Bank of America, N.A. v. All Clean Building Services Inc. et alMOTION for Summary Judgment as Against Kathleen R. ManfredoD.N.J.January 25, 20172245630v.1 WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, New Jersey 07932-0668 Tel.: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA NOTICE OF MOTION FOR SUMMARY JUDGMENT AGAINST DEFENDANT KATHLEEN R. MANFREDO PURSUANT TO FED. R. CIV. P. 56(a) (Document Filed Electronically) TO: Clerk, United States District Court, District of New Jersey Clarkson S. Fisher U.S. Courthouse 402 East State Street Trenton, New Jersey 08608 All Clean Building Services Inc. 990 Spruce Street Lawrenceville, NJ 08648-4548 All Clean Janitorial Supply Company Inc. 990 Spruce Street Lawrenceville, NJ 08648-4548 Case 3:16-cv-02056-DEA Document 24 Filed 01/25/17 Page 1 of 3 PageID: 688 2245630v.1 David Waltzer, Esq., One Central Avenue, Suite 307 Tarrytown, NY 10591 Attorney for Defendant Joseph A. Manfredo Francine Galante Carlin, Esq. Goldstein Law Group 14 Woodward Drive P.O. Box 806 Old Bridge, NJ 08857 Attorneys for Defendant Kathleen R. Manfredo PLEASE TAKE NOTICE THAT on February 21, 2017, the undersigned attorneys for Plaintiff, Bank of America, N.A. (“BANA”), shall move before the Honorable Douglas E. Arpert, U.S.M.J., United States District Court for the District of New Jersey, Courtroom 6W, 402 East State Street, Trenton, New Jersey 08608 for an Order granting summary judgment in its favor, pursuant to Rule 56(a) of the Federal Rules of Civil Procedure against defendant Kathleen R. Manfredo. PLEASE TAKE FURTHER NOTICE that the undersigned attorneys will rely upon this Notice of Motion, Declaration of Timothy R. Wheeler in Support of Summary Judgment Motion, Statement of Material Facts Submitted in Support of Motion for Summary Judgment, Memorandum of Law in Support of Motion for Summary Judgment and proposed Form of Order and attached and referenced documents in support thereof. PLEASE TAKE FURTHER NOTICE that the undersigned requests oral argument in the event of opposition. [Signature page to follow.] Case 3:16-cv-02056-DEA Document 24 Filed 01/25/17 Page 2 of 3 PageID: 689 2245630v.1 W I L S O N E L S E R M O S K O W I T Z E D E L M A N & D I C K E R , L L P Attorneys for Plaintiff, Bank of America, N.A. By: /s/ Timothy R. Wheeler DANIEL F. FLORES TIMOTHY R. WHEELER Dated: January 25, 2017 Case 3:16-cv-02056-DEA Document 24 Filed 01/25/17 Page 3 of 3 PageID: 690 2233572v.2 UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA (Document Filed Electronically) MEMORANDUM OF LAW OF PLAINTIFF BANK OF AMERICA, N.A. IN SUPPORT OF ITS MOTION FOR SUMMARY JUDGMENT AGAINST DEFENDANT KATHLEEN R. MANFREDO AND RELATED RELIEF Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. Wilson, Elser, Moskowitz, Edelman & Dicker, LLP 200 Campus Drive Florham Park, NJ 07932 Phone: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 1 of 22 PageID: 691 i 2233572v.2 TABLE OF CONTENTS Page PRELIMINARY STATEMENT .......................................................................................................1 STATEMENT OF FACTS ................................................................................................................2 LEGAL ARGUMENT.......................................................................................................................2 I. BANA IS ENTITLED TO SUMMARY JUDGMENT ON THE FIFTH, SIXTH, NINTH AND FOURTEENTH CLAIMS IN ITS VERIFIED COMPLAINT .........2 i. The Services Loan Defaults and Ms. Manfredo’s Guaranty ...........................4 ii. The Supply Loan Defaults and Ms. Manfredo’s Guaranty .............................5 iii. The Defaults and Demand for Payment ..........................................................6 iv. Ms. Manfredo’s Answer and Affirmative Defenses........................................7 II. BANA IS ENTITLED TO A MONEY JUDGMENT EQUAL TO THE AMOUNTS DUE AND OWING UNDER THE LOAN DOCUMENTS PLUS ATTORNEYS’ FEES AND COSTS ........................................................................13 CONCLUSION..................................................................................................................................17 Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 2 of 22 PageID: 692 ii 2233572v.2 TABLE OF AUTHORITIES Page CASES Aerospace & Agric. Implement Workers v. Mack Trucks, Inc., 917 F.2d 107, 111 (3d Cir. 1990), cert. denied, 499 U.S. 921 (1991) ...................................... 10 American Cyanamid v. Fermenta Animal Health Co., 54 F.3d 177, 181 (3d Cir. 1995).................................................................................................11 Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 250, 106 S.Ct. 2505, 91 L.Ed.2d 202 (1986)......................................... 2, 3, 8, 14 Celotex Corp. v. Catrett, 477 U.S. 317, 323, 106 S.Ct. 2548, 91 L.Ed. 2d 265 (1986).................................................. 3, 7 Century Federal Savings vs. Van Glahn, 144 N.J. Super. 48 (Ch. Div. 1976) .......................................................................................... 14 Cooper River Plaza East, LLC v. Briad Group, 359 N.J. Super. 518, 528 (App. Div. 2003)............................................................................. 13 Federal Deposit Insurance Corp. v. Miller, 130 N.J.L. 626, 628 (E. & A. 1943).......................................................................................... 14 Guerin v. Cassidy, 38 N.J. Super. 454, 460 (Ch. Div. 1955) .................................................................................. 15 Hartford Fire Ins. Co. v. Riefolo Construction Co., Inc., 161 N.J. Super. 99, 114 (App. Div. 1978), aff'd, 81 N.J. 514 (1980) ....................................... 14 Kushinsky v. Samuelson, 142 N.J. Eq. 729, 731 (E. & A. 1948)....................................................................................... 15 Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 585–87, 106 S.Ct. 1348, 89 L.Ed.2d 538 (1986)............................................. 2, 8 Murphy v. Implicito, 392 N.J. Super. 245, 265 (App. Div. 2007) .............................................................................. 14 Nester v. O’Donnell, 301 N.J. Super. 198, 210 (App. Div. 1997) .............................................................................. 14 Nevets C.M. Inc. v. Nissho Iwai American Corp., 726 F. Supp. 525, 531 (D.N.J. 1989), aff’d, 899 F.2d 1218 (3d Cir. 1990).............................. 10 New York State Higher Educ. Servs. Corp. v. Lucianna, 284 N.J. Super. 603, 608 (App. Div.1995) ............................................................................... 14 Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 3 of 22 PageID: 693 iii 2233572v.2 Poydan, Inc. v. Kiraki, 130 N.J. Super. 141, 150 (Ch. Div. 1974) ................................................................................ 14 Saldana v. Kmart Corp., 260 F.3d 228, 232 (3d Cir. 2001)........................................................................................ 3, 7, 9 Scott v. Harris, 550 U.S. 372, 378 (2007)............................................................................................................ 2 U.S. on Behalf of Small Business Admin. v. DelGuercio, 818 F.Supp. 725, 727-28 (D.N.J. 1993).................................................................................... 10 Vasquez v. Glassboro Serv. Ass’n, Inc., 83 N.J. 86, 101 (1980) .............................................................................................................. 14 W.B. v. Matula, 67 F.3d 484, 497 (3d Cir. 1995)................................................................................................ 10 Weiner v. Cullens, 97 N.J.Eq. 523, 526 (E. & A.1925)........................................................................................... 14 RULES AND REGULATIONS Fed R. Civ. P. 56............................................................................................................................ 18 Fed R. Civ. P. 56(a) ......................................................................................................................... 2 Fed R. Civ. P. 56(e) ......................................................................................................................... 8 Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 4 of 22 PageID: 694 1 2233572v.2 PRELIMINARY STATEMENT Plaintiff Bank of America, N.A. (“BANA” or “Plaintiff”) submits this Memorandum of Law in support of its motion (the “Motion”) for an Order in favor of BANA (a) granting summary judgment on the Fifth, Sixth, Ninth, and Fourteenth Claims of BANA’s Verified Complaint1 as against defendant Kathleen R. Manfredo (“Ms. Manfredo”), (b) striking the Affirmative Defenses included in Ms. Manfredo’s Answer to the Verified Complaint; (c) awarding BANA money damages; and (d) awarding to BANA such other and further relief this Court may deem just, proper, and equitable. Ms. Manfredo, together with All Clean Building Services Inc. (“Building Services”), All Clean Janitorial Supply Company Inc. (“Janitorial Supply”) and Joseph A. Manfredo (“Mr. Manfredo”) shall be referred to collectively as the “Defendants”. BANA is entitled to the relief requested in the Motion because BANA can establish its prima facie case for summary judgment, and Ms. Manfredo has failed to refute the same. Ms. Manfredo does not dispute the validity of the Services Loan Agreement, the Services Security Agreement, the Kathleen Services Loan Guaranty, the Supply Loan Agreement, the Supply Security Agreement and/or the Kathleen Supply Loan Guaranty, and BANA can establish the defaults under these agreements and that there are amounts remaining due thereunder from the Defendants. While Ms. Manfredo has set forth certain Affirmative Defenses in her Answer, none of the asserted Affirmative Defenses are sufficient to defeat summary judgment. For all these reasons, BANA requests an Order granting all of the relief requested in this Motion. 1 Capitalized terms used but not otherwise defined in this Memorandum of Law shall have the meanings ascribed to such terms in the accompanying Declaration of Timothy R. Wheeler (the “Wheeler Decl.”). Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 5 of 22 PageID: 695 2 2233572v.2 STATEMENT OF FACTS BANA respectfully refers the Court to the Statement of Material Facts and the Wheeler Decl. filed contemporaneously herewith for a full recitation of the underlying facts relevant to this Motion. LEGAL ARGUMENT POINT I BANA IS ENTITLED TO SUMMARY JUDGMENT ON THE FIFTH, SIXTH, NINTH AND FOURTEENTH CLAIMS IN ITS VERIFIED COMPLAINT Summary judgment is appropriate when “the movant shows that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law.” Fed.R.Civ.P. 56(a); accord Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 585–87, 106 S.Ct. 1348, 89 L.Ed.2d 538 (1986). The role of the district court is not to weigh the evidence and determine the truth of the matter, but rather to perform “the threshold inquiry of whether there is the need for a trial[.]” Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 250, 106 S.Ct. 2505, 91 L.Ed.2d 202 (1986). A “genuine” dispute of “material” fact exists where a reasonable jury’s review of the evidence could result in “a verdict for the non-moving party” or where such fact might otherwise affect the disposition of the litigation. See Anderson, 477 U.S. at 248. In evaluating a motion for summary judgment, the Court must view the evidence in the light most favorable to the non-moving party, and must provide that party the benefit of all reasonable inferences. See Scott v. Harris, 550 U.S. 372, 378 (2007). Only disputes over facts that might affect the outcome of the suit under the governing law will properly preclude the entry of summary judgment. Factual disputes that are irrelevant or unnecessary will not be counted. Anderson, 477 U.S. at 248. Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 6 of 22 PageID: 696 3 2233572v.2 Initially, the moving party has the burden of demonstrating the absence of a genuine issue of material fact. See Celotex Corp. v. Catrett, 477 U.S. 317, 323, 106 S.Ct. 2548, 91 L.Ed. 2d 265 (1986). Once the moving party has met this burden, the non-moving party must identify, by affidavits or otherwise, specific facts showing that there is a genuine issue for trial. Id. Thus, to withstand a properly supported motion for summary judgment, the nonmoving party must identify specific facts and affirmative evidence that contradict those offered by the moving party. Anderson, 477 U.S. at 256-57, 106 S.Ct. 2505. A party opposing summary judgment must do more than just rest upon mere allegations, general denials, or vague statements. Saldana v. Kmart Corp., 260 F.3d 228, 232 (3d Cir. 2001). Rather, the non-moving party must make a showing sufficient to establish the existence of each element constituting its case. See Celotex Corp. v. Catrett, 477 U.S. 317, 323, 106 S.Ct. 2548, 91 L.Ed.2d 265 (1986) (“[A] complete failure of proof concerning an essential element of the non-moving party’s case necessarily renders all other facts immaterial.”). It is undisputed that BANA is the current holder of the Services Loan Agreement, the Services Security Agreement, the Kathleen Services Loan Guaranty, the Supply Loan Agreement, the Supply Security Agreement and the Kathleen Supply Loan Guaranty (collectively, the “Loan Documents”), and that Ms. Manfredo executed the Kathleen Services Loan Guaranty and the Kathleen Supply Loan Guaranty. (See Exhibits A, B, E, K, L and O of the Verified Complaint, Doc. Entry No. 1; Affidavit of Derek Plourde in support of Motion for Entry of Judgment by Default Against Defendants All Clean Building Services Inc., All Clean Janitorial Supply Company Inc. and Joseph A Manfredo Pursuant to Fed. R. Civ. P. 55(b) (the “Plourde Default Aff.”), ¶ 54, attached as Exhibit A to the Wheeler Decl.). Moreover, the documentary evidence establishes that Ms. Manfredo defaulted on her obligations under the Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 7 of 22 PageID: 697 4 2233572v.2 Loan Documents and identifies the current aggregate amount of the indebtedness due and owing under the Loan Documents. (See Plourde Default Aff., ¶ 58-61; Loan Histories, pp. 52 & 103; Certification in Support of Judgment by Default Against Defendants All Clean Building Services Inc., All Clean Janitorial Supply Company Inc. and Joseph A. Manfredo (the “Wheeler Default Cert.”), ¶ 23, attached as Exhibit B to the Wheeler Decl.). BANA is therefore entitled to summary judgment against Ms. Manfredo on the Fifth, Sixth, Ninth, and Fourteenth claims of its Verified Complaint. The Services Loan Defaults and Ms. Manfredo’s Guaranty. The Services Loan Agreement provides that an event of default will occur thereunder if, inter alia, Building Services should fail to perform any condition or obligation described in the Services Loan Agreement including the failure to make a payment and the occurrence of a default under any other agreement Building Services has with BANA or any affiliate of BANA. (See Doc. Entry No. 1, Exhibit A, §§ 8, 8.1 & 8.2 of the Verified Complaint). In the event of a default thereunder, BANA would be entitled to, inter alia, demand payment in full of all sums outstanding under the Services Loan, or take any other actions available to BANA, in law or equity or under the Loan Documents. (See id.). As set forth in the Kathleen Services Loan Guaranty, Ms. Manfredo guaranteed and promised to pay any and all indebtedness of Building Services to BANA when due, either at stated maturity, upon acceleration or otherwise, and at all times thereafter. (See Doc. Entry No. 1, Exhibit E, § 1 of the Verified Complaint). Ms. Manfredo’s liability as a guarantor is not limited to the principal amount of the Services Loan and includes, without limitation, liability for all interest, fees and expenses owing from Building Services to BANA, and is “joint and several.” (See id.). Further, in the Kathleen Services Loan Guaranty, Ms. Manfredo specifically Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 8 of 22 PageID: 698 5 2233572v.2 waived any right to require BANA to proceed against Building Services or pursue any other remedy, and agreed that if she failed to fulfill her duty to pay all of the obligations of Building Services, BANA may declare such indebtedness due and payable at once and may take possession of any collateral pledged by Building Services to secure the Building Services Loan. (See Doc. Entry No. 1, Exhibit E, §§ 18, 18(a) & 18(b) of the Verified Complaint). It is undisputed that Ms. Manfredo executed the Kathleen Services Loan Guaranty. In fact, in her Answer, Ms. Manfredo admits to executing the Kathleen Services Loan Guaranty. (See Doc. Entry No. 13, Answer, ¶¶ 22 & 88). The Supply Loan Defaults and Ms. Manfredo’s Guaranty. Similarly, the Supply Loan Agreement provides that an event of default will occur thereunder if, inter alia, Janitorial Supply should fail to perform any condition or obligation described in the Supply Loan Agreement including the failure to make a payment and the occurrence of a default under any other agreement Airborne has with BANA or any affiliate of BANA. (See Doc. Entry No. 1, Exhibit K, §§ 8, 8.1 & 8.2 of the Verified Complaint). In the event of a default thereunder, BANA would be entitled to, inter alia, demand payment in full of all sums outstanding under the Supply Loan, or take any other actions available to BANA, in law or equity or under the Loan Documents. (See id.). As set forth in the Kathleen Supply Loan Guaranty, Ms. Manfredo guaranteed and promised to pay any and all indebtedness of Janitorial Supply to BANA when due, either at stated maturity, upon acceleration or otherwise, and at all times thereafter. (See Doc. Entry No. 1, Exhibit O, § 1 of the Verified Complaint). Ms. Manfredo’s liability as a guarantor is not limited to the principal amount of the Supply Loan and includes, without limitation, liability for all interest, fees and expenses owing from Janitorial Supply to BANA, and is “joint and several.” Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 9 of 22 PageID: 699 6 2233572v.2 (See id.). Further, in the Kathleen Supply Loan Guaranty, Ms. Manfredo’s specifically waived any right to require BANA to proceed against Janitorial Supply or pursue any other remedy, and agreed that if she failed to fulfill her duty to pay all of the obligations of Janitorial Supply, BANA may declare such indebtedness due and payable at once and may take possession of any collateral pledged by Janitorial Supply to secure the Janitorial Supply Loan. (See Doc. Entry No. 1, Exhibit O, §§ 18, 18(a) & 18(b) of the Verified Complaint). It is undisputed that Ms. Manfredo executed the Kathleen Supply Loan Guaranty. In fact, in the Answer, Ms. Manfredo admits to executing the Kathleen Supply Loan Guaranty. (See Doc. Entry No. 13, Answer, ¶¶ 39 & 93). The Defaults and Demand for Payment. By letter dated February 26, 2016, BANA made demand for payment in full of all amounts due under the Loans no later than March 7, 2016 as a result of the occurrence of numerous defaults including the fact that the operative agreements had expired and the Loans were due and payable in full. (See Doc. Entry No. 1, Exhibit BB of the Verified Complaint). Despite written notice and demand for the payment of the amounts due and owing under the Loan Documents, neither Ms. Manfredo nor any of the other Defendants has paid the outstanding amounts due and owing under the Loan Documents. (See Plourde Default Aff., ¶ 58; Doc. Entry No. 21, Affidavit of Derek Plourde in Support of Bank of America N.A.s Motion for Issuance of Writ of Replevin, Injunctive and Other Relief (the “Plourde Replevin Aff.”), ¶ 66). In order to calculate principal and interest due under the Loan Documents, in the normal course of its business, BANA produced loan history reports for both the Services Loan and the Supply Loan (collectively, the “Loan Histories”). (See Wheeler Decl, ¶ 12; Plourde Default Aff., Exh. 1). Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 10 of 22 PageID: 700 7 2233572v.2 As set forth in the respective Loan Histories, as of November 16, 2016, there is due and payable from the Obligors to the Bank, (i) the principal balance on the Services Loan of $1,184,929.68 plus accrued but unpaid interest of $47,231.12 (with a per diem rate thereafter of $149.77), and a Forbearance Fee of $22,500.00; and (ii) the principal balance on the Supply Loan of $279,000.00 plus accrued but unpaid interest of $11,120.90 (with a per diem rate thereafter of $35.26); for a total sum of $1,544,781.70, together with attorneys’ fees and costs. (See Plourde Default Aff., ¶ 61). Ms. Manfredo’s Answer and Affirmative Defenses As BANA has made out a prima facie case, the burden shifts to Ms. Manfredo to come forward with sufficient evidentiary proof (in admissible form), establishing that factual issues exist, which would require a trial of the action. See Celotex Corp. v. Catrett, 477 U.S. 317 at 323. Ms. Manfredo must raise more than conclusory and unsubstantiated allegations to create an issue of fact. See Saldana, 260 F.3d 228 at 232. Ms. Manfredo filed an Answer, denying the allegations of the Verified Complaint and raising the following fourteen Affirmative Defenses: (i) the Plaintiff failed to state a claim upon which relief can be granted; (ii) the Plaintiff's claims are barred by the doctrine of estoppels [sic]; (iii) the Plaintiff's claims are barred by the doctrine of waiver; (iv) the Plaintiff's claims are barred by public policy; (v) the Plaintiffs claims are barred by the doctrine of unclean hands; (vi) the Defendant does not owe any contractual duty to the Plaintiff, or if she did, she did not breach any such duty; (vii) the Defendant is free from negligence; (viii) the Defendant is without information to determine that any amount is due to the Plaintiff; (ix) any injury, damage, or loss suffered by the Plaintiff was solely the fault of the Plaintiff; (x) any injury, damage or loss sustained was the result of the contributory and/or comparative negligence of the Plaintiff and Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 11 of 22 PageID: 701 8 2233572v.2 the Complaint should be dismissed or the damages reduced accordingly; (xi) the damages alleged by the Plaintiff were the result of third parties over whom the Defendants exercised no control; (xii) the Plaintiff has failed to prove the damage alleged; (xiii) the Plaintiff’s claims are barred based on the Plaintiff’s failure to mitigate its alleged damages; (xiv) these Defendants [sic] reserves the right to move for damages pursuant to the frivolous lawsuit statute. (See Doc. Entry No. 13, pp. 15-16). It is respectfully submitted that Ms. Manfredo is unable to meet her burden and cannot defeat the Motion. From a general perspective, each one of Ms. Manfredo’s purported Affirmative Defenses is nothing more than a bald legal conclusion without merit and unsupported by detailed factual allegations. The party opposing summary judgment “may not rest upon the mere allegations or denials of the ... pleading”; its response, “by affidavits or as otherwise provided in this rule, must set forth specific facts showing that there is a genuine issue for trial.” Fed.R.Civ.P. 56(e); Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 106 S.Ct. 1348, 89 L.Ed.2d 538 (1986). “[T]here is no issue for trial unless there is sufficient evidence favoring the nonmoving party for a jury to return a verdict for that party.” Anderson, 477 U.S. at 249. Ms. Manfredo’s Affirmative Defenses do not refute the existence of any of the Loan Documents and do not deny the existence of the obligations and/or the defaults thereunder. Moreover, the Affirmative Defenses are refuted by the terms of the Loan Documents and the plain language of relevant statutory law and established case law. Accordingly, BANA respectfully requests that the Affirmative Defenses be stricken. The Affirmative Defenses also suffer from the following specific deficiencies. Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 12 of 22 PageID: 702 9 2233572v.2 The following nine Affirmative Defenses asserted by Ms. Manfredo—(i) the Plaintiff failed to state a claim upon which relief can be granted; (ii) the Plaintiff's claims are barred by the doctrine of estoppels [sic]; (iii) the Plaintiff's claims are barred by the doctrine of waiver; (iv) the Plaintiff's claims are barred by public policy; (v) the Plaintiffs claims are barred by the doctrine of unclean hands; (ix) any injury, damage, or loss suffered by the Plaintiff was solely the fault of the Plaintiff; (x) any injury, damage or loss sustained was the result of the contributory and/or comparative negligence of the Plaintiff and the Complaint should be dismissed or the damages reduced accordingly; (xi) the damages alleged by the Plaintiff were the result of third parties over whom the Defendants exercised no control; (xiii) the Plaintiff’s claims are barred based on the Plaintiff’s failure to mitigate its alleged damages—do not refute BANA’s prima facie case. Rather, each one of them merely states a legal conclusion without providing any factual support. Accordingly, these self-serving and conclusory defenses should be stricken. See Saldana, 260 F.3d 228 at 232. Ms. Manfredo’s sixth Affirmative Defense—(vi) the Defendant does not owe any contractual duty to the Plaintiff, or if she did, she did not breach any such duty--does not refute BANA’s prima facie case because Ms. Manfredo has not articulated any particular challenge to her contractual duty to BANA arising from the Kathleen Services Loan Guaranty and the Kathleen Supply Loan Guaranty (together, the “Guaranties”) that she admits to have signed. See Saldana, 260 F.3d 228 at 232. To be entitled to a judgment on a guaranty, a plaintiff must demonstrate: 1) execution of the guarantee by the guarantor (i.e., that it was the defendant who signed the guarantee); 2) the principal obligation and terms of the guaranty; 3) the lender’s reliance on the guaranty in extending monies to the borrower; 4) default by the principal obligator; 5) written demand for payment on the guarantee; Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 13 of 22 PageID: 703 10 2233572v.2 6) failure of the guarantor to pay upon written demand. U.S. on Behalf of Small Business Admin. v. DelGuercio, 818 F.Supp. 725, 727-28 (D.N.J. 1993) (citing 38 C.J.S. Guaranty §§ 8-14 and 38 Am.Jur.2d § 119). Here, Ms. Manfredo has not and cannot dispute that all of the elements of a claim for breach of guaranty are present and supported by the facts of this case: 1) Ms. Manfredo executed the Guaranties. In her Answer, Ms. Manfredo admits that she signed the Kathleen Services Loan Guaranty and the Kathleen Supply Loan Guaranty. (See Doc. Entry No. 13, Answer, ¶¶ 22, 39, 88 & 93; Wheeler Decl., ¶ 5). 2) The terms of the Guaranties are unambiguous. Under New Jersey law, if the terms of a contract are unambiguous, the court may construe the meaning or requirements of a contract as a matter of law for purposes of summary judgment. See Nevets C.M Inc. v. Nissho Iwai American Corp., 726 F. Supp. 525, 531 (D.N.J. 1989), aff’d, 899 F.2d 1218 (3d Cir. 1990). See also W.B. v. Matula, 67 F.3d 484, 497 (3d Cir. 1995). The initial determination of whether a contract is clear or ambiguous is a preliminary question of law for the Court. Aerospace & Agric. Implement Workers v. Mack Trucks, Inc., 917 F.2d 107, 111 (3d Cir. 1990), cert. denied, 499 U.S. 921 (1991). Here, as previously noted, the terms of the Guaranties that were violated required Ms. Manfredo “to pay any and all indebtedness of [Building Services and/or Janitorial Supply to BANA] when due, either at stated maturity, upon acceleration or otherwise, and at all times thereafter. (See Doc. Entry No. 1, Exhibit K, § 1 of the Verified Complaint; Doc. Entry No. 1, Exhibit O, § 1 of the Verified Complaint). Ms. Manfredo has not alleged an inability to understand these terms, nor can she given their plain meaning. The obligations incurred by Ms. Manfredo pursuant to the terms Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 14 of 22 PageID: 704 11 2233572v.2 of the Guaranties are unequivocal and precise, and therefore, are not subject to any plausible dispute. Accordingly, there is no ambiguity to be resolved that would preclude summary judgment. See American Cyanamid v. Fermenta Animal Health Co., 54 F.3d 177, 181 (3d Cir. 1995). 3) BANA relied upon the Guaranties. The express purpose of the Guaranties was to induce BANA to enter into the Building Services Loan Agreement and the Janitorial Supply Loan Agreement. (See Doc. Entry No. 1, Exhibits E & O; Plourde Default Aff., ¶¶ 12 & 29). Ms. Manfredo was therefore aware of BANA’s reliance upon the Guaranties at the time she executed them. 4) Building Services and Janitorial Supply defaulted under the terms of the Loan Agreements. It is undisputed that Building Services and Janitorial Supply defaulted under the terms of the Building Services Loan Agreement and the Janitorial Supply Loan Agreement inter alia, by (i) failing to pay the outstanding amounts due and owing under the Loan Documents; and/ or (ii) failing to assemble and turn over the collateral securing the amounts due under the Loan Documents. (See Doc. Entry No. 1, Verified Complaint, ¶¶ 67 & 69; Plourde Default Aff., ¶ 58). 5) BANA made a written demand for payment to the Defendants. By letter dated February 26, 2016, BANA made demand for payment in full of all amounts due under the Loans no later than March 7, 2016. (See Doc. Entry No. 1, Exhibit BB of the Verified Complaint). By letter dated March 28, 2016, as a result of the Defaults under the Services Loan and the Supply Loan, BANA also made demand for the assembly and turnover of the collateral securing the amounts due and owing under the Loan Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 15 of 22 PageID: 705 12 2233572v.2 Documents by no later than April 1, 2016. (See Doc. Entry No. 1, Exhibit CC of the Verified Complaint; Doc. Entry No. 21, Plourde Replevin Aff., ¶ 59). 6) Ms. Manfredo has failed to pay the amounts due and owing despite receiving a written demand. It is undisputed that despite written notice and demand for the payment of the amounts due and owing under the Loan Documents and the turnover of the collateral securing the amounts due under the Loan Documents, neither Ms. Manfredo nor any of the other Defendants has paid the outstanding amounts due and owing under the Loan Documents. (See Plourde Default Aff., ¶ 58). Accordingly, BANA has established all of the elements required to prove a prima facie case of breach of Guaranty. In so doing, BANA has satisfied its burden of demonstrating that there is no genuine issue of material fact and is entitled to summary judgment on the Fifth and Sixth Claims of the Verified Complaint. Ms. Manfredo’s seventh Affirmative Defense--(vii) the Defendant is free from negligence--does not refute BANA’s prima facie case because BANA’s Verified Complaint does not assert any negligence claims against Ms. Manfredo or the other Defendants. Ms. Manfredo’s eighth and twelfth Affirmative Defenses--(viii) the Defendant is without information to determine that any amount is due to the Plaintiff; (xii) the Plaintiff has failed to prove the damage alleged--do not refute BANA’s prima facie case because, among other reasons, BANA provided the verified Loan Histories to counsel for Ms. Manfredo on numerous occasions. (See Wheeler Decl., ¶ 11). In order to calculate principal and interest due under the Loan Documents, in the normal course of its business, the Bank produced Loan Histories for both the Services Loan and the Supply Loan. As set forth in the respective Loan Histories, as of November 16, 2016, there is due and payable from the Obligors to BANA, (i) the principal Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 16 of 22 PageID: 706 13 2233572v.2 balance on the Services Loan of $1,184,929.68 plus accrued but unpaid interest of $47,231.12 (with a per diem rate thereafter of $149.77), and a Forbearance Fee of $22,500.00; and (ii) the principal balance on the Supply Loan of $279,000.00 plus accrued but unpaid interest of $11,120.90 (with a per diem rate thereafter of $35.26); for a total sum of $1,544,781.70, together with attorneys’ fees and costs. (See Plourde Default Aff., ¶ 61). This debt has already been liquidated and reduced to judgment as set forth in the Default Judgment. (See Wheeler Decl., ¶ 19). Finally, Ms. Manfredo’s fourteenth Affirmative Defense--(xiv) these Defendants [sic] reserves the right to move for damages pursuant to the frivolous lawsuit statute--does not refute BANA’s prima facie case because this Affirmative Defense is merely a reservation of rights and does not include any factual or legal basis to challenge the Fifth, Sixth, Ninth and Fourteenth claims asserted in the Verified Complaint. As such, BANA respectfully submits that it is entitled to an order (i) granting summary judgment in favor of BANA and against Ms. Manfredo with respect to the Fifth, Sixth, Ninth and Fourteenth claims asserted in the Verified Complaint, and (ii) striking Ms. Manfredo’s Affirmative Defenses. POINT II BANA IS ENTITLED TO A MONEY JUDGMENT EQUAL TO THE AMOUNTS DUE AND OWING UNDER THE LOAN DOCUMENTS PLUS ATTORNEYS’ FEES AND COSTS Having established that it is entitled to summary judgment, BANA respectfully requests Judgment awarding money damages in favor of BANA and against Ms. Manfredo. It is well settled that “[w]hether a [contract provision or] term is clear or ambiguous is a question of law.” Cooper River Plaza East, LLC v. Briad Group, 359 N.J. Super. 518, 528 Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 17 of 22 PageID: 707 14 2233572v.2 (App. Div. 2003); (citing Nester v. O’Donnell, 301 N.J. Super. 198, 210 (App. Div. 1997)). “[W]hen the evidence is so one-sided that one party must prevail as a matter of law, the trial court should not hesitate to grant summary judgment.” Anderson v. Liberty Lobby Inc., 477 U.S. 242, 249 (1986). New Jersey courts routinely enforce contracts as written. See Vasquez v. Glassboro Serv. Ass’n, Inc., 83 N.J. 86, 101 (1980); Hartford Fire Ins. Co. v. Riefolo Construction Co., Inc., 161 N.J. Super. 99, 114 (App. Div. 1978), aff'd, 81 N.J. 514 (1980) (Courts must refrain from rewriting contracts or injecting “better” terms). This rule also applies in the context of commercial loans. See Century Federal Savings vs. Van Glahn, 144 N.J. Super. 48 (Ch. Div. 1976); Weiner v. Cullens, 97 N.J.Eq. 523, 526 (E. & A.1925); and Poydan, Inc. v. Kiraki, 130 N.J. Super. 141, 150 (Ch. Div. 1974). To establish a breach of contract claim, a plaintiff must show that the parties entered into a valid contract, that the defendant failed to perform his obligations under the contract and that the plaintiff sustained damages as a result. Murphy v. Implicito, 392 N.J. Super. 245, 265 (App. Div. 2007). Agreements to lend money are interpreted in the same manner as any other contract in New Jersey. New York State Higher Educ. Servs. Corp. v. Lucianna, 284 N.J. Super. 603, 608 (App. Div.1995). In fact, when signatures on instruments such as the Loan Agreements in the case sub judice are admitted or established, the mere production of that instrument establishes a prima facie case for recovery. Thus, the Bank’s proffer of those documents in this case establishes a prima facie case entitling it to judgment. See Federal Deposit Insurance Corp. v. Miller, 130 N.J.L. 626, 628 (E. & A. 1943); Kushinsky v. Samuelson, 142 N.J. Eq. 729, 731 (E. & A. 1948); Guerin v. Cassidy, 38 N.J. Super. 454, 460 (Ch. Div. 1955). Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 18 of 22 PageID: 708 15 2233572v.2 As set forth in the Plourde Default Aff., the parties entered into the Loan Agreements designed to provide certain credit facilities to Building Services and Janitorial Supply, respectively, in the aggregate amount of $2,300,000. (See Plourde Default Aff., ¶¶ 4 & 21). The Loan Agreements contained specific payment terms. (See Plourde Default Aff., ¶¶ 4 & 21). The Defendants breached their obligations under the Loan Documents by failing to make payment in full to BANA of all sums due under the Loans on or before the Expiration Date, and to comply with the specific terms of the Loan Agreements including, inter alia, certain Financial Covenants, leading to defaults. (See Plourde Default Aff., ¶¶ 55 & 57). Additionally, Ms. Manfredo executed personal guaranties in favor of BANA, in which she unconditionally agreed that he would make payment of any and all liabilities, obligations and indebtednesses of both Building Services and Janitorial Supply to BANA in the event that either Building Services or Janitorial Supply failed to do so. (See Plourde Default Aff., ¶¶ 11 and 28; Verified Complaint, Exhibits E & O). BANA relied on these personal guaranties when deciding to loan monies to Building Services and to Janitorial Supply. As guarantor, Ms. Manfredo is liable for the amount due and owing to BANA under the Loan Documents, and she has breached her obligation to pay such sums. Here, BANA has satisfied all of the elements necessary to prevail on its contractual claim for full repayment of the Loans at issue. Due to the fact that the Obligors have undisputedly failed to make payments on account of the Loans extended by BANA when due under the terms of the Loan Documents, it is undeniable that “Events of Default” have occurred under the Loan Agreements, Security Agreements, Guaranties, and other Loan Documents. (See Plourde Default Aff., ¶¶ 58 & 61). Indeed, this Court has already so determined as a result of its entry of a Money Judgment against all defendants other than Ms. Manfredo (the “Default Judgment”). Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 19 of 22 PageID: 709 16 2233572v.2 (See Doc. Entry No. 23). At this time, BANA is entitled to judgment against Ms. Manfredo for the entire amounts currently due and owing to BANA under the Loan Documents and the Default Judgment. In order to calculate the amount of the Default Judgment, BANA produced the Loan Histories attached to the Plourde Default Aff. as Exhibit 1. As supported by the Loan Histories, as of November 16, 2016, there is due and payable from the Defendants to BANA, (i) the principal balance on the Services Loan of $1,184,929.68 plus accrued but unpaid interest of $47,231.12 (with a per diem rate thereafter of $149.77), and a Forbearance Fee of $22,500.00; and (ii) the principal balance on the Supply Loan of $279,000.00 plus accrued but unpaid interest of $11,120.90 (with a per diem rate thereafter of $35.26); for a total sum of $1,544,781.70, together with attorneys’ fees and costs. (See Wheeler Decl., ¶ 14; Plourde Default Aff., ¶ 61). As set forth in the Wheeler Default Cert. attached as Exhibit B to the Wheeler Decl., and supported by the exhibits thereto, as of November 17, 2016, the aggregate costs, disbursements, and legal fees incurred by BANA as a result of the Defendants’ defaults, less a 5% discount, are in the amount of $60,431.20 (the “Legal Fees”) comprised of costs of $2,607.14 and legal fees of $57,824.06.. As specifically cited in the Wheeler Default Cert., as set forth in the Verified Complaint and the exhibits annexed thereto, each of the relevant loan documents, i.e., loan agreements, security agreements, and guaranties, provides that, upon the occurrence of a default thereunder, BANA would be entitled to recover its attorneys’ fees incurred in connection with enforcement of its rights against the Defendants. (See Wheeler Default Cert., ¶¶ 17-19). The particular tasks undertaken by BANA’s legal professionals and para-professionals as a result of Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 20 of 22 PageID: 710 17 2233572v.2 the Defendants’ defaults and the time spent thereon are set forth in detail in Exhibit A to the Wheeler Default Cert. (See Wheeler Decl. Exhibit B, Wheeler Default Cert.). Accordingly, BANA is entitled to judgment against Ms. Manfredo for the same amounts set forth in the Default Judgment: $1,544,781.70, together with attorneys’ fees and costs in the amount of $60,431.20, plus per diem interest of $185.03 from November 17, 2016 through the date of entry of judgment, plus post-judgment interest thereafter at the statutory rate through and until such time as the judgment is satisfied in full, and post-judgment attorneys’ fees and expenses as may be subsequently approved by the Court. [Signature page to follow.] Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 21 of 22 PageID: 711 18 2233572v.2 CONCLUSION For all of the reasons above, BANA respectfully requests that this Court grant the Motion in its entirety and enter an Order: (a) pursuant to Fed. R. Civ. P. 56, granting summary judgment in favor of BANA on the Fifth, Sixth, Ninth and Fourteenth Claims of its Verified Complaint as against Defendant Kathleen R. Manfredo; (b) striking Ms. Manfredo’s Answer, including the affirmative defenses; (c) awarding money damages in the amounts set forth herein; and (c) awarding to BANA such other and further relief this Court may deem just, proper, and equitable. Dated: January 25, 2017 Respectfully Submitted, WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER, LLP By: /s/ Timothy R. Wheeler Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, NJ 07932 Phone: (973) 624-0800 Fax: (973) 624-0808 daniel.flores@wilsonelser.com timothy.wheeler@wilsonelser.com Attorneys for Plaintiff, Bank of America, N.A. Case 3:16-cv-02056-DEA Document 24-1 Filed 01/25/17 Page 22 of 22 PageID: 712 2244972v.1 WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, New Jersey 07932-0668 Tel.: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA STATEMENT OF MATERIAL FACTS SUBMITTED IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT Plaintiff, Bank of America, N.A., (“BANA”) by and through its attorneys, Wilson, Elser, Moskowitz, Edelman & Dicker, LLP, pursuant to Fed. R. Civ. P. 56(c)(1)(A) and Local Rule of Civil Procedure 56.1(a) submits the following Statement of Material Facts to which BANA contends there are no general issues to be tried: The Services Loan 1. On or about December 22, 2010, BANA entered into a borrowing base line of credit Loan Agreement (as at any time amended, the “Services Loan Agreement”) with All Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 1 of 20 PageID: 713 - 2 - 2244972v.1 Clean Building Services Inc. (“Building Services”), pursuant to which BANA agreed to, inter alia, make available to Building Services a business line of credit (the “Services Loan”) in the maximum aggregate principal amount of up to $2,000,000.00 until July 31, 2011 (as any time extended, the “Expiration Date”), at which time Building Services would repay in full any principal, interest or other charges outstanding under the Services Loan. (See Doc. Entry No. 1, Verified Complaint (the “Verified Complaint”), Exhibit A, ¶¶ 1 & 1.3). 2. The Services Loan Agreement provides, inter alia, that: (a) an event of default will occur thereunder if Building Services fails to make a payment when due or if any default occurs under any other agreement Building Services or any guarantor has with BANA or any affiliate of BANA; and, (b) in the event of a default under the Services Loan Agreement, the Bank would be entitled to declare Building Services in default, stop making any additional credit available under the Services Loan Agreement, declare all sums outstanding under the Services Loan Agreement to be immediately due and payable, charge interest at the default rate of six percent (6%) over the existing rate of interest on the Services Loan (the “Default Rate”) and take any other actions available to BANA in law or equity, or under the Services Loan Agreement and related instruments. (See Doc. Entry No. 1, Verified Complaint, Exhibit A, ¶¶ 4.5, 8, 8.2, 8.3, & 8.13). 3. In accordance with the terms and conditions of the Services Loan Agreement, Building Services agreed to certain financial covenants (as more fully defined therein) including, without limitation, that: (a) Building Services would maintain a “Debt Service Coverage Ratio— Borrower” of at least 1.25 to 1.0; (b) Janitorial Supply, as corporate guarantor of Building Services’ debt to BANA, would maintain a “Debt Service Coverage Ratio—Corporate Guarantor” of at least 1.25 to 1.0; and (c) Building Services would maintain a “Minimum Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 2 of 20 PageID: 714 - 3 - 2244972v.1 Tangible Net Worth” equal to at least one million dollars (collectively, the “Services Financial Covenants”). (See Doc. Entry No. 1, Verified Complaint, ¶¶ 7.3, 7.4 & 7.5). 4. In accordance with the terms of the Services Loan Agreement, Building Services agreed to pay reasonable attorneys’ fees and costs incurred by BANA related to the preservation, protection or enforcement of any of its rights or remedies under the Services Loan Agreement or any other documents executed in connection with the Services Loan Agreement and in connection with any amendment, waiver, workout or restructuring under the Services Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit A, ¶ 9.6). 5. Also on or about December 22, 2010 and as collateral security for the prompt and complete payment and performance of all of Building Services’ then or thereafter-existing debts, obligations, and liabilities to BANA (the “Building Services Obligations”), Building Services executed and delivered to BANA a certain Security Agreement (Multiple Use) (as at any time amended, the “Services Security Agreement”). (See Doc. Entry No. 1, Verified Complaint, Exhibit B). 6. Pursuant to the terms of the Services Security Agreement, Building Services granted to BANA a first priority blanket security interest in all assets of Building Services (the “Services Collateral”). (See Doc. Entry No. 1, Verified Complaint, Exhibit B, ¶¶ 1(a)-(g)). 7. In connection with BANA’s security interest in the Services Collateral, BANA filed UCC-1 Financing Statement No. 25865585 (the “Services Collateral Financing Statement”) with the NJ Department of Treasury on December 22, 2010, which was duly continued by filing UCC-3 Continuation Statement (the “Services Continuation Statement”) with the NJ Department of Treasury on July 13, 2015. (See Doc. Entry No. 1, Verified Complaint, Exhibit C). Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 3 of 20 PageID: 715 - 4 - 2244972v.1 8. Also on or about December 22, 2010, and as additional security for the repayment of the Building Services Obligations, defendant Joseph A. Manfredo (“Joseph”) executed and delivered to the Bank a continuing and unconditional guaranty in favor of BANA (as at any time amended, the “Joseph Services Loan Guaranty”), pursuant to which he absolutely and unconditionally guaranteed the payment to or performance for BANA of the Building Services Obligations and all other indebtedness, obligations, liabilities and agreements of Building Services to BANA of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by BANA in collecting any sums due to it. (See Doc. Entry No. 1, Verified Complaint, Exhibit D, ¶¶ 1 & 22). 9. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Building Services Obligations, defendant Kathleen R. Manfredo (“Kathleen”) executed and delivered to BANA a continuing and unconditional guaranty in favor of BANA (as at any time amended, the “Kathleen Services Loan Guaranty”), pursuant to which she absolutely and unconditionally guaranteed the payment to or performance for BANA of the Building Services Obligations and all other indebtedness, obligations, liabilities and agreements of Building Services to BANA of every kind and nature, whether then or thereafter arising when due, including any attorneys’ fees and costs incurred by BANA in collecting any sums due to it. (See Doc. Entry No. 1, Verified Complaint, Exhibit E, ¶¶ 1 & 22). 10. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Building Services Obligations, Janitorial Supply executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Janitorial Supply Guaranty”), pursuant to which Janitorial Supply absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Building Services Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 4 of 20 PageID: 716 - 5 - 2244972v.1 Obligations and all other indebtedness, obligations, liabilities and agreements of Building Services to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. (See Doc. Entry No. 1, Verified Complaint, Exhibit N, ¶¶ 1 & 22). 11. The Joseph Services Loan Guaranty, Kathleen Services Loan Guaranty and Janitorial Supply Guaranty shall be collectively referred to herein as the “Services Loan Guaranties” and Joseph, Kathleen and/or Janitorial Supply shall be collectively referred to herein as the “Services Guarantors”. 12. Pursuant to the terms of the Services Loan Guaranties, the Services Guarantors, respectively, waived certain rights and defenses, among which included, without limitation, any right to require the Bank to proceed against Building Services, or to proceed against or exhaust any security for the indebtedness of Building Services, or to pursue any other remedy in the Bank’s power whatsoever, or to raise any defense based on any claim that the Service Guarantors’ obligations exceed or are more burdensome than those of Building Services. (See Doc. Entry No. 1, Verified Complaint, Exhibits. D, E & F, ¶¶ 6(a)-(d)). 13. Pursuant to the terms of the Services Loan Guaranties, the Services Guarantors agreed to pay all reasonable attorneys’ fees and all other costs and expenses that may be incurred by the Bank in connection with the enforcement of the Services Loan Guaranties or the enforcement of any rights of the Bank in any case involving bankruptcy proceedings commenced by or against Building Services or the Services Guarantors. (See Doc. Entry No. 1, Verified Complaint, Exhibits. D, E & F, ¶ 22). 14. On or about August 16, 2011, the Bank entered into Amendment No. 1 to Loan Agreement with Building Services (the “1st Amendment to Services Loan Agreement”), Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 5 of 20 PageID: 717 - 6 - 2244972v.1 pursuant to which the Bank agreed to, inter alia, extend the Expiration Date of the Building Services Loan from July 31, 2011 to November 30, 2011. (See Doc. Entry No. 1, Verified Complaint, Exhibit G). 15. On or about March 6, 2012, the Bank entered into Amendment No. 2 to Loan Agreement with Building Services (the “2nd Amendment to Services Loan Agreement”), pursuant to which the Bank and Building Services agreed to certain amendments including: (a) Building Services acknowledged that the outstanding principal balance of the Services Loan was $1,207,429.68; (b) the Expiration Date was extended from November 30, 2011 to July 31, 2012; and (c) the rate of interest was increased to the BBA LIBOR Daily Floating Rate plus four hundred (400) basis points. (See Doc. Entry No. 1, Verified Complaint, Exhibit H). 16. On or about December 24, 2012, the Bank and Building Services entered into a Loan Modification Agreement (the “Services Loan Modification Agreement”), pursuant to which the Bank and Building Services agreed to certain modifications including: (a) the parties acknowledged that the outstanding principal and interest balance of the Services Loan was $1,210,819.59; (b) the amount of the Services Commitment was reduced from $2,000,000 to $1,300,000; (c) the Expiration Date was extended to March 31, 2013; and (d) Building Services and the Services Guarantors each provided a general release in favor of the Bank. (See Doc. Entry No. 1, Verified Complaint, Exhibit I). 17. By letter dated March 13, 2013 (the “Services Extension Letter”), the Bank extended the Expiration Date with respect to the Services Loan to May 31, 2013. (See Doc. Entry No. 1, Verified Complaint, Exhibit J). The Supply Loan 18. On or about December 22, 2010, the Bank entered into a line of credit Loan Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 6 of 20 PageID: 718 - 7 - 2244972v.1 Agreement (as at any time amended, the “Supply Loan Agreement” and together with the Services Loan Agreement, the “Loan Agreements”) with defendant All Clean Janitorial Supply Company Inc. (“Janitorial Supply”), pursuant to which the Bank agreed to, inter alia, make available to Janitorial Supply a business line of credit (the “Supply Loan”) in the maximum aggregate principal amount of up to $300,000.00 until July 31, 2011 (as any time extended, the “Expiration Date”), at which time Janitorial Supply would repay in full any principal, interest or other charges outstanding under the Supply Loan. (See Doc. Entry No. 1, Verified Complaint, Exhibit K, ¶¶ 1.1 & 1.2). 19. The Supply Loan Agreement provides, inter alia, that: (a) an event of default will occur thereunder if Janitorial Supply fails to make a payment when due or if any default occurs under any other agreement Janitorial Supply or any guarantor has with the Bank or any affiliate of the Bank; and, (b) in the event of a default under the Supply Loan Agreement, the Bank would be entitled to declare Janitorial Supply in default, stop making any additional credit available under the Supply Loan Agreement, declare all sums outstanding under the Supply Loan Agreement to be immediately due and payable, charge interest at the default rate of six percent (6%) over the existing rate of interest on the Supply Loan (the “Supply Loan Default Rate”) and take any other actions available to the Bank in law or equity, or under the Supply Loan Agreement and related instruments. (See Doc. Entry No. 1, Verified Complaint, Exhibit K, ¶¶ 4.5, 8, 8.1, 8.2, 8.3, & 8.13). 20. In accordance with the terms and conditions of the Supply Loan Agreement, Janitorial Supply agreed to certain financial covenants (as more fully defined therein) including, without limitation, that: (a) Janitorial Supply would maintain a “Debt Service Coverage Ratio— Borrower” of at least 1.25 to 1.0; and (b) Building Services as corporate guarantor would Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 7 of 20 PageID: 719 - 8 - 2244972v.1 maintain a “Debt Service Coverage Ratio—Corporate Guarantor” of at least 1.25 to 1.0 (collectively, the “Supply Financial Covenants”). (See Doc. Entry No. 1, Verified Complaint, Exhibit K, ¶¶ 7.1 & 7.3). 21. In accordance with the terms of the Supply Loan Agreement, Janitorial Supply agreed to pay reasonable attorneys’ fees and costs incurred by the Bank related to the preservation, protection or enforcement of any of its rights or remedies under the Supply Loan Agreement or any other documents executed in connection with the Supply Loan Agreement and in connection with any amendment, waiver, workout or restructuring under the Supply Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit K, ¶ 9.6). 22. Also on or about December 22, 2010 and as collateral security for the prompt and complete payment and performance of all of Janitorial Supply’s then or thereafter-existing debts, obligations, and liabilities to the Bank (the “Janitorial Supply Obligations” and together with the Building Services Obligations, the “Obligations”), Janitorial Supply executed and delivered to the Bank a certain Security Agreement (Multiple Use) (as at any time amended, the “Supply Security Agreement”). (See Doc. Entry No. 1, Verified Complaint, Exhibit L). 23. Pursuant to the terms of the Supply Security Agreement, Janitorial Supply granted to the Bank a first priority blanket security interest in all assets of Janitorial Supply (the “Supply Collateral”). (See Doc. Entry No. 1, Verified Complaint, Exhibit L, ¶¶ 1(a)-(g)). 24. In connection with the Bank’s security interest in the Supply Collateral, the Bank filed UCC-1 Financing Statement No. 25865585 (the “Supply Collateral Financing Statement”) with the NJ Department of Treasury on December 22, 2010, which was duly continued by filing UCC-3 Continuation Statements (the “Supply Continuation Statement”) with the NJ Department of Treasury on July 13, 2015. (See Doc. Entry No. 1, Verified Complaint, Exhibit Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 8 of 20 PageID: 720 - 9 - 2244972v.1 M). 25. Also on or about December 22, 2010, and as additional security for the repayment of the Janitorial Supply Obligations, Joseph executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Joseph Supply Loan Guaranty”), pursuant to which he absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Janitorial Supply Obligations and all other indebtedness, obligations, liabilities and agreements of Janitorial Supply to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. (See Doc. Entry No. 1, Verified Complaint, Exhibit N, ¶¶ 1 & 22). 26. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Janitorial Supply Obligations, Kathleen executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Kathleen Supply Loan Guaranty”), pursuant to which she absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Janitorial Supply Obligations and all other indebtedness, obligations, liabilities and agreements of Janitorial Supply to the Bank of every kind and nature, whether then or thereafter arising when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. (See Doc. Entry No. 1, Verified Complaint, Exhibit O, ¶¶ 1 & 22). 27. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Janitorial Supply Obligations, Building Services executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Building Services Guaranty”), pursuant to which Building Services absolutely and Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 9 of 20 PageID: 721 - 10 - 2244972v.1 unconditionally guaranteed the payment to or performance for the Bank of the Janitorial Supply Obligations and all other indebtedness, obligations, liabilities and agreements of Janitorial Supply to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. (See Doc. Entry No. 1, Verified Complaint, Exhibit P, ¶¶ 1 & 22). 28. The Joseph Supply Loan Guaranty, Kathleen Supply Loan Guaranty and Building Services Guaranty shall be collectively referred to herein as the “Supply Loan Guaranties” and Joseph, Kathleen and/or Building Services shall collectively be referred to herein as the “Supply Guarantors”. 29. Pursuant to the terms of the Supply Loan Guaranties, the Supply Guarantors, respectively, waived certain rights and defenses, among which included, without limitation, any right to require the Bank to proceed against Janitorial Supply, or to proceed against or exhaust any security for the indebtedness of Janitorial Supply, or to pursue any other remedy in the Bank’s power whatsoever, or to raise any defense based on any claim that the Supply Guarantors’ obligations exceed or are more burdensome than those of Janitorial Supply. (See Doc. No. 1, Verified Complaint, Exhibits N, O, & P, ¶¶ 6(a)-(d)). 30. Pursuant to the terms of the Supply Loan Guaranties, the Supply Guarantors agreed to pay all reasonable attorneys’ fees and all other costs and expenses that may be incurred by the Bank in connection with the enforcement of the Supply Loan Guaranties or the enforcement of any rights of the Bank in any case involving bankruptcy proceedings commenced by or against Janitorial Supply or the Supply Guarantors. (See Doc. Entry No. 1, Verified Complaint, Exhibits N, O & P, ¶ 22). 31. On or about August 16, 2011, the Bank entered into Amendment No. 1 to Loan Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 10 of 20 PageID: 722 - 11 - 2244972v.1 Agreement with Janitorial Supply (the “1st Amendment to Supply Loan Agreement”), pursuant to which the Bank agreed to, inter alia, extend the Expiration Date from July 31, 2011 to November 30, 2011. (See Doc. Entry No. 1, Verified Complaint, Exhibit Q). 32. On or about March 6, 2012, the Bank entered into Amendment No. 2 to Loan Agreement with Janitorial Supply (the “2nd Amendment to Supply Loan Agreement”), pursuant to which the Bank and Janitorial Supply agreed to certain amendments including: (a) Janitorial Supply acknowledged that the outstanding principal balance of the Supply Loan was $288,000.00; (b) the Expiration Date was extended from November 30, 2011 to July 31, 2012; and (c) the rate of interest was increased to the BBA LIBOR Daily Floating Rate plus four hundred (400) basis points. (See Doc. Entry No. 1, Verified Complaint, Exhibit R). 33. On or about December 24, 2012, the Bank and Janitorial Supply entered into a Loan Modification Agreement (the “Supply Loan Modification Agreement”), pursuant to which the Bank and Janitorial Supply agreed to certain modifications including: (a) the parties acknowledged that the outstanding principal and interest balance of the Supply Loan was $288,808.58; (b) the Expiration Date was extended to March 31, 2013; and (c) Janitorial Supply and the Supply Guarantors each provided a general release in favor of the Bank. (See Doc. Entry No. 1, Verified Complaint, Exhibit S). 34. By letter dated March 13, 2013 (the “Supply Expiration Extension Letter”), the Bank extended the Expiration Date with respect to the Supply Loan to May 31, 2013. (See Doc. Entry No. 1, Verified Complaint, Exhibit T). 35. Building Services, Janitorial Supply, Joseph and Kathleen shall sometimes hereinafter be collectively referred to as the “Obligors”. The Services Loan and the Supply Loan shall hereinafter collectively be referred to as the “Loans”. The Services Security Agreement, Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 11 of 20 PageID: 723 - 12 - 2244972v.1 and the Supply Security Agreement, shall hereinafter collectively be referred to as the “Security Agreements”. The Services Collateral and the Supply Collateral are hereinafter collectively referred to as the “Collateral.” The Services Loan Late Charge and the Supply Loan Late Charge shall hereinafter be referred to collectively as the “Late Charges.” The Services Loan Default Rate and the Supply Loan Default Rate shall hereinafter be referred to collectively as the “Default Rates.” The Events of Default and Forbearance Agreements 36. On or about July 17, 2013, the Bank, Building Services and Janitorial Supply entered into a Forbearance Agreement (the “1st Forbearance Agreement”) in connection with the Loans. Pursuant to the 1st Forbearance Agreement, the parties agreed and acknowledged, inter alia, that: (a) $1,210,944.71 in principal and interest was due under the Building Loan and $288,838.42 was due under the Supply Loan; (b) Building Services was in default under the Services Loan Agreement for (i) failure to repay the Services Loan in full on the Expiration Date of May 31, 2013; (ii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Services Financial Covenant (Paragraph 7.3); (iii) failure to comply with the “Minimum Tangible Net Worth” Services Financial Covenant (Paragraph 7.5); and (iv) by virtue of a cross- default in violation of Paragraph 8.3 of the Services Loan Agreement; and (c) Janitorial Supply was in default under the Supply Loan Agreement for (i) failure to repay the Supply Loan in full on the Expiration Date of May 31, 2013; and (ii) by virtue of a cross-default in violation of Paragraph 8.3 of the Supply Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit U, ¶¶ C, D & E). 37. Pursuant to the 1st Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on February 28, 2014, provided Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 12 of 20 PageID: 724 - 13 - 2244972v.1 that, among other things, all amounts due under the Loans would be repaid in full no later than February 28, 2014. (See Doc. Entry No. 1, Verified Complaint, Exhibit U, ¶¶ 2 & 2.3). 38. On or about June 16, 2014, the Bank and Building Services entered into a Forbearance Agreement (the “2nd Services Forbearance Agreement”) in connection with the Services Loan. Pursuant to the 2nd Services Forbearance Agreement, the Bank and Building Services agreed and acknowledged, among other things, that: (a) $1,214,251.23 in principal and interest was due under the Services Loan; and (b) Building Services was in default under the Services Loan Agreement for (i) failure to repay the Services Loan in full on the Expiration Date of February 28, 2014; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Services Financial Covenant (Paragraph 7.3); (iv) failure of Janitorial Supply to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Services Financial Covenant (Paragraph 7.4); (v) failure to comply with the “Minimum Tangible Net Worth” Services Financial Covenant (Paragraph 7.5); and (iv) by virtue of a cross-default in violation of Paragraph 8.3 of the Services Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit V, ¶¶ B, C, D, & E). 39. Pursuant to the 2nd Services Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2014, provided that, among other things, Building Services would repay in full all amounts due and owing under the Services Loan by not later than November 30, 2014 and no further advances would be permitted under the Services Loan. (See Doc. No. 1, Verified Complaint, Exhibit V, ¶¶ 2 & 2.3). 40. On or about June 16, 2014, the Bank and Janitorial Supply entered into a Forbearance Agreement (the “2nd Supply Forbearance Agreement”) in connection with the Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 13 of 20 PageID: 725 - 14 - 2244972v.1 Supply Loan. Pursuant to the 2nd Supply Forbearance Agreement, the Bank and Janitorial Supply agreed and acknowledged, inter alia, that: (a) $289,627.09 in principal and interest was due under the Supply Loan; and (b) Janitorial Supply was in default under the Supply Loan Agreement for (i) failure to repay the Supply Loan in full on the Expiration Date of February 28, 2014; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Supply Financial Covenant (Paragraph 7.3); (iv) failure of Building Services to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Supply Financial Covenant (Paragraph 7.1); and (v) by virtue of a cross-default in violation of Paragraph 8.3 of the Supply Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit W, ¶¶ B, C, D, & E). 41. Pursuant to the 2nd Supply Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2014, provided that, among other things, all amounts owing on the Supply Loan would be paid in full on or before November 30, 2014 and no further advances would be permitted under the Supply Loan. (See Doc. Entry No. 1, Verified Complaint, Exhibit W, ¶¶ 2 & 2.3). 42. On or about December 22, 2014, the Bank and the Obligors entered into a First Amendment to Forbearance Agreement (the “Services Forbearance Agreement Amendment”) in connection with the Services Loan. Pursuant to the Services Forbearance Agreement Amendment, the parties agreed and acknowledged, among other things, that: (a) $1,222,969.69 in principal and interest was due under the Services Loan; and (b) the Bank agreed to forbear from exercising its rights and remedies through April 30, 2015. (See Doc. Entry No. 1, Verified Complaint, Exhibit X). 43. Also on or about December 22, 2014, the Bank and the Obligors entered into a Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 14 of 20 PageID: 726 - 15 - 2244972v.1 First Amendment to Forbearance Agreement (the “Supply Forbearance Agreement Amendment”) in connection with the Supply Loan. Pursuant to the Supply Forbearance Agreement Amendment, the parties agreed and acknowledged, among other things, that: (a) $283,720.40 in principal and interest was due under the Supply Loan; and (b) the Bank agreed to forbear from exercising its rights and remedies through April 30, 2015. (See Doc. Entry No. 1, Verified Complaint, Exhibit Y). 44. On or about October 15, 2015, the Bank and Building Services entered into a Forbearance Agreement (the “3rd Services Forbearance Agreement”) in connection with the Services Loan. Pursuant to the 3rd Services Forbearance Agreement, the Bank and Building Services agreed and acknowledged, inter alia, that: (a) $1,209,500.22 was due under the Services Loan consisting of principal in the amount of $1,184,929.68, accrued interest in the amount of $2,070.54 and a forbearance fee (the “Forbearance Fee”) in the amount of $22,500.00; and (b) Building Services was in default under the Services Loan Agreement for (i) failure to repay the Services Loan in full on the Expiration Date of April 30, 2015; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Services Financial Covenant (Paragraph 7.3); (iv) failure of Janitorial Supply to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Services Financial Covenant (Paragraph 7.4); (v) failure to comply with the “Minimum Tangible Net Worth” Services Financial Covenant (Paragraph 7.5); and (iv) by virtue of a cross-default in violation of Paragraph 8.3 of the Services Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit Z, ¶¶ B, C, D, & E). 45. Pursuant to the 3rd Services Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2015, Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 15 of 20 PageID: 727 - 16 - 2244972v.1 provided that, among other things, Building Services would repay all amounts due under the Services Loan no later than November 30, 2015 and no further advances would be permitted under the Services Loan. (See Doc. Entry No. 1, Verified Complaint, Exhibit Z, ¶¶ 2 & 2.3). 46. On or about October 15, 2015, the Bank and Janitorial Supply entered into a Forbearance Agreement (the “3rd Supply Forbearance Agreement”) in connection with the Supply Loan. Pursuant to the 3rd Supply Forbearance Agreement, the Bank and Janitorial Supply agreed and acknowledged, inter alia, that: (a) $279,487.52 in principal and interest was due under the Supply Loan; and (b) Janitorial Supply was in default under the Supply Loan Agreement for (i) failure to repay the Supply Loan in full on the Expiration Date of April 30, 2015; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Supply Financial Covenant (Paragraph 7.3); (iv) failure of Building Services to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Supply Financial Covenant (Paragraph 7.1); and (v) by virtue of a cross-default in violation of Paragraph 8.3 of the Supply Loan Agreement. (See Doc. Entry No. 1, Verified Complaint, Exhibit AA, ¶¶ B, C, D, & E). 47. Pursuant to the 3rd Supply Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2015, provided that, among other things, Janitorial Supply would repay all amounts due under the Supply Loan no later than November 30, 2015 and no further advances would be permitted under the Supply Loan. (See Doc. Entry No. 1, Verified Complaint, Exhibit AA, ¶¶ 2 & 2.3). 48. As set forth in the Loan Agreements, as borrowers, Building Services and/or Janitorial Supply, respectively, agreed to pay all reasonable attorneys’ fees and all other costs and expenses that may be incurred by the Bank in connection with the enforcement of the Loan Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 16 of 20 PageID: 728 - 17 - 2244972v.1 Agreements or the enforcement of any rights of the Bank in any case involving bankruptcy proceedings commenced by or against Building Services and/or Janitorial Supply, respectively. (See Doc. Entry No. 1, Verified Complaint, Exhibits A & K, ¶ 9.6). 49. The 1st Forbearance Agreement, 2nd Services Forbearance Agreement, 2nd Supply Forbearance Agreement, Services Forbearance Agreement Amendment, Supply Forbearance Agreement Amendment, 3rd Services Forbearance Agreement, and 3rd Supply Forbearance Agreement shall hereinafter be referred to collectively as the “Forbearance Agreements.” 50. The Services Loan Agreement, Services Security Agreement, Services Loan Guaranties, 1st Amendment to Services Loan Agreement, 2nd Amendment to Services Loan Agreement, Services Loan Modification Agreement, Services Extension Letter, Supply Loan Agreement, Supply Security Agreement, Supply Loan Guaranties, 1st Amendment to Supply Loan Agreement, 2nd Amendment to Supply Loan Agreement, Supply Loan Modification Agreement, Supply Expiration Extension Letter and Forbearance Agreements, together with any and all related loan documents shall hereinafter collectively be referred to as the “Loan Documents”. 51. The Bank is the present holder of the Loan Documents. (See Affidavit of Derek Plourde in support of Motion for Entry of Judgment by Default Against Defendants All Clean Building Services Inc., All Clean Janitorial Supply Company Inc. and Joseph A Manfredo Pursuant to Fed. R. Civ. P. 55(b) (the “Plourde Default Aff.”), ¶ 54, attached as Exhibit A to the Declaration in Support of Motion for Summary Judgment Against Defendant Kathleen R. Manfredo and Related Relief (the “Wheeler Decl.”) filed contemporaneously herewith). Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 17 of 20 PageID: 729 - 18 - 2244972v.1 The Demand Notice 52. As set forth above, pursuant to the terms of the Loan Documents, Building Services and Janitorial Supply defaulted on their respective obligations to the Bank, inter alia, for the failure of Building Services, Janitorial Supply and/or the Guarantors to make payment to the Bank of all sums due under the Loans on or before the Expiration Date, and for the other defaults recited and acknowledged by the Obligors in the Forbearance Agreements. (See Plourde Default Aff., ¶ 55). 53. By letter dated February 26, 2016 (the “Demand Notice”), the Bank notified the Obligors of the expiration of the 3rd Services Forbearance Agreement and the 3rd Supply Forbearance Agreement on November 30, 2015 and made demand for payment in full of all amounts due under the Loans no later than March 7, 2016. (See Doc. Entry No. 1, Verified Complaint, Exhibit BB). 54. The Demand Notice informed the Obligors that as of February 26, 2016, the balances due on the Loans were as follows: (a) for the Services Loan, the sum of $1,215,736.99, consisting of the principal sum of $1,184,929.68, accrued interest of $8,307.31 and Forbearance Fee of $22,500.00, with a per diem rate of interest after February 26, 2016 of $145.94; and (b) for the Supply Loan, the sum of $280,956.01, consisting of the principal sum of $279,000.00 and accrued interest of $1,956.01, with a per diem rate of interest after February 26, 2016 of $34.36. (See Doc. Entry No. 1, Verified Complaint, Exhibit BB, p. 2). 55. To date, despite written notice and demand for payment of the sums due to the Bank pursuant to the Loan Documents, neither Building Services, nor Janitorial Supply, nor any of the Guarantors has made payment thereof to BANA. (See Plourde Default Aff., ¶ 58). 56. By letter dated March 28, 2016, as a result of the maturity defaults of the Services Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 18 of 20 PageID: 730 - 19 - 2244972v.1 Loan and the Supply Loan, the Bank made demand for the assembly and turnover of the Collateral by no later than April 1, 2016 (the “Turnover Letter”). (See Doc. Entry No. 1, Verified Complaint, Exhibit CC). 57. To date, and despite written notice and demand for the assembly and turnover of the Collateral, neither Building Services, nor Janitorial Supply, nor any of the Guarantors has assembled and turned over the Collateral. (See Doc. No. 21, Affidavit of Derek Plourde in Support of Bank of America N.A.’s Motion for Issuance of Writ of Replevin, Injunctive and Other Relief (the “Plourde Replevin Aff.”), ¶ 60). 58. The Bank has performed all terms and conditions precedent on its part, to the extent that there are any, to be performed pursuant to the terms of the Loan Documents. (See Plourde Default Aff., ¶ 59). 59. In order to calculate principal and interest due under the Loan Documents, in the normal course of its business, the Bank produced loan history reports for both the Services Loan and the Supply Loan (collectively, the “Loan Histories”). (See Plourde Default Aff., ¶ 54; Plourde Default Aff., Exhibit 1). 60. In sum, as set forth herein and in the respective Loan Histories, as of November 16, 2016, there is due and payable from the Obligors to the Bank, (i) the principal balance on the Services Loan of $1,184,929.68 plus accrued but unpaid interest of $47,231.12 (with a per diem rate thereafter of $149.77), and a Forbearance Fee of $22,500.00; and (ii) the principal balance on the Supply Loan of $279,000.00 plus accrued but unpaid interest of $11,120.90 (with a per diem rate thereafter of $35.26); for a total sum of $1,544,781.70, together with attorneys’ fees and costs. (See Plourde Default Aff., ¶ 59). Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 19 of 20 PageID: 731 - 20 - 2244972v.1 61. Notwithstanding the fact that: (i) the Obligors’ obligations to the Bank in connection with the Loan Documents are due and payable; and (ii) the Bank has demanded payment of all sums due in connection with the Loan Documents and turnover of the Collateral, the Obligors have failed and refused to cooperate with the Bank or honor its obligations pursuant to the Loan Documents. (See Doc. Entry No. 21, Plourde Replevin Aff., ¶ 66). 62. The Obligors continue to retain use and possession of the Collateral without permission from the Bank and, upon information and belief, continue to realize and retain the revenues and proceeds of such usage. (See Doc. No. 21, Plourde Replevin Aff., ¶ 67). 63. On or about June 27, 2016, Kathleen filed her Answer to Complaint and Cross- Claim (the “Answer”). (See Doc. Entry No. 13). 64. In her Answer, Kathleen admits to executing the Kathleen Services Loan Guaranty. (See Doc. Entry No. 13, Answer, ¶¶ 22 & 88). 65. In her Answer, Kathleen also admits to executing the Kathleen Supply Loan Guaranty. (See Doc. Entry No. 13, Answer, ¶¶ 39 & 93). Dated: January 25, 2017 Respectfully Submitted, WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP By: /s/ Timothy R. Wheeler Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, New Jersey 07932-0668 Tel.: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. Case 3:16-cv-02056-DEA Document 24-2 Filed 01/25/17 Page 20 of 20 PageID: 732 1 2234493v.1 UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA (Document Filed Electronically) DECLARATION IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT AGAINST DEFENDANT KATHLEEN R. MANFREDO AND RELATED RELIEF Timothy R. Wheeler, an attorney duly admitted to practice before the Courts of the State of New Jersey, declares the following to be true under the penalties of perjury and states: 1. I am of counsel at Wilson, Elser, Moskowitz, Edelman & Dicker, LLP, attorneys for Plaintiff Bank of America, N.A. (“BANA”), and as such I am fully familiar with the facts and circumstances surrounding the above-captioned action. 2. I submit this Declaration in support of BANA’s motion (the “Motion”) for an order (a) pursuant to Fed. R. Civ. P. 56(a), granting summary judgment in favor of BANA on the Fifth, Sixth, Ninth, and Fourteenth Claims of its Verified Complaint (defined below) as against defendant Kathleen R. Manfredo (“Ms. Manfredo”); (b) striking the affirmative defenses included in Ms. Manfredo’s Answer (defined below) to the Verified Complaint; (c) awarding money damages to BANA; and (d) granting to BANA such other and further relief this Court may deem just, proper, and equitable (the “Order”). 3. Jurisdiction of the subject matter of this action is based upon diversity Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 1 of 7 PageID: 733 2 2234493v.1 jurisdiction. 4. This is an action to recover money damages, possession of certain collateral, and a judgment foreclosing on BANA’s security interests in and to that collateral, in connection with a series of commercial loan agreements and guaranties between BANA and the Defendants. PROCEDURAL HISTORY 1. BANA commenced this action by filing its Verified Complaint and supporting documents (the “Verified Complaint”) with the Clerk of the United States District Court for the District of New Jersey on April 13, 2016, seeking relief against All Clean Building Services Inc. (“Building Services”), All Clean Janitorial Supply Company Inc. (“Janitorial Supply”), Joseph A. Manfredo (“Mr. Manfredo”) and Ms. Manfredo (collectively, the “Defendants”). (See Doc. Entry No. 1). 2. Since its filing, the Verified Complaint has not been amended. 3. On or about June 27, 2016, Ms. Manfredo filed her Answer to Complaint and Cross-Claim (the “Answer”). (See Doc. Entry No. 13). 4. The Answer included the following affirmative defenses (the “Affirmative Defenses”) to the allegations included in the Verified Complaint: (i) the Plaintiff failed to state a claim upon which relief can be granted; (ii) the Plaintiff's claims are barred by the doctrine of estoppels [sic]; (iii) the Plaintiff's claims are barred by the doctrine of waiver; (iv) the Plaintiff's claims are barred by public policy; (v) the Plaintiffs claims are barred by the doctrine of unclean hands; (vi) the Defendant does not owe any contractual duty to the Plaintiff, or if she did, she did not breach any such duty; (vii) the Defendant is free from negligence; (viii) the Defendant is without information to determine that any amount is due to the Plaintiff; (ix) any injury, damage, or loss suffered by the Plaintiff was solely the fault of the Plaintiff; (x) any injury, damage or Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 2 of 7 PageID: 734 3 2234493v.1 loss sustained was the result of the contributory and/or comparative negligence of the Plaintiff and the Complaint should be dismissed or the damages reduced accordingly; (xi) the damages alleged by the Plaintiff were the result of third parties over whom the Defendants exercised no control; (xii) the Plaintiff has failed to prove the damage alleged; (xiii) the Plaintiff’s claims are barred based on the Plaintiff’s failure to mitigate its alleged damages; (xiv) these Defendants [sic] reserves the right to move for damages pursuant to the frivolous lawsuit statute. (See Answer, pp. 15-16). 5. In her Answer, Ms. Manfredo admits to signing the Kathleen Services Loan Guaranty and the Kathleen Supply Loan Guaranty. (See Answer, ¶¶ 22, 39, 88 & 93). 6. The time within which Building Services, Janitorial Supply and Mr. Manfredo (collectively, the “Non-Answering Defendants”) may have answered or otherwise moved as to the Verified Complaint in this matter expired, the Non-Answering Defendants did not answer or otherwise move, and the time for the Non-Answering Defendants to answer or move was not extended. (See Wheeler Default Cert. (defined below), attached hereto as Exhibit B, ¶ 10). 7. After an initial conference, on September 8, 2016, the Court entered a Pretrial Scheduling Order directing, inter alia, that the parties (i) serve initial written discover requests by October 7, 2016, (ii) complete fact discovery by November 18, 2016 and (iii) attend a telephonic status conference on November 14, 2016. (See Doc. Entry No. 16). 8. On or about October 7, 2016, BANA served discovery on Ms. Manfredo comprised of document demands related to the subject matter of this action, specifically including the Affirmative Defenses. 9. On or about October 14, 2016, counsel for Ms. Manfredo served discovery on BANA comprised of requests for admission, interrogatories, document demands and a deposition Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 3 of 7 PageID: 735 4 2234493v.1 notice. 10. After a second telephonic conference, on November 14, 2016, the Court entered a second Pretrial Scheduling Order (the “Second Order”) directing the parties, inter alia, to (i) produce and exchange specific limited written discovery by no later than December 23, 2016 (the “Limited Disclosures”), (ii) complete fact discovery by no later than January 3, 2017 and (iii) attend a status conference on January 25, 2017. (See Doc. Entry No. 19, Second Order, p. 1) 11. On or about December 9, 2016, December 20, 2016 and again on December 27, 2016, counsel for BANA produced the Limited Disclosures, which are comprised of loan history reports for the two loans that are the subject of this litigation (defined below as the “Loan Histories”) to counsel for Ms. Manfredo in pdf format via electronic mail. To date, Ms. Manfredo has not produced the Limited Disclosures required under the Second Order. (True and correct copies of the Loan Histories are annexed hereto as Exhibit 1 of the Plourde Default Aff. (defined below)). 12. On December 14, 2016, BANA filed its Motion for Entry of Judgment by Default Against Defendants All Clean Building Services Inc., All Clean Janitorial Supply Company Inc. and Joseph A. Manfredo (the “Default Motion”). (See Doc. Entry No. 20). In support of the Default Motion, BANA simultaneously filed the Affidavit of Derek Plourde in Support of Motion for Entry of Default Against Defendants All Clean Building Services Inc., All Clean Janitorial Supply Company Inc. and Joseph A. Manfredo (the “Plourde Default Aff.”). (See Doc. Entry No. 20). A true and correct copy of the Plourde Default Aff. with Exhibits 1 & 2 is attached hereto as Exhibit A. 13. In order to calculate principal and interest due and owing under the commercial loan agreements and guaranties between BANA and the Defendants, in the normal course of its Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 4 of 7 PageID: 736 5 2234493v.1 business, BANA produced the Loan Histories. (See Plourde Default Aff., ¶ 60). True and correct copies of the Loan Histories are attached to the Plourde Default Aff. as Exhibit 1. 14. As supported by the Loan Histories, as of November 16, 2016, there is due and payable from the Defendants to BANA, (i) the principal balance on the Services Loan of $1,184,929.68 plus accrued but unpaid interest of $47,231.12 (with a per diem rate thereafter of $149.77), and a Forbearance Fee of $22,500.00; and (ii) the principal balance on the Supply Loan of $279,000.00 plus accrued but unpaid interest of $11,120.90 (with a per diem rate thereafter of $35.26); for a total sum of $1,544,781.70, together with attorneys’ fees and costs. (See Plourde Default Aff., ¶ 61). 15. Also in support of the Default Motion, BANA simultaneously filed the Certification in Support of Judgment by Default Against Defendants All Clean Building Services Inc., All Clean Janitorial Supply Company Inc. and Joseph A. Manfredo (the “Wheeler Default Cert.”). (See Doc. Entry No. 20). A true and correct copy of the Wheeler Default Cert. is attached hereto as Exhibit B. 16. As set forth in the Wheeler Default Cert. and supported by the exhibits thereto, as of November 17, 2016, BANA had incurred legal fees in connection with enforcement of its rights against the Defendants in the amount of $60,431.20 (the “Legal Fees”). As specifically cited in the Wheeler Default Cert., as set forth in the Verified Complaint and the exhibits annexed thereto, each of the relevant loan documents, i.e., loan agreements, security agreements, and guaranties, provides that, upon the occurrence of a default thereunder, BANA would be entitled to recover its attorneys’ fees incurred in connection with enforcement of its rights against the Defendants. (See Wheeler Default Cert., ¶¶ 17-19). 17. On December 20, 2016, BANA filed its Motion for Issuance of Writ of Replevin, Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 5 of 7 PageID: 737 6 2234493v.1 Injunctive and Other Relief (the “Replevin Motion”). (See Doc. Entry No. 21). 18. On January 13, 2017, the Court issued a letter Order granting movant BANA’s request for a two-week adjournment of the return date on the Replevin Motion to January 31, 2017. (See Doc. Entry No. 22). 19. On January 20, 2017, the Court entered the Order for Entry of Final Judgment by Default Pursuant to Fed. R. Civ. P. 55(b) (the “Default Judgment”) in connection with the Default Motion. (See Doc. Entry No. 23). The Default Judgment renders final judgment by default against the Non-Answering Defendants in the amount of $1,544,781.70, together with attorneys’ fees and costs in the amount of $60,431.20, plus per diem interest of $185.03 from November 17, 2016 through the date of entry of the Default Judgment, plus post-judgment interest thereafter at the statutory rate through and until such time as the Judgment is satisfied in full, and post-judgment attorneys’ fees and expenses as may be subsequently approved by the Court. (See Doc. Entry No. 23, Default Judgment, ¶ 1). 20. Accordingly, BANA is entitled to summary judgment as against Ms. Manfredo for the same amounts set forth in the Default Judgment against the Non-Answering Defendants: $1,544,781.70, together with attorneys’ fees and costs in the amount of $60,431.20, plus per diem interest of $185.03 from November 17, 2016 through the date of entry of judgment, plus post-judgment interest thereafter at the statutory rate through and until such time as the Judgment is satisfied in full, and post-judgment attorneys’ fees and expenses as may be subsequently approved by the Court.. (A proposed form of Order was filed simultaneously herewith.) [Signature page to follow.] Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 6 of 7 PageID: 738 7 2234493v.1 I hereby certify that the foregoing statements made by me are true. I am aware that if any of the foregoing statements made by me are willfully false, I am subject to punishment. /s/ Timothy R. Wheeler TIMOTHY R. WHEELER Dated: January 25, 2017 Florham Park, New Jersey Case 3:16-cv-02056-DEA Document 24-3 Filed 01/25/17 Page 7 of 7 PageID: 739 EXHIBIT A EXHIBIT A Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 1 of 128 PageID: 740 2176326v.2 WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, New Jersey 07932-0668 Tel.: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA AFFIDAVIT OF DEREK PLOURDE IN SUPPORT OF MOTION FOR ENTRY OF JUDGMENT BY DEFAULT AGAINST DEFENDANTS ALL CLEAN BUILDING SERVICES INC., ALL CLEAN JANITORIAL SUPPLY COMPANY INC. AND JOSEPH A. MANFREDO PURSUANT TO FED. R. CIV. P. 55(b) STATE OF RHODE ISLAND ) ) SS: COUNTY OF PROVIDENCE ) DEREK PLOURDE, of full age, being duly sworn according to law, upon his oath deposes and says: 1. I am over the age of 18 years, of sound mind, competent to make this affidavit and personally acquainted with the facts stated herein, unless otherwise stated. I am a Senior Vice President for Bank of America, N.A. (the “Bank”), Plaintiff in this action. Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 1 of 21 PageID: 350Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 2 of 128 PageID: 741 - 2 - 2176326v.2 2. As a Senior Vice President, I monitor certain delinquent commercial accounts. I also assist outside counsel in litigation on those accounts in which there has been a default or bankruptcy filing by a borrower or guarantor. 3. I have been assigned to and I am handling the Bank’s accounts with All Clean Building Services Inc. (“Building Services”), All Clean Janitorial Supply Company Inc. (“Janitorial Supply”), Joseph A. Manfredo (“Joseph” and together with Services and Supply, the “Non-Answering Defendants”), and Kathleen R. Manfredo (“Kathleen” and together with the Non-Answering Defendants, the “Defendants”), and am fully familiar with the facts of this case. I make this affidavit in support of the Bank’s Motion for Entry of Judgment by Default (the “Motion”) against the Non-Answering Defendants pursuant to Fed. R. Civ. P. 55(b). THE OBLIGATIONS AND AMOUNTS DUE THEREUNDER The Services Loan 4. On or about December 22, 2010, the Bank entered into a borrowing base line of credit Loan Agreement with Building Services (as at any time amended, the “Services Loan Agreement”), pursuant to which the Bank agreed to, inter alia, make available to Building Services a business line of credit (the “Services Loan”) in the maximum aggregate principal amount of up to $2,000,000.00 until July 31, 2011 (as any time extended, the “Expiration Date”), at which time Building Services would repay in full any principal, interest or other charges outstanding under the Services Loan. A true and correct copy of the Services Loan Agreement is attached to the Verified Complaint found at Docket No. 1 (the “Verified Complaint”) as Exhibit A and its terms are incorporated herein by reference. See Verified Complaint, Exhibit A, ¶¶ 1 & 1.3. 5. The Services Loan Agreement provides, inter alia, that: (a) an event of default Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 2 of 21 PageID: 351Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 3 of 128 PageID: 742 - 3 - 2176326v.2 will occur thereunder if Building Services fails to make a payment when due or if any default occurs under any other agreement Building Services or any guarantor has with the Bank or any affiliate of the Bank; and, (b) in the event of a default under the Services Loan Agreement, the Bank would be entitled to declare Building Services in default, stop making any additional credit available under the Services Loan Agreement, declare all sums outstanding under the Services Loan Agreement to be immediately due and payable, charge interest at the default rate of six percent (6%) over the existing rate of interest on the Services Loan (the “Default Rate”) and take any other actions available to the Bank in law or equity, or under the Services Loan Agreement and related instruments. See Verified Complaint, Exhibit A, ¶¶ 4.5, 8, 8.2, 8.3, & 8.13. 6. In accordance with the terms and conditions of the Services Loan Agreement, Building Services agreed to certain financial covenants (as more fully defined therein) including, without limitation, that: (a) Building Services would maintain a “Debt Service Coverage Ratio— Borrower” of at least 1.25 to 1.0; (b) Janitorial Supply, as corporate guarantor of Building Services’ debt to Bank, would maintain a “Debt Service Coverage Ratio—Corporate Guarantor” of at least 1.25 to 1.0; and (c) Building Services would maintain a “Minimum Tangible Net Worth” equal to at least one million dollars (collectively, the “Services Financial Covenants”). See Verified Complaint, ¶¶ 7.3, 7.4 & 7.5. 7. In accordance with the terms of the Services Loan Agreement, Building Services agreed to pay reasonable attorneys’ fees and costs incurred by Bank related to the preservation, protection or enforcement of any of its rights or remedies under the Services Loan Agreement or any other documents executed in connection with the Services Loan Agreement and in connection with any amendment, waiver, workout or restructuring under the Services Loan Agreement. See Verified Complaint, Exhibit A, ¶ 9.6. Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 3 of 21 PageID: 352Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 4 of 128 PageID: 743 - 4 - 2176326v.2 8. Also on or about December 22, 2010 and as collateral security for the prompt and complete payment and performance of all of Building Services’ then or thereafter-existing debts, obligations, and liabilities to the Bank (the “Building Services Obligations”), Building Services executed and delivered to the Bank a certain Security Agreement (Multiple Use) (as at any time amended, the “Services Security Agreement”). A true and correct copy of the Services Security Agreement is attached to the Verified Complaint as Exhibit B and its terms are incorporated herein by reference. 9. Pursuant to the terms of the Services Security Agreement, Building Services granted to the Bank a first priority blanket security interest in all assets of Building Services (the “Services Collateral”). See Verified Complaint, Exhibit B, ¶¶ 1(a)-(g). 10. In connection with the Bank’s security interest in the Services Collateral, the Bank filed UCC-1 Financing Statement No. 25865585 (the “Services Collateral Financing Statement”) with the NJ Department of Treasury on December 22, 2010, which was duly continued by filing UCC-3 Continuation Statement (the “Services Continuation Statement”) with the NJ Department of Treasury on July 13, 2015. True and correct copies of proof of the filing of the Services Collateral Financing Statement and the Services Continuation Statement are attached to the Verified Complaint as Exhibit C and their terms are incorporated herein by reference. 