§Why CasetextPricing

Green, Curtis v. Specialized Loan Services, Llc et al

Brief in Opposition

36 Cited authorities

  1. Pepper v. U.S.

    562 U.S. 476 (2011)   Cited 2,286 times   4 Legal Analyses
    Holding that a "[general] remand for a de novo resentencing . . . effectively wipe the slate clean"

  2. Agostini v. Felton

    521 U.S. 203 (1997)   Cited 1,666 times   6 Legal Analyses
    Holding that "lower courts should follow the case which directly controls, leaving to this Court the prerogative of overruling its own decisions"

  3. Arizona v. California

    460 U.S. 605 (1983)   Cited 2,284 times   1 Legal Analyses
    Holding that res judicata barred re-opening the quantification of tribes' Winters rights

  4. Ruffin-Thompkins v. Experian Information Solutions, Inc.

    422 F.3d 603 (7th Cir. 2005)   Cited 653 times
    Holding that, because the district court had correctly found that the defendant's duty to reinvestigate a dispute under § 1681i was never triggered, the plaintiff a fortiori could not prove a willful violation of § 1681i

  5. Turner v. J.V.D.B. Associates, Inc.

    330 F.3d 991 (7th Cir. 2003)   Cited 460 times
    Holding unintentional misrepresentation that debtor was obligated to pay a debt discharged in bankruptcy violated FDCPA

  6. Mace v. Van Ru Credit Corp.

    109 F.3d 338 (7th Cir. 1997)   Cited 509 times   2 Legal Analyses
    Holding that in reviewing a state claim pursuant to supplemental jurisdiction, federal courts apply state substantive law and federal procedural law

  7. Ruth v. Triumph Partnerships

    577 F.3d 790 (7th Cir. 2009)   Cited 321 times   4 Legal Analyses
    Holding that a notice claiming a right to collect and/or share information about the debtor “to the extent permitted by law” was misleading because there are no circumstances under which the law actually permits dissemination of a debtor's information

  8. Gburek v. Litton Loan Servicing

    614 F.3d 380 (7th Cir. 2010)   Cited 290 times   1 Legal Analyses
    Holding that a letter threatening foreclosure while also offering to discuss “foreclosure alternatives” qualified as a communication related to debt collection activity within the meaning of § 1692e

  9. Lox v. CDA, Ltd.

    689 F.3d 818 (7th Cir. 2012)   Cited 230 times
    Holding that the dunning letter would violate § 1692e even if it was "a form letter"

  10. Avila v. Rubin

    84 F.3d 222 (7th Cir. 1996)   Cited 271 times   3 Legal Analyses
    Holding that mass-produced dunning letters bearing facsimile of attorney's signature created false and misleading impression that communications were "from" attorney

  11. Section 1692 - Congressional findings and declaration of purpose

    15 U.S.C. § 1692   Cited 15,335 times   144 Legal Analyses
    Finding that abusive debt-collection practices lead to "personal bankruptcies," "marital instability," "loss of jobs," and "invasions of individual privacy"

  12. Section 1692e - False or misleading representations

    15 U.S.C. § 1692e   Cited 7,082 times   110 Legal Analyses
    Banning "[t]he threat to take any action that cannot legally be taken or that is not intended to be taken"

  13. Section 1692a - Definitions

    15 U.S.C. § 1692a   Cited 6,373 times   83 Legal Analyses
    Defining debt collector

  14. Section 1692k - Civil liability

    15 U.S.C. § 1692k   Cited 6,227 times   66 Legal Analyses
    Holding debt collectors civilly liable for illicit debt collection practices

  15. Section 1692g - Validation of debts

    15 U.S.C. § 1692g   Cited 3,519 times   71 Legal Analyses
    Setting forth requirements for disputing a debt

  16. Section 1692f - Unfair practices

    15 U.S.C. § 1692f   Cited 3,496 times   39 Legal Analyses
    Prohibiting a debt collector from "collecti[ng] . . . any amount" not "expressly authorized by . . . agreement . . . or permitted by law"

  17. Section 1692c - Communication in connection with debt collection

    15 U.S.C. § 1692c   Cited 1,689 times   53 Legal Analyses
    Regulating communications with consumers

  18. Section 6801 - Protection of nonpublic personal information

    15 U.S.C. § 6801   Cited 514 times   52 Legal Analyses
    Limiting information sharing by financial institutions without prior consent by customers

  19. Section 1024.35 - Error resolution procedures

    12 C.F.R. § 1024.35   Cited 380 times   17 Legal Analyses
    Outlining a mortgage servicer's obligations in response to a QWR providing notice of an alleged error

  20. Section 1024.36 - Requests for information

    12 C.F.R. § 1024.36   Cited 238 times   14 Legal Analyses
    Providing the requirements for responding to a QWR that requests information

  21. Section 1024.39 - Early intervention requirements for certain borrowers

    12 C.F.R. § 1024.39   Cited 78 times   30 Legal Analyses
    Establishing servicer obligation to engage in early intervention efforts with delinquent borrowers

  22. Section 1024.2 - Definitions

    12 C.F.R. § 1024.2   Cited 67 times   3 Legal Analyses
    Mirroring the definition in Regulation X