»l d I d h d~«trit ft n« P y W K~~PW «7 ~~ft WW~ l(~ & WWW I td W (W d I ill~«P ~~ I h~ I»« ltaw I'w 4 ~ I ttw«d«dA»««krak( bdvk44»omv 14»ew 'bawdy Mt I ow( 4 wpw»awd Iks«p,wiwnwdau de Maw 'Ft ch tu w'«~ d I pw Mp da Il I Id ( y I I I .I I I wt»f I y p 4 pu~ d t In w I yt I tb I d f~ t,l dwwa hd f yw» 0» dw ph' ty» I yo (I IW&% yo Wi 41 4 Ay u I Fitl t m»a«at ne gy wwwwyy ' fdl tlh I h &e I d y ~yo wy purl 10311,D M,IASNoldHI 5 hpw I IIW d h ~ p I tldtl «0 W Ct I V II*I lv dvd »14' d'lyt»l 0*k» g w I «I' « t«g d gtl kl mpl «I 4y Gdt(idA Ag c 0 ( I I lo«mire \ . 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F«bnodec I' Di c 4 -di dhw s»ctMntdknwnwcbwt ue ad aced nfd I dttthnscgw do«h(a at&«&odd Iodelcvpl ywp'»oenel tot ~po tave «wet tel «wife(»uc 1 «d d ac&ron g I w»M natu«fa 0. td ewdese al(k 1 Ilfcnkd u esttdodco ACCOUNT FIRST NAME ACCOUNT IASI NAME NEW STREET AUURFSS PO BOK/ Al'5 ~ C I IV. STARTZtP HOME PHONE WORK PHONE WELLS FARGO VISA Account NumberSlstemenl Sill ng Period Png8 2 oi 2 Ending In 4784 ntn6fts I 8 to oal13I2019 interest Charge Calculation Your Annual Percentage Rate IAPRi 8 the annuolmlerest rats on ye account Type ol Balanc AnnualPercentage Rate (APRI Balance Sublecl to interest Rate Daysin Sillrng Cycilr Interest Cha ge puncHAsgs CASH ADVANCES 22 atua vanable 28.24'/. venable $9 850.84 $ 181.34 $0 00 WELLS FARGO VISA AccounlN mb r Slalemenl Billsig Pe r d Page I ot 2 Endin9 in 4784 M/14/20 nl to 07/14/2013 Balance Summary Previc s Balance - Paymenls - Other Credits + Cash Advaiices ~ purchaser., Balarwe Transfers 6 Other Charges Fees Charged + Interest Charged New Balance $9,981.92 $0 00 $000 $0.00 $000 $37.00 $ 1S1.63 310,210 85 24.Hou Cuslomsr Servtce TTYfor Heanng/Speechlmpaued Outside Ihe US Call Collect. Wells Fargo Onlinse 1.800-642-4720 I 800 419 2265 1.925.625 7600 wells fargo corn Send General Inquiries To PO Box 10347 Des Moines IA, 503060347 Total Crerht Loni Payment Information New Balance Minimum Payilienl (Includos Past Due Amount of Overiimil Amount Total Amount Due Paymeril Due Date Late Payinent INaming. If we Miiii\uuiti Paymenl Warning: balaace. For exam lt, $ 10 000 Total Available Crad I $1.192 00) $ 10,210.55 $1.523.00 $210 55 $1.733.55 08/38/2019 Send Payments To. PO Box 51193. Los Angeles CA, 90051 5493 do not receive your hlesmum payment by csm0/2019, yov may h ve to pay a late fee up lo $37. lf you make only Ihe minimum payment each pe rod, you will pay more in interest and it v ill take you longm lo pay oE yo r E you make no addibonal charges us ng fhrs ca d and each monlh you pay ., Only the mv imum pay enl $392 You will pay off fhe New Balance shown an this statement in shout ... 23 years 3 years And you writ end Irp paying en estimated lolal ot ... $25,371 $14,115 18ii v tr f4 81 I 25ttt lf you ivoukl like mformatmn abo I wed I oovrise ing services, refer to ~usdojgov/usf/eo/nape ps cede/cc approved him or call 1-277-'2$601011, Transactions Trans Posf Relerence IV ml sr Descr/pf/orr Creuris CII4rgos Fees Charged 07418 07/05 LATE FEE TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTE RE67 CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $37.00 191 63 0 00 $191.83 2019 Totats Year-to-Date TOTAL FEES CHARGED IN 2018 TO I'AL IN TE R E S T C H AR GEO IN 201 9 $13500 $ 1.242 92 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT i ':ii" Detach and mail w ui check payable to wells Fargo. For taster p ocessi 9, ir dude your acco nl number on your check Accottid Number New Balance Minimum Pay meal /Includes Past Due Amount of $ 1 Overlimil Amount Tol I Anioii it Dua Payment Dus Dale Conxn ed~ 47S4 $ 10,210 55 $1,523.00 192 00) $210 55 $1,733.55 0608/20 I9 Amoun! Enclosed CHRISTINE K PHAM C/0 AMERICAN DEBT LAW 2312 PARK AVE 4 601 TUSTIN CA 92782-2702 WELLS FARGO CARD 5ERVICES PO BOX 31193 LOS ANGELES CA 90051 5493 YKG 4 Check here end see teveiss iot address and/or phone number cor ectk I M PORTA N T (NFOR N(AT(O(( ABOUT YOUR ACCOUNT ,»*lit d e 6 Hofde wtb Id g Jl p yopnoh ~ D a Ml ( dwym bl h . 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Is I I f0 1/101 1 ::1017W ~ y g o hk f1 Ml gl, ele Hl rode!a d I «~ ok& I»Hot oanaeotndmm&F*lm-gyouratdel I h gdp«l v r&ompfete waddes&bclkwgesmetochmtb 0 0 M I d I 0»ewelape plovulcdpte seat tl a»lyf I tdesschaig sgyoeul™lawanyntnsbonlpl «6th IHH « I e H umlietong»lmnlotlhuslalem I F I I 0 c bl deDlec&w -sl I « I b dnp»pac»nes uevaAscc»n&ompleleabeto,nsegv sed «M H w Hd d 1~0 ywldnlhenm sobreanewpo favo v r »6 N e lepaacamnmuded ecclon stu»mcgvdmp 1 0 I des alclcale»lcntedeelteesladodecue la. ACCOUNT FIRST NAMt ACCOUNT I ACT NAMF. Nful STRMT ADDRESS PO BOX/ APT O C(TT, STATFJZ(P Homt PHONt WORK PHONE WELLS FARGO VlSA Account NumberSlelemrnl e II' Period Psge2of2 Endmg in 4224 cal14I2019 toeyr14r2019 interest Charge Calculation Your Annual Pcrcertlage Rate tApRt is Ihe arrival interest rats on your account Type ol Balance Annual Percentage Rale iAPRi B I noe Subject to interest Rate D ysin Billing Cycle Interest Charge puRDHAsEB CASH ADVANCES 22.40% variable 2$.24S variable $10.074,34 $0,00 31 31 $ 191 93 YVELLS FARGO VISA Account NumlrerSlstvme t S grng Periorl Page I of 2 Ending rn 4794 OTN6f2019 to OSH4I2019 Balance Summary Previous Balance - Paymenls - Olhw crud ls Cash Advsiices + Purchases Balance Transfers 8 Other Charges + F as Ghs ged + Imeresl Charged = New Balance $10 210.55 $000 $0 00 $0.00 $0 00 tsoc $9.00 $10,210 55 24-Hour Customer Service STY lor HearingrSpsech fmpstred. Outs de Iha US Call Cogacl'age Fargo Onlines. 