11. Also on or about December 22, 2010, and as additional security for the repayment of the Building Services Obligations, Joseph executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Joseph Services Loan Guaranty”), pursuant to which he absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Building Services Obligations and all other indebtedness, Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 4 of 21 PageID: 353Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 5 of 128 PageID: 744 - 5 - 2176326v.2 obligations, liabilities and agreements of Building Services to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. A true and correct copy of the Joseph Services Loan Guaranty is attached to the Verified Complaint as Exhibit D and its terms are incorporated herein by reference. See Verified Complaint, Exhibit D, ¶¶ 1 & 22. 12. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Building Services Obligations, Kathleen executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Kathleen Services Loan Guaranty”), pursuant to which she absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Building Services Obligations and all other indebtedness, obligations, liabilities and agreements of Building Services to the Bank of every kind and nature, whether then or thereafter arising when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. A true and correct copy of the Kathleen Services Loan Guaranty is attached to the Verified Complaint as Exhibit E and its terms are incorporated herein by reference. See Verified Complaint, Exhibit E, ¶¶ 1 & 22. 13. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Building Services Obligations, Janitorial Supply executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Janitorial Supply Guaranty”), pursuant to which Janitorial Supply absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Building Services Obligations and all other indebtedness, obligations, liabilities and agreements of Building Services to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. A Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 5 of 21 PageID: 354Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 6 of 128 PageID: 745 - 6 - 2176326v.2 true and correct copy of the Janitorial Supply Guaranty is attached to the Verified Complaint as Exhibit F and its terms are incorporated herein by reference. See Verified Complaint, Exhibit N, ¶¶ 1 & 22. 14. The Joseph Services Loan Guaranty, Kathleen Services Loan Guaranty and Janitorial Supply Guaranty shall be collectively referred to herein as the “Services Loan Guaranties” and Joseph, Kathleen and/or Janitorial Supply shall be collectively referred to herein as the “Services Guarantors”. 15. Pursuant to the terms of the Services Loan Guaranties, the Services Guarantors, respectively, waived certain rights and defenses, among which included, without limitation, any right to require the Bank to proceed against Building Services, or to proceed against or exhaust any security for the indebtedness of Building Services, or to pursue any other remedy in the Bank’s power whatsoever, or to raise any defense based on any claim that the Service Guarantors’ obligations exceed or are more burdensome than those of Building Services. See Verified Complaint, Exhibits. D, E. & F, ¶¶ 6(a)-(d). 16. Pursuant to the terms of the Services Loan Guaranties, the Services Guarantors agreed to pay all reasonable attorneys’ fees and all other costs and expenses that may be incurred by the Bank in connection with the enforcement of the Services Loan Guaranties or the enforcement of any rights of the Bank in any case involving bankruptcy proceedings commenced by or against Building Services or the Services Guarantors. See Verified Complaint, Exhibits. D, E. & F, ¶ 22. 17. On or about August 16, 2011, the Bank entered into Amendment No. 1 to Loan Agreement with Building Services (the “1st Amendment to Services Loan Agreement”), pursuant to which the Bank agreed to, inter alia, extend the Expiration Date of the Building Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 6 of 21 PageID: 355Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 7 of 128 PageID: 746 - 7 - 2176326v.2 Services Loan from July 31, 2011 to November 30, 2011. A true and correct copy of the 1st Amendment to Services Loan Agreement is attached to the Verified Complaint as Exhibit G and its terms are incorporated herein by reference. 18. On or about March 6, 2012, the Bank entered into Amendment No. 2 to Loan Agreement with Building Services (the “2nd Amendment to Services Loan Agreement”), pursuant to which the Bank and Building Services agreed to certain amendments including: (a) Building Services acknowledged that the outstanding principal balance of the Services Loan was $1,207,429.68; (b) the Expiration Date was extended from November 30, 2011 to July 31, 2012; and (c) the rate of interest was increased to the BBA LIBOR Daily Floating Rate plus four hundred (400) basis points. A true and correct copy of the 2nd Amendment to Services Loan Agreement is attached to the Verified Complaint as Exhibit H and its terms are incorporated herein by reference. 19. On or about December 24, 2012, the Bank and Building Services entered into a Loan Modification Agreement (the “Services Loan Modification Agreement”), pursuant to which the Bank and Building Services agreed to certain modifications including: (a) the parties acknowledged that the outstanding principal and interest balance of the Services Loan was $1,210,819.59; (b) the amount of the Services Commitment was reduced from $2,000,000 to $1,300,000; (c) the Expiration Date was extended to March 31, 2013; and (d) Building Services and the Services Guarantors each provided a general release in favor of the Bank. A true and correct copy of the Services Loan Modification Agreement is attached to the Verified Complaint as Exhibit I and its terms are incorporated herein by reference. 20. By letter dated March 13, 2013 (the “Services Extension Letter”), the Bank extended the Expiration Date with respect to the Services Loan to May 31, 2013. A true and Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 7 of 21 PageID: 356Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 8 of 128 PageID: 747 - 8 - 2176326v.2 correct copy of the Services Extension Letter is attached to the Verified Complaint as Exhibit J and its terms are incorporated herein by reference. The Supply Loan 21. On or about December 22, 2010, the Bank entered into a line of credit Loan Agreement with Janitorial Supply (as at any time amended, the “Supply Loan Agreement” and together with the Services Loan Agreement, the “Loan Agreements”), pursuant to which the Bank agreed to, inter alia, make available to Janitorial Supply a business line of credit (the “Supply Loan”) in the maximum aggregate principal amount of up to $300,000.00 until July 31, 2011 (as any time extended, the “Expiration Date”), at which time Janitorial Supply would repay in full any principal, interest or other charges outstanding under the Supply Loan. A true and correct copy of the Supply Loan Agreement is attached to the Verified Complaint as Exhibit K and its terms are incorporated herein by reference. See Verified Complaint, Exhibit K, ¶¶ 1.1 & 1.2. 22. The Supply Loan Agreement provides, inter alia, that: (a) an event of default will occur thereunder if Janitorial Supply fails to make a payment when due or if any default occurs under any other agreement Janitorial Supply or any guarantor has with the Bank or any affiliate of the Bank; and, (b) in the event of a default under the Supply Loan Agreement, the Bank would be entitled to declare Janitorial Supply in default, stop making any additional credit available under the Supply Loan Agreement, declare all sums outstanding under the Supply Loan Agreement to be immediately due and payable, charge interest at the default rate of six percent (6%) over the existing rate of interest on the Supply Loan (the “Supply Loan Default Rate”) and take any other actions available to the Bank in law or equity, or under the Supply Loan Agreement and related instruments. See Verified Complaint, Exhibit K, ¶¶ 4.5, 8, 8.1, 8.2, 8.3, Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 8 of 21 PageID: 357Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 9 of 128 PageID: 748 - 9 - 2176326v.2 & 8.13. 23. In accordance with the terms and conditions of the Supply Loan Agreement, Janitorial Supply agreed to certain financial covenants (as more fully defined therein) including, without limitation, that: (a) Janitorial Supply would maintain a “Debt Service Coverage Ratio— Borrower” of at least 1.25 to 1.0; and (b) Building Services as corporate guarantor would maintain a “Debt Service Coverage Ratio—Corporate Guarantor” of at least 1.25 to 1.0 (collectively, the “Supply Financial Covenants”). See Verified Complaint, Exhibit K, ¶¶ 7.1 & 7.3. 24. In accordance with the terms of the Supply Loan Agreement, Janitorial Supply agreed to pay reasonable attorneys’ fees and costs incurred by the Bank related to the preservation, protection or enforcement of any of its rights or remedies under the Supply Loan Agreement or any other documents executed in connection with the Supply Loan Agreement and in connection with any amendment, waiver, workout or restructuring under the Supply Loan Agreement. See Verified Complaint, Exhibit K, ¶ 9.6. 25. Also on or about December 22, 2010 and as collateral security for the prompt and complete payment and performance of all of Janitorial Supply’s then or thereafter-existing debts, obligations, and liabilities to the Bank (the “Janitorial Supply Obligations” and together with the Building Services Obligations, the “Obligations”), Janitorial Supply executed and delivered to the Bank a certain Security Agreement (Multiple Use) (as at any time amended, the “Supply Security Agreement”). A true and correct copy of the Supply Security Agreement is attached to the Verified Complaint as Exhibit L and its terms are incorporated herein by reference. 26. Pursuant to the terms of the Supply Security Agreement, Janitorial Supply granted to the Bank a first priority blanket security interest in all assets of Janitorial Supply (the “Supply Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 9 of 21 PageID: 358Case 3:16-cv-02056-DEA Document 24-4 Filed 0 /25/17 Page 10 128 PageID: 749 - 10 - 2176326v.2 Collateral”). See Verified Complaint, Exhibit L, ¶¶ 1(a)-(g). 27. In connection with the Bank’s security interest in the Supply Collateral, the Bank filed UCC-1 Financing Statement No. 25865585 (the “Supply Collateral Financing Statement”) with the NJ Department of Treasury on December 22, 2010, which was duly continued by filing UCC-3 Continuation Statements (the “Supply Continuation Statement”) with the NJ Department of Treasury on July 13, 2015. Proof of filing of the Supply Collateral Financing Statement and the Supply Continuation Statement are attached to the Verified Complaint as Exhibit M and their terms are incorporated herein by reference. 28. Also on or about December 22, 2010, and as additional security for the repayment of the Janitorial Supply Obligations, Joseph executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Joseph Supply Loan Guaranty”), pursuant to which he absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Janitorial Supply Obligations and all other indebtedness, obligations, liabilities and agreements of Janitorial Supply to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. A true and correct copy of the Joseph Supply Guaranty is attached to the Verified Complaint as Exhibit N and its terms are incorporated herein by reference. See Verified Complaint, Exhibit N, ¶¶ 1 & 22. 29. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Janitorial Supply Obligations, Kathleen executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Kathleen Supply Loan Guaranty”), pursuant to which she absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Janitorial Supply Obligations and Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 10 of 21 PageID: 359Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 11 of 128 PageID: 750 - 11 - 2176326v.2 all other indebtedness, obligations, liabilities and agreements of Janitorial Supply to the Bank of every kind and nature, whether then or thereafter arising when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. A true and correct copy of the Kathleen Supply Loan Guaranty is attached to the Verified Complaint as Exhibit O and its terms are incorporated herein by reference. See Verified Complaint, Exhibit O, ¶¶ 1 & 22. 30. Also on or about December 22, 2010, and as additional collateral security for the repayment of the Janitorial Supply Obligations, Building Services executed and delivered to the Bank a continuing and unconditional guaranty in favor of the Bank (as at any time amended, the “Building Services Guaranty”), pursuant to which Building Services absolutely and unconditionally guaranteed the payment to or performance for the Bank of the Janitorial Supply Obligations and all other indebtedness, obligations, liabilities and agreements of Janitorial Supply to the Bank of every kind and nature, whether then or thereafter arising, when due, including any attorneys’ fees and costs incurred by the Bank in collecting any sums due to it. A true and correct copy of the Building Services Guaranty is attached to the Verified Complaint as Exhibit P and its terms are incorporated herein by reference. See Verified Complaint, Exhibit P, ¶¶ 1 & 22. 31. The Joseph Supply Loan Guaranty, Kathleen Supply Loan Guaranty and Building Services Guaranty shall be collectively referred to herein as the “Supply Loan Guaranties” and Joseph, Kathleen and/or Building Services shall collectively be referred to herein as the “Supply Guarantors”. 32. Pursuant to the terms of the Supply Loan Guaranties, the Supply Guarantors, respectively, waived certain rights and defenses, among which included, without limitation, any right to require the Bank to proceed against Janitorial Supply, or to proceed against or exhaust Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 11 of 21 PageID: 360Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 12 of 128 PageID: 751 - 12 - 2176326v.2 any security for the indebtedness of Janitorial Supply, or to pursue any other remedy in the Bank’s power whatsoever, or to raise any defense based on any claim that the Supply Guarantors’ obligations exceed or are more burdensome than those of Janitorial Supply. See Verified Complaint, Exhibits N, O, & P, ¶¶ 6(a)-(d). 33. Pursuant to the terms of the Supply Loan Guaranties, the Supply Guarantors agreed to pay all reasonable attorneys’ fees and all other costs and expenses that may be incurred by the Bank in connection with the enforcement of the Supply Loan Guaranties or the enforcement of any rights of the Bank in any case involving bankruptcy proceedings commenced by or against Janitorial Supply or the Supply Guarantors. See Verified Complaint, Exhibits N, O & P, ¶ 22. 34. On or about August 16, 2011, the Bank entered into Amendment No. 1 to Loan Agreement with Janitorial Supply (the “1st Amendment to Supply Loan Agreement”), pursuant to which the Bank agreed to, inter alia, extend the Expiration Date from July 31, 2011 to November 30, 2011. A true and correct copy of the 1st Amendment to Supply Loan Agreement is attached to the Verified Complaint as Exhibit Q and its terms are incorporated herein by reference. 35. On or about March 6, 2012, the Bank entered into Amendment No. 2 to Loan Agreement with Janitorial Supply (the “2nd Amendment to Supply Loan Agreement”), pursuant to which the Bank and Janitorial Supply agreed to certain amendments including: (a) Janitorial Supply acknowledged that the outstanding principal balance of the Supply Loan was $288,000.00; (b) the Expiration Date was extended from November 30, 2011 to July 31, 2012; and (c) the rate of interest was increased to the BBA LIBOR Daily Floating Rate plus four hundred (400) basis points. A true and correct copy of the 2nd Amendment to Supply Loan Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 12 of 21 PageID: 361Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 13 of 128 PageID: 752 - 13 - 2176326v.2 Agreement is attached to the Verified Complaint as Exhibit R and its terms are incorporated herein by reference. 36. On or about December 24, 2012, the Bank and Janitorial Supply entered into a Loan Modification Agreement (the “Supply Loan Modification Agreement”), pursuant to which the Bank and Janitorial Supply agreed to certain modifications including: (a) the parties acknowledged that the outstanding principal and interest balance of the Supply Loan was $288,808.58; (b) the Expiration Date was extended to March 31, 2013; and (c) Janitorial Supply and the Supply Guarantors each provided a general release in favor of the Bank. A true and correct copy of the Supply Loan Modification Agreement is attached to the Verified Complaint as Exhibit S and its terms are incorporated herein by reference. 37. By letter dated March 13, 2013 (the “Supply Expiration Extension Letter”), the Bank extended the Expiration Date with respect to the Supply Loan to May 31, 2013. A true and correct copy of the Supply Expiration Extension Letter is attached to the Verified Complaint as Exhibit T and its terms are incorporated herein by reference. 38. Building Services, Janitorial Supply, Joseph and Kathleen shall sometimes hereinafter be collectively referred to as the “Obligors”. The Services Loan and the Supply Loan shall hereinafter collectively be referred to as the “Loans”. The Services Security Agreement, and the Supply Security Agreement, shall hereinafter collectively be referred to as the “Security Agreements”. The Services Collateral and the Supply Collateral are hereinafter collectively referred to as the “Collateral.” The Services Loan Late Charge and the Supply Loan Late Charge shall hereinafter be referred to collectively as the “Late Charges.” The Services Loan Default Rate and the Supply Loan Default Rate shall hereinafter be referred to collectively as the “Default Rates.” Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 13 of 21 PageID: 362Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 14 of 128 PageID: 753 - 14 - 2176326v.2 The Events of Default and Forbearance Agreements 39. On or about July 17, 2013, the Bank, Building Services and Janitorial Supply entered into a Forbearance Agreement (the “1st Forbearance Agreement”) in connection with the Loans. Pursuant to the 1st Forbearance Agreement, the parties agreed and acknowledged, inter alia, that: (a) $1,210,944.71 in principal and interest was due under the Building Loan and $288,838.42 was due under the Supply Loan; (b) Building Services was in default under the Services Loan Agreement for (i) failure to repay the Services Loan in full on the Expiration Date of May 31, 2013; (ii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Services Financial Covenant (Paragraph 7.3); (iii) failure to comply with the “Minimum Tangible Net Worth” Services Financial Covenant (Paragraph 7.5); and (iv) by virtue of a cross- default in violation of Paragraph 8.3 of the Services Loan Agreement; and (c) Janitorial Supply was in default under the Supply Loan Agreement for (i) failure to repay the Supply Loan in full on the Expiration Date of May 31, 2013; and (ii) by virtue of a cross-default in violation of Paragraph 8.3 of the Supply Loan Agreement. A true and correct copy of the 1st Forbearance Agreement is attached to the Verified Complaint as Exhibit U and its terms are incorporated herein by reference. See Verified Complaint, Exhibit U, ¶¶ C, D & E. 40. Pursuant to the 1st Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on February 28, 2014, provided that, among other things, all amounts due under the Loans would be repaid in full no later than February 28, 2014. See Verified Complaint, Exhibit U, ¶¶ 2 & 2.3. 41. On or about June 16, 2014, the Bank and Building Services entered into a Forbearance Agreement (the “2nd Services Forbearance Agreement”) in connection with the Services Loan. Pursuant to the 2nd Services Forbearance Agreement, the Bank and Building Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 14 of 21 PageID: 363Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 15 of 128 PageID: 754 - 15 - 2176326v.2 Services agreed and acknowledged, among other things, that: (a) $1,214,251.23 in principal and interest was due under the Services Loan; and (b) Building Services was in default under the Services Loan Agreement for (i) failure to repay the Services Loan in full on the Expiration Date of February 28, 2014; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Services Financial Covenant (Paragraph 7.3); (iv) failure of Janitorial Supply to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Services Financial Covenant (Paragraph 7.4); (v) failure to comply with the “Minimum Tangible Net Worth” Services Financial Covenant (Paragraph 7.5); and (iv) by virtue of a cross-default in violation of Paragraph 8.3 of the Services Loan Agreement. A true and correct copy of the 2nd Services Forbearance Agreement is attached to the Verified Complaint as Exhibit V and its terms are incorporated herein by reference. See Verified Complaint, Exhibit V, ¶¶ B, C, D, & E. 42. Pursuant to the 2nd Services Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2014, provided that, among other things, Building Services would repay in full all amounts due and owing under the Services Loan by not later than November 30, 2014 and no further advances would be permitted under the Services Loan. See Verified Complaint, Exhibit V, ¶¶ 2 & 2.3. 43. On or about June 16, 2014, the Bank and Janitorial Supply entered into a Forbearance Agreement (the “2nd Supply Forbearance Agreement”) in connection with the Supply Loan. Pursuant to the 2nd Supply Forbearance Agreement, the Bank and Janitorial Supply agreed and acknowledged, inter alia, that: (a) $289,627.09 in principal and interest was due under the Supply Loan; and (b) Janitorial Supply was in default under the Supply Loan Agreement for (i) failure to repay the Supply Loan in full on the Expiration Date of February 28, Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 15 of 21 PageID: 364Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 16 of 128 PageID: 755 - 16 - 2176326v.2 2014; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Supply Financial Covenant (Paragraph 7.3); (iv) failure of Building Services to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Supply Financial Covenant (Paragraph 7.1); and (v) by virtue of a cross-default in violation of Paragraph 8.3 of the Supply Loan Agreement. A true and correct copy of the 2nd Services Forbearance Agreement is attached to the Verified Complaint as Exhibit W and its terms are incorporated herein by reference. See Verified Complaint, Exhibit W, ¶¶ B, C, D, & E. 44. Pursuant to the 2nd Supply Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2014, provided that, among other things, all amounts owing on the Supply Loan would be paid in full on or before November 30, 2014 and no further advances would be permitted under the Supply Loan. See Verified Complaint, Exhibit W, ¶¶ 2 & 2.3. 45. On or about December 22, 2014, the Bank and the Obligors entered into a First Amendment to Forbearance Agreement (the “Services Forbearance Agreement Amendment”) in connection with the Services Loan. Pursuant to the Services Forbearance Agreement Amendment, the parties agreed and acknowledged, among other things, that: (a) $1,222,969.69 in principal and interest was due under the Services Loan; and (b) the Bank agreed to forbear from exercising its rights and remedies through April 30, 2015. A true and correct copy of the Services Forbearance Agreement Amendment is attached to the Verified Complaint as Exhibit X and its terms are incorporated herein by reference. 46. Also on or about December 22, 2014, the Bank and the Obligors entered into a First Amendment to Forbearance Agreement (the “Supply Forbearance Agreement Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 16 of 21 PageID: 365Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 17 of 128 PageID: 756 - 17 - 2176326v.2 Amendment”) in connection with the Supply Loan. Pursuant to the Supply Forbearance Agreement Amendment, the parties agreed and acknowledged, among other things, that: (a) $283,720.40 in principal and interest was due under the Supply Loan; and (b) the Bank agreed to forbear from exercising its rights and remedies through April 30, 2015. A true and correct copy of the Services Forbearance Agreement Amendment is attached to the Verified Complaint as Exhibit Y and its terms are incorporated herein by reference. 47. On or about October 15, 2015, the Bank and Building Services entered into a Forbearance Agreement (the “3rd Services Forbearance Agreement”) in connection with the Services Loan. Pursuant to the 3rd Services Forbearance Agreement, the Bank and Building Services agreed and acknowledged, inter alia, that: (a) $1,209,500.22 was due under the Services Loan consisting of principal in the amount of $1,184,929.68, accrued interest in the amount of $2,070.54 and a forbearance fee (the “Forbearance Fee”) in the amount of $22,500.00; and (b) Building Services was in default under the Services Loan Agreement for (i) failure to repay the Services Loan in full on the Expiration Date of April 30, 2015; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Services Financial Covenant (Paragraph 7.3); (iv) failure of Janitorial Supply to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Services Financial Covenant (Paragraph 7.4); (v) failure to comply with the “Minimum Tangible Net Worth” Services Financial Covenant (Paragraph 7.5); and (iv) by virtue of a cross-default in violation of Paragraph 8.3 of the Services Loan Agreement. A true and correct copy of the 3rd Services Forbearance Agreement is attached to the Verified Complaint as Exhibit Z and its terms are incorporated herein by reference. See Verified Complaint, Exhibit Z, ¶¶ B, C, D, & E. 48. Pursuant to the 3rd Services Forbearance Agreement, the Bank agreed to forbear Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 17 of 21 PageID: 366Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 18 of 128 PageID: 757 - 18 - 2176326v.2 from exercising its rights and remedies through the close of business on November 30, 2015, provided that, among other things, Building Services would repay all amounts due under the Services Loan no later than November 30, 2015 and no further advances would be permitted under the Services Loan. See Verified Complaint, Exhibit Z, ¶¶ 2 & 2.3. 49. On or about October 15, 2015, the Bank and Janitorial Supply entered into a Forbearance Agreement (the “3rd Supply Forbearance Agreement”) in connection with the Supply Loan. Pursuant to the 3rd Supply Forbearance Agreement, the Bank and Janitorial Supply agreed and acknowledged, inter alia, that: (a) $279,487.52 in principal and interest was due under the Supply Loan; and (b) Janitorial Supply was in default under the Supply Loan Agreement for (i) failure to repay the Supply Loan in full on the Expiration Date of April 30, 2015; (ii) failure to provide requested financial information (Paragraph 7.2); (iii) failure to comply with the “Debt Service Coverage Ratio—Borrower” Supply Financial Covenant (Paragraph 7.3); (iv) failure of Building Services to comply with the “Debt Service Coverage Ratio—Corporate Guarantor” Supply Financial Covenant (Paragraph 7.1); and (v) by virtue of a cross-default in violation of Paragraph 8.3 of the Supply Loan Agreement. A true and correct copy of the 3rd Supply Forbearance Agreement is attached to the Verified Complaint as Exhibit AA and its terms are incorporated herein by reference. See Verified Complaint, Exhibit AA, ¶¶ B, C, D, & E. 50. Pursuant to the 3rd Supply Forbearance Agreement, the Bank agreed to forbear from exercising its rights and remedies through the close of business on November 30, 2015, provided that, among other things, Janitorial Supply would repay all amounts due under the Supply Loan no later than November 30, 2015 and no further advances would be permitted under the Supply Loan. See Verified Complaint, Exhibit AA, ¶¶ 2 & 2.3. Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 18 of 21 PageID: 367Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 19 of 128 PageID: 758 - 19 - 2176326v.2 51. As set forth in the Loan Agreements, as borrowers, Building Services and/or Janitorial Supply, respectively, agreed to pay all reasonable attorneys’ fees and all other costs and expenses that may be incurred by the Bank in connection with the enforcement of the Loan Agreements or the enforcement of any rights of the Bank in any case involving bankruptcy proceedings commenced by or against Building Services and/or Janitorial Supply, respectively. See Verified Complaint, Exhibits A & K, ¶ 9.6. 52. The 1st Forbearance Agreement, 2nd Services Forbearance Agreement, 2nd Supply Forbearance Agreement, Services Forbearance Agreement Amendment, Supply Forbearance Agreement Amendment, 3rd Services Forbearance Agreement, and 3rd Supply Forbearance Agreement shall hereinafter be referred to collectively as the “Forbearance Agreements.” 53. The Services Loan Agreement, Services Security Agreement, Services Loan Guaranties, 1st Amendment to Services Loan Agreement, 2nd Amendment to Services Loan Agreement, Services Loan Modification Agreement, Services Extension Letter, Supply Loan Agreement, Supply Security Agreement, Supply Loan Guaranties, 1st Amendment to Supply Loan Agreement, 2nd Amendment to Supply Loan Agreement, Supply Loan Modification Agreement, Supply Expiration Extension Letter and Forbearance Agreements, together with any and all related loan documents shall hereinafter collectively be referred to as the “Loan Documents”. 54. The Bank is the present holder of the Loan Documents. The Demand Notice 55. As set forth above, pursuant to the terms of the Loan Documents, Building Services and Janitorial Supply defaulted on their respective obligations to the Bank, inter alia, Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 19 of 21 PageID: 368Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 20 of 128 PageID: 759 - 20 - 2176326v.2 for the failure of Building Services, Janitorial Supply and/or the Guarantors to make payment to the Bank of all sums due under the Loans on or before the Expiration Date, and for the other defaults recited and acknowledged by the Obligors in the Forbearance Agreements. 56. By letter dated February 26, 2016 (the “Demand Notice”), the Bank notified the Obligors of the expiration of the 3rd Services Forbearance Agreement and the 3rd Supply Forbearance Agreement on November 30, 2015 and made demand for payment in full of all amounts due under the Loans no later than March 7, 2016. A true and correct copy of the Demand Notice is attached to the Verified Complaint as Exhibit BB and its terms are incorporated herein by reference. 57. The Demand Notice informed the Obligors that as of February 26, 2016, the balances due on the Loans were as follows: (a) for the Services Loan, the sum of $1,215,736.99, consisting of the principal sum of $1,184,929.68, accrued interest of $8,307.31 and Forbearance Fee of $22,500.00, with a per diem rate of interest after February 26, 2016 of $145.94; and (b) for the Supply Loan, the sum of $280,956.01, consisting of the principal sum of $279,000.00 and accrued interest of $1,956.01, with a per diem rate of interest after February 26, 2016 of $34.36. See Verified Complaint, Exhibit BB, p. 2. 58. To date, despite written notice and demand for payment of the sums due to the Bank pursuant to the Loan Documents, neither Building Services, nor Janitorial Supply, nor any of the Guarantors has made payment thereof to the Bank. 59. The Bank has performed all terms and conditions precedent on its part, to the extent that there are any, to be performed pursuant to the terms of the Loan Documents. 60. In order to calculate principal and interest due under the Loan Documents, in the normal course of its business, the Bank produced loan history reports for both the Services Loan Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 20 of 21 PageID: 369Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 21 of 128 PageID: 760 Case 3:16-cv-02056-DEA Document 20-2 Filed 12/14/16 Page 21 of 21 PageID: 370Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 22 of 128 PageID: 761 EXHIBIT 1 EXHIBIT 1 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 1 of 103 PageID: 371Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 23 of 128 PageID: 762 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-Dec-2010 3.26063% RATE CHANGE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22-Dec-2010 3.26063% RATE CHANGE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22-Dec-2010 3.26063% DISBURSEMENT 1,082,429.68 1,568.62 0.00 1,568.62 1,082,429.68 1,082,429.68 0.00 0.00 07-Jan-2011 3.26125% RATE CHANGE 0.00 0.00 0.00 1,568.62 0.00 1,082,429.68 0.00 0.00 07-Jan-2011 3.26125% RATE CHANGE 0.00 1,274.75 0.00 2,843.37 0.00 1,082,429.68 0.00 0.00 20-Jan-2011 3.26063% RATE CHANGE 0.00 98.04 0.00 2,941.41 0.00 1,082,429.68 0.00 0.00 21-Jan-2011 3.26000% RATE CHANGE 0.00 294.06 0.00 3,235.47 0.00 1,082,429.68 0.00 0.00 24-Jan-2011 3.26000% INT PAYMNT (3,235.60) 980.20 (3,235.60) 980.07 0.00 1,082,429.68 0.00 0.00 03-Feb-2011 3.26300% RATE CHANGE 0.00 490.55 0.00 1,470.62 0.00 1,082,429.68 0.00 0.00 08-Feb-2011 3.26275% RATE CHANGE 0.00 98.10 0.00 1,568.73 0.00 1,082,429.68 0.00 0.00 09-Feb-2011 3.26375% RATE CHANGE 0.00 98.13 0.00 1,666.86 0.00 1,082,429.68 0.00 0.00 10-Feb-2011 3.26400% RATE CHANGE 0.00 490.70 0.00 2,157.56 0.00 1,082,429.68 0.00 0.00 15-Feb-2011 3.26575% RATE CHANGE 0.00 98.19 0.00 2,255.75 0.00 1,082,429.68 0.00 0.00 16-Feb-2011 3.26475% RATE CHANGE 0.00 98.16 0.00 2,353.92 0.00 1,082,429.68 0.00 0.00 17-Feb-2011 3.26400% RATE CHANGE 0.00 98.14 0.00 2,452.06 0.00 1,082,429.68 0.00 0.00 18-Feb-2011 3.26300% RATE CHANGE 0.00 392.44 0.00 2,844.50 0.00 1,082,429.68 0.00 0.00 22-Feb-2011 3.26200% RATE CHANGE 0.00 0.00 0.00 2,844.50 0.00 1,082,429.68 0.00 0.00 22-Feb-2011 3.26200% INT PAYMNT (2,844.54) 196.16 (2,844.54) 196.12 0.00 1,082,429.68 0.00 0.00 24-Feb-2011 3.26150% RATE CHANGE 0.00 490.33 0.00 686.44 0.00 1,082,429.68 0.00 0.00 01-Mar-2011 3.26100% RATE CHANGE 0.00 294.15 0.00 980.59 0.00 1,082,429.68 0.00 0.00 04-Mar-2011 3.26000% RATE CHANGE 0.00 490.10 0.00 1,470.69 0.00 1,082,429.68 0.00 0.00 09-Mar-2011 3.25900% RATE CHANGE 0.00 97.99 0.00 1,568.68 0.00 1,082,429.68 0.00 0.00 10-Mar-2011 3.25800% RATE CHANGE 0.00 0.00 0.00 1,568.68 0.00 1,082,429.68 0.00 0.00 10-Mar-2011 3.25800% PRIN PAYMNT (10,000.00) 388.22 0.00 1,956.90 (10,000.00) 1,072,429.68 0.00 0.00 14-Mar-2011 3.25550% RATE CHANGE 0.00 96.98 0.00 2,053.88 0.00 1,072,429.68 0.00 0.00 15-Mar-2011 3.25500% RATE CHANGE 0.00 96.97 0.00 2,150.85 0.00 1,072,429.68 0.00 0.00 16-Mar-2011 3.25350% RATE CHANGE 0.00 581.53 0.00 2,732.37 0.00 1,072,429.68 0.00 0.00 22-Mar-2011 3.25350% INT PAYMNT (2,732.75) 96.92 (2,732.75) 96.54 0.00 1,072,429.68 0.00 0.00 23-Mar-2011 3.25250% RATE CHANGE 0.00 96.89 0.00 193.44 0.00 1,072,429.68 0.00 0.00 24-Mar-2011 3.25200% RATE CHANGE 0.00 96.88 0.00 290.31 0.00 1,072,429.68 0.00 0.00 25-Mar-2011 3.24950% RATE CHANGE 0.00 290.41 0.00 580.72 0.00 1,072,429.68 0.00 0.00 28-Mar-2011 3.24825% RATE CHANGE 0.00 193.53 0.00 774.25 0.00 1,072,429.68 0.00 0.00 30-Mar-2011 3.24765% RATE CHANGE 0.00 96.75 0.00 870.99 0.00 1,072,429.68 0.00 0.00 31-Mar-2011 3.24615% RATE CHANGE 0.00 96.70 0.00 967.69 0.00 1,072,429.68 0.00 0.00 01-Apr-2011 3.24380% RATE CHANGE 0.00 289.90 0.00 1,257.59 0.00 1,072,429.68 0.00 0.00 04-Apr-2011 3.24345% RATE CHANGE 0.00 96.62 0.00 1,354.21 0.00 1,072,429.68 0.00 0.00 05-Apr-2011 3.24295% RATE CHANGE 0.00 96.61 0.00 1,450.82 0.00 1,072,429.68 0.00 0.00 06-Apr-2011 3.23990% RATE CHANGE 0.00 96.52 0.00 1,547.33 0.00 1,072,429.68 0.00 0.00 07-Apr-2011 3.23550% RATE CHANGE 0.00 96.38 0.00 1,643.72 0.00 1,072,429.68 0.00 0.00 08-Apr-2011 3.23350% RATE CHANGE 0.00 288.98 0.00 1,932.69 0.00 1,072,429.68 0.00 0.00 11-Apr-2011 3.23138% RATE CHANGE 0.00 96.26 0.00 2,028.95 0.00 1,072,429.68 0.00 0.00 12-Apr-2011 3.22650% RATE CHANGE 0.00 96.12 0.00 2,125.07 0.00 1,072,429.68 0.00 0.00 13-Apr-2011 3.22380% RATE CHANGE 0.00 96.04 0.00 2,221.11 0.00 1,072,429.68 0.00 0.00 14-Apr-2011 3.22110% RATE CHANGE 0.00 95.96 0.00 2,317.06 0.00 1,072,429.68 0.00 0.00 Page 1 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 2 of 103 PageID: 372Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 24 of 128 PageID: 763 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 15-Apr-2011 3.21875% RATE CHANGE 0.00 287.66 0.00 2,604.72 0.00 1,072,429.68 0.00 0.00 18-Apr-2011 3.21585% RATE CHANGE 0.00 95.80 0.00 2,700.52 0.00 1,072,429.68 0.00 0.00 19-Apr-2011 3.21375% RATE CHANGE 0.00 95.74 0.00 2,796.26 0.00 1,072,429.68 0.00 0.00 20-Apr-2011 3.21295% RATE CHANGE 0.00 95.71 0.00 2,891.97 0.00 1,072,429.68 0.00 0.00 21-Apr-2011 3.21260% RATE CHANGE 0.00 95.70 0.00 2,987.67 0.00 1,072,429.68 0.00 0.00 22-Apr-2011 3.21260% INT PAYMNT (2,990.25) 574.21 (2,990.25) 571.64 0.00 1,072,429.68 0.00 0.00 28-Apr-2011 3.21135% RATE CHANGE 0.00 478.33 0.00 1,049.96 0.00 1,072,429.68 0.00 0.00 03-May-2011 3.21050% RATE CHANGE 0.00 95.64 0.00 1,145.60 0.00 1,072,429.68 0.00 0.00 04-May-2011 3.21025% RATE CHANGE 0.00 95.63 0.00 1,241.23 0.00 1,072,429.68 0.00 0.00 05-May-2011 3.20950% RATE CHANGE 0.00 95.61 0.00 1,336.84 0.00 1,072,429.68 0.00 0.00 06-May-2011 3.20900% RATE CHANGE 0.00 286.79 0.00 1,623.63 0.00 1,072,429.68 0.00 0.00 09-May-2011 3.20620% RATE CHANGE 0.00 95.51 0.00 1,719.14 0.00 1,072,429.68 0.00 0.00 10-May-2011 3.20385% RATE CHANGE 0.00 95.44 0.00 1,814.58 0.00 1,072,429.68 0.00 0.00 11-May-2011 3.20185% RATE CHANGE 0.00 95.38 0.00 1,909.97 0.00 1,072,429.68 0.00 0.00 12-May-2011 3.20025% RATE CHANGE 0.00 95.33 0.00 2,005.30 0.00 1,072,429.68 0.00 0.00 13-May-2011 3.19875% RATE CHANGE 0.00 285.87 0.00 2,291.17 0.00 1,072,429.68 0.00 0.00 16-May-2011 3.19800% RATE CHANGE 0.00 95.27 0.00 2,386.44 0.00 1,072,429.68 0.00 0.00 17-May-2011 3.19710% RATE CHANGE 0.00 95.24 0.00 2,481.68 0.00 1,072,429.68 0.00 0.00 18-May-2011 3.19700% RATE CHANGE 0.00 190.48 0.00 2,672.15 0.00 1,072,429.68 0.00 0.00 20-May-2011 3.19575% RATE CHANGE 0.00 285.60 0.00 2,957.75 0.00 1,072,429.68 0.00 0.00 23-May-2011 3.19525% RATE CHANGE 0.00 0.00 0.00 2,957.75 0.00 1,072,429.68 0.00 0.00 23-May-2011 3.19525% INT PAYMNT (2,958.20) 95.19 (2,958.20) 94.74 0.00 1,072,429.68 0.00 0.00 24-May-2011 3.19475% RATE CHANGE 0.00 95.17 0.00 189.91 0.00 1,072,429.68 0.00 0.00 25-May-2011 3.19400% RATE CHANGE 0.00 95.15 0.00 285.06 0.00 1,072,429.68 0.00 0.00 26-May-2011 3.19270% RATE CHANGE 0.00 95.11 0.00 380.17 0.00 1,072,429.68 0.00 0.00 27-May-2011 3.19235% RATE CHANGE 0.00 380.40 0.00 760.57 0.00 1,072,429.68 0.00 0.00 31-May-2011 3.19125% RATE CHANGE 0.00 95.07 0.00 855.63 0.00 1,072,429.68 0.00 0.00 01-Jun-2011 3.19103% RATE CHANGE 0.00 95.06 0.00 950.69 0.00 1,072,429.68 0.00 0.00 02-Jun-2011 3.19043% RATE CHANGE 0.00 380.17 0.00 1,330.86 0.00 1,072,429.68 0.00 0.00 06-Jun-2011 3.19018% RATE CHANGE 0.00 95.03 0.00 1,425.89 0.00 1,072,429.68 0.00 0.00 07-Jun-2011 3.18980% RATE CHANGE 0.00 95.02 0.00 1,520.92 0.00 1,072,429.68 0.00 0.00 08-Jun-2011 3.18955% RATE CHANGE 0.00 570.09 0.00 2,091.01 0.00 1,072,429.68 0.00 0.00 14-Jun-2011 3.18855% RATE CHANGE 0.00 94.99 0.00 2,186.00 0.00 1,072,429.68 0.00 0.00 15-Jun-2011 3.18705% RATE CHANGE 0.00 94.94 0.00 2,280.94 0.00 1,072,429.68 0.00 0.00 16-Jun-2011 3.18555% RATE CHANGE 0.00 94.90 0.00 2,375.84 0.00 1,072,429.68 0.00 0.00 17-Jun-2011 3.18530% RATE CHANGE 0.00 284.67 0.00 2,660.50 0.00 1,072,429.68 0.00 0.00 20-Jun-2011 3.18580% RATE CHANGE 0.00 189.81 0.00 2,850.31 0.00 1,072,429.68 0.00 0.00 22-Jun-2011 3.18580% INT PAYMNT (2,850.90) 569.42 (2,850.90) 568.84 0.00 1,072,429.68 0.00 0.00 28-Jun-2011 3.18555% RATE CHANGE 0.00 664.28 0.00 1,233.11 0.00 1,072,429.68 0.00 0.00 05-Jul-2011 3.18505% RATE CHANGE 0.00 284.65 0.00 1,517.76 0.00 1,072,429.68 0.00 0.00 08-Jul-2011 3.18525% RATE CHANGE 0.00 284.66 0.00 1,802.42 0.00 1,072,429.68 0.00 0.00 11-Jul-2011 3.18575% RATE CHANGE 0.00 284.71 0.00 2,087.13 0.00 1,072,429.68 0.00 0.00 14-Jul-2011 3.18650% RATE CHANGE 0.00 379.70 0.00 2,466.83 0.00 1,072,429.68 0.00 0.00 18-Jul-2011 3.18650% RATE CHANGE 0.00 0.00 0.00 2,466.83 0.00 1,072,429.68 0.00 0.00 Page 2 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 3 of 103 PageID: 373Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 25 of 128 PageID: 764 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 18-Jul-2011 3.18650% ADVANCE PRIN 1,072,429.68 0.00 0.00 2,466.83 1,072,429.68 2,144,859.36 0.00 0.00 18-Jul-2011 3.18650% CURR EXT PAYOFF (1,072,429.68) 189.85 0.00 2,656.68 (1,072,429.68) 1,072,429.68 0.00 0.00 20-Jul-2011 3.18625% RATE CHANGE 0.00 189.83 0.00 2,846.51 0.00 1,072,429.68 0.00 0.00 22-Jul-2011 3.18725% RATE CHANGE 0.00 0.00 0.00 2,846.51 0.00 1,072,429.68 0.00 0.00 22-Jul-2011 3.18725% INT PAYMNT (2,846.35) 949.47 (2,846.35) 949.64 0.00 1,072,429.68 0.00 0.00 01-Aug-2011 3.18825% RATE CHANGE 0.00 0.00 0.00 949.64 0.00 1,072,429.68 0.00 0.00 01-Aug-2011 3.18825% ADVANCE PRIN 100,000.00 103.83 0.00 1,053.47 100,000.00 1,172,429.68 0.00 0.00 02-Aug-2011 3.19110% RATE CHANGE 0.00 103.93 0.00 1,157.39 0.00 1,172,429.68 0.00 0.00 03-Aug-2011 3.19206% RATE CHANGE 0.00 103.96 0.00 1,261.35 0.00 1,172,429.68 0.00 0.00 04-Aug-2011 3.20083% RATE CHANGE 0.00 104.24 0.00 1,365.59 0.00 1,172,429.68 0.00 0.00 05-Aug-2011 3.20556% RATE CHANGE 0.00 313.19 0.00 1,678.79 0.00 1,172,429.68 0.00 0.00 08-Aug-2011 3.20506% RATE CHANGE 0.00 104.38 0.00 1,783.17 0.00 1,172,429.68 0.00 0.00 09-Aug-2011 3.20550% RATE CHANGE 0.00 104.40 0.00 1,887.56 0.00 1,172,429.68 0.00 0.00 10-Aug-2011 3.20578% RATE CHANGE 0.00 104.40 0.00 1,991.97 0.00 1,172,429.68 0.00 0.00 11-Aug-2011 3.20800% RATE CHANGE 0.00 104.48 0.00 2,096.44 0.00 1,172,429.68 0.00 0.00 12-Aug-2011 3.20711% RATE CHANGE 0.00 313.34 0.00 2,409.79 0.00 1,172,429.68 0.00 0.00 15-Aug-2011 3.20722% RATE CHANGE 0.00 0.00 0.00 2,409.79 0.00 1,172,429.68 0.00 0.00 15-Aug-2011 3.20722% RATE CHANGE 0.00 104.45 0.00 2,514.24 0.00 1,172,429.68 0.00 0.00 16-Aug-2011 3.20833% RATE CHANGE 0.00 0.00 0.00 2,514.24 0.00 1,172,429.68 0.00 0.00 16-Aug-2011 3.20833% RATE CHANGE 0.00 0.00 0.00 2,514.24 0.00 1,172,429.68 0.00 0.00 16-Aug-2011 3.20833% RATE CHANGE 0.00 0.00 0.00 2,514.24 0.00 1,172,429.68 0.00 0.00 16-Aug-2011 3.20833% ADVANCE PRIN 1,172,429.68 0.00 0.00 2,514.24 1,172,429.68 2,344,859.36 0.00 0.00 16-Aug-2011 3.20833% CURR EXT PAYOFF (1,172,429.68) 104.49 0.00 2,618.72 (1,172,429.68) 1,172,429.68 0.00 0.00 17-Aug-2011 3.21022% RATE CHANGE 0.00 0.00 0.00 2,618.72 0.00 1,172,429.68 0.00 0.00 17-Aug-2011 3.21022% RATE CHANGE 0.00 0.00 0.00 2,618.72 0.00 1,172,429.68 0.00 0.00 17-Aug-2011 3.21022% RATE CHANGE 0.00 209.10 0.00 2,827.82 0.00 1,172,429.68 0.00 0.00 19-Aug-2011 3.21244% RATE CHANGE 0.00 0.00 0.00 2,827.82 0.00 1,172,429.68 0.00 0.00 19-Aug-2011 3.21244% RATE CHANGE 0.00 0.00 0.00 2,827.82 0.00 1,172,429.68 0.00 0.00 19-Aug-2011 3.21244% RATE CHANGE 0.00 313.86 0.00 3,141.68 0.00 1,172,429.68 0.00 0.00 22-Aug-2011 3.21300% RATE CHANGE 0.00 0.00 0.00 3,141.68 0.00 1,172,429.68 0.00 0.00 22-Aug-2011 3.21300% RATE CHANGE 0.00 0.00 0.00 3,141.68 0.00 1,172,429.68 0.00 0.00 22-Aug-2011 3.21300% RATE CHANGE 0.00 104.64 0.00 3,246.32 0.00 1,172,429.68 0.00 0.00 23-Aug-2011 3.21544% RATE CHANGE 0.00 0.00 0.00 3,246.32 0.00 1,172,429.68 0.00 0.00 23-Aug-2011 3.21544% RATE CHANGE 0.00 0.00 0.00 3,246.32 0.00 1,172,429.68 0.00 0.00 23-Aug-2011 3.21544% RATE CHANGE 0.00 104.72 0.00 3,351.04 0.00 1,172,429.68 0.00 0.00 24-Aug-2011 3.21678% RATE CHANGE 0.00 0.00 0.00 3,351.04 0.00 1,172,429.68 0.00 0.00 24-Aug-2011 3.21678% RATE CHANGE 0.00 104.76 0.00 3,455.81 0.00 1,172,429.68 0.00 0.00 25-Aug-2011 3.21839% RATE CHANGE 0.00 0.00 0.00 3,455.81 0.00 1,172,429.68 0.00 0.00 25-Aug-2011 3.21839% RATE CHANGE 0.00 104.81 0.00 3,560.62 0.00 1,172,429.68 0.00 0.00 26-Aug-2011 3.21894% RATE CHANGE 0.00 0.00 0.00 3,560.62 0.00 1,172,429.68 0.00 0.00 26-Aug-2011 3.21894% RATE CHANGE 0.00 419.33 0.00 3,979.95 0.00 1,172,429.68 0.00 0.00 30-Aug-2011 3.22083% RATE CHANGE 0.00 0.00 0.00 3,979.95 0.00 1,172,429.68 0.00 0.00 30-Aug-2011 3.22083% RATE CHANGE 0.00 104.89 0.00 4,084.85 0.00 1,172,429.68 0.00 0.00 31-Aug-2011 3.22094% RATE CHANGE 0.00 0.00 0.00 4,084.85 0.00 1,172,429.68 0.00 0.00 Page 3 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 4 of 103 PageID: 374Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 26 of 128 PageID: 765 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 31-Aug-2011 3.22094% RATE CHANGE 0.00 0.00 0.00 4,084.85 0.00 1,172,429.68 0.00 0.00 31-Aug-2011 3.22094% INT PAYMNT (4,084.07) 104.90 (4,084.07) 105.67 0.00 1,172,429.68 0.00 0.00 01-Sep-2011 3.22150% RATE CHANGE 0.00 0.00 0.00 105.67 0.00 1,172,429.68 0.00 0.00 01-Sep-2011 3.22150% RATE CHANGE 0.00 524.58 0.00 630.25 0.00 1,172,429.68 0.00 0.00 06-Sep-2011 3.22178% RATE CHANGE 0.00 0.00 0.00 630.25 0.00 1,172,429.68 0.00 0.00 06-Sep-2011 3.22178% RATE CHANGE 0.00 104.93 0.00 735.18 0.00 1,172,429.68 0.00 0.00 07-Sep-2011 3.22439% RATE CHANGE 0.00 105.01 0.00 840.19 0.00 1,172,429.68 0.00 0.00 08-Sep-2011 3.22600% RATE CHANGE 0.00 0.00 0.00 840.19 0.00 1,172,429.68 0.00 0.00 08-Sep-2011 3.22600% RATE CHANGE 0.00 105.06 0.00 945.25 0.00 1,172,429.68 0.00 0.00 09-Sep-2011 3.22611% RATE CHANGE 0.00 0.00 0.00 945.25 0.00 1,172,429.68 0.00 0.00 09-Sep-2011 3.22611% RATE CHANGE 0.00 315.20 0.00 1,260.45 0.00 1,172,429.68 0.00 0.00 12-Sep-2011 3.22500% RATE CHANGE 0.00 0.00 0.00 1,260.45 0.00 1,172,429.68 0.00 0.00 12-Sep-2011 3.22500% RATE CHANGE 0.00 105.03 0.00 1,365.48 0.00 1,172,429.68 0.00 0.00 13-Sep-2011 3.22611% RATE CHANGE 0.00 0.00 0.00 1,365.48 0.00 1,172,429.68 0.00 0.00 13-Sep-2011 3.22611% RATE CHANGE 0.00 105.07 0.00 1,470.55 0.00 1,172,429.68 0.00 0.00 14-Sep-2011 3.22861% RATE CHANGE 0.00 0.00 0.00 1,470.55 0.00 1,172,429.68 0.00 0.00 14-Sep-2011 3.22861% RATE CHANGE 0.00 105.15 0.00 1,575.70 0.00 1,172,429.68 0.00 0.00 15-Sep-2011 3.22900% RATE CHANGE 0.00 0.00 0.00 1,575.70 0.00 1,172,429.68 0.00 0.00 15-Sep-2011 3.22900% RATE CHANGE 0.00 105.16 0.00 1,680.86 0.00 1,172,429.68 0.00 0.00 16-Sep-2011 3.22939% RATE CHANGE 0.00 0.00 0.00 1,680.86 0.00 1,172,429.68 0.00 0.00 16-Sep-2011 3.22939% RATE CHANGE 0.00 315.52 0.00 1,996.38 0.00 1,172,429.68 0.00 0.00 19-Sep-2011 3.22994% RATE CHANGE 0.00 0.00 0.00 1,996.38 0.00 1,172,429.68 0.00 0.00 19-Sep-2011 3.22994% RATE CHANGE 0.00 105.19 0.00 2,101.57 0.00 1,172,429.68 0.00 0.00 20-Sep-2011 3.23050% RATE CHANGE 0.00 0.00 0.00 2,101.57 0.00 1,172,429.68 0.00 0.00 20-Sep-2011 3.23050% RATE CHANGE 0.00 105.21 0.00 2,206.78 0.00 1,172,429.68 0.00 0.00 21-Sep-2011 3.23072% RATE CHANGE 0.00 0.00 0.00 2,206.78 0.00 1,172,429.68 0.00 0.00 21-Sep-2011 3.23072% RATE CHANGE 0.00 105.22 0.00 2,311.99 0.00 1,172,429.68 0.00 0.00 22-Sep-2011 3.23183% RATE CHANGE 0.00 0.00 0.00 2,311.99 0.00 1,172,429.68 0.00 0.00 22-Sep-2011 3.23183% RATE CHANGE 0.00 0.00 0.00 2,311.99 0.00 1,172,429.68 0.00 0.00 22-Sep-2011 3.23183% INT PAYMNT (2,311.08) 105.25 (2,311.08) 106.16 0.00 1,172,429.68 0.00 0.00 23-Sep-2011 3.23350% RATE CHANGE 0.00 0.00 0.00 106.16 0.00 1,172,429.68 0.00 