550 U.S. 544 (2007) Cited 276,716 times 369 Legal Analyses
Holding that allegations of conduct that are merely consistent with wrongdoing do not state a claim unless "placed in a context that raises a suggestion of" such wrongdoing
Holding that “[t]o the extent Swartz seeks a declaration of defendants' liability for damages sought for his other causes of action,” claim must be dismissed as “merely duplicative”
Holding that a consumer has a private right of action against a furnisher of credit information for willful or negligent noncompliance with the requirements in 15 U.S.C. § 1681s-2(b)
Holding that after verification was requested, the information provided was "sufficient to inform [the debtor] of the amounts of his debts, the services provided, and the dates on which the debts were incurred."
194 F. Supp. 2d 1228 (D. Wyo. 2002) Cited 70 times
Concluding that "federal law under the FCRA preempts plaintiff's claims against the defendant relating to it as a furnisher of information," and citing in part the complete preemption of plaintiff's state law claims in its denial of plaintiff's motion to remand its claim
15 U.S.C. § 1692 Cited 15,203 times 141 Legal Analyses
Finding that abusive debt-collection practices lead to "personal bankruptcies," "marital instability," "loss of jobs," and "invasions of individual privacy"
15 U.S.C. § 1681n Cited 2,385 times 42 Legal Analyses
In §§1681n and 1681o, the Act authorizes consumer suits for money damages against "[a]ny person" who willfully or negligently fails to comply with this directive.