1-800.842-4720 1 geo 419 zz60 1-925-825-7600 welvlargo,corn Send General Inquiries To: PO Bos 10347. Des Moines IA, 5030041347 Total Credit Limit $10,000 Total Available Credit $0 Payment information Nsw Balance 61021065 Send Psymenls To: PO Bos 51103 Los Angeles CA, 110051.5403Mmlmum Payment itncludev Past Due Am unlol$ 1 52300) Overt rni I Amount 3210 55 Tolal Amsunt Dus $1,806 55 Paymenl Due Date 09/06GOI 9 Late peymenl warning i H we do nol receive your Minimum paymenl by 09ms/2019, you may have lo pay a late lee up lo $37 Minimum Payment Warning; If you makr o ly tho m nmium paymmit each psricd, you vng psy more ui interest and it wig take you longer to pay olf your balance. Foi cram le gyoumak no ddtionetehargesusing this card end each month you pay ... Only Ihs minimum paymsnl 9284 You wie pey oft the New Sale nce shown on this statement m shout ... 19 years 3 yaei1 And you wrg end up paying an estimated total ot ... $10,211 310 211 (SI ev*I$07 6 yoli would Irke informal o ab I wedit co nse ng services. refer lo www usdoi govluslrealhapcparccdelcc apptoved hfm oi cal tdfyy-336-2103 Transactions Trsris Post Fees Charged Reference Humour Dascdpton Ciedfm Ch rgfi¹ TOTAL FEES CHARGED FOR THIS PERIOD interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON GASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD $0.90 0 00 000 30.00 2079 Totals Year-to-Date TOTAL FEES CHARGED IN 20\9 TOTAL INTEREST CHARGED IN 2019 $138.00 $ 1 942 92 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Continued~ 478d $10610.55 $ 1,626 00 $210 55 5'r,036 55 oor00/2019 Detach and msg with check payable to Wells Fargo. For Nstsr p ocessing, include your accouat number on yma shack Accauni Number New Balance khrrmum Psy ent i includes Past Due Amouiu of $ 1 523 ool Overlimit Amount Total Amount Due r aymeut Due Gsie Aniccflf Enclosed CHRISTINE K PHAM Cro AMERICAN DEBT LAw 2312 PARK AVE ¹ 601 TUSTIN CA 92782.2702 FIELLs FARGo cARD sERvlCES PO BOX 51193 LOS ANGELES GA9005i 5493 YKG Check hws snd see reverse for address andior phone nvmber mrreclmn IMPORTANT INFORMATION /I ROUT YOUR ACCOUNT * I» h I wu Its/Wmof&te le&sum«It Iwmtl wl » I,VII 0 w fht«dwvt I ft I 4 ffy I 1 &ower d 0 tt h Y wplh pw Io 1 emvw bu f«o To lestwowne 1 10 IV &tenn I e I I»lh 13)a dw 4 1 ~ I I y ut hwd d kcwfudck Cen&C /A cflel lay I, p bl mlh 0 1 ymww« I 0 I w th*uedl ud.awyw ~ I«d g df I «lll»p hf Ihm wonertyo 11 wear.arrl &fnre\w&owedumwdlef&04n lak rk pym uls wwuwh gpv e I' pn " Iw«wv I wp I I«w I Ih fw . Ilwlerr worlde tl I I w cg ay. 4 Ih '1 d ct b 'ta I N,.Ae mr «br« . 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U/01/law ..101/V/ I' 0*0&WNA/11 gh( d md I d «Im Ww &NA 1143!01 ch ngeofAdde* Fom-dyuuraddremhsf«hs g d,pro de!urn&0 pferenceadd &&11 In 0 to h kf» deofcoupo a denclommtlwenvefoped&pt mwethusecto onfyforsddessds gest/youl~awuwuuesvo spkasecsffttetmf/ree«vstom se ce ~ 40 0 th f toith 1 1 io mularrod c mblodepfrecc&4n-5 sud ecusnhacamtwdapropwcwnts 1 s d ecuo ri I b I Auma 0 wl sieved oafdom d fnwsnyadl ntefo eitobe e aporfmwuee laww'&sofa ante& swwosded ecusn 41 aepep w«w (au ffamedndfwodeks 1«4 Icf I ff 1 d t e larfode«uenrs A«COUNI if/ISI NAME ACCOUNT &AST NAMF Nf:W STRE T nooncss PO BOX/ np54 CITY SIAIF/ZIP HOME PHONE V/ORX PHONE WELLS FARGO VISA Ac*su I Number Stalemenf Br/I g P riod P3ge 2 of 2 Ending in 4r04 07/ts/20 I 3 lo 00/I4/20 IS J PURCHASES type of Balance Annual Per Rate ln centage PRl 22.tsts venable interest Charge Calculation Ymn Annual Percenfage Rale lAPRi is the annual inle/ssl rate on your accounc $000 3I Balance Subiecl lo aye rn interest Rate Cy le interest Charge CASH ADVANCES 25.90%venable 60.00 3 I WELLS FARGO VISA Acciliirit Nilrlib iStatement Billing Psnod Page lof2 Ending In 4784 08/15/2019 to 08/13/2019 Balance Summary P/avrous Balance - Paymssw - Other Cred W ~ Cash Advw s ~ purchm», Balance Trsnstsrs a Other Charges Fees Charged + Inlerest Charged = Ne 6alance $ 10,210 55 $000 $000 $000 $0.00 $0.80 $0.00 $10,210 55 24. Hoiir Custoiiim Swvke. TTY fm Hea mg/Speech Imps ed. Omside ths US Call Collect. Wolfe Fargo Onlinwd: 14100.642-4720 1-800-419 2265 1.925-825-7600 woilx/argo.corn Send General lnquines To: PO Box 10347, Oss Moines IA, 50308KO47 Total CreCit Umit $10000 Total Avaxameciacil So Payment information Now Balance Minimum Paymenl (Includes Peal Dus Amount of Ov4 I lha Arrioi/fit Tola I Amovnl Due Payment Dus Dale Late Paymenf Warning: If ive MtnimumPaymsnl Warning: bafwwe For exam le, $1.626.00) 810.210 55 $1 729 00 $210 55 $1,939 55 I 0/05/201 9 Send Payments Tot PO Box 51193. Los Angeles CA, 90051 8493 do nol receive yoiu Miriimum Psymeiil by 1045/2019, you may havo lo pay 4 Mfs fmi vp lo $37 lf you make only the mmrmum paymmil each period, you ml pay mors m interest and 8 viill telic you longer lo pay oN you H you make no additional charges vsing this ca d and each month you psy ... Only Ihe mmm um payment You will pay otl Ihe New Balance shown on Ibis statemenl In about ... 19 years 3 yixlis And you will end up paymg an eshmated total ot ... $ 10,211 $10,211 (X Ss cl $0) 8 you woo dirae eitormason a oui crecilcounse ng services. refer towwwusdoigov/usl/eo/bapcpa/cede/cc approvedhtniorcall I 0 77-256 2108. Important Information NOTICE: This is a noses shout Ihe farms ol yo r occounl and is hsing provided to you for inliumational purposes only Our reco ds indcale Ihal your accounts in default lor iailura to make payments duo Unless the nasl due amount shown on this month'1 biging slelemenl is race ad by the end ol Ihs present calendar month immsmale payment in Ita of ymu account may be reqwred (thw is ako called 'ac»terat'mn") lf your scar»sf H accelwated, please notii Inst paymani ki full of your accoum may twcome due helms ths next monthly payment due dale that is shown ori pw billing stalema I that accompames Ihw Nolne. Transactions trans Posf Fees Charged Reference Number Descr/plion Credits Charges TOTAI. FEES CHARGED FOR THIS PERIOD $0.80 NOTICE; SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT '.i ii Co/ilinuad~ 4784 $ 10,210.55 $1,729.