Section 1785.15.2 - Credit score derived from credit scoring model(a) In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the information and credit scoring model may be different than that used by the lender.(b) A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.Ca. Civ. Code § 1785.15.2
Added by Stats 2000 ch 978 (SB 1607),s 4, eff. 1/1/2001, op. 7/1/2001.