Holding that "in this circuit, the law is clear that a plaintiff so discriminated against in the employment context is normally entitled to reinstatement and back pay, absent special circumstances warranting the denial of equitable relief"
Holding it is not objectively unreasonable to interpret FCRA as permitting furnishing of consumer report to holder of closed account; noting, "we cannot say that the term `account' necessarily means `an open account,'. . . . [n]or have judicial opinions established that the Act forbids the sale of reports for consumers whose accounts are closed"
364 F. Supp. 2d 1198 (S.D. Cal. 2005) Cited 23 times
Granting defendant's motion to dismiss for failure to state a claim under § 1681s-2(b) where plaintiff alleged that she notified furnisher of information directly of billing dispute and failed to allege that furnisher was notified of dispute by a consumer reporting agency
Holding that Plaintiffs' § 1681s-2(b) claim failed because they did not submit any evidence that any consumer reporting agency ("CRA") notified the furnisher of a dispute
Refusing to consider the appellant's challenge to a jury instruction because she failed to "submit an adequate record" in that "her appendix d[id] not include the transcript of the jury instruction conference" (citing 10th Cir. R. 10.3(B))
Affirming grant of summary judgment for defendants where defendants controlled less than 10% of relevant market, since "plaintiffs failed to establish defendants had sufficient strength in the relevant market."
15 U.S.C. § 1692 Cited 15,280 times 144 Legal Analyses
Finding that abusive debt-collection practices lead to "personal bankruptcies," "marital instability," "loss of jobs," and "invasions of individual privacy"