DeclarationCal. Super. - 6th Dist.September 21, 2018Electronically Filed by Superior Court of CA, County of Santa Clara, on 7/30/2019 3:02 PM Reviewed By: D Harris Case #18CV335402 Envelope: 3198100 18CV335402 Santa Clara - Civil D Harris #UJN OKOOONQUI 11 12 13 14 15 16 17 18 19 20 21 23 24 25 26 27 28 Ryan Vos SB224368 Christopher Mandarich SB220693 Christine S. Siduguen SB240380 Gissela Arrincon-Tepeli SB309803 Christopher D. Mandarich SB 220693 MANDARICH LAW GROUP, LLP P.O. Box 109032 Chicago, IL 60610 Telephone: 877285.491 8 Facsimile: 818-888-1260 Attorneysfor Plaintifl: LVNVFUNDING LLC SUPERIOR COURT OF CALIFORNIA, COUNTY OF SANTA CLARA LIMITED CIVIL JURISDICTION LVNV FUNDING LLC, Case No. 18CV335402 Plaintiff, DECLARATION IN SUPPORT OF APPLICATION FOR ENTRY 0F DEFAULT JUDGMENT PURSUANT TO Yolanda Collins, an individual, et al., CIVIL CODE § 1788.60 VS. Defendant. The declaration is attached hereto and hereby incorporated herein. DECLARATION IN SUPPORT OF APPLICATION FOR ENTRY OF JUDGMENT [U U.) \OOONOUI-b ll!milHIHHIIIWIMIHHiMHlIHIIIIHIIIHllfllflllilllmllIll 570138022 SLPERIOR COURT OF Califomia, COUNTY OF SANTA CLARA LIMITED CIVIL HJRISDICTION LVNV Funding LLC, Case No. 18CV335402 Plamfi: DECLARATION 1N SUPPORT 0F vs. APPLICATION FOR ENTRY0F Yolanda Collins , e: a1, DEFAUIJ'JUDGMENT PLRSUANT Defendams). T0 CIVIL CODE § 1783.60 I, the undersignd, decbre as follows: . I am an authomd reprcscmau've for LVNV Funding LLC (“‘Plailitiff’) and RESURGENT CAPITAL SERVICES, LP (RC8), servicer ofthis account 0n behalf of Plaintifi, and I am auflwrized 0n Plaintifi’s and RCS‘s behaifto 1ka the statermnIs, representatiom and avennants herein I am a competent pemon over eigfieen years of age and mike the statelmnts herein based upon my personal review Of the records pertaining t0 this account Plainfifi’ is the current ovmer of the obligation sued upon, and was assigned all the riglts, title and interest t0 Defiendanr‘s account XXXXXXXXXXXXS 142 (herefilafier “the Account"). Plaintiffpurchases ponfolios 0f delinquent accounts fiom either the onguhal creditor or a subsequent purchaser of the account. As pan 0f its operations, RC8, as sem'cer for Plaintifi; operates and nmimins commuter systems into which electronic records and infonmtion received from the seller in response t0 the sale and assignment conmumcatian regarding the. individual accounts are mteglated. Page 1 DECL’WRTION IN SJPPORT OF APPLICATION FOR ENTRY OF DEFALIT JUDGVIENT PLMJMNT TO CIVIL (DDT: § 1788.60 1.001 1 4. I am Eaméfiar m’th and trained 0n the mode and mathod by Which Plaintiffs business records are created and [\J maintained. The records are kept in the regular course ofbusiness( It was in the reguhr course ofbusiness for a 3 person M111 knowiedge ofthe act. 0r event recorded to make the record or data cmmflation, 0r for a person 4 with kmxfledge t0 transmit iufoxmtion thereofto be included in such record In th€ regular course ofbusiness, 5 the record 0r compilation is made at 0r near the Iims ofthc act 0r event. 6 5. On 0r about 11/12/2015s LVNV Fmding LLC. became the successor in interest t0 this Account. The attached 7 account records were acquired and hmqmrated into Plaintiffs pemnmnt bugmess records as a resuk 0f 8 Plaintiffs purchase oflhe Account. These records are kept in the reguhr course ofbminess (m behaif‘ofpéaintéfi‘ 9 and, along with other electronic records provided at purchase, are Plaimifi's prinmy source ofbusiness records 10 for this Accomt. 11 6. The, accuracy 0f such records is relied upon by Phintfi ami/tn‘ its agents in pm‘clmsixg and cellccfing this 1 2 Accomt. Federal law required the ofigjnal creditor to send nnntbly statements t0 the Defendant at the address H at which the Defendant advised that hefshe was residmg at the time that hc/she established the accowm 0r t0 14 any subsequent address provided by the Defendant. 15 7. This Accomt was purchased afier 01/01/2014 and? therefore‘ is subject to California CM] Code Section 16 {788.60 £7 8‘ In accordance “41h Califemia CM Code section 1‘788.58(’a){3-8‘). LVNV F’mding LLC‘S records Shaw the 18 ‘ fifllowing I‘eievam mfonmtion conceming the Account. 19 a. Plaintiffis The sole o‘vmer OfIhe Account. 