Respectfully submitted, MACKIE WOLF ZIENTZ & MANN, P.C. Kendra Wiley State Bar No. 24062498 kwiley@mwzmlaw.com Lori Liane Long State Bar No. 24072443 llong-hamby@mwzmlaw.com Tracey Midkiff State Bar No. 24076558 midkiff@mwzmlaw.com Israel Saucedo State Bar No. 24042221 isaucedo@mwzmlaw.com Parkway Office Center, Suite 900 14160 North Dallas Parkway Dallas, TX 75254 (214) 635-2650 (Phone) (214) 635-2686 (Fax) ATTORNEYS FOR PETITIONER PETITIONER'S HOME EQUITY FORECLOSURE APPLICATION Page 5 Code No: 24076 MWZM No: 10-003754-670 Case 1:16-cv-00404-LY-ML Document 29-4 Filed 07/12/16 Page 6 of 61 CAUSE NO. IN RE: ORDER FOR FORECLOSURE CONCERNING 205 COUGAR AVENUE N CEDAR PARK, TX 78613 UNDER TEX. R. CIV. PROC. 736 Petitioner: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE UNDER POOLING AND SERVICING AGREEMENT DATED AS OF SEPTEMBER 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-HE2 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE2 Respondent(s): MARIA COLEMAN AND LOEL COLEMAN IN THE DISTRICT COURT OF WILLIAMSON COUNTY, TEXAS JUDICIAL DISTRICT AFFIDAVIT IN SUPPORT OF PETITIONER'S APPLICATION FOR AN EXPEDITED ORDER UNDER RULE 736 STATE OF Pennsylvania COUNTY OF Montgomery Before me, the undersigned notary, on this day personally appeared Derien Lewis, and stated under oath: 1. My name is Derien Lewis.

Plaintiffs had a Texas Home Equity Loan and, both contractually and pursuant to Tex. Const. art. XVI, § 50(a)(6)(D) and Texas Rules of Civil Procedure 736 Defendant LNV was required as a matter of law to style an application for foreclosure pursuant to Rule 736. LNV did not do this.

While a lienholder ordinarily may pursue either a judicial or non-judicial action to foreclose on a real property lien, see id. at 927, a home equity lien requires a court order for foreclosure through either a judicial foreclosure action or a judicial proceeding under Texas Rule of Civil Procedure 736, Curry v. Ocwen Loan Servicing LLC, No. H-15-3089, 2016 WL 3920375, at *2 (S.D. Tex. July 14, 2016); but see Deutsche Bank Nat.

XVI, § 50(a)(6)(D). BONY alleges that it noticed default of Plaintiff’s home equity loan on January 14, 2011 and then filed an expedited foreclosure proceeding under Tex. R. Civ. P. 736 on February 24, 2016. More than five years separates those dates, raising the obvious question whether that is too much time.

R. CIV. P. 9(b) ............................................................................................................11, 17, 19 FED. R. CIV. P. 8(a) ........................................................................................................................19 STATE RULES TEX. R. CIV. P. 736.................................................................................................................6, 8, 10 TEX. R. CIV. P. 736.

A promissory note is a negotiable instrument governed by Article Three of the Uniform Commercial Code.21 Section 3.205(b) of the Texas Business and Commerce Code provides: If an endorsement is made by the holder of an instrument and it is not a special endorsement [payable to an identified person], it is a ‘blank endorsement.’ When indorsed in blank, an instrument becomes payable to bearer and may be negotiated by transfer of possession alone until specially indorsed.22 16 Aff. of Karen Finnegan, Ex. A. 17 Depo. of Richard Haase, pp. 79:23 – 80: 6, Ex. F. 18 Aff. of Karen Finnegan, Ex. A. 19 Id. 20 See Tex. R. Civ. P. 736. 21 TEX. BUS. & COMM. CODE ANN. § 3.104(a) (Vernon 2010). 22 TEX. BUS. COMM. CODE ANN. § 3.205(b) (Vernon 2010) (emphasis added). Case 4:12-cv-01538 Document 3 Filed in TXSD on 05/18/12 Page 5 of 8 405964.1 000553.0516 Page 6 In this instance, the Note bears a “blank endorsement” as defined by section 3.205(b).23 “Under Texas law, because the note bears a blank endorsement, physical possession of the original Note establishes ownership and the right to collect.”24 Deutsche Bank as Trustee has physical possession of the Note and therefore is the payee of the debt represented by the Note.