550 U.S. 544 (2007) Cited 280,791 times 369 Legal Analyses
Holding that allegations of conduct that are merely consistent with wrongdoing do not state a claim unless "placed in a context that raises a suggestion of" such wrongdoing
Holding that § 1692g's "plain language . . . does not require that a Validation of Debt Notice must be received by a debtor," but "states that such a Notice need only be sent to a debtor"
997 F. Supp. 2d 1088 (E.D. Cal. 2014) Cited 117 times
Holding that plaintiff's allegation that '[he] is ready, willing, and able to unconditionally tender his obligation to the true holder in due course of Note and Deed of Trust' was conclusory and insufficient to plead tender
CASE NO. 09cv325 WQH (AJB) (S.D. Cal. May. 14, 2009) Cited 42 times
Finding the allegations in the complaint "support that Defendants were foreclosing on the property" and not collecting a debt within the meaning of the Rosenthal Act
929 F. Supp. 2d 1030 (N.D. Cal. 2013) Cited 18 times
Finding harassment plausible where debt collector "very likely received notice from the contents of plaintiff's outgoing answering-machine message . . . that it was calling the wrong number."
15 U.S.C. § 1692d Cited 1,939 times 22 Legal Analyses
Limiting debt collectors’ ability to use threats of violence, publicize lists of consumers allegedly refusing to pay debts, cause a telephone to ring repeatedly or continuously, or engage someone in telephone conversation repeatedly or continuously