20 b. 1113 Account was opened 0n 04/28/2014 3nd charged ofi‘on 10504.20] 5 with a balance 0f$929.06. 21 c. LVNV Funding LLC records show that the balance 018929.06 remaim due and owing. Plahltiff "L9 seeking 22 t0 recover only that portion ofthe chargc-offbalance that remains due. and owing. 23 d‘ The last payment posted to the Account 0n 03/} 4/201 5. 24 e. The charge offereditor mam? and address at the time ofcharge ofi“: 25 Credit One Bank, NA. 26 P‘O. Box 98873, Las Vegas, NV 89E93 27 E The. clurge off Account number associated m'th [ha dcbt at tint: of Charge off was 28 m’VDQQQ’XXXXS I42. Page 2 DECL-‘xRATION IN SJPPORT OF APPLICATION FOR ENTRY OF DEFAULT RDGN'EEYT PLRQJANT ?O CIVIL CODE ,5 1788.60 1.00} {\J Lu U: 6 g. Defindants name: and East kmwn address as it appeamd in the Charge oficreditsr‘g records: COLLINSXOLANDA 1033 CLANDIE\VOOD AVE SUNNYVALE CA 94089-2642 h. The complete chain offifle mciudmg Credit. One Bank, NLA. and 3H post charge ofi’pmchasers Offline debt are as fellows: Date Of Transfer Owne rlCredEtor Name Owner/CreditorAddress PO. BOX 98873 10/31/2015 Credit One Banks NA. Las Vegas NV 89193 , . 6801 S. Cimarron Road Suite 423-E 11/12/2015 MHC Reoetvames, LLC and FNBM, LLC L38 Vegas NV 89? 13 MHz/ZMS Sherman Originator iii LLC PO. Box 10466 C/O Resurgent Capita§ Services LP Greenviiie SC 29603 11/12/2015 Sherman Originator LLC PO. Box 10466 C/O Resurgent Capfiai Services LP Greenvifle SC 29603 LVNV Funding LLC C/O Resurgent Capitaf Services LP PD. Box 10466 Greenviile SC 29603 9. LVNV Fmdmg LLC‘S records state that LVNV meiing LLC or its agents rmda demand for payment 0fthe. balance harem prior t0 Hakim; this affidmt and Defendanfis) failed t0 make fifil payment OfIhe amount owed {m the Accomli. 10‘ Attached hereto as Exhflaits A, B, and C are the account records I reviewed in executing the afiidafit that relate to the Account arxfior paymenfis) received. Exhlbit A: Chain of Title and Selier Data Docmmnt ~ Establishing the facts rcqm‘red mfler Civil Code section l788.58(a}{3) and (‘8) Exhfifit B: I_.,ast IVEcmtth Bifling Staten’rsnt Racording a Pmchase, Last Paymsng 0r Bahme Transfir ~ Establishing {m fixcts required under Civil Code section 1788.52 (b) andfor §?88.58{3)(5) Exlnbit C: Bifling Statenmfis - Establishing me facts requfi‘ed under CivilCode section 178858 (a)(4) and (6) Page, 3 DECLARATION iN §JPPORT OF APPLICATION FORENTRY OF DEFAULT REU’IENT PURQEANT TO CWEL CODE ft} 138.60 1.00} DJ \OOC\10\Ul-IA W VLJII :1 1. The (10le15 attached hereto are Hue and correct copies 0fthe originals, being a reproduction Ofthe records 0n file 0n behalf of Plaintifi based upon my review, except t0 the extent that confidential and privileged information and/or persona] identifying information. is omitted or redacted as required by local rules, and applicable state and federal laws. 1‘2. If called upon t0 testify as a witness thereon, I could and would competently testify as t0 all the facts stated herein I declare under penalty ofperjury under the laws OfI’he SKTffCalifomia that the foregoing is true and correct. Dated; 05/22. A2019. , n fl Pamala Johnson RESURGENT CAPITAL SERVICES, as authon‘zed representative 0f LVNV Funding LLC Page 4 DECL/QATEON IN SUPPORT OF APPLICATION FOR ENTRY OF DEFAULT JUDGMENT PURSUANT TO CWTL CODE § 1788760 1.001 FROM CREDIT ONE BANK NA. TO MIIC RECEIVABLES LLC As of October 31, 2015, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowiedged, Credit One Bank, NA. ("Assignor") has transferred, has soid, has assigned. has conveyed, has granted and has otherwise delivered t0 MHC Receivabks. LLC ("Assignee"), all 0f Assignor's right, title and interest in and Io (i) {he Chargcd-off credit card accounts identified on an account level basis in the data file named CreditOne_Shennan_1 IZOIS (the "Computer File"), a copy 0f which is attached herein and incorporated herein by reference as "Exhibit A"; and, (ii) certain related account level media 0r electronic capies thereof (including, but not iimitcd £0 applications, s£atemems, terms and conditions}, and (iii) all claims or rights arising out 0f 0r relating t0 each account referenced on the Computer File (coilcctively hereinafter, the "Accounts") including. but not limited to. all claims and fights afforded each Account by virtue 0f that