0.00 23-Sep-2011 3.23350% RATE CHANGE 0.00 315.92 0.00 422.09 0.00 1,172,429.68 0.00 0.00 26-Sep-2011 3.23456% RATE CHANGE 0.00 0.00 0.00 422.09 0.00 1,172,429.68 0.00 0.00 26-Sep-2011 3.23456% RATE CHANGE 0.00 105.34 0.00 527.43 0.00 1,172,429.68 0.00 0.00 27-Sep-2011 3.23578% RATE CHANGE 0.00 0.00 0.00 527.43 0.00 1,172,429.68 0.00 0.00 27-Sep-2011 3.23578% RATE CHANGE 0.00 105.38 0.00 632.81 0.00 1,172,429.68 0.00 0.00 28-Sep-2011 3.23744% RATE CHANGE 0.00 0.00 0.00 632.81 0.00 1,172,429.68 0.00 0.00 28-Sep-2011 3.23744% RATE CHANGE 0.00 105.44 0.00 738.24 0.00 1,172,429.68 0.00 0.00 29-Sep-2011 3.23878% RATE CHANGE 0.00 0.00 0.00 738.24 0.00 1,172,429.68 0.00 0.00 29-Sep-2011 3.23878% RATE CHANGE 0.00 105.48 0.00 843.72 0.00 1,172,429.68 0.00 0.00 30-Sep-2011 3.23889% RATE CHANGE 0.00 0.00 0.00 843.72 0.00 1,172,429.68 0.00 0.00 30-Sep-2011 3.23889% RATE CHANGE 0.00 316.45 0.00 1,160.17 0.00 1,172,429.68 0.00 0.00 03-Oct-2011 3.23944% RATE CHANGE 0.00 0.00 0.00 1,160.17 0.00 1,172,429.68 0.00 0.00 03-Oct-2011 3.23944% RATE CHANGE 0.00 211.00 0.00 1,371.17 0.00 1,172,429.68 0.00 0.00 Page 4 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 5 of 103 PageID: 375Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 27 of 128 PageID: 766 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 05-Oct-2011 3.24000% RATE CHANGE 0.00 0.00 0.00 1,371.17 0.00 1,172,429.68 0.00 0.00 05-Oct-2011 3.24000% RATE CHANGE 0.00 105.52 0.00 1,476.69 0.00 1,172,429.68 0.00 0.00 06-Oct-2011 3.24111% RATE CHANGE 0.00 0.00 0.00 1,476.69 0.00 1,172,429.68 0.00 0.00 06-Oct-2011 3.24111% RATE CHANGE 0.00 105.55 0.00 1,582.24 0.00 1,172,429.68 0.00 0.00 07-Oct-2011 3.24067% RATE CHANGE 0.00 0.00 0.00 1,582.24 0.00 1,172,429.68 0.00 0.00 07-Oct-2011 3.24067% RATE CHANGE 0.00 316.62 0.00 1,898.87 0.00 1,172,429.68 0.00 0.00 10-Oct-2011 3.24233% RATE CHANGE 0.00 0.00 0.00 1,898.87 0.00 1,172,429.68 0.00 0.00 10-Oct-2011 3.24233% RATE CHANGE 0.00 105.59 0.00 2,004.46 0.00 1,172,429.68 0.00 0.00 11-Oct-2011 3.24289% RATE CHANGE 0.00 0.00 0.00 2,004.46 0.00 1,172,429.68 0.00 0.00 11-Oct-2011 3.24289% RATE CHANGE 0.00 105.61 0.00 2,110.07 0.00 1,172,429.68 0.00 0.00 12-Oct-2011 3.24300% RATE CHANGE 0.00 105.62 0.00 2,215.69 0.00 1,172,429.68 0.00 0.00 13-Oct-2011 3.24311% RATE CHANGE 0.00 0.00 0.00 2,215.69 0.00 1,172,429.68 0.00 0.00 13-Oct-2011 3.24311% RATE CHANGE 0.00 105.62 0.00 2,321.31 0.00 1,172,429.68 0.00 0.00 14-Oct-2011 3.24322% RATE CHANGE 0.00 0.00 0.00 2,321.31 0.00 1,172,429.68 0.00 0.00 14-Oct-2011 3.24322% RATE CHANGE 0.00 316.87 0.00 2,638.18 0.00 1,172,429.68 0.00 0.00 17-Oct-2011 3.24333% RATE CHANGE 0.00 0.00 0.00 2,638.18 0.00 1,172,429.68 0.00 0.00 17-Oct-2011 3.24333% RATE CHANGE 0.00 211.25 0.00 2,849.43 0.00 1,172,429.68 0.00 0.00 19-Oct-2011 3.24444% RATE CHANGE 0.00 0.00 0.00 2,849.43 0.00 1,172,429.68 0.00 0.00 19-Oct-2011 3.24444% RATE CHANGE 0.00 105.66 0.00 2,955.10 0.00 1,172,429.68 0.00 0.00 20-Oct-2011 3.24472% RATE CHANGE 0.00 0.00 0.00 2,955.10 0.00 1,172,429.68 0.00 0.00 20-Oct-2011 3.24472% RATE CHANGE 0.00 422.69 0.00 3,377.79 0.00 1,172,429.68 0.00 0.00 24-Oct-2011 3.24472% INT PAYMNT (3,377.55) 422.69 (3,377.55) 422.93 0.00 1,172,429.68 0.00 0.00 28-Oct-2011 3.24583% RATE CHANGE 0.00 0.00 0.00 422.93 0.00 1,172,429.68 0.00 0.00 28-Oct-2011 3.24583% RATE CHANGE 0.00 528.54 0.00 951.47 0.00 1,172,429.68 0.00 0.00 02-Nov-2011 3.24528% RATE CHANGE 0.00 0.00 0.00 951.47 0.00 1,172,429.68 0.00 0.00 02-Nov-2011 3.24528% RATE CHANGE 0.00 528.45 0.00 1,479.92 0.00 1,172,429.68 0.00 0.00 07-Nov-2011 3.24750% RATE CHANGE 0.00 0.00 0.00 1,479.92 0.00 1,172,429.68 0.00 0.00 07-Nov-2011 3.24750% RATE CHANGE 0.00 0.00 0.00 1,479.92 0.00 1,172,429.68 0.00 0.00 07-Nov-2011 3.24750% ADVANCE PRIN 295,000.00 264.75 0.00 1,744.67 295,000.00 1,467,429.68 0.00 0.00 09-Nov-2011 3.24778% RATE CHANGE 0.00 0.00 0.00 1,744.67 0.00 1,467,429.68 0.00 0.00 09-Nov-2011 3.24778% RATE CHANGE 0.00 661.93 0.00 2,406.60 0.00 1,467,429.68 0.00 0.00 14-Nov-2011 3.24789% RATE CHANGE 0.00 0.00 0.00 2,406.60 0.00 1,467,429.68 0.00 0.00 14-Nov-2011 3.24789% RATE CHANGE 0.00 132.39 0.00 2,538.99 0.00 1,467,429.68 0.00 0.00 15-Nov-2011 3.24900% RATE CHANGE 0.00 132.44 0.00 2,671.43 0.00 1,467,429.68 0.00 0.00 16-Nov-2011 3.25022% RATE CHANGE 0.00 0.00 0.00 2,671.43 0.00 1,467,429.68 0.00 0.00 16-Nov-2011 3.25022% RATE CHANGE 0.00 132.49 0.00 2,803.91 0.00 1,467,429.68 0.00 0.00 17-Nov-2011 3.25172% RATE CHANGE 0.00 0.00 0.00 2,803.91 0.00 1,467,429.68 0.00 0.00 17-Nov-2011 3.25172% RATE CHANGE 0.00 530.19 0.00 3,334.10 0.00 1,467,429.68 0.00 0.00 21-Nov-2011 3.25478% RATE CHANGE 0.00 0.00 0.00 3,334.10 0.00 1,467,429.68 0.00 0.00 21-Nov-2011 3.25478% RATE CHANGE 0.00 132.67 0.00 3,466.77 0.00 1,467,429.68 0.00 0.00 22-Nov-2011 3.25656% RATE CHANGE 0.00 0.00 0.00 3,466.77 0.00 1,467,429.68 0.00 0.00 22-Nov-2011 3.25656% RATE CHANGE 0.00 0.00 0.00 3,466.77 0.00 1,467,429.68 0.00 0.00 22-Nov-2011 3.25656% INT PAYMNT (3,466.77) 132.74 (3,466.77) 132.74 0.00 1,467,429.68 0.00 0.00 23-Nov-2011 3.25667% RATE CHANGE 0.00 0.00 0.00 132.74 0.00 1,467,429.68 0.00 0.00 Page 5 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 6 of 103 PageID: 376Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 28 of 128 PageID: 767 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 23-Nov-2011 3.25667% RATE CHANGE 0.00 132.75 0.00 265.49 0.00 1,467,429.68 0.00 0.00 24-Nov-2011 3.25722% RATE CHANGE 0.00 0.00 0.00 265.49 0.00 1,467,429.68 0.00 0.00 24-Nov-2011 3.25722% RATE CHANGE 0.00 663.85 0.00 929.34 0.00 1,467,429.68 0.00 0.00 29-Nov-2011 3.25944% RATE CHANGE 0.00 0.00 0.00 929.34 0.00 1,467,429.68 0.00 0.00 29-Nov-2011 3.25944% RATE CHANGE 0.00 132.86 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.25656% RATE CHANGE 0.00 0.00 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.25667% RATE CHANGE 0.00 0.00 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.25722% RATE CHANGE 0.00 0.00 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.25944% RATE CHANGE 0.00 0.00 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.26000% RATE CHANGE 0.00 0.00 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.26000% RATE CHANGE 0.00 0.00 0.00 1,062.20 0.00 1,467,429.68 0.00 0.00 30-Nov-2011 3.26000% ADVANCE PRIN 1,467,429.68 0.00 0.00 1,062.20 1,467,429.68 2,934,859.36 0.00 0.00 30-Nov-2011 3.26000% CURR EXT PAYOFF (1,467,429.68) 132.88 0.00 1,195.09 (1,467,429.68) 1,467,429.68 0.00 0.00 01-Dec-2011 3.27022% RATE CHANGE 0.00 0.00 0.00 1,195.09 0.00 1,467,429.68 0.00 0.00 01-Dec-2011 3.27022% RATE CHANGE 0.00 133.30 0.00 1,328.39 0.00 1,467,429.68 0.00 0.00 02-Dec-2011 3.27144% RATE CHANGE 0.00 0.00 0.00 1,328.39 0.00 1,467,429.68 0.00 0.00 02-Dec-2011 3.27144% RATE CHANGE 0.00 533.40 0.00 1,861.79 0.00 1,467,429.68 0.00 0.00 06-Dec-2011 3.27033% RATE CHANGE 0.00 0.00 0.00 1,861.79 0.00 1,467,429.68 0.00 0.00 06-Dec-2011 3.27033% RATE CHANGE 0.00 133.31 0.00 1,995.10 0.00 1,467,429.68 0.00 0.00 07-Dec-2011 3.27410% RATE CHANGE 0.00 0.00 0.00 1,995.10 0.00 1,467,429.68 0.00 0.00 07-Dec-2011 3.27410% RATE CHANGE 0.00 133.46 0.00 2,128.55 0.00 1,467,429.68 0.00 0.00 08-Dec-2011 3.27505% RATE CHANGE 0.00 0.00 0.00 2,128.55 0.00 1,467,429.68 0.00 0.00 08-Dec-2011 3.27505% RATE CHANGE 0.00 133.50 0.00 2,262.05 0.00 1,467,429.68 0.00 0.00 09-Dec-2011 3.27630% RATE CHANGE 0.00 0.00 0.00 2,262.05 0.00 1,467,429.68 0.00 0.00 09-Dec-2011 3.27630% RATE CHANGE 0.00 534.19 0.00 2,796.24 0.00 1,467,429.68 0.00 0.00 13-Dec-2011 3.27655% RATE CHANGE 0.00 0.00 0.00 2,796.24 0.00 1,467,429.68 0.00 0.00 13-Dec-2011 3.27655% RATE CHANGE 0.00 133.56 0.00 2,929.80 0.00 1,467,429.68 0.00 0.00 14-Dec-2011 3.27755% RATE CHANGE 0.00 0.00 0.00 2,929.80 0.00 1,467,429.68 0.00 0.00 14-Dec-2011 3.27755% RATE CHANGE 0.00 133.60 0.00 3,063.40 0.00 1,467,429.68 0.00 0.00 15-Dec-2011 3.27830% RATE CHANGE 0.00 0.00 0.00 3,063.40 0.00 1,467,429.68 0.00 0.00 15-Dec-2011 3.27830% RATE CHANGE 0.00 133.63 0.00 3,197.03 0.00 1,467,429.68 0.00 0.00 16-Dec-2011 3.28255% RATE CHANGE 0.00 0.00 0.00 3,197.03 0.00 1,467,429.68 0.00 0.00 16-Dec-2011 3.28255% RATE CHANGE 0.00 401.41 0.00 3,598.44 0.00 1,467,429.68 0.00 0.00 19-Dec-2011 3.28460% RATE CHANGE 0.00 0.00 0.00 3,598.44 0.00 1,467,429.68 0.00 0.00 19-Dec-2011 3.28460% RATE CHANGE 0.00 133.89 0.00 3,732.33 0.00 1,467,429.68 0.00 0.00 20-Dec-2011 3.28485% RATE CHANGE 0.00 0.00 0.00 3,732.33 0.00 1,467,429.68 0.00 0.00 20-Dec-2011 3.28485% RATE CHANGE 0.00 133.90 0.00 3,866.22 0.00 1,467,429.68 0.00 0.00 21-Dec-2011 3.28735% RATE CHANGE 0.00 0.00 0.00 3,866.22 0.00 1,467,429.68 0.00 0.00 21-Dec-2011 3.28735% RATE CHANGE 0.00 134.00 0.00 4,000.22 0.00 1,467,429.68 0.00 0.00 22-Dec-2011 3.29060% RATE CHANGE 0.00 0.00 0.00 4,000.22 0.00 1,467,429.68 0.00 0.00 22-Dec-2011 3.29060% RATE CHANGE 0.00 0.00 0.00 4,000.22 0.00 1,467,429.68 0.00 0.00 22-Dec-2011 3.29060% INT PAYMNT (4,000.22) 134.13 (4,000.22) 134.13 0.00 1,467,429.68 0.00 0.00 23-Dec-2011 3.29185% RATE CHANGE 0.00 0.00 0.00 134.13 0.00 1,467,429.68 0.00 0.00 23-Dec-2011 3.29185% RATE CHANGE 0.00 670.91 0.00 805.05 0.00 1,467,429.68 0.00 0.00 Page 6 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 7 of 103 PageID: 377Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 29 of 128 PageID: 768 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 28-Dec-2011 3.29360% RATE CHANGE 0.00 0.00 0.00 805.05 0.00 1,467,429.68 0.00 0.00 28-Dec-2011 3.29360% RATE CHANGE 0.00 134.25 0.00 939.30 0.00 1,467,429.68 0.00 0.00 29-Dec-2011 3.29395% RATE CHANGE 0.00 0.00 0.00 939.30 0.00 1,467,429.68 0.00 0.00 29-Dec-2011 3.29395% RATE CHANGE 0.00 134.27 0.00 1,073.57 0.00 1,467,429.68 0.00 0.00 30-Dec-2011 3.29630% RATE CHANGE 0.00 0.00 0.00 1,073.57 0.00 1,467,429.68 0.00 0.00 30-Dec-2011 3.29630% RATE CHANGE 0.00 0.00 0.00 1,073.57 0.00 1,467,429.68 0.00 0.00 30-Dec-2011 3.29630% PRIN PAYMNT (260,000.00) 110.56 0.00 1,184.12 (260,000.00) 1,207,429.68 0.00 0.00 31-Dec-2011 3.28735% RATE CHANGE 0.00 0.00 0.00 1,184.12 0.00 1,207,429.68 0.00 0.00 31-Dec-2011 3.29060% RATE CHANGE 0.00 0.00 0.00 1,184.12 0.00 1,207,429.68 0.00 0.00 31-Dec-2011 3.29185% RATE CHANGE 0.00 0.00 0.00 1,184.12 0.00 1,207,429.68 0.00 0.00 31-Dec-2011 3.29360% RATE CHANGE 0.00 0.00 0.00 1,184.12 0.00 1,207,429.68 0.00 0.00 31-Dec-2011 3.29395% RATE CHANGE 0.00 0.00 0.00 1,184.12 0.00 1,207,429.68 0.00 0.00 31-Dec-2011 3.29630% RATE CHANGE 0.00 0.00 0.00 1,184.12 0.00 1,207,429.68 0.00 0.00 31-Dec-2011 3.29630% ADVANCE PRIN 1,467,429.68 0.00 0.00 1,184.12 1,467,429.68 2,674,859.36 0.00 0.00 31-Dec-2011 3.29630% CURR EXT PAYOFF (1,467,429.68) 331.67 0.00 1,515.79 (1,467,429.68) 1,207,429.68 0.00 0.00 03-Jan-2012 3.29530% RATE CHANGE 0.00 0.00 0.00 1,515.79 0.00 1,207,429.68 0.00 0.00 03-Jan-2012 3.29530% RATE CHANGE 0.00 773.66 0.00 2,289.46 0.00 1,207,429.68 0.00 0.00 10-Jan-2012 3.29630% RATE CHANGE 0.00 0.00 0.00 2,289.46 0.00 1,207,429.68 0.00 0.00 10-Jan-2012 3.29630% RATE CHANGE 0.00 221.11 0.00 2,510.57 0.00 1,207,429.68 0.00 0.00 12-Jan-2012 3.29580% RATE CHANGE 0.00 0.00 0.00 2,510.57 0.00 1,207,429.68 0.00 0.00 12-Jan-2012 3.29580% RATE CHANGE 0.00 110.54 0.00 2,621.11 0.00 1,207,429.68 0.00 0.00 13-Jan-2012 3.29470% RATE CHANGE 0.00 0.00 0.00 2,621.11 0.00 1,207,429.68 0.00 0.00 13-Jan-2012 3.29470% RATE CHANGE 0.00 331.51 0.00 2,952.62 0.00 1,207,429.68 0.00 0.00 16-Jan-2012 3.28960% RATE CHANGE 0.00 0.00 0.00 2,952.62 0.00 1,207,429.68 0.00 0.00 16-Jan-2012 3.28960% RATE CHANGE 0.00 110.33 0.00 3,062.96 0.00 1,207,429.68 0.00 0.00 17-Jan-2012 3.28510% RATE CHANGE 0.00 0.00 0.00 3,062.96 0.00 1,207,429.68 0.00 0.00 17-Jan-2012 3.28510% RATE CHANGE 0.00 110.18 0.00 3,173.14 0.00 1,207,429.68 0.00 0.00 18-Jan-2012 3.28160% RATE CHANGE 0.00 110.06 0.00 3,283.20 0.00 1,207,429.68 0.00 0.00 19-Jan-2012 3.28100% RATE CHANGE 0.00 0.00 0.00 3,283.20 0.00 1,207,429.68 0.00 0.00 19-Jan-2012 3.28100% RATE CHANGE 0.00 110.04 0.00 3,393.24 0.00 1,207,429.68 0.00 0.00 20-Jan-2012 3.28090% RATE CHANGE 0.00 0.00 0.00 3,393.24 0.00 1,207,429.68 0.00 0.00 20-Jan-2012 3.28090% RATE CHANGE 0.00 330.12 0.00 3,723.37 0.00 1,207,429.68 0.00 0.00 23-Jan-2012 3.27890% RATE CHANGE 0.00 0.00 0.00 3,723.37 0.00 1,207,429.68 0.00 0.00 23-Jan-2012 3.27890% RATE CHANGE 0.00 0.00 0.00 3,723.37 0.00 1,207,429.68 0.00 0.00 23-Jan-2012 3.27890% INT PAYMNT (3,613.33) 109.97 (3,613.33) 220.01 0.00 1,207,429.68 0.00 0.00 24-Jan-2012 3.27730% RATE CHANGE 0.00 0.00 0.00 220.01 0.00 1,207,429.68 0.00 0.00 24-Jan-2012 3.27730% RATE CHANGE 0.00 109.92 0.00 329.93 0.00 1,207,429.68 0.00 0.00 25-Jan-2012 3.27630% RATE CHANGE 0.00 0.00 0.00 329.93 0.00 1,207,429.68 0.00 0.00 25-Jan-2012 3.27630% RATE CHANGE 0.00 109.89 0.00 439.81 0.00 1,207,429.68 0.00 0.00 26-Jan-2012 3.27530% RATE CHANGE 0.00 0.00 0.00 439.81 0.00 1,207,429.68 0.00 0.00 26-Jan-2012 3.27530% RATE CHANGE 0.00 109.85 0.00 549.67 0.00 1,207,429.68 0.00 0.00 27-Jan-2012 3.27280% RATE CHANGE 0.00 0.00 0.00 549.67 0.00 1,207,429.68 0.00 0.00 27-Jan-2012 3.27280% RATE CHANGE 0.00 329.31 0.00 878.97 0.00 1,207,429.68 0.00 0.00 30-Jan-2012 3.27050% RATE CHANGE 0.00 0.00 0.00 878.97 0.00 1,207,429.68 0.00 0.00 Page 7 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 8 of 103 PageID: 378Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 30 of 128 PageID: 769 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 30-Jan-2012 3.27050% RATE CHANGE 0.00 109.69 0.00 988.67 0.00 1,207,429.68 0.00 0.00 31-Jan-2012 3.27000% RATE CHANGE 0.00 0.00 0.00 988.67 0.00 1,207,429.68 0.00 0.00 31-Jan-2012 3.27000% RATE CHANGE 0.00 0.00 0.00 988.67 0.00 1,207,429.68 0.00 0.00 31-Jan-2012 3.27000% ADVANCE PRIN 1,207,429.68 0.00 0.00 988.67 1,207,429.68 2,414,859.36 0.00 0.00 31-Jan-2012 3.27000% CURR EXT PAYOFF (1,207,429.68) 109.67 0.00 1,098.34 (1,207,429.68) 1,207,429.68 0.00 0.00 01-Feb-2012 3.26775% RATE CHANGE 0.00 0.00 0.00 1,098.34 0.00 1,207,429.68 0.00 0.00 01-Feb-2012 3.26775% RATE CHANGE 0.00 109.60 0.00 1,207.94 0.00 1,207,429.68 0.00 0.00 02-Feb-2012 3.26475% RATE CHANGE 0.00 0.00 0.00 1,207.94 0.00 1,207,429.68 0.00 0.00 02-Feb-2012 3.26475% RATE CHANGE 0.00 109.50 0.00 1,317.44 0.00 1,207,429.68 0.00 0.00 03-Feb-2012 3.26400% RATE CHANGE 0.00 0.00 0.00 1,317.44 0.00 1,207,429.68 0.00 0.00 03-Feb-2012 3.26400% RATE CHANGE 0.00 328.42 0.00 1,645.86 0.00 1,207,429.68 0.00 0.00 06-Feb-2012 3.26250% RATE CHANGE 0.00 0.00 0.00 1,645.86 0.00 1,207,429.68 0.00 0.00 06-Feb-2012 3.26250% RATE CHANGE 0.00 109.42 0.00 1,755.28 0.00 1,207,429.68 0.00 0.00 07-Feb-2012 3.26050% RATE CHANGE 0.00 0.00 0.00 1,755.28 0.00 1,207,429.68 0.00 0.00 07-Feb-2012 3.26050% RATE CHANGE 0.00 109.36 0.00 1,864.64 0.00 1,207,429.68 0.00 0.00 08-Feb-2012 3.25975% RATE CHANGE 0.00 0.00 0.00 1,864.64 0.00 1,207,429.68 0.00 0.00 08-Feb-2012 3.25975% RATE CHANGE 0.00 109.33 0.00 1,973.97 0.00 1,207,429.68 0.00 0.00 09-Feb-2012 3.25700% RATE CHANGE 0.00 0.00 0.00 1,973.97 0.00 1,207,429.68 0.00 0.00 09-Feb-2012 3.25700% RATE CHANGE 0.00 109.24 0.00 2,083.21 0.00 1,207,429.68 0.00 0.00 10-Feb-2012 3.25475% RATE CHANGE 0.00 0.00 0.00 2,083.21 0.00 1,207,429.68 0.00 0.00 10-Feb-2012 3.25475% RATE CHANGE 0.00 327.49 0.00 2,410.70 0.00 1,207,429.68 0.00 0.00 13-Feb-2012 3.25350% RATE CHANGE 0.00 0.00 0.00 2,410.70 0.00 1,207,429.68 0.00 0.00 13-Feb-2012 3.25350% RATE CHANGE 0.00 109.12 0.00 2,519.82 0.00 1,207,429.68 0.00 0.00 14-Feb-2012 3.25050% RATE CHANGE 0.00 0.00 0.00 2,519.82 0.00 1,207,429.68 0.00 0.00 14-Feb-2012 3.25050% RATE CHANGE 0.00 109.02 0.00 2,628.84 0.00 1,207,429.68 0.00 0.00 15-Feb-2012 3.24850% RATE CHANGE 0.00 0.00 0.00 2,628.84 0.00 1,207,429.68 0.00 0.00 15-Feb-2012 3.24850% RATE CHANGE 0.00 108.95 0.00 2,737.79 0.00 1,207,429.68 0.00 0.00 16-Feb-2012 3.24750% RATE CHANGE 0.00 0.00 0.00 2,737.79 0.00 1,207,429.68 0.00 0.00 16-Feb-2012 3.24750% RATE CHANGE 0.00 108.92 0.00 2,846.71 0.00 1,207,429.68 0.00 0.00 17-Feb-2012 3.24600% RATE CHANGE 0.00 0.00 0.00 2,846.71 0.00 1,207,429.68 0.00 0.00 17-Feb-2012 3.24600% RATE CHANGE 0.00 326.61 0.00 3,173.32 0.00 1,207,429.68 0.00 0.00 20-Feb-2012 3.24550% RATE CHANGE 0.00 0.00 0.00 3,173.32 0.00 1,207,429.68 0.00 0.00 20-Feb-2012 3.24550% RATE CHANGE 0.00 435.41 0.00 3,608.74 0.00 1,207,429.68 0.00 0.00 24-Feb-2012 3.24450% RATE CHANGE 0.00 0.00 0.00 3,608.74 0.00 1,207,429.68 0.00 0.00 24-Feb-2012 3.24450% RATE CHANGE 0.00 326.46 0.00 3,935.20 0.00 1,207,429.68 0.00 0.00 27-Feb-2012 3.24400% RATE CHANGE 0.00 0.00 0.00 3,935.20 0.00 1,207,429.68 0.00 0.00 27-Feb-2012 3.24400% RATE CHANGE 0.00 0.00 0.00 3,935.20 0.00 1,207,429.68 0.00 0.00 27-Feb-2012 3.24400% RATE CHANGE 0.00 217.61 0.00 4,152.80 0.00 1,207,429.68 0.00 0.00 29-Feb-2012 3.24400% RATE CHANGE 0.00 0.00 0.00 4,152.80 0.00 1,207,429.68 0.00 0.00 29-Feb-2012 3.24400% ADVANCE PRIN 1,207,429.68 0.00 0.00 4,152.80 1,207,429.68 2,414,859.36 0.00 0.00 29-Feb-2012 3.24400% INT PAYMNT (4,153.00) 0.00 (4,153.00) (0.20) 0.00 2,414,859.36 0.00 0.00 29-Feb-2012 3.24400% CURR EXT PAYOFF (1,207,429.68) 217.61 0.00 217.41 (1,207,429.68) 1,207,429.68 0.00 0.00 02-Mar-2012 3.24350% RATE CHANGE 0.00 0.00 0.00 217.41 0.00 1,207,429.68 0.00 0.00 02-Mar-2012 3.24350% RATE CHANGE 0.00 326.36 0.00 543.77 0.00 1,207,429.68 0.00 0.00 Page 8 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 9 of 103 PageID: 379Case 3:16-cv-02056-DEA Docu ent 24-4 Filed 01/25/17 Page 31 of 128 PageID: 770 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 05-Mar-2012 3.24300% RATE CHANGE 0.00 0.00 0.00 543.77 0.00 1,207,429.68 0.00 0.00 05-Mar-2012 3.24300% RATE CHANGE 0.00 108.77 0.00 652.53 0.00 1,207,429.68 0.00 0.00 06-Mar-2012 3.24275% RATE CHANGE 0.00 0.00 0.00 652.53 0.00 1,207,429.68 0.00 0.00 06-Mar-2012 3.24275% RATE CHANGE 0.00 0.00 0.00 652.53 0.00 1,207,429.68 0.00 0.00 06-Mar-2012 4.24275% RATE CHANGE 0.00 0.00 0.00 652.53 0.00 1,207,429.68 0.00 0.00 06-Mar-2012 4.24275% ADVANCE PRIN 1,207,429.68 0.00 0.00 652.53 1,207,429.68 2,414,859.36 0.00 0.00 06-Mar-2012 4.24275% CURR EXT PAYOFF (1,207,429.68) 853.80 0.00 1,506.34 (1,207,429.68) 1,207,429.68 0.00 0.00 12-Mar-2012 3.24175% RATE CHANGE 0.00 0.00 0.00 1,506.34 0.00 1,207,429.68 0.00 0.00 12-Mar-2012 4.24175% RATE CHANGE 0.00 0.00 0.00 1,506.34 0.00 1,207,429.68 0.00 0.00 12-Mar-2012 4.24175% RATE CHANGE 0.00 2,134.01 0.00 3,640.34 0.00 1,207,429.68 0.00 0.00 27-Mar-2012 4.24125% RATE CHANGE 0.00 0.00 0.00 3,640.34 0.00 1,207,429.68 0.00 0.00 27-Mar-2012 4.24125% RATE CHANGE 0.00 0.00 0.00 3,640.34 0.00 1,207,429.68 0.00 0.00 27-Mar-2012 4.24125% INT PAYMNT (2,929.01) 2,276.00 (2,929.01) 2,987.34 0.00 1,207,429.68 0.00 0.00 12-Apr-2012 4.24025% RATE CHANGE 0.00 0.00 0.00 2,987.34 0.00 1,207,429.68 0.00 0.00 12-Apr-2012 4.24025% RATE CHANGE 0.00 711.08 0.00 3,698.42 0.00 1,207,429.68 0.00 0.00 17-Apr-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 3,698.42 0.00 1,207,429.68 0.00 0.00 17-Apr-2012 4.23975% RATE CHANGE 0.00 711.00 0.00 4,409.42 0.00 1,207,429.68 0.00 0.00 22-Apr-2012 4.23975% INT PAYMNT (4,409.51) 426.60 (4,409.51) 426.51 0.00 1,207,429.68 0.00 0.00 25-Apr-2012 4.23875% RATE CHANGE 0.00 0.00 0.00 426.51 0.00 1,207,429.68 0.00 0.00 25-Apr-2012 4.23875% RATE CHANGE 0.00 3,269.83 0.00 3,696.34 0.00 1,207,429.68 0.00 0.00 18-May-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 3,696.34 0.00 1,207,429.68 0.00 0.00 18-May-2012 4.23975% RATE CHANGE 0.00 568.80 0.00 4,265.14 0.00 1,207,429.68 0.00 0.00 22-May-2012 4.23975% INT PAYMNT (4,265.01) 284.40 (4,265.01) 284.53 0.00 1,207,429.68 0.00 0.00 24-May-2012 4.23875% RATE CHANGE 0.00 0.00 0.00 284.53 0.00 1,207,429.68 0.00 0.00 24-May-2012 4.23875% RATE CHANGE 0.00 1,990.33 0.00 2,274.86 0.00 1,207,429.68 0.00 0.00 07-Jun-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 2,274.86 0.00 1,207,429.68 0.00 0.00 07-Jun-2012 4.23975% RATE CHANGE 0.00 142.20 0.00 2,417.06 0.00 1,207,429.68 0.00 0.00 08-Jun-2012 4.24075% RATE CHANGE 0.00 0.00 0.00 2,417.06 0.00 1,207,429.68 0.00 0.00 08-Jun-2012 4.24075% RATE CHANGE 0.00 995.63 0.00 3,412.70 0.00 1,207,429.68 0.00 0.00 15-Jun-2012 4.24175% RATE CHANGE 0.00 0.00 0.00 3,412.70 0.00 1,207,429.68 0.00 0.00 15-Jun-2012 4.24175% RATE CHANGE 0.00 426.80 0.00 3,839.50 0.00 1,207,429.68 0.00 0.00 18-Jun-2012 4.24275% RATE CHANGE 0.00 0.00 0.00 3,839.50 0.00 1,207,429.68 0.00 0.00 18-Jun-2012 4.24275% RATE CHANGE 0.00 284.60 0.00 4,124.10 0.00 1,207,429.68 0.00 0.00 20-Jun-2012 4.24375% RATE CHANGE 0.00 0.00 0.00 4,124.10 0.00 1,207,429.68 0.00 0.00 20-Jun-2012 4.24375% RATE CHANGE 0.00 284.67 0.00 4,408.77 0.00 1,207,429.68 0.00 0.00 22-Jun-2012 4.24525% RATE CHANGE 0.00 0.00 0.00 4,408.77 0.00 1,207,429.68 0.00 0.00 22-Jun-2012 4.24525% RATE CHANGE 0.00 0.00 0.00 4,408.77 0.00 1,207,429.68 0.00 0.00 22-Jun-2012 4.24525% INT PAYMNT (4,408.33) 1,566.23 (4,408.33) 1,566.67 0.00 1,207,429.68 0.00 0.00 03-Jul-2012 4.24575% RATE CHANGE 0.00 0.00 0.00 1,566.67 0.00 1,207,429.68 0.00 0.00 03-Jul-2012 4.24575% RATE CHANGE 0.00 142.40 0.00 1,709.07 0.00 1,207,429.68 0.00 0.00 04-Jul-2012 4.24475% RATE CHANGE 0.00 0.00 0.00 1,709.07 0.00 1,207,429.68 0.00 0.00 04-Jul-2012 4.24475% RATE CHANGE 0.00 142.37 0.00 1,851.44 0.00 1,207,429.68 0.00 0.00 05-Jul-2012 4.24575% RATE CHANGE 0.00 0.00 0.00 1,851.44 0.00 1,207,429.68 0.00 0.00 05-Jul-2012 4.24575% RATE CHANGE 0.00 854.41 0.00 2,705.84 0.00 1,207,429.68 0.00 0.00 Page 9 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 10 of 103 PageID: 3804 4 01 25 7 32 28 771 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 11-Jul-2012 4.24875% RATE CHANGE 0.00 0.00 0.00 2,705.84 0.00 1,207,429.68 0.00 0.00 11-Jul-2012 4.24875% RATE CHANGE 0.00 855.01 0.00 3,560.85 0.00 1,207,429.68 0.00 0.00 17-Jul-2012 4.24775% RATE CHANGE 0.00 0.00 0.00 3,560.85 0.00 1,207,429.68 0.00 0.00 17-Jul-2012 4.24775% RATE CHANGE 0.00 284.94 0.00 3,845.79 0.00 1,207,429.68 0.00 0.00 19-Jul-2012 4.24675% RATE CHANGE 0.00 0.00 0.00 3,845.79 0.00 1,207,429.68 0.00 0.00 19-Jul-2012 4.24675% RATE CHANGE 0.00 427.30 0.00 4,273.10 0.00 1,207,429.68 0.00 0.00 22-Jul-2012 4.24675% INT PAYMNT (4,273.36) 427.30 (4,273.36) 427.04 0.00 1,207,429.68 0.00 0.00 25-Jul-2012 4.24620% RATE CHANGE 0.00 0.00 0.00 427.04 0.00 1,207,429.68 0.00 0.00 25-Jul-2012 4.24620% RATE CHANGE 0.00 142.42 0.00 569.46 0.00 1,207,429.68 0.00 0.00 26-Jul-2012 4.24420% RATE CHANGE 0.00 0.00 0.00 569.46 0.00 1,207,429.68 0.00 0.00 26-Jul-2012 4.24420% RATE CHANGE 0.00 569.40 0.00 1,138.85 0.00 1,207,429.68 0.00 0.00 30-Jul-2012 4.24520% RATE CHANGE 0.00 0.00 0.00 1,138.85 0.00 1,207,429.68 0.00 0.00 30-Jul-2012 4.24520% RATE CHANGE 0.00 142.38 0.00 1,281.24 0.00 1,207,429.68 0.00 0.00 31-Jul-2012 4.24520% RATE CHANGE 0.00 0.00 0.00 1,281.24 0.00 1,207,429.68 0.00 0.00 31-Jul-2012 4.24570% RATE CHANGE 0.00 0.00 0.00 1,281.24 0.00 1,207,429.68 0.00 0.00 31-Jul-2012 4.24570% RATE CHANGE 0.00 0.00 0.00 1,281.24 0.00 1,207,429.68 0.00 0.00 31-Jul-2012 4.24570% ADVANCE PRIN 1,207,429.68 0.00 0.00 1,281.24 1,207,429.68 2,414,859.36 0.00 0.00 31-Jul-2012 4.24570% CURR EXT PAYOFF (1,207,429.68) 427.20 0.00 1,708.43 (1,207,429.68) 1,207,429.68 0.00 0.00 03-Aug-2012 4.24470% RATE CHANGE 0.00 0.00 0.00 1,708.43 0.00 1,207,429.68 0.00 0.00 03-Aug-2012 4.24470% RATE CHANGE 0.00 427.10 0.00 2,135.53 0.00 1,207,429.68 0.00 0.00 06-Aug-2012 4.24425% RATE CHANGE 0.00 0.00 0.00 2,135.53 0.00 1,207,429.68 0.00 0.00 06-Aug-2012 4.24425% RATE CHANGE 0.00 142.35 0.00 2,277.88 0.00 1,207,429.68 0.00 0.00 07-Aug-2012 4.24375% RATE CHANGE 0.00 0.00 0.00 2,277.88 0.00 1,207,429.68 0.00 0.00 07-Aug-2012 4.24375% RATE CHANGE 0.00 142.33 0.00 2,420.22 0.00 1,207,429.68 0.00 0.00 08-Aug-2012 4.24325% RATE CHANGE 0.00 0.00 0.00 2,420.22 0.00 1,207,429.68 0.00 0.00 08-Aug-2012 4.24325% RATE CHANGE 0.00 142.32 0.00 2,562.54 0.00 1,207,429.68 0.00 0.00 09-Aug-2012 4.24125% RATE CHANGE 0.00 0.00 0.00 2,562.54 0.00 1,207,429.68 0.00 0.00 09-Aug-2012 4.24125% RATE CHANGE 0.00 142.25 0.00 2,704.79 0.00 1,207,429.68 0.00 0.00 10-Aug-2012 4.24025% RATE CHANGE 0.00 0.00 0.00 2,704.79 0.00 1,207,429.68 0.00 0.00 10-Aug-2012 4.24025% RATE CHANGE 0.00 426.65 0.00 3,131.44 0.00 1,207,429.68 0.00 0.00 13-Aug-2012 4.23925% RATE CHANGE 0.00 0.00 0.00 3,131.44 0.00 1,207,429.68 0.00 0.00 13-Aug-2012 4.23925% RATE CHANGE 0.00 142.18 0.00 3,273.62 0.00 1,207,429.68 0.00 0.00 14-Aug-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 3,273.62 0.00 1,207,429.68 0.00 0.00 14-Aug-2012 4.23975% RATE CHANGE 0.00 142.20 0.00 3,415.82 0.00 1,207,429.68 0.00 0.00 15-Aug-2012 4.23950% RATE CHANGE 0.00 0.00 0.00 3,415.82 0.00 1,207,429.68 0.00 0.00 15-Aug-2012 4.23950% RATE CHANGE 0.00 142.19 0.00 3,558.01 0.00 1,207,429.68 0.00 0.00 16-Aug-2012 4.23850% RATE CHANGE 0.00 0.00 0.00 3,558.01 0.00 1,207,429.68 0.00 0.00 16-Aug-2012 4.23850% RATE CHANGE 0.00 142.16 0.00 3,700.17 0.00 1,207,429.68 0.00 0.00 17-Aug-2012 4.23800% RATE CHANGE 0.00 0.00 0.00 3,700.17 0.00 1,207,429.68 0.00 0.00 17-Aug-2012 4.23800% RATE CHANGE 0.00 426.42 0.00 4,126.59 0.00 1,207,429.68 0.00 0.00 20-Aug-2012 4.23700% RATE CHANGE 0.00 0.00 0.00 4,126.59 0.00 1,207,429.68 0.00 0.00 20-Aug-2012 4.23700% RATE CHANGE 0.00 284.22 0.00 4,410.81 0.00 1,207,429.68 0.00 0.00 22-Aug-2012 4.23600% RATE CHANGE 0.00 0.00 0.00 4,410.81 0.00 1,207,429.68 0.00 0.00 22-Aug-2012 4.23600% RATE CHANGE 0.00 0.00 0.00 4,410.81 0.00 1,207,429.68 0.00 0.00 Page 10 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 11 of 103 PageID: 3814 4 01 25 7 33 28 772 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-Aug-2012 4.23600% INT PAYMNT (4,411.22) 142.07 (4,411.22) 141.66 0.00 1,207,429.68 0.00 0.00 23-Aug-2012 4.23750% RATE CHANGE 0.00 0.00 0.00 141.66 0.00 1,207,429.68 0.00 0.00 23-Aug-2012 4.23750% RATE CHANGE 0.00 142.12 0.00 283.79 0.00 1,207,429.68 0.00 0.00 24-Aug-2012 4.23650% RATE CHANGE 0.00 0.00 0.00 283.79 0.00 1,207,429.68 0.00 0.00 24-Aug-2012 4.23650% RATE CHANGE 0.00 568.36 0.00 852.15 0.00 1,207,429.68 0.00 0.00 28-Aug-2012 4.23550% RATE CHANGE 0.00 0.00 0.00 852.15 0.00 1,207,429.68 0.00 0.00 28-Aug-2012 4.23550% RATE CHANGE 0.00 142.06 0.00 994.21 0.00 1,207,429.68 0.00 0.00 29-Aug-2012 4.23450% RATE CHANGE 0.00 0.00 0.00 994.21 0.00 1,207,429.68 0.00 0.00 29-Aug-2012 4.23450% RATE CHANGE 0.00 142.02 0.00 1,136.23 0.00 1,207,429.68 0.00 0.00 30-Aug-2012 4.23350% RATE CHANGE 0.00 0.00 0.00 1,136.23 0.00 1,207,429.68 0.00 0.00 30-Aug-2012 4.23350% RATE CHANGE 0.00 141.99 0.00 1,278.22 0.00 1,207,429.68 0.00 0.00 31-Aug-2012 4.23150% RATE CHANGE 0.00 0.00 0.00 1,278.22 0.00 1,207,429.68 0.00 0.00 31-Aug-2012 4.23150% RATE CHANGE 0.00 425.77 0.00 1,703.99 0.00 1,207,429.68 0.00 0.00 03-Sep-2012 4.23050% RATE CHANGE 0.00 0.00 0.00 1,703.99 0.00 1,207,429.68 0.00 0.00 03-Sep-2012 4.23050% RATE CHANGE 0.00 425.67 0.00 2,129.66 0.00 1,207,429.68 0.00 0.00 06-Sep-2012 4.22825% RATE CHANGE 0.00 0.00 0.00 2,129.66 0.00 1,207,429.68 0.00 0.00 06-Sep-2012 4.22825% RATE CHANGE 0.00 141.81 0.00 2,271.48 0.00 1,207,429.68 0.00 0.00 07-Sep-2012 4.22800% RATE CHANGE 0.00 0.00 0.00 2,271.48 0.00 1,207,429.68 0.00 0.00 07-Sep-2012 4.22800% RATE CHANGE 0.00 425.42 0.00 2,696.89 0.00 1,207,429.68 0.00 0.00 10-Sep-2012 4.22750% RATE CHANGE 0.00 0.00 0.00 2,696.89 0.00 1,207,429.68 0.00 0.00 10-Sep-2012 4.22750% RATE CHANGE 0.00 141.79 0.00 2,838.68 0.00 1,207,429.68 0.00 0.00 11-Sep-2012 4.22800% RATE CHANGE 0.00 0.00 0.00 2,838.68 0.00 1,207,429.68 0.00 0.00 11-Sep-2012 4.22800% RATE CHANGE 0.00 283.61 0.00 3,122.29 0.00 1,207,429.68 0.00 0.00 13-Sep-2012 4.22675% RATE CHANGE 0.00 0.00 0.00 3,122.29 0.00 1,207,429.68 0.00 0.00 13-Sep-2012 4.22675% RATE CHANGE 0.00 141.76 0.00 3,264.06 0.00 1,207,429.68 0.00 0.00 14-Sep-2012 4.22375% RATE CHANGE 0.00 0.00 0.00 3,264.06 0.00 1,207,429.68 0.00 0.00 14-Sep-2012 4.22375% RATE CHANGE 0.00 424.99 0.00 3,689.05 0.00 1,207,429.68 0.00 0.00 17-Sep-2012 4.22075% RATE CHANGE 0.00 0.00 0.00 3,689.05 0.00 1,207,429.68 0.00 0.00 17-Sep-2012 4.22075% RATE CHANGE 0.00 141.56 0.00 3,830.61 0.00 1,207,429.68 0.00 0.00 18-Sep-2012 4.22000% RATE CHANGE 0.00 0.00 0.00 3,830.61 0.00 1,207,429.68 0.00 0.00 18-Sep-2012 4.22000% RATE CHANGE 0.00 141.54 0.00 3,972.15 0.00 1,207,429.68 0.00 0.00 19-Sep-2012 4.21900% RATE CHANGE 0.00 0.00 0.00 3,972.15 0.00 1,207,429.68 0.00 0.00 19-Sep-2012 4.21900% RATE CHANGE 0.00 141.50 0.00 4,113.65 0.00 1,207,429.68 0.00 0.00 20-Sep-2012 4.21850% RATE CHANGE 0.00 0.00 0.00 4,113.65 0.00 1,207,429.68 0.00 0.00 20-Sep-2012 4.21850% RATE CHANGE 0.00 565.95 0.00 4,679.60 0.00 1,207,429.68 0.00 0.00 24-Sep-2012 4.21650% RATE CHANGE 0.00 0.00 0.00 4,679.60 0.00 1,207,429.68 0.00 0.00 24-Sep-2012 4.21650% RATE CHANGE 0.00 424.26 0.00 5,103.86 0.00 1,207,429.68 0.00 0.00 27-Sep-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 5,103.86 0.00 1,207,429.68 0.00 0.00 27-Sep-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 5,103.86 0.00 1,207,429.68 0.00 0.00 27-Sep-2012 4.21550% RATE CHANGE 0.00 424.16 0.00 5,528.02 0.00 1,207,429.68 0.00 0.00 30-Sep-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 5,528.02 0.00 1,207,429.68 0.00 0.00 30-Sep-2012 4.21550% ADVANCE PRIN 1,207,429.68 0.00 0.00 5,528.02 1,207,429.68 2,414,859.36 0.00 0.00 30-Sep-2012 4.21550% INT PAYMNT (5,528.53) 0.00 (5,528.53) (0.51) 0.00 2,414,859.36 0.00 0.00 30-Sep-2012 4.21550% CURR EXT PAYOFF (1,207,429.68) 141.39 0.00 140.88 (1,207,429.68) 1,207,429.68 0.00 0.00 Page 11 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 12 of 103 PageID: 3824 4 01 25 7 34 28 773 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 01-Oct-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 140.88 0.00 1,207,429.68 0.00 0.00 01-Oct-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 140.88 0.00 1,207,429.68 0.00 0.00 01-Oct-2012 4.21450% RATE CHANGE 0.00 141.35 0.00 282.23 0.00 1,207,429.68 0.00 0.00 02-Oct-2012 4.21425% RATE CHANGE 0.00 0.00 0.00 282.23 0.00 1,207,429.68 0.00 0.00 02-Oct-2012 4.21425% RATE CHANGE 0.00 141.34 0.00 423.58 0.00 1,207,429.68 0.00 0.00 03-Oct-2012 4.21350% RATE CHANGE 0.00 0.00 0.00 423.58 0.00 1,207,429.68 0.00 0.00 03-Oct-2012 4.21350% RATE CHANGE 0.00 141.32 0.00 564.90 0.00 1,207,429.68 0.00 0.00 04-Oct-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 564.90 0.00 1,207,429.68 0.00 0.00 04-Oct-2012 4.21450% RATE CHANGE 0.00 141.35 0.00 706.25 0.00 1,207,429.68 0.00 0.00 05-Oct-2012 4.21850% RATE CHANGE 0.00 0.00 0.00 706.25 0.00 1,207,429.68 0.00 0.00 05-Oct-2012 4.21850% RATE CHANGE 0.00 707.44 0.00 1,413.69 0.00 1,207,429.68 0.00 0.00 10-Oct-2012 4.21750% RATE CHANGE 0.00 141.45 0.00 1,555.14 0.00 1,207,429.68 0.00 0.00 11-Oct-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 1,555.14 0.00 1,207,429.68 0.00 0.00 11-Oct-2012 4.21550% RATE CHANGE 0.00 141.39 0.00 1,696.53 0.00 1,207,429.68 0.00 0.00 12-Oct-2012 4.21400% RATE CHANGE 0.00 0.00 0.00 1,696.53 0.00 1,207,429.68 0.00 0.00 12-Oct-2012 4.21400% RATE CHANGE 0.00 848.02 0.00 2,544.54 0.00 1,207,429.68 0.00 0.00 18-Oct-2012 4.21320% RATE CHANGE 0.00 0.00 0.00 2,544.54 0.00 1,207,429.68 0.00 0.00 18-Oct-2012 4.21320% RATE CHANGE 0.00 141.31 0.00 2,685.85 0.00 1,207,429.68 0.00 0.00 19-Oct-2012 4.21170% RATE CHANGE 0.00 0.00 0.00 2,685.85 0.00 1,207,429.68 0.00 0.00 19-Oct-2012 4.21170% RATE CHANGE 0.00 423.78 0.00 3,109.63 0.00 1,207,429.68 0.00 0.00 22-Oct-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 3,109.63 0.00 1,207,429.68 0.00 0.00 22-Oct-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 3,109.63 0.00 1,207,429.68 0.00 0.00 22-Oct-2012 4.21070% INT PAYMNT (3,109.89) 564.90 (3,109.89) 564.64 0.00 1,207,429.68 0.00 0.00 26-Oct-2012 4.21050% RATE CHANGE 0.00 0.00 0.00 564.64 0.00 1,207,429.68 0.00 0.00 26-Oct-2012 4.21050% RATE CHANGE 0.00 423.66 0.00 988.30 0.00 1,207,429.68 0.00 0.00 29-Oct-2012 4.21100% RATE CHANGE 0.00 0.00 0.00 988.30 0.00 1,207,429.68 0.00 0.00 29-Oct-2012 4.21100% RATE CHANGE 0.00 141.24 0.00 1,129.54 0.00 1,207,429.68 0.00 0.00 30-Oct-2012 4.21200% RATE CHANGE 0.00 0.00 0.00 1,129.54 0.00 1,207,429.68 0.00 0.00 30-Oct-2012 4.21200% RATE CHANGE 0.00 847.62 0.00 1,977.15 0.00 1,207,429.68 0.00 0.00 05-Nov-2012 4.21000% RATE CHANGE 0.00 0.00 0.00 1,977.15 0.00 1,207,429.68 0.00 0.00 05-Nov-2012 4.21000% RATE CHANGE 0.00 141.20 0.00 2,118.36 0.00 1,207,429.68 0.00 0.00 06-Nov-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 2,118.36 0.00 1,207,429.68 0.00 0.00 06-Nov-2012 4.20900% RATE CHANGE 0.00 141.17 0.00 2,259.52 0.00 1,207,429.68 0.00 0.00 07-Nov-2012 4.20800% RATE CHANGE 0.00 0.00 0.00 2,259.52 0.00 1,207,429.68 0.00 0.00 07-Nov-2012 4.20800% RATE CHANGE 0.00 141.14 0.00 2,400.66 0.00 1,207,429.68 0.00 0.00 08-Nov-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 2,400.66 0.00 1,207,429.68 0.00 0.00 08-Nov-2012 4.20900% RATE CHANGE 0.00 847.01 0.00 3,247.67 0.00 1,207,429.68 0.00 0.00 14-Nov-2012 4.20850% RATE CHANGE 0.00 141.15 0.00 3,388.82 0.00 1,207,429.68 0.00 0.00 15-Nov-2012 4.20800% RATE CHANGE 0.00 0.00 0.00 3,388.82 0.00 1,207,429.68 0.00 0.00 15-Nov-2012 4.20800% RATE CHANGE 0.00 141.14 0.00 3,529.96 0.00 1,207,429.68 0.00 0.00 16-Nov-2012 4.20750% RATE CHANGE 0.00 0.00 0.00 3,529.96 0.00 1,207,429.68 0.00 0.00 16-Nov-2012 4.20750% RATE CHANGE 0.00 1,552.30 0.00 5,082.26 0.00 1,207,429.68 0.00 0.00 27-Nov-2012 4.20850% RATE CHANGE 0.00 0.00 0.00 5,082.26 0.00 1,207,429.68 0.00 0.00 27-Nov-2012 4.20850% RATE CHANGE 0.00 141.15 0.00 5,223.41 0.00 1,207,429.68 0.00 0.00 Page 12 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 13 of 103 PageID: 3834 4 01 25 7 35 28 774 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 28-Nov-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 5,223.41 0.00 1,207,429.68 0.00 0.00 28-Nov-2012 4.20900% RATE CHANGE 0.00 705.84 0.00 5,929.25 0.00 1,207,429.68 0.00 0.00 03-Dec-2012 4.21350% RATE CHANGE 0.00 0.00 0.00 5,929.25 0.00 1,207,429.68 0.00 0.00 03-Dec-2012 4.21350% RATE CHANGE 0.00 141.32 0.00 6,070.57 0.00 1,207,429.68 0.00 0.00 04-Dec-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 6,070.57 0.00 1,207,429.68 0.00 0.00 04-Dec-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 6,070.57 0.00 1,207,429.68 0.00 0.00 04-Dec-2012 4.21450% INT PAYMNT (5,505.62) 141.35 (5,505.62) 706.31 0.00 1,207,429.68 0.00 0.00 05-Dec-2012 4.21500% RATE CHANGE 0.00 0.00 0.00 706.31 0.00 1,207,429.68 0.00 0.00 05-Dec-2012 4.21500% RATE CHANGE 0.00 141.37 0.00 847.68 0.00 1,207,429.68 0.00 0.00 06-Dec-2012 4.21300% RATE CHANGE 0.00 0.00 0.00 847.68 0.00 1,207,429.68 0.00 0.00 06-Dec-2012 4.21300% RATE CHANGE 0.00 706.51 0.00 1,554.19 0.00 1,207,429.68 0.00 0.00 11-Dec-2012 4.21200% RATE CHANGE 0.00 0.00 0.00 1,554.19 0.00 1,207,429.68 0.00 0.00 11-Dec-2012 4.21200% RATE CHANGE 0.00 282.54 0.00 1,836.73 0.00 1,207,429.68 0.00 0.00 13-Dec-2012 4.21100% RATE CHANGE 0.00 0.00 0.00 1,836.73 0.00 1,207,429.68 0.00 0.00 13-Dec-2012 4.21100% RATE CHANGE 0.00 141.24 0.00 1,977.97 0.00 1,207,429.68 0.00 0.00 14-Dec-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 1,977.97 0.00 1,207,429.68 0.00 0.00 14-Dec-2012 4.20900% RATE CHANGE 0.00 705.84 0.00 2,683.81 0.00 1,207,429.68 0.00 0.00 19-Dec-2012 4.21000% RATE CHANGE 0.00 0.00 0.00 2,683.81 0.00 1,207,429.68 0.00 0.00 19-Dec-2012 4.21000% RATE CHANGE 0.00 141.20 0.00 2,825.01 0.00 1,207,429.68 0.00 0.00 20-Dec-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 2,825.01 0.00 1,207,429.68 0.00 0.00 20-Dec-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 2,825.01 0.00 1,207,429.68 0.00 0.00 20-Dec-2012 4.21070% RATE CHANGE 0.00 564.90 0.00 3,389.91 0.00 1,207,429.68 0.00 0.00 24-Dec-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 3,389.91 0.00 1,207,429.68 0.00 0.00 24-Dec-2012 4.21070% ADVANCE PRIN 1,207,429.68 0.00 0.00 3,389.91 1,207,429.68 2,414,859.36 0.00 0.00 24-Dec-2012 4.21070% CURR EXT PAYOFF (1,207,429.68) 423.68 0.00 3,813.59 (1,207,429.68) 1,207,429.68 0.00 0.00 27-Dec-2012 4.20970% RATE CHANGE 0.00 0.00 0.00 3,813.59 0.00 1,207,429.68 0.00 0.00 27-Dec-2012 4.20970% RATE CHANGE 0.00 0.00 0.00 3,813.59 0.00 1,207,429.68 0.00 0.00 27-Dec-2012 4.20970% RATE CHANGE 0.00 564.77 0.00 4,378.36 0.00 1,207,429.68 0.00 0.00 31-Dec-2012 4.21170% RATE CHANGE 0.00 0.00 0.00 4,378.36 0.00 1,207,429.68 0.00 0.00 31-Dec-2012 4.21170% RATE CHANGE 0.00 0.00 0.00 4,378.36 0.00 1,207,429.68 0.00 0.00 31-Dec-2012 4.21170% RATE CHANGE 0.00 282.52 0.00 4,660.88 0.00 1,207,429.68 0.00 0.00 02-Jan-2013 4.20970% RATE CHANGE 0.00 0.00 0.00 4,660.88 0.00 1,207,429.68 0.00 0.00 02-Jan-2013 4.20970% RATE CHANGE 0.00 0.00 0.00 4,660.88 0.00 1,207,429.68 0.00 0.00 02-Jan-2013 4.20970% RATE CHANGE 0.00 141.19 0.00 4,802.07 0.00 1,207,429.68 0.00 0.00 03-Jan-2013 4.20870% RATE CHANGE 0.00 0.00 0.00 4,802.07 0.00 1,207,429.68 0.00 0.00 03-Jan-2013 4.20870% RATE CHANGE 0.00 0.00 0.00 4,802.07 0.00 1,207,429.68 0.00 0.00 03-Jan-2013 4.20870% RATE CHANGE 0.00 141.16 0.00 4,943.23 0.00 1,207,429.68 0.00 0.00 04-Jan-2013 4.20770% RATE CHANGE 0.00 0.00 0.00 4,943.23 0.00 1,207,429.68 0.00 0.00 04-Jan-2013 4.20770% RATE CHANGE 0.00 0.00 0.00 4,943.23 0.00 1,207,429.68 0.00 0.00 04-Jan-2013 4.20770% RATE CHANGE 0.00 564.50 0.00 5,507.73 0.00 1,207,429.68 0.00 0.00 08-Jan-2013 4.20770% INT PAYMNT (4,237.27) 423.38 (4,237.27) 1,693.83 0.00 1,207,429.68 0.00 0.00 11-Jan-2013 4.20670% RATE CHANGE 0.00 0.00 0.00 1,693.83 0.00 1,207,429.68 0.00 0.00 11-Jan-2013 4.20670% RATE CHANGE 0.00 0.00 0.00 1,693.83 0.00 1,207,429.68 0.00 0.00 11-Jan-2013 4.20670% RATE CHANGE 0.00 423.27 0.00 2,117.11 0.00 1,207,429.68 0.00 0.00 Page 13 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 14 of 103 PageID: 3844 4 01 25 7 36 28 775 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 14-Jan-2013 4.20570% RATE CHANGE 0.00 0.00 0.00 2,117.11 0.00 1,207,429.68 0.00 0.00 14-Jan-2013 4.20570% RATE CHANGE 0.00 0.00 0.00 2,117.11 0.00 1,207,429.68 0.00 0.00 14-Jan-2013 4.20570% RATE CHANGE 0.00 282.12 0.00 2,399.22 0.00 1,207,429.68 0.00 0.00 16-Jan-2013 4.20570% FLAT FEE PAYMNT (2,500.00) 705.29 0.00 3,104.51 0.00 1,207,429.68 (2,500.00) 0.00 21-Jan-2013 4.20470% RATE CHANGE 0.00 0.00 0.00 3,104.51 0.00 1,207,429.68 0.00 0.00 21-Jan-2013 4.20470% RATE CHANGE 0.00 141.02 0.00 3,245.54 0.00 1,207,429.68 0.00 0.00 22-Jan-2013 4.20470% INT PAYMNT (3,245.57) 423.07 (3,245.57) 423.04 0.00 1,207,429.68 0.00 0.00 25-Jan-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 423.04 0.00 1,207,429.68 0.00 0.00 25-Jan-2013 4.20370% RATE CHANGE 0.00 704.95 0.00 1,128.00 0.00 1,207,429.68 0.00 0.00 30-Jan-2013 4.20270% RATE CHANGE 0.00 0.00 0.00 1,128.00 0.00 1,207,429.68 0.00 0.00 30-Jan-2013 4.20270% RATE CHANGE 0.00 140.96 0.00 1,268.95 0.00 1,207,429.68 0.00 0.00 31-Jan-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 1,268.95 0.00 1,207,429.68 0.00 0.00 31-Jan-2013 4.20170% RATE CHANGE 0.00 563.70 0.00 1,832.65 0.00 1,207,429.68 0.00 0.00 04-Feb-2013 4.19970% RATE CHANGE 0.00 0.00 0.00 1,832.65 0.00 1,207,429.68 0.00 0.00 04-Feb-2013 4.19970% RATE CHANGE 0.00 140.86 0.00 1,973.51 0.00 1,207,429.68 0.00 0.00 05-Feb-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 1,973.51 0.00 1,207,429.68 0.00 0.00 05-Feb-2013 4.19920% RATE CHANGE 0.00 140.84 0.00 2,114.35 0.00 1,207,429.68 0.00 0.00 06-Feb-2013 4.19820% RATE CHANGE 0.00 0.00 0.00 2,114.35 0.00 1,207,429.68 0.00 0.00 06-Feb-2013 4.19820% RATE CHANGE 0.00 140.81 0.00 2,255.15 0.00 1,207,429.68 0.00 0.00 07-Feb-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 2,255.15 0.00 1,207,429.68 0.00 0.00 07-Feb-2013 4.19920% RATE CHANGE 0.00 704.20 0.00 2,959.35 0.00 1,207,429.68 0.00 0.00 12-Feb-2013 4.20020% RATE CHANGE 0.00 0.00 0.00 2,959.35 0.00 1,207,429.68 0.00 0.00 12-Feb-2013 4.20020% RATE CHANGE 0.00 140.87 0.00 3,100.23 0.00 1,207,429.68 0.00 0.00 13-Feb-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 3,100.23 0.00 1,207,429.68 0.00 0.00 13-Feb-2013 4.20220% RATE CHANGE 0.00 140.94 0.00 3,241.17 0.00 1,207,429.68 0.00 0.00 14-Feb-2013 4.20120% RATE CHANGE 0.00 0.00 0.00 3,241.17 0.00 1,207,429.68 0.00 0.00 14-Feb-2013 4.20120% RATE CHANGE 0.00 563.63 0.00 3,804.79 0.00 1,207,429.68 0.00 0.00 18-Feb-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 3,804.79 0.00 1,207,429.68 0.00 0.00 18-Feb-2013 4.20170% RATE CHANGE 0.00 140.92 0.00 3,945.72 0.00 1,207,429.68 0.00 0.00 19-Feb-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 3,945.72 0.00 1,207,429.68 0.00 0.00 19-Feb-2013 4.20220% RATE CHANGE 0.00 140.94 0.00 4,086.66 0.00 1,207,429.68 0.00 0.00 20-Feb-2013 4.20070% RATE CHANGE 0.00 140.89 0.00 4,227.55 0.00 1,207,429.68 0.00 0.00 21-Feb-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 4,227.55 0.00 1,207,429.68 0.00 0.00 21-Feb-2013 4.20170% RATE CHANGE 0.00 140.92 0.00 4,368.47 0.00 1,207,429.68 0.00 0.00 22-Feb-2013 4.20170% INT PAYMNT (4,368.09) 563.70 (4,368.09) 564.08 0.00 1,207,429.68 0.00 0.00 26-Feb-2013 4.20270% RATE CHANGE 0.00 0.00 0.00 564.08 0.00 1,207,429.68 0.00 0.00 26-Feb-2013 4.20270% RATE CHANGE 0.00 281.91 0.00 845.99 0.00 1,207,429.68 0.00 0.00 28-Feb-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 845.99 0.00 1,207,429.68 0.00 0.00 28-Feb-2013 4.20370% RATE CHANGE 0.00 845.95 0.00 1,691.94 0.00 1,207,429.68 0.00 0.00 06-Mar-2013 4.20520% RATE CHANGE 0.00 0.00 0.00 1,691.94 0.00 1,207,429.68 0.00 0.00 06-Mar-2013 4.20520% RATE CHANGE 0.00 141.04 0.00 1,832.98 0.00 1,207,429.68 0.00 0.00 07-Mar-2013 4.20320% RATE CHANGE 0.00 0.00 0.00 1,832.98 0.00 1,207,429.68 0.00 0.00 07-Mar-2013 4.20320% RATE CHANGE 0.00 140.97 0.00 1,973.95 0.00 1,207,429.68 0.00 0.00 08-Mar-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 1,973.95 0.00 1,207,429.68 0.00 0.00 Page 14 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 15 of 103 PageID: 3854 4 01 25 7 37 28 776 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 08-Mar-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 1,973.95 0.00 1,207,429.68 0.00 0.00 08-Mar-2013 4.20220% RATE CHANGE 0.00 704.70 0.00 2,678.66 0.00 1,207,429.68 0.00 0.00 13-Mar-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 2,678.66 0.00 1,207,429.68 0.00 0.00 13-Mar-2013 4.20220% ADVANCE PRIN 1,207,429.68 0.00 0.00 2,678.66 1,207,429.68 2,414,859.36 0.00 0.00 13-Mar-2013 4.20220% CURR EXT PAYOFF (1,207,429.68) 140.94 0.00 2,819.60 (1,207,429.68) 1,207,429.68 0.00 0.00 14-Mar-2013 4.20320% RATE CHANGE 0.00 0.00 0.00 2,819.60 0.00 1,207,429.68 0.00 0.00 14-Mar-2013 4.20320% RATE CHANGE 0.00 0.00 0.00 2,819.60 0.00 1,207,429.68 0.00 0.00 14-Mar-2013 4.20320% RATE CHANGE 0.00 986.82 0.00 3,806.42 0.00 1,207,429.68 0.00 0.00 21-Mar-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 3,806.42 0.00 1,207,429.68 0.00 0.00 21-Mar-2013 4.20370% RATE CHANGE 0.00 140.99 0.00 3,947.41 0.00 1,207,429.68 0.00 0.00 22-Mar-2013 4.20470% RATE CHANGE 0.00 0.00 0.00 3,947.41 0.00 1,207,429.68 0.00 0.00 22-Mar-2013 4.20470% RATE CHANGE 0.00 0.00 0.00 3,947.41 0.00 1,207,429.68 0.00 0.00 22-Mar-2013 4.20470% INT PAYMNT (3,947.41) 423.07 (3,947.41) 423.07 0.00 1,207,429.68 0.00 0.00 25-Mar-2013 4.20420% RATE CHANGE 0.00 0.00 0.00 423.07 0.00 1,207,429.68 0.00 0.00 25-Mar-2013 4.20420% RATE CHANGE 0.00 423.02 0.00 846.09 0.00 1,207,429.68 0.00 0.00 28-Mar-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 846.09 0.00 1,207,429.68 0.00 0.00 28-Mar-2013 4.20370% RATE CHANGE 0.00 986.94 0.00 1,833.03 0.00 1,207,429.68 0.00 0.00 04-Apr-2013 4.20270% RATE CHANGE 0.00 0.00 0.00 1,833.03 0.00 1,207,429.68 0.00 0.00 04-Apr-2013 4.20270% RATE CHANGE 0.00 140.96 0.00 1,973.99 0.00 1,207,429.68 0.00 0.00 05-Apr-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 1,973.99 0.00 1,207,429.68 0.00 0.00 05-Apr-2013 4.20170% RATE CHANGE 0.00 422.77 0.00 2,396.76 0.00 1,207,429.68 0.00 0.00 08-Apr-2013 4.20030% RATE CHANGE 0.00 0.00 0.00 2,396.76 0.00 1,207,429.68 0.00 0.00 08-Apr-2013 4.20030% RATE CHANGE 0.00 422.63 0.00 2,819.39 0.00 1,207,429.68 0.00 0.00 11-Apr-2013 4.19930% RATE CHANGE 0.00 0.00 0.00 2,819.39 0.00 1,207,429.68 0.00 0.00 11-Apr-2013 4.19930% RATE CHANGE 0.00 563.37 0.00 3,382.76 0.00 1,207,429.68 0.00 0.00 15-Apr-2013 4.19870% RATE CHANGE 0.00 0.00 0.00 3,382.76 0.00 1,207,429.68 0.00 0.00 15-Apr-2013 4.19870% RATE CHANGE 0.00 140.82 0.00 3,523.59 0.00 1,207,429.68 0.00 0.00 16-Apr-2013 4.19970% RATE CHANGE 0.00 0.00 0.00 3,523.59 0.00 1,207,429.68 0.00 0.00 16-Apr-2013 4.19970% RATE CHANGE 0.00 281.71 0.00 3,805.30 0.00 1,207,429.68 0.00 0.00 18-Apr-2013 4.20020% RATE CHANGE 0.00 0.00 0.00 3,805.30 0.00 1,207,429.68 0.00 0.00 18-Apr-2013 4.20020% RATE CHANGE 0.00 140.87 0.00 3,946.17 0.00 1,207,429.68 0.00 0.00 19-Apr-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 3,946.17 0.00 1,207,429.68 0.00 0.00 19-Apr-2013 4.19920% RATE CHANGE 0.00 422.52 0.00 4,368.69 0.00 1,207,429.68 0.00 0.00 22-Apr-2013 4.19920% INT PAYMNT (4,368.67) 422.52 (4,368.67) 422.54 0.00 1,207,429.68 0.00 0.00 25-Apr-2013 4.20020% RATE CHANGE 0.00 0.00 0.00 422.54 0.00 1,207,429.68 0.00 0.00 25-Apr-2013 4.20020% RATE CHANGE 0.00 140.87 0.00 563.42 0.00 1,207,429.68 0.00 0.00 26-Apr-2013 4.19820% RATE CHANGE 0.00 0.00 0.00 563.42 0.00 1,207,429.68 0.00 0.00 26-Apr-2013 4.19820% RATE CHANGE 0.00 1,830.48 0.00 2,393.90 0.00 1,207,429.68 0.00 0.00 09-May-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 2,393.90 0.00 1,207,429.68 0.00 0.00 09-May-2013 4.19920% RATE CHANGE 0.00 985.88 0.00 3,379.78 0.00 1,207,429.68 0.00 0.00 16-May-2013 4.19820% RATE CHANGE 0.00 0.00 0.00 3,379.78 0.00 1,207,429.68 0.00 0.00 16-May-2013 4.19820% RATE CHANGE 0.00 704.03 0.00 4,083.81 0.00 1,207,429.68 0.00 0.00 21-May-2013 4.19678% RATE CHANGE 0.00 0.00 0.00 4,083.81 0.00 1,207,429.68 0.00 0.00 21-May-2013 4.19678% RATE CHANGE 0.00 140.76 0.00 4,224.57 0.00 1,207,429.68 0.00 0.00 Page 15 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 16 of 103 PageID: 3864 4 01 25 7 38 28 777 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-May-2013 4.19618% RATE CHANGE 0.00 0.00 0.00 4,224.57 0.00 1,207,429.68 0.00 0.00 22-May-2013 4.19618% RATE CHANGE 0.00 140.74 0.00 4,365.31 0.00 1,207,429.68 0.00 0.00 23-May-2013 4.19628% RATE CHANGE 0.00 0.00 0.00 4,365.31 0.00 1,207,429.68 0.00 0.00 23-May-2013 4.19628% RATE CHANGE 0.00 140.74 0.00 4,506.05 0.00 1,207,429.68 0.00 0.00 24-May-2013 4.19528% RATE CHANGE 0.00 0.00 0.00 4,506.05 0.00 1,207,429.68 0.00 0.00 24-May-2013 4.19528% RATE CHANGE 0.00 562.83 0.00 5,068.88 0.00 1,207,429.68 0.00 0.00 28-May-2013 4.19328% RATE CHANGE 0.00 0.00 0.00 5,068.88 0.00 1,207,429.68 0.00 0.00 28-May-2013 4.19328% RATE CHANGE 0.00 281.28 0.00 5,350.17 0.00 1,207,429.68 0.00 0.00 30-May-2013 4.19278% RATE CHANGE 0.00 0.00 0.00 5,350.17 0.00 1,207,429.68 0.00 0.00 30-May-2013 4.19278% RATE CHANGE 0.00 140.62 0.00 5,490.79 0.00 1,207,429.68 0.00 0.00 31-May-2013 4.19378% RATE CHANGE 0.00 0.00 0.00 5,490.79 0.00 1,207,429.68 0.00 0.00 31-May-2013 4.19378% RATE CHANGE 0.00 562.63 0.00 6,053.42 0.00 1,207,429.68 0.00 0.00 04-Jun-2013 4.19428% RATE CHANGE 0.00 0.00 0.00 6,053.42 0.00 1,207,429.68 0.00 0.00 04-Jun-2013 4.19428% RATE CHANGE 0.00 140.67 0.00 6,194.10 0.00 1,207,429.68 0.00 0.00 05-Jun-2013 4.19398% RATE CHANGE 0.00 0.00 0.00 6,194.10 0.00 1,207,429.68 0.00 0.00 05-Jun-2013 4.19398% RATE CHANGE 0.00 140.66 0.00 6,334.76 0.00 1,207,429.68 0.00 0.00 06-Jun-2013 4.19328% RATE CHANGE 0.00 0.00 0.00 6,334.76 0.00 1,207,429.68 0.00 0.00 06-Jun-2013 4.19328% RATE CHANGE 0.00 562.57 0.00 6,897.33 0.00 1,207,429.68 0.00 0.00 10-Jun-2013 4.19288% RATE CHANGE 0.00 0.00 0.00 6,897.33 0.00 1,207,429.68 0.00 0.00 10-Jun-2013 4.19288% RATE CHANGE 0.00 140.63 0.00 7,037.96 0.00 1,207,429.68 0.00 0.00 11-Jun-2013 4.19238% RATE CHANGE 0.00 0.00 0.00 7,037.96 0.00 1,207,429.68 0.00 0.00 11-Jun-2013 4.19238% RATE CHANGE 0.00 140.61 0.00 7,178.57 0.00 1,207,429.68 0.00 0.00 12-Jun-2013 4.19250% RATE CHANGE 0.00 0.00 0.00 7,178.57 0.00 1,207,429.68 0.00 0.00 12-Jun-2013 4.19250% RATE CHANGE 0.00 703.08 0.00 7,881.65 0.00 1,207,429.68 0.00 0.00 17-Jun-2013 4.19250% INT PAYMNT (5,491.40) 281.23 (5,491.40) 2,671.48 0.00 1,207,429.68 0.00 0.00 19-Jun-2013 4.19160% RATE CHANGE 0.00 0.00 0.00 2,671.48 0.00 1,207,429.68 0.00 0.00 19-Jun-2013 4.19160% RATE CHANGE 0.00 702.93 0.00 