$1 $210.55 $ 1,939 55 1008/201 9 Delach a 4 mail with check payabfe lo wells Fargo. Fm faster p/ocessing fr+luce your account number on yow clwck Account Number Nevi Balance Mi imum Pay/neiit (Includes Pml Due Amount ol 3\,826 00) Ova/Iirml /vriounl Total Amount Due Paymenl Due Dale CHRISTINE K PHAM C/0 AMERICAN DEBT LAW 2312 PARK AVE ¹ 501 TUS TIN CA 92782-2702 Amounl Enclosed::,, $ Ey WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 9005t 5493 check here and saa reverse for adrkess ancbr phmie nrsnb«correc9on. IMPORTANT INFORIEATION ABOUT YOUR ACCOUNT 6 ging Rights sunlmazp If yell believe you bra ww c 9)an 'Error'. ordyou need mo e lo ~ ti b~ I sacdon osyo r Na,write lo sana separate sheet ol paper ae soon as possible al po Box 522, Doa lvloi .*, IA 50306 0522. wo must hear from you nc later Ihsn 60 days alter we se I yc the fust bg onwhlchlheEno eppes d Yo may nclfy s srrgolhermeansn ct dng wiling usallhenvmberllstedsnttlefroltloflhastmement),buldorngsowisnol pmmnm your nghls. In your leger isxnfdsen Notice"), provide Ihe fur~ lo medonr Yournamaa demo tn mhor The dollar smounlof Ihe a peel d Error . DescriplronofgleElrstandwhyyoubeteuethemissaEuor Ityouneedmorei for ato,pie a d b rhekemyo arenolsureabo I Ycudo olhaveto pay ny ilegedEnoramounlwhleweareimeslgat 9.b lyo sresmlobligaled topsy thepadsofyourhhhlalarenotparlofthessegsd Error amount, Irtlhile we in eslsale. we cannel report you as deknquent o take any actron to colic ct ilia assped Error *mou I If you have aulhonzed us to pay yn creditcsrdbtaaulcmalicssyfromyoursavxxlsarcheckingaccounl,youcanstopthepay s lo s ys 0 ntyo belw ohaaError Tostnpthepsymenl, your wratsn slotxw mml madr us three )3) busrness days bsto cthe s lcmalie psymsnl ia scheduled lo occur. spoc elRuln k oedrl card purchases 9 you hs e a p ob!em w th rhe rluakty of goods sr selwces you purchased with s credd sard and you have Ined in good tsith lo correct the problem wxh the me\chant. you may not have to psy ihe remaining amount dus an rhe goods or seniices You have th s proleclmn omy vrhen thepurchasepncewasmorelhan350andthepurrhasewasmsdeinyou hw eslaleo Ihi 100mlesofycwmailngsddressendye hs enmpadlhe balance of the d spmed utarge, If we ow o ope ate Ihe merchant, or I we ma led you the sdvemseme t for the propeny or servlcus all plachases are co a\ed regardiessofa ou torlocatbnofpurchase cndll form liow NQTIGE wemayfwnshrnformsaonsboulyo sccounlloconsumerrepodingage cies Youhavolhe ghitodspul Ih ~ wof micrmalion thalwe have r ported by wriling lo us at po, flox 14517, Dcs M . IA 50306 3511 and deserts ng the spedgo Information mal s inaccurate or in d sp Ie andlhe bass fora y map I ilk s ppnfsng docuntenlakon. I Ihe case of nfo lion that you bet eve relates lo arl klenl ly theft you w 9 need le prolrlde vs hh enidensly theo report. paytllsrns. Oonlorn I 9 paymonts'*m paynwnts matted uwng the enuosed psy t p I th p y todd a*spa Ned on dw slolomenlor generally. made via Ihe "Transters" lab or 'Make a pay em" I h on the cred I card Account Activity lab of wells Fargo onnne ik king al 'htlp rhmrwwelhlsrgo corn co fo gp y nl race'sdl smailbyaogpm.t abeuedted soflhedateotrecelpl confcmlrngpaymenlsrecevedalter5flgpm wigbeuedlledas of Ihe next dsy cul olr I mes for conform ng payments maes vta sw websile vnll be clsriosed at the lime of Ine lmnsecuon. "Nonconfomnng pay meets sre psymenlsmadebl anyothcrmeansandmaynolreceiveusditfo uptofwsdaysafuulhedataof accept No Co fo gp y I I dob t otl il d to.pey musbycemfedmail,FedExorUPS,o o Nopeamw **Mill gibly Notice Abou! Ereumnm Chock Comamfsn vixen you provwe s check ss paymenl you auth onze us eiln« to um nfcrmstion from yow check lo make a one lime eleurontcNndtrsnsterfromyouraccou lorlapromssihepaymenlesechsuriansaclionWhe weusemfonnalo ro you chsckto akesneleclro w fund lmnsier funds may bemlhdravm fram your acuwm as sou sih e day e reeeim ye r payment, and you w 9 not ceca ve yo r check baur from your ~nancml rwl I I on pay enl n Full fort ess Than Account Balance Request If you mlend fo pay your account in full w Ih an smoum lese than Ihs total owed an your account, you mvsl send your request lous t. po. Box 10311 oes Mo nah IA503060311, sect poy s ts a 1st I g yo Iua debk Ho wecatculs\eyoursalance. Iwe sea method called "av sgedailybelence)mdudlngnew transactions)'ormoremfo\mslu regarding thiscslculsden, please ntfcr lo ye r Cmdn Ce d Acu unlAgreernenl or cab our loll f ee cuslomor service u ber located on Ihs front of this state enl Ho to A old paying Interest on purchases, Ycu paynw t ov D le I* t lessl 25 days aller the close of each bang per ul. we 5 lolchsfgeye nleresl on pl chases I you pay yo rent re balance by Ihe d e dale each month Ima v la beg n chargrng nleresl on cs h ad nones and baklnce transfers on the trsnsschon dais. ssc mdAccounts Forsecuredaccovms yowuedlcad t nmby pledge ly sec mdcsnlcosstemlAeco nl ihw 5~ F gos k,NA, eslsbsshadinconneckonwith youl sppl callonlorthe ca 0 Young ee Ih 1 the pledge Includes and gives the aghl to Bank trr red m sos cl anew thd sw any pan or the h» amount of the Secured Card Cellars\st