Accaum‘s corresponding terms and conditions. The Accounts transferred under the tefms 0f Lhis Biil of Sale and Assignment of Accounts were each transferred to Assignec immediateiy following charge off for each applicable Account, as shown in the Computer File. With respect t0 informafion for the Accounts, Assignor represents and warrants t0 Assignee than the business records conveyed t0 Assignee relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of Accounts by Assignor (coflectively, the "Business Records"), are kept by Assignor in the reguiar course 0f its business. It is in the regular course 0f business 0f Assignor for an employee 0r an authorized representative with personal knowledge 0f the act, event, condition. or opinion (collectively “Evenl”) 10 be recorded, t0 make the appropriate memorandum 0r recording of the Event at 0r rcasonabiy near the time of the Event. Furthermore, Assignor represents: and warrants to Assigncc that the Business Records are matcrialiy complete and accurate, and thoroughly embody the information in Assignor’s custody and comm! for the Accounts from their creation until the time of transfer t0 Assignee. These representations and wanamies are imended to augment any other representaxions and warranties the panics may have in place and not supplant any other existing warranties and representations. This Bill 0f Sale and Assignment 0f Accounts shall serve as evidence of ownership for the Accounts conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence ofthc imam 0f the parties 10 transfer the Accounts. CREDIT ONE BANK, NA. Gary Ham'god Vice President IN 24499 51 13371 Page 1 0f2 EXHiBlT A ACCOUNT SCHEDULE The Accounts that arc specifically identified in the electronic me named CreditanShcnnanwI 12015 with such c.lcctronic fiic incorporated herein by reference. Page 2 of2 As 0f October 3 l, 2015, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, NA. ("Assigncar") has transferred, has sold, has assigned, has canveyed, has granted and has othenvise delivered t0 MHC Receivables, LLC ("Assignee"), ail 0f Assignor’s right, tit}: and interest in and to (i) the receivables associated with each and every account referenced in the data file named CreditOnc_Shcman__l i20l5 (the "Computer Fiic"), a copy 0f which is attached hereto and incorporated herein by reference as "Exhibit A"; and, (ii) an claims or rights arising out 0f 0r relating to each 0f those Receivables (hereinafter, the "Receivables"). The Receivables transferred under the terms of this Bill of Sale and Assignment 0f Receivables were each transferred to Assignee prior t0 the charge off 0f the associated accounts, as shown in the Computer File. This Bill of Sale and Assignment 0f Receivabics evidences the intent between {he parties for the transfer 0f the Receivables, acts as an acknowledgement of those transfers, and, t0 the extent necessary. ratification of the transfers. With respect t0 information for the Receivables. Assignor represents and warrants to Assignee that the business records conveyed t0 Assignee relating I0 the Receivables (the "Business Records“), are kept by Assignor in the regular course 0f its business. It is in the regular course 0f business 0f Assignor for an employee 0r an authorized representative with personal knowledge of 111a act, event, condition, or opinion (collectively ”Event") to be recorded, t0 make the appropriate memorandum 0r recording of the. Event at or reasonably near the {ime of the Event. Furthermore, Assignor represents and warrants t0 Assignec that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor's custody and controi for the Receivabics from Lhcir creation untii the time 0f transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the panics may have in piace and not supplant any other existing warranties and representations. This Bill 0f Sake and Assignment 0f Receivables shail serve as evidence of ownership for the Receivables convcycd hereby and shall serve as an acknowiedgmcnt‘ as ratification, and as evidence of the intent of the parties 10 transfer the Receivables. CREDIT ONE BANK, NA. CM? > Gary l-iaxwoof Vice President I H 24499.51 13373 ’ Page 1 ofz EXHIBIT A ACCOUNT SCHEDULE The Accounts that are» specifically identified in {he