3,374.40 0.00 1,207,429.68 0.00 0.00 24-Jun-2013 4.19300% RATE CHANGE 0.00 0.00 0.00 3,374.40 0.00 1,207,429.68 0.00 0.00 24-Jun-2013 4.19300% RATE CHANGE 0.00 281.26 0.00 3,655.67 0.00 1,207,429.68 0.00 0.00 26-Jun-2013 4.19535% RATE CHANGE 0.00 0.00 0.00 3,655.67 0.00 1,207,429.68 0.00 0.00 26-Jun-2013 4.19535% RATE CHANGE 0.00 140.71 0.00 3,796.38 0.00 1,207,429.68 0.00 0.00 27-Jun-2013 4.19435% RATE CHANGE 0.00 0.00 0.00 3,796.38 0.00 1,207,429.68 0.00 0.00 27-Jun-2013 4.19435% RATE CHANGE 0.00 140.68 0.00 3,937.05 0.00 1,207,429.68 0.00 0.00 28-Jun-2013 4.19535% RATE CHANGE 0.00 0.00 0.00 3,937.05 0.00 1,207,429.68 0.00 0.00 28-Jun-2013 4.19535% RATE CHANGE 0.00 422.13 0.00 4,359.19 0.00 1,207,429.68 0.00 0.00 01-Jul-2013 4.19505% RATE CHANGE 0.00 0.00 0.00 4,359.19 0.00 1,207,429.68 0.00 0.00 01-Jul-2013 4.19505% RATE CHANGE 0.00 140.70 0.00 4,499.89 0.00 1,207,429.68 0.00 0.00 02-Jul-2013 4.19465% RATE CHANGE 0.00 0.00 0.00 4,499.89 0.00 1,207,429.68 0.00 0.00 02-Jul-2013 4.19465% RATE CHANGE 0.00 140.69 0.00 4,640.57 0.00 1,207,429.68 0.00 0.00 03-Jul-2013 4.19580% RATE CHANGE 0.00 0.00 0.00 4,640.57 0.00 1,207,429.68 0.00 0.00 03-Jul-2013 4.19580% RATE CHANGE 0.00 140.73 0.00 4,781.30 0.00 1,207,429.68 0.00 0.00 04-Jul-2013 4.19528% RATE CHANGE 0.00 0.00 0.00 4,781.30 0.00 1,207,429.68 0.00 0.00 04-Jul-2013 4.19528% RATE CHANGE 0.00 140.71 0.00 4,922.01 0.00 1,207,429.68 0.00 0.00 05-Jul-2013 4.19478% RATE CHANGE 0.00 0.00 0.00 4,922.01 0.00 1,207,429.68 0.00 0.00 Page 16 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 17 of 103 PageID: 3874 4 01 25 7 39 28 778 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 05-Jul-2013 4.19478% RATE CHANGE 0.00 703.46 0.00 5,625.47 0.00 1,207,429.68 0.00 0.00 10-Jul-2013 4.19278% RATE CHANGE 0.00 0.00 0.00 5,625.47 0.00 1,207,429.68 0.00 0.00 10-Jul-2013 4.19278% RATE CHANGE 0.00 140.62 0.00 5,766.09 0.00 1,207,429.68 0.00 0.00 11-Jul-2013 4.19276% RATE CHANGE 0.00 0.00 0.00 5,766.09 0.00 1,207,429.68 0.00 0.00 11-Jul-2013 4.19276% RATE CHANGE 0.00 140.62 0.00 5,906.72 0.00 1,207,429.68 0.00 0.00 12-Jul-2013 4.19213% RATE CHANGE 0.00 0.00 0.00 5,906.72 0.00 1,207,429.68 0.00 0.00 12-Jul-2013 4.19213% RATE CHANGE 0.00 421.81 0.00 6,328.52 0.00 1,207,429.68 0.00 0.00 15-Jul-2013 4.19103% RATE CHANGE 0.00 0.00 0.00 6,328.52 0.00 1,207,429.68 0.00 0.00 15-Jul-2013 4.19103% RATE CHANGE 0.00 140.57 0.00 6,469.09 0.00 1,207,429.68 0.00 0.00 16-Jul-2013 4.19193% RATE CHANGE 0.00 0.00 0.00 6,469.09 0.00 1,207,429.68 0.00 0.00 16-Jul-2013 4.19193% RATE CHANGE 0.00 281.19 0.00 6,750.28 0.00 1,207,429.68 0.00 0.00 18-Jul-2013 4.19053% RATE CHANGE 0.00 0.00 0.00 6,750.28 0.00 1,207,429.68 0.00 0.00 18-Jul-2013 4.19053% RATE CHANGE 0.00 140.55 0.00 6,890.83 0.00 1,207,429.68 0.00 0.00 19-Jul-2013 4.19153% RATE CHANGE 0.00 0.00 0.00 6,890.83 0.00 1,207,429.68 0.00 0.00 19-Jul-2013 4.19153% RATE CHANGE 0.00 562.33 0.00 7,453.16 0.00 1,207,429.68 0.00 0.00 23-Jul-2013 4.19103% RATE CHANGE 0.00 0.00 0.00 7,453.16 0.00 1,207,429.68 0.00 0.00 23-Jul-2013 4.19103% RATE CHANGE 0.00 0.00 0.00 7,453.16 0.00 1,207,429.68 0.00 0.00 23-Jul-2013 4.19103% INT PAYMNT (4,217.91) 0.00 (4,217.91) 3,235.25 0.00 1,207,429.68 0.00 0.00 23-Jul-2013 4.19103% FLAT FEE PAYMNT (8,000.00) 140.57 0.00 3,375.82 0.00 1,207,429.68 (8,000.00) 0.00 24-Jul-2013 4.19053% RATE CHANGE 0.00 0.00 0.00 3,375.82 0.00 1,207,429.68 0.00 0.00 24-Jul-2013 4.19053% RATE CHANGE 0.00 140.55 0.00 3,516.37 0.00 1,207,429.68 0.00 0.00 25-Jul-2013 4.19003% RATE CHANGE 0.00 0.00 0.00 3,516.37 0.00 1,207,429.68 0.00 0.00 25-Jul-2013 4.19003% RATE CHANGE 0.00 0.00 0.00 3,516.37 0.00 1,207,429.68 0.00 0.00 25-Jul-2013 4.19003% INT PAYMNT (3,094.67) 140.53 (3,094.67) 562.23 0.00 1,207,429.68 0.00 0.00 26-Jul-2013 4.18933% RATE CHANGE 0.00 0.00 0.00 562.23 0.00 1,207,429.68 0.00 0.00 26-Jul-2013 4.18933% RATE CHANGE 0.00 421.53 0.00 983.76 0.00 1,207,429.68 0.00 0.00 29-Jul-2013 4.18643% RATE CHANGE 0.00 0.00 0.00 983.76 0.00 1,207,429.68 0.00 0.00 29-Jul-2013 4.18643% RATE CHANGE 0.00 421.24 0.00 1,404.99 0.00 1,207,429.68 0.00 0.00 01-Aug-2013 4.18723% RATE CHANGE 0.00 0.00 0.00 1,404.99 0.00 1,207,429.68 0.00 0.00 01-Aug-2013 4.18723% RATE CHANGE 0.00 140.44 0.00 1,545.43 0.00 1,207,429.68 0.00 0.00 02-Aug-2013 4.18673% RATE CHANGE 0.00 0.00 0.00 1,545.43 0.00 1,207,429.68 0.00 0.00 02-Aug-2013 4.18673% RATE CHANGE 0.00 421.27 0.00 1,966.70 0.00 1,207,429.68 0.00 0.00 05-Aug-2013 4.18593% RATE CHANGE 0.00 0.00 0.00 1,966.70 0.00 1,207,429.68 0.00 0.00 05-Aug-2013 4.18593% RATE CHANGE 0.00 280.79 0.00 2,247.49 0.00 1,207,429.68 0.00 0.00 07-Aug-2013 4.18603% RATE CHANGE 0.00 0.00 0.00 2,247.49 0.00 1,207,429.68 0.00 0.00 07-Aug-2013 4.18603% RATE CHANGE 0.00 140.40 0.00 2,387.88 0.00 1,207,429.68 0.00 0.00 08-Aug-2013 4.18503% RATE CHANGE 0.00 0.00 0.00 2,387.88 0.00 1,207,429.68 0.00 0.00 08-Aug-2013 4.18503% RATE CHANGE 0.00 701.82 0.00 3,089.71 0.00 1,207,429.68 0.00 0.00 13-Aug-2013 4.18456% RATE CHANGE 0.00 0.00 0.00 3,089.71 0.00 1,207,429.68 0.00 0.00 13-Aug-2013 4.18456% RATE CHANGE 0.00 280.70 0.00 3,370.40 0.00 1,207,429.68 0.00 0.00 15-Aug-2013 4.18406% RATE CHANGE 0.00 0.00 0.00 3,370.40 0.00 1,207,429.68 0.00 0.00 15-Aug-2013 4.18406% RATE CHANGE 0.00 841.99 0.00 4,212.40 0.00 1,207,429.68 0.00 0.00 21-Aug-2013 4.18356% RATE CHANGE 0.00 0.00 0.00 4,212.40 0.00 1,207,429.68 0.00 0.00 21-Aug-2013 4.18356% RATE CHANGE 0.00 140.32 0.00 4,352.71 0.00 1,207,429.68 0.00 0.00 Page 17 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 18 of 103 PageID: 3884 4 01 25 7 40 28 779 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-Aug-2013 4.18286% RATE CHANGE 0.00 0.00 0.00 4,352.71 0.00 1,207,429.68 0.00 0.00 22-Aug-2013 4.18286% RATE CHANGE 0.00 0.00 0.00 4,352.71 0.00 1,207,429.68 0.00 0.00 22-Aug-2013 4.18286% INT PAYMNT (4,352.85) 140.29 (4,352.85) 140.15 0.00 1,207,429.68 0.00 0.00 23-Aug-2013 4.18336% RATE CHANGE 0.00 0.00 0.00 140.15 0.00 1,207,429.68 0.00 0.00 23-Aug-2013 4.18336% RATE CHANGE 0.00 561.23 0.00 701.39 0.00 1,207,429.68 0.00 0.00 27-Aug-2013 4.18406% RATE CHANGE 0.00 0.00 0.00 701.39 0.00 1,207,429.68 0.00 0.00 27-Aug-2013 4.18406% RATE CHANGE 0.00 280.66 0.00 982.05 0.00 1,207,429.68 0.00 0.00 29-Aug-2013 4.18256% RATE CHANGE 0.00 0.00 0.00 982.05 0.00 1,207,429.68 0.00 0.00 29-Aug-2013 4.18256% RATE CHANGE 0.00 140.28 0.00 1,122.34 0.00 1,207,429.68 0.00 0.00 30-Aug-2013 4.18206% RATE CHANGE 0.00 0.00 0.00 1,122.34 0.00 1,207,429.68 0.00 0.00 30-Aug-2013 4.18206% RATE CHANGE 0.00 420.80 0.00 1,543.13 0.00 1,207,429.68 0.00 0.00 02-Sep-2013 4.18256% RATE CHANGE 0.00 0.00 0.00 1,543.13 0.00 1,207,429.68 0.00 0.00 02-Sep-2013 4.18256% RATE CHANGE 0.00 140.28 0.00 1,683.41 0.00 1,207,429.68 0.00 0.00 03-Sep-2013 4.18206% RATE CHANGE 0.00 0.00 0.00 1,683.41 0.00 1,207,429.68 0.00 0.00 03-Sep-2013 4.18206% RATE CHANGE 0.00 140.27 0.00 1,823.68 0.00 1,207,429.68 0.00 0.00 04-Sep-2013 4.18256% RATE CHANGE 0.00 140.28 0.00 1,963.96 0.00 1,207,429.68 0.00 0.00 05-Sep-2013 4.18206% RATE CHANGE 0.00 0.00 0.00 1,963.96 0.00 1,207,429.68 0.00 0.00 05-Sep-2013 4.18206% RATE CHANGE 0.00 140.27 0.00 2,104.23 0.00 1,207,429.68 0.00 0.00 06-Sep-2013 4.18170% RATE CHANGE 0.00 0.00 0.00 2,104.23 0.00 1,207,429.68 0.00 0.00 06-Sep-2013 4.18170% RATE CHANGE 0.00 420.76 0.00 2,524.98 0.00 1,207,429.68 0.00 0.00 09-Sep-2013 4.18190% RATE CHANGE 0.00 0.00 0.00 2,524.98 0.00 1,207,429.68 0.00 0.00 09-Sep-2013 4.18190% RATE CHANGE 0.00 420.78 0.00 2,945.76 0.00 1,207,429.68 0.00 0.00 12-Sep-2013 4.18140% RATE CHANGE 0.00 0.00 0.00 2,945.76 0.00 1,207,429.68 0.00 0.00 12-Sep-2013 4.18140% RATE CHANGE 0.00 140.24 0.00 3,086.01 0.00 1,207,429.68 0.00 0.00 13-Sep-2013 4.18240% RATE CHANGE 0.00 0.00 0.00 3,086.01 0.00 1,207,429.68 0.00 0.00 13-Sep-2013 4.18240% RATE CHANGE 0.00 420.83 0.00 3,506.84 0.00 1,207,429.68 0.00 0.00 16-Sep-2013 4.18230% RATE CHANGE 0.00 0.00 0.00 3,506.84 0.00 1,207,429.68 0.00 0.00 16-Sep-2013 4.18230% RATE CHANGE 0.00 140.27 0.00 3,647.11 0.00 1,207,429.68 0.00 0.00 17-Sep-2013 4.18020% RATE CHANGE 0.00 0.00 0.00 3,647.11 0.00 1,207,429.68 0.00 0.00 17-Sep-2013 4.18020% RATE CHANGE 0.00 140.20 0.00 3,787.31 0.00 1,207,429.68 0.00 0.00 18-Sep-2013 4.17925% RATE CHANGE 0.00 0.00 0.00 3,787.31 0.00 1,207,429.68 0.00 0.00 18-Sep-2013 4.17925% RATE CHANGE 0.00 140.17 0.00 3,927.48 0.00 1,207,429.68 0.00 0.00 19-Sep-2013 4.18050% RATE CHANGE 0.00 0.00 0.00 3,927.48 0.00 1,207,429.68 0.00 0.00 19-Sep-2013 4.18050% RATE CHANGE 0.00 140.21 0.00 4,067.70 0.00 1,207,429.68 0.00 0.00 20-Sep-2013 4.18000% RATE CHANGE 0.00 0.00 0.00 4,067.70 0.00 1,207,429.68 0.00 0.00 20-Sep-2013 4.18000% RATE CHANGE 0.00 280.39 0.00 4,348.09 0.00 1,207,429.68 0.00 0.00 22-Sep-2013 4.18000% INT PAYMNT (4,348.19) 140.20 (4,348.19) 140.09 0.00 1,207,429.68 0.00 0.00 23-Sep-2013 4.17925% RATE CHANGE 0.00 0.00 0.00 140.09 0.00 1,207,429.68 0.00 0.00 23-Sep-2013 4.17925% RATE CHANGE 0.00 140.17 0.00 280.26 0.00 1,207,429.68 0.00 0.00 24-Sep-2013 4.17950% RATE CHANGE 0.00 0.00 0.00 280.26 0.00 1,207,429.68 0.00 0.00 24-Sep-2013 4.17950% RATE CHANGE 0.00 140.18 0.00 420.44 0.00 1,207,429.68 0.00 0.00 25-Sep-2013 4.17885% RATE CHANGE 0.00 0.00 0.00 420.44 0.00 1,207,429.68 0.00 0.00 25-Sep-2013 4.17885% RATE CHANGE 0.00 140.16 0.00 560.60 0.00 1,207,429.68 0.00 0.00 26-Sep-2013 4.17980% RATE CHANGE 0.00 0.00 0.00 560.60 0.00 1,207,429.68 0.00 0.00 Page 18 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 19 of 103 PageID: 3894 4 01 25 7 41 28 7 0 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 26-Sep-2013 4.17980% RATE CHANGE 0.00 140.19 0.00 700.79 0.00 1,207,429.68 0.00 0.00 27-Sep-2013 4.17905% RATE CHANGE 0.00 0.00 0.00 700.79 0.00 1,207,429.68 0.00 0.00 27-Sep-2013 4.17905% RATE CHANGE 0.00 560.66 0.00 1,261.45 0.00 1,207,429.68 0.00 0.00 01-Oct-2013 4.17965% RATE CHANGE 0.00 0.00 0.00 1,261.45 0.00 1,207,429.68 0.00 0.00 01-Oct-2013 4.17965% RATE CHANGE 0.00 140.18 0.00 1,401.63 0.00 1,207,429.68 0.00 0.00 02-Oct-2013 4.17885% RATE CHANGE 0.00 0.00 0.00 1,401.63 0.00 1,207,429.68 0.00 0.00 02-Oct-2013 4.17885% RATE CHANGE 0.00 140.16 0.00 1,541.79 0.00 1,207,429.68 0.00 0.00 03-Oct-2013 4.17800% RATE CHANGE 0.00 0.00 0.00 1,541.79 0.00 1,207,429.68 0.00 0.00 03-Oct-2013 4.17800% RATE CHANGE 0.00 140.13 0.00 1,681.92 0.00 1,207,429.68 0.00 0.00 04-Oct-2013 4.17575% RATE CHANGE 0.00 0.00 0.00 1,681.92 0.00 1,207,429.68 0.00 0.00 04-Oct-2013 4.17575% RATE CHANGE 0.00 420.16 0.00 2,102.08 0.00 1,207,429.68 0.00 0.00 07-Oct-2013 4.17430% RATE CHANGE 0.00 0.00 0.00 2,102.08 0.00 1,207,429.68 0.00 0.00 07-Oct-2013 4.17430% RATE CHANGE 0.00 140.00 0.00 2,242.08 0.00 1,207,429.68 0.00 0.00 08-Oct-2013 4.17330% RATE CHANGE 0.00 0.00 0.00 2,242.08 0.00 1,207,429.68 0.00 0.00 08-Oct-2013 4.17330% RATE CHANGE 0.00 139.97 0.00 2,382.05 0.00 1,207,429.68 0.00 0.00 09-Oct-2013 4.17380% RATE CHANGE 0.00 0.00 0.00 2,382.05 0.00 1,207,429.68 0.00 0.00 09-Oct-2013 4.17380% RATE CHANGE 0.00 139.99 0.00 2,522.04 0.00 1,207,429.68 0.00 0.00 10-Oct-2013 4.17400% RATE CHANGE 0.00 0.00 0.00 2,522.04 0.00 1,207,429.68 0.00 0.00 10-Oct-2013 4.17400% RATE CHANGE 0.00 139.99 0.00 2,662.04 0.00 1,207,429.68 0.00 0.00 11-Oct-2013 4.17725% RATE CHANGE 0.00 0.00 0.00 2,662.04 0.00 1,207,429.68 0.00 0.00 11-Oct-2013 4.17725% RATE CHANGE 0.00 420.31 0.00 3,082.35 0.00 1,207,429.68 0.00 0.00 14-Oct-2013 4.17400% RATE CHANGE 0.00 0.00 0.00 3,082.35 0.00 1,207,429.68 0.00 0.00 14-Oct-2013 4.17400% RATE CHANGE 0.00 279.99 0.00 3,362.34 0.00 1,207,429.68 0.00 0.00 16-Oct-2013 4.17550% RATE CHANGE 0.00 140.05 0.00 3,502.38 0.00 1,207,429.68 0.00 0.00 17-Oct-2013 4.17375% RATE CHANGE 0.00 0.00 0.00 3,502.38 0.00 1,207,429.68 0.00 0.00 17-Oct-2013 4.17375% RATE CHANGE 0.00 139.99 0.00 3,642.37 0.00 1,207,429.68 0.00 0.00 18-Oct-2013 4.17550% RATE CHANGE 0.00 0.00 0.00 3,642.37 0.00 1,207,429.68 0.00 0.00 18-Oct-2013 4.17550% RATE CHANGE 0.00 420.14 0.00 4,062.50 0.00 1,207,429.68 0.00 0.00 21-Oct-2013 4.17250% RATE CHANGE 0.00 0.00 0.00 4,062.50 0.00 1,207,429.68 0.00 0.00 21-Oct-2013 4.17250% RATE CHANGE 0.00 139.94 0.00 4,202.45 0.00 1,207,429.68 0.00 0.00 22-Oct-2013 4.17200% RATE CHANGE 0.00 0.00 0.00 4,202.45 0.00 1,207,429.68 0.00 0.00 22-Oct-2013 4.17200% RATE CHANGE 0.00 0.00 0.00 4,202.45 0.00 1,207,429.68 0.00 0.00 22-Oct-2013 4.17200% INT PAYMNT (4,202.31) 139.93 (4,202.31) 140.07 0.00 1,207,429.68 0.00 0.00 23-Oct-2013 4.17000% RATE CHANGE 0.00 0.00 0.00 140.07 0.00 1,207,429.68 0.00 0.00 23-Oct-2013 4.17000% RATE CHANGE 0.00 279.72 0.00 419.79 0.00 1,207,429.68 0.00 0.00 25-Oct-2013 4.17020% RATE CHANGE 0.00 0.00 0.00 419.79 0.00 1,207,429.68 0.00 0.00 25-Oct-2013 4.17020% RATE CHANGE 0.00 419.60 0.00 839.39 0.00 1,207,429.68 0.00 0.00 28-Oct-2013 4.17100% RATE CHANGE 0.00 0.00 0.00 839.39 0.00 1,207,429.68 0.00 0.00 28-Oct-2013 4.17100% RATE CHANGE 0.00 139.89 0.00 979.28 0.00 1,207,429.68 0.00 0.00 29-Oct-2013 4.16860% RATE CHANGE 0.00 0.00 0.00 979.28 0.00 1,207,429.68 0.00 0.00 29-Oct-2013 4.16860% RATE CHANGE 0.00 139.81 0.00 1,119.10 0.00 1,207,429.68 0.00 0.00 30-Oct-2013 4.16810% RATE CHANGE 0.00 0.00 0.00 1,119.10 0.00 1,207,429.68 0.00 0.00 30-Oct-2013 4.16810% RATE CHANGE 0.00 139.80 0.00 1,258.89 0.00 1,207,429.68 0.00 0.00 31-Oct-2013 4.16800% RATE CHANGE 0.00 0.00 0.00 1,258.89 0.00 1,207,429.68 0.00 0.00 Page 19 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 20 of 103 PageID: 3904 4 01 25 7 42 28 781 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 31-Oct-2013 4.16800% RATE CHANGE 0.00 698.97 0.00 1,957.86 0.00 1,207,429.68 0.00 0.00 05-Nov-2013 4.16850% RATE CHANGE 0.00 0.00 0.00 1,957.86 0.00 1,207,429.68 0.00 0.00 05-Nov-2013 4.16850% RATE CHANGE 0.00 838.86 0.00 2,796.72 0.00 1,207,429.68 0.00 0.00 11-Nov-2013 4.16750% RATE CHANGE 0.00 0.00 0.00 2,796.72 0.00 1,207,429.68 0.00 0.00 11-Nov-2013 4.16750% RATE CHANGE 0.00 139.78 0.00 2,936.50 0.00 1,207,429.68 0.00 0.00 12-Nov-2013 4.16850% RATE CHANGE 0.00 0.00 0.00 2,936.50 0.00 1,207,429.68 0.00 0.00 12-Nov-2013 4.16850% RATE CHANGE 0.00 419.43 0.00 3,355.93 0.00 1,207,429.68 0.00 0.00 15-Nov-2013 4.16770% RATE CHANGE 0.00 0.00 0.00 3,355.93 0.00 1,207,429.68 0.00 0.00 15-Nov-2013 4.16770% RATE CHANGE 0.00 419.35 0.00 3,775.28 0.00 1,207,429.68 0.00 0.00 18-Nov-2013 4.16750% RATE CHANGE 0.00 0.00 0.00 3,775.28 0.00 1,207,429.68 0.00 0.00 18-Nov-2013 4.16750% RATE CHANGE 0.00 279.55 0.00 4,054.84 0.00 1,207,429.68 0.00 0.00 20-Nov-2013 4.16800% RATE CHANGE 0.00 0.00 0.00 4,054.84 0.00 1,207,429.68 0.00 0.00 20-Nov-2013 4.16800% RATE CHANGE 0.00 139.79 0.00 4,194.63 0.00 1,207,429.68 0.00 0.00 21-Nov-2013 4.16700% RATE CHANGE 0.00 0.00 0.00 4,194.63 0.00 1,207,429.68 0.00 0.00 21-Nov-2013 4.16700% RATE CHANGE 0.00 139.76 0.00 4,334.39 0.00 1,207,429.68 0.00 0.00 22-Nov-2013 4.16650% RATE CHANGE 0.00 0.00 0.00 4,334.39 0.00 1,207,429.68 0.00 0.00 22-Nov-2013 4.16650% RATE CHANGE 0.00 0.00 0.00 4,334.39 0.00 1,207,429.68 0.00 0.00 22-Nov-2013 4.16650% INT PAYMNT (4,334.60) 419.23 (4,334.60) 419.02 0.00 1,207,429.68 0.00 0.00 25-Nov-2013 4.16600% RATE CHANGE 0.00 0.00 0.00 419.02 0.00 1,207,429.68 0.00 0.00 25-Nov-2013 4.16600% RATE CHANGE 0.00 139.73 0.00 558.74 0.00 1,207,429.68 0.00 0.00 26-Nov-2013 4.16550% RATE CHANGE 0.00 0.00 0.00 558.74 0.00 1,207,429.68 0.00 0.00 26-Nov-2013 4.16550% RATE CHANGE 0.00 139.71 0.00 698.45 0.00 1,207,429.68 0.00 0.00 27-Nov-2013 4.16400% RATE CHANGE 0.00 0.00 0.00 698.45 0.00 1,207,429.68 0.00 0.00 27-Nov-2013 4.16400% RATE CHANGE 0.00 279.32 0.00 977.77 0.00 1,207,429.68 0.00 0.00 29-Nov-2013 4.16500% RATE CHANGE 0.00 0.00 0.00 977.77 0.00 1,207,429.68 0.00 0.00 29-Nov-2013 4.16500% RATE CHANGE 0.00 419.08 0.00 1,396.85 0.00 1,207,429.68 0.00 0.00 02-Dec-2013 4.16875% RATE CHANGE 0.00 139.82 0.00 1,536.67 0.00 1,207,429.68 0.00 0.00 03-Dec-2013 4.16825% RATE CHANGE 0.00 0.00 0.00 1,536.67 0.00 1,207,429.68 0.00 0.00 03-Dec-2013 4.16825% RATE CHANGE 0.00 279.60 0.00 1,816.27 0.00 1,207,429.68 0.00 0.00 05-Dec-2013 4.16750% RATE CHANGE 0.00 0.00 0.00 1,816.27 0.00 1,207,429.68 0.00 0.00 05-Dec-2013 4.16750% RATE CHANGE 0.00 139.78 0.00 1,956.05 0.00 1,207,429.68 0.00 0.00 06-Dec-2013 4.16850% RATE CHANGE 0.00 0.00 0.00 1,956.05 0.00 1,207,429.68 0.00 0.00 06-Dec-2013 4.16850% RATE CHANGE 0.00 419.43 0.00 2,375.48 0.00 1,207,429.68 0.00 0.00 09-Dec-2013 4.16785% RATE CHANGE 0.00 0.00 0.00 2,375.48 0.00 1,207,429.68 0.00 0.00 09-Dec-2013 4.16785% RATE CHANGE 0.00 139.79 0.00 2,515.27 0.00 1,207,429.68 0.00 0.00 10-Dec-2013 4.16950% RATE CHANGE 0.00 0.00 0.00 2,515.27 0.00 1,207,429.68 0.00 0.00 10-Dec-2013 4.16950% RATE CHANGE 0.00 139.84 0.00 2,655.11 0.00 1,207,429.68 0.00 0.00 11-Dec-2013 4.17060% RATE CHANGE 0.00 0.00 0.00 2,655.11 0.00 1,207,429.68 0.00 0.00 11-Dec-2013 4.17060% RATE CHANGE 0.00 139.88 0.00 2,794.99 0.00 1,207,429.68 0.00 0.00 12-Dec-2013 4.16935% RATE CHANGE 0.00 0.00 0.00 2,794.99 0.00 1,207,429.68 0.00 0.00 12-Dec-2013 4.16935% RATE CHANGE 0.00 139.84 0.00 2,934.83 0.00 1,207,429.68 0.00 0.00 13-Dec-2013 4.16735% RATE CHANGE 0.00 0.00 0.00 2,934.83 0.00 1,207,429.68 0.00 0.00 13-Dec-2013 4.16735% RATE CHANGE 0.00 419.32 0.00 3,354.15 0.00 1,207,429.68 0.00 0.00 16-Dec-2013 4.16660% RATE CHANGE 0.00 0.00 0.00 3,354.15 0.00 1,207,429.68 0.00 0.00 Page 20 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 21 of 103 PageID: 3914 4 01 25 7 43 28 782 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 16-Dec-2013 4.16660% RATE CHANGE 0.00 139.75 0.00 3,493.90 0.00 1,207,429.68 0.00 0.00 17-Dec-2013 4.16400% RATE CHANGE 0.00 0.00 0.00 3,493.90 0.00 1,207,429.68 0.00 0.00 17-Dec-2013 4.16400% RATE CHANGE 0.00 139.66 0.00 3,633.55 0.00 1,207,429.68 0.00 0.00 18-Dec-2013 4.16500% RATE CHANGE 0.00 0.00 0.00 3,633.55 0.00 1,207,429.68 0.00 0.00 18-Dec-2013 4.16500% RATE CHANGE 0.00 139.69 0.00 3,773.25 0.00 1,207,429.68 0.00 0.00 19-Dec-2013 4.16630% RATE CHANGE 0.00 0.00 0.00 3,773.25 0.00 1,207,429.68 0.00 0.00 19-Dec-2013 4.16630% RATE CHANGE 0.00 139.74 0.00 3,912.98 0.00 1,207,429.68 0.00 0.00 20-Dec-2013 4.16680% RATE CHANGE 0.00 0.00 0.00 3,912.98 0.00 1,207,429.68 0.00 0.00 20-Dec-2013 4.16680% RATE CHANGE 0.00 279.51 0.00 4,192.49 0.00 1,207,429.68 0.00 0.00 22-Dec-2013 4.16680% INT PAYMNT (4,193.38) 139.75 (4,193.38) 138.86 0.00 1,207,429.68 0.00 0.00 23-Dec-2013 4.16450% RATE CHANGE 0.00 0.00 0.00 138.86 0.00 1,207,429.68 0.00 0.00 23-Dec-2013 4.16450% RATE CHANGE 0.00 139.68 0.00 278.54 0.00 1,207,429.68 0.00 0.00 24-Dec-2013 4.16400% RATE CHANGE 0.00 0.00 0.00 278.54 0.00 1,207,429.68 0.00 0.00 24-Dec-2013 4.16400% RATE CHANGE 0.00 418.98 0.00 697.52 0.00 1,207,429.68 0.00 0.00 27-Dec-2013 4.16460% RATE CHANGE 0.00 0.00 0.00 697.52 0.00 1,207,429.68 0.00 0.00 27-Dec-2013 4.16460% RATE CHANGE 0.00 419.04 0.00 1,116.56 0.00 1,207,429.68 0.00 0.00 30-Dec-2013 4.16700% RATE CHANGE 0.00 0.00 0.00 1,116.56 0.00 1,207,429.68 0.00 0.00 30-Dec-2013 4.16700% RATE CHANGE 0.00 139.76 0.00 1,256.32 0.00 1,207,429.68 0.00 0.00 31-Dec-2013 4.16900% RATE CHANGE 0.00 0.00 0.00 1,256.32 0.00 1,207,429.68 0.00 0.00 31-Dec-2013 4.16900% RATE CHANGE 0.00 279.65 0.00 1,535.97 0.00 1,207,429.68 0.00 0.00 02-Jan-2014 4.17020% RATE CHANGE 0.00 0.00 0.00 1,535.97 0.00 1,207,429.68 0.00 0.00 02-Jan-2014 4.17020% RATE CHANGE 0.00 139.87 0.00 1,675.84 0.00 1,207,429.68 0.00 0.00 03-Jan-2014 4.16770% RATE CHANGE 0.00 0.00 0.00 1,675.84 0.00 1,207,429.68 0.00 0.00 03-Jan-2014 4.16770% RATE CHANGE 0.00 419.35 0.00 2,095.19 0.00 1,207,429.68 0.00 0.00 06-Jan-2014 4.16830% RATE CHANGE 0.00 0.00 0.00 2,095.19 0.00 1,207,429.68 0.00 0.00 06-Jan-2014 4.16830% RATE CHANGE 0.00 139.80 0.00 2,234.99 0.00 1,207,429.68 0.00 0.00 07-Jan-2014 4.16470% RATE CHANGE 0.00 0.00 0.00 2,234.99 0.00 1,207,429.68 0.00 0.00 07-Jan-2014 4.16470% RATE CHANGE 0.00 139.68 0.00 2,374.68 0.00 1,207,429.68 0.00 0.00 08-Jan-2014 4.16250% RATE CHANGE 0.00 0.00 0.00 2,374.68 0.00 1,207,429.68 0.00 0.00 08-Jan-2014 4.16250% RATE CHANGE 0.00 139.61 0.00 2,514.28 0.00 1,207,429.68 0.00 0.00 09-Jan-2014 4.16150% RATE CHANGE 0.00 0.00 0.00 2,514.28 0.00 1,207,429.68 0.00 0.00 09-Jan-2014 4.16150% RATE CHANGE 0.00 139.58 0.00 2,653.86 0.00 1,207,429.68 0.00 0.00 10-Jan-2014 4.16100% RATE CHANGE 0.00 0.00 0.00 2,653.86 0.00 1,207,429.68 0.00 0.00 10-Jan-2014 4.16100% RATE CHANGE 0.00 418.68 0.00 3,072.54 0.00 1,207,429.68 0.00 0.00 13-Jan-2014 4.16030% RATE CHANGE 0.00 0.00 0.00 3,072.54 0.00 1,207,429.68 0.00 0.00 13-Jan-2014 4.16030% RATE CHANGE 0.00 139.54 0.00 3,212.07 0.00 1,207,429.68 0.00 0.00 14-Jan-2014 4.16040% RATE CHANGE 0.00 0.00 0.00 3,212.07 0.00 1,207,429.68 0.00 0.00 14-Jan-2014 4.16040% RATE CHANGE 0.00 139.54 0.00 3,351.61 0.00 1,207,429.68 0.00 0.00 15-Jan-2014 4.16000% RATE CHANGE 0.00 0.00 0.00 3,351.61 0.00 1,207,429.68 0.00 0.00 15-Jan-2014 4.16000% RATE CHANGE 0.00 139.53 0.00 3,491.14 0.00 1,207,429.68 0.00 0.00 16-Jan-2014 4.15900% RATE CHANGE 0.00 0.00 0.00 3,491.14 0.00 1,207,429.68 0.00 0.00 16-Jan-2014 4.15900% RATE CHANGE 0.00 139.49 0.00 3,630.63 0.00 1,207,429.68 0.00 0.00 17-Jan-2014 4.15870% RATE CHANGE 0.00 0.00 0.00 3,630.63 0.00 1,207,429.68 0.00 0.00 17-Jan-2014 4.15870% RATE CHANGE 0.00 418.44 0.00 4,049.07 0.00 1,207,429.68 0.00 0.00 Page 21 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 22 of 103 PageID: 3924 4 01 25 7 44 28 783 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 20-Jan-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 4,049.07 0.00 1,207,429.68 0.00 0.00 20-Jan-2014 4.15700% RATE CHANGE 0.00 278.85 0.00 4,327.92 0.00 1,207,429.68 0.00 0.00 22-Jan-2014 4.15700% INT PAYMNT (4,328.38) 278.85 (4,328.38) 278.39 0.00 1,207,429.68 0.00 0.00 24-Jan-2014 4.15800% RATE CHANGE 0.00 0.00 0.00 278.39 0.00 1,207,429.68 0.00 0.00 24-Jan-2014 4.15800% RATE CHANGE 0.00 557.83 0.00 836.22 0.00 1,207,429.68 0.00 0.00 28-Jan-2014 4.16120% RATE CHANGE 0.00 0.00 0.00 836.22 0.00 1,207,429.68 0.00 0.00 28-Jan-2014 4.16120% RATE CHANGE 0.00 139.57 0.00 975.79 0.00 1,207,429.68 0.00 0.00 29-Jan-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 975.79 0.00 1,207,429.68 0.00 0.00 29-Jan-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 975.79 0.00 1,207,429.68 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 0.00 0.00 975.79 0.00 1,207,429.68 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 0.00 0.00 975.79 0.00 1,207,429.68 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 0.00 0.00 975.79 0.00 1,207,429.68 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 139.47 0.00 1,115.26 0.00 1,207,429.68 0.00 0.00 30-Jan-2014 4.15900% RATE CHANGE 0.00 0.00 0.00 1,115.26 0.00 1,207,429.68 0.00 0.00 30-Jan-2014 4.15900% RATE CHANGE 0.00 139.49 0.00 1,254.75 0.00 1,207,429.68 0.00 0.00 31-Jan-2014 4.15950% RATE CHANGE 0.00 0.00 0.00 1,254.75 0.00 1,207,429.68 0.00 0.00 31-Jan-2014 4.15950% RATE CHANGE 0.00 418.53 0.00 1,673.28 0.00 1,207,429.68 0.00 0.00 03-Feb-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 1,673.28 0.00 1,207,429.68 0.00 0.00 03-Feb-2014 4.15850% RATE CHANGE 0.00 139.47 0.00 1,812.75 0.00 1,207,429.68 0.00 0.00 04-Feb-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 1,812.75 0.00 1,207,429.68 0.00 0.00 04-Feb-2014 4.15650% RATE CHANGE 0.00 139.41 0.00 1,952.16 0.00 1,207,429.68 0.00 0.00 05-Feb-2014 4.15710% RATE CHANGE 0.00 0.00 0.00 1,952.16 0.00 1,207,429.68 0.00 0.00 05-Feb-2014 4.15710% RATE CHANGE 0.00 139.43 0.00 2,091.59 0.00 1,207,429.68 0.00 0.00 06-Feb-2014 4.15750% RATE CHANGE 0.00 0.00 0.00 2,091.59 0.00 1,207,429.68 0.00 0.00 06-Feb-2014 4.15750% RATE CHANGE 0.00 557.77 0.00 2,649.36 0.00 1,207,429.68 0.00 0.00 10-Feb-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 2,649.36 0.00 1,207,429.68 0.00 0.00 10-Feb-2014 4.15650% RATE CHANGE 0.00 139.41 0.00 2,788.76 0.00 1,207,429.68 0.00 0.00 11-Feb-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 2,788.76 0.00 1,207,429.68 0.00 0.00 11-Feb-2014 4.15550% RATE CHANGE 0.00 139.37 0.00 2,928.14 0.00 1,207,429.68 0.00 0.00 12-Feb-2014 4.15475% RATE CHANGE 0.00 0.00 0.00 2,928.14 0.00 1,207,429.68 0.00 0.00 12-Feb-2014 4.15475% RATE CHANGE 0.00 139.35 0.00 3,067.49 0.00 1,207,429.68 0.00 0.00 13-Feb-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 3,067.49 0.00 1,207,429.68 0.00 0.00 13-Feb-2014 4.15425% RATE CHANGE 0.00 139.33 0.00 3,206.82 0.00 1,207,429.68 0.00 0.00 14-Feb-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 3,206.82 0.00 1,207,429.68 0.00 0.00 14-Feb-2014 4.15350% RATE CHANGE 0.00 417.92 0.00 3,624.74 0.00 1,207,429.68 0.00 0.00 17-Feb-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 3,624.74 0.00 1,207,429.68 0.00 0.00 17-Feb-2014 4.15450% RATE CHANGE 0.00 278.68 0.00 3,903.42 0.00 1,207,429.68 0.00 0.00 19-Feb-2014 4.15350% RATE CHANGE 0.00 139.31 0.00 4,042.73 0.00 1,207,429.68 0.00 0.00 20-Feb-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 4,042.73 0.00 1,207,429.68 0.00 0.00 20-Feb-2014 4.15400% RATE CHANGE 0.00 139.32 0.00 4,182.05 0.00 1,207,429.68 0.00 0.00 21-Feb-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 4,182.05 0.00 1,207,429.68 0.00 0.00 21-Feb-2014 4.15450% RATE CHANGE 0.00 418.02 0.00 4,600.08 0.00 1,207,429.68 0.00 0.00 24-Feb-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 4,600.08 0.00 1,207,429.68 0.00 0.00 24-Feb-2014 4.15550% RATE CHANGE 0.00 278.75 0.00 4,878.82 0.00 1,207,429.68 0.00 0.00 Page 22 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 23 of 103 PageID: 3934 4 01 25 7 45 28 784 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 26-Feb-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 4,878.82 0.00 1,207,429.68 0.00 0.00 26-Feb-2014 4.15450% RATE CHANGE 0.00 836.04 0.00 5,714.87 0.00 1,207,429.68 0.00 0.00 04-Mar-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 5,714.87 0.00 1,207,429.68 0.00 0.00 04-Mar-2014 4.15550% RATE CHANGE 0.00 139.37 0.00 5,854.24 0.00 1,207,429.68 0.00 0.00 05-Mar-2014 4.15530% RATE CHANGE 0.00 0.00 0.00 5,854.24 0.00 1,207,429.68 0.00 0.00 05-Mar-2014 4.15530% RATE CHANGE 0.00 139.37 0.00 5,993.61 0.00 1,207,429.68 0.00 0.00 06-Mar-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 5,993.61 0.00 1,207,429.68 0.00 0.00 06-Mar-2014 4.15650% RATE CHANGE 0.00 139.41 0.00 6,133.02 0.00 1,207,429.68 0.00 0.00 07-Mar-2014 4.15560% RATE CHANGE 0.00 0.00 0.00 6,133.02 0.00 1,207,429.68 0.00 0.00 07-Mar-2014 4.15560% RATE CHANGE 0.00 418.13 0.00 6,551.15 0.00 1,207,429.68 0.00 0.00 10-Mar-2014 4.15440% RATE CHANGE 0.00 0.00 0.00 6,551.15 0.00 1,207,429.68 0.00 0.00 10-Mar-2014 4.15440% RATE CHANGE 0.00 139.34 0.00 6,690.49 0.00 1,207,429.68 0.00 0.00 11-Mar-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 6,690.49 0.00 1,207,429.68 0.00 0.00 11-Mar-2014 4.15650% RATE CHANGE 0.00 139.41 0.00 6,829.90 0.00 1,207,429.68 0.00 0.00 12-Mar-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 6,829.90 0.00 1,207,429.68 0.00 0.00 12-Mar-2014 4.15500% RATE CHANGE 0.00 139.36 0.00 6,969.25 0.00 1,207,429.68 0.00 0.00 13-Mar-2014 4.15580% RATE CHANGE 0.00 0.00 0.00 6,969.25 0.00 1,207,429.68 0.00 0.00 13-Mar-2014 4.15580% RATE CHANGE 0.00 139.38 0.00 7,108.64 0.00 1,207,429.68 0.00 0.00 14-Mar-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 7,108.64 0.00 1,207,429.68 0.00 0.00 14-Mar-2014 4.15550% RATE CHANGE 0.00 418.12 0.00 7,526.76 0.00 1,207,429.68 0.00 0.00 17-Mar-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 7,526.76 0.00 1,207,429.68 0.00 0.00 17-Mar-2014 4.15500% RATE CHANGE 0.00 139.36 0.00 7,666.12 0.00 1,207,429.68 0.00 0.00 18-Mar-2014 4.15645% RATE CHANGE 0.00 0.00 0.00 7,666.12 0.00 1,207,429.68 0.00 0.00 18-Mar-2014 4.15645% RATE CHANGE 0.00 139.41 0.00 7,805.52 0.00 1,207,429.68 0.00 0.00 19-Mar-2014 4.15620% RATE CHANGE 0.00 0.00 0.00 7,805.52 0.00 1,207,429.68 0.00 0.00 19-Mar-2014 4.15620% RATE CHANGE 0.00 139.40 0.00 7,944.92 0.00 1,207,429.68 0.00 0.00 20-Mar-2014 4.15675% RATE CHANGE 0.00 0.00 0.00 7,944.92 0.00 1,207,429.68 0.00 0.00 20-Mar-2014 4.15675% RATE CHANGE 0.00 139.42 0.00 8,084.34 0.00 1,207,429.68 0.00 0.00 21-Mar-2014 4.15755% RATE CHANGE 0.00 0.00 0.00 8,084.34 0.00 1,207,429.68 0.00 0.00 21-Mar-2014 4.15755% RATE CHANGE 0.00 418.33 0.00 8,502.67 0.00 1,207,429.68 0.00 0.00 24-Mar-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 8,502.67 0.00 1,207,429.68 0.00 0.00 24-Mar-2014 4.15450% RATE CHANGE 0.00 139.34 0.00 8,642.01 0.00 1,207,429.68 0.00 0.00 25-Mar-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 8,642.01 0.00 1,207,429.68 0.00 0.00 25-Mar-2014 4.15425% RATE CHANGE 0.00 278.66 0.00 8,920.67 0.00 1,207,429.68 0.00 0.00 27-Mar-2014 4.15375% RATE CHANGE 0.00 0.00 0.00 8,920.67 0.00 1,207,429.68 0.00 0.00 27-Mar-2014 4.15375% RATE CHANGE 0.00 139.32 0.00 9,059.99 0.00 1,207,429.68 0.00 0.00 28-Mar-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 9,059.99 0.00 1,207,429.68 0.00 0.00 28-Mar-2014 4.15300% RATE CHANGE 0.00 417.87 0.00 9,477.86 0.00 1,207,429.68 0.00 0.00 31-Mar-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 9,477.86 0.00 1,207,429.68 0.00 0.00 31-Mar-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 9,477.86 0.00 1,207,429.68 0.00 0.00 31-Mar-2014 4.15250% INT PAYMNT (9,060.18) 139.27 (9,060.18) 556.95 0.00 1,207,429.68 0.00 0.00 01-Apr-2014 4.15175% RATE CHANGE 0.00 0.00 0.00 556.95 0.00 1,207,429.68 0.00 0.00 01-Apr-2014 4.15175% RATE CHANGE 0.00 139.25 0.00 696.20 0.00 1,207,429.68 0.00 0.00 02-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 696.20 0.00 1,207,429.68 0.00 0.00 Page 23 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 24 of 103 PageID: 3944 4 01 25 7 46 28 785 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 02-Apr-2014 4.15200% RATE CHANGE 0.00 139.26 0.00 835.46 0.00 1,207,429.68 0.00 0.00 03-Apr-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 835.46 0.00 1,207,429.68 0.00 0.00 03-Apr-2014 4.15100% RATE CHANGE 0.00 139.22 0.00 974.68 0.00 1,207,429.68 0.00 0.00 04-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 974.68 0.00 1,207,429.68 0.00 0.00 04-Apr-2014 4.15200% RATE CHANGE 0.00 417.77 0.00 1,392.45 0.00 1,207,429.68 0.00 0.00 07-Apr-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 1,392.45 0.00 1,207,429.68 0.00 0.00 07-Apr-2014 4.15250% RATE CHANGE 0.00 278.55 0.00 1,671.00 0.00 1,207,429.68 0.00 0.00 09-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 1,671.00 0.00 1,207,429.68 0.00 0.00 09-Apr-2014 4.15200% RATE CHANGE 0.00 139.26 0.00 1,810.26 0.00 1,207,429.68 0.00 0.00 10-Apr-2014 4.15040% RATE CHANGE 0.00 0.00 0.00 1,810.26 0.00 1,207,429.68 0.00 0.00 10-Apr-2014 4.15040% RATE CHANGE 0.00 139.20 0.00 1,949.46 0.00 1,207,429.68 0.00 0.00 11-Apr-2014 4.15090% RATE CHANGE 0.00 0.00 0.00 1,949.46 0.00 1,207,429.68 0.00 0.00 11-Apr-2014 4.15090% RATE CHANGE 0.00 417.66 0.00 2,367.12 0.00 1,207,429.68 0.00 0.00 14-Apr-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 2,367.12 0.00 1,207,429.68 0.00 0.00 14-Apr-2014 4.15250% RATE CHANGE 0.00 139.27 0.00 2,506.39 0.00 1,207,429.68 0.00 0.00 15-Apr-2014 4.15220% RATE CHANGE 0.00 0.00 0.00 2,506.39 0.00 1,207,429.68 0.00 0.00 15-Apr-2014 4.15220% RATE CHANGE 0.00 139.26 0.00 2,645.66 0.00 1,207,429.68 0.00 0.00 16-Apr-2014 4.15170% RATE CHANGE 0.00 0.00 0.00 2,645.66 0.00 1,207,429.68 0.00 0.00 16-Apr-2014 4.15170% RATE CHANGE 0.00 139.25 0.00 2,784.91 0.00 1,207,429.68 0.00 0.00 17-Apr-2014 4.15140% RATE CHANGE 0.00 0.00 0.00 2,784.91 0.00 1,207,429.68 0.00 0.00 17-Apr-2014 4.15140% RATE CHANGE 0.00 696.18 0.00 3,481.09 0.00 1,207,429.68 0.00 0.00 22-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 3,481.09 0.00 1,207,429.68 0.00 0.00 22-Apr-2014 4.15200% RATE CHANGE 0.00 139.26 0.00 3,620.35 0.00 1,207,429.68 0.00 0.00 23-Apr-2014 4.15220% RATE CHANGE 0.00 0.00 0.00 3,620.35 0.00 1,207,429.68 0.00 0.00 23-Apr-2014 4.15220% RATE CHANGE 0.00 139.26 0.00 3,759.61 0.00 1,207,429.68 0.00 0.00 24-Apr-2014 4.15230% RATE CHANGE 0.00 0.00 0.00 3,759.61 0.00 1,207,429.68 0.00 0.00 24-Apr-2014 4.15230% RATE CHANGE 0.00 557.07 0.00 4,316.68 0.00 1,207,429.68 0.00 0.00 28-Apr-2014 4.15180% RATE CHANGE 0.00 0.00 0.00 4,316.68 0.00 1,207,429.68 0.00 0.00 28-Apr-2014 4.15180% RATE CHANGE 0.00 139.25 0.00 4,455.93 0.00 1,207,429.68 0.00 0.00 29-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 4,455.93 0.00 1,207,429.68 0.00 0.00 29-Apr-2014 4.15200% RATE CHANGE 0.00 139.26 0.00 4,595.18 0.00 1,207,429.68 0.00 0.00 30-Apr-2014 4.15030% RATE CHANGE 0.00 0.00 0.00 4,595.18 0.00 1,207,429.68 0.00 0.00 30-Apr-2014 4.15030% RATE CHANGE 0.00 139.20 0.00 4,734.38 0.00 1,207,429.68 0.00 0.00 01-May-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 4,734.38 0.00 1,207,429.68 0.00 0.00 01-May-2014 4.15150% RATE CHANGE 0.00 139.24 0.00 4,873.62 0.00 1,207,429.68 0.00 0.00 02-May-2014 4.15050% RATE CHANGE 0.00 0.00 0.00 4,873.62 0.00 1,207,429.68 0.00 0.00 02-May-2014 4.15050% RATE CHANGE 0.00 556.83 0.00 5,430.45 0.00 1,207,429.68 0.00 0.00 06-May-2014 4.15050% INT PAYMNT (4,316.63) 139.21 (4,316.63) 1,253.03 0.00 1,207,429.68 0.00 0.00 07-May-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 1,253.03 0.00 1,207,429.68 0.00 0.00 07-May-2014 4.15150% RATE CHANGE 0.00 139.24 0.00 1,392.27 0.00 1,207,429.68 0.00 0.00 08-May-2014 4.15050% RATE CHANGE 0.00 0.00 0.00 1,392.27 0.00 1,207,429.68 0.00 0.00 08-May-2014 4.15050% RATE CHANGE 0.00 139.21 0.00 1,531.47 0.00 1,207,429.68 0.00 0.00 09-May-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 1,531.47 0.00 1,207,429.68 0.00 0.00 09-May-2014 4.15150% RATE CHANGE 0.00 417.72 0.00 1,949.19 0.00 1,207,429.68 0.00 0.00 Page 24 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 25 of 103 PageID: 3954 4 01 25 7 47 28 786 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 12-May-2014 4.15025% RATE CHANGE 0.00 0.00 0.00 1,949.19 0.00 1,207,429.68 0.00 0.00 12-May-2014 4.15025% RATE CHANGE 0.00 139.20 0.00 2,088.39 0.00 1,207,429.68 0.00 0.00 13-May-2014 4.15160% RATE CHANGE 0.00 0.00 0.00 2,088.39 0.00 1,207,429.68 0.00 0.00 13-May-2014 4.15160% RATE CHANGE 0.00 139.24 0.00 2,227.64 0.00 1,207,429.68 0.00 0.00 14-May-2014 4.15110% RATE CHANGE 0.00 0.00 0.00 2,227.64 0.00 1,207,429.68 0.00 0.00 14-May-2014 4.15110% RATE CHANGE 0.00 696.13 0.00 2,923.77 0.00 1,207,429.68 0.00 0.00 19-May-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 2,923.77 0.00 1,207,429.68 0.00 0.00 19-May-2014 4.15100% RATE CHANGE 0.00 139.22 0.00 3,062.99 0.00 1,207,429.68 0.00 0.00 20-May-2014 4.14925% RATE CHANGE 0.00 0.00 0.00 3,062.99 0.00 1,207,429.68 0.00 0.00 20-May-2014 4.14925% RATE CHANGE 0.00 139.16 0.00 3,202.16 0.00 1,207,429.68 0.00 0.00 21-May-2014 4.14850% RATE CHANGE 0.00 0.00 0.00 3,202.16 0.00 1,207,429.68 0.00 0.00 21-May-2014 4.14850% RATE CHANGE 0.00 139.14 0.00 3,341.30 0.00 1,207,429.68 0.00 0.00 22-May-2014 4.14775% RATE CHANGE 0.00 0.00 0.00 3,341.30 0.00 1,207,429.68 0.00 0.00 22-May-2014 4.14775% RATE CHANGE 0.00 139.11 0.00 3,480.41 0.00 1,207,429.68 0.00 0.00 23-May-2014 4.14850% RATE CHANGE 0.00 0.00 0.00 3,480.41 0.00 1,207,429.68 0.00 0.00 23-May-2014 4.14850% RATE CHANGE 0.00 556.56 0.00 4,036.97 0.00 1,207,429.68 0.00 0.00 27-May-2014 4.15000% RATE CHANGE 0.00 0.00 0.00 4,036.97 0.00 1,207,429.68 0.00 0.00 27-May-2014 4.15000% RATE CHANGE 0.00 139.19 0.00 4,176.16 0.00 1,207,429.68 0.00 0.00 28-May-2014 4.15050% RATE CHANGE 0.00 0.00 0.00 4,176.16 0.00 1,207,429.68 0.00 0.00 28-May-2014 4.15050% RATE CHANGE 0.00 278.41 0.00 4,454.57 0.00 1,207,429.68 0.00 0.00 30-May-2014 4.15000% RATE CHANGE 0.00 0.00 0.00 4,454.57 0.00 1,207,429.68 0.00 0.00 30-May-2014 4.15000% RATE CHANGE 0.00 417.57 0.00 4,872.14 0.00 1,207,429.68 0.00 0.00 02-Jun-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 4,872.14 0.00 1,207,429.68 0.00 0.00 02-Jun-2014 4.15100% RATE CHANGE 0.00 417.67 0.00 5,289.81 0.00 1,207,429.68 0.00 0.00 05-Jun-2014 4.15090% RATE CHANGE 0.00 0.00 0.00 5,289.81 0.00 1,207,429.68 0.00 0.00 05-Jun-2014 4.15090% RATE CHANGE 0.00 139.22 0.00 5,429.03 0.00 1,207,429.68 0.00 0.00 06-Jun-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 5,429.03 0.00 1,207,429.68 0.00 0.00 06-Jun-2014 4.15200% RATE CHANGE 0.00 417.77 0.00 5,846.80 0.00 1,207,429.68 0.00 0.00 09-Jun-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 5,846.80 0.00 1,207,429.68 0.00 0.00 09-Jun-2014 4.15100% RATE CHANGE 0.00 139.22 0.00 5,986.03 0.00 1,207,429.68 0.00 0.00 10-Jun-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 5,986.03 0.00 1,207,429.68 0.00 0.00 10-Jun-2014 4.15350% RATE CHANGE 0.00 139.31 0.00 6,125.33 0.00 1,207,429.68 0.00 0.00 11-Jun-2014 4.15225% RATE CHANGE 0.00 0.00 0.00 6,125.33 0.00 1,207,429.68 0.00 0.00 11-Jun-2014 4.15225% RATE CHANGE 0.00 139.27 0.00 6,264.60 0.00 1,207,429.68 0.00 0.00 12-Jun-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 6,264.60 0.00 1,207,429.68 0.00 0.00 12-Jun-2014 4.15200% RATE CHANGE 0.00 139.26 0.00 6,403.86 0.00 1,207,429.68 0.00 0.00 13-Jun-2014 4.15125% RATE CHANGE 0.00 0.00 0.00 6,403.86 0.00 1,207,429.68 0.00 0.00 13-Jun-2014 4.15125% RATE CHANGE 0.00 417.70 0.00 6,821.55 0.00 1,207,429.68 0.00 0.00 16-Jun-2014 4.15175% RATE CHANGE 0.00 0.00 0.00 6,821.55 0.00 1,207,429.68 0.00 0.00 16-Jun-2014 4.15175% RATE CHANGE 0.00 139.25 0.00 6,960.80 0.00 1,207,429.68 0.00 0.00 17-Jun-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 6,960.80 0.00 1,207,429.68 0.00 0.00 17-Jun-2014 4.15425% RATE CHANGE 0.00 139.33 0.00 7,100.13 0.00 1,207,429.68 0.00 0.00 18-Jun-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 7,100.13 0.00 1,207,429.68 0.00 0.00 18-Jun-2014 4.15400% RATE CHANGE 0.00 139.32 0.00 7,239.46 0.00 1,207,429.68 0.00 0.00 Page 25 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 26 of 103 PageID: 3964 4 01 25 7 48 28 787 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 19-Jun-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 7,239.46 0.00 1,207,429.68 0.00 0.00 19-Jun-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 7,239.46 0.00 1,207,429.68 0.00 0.00 19-Jun-2014 4.15500% INT PAYMNT (8,493.37) 139.36 (8,493.37) (1,114.56) 0.00 1,207,429.68 0.00 0.00 20-Jun-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 (1,114.56) 0.00 1,207,429.68 0.00 0.00 20-Jun-2014 4.15300% RATE CHANGE 0.00 417.87 0.00 (696.69) 0.00 1,207,429.68 0.00 0.00 23-Jun-2014 4.15325% RATE CHANGE 0.00 0.00 0.00 (696.69) 0.00 1,207,429.68 0.00 0.00 23-Jun-2014 4.15325% RATE CHANGE 0.00 139.30 0.00 (557.39) 0.00 1,207,429.68 0.00 0.00 24-Jun-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 (557.39) 0.00 1,207,429.68 0.00 0.00 24-Jun-2014 4.15400% RATE CHANGE 0.00 139.32 0.00 (418.06) 0.00 1,207,429.68 0.00 0.00 25-Jun-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 (418.06) 0.00 1,207,429.68 0.00 0.00 25-Jun-2014 4.15200% RATE CHANGE 0.00 139.26 0.00 (278.81) 0.00 1,207,429.68 0.00 0.00 26-Jun-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 (278.81) 0.00 1,207,429.68 0.00 0.00 26-Jun-2014 4.15150% RATE CHANGE 0.00 139.24 0.00 (139.57) 0.00 1,207,429.68 0.00 0.00 27-Jun-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 (139.57) 0.00 1,207,429.68 0.00 0.00 27-Jun-2014 4.15100% RATE CHANGE 0.00 417.67 0.00 278.10 0.00 1,207,429.68 0.00 0.00 30-Jun-2014 4.14950% RATE CHANGE 0.00 0.00 0.00 278.10 0.00 1,207,429.68 0.00 0.00 30-Jun-2014 4.14950% RATE CHANGE 0.00 139.17 0.00 417.28 0.00 1,207,429.68 0.00 0.00 01-Jul-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 417.28 0.00 1,207,429.68 0.00 0.00 01-Jul-2014 4.15150% RATE CHANGE 0.00 139.24 0.00 556.52 0.00 1,207,429.68 0.00 0.00 02-Jul-2014 4.15520% RATE CHANGE 0.00 0.00 0.00 556.52 0.00 1,207,429.68 0.00 0.00 02-Jul-2014 4.15520% RATE CHANGE 0.00 278.73 0.00 835.25 0.00 1,207,429.68 0.00 0.00 04-Jul-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 835.25 0.00 1,207,429.68 0.00 0.00 04-Jul-2014 4.15550% RATE CHANGE 0.00 557.50 0.00 1,392.74 0.00 1,207,429.68 0.00 0.00 08-Jul-2014 4.15340% RATE CHANGE 0.00 0.00 0.00 1,392.74 0.00 1,207,429.68 0.00 0.00 08-Jul-2014 4.15340% RATE CHANGE 0.00 278.61 0.00 1,671.35 0.00 1,207,429.68 0.00 0.00 10-Jul-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 1,671.35 0.00 1,207,429.68 0.00 0.00 10-Jul-2014 4.15250% RATE CHANGE 0.00 139.27 0.00 1,810.62 0.00 1,207,429.68 0.00 0.00 11-Jul-2014 4.15275% RATE CHANGE 0.00 0.00 0.00 1,810.62 0.00 1,207,429.68 0.00 0.00 11-Jul-2014 4.15275% RATE CHANGE 0.00 417.85 0.00 2,228.47 0.00 1,207,429.68 0.00 0.00 14-Jul-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 2,228.47 0.00 1,207,429.68 0.00 0.00 14-Jul-2014 4.15150% RATE CHANGE 0.00 139.24 0.00 2,367.71 0.00 1,207,429.68 0.00 0.00 15-Jul-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 2,367.71 0.00 1,207,429.68 0.00 0.00 15-Jul-2014 4.15200% RATE CHANGE 0.00 278.51 0.00 2,646.22 0.00 1,207,429.68 0.00 0.00 17-Jul-2014 4.15420% RATE CHANGE 0.00 0.00 0.00 2,646.22 0.00 1,207,429.68 0.00 0.00 17-Jul-2014 4.15420% RATE CHANGE 0.00 139.33 0.00 2,785.55 0.00 1,207,429.68 0.00 0.00 18-Jul-2014 4.15545% RATE CHANGE 0.00 0.00 0.00 2,785.55 0.00 1,207,429.68 0.00 0.00 18-Jul-2014 4.15545% RATE CHANGE 0.00 418.12 0.00 3,203.67 0.00 1,207,429.68 0.00 0.00 21-Jul-2014 4.15620% RATE CHANGE 0.00 0.00 0.00 3,203.67 0.00 1,207,429.68 0.00 0.00 21-Jul-2014 4.15620% RATE CHANGE 0.00 139.40 0.00 3,343.07 0.00 1,207,429.68 0.00 0.00 22-Jul-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 3,343.07 0.00 1,207,429.68 0.00 0.00 22-Jul-2014 4.15425% RATE CHANGE 0.00 139.33 0.00 3,482.40 0.00 1,207,429.68 0.00 0.00 23-Jul-2014 4.15475% RATE CHANGE 0.00 0.00 0.00 3,482.40 0.00 1,207,429.68 0.00 0.00 23-Jul-2014 4.15475% RATE CHANGE 0.00 139.35 0.00 3,621.75 0.00 1,207,429.68 0.00 0.00 24-Jul-2014 4.15525% RATE CHANGE 0.00 0.00 0.00 3,621.75 0.00 1,207,429.68 0.00 0.00 Page 26 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 27 of 103 PageID: 3974 4 01 25 7 49 28 788 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 24-Jul-2014 4.15525% RATE CHANGE 0.00 139.37 0.00 3,761.12 0.00 1,207,429.68 0.00 0.00 25-Jul-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 3,761.12 0.00 1,207,429.68 0.00 0.00 25-Jul-2014 4.15500% RATE CHANGE 0.00 418.07 0.00 4,179.19 0.00 1,207,429.68 0.00 0.00 28-Jul-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 4,179.19 0.00 1,207,429.68 0.00 0.00 28-Jul-2014 4.15425% RATE CHANGE 0.00 139.33 0.00 4,318.52 0.00 1,207,429.68 0.00 0.00 29-Jul-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 4,318.52 0.00 1,207,429.68 0.00 0.00 29-Jul-2014 4.15600% RATE CHANGE 0.00 139.39 0.00 4,457.91 0.00 1,207,429.68 0.00 0.00 30-Jul-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 4,457.91 0.00 1,207,429.68 0.00 0.00 30-Jul-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 4,457.91 0.00 1,207,429.68 0.00 0.00 30-Jul-2014 4.15500% INT PAYMNT (4,457.73) 0.00 (4,457.73) 0.18 0.00 1,207,429.68 0.00 0.00 30-Jul-2014 4.15500% PRIN PAYMNT (2,500.00) 0.00 0.00 0.18 (2,500.00) 1,204,929.68 0.00 0.00 30-Jul-2014 4.15500% INT PAYMNT RVSL 4,457.73 0.00 4,457.73 4,457.91 0.00 1,204,929.68 0.00 0.00 30-Jul-2014 4.15500% PRIN PYMNT RVSL 2,500.00 278.72 0.00 4,736.63 2,500.00 1,207,429.68 0.00 0.00 01-Aug-2014 4.15580% RATE CHANGE 0.00 0.00 0.00 4,736.63 0.00 1,207,429.68 0.00 0.00 01-Aug-2014 4.15580% RATE CHANGE 0.00 418.15 0.00 5,154.78 0.00 1,207,429.68 0.00 0.00 04-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 5,154.78 0.00 1,207,429.68 0.00 0.00 04-Aug-2014 4.15600% RATE CHANGE 0.00 139.39 0.00 5,294.17 0.00 1,207,429.68 0.00 0.00 05-Aug-2014 4.15600% INT PAYMNT (4,457.73) 0.00 (4,457.73) 836.44 0.00 1,207,429.68 0.00 0.00 05-Aug-2014 4.15600% PRIN PAYMNT (2,500.00) 139.10 0.00 975.55 (2,500.00) 1,204,929.68 0.00 0.00 06-Aug-2014 4.15690% RATE CHANGE 0.00 0.00 0.00 975.55 0.00 1,204,929.68 0.00 0.00 06-Aug-2014 4.15690% RATE CHANGE 0.00 139.13 0.00 1,114.68 0.00 1,204,929.68 0.00 0.00 07-Aug-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 1,114.68 0.00 1,204,929.68 0.00 0.00 07-Aug-2014 4.15850% RATE CHANGE 0.00 139.19 0.00 1,253.86 0.00 1,204,929.68 0.00 0.00 08-Aug-2014 4.15880% RATE CHANGE 0.00 0.00 0.00 1,253.86 0.00 1,204,929.68 0.00 0.00 08-Aug-2014 4.15880% RATE CHANGE 0.00 417.59 0.00 1,671.45 0.00 1,204,929.68 0.00 0.00 11-Aug-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 1,671.45 0.00 1,204,929.68 0.00 0.00 11-Aug-2014 4.15700% RATE CHANGE 0.00 139.14 0.00 1,810.59 0.00 1,204,929.68 0.00 0.00 12-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 1,810.59 0.00 1,204,929.68 0.00 0.00 12-Aug-2014 4.15600% RATE CHANGE 0.00 139.10 0.00 1,949.69 0.00 1,204,929.68 0.00 0.00 13-Aug-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 1,949.69 0.00 1,204,929.68 0.00 0.00 13-Aug-2014 4.15550% RATE CHANGE 0.00 139.09 0.00 2,088.78 0.00 1,204,929.68 0.00 0.00 14-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 2,088.78 0.00 1,204,929.68 0.00 0.00 14-Aug-2014 4.15600% RATE CHANGE 0.00 139.10 0.00 2,227.88 0.00 1,204,929.68 0.00 0.00 15-Aug-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 2,227.88 0.00 1,204,929.68 0.00 0.00 15-Aug-2014 4.15500% RATE CHANGE 0.00 556.28 0.00 2,784.15 0.00 1,204,929.68 0.00 0.00 19-Aug-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 2,784.15 0.00 1,204,929.68 0.00 0.00 19-Aug-2014 4.15550% RATE CHANGE 0.00 417.26 0.00 3,201.41 0.00 1,204,929.68 0.00 0.00 22-Aug-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 3,201.41 0.00 1,204,929.68 0.00 0.00 22-Aug-2014 4.15500% RATE CHANGE 0.00 834.41 0.00 4,035.83 0.00 1,204,929.68 0.00 0.00 28-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 4,035.83 0.00 1,204,929.68 0.00 0.00 28-Aug-2014 4.15600% RATE CHANGE 0.00 139.10 0.00 4,174.93 0.00 1,204,929.68 0.00 0.00 29-Aug-2014 4.15670% RATE CHANGE 0.00 0.00 0.00 4,174.93 0.00 1,204,929.68 0.00 0.00 29-Aug-2014 4.15670% RATE CHANGE 0.00 278.25 0.00 4,453.18 0.00 1,204,929.68 0.00 0.00 31-Aug-2014 4.15670% INT PAYMNT (4,453.18) 0.00 (4,453.18) (0.00) 0.00 1,204,929.68 0.00 0.00 Page 27 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 28 of 103 PageID: 3984 4 01 25 7 50 28 789 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 31-Aug-2014 4.15670% PRIN PAYMNT (2,500.00) 138.84 0.00 138.84 (2,500.00) 1,202,429.68 0.00 0.00 01-Sep-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 138.84 0.00 1,202,429.68 0.00 0.00 01-Sep-2014 4.15450% RATE CHANGE 0.00 138.76 0.00 277.60 0.00 1,202,429.68 0.00 0.00 02-Sep-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 277.60 0.00 1,202,429.68 0.00 0.00 02-Sep-2014 4.15700% RATE CHANGE 0.00 138.85 0.00 416.45 0.00 1,202,429.68 0.00 0.00 03-Sep-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 416.45 0.00 1,202,429.68 0.00 0.00 03-Sep-2014 4.15650% RATE CHANGE 0.00 277.66 0.00 694.11 0.00 1,202,429.68 0.00 0.00 05-Sep-2014 4.15610% RATE CHANGE 0.00 0.00 0.00 694.11 0.00 1,202,429.68 0.00 0.00 05-Sep-2014 4.15610% RATE CHANGE 0.00 555.27 0.00 1,249.38 0.00 1,202,429.68 0.00 0.00 09-Sep-2014 4.15280% RATE CHANGE 0.00 0.00 0.00 1,249.38 0.00 1,202,429.68 0.00 0.00 09-Sep-2014 4.15280% RATE CHANGE 0.00 138.71 0.00 1,388.08 0.00 1,202,429.68 0.00 0.00 10-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 1,388.08 0.00 1,202,429.68 0.00 0.00 10-Sep-2014 4.15350% RATE CHANGE 0.00 693.65 0.00 2,081.74 0.00 1,202,429.68 0.00 0.00 15-Sep-2014 4.15360% RATE CHANGE 0.00 0.00 0.00 2,081.74 0.00 1,202,429.68 0.00 0.00 15-Sep-2014 4.15360% RATE CHANGE 0.00 416.20 0.00 2,497.94 0.00 1,202,429.68 0.00 0.00 18-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 2,497.94 0.00 1,202,429.68 0.00 0.00 18-Sep-2014 4.15350% RATE CHANGE 0.00 138.73 0.00 2,636.67 0.00 1,202,429.68 0.00 0.00 19-Sep-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 2,636.67 0.00 1,202,429.68 0.00 0.00 19-Sep-2014 4.15300% RATE CHANGE 0.00 416.14 0.00 3,052.81 0.00 1,202,429.68 0.00 0.00 22-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 3,052.81 0.00 1,202,429.68 0.00 0.00 22-Sep-2014 4.15350% RATE CHANGE 0.00 138.73 0.00 3,191.54 0.00 1,202,429.68 0.00 0.00 23-Sep-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 3,191.54 0.00 1,202,429.68 0.00 0.00 23-Sep-2014 4.15400% RATE CHANGE 0.00 138.75 0.00 3,330.29 0.00 1,202,429.68 0.00 0.00 