Accourn u pan any delauh under your Sccurcd c earl card agrcamsnl. cr ln Ihe event your Secured cremi card agreemcnl is lerm nated by Sank fur any resscm Thb pledge is g en as a secualy inle esl for any and ag amounts you owe, inctudrng nteresl. fees snd coslswhchmayaccrueunderyov sacs eduedlcedsuw t.yo g ih iifyo sec edc arnica&doom teu df w .thcbam nyapply d m 9 d card coitsiersinccc ni to psyon any osisnce on em creen card eumuni iru ere are std t nds remamng n me cosawrsi Account stier dcmg so. these funds ay fame n cn depos I fm up lo 60 days before bemg remitted lo you Cu tamer Service hlonitortng Calls may be rsco ded or mon to ed OIDP5596 - 11 - Imiolr2019 B2019 vieas Fargo Bank. N A. Ag nghts served. IHA 6492803 changeotdddmssFo - rfynrsddresshaschanged provmeyo rcomplelene sddessbelm Besumlocheckboxonreveseudeofcouponsnd enclose in Ihe erne tope provided. please use the section only for addmss changes. It you have any quesacns. please call Ihe loll I\ee c stomer senrme number o Ih kontoilhis stetemenl ACCOUNI I'IR 1 f NAarIE ACCOUNI IAST NAME NEW SIREIT ADDRESS PO 6OX/ nrre CtN. STATE/llP HOME PHONE WORK PHONE WELLS FARGO VISA Accoun! NumberSlalemenl Billing Penod Page 2 of 2 Ending rn 4784 08115I2019 to 09fl 3I20 f9 Transactions lContmued...l Trans Post Refb ence Number Deserfpffon Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR TafS FERIOD Credits Chargm 000 000 $ 0.00 2019 Totals Year-to-Date TOTAL FEES CHARGED IN 201 9 TOTAL INTEREST CHARGED IN 2010 3'138.00 $ 1 242 92 interest Charge Calculation Your Annual percentage Rate lApnl e the annual snares l rute on yout account Tyne of Balance Balance Subject to Days fh Interest Rate Cycle lnleresl Charge FCRGHABEs CASH ADVANCES 22 15N variable 2599/ varufble $000 $0.00 30 30 WELLS FARGO VISA Acrounl NumberStatement Siging P ' Page I ol 2 Ending in 47S4 08/14/2018 lo 10/14/20t9 Ba)ance Sommary Previous Balance - Payme Is - Giber Credits Cash Advs ces ~ Purchases, Balance Transf rs & Other Chaigr s Fees Charged Interest Charged - New Seance $ 10.210 55 S0.00 $000 $0.00 30 00 $0.00 30.00 $ 10,210 55 2&Hour Cuslomw Seivice TTY lot Hearmg/Speech Impaired. 0 teide Ihe US Call Collect. Ways Fargo Onknse 1-800 642 4720 1-800-419.2265 1-925-828.7600 wessfargo.corn Send G ne/at Inquiries To: PO Box 10347, Des Moines IA. 50306.m47 Total Credit 6 m I $ 10 000 Total Available Credit Payment Information New Bala ct Maiimum Paymenl (Includes Past oue Amount ol Overlirrxt Amounl Toml Amount Due Payment Due Dale La(e Paynlent Warning; II we Minim nt Paymenl Warningi balance For exam le: $1,72900) $ 10 210 55 $1.832 00 Sate 55 $2,042 55 I 'I/08/2019 Send Paym nts To: PO Box 51193, Los Angeles CA, 90051.5493 do not ace/vs your M nrmum Paym ill by 11/cf!/2019, you may have to psy s late lee up ki $37, lf you make only Ihe m nimum payment each penod, you will pay more in inta/est and it will take you longer lo pay off yow If you make no add/lional charges using Ihrs card and each month you pay ... Only the mmimum paymenl $284 Yo will pay oft the Hew Bsf nce shown os Ibis statemenl n a bout. 18 years 3 'friars And you will end up paying an estimated intel ot ... $ 10,21'I $10,21'I (4 /so/$0) 8 you would lbe nformakon about credit counse ing sw ces, rater to www.usdoi.go / sl/eo/bapcpa/cede/cc approved.htm or cag 05.I IITT 2115-21 Important Information NOTICE The is a notice about tha ts ms ot yow account a 4 is being provided lo you for in/ormalmnal purposes only Our records hdicate thai yern account is m delaui! for failure lo make paymenls duw I/niece the past due amount shown on Ibis month's bigmg statemenl is received by Iho and of Ihe present calendar month. immeeale paymenl in lug of your mcounl may bo required (this is also called 'accelerakon ). u ysw aocount is accelerated, please m la that payment In full ol your account may become dve befo/e the next monthly payment due date that is shown on the bising statement thai accompanies Ibis Notus Transactions Trans Post Fees Charged Re/ei ence Number Description Credfm Ch rges TOTAL FEES CHARGED FOR THIS PERIOD $ 0.00 i rr" NOTICE'EE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT 1 Conunued Detach and neil w Ih check payable to Wells Fargo. For faslet p ooessmg, include your account number on yom check. Account tuumb sr New Balance Minimum Payme I 6nciudes Past Due Amount Oversmit Amount Total Amount Due Payment Due Dere ~ 4784 $ 10,210,55 $1,832.00 ot $ 1,729 00) $210 55 $2,042 55 I I /08/201 9 Amount Enclosed CHRISTINE K PHAM C/OAMERICAN DEBTLAW 2312 PARK AVE 8 601 TUSTIN CA 92782 2702 WELLS FARGO CARD SERVICES PO BOX 51193 LOS ANGELES CA 90051-5493 YKG 4 Check here a d sse reverse lor address andke phone numbw correctmn. IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Bgbng Rrghts s msnp 0 you believe your wilts wrong (a '0 or'), I y ed more inrormanon *bout a lransschon enyo r bg. r telo «so s p le sheet ot paper as soo as pose bi m po 0 522, Des Moines IA 503060522 we must hear from you noisier Ihsn 60 days sitar we sent yea the lirslNR an tuchlhe Error appeared. You ni y obiy s usin9 other means (reducing caging vs el Iha number Istedon the lrnnl ol the slalement), but dmng sowia nol prwser eyom'ngNs In your retie (a 'stmqs Nol 'I, p o 'de Ihe iobow ng inlonnauon ~ Tom name and account n mber ~ The dobar arne nl of the suspected Error. Desonnlio oltheErorend hyyc believelhersisanErro. Ityou ced Mformal«m pleasedeswibelhe lemyo arenolsureaho I. Yo donolhavelopayanyagegedg«cra ountwmlevmereinveslSslng.butyouaresggoblqatedtopayfhopsrlsotyou bigthsla enotpvrtoftheaaeged