electronic file named CreditOneflShcrmanw1 E20 1.5 with such ciecironic file incorporated herein by reference. Page 2 of2 81E.L OF §ALE XND ASQXGNVKEKI OF RECEIVABI. ES IC‘ {Q ENE"! LLC As ofNox/ember i2, 201 5 MI-‘C Rorsch'abics, I I-C (”Assignor")_ fow‘zgood 21nd valuable consideraiion, the zeccipt and sum cicncy ofxxhich Is helcbv acknow}edged. has periodicaliy {mnsferred has $0M. has assigacdfi has com eyed, has granted and has o’hcm Ise dclix cred to FNBVI. LL C,( 'Assignee") all ui‘iis rights, mic and interest in 3nd 10 (1') 111C recch ables id:ntificd zmd specificallyrcl'crcnccd for each oi‘t‘nc accounts on an accmmt leve} basis 011 1h: d'uta 1. l2: iiliecd CrcdilOnc_Sherman I $2015 ntmchcd hereto 21nd iucorpmmod by rcfcr ncc as "11xhibil x ”; 'md (ii) (:11 aims m fights axisinn om 0t 0r refining :0 the accoun 1:er z . ccix abics (hereinafter thc "Rcccix-ables‘l"j With respect m in‘brmaiion for Lhc Rccch'abies, Assignar rcprcsents and warrants; I0 Ass1g Ice 111m the business zccmds com eyed m \ssigncc reming t0 the Rece'w-zblcs (the “Business Records”), arc kept by Assignm m the regain: course Ofiis business. E! is in the reguer cc-ursc of’busincss ofAssignor for 2m empfoycc 0r an auihorizcd representative with persona! knowiedge ofthc act, event. umditimy 0r opinion (col Hcctivcy “Fxcm‘”; Io be recorded to make the uppr ' prime memorandum or mcordi 10 ofthc Evcm at 0r Icasonabfy me: I the {imc 0f the Event. Fuflhcr 110:8 Assiunox xcprescms 21nd xmlmnts Lo Assignec that hc Business Records 2m: matcziaii} complete and accmulc, and lhoxoughfv embody the infommttzon m Assig aor’s custody and Comrol for 1'12 Rcccix’ubl cs from 1 mil cxcatiun until hc time ofuansfcr to Assigncc, TheSc reprcscmmions and wanamies arc: inmndcd tn augment {my other; pxcscntaliens and nammlics tic pmncs ma) have m place and 1131 supplant anyt .)thm existing \x alum! cs :md xeprcsentations. This: Bi' E01 Sale and \ssignmem oi RC-ccixab1cs sham 3cr-xc as 2m acknoxxicdgmcm as raiihca-{ion and as evidence 0f the intent of ILC panic. m 1111mm the Released Receixables Icicrcnccd belcm. MHC Receivables, LLC w/ . fwimk Rufaii, Authorized RLqumczscm nix c " Ill HE. I .151 338, 1 Page 1 of2 HI 44 ’D 5.0 W ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic fiic named CreditOnc_Shcrman__l 1201 5 with such electronic file incorporated herein by reference. 24499,51 13382 Page 2 of2 BILLOF SALE AND ,«XSSJGNMEN? OF ACCOUNTS FROM 3-1HC RECEIVABLESLLLC TC) SEIERB’IAN ORIIGINATOR Ill LLC 0n November 12. 2015. for good and \raluubic consideration: the rcccipt and sufficiency gfwhich i5 hereby zzckncm-Iicdgcd, MHC Reecivablcs, LLC (,“ASsignor'l hurcby transfers, sails, assigns, conveys, grants and mhcrszc delivers to Sherman Originator Ell LLC ("Assignce‘m 3%} of‘Assignor’s. rights mic 21nd interest in 3nd Io (i) the chargcd-of‘faccounts idcmificd 0n 2m account ch’cl basis in the data file named CrcditOnc__Shcrman_1 120} 5 (the ”Commuter FM“)! a copy of‘which is attached hereto {mu} incorporated herein by reference as “Exhin A"; amt (ii) certain rclaicd account lcx'e} media or ulccn‘onic copies thereof (including, but not limited to applicatimm sizucmcms, terms and condition), and (iii?) all claims or rights arising om ofor rcksmng t0 each referenced account (coHeclivciy hereinafter zhc ”Accoums“) including, but 1‘20! limitcd to, 2111 claims and rights afforded each account by vimic ofthat accoum’s corresponding terms and conditions. With respect Io information for the Accounts described in the related Cmnpuicr Fiic, :‘xssignor rcprcscms and warrants {o Assigncc that thc business records rcizzting to: (ix) the Accounts owned by Assignor; and (ii) the saie and assignment ofAccoums by Assignor (collectively, ma “Business Recordsfl me kept by Assigzmr in 111i: regular course ofits busincsqs. h is in the rc‘guiar course- of‘busincss ofx’usignor Fur am 'cmponcc or :m authorized represcmutivc wilh personal knmvkdgc of‘lhc act. event, condition, or upininn (_collccli‘.'cly ”Ex'cm”) Io bc recordcai i0 make 1116 appropriate memorandum or rccmding m or reasonably nczu' the time ofthc Event. Funhcrmom Assigmn‘ rcprcscnis and \K'arranis m Assigncc mm me Business Record}: arc nmtcriaily complete 21ml acci‘sriu'c zmd Iimroughiy embody