24-Sep-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 3,330.29 0.00 1,202,429.68 0.00 0.00 24-Sep-2014 4.15450% RATE CHANGE 0.00 277.53 0.00 3,607.81 0.00 1,202,429.68 0.00 0.00 26-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 3,607.81 0.00 1,202,429.68 0.00 0.00 26-Sep-2014 4.15350% RATE CHANGE 0.00 416.19 0.00 4,024.00 0.00 1,202,429.68 0.00 0.00 29-Sep-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 4,024.00 0.00 1,202,429.68 0.00 0.00 29-Sep-2014 4.15150% RATE CHANGE 0.00 138.66 0.00 4,162.67 0.00 1,202,429.68 0.00 0.00 30-Sep-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 4,162.67 0.00 1,202,429.68 0.00 0.00 30-Sep-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 4,162.67 0.00 1,202,429.68 0.00 0.00 30-Sep-2014 4.15400% INT PAYMNT (4,162.65) 0.00 (4,162.65) 0.02 0.00 1,202,429.68 0.00 0.00 30-Sep-2014 4.15400% PRIN PAYMNT (2,500.00) 138.46 0.00 138.48 (2,500.00) 1,199,929.68 0.00 0.00 01-Oct-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 138.48 0.00 1,199,929.68 0.00 0.00 01-Oct-2014 4.15250% RATE CHANGE 0.00 138.41 0.00 276.88 0.00 1,199,929.68 0.00 0.00 02-Oct-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 276.88 0.00 1,199,929.68 0.00 0.00 02-Oct-2014 4.15650% RATE CHANGE 0.00 138.54 0.00 415.43 0.00 1,199,929.68 0.00 0.00 03-Oct-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 415.43 0.00 1,199,929.68 0.00 0.00 03-Oct-2014 4.15200% RATE CHANGE 0.00 553.57 0.00 968.99 0.00 1,199,929.68 0.00 0.00 07-Oct-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 968.99 0.00 1,199,929.68 0.00 0.00 07-Oct-2014 4.15300% RATE CHANGE 0.00 276.85 0.00 1,245.84 0.00 1,199,929.68 0.00 0.00 09-Oct-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 1,245.84 0.00 1,199,929.68 0.00 0.00 09-Oct-2014 4.15250% RATE CHANGE 0.00 138.41 0.00 1,384.25 0.00 1,199,929.68 0.00 0.00 10-Oct-2014 4.15180% RATE CHANGE 0.00 0.00 0.00 1,384.25 0.00 1,199,929.68 0.00 0.00 Page 28 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 29 of 103 PageID: 3994 4 01 25 7 51 28 7 0 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 10-Oct-2014 4.15180% RATE CHANGE 0.00 415.16 0.00 1,799.41 0.00 1,199,929.68 0.00 0.00 13-Oct-2014 4.15270% RATE CHANGE 0.00 0.00 0.00 1,799.41 0.00 1,199,929.68 0.00 0.00 13-Oct-2014 4.15270% RATE CHANGE 0.00 138.42 0.00 1,937.82 0.00 1,199,929.68 0.00 0.00 14-Oct-2014 4.15280% RATE CHANGE 0.00 0.00 0.00 1,937.82 0.00 1,199,929.68 0.00 0.00 14-Oct-2014 4.15280% RATE CHANGE 0.00 138.42 0.00 2,076.24 0.00 1,199,929.68 0.00 0.00 15-Oct-2014 4.15330% RATE CHANGE 0.00 138.44 0.00 2,214.68 0.00 1,199,929.68 0.00 0.00 16-Oct-2014 4.15180% RATE CHANGE 0.00 0.00 0.00 2,214.68 0.00 1,199,929.68 0.00 0.00 16-Oct-2014 4.15180% RATE CHANGE 0.00 138.39 0.00 2,353.06 0.00 1,199,929.68 0.00 0.00 17-Oct-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 2,353.06 0.00 1,199,929.68 0.00 0.00 17-Oct-2014 4.15350% RATE CHANGE 0.00 415.33 0.00 2,768.39 0.00 1,199,929.68 0.00 0.00 20-Oct-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 2,768.39 0.00 1,199,929.68 0.00 0.00 20-Oct-2014 4.15700% RATE CHANGE 0.00 138.56 0.00 2,906.95 0.00 1,199,929.68 0.00 0.00 21-Oct-2014 4.15720% RATE CHANGE 0.00 0.00 0.00 2,906.95 0.00 1,199,929.68 0.00 0.00 21-Oct-2014 4.15720% RATE CHANGE 0.00 138.57 0.00 3,045.51 0.00 1,199,929.68 0.00 0.00 22-Oct-2014 4.15570% RATE CHANGE 0.00 0.00 0.00 3,045.51 0.00 1,199,929.68 0.00 0.00 22-Oct-2014 4.15570% RATE CHANGE 0.00 138.52 0.00 3,184.03 0.00 1,199,929.68 0.00 0.00 23-Oct-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 3,184.03 0.00 1,199,929.68 0.00 0.00 23-Oct-2014 4.15300% RATE CHANGE 0.00 553.70 0.00 3,737.73 0.00 1,199,929.68 0.00 0.00 27-Oct-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 3,737.73 0.00 1,199,929.68 0.00 0.00 27-Oct-2014 4.15200% RATE CHANGE 0.00 276.78 0.00 4,014.51 0.00 1,199,929.68 0.00 0.00 29-Oct-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 4,014.51 0.00 1,199,929.68 0.00 0.00 29-Oct-2014 4.15250% RATE CHANGE 0.00 138.41 0.00 4,152.92 0.00 1,199,929.68 0.00 0.00 30-Oct-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 4,152.92 0.00 1,199,929.68 0.00 0.00 30-Oct-2014 4.15350% RATE CHANGE 0.00 138.44 0.00 4,291.36 0.00 1,199,929.68 0.00 0.00 31-Oct-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 4,291.36 0.00 1,199,929.68 0.00 0.00 31-Oct-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 4,291.36 0.00 1,199,929.68 0.00 0.00 31-Oct-2014 4.15400% INT PAYMNT (4,292.60) 0.00 (4,292.60) (1.24) 0.00 1,199,929.68 0.00 0.00 31-Oct-2014 4.15400% PRIN PAYMNT (2,500.00) 414.51 0.00 413.27 (2,500.00) 1,197,429.68 0.00 0.00 03-Nov-2014 4.15670% RATE CHANGE 0.00 0.00 0.00 413.27 0.00 1,197,429.68 0.00 0.00 03-Nov-2014 4.15670% RATE CHANGE 0.00 138.26 0.00 551.53 0.00 1,197,429.68 0.00 0.00 04-Nov-2014 4.15590% RATE CHANGE 0.00 0.00 0.00 551.53 0.00 1,197,429.68 0.00 0.00 04-Nov-2014 4.15590% RATE CHANGE 0.00 138.23 0.00 689.77 0.00 1,197,429.68 0.00 0.00 05-Nov-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 689.77 0.00 1,197,429.68 0.00 0.00 05-Nov-2014 4.15550% RATE CHANGE 0.00 829.32 0.00 1,519.09 0.00 1,197,429.68 0.00 0.00 11-Nov-2014 4.15730% RATE CHANGE 0.00 0.00 0.00 1,519.09 0.00 1,197,429.68 0.00 0.00 11-Nov-2014 4.15730% RATE CHANGE 0.00 138.28 0.00 1,657.37 0.00 1,197,429.68 0.00 0.00 12-Nov-2014 4.15430% RATE CHANGE 0.00 0.00 0.00 1,657.37 0.00 1,197,429.68 0.00 0.00 12-Nov-2014 4.15430% RATE CHANGE 0.00 138.18 0.00 1,795.55 0.00 1,197,429.68 0.00 0.00 13-Nov-2014 4.15330% RATE CHANGE 0.00 138.15 0.00 1,933.69 0.00 1,197,429.68 0.00 0.00 14-Nov-2014 4.15280% RATE CHANGE 0.00 0.00 0.00 1,933.69 0.00 1,197,429.68 0.00 0.00 14-Nov-2014 4.15280% RATE CHANGE 0.00 414.39 0.00 2,348.08 0.00 1,197,429.68 0.00 0.00 17-Nov-2014 4.15470% RATE CHANGE 0.00 0.00 0.00 2,348.08 0.00 1,197,429.68 0.00 0.00 17-Nov-2014 4.15470% RATE CHANGE 0.00 138.19 0.00 2,486.28 0.00 1,197,429.68 0.00 0.00 18-Nov-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 2,486.28 0.00 1,197,429.68 0.00 0.00 Page 29 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 30 of 103 PageID: 4004 4 01 25 7 52 28 791 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 18-Nov-2014 4.15300% RATE CHANGE 0.00 138.14 0.00 2,624.41 0.00 1,197,429.68 0.00 0.00 19-Nov-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 2,624.41 0.00 1,197,429.68 0.00 0.00 19-Nov-2014 4.15400% RATE CHANGE 0.00 138.17 0.00 2,762.58 0.00 1,197,429.68 0.00 0.00 20-Nov-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 2,762.58 0.00 1,197,429.68 0.00 0.00 20-Nov-2014 4.15500% RATE CHANGE 0.00 691.02 0.00 3,453.60 0.00 1,197,429.68 0.00 0.00 25-Nov-2014 4.15525% RATE CHANGE 0.00 0.00 0.00 3,453.60 0.00 1,197,429.68 0.00 0.00 25-Nov-2014 4.15525% RATE CHANGE 0.00 138.21 0.00 3,591.81 0.00 1,197,429.68 0.00 0.00 26-Nov-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 3,591.81 0.00 1,197,429.68 0.00 0.00 26-Nov-2014 4.15350% RATE CHANGE 0.00 138.15 0.00 3,729.97 0.00 1,197,429.68 0.00 0.00 27-Nov-2014 4.15625% RATE CHANGE 0.00 0.00 0.00 3,729.97 0.00 1,197,429.68 0.00 0.00 27-Nov-2014 4.15625% RATE CHANGE 0.00 138.24 0.00 3,868.21 0.00 1,197,429.68 0.00 0.00 28-Nov-2014 4.15575% RATE CHANGE 0.00 0.00 0.00 3,868.21 0.00 1,197,429.68 0.00 0.00 28-Nov-2014 4.15575% RATE CHANGE 0.00 414.68 0.00 4,282.90 0.00 1,197,429.68 0.00 0.00 01-Dec-2014 4.15500% RATE CHANGE 0.00 138.20 0.00 4,421.10 0.00 1,197,429.68 0.00 0.00 02-Dec-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 4,421.10 0.00 1,197,429.68 0.00 0.00 02-Dec-2014 4.15400% RATE CHANGE 0.00 138.17 0.00 4,559.27 0.00 1,197,429.68 0.00 0.00 03-Dec-2014 4.15775% RATE CHANGE 0.00 0.00 0.00 4,559.27 0.00 1,197,429.68 0.00 0.00 03-Dec-2014 4.15775% RATE CHANGE 0.00 138.29 0.00 4,697.56 0.00 1,197,429.68 0.00 0.00 04-Dec-2014 4.15825% RATE CHANGE 0.00 0.00 0.00 4,697.56 0.00 1,197,429.68 0.00 0.00 04-Dec-2014 4.15825% RATE CHANGE 0.00 138.31 0.00 4,835.87 0.00 1,197,429.68 0.00 0.00 05-Dec-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 4,835.87 0.00 1,197,429.68 0.00 0.00 05-Dec-2014 4.15700% RATE CHANGE 0.00 414.81 0.00 5,250.68 0.00 1,197,429.68 0.00 0.00 08-Dec-2014 4.15720% RATE CHANGE 0.00 0.00 0.00 5,250.68 0.00 1,197,429.68 0.00 0.00 08-Dec-2014 4.15720% RATE CHANGE 0.00 138.28 0.00 5,388.96 0.00 1,197,429.68 0.00 0.00 09-Dec-2014 4.15800% RATE CHANGE 0.00 0.00 0.00 5,388.96 0.00 1,197,429.68 0.00 0.00 09-Dec-2014 4.15800% RATE CHANGE 0.00 0.00 0.00 5,388.96 0.00 1,197,429.68 0.00 0.00 09-Dec-2014 4.15800% INT PAYMNT (4,144.62) 0.00 (4,144.62) 1,244.34 0.00 1,197,429.68 0.00 0.00 09-Dec-2014 4.15800% PRIN PAYMNT (2,500.00) 138.01 0.00 1,382.36 (2,500.00) 1,194,929.68 0.00 0.00 10-Dec-2014 4.16170% RATE CHANGE 0.00 0.00 0.00 1,382.36 0.00 1,194,929.68 0.00 0.00 10-Dec-2014 4.16170% RATE CHANGE 0.00 138.14 0.00 1,520.49 0.00 1,194,929.68 0.00 0.00 11-Dec-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 1,520.49 0.00 1,194,929.68 0.00 0.00 11-Dec-2014 4.15850% RATE CHANGE 0.00 138.03 0.00 1,658.52 0.00 1,194,929.68 0.00 0.00 12-Dec-2014 4.16080% RATE CHANGE 0.00 0.00 0.00 1,658.52 0.00 1,194,929.68 0.00 0.00 12-Dec-2014 4.16080% RATE CHANGE 0.00 552.43 0.00 2,210.95 0.00 1,194,929.68 0.00 0.00 16-Dec-2014 4.16100% RATE CHANGE 0.00 0.00 0.00 2,210.95 0.00 1,194,929.68 0.00 0.00 16-Dec-2014 4.16100% RATE CHANGE 0.00 138.11 0.00 2,349.07 0.00 1,194,929.68 0.00 0.00 17-Dec-2014 4.16200% RATE CHANGE 0.00 0.00 0.00 2,349.07 0.00 1,194,929.68 0.00 0.00 17-Dec-2014 4.16200% RATE CHANGE 0.00 0.00 0.00 2,349.07 0.00 1,194,929.68 0.00 0.00 17-Dec-2014 4.16200% RATE CHANGE 0.00 138.15 0.00 2,487.21 0.00 1,194,929.68 0.00 0.00 18-Dec-2014 4.16200% RATE CHANGE 0.00 138.15 0.00 2,625.36 0.00 1,194,929.68 0.00 0.00 19-Dec-2014 4.16410% RATE CHANGE 0.00 0.00 0.00 2,625.36 0.00 1,194,929.68 0.00 0.00 19-Dec-2014 4.16410% RATE CHANGE 0.00 414.65 0.00 3,040.01 0.00 1,194,929.68 0.00 0.00 22-Dec-2014 4.16545% RATE CHANGE 0.00 0.00 0.00 3,040.01 0.00 1,194,929.68 0.00 0.00 22-Dec-2014 4.16545% RATE CHANGE 0.00 138.26 0.00 3,178.27 0.00 1,194,929.68 0.00 0.00 Page 30 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 31 of 103 PageID: 4014 4 01 25 7 53 28 792 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 23-Dec-2014 4.16425% RATE CHANGE 0.00 0.00 0.00 3,178.27 0.00 1,194,929.68 0.00 0.00 23-Dec-2014 4.16425% RATE CHANGE 0.00 138.22 0.00 3,316.50 0.00 1,194,929.68 0.00 0.00 24-Dec-2014 4.16700% RATE CHANGE 0.00 0.00 0.00 3,316.50 0.00 1,194,929.68 0.00 0.00 24-Dec-2014 4.16700% RATE CHANGE 0.00 691.57 0.00 4,008.06 0.00 1,194,929.68 0.00 0.00 29-Dec-2014 4.16950% RATE CHANGE 0.00 0.00 0.00 4,008.06 0.00 1,194,929.68 0.00 0.00 29-Dec-2014 4.16950% RATE CHANGE 0.00 138.40 0.00 4,146.46 0.00 1,194,929.68 0.00 0.00 30-Dec-2014 4.16875% RATE CHANGE 0.00 0.00 0.00 4,146.46 0.00 1,194,929.68 0.00 0.00 30-Dec-2014 4.16875% RATE CHANGE 0.00 138.37 0.00 4,284.83 0.00 1,194,929.68 0.00 0.00 31-Dec-2014 4.16925% RATE CHANGE 0.00 0.00 0.00 4,284.83 0.00 1,194,929.68 0.00 0.00 31-Dec-2014 4.16925% RATE CHANGE 0.00 276.78 0.00 4,561.60 0.00 1,194,929.68 0.00 0.00 02-Jan-2015 4.16950% RATE CHANGE 0.00 0.00 0.00 4,561.60 0.00 1,194,929.68 0.00 0.00 02-Jan-2015 4.16950% RATE CHANGE 0.00 415.19 0.00 4,976.79 0.00 1,194,929.68 0.00 0.00 05-Jan-2015 4.17125% RATE CHANGE 0.00 0.00 0.00 4,976.79 0.00 1,194,929.68 0.00 0.00 05-Jan-2015 4.17125% RATE CHANGE 0.00 138.45 0.00 5,115.25 0.00 1,194,929.68 0.00 0.00 06-Jan-2015 4.16750% RATE CHANGE 0.00 0.00 0.00 5,115.25 0.00 1,194,929.68 0.00 0.00 06-Jan-2015 4.16750% RATE CHANGE 0.00 138.33 0.00 5,253.58 0.00 1,194,929.68 0.00 0.00 07-Jan-2015 4.16800% RATE CHANGE 0.00 0.00 0.00 5,253.58 0.00 1,194,929.68 0.00 0.00 07-Jan-2015 4.16800% RATE CHANGE 0.00 138.35 0.00 5,391.92 0.00 1,194,929.68 0.00 0.00 08-Jan-2015 4.16775% RATE CHANGE 0.00 0.00 0.00 5,391.92 0.00 1,194,929.68 0.00 0.00 08-Jan-2015 4.16775% RATE CHANGE 0.00 138.34 0.00 5,530.26 0.00 1,194,929.68 0.00 0.00 09-Jan-2015 4.16650% RATE CHANGE 0.00 0.00 0.00 5,530.26 0.00 1,194,929.68 0.00 0.00 09-Jan-2015 4.16650% RATE CHANGE 0.00 414.89 0.00 5,945.15 0.00 1,194,929.68 0.00 0.00 12-Jan-2015 4.16625% RATE CHANGE 0.00 0.00 0.00 5,945.15 0.00 1,194,929.68 0.00 0.00 12-Jan-2015 4.16625% RATE CHANGE 0.00 0.00 0.00 5,945.15 0.00 1,194,929.68 0.00 0.00 12-Jan-2015 4.16625% INT PAYMNT (4,284.83) 0.00 (4,284.83) 1,660.32 0.00 1,194,929.68 0.00 0.00 12-Jan-2015 4.16625% PRIN PAYMNT (2,500.00) 138.00 0.00 1,798.32 (2,500.00) 1,192,429.68 0.00 0.00 13-Jan-2015 4.16675% RATE CHANGE 0.00 0.00 0.00 1,798.32 0.00 1,192,429.68 0.00 0.00 13-Jan-2015 4.16675% RATE CHANGE 0.00 138.02 0.00 1,936.33 0.00 1,192,429.68 0.00 0.00 14-Jan-2015 4.16650% RATE CHANGE 0.00 0.00 0.00 1,936.33 0.00 1,192,429.68 0.00 0.00 14-Jan-2015 4.16650% RATE CHANGE 0.00 276.01 0.00 2,212.35 0.00 1,192,429.68 0.00 0.00 16-Jan-2015 4.16825% RATE CHANGE 0.00 0.00 0.00 2,212.35 0.00 1,192,429.68 0.00 0.00 16-Jan-2015 4.16825% RATE CHANGE 0.00 414.20 0.00 2,626.54 0.00 1,192,429.68 0.00 0.00 19-Jan-2015 4.16800% RATE CHANGE 0.00 0.00 0.00 2,626.54 0.00 1,192,429.68 0.00 0.00 19-Jan-2015 4.16800% RATE CHANGE 0.00 276.11 0.00 2,902.66 0.00 1,192,429.68 0.00 0.00 21-Jan-2015 4.16875% RATE CHANGE 0.00 138.08 0.00 3,040.74 0.00 1,192,429.68 0.00 0.00 22-Jan-2015 4.16850% RATE CHANGE 0.00 0.00 0.00 3,040.74 0.00 1,192,429.68 0.00 0.00 22-Jan-2015 4.16850% RATE CHANGE 0.00 138.07 0.00 3,178.81 0.00 1,192,429.68 0.00 0.00 23-Jan-2015 4.16675% RATE CHANGE 0.00 0.00 0.00 3,178.81 0.00 1,192,429.68 0.00 0.00 23-Jan-2015 4.16675% RATE CHANGE 0.00 414.05 0.00 3,592.86 0.00 1,192,429.68 0.00 0.00 26-Jan-2015 4.16825% RATE CHANGE 0.00 0.00 0.00 3,592.86 0.00 1,192,429.68 0.00 0.00 26-Jan-2015 4.16825% RATE CHANGE 0.00 138.07 0.00 3,730.92 0.00 1,192,429.68 0.00 0.00 27-Jan-2015 4.16775% RATE CHANGE 0.00 0.00 0.00 3,730.92 0.00 1,192,429.68 0.00 0.00 27-Jan-2015 4.16775% RATE CHANGE 0.00 138.05 0.00 3,868.97 0.00 1,192,429.68 0.00 0.00 28-Jan-2015 4.16900% RATE CHANGE 0.00 0.00 0.00 3,868.97 0.00 1,192,429.68 0.00 0.00 Page 31 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 32 of 103 PageID: 4024 4 01 25 7 54 28 793 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 28-Jan-2015 4.16900% RATE CHANGE 0.00 138.09 0.00 4,007.06 0.00 1,192,429.68 0.00 0.00 29-Jan-2015 4.16800% RATE CHANGE 0.00 0.00 0.00 4,007.06 0.00 1,192,429.68 0.00 0.00 29-Jan-2015 4.16800% RATE CHANGE 0.00 138.06 0.00 4,145.12 0.00 1,192,429.68 0.00 0.00 30-Jan-2015 4.17050% RATE CHANGE 0.00 0.00 0.00 4,145.12 0.00 1,192,429.68 0.00 0.00 30-Jan-2015 4.17050% RATE CHANGE 0.00 138.14 0.00 4,283.26 0.00 1,192,429.68 0.00 0.00 31-Jan-2015 4.17050% INT PAYMNT (4,283.23) 0.00 (4,283.23) 0.03 0.00 1,192,429.68 0.00 0.00 31-Jan-2015 4.17050% PRIN PAYMNT (2,500.00) 275.70 0.00 275.73 (2,500.00) 1,189,929.68 0.00 0.00 02-Feb-2015 4.17090% RATE CHANGE 0.00 0.00 0.00 275.73 0.00 1,189,929.68 0.00 0.00 02-Feb-2015 4.17090% RATE CHANGE 0.00 137.86 0.00 413.59 0.00 1,189,929.68 0.00 0.00 03-Feb-2015 4.17125% RATE CHANGE 0.00 0.00 0.00 413.59 0.00 1,189,929.68 0.00 0.00 03-Feb-2015 4.17125% RATE CHANGE 0.00 137.87 0.00 551.47 0.00 1,189,929.68 0.00 0.00 04-Feb-2015 4.16950% RATE CHANGE 0.00 0.00 0.00 551.47 0.00 1,189,929.68 0.00 0.00 04-Feb-2015 4.16950% RATE CHANGE 0.00 137.82 0.00 689.28 0.00 1,189,929.68 0.00 0.00 05-Feb-2015 4.17100% RATE CHANGE 0.00 0.00 0.00 689.28 0.00 1,189,929.68 0.00 0.00 05-Feb-2015 4.17100% RATE CHANGE 0.00 137.87 0.00 827.15 0.00 1,189,929.68 0.00 0.00 06-Feb-2015 4.17350% RATE CHANGE 0.00 0.00 0.00 827.15 0.00 1,189,929.68 0.00 0.00 06-Feb-2015 4.17350% RATE CHANGE 0.00 413.85 0.00 1,241.00 0.00 1,189,929.68 0.00 0.00 09-Feb-2015 4.17100% RATE CHANGE 0.00 0.00 0.00 1,241.00 0.00 1,189,929.68 0.00 0.00 09-Feb-2015 4.17100% RATE CHANGE 0.00 137.87 0.00 1,378.87 0.00 1,189,929.68 0.00 0.00 10-Feb-2015 4.17150% RATE CHANGE 0.00 0.00 0.00 1,378.87 0.00 1,189,929.68 0.00 0.00 10-Feb-2015 4.17150% RATE CHANGE 0.00 137.88 0.00 1,516.75 0.00 1,189,929.68 0.00 0.00 11-Feb-2015 4.17220% RATE CHANGE 0.00 0.00 0.00 1,516.75 0.00 1,189,929.68 0.00 0.00 11-Feb-2015 4.17220% RATE CHANGE 0.00 137.91 0.00 1,654.65 0.00 1,189,929.68 0.00 0.00 12-Feb-2015 4.17170% RATE CHANGE 0.00 0.00 0.00 1,654.65 0.00 1,189,929.68 0.00 0.00 12-Feb-2015 4.17170% RATE CHANGE 0.00 551.56 0.00 2,206.21 0.00 1,189,929.68 0.00 0.00 16-Feb-2015 4.17200% RATE CHANGE 0.00 0.00 0.00 2,206.21 0.00 1,189,929.68 0.00 0.00 16-Feb-2015 4.17200% RATE CHANGE 0.00 137.90 0.00 2,344.11 0.00 1,189,929.68 0.00 0.00 17-Feb-2015 4.17300% RATE CHANGE 0.00 0.00 0.00 2,344.11 0.00 1,189,929.68 0.00 0.00 17-Feb-2015 4.17300% RATE CHANGE 0.00 275.87 0.00 2,619.98 0.00 1,189,929.68 0.00 0.00 19-Feb-2015 4.17350% RATE CHANGE 0.00 0.00 0.00 2,619.98 0.00 1,189,929.68 0.00 0.00 19-Feb-2015 4.17350% RATE CHANGE 0.00 689.75 0.00 3,309.72 0.00 1,189,929.68 0.00 0.00 24-Feb-2015 4.17150% RATE CHANGE 0.00 0.00 0.00 3,309.72 0.00 1,189,929.68 0.00 0.00 24-Feb-2015 4.17150% RATE CHANGE 0.00 137.88 0.00 3,447.61 0.00 1,189,929.68 0.00 0.00 25-Feb-2015 4.17100% RATE CHANGE 0.00 0.00 0.00 3,447.61 0.00 1,189,929.68 0.00 0.00 25-Feb-2015 4.17100% RATE CHANGE 0.00 137.87 0.00 3,585.47 0.00 1,189,929.68 0.00 0.00 26-Feb-2015 4.17150% RATE CHANGE 0.00 0.00 0.00 3,585.47 0.00 1,189,929.68 0.00 0.00 26-Feb-2015 4.17150% RATE CHANGE 0.00 137.88 0.00 3,723.36 0.00 1,189,929.68 0.00 0.00 27-Feb-2015 4.17200% RATE CHANGE 0.00 0.00 0.00 3,723.36 0.00 1,189,929.68 0.00 0.00 27-Feb-2015 4.17200% RATE CHANGE 0.00 137.90 0.00 3,861.26 0.00 1,189,929.68 0.00 0.00 28-Feb-2015 4.17200% INT PAYMNT (3,861.37) 0.00 (3,861.37) (0.11) 0.00 1,189,929.68 0.00 0.00 28-Feb-2015 4.17200% PRIN PAYMNT (2,500.00) 275.22 0.00 275.11 (2,500.00) 1,187,429.68 0.00 0.00 02-Mar-2015 4.17190% RATE CHANGE 0.00 0.00 0.00 275.11 0.00 1,187,429.68 0.00 0.00 02-Mar-2015 4.17190% RATE CHANGE 0.00 137.61 0.00 412.71 0.00 1,187,429.68 0.00 0.00 03-Mar-2015 4.17300% RATE CHANGE 0.00 0.00 0.00 412.71 0.00 1,187,429.68 0.00 0.00 Page 32 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 33 of 103 PageID: 4034 4 01 25 7 55 28 794 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 03-Mar-2015 4.17300% RATE CHANGE 0.00 137.64 0.00 550.36 0.00 1,187,429.68 0.00 0.00 04-Mar-2015 4.17270% RATE CHANGE 0.00 0.00 0.00 550.36 0.00 1,187,429.68 0.00 0.00 04-Mar-2015 4.17270% RATE CHANGE 0.00 137.63 0.00 687.99 0.00 1,187,429.68 0.00 0.00 05-Mar-2015 4.17300% RATE CHANGE 0.00 0.00 0.00 687.99 0.00 1,187,429.68 0.00 0.00 05-Mar-2015 4.17300% RATE CHANGE 0.00 137.64 0.00 825.63 0.00 1,187,429.68 0.00 0.00 06-Mar-2015 4.17500% RATE CHANGE 0.00 0.00 0.00 825.63 0.00 1,187,429.68 0.00 0.00 06-Mar-2015 4.17500% RATE CHANGE 0.00 688.54 0.00 1,514.18 0.00 1,187,429.68 0.00 0.00 11-Mar-2015 4.17650% RATE CHANGE 0.00 0.00 0.00 1,514.18 0.00 1,187,429.68 0.00 0.00 11-Mar-2015 4.17650% RATE CHANGE 0.00 137.76 0.00 1,651.93 0.00 1,187,429.68 0.00 0.00 12-Mar-2015 4.17790% RATE CHANGE 0.00 0.00 0.00 1,651.93 0.00 1,187,429.68 0.00 0.00 12-Mar-2015 4.17790% RATE CHANGE 0.00 137.80 0.00 1,789.74 0.00 1,187,429.68 0.00 0.00 13-Mar-2015 4.17600% RATE CHANGE 0.00 0.00 0.00 1,789.74 0.00 1,187,429.68 0.00 0.00 13-Mar-2015 4.17600% RATE CHANGE 0.00 413.23 0.00 2,202.96 0.00 1,187,429.68 0.00 0.00 16-Mar-2015 4.17450% RATE CHANGE 0.00 0.00 0.00 2,202.96 0.00 1,187,429.68 0.00 0.00 16-Mar-2015 4.17450% RATE CHANGE 0.00 137.69 0.00 2,340.66 0.00 1,187,429.68 0.00 0.00 17-Mar-2015 4.17650% RATE CHANGE 0.00 0.00 0.00 2,340.66 0.00 1,187,429.68 0.00 0.00 17-Mar-2015 4.17650% RATE CHANGE 0.00 137.76 0.00 2,478.42 0.00 1,187,429.68 0.00 0.00 18-Mar-2015 4.17700% RATE CHANGE 0.00 0.00 0.00 2,478.42 0.00 1,187,429.68 0.00 0.00 18-Mar-2015 4.17700% RATE CHANGE 0.00 137.77 0.00 2,616.19 0.00 1,187,429.68 0.00 0.00 19-Mar-2015 4.17750% RATE CHANGE 0.00 0.00 0.00 2,616.19 0.00 1,187,429.68 0.00 0.00 19-Mar-2015 4.17750% RATE CHANGE 0.00 137.79 0.00 2,753.98 0.00 1,187,429.68 0.00 0.00 20-Mar-2015 4.17600% RATE CHANGE 0.00 0.00 0.00 2,753.98 0.00 1,187,429.68 0.00 0.00 20-Mar-2015 4.17600% RATE CHANGE 0.00 413.23 0.00 3,167.21 0.00 1,187,429.68 0.00 0.00 23-Mar-2015 4.17325% RATE CHANGE 0.00 0.00 0.00 3,167.21 0.00 1,187,429.68 0.00 0.00 23-Mar-2015 4.17325% RATE CHANGE 0.00 137.65 0.00 3,304.86 0.00 1,187,429.68 0.00 0.00 24-Mar-2015 4.17400% RATE CHANGE 0.00 0.00 0.00 3,304.86 0.00 1,187,429.68 0.00 0.00 24-Mar-2015 4.17400% RATE CHANGE 0.00 137.68 0.00 3,442.53 0.00 1,187,429.68 0.00 0.00 25-Mar-2015 4.17375% RATE CHANGE 0.00 0.00 0.00 3,442.53 0.00 1,187,429.68 0.00 0.00 25-Mar-2015 4.17375% RATE CHANGE 0.00 137.67 0.00 3,580.20 0.00 1,187,429.68 0.00 0.00 26-Mar-2015 4.17275% RATE CHANGE 0.00 0.00 0.00 3,580.20 0.00 1,187,429.68 0.00 0.00 26-Mar-2015 4.17275% RATE CHANGE 0.00 137.63 0.00 3,717.84 0.00 1,187,429.68 0.00 0.00 27-Mar-2015 4.17560% RATE CHANGE 0.00 0.00 0.00 3,717.84 0.00 1,187,429.68 0.00 0.00 27-Mar-2015 4.17560% RATE CHANGE 0.00 413.19 0.00 4,131.02 0.00 1,187,429.68 0.00 0.00 30-Mar-2015 4.17775% RATE CHANGE 0.00 0.00 0.00 4,131.02 0.00 1,187,429.68 0.00 0.00 30-Mar-2015 4.17775% RATE CHANGE 0.00 137.80 0.00 4,268.82 0.00 1,187,429.68 0.00 0.00 31-Mar-2015 4.17800% RATE CHANGE 0.00 0.00 0.00 4,268.82 0.00 1,187,429.68 0.00 0.00 31-Mar-2015 4.17800% RATE CHANGE 0.00 0.00 0.00 4,268.82 0.00 1,187,429.68 0.00 0.00 31-Mar-2015 4.17800% INT PAYMNT (4,268.42) 0.00 (4,268.42) 0.40 0.00 1,187,429.68 0.00 0.00 31-Mar-2015 4.17800% PRIN PAYMNT (2,500.00) 137.52 0.00 137.92 (2,500.00) 1,184,929.68 0.00 0.00 01-Apr-2015 4.17925% RATE CHANGE 0.00 0.00 0.00 137.92 0.00 1,184,929.68 0.00 0.00 01-Apr-2015 4.17925% RATE CHANGE 0.00 137.56 0.00 275.48 0.00 1,184,929.68 0.00 0.00 02-Apr-2015 4.17625% RATE CHANGE 0.00 0.00 0.00 275.48 0.00 1,184,929.68 0.00 0.00 02-Apr-2015 4.17625% RATE CHANGE 0.00 687.30 0.00 962.78 0.00 1,184,929.68 0.00 0.00 07-Apr-2015 4.17755% RATE CHANGE 0.00 0.00 0.00 962.78 0.00 1,184,929.68 0.00 0.00 Page 33 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 34 of 103 PageID: 4044 4 01 25 7 56 28 795 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 07-Apr-2015 4.17755% RATE CHANGE 0.00 137.50 0.00 1,100.28 0.00 1,184,929.68 0.00 0.00 08-Apr-2015 4.17975% RATE CHANGE 0.00 0.00 0.00 1,100.28 0.00 1,184,929.68 0.00 0.00 08-Apr-2015 4.17975% RATE CHANGE 0.00 137.58 0.00 1,237.86 0.00 1,184,929.68 0.00 0.00 09-Apr-2015 4.18015% RATE CHANGE 0.00 0.00 0.00 1,237.86 0.00 1,184,929.68 0.00 0.00 09-Apr-2015 4.18015% RATE CHANGE 0.00 137.59 0.00 1,375.45 0.00 1,184,929.68 0.00 0.00 10-Apr-2015 4.18095% RATE CHANGE 0.00 0.00 0.00 1,375.45 0.00 1,184,929.68 0.00 0.00 10-Apr-2015 4.18095% RATE CHANGE 0.00 412.84 0.00 1,788.29 0.00 1,184,929.68 0.00 0.00 13-Apr-2015 4.18000% RATE CHANGE 0.00 0.00 0.00 1,788.29 0.00 1,184,929.68 0.00 0.00 13-Apr-2015 4.18000% RATE CHANGE 0.00 137.58 0.00 1,925.87 0.00 1,184,929.68 0.00 0.00 14-Apr-2015 4.17850% RATE CHANGE 0.00 0.00 0.00 1,925.87 0.00 1,184,929.68 0.00 0.00 14-Apr-2015 4.17850% RATE CHANGE 0.00 137.53 0.00 2,063.41 0.00 1,184,929.68 0.00 0.00 15-Apr-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 2,063.41 0.00 1,184,929.68 0.00 0.00 15-Apr-2015 4.18150% RATE CHANGE 0.00 137.63 0.00 2,201.04 0.00 1,184,929.68 0.00 0.00 16-Apr-2015 4.18250% RATE CHANGE 0.00 0.00 0.00 2,201.04 0.00 1,184,929.68 0.00 0.00 16-Apr-2015 4.18250% RATE CHANGE 0.00 137.67 0.00 2,338.71 0.00 1,184,929.68 0.00 0.00 17-Apr-2015 4.18040% RATE CHANGE 0.00 0.00 0.00 2,338.71 0.00 1,184,929.68 0.00 0.00 17-Apr-2015 4.18040% RATE CHANGE 0.00 412.79 0.00 2,751.50 0.00 1,184,929.68 0.00 0.00 20-Apr-2015 4.18055% RATE CHANGE 0.00 0.00 0.00 2,751.50 0.00 1,184,929.68 0.00 0.00 20-Apr-2015 4.18055% RATE CHANGE 0.00 137.60 0.00 2,889.10 0.00 1,184,929.68 0.00 0.00 21-Apr-2015 4.18025% RATE CHANGE 0.00 0.00 0.00 2,889.10 0.00 1,184,929.68 0.00 0.00 21-Apr-2015 4.18025% RATE CHANGE 0.00 137.59 0.00 3,026.69 0.00 1,184,929.68 0.00 0.00 22-Apr-2015 4.18050% RATE CHANGE 0.00 0.00 0.00 3,026.69 0.00 1,184,929.68 0.00 0.00 22-Apr-2015 4.18050% RATE CHANGE 0.00 137.60 0.00 3,164.29 0.00 1,184,929.68 0.00 0.00 23-Apr-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 3,164.29 0.00 1,184,929.68 0.00 0.00 23-Apr-2015 4.18150% RATE CHANGE 0.00 137.63 0.00 3,301.92 0.00 1,184,929.68 0.00 0.00 24-Apr-2015 4.18175% RATE CHANGE 0.00 0.00 0.00 3,301.92 0.00 1,184,929.68 0.00 0.00 24-Apr-2015 4.18175% RATE CHANGE 0.00 412.92 0.00 3,714.85 0.00 1,184,929.68 0.00 0.00 27-Apr-2015 4.18125% RATE CHANGE 0.00 0.00 0.00 3,714.85 0.00 1,184,929.68 0.00 0.00 27-Apr-2015 4.18125% RATE CHANGE 0.00 137.62 0.00 3,852.47 0.00 1,184,929.68 0.00 0.00 28-Apr-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 3,852.47 0.00 1,184,929.68 0.00 0.00 28-Apr-2015 4.18150% RATE CHANGE 0.00 137.63 0.00 3,990.10 0.00 1,184,929.68 0.00 0.00 29-Apr-2015 4.18125% RATE CHANGE 0.00 0.00 0.00 3,990.10 0.00 1,184,929.68 0.00 0.00 29-Apr-2015 4.18125% RATE CHANGE 0.00 137.62 0.00 4,127.73 0.00 1,184,929.68 0.00 0.00 30-Apr-2015 4.18425% RATE CHANGE 0.00 0.00 0.00 4,127.73 0.00 1,184,929.68 0.00 0.00 30-Apr-2015 4.18425% RATE CHANGE 0.00 137.72 0.00 4,265.45 0.00 1,184,929.68 0.00 0.00 01-May-2015 4.18025% RATE CHANGE 0.00 0.00 0.00 4,265.45 0.00 1,184,929.68 0.00 0.00 01-May-2015 4.18025% RATE CHANGE 0.00 550.37 0.00 4,815.82 0.00 1,184,929.68 0.00 0.00 05-May-2015 4.18100% RATE CHANGE 0.00 0.00 0.00 4,815.82 0.00 1,184,929.68 0.00 0.00 05-May-2015 4.18100% RATE CHANGE 0.00 0.00 0.00 4,815.82 0.00 1,184,929.68 0.00 0.00 05-May-2015 4.18100% INT PAYMNT (4,127.42) 137.62 (4,127.42) 826.01 0.00 1,184,929.68 0.00 0.00 06-May-2015 4.18225% RATE CHANGE 0.00 0.00 0.00 826.01 0.00 1,184,929.68 0.00 0.00 06-May-2015 4.18225% RATE CHANGE 0.00 137.66 0.00 963.67 0.00 1,184,929.68 0.00 0.00 07-May-2015 4.18050% RATE CHANGE 0.00 0.00 0.00 963.67 0.00 1,184,929.68 0.00 0.00 07-May-2015 4.18050% RATE CHANGE 0.00 137.60 0.00 1,101.27 0.00 1,184,929.68 0.00 0.00 Page 34 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 35 of 103 PageID: 4054 4 01 25 7 57 28 796 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 08-May-2015 4.18025% RATE CHANGE 0.00 0.00 0.00 1,101.27 0.00 1,184,929.68 0.00 0.00 08-May-2015 4.18025% RATE CHANGE 0.00 412.78 0.00 1,514.05 0.00 1,184,929.68 0.00 0.00 11-May-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 1,514.05 0.00 1,184,929.68 0.00 0.00 11-May-2015 4.18150% RATE CHANGE 0.00 137.63 0.00 1,651.68 0.00 1,184,929.68 0.00 0.00 12-May-2015 4.18475% RATE CHANGE 0.00 0.00 0.00 1,651.68 0.00 1,184,929.68 0.00 0.00 12-May-2015 4.18475% RATE CHANGE 0.00 137.74 0.00 1,789.42 0.00 1,184,929.68 0.00 0.00 13-May-2015 4.18560% RATE CHANGE 0.00 0.00 0.00 1,789.42 0.00 1,184,929.68 0.00 0.00 13-May-2015 4.18560% RATE CHANGE 0.00 688.84 0.00 2,478.26 0.00 1,184,929.68 0.00 0.00 18-May-2015 4.18335% RATE CHANGE 0.00 0.00 0.00 2,478.26 0.00 1,184,929.68 0.00 0.00 18-May-2015 4.18335% RATE CHANGE 0.00 137.69 0.00 2,615.95 0.00 1,184,929.68 0.00 0.00 19-May-2015 4.18620% RATE CHANGE 0.00 0.00 0.00 2,615.95 0.00 1,184,929.68 0.00 0.00 19-May-2015 4.18620% RATE CHANGE 0.00 137.79 0.00 2,753.74 0.00 1,184,929.68 0.00 0.00 20-May-2015 4.18400% RATE CHANGE 0.00 0.00 0.00 2,753.74 0.00 1,184,929.68 0.00 0.00 20-May-2015 4.18400% RATE CHANGE 0.00 137.72 0.00 2,891.46 0.00 1,184,929.68 0.00 0.00 21-May-2015 4.18675% RATE CHANGE 0.00 0.00 0.00 2,891.46 0.00 1,184,929.68 0.00 0.00 21-May-2015 4.18675% RATE CHANGE 0.00 137.81 0.00 3,029.26 0.00 1,184,929.68 0.00 0.00 22-May-2015 4.18475% RATE CHANGE 0.00 0.00 0.00 3,029.26 0.00 1,184,929.68 0.00 0.00 22-May-2015 4.18475% RATE CHANGE 0.00 688.70 0.00 3,717.96 0.00 1,184,929.68 0.00 0.00 27-May-2015 4.18485% RATE CHANGE 0.00 0.00 0.00 3,717.96 0.00 1,184,929.68 0.00 0.00 27-May-2015 4.18485% RATE CHANGE 0.00 137.74 0.00 3,855.70 0.00 1,184,929.68 0.00 0.00 28-May-2015 4.18630% RATE CHANGE 0.00 0.00 0.00 3,855.70 0.00 1,184,929.68 0.00 0.00 28-May-2015 4.18630% RATE CHANGE 0.00 137.79 0.00 3,993.49 0.00 1,184,929.68 0.00 0.00 29-May-2015 4.18535% RATE CHANGE 0.00 0.00 0.00 3,993.49 0.00 1,184,929.68 0.00 0.00 29-May-2015 4.18535% RATE CHANGE 0.00 413.28 0.00 4,406.77 0.00 1,184,929.68 0.00 0.00 01-Jun-2015 4.18400% RATE CHANGE 0.00 0.00 0.00 4,406.77 0.00 1,184,929.68 0.00 0.00 01-Jun-2015 4.18400% RATE CHANGE 0.00 275.43 0.00 4,682.20 0.00 1,184,929.68 0.00 0.00 03-Jun-2015 4.18300% RATE CHANGE 0.00 0.00 0.00 4,682.20 0.00 1,184,929.68 0.00 0.00 03-Jun-2015 4.18300% RATE CHANGE 0.00 137.68 0.00 4,819.89 0.00 1,184,929.68 0.00 0.00 04-Jun-2015 4.18480% RATE CHANGE 0.00 0.00 0.00 4,819.89 0.00 1,184,929.68 0.00 0.00 04-Jun-2015 4.18480% RATE CHANGE 0.00 137.74 0.00 4,957.63 0.00 1,184,929.68 0.00 0.00 05-Jun-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 4,957.63 0.00 1,184,929.68 0.00 0.00 05-Jun-2015 4.18500% RATE CHANGE 0.00 413.24 0.00 5,370.87 0.00 1,184,929.68 0.00 0.00 08-Jun-2015 4.18405% RATE CHANGE 0.00 0.00 0.00 5,370.87 0.00 1,184,929.68 0.00 0.00 08-Jun-2015 4.18405% RATE CHANGE 0.00 137.72 0.00 5,508.59 0.00 1,184,929.68 0.00 0.00 09-Jun-2015 4.18300% RATE CHANGE 0.00 0.00 0.00 5,508.59 0.00 1,184,929.68 0.00 0.00 09-Jun-2015 4.18300% RATE CHANGE 0.00 137.68 0.00 5,646.27 0.00 1,184,929.68 0.00 0.00 10-Jun-2015 4.18540% RATE CHANGE 0.00 0.00 0.00 5,646.27 0.00 1,184,929.68 0.00 0.00 10-Jun-2015 4.18540% RATE CHANGE 0.00 137.76 0.00 5,784.03 0.00 1,184,929.68 0.00 0.00 11-Jun-2015 4.18750% RATE CHANGE 0.00 0.00 0.00 5,784.03 0.00 1,184,929.68 0.00 0.00 11-Jun-2015 4.18750% RATE CHANGE 0.00 137.83 0.00 5,921.86 0.00 1,184,929.68 0.00 0.00 12-Jun-2015 4.18875% RATE CHANGE 0.00 0.00 0.00 5,921.86 0.00 1,184,929.68 0.00 0.00 12-Jun-2015 4.18875% RATE CHANGE 0.00 413.61 0.00 6,335.48 0.00 1,184,929.68 0.00 0.00 15-Jun-2015 4.18550% RATE CHANGE 0.00 0.00 0.00 6,335.48 0.00 1,184,929.68 0.00 0.00 15-Jun-2015 4.18550% RATE CHANGE 0.00 137.76 0.00 6,473.24 0.00 1,184,929.68 0.00 0.00 Page 35 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 36 of 103 PageID: 4064 4 01 25 7 58 28 797 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 16-Jun-2015 4.18475% RATE CHANGE 0.00 0.00 0.00 6,473.24 0.00 1,184,929.68 0.00 0.00 16-Jun-2015 4.18475% RATE CHANGE 0.00 137.74 0.00 6,610.98 0.00 1,184,929.68 0.00 0.00 17-Jun-2015 4.18525% RATE CHANGE 0.00 0.00 0.00 6,610.98 0.00 1,184,929.68 0.00 0.00 17-Jun-2015 4.18525% RATE CHANGE 0.00 137.76 0.00 6,748.74 0.00 1,184,929.68 0.00 0.00 18-Jun-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 6,748.74 0.00 1,184,929.68 0.00 0.00 18-Jun-2015 4.18500% RATE CHANGE 0.00 137.75 0.00 6,886.48 0.00 1,184,929.68 0.00 0.00 19-Jun-2015 4.18750% RATE CHANGE 0.00 0.00 0.00 6,886.48 0.00 1,184,929.68 0.00 0.00 19-Jun-2015 4.18750% RATE CHANGE 0.00 413.49 0.00 7,299.98 0.00 1,184,929.68 0.00 0.00 22-Jun-2015 4.18675% RATE CHANGE 0.00 0.00 0.00 7,299.98 0.00 1,184,929.68 0.00 0.00 22-Jun-2015 4.18675% RATE CHANGE 0.00 137.81 0.00 7,437.78 0.00 1,184,929.68 0.00 0.00 23-Jun-2015 4.18700% RATE CHANGE 0.00 0.00 0.00 7,437.78 0.00 1,184,929.68 0.00 0.00 23-Jun-2015 4.18700% RATE CHANGE 0.00 137.81 0.00 7,575.60 0.00 1,184,929.68 0.00 0.00 24-Jun-2015 4.18700% INT PAYMNT (4,269.51) 275.63 (4,269.51) 3,581.71 0.00 1,184,929.68 0.00 0.00 26-Jun-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 3,581.71 0.00 1,184,929.68 0.00 0.00 26-Jun-2015 4.18650% RATE CHANGE 0.00 413.39 0.00 3,995.11 0.00 1,184,929.68 0.00 0.00 29-Jun-2015 4.18600% RATE CHANGE 0.00 0.00 0.00 3,995.11 0.00 1,184,929.68 0.00 0.00 29-Jun-2015 4.18600% RATE CHANGE 0.00 137.78 0.00 4,132.89 0.00 1,184,929.68 0.00 0.00 30-Jun-2015 4.18660% RATE CHANGE 0.00 0.00 0.00 4,132.89 0.00 1,184,929.68 0.00 0.00 30-Jun-2015 4.18660% RATE CHANGE 0.00 275.60 0.00 4,408.49 0.00 1,184,929.68 0.00 0.00 02-Jul-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 4,408.49 0.00 1,184,929.68 0.00 0.00 02-Jul-2015 4.18650% RATE CHANGE 0.00 137.80 0.00 4,546.29 0.00 1,184,929.68 0.00 0.00 03-Jul-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 4,546.29 0.00 1,184,929.68 0.00 0.00 03-Jul-2015 4.18500% RATE CHANGE 0.00 413.24 0.00 4,959.53 0.00 1,184,929.68 0.00 0.00 06-Jul-2015 4.18815% RATE CHANGE 0.00 0.00 0.00 4,959.53 0.00 1,184,929.68 0.00 0.00 06-Jul-2015 4.18815% RATE CHANGE 0.00 137.85 0.00 5,097.38 0.00 1,184,929.68 0.00 0.00 07-Jul-2015 4.18840% RATE CHANGE 0.00 0.00 0.00 5,097.38 0.00 1,184,929.68 0.00 0.00 07-Jul-2015 4.18840% RATE CHANGE 0.00 137.86 0.00 5,235.24 0.00 1,184,929.68 0.00 0.00 08-Jul-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 5,235.24 0.00 1,184,929.68 0.00 0.00 08-Jul-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 5,235.24 0.00 1,184,929.68 0.00 0.00 08-Jul-2015 4.18650% INT PAYMNT (4,132.91) 137.80 (4,132.91) 1,240.13 0.00 1,184,929.68 0.00 0.00 09-Jul-2015 4.18950% RATE CHANGE 0.00 0.00 0.00 1,240.13 0.00 1,184,929.68 0.00 0.00 09-Jul-2015 4.18950% RATE CHANGE 0.00 137.90 0.00 1,378.03 0.00 1,184,929.68 0.00 0.00 10-Jul-2015 4.18850% RATE CHANGE 0.00 0.00 0.00 1,378.03 0.00 1,184,929.68 0.00 0.00 10-Jul-2015 4.18850% RATE CHANGE 0.00 413.59 0.00 1,791.61 0.00 1,184,929.68 0.00 0.00 13-Jul-2015 4.18670% RATE CHANGE 0.00 0.00 0.00 1,791.61 0.00 1,184,929.68 0.00 0.00 13-Jul-2015 4.18670% RATE CHANGE 0.00 137.80 0.00 1,929.42 0.00 1,184,929.68 0.00 0.00 14-Jul-2015 4.18600% RATE CHANGE 0.00 0.00 0.00 1,929.42 0.00 1,184,929.68 0.00 0.00 14-Jul-2015 4.18600% RATE CHANGE 0.00 137.78 0.00 2,067.20 0.00 1,184,929.68 0.00 0.00 15-Jul-2015 4.18730% RATE CHANGE 0.00 0.00 0.00 2,067.20 0.00 1,184,929.68 0.00 0.00 15-Jul-2015 4.18730% RATE CHANGE 0.00 137.82 0.00 2,205.02 0.00 1,184,929.68 0.00 0.00 16-Jul-2015 4.18700% RATE CHANGE 0.00 0.00 0.00 2,205.02 0.00 1,184,929.68 0.00 0.00 16-Jul-2015 4.18700% RATE CHANGE 0.00 137.81 0.00 2,342.84 0.00 1,184,929.68 0.00 0.00 17-Jul-2015 4.18600% RATE CHANGE 0.00 0.00 0.00 2,342.84 0.00 1,184,929.68 0.00 0.00 17-Jul-2015 4.18600% RATE CHANGE 0.00 413.34 0.00 2,756.18 0.00 1,184,929.68 0.00 0.00 Page 36 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 37 of 103 PageID: 4074 4 01 25 7 59 28 798 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 20-Jul-2015 4.18800% RATE CHANGE 0.00 0.00 0.00 2,756.18 0.00 1,184,929.68 0.00 0.00 20-Jul-2015 4.18800% RATE CHANGE 0.00 137.85 0.00 2,894.03 0.00 1,184,929.68 0.00 0.00 21-Jul-2015 4.19050% RATE CHANGE 0.00 0.00 0.00 2,894.03 0.00 1,184,929.68 0.00 0.00 21-Jul-2015 4.19050% RATE CHANGE 0.00 137.93 0.00 3,031.96 0.00 1,184,929.68 0.00 0.00 22-Jul-2015 4.18900% RATE CHANGE 0.00 0.00 0.00 3,031.96 0.00 1,184,929.68 0.00 0.00 22-Jul-2015 4.18900% RATE CHANGE 0.00 137.88 0.00 3,169.84 0.00 1,184,929.68 0.00 0.00 23-Jul-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 3,169.84 0.00 1,184,929.68 0.00 0.00 23-Jul-2015 4.18500% RATE CHANGE 0.00 137.75 0.00 3,307.58 0.00 1,184,929.68 0.00 0.00 24-Jul-2015 4.18700% RATE CHANGE 0.00 0.00 0.00 3,307.58 0.00 1,184,929.68 0.00 0.00 24-Jul-2015 4.18700% RATE CHANGE 0.00 413.44 0.00 3,721.03 0.00 1,184,929.68 0.00 0.00 27-Jul-2015 4.19050% RATE CHANGE 0.00 0.00 0.00 3,721.03 0.00 1,184,929.68 0.00 0.00 27-Jul-2015 4.19050% RATE CHANGE 0.00 137.93 0.00 3,858.96 0.00 1,184,929.68 0.00 0.00 28-Jul-2015 4.18900% RATE CHANGE 0.00 0.00 0.00 3,858.96 0.00 1,184,929.68 0.00 0.00 28-Jul-2015 4.18900% RATE CHANGE 0.00 275.76 0.00 4,134.71 0.00 1,184,929.68 0.00 0.00 30-Jul-2015 4.19080% RATE CHANGE 0.00 0.00 0.00 4,134.71 0.00 1,184,929.68 0.00 0.00 30-Jul-2015 4.19080% RATE CHANGE 0.00 137.94 0.00 4,272.65 0.00 1,184,929.68 0.00 0.00 31-Jul-2015 4.18955% RATE CHANGE 0.00 0.00 0.00 4,272.65 0.00 1,184,929.68 0.00 0.00 31-Jul-2015 4.18955% RATE CHANGE 0.00 413.69 0.00 4,686.35 0.00 1,184,929.68 0.00 0.00 03-Aug-2015 4.18850% RATE CHANGE 0.00 0.00 0.00 4,686.35 0.00 1,184,929.68 0.00 0.00 03-Aug-2015 4.18850% RATE CHANGE 0.00 137.86 0.00 4,824.21 0.00 1,184,929.68 0.00 0.00 04-Aug-2015 4.19175% RATE CHANGE 0.00 0.00 0.00 4,824.21 0.00 1,184,929.68 0.00 0.00 04-Aug-2015 4.19175% RATE CHANGE 0.00 137.97 0.00 4,962.18 0.00 1,184,929.68 0.00 0.00 05-Aug-2015 4.19050% RATE CHANGE 0.00 0.00 0.00 4,962.18 0.00 1,184,929.68 0.00 0.00 05-Aug-2015 4.19050% RATE CHANGE 0.00 137.93 0.00 5,100.11 0.00 1,184,929.68 0.00 0.00 06-Aug-2015 4.19075% RATE CHANGE 0.00 0.00 0.00 5,100.11 0.00 1,184,929.68 0.00 0.00 06-Aug-2015 4.19075% RATE CHANGE 0.00 137.94 0.00 5,238.05 0.00 1,184,929.68 0.00 0.00 07-Aug-2015 4.19350% RATE CHANGE 0.00 0.00 0.00 5,238.05 0.00 1,184,929.68 0.00 0.00 07-Aug-2015 4.19350% RATE CHANGE 0.00 414.08 0.00 5,652.13 0.00 1,184,929.68 0.00 0.00 10-Aug-2015 4.19150% RATE CHANGE 0.00 0.00 0.00 5,652.13 0.00 1,184,929.68 0.00 0.00 10-Aug-2015 4.19150% RATE CHANGE 0.00 137.96 0.00 5,790.09 0.00 1,184,929.68 0.00 0.00 11-Aug-2015 4.19125% RATE CHANGE 0.00 0.00 0.00 5,790.09 0.00 1,184,929.68 0.00 0.00 11-Aug-2015 4.19125% RATE CHANGE 0.00 137.95 0.00 5,928.05 0.00 1,184,929.68 0.00 0.00 12-Aug-2015 4.19255% RATE CHANGE 0.00 0.00 0.00 5,928.05 0.00 1,184,929.68 0.00 0.00 12-Aug-2015 4.19255% RATE CHANGE 0.00 138.00 0.00 6,066.04 0.00 1,184,929.68 0.00 0.00 13-Aug-2015 4.19345% RATE CHANGE 0.00 0.00 0.00 6,066.04 0.00 1,184,929.68 0.00 0.00 13-Aug-2015 4.19345% RATE CHANGE 0.00 138.03 0.00 6,204.07 0.00 1,184,929.68 0.00 0.00 14-Aug-2015 4.19400% RATE CHANGE 0.00 0.00 0.00 6,204.07 0.00 1,184,929.68 0.00 0.00 14-Aug-2015 4.19400% RATE CHANGE 0.00 414.13 0.00 6,618.20 0.00 1,184,929.68 0.00 0.00 17-Aug-2015 4.19760% RATE CHANGE 0.00 0.00 0.00 6,618.20 0.00 1,184,929.68 0.00 0.00 17-Aug-2015 4.19760% RATE CHANGE 0.00 138.16 0.00 6,756.36 0.00 1,184,929.68 0.00 0.00 18-Aug-2015 4.19960% RATE CHANGE 0.00 0.00 0.00 6,756.36 0.00 1,184,929.68 0.00 0.00 18-Aug-2015 4.19960% RATE CHANGE 0.00 0.00 0.00 6,756.36 0.00 1,184,929.68 0.00 0.00 18-Aug-2015 4.19960% INT PAYMNT (4,273.32) 138.23 (4,273.32) 2,621.27 0.00 1,184,929.68 0.00 0.00 19-Aug-2015 4.20460% RATE CHANGE 0.00 0.00 0.00 2,621.27 0.00 1,184,929.68 0.00 0.00 Page 37 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 38 of 103 PageID: 4084 4 01 25 7 60 28 799 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 19-Aug-2015 4.20460% RATE CHANGE 0.00 138.39 0.00 2,759.67 0.00 1,184,929.68 0.00 0.00 20-Aug-2015 4.20275% RATE CHANGE 0.00 0.00 0.00 2,759.67 0.00 1,184,929.68 0.00 0.00 20-Aug-2015 4.20275% RATE CHANGE 0.00 138.33 0.00 2,898.00 0.00 1,184,929.68 0.00 0.00 21-Aug-2015 4.20200% RATE CHANGE 0.00 0.00 0.00 2,898.00 0.00 1,184,929.68 0.00 0.00 21-Aug-2015 4.20200% RATE CHANGE 0.00 414.92 0.00 3,312.92 0.00 1,184,929.68 0.00 0.00 24-Aug-2015 4.20040% RATE CHANGE 0.00 0.00 0.00 3,312.92 0.00 1,184,929.68 0.00 0.00 24-Aug-2015 4.20040% RATE CHANGE 0.00 138.26 0.00 3,451.18 0.00 1,184,929.68 0.00 0.00 25-Aug-2015 4.19940% RATE CHANGE 0.00 0.00 0.00 3,451.18 0.00 1,184,929.68 0.00 0.00 25-Aug-2015 4.19940% RATE CHANGE 0.00 276.44 0.00 3,727.62 0.00 1,184,929.68 0.00 0.00 27-Aug-2015 4.19775% RATE CHANGE 0.00 0.00 0.00 3,727.62 0.00 1,184,929.68 0.00 0.00 27-Aug-2015 4.19775% RATE CHANGE 0.00 138.17 0.00 3,865.79 0.00 1,184,929.68 0.00 0.00 28-Aug-2015 4.19800% RATE CHANGE 0.00 0.00 0.00 3,865.79 0.00 1,184,929.68 0.00 0.00 28-Aug-2015 4.19800% RATE CHANGE 0.00 552.70 0.00 4,418.49 0.00 1,184,929.68 0.00 0.00 01-Sep-2015 4.19700% RATE CHANGE 0.00 0.00 0.00 4,418.49 0.00 1,184,929.68 0.00 0.00 01-Sep-2015 4.19700% RATE CHANGE 0.00 138.14 0.00 4,556.64 0.00 1,184,929.68 0.00 0.00 02-Sep-2015 4.19855% RATE CHANGE 0.00 0.00 0.00 4,556.64 0.00 1,184,929.68 0.00 0.00 02-Sep-2015 4.19855% RATE CHANGE 0.00 138.19 0.00 4,694.83 0.00 1,184,929.68 0.00 0.00 03-Sep-2015 4.20120% RATE CHANGE 0.00 0.00 0.00 4,694.83 0.00 1,184,929.68 0.00 0.00 03-Sep-2015 4.20120% RATE CHANGE 0.00 0.00 0.00 4,694.83 0.00 1,184,929.68 0.00 0.00 03-Sep-2015 4.20120% INT PAYMNT (4,281.08) 138.28 (4,281.08) 552.03 0.00 1,184,929.68 0.00 0.00 04-Sep-2015 4.20280% RATE CHANGE 0.00 0.00 0.00 552.03 0.00 1,184,929.68 0.00 0.00 04-Sep-2015 4.20280% RATE CHANGE 0.00 415.00 0.00 967.03 0.00 1,184,929.68 0.00 0.00 07-Sep-2015 4.20430% RATE CHANGE 0.00 0.00 0.00 967.03 0.00 1,184,929.68 0.00 0.00 07-Sep-2015 4.20430% RATE CHANGE 0.00 138.38 0.00 1,105.42 0.00 1,184,929.68 0.00 0.00 08-Sep-2015 4.19925% RATE CHANGE 0.00 0.00 0.00 1,105.42 0.00 1,184,929.68 0.00 0.00 08-Sep-2015 4.19925% RATE CHANGE 0.00 138.22 0.00 1,243.63 0.00 1,184,929.68 0.00 0.00 09-Sep-2015 4.20270% RATE CHANGE 0.00 138.33 0.00 1,381.96 0.00 1,184,929.68 0.00 0.00 10-Sep-2015 4.20300% RATE CHANGE 0.00 0.00 0.00 1,381.96 0.00 1,184,929.68 0.00 0.00 10-Sep-2015 4.20300% RATE CHANGE 0.00 138.34 0.00 1,520.30 0.00 1,184,929.68 0.00 0.00 11-Sep-2015 4.20400% RATE CHANGE 0.00 0.00 0.00 1,520.30 0.00 1,184,929.68 0.00 0.00 11-Sep-2015 4.20400% RATE CHANGE 0.00 415.12 0.00 1,935.43 0.00 1,184,929.68 0.00 0.00 14-Sep-2015 4.20635% RATE CHANGE 0.00 0.00 0.00 1,935.43 0.00 1,184,929.68 0.00 0.00 14-Sep-2015 4.20635% RATE CHANGE 0.00 138.45 0.00 2,073.88 0.00 1,184,929.68 0.00 0.00 15-Sep-2015 4.20655% RATE CHANGE 0.00 0.00 0.00 2,073.88 0.00 1,184,929.68 0.00 0.00 15-Sep-2015 4.20655% RATE CHANGE 0.00 138.46 0.00 2,212.33 0.00 1,184,929.68 0.00 0.00 16-Sep-2015 4.20900% RATE CHANGE 0.00 0.00 0.00 2,212.33 0.00 1,184,929.68 0.00 0.00 16-Sep-2015 4.20900% RATE CHANGE 0.00 138.54 0.00 2,350.87 0.00 1,184,929.68 0.00 0.00 17-Sep-2015 4.20725% RATE CHANGE 0.00 0.00 0.00 2,350.87 0.00 1,184,929.68 0.00 0.00 17-Sep-2015 4.20725% RATE CHANGE 0.00 138.48 0.00 2,489.35 0.00 1,184,929.68 0.00 0.00 18-Sep-2015 4.21280% RATE CHANGE 0.00 0.00 0.00 2,489.35 0.00 1,184,929.68 0.00 0.00 18-Sep-2015 4.21280% RATE CHANGE 0.00 415.99 0.00 2,905.34 0.00 1,184,929.68 0.00 0.00 21-Sep-2015 4.21600% RATE CHANGE 0.00 0.00 0.00 2,905.34 0.00 1,184,929.68 0.00 0.00 21-Sep-2015 4.21600% RATE CHANGE 0.00 138.77 0.00 3,044.11 0.00 1,184,929.68 0.00 0.00 22-Sep-2015 4.19580% RATE CHANGE 0.00 0.00 0.00 3,044.11 0.00 1,184,929.68 0.00 0.00 Page 38 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 39 of 103 PageID: 4094 4 01 25 7 61 28 8 0 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-Sep-2015 4.19580% RATE CHANGE 0.00 138.10 0.00 3,182.21 0.00 1,184,929.68 0.00 0.00 23-Sep-2015 4.19500% RATE CHANGE 0.00 0.00 0.00 3,182.21 0.00 1,184,929.68 0.00 0.00 23-Sep-2015 4.19500% RATE CHANGE 0.00 138.08 0.00 3,320.29 0.00 1,184,929.68 0.00 0.00 24-Sep-2015 4.19560% RATE CHANGE 0.00 0.00 0.00 3,320.29 0.00 1,184,929.68 0.00 0.00 24-Sep-2015 4.19560% RATE CHANGE 0.00 138.10 0.00 3,458.39 0.00 1,184,929.68 0.00 0.00 25-Sep-2015 4.19390% RATE CHANGE 0.00 0.00 0.00 3,458.39 0.00 1,184,929.68 0.00 0.00 25-Sep-2015 4.19390% RATE CHANGE 0.00 414.12 0.00 3,872.51 0.00 1,184,929.68 0.00 0.00 28-Sep-2015 4.19430% RATE CHANGE 0.00 0.00 0.00 3,872.51 0.00 1,184,929.68 0.00 0.00 28-Sep-2015 4.19430% RATE CHANGE 0.00 276.11 0.00 4,148.62 0.00 1,184,929.68 0.00 0.00 30-Sep-2015 4.19360% RATE CHANGE 0.00 0.00 0.00 4,148.62 0.00 1,184,929.68 0.00 0.00 30-Sep-2015 4.19360% RATE CHANGE 0.00 0.00 0.00 4,148.62 0.00 1,184,929.68 0.00 0.00 30-Sep-2015 4.19360% INT PAYMNT (4,148.94) 138.03 (4,148.94) 137.71 0.00 1,184,929.68 0.00 0.00 01-Oct-2015 4.19300% RATE CHANGE 0.00 0.00 0.00 137.71 0.00 1,184,929.68 0.00 0.00 01-Oct-2015 4.19300% RATE CHANGE 0.00 552.05 0.00 689.76 0.00 1,184,929.68 0.00 0.00 05-Oct-2015 4.19400% RATE CHANGE 0.00 0.00 0.00 689.76 0.00 1,184,929.68 0.00 0.00 05-Oct-2015 4.19400% RATE CHANGE 0.00 138.04 0.00 827.80 0.00 1,184,929.68 0.00 0.00 06-Oct-2015 4.19470% RATE CHANGE 0.00 0.00 0.00 827.80 0.00 1,184,929.68 0.00 0.00 06-Oct-2015 4.19470% RATE CHANGE 0.00 138.07 0.00 965.87 0.00 1,184,929.68 0.00 0.00 07-Oct-2015 4.19375% RATE CHANGE 0.00 0.00 0.00 965.87 0.00 1,184,929.68 0.00 0.00 07-Oct-2015 4.19375% RATE CHANGE 0.00 138.04 0.00 1,103.90 0.00 1,184,929.68 0.00 0.00 08-Oct-2015 4.19410% RATE CHANGE 0.00 0.00 0.00 1,103.90 0.00 1,184,929.68 0.00 0.00 08-Oct-2015 4.19410% RATE CHANGE 0.00 138.05 0.00 1,241.95 0.00 1,184,929.68 0.00 0.00 09-Oct-2015 4.19605% RATE CHANGE 0.00 0.00 0.00 1,241.95 0.00 1,184,929.68 0.00 0.00 09-Oct-2015 4.19605% RATE CHANGE 0.00 414.34 0.00 1,656.29 0.00 1,184,929.68 0.00 0.00 12-Oct-2015 4.19545% RATE CHANGE 0.00 0.00 0.00 1,656.29 0.00 1,184,929.68 0.00 0.00 12-Oct-2015 4.19545% RATE CHANGE 0.00 138.09 0.00 1,794.38 0.00 1,184,929.68 0.00 0.00 13-Oct-2015 4.19685% RATE CHANGE 0.00 0.00 0.00 1,794.38 0.00 1,184,929.68 0.00 0.00 13-Oct-2015 4.19685% RATE CHANGE 0.00 138.14 0.00 1,932.52 0.00 1,184,929.68 0.00 0.00 14-Oct-2015 4.19325% RATE CHANGE 0.00 138.02 0.00 2,070.54 0.00 1,184,929.68 0.00 0.00 15-Oct-2015 4.19575% RATE CHANGE 0.00 0.00 0.00 2,070.54 0.00 1,184,929.68 0.00 0.00 15-Oct-2015 4.19575% RATE CHANGE 0.00 138.10 0.00 2,208.64 0.00 1,184,929.68 0.00 0.00 16-Oct-2015 4.19900% RATE CHANGE 0.00 0.00 0.00 2,208.64 0.00 1,184,929.68 0.00 0.00 16-Oct-2015 4.19900% RATE CHANGE 0.00 414.63 0.00 2,623.26 0.00 1,184,929.68 0.00 0.00 19-Oct-2015 4.19675% RATE CHANGE 0.00 0.00 0.00 2,623.26 0.00 1,184,929.68 0.00 0.00 19-Oct-2015 4.19675% RATE CHANGE 0.00 138.13 0.00 2,761.40 0.00 1,184,929.68 0.00 0.00 20-Oct-2015 4.19425% RATE CHANGE 0.00 0.00 0.00 2,761.40 0.00 1,184,929.68 0.00 0.00 20-Oct-2015 4.19425% RATE CHANGE 0.00 138.05 0.00 2,899.45 0.00 1,184,929.68 0.00 0.00 21-Oct-2015 4.19600% RATE CHANGE 0.00 0.00 0.00 2,899.45 0.00 1,184,929.68 0.00 0.00 21-Oct-2015 4.19600% RATE CHANGE 0.00 138.11 0.00 3,037.56 0.00 1,184,929.68 0.00 0.00 22-Oct-2015 4.19650% RATE CHANGE 0.00 0.00 0.00 3,037.56 0.00 1,184,929.68 0.00 0.00 22-Oct-2015 4.19650% RATE CHANGE 0.00 138.13 0.00 3,175.69 0.00 1,184,929.68 0.00 0.00 23-Oct-2015 4.19480% RATE CHANGE 0.00 0.00 0.00 3,175.69 0.00 1,184,929.68 0.00 0.00 23-Oct-2015 4.19480% RATE CHANGE 0.00 414.21 0.00 3,589.90 0.00 1,184,929.68 0.00 0.00 26-Oct-2015 4.19695% RATE CHANGE 0.00 0.00 0.00 3,589.90 0.00 1,184,929.68 0.00 0.00 Page 39 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 40 of 103 PageID: 4104 4 01 25 7 62 28 801 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 26-Oct-2015 4.19695% RATE CHANGE 0.00 138.14 0.00 3,728.04 0.00 1,184,929.68 0.00 0.00 27-Oct-2015 4.19350% RATE CHANGE 0.00 0.00 0.00 3,728.04 0.00 1,184,929.68 0.00 0.00 27-Oct-2015 4.19350% RATE CHANGE 0.00 138.03 0.00 3,866.07 0.00 1,184,929.68 0.00 0.00 28-Oct-2015 4.19355% RATE CHANGE 0.00 0.00 0.00 3,866.07 0.00 1,184,929.68 0.00 0.00 28-Oct-2015 4.19355% RATE CHANGE 0.00 138.03 0.00 4,004.10 0.00 1,184,929.68 0.00 0.00 29-Oct-2015 4.19075% RATE CHANGE 0.00 0.00 0.00 4,004.10 0.00 1,184,929.68 0.00 0.00 29-Oct-2015 4.19075% RATE CHANGE 0.00 137.94 0.00 4,142.04 0.00 1,184,929.68 0.00 0.00 30-Oct-2015 4.18830% RATE CHANGE 0.00 0.00 0.00 4,142.04 0.00 1,184,929.68 0.00 0.00 30-Oct-2015 4.18830% RATE CHANGE 0.00 413.57 0.00 4,555.61 0.00 1,184,929.68 0.00 0.00 02-Nov-2015 4.19300% RATE CHANGE 0.00 0.00 0.00 4,555.61 0.00 1,184,929.68 0.00 0.00 02-Nov-2015 4.19300% RATE CHANGE 0.00 138.01 0.00 4,693.62 0.00 1,184,929.68 0.00 0.00 03-Nov-2015 4.19200% RATE CHANGE 0.00 0.00 0.00 4,693.62 0.00 1,184,929.68 0.00 0.00 03-Nov-2015 4.19200% RATE CHANGE 0.00 137.98 0.00 4,831.60 0.00 1,184,929.68 0.00 0.00 04-Nov-2015 4.19000% RATE CHANGE 0.00 0.00 0.00 4,831.60 0.00 1,184,929.68 0.00 0.00 04-Nov-2015 4.19000% RATE CHANGE 0.00 137.91 0.00 4,969.51 0.00 1,184,929.68 0.00 0.00 05-Nov-2015 4.19220% RATE CHANGE 0.00 0.00 0.00 4,969.51 0.00 1,184,929.68 0.00 0.00 05-Nov-2015 4.19220% RATE CHANGE 0.00 137.99 0.00 5,107.49 0.00 1,184,929.68 0.00 0.00 06-Nov-2015 4.19320% RATE CHANGE 0.00 0.00 0.00 5,107.49 0.00 1,184,929.68 0.00 0.00 06-Nov-2015 4.19320% RATE CHANGE 0.00 414.05 0.00 5,521.55 0.00 1,184,929.68 0.00 0.00 09-Nov-2015 4.19475% RATE CHANGE 0.00 0.00 0.00 5,521.55 0.00 1,184,929.68 0.00 0.00 09-Nov-2015 4.19475% RATE CHANGE 0.00 138.07 0.00 5,659.62 0.00 1,184,929.68 0.00 0.00 10-Nov-2015 4.19450% RATE CHANGE 0.00 0.00 0.00 5,659.62 0.00 1,184,929.68 0.00 0.00 10-Nov-2015 4.19450% RATE CHANGE 0.00 0.00 0.00 5,659.62 0.00 1,184,929.68 0.00 0.00 10-Nov-2015 4.19450% INT PAYMNT (4,280.55) 138.06 (4,280.55) 1,517.13 0.00 1,184,929.68 0.00 0.00 11-Nov-2015 4.19700% RATE CHANGE 0.00 0.00 0.00 1,517.13 0.00 1,184,929.68 0.00 0.00 11-Nov-2015 4.19700% RATE CHANGE 0.00 138.14 0.00 