Section 20-259.01 - Motor vehicle liability policy; uninsured optional; underinsured optional; subrogation; medical payments liens; definitions

1 Analyses of this statute by attorneys

  1. Overthinking Underinsurance: Simplify Your UIM Forms

    Jones, Skelton & Hochuli, P.L.C.Michael HalvorsonNovember 26, 2019

    In distilled terms, this statute states that auto insurers must “be willing to provide” UIM coverage to their insureds, and they must “bring the availability of [UIM] coverage” to their insureds’ attention in writing. That’s it. Auto insurers’ obligations under A.R.S. § 20-259.01(B) are narrow. They are required only to “‘make available’ UIM insurance and communicate that availability in a written notice” to their insureds. If, after being made aware of UIM coverage, an insured “affirmatively requests” UIM coverage, it must be added to their policy.