the infonnaliun in Assignm‘s Custody z‘md comz‘oi for the. Accounts listed in [he Computer Fiic from Assignor‘s rcccipt of those accounts unlit the time oftrunsfcr 10 “"xssigncc. These representations and \x-‘zu'ramics are imcnded to augment any other I‘Sprcsemzuions and wg- rramics the pzmics may nave in piacc 21nd not supplam any othcz‘ existing. warranties and represents:inns. This Bill OE'SaIc and Assigmmnt ofAccmzms 31ml] serve :13 evidence of'cm'ncrship fur any of‘thc Accoums cunvcycd hereby. MHC .Rcceivahim LLC Mark Ruth”, Amhorizcd Rsprtscmmivc HI 244933814121 "a ‘e 1 of2‘D ACCOUNT SCHEDULE The Accounts that are specificnily identified in the electronic file named CreditOnc_ShcrmaxLi 1201 5 with such cicctronic me incomomtcd herein by reference. m I H ; I u 2449938141 2,2 Page 2 of2 BILL, 0F SALE AND ASSIGNMENT 0F RECEIVABLES FROM FNBM LLC ”m SHERMAN ORIGINATQRm ngc On November 12, 20} 5, FNBM, LLC. (“Assigner”), for good and valuabie consideration, the receipt of which is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Sherman Originator III LLC (”Assignee"), an of its rights, title and interest in and t0 (i) the receivables identified and specificafiy referenced for each offiue Accounts on an account lave} basis on the data fiie titled CreditOne_Sherman~1 120} 5 attached hereto and incorporated by reference as "Exhibit A“; and (ii) all ciaims 0r rights arising out ofor reiating to the receivables (hereinafter the "Receivables"). With respect to information for the Receivabies, Assignor represents and warrants to Assignee that the business records refat’ing Io the Receivabies {the “Business Records”) are kept by Assignor in the reguiar course of its business. it is in the regular course 0f business ofAssignor for an employee or an authorized representative with persona! knowledge of the act, event, condition, or opinion (collectively “Event”) t0 b6 recorded, IO make the appropriate memorandum or recording at or reasonably near the time OFthe Event. Funhermore, Assignor represents and warrants to Assignee that {he Business Records are materially compfete and accurate and thoroughly embody the information in Assignor’s custody and control for the Receivables from Assignor’s receipt 0f {hose Receivables unfit the time 0f transfer t0 Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill 0f Sate and Assignment 0f Receivables shall serve as evidence ofownership for any ofme Receivables conveyed hereby. FNBM, LLC Jon Many; Authoriz H 244993814123 Page 1 of 2 EXHIBIT A; ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic mc- namcd CreditOnc_Shcm\an_§ 1201 5 with such electronic fiic incorporatcd heroin by reference. 24499,?5814i 2,4 ‘ Page 2 of 2 Declaration ofAccount Transfer Sherman Originator HE LLC {“SOLLC 111’) wiiheut recourse, t0 {he extent permitted by applicable aw transferred sold. assigned com'cyed granted and delixercd 10 Sherman Originator L LC ( SUE LC )aH ofits right title and interest in and to the :eceixables and othel assets {the Assets ) identified 0n Exhibit A. in the Receix abie Pilé dated Nm ember 05, 20! 5 del.ivexed b} MHC Receixables LLC and ENBM, LLC 0n Nox emberlil _, 210 5 f0: purchase b§ SOEJLC {H on chember 12: 201 S. The transfer of the Assets included electronicafly stared business recordS. SOLLC: subsequent t0 the above mentiened transfer, transferred, sold, assigned, conveyedn granted and deiivered t0 LVNV Funding LLC (“LVNV”), the above mentioned Assets. The.- transfer 0f the Assets included electronically stored business records. Sherman Originator HI T LC a De¥awme I imited L iabi] fly; Campany By: MN mjm/U Nanlf: JonMaz Titi ; Director Sherman Ori Uinator LLC a Delawaxe Limited Llabiliiy Company y/é/acwfi‘w/ ,{anéfié‘c llt’figlam gal} Ti‘tle: Anthea ized chzesentative LVNV Funding, LLC a Delaware Li zited Liab'fif By: ii. v V ‘ 1‘ i Name: Rusty Kendafl Title: Authm‘ized Representazive Rewivables Fiée iii .21 2.1 5- Cred i'tOn eWSh-emnmihm}?!.2(H 'S Tmnsfcr Gromp Porif‘oé i0 «mm 334%? ’E'Xh-i-b it A Transfer Batch N’X FileName CreditOneWShennanmj 1.701 5 CreditOneMShermanj 12m 5 CreditOne "Sherman 112015 CreditOne AAAA Sherman 112015 CzediLOne Sherman 112015 CreditOne >>>>> Sherman 112015 CreditlOnr-aMShermanJ 12015 CreditOneflShermanm1 ‘1 2015 CreditOne_Shermanm1 12015 CreditOne__Shem'lanw1 1201 5 CreditOneWShermanm71 120 1 5 CreditOne_Shermanj 1201 5 CreditOne_Shermanmfl 1201 5 CreditOneHShermanj 12015 CreditOnekShermanm‘. 