Enor amount wale we rnveslgale. we ca«col report you excel q enl or lake sny actron lo cogecl Ihe aaegsd F or amoum. It you ha e sutho ced us lo pay your credd card biil awomatically from you savmgs or check mg accoum. You ca stop Ihe paymenl an any amount you beiieve s a Error to slop Ihe payment, your wrilten Notice must reach «1 lh ce (3) b uness csys helms Ihe automabc payntent is schsdul d to scour sparer Rule ror Dred l Cwd Purchases lf you nave a problem with the quality of goods or services you purchased wrlh a cred I card, and you have Ined m goorl lalhlocmrewtheprohlernwlhthsmsrrhanl.youmsynothawtopaythersmarnngsmov Idveo thegoocsms 'u .Yc hmnlhspml clio o ly hmr Ihe purchase price was mors Ihan 650 and Ihe purchase nw mad m yrr r berne state m withrrl 100 miles of yo r mail ng address and you have not paid the bala woflhadlspuled barge.gwno noropealettlemeniha t,oritwemaledyo Iheadwmsementmrmepropertyorserwces.ahpurchssesarecovered regs rdtess ol amount or Ncsgmi oi purcnase credit into \'. NOTICE Wb may furnsh ntomtalrc aho 1 yot» acco Hn * mer reporting agendas Youltave the nght todrsp lelhe accuracyof nfmmalmn thai we have rcported by bi g Io * al po Box 14511, Des Mores, IA 50300-3517 and descr Nrrg the spedfic rnfonnason thai is inaccmale or rn d p te and the basis rm any dispute with suppom g doc menial ca In Ihe case cf infe mabon that yen believe relates to an identity fhek. ycu wsl need to p ovide us wilh an dankly theft report I'eymenm. 'Oonformingrayms ts arepsy e i i d qu encsmedpsymemco ponioinepayme taddressspemsedo mesiaw enicr,generasy, ade a lh 1 austere" tabor "Make a paymenl Imk on the medit card Account Ammly lab of wells Fargo online Bankmg al "hnp lrwww wegsfargor' fomung payments rein md w'a m I by 5:00 p.rn wal be cled led as of the dale of ecoipl Confarming psymenls received ahm 5.00 p m. wg be medited as of the next day cul og ltmes for contormmg pay ants made via our websne w 0 be wsdosed at Iha time of Ihe I a saute . Non confomnng paymenls" are paymcntsmadebyanyolhermeansandmaynolrscervscedlto vplof dw 0 th 0 t elec pt Nmvconfomvdpaynlontsinclwre.b lamnolkmEed to paymenlsbyoertaed sI,F dE Dps,o e elopes addresseatlegibly. Nolkx About Electronm checlr conversmn when you piovide a choo as payment. you aulhorire us bshe to ute mlo mal on born you check lo makes one time eleclranrc fund transfer fro you account or to process the paymenl ass check I amml o trth se insxmslion from yo r check to make en elect onie fund lransfer funds maybe withd aw In y r aeon nl as soon as the same daywe receive ye r payment and you u n not receive your check back from your peymenl in Frrg Ax Less Than Awwunr Balance Hecvesl li you inland to psy your acwunl m full with an amount less than Ihe lolal o ed on your acmrunt, you muslsemlyo r equestlousal.po Box103H,Dos Mo es,fn50306C3tt.s hp y enls glnoldbchergeyo if adsbl. How we calculate You sale cs we use e ethod called sve\age awly balance (tndvding new Iransactions)" For mo e informationregarding the calculation, please r fer lo your credrl card Account Agreemenl u call our tob.f ee customer sar ce n mber located on lhe front of avs slalenwnl How loAvold paying I le eet 9 h a *. Yo paymenl Due Date is elleast 25days after Ihe close of each bang peaod IM.wg niche go you nlerest on pwchsses 4 yo pay yo r enbre balance by Ihs due dale each mo tth we wig begin cha ging interest on cash aavances and balance I ansfers on the lrawaclmn dele. securedncoounlrn Fo secuedac I*.yo «dk de*co ntrtssc redhyspledgeolyoursecuredcsrdcollaleslAccounluqhwegsFargogsrR,NA, estsbgshed n connecson with your appkcat'on for ihe card You sgme thai this pledge includes ana g ves the rrghl lo Bank to redeem. coderl and w Ihdraw any psdorlhel aamountoflhesecvrcdcardcogatwalAmmunluponanyuef ultunderyou sec edcredtcemsg ament.ormlheevenlyoursew eutxedil card agrccmonlrstenmnawdbygsnkforanyreason Tawpledge is!avon ass seen ly le astro a ya das a ov Isyouo e. dudng leresl,lessand costs which may acwue vnds you Scca odc de d u k Y agree Ihal I your secured crea I card account 1 closed for any reason, Ine bank may apply lu du I th s red cant cdlaleral Acco nt topsy og sny balance on the credit card account If there are sug funds remalnvtg n ihe ConalerslAccm nl sacr doing so. lhasa ( nds ayremam on depos! tor up lo60 days before berg rem gad to you CustomerServlceMonitorlng. Callsmaybe eco dad nt r d O1DP5506 - 11 - 06loll2019 O2010Wegs Fargo Bank. N A. Ag IOhls reserved IHA 8492803 change of Add a* Fo m - lfyo r address has changed, prd de yovr complete ne addmss below beau e lo check boxonre arse side at coupon and enclose in the envelope pro«des prsase we Ih s sechon only Mr aidless changes. 0 yo nave any questions. please call me toll-free c sterner semrce rrumber on u s (roni ot ims swwment AiCOUNT FIRST NAME ACCOUNI LAST NAM( NEW STRUT ADDREss FO ftOX/ APT a Cltx, STATE/TIF IIOME FIIONE IVOIIK PI(DNE WELLS FARGO VISA Accounf NumberStatement eilang Period Page 2 ol 2 Endi g in 4124 09/1412019 lo tg/im201S Transactions iContinued...) rrsris pos( Rererenm NumOer Dsscriptlan C edits Chargm Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES 0.00 0 00 TOTAL INTEREST CHARGED FOR Ttgs PERIOD 90.00 2019 Totals Year-to-Date TOTAL FEES CHARGED IN 2019 TOTAL INTEREST CHARGED IN 2019 9130 00 21 24292 L T m n Balance Subject to Interest Rale Annual Percentage Ral IAPRI Type of Balance PURCHASES CASH ADVANCES 20 00 Interest Charge Calculation you Annual percentage Rate IApR) is the annual inlerast rale on your account Days in Cycle 31 lnleres! Charge 20 00 WELLS FARGO ViSA Accus t NnrrlbeSlale ment Billing Period Poge I om Enmng in 47!t4 10/15I2019 to 10I31I2019 Balance Summary Prevmus Balance - Paymenb Diller Cfedlls Cash Advmwos Purchases, Balsnco Transfers 6 Other Charges 4 Fees Charged ~ Interest Charged New Balance $ 10,210.55 $0.00 $ 10 210 55 $0.00 $0.00 $0.09 $0.00 $000 24otour customer service. 