Ohio Rev. Code § 3923.011

Current with legislation from 2024 received as of March 20, 2024.

Section 3923.011 - Sickness and accident insurance definitions

As used in any policy of sickness and accident insurance delivered, issued for delivery, or used in this state, unless otherwise provided in the policy or in an indorsement thereon or in a rider attached thereto:

(A) "Total disability" means inability to perform the duties of any gainful occupation for which the insured is reasonably fitted by training, experience, and accomplishment.

(B) "Confinement to house" includes the activities of a convalescent not able to be gainfully employed.

(C) "Accidental death" means death by accident exclusively and independently of all other causes.

R.C. §3923.011

Effective Date: 1/10/1961 .