Holding that "[i]n order to state a claim under 15 U.S.C § 1681e(b), a consumer must sufficiently allege that a credit reporting agency prepared a report containing 'inaccurate' information"
145 F. Supp. 2d 371 (S.D.N.Y. 2001) Cited 79 times 1 Legal Analyses
Concluding that §§ 1681b(b) and "both affect users" whereas § 1681b(b) "sets forth obligations that an agency must satisfy before furnishing a consumer report"
15 U.S.C. § 1681e Cited 1,439 times 67 Legal Analyses
Requiring "[e]very consumer reporting agency" to "maintain reasonable procedures . . . to limit the furnishing of consumer reports" to permissible purposes
15 U.S.C. § 1681k Cited 103 times 4 Legal Analyses
Stating a "consumer reporting agency which furnishes a consumer report for employment purposes ... shall maintain strict procedures designed to insure that whenever public record information which is likely to have an adverse effect on a consumer's ability to obtain employment is reported it is complete and up to date"