1 TY lor HoanngfSpeech ~ired Outsrds the US Csg Co5ecL Wells Fargo Omswer. 1.60O642-4720 1-000.419 2265 1.925-025.7600 wellsurgo corri Send General Inquiaes Tor PO Boa 10347 Des Irtolnes IA, 50306 0347 Total C re drl L irml Payment information New Balance Minmum Paymenl Payment Dus Date $ 10,000 Tol I Available Crsdtl $O 00 $0.00 11108r2019 Transactions Trans Post Other Credits Reference Number Descrb tron Cr'edits Chergwr 1cf31 10/31 F5501009G00999990 CHARGE OFF ACCOUNT-PRINCIPALS toi31 lor31 F5501009G00099990 CHARGE OFF ACCOUNT 'FINANCE CHARGES'OTAL OTHER CREDITS FOR THIS PERIOD Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTERESI'HARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 9,174 79 1,035 70 310,210.65 $ 0.00 000 0 00 30.00 ED19 Totals Year-to-Date TOTAL FEES CHARGED IH HH9 TOTAL INTEREST CHARGED IN 2019 $ t3800 8\ 24292 Interest Charge Calculation Yow Annual Percentage Rate IAPRI n Ihe aanuaf interest rale on your account TYpe of Balarrce Annual Percentage Rate (APRI Balance Subject io Inleresl Rale Days in Billing Cycle Inlslesl Charge PURCHASES 21 gun venable CASH ADVANCES 25.74'4 vartable $000 \7 $000 NOTICE. 5EE REVERSE SIDE FOR IMPOR1'ANT INFORMATION ABOUT YOUR ACCOUNT r 1st:err Account Number No Balance M nimum Paymenl Payms IDue Dms ~ 4784 $0.00 $000 I ir08fsnt 9 Amount Enclosed CHRISTINE K PHAM CID AMERICAN DEBT LAW 2312 PARK AVE S 601 TUSTIN CA 92702-2702 WELLS FARGOCARD SERVICES yKG PO BOX 51103 LOS ANGELES CA 90051 5493 Check here and sae worse for «dmess andfm phone numbw mmect'mn. IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Btgrng fgghts summary. Syoubelmvey r Ddt mong)an E or'. o ri youmedm e wfo malmn alxml traniawlon 8 yov bb. wale lo us cn a sepwete shcotolp perassoonaspossibtcal PO Bon522.D *MornuAIA503000522,Wem slh artnmyoun lalerlhangadaysaherwes nlvo Ihellrslwg on whirhlhe Er o eppes ed Y u may m fly usng other m sns Iuntudmg cating us at the number listed on lb kont ollha statsmsnl). hut do np so Srwl pr8sarvs your Blrls In yc r labe (a 'w hen No5ce'Lp ovrde Ihe foho ng infonnalio Your name snd account number. ~ The doser amount ol the suspected Error ~ oeswiplion of Ihs Error and why you bat eve Semis an Error. Ii you need mo e umwwlmn. phase descnlm Ihe it you ~ e nol sure about. You do Itoi hemi to pay any alleged Ewer amount whrfe we an! mvemc st ng but you are st ~ obligated lo pay Ihe parti of your b II wsl an: nm psri ol the alleged Euor wno nl. while vm Imwsligate, we cannot rapwl yo as de&quern w laKe 8 y saic lo cosem Ihs I lleged Error awwnl If you have eulhsrired us to pay yourcrerHcsrdbgaulomslicsgyaomysursa ingsorcheckingaccsunLyouca sioplhapaynwnlo anyamountyoubelevelsa Errw Tosloplhepaymenl, your Ibhgen Nol ce m sl reach us three (3) business dstv before the automat c psymenl w rmhedufed lo ooclrr spewal Rara (ore col cwd pvrwwsss liyou have a problem lh the qual ty ot goods or serviws you pwchassdmih a crod lewd. and you h us tried wgo 8 faith to correct the problem w Ih the merchant. yau may noi h ve lo pay Ihs remarwng snuxml due onlhe goads « Ier oss. Yo have Ibis prntecbcn only hen Ihe pu chase prme was more ihan 350 aml Ihe pwchase as made M yo r home state erwahm 100 mme ofyovr mail np add essa d yauhave not pard the Dslame ollhe dispuled cha ge. d e or n or ops lelhe nmrcha I. or if we mailed yo awed amse anile the properly o swvkas. ag purchases are covwed regarrgess ol snwum 8 focaucn ol purctu ss Cmdrt infmmadon. NOTICE: lnb may kn YA Mfo mslien about yow scmunt lo consumer mpwlmg ageniws. You have the Mhl lo drspute Ihs accuracy ol Inmrm tmn that we hr e reported by wr I ng lo us al p 0 Box 14512, oes Moines. IA 5030fv351) and deswlmng Ihe specigc nformalmn Ihal s inaccurate r in dup le and the Dssn fw any dispute wqh I ppwl Ig doc m8ntsiion. In the case of mlwmslmn that yo bek* e relates lo an dani ly thelt, ycu w 5 eed to prov'd us Ih an idenaly theh report. Paym Is, Confomng Pay enls re paymenls ~sed wvng (bonnet~0 payment upon I ths p yment addm spar)fed on the slelsment or, genw hy, male via Ih "Transfers 'ab or M ke a pwmenv lmk on Ihe creda cant Accoum AaYBy lab of weas Fargo onlme Bsnkmg at "hsp rrwww wehsfs go corn . contorminppay entsremrved amslby500pm wsIDewmliled sot lb dslemrecept confomingpayms Isrecelvedaher5DgpmwglDecedrledas ol the next dsy cut og kmss tor conlowmg paymems made v'a ou webuw vsgt be disclosed al lhe Irn . nf Ihe transscwm qfon conforming p ynwnl\'re p ymenl msdebyunymhc meanswmrnaynol ocovecmdsfo uptoavedaysaherthedsleolrecaipl.Nonconformlngpaymenlsiuulude.hula no!I ilcd lo, psy ants by certri d mas. FedEx or Ups. o en elopes awl essed Deg bly. Itlodsm 488 I Ewclmwc check canvemmt when you provide 8 check as pennant, yo author re us edlwr lo use wwmstmn freer yaw chscR ln make a oneume electronicfundl sfer1cmymaacco ntcrtoprocmsmepeyment sachecktranssclon whenweus mformstio 1amyo rnecktomskeaneteclronc lund Ira sfer f nds m y De withdrawn 1 om ycw account ss soon as Ihe same day wa rcnrive ynw pay amL 8 d you wb rwl ecert your wwck b rx from your ttnsnri I insgl IB psymsnl m Fur lor Less Than Axmrnl Balance Recusal ll yuu Mend lo psy your ccount fua Ih an amount lass than the total awed an