1201 5 CreditOne_Shermafiw‘l 1201 5 CreditOnefiShermanj 120‘: 5 CreditOne_ 8herman_1 1201 5 CreditOne_Shermanj 1201 5 CremtOneWSherman41 1201 5 (SrediloneWSlwornwal'mW1 1201 5 LineNumber 13168 13169 13170 13171 13172 13173 13174 13175 13176 13177 13178 13179 13180 13181 13182 13183 13184 13185 13186 13187 13188 ACCOUNTNUMBER CHNAME [Redacted}6775 [Redacted]8262 [Redacted]3967 [Redactedj3319 [RedactedW1 15 [Redactedpi 74 [Redacted]7353 [Redacted]2163 [Redactedfl 639 [Redactedlzgw [Redacted}9762 [Redacted16882 [Redacted]‘|847 [Redacted15123 [Redacted14921 [Red JctedJQBZZ [Redacted]2917 [Redacted]0562 [Redacted]2455 [Redacted]6010 [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacled] [Redacted] [Redacted] COLLINSNOLANDA [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CHSOCIAL [Redacted {Redacted {Redacted {Redacted {Redacted {Redacled [Redacted {Redacted [Redacted led [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacled] [Redacted] [Redacted] ADDRESS! [Redacted] {Redacted} {Redacted} [Redactecfl [Redacted] [Redac ed] [Redacted] [Redacted] [Redacted] [Redamed 3 1033 CANDLEWOOD AVE [Redactem [Redacted J [Redacted] [Redacted] [Redacted] [Redacted] [Redacted ] {Redacted} [Redacted] {Redacted} ADDRESS2 [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted ] CITY [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] SUNNYVALE [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] ST [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] CA [Redacted ] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacled] {Redacted} ZJP {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] 94089-2642 [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redactedl {Redacted} [Redacted] HMPHONE [Redacted] {Redacted] {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacied] [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] BUPHONE [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} L __ Redacted] [Redacted] {Redacted} [Redactedl [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] BALANCE [Redacted] [Redacted] [Redacted] {Redacted} [Redaciecfl {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] $929.05 [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] {Redacted} CODT {Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] 1O '4/201 o [Redacted] [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] LPAYDT [Redacted] [Redacted] {Redacted} [Redacted ] [Redacted] [Redacted] {Redacted} [Redacfed} {Redacted} {Redacted} 3.11 5/201 5 [Redacted] [Redacted] [Redactedl [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] LPAYAMT {Redacted} [Redacted [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] Redacted} [Redacted] [Redacted] $26.00 {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} ORIGDATE [Redacted] {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted ] 4f28f201 4 [Redacted] [Redacted] {Redacted} {Redacted} {Redacted} {Redacted} [Redacted] [Radacted] {Redacted} [Redacted] ____1 STDTOFDEUQUENCY [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} Redacted] {Redacted} [Redacted] [Redacted] [Redacted] 4/3/20? 5 [Redacted] [Redacted] . {Redacted} [Redacted] [Redacted] [Redacted] [Redacied] {Redacted} [Redacted] [Redacted] PRINBAL [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] 453.73 [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] DOB [Redacted] [Redacted] [Redactedl {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} {Redacted} {Redacted} 1956 [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] {Redacted] {Pedacted] [Redacted] {Redacted} HIGHBALANCE [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted] $929 00 {Redacted} [Redacted] [Redaciedi {Redacted} [Redacted } [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} COAMOUNT INTBAL [Redacted [Redacted [Redacted [Redacted [Redacted [Redacted [Redacted [Redacted [Redacted [Redacted $929.06 {Redacted} [Redacted] [Redacted] [Redacted] 1 I 1 HHHL-JL-AHHH. s, [Redacted {Redacted [Redacted [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] $475.33 [Redacted] [Redacted] [Redactedj [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] COAPPNAME COAPPSOCiAL [Redacted] [Redacted] [Redacted] [Redacted3 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redactedi [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] COAPPADDRESS [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] COAPPADDRESSZ [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] {Redacfed} {Redacted} [Redacted] {Redacted} (Redacietfi {Redacted} [Redacted] {Redacted} COAPPCITY COAPPST [Redacted] {Redacted ] {Redacted} [Redacted] {Redacfed} {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} 1'Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] COAPZIP [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} COAPPHMPHCOAPPBUPHONE [Redacted] [Redacted] [Redacted] [Refiacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} CQAPPDOB DATEED [Redactead] [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] {Redacted] [Redacted] {Redacted} {Redacted} [Redacted] [Redactecfi {Redacted} {Redacted} [Redacted] {Redacted} [Redactecfl {Redacted} [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] ACCOUNTWID PRODUCT {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} {Redacted} [Redactedj {Redacted} Redacied} {Redacted} [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] U400 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PRKLSTRAT CWANNWMERCH [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} {Redacted ] [Redacted] [Redacted] M115 [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] [Redacled] [Redacted] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} {Redacted} {Redacted} 23 90 [Redacted] [Redactad] [Redacted 1 [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted} CMANNMCASH [Redacted] [Redacted] [Redacted] [Redacted ] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} 23.90 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PHONE1 [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] {‘Redacied] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} {Redacted} {Redacted} PHONE2 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted} [Redacted] [Redacted] [Redacted] [Redacted ] {Redacted} {Redacted} [Redacted] [Redacted] [Redacted] PHONES [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacied] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Reda ted] PHONE4 [Redacted] {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] [Redactecfl {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} PHONES [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted1 [Redacted] [Redacted] {Redacted} [Redacted] Redacted] Redacted] Redacted] Redacted] Redacted] Redacted] Redacted] Redacted] Redacted] Redacted] flflflfiP-‘hmflmfi LSTPAYTYPE {Redacted} {Redacted} {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] EMAILADDRESS {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redautém [Redacted] [Redacted] [Redacted } [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] card ____ num [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redaded] [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] {Redacted} TotalPostCOPayments {Redacted} [Redacted] {Redacied} {Redacted} [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] {Redacted} $0 DO [Redacted] [Redacted] [Redacted] [Redacted] {Redacted J [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} TotalPostCOFee$ {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] $0 00 [Redacted ] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] TotalMerchPostCOCharges {Redacted} {Redacted} {Redacted} [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] $0.00 [Redacted] [Redacted] {Redacted} {Redacted} [Redacted] {Redacted] [Redacted] {Redacted} {Redacted} [Redacted] LastPurChaseDate [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] (Redacted) [Redacted] [Redacted] {Redacted} [Redacted] 24NOV2014 [Redacted] [Redacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] LastPumhasaAmount {Redacted} {Redacted} [Redacted] {Redacted} {Redacted} [Redactad] [Redacted] {Redacted} [Redacted] [Redacted] $334 iRedacted] [Redacted] [Redacted] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] [Redaciem‘] [Redacted] LanguageDescri non [Redacted] {Redacted 1 [Redacted] [Redacted 