1,655.27 0.00 1,184,929.68 0.00 0.00 12-Nov-2015 4.19550% RATE CHANGE 0.00 0.00 0.00 1,655.27 0.00 1,184,929.68 0.00 0.00 12-Nov-2015 4.19550% RATE CHANGE 0.00 138.09 0.00 1,793.36 0.00 1,184,929.68 0.00 0.00 13-Nov-2015 4.19575% RATE CHANGE 0.00 414.31 0.00 2,207.67 0.00 1,184,929.68 0.00 0.00 16-Nov-2015 4.19700% RATE CHANGE 0.00 0.00 0.00 2,207.67 0.00 1,184,929.68 0.00 0.00 16-Nov-2015 4.19700% RATE CHANGE 0.00 138.14 0.00 2,345.81 0.00 1,184,929.68 0.00 0.00 17-Nov-2015 4.19725% RATE CHANGE 0.00 0.00 0.00 2,345.81 0.00 1,184,929.68 0.00 0.00 17-Nov-2015 4.19725% RATE CHANGE 0.00 138.15 0.00 2,483.96 0.00 1,184,929.68 0.00 0.00 18-Nov-2015 4.19925% RATE CHANGE 0.00 0.00 0.00 2,483.96 0.00 1,184,929.68 0.00 0.00 18-Nov-2015 4.19925% RATE CHANGE 0.00 138.22 0.00 2,622.18 0.00 1,184,929.68 0.00 0.00 19-Nov-2015 4.20250% RATE CHANGE 0.00 0.00 0.00 2,622.18 0.00 1,184,929.68 0.00 0.00 19-Nov-2015 4.20250% RATE CHANGE 0.00 138.32 0.00 2,760.51 0.00 1,184,929.68 0.00 0.00 20-Nov-2015 4.20675% RATE CHANGE 0.00 0.00 0.00 2,760.51 0.00 1,184,929.68 0.00 0.00 20-Nov-2015 4.20675% RATE CHANGE 0.00 415.39 0.00 3,175.90 0.00 1,184,929.68 0.00 0.00 23-Nov-2015 4.21325% RATE CHANGE 0.00 0.00 0.00 3,175.90 0.00 1,184,929.68 0.00 0.00 23-Nov-2015 4.21325% RATE CHANGE 0.00 138.68 0.00 3,314.58 0.00 1,184,929.68 0.00 0.00 24-Nov-2015 4.21150% RATE CHANGE 0.00 0.00 0.00 3,314.58 0.00 1,184,929.68 0.00 0.00 24-Nov-2015 4.21150% RATE CHANGE 0.00 138.62 0.00 3,453.20 0.00 1,184,929.68 0.00 0.00 25-Nov-2015 4.22100% RATE CHANGE 0.00 0.00 0.00 3,453.20 0.00 1,184,929.68 0.00 0.00 Page 40 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 41 of 103 PageID: 4114 4 01 25 7 63 28 802 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 25-Nov-2015 4.22100% RATE CHANGE 0.00 138.93 0.00 3,592.13 0.00 1,184,929.68 0.00 0.00 26-Nov-2015 4.22500% RATE CHANGE 0.00 0.00 0.00 3,592.13 0.00 1,184,929.68 0.00 0.00 26-Nov-2015 4.22500% RATE CHANGE 0.00 139.06 0.00 3,731.19 0.00 1,184,929.68 0.00 0.00 27-Nov-2015 4.23150% RATE CHANGE 0.00 0.00 0.00 3,731.19 0.00 1,184,929.68 0.00 0.00 27-Nov-2015 4.23150% RATE CHANGE 0.00 417.84 0.00 4,149.03 0.00 1,184,929.68 0.00 0.00 30-Nov-2015 4.23275% RATE CHANGE 0.00 139.32 0.00 4,288.35 0.00 1,184,929.68 0.00 0.00 01-Dec-2015 4.24375% RATE CHANGE 0.00 0.00 0.00 4,288.35 0.00 1,184,929.68 0.00 0.00 01-Dec-2015 4.24375% RATE CHANGE 0.00 139.68 0.00 4,428.03 0.00 1,184,929.68 0.00 0.00 02-Dec-2015 4.24300% RATE CHANGE 0.00 0.00 0.00 4,428.03 0.00 1,184,929.68 0.00 0.00 02-Dec-2015 4.24300% RATE CHANGE 0.00 139.66 0.00 4,567.69 0.00 1,184,929.68 0.00 0.00 03-Dec-2015 4.24375% RATE CHANGE 0.00 0.00 0.00 4,567.69 0.00 1,184,929.68 0.00 0.00 03-Dec-2015 4.24375% RATE CHANGE 0.00 139.68 0.00 4,707.37 0.00 1,184,929.68 0.00 0.00 04-Dec-2015 4.25100% RATE CHANGE 0.00 0.00 0.00 4,707.37 0.00 1,184,929.68 0.00 0.00 04-Dec-2015 4.25100% RATE CHANGE 0.00 419.76 0.00 5,127.13 0.00 1,184,929.68 0.00 0.00 07-Dec-2015 4.26860% RATE CHANGE 0.00 0.00 0.00 5,127.13 0.00 1,184,929.68 0.00 0.00 07-Dec-2015 4.26860% RATE CHANGE 0.00 140.50 0.00 5,267.63 0.00 1,184,929.68 0.00 0.00 08-Dec-2015 4.27550% RATE CHANGE 0.00 0.00 0.00 5,267.63 0.00 1,184,929.68 0.00 0.00 08-Dec-2015 4.27550% RATE CHANGE 0.00 140.73 0.00 5,408.36 0.00 1,184,929.68 0.00 0.00 09-Dec-2015 4.28700% RATE CHANGE 0.00 0.00 0.00 5,408.36 0.00 1,184,929.68 0.00 0.00 09-Dec-2015 4.28700% RATE CHANGE 0.00 141.11 0.00 5,549.46 0.00 1,184,929.68 0.00 0.00 10-Dec-2015 4.29310% RATE CHANGE 0.00 0.00 0.00 5,549.46 0.00 1,184,929.68 0.00 0.00 10-Dec-2015 4.29310% RATE CHANGE 0.00 141.31 0.00 5,690.77 0.00 1,184,929.68 0.00 0.00 11-Dec-2015 4.30050% RATE CHANGE 0.00 0.00 0.00 5,690.77 0.00 1,184,929.68 0.00 0.00 11-Dec-2015 4.30050% RATE CHANGE 0.00 424.65 0.00 6,115.42 0.00 1,184,929.68 0.00 0.00 14-Dec-2015 4.31700% RATE CHANGE 0.00 0.00 0.00 6,115.42 0.00 1,184,929.68 0.00 0.00 14-Dec-2015 4.31700% RATE CHANGE 0.00 142.09 0.00 6,257.51 0.00 1,184,929.68 0.00 0.00 15-Dec-2015 4.33050% RATE CHANGE 0.00 0.00 0.00 6,257.51 0.00 1,184,929.68 0.00 0.00 15-Dec-2015 4.33050% RATE CHANGE 0.00 142.54 0.00 6,400.05 0.00 1,184,929.68 0.00 0.00 16-Dec-2015 4.34450% RATE CHANGE 0.00 0.00 0.00 6,400.05 0.00 1,184,929.68 0.00 0.00 16-Dec-2015 4.34450% RATE CHANGE 0.00 143.00 0.00 6,543.05 0.00 1,184,929.68 0.00 0.00 17-Dec-2015 4.35050% RATE CHANGE 0.00 0.00 0.00 6,543.05 0.00 1,184,929.68 0.00 0.00 17-Dec-2015 4.35050% RATE CHANGE 0.00 143.20 0.00 6,686.24 0.00 1,184,929.68 0.00 0.00 18-Dec-2015 4.36000% RATE CHANGE 0.00 0.00 0.00 6,686.24 0.00 1,184,929.68 0.00 0.00 18-Dec-2015 4.36000% RATE CHANGE 0.00 430.52 0.00 7,116.77 0.00 1,184,929.68 0.00 0.00 21-Dec-2015 4.40210% RATE CHANGE 0.00 0.00 0.00 7,116.77 0.00 1,184,929.68 0.00 0.00 21-Dec-2015 4.40210% RATE CHANGE 0.00 144.89 0.00 7,261.66 0.00 1,184,929.68 0.00 0.00 22-Dec-2015 4.41300% RATE CHANGE 0.00 0.00 0.00 7,261.66 0.00 1,184,929.68 0.00 0.00 22-Dec-2015 4.41300% RATE CHANGE 0.00 145.25 0.00 7,406.91 0.00 1,184,929.68 0.00 0.00 23-Dec-2015 4.41950% RATE CHANGE 0.00 0.00 0.00 7,406.91 0.00 1,184,929.68 0.00 0.00 23-Dec-2015 4.41950% RATE CHANGE 0.00 145.47 0.00 7,552.38 0.00 1,184,929.68 0.00 0.00 24-Dec-2015 4.41750% RATE CHANGE 0.00 0.00 0.00 7,552.38 0.00 1,184,929.68 0.00 0.00 24-Dec-2015 4.41750% RATE CHANGE 0.00 727.00 0.00 8,279.38 0.00 1,184,929.68 0.00 0.00 29-Dec-2015 4.42160% RATE CHANGE 0.00 0.00 0.00 8,279.38 0.00 1,184,929.68 0.00 0.00 29-Dec-2015 4.42160% RATE CHANGE 0.00 145.54 0.00 8,424.92 0.00 1,184,929.68 0.00 0.00 Page 41 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 42 of 103 PageID: 4124 4 01 25 7 64 28 803 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 30-Dec-2015 4.42190% RATE CHANGE 0.00 0.00 0.00 8,424.92 0.00 1,184,929.68 0.00 0.00 30-Dec-2015 4.42190% RATE CHANGE 0.00 145.55 0.00 8,570.46 0.00 1,184,929.68 0.00 0.00 31-Dec-2015 4.42390% RATE CHANGE 0.00 0.00 0.00 8,570.46 0.00 1,184,929.68 0.00 0.00 31-Dec-2015 4.42390% RATE CHANGE 0.00 582.45 0.00 9,152.91 0.00 1,184,929.68 0.00 0.00 04-Jan-2016 4.42750% RATE CHANGE 0.00 0.00 0.00 9,152.91 0.00 1,184,929.68 0.00 0.00 04-Jan-2016 4.42750% RATE CHANGE 0.00 145.73 0.00 9,298.64 0.00 1,184,929.68 0.00 0.00 05-Jan-2016 4.42950% RATE CHANGE 0.00 0.00 0.00 9,298.64 0.00 1,184,929.68 0.00 0.00 05-Jan-2016 4.42950% RATE CHANGE 0.00 145.80 0.00 9,444.44 0.00 1,184,929.68 0.00 0.00 06-Jan-2016 4.42250% RATE CHANGE 0.00 0.00 0.00 9,444.44 0.00 1,184,929.68 0.00 0.00 06-Jan-2016 4.42250% RATE CHANGE 0.00 145.57 0.00 9,590.00 0.00 1,184,929.68 0.00 0.00 07-Jan-2016 4.42200% RATE CHANGE 0.00 0.00 0.00 9,590.00 0.00 1,184,929.68 0.00 0.00 07-Jan-2016 4.42200% RATE CHANGE 0.00 145.55 0.00 9,735.55 0.00 1,184,929.68 0.00 0.00 08-Jan-2016 4.42350% RATE CHANGE 0.00 0.00 0.00 9,735.55 0.00 1,184,929.68 0.00 0.00 08-Jan-2016 4.42350% RATE CHANGE 0.00 582.39 0.00 10,317.94 0.00 1,184,929.68 0.00 0.00 12-Jan-2016 4.42380% RATE CHANGE 0.00 0.00 0.00 10,317.94 0.00 1,184,929.68 0.00 0.00 12-Jan-2016 4.42380% RATE CHANGE 0.00 145.61 0.00 10,463.55 0.00 1,184,929.68 0.00 0.00 13-Jan-2016 4.42400% RATE CHANGE 0.00 0.00 0.00 10,463.55 0.00 1,184,929.68 0.00 0.00 13-Jan-2016 4.42400% RATE CHANGE 0.00 145.61 0.00 10,609.17 0.00 1,184,929.68 0.00 0.00 14-Jan-2016 4.42450% RATE CHANGE 0.00 0.00 0.00 10,609.17 0.00 1,184,929.68 0.00 0.00 14-Jan-2016 4.42450% RATE CHANGE 0.00 145.63 0.00 10,754.80 0.00 1,184,929.68 0.00 0.00 15-Jan-2016 4.42550% RATE CHANGE 0.00 0.00 0.00 10,754.80 0.00 1,184,929.68 0.00 0.00 15-Jan-2016 4.42550% RATE CHANGE 0.00 582.66 0.00 11,337.45 0.00 1,184,929.68 0.00 0.00 19-Jan-2016 4.42550% INT PAYMNT (8,568.93) 145.66 (8,568.93) 2,914.19 0.00 1,184,929.68 0.00 0.00 20-Jan-2016 4.42600% RATE CHANGE 0.00 145.68 0.00 3,059.87 0.00 1,184,929.68 0.00 0.00 21-Jan-2016 4.42500% RATE CHANGE 0.00 0.00 0.00 3,059.87 0.00 1,184,929.68 0.00 0.00 21-Jan-2016 4.42500% RATE CHANGE 0.00 145.65 0.00 3,205.52 0.00 1,184,929.68 0.00 0.00 22-Jan-2016 4.42530% RATE CHANGE 0.00 0.00 0.00 3,205.52 0.00 1,184,929.68 0.00 0.00 22-Jan-2016 4.42530% RATE CHANGE 0.00 436.97 0.00 3,642.49 0.00 1,184,929.68 0.00 0.00 25-Jan-2016 4.42650% RATE CHANGE 0.00 0.00 0.00 3,642.49 0.00 1,184,929.68 0.00 0.00 25-Jan-2016 4.42650% RATE CHANGE 0.00 145.70 0.00 3,788.18 0.00 1,184,929.68 0.00 0.00 26-Jan-2016 4.42550% RATE CHANGE 0.00 0.00 0.00 3,788.18 0.00 1,184,929.68 0.00 0.00 26-Jan-2016 4.42550% RATE CHANGE 0.00 145.66 0.00 3,933.85 0.00 1,184,929.68 0.00 0.00 27-Jan-2016 4.43060% RATE CHANGE 0.00 0.00 0.00 3,933.85 0.00 1,184,929.68 0.00 0.00 27-Jan-2016 4.43060% RATE CHANGE 0.00 291.66 0.00 4,225.51 0.00 1,184,929.68 0.00 0.00 29-Jan-2016 4.42800% RATE CHANGE 0.00 0.00 0.00 4,225.51 0.00 1,184,929.68 0.00 0.00 29-Jan-2016 4.42800% RATE CHANGE 0.00 437.24 0.00 4,662.75 0.00 1,184,929.68 0.00 0.00 01-Feb-2016 4.42620% RATE CHANGE 0.00 0.00 0.00 4,662.75 0.00 1,184,929.68 0.00 0.00 01-Feb-2016 4.42620% RATE CHANGE 0.00 145.69 0.00 4,808.44 0.00 1,184,929.68 0.00 0.00 02-Feb-2016 4.42500% RATE CHANGE 0.00 0.00 0.00 4,808.44 0.00 1,184,929.68 0.00 0.00 02-Feb-2016 4.42500% RATE CHANGE 0.00 145.65 0.00 4,954.09 0.00 1,184,929.68 0.00 0.00 03-Feb-2016 4.42700% RATE CHANGE 0.00 0.00 0.00 4,954.09 0.00 1,184,929.68 0.00 0.00 03-Feb-2016 4.42700% RATE CHANGE 0.00 145.71 0.00 5,099.80 0.00 1,184,929.68 0.00 0.00 04-Feb-2016 4.42850% RATE CHANGE 0.00 0.00 0.00 5,099.80 0.00 1,184,929.68 0.00 0.00 04-Feb-2016 4.42850% RATE CHANGE 0.00 583.05 0.00 5,682.85 0.00 1,184,929.68 0.00 0.00 Page 42 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 43 of 103 PageID: 4134 4 01 25 7 65 28 804 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 08-Feb-2016 4.42770% RATE CHANGE 0.00 0.00 0.00 5,682.85 0.00 1,184,929.68 0.00 0.00 08-Feb-2016 4.42770% RATE CHANGE 0.00 145.74 0.00 5,828.59 0.00 1,184,929.68 0.00 0.00 09-Feb-2016 4.42890% RATE CHANGE 0.00 0.00 0.00 5,828.59 0.00 1,184,929.68 0.00 0.00 09-Feb-2016 4.42890% RATE CHANGE 0.00 145.78 0.00 5,974.36 0.00 1,184,929.68 0.00 0.00 10-Feb-2016 4.42925% RATE CHANGE 0.00 0.00 0.00 5,974.36 0.00 1,184,929.68 0.00 0.00 10-Feb-2016 4.42925% RATE CHANGE 0.00 145.79 0.00 6,120.15 0.00 1,184,929.68 0.00 0.00 11-Feb-2016 4.42850% RATE CHANGE 0.00 0.00 0.00 6,120.15 0.00 1,184,929.68 0.00 0.00 11-Feb-2016 4.42850% RATE CHANGE 0.00 145.76 0.00 6,265.91 0.00 1,184,929.68 0.00 0.00 12-Feb-2016 4.42650% RATE CHANGE 0.00 0.00 0.00 6,265.91 0.00 1,184,929.68 0.00 0.00 12-Feb-2016 4.42650% RATE CHANGE 0.00 437.09 0.00 6,703.00 0.00 1,184,929.68 0.00 0.00 15-Feb-2016 4.42700% RATE CHANGE 0.00 0.00 0.00 6,703.00 0.00 1,184,929.68 0.00 0.00 15-Feb-2016 4.42700% RATE CHANGE 0.00 145.71 0.00 6,848.72 0.00 1,184,929.68 0.00 0.00 16-Feb-2016 4.43050% RATE CHANGE 0.00 0.00 0.00 6,848.72 0.00 1,184,929.68 0.00 0.00 16-Feb-2016 4.43050% RATE CHANGE 0.00 145.83 0.00 6,994.55 0.00 1,184,929.68 0.00 0.00 17-Feb-2016 4.42925% RATE CHANGE 0.00 145.79 0.00 7,140.33 0.00 1,184,929.68 0.00 0.00 18-Feb-2016 4.42950% RATE CHANGE 0.00 0.00 0.00 7,140.33 0.00 1,184,929.68 0.00 0.00 18-Feb-2016 4.42950% RATE CHANGE 0.00 145.80 0.00 7,286.13 0.00 1,184,929.68 0.00 0.00 19-Feb-2016 4.43005% RATE CHANGE 0.00 0.00 0.00 7,286.13 0.00 1,184,929.68 0.00 0.00 19-Feb-2016 4.43005% RATE CHANGE 0.00 437.44 0.00 7,723.57 0.00 1,184,929.68 0.00 0.00 22-Feb-2016 4.43200% RATE CHANGE 0.00 0.00 0.00 7,723.57 0.00 1,184,929.68 0.00 0.00 22-Feb-2016 4.43200% RATE CHANGE 0.00 145.88 0.00 7,869.45 0.00 1,184,929.68 0.00 0.00 23-Feb-2016 4.43350% RATE CHANGE 0.00 0.00 0.00 7,869.45 0.00 1,184,929.68 0.00 0.00 23-Feb-2016 4.43350% RATE CHANGE 0.00 291.85 0.00 8,161.30 0.00 1,184,929.68 0.00 0.00 25-Feb-2016 4.43580% RATE CHANGE 0.00 0.00 0.00 8,161.30 0.00 1,184,929.68 0.00 0.00 25-Feb-2016 4.43580% RATE CHANGE 0.00 146.00 0.00 8,307.31 0.00 1,184,929.68 0.00 0.00 26-Feb-2016 4.43380% RATE CHANGE 0.00 0.00 0.00 8,307.31 0.00 1,184,929.68 0.00 0.00 26-Feb-2016 4.43380% RATE CHANGE 0.00 437.81 0.00 8,745.12 0.00 1,184,929.68 0.00 0.00 29-Feb-2016 4.43850% RATE CHANGE 0.00 0.00 0.00 8,745.12 0.00 1,184,929.68 0.00 0.00 29-Feb-2016 4.43850% RATE CHANGE 0.00 292.18 0.00 9,037.30 0.00 1,184,929.68 0.00 0.00 02-Mar-2016 4.44050% RATE CHANGE 0.00 0.00 0.00 9,037.30 0.00 1,184,929.68 0.00 0.00 02-Mar-2016 4.44050% RATE CHANGE 0.00 146.16 0.00 9,183.46 0.00 1,184,929.68 0.00 0.00 03-Mar-2016 4.43525% RATE CHANGE 0.00 0.00 0.00 9,183.46 0.00 1,184,929.68 0.00 0.00 03-Mar-2016 4.43525% RATE CHANGE 0.00 145.99 0.00 9,329.45 0.00 1,184,929.68 0.00 0.00 04-Mar-2016 4.43760% RATE CHANGE 0.00 0.00 0.00 9,329.45 0.00 1,184,929.68 0.00 0.00 04-Mar-2016 4.43760% RATE CHANGE 0.00 438.19 0.00 9,767.63 0.00 1,184,929.68 0.00 0.00 07-Mar-2016 4.44050% RATE CHANGE 0.00 0.00 0.00 9,767.63 0.00 1,184,929.68 0.00 0.00 07-Mar-2016 4.44050% RATE CHANGE 0.00 146.16 0.00 9,913.79 0.00 1,184,929.68 0.00 0.00 08-Mar-2016 4.43800% RATE CHANGE 0.00 0.00 0.00 9,913.79 0.00 1,184,929.68 0.00 0.00 08-Mar-2016 4.43800% RATE CHANGE 0.00 146.08 0.00 10,059.87 0.00 1,184,929.68 0.00 0.00 09-Mar-2016 4.44050% RATE CHANGE 0.00 0.00 0.00 10,059.87 0.00 1,184,929.68 0.00 0.00 09-Mar-2016 4.44050% RATE CHANGE 0.00 146.16 0.00 10,206.02 0.00 1,184,929.68 0.00 0.00 10-Mar-2016 4.44185% RATE CHANGE 0.00 0.00 0.00 10,206.02 0.00 1,184,929.68 0.00 0.00 10-Mar-2016 4.44185% RATE CHANGE 0.00 146.20 0.00 10,352.23 0.00 1,184,929.68 0.00 0.00 11-Mar-2016 4.43800% RATE CHANGE 0.00 0.00 0.00 10,352.23 0.00 1,184,929.68 0.00 0.00 Page 43 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 44 of 103 PageID: 4144 4 01 25 7 66 28 805 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 11-Mar-2016 4.43800% RATE CHANGE 0.00 438.23 0.00 10,790.45 0.00 1,184,929.68 0.00 0.00 14-Mar-2016 4.43810% RATE CHANGE 0.00 0.00 0.00 10,790.45 0.00 1,184,929.68 0.00 0.00 14-Mar-2016 4.43810% RATE CHANGE 0.00 146.08 0.00 10,936.53 0.00 1,184,929.68 0.00 0.00 15-Mar-2016 4.43620% RATE CHANGE 0.00 0.00 0.00 10,936.53 0.00 1,184,929.68 0.00 0.00 15-Mar-2016 4.43620% RATE CHANGE 0.00 146.02 0.00 11,082.55 0.00 1,184,929.68 0.00 0.00 16-Mar-2016 4.44130% RATE CHANGE 0.00 0.00 0.00 11,082.55 0.00 1,184,929.68 0.00 0.00 16-Mar-2016 4.44130% RATE CHANGE 0.00 146.18 0.00 11,228.73 0.00 1,184,929.68 0.00 0.00 17-Mar-2016 4.44125% RATE CHANGE 0.00 0.00 0.00 11,228.73 0.00 1,184,929.68 0.00 0.00 17-Mar-2016 4.44125% RATE CHANGE 0.00 146.18 0.00 11,374.91 0.00 1,184,929.68 0.00 0.00 18-Mar-2016 4.43990% RATE CHANGE 0.00 0.00 0.00 11,374.91 0.00 1,184,929.68 0.00 0.00 18-Mar-2016 4.43990% RATE CHANGE 0.00 438.41 0.00 11,813.33 0.00 1,184,929.68 0.00 0.00 21-Mar-2016 4.43210% RATE CHANGE 0.00 0.00 0.00 11,813.33 0.00 1,184,929.68 0.00 0.00 21-Mar-2016 4.43210% RATE CHANGE 0.00 145.88 0.00 11,959.21 0.00 1,184,929.68 0.00 0.00 22-Mar-2016 4.42830% RATE CHANGE 0.00 0.00 0.00 11,959.21 0.00 1,184,929.68 0.00 0.00 22-Mar-2016 4.42830% RATE CHANGE 0.00 145.76 0.00 12,104.97 0.00 1,184,929.68 0.00 0.00 23-Mar-2016 4.43180% RATE CHANGE 0.00 0.00 0.00 12,104.97 0.00 1,184,929.68 0.00 0.00 23-Mar-2016 4.43180% RATE CHANGE 0.00 145.87 0.00 12,250.84 0.00 1,184,929.68 0.00 0.00 24-Mar-2016 4.43150% RATE CHANGE 0.00 0.00 0.00 12,250.84 0.00 1,184,929.68 0.00 0.00 24-Mar-2016 4.43150% RATE CHANGE 0.00 729.31 0.00 12,980.15 0.00 1,184,929.68 0.00 0.00 29-Mar-2016 4.43300% RATE CHANGE 0.00 0.00 0.00 12,980.15 0.00 1,184,929.68 0.00 0.00 29-Mar-2016 4.43300% RATE CHANGE 0.00 145.91 0.00 13,126.06 0.00 1,184,929.68 0.00 0.00 30-Mar-2016 4.43500% RATE CHANGE 0.00 0.00 0.00 13,126.06 0.00 1,184,929.68 0.00 0.00 30-Mar-2016 4.43500% RATE CHANGE 0.00 145.98 0.00 13,272.03 0.00 1,184,929.68 0.00 0.00 31-Mar-2016 4.43290% RATE CHANGE 0.00 0.00 0.00 13,272.03 0.00 1,184,929.68 0.00 0.00 31-Mar-2016 4.43290% RATE CHANGE 0.00 145.91 0.00 13,417.94 0.00 1,184,929.68 0.00 0.00 01-Apr-2016 4.43400% RATE CHANGE 0.00 0.00 0.00 13,417.94 0.00 1,184,929.68 0.00 0.00 01-Apr-2016 4.43400% RATE CHANGE 0.00 437.83 0.00 13,855.77 0.00 1,184,929.68 0.00 0.00 04-Apr-2016 4.43725% RATE CHANGE 0.00 0.00 0.00 13,855.77 0.00 1,184,929.68 0.00 0.00 04-Apr-2016 4.43725% RATE CHANGE 0.00 146.05 0.00 14,001.82 0.00 1,184,929.68 0.00 0.00 05-Apr-2016 4.43735% RATE CHANGE 0.00 0.00 0.00 14,001.82 0.00 1,184,929.68 0.00 0.00 05-Apr-2016 4.43735% RATE CHANGE 0.00 146.05 0.00 14,147.88 0.00 1,184,929.68 0.00 0.00 06-Apr-2016 4.44020% RATE CHANGE 0.00 0.00 0.00 14,147.88 0.00 1,184,929.68 0.00 0.00 06-Apr-2016 4.44020% RATE CHANGE 0.00 146.15 0.00 14,294.02 0.00 1,184,929.68 0.00 0.00 07-Apr-2016 4.43850% RATE CHANGE 0.00 0.00 0.00 14,294.02 0.00 1,184,929.68 0.00 0.00 07-Apr-2016 4.43850% RATE CHANGE 0.00 146.09 0.00 14,440.12 0.00 1,184,929.68 0.00 0.00 08-Apr-2016 4.43900% RATE CHANGE 0.00 0.00 0.00 14,440.12 0.00 1,184,929.68 0.00 0.00 08-Apr-2016 4.43900% RATE CHANGE 0.00 438.33 0.00 14,878.44 0.00 1,184,929.68 0.00 0.00 11-Apr-2016 4.43645% RATE CHANGE 0.00 0.00 0.00 14,878.44 0.00 1,184,929.68 0.00 0.00 11-Apr-2016 4.43645% RATE CHANGE 0.00 146.02 0.00 15,024.47 0.00 1,184,929.68 0.00 0.00 12-Apr-2016 4.43470% RATE CHANGE 0.00 0.00 0.00 15,024.47 0.00 1,184,929.68 0.00 0.00 12-Apr-2016 4.43470% RATE CHANGE 0.00 145.97 0.00 15,170.43 0.00 1,184,929.68 0.00 0.00 13-Apr-2016 4.43590% RATE CHANGE 0.00 0.00 0.00 15,170.43 0.00 1,184,929.68 0.00 0.00 13-Apr-2016 4.43590% RATE CHANGE 0.00 146.01 0.00 15,316.44 0.00 1,184,929.68 0.00 0.00 14-Apr-2016 4.43715% RATE CHANGE 0.00 0.00 0.00 15,316.44 0.00 1,184,929.68 0.00 0.00 Page 44 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 45 of 103 PageID: 4154 4 01 25 7 67 28 806 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 14-Apr-2016 4.43715% RATE CHANGE 0.00 146.05 0.00 15,462.49 0.00 1,184,929.68 0.00 0.00 15-Apr-2016 4.43275% RATE CHANGE 0.00 0.00 0.00 15,462.49 0.00 1,184,929.68 0.00 0.00 15-Apr-2016 4.43275% RATE CHANGE 0.00 437.71 0.00 15,900.20 0.00 1,184,929.68 0.00 0.00 18-Apr-2016 4.43625% RATE CHANGE 0.00 0.00 0.00 15,900.20 0.00 1,184,929.68 0.00 0.00 18-Apr-2016 4.43625% RATE CHANGE 0.00 292.04 0.00 16,192.23 0.00 1,184,929.68 0.00 0.00 20-Apr-2016 4.43875% RATE CHANGE 0.00 0.00 0.00 16,192.23 0.00 1,184,929.68 0.00 0.00 20-Apr-2016 4.43875% RATE CHANGE 0.00 146.10 0.00 16,338.33 0.00 1,184,929.68 0.00 0.00 21-Apr-2016 4.44115% RATE CHANGE 0.00 0.00 0.00 16,338.33 0.00 1,184,929.68 0.00 0.00 21-Apr-2016 4.44115% RATE CHANGE 0.00 146.18 0.00 16,484.51 0.00 1,184,929.68 0.00 0.00 22-Apr-2016 4.44125% RATE CHANGE 0.00 0.00 0.00 16,484.51 0.00 1,184,929.68 0.00 0.00 22-Apr-2016 4.44125% RATE CHANGE 0.00 438.55 0.00 16,923.06 0.00 1,184,929.68 0.00 0.00 25-Apr-2016 4.43885% RATE CHANGE 0.00 0.00 0.00 16,923.06 0.00 1,184,929.68 0.00 0.00 25-Apr-2016 4.43885% RATE CHANGE 0.00 146.10 0.00 17,069.16 0.00 1,184,929.68 0.00 0.00 26-Apr-2016 4.43645% RATE CHANGE 0.00 0.00 0.00 17,069.16 0.00 1,184,929.68 0.00 0.00 26-Apr-2016 4.43645% RATE CHANGE 0.00 146.02 0.00 17,215.19 0.00 1,184,929.68 0.00 0.00 27-Apr-2016 4.43695% RATE CHANGE 0.00 0.00 0.00 17,215.19 0.00 1,184,929.68 0.00 0.00 27-Apr-2016 4.43695% RATE CHANGE 0.00 146.04 0.00 17,361.23 0.00 1,184,929.68 0.00 0.00 28-Apr-2016 4.43770% RATE CHANGE 0.00 0.00 0.00 17,361.23 0.00 1,184,929.68 0.00 0.00 28-Apr-2016 4.43770% RATE CHANGE 0.00 146.07 0.00 17,507.29 0.00 1,184,929.68 0.00 0.00 29-Apr-2016 4.43520% RATE CHANGE 0.00 0.00 0.00 17,507.29 0.00 1,184,929.68 0.00 0.00 29-Apr-2016 4.43520% RATE CHANGE 0.00 583.93 0.00 18,091.23 0.00 1,184,929.68 0.00 0.00 03-May-2016 4.43880% RATE CHANGE 0.00 0.00 0.00 18,091.23 0.00 1,184,929.68 0.00 0.00 03-May-2016 4.43880% RATE CHANGE 0.00 146.10 0.00 18,237.33 0.00 1,184,929.68 0.00 0.00 04-May-2016 4.43575% RATE CHANGE 0.00 0.00 0.00 18,237.33 0.00 1,184,929.68 0.00 0.00 04-May-2016 4.43575% RATE CHANGE 0.00 146.00 0.00 18,383.33 0.00 1,184,929.68 0.00 0.00 05-May-2016 4.43590% RATE CHANGE 0.00 0.00 0.00 18,383.33 0.00 1,184,929.68 0.00 0.00 05-May-2016 4.43590% RATE CHANGE 0.00 584.03 0.00 18,967.35 0.00 1,184,929.68 0.00 0.00 09-May-2016 4.43715% RATE CHANGE 0.00 0.00 0.00 18,967.35 0.00 1,184,929.68 0.00 0.00 09-May-2016 4.43715% RATE CHANGE 0.00 146.05 0.00 19,113.40 0.00 1,184,929.68 0.00 0.00 10-May-2016 4.43790% RATE CHANGE 0.00 0.00 0.00 19,113.40 0.00 1,184,929.68 0.00 0.00 10-May-2016 4.43790% RATE CHANGE 0.00 146.07 0.00 19,259.47 0.00 1,184,929.68 0.00 0.00 11-May-2016 4.43865% RATE CHANGE 0.00 0.00 0.00 19,259.47 0.00 1,184,929.68 0.00 0.00 11-May-2016 4.43865% RATE CHANGE 0.00 146.10 0.00 19,405.57 0.00 1,184,929.68 0.00 0.00 12-May-2016 4.43730% RATE CHANGE 0.00 0.00 0.00 19,405.57 0.00 1,184,929.68 0.00 0.00 12-May-2016 4.43730% RATE CHANGE 0.00 146.05 0.00 19,551.62 0.00 1,184,929.68 0.00 0.00 13-May-2016 4.43465% RATE CHANGE 0.00 0.00 0.00 19,551.62 0.00 1,184,929.68 0.00 0.00 13-May-2016 4.43465% RATE CHANGE 0.00 437.90 0.00 19,989.52 0.00 1,184,929.68 0.00 0.00 16-May-2016 4.43445% RATE CHANGE 0.00 0.00 0.00 19,989.52 0.00 1,184,929.68 0.00 0.00 16-May-2016 4.43445% RATE CHANGE 0.00 145.96 0.00 20,135.48 0.00 1,184,929.68 0.00 0.00 17-May-2016 4.43395% RATE CHANGE 0.00 0.00 0.00 20,135.48 0.00 1,184,929.68 0.00 0.00 17-May-2016 4.43395% RATE CHANGE 0.00 145.94 0.00 20,281.42 0.00 1,184,929.68 0.00 0.00 18-May-2016 4.43620% RATE CHANGE 0.00 0.00 0.00 20,281.42 0.00 1,184,929.68 0.00 0.00 18-May-2016 4.43620% RATE CHANGE 0.00 146.02 0.00 20,427.44 0.00 1,184,929.68 0.00 0.00 19-May-2016 4.43870% RATE CHANGE 0.00 0.00 0.00 20,427.44 0.00 1,184,929.68 0.00 0.00 Page 45 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 46 of 103 PageID: 4164 4 01 25 7 68 28 807 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 19-May-2016 4.43870% RATE CHANGE 0.00 146.10 0.00 20,573.53 0.00 1,184,929.68 0.00 0.00 20-May-2016 4.43845% RATE CHANGE 0.00 0.00 0.00 20,573.53 0.00 1,184,929.68 0.00 0.00 20-May-2016 4.43845% RATE CHANGE 0.00 438.27 0.00 21,011.81 0.00 1,184,929.68 0.00 0.00 23-May-2016 4.44300% RATE CHANGE 0.00 0.00 0.00 21,011.81 0.00 1,184,929.68 0.00 0.00 23-May-2016 4.44300% RATE CHANGE 0.00 146.24 0.00 21,158.05 0.00 1,184,929.68 0.00 0.00 24-May-2016 4.44325% RATE CHANGE 0.00 0.00 0.00 21,158.05 0.00 1,184,929.68 0.00 0.00 24-May-2016 4.44325% RATE CHANGE 0.00 146.25 0.00 21,304.29 0.00 1,184,929.68 0.00 0.00 25-May-2016 4.44600% RATE CHANGE 0.00 0.00 0.00 21,304.29 0.00 1,184,929.68 0.00 0.00 25-May-2016 4.44600% RATE CHANGE 0.00 146.34 0.00 21,450.63 0.00 1,184,929.68 0.00 0.00 26-May-2016 4.44420% RATE CHANGE 0.00 0.00 0.00 21,450.63 0.00 1,184,929.68 0.00 0.00 26-May-2016 4.44420% RATE CHANGE 0.00 146.28 0.00 21,596.91 0.00 1,184,929.68 0.00 0.00 27-May-2016 4.44970% RATE CHANGE 0.00 0.00 0.00 21,596.91 0.00 1,184,929.68 0.00 0.00 27-May-2016 4.44970% RATE CHANGE 0.00 585.84 0.00 22,182.76 0.00 1,184,929.68 0.00 0.00 31-May-2016 4.45445% RATE CHANGE 0.00 0.00 0.00 22,182.76 0.00 1,184,929.68 0.00 0.00 31-May-2016 4.45445% RATE CHANGE 0.00 146.62 0.00 22,329.37 0.00 1,184,929.68 0.00 0.00 01-Jun-2016 4.45665% RATE CHANGE 0.00 0.00 0.00 22,329.37 0.00 1,184,929.68 0.00 0.00 01-Jun-2016 4.45665% RATE CHANGE 0.00 146.69 0.00 22,476.06 0.00 1,184,929.68 0.00 0.00 02-Jun-2016 4.46885% RATE CHANGE 0.00 0.00 0.00 22,476.06 0.00 1,184,929.68 0.00 0.00 02-Jun-2016 4.46885% RATE CHANGE 0.00 147.09 0.00 22,623.15 0.00 1,184,929.68 0.00 0.00 03-Jun-2016 4.46955% RATE CHANGE 0.00 0.00 0.00 22,623.15 0.00 1,184,929.68 0.00 0.00 03-Jun-2016 4.46955% RATE CHANGE 0.00 441.34 0.00 23,064.49 0.00 1,184,929.68 0.00 0.00 06-Jun-2016 4.46305% RATE CHANGE 0.00 0.00 0.00 23,064.49 0.00 1,184,929.68 0.00 0.00 06-Jun-2016 4.46305% RATE CHANGE 0.00 146.90 0.00 23,211.39 0.00 1,184,929.68 0.00 0.00 07-Jun-2016 4.46480% RATE CHANGE 0.00 0.00 0.00 23,211.39 0.00 1,184,929.68 0.00 0.00 07-Jun-2016 4.46480% RATE CHANGE 0.00 146.96 0.00 23,358.35 0.00 1,184,929.68 0.00 0.00 08-Jun-2016 4.44705% RATE CHANGE 0.00 0.00 0.00 23,358.35 0.00 1,184,929.68 0.00 0.00 08-Jun-2016 4.44705% RATE CHANGE 0.00 146.37 0.00 23,504.73 0.00 1,184,929.68 0.00 0.00 09-Jun-2016 4.44580% RATE CHANGE 0.00 0.00 0.00 23,504.73 0.00 1,184,929.68 0.00 0.00 09-Jun-2016 4.44580% RATE CHANGE 0.00 146.33 0.00 23,651.06 0.00 1,184,929.68 0.00 0.00 10-Jun-2016 4.44530% RATE CHANGE 0.00 0.00 0.00 23,651.06 0.00 1,184,929.68 0.00 0.00 10-Jun-2016 4.44530% RATE CHANGE 0.00 438.95 0.00 24,090.00 0.00 1,184,929.68 0.00 0.00 13-Jun-2016 4.44705% RATE CHANGE 0.00 0.00 0.00 24,090.00 0.00 1,184,929.68 0.00 0.00 13-Jun-2016 4.44705% RATE CHANGE 0.00 146.37 0.00 24,236.38 0.00 1,184,929.68 0.00 0.00 14-Jun-2016 4.44655% RATE CHANGE 0.00 0.00 0.00 24,236.38 0.00 1,184,929.68 0.00 0.00 14-Jun-2016 4.44655% RATE CHANGE 0.00 146.36 0.00 24,382.73 0.00 1,184,929.68 0.00 0.00 15-Jun-2016 4.44205% RATE CHANGE 0.00 0.00 0.00 24,382.73 0.00 1,184,929.68 0.00 0.00 15-Jun-2016 4.44205% RATE CHANGE 0.00 146.21 0.00 24,528.94 0.00 1,184,929.68 0.00 0.00 16-Jun-2016 4.44230% RATE CHANGE 0.00 0.00 0.00 24,528.94 0.00 1,184,929.68 0.00 0.00 16-Jun-2016 4.44230% RATE CHANGE 0.00 146.22 0.00 24,675.16 0.00 1,184,929.68 0.00 0.00 17-Jun-2016 4.44605% RATE CHANGE 0.00 0.00 0.00 24,675.16 0.00 1,184,929.68 0.00 0.00 17-Jun-2016 4.44605% RATE CHANGE 0.00 439.02 0.00 25,114.18 0.00 1,184,929.68 0.00 0.00 20-Jun-2016 4.44805% RATE CHANGE 0.00 0.00 0.00 25,114.18 0.00 1,184,929.68 0.00 0.00 20-Jun-2016 4.44805% RATE CHANGE 0.00 146.41 0.00 25,260.59 0.00 1,184,929.68 0.00 0.00 21-Jun-2016 4.44780% RATE CHANGE 0.00 0.00 0.00 25,260.59 0.00 1,184,929.68 0.00 0.00 Page 46 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 47 of 103 PageID: 4174 4 01 25 7 69 28 808 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 21-Jun-2016 4.44780% RATE CHANGE 0.00 146.40 0.00 25,406.99 0.00 1,184,929.68 0.00 0.00 22-Jun-2016 4.44805% RATE CHANGE 0.00 0.00 0.00 25,406.99 0.00 1,184,929.68 0.00 0.00 22-Jun-2016 4.44805% RATE CHANGE 0.00 146.41 0.00 25,553.39 0.00 1,184,929.68 0.00 0.00 23-Jun-2016 4.45080% RATE CHANGE 0.00 0.00 0.00 25,553.39 0.00 1,184,929.68 0.00 0.00 23-Jun-2016 4.45080% RATE CHANGE 0.00 146.50 0.00 25,699.89 0.00 1,184,929.68 0.00 0.00 24-Jun-2016 4.45205% RATE CHANGE 0.00 0.00 0.00 25,699.89 0.00 1,184,929.68 0.00 0.00 24-Jun-2016 4.45205% RATE CHANGE 0.00 439.61 0.00 26,139.50 0.00 1,184,929.68 0.00 0.00 27-Jun-2016 4.45330% RATE CHANGE 0.00 0.00 0.00 26,139.50 0.00 1,184,929.68 0.00 0.00 27-Jun-2016 4.45330% RATE CHANGE 0.00 146.58 0.00 26,286.08 0.00 1,184,929.68 0.00 0.00 28-Jun-2016 4.44930% RATE CHANGE 0.00 0.00 0.00 26,286.08 0.00 1,184,929.68 0.00 0.00 28-Jun-2016 4.44930% RATE CHANGE 0.00 146.45 0.00 26,432.53 0.00 1,184,929.68 0.00 0.00 29-Jun-2016 4.45880% RATE CHANGE 0.00 0.00 0.00 26,432.53 0.00 1,184,929.68 0.00 0.00 29-Jun-2016 4.45880% RATE CHANGE 0.00 146.76 0.00 26,579.29 0.00 1,184,929.68 0.00 0.00 30-Jun-2016 4.46030% RATE CHANGE 0.00 0.00 0.00 26,579.29 0.00 1,184,929.68 0.00 0.00 30-Jun-2016 4.46030% RATE CHANGE 0.00 146.81 0.00 26,726.10 0.00 1,184,929.68 0.00 0.00 01-Jul-2016 4.46655% RATE CHANGE 0.00 0.00 0.00 26,726.10 0.00 1,184,929.68 0.00 0.00 01-Jul-2016 4.46655% RATE CHANGE 0.00 441.05 0.00 27,167.15 0.00 1,184,929.68 0.00 0.00 04-Jul-2016 4.46505% RATE CHANGE 0.00 0.00 0.00 27,167.15 0.00 1,184,929.68 0.00 0.00 04-Jul-2016 4.46505% RATE CHANGE 0.00 146.97 0.00 27,314.11 0.00 1,184,929.68 0.00 0.00 05-Jul-2016 4.46755% RATE CHANGE 0.00 0.00 0.00 27,314.11 0.00 1,184,929.68 0.00 0.00 05-Jul-2016 4.46755% RATE CHANGE 0.00 147.05 0.00 27,461.16 0.00 1,184,929.68 0.00 0.00 06-Jul-2016 4.46955% RATE CHANGE 0.00 147.11 0.00 27,608.27 0.00 1,184,929.68 0.00 0.00 07-Jul-2016 4.47030% RATE CHANGE 0.00 0.00 0.00 27,608.27 0.00 1,184,929.68 0.00 0.00 07-Jul-2016 4.47030% RATE CHANGE 0.00 147.14 0.00 27,755.41 0.00 1,184,929.68 0.00 0.00 08-Jul-2016 4.47255% RATE CHANGE 0.00 0.00 0.00 27,755.41 0.00 1,184,929.68 0.00 0.00 08-Jul-2016 4.47255% RATE CHANGE 0.00 441.64 0.00 28,197.05 0.00 1,184,929.68 0.00 0.00 11-Jul-2016 4.47430% RATE CHANGE 0.00 0.00 0.00 28,197.05 0.00 1,184,929.68 0.00 0.00 11-Jul-2016 4.47430% RATE CHANGE 0.00 147.27 0.00 28,344.32 0.00 1,184,929.68 0.00 0.00 12-Jul-2016 4.47580% RATE CHANGE 0.00 0.00 0.00 28,344.32 0.00 1,184,929.68 0.00 0.00 12-Jul-2016 4.47580% RATE CHANGE 0.00 147.32 0.00 28,491.64 0.00 1,184,929.68 0.00 0.00 13-Jul-2016 4.47785% RATE CHANGE 0.00 0.00 0.00 28,491.64 0.00 1,184,929.68 0.00 0.00 13-Jul-2016 4.47785% RATE CHANGE 0.00 147.39 0.00 28,639.03 0.00 1,184,929.68 0.00 0.00 14-Jul-2016 4.47935% RATE CHANGE 0.00 0.00 0.00 28,639.03 0.00 1,184,929.68 0.00 0.00 14-Jul-2016 4.47935% RATE CHANGE 0.00 147.44 0.00 28,786.46 0.00 1,184,929.68 0.00 0.00 15-Jul-2016 4.48135% RATE CHANGE 0.00 0.00 0.00 28,786.46 0.00 1,184,929.68 0.00 0.00 15-Jul-2016 4.48135% RATE CHANGE 0.00 442.51 0.00 29,228.97 0.00 1,184,929.68 0.00 0.00 18-Jul-2016 4.48210% RATE CHANGE 0.00 0.00 0.00 29,228.97 0.00 1,184,929.68 0.00 0.00 18-Jul-2016 4.48210% RATE CHANGE 0.00 147.53 0.00 29,376.50 0.00 1,184,929.68 0.00 0.00 19-Jul-2016 4.48330% RATE CHANGE 0.00 0.00 0.00 29,376.50 0.00 1,184,929.68 0.00 0.00 19-Jul-2016 4.48330% RATE CHANGE 0.00 147.57 0.00 29,524.06 0.00 1,184,929.68 0.00 0.00 20-Jul-2016 4.48655% RATE CHANGE 0.00 0.00 0.00 29,524.06 0.00 1,184,929.68 0.00 0.00 20-Jul-2016 4.48655% RATE CHANGE 0.00 147.67 0.00 29,671.74 0.00 1,184,929.68 0.00 0.00 21-Jul-2016 4.48530% RATE CHANGE 0.00 0.00 0.00 29,671.74 0.00 1,184,929.68 0.00 0.00 21-Jul-2016 4.48530% RATE CHANGE 0.00 147.63 0.00 29,819.37 0.00 1,184,929.68 0.00 0.00 Page 47 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 48 of 103 PageID: 4184 4 01 25 7 70 28 809 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-Jul-2016 4.48740% RATE CHANGE 0.00 0.00 0.00 29,819.37 0.00 1,184,929.68 0.00 0.00 22-Jul-2016 4.48740% RATE CHANGE 0.00 443.10 0.00 30,262.47 0.00 1,184,929.68 0.00 0.00 25-Jul-2016 4.48790% RATE CHANGE 0.00 0.00 0.00 30,262.47 0.00 1,184,929.68 0.00 0.00 25-Jul-2016 4.48790% RATE CHANGE 0.00 147.72 0.00 30,410.19 0.00 1,184,929.68 0.00 0.00 26-Jul-2016 4.49040% RATE CHANGE 0.00 0.00 0.00 30,410.19 0.00 1,184,929.68 0.00 0.00 26-Jul-2016 4.49040% RATE CHANGE 0.00 147.80 0.00 30,557.99 0.00 1,184,929.68 0.00 0.00 27-Jul-2016 4.49090% RATE CHANGE 0.00 0.00 0.00 30,557.99 0.00 1,184,929.68 0.00 0.00 27-Jul-2016 4.49090% RATE CHANGE 0.00 147.82 0.00 30,705.81 0.00 1,184,929.68 0.00 0.00 28-Jul-2016 4.49265% RATE CHANGE 0.00 0.00 0.00 30,705.81 0.00 1,184,929.68 0.00 0.00 28-Jul-2016 4.49265% RATE CHANGE 0.00 147.87 0.00 30,853.68 0.00 1,184,929.68 0.00 0.00 29-Jul-2016 4.49565% RATE CHANGE 0.00 0.00 0.00 30,853.68 0.00 1,184,929.68 0.00 0.00 29-Jul-2016 4.49565% RATE CHANGE 0.00 443.92 0.00 31,297.60 0.00 1,184,929.68 0.00 0.00 01-Aug-2016 4.49390% RATE CHANGE 0.00 0.00 0.00 31,297.60 0.00 1,184,929.68 0.00 0.00 01-Aug-2016 4.49390% RATE CHANGE 0.00 147.92 0.00 31,445.52 0.00 1,184,929.68 0.00 0.00 02-Aug-2016 4.49590% RATE CHANGE 0.00 0.00 0.00 31,445.52 0.00 1,184,929.68 0.00 0.00 02-Aug-2016 4.49590% RATE CHANGE 0.00 147.98 0.00 31,593.50 0.00 1,184,929.68 0.00 0.00 03-Aug-2016 4.49390% RATE CHANGE 0.00 0.00 0.00 31,593.50 0.00 1,184,929.68 0.00 0.00 03-Aug-2016 4.49390% RATE CHANGE 0.00 295.83 0.00 31,889.33 0.00 1,184,929.68 0.00 0.00 05-Aug-2016 4.49690% RATE CHANGE 0.00 0.00 0.00 31,889.33 0.00 1,184,929.68 0.00 0.00 05-Aug-2016 4.49690% RATE CHANGE 0.00 444.04 0.00 32,333.37 0.00 1,184,929.68 0.00 0.00 08-Aug-2016 4.49840% RATE CHANGE 0.00 0.00 0.00 32,333.37 0.00 1,184,929.68 0.00 0.00 08-Aug-2016 4.49840% RATE CHANGE 0.00 148.06 0.00 32,481.44 0.00 1,184,929.68 0.00 0.00 09-Aug-2016 4.50390% RATE CHANGE 0.00 0.00 0.00 32,481.44 0.00 1,184,929.68 0.00 0.00 09-Aug-2016 4.50390% RATE CHANGE 0.00 148.24 0.00 32,629.68 0.00 1,184,929.68 0.00 0.00 10-Aug-2016 4.51190% RATE CHANGE 0.00 0.00 0.00 32,629.68 0.00 1,184,929.68 0.00 0.00 10-Aug-2016 4.51190% RATE CHANGE 0.00 148.51 0.00 32,778.19 0.00 1,184,929.68 0.00 0.00 11-Aug-2016 4.51315% RATE CHANGE 0.00 0.00 0.00 32,778.19 0.00 1,184,929.68 0.00 0.00 11-Aug-2016 4.51315% RATE CHANGE 0.00 148.55 0.00 32,926.74 0.00 1,184,929.68 0.00 0.00 12-Aug-2016 4.51765% RATE CHANGE 0.00 0.00 0.00 32,926.74 0.00 1,184,929.68 0.00 0.00 12-Aug-2016 4.51765% RATE CHANGE 0.00 446.09 0.00 33,372.83 0.00 1,184,929.68 0.00 0.00 15-Aug-2016 4.50765% RATE CHANGE 0.00 0.00 0.00 33,372.83 0.00 1,184,929.68 0.00 0.00 15-Aug-2016 4.50765% RATE CHANGE 0.00 148.37 0.00 33,521.20 0.00 1,184,929.68 0.00 0.00 16-Aug-2016 4.50665% RATE CHANGE 0.00 0.00 0.00 33,521.20 0.00 1,184,929.68 0.00 0.00 16-Aug-2016 4.50665% RATE CHANGE 0.00 148.34 0.00 33,669.53 0.00 1,184,929.68 0.00 0.00 17-Aug-2016 4.50744% RATE CHANGE 0.00 0.00 0.00 33,669.53 0.00 1,184,929.68 0.00 0.00 17-Aug-2016 4.50744% RATE CHANGE 0.00 296.72 0.00 33,966.25 0.00 1,184,929.68 0.00 0.00 19-Aug-2016 4.51411% RATE CHANGE 0.00 0.00 0.00 33,966.25 0.00 1,184,929.68 0.00 0.00 19-Aug-2016 4.51411% RATE CHANGE 0.00 445.74 0.00 34,412.00 0.00 1,184,929.68 0.00 0.00 22-Aug-2016 4.51244% RATE CHANGE 0.00 0.00 0.00 34,412.00 0.00 1,184,929.68 0.00 0.00 22-Aug-2016 4.51244% RATE CHANGE 0.00 148.53 0.00 34,560.52 0.00 1,184,929.68 0.00 0.00 23-Aug-2016 4.52106% RATE CHANGE 0.00 0.00 0.00 34,560.52 0.00 1,184,929.68 0.00 0.00 23-Aug-2016 4.52106% RATE CHANGE 0.00 148.81 0.00 34,709.33 0.00 1,184,929.68 0.00 0.00 24-Aug-2016 4.52217% RATE CHANGE 0.00 0.00 0.00 34,709.33 0.00 1,184,929.68 0.00 0.00 24-Aug-2016 4.52217% RATE CHANGE 0.00 148.85 0.00 34,858.18 0.00 1,184,929.68 0.00 0.00 Page 48 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 49 of 103 PageID: 4194 4 01 25 7 71 28 8 0 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 25-Aug-2016 4.52439% RATE CHANGE 0.00 0.00 0.00 34,858.18 0.00 1,184,929.68 0.00 0.00 25-Aug-2016 4.52439% RATE CHANGE 0.00 148.92 0.00 35,007.10 0.00 1,184,929.68 0.00 0.00 26-Aug-2016 4.51994% RATE CHANGE 0.00 0.00 0.00 35,007.10 0.00 1,184,929.68 0.00 0.00 26-Aug-2016 4.51994% RATE CHANGE 0.00 595.09 0.00 35,602.19 0.00 1,184,929.68 0.00 0.00 30-Aug-2016 4.52383% RATE CHANGE 0.00 0.00 0.00 35,602.19 0.00 1,184,929.68 0.00 0.00 30-Aug-2016 4.52383% RATE CHANGE 0.00 148.90 0.00 35,751.09 0.00 1,184,929.68 0.00 0.00 31-Aug-2016 4.52439% RATE CHANGE 0.00 0.00 0.00 35,751.09 0.00 1,184,929.68 0.00 0.00 31-Aug-2016 4.52439% RATE CHANGE 0.00 148.92 0.00 35,900.01 0.00 1,184,929.68 0.00 0.00 01-Sep-2016 4.52322% RATE CHANGE 0.00 0.00 0.00 35,900.01 0.00 1,184,929.68 0.00 0.00 01-Sep-2016 4.52322% RATE CHANGE 0.00 148.88 0.00 36,048.89 0.00 1,184,929.68 0.00 0.00 02-Sep-2016 4.52489% RATE CHANGE 0.00 0.00 0.00 36,048.89 0.00 1,184,929.68 0.00 0.00 02-Sep-2016 4.52489% RATE CHANGE 0.00 446.81 0.00 36,495.69 0.00 1,184,929.68 0.00 0.00 05-Sep-2016 4.52294% RATE CHANGE 0.00 0.00 0.00 36,495.69 0.00 1,184,929.68 0.00 0.00 05-Sep-2016 4.52294% RATE CHANGE 0.00 148.87 0.00 36,644.56 0.00 1,184,929.68 0.00 0.00 06-Sep-2016 4.52572% RATE CHANGE 0.00 0.00 0.00 36,644.56 0.00 1,184,929.68 0.00 0.00 06-Sep-2016 4.52572% RATE CHANGE 0.00 148.96 0.00 36,793.53 0.00 1,184,929.68 0.00 0.00 07-Sep-2016 4.51933% RATE CHANGE 0.00 148.75 0.00 36,942.28 0.00 1,184,929.68 0.00 0.00 08-Sep-2016 4.51656% RATE CHANGE 0.00 0.00 0.00 36,942.28 0.00 1,184,929.68 0.00 0.00 08-Sep-2016 4.51656% RATE CHANGE 0.00 148.66 0.00 37,090.94 0.00 1,184,929.68 0.00 0.00 09-Sep-2016 4.51322% RATE CHANGE 0.00 0.00 0.00 37,090.94 0.00 1,184,929.68 0.00 0.00 09-Sep-2016 4.51322% RATE CHANGE 0.00 445.65 0.00 37,536.59 0.00 1,184,929.68 0.00 0.00 12-Sep-2016 4.51822% RATE CHANGE 0.00 0.00 0.00 37,536.59 0.00 1,184,929.68 0.00 0.00 12-Sep-2016 4.51822% RATE CHANGE 0.00 148.72 0.00 37,685.31 0.00 1,184,929.68 0.00 0.00 13-Sep-2016 4.52689% RATE CHANGE 0.00 0.00 0.00 37,685.31 0.00 1,184,929.68 0.00 0.00 13-Sep-2016 4.52689% RATE CHANGE 0.00 149.00 0.00 37,834.31 0.00 1,184,929.68 0.00 0.00 14-Sep-2016 4.52772% RATE CHANGE 0.00 0.00 0.00 37,834.31 0.00 1,184,929.68 0.00 0.00 14-Sep-2016 4.52772% RATE CHANGE 0.00 149.03 0.00 37,983.34 0.00 1,184,929.68 0.00 0.00 15-Sep-2016 4.52428% RATE CHANGE 0.00 0.00 0.00 37,983.34 0.00 1,184,929.68 0.00 0.00 15-Sep-2016 4.52428% RATE CHANGE 0.00 148.92 0.00 38,132.26 0.00 1,184,929.68 0.00 0.00 16-Sep-2016 4.52956% RATE CHANGE 0.00 0.00 0.00 38,132.26 0.00 1,184,929.68 0.00 0.00 16-Sep-2016 4.52956% RATE CHANGE 0.00 447.27 0.00 38,579.52 0.00 1,184,929.68 0.00 0.00 19-Sep-2016 4.53094% RATE CHANGE 0.00 0.00 0.00 38,579.52 0.00 1,184,929.68 0.00 0.00 19-Sep-2016 4.53094% RATE CHANGE 0.00 149.13 0.00 38,728.66 0.00 1,184,929.68 0.00 0.00 20-Sep-2016 4.53178% RATE CHANGE 0.00 0.00 0.00 38,728.66 0.00 1,184,929.68 0.00 0.00 20-Sep-2016 4.53178% RATE CHANGE 0.00 149.16 0.00 38,877.82 0.00 1,184,929.68 0.00 0.00 21-Sep-2016 4.53617% RATE CHANGE 0.00 0.00 0.00 38,877.82 0.00 1,184,929.68 0.00 0.00 21-Sep-2016 4.53617% RATE CHANGE 0.00 149.31 0.00 39,027.13 0.00 1,184,929.68 0.00 0.00 22-Sep-2016 4.54306% RATE CHANGE 0.00 0.00 0.00 39,027.13 0.00 1,184,929.68 0.00 0.00 22-Sep-2016 4.54306% RATE CHANGE 0.00 149.53 0.00 39,176.66 0.00 1,184,929.68 0.00 0.00 23-Sep-2016 4.54633% RATE CHANGE 0.00 0.00 0.00 39,176.66 0.00 1,184,929.68 0.00 0.00 23-Sep-2016 4.54633% RATE CHANGE 0.00 448.92 0.00 39,625.58 0.00 1,184,929.68 0.00 0.00 26-Sep-2016 4.52528% RATE CHANGE 0.00 0.00 0.00 39,625.58 0.00 1,184,929.68 0.00 0.00 26-Sep-2016 4.52528% RATE CHANGE 0.00 148.95 0.00 39,774.53 0.00 1,184,929.68 0.00 0.00 27-Sep-2016 4.52222% RATE CHANGE 0.00 0.00 0.00 39,774.53 0.00 1,184,929.68 0.00 0.00 Page 49 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 50 of 103 PageID: 4204 4 01 25 7 72 28 811 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 27-Sep-2016 4.52222% RATE CHANGE 0.00 148.85 0.00 39,923.38 0.00 1,184,929.68 0.00 0.00 28-Sep-2016 4.52444% RATE CHANGE 0.00 0.00 0.00 39,923.38 0.00 1,184,929.68 0.00 0.00 28-Sep-2016 4.52444% RATE CHANGE 0.00 148.92 0.00 40,072.30 0.00 1,184,929.68 0.00 0.00 29-Sep-2016 4.52667% RATE CHANGE 0.00 0.00 0.00 40,072.30 0.00 1,184,929.68 0.00 0.00 29-Sep-2016 4.52667% RATE CHANGE 0.00 148.99 0.00 40,221.29 0.00 1,184,929.68 0.00 0.00 30-Sep-2016 4.52438% RATE CHANGE 0.00 0.00 0.00 40,221.29 0.00 1,184,929.68 0.00 0.00 30-Sep-2016 4.52438% RATE CHANGE 0.00 446.76 0.00 40,668.05 0.00 1,184,929.68 0.00 0.00 03-Oct-2016 4.52722% RATE CHANGE 0.00 0.00 0.00 40,668.05 0.00 1,184,929.68 0.00 0.00 03-Oct-2016 4.52722% RATE CHANGE 0.00 149.01 0.00 40,817.06 0.00 1,184,929.68 0.00 0.00 04-Oct-2016 4.53111% RATE CHANGE 0.00 0.00 0.00 40,817.06 0.00 1,184,929.68 0.00 0.00 04-Oct-2016 4.53111% RATE CHANGE 0.00 149.14 0.00 40,966.20 0.00 1,184,929.68 0.00 0.00 05-Oct-2016 4.52833% RATE CHANGE 0.00 0.00 0.00 40,966.20 0.00 1,184,929.68 0.00 0.00 05-Oct-2016 4.52833% RATE CHANGE 0.00 149.05 0.00 41,115.25 0.00 1,184,929.68 0.00 0.00 06-Oct-2016 4.52722% RATE CHANGE 0.00 0.00 0.00 41,115.25 0.00 1,184,929.68 0.00 0.00 06-Oct-2016 4.52722% RATE CHANGE 0.00 149.01 0.00 41,264.26 0.00 1,184,929.68 0.00 0.00 07-Oct-2016 4.52567% RATE CHANGE 0.00 0.00 0.00 41,264.26 0.00 1,184,929.68 0.00 0.00 07-Oct-2016 4.52567% RATE CHANGE 0.00 446.88 0.00 41,711.15 0.00 1,184,929.68 0.00 0.00 10-Oct-2016 4.52956% RATE CHANGE 0.00 0.00 0.00 41,711.15 0.00 1,184,929.68 0.00 0.00 10-Oct-2016 4.52956% RATE CHANGE 0.00 149.09 0.00 41,860.24 0.00 1,184,929.68 0.00 0.00 11-Oct-2016 4.52900% RATE CHANGE 0.00 0.00 0.00 41,860.24 0.00 1,184,929.68 0.00 0.00 11-Oct-2016 4.52900% RATE CHANGE 0.00 149.07 0.00 42,009.31 0.00 1,184,929.68 0.00 0.00 12-Oct-2016 4.52956% RATE CHANGE 0.00 149.09 0.00 42,158.40 0.00 1,184,929.68 0.00 0.00 13-Oct-2016 4.53067% RATE CHANGE 0.00 0.00 0.00 42,158.40 0.00 1,184,929.68 0.00 0.00 13-Oct-2016 4.53067% RATE CHANGE 0.00 149.13 0.00 42,307.52 0.00 1,184,929.68 0.00 0.00 14-Oct-2016 4.53456% RATE CHANGE 0.00 0.00 0.00 42,307.52 0.00 1,184,929.68 0.00 0.00 14-Oct-2016 4.53456% RATE CHANGE 0.00 597.02 0.00 42,904.54 0.00 1,184,929.68 0.00 0.00 18-Oct-2016 4.53567% RATE CHANGE 0.00 0.00 0.00 42,904.54 0.00 1,184,929.68 0.00 0.00 18-Oct-2016 4.53567% RATE CHANGE 0.00 149.29 0.00 43,053.83 0.00 1,184,929.68 0.00 0.00 19-Oct-2016 4.52789% RATE CHANGE 0.00 0.00 0.00 43,053.83 0.00 1,184,929.68 0.00 0.00 19-Oct-2016 4.52789% RATE CHANGE 0.00 149.03 0.00 43,202.86 0.00 1,184,929.68 0.00 0.00 20-Oct-2016 4.52567% RATE CHANGE 0.00 0.00 0.00 43,202.86 0.00 1,184,929.68 0.00 0.00 20-Oct-2016 4.52567% RATE CHANGE 0.00 148.96 0.00 43,351.82 0.00 1,184,929.68 0.00 0.00 21-Oct-2016 4.52456% RATE CHANGE 0.00 0.00 0.00 43,351.82 0.00 1,184,929.68 0.00 0.00 21-Oct-2016 4.52456% RATE CHANGE 0.00 446.77 0.00 43,798.60 0.00 1,184,929.68 0.00 0.00 24-Oct-2016 4.52400% RATE CHANGE 0.00 0.00 0.00 43,798.60 0.00 1,184,929.68 0.00 0.00 24-Oct-2016 4.52400% RATE CHANGE 0.00 148.91 0.00 43,947.50 0.00 1,184,929.68 0.00 0.00 25-Oct-2016 4.53400% RATE CHANGE 0.00 0.00 0.00 43,947.50 0.00 1,184,929.68 0.00 0.00 25-Oct-2016 4.53400% RATE CHANGE 0.00 298.47 0.00 44,245.97 0.00 1,184,929.68 0.00 0.00 27-Oct-2016 4.53589% RATE CHANGE 0.00 0.00 0.00 44,245.97 0.00 1,184,929.68 0.00 0.00 27-Oct-2016 4.53589% RATE CHANGE 0.00 149.30 0.00 44,395.27 0.00 1,184,929.68 0.00 0.00 28-Oct-2016 4.53478% RATE CHANGE 0.00 0.00 0.00 44,395.27 0.00 1,184,929.68 0.00 0.00 28-Oct-2016 4.53478% RATE CHANGE 0.00 447.78 0.00 44,843.05 0.00 1,184,929.68 0.00 0.00 31-Oct-2016 4.53433% RATE CHANGE 0.00 0.00 0.00 44,843.05 0.00 1,184,929.68 0.00 0.00 31-Oct-2016 4.53433% RATE CHANGE 0.00 149.25 0.00 44,992.30 0.00 1,184,929.68 0.00 0.00 Page 50 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 51 of 103 PageID: 4214 4 01 25 7 73 28 812 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN BUILDING SERVICES INC AFS Obligor: 8475 AFS Obligation: 0323 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Priyanshi Guria Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 01-Nov-2016 4.53267% RATE CHANGE 0.00 0.00 0.00 44,992.30 0.00 1,184,929.68 0.00 0.00 01-Nov-2016 4.53267% RATE CHANGE 0.00 149.19 0.00 45,141.49 0.00 1,184,929.68 0.00 0.00 02-Nov-2016 4.53378% RATE CHANGE 0.00 0.00 0.00 45,141.49 0.00 1,184,929.68 0.00 0.00 02-Nov-2016 4.53378% RATE CHANGE 0.00 149.23 0.00 45,290.72 0.00 1,184,929.68 0.00 0.00 03-Nov-2016 4.53044% RATE CHANGE 0.00 0.00 0.00 45,290.72 0.00 1,184,929.68 0.00 0.00 03-Nov-2016 4.53044% RATE CHANGE 0.00 149.12 0.00 45,439.84 0.00 1,184,929.68 0.00 0.00 04-Nov-2016 4.53200% RATE CHANGE 0.00 0.00 0.00 45,439.84 0.00 1,184,929.68 0.00 0.00 04-Nov-2016 4.53200% RATE CHANGE 0.00 447.51 0.00 45,887.35 0.00 1,184,929.68 0.00 0.00 07-Nov-2016 4.53256% RATE CHANGE 0.00 0.00 0.00 45,887.35 0.00 1,184,929.68 0.00 0.00 07-Nov-2016 4.53256% RATE CHANGE 0.00 149.19 0.00 46,036.53 0.00 1,184,929.68 0.00 0.00 08-Nov-2016 4.53533% RATE CHANGE 0.00 0.00 0.00 46,036.53 0.00 1,184,929.68 0.00 0.00 08-Nov-2016 4.53533% RATE CHANGE 0.00 298.56 0.00 46,335.09 0.00 1,184,929.68 0.00 0.00 10-Nov-2016 4.53700% RATE CHANGE 0.00 0.00 0.00 46,335.09 0.00 1,184,929.68 0.00 0.00 10-Nov-2016 4.53700% RATE CHANGE 0.00 149.33 0.00 46,484.43 0.00 1,184,929.68 0.00 0.00 11-Nov-2016 4.53644% RATE CHANGE 0.00 0.00 0.00 46,484.43 0.00 1,184,929.68 0.00 0.00 11-Nov-2016 4.53644% RATE CHANGE 0.00 447.95 0.00 46,932.37 0.00 1,184,929.68 0.00 0.00 14-Nov-2016 4.53817% RATE CHANGE 0.00 0.00 0.00 46,932.37 0.00 1,184,929.68 0.00 0.00 14-Nov-2016 4.53817% RATE CHANGE 0.00 298.75 0.00 47,231.12 0.00 1,184,929.68 0.00 0.00 16-Nov-2016 4.54206% RATE CHANGE 0.00 0.00 0.00 47,231.12 0.00 1,184,929.68 0.00 0.00 16-Nov-2016 4.54206% RATE CHANGE 0.00 0.00 0.00 47,231.12 0.00 1,184,929.68 0.00 0.00 16-Nov-16 Version 01 288,428.38 (241,197.26) 47,231.12 1,184,929.68 (10,500.00) 0.00 Interest Interest Interest Principal Fees Late Charges Accrued Paid Receivable Balance Paid Paid Page 51 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 52 of 103 PageID: 4224 4 01 25 7 74 28 813 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 22-Dec-2010 3.26063% RATE CHANGE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22-Dec-2010 3.26063% RATE CHANGE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22-Dec-2010 3.26063% DISBURSEMENT 293,767.69 425.72 0.00 425.72 293,767.69 293,767.69 0.00 0.00 07-Jan-2011 3.26125% RATE CHANGE 0.00 0.00 0.00 425.72 0.00 293,767.69 0.00 0.00 07-Jan-2011 3.26125% RATE CHANGE 0.00 345.96 0.00 771.68 0.00 293,767.69 0.00 0.00 20-Jan-2011 3.26063% RATE CHANGE 0.00 26.61 0.00 798.29 0.00 293,767.69 0.00 0.00 21-Jan-2011 3.26000% RATE CHANGE 0.00 79.81 0.00 878.10 0.00 293,767.69 0.00 0.00 24-Jan-2011 3.26000% INT PAYMNT (878.13) 266.02 (878.13) 265.99 0.00 293,767.69 0.00 0.00 03-Feb-2011 3.26300% RATE CHANGE 0.00 133.13 0.00 399.12 0.00 293,767.69 0.00 0.00 08-Feb-2011 3.26275% RATE CHANGE 0.00 26.62 0.00 425.75 0.00 293,767.69 0.00 0.00 09-Feb-2011 3.26375% RATE CHANGE 0.00 26.63 0.00 452.38 0.00 293,767.69 0.00 0.00 10-Feb-2011 3.26400% RATE CHANGE 0.00 133.17 0.00 585.56 0.00 293,767.69 0.00 0.00 15-Feb-2011 3.26575% RATE CHANGE 0.00 26.65 0.00 612.20 0.00 293,767.69 0.00 0.00 16-Feb-2011 3.26475% RATE CHANGE 0.00 26.64 0.00 638.85 0.00 293,767.69 0.00 0.00 17-Feb-2011 3.26400% RATE CHANGE 0.00 26.63 0.00 665.48 0.00 293,767.69 0.00 0.00 18-Feb-2011 3.26300% RATE CHANGE 0.00 106.51 0.00 771.99 0.00 293,767.69 0.00 0.00 22-Feb-2011 3.26200% RATE CHANGE 0.00 0.00 0.00 771.99 0.00 293,767.69 0.00 0.00 22-Feb-2011 3.26200% INT PAYMNT (772.00) 53.24 (772.00) 53.22 0.00 293,767.69 0.00 0.00 24-Feb-2011 3.26150% RATE CHANGE 0.00 133.07 0.00 186.30 0.00 293,767.69 0.00 0.00 01-Mar-2011 3.26100% RATE CHANGE 0.00 79.83 0.00 266.13 0.00 293,767.69 0.00 0.00 04-Mar-2011 3.26000% RATE CHANGE 0.00 133.01 0.00 399.14 0.00 293,767.69 0.00 0.00 09-Mar-2011 3.25900% RATE CHANGE 0.00 26.59 0.00 425.73 0.00 293,767.69 0.00 0.00 10-Mar-2011 3.25800% RATE CHANGE 0.00 106.34 0.00 532.08 0.00 293,767.69 0.00 0.00 14-Mar-2011 3.25550% RATE CHANGE 0.00 26.57 0.00 558.64 0.00 293,767.69 0.00 0.00 15-Mar-2011 3.25500% RATE CHANGE 0.00 26.56 0.00 585.21 0.00 293,767.69 0.00 0.00 16-Mar-2011 3.25350% RATE CHANGE 0.00 159.30 0.00 744.50 0.00 293,767.69 0.00 0.00 22-Mar-2011 3.25350% INT PAYMNT (744.60) 26.55 (744.60) 26.45 0.00 293,767.69 0.00 0.00 23-Mar-2011 3.25250% RATE CHANGE 0.00 26.54 0.00 52.99 0.00 293,767.69 0.00 0.00 24-Mar-2011 3.25200% RATE CHANGE 0.00 26.54 0.00 79.53 0.00 293,767.69 0.00 0.00 25-Mar-2011 3.24950% RATE CHANGE 0.00 79.55 0.00 159.08 0.00 293,767.69 0.00 0.00 28-Mar-2011 3.24825% RATE CHANGE 0.00 53.01 0.00 212.09 0.00 293,767.69 0.00 0.00 30-Mar-2011 3.24765% RATE CHANGE 0.00 26.50 0.00 238.59 0.00 293,767.69 0.00 0.00 31-Mar-2011 3.24615% RATE CHANGE 0.00 26.49 0.00 265.08 0.00 293,767.69 0.00 0.00 01-Apr-2011 3.24380% RATE CHANGE 0.00 79.41 0.00 344.49 0.00 293,767.69 0.00 0.00 04-Apr-2011 3.24345% RATE CHANGE 0.00 26.47 0.00 370.96 0.00 293,767.69 0.00 0.00 05-Apr-2011 3.24295% RATE CHANGE 0.00 26.46 0.00 397.42 0.00 293,767.69 0.00 0.00 06-Apr-2011 3.23990% RATE CHANGE 0.00 26.44 0.00 423.86 0.00 293,767.69 0.00 0.00 07-Apr-2011 3.23550% RATE CHANGE 0.00 26.40 0.00 450.26 0.00 293,767.69 0.00 0.00 08-Apr-2011 3.23350% RATE CHANGE 0.00 79.16 0.00 529.42 0.00 293,767.69 0.00 0.00 11-Apr-2011 3.23138% RATE CHANGE 0.00 26.37 0.00 555.79 0.00 293,767.69 0.00 0.00 12-Apr-2011 3.22650% RATE CHANGE 0.00 26.33 0.00 582.12 0.00 293,767.69 0.00 0.00 13-Apr-2011 3.22380% RATE CHANGE 0.00 26.31 0.00 608.43 0.00 293,767.69 0.00 0.00 14-Apr-2011 3.22110% RATE CHANGE 0.00 26.28 0.00 634.71 0.00 293,767.69 0.00 0.00 15-Apr-2011 3.21875% RATE CHANGE 0.00 78.80 0.00 713.51 0.00 293,767.69 0.00 0.00 Page 1 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 53 of 103 PageID: 4234 4 01 25 7 75 28 814 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 18-Apr-2011 3.21585% RATE CHANGE 0.00 26.24 0.00 739.75 0.00 293,767.69 0.00 0.00 19-Apr-2011 3.21375% RATE CHANGE 0.00 26.22 0.00 765.97 0.00 293,767.69 0.00 0.00 20-Apr-2011 3.21295% RATE CHANGE 0.00 26.22 0.00 792.19 0.00 293,767.69 0.00 0.00 21-Apr-2011 3.21260% RATE CHANGE 0.00 26.22 0.00 818.41 0.00 293,767.69 0.00 0.00 22-Apr-2011 3.21260% INT PAYMNT (819.11) 157.29 (819.11) 156.59 0.00 293,767.69 0.00 0.00 28-Apr-2011 3.21135% RATE CHANGE 0.00 131.03 0.00 287.62 0.00 293,767.69 0.00 0.00 03-May-2011 3.21050% RATE