your scrnunf, you must sww yo request lo us sl. po Box 10311. D s Mrmws. IA 503060311. Bmvt psy mw al not d eche ge yow kw dsbl, Howwe calculate You Balatme. whose a etmw called" crace owly balance) cludmg new I ansactwnsp For mo e mlwmatbn regard ng Ihn cele latm t, phrase wfsr to you Cr dil Ca d Accou IAgreomenf call m 181 f ee Customer Servme umbc located an Ihs fro I ol gru slale o I, How to Avoid pay tag I israel o purchases. Your Pnrmsnl Due Dale s al least 25 days sher the dow of each haling period We S nol charge you mls ssl on p chases fyo pay your enbre ttsla ca by Ihe due dale each mol Ih vn! wri Degtn ebs Mng tntrrreston wish ad sncss aml balance I 8 slam withe vansscbon asw. secured Aceo nls. Fw sscwod awwwas, your cme ca d ecco I 8 seemed by a pledge of ymv se red c rd cohalerel Account Ith wells Fa go Bank, N A, eslsblnhed conneclmn with your eppl cairn far lhe card You agree Ih I th s pledge ~es and gi cathe nghl to Bank lo redeem, cogem and wrlhsrsw any partor me full amovnl of Iho sec wl cem cegelwal Axnunl pone y defsuh «ndc your scc red credit ca d egmement or n Iha everi your sacred c «ls ca d sgreemenl s lennrw ted by 0snk for any esson Tws pledge is given as a secunly mts esl fo sny snd sh smo nw you owe, tdudng rmermk fees and ctwls Axh may accrue unde yow Semmw crwht wrd scnwnl You agree Ihal I yimr Seciued credrl ca d acwmnl u dosed Iw any re *on, Ih Dani ay apply I ndsr the secured canlcosslewAccoi llop yoga y Dale ceonthecramlcaxlaccounl Iflheearesxlfwdsmuwmng nlhecogalc IAccountsfla dwlg so. grass funds msy rema an depowl for up to 00 days bafofe twerp rsmriled to you Customer Service Monhoring, Calls may be rewmled c\ monriwed 01DP5505 - I 'I - oglg1/2010 0 2019 Wt Ib fary Bank. N A Aa rBhls eserved. IHA 6492f!03 change ol Address Form - 11 yow address has changed, pravrdo yDur complete new address below Ba sure lo check bDx on everso sids of coupon and endose m Ihe envelops mo wed please um tlat seeds only kx address clwmtes il you hawr any quesuons, please call Ihe loll-free cuslo er semvrt nunmsr on lhe front ol pvs stalemeni ACCOUNT FIRST NAME Niw STREET ADDRESS PO SOY/ APT 8 CITY. SDITEIXIP HOME PHONE WELLS FARGO VISA A uouhl HUI((barStat ment BIEing Pe iod Pago I ol 2 Er»drug ln 4724 Osn 3I2020 to 07H4I2020 Balance Summary Prov(emu Brrlsrlco - Paymenls - Other Cled ls Cash Advances + Purchases, Balance Transfers 8 Other Charges 1 Fees ebs ged + Inta sl Charged = Naw Balance Total Credit Lrmil $ 10 2io 55 $0.00 $0.00 $0 00 $0.00 So.tto $0.00 $ 10,210.55 $ 10 000 24 Holrl Clrsiorrlm Sorvlc8'TY for Hea ngrspeach Impaired'utside ths Lrs Call CoEacL Wells Fa go Ontnee. I-BWA42-4720 1.800-419 2265 I 925.825.7600 wsllsf8 go.corrl Total Avalable Credit Send General fnquities To: PO Box 10347, Oes Manes IA, 5030647347 Payment Information New Balance Minimum Payment illrcmrllrs purl ol(8 Arrlorlro ol Dvorl mrl Amount Total Amount Due Paym nl nun Date Lais Payment Warning: Ewe Mmimum Paymenl Inurning: balance For exam le Send payments Tot PO Box 51193, Los Angeles CIL 90051.5493 $ 1021055 $4078 00 $3,823 00) $210.55 34 288.55 0(V06I2020 do nol race(vs your Mrnimum Paymenl by 08(08/2020, you may have lo pay a late lea up to $0. II yco make only Ihe mintmum payment each poriod, you will pay more m inleres1 snd 8 io take you longer to pay olf your tf you make no additionalct arges using Ihr» card and each month you pay Only ow miwmum payment $284 You will p y olf lhe New Balance shown on thrs statement in bou\... 13 ylrurs 3 7481» And you will end up paying an estimated total ot ... Stoat I $ 10,211 IS» I W$0) E you would tike (ormatmn about aedrl counserng services rotor lo ww .Ius(rce.gov/u trlrslwreduoounsalrngog ncies.appro d-pursuant-11 usc-111 o r,a81068A840322 Important Information '""REVISED AGREEMENT FOFI ONLINE ACCESS" "''UPDATING OUR ONLINE ACCESS AGREEMENT EFFECTIVE SEPTEMBER 30, 2020. TO SEE WHAT IS CHANGING, PLEASE VISIT WELLSFARGO COIAONLINE BANKINGIUPDATES. Transactions Trans Pos( Fees Charged Reference Number Descrlplron Credits Charges TOTAL FEES CHARGED FOR THIS PERIOD Interest Charged INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST CHARGED FOR THIS PERIOD 80.00 000 000 $0.00 202D Totals Year-to-Date TOTAL FEES CHARGED IN 2020 TOTAL INTEREST CHARGED IN 2020 $000 $0.00 NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOVT YOUR ACCOUNT Co linuwl~ 4784 $ 10,210.55 $4,OTS OO $210 55 $4,268.55 08ASV2020 Dotach wut mail with check payable lo wells Fargo. For faster proces»i 9, incmdo yow account numbm on your check Account Number New Balance Mmimum Payment gnctudes past Due Amount W $3,823 Col Overfima Amount Tot a I Amount Due Peymenl Due Date Amount Erlclo ed CHRISTINE K PHAM CIO Al IE RICAN DEBT LAW 2312 PARK AVE 8 601 TUSTIN CA 92782.2702 WELLS FARGO CARD SERVICE 6 PO BOK 51193 LOS ANGELES C* 90051-5493 YKG Check ho sand see reverso for address andror phono umber cormcl on IMPORTANT IIIIFORMATION ABOUT YOUR ACCOUNT BigingRighl6summ rp I/yaub le eyourhg swrww( E or') arrfyouneed os nlcmalwnaboulstrarnacliononycwbib. Ielousonaseperals riweloipaperas so as poswble as po Box 522, Dcs hloines, IA50306 i1522 I/ve must hear from you noisier lhan60deys afl o sant yo Ihe f tbron h chlhe E o appeared. You niay notiiy us uwng alhe/means (nduri g caging us*l the n b lated 4 Ihef/cnl oflhe statement). Dut doing m v g not p/asa e yct/I fMhts. your toner (a 'Wriaen Nol cs"/. Provide Ihe following ~ (wmakoni. Your name and account twmber Thedcbara ountoflhesuspectedE Descrrptwn ol Ihe E/ror end by you beseve thereto Euw If you need mors info alton, pleasedescrlbe Ihe 1em you are not m e about You tfo nol he lo imy a y alleged E«or amount while lve are nvest g I g, bul you are sMI otdgsted to pay the parle of your bn ula! are nol pmt of the stagedEau\ amount I/I/hle we invest gate, e ca ol aport you as delinqus ! 