Docket No. 64112. April 19, 1982. COUNSEL Costello Walcher, Edward J. Costello, Jr., and Alan E. Walcher for Petitioners. No appearance for Respondent. Fulop Hardee, Robert J. DeMarco, Kenneth B. Bley, William H. Holcomb and Eugene G. Cowan for Real Parties in Interest. OPINION FILES, J.[fn*] [fn*] Retired Presiding Justice of the Court of Appeal sitting under assignment by the Chairperson of the Judicial Council. This mandate proceeding is brought to review an order of the superior court denying
(a) The Legislature makes the following findings: (1) The banking and credit system and grantors of credit to consumers are dependent upon the collection of just and owing debts. Unfair or deceptive collection practices undermine the public confidence which is essential to the continued functioning of the banking and credit system and sound extensions of credit to consumers. (2) There is need to ensure that debt collectors and debtors exercise their responsibilities to one another with fairness,