der ImpactAccording to the Press Release, increasing consumer understanding of short-term, limited-duration insurance and fixed indemnity excepted benefits coverage and making short-term plans truly short term will empower consumers to make decisions that are “more informed” with respect to the risks associated such types of coverage and options for comprehensive coverage. This is consistent with HHS’s stated goal of helping more people gain access to high-quality, affordable coverage. HHS Secretary Becerra stated that “We want everyone to have the peace of mind that comes with having coverage that includes the protections and benefits they expect.” This goal builds upon CMS’s stated commitment to “furthering the promises made by the ACA 14 years ago.”FOOTNOTES The Final Rules were published by the Federal Register at 26 CFR Part 54 on April 3, 2024.See Fact Sheet on Final Rules and Press Release for the Final Rules, Ctrs. for Medicare & Medicaid Servs. (Mar. 28, 2024). See generally, 88 FR 44596 Section II, “Promoting Access to High-Quality, Affordable, and Comprehensive Coverage,” Subsection B “Risks to Consumers.” See generally, 88 FR 44596, Section III “Overview of the Final Regulations – The Departments of the Treasury, Labor, and Health and Human Services.” See 88 FR 44596, Section III “Overview of the Final Regulations – The Departments of the Treasury, Labor, and Health and Human Services”, Subsection A “Short-Term, Limited-Duration Insurance.” See 88 FR 44596, Section III “Overview of the Final Regulations – The Departments of the Treasury, Labor, and Health and Human Services”, Subsection B “Independent, Noncoordinated Excepted Benefits Coverage.”