0 lake any action to coaem the alleged Euo s ovnl. If you have autho/lzea usta payyour crawl card bsl alaomalxxtsy from your sawngso\ check g atwcwlt you mul stop the paymenlel any 4 num yo bete eh w E or, To slop Ihe paymerlt your Wngen Notice must reach us three (3) busine s days before Ihe a lama lw paymenl is scheduled lo swur Spedst Rws /or oem/card p comes lf you haves p oblem vnth the qualay at goods or senrwes ye p chased with a credit a a. and you haue tree in good faith loco/rect the problem w Ih the merchant y my not have topsy there sining amount due on the goods orsar ms. You have this pmleclion only v henIhs purchase price was more Inan 550 endlhe purchase «as mad you home slale or wilwn100 mites of your mwl g address end you have not pad the 0 la w o! Ihe disputed cha/ge If we own or operate the merchant o I vw ma led you the adved senlen\ for the propeny or serwces sa pumhases are coveredmgardless of amoum o roost o of pwchase credit ln/ormatlon. NoTIGE. Ihh ay mrntsh min/matt bool your acco nl la consumer reporting sgenwes You have lhe right I d spule the accu acy ofmformagon thai e hme rcporiedby wrkwg lous al po Box 1451T. 0 Mo os IA 50300 35iy and descrwing the specifw infmmahonlb tw accurate or in disp lasndlhc,basisfo anydspulewdhsupporiingdac menlafwn.h lhecaseo/klfc lo thatyoubstwsr lstesloanrdenmylheft.ycuvngneadlopo deus w th a idenbly theft repori. paymenul. 'conic\ming paynlenls' e paymenls ma led mw th e ctossd paymenttwupo lathe payment add sss spehfsdo Ih slaiel ento, gencragy,m de ia Ihs '2 ans/ers" lab or 'blake a paymani" lrrlk an the credit ca d Account A t ly lab ol wells Fargo online Bankrng et "hhp I/www.wegsiargo wl con/ormingpayme I «dviamailt/y50Dprn.wiabecremtsdaso/thedrteofrecwpt co k gpayments/ece'da/lsr60Dpm wgtecredrtedss of the next day. Cul og ames lor conmnm g Payments made vis om websile will be d scloseu at ihe lime of lhr. Ir section, Nan conforming pay ments a ep y ants mero byany other men s and may not race m dil fc up to fwe days sfter Inc date ofrecerpt. Non conlo/mwg p y ismcludo.b law ot rim/ledI p y e le by carti/led marl, FcuEx or tips, bren elopes addressed id gibly. Ivorms Abaur El c//on/c check conm s on- whe youp ovide a check as payniem. you aulho ze us e thar lo me formauon frcm your check lo make s one.time eiemronic fund Irans/crt/om your account or to process II pay ant as a check Ir nsaclion, When we use information from yo check la moke anelsclronic fund uans far, lunds may be wrlhti/swn born your account ss econ as Ihs * e day ws receive your pay ment and you II nol \ace ue yo check back from yourbtilnhal I I'I lio payment In Fu///or Less Thon Accosnr Balance Ream sf li you mlend to pay your account rn full w th sn amo ni fess Iha Ihe total c ed on ysur account. youmust send yaur erluesl to vs at po Box 10311, Des Mmn * lA60306.0311 s ch p y ants wp ofdwcharge your I guest HowwecalculatsYo Balance. Weusesmethorlcaged'aversgedalybalance(nd ding e ta saolonst Fo mweintormadonrmfard glhscalmislon, pleaser I r to your C/e/ki CardAcc lAg semsnl o cail ou loll I ee Cvslcmer Senioe number located Ihc I o I of Iltis shriemenl, How loAvoid Paying Inle eaton Purchases. You paymentOm D le 0 alleasl 25 days slier Ihe close oteach b Ihng permd VII II clcharge youinle eston pwchascs riyou pay yew snare balance by Ihs due dale each month. Iwe w Ii begin chs g RI interest on m sh advs ces and bala ce trans/ers on Ihe transacuon date sscurad Acco ts. For sacs\ed accounts, your crawl caw « lis aecu/ed bye pledge or lcm sec ed card cogale alAcw I th wells Famo Ba I, N A.estabgshed oon eaten wrth your spplrcalan for Ihe card. Yau agree that Ibis pledge xwludss and gives Ihe right la Baw lo redeem, collect and Ihdravr any 0 rl o Ihe full arne nt otih» Sscwod Card Cdlste/al Account span any defe II unrfor your Sec ad md I card agreement. or in Ihe event your secured erode ca d agreement Is tenn/natedby Banh for any so . The pledge 0 given as a secu/rly interest for any amt as am v la ycu awe md ci g inta\est feessndcosts which may acwue under your Secured mad I ca/d scca t. Yov agree Ihal if you sem/red weml ratrd wno nt 0 tmmd lo y sason, Ihe bank may applyw d lhl sscuredcamcof I lnccovnltopayckanybatancoonthecmdh daccov I.dlhseaeslii/undsrem ninginlhecogal lnccou la/ledongso.lhesef ndsmay a 0 dsposlfarupto60daysDeroebeng emgedloyo 0 stom*rgervlcemonRorng. Callsmayberecordedor o tsor OIDP5596 - 11 - 06/01/2019 o 2019 wells Fargo sank. N A Aa ghls resenmd IHA 6492003 change of Addwss Form - If you add ess has«hanged, promle your complete s address below. Be sure lo check box on reverse wd» of covpan andenck as inlhe emewpe p owdsd please use the sechon aniy for address changes It you h* e y quest one, please ceo the loll free customer sar ice nu beran the tronl of this ststemenl ACCOVSIT FIRST NAME ACCOUNT LASI Nnhg: NEIY STREET ADDAsSS PO SDX/ APT II CIIY, STATE/ZIP HDME PHONk WORK PHONE WELLS FARGQ VISA AccounlNumherSlalemenl Billing Period Page 2 ol 2 Ending i 47S4 06/1372020 lo 07714/2020 Interest Charge Calculation Vow Annu I Percentage Rale lAPRl Is Ihe annual interesl rate on your cmu t type ot 0 ~ lance Annual Percentage 8Rate (APRl alanceSuhjeclto Brltrng lrrlereul ChargeInlerecl R 1 Cyr;le PURCHASES 0 NP/ 0 NyyCASH ADVANCES $000 32 $000
