Holding that a sister corporation that did not sign an arbitration agreement could not be bound by the agreement, but noting that if the "corporation's interests were directly related to, if not predicated upon, the [signatory's] conduct," the corporation would have been subject to agreement
642 F. Supp. 2d 1048 (N.D. Cal. 2009) Cited 244 times
Finding plaintiffs' claims preempted by HOLA and stating that plaintiffs "must reframe them in terms of HOLA violations and show that the statute provides a private right of action for the alleged violations"
Providing that " mortgage . . . may not include terms under which the outstanding principal balance will increase at any time over the course of the loan because the regular periodic payments do not cover the full amount of interest due."