Civil No. 15-5712 (RMB/KMW) 06-02-2017 JAMES WATKINS, Plaintiff, v. WELLS FARGO BANK, N.A., Defendant. APPEARANCES: Andrew M. Milz, Esq. Flitter Milz, P.C. 525 Route 73 South, Suite 200 Marlton, New Jersey 08053 Attorney for Plaintiff James Watkins Kellie A. Lavery, Esq. Reed Smith, LLP 136 Main Street, Suite 250 Princeton, New Jersey 08543 Attorney for Defendant Wells Fargo Bank, N.A. BUMB, UNITED STATES DISTRICT JUDGE [Docket No. 20] OPINION APPEARANCES: Andrew M. Milz, Esq. Flitter Milz, P.C.