7 Cited authorities

  1. Rubio v. Capital One Bank

    613 F.3d 1195 (9th Cir. 2010)   Cited 400 times   2 Legal Analyses
    Holding that closing a credit card account and losing the credit extended by the bank and/or keeping an account open and accepting a higher APR would result in economic injury sufficient for UCL standing
  2. Johnson v. Aurora Bank, F.S.B.

    Case No. 14-cv-05424-JSC (N.D. Cal. Mar. 23, 2015)   Cited 3 times

    Case No. 14-cv-05424-JSC 03-23-2015 ANGELITA JOHNSON, Plaintiff, v. AURORA BANK, F.S.B., et al., Defendants. Jacqueline Scott Corley United States Magistrate Judge ORDER RE: DEFENDANTS' MOTION TO DISMISS Re: Dkt. No. 16 Plaintiff Angelita Johnson ("Plaintiff") brings this action seeking damages stemming from the foreclosure of her home. She sues Defendants Aurora Bank, F.S.B. ("Aurora Bank") and Nationstar Mortgage, LLC ("Nationstar") for violation of California's Homeowner's Bill of Rights, breach

  3. Rule 36 - Requests for Admission

    Fed. R. Civ. P. 36   Cited 6,091 times   12 Legal Analyses
    Noting that facts admitted pursuant to a Rule 36 discovery request are "conclusively established unless the court, on motion, permits the admission to be withdrawn or amended"
  4. Section 1691 - Scope of prohibition

    15 U.S.C. § 1691   Cited 1,693 times   55 Legal Analyses
    Providing that it is unlawful "for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction . . . because all or part of the applicant's income derives from any public assistance program"
  5. Section 2923.7 - Establishment of single point of contact upon borrower requesting foreclosure prevention alternative

    Cal. Civ. Code § 2923.7   Cited 404 times
    Discussing the nature of "single point of contact"
  6. Section 1024.41 - Loss mitigation procedures

    12 C.F.R. § 1024.41   Cited 771 times   54 Legal Analyses
    Authorizing borrowers to seek damages for servicer misconduct in connection with borrowers' review for loss mitigation options under § 2605(f)
  7. Section 1002.9 - Notifications

    12 C.F.R. § 1002.9   Cited 29 times   8 Legal Analyses

    (a)Notification of action taken, ECOA notice, and statement of specific reasons - (1)When notification is required. A creditor shall notify an applicant of action taken within: (i) 30 days after receiving a completed application concerning the creditor's approval of, counteroffer to, or adverse action on the application; (ii) 30 days after taking adverse action on an incomplete application, unless notice is provided in accordance with paragraph (c) of this section; (iii) 30 days after taking adverse