No. 97-3859 Submitted: May 12, 1998 Filed: July 27, 1998 Appeal from the United States District Court for the Eastern District of Missouri. Robert Hammel Brownlee, St. Louis, MO, argued (David D. Farrell, on the brief), for Respondent-Appellant. G. Eric Brunstad, Hartford, CT, argued (Kevin F. LaFreniere and Wendi Alper-Pressman, on the brief), for Movant-Appellee. Before BOWMAN, Chief Judge, HEANEY and HANSEN, Circuit Judges. BOWMAN, Chief Judge. Hartford Underwriters Insurance Company brought an