1 {Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] Enghsh [Redacted } [Redacted 1 [Redaczed] {Redacted} [Redacted] [Redacted] {Redacted} [Redacted] {Redacted} [Redacted] -.,~‘ C ZE-3h IJNE EANKCF swan: Numb March M. 2C "SUMMARVOF Accoummwmr . _‘ __ pnmem'mmamnon Prevéeus Baéance $556.53 ' . New Salaam $8816? Paymems - 3269-3“ Past Due nmourfl $128.90 OtherCrediis - $0.09 I Amount Due :zs Penod 85,90 Pmc‘nases + $553 _ Minimum Payment Due $93.09 Gash fixdvenses + $8.09 ' Payment Due Date 04.128115 Fess Charged + $3590 Late Payment Warning:'mema Charged ‘* $19”? ' 5 we dc nst secelve you: minimur‘ aaymem 9y ms dale nszed anew ycuu may have ic: pay a 38w iee us in: 835New 3:33am? $58“ '1: Limit 5:509 V3 A bk} Gratin Slammen‘; Ciasing Dab: Day», n Biizéng Cycie Minimum Payment Warning: I- yea; mak“ only“~ ' rr daymenz each penon, 311;; wiif pay more 4r: inferesfi. 39d ié wzti take you ionger i0 pay cf? your mange. You win pay QUESTIONS? Caé‘z Cusxome: Service or Repon usm; t me sialemem ”m a L551 m Samen Credit Care 1-377-32fi-3242 955'“ N- J" vr>~ » av-u z aimi- Outis 3 tints US. Cat! 13324952042 ‘ ' Oney tne‘: mmémum Piea e sens“ biéizng inquiries and conn_.monmnce fie»: paymem E yews $759.00 PO Box 9887’s. Las Vegas, N‘s 89": 03 8813 ' ks a imam ins cram ccunsefiéng saxvécea. fzwvx I CU TRANSACTIONS Trans Cram F'ca‘. Date Descdato artsactien c: . . Arzwount 03m: PAYMEM THANK YOU L/«S VEGAS ’J‘v’ 260-3 F’ .533 CREDIT}?F16?ECT 1 8:36 86.3- ?45: 5‘53 Fees 9&10‘3 84:03 LATE FEE 3‘3w} TOTAL FEES FOR THIS ?ERIOD 35.00 interest Charged 04303 04.1133 izwwres! Charge on Purchasas ?Gri‘)‘: (WUS 0-103 inéerem Charge on Ctasn Advances 03’} TOTAL INTEREST FOR THtS PEREOD 10(61 2015 Totals Year~1o~Date “Eda? ?ees charges in 2015 Ta :a! intercsz charged in 281-3 YOUR ACCOUNT IS: "ST [31.35.ET SS NOT TOO LATE TO PRC TECT YOURL‘;?EDET HATENC? PLEASE PAY HE MHJIMUM AMOUNT DUE NOW OE CALL {883) 7296274. -' you! aowun'i is- pas: {Sueycw csuid 1391 help. Yon have C eas-i D 019mm: Heeuam benem: toda» make, payments.Jyw get ta:c or bcgcm - » "were;s a sass uE Caéf‘: 86880: -‘274610re_ ENTEREST CHARGE CALCULATION Your Annuai Percentageg683?: «APR; i5 1:10 anmai imee311359 )3”: yaara 'xodr‘? Baiance Subject to Type o! Balance Annuai Percentage Raie {APR} interest Rate Interest Change Purchas'e 238C? ‘ $532‘?W4 3331‘ N. 1. :52: Acivames 23.90%"; $0.0!) ELJO gv} = v_a'yiable Flak: 5365': l‘i‘r‘l 2305 '7 '2‘. 3350453 O Y. PAGE E of i 2 O 5727' 95-20 H.315 QEC-LSJaS aril. and Mize yaw arrnzmé manfiar-a' ass ymer dunk. wzadz- payable ?o CHEIJIE' ONE Béw.?’wassz :eziurznnés pmxm «Em ycur 5252'»: PAY YOL;'R BILL GNU! E. at CreéitOneBank£om Accouni Number: New aaéame: rv'sz'nimum Pagmsrafi Due: 3 3705: Paymeni Due Date: 2:4!282? 5:: (H,m?Elli”!?HEK.niflinéilii.Jémmzuléiln1H,...L5H AMOUNT ENCLOSED: voa mar. CG: L‘fixzs ‘03s CANDLEWOOD .": Tm! Cg 91716-13 .5 SUNNYVALE CA @4039-2542 ms,” ...ma;::m,,:.5mmmzwnns,mmnmn”z, EXHIBIT C . E\‘ be; 04. 2015: SUMMARY OF ACCOUNT ACTWITY PAYMENT XNFORMAUON New BalancePrewous Balance Payments - Past Amaum Qher Creams 34:: This Penno Purchases MEmmum Payment Due Cash kavances Fees Charged |meres‘. Charged Payment Due Dale +&»+ .m‘ tamer“ Dyi up tc £557 Mmivwr H you , rem each {xenon 0 .3 say o: vmr m: unis pay m'xfi Statemmt Davs ' And 5uuu‘ {L’a- 39: , 102-4 05.234 '2 2 e Sc» 'i Di‘i’ng mquirrcs an; Ceneswndence \a' sass QII PVC» Box « ' 873 V . hora >51 creel cmnselmg sauces, TRANSACTIONS Remnant:- Nxmbe: Tmns £25m Cflscunhcr c: Transact r 04 Cr dia Am Fees 115727 OGGCYLAC AN-‘w ‘JAL FEE HHS 'HRO‘J 8 25v LA z rEE 35.00 TOTAL FEES FOR THIS PEFHOD 43.25 ameram Charged mtetes“ Chane on Purchases K580 interns! Char 'm Cash hdvan 3,03 TOTAL (NTEREST FOR THiS PERIOD 15.50 2515 Totals Year-Io-Date I Toma: toes charged in M $368. 43 tel In“. 3 2 (NTEREST CHARGE CALCULATEON .sa! 93mm! Paés MFR? is the- ann..xa€ imeress raie or: 3-th a:aaunz, Saiance Subjem so ?ype o! Balance Annual Percentage Rs‘e (APR) lnteresi Rate |nteves€ Charge Pu" aces 2’ " $3”%3 42 ’ ‘ Cam acvanccs 23 3 J :r: ’ 2 0 37:7 982$ 5J1 55 CHI": 54‘??? TL B&NK ONLINE at CraditOneBankcom ‘ w 5“ < - _, hem Parmem Due {1M AMOUNT ENCLOSED: DETONE GANK ?p BOX 613-500 CE'WOF NCUSTRYC JIM .Hmdi!mqixlhumhHHHVHHYM, .‘HEIHHEFV
