Holding that the plaintiff failed to show that Trans Union's credit report was the cause of emotional distress where there were reports from multiple agencies at play
Adopting the New York Times Co. v. Sullivan, 376 U.S. 254, 279-280, standard, which requires that a statement be made with "knowledge that it was false or with reckless disregard of whether it was false or not"
370 F. Supp. 2d 592 (E.D. Tex. 2005) Cited 13 times
Dismissing Plaintiff's claims for injunctive relief on the basis that private litigants may not seek injunctive relief against consumer reporting agencies
In Albert, we said that interlocutory appeals "represent a continuum" with unreviewable orders not denying any injunctive relief at one end and reviewable orders denying all injunctive relief at the other end.
261 F. Supp. 2d 663 (N.D. Tex. 2003) Cited 8 times
Stating that the "immunity" provided to CRAs under 15 U.S.C. § 1681h(e) "requires that a Plaintiff show 'malice or willful intent to injure' before the Plaintiff can recover for tort claims under state law" (quoting 15 U.S.C. § 1681h(e))
15 U.S.C. § 1692 Cited 15,203 times 141 Legal Analyses
Finding that abusive debt-collection practices lead to "personal bankruptcies," "marital instability," "loss of jobs," and "invasions of individual privacy"
15 U.S.C. § 1681h Cited 738 times 3 Legal Analyses
Prohibiting consumers from bringing "any action or proceeding in the nature of defamation, invasion of privacy, or negligence with respect to the reporting of information against any consumer reporting agency, any user of information, or any person who furnishes information to a consumer reporting agency . . . except as to false information furnished with malice or willful intent to injure such consumer"