Ashcroft v. Iqbal

Holding that a claim is plausible where a plaintiff's allegations enable the court to draw a "reasonable inference" the defendant is liable

Bell Atl. Corp. v. Twombly

Holding that a complaint's allegations should "contain sufficient factual matter, accepted as true, to 'state a claim to relief that is plausible on its face' "

Lujan v. Defs. of Wildlife

Holding that the elements of standing "must be supported in the same way as any other matter on which the plaintiff bears the burden of proof"

In re Burlington Coat Factory

Holding that a court may consider a "document integral to or explicitly relied upon in the complaint" when deciding a motion to dismiss

Yocca v. Pittsburgh Steelers Sports, Inc.

Holding that an integration clause is a "clear sign" that a writing represents the entire agreement between the parties

Dayhoff Inc. v. H.J. Heinz Co.

Holding that a sister corporation that did not sign an arbitration agreement could not be bound by the agreement, but noting that if the "corporation's interests were directly related to, if not predicated upon, the [signatory's] conduct," the corporation would have been subject to agreement

Nasim v. Warden

Hunt v. U.S. Tobacco Co.

Holding that private plaintiffs pursuing claims under "all substantive sections of the Consumer Protection Law, fraud-based or not," must prove justifiable reliance

Kelley v. Mortgage Electronic Registration Systems, Inc.

Finding plaintiffs' claims preempted by HOLA and stating that plaintiffs "must reframe them in terms of HOLA violations and show that the statute provides a private right of action for the alleged violations"

Bortz v. Noon

Adopting Restatement (Second) Torts § 552

Section 541 - Property of the estate

Defining the bankruptcy estate to include "all legal or equitable interests of the debtor in property as of the commencement of the [bankruptcy] case"

Section 1601 - Congressional findings and declaration of purpose

Explaining that TILA's disclosure requirements exist “so that the consumer will be able to compare more readily the various credit terms available to him and avoid the uninformed use of credit”

Section 1640 - Civil liability

Holding "any creditor who fails to comply" liable, with creditors defined within § 1602(g) as persons

Section 1635 - Right of rescission as to certain transactions

Granting consumers the right to rescind

Section 554 - Abandonment of property of the estate

Providing that property that isn't administered and is not abandoned remains the property of the estate

Section 701 - Interim trustee

Granting the U.S. Trustee the power to appoint a "disinterested person" from "the panel of private trustees" as an interim trustee

Section 1602 - Definitions and rules of construction

Granting Federal Reserve authority to issue rules to carry out the CARD Act

Section 323 - Role and capacity of trustee

Stating trustee is representative of estate, with capacity to sue and be sued

Section 1639 - Requirements for certain mortgages

Describing information that must be disclosed to consumers by a creditor, including annual percentage rate and monthly payment

Section 1639a - Duty of servicers of residential mortgages

Referring to “guidelines issued by the Secretary of the Treasury or his designee”

Section 226.23 - Right of rescission

Granting extended right to cancel to "consumers" in the event of nondisclosures

Section 226.2 - Definitions and rules of construction

Defining "consumer credit"