CHANGE 0.00 26.20 0.00 313.82 0.00 293,767.69 0.00 0.00 04-May-2011 3.21025% RATE CHANGE 0.00 26.20 0.00 340.01 0.00 293,767.69 0.00 0.00 05-May-2011 3.20950% RATE CHANGE 0.00 26.19 0.00 366.20 0.00 293,767.69 0.00 0.00 06-May-2011 3.20900% RATE CHANGE 0.00 78.56 0.00 444.76 0.00 293,767.69 0.00 0.00 09-May-2011 3.20620% RATE CHANGE 0.00 26.16 0.00 470.92 0.00 293,767.69 0.00 0.00 10-May-2011 3.20385% RATE CHANGE 0.00 26.14 0.00 497.07 0.00 293,767.69 0.00 0.00 11-May-2011 3.20185% RATE CHANGE 0.00 26.13 0.00 523.20 0.00 293,767.69 0.00 0.00 12-May-2011 3.20025% RATE CHANGE 0.00 26.11 0.00 549.31 0.00 293,767.69 0.00 0.00 13-May-2011 3.19875% RATE CHANGE 0.00 78.31 0.00 627.62 0.00 293,767.69 0.00 0.00 16-May-2011 3.19800% RATE CHANGE 0.00 26.10 0.00 653.72 0.00 293,767.69 0.00 0.00 17-May-2011 3.19710% RATE CHANGE 0.00 26.09 0.00 679.80 0.00 293,767.69 0.00 0.00 18-May-2011 3.19700% RATE CHANGE 0.00 52.18 0.00 731.98 0.00 293,767.69 0.00 0.00 20-May-2011 3.19575% RATE CHANGE 0.00 78.23 0.00 810.21 0.00 293,767.69 0.00 0.00 23-May-2011 3.19525% RATE CHANGE 0.00 0.00 0.00 810.21 0.00 293,767.69 0.00 0.00 23-May-2011 3.19525% INT PAYMNT (810.34) 26.07 (810.34) 25.95 0.00 293,767.69 0.00 0.00 24-May-2011 3.19475% RATE CHANGE 0.00 26.07 0.00 52.02 0.00 293,767.69 0.00 0.00 25-May-2011 3.19400% RATE CHANGE 0.00 26.06 0.00 78.08 0.00 293,767.69 0.00 0.00 26-May-2011 3.19270% RATE CHANGE 0.00 26.05 0.00 104.13 0.00 293,767.69 0.00 0.00 27-May-2011 3.19235% RATE CHANGE 0.00 104.20 0.00 208.34 0.00 293,767.69 0.00 0.00 31-May-2011 3.19125% RATE CHANGE 0.00 26.04 0.00 234.38 0.00 293,767.69 0.00 0.00 01-Jun-2011 3.19103% RATE CHANGE 0.00 26.04 0.00 260.42 0.00 293,767.69 0.00 0.00 02-Jun-2011 3.19043% RATE CHANGE 0.00 104.14 0.00 364.56 0.00 293,767.69 0.00 0.00 06-Jun-2011 3.19018% RATE CHANGE 0.00 26.03 0.00 390.59 0.00 293,767.69 0.00 0.00 07-Jun-2011 3.18980% RATE CHANGE 0.00 26.03 0.00 416.62 0.00 293,767.69 0.00 0.00 08-Jun-2011 3.18955% RATE CHANGE 0.00 156.16 0.00 572.78 0.00 293,767.69 0.00 0.00 14-Jun-2011 3.18855% RATE CHANGE 0.00 26.02 0.00 598.80 0.00 293,767.69 0.00 0.00 15-Jun-2011 3.18705% RATE CHANGE 0.00 26.01 0.00 624.81 0.00 293,767.69 0.00 0.00 16-Jun-2011 3.18555% RATE CHANGE 0.00 25.99 0.00 650.80 0.00 293,767.69 0.00 0.00 17-Jun-2011 3.18530% RATE CHANGE 0.00 77.98 0.00 728.78 0.00 293,767.69 0.00 0.00 20-Jun-2011 3.18580% RATE CHANGE 0.00 51.99 0.00 780.77 0.00 293,767.69 0.00 0.00 22-Jun-2011 3.18580% INT PAYMNT (780.94) 155.98 (780.94) 155.82 0.00 293,767.69 0.00 0.00 28-Jun-2011 3.18555% RATE CHANGE 0.00 181.96 0.00 337.78 0.00 293,767.69 0.00 0.00 05-Jul-2011 3.18505% RATE CHANGE 0.00 77.97 0.00 415.75 0.00 293,767.69 0.00 0.00 08-Jul-2011 3.18525% RATE CHANGE 0.00 77.98 0.00 493.73 0.00 293,767.69 0.00 0.00 11-Jul-2011 3.18575% RATE CHANGE 0.00 77.99 0.00 571.72 0.00 293,767.69 0.00 0.00 14-Jul-2011 3.18650% RATE CHANGE 0.00 130.01 0.00 701.73 0.00 293,767.69 0.00 0.00 19-Jul-2011 3.18650% RATE CHANGE 0.00 0.00 0.00 701.73 0.00 293,767.69 0.00 0.00 19-Jul-2011 3.18650% ADVANCE PRIN 293,767.69 0.00 0.00 701.73 293,767.69 587,535.38 0.00 0.00 Page 2 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 54 of 103 PageID: 4244 4 01 25 7 76 28 815 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 19-Jul-2011 3.18650% CURR EXT PAYOFF (293,767.69) 26.00 0.00 727.73 (293,767.69) 293,767.69 0.00 0.00 20-Jul-2011 3.18625% RATE CHANGE 0.00 52.00 0.00 779.73 0.00 293,767.69 0.00 0.00 22-Jul-2011 3.18725% RATE CHANGE 0.00 0.00 0.00 779.73 0.00 293,767.69 0.00 0.00 22-Jul-2011 3.18725% INT PAYMNT (779.69) 260.09 (779.69) 260.13 0.00 293,767.69 0.00 0.00 01-Aug-2011 3.18825% RATE CHANGE 0.00 26.02 0.00 286.15 0.00 293,767.69 0.00 0.00 02-Aug-2011 3.19110% RATE CHANGE 0.00 26.04 0.00 312.19 0.00 293,767.69 0.00 0.00 03-Aug-2011 3.19206% RATE CHANGE 0.00 26.05 0.00 338.23 0.00 293,767.69 0.00 0.00 04-Aug-2011 3.20083% RATE CHANGE 0.00 26.12 0.00 364.35 0.00 293,767.69 0.00 0.00 05-Aug-2011 3.20556% RATE CHANGE 0.00 78.47 0.00 442.83 0.00 293,767.69 0.00 0.00 08-Aug-2011 3.20506% RATE CHANGE 0.00 26.15 0.00 468.98 0.00 293,767.69 0.00 0.00 09-Aug-2011 3.20550% RATE CHANGE 0.00 26.16 0.00 495.14 0.00 293,767.69 0.00 0.00 10-Aug-2011 3.20578% RATE CHANGE 0.00 26.16 0.00 521.30 0.00 293,767.69 0.00 0.00 11-Aug-2011 3.20800% RATE CHANGE 0.00 26.18 0.00 547.48 0.00 293,767.69 0.00 0.00 12-Aug-2011 3.20711% RATE CHANGE 0.00 78.51 0.00 625.99 0.00 293,767.69 0.00 0.00 15-Aug-2011 3.20722% RATE CHANGE 0.00 26.17 0.00 652.16 0.00 293,767.69 0.00 0.00 16-Aug-2011 3.20833% RATE CHANGE 0.00 0.00 0.00 652.16 0.00 293,767.69 0.00 0.00 16-Aug-2011 3.20833% RATE CHANGE 0.00 0.00 0.00 652.16 0.00 293,767.69 0.00 0.00 16-Aug-2011 3.20833% ADVANCE PRIN 293,767.69 0.00 0.00 652.16 293,767.69 587,535.38 0.00 0.00 16-Aug-2011 3.20833% CURR EXT PAYOFF (293,767.69) 26.18 0.00 678.34 (293,767.69) 293,767.69 0.00 0.00 17-Aug-2011 3.21022% RATE CHANGE 0.00 0.00 0.00 678.34 0.00 293,767.69 0.00 0.00 17-Aug-2011 3.21022% RATE CHANGE 0.00 0.00 0.00 678.34 0.00 293,767.69 0.00 0.00 17-Aug-2011 3.21022% RATE CHANGE 0.00 52.39 0.00 730.73 0.00 293,767.69 0.00 0.00 19-Aug-2011 3.21244% RATE CHANGE 0.00 0.00 0.00 730.73 0.00 293,767.69 0.00 0.00 19-Aug-2011 3.21244% RATE CHANGE 0.00 0.00 0.00 730.73 0.00 293,767.69 0.00 0.00 19-Aug-2011 3.21244% RATE CHANGE 0.00 78.64 0.00 809.38 0.00 293,767.69 0.00 0.00 22-Aug-2011 3.21300% RATE CHANGE 0.00 0.00 0.00 809.38 0.00 293,767.69 0.00 0.00 22-Aug-2011 3.21300% RATE CHANGE 0.00 0.00 0.00 809.38 0.00 293,767.69 0.00 0.00 22-Aug-2011 3.21300% RATE CHANGE 0.00 26.22 0.00 835.60 0.00 293,767.69 0.00 0.00 23-Aug-2011 3.21544% RATE CHANGE 0.00 0.00 0.00 835.60 0.00 293,767.69 0.00 0.00 23-Aug-2011 3.21544% RATE CHANGE 0.00 0.00 0.00 835.60 0.00 293,767.69 0.00 0.00 23-Aug-2011 3.21544% RATE CHANGE 0.00 26.24 0.00 861.83 0.00 293,767.69 0.00 0.00 24-Aug-2011 3.21678% RATE CHANGE 0.00 0.00 0.00 861.83 0.00 293,767.69 0.00 0.00 24-Aug-2011 3.21678% RATE CHANGE 0.00 26.25 0.00 888.08 0.00 293,767.69 0.00 0.00 25-Aug-2011 3.21839% RATE CHANGE 0.00 0.00 0.00 888.08 0.00 293,767.69 0.00 0.00 25-Aug-2011 3.21839% RATE CHANGE 0.00 26.26 0.00 914.35 0.00 293,767.69 0.00 0.00 26-Aug-2011 3.21894% RATE CHANGE 0.00 0.00 0.00 914.35 0.00 293,767.69 0.00 0.00 26-Aug-2011 3.21894% RATE CHANGE 0.00 105.07 0.00 1,019.42 0.00 293,767.69 0.00 0.00 30-Aug-2011 3.22083% RATE CHANGE 0.00 0.00 0.00 1,019.42 0.00 293,767.69 0.00 0.00 30-Aug-2011 3.22083% RATE CHANGE 0.00 26.28 0.00 1,045.70 0.00 293,767.69 0.00 0.00 31-Aug-2011 3.22094% RATE CHANGE 0.00 0.00 0.00 1,045.70 0.00 293,767.69 0.00 0.00 31-Aug-2011 3.22094% RATE CHANGE 0.00 0.00 0.00 1,045.70 0.00 293,767.69 0.00 0.00 31-Aug-2011 3.22094% INT PAYMNT (1,045.50) 26.28 (1,045.50) 26.48 0.00 293,767.69 0.00 0.00 01-Sep-2011 3.22150% RATE CHANGE 0.00 0.00 0.00 26.48 0.00 293,767.69 0.00 0.00 01-Sep-2011 3.22150% RATE CHANGE 0.00 131.44 0.00 157.92 0.00 293,767.69 0.00 0.00 Page 3 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 55 of 103 PageID: 4254 4 01 25 7 77 28 816 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 06-Sep-2011 3.22178% RATE CHANGE 0.00 0.00 0.00 157.92 0.00 293,767.69 0.00 0.00 06-Sep-2011 3.22178% RATE CHANGE 0.00 26.29 0.00 184.21 0.00 293,767.69 0.00 0.00 07-Sep-2011 3.22439% RATE CHANGE 0.00 26.31 0.00 210.52 0.00 293,767.69 0.00 0.00 08-Sep-2011 3.22600% RATE CHANGE 0.00 0.00 0.00 210.52 0.00 293,767.69 0.00 0.00 08-Sep-2011 3.22600% RATE CHANGE 0.00 26.32 0.00 236.85 0.00 293,767.69 0.00 0.00 09-Sep-2011 3.22611% RATE CHANGE 0.00 0.00 0.00 236.85 0.00 293,767.69 0.00 0.00 09-Sep-2011 3.22611% RATE CHANGE 0.00 78.98 0.00 315.83 0.00 293,767.69 0.00 0.00 12-Sep-2011 3.22500% RATE CHANGE 0.00 0.00 0.00 315.83 0.00 293,767.69 0.00 0.00 12-Sep-2011 3.22500% RATE CHANGE 0.00 26.32 0.00 342.14 0.00 293,767.69 0.00 0.00 13-Sep-2011 3.22611% RATE CHANGE 0.00 0.00 0.00 342.14 0.00 293,767.69 0.00 0.00 13-Sep-2011 3.22611% RATE CHANGE 0.00 26.33 0.00 368.47 0.00 293,767.69 0.00 0.00 14-Sep-2011 3.22861% RATE CHANGE 0.00 0.00 0.00 368.47 0.00 293,767.69 0.00 0.00 14-Sep-2011 3.22861% RATE CHANGE 0.00 26.35 0.00 394.81 0.00 293,767.69 0.00 0.00 15-Sep-2011 3.22900% RATE CHANGE 0.00 0.00 0.00 394.81 0.00 293,767.69 0.00 0.00 15-Sep-2011 3.22900% RATE CHANGE 0.00 26.35 0.00 421.16 0.00 293,767.69 0.00 0.00 16-Sep-2011 3.22939% RATE CHANGE 0.00 0.00 0.00 421.16 0.00 293,767.69 0.00 0.00 16-Sep-2011 3.22939% RATE CHANGE 0.00 79.06 0.00 500.22 0.00 293,767.69 0.00 0.00 19-Sep-2011 3.22994% RATE CHANGE 0.00 0.00 0.00 500.22 0.00 293,767.69 0.00 0.00 19-Sep-2011 3.22994% RATE CHANGE 0.00 26.36 0.00 526.58 0.00 293,767.69 0.00 0.00 20-Sep-2011 3.23050% RATE CHANGE 0.00 0.00 0.00 526.58 0.00 293,767.69 0.00 0.00 20-Sep-2011 3.23050% RATE CHANGE 0.00 26.36 0.00 552.94 0.00 293,767.69 0.00 0.00 21-Sep-2011 3.23072% RATE CHANGE 0.00 0.00 0.00 552.94 0.00 293,767.69 0.00 0.00 21-Sep-2011 3.23072% RATE CHANGE 0.00 26.36 0.00 579.30 0.00 293,767.69 0.00 0.00 22-Sep-2011 3.23183% RATE CHANGE 0.00 0.00 0.00 579.30 0.00 293,767.69 0.00 0.00 22-Sep-2011 3.23183% RATE CHANGE 0.00 0.00 0.00 579.30 0.00 293,767.69 0.00 0.00 22-Sep-2011 3.23183% INT PAYMNT (579.07) 26.37 (579.07) 26.61 0.00 293,767.69 0.00 0.00 23-Sep-2011 3.23350% RATE CHANGE 0.00 0.00 0.00 26.61 0.00 293,767.69 0.00 0.00 23-Sep-2011 3.23350% RATE CHANGE 0.00 79.16 0.00 105.76 0.00 293,767.69 0.00 0.00 26-Sep-2011 3.23456% RATE CHANGE 0.00 0.00 0.00 105.76 0.00 293,767.69 0.00 0.00 26-Sep-2011 3.23456% RATE CHANGE 0.00 26.39 0.00 132.16 0.00 293,767.69 0.00 0.00 27-Sep-2011 3.23578% RATE CHANGE 0.00 0.00 0.00 132.16 0.00 293,767.69 0.00 0.00 27-Sep-2011 3.23578% RATE CHANGE 0.00 26.40 0.00 158.56 0.00 293,767.69 0.00 0.00 28-Sep-2011 3.23744% RATE CHANGE 0.00 0.00 0.00 158.56 0.00 293,767.69 0.00 0.00 28-Sep-2011 3.23744% RATE CHANGE 0.00 26.42 0.00 184.98 0.00 293,767.69 0.00 0.00 29-Sep-2011 3.23878% RATE CHANGE 0.00 0.00 0.00 184.98 0.00 293,767.69 0.00 0.00 29-Sep-2011 3.23878% RATE CHANGE 0.00 26.43 0.00 211.41 0.00 293,767.69 0.00 0.00 30-Sep-2011 3.23889% RATE CHANGE 0.00 0.00 0.00 211.41 0.00 293,767.69 0.00 0.00 30-Sep-2011 3.23889% RATE CHANGE 0.00 79.29 0.00 290.70 0.00 293,767.69 0.00 0.00 03-Oct-2011 3.23944% RATE CHANGE 0.00 0.00 0.00 290.70 0.00 293,767.69 0.00 0.00 03-Oct-2011 3.23944% RATE CHANGE 0.00 52.87 0.00 343.57 0.00 293,767.69 0.00 0.00 05-Oct-2011 3.24000% RATE CHANGE 0.00 0.00 0.00 343.57 0.00 293,767.69 0.00 0.00 05-Oct-2011 3.24000% RATE CHANGE 0.00 26.44 0.00 370.01 0.00 293,767.69 0.00 0.00 06-Oct-2011 3.24111% RATE CHANGE 0.00 0.00 0.00 370.01 0.00 293,767.69 0.00 0.00 06-Oct-2011 3.24111% RATE CHANGE 0.00 26.45 0.00 396.46 0.00 293,767.69 0.00 0.00 Page 4 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 56 of 103 PageID: 4264 4 01 25 7 78 28 817 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 07-Oct-2011 3.24067% RATE CHANGE 0.00 0.00 0.00 396.46 0.00 293,767.69 0.00 0.00 07-Oct-2011 3.24067% RATE CHANGE 0.00 79.33 0.00 475.79 0.00 293,767.69 0.00 0.00 10-Oct-2011 3.24233% RATE CHANGE 0.00 0.00 0.00 475.79 0.00 293,767.69 0.00 0.00 10-Oct-2011 3.24233% RATE CHANGE 0.00 26.46 0.00 502.25 0.00 293,767.69 0.00 0.00 11-Oct-2011 3.24289% RATE CHANGE 0.00 0.00 0.00 502.25 0.00 293,767.69 0.00 0.00 11-Oct-2011 3.24289% RATE CHANGE 0.00 26.46 0.00 528.71 0.00 293,767.69 0.00 0.00 12-Oct-2011 3.24300% RATE CHANGE 0.00 26.46 0.00 555.18 0.00 293,767.69 0.00 0.00 13-Oct-2011 3.24311% RATE CHANGE 0.00 0.00 0.00 555.18 0.00 293,767.69 0.00 0.00 13-Oct-2011 3.24311% RATE CHANGE 0.00 26.46 0.00 581.64 0.00 293,767.69 0.00 0.00 14-Oct-2011 3.24322% RATE CHANGE 0.00 0.00 0.00 581.64 0.00 293,767.69 0.00 0.00 14-Oct-2011 3.24322% RATE CHANGE 0.00 79.40 0.00 661.04 0.00 293,767.69 0.00 0.00 17-Oct-2011 3.24333% RATE CHANGE 0.00 0.00 0.00 661.04 0.00 293,767.69 0.00 0.00 17-Oct-2011 3.24333% RATE CHANGE 0.00 52.93 0.00 713.97 0.00 293,767.69 0.00 0.00 19-Oct-2011 3.24444% RATE CHANGE 0.00 0.00 0.00 713.97 0.00 293,767.69 0.00 0.00 19-Oct-2011 3.24444% RATE CHANGE 0.00 26.48 0.00 740.44 0.00 293,767.69 0.00 0.00 20-Oct-2011 3.24472% RATE CHANGE 0.00 0.00 0.00 740.44 0.00 293,767.69 0.00 0.00 20-Oct-2011 3.24472% RATE CHANGE 0.00 105.91 0.00 846.35 0.00 293,767.69 0.00 0.00 24-Oct-2011 3.24472% INT PAYMNT (846.29) 105.91 (846.29) 105.97 0.00 293,767.69 0.00 0.00 28-Oct-2011 3.24583% RATE CHANGE 0.00 0.00 0.00 105.97 0.00 293,767.69 0.00 0.00 28-Oct-2011 3.24583% RATE CHANGE 0.00 132.43 0.00 238.41 0.00 293,767.69 0.00 0.00 02-Nov-2011 3.24528% RATE CHANGE 0.00 0.00 0.00 238.41 0.00 293,767.69 0.00 0.00 02-Nov-2011 3.24528% RATE CHANGE 0.00 132.41 0.00 370.82 0.00 293,767.69 0.00 0.00 07-Nov-2011 3.24750% RATE CHANGE 0.00 0.00 0.00 370.82 0.00 293,767.69 0.00 0.00 07-Nov-2011 3.24750% RATE CHANGE 0.00 26.50 0.00 397.32 0.00 293,767.69 0.00 0.00 08-Nov-2011 3.24750% PRIN PAYMNT (200,000.00) 8.46 0.00 405.78 (200,000.00) 93,767.69 0.00 0.00 09-Nov-2011 3.24778% RATE CHANGE 0.00 0.00 0.00 405.78 0.00 93,767.69 0.00 0.00 09-Nov-2011 3.24778% RATE CHANGE 0.00 42.30 0.00 448.07 0.00 93,767.69 0.00 0.00 14-Nov-2011 3.24789% RATE CHANGE 0.00 0.00 0.00 448.07 0.00 93,767.69 0.00 0.00 14-Nov-2011 3.24789% RATE CHANGE 0.00 8.46 0.00 456.53 0.00 93,767.69 0.00 0.00 15-Nov-2011 3.24900% RATE CHANGE 0.00 8.46 0.00 465.00 0.00 93,767.69 0.00 0.00 16-Nov-2011 3.25022% RATE CHANGE 0.00 0.00 0.00 465.00 0.00 93,767.69 0.00 0.00 16-Nov-2011 3.25022% RATE CHANGE 0.00 8.47 0.00 473.46 0.00 93,767.69 0.00 0.00 17-Nov-2011 3.25172% RATE CHANGE 0.00 0.00 0.00 473.46 0.00 93,767.69 0.00 0.00 17-Nov-2011 3.25172% RATE CHANGE 0.00 33.88 0.00 507.34 0.00 93,767.69 0.00 0.00 21-Nov-2011 3.25478% RATE CHANGE 0.00 0.00 0.00 507.34 0.00 93,767.69 0.00 0.00 21-Nov-2011 3.25478% RATE CHANGE 0.00 8.48 0.00 515.82 0.00 93,767.69 0.00 0.00 22-Nov-2011 3.25656% RATE CHANGE 0.00 0.00 0.00 515.82 0.00 93,767.69 0.00 0.00 22-Nov-2011 3.25656% RATE CHANGE 0.00 0.00 0.00 515.82 0.00 93,767.69 0.00 0.00 22-Nov-2011 3.25656% PRIN PAYMNT (93,767.69) 0.00 0.00 515.82 (93,767.69) 0.00 0.00 0.00 23-Nov-2011 3.25667% RATE CHANGE 0.00 0.00 0.00 515.82 0.00 0.00 0.00 0.00 23-Nov-2011 3.25667% RATE CHANGE 0.00 0.00 0.00 515.82 0.00 0.00 0.00 0.00 24-Nov-2011 3.25722% RATE CHANGE 0.00 0.00 0.00 515.82 0.00 0.00 0.00 0.00 24-Nov-2011 3.25722% RATE CHANGE 0.00 0.00 0.00 515.82 0.00 0.00 0.00 0.00 24-Nov-2011 3.25722% INT PAYMNT (515.82) 0.00 (515.82) (0.00) 0.00 0.00 0.00 0.00 Page 5 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 57 of 103 PageID: 4274 4 01 25 7 79 28 818 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 29-Nov-2011 3.25944% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 29-Nov-2011 3.25944% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.25656% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.25667% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.25722% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.25944% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.26000% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.26000% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 30-Nov-2011 3.26000% ADVANCE PRIN 93,767.69 0.00 0.00 (0.00) 93,767.69 93,767.69 0.00 0.00 30-Nov-2011 3.26000% CURR EXT PAYOFF (93,767.69) 0.00 0.00 (0.00) (93,767.69) 0.00 0.00 0.00 01-Dec-2011 3.27022% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 01-Dec-2011 3.27022% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 02-Dec-2011 3.27144% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 02-Dec-2011 3.27144% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 06-Dec-2011 3.27033% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 06-Dec-2011 3.27033% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 07-Dec-2011 3.27410% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 07-Dec-2011 3.27410% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 08-Dec-2011 3.27505% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 08-Dec-2011 3.27505% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 09-Dec-2011 3.27630% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 09-Dec-2011 3.27630% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 13-Dec-2011 3.27655% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 13-Dec-2011 3.27655% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 14-Dec-2011 3.27755% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 14-Dec-2011 3.27755% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 15-Dec-2011 3.27830% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 15-Dec-2011 3.27830% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 16-Dec-2011 3.28255% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 16-Dec-2011 3.28255% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 19-Dec-2011 3.28460% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 19-Dec-2011 3.28460% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 20-Dec-2011 3.28485% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 20-Dec-2011 3.28485% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 21-Dec-2011 3.28735% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 21-Dec-2011 3.28735% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 22-Dec-2011 3.29060% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 22-Dec-2011 3.29060% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 23-Dec-2011 3.29185% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 23-Dec-2011 3.29185% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 28-Dec-2011 3.29360% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 28-Dec-2011 3.29360% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 29-Dec-2011 3.29395% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 29-Dec-2011 3.29395% RATE CHANGE 0.00 0.00 0.00 (0.00) 0.00 0.00 0.00 0.00 Page 6 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 58 of 103 PageID: 4284 4 01 25 7 80 28 819 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 29-Dec-2011 3.29395% ADVANCE PRIN 250,000.00 22.87 0.00 22.87 250,000.00 250,000.00 0.00 0.00 30-Dec-2011 3.29630% RATE CHANGE 0.00 0.00 0.00 22.87 0.00 250,000.00 0.00 0.00 30-Dec-2011 3.29630% RATE CHANGE 0.00 22.89 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.28485% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.28735% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29060% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29185% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29360% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29395% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29630% RATE CHANGE 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29630% ADVANCE PRIN 0.00 0.00 0.00 45.76 0.00 250,000.00 0.00 0.00 31-Dec-2011 3.29630% CURR EXT PAYOFF 0.00 68.67 0.00 114.44 0.00 250,000.00 0.00 0.00 03-Jan-2012 3.29530% RATE CHANGE 0.00 0.00 0.00 114.44 0.00 250,000.00 0.00 0.00 03-Jan-2012 3.29530% RATE CHANGE 0.00 160.19 0.00 274.63 0.00 250,000.00 0.00 0.00 10-Jan-2012 3.29630% RATE CHANGE 0.00 0.00 0.00 274.63 0.00 250,000.00 0.00 0.00 10-Jan-2012 3.29630% RATE CHANGE 0.00 22.89 0.00 297.52 0.00 250,000.00 0.00 0.00 11-Jan-2012 3.29630% ADVANCE PRIN 38,000.00 26.37 0.00 323.89 38,000.00 288,000.00 0.00 0.00 12-Jan-2012 3.29580% RATE CHANGE 0.00 0.00 0.00 323.89 0.00 288,000.00 0.00 0.00 12-Jan-2012 3.29580% RATE CHANGE 0.00 26.37 0.00 350.25 0.00 288,000.00 0.00 0.00 13-Jan-2012 3.29470% RATE CHANGE 0.00 0.00 0.00 350.25 0.00 288,000.00 0.00 0.00 13-Jan-2012 3.29470% RATE CHANGE 0.00 79.07 0.00 429.33 0.00 288,000.00 0.00 0.00 16-Jan-2012 3.28960% RATE CHANGE 0.00 0.00 0.00 429.33 0.00 288,000.00 0.00 0.00 16-Jan-2012 3.28960% RATE CHANGE 0.00 26.32 0.00 455.64 0.00 288,000.00 0.00 0.00 17-Jan-2012 3.28510% RATE CHANGE 0.00 0.00 0.00 455.64 0.00 288,000.00 0.00 0.00 17-Jan-2012 3.28510% RATE CHANGE 0.00 26.28 0.00 481.92 0.00 288,000.00 0.00 0.00 18-Jan-2012 3.28160% RATE CHANGE 0.00 26.25 0.00 508.18 0.00 288,000.00 0.00 0.00 19-Jan-2012 3.28100% RATE CHANGE 0.00 0.00 0.00 508.18 0.00 288,000.00 0.00 0.00 19-Jan-2012 3.28100% RATE CHANGE 0.00 26.25 0.00 534.42 0.00 288,000.00 0.00 0.00 20-Jan-2012 3.28090% RATE CHANGE 0.00 0.00 0.00 534.42 0.00 288,000.00 0.00 0.00 20-Jan-2012 3.28090% RATE CHANGE 0.00 78.74 0.00 613.17 0.00 288,000.00 0.00 0.00 23-Jan-2012 3.27890% RATE CHANGE 0.00 0.00 0.00 613.17 0.00 288,000.00 0.00 0.00 23-Jan-2012 3.27890% RATE CHANGE 0.00 26.23 0.00 639.40 0.00 288,000.00 0.00 0.00 24-Jan-2012 3.27730% RATE CHANGE 0.00 0.00 0.00 639.40 0.00 288,000.00 0.00 0.00 24-Jan-2012 3.27730% RATE CHANGE 0.00 26.22 0.00 665.62 0.00 288,000.00 0.00 0.00 25-Jan-2012 3.27630% RATE CHANGE 0.00 0.00 0.00 665.62 0.00 288,000.00 0.00 0.00 25-Jan-2012 3.27630% RATE CHANGE 0.00 26.21 0.00 691.83 0.00 288,000.00 0.00 0.00 26-Jan-2012 3.27530% RATE CHANGE 0.00 0.00 0.00 691.83 0.00 288,000.00 0.00 0.00 26-Jan-2012 3.27530% RATE CHANGE 0.00 26.20 0.00 718.03 0.00 288,000.00 0.00 0.00 27-Jan-2012 3.27280% RATE CHANGE 0.00 0.00 0.00 718.03 0.00 288,000.00 0.00 0.00 27-Jan-2012 3.27280% RATE CHANGE 0.00 78.55 0.00 796.58 0.00 288,000.00 0.00 0.00 30-Jan-2012 3.27050% RATE CHANGE 0.00 0.00 0.00 796.58 0.00 288,000.00 0.00 0.00 30-Jan-2012 3.27050% RATE CHANGE 0.00 26.16 0.00 822.74 0.00 288,000.00 0.00 0.00 31-Jan-2012 3.27050% RATE CHANGE 0.00 0.00 0.00 822.74 0.00 288,000.00 0.00 0.00 31-Jan-2012 3.27000% RATE CHANGE 0.00 0.00 0.00 822.74 0.00 288,000.00 0.00 0.00 Page 7 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 59 of 103 PageID: 4294 4 01 25 7 81 28 8 0 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 31-Jan-2012 3.27000% RATE CHANGE 0.00 0.00 0.00 822.74 0.00 288,000.00 0.00 0.00 31-Jan-2012 3.27000% ADVANCE PRIN 288,000.00 0.00 0.00 822.74 288,000.00 576,000.00 0.00 0.00 31-Jan-2012 3.27000% INT PAYMNT (822.74) 0.00 (822.74) (0.00) 0.00 576,000.00 0.00 0.00 31-Jan-2012 3.27000% CURR EXT PAYOFF (288,000.00) 26.16 0.00 26.16 (288,000.00) 288,000.00 0.00 0.00 01-Feb-2012 3.26775% RATE CHANGE 0.00 0.00 0.00 26.16 0.00 288,000.00 0.00 0.00 01-Feb-2012 3.26775% RATE CHANGE 0.00 26.14 0.00 52.30 0.00 288,000.00 0.00 0.00 02-Feb-2012 3.26475% RATE CHANGE 0.00 0.00 0.00 52.30 0.00 288,000.00 0.00 0.00 02-Feb-2012 3.26475% RATE CHANGE 0.00 26.12 0.00 78.42 0.00 288,000.00 0.00 0.00 03-Feb-2012 3.26400% RATE CHANGE 0.00 0.00 0.00 78.42 0.00 288,000.00 0.00 0.00 03-Feb-2012 3.26400% RATE CHANGE 0.00 78.34 0.00 156.76 0.00 288,000.00 0.00 0.00 06-Feb-2012 3.26250% RATE CHANGE 0.00 0.00 0.00 156.76 0.00 288,000.00 0.00 0.00 06-Feb-2012 3.26250% RATE CHANGE 0.00 26.10 0.00 182.86 0.00 288,000.00 0.00 0.00 07-Feb-2012 3.26050% RATE CHANGE 0.00 0.00 0.00 182.86 0.00 288,000.00 0.00 0.00 07-Feb-2012 3.26050% RATE CHANGE 0.00 26.08 0.00 208.94 0.00 288,000.00 0.00 0.00 08-Feb-2012 3.25975% RATE CHANGE 0.00 0.00 0.00 208.94 0.00 288,000.00 0.00 0.00 08-Feb-2012 3.25975% RATE CHANGE 0.00 26.08 0.00 235.02 0.00 288,000.00 0.00 0.00 09-Feb-2012 3.25700% RATE CHANGE 0.00 0.00 0.00 235.02 0.00 288,000.00 0.00 0.00 09-Feb-2012 3.25700% RATE CHANGE 0.00 26.06 0.00 261.07 0.00 288,000.00 0.00 0.00 10-Feb-2012 3.25475% RATE CHANGE 0.00 0.00 0.00 261.07 0.00 288,000.00 0.00 0.00 10-Feb-2012 3.25475% RATE CHANGE 0.00 78.11 0.00 339.19 0.00 288,000.00 0.00 0.00 13-Feb-2012 3.25350% RATE CHANGE 0.00 0.00 0.00 339.19 0.00 288,000.00 0.00 0.00 13-Feb-2012 3.25350% RATE CHANGE 0.00 26.03 0.00 365.22 0.00 288,000.00 0.00 0.00 14-Feb-2012 3.25050% RATE CHANGE 0.00 0.00 0.00 365.22 0.00 288,000.00 0.00 0.00 14-Feb-2012 3.25050% RATE CHANGE 0.00 26.00 0.00 391.22 0.00 288,000.00 0.00 0.00 15-Feb-2012 3.24850% RATE CHANGE 0.00 0.00 0.00 391.22 0.00 288,000.00 0.00 0.00 15-Feb-2012 3.24850% RATE CHANGE 0.00 25.99 0.00 417.21 0.00 288,000.00 0.00 0.00 16-Feb-2012 3.24750% RATE CHANGE 0.00 0.00 0.00 417.21 0.00 288,000.00 0.00 0.00 16-Feb-2012 3.24750% RATE CHANGE 0.00 25.98 0.00 443.19 0.00 288,000.00 0.00 0.00 17-Feb-2012 3.24600% RATE CHANGE 0.00 0.00 0.00 443.19 0.00 288,000.00 0.00 0.00 17-Feb-2012 3.24600% RATE CHANGE 0.00 77.90 0.00 521.09 0.00 288,000.00 0.00 0.00 20-Feb-2012 3.24550% RATE CHANGE 0.00 0.00 0.00 521.09 0.00 288,000.00 0.00 0.00 20-Feb-2012 3.24550% RATE CHANGE 0.00 103.86 0.00 624.95 0.00 288,000.00 0.00 0.00 24-Feb-2012 3.24450% RATE CHANGE 0.00 0.00 0.00 624.95 0.00 288,000.00 0.00 0.00 24-Feb-2012 3.24450% RATE CHANGE 0.00 0.00 0.00 624.95 0.00 288,000.00 0.00 0.00 24-Feb-2012 3.24450% INT PAYMNT (625.26) 77.87 (625.26) 77.56 0.00 288,000.00 0.00 0.00 27-Feb-2012 3.24400% RATE CHANGE 0.00 0.00 0.00 77.56 0.00 288,000.00 0.00 0.00 27-Feb-2012 3.24400% RATE CHANGE 0.00 0.00 0.00 77.56 0.00 288,000.00 0.00 0.00 27-Feb-2012 3.24400% RATE CHANGE 0.00 51.90 0.00 129.46 0.00 288,000.00 0.00 0.00 29-Feb-2012 3.24400% RATE CHANGE 0.00 0.00 0.00 129.46 0.00 288,000.00 0.00 0.00 29-Feb-2012 3.24400% ADVANCE PRIN 288,000.00 0.00 0.00 129.46 288,000.00 576,000.00 0.00 0.00 29-Feb-2012 3.24400% CURR EXT PAYOFF (288,000.00) 51.90 0.00 181.36 (288,000.00) 288,000.00 0.00 0.00 02-Mar-2012 3.24350% RATE CHANGE 0.00 0.00 0.00 181.36 0.00 288,000.00 0.00 0.00 02-Mar-2012 3.24350% RATE CHANGE 0.00 77.84 0.00 259.21 0.00 288,000.00 0.00 0.00 05-Mar-2012 3.24300% RATE CHANGE 0.00 0.00 0.00 259.21 0.00 288,000.00 0.00 0.00 Page 8 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 60 of 103 PageID: 4304 4 01 25 7 82 28 821 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 05-Mar-2012 3.24300% RATE CHANGE 0.00 25.94 0.00 285.15 0.00 288,000.00 0.00 0.00 06-Mar-2012 3.24275% RATE CHANGE 0.00 0.00 0.00 285.15 0.00 288,000.00 0.00 0.00 06-Mar-2012 3.24275% RATE CHANGE 0.00 0.00 0.00 285.15 0.00 288,000.00 0.00 0.00 06-Mar-2012 4.24275% RATE CHANGE 0.00 0.00 0.00 285.15 0.00 288,000.00 0.00 0.00 06-Mar-2012 4.24275% ADVANCE PRIN 288,000.00 0.00 0.00 285.15 288,000.00 576,000.00 0.00 0.00 06-Mar-2012 4.24275% CURR EXT PAYOFF (288,000.00) 203.65 0.00 488.80 (288,000.00) 288,000.00 0.00 0.00 12-Mar-2012 3.24175% RATE CHANGE 0.00 0.00 0.00 488.80 0.00 288,000.00 0.00 0.00 12-Mar-2012 4.24175% RATE CHANGE 0.00 0.00 0.00 488.80 0.00 288,000.00 0.00 0.00 12-Mar-2012 4.24175% RATE CHANGE 0.00 373.27 0.00 862.08 0.00 288,000.00 0.00 0.00 23-Mar-2012 4.24175% INT PAYMNT (828.14) 135.74 (828.14) 169.67 0.00 288,000.00 0.00 0.00 27-Mar-2012 4.24125% RATE CHANGE 0.00 0.00 0.00 169.67 0.00 288,000.00 0.00 0.00 27-Mar-2012 4.24125% RATE CHANGE 0.00 542.88 0.00 712.55 0.00 288,000.00 0.00 0.00 12-Apr-2012 4.24025% RATE CHANGE 0.00 0.00 0.00 712.55 0.00 288,000.00 0.00 0.00 12-Apr-2012 4.24025% RATE CHANGE 0.00 169.61 0.00 882.16 0.00 288,000.00 0.00 0.00 17-Apr-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 882.16 0.00 288,000.00 0.00 0.00 17-Apr-2012 4.23975% RATE CHANGE 0.00 169.59 0.00 1,051.75 0.00 288,000.00 0.00 0.00 22-Apr-2012 4.23975% INT PAYMNT (1,051.77) 101.75 (1,051.77) 101.74 0.00 288,000.00 0.00 0.00 25-Apr-2012 4.23875% RATE CHANGE 0.00 0.00 0.00 101.74 0.00 288,000.00 0.00 0.00 25-Apr-2012 4.23875% RATE CHANGE 0.00 779.93 0.00 881.67 0.00 288,000.00 0.00 0.00 18-May-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 881.67 0.00 288,000.00 0.00 0.00 18-May-2012 4.23975% RATE CHANGE 0.00 135.67 0.00 1,017.34 0.00 288,000.00 0.00 0.00 22-May-2012 4.23975% INT PAYMNT (1,017.31) 67.84 (1,017.31) 67.87 0.00 288,000.00 0.00 0.00 24-May-2012 4.23875% RATE CHANGE 0.00 0.00 0.00 67.87 0.00 288,000.00 0.00 0.00 24-May-2012 4.23875% RATE CHANGE 0.00 474.74 0.00 542.61 0.00 288,000.00 0.00 0.00 07-Jun-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 542.61 0.00 288,000.00 0.00 0.00 07-Jun-2012 4.23975% RATE CHANGE 0.00 33.92 0.00 576.52 0.00 288,000.00 0.00 0.00 08-Jun-2012 4.24075% RATE CHANGE 0.00 0.00 0.00 576.52 0.00 288,000.00 0.00 0.00 08-Jun-2012 4.24075% RATE CHANGE 0.00 237.48 0.00 814.01 0.00 288,000.00 0.00 0.00 15-Jun-2012 4.24175% RATE CHANGE 0.00 0.00 0.00 814.01 0.00 288,000.00 0.00 0.00 15-Jun-2012 4.24175% RATE CHANGE 0.00 101.80 0.00 915.81 0.00 288,000.00 0.00 0.00 18-Jun-2012 4.24275% RATE CHANGE 0.00 0.00 0.00 915.81 0.00 288,000.00 0.00 0.00 18-Jun-2012 4.24275% RATE CHANGE 0.00 67.88 0.00 983.69 0.00 288,000.00 0.00 0.00 20-Jun-2012 4.24375% RATE CHANGE 0.00 0.00 0.00 983.69 0.00 288,000.00 0.00 0.00 20-Jun-2012 4.24375% RATE CHANGE 0.00 67.90 0.00 1,051.59 0.00 288,000.00 0.00 0.00 22-Jun-2012 4.24525% RATE CHANGE 0.00 0.00 0.00 1,051.59 0.00 288,000.00 0.00 0.00 22-Jun-2012 4.24525% RATE CHANGE 0.00 0.00 0.00 1,051.59 0.00 288,000.00 0.00 0.00 22-Jun-2012 4.24525% INT PAYMNT (1,051.49) 373.58 (1,051.49) 373.68 0.00 288,000.00 0.00 0.00 03-Jul-2012 4.24575% RATE CHANGE 0.00 0.00 0.00 373.68 0.00 288,000.00 0.00 0.00 03-Jul-2012 4.24575% RATE CHANGE 0.00 33.97 0.00 407.65 0.00 288,000.00 0.00 0.00 04-Jul-2012 4.24475% RATE CHANGE 0.00 0.00 0.00 407.65 0.00 288,000.00 0.00 0.00 04-Jul-2012 4.24475% RATE CHANGE 0.00 33.96 0.00 441.61 0.00 288,000.00 0.00 0.00 05-Jul-2012 4.24575% RATE CHANGE 0.00 0.00 0.00 441.61 0.00 288,000.00 0.00 0.00 05-Jul-2012 4.24575% RATE CHANGE 0.00 203.80 0.00 645.40 0.00 288,000.00 0.00 0.00 11-Jul-2012 4.24875% RATE CHANGE 0.00 0.00 0.00 645.40 0.00 288,000.00 0.00 0.00 Page 9 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 61 of 103 PageID: 4314 4 01 25 7 83 28 822 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 11-Jul-2012 4.24875% RATE CHANGE 0.00 203.94 0.00 849.34 0.00 288,000.00 0.00 0.00 17-Jul-2012 4.24775% RATE CHANGE 0.00 0.00 0.00 849.34 0.00 288,000.00 0.00 0.00 17-Jul-2012 4.24775% RATE CHANGE 0.00 67.96 0.00 917.31 0.00 288,000.00 0.00 0.00 19-Jul-2012 4.24675% RATE CHANGE 0.00 0.00 0.00 917.31 0.00 288,000.00 0.00 0.00 19-Jul-2012 4.24675% RATE CHANGE 0.00 203.84 0.00 1,121.15 0.00 288,000.00 0.00 0.00 25-Jul-2012 4.24620% RATE CHANGE 0.00 0.00 0.00 1,121.15 0.00 288,000.00 0.00 0.00 25-Jul-2012 4.24620% RATE CHANGE 0.00 33.97 0.00 1,155.12 0.00 288,000.00 0.00 0.00 26-Jul-2012 4.24420% RATE CHANGE 0.00 0.00 0.00 1,155.12 0.00 288,000.00 0.00 0.00 26-Jul-2012 4.24420% RATE CHANGE 0.00 135.81 0.00 1,290.94 0.00 288,000.00 0.00 0.00 30-Jul-2012 4.24520% RATE CHANGE 0.00 0.00 0.00 1,290.94 0.00 288,000.00 0.00 0.00 30-Jul-2012 4.24520% RATE CHANGE 0.00 33.96 0.00 1,324.90 0.00 288,000.00 0.00 0.00 31-Jul-2012 4.24520% RATE CHANGE 0.00 0.00 0.00 1,324.90 0.00 288,000.00 0.00 0.00 31-Jul-2012 4.24570% RATE CHANGE 0.00 0.00 0.00 1,324.90 0.00 288,000.00 0.00 0.00 31-Jul-2012 4.24570% RATE CHANGE 0.00 0.00 0.00 1,324.90 0.00 288,000.00 0.00 0.00 31-Jul-2012 4.24570% ADVANCE PRIN 288,000.00 0.00 0.00 1,324.90 288,000.00 576,000.00 0.00 0.00 31-Jul-2012 4.24570% INT PAYMNT (1,325.00) 0.00 (1,325.00) (0.10) 0.00 576,000.00 0.00 0.00 31-Jul-2012 4.24570% CURR EXT PAYOFF (288,000.00) 101.90 0.00 101.79 (288,000.00) 288,000.00 0.00 0.00 03-Aug-2012 4.24470% RATE CHANGE 0.00 0.00 0.00 101.79 0.00 288,000.00 0.00 0.00 03-Aug-2012 4.24470% RATE CHANGE 0.00 101.87 0.00 203.67 0.00 288,000.00 0.00 0.00 06-Aug-2012 4.24425% RATE CHANGE 0.00 0.00 0.00 203.67 0.00 288,000.00 0.00 0.00 06-Aug-2012 4.24425% RATE CHANGE 0.00 33.95 0.00 237.62 0.00 288,000.00 0.00 0.00 07-Aug-2012 4.24375% RATE CHANGE 0.00 0.00 0.00 237.62 0.00 288,000.00 0.00 0.00 07-Aug-2012 4.24375% RATE CHANGE 0.00 33.95 0.00 271.57 0.00 288,000.00 0.00 0.00 08-Aug-2012 4.24325% RATE CHANGE 0.00 0.00 0.00 271.57 0.00 288,000.00 0.00 0.00 08-Aug-2012 4.24325% RATE CHANGE 0.00 33.95 0.00 305.52 0.00 288,000.00 0.00 0.00 09-Aug-2012 4.24125% RATE CHANGE 0.00 0.00 0.00 305.52 0.00 288,000.00 0.00 0.00 09-Aug-2012 4.24125% RATE CHANGE 0.00 33.93 0.00 339.45 0.00 288,000.00 0.00 0.00 10-Aug-2012 4.24025% RATE CHANGE 0.00 0.00 0.00 339.45 0.00 288,000.00 0.00 0.00 10-Aug-2012 4.24025% RATE CHANGE 0.00 101.77 0.00 441.21 0.00 288,000.00 0.00 0.00 13-Aug-2012 4.23925% RATE CHANGE 0.00 0.00 0.00 441.21 0.00 288,000.00 0.00 0.00 13-Aug-2012 4.23925% RATE CHANGE 0.00 33.91 0.00 475.13 0.00 288,000.00 0.00 0.00 14-Aug-2012 4.23975% RATE CHANGE 0.00 0.00 0.00 475.13 0.00 288,000.00 0.00 0.00 14-Aug-2012 4.23975% RATE CHANGE 0.00 33.92 0.00 509.04 0.00 288,000.00 0.00 0.00 15-Aug-2012 4.23950% RATE CHANGE 0.00 0.00 0.00 509.04 0.00 288,000.00 0.00 0.00 15-Aug-2012 4.23950% RATE CHANGE 0.00 33.92 0.00 542.96 0.00 288,000.00 0.00 0.00 16-Aug-2012 4.23850% RATE CHANGE 0.00 0.00 0.00 542.96 0.00 288,000.00 0.00 0.00 16-Aug-2012 4.23850% RATE CHANGE 0.00 33.91 0.00 576.87 0.00 288,000.00 0.00 0.00 17-Aug-2012 4.23800% RATE CHANGE 0.00 0.00 0.00 576.87 0.00 288,000.00 0.00 0.00 17-Aug-2012 4.23800% RATE CHANGE 0.00 101.71 0.00 678.58 0.00 288,000.00 0.00 0.00 20-Aug-2012 4.23700% RATE CHANGE 0.00 0.00 0.00 678.58 0.00 288,000.00 0.00 0.00 20-Aug-2012 4.23700% RATE CHANGE 0.00 67.79 0.00 746.37 0.00 288,000.00 0.00 0.00 22-Aug-2012 4.23600% RATE CHANGE 0.00 0.00 0.00 746.37 0.00 288,000.00 0.00 0.00 22-Aug-2012 4.23600% RATE CHANGE 0.00 0.00 0.00 746.37 0.00 288,000.00 0.00 0.00 22-Aug-2012 4.23600% INT PAYMNT (746.47) 33.89 (746.47) 33.79 0.00 288,000.00 0.00 0.00 Page 10 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 62 of 103 PageID: 4324 4 01 25 7 84 28 823 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 23-Aug-2012 4.23750% RATE CHANGE 0.00 0.00 0.00 33.79 0.00 288,000.00 0.00 0.00 23-Aug-2012 4.23750% RATE CHANGE 0.00 33.90 0.00 67.69 0.00 288,000.00 0.00 0.00 24-Aug-2012 4.23650% RATE CHANGE 0.00 0.00 0.00 67.69 0.00 288,000.00 0.00 0.00 24-Aug-2012 4.23650% RATE CHANGE 0.00 135.57 0.00 203.26 0.00 288,000.00 0.00 0.00 28-Aug-2012 4.23550% RATE CHANGE 0.00 0.00 0.00 203.26 0.00 288,000.00 0.00 0.00 28-Aug-2012 4.23550% RATE CHANGE 0.00 33.88 0.00 237.14 0.00 288,000.00 0.00 0.00 29-Aug-2012 4.23450% RATE CHANGE 0.00 0.00 0.00 237.14 0.00 288,000.00 0.00 0.00 29-Aug-2012 4.23450% RATE CHANGE 0.00 33.88 0.00 271.02 0.00 288,000.00 0.00 0.00 30-Aug-2012 4.23350% RATE CHANGE 0.00 0.00 0.00 271.02 0.00 288,000.00 0.00 0.00 30-Aug-2012 4.23350% RATE CHANGE 0.00 33.87 0.00 304.89 0.00 288,000.00 0.00 0.00 31-Aug-2012 4.23150% RATE CHANGE 0.00 0.00 0.00 304.89 0.00 288,000.00 0.00 0.00 31-Aug-2012 4.23150% RATE CHANGE 0.00 101.56 0.00 406.44 0.00 288,000.00 0.00 0.00 03-Sep-2012 4.23050% RATE CHANGE 0.00 0.00 0.00 406.44 0.00 288,000.00 0.00 0.00 03-Sep-2012 4.23050% RATE CHANGE 0.00 101.53 0.00 507.97 0.00 288,000.00 0.00 0.00 06-Sep-2012 4.22825% RATE CHANGE 0.00 0.00 0.00 507.97 0.00 288,000.00 0.00 0.00 06-Sep-2012 4.22825% RATE CHANGE 0.00 33.83 0.00 541.80 0.00 288,000.00 0.00 0.00 07-Sep-2012 4.22800% RATE CHANGE 0.00 0.00 0.00 541.80 0.00 288,000.00 0.00 0.00 07-Sep-2012 4.22800% RATE CHANGE 0.00 101.47 0.00 643.27 0.00 288,000.00 0.00 0.00 10-Sep-2012 4.22750% RATE CHANGE 0.00 0.00 0.00 643.27 0.00 288,000.00 0.00 0.00 10-Sep-2012 4.22750% RATE CHANGE 0.00 33.82 0.00 677.09 0.00 288,000.00 0.00 0.00 11-Sep-2012 4.22800% RATE CHANGE 0.00 0.00 0.00 677.09 0.00 288,000.00 0.00 0.00 11-Sep-2012 4.22800% RATE CHANGE 0.00 67.65 0.00 744.74 0.00 288,000.00 0.00 0.00 13-Sep-2012 4.22675% RATE CHANGE 0.00 0.00 0.00 744.74 0.00 288,000.00 0.00 0.00 13-Sep-2012 4.22675% RATE CHANGE 0.00 33.81 0.00 778.55 0.00 288,000.00 0.00 0.00 14-Sep-2012 4.22375% RATE CHANGE 0.00 0.00 0.00 778.55 0.00 288,000.00 0.00 0.00 14-Sep-2012 4.22375% RATE CHANGE 0.00 101.37 0.00 879.92 0.00 288,000.00 0.00 0.00 17-Sep-2012 4.22075% RATE CHANGE 0.00 0.00 0.00 879.92 0.00 288,000.00 0.00 0.00 17-Sep-2012 4.22075% RATE CHANGE 0.00 33.77 0.00 913.69 0.00 288,000.00 0.00 0.00 18-Sep-2012 4.22000% RATE CHANGE 0.00 0.00 0.00 913.69 0.00 288,000.00 0.00 0.00 18-Sep-2012 4.22000% RATE CHANGE 0.00 33.76 0.00 947.45 0.00 288,000.00 0.00 0.00 19-Sep-2012 4.21900% RATE CHANGE 0.00 0.00 0.00 947.45 0.00 288,000.00 0.00 0.00 19-Sep-2012 4.21900% RATE CHANGE 0.00 33.75 0.00 981.20 0.00 288,000.00 0.00 0.00 20-Sep-2012 4.21850% RATE CHANGE 0.00 0.00 0.00 981.20 0.00 288,000.00 0.00 0.00 20-Sep-2012 4.21850% RATE CHANGE 0.00 134.99 0.00 1,116.19 0.00 288,000.00 0.00 0.00 24-Sep-2012 4.21650% RATE CHANGE 0.00 0.00 0.00 1,116.19 0.00 288,000.00 0.00 0.00 24-Sep-2012 4.21650% RATE CHANGE 0.00 101.20 0.00 1,217.39 0.00 288,000.00 0.00 0.00 27-Sep-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 1,217.39 0.00 288,000.00 0.00 0.00 27-Sep-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 1,217.39 0.00 288,000.00 0.00 0.00 27-Sep-2012 4.21550% RATE CHANGE 0.00 101.17 0.00 1,318.56 0.00 288,000.00 0.00 0.00 30-Sep-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 1,318.56 0.00 288,000.00 0.00 0.00 30-Sep-2012 4.21550% ADVANCE PRIN 288,000.00 0.00 0.00 1,318.56 288,000.00 576,000.00 0.00 0.00 30-Sep-2012 4.21550% INT PAYMNT (1,318.68) 0.00 (1,318.68) (0.12) 0.00 576,000.00 0.00 0.00 30-Sep-2012 4.21550% CURR EXT PAYOFF (288,000.00) 33.72 0.00 33.61 (288,000.00) 288,000.00 0.00 0.00 01-Oct-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 33.61 0.00 288,000.00 0.00 0.00 Page 11 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 63 of 103 PageID: 4334 4 01 25 7 85 28 824 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 01-Oct-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 33.61 0.00 288,000.00 0.00 0.00 01-Oct-2012 4.21450% RATE CHANGE 0.00 33.72 0.00 67.32 0.00 288,000.00 0.00 0.00 02-Oct-2012 4.21425% RATE CHANGE 0.00 0.00 0.00 67.32 0.00 288,000.00 0.00 0.00 02-Oct-2012 4.21425% RATE CHANGE 0.00 33.71 0.00 101.04 0.00 288,000.00 0.00 0.00 03-Oct-2012 4.21350% RATE CHANGE 0.00 0.00 0.00 101.04 0.00 288,000.00 0.00 0.00 03-Oct-2012 4.21350% RATE CHANGE 0.00 33.71 0.00 134.74 0.00 288,000.00 0.00 0.00 04-Oct-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 134.74 0.00 288,000.00 0.00 0.00 04-Oct-2012 4.21450% RATE CHANGE 0.00 33.72 0.00 168.46 0.00 288,000.00 0.00 0.00 05-Oct-2012 4.21850% RATE CHANGE 0.00 0.00 0.00 168.46 0.00 288,000.00 0.00 0.00 05-Oct-2012 4.21850% RATE CHANGE 0.00 168.74 0.00 337.20 0.00 288,000.00 0.00 0.00 10-Oct-2012 4.21750% RATE CHANGE 0.00 33.74 0.00 370.94 0.00 288,000.00 0.00 0.00 11-Oct-2012 4.21550% RATE CHANGE 0.00 0.00 0.00 370.94 0.00 288,000.00 0.00 0.00 11-Oct-2012 4.21550% RATE CHANGE 0.00 33.72 0.00 404.66 0.00 288,000.00 0.00 0.00 12-Oct-2012 4.21400% RATE CHANGE 0.00 0.00 0.00 404.66 0.00 288,000.00 0.00 0.00 12-Oct-2012 4.21400% RATE CHANGE 0.00 202.27 0.00 606.94 0.00 288,000.00 0.00 0.00 18-Oct-2012 4.21320% RATE CHANGE 0.00 0.00 0.00 606.94 0.00 288,000.00 0.00 0.00 18-Oct-2012 4.21320% RATE CHANGE 0.00 33.71 0.00 640.64 0.00 288,000.00 0.00 0.00 19-Oct-2012 4.21170% RATE CHANGE 0.00 0.00 0.00 640.64 0.00 288,000.00 0.00 0.00 19-Oct-2012 4.21170% RATE CHANGE 0.00 101.08 0.00 741.72 0.00 288,000.00 0.00 0.00 22-Oct-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 741.72 0.00 288,000.00 0.00 0.00 22-Oct-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 741.72 0.00 288,000.00 0.00 0.00 22-Oct-2012 4.21070% INT PAYMNT (741.78) 134.74 (741.78) 134.69 0.00 288,000.00 0.00 0.00 26-Oct-2012 4.21050% RATE CHANGE 0.00 0.00 0.00 134.69 0.00 288,000.00 0.00 0.00 26-Oct-2012 4.21050% RATE CHANGE 0.00 101.05 0.00 235.74 0.00 288,000.00 0.00 0.00 29-Oct-2012 4.21100% RATE CHANGE 0.00 0.00 0.00 235.74 0.00 288,000.00 0.00 0.00 29-Oct-2012 4.21100% RATE CHANGE 0.00 33.69 0.00 269.43 0.00 288,000.00 0.00 0.00 30-Oct-2012 4.21200% RATE CHANGE 0.00 0.00 0.00 269.43 0.00 288,000.00 0.00 0.00 30-Oct-2012 4.21200% RATE CHANGE 0.00 202.18 0.00 471.60 0.00 288,000.00 0.00 0.00 05-Nov-2012 4.21000% RATE CHANGE 0.00 0.00 0.00 471.60 0.00 288,000.00 0.00 0.00 05-Nov-2012 4.21000% RATE CHANGE 0.00 33.68 0.00 505.28 0.00 288,000.00 0.00 0.00 06-Nov-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 505.28 0.00 288,000.00 0.00 0.00 06-Nov-2012 4.20900% RATE CHANGE 0.00 33.67 0.00 538.95 0.00 288,000.00 0.00 0.00 07-Nov-2012 4.20800% RATE CHANGE 0.00 0.00 0.00 538.95 0.00 288,000.00 0.00 0.00 07-Nov-2012 4.20800% RATE CHANGE 0.00 33.66 0.00 572.62 0.00 288,000.00 0.00 0.00 08-Nov-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 572.62 0.00 288,000.00 0.00 0.00 08-Nov-2012 4.20900% RATE CHANGE 0.00 202.03 0.00 774.65 0.00 288,000.00 0.00 0.00 14-Nov-2012 4.20850% RATE CHANGE 0.00 33.67 0.00 808.32 0.00 288,000.00 0.00 0.00 15-Nov-2012 4.20800% RATE CHANGE 0.00 0.00 0.00 808.32 0.00 288,000.00 0.00 0.00 15-Nov-2012 4.20800% RATE CHANGE 0.00 33.66 0.00 841.98 0.00 288,000.00 0.00 0.00 16-Nov-2012 4.20750% RATE CHANGE 0.00 0.00 0.00 841.98 0.00 288,000.00 0.00 0.00 16-Nov-2012 4.20750% RATE CHANGE 0.00 370.26 0.00 1,212.24 0.00 288,000.00 0.00 0.00 27-Nov-2012 4.20850% RATE CHANGE 0.00 0.00 0.00 1,212.24 0.00 288,000.00 0.00 0.00 27-Nov-2012 4.20850% RATE CHANGE 0.00 33.67 0.00 1,245.91 0.00 288,000.00 0.00 0.00 28-Nov-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 1,245.91 0.00 288,000.00 0.00 0.00 Page 12 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 64 of 103 PageID: 4344 4 01 25 7 86 28 825 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 28-Nov-2012 4.20900% RATE CHANGE 0.00 168.36 0.00 1,414.27 0.00 288,000.00 0.00 0.00 03-Dec-2012 4.21350% RATE CHANGE 0.00 0.00 0.00 1,414.27 0.00 288,000.00 0.00 0.00 03-Dec-2012 4.21350% RATE CHANGE 0.00 33.71 0.00 1,447.98 0.00 288,000.00 0.00 0.00 04-Dec-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 1,447.98 0.00 288,000.00 0.00 0.00 04-Dec-2012 4.21450% RATE CHANGE 0.00 0.00 0.00 1,447.98 0.00 288,000.00 0.00 0.00 04-Dec-2012 4.21450% INT PAYMNT (1,313.22) 33.72 (1,313.22) 168.47 0.00 288,000.00 0.00 0.00 05-Dec-2012 4.21500% RATE CHANGE 0.00 0.00 0.00 168.47 0.00 288,000.00 0.00 0.00 05-Dec-2012 4.21500% RATE CHANGE 0.00 33.72 0.00 202.19 0.00 288,000.00 0.00 0.00 06-Dec-2012 4.21300% RATE CHANGE 0.00 0.00 0.00 202.19 0.00 288,000.00 0.00 0.00 06-Dec-2012 4.21300% RATE CHANGE 0.00 168.52 0.00 370.71 0.00 288,000.00 0.00 0.00 11-Dec-2012 4.21200% RATE CHANGE 0.00 0.00 0.00 370.71 0.00 288,000.00 0.00 0.00 11-Dec-2012 4.21200% RATE CHANGE 0.00 67.39 0.00 438.11 0.00 288,000.00 0.00 0.00 13-Dec-2012 4.21100% RATE CHANGE 0.00 0.00 0.00 438.11 0.00 288,000.00 0.00 0.00 13-Dec-2012 4.21100% RATE CHANGE 0.00 33.69 0.00 471.79 0.00 288,000.00 0.00 0.00 14-Dec-2012 4.20900% RATE CHANGE 0.00 0.00 0.00 471.79 0.00 288,000.00 0.00 0.00 14-Dec-2012 4.20900% RATE CHANGE 0.00 168.36 0.00 640.15 0.00 288,000.00 0.00 0.00 19-Dec-2012 4.21000% RATE CHANGE 0.00 0.00 0.00 640.15 0.00 288,000.00 0.00 0.00 19-Dec-2012 4.21000% RATE CHANGE 0.00 33.68 0.00 673.83 0.00 288,000.00 0.00 0.00 20-Dec-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 673.83 0.00 288,000.00 0.00 0.00 20-Dec-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 673.83 0.00 288,000.00 0.00 0.00 20-Dec-2012 4.21070% RATE CHANGE 0.00 134.74 0.00 808.58 0.00 288,000.00 0.00 0.00 24-Dec-2012 4.21070% RATE CHANGE 0.00 0.00 0.00 808.58 0.00 288,000.00 0.00 0.00 24-Dec-2012 4.21070% ADVANCE PRIN 288,000.00 0.00 0.00 808.58 288,000.00 576,000.00 0.00 0.00 24-Dec-2012 4.21070% CURR EXT PAYOFF (288,000.00) 101.06 0.00 909.63 (288,000.00) 288,000.00 0.00 0.00 27-Dec-2012 4.20970% RATE CHANGE 0.00 0.00 0.00 909.63 0.00 288,000.00 0.00 0.00 27-Dec-2012 4.20970% RATE CHANGE 0.00 0.00 0.00 909.63 0.00 288,000.00 0.00 0.00 27-Dec-2012 4.20970% RATE CHANGE 0.00 134.71 0.00 1,044.34 0.00 288,000.00 0.00 0.00 31-Dec-2012 4.21170% RATE CHANGE 0.00 0.00 0.00 1,044.34 0.00 288,000.00 0.00 0.00 31-Dec-2012 4.21170% RATE CHANGE 0.00 0.00 0.00 1,044.34 0.00 288,000.00 0.00 0.00 31-Dec-2012 4.21170% RATE CHANGE 0.00 67.39 0.00 1,111.73 0.00 288,000.00 0.00 0.00 02-Jan-2013 4.20970% RATE CHANGE 0.00 0.00 0.00 1,111.73 0.00 288,000.00 0.00 0.00 02-Jan-2013 4.20970% RATE CHANGE 0.00 0.00 0.00 1,111.73 0.00 288,000.00 0.00 0.00 02-Jan-2013 4.20970% RATE CHANGE 0.00 33.68 0.00 1,145.41 0.00 288,000.00 0.00 0.00 03-Jan-2013 4.20870% RATE CHANGE 0.00 0.00 0.00 1,145.41 0.00 288,000.00 0.00 0.00 03-Jan-2013 4.20870% RATE CHANGE 0.00 0.00 0.00 1,145.41 0.00 288,000.00 0.00 0.00 03-Jan-2013 4.20870% RATE CHANGE 0.00 33.67 0.00 1,179.08 0.00 288,000.00 0.00 0.00 04-Jan-2013 4.20770% RATE CHANGE 0.00 0.00 0.00 1,179.08 0.00 288,000.00 0.00 0.00 04-Jan-2013 4.20770% RATE CHANGE 0.00 0.00 0.00 1,179.08 0.00 288,000.00 0.00 0.00 04-Jan-2013 4.20770% RATE CHANGE 0.00 134.65 0.00 1,313.72 0.00 288,000.00 0.00 0.00 08-Jan-2013 4.20770% INT PAYMNT (1,010.69) 100.98 (1,010.69) 404.02 0.00 288,000.00 0.00 0.00 11-Jan-2013 4.20670% RATE CHANGE 0.00 0.00 0.00 404.02 0.00 288,000.00 0.00 0.00 11-Jan-2013 4.20670% RATE CHANGE 0.00 0.00 0.00 404.02 0.00 288,000.00 0.00 0.00 11-Jan-2013 4.20670% RATE CHANGE 0.00 100.96 0.00 504.98 0.00 288,000.00 0.00 0.00 14-Jan-2013 4.20570% RATE CHANGE 0.00 0.00 0.00 504.98 0.00 288,000.00 0.00 0.00 Page 13 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 65 of 103 PageID: 4354 4 01 25 7 87 28 826 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 14-Jan-2013 4.20570% RATE CHANGE 0.00 0.00 0.00 504.98 0.00 288,000.00 0.00 0.00 14-Jan-2013 4.20570% RATE CHANGE 0.00 235.52 0.00 740.50 0.00 288,000.00 0.00 0.00 21-Jan-2013 4.20470% RATE CHANGE 0.00 0.00 0.00 740.50 0.00 288,000.00 0.00 0.00 21-Jan-2013 4.20470% RATE CHANGE 0.00 33.64 0.00 774.14 0.00 288,000.00 0.00 0.00 22-Jan-2013 4.20470% INT PAYMNT (774.14) 100.91 (774.14) 100.91 0.00 288,000.00 0.00 0.00 25-Jan-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 100.91 0.00 288,000.00 0.00 0.00 25-Jan-2013 4.20370% RATE CHANGE 0.00 168.15 0.00 269.06 0.00 288,000.00 0.00 0.00 30-Jan-2013 4.20270% RATE CHANGE 0.00 0.00 0.00 269.06 0.00 288,000.00 0.00 0.00 30-Jan-2013 4.20270% RATE CHANGE 0.00 33.62 0.00 302.68 0.00 288,000.00 0.00 0.00 31-Jan-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 302.68 0.00 288,000.00 0.00 0.00 31-Jan-2013 4.20170% RATE CHANGE 0.00 134.45 0.00 437.13 0.00 288,000.00 0.00 0.00 04-Feb-2013 4.19970% RATE CHANGE 0.00 0.00 0.00 437.13 0.00 288,000.00 0.00 0.00 04-Feb-2013 4.19970% RATE CHANGE 0.00 33.60 0.00 470.73 0.00 288,000.00 0.00 0.00 05-Feb-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 470.73 0.00 288,000.00 0.00 0.00 05-Feb-2013 4.19920% RATE CHANGE 0.00 33.59 0.00 504.32 0.00 288,000.00 0.00 0.00 06-Feb-2013 4.19820% RATE CHANGE 0.00 0.00 0.00 504.32 0.00 288,000.00 0.00 0.00 06-Feb-2013 4.19820% RATE CHANGE 0.00 33.59 0.00 537.91 0.00 288,000.00 0.00 0.00 07-Feb-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 537.91 0.00 288,000.00 0.00 0.00 07-Feb-2013 4.19920% RATE CHANGE 0.00 167.97 0.00 705.88 0.00 288,000.00 0.00 0.00 12-Feb-2013 4.20020% RATE CHANGE 0.00 0.00 0.00 705.88 0.00 288,000.00 0.00 0.00 12-Feb-2013 4.20020% RATE CHANGE 0.00 33.60 0.00 739.48 0.00 288,000.00 0.00 0.00 13-Feb-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 739.48 0.00 288,000.00 0.00 0.00 13-Feb-2013 4.20220% RATE CHANGE 0.00 33.62 0.00 773.10 0.00 288,000.00 0.00 0.00 14-Feb-2013 4.20120% RATE CHANGE 0.00 0.00 0.00 773.10 0.00 288,000.00 0.00 0.00 14-Feb-2013 4.20120% RATE CHANGE 0.00 134.44 0.00 907.54 0.00 288,000.00 0.00 0.00 18-Feb-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 907.54 0.00 288,000.00 0.00 0.00 18-Feb-2013 4.20170% RATE CHANGE 0.00 33.61 0.00 941.15 0.00 288,000.00 0.00 0.00 19-Feb-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 941.15 0.00 288,000.00 0.00 0.00 19-Feb-2013 4.20220% RATE CHANGE 0.00 33.62 0.00 974.77 0.00 288,000.00 0.00 0.00 20-Feb-2013 4.20070% RATE CHANGE 0.00 33.61 0.00 1,008.37 0.00 288,000.00 0.00 0.00 21-Feb-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 1,008.37 0.00 288,000.00 0.00 0.00 21-Feb-2013 4.20170% RATE CHANGE 0.00 33.61 0.00 1,041.99 0.00 288,000.00 0.00 0.00 22-Feb-2013 4.20170% INT PAYMNT (1,041.89) 134.45 (1,041.89) 134.55 0.00 288,000.00 0.00 0.00 26-Feb-2013 4.20270% RATE CHANGE 0.00 0.00 0.00 134.55 0.00 288,000.00 0.00 0.00 26-Feb-2013 4.20270% RATE CHANGE 0.00 67.24 0.00 201.79 0.00 288,000.00 0.00 0.00 28-Feb-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 201.79 0.00 288,000.00 0.00 0.00 28-Feb-2013 4.20370% RATE CHANGE 0.00 201.78 0.00 403.57 0.00 288,000.00 0.00 0.00 06-Mar-2013 4.20520% RATE CHANGE 0.00 0.00 0.00 403.57 0.00 288,000.00 0.00 0.00 06-Mar-2013 4.20520% RATE CHANGE 0.00 33.64 0.00 437.21 0.00 288,000.00 0.00 0.00 07-Mar-2013 4.20320% RATE CHANGE 0.00 0.00 0.00 437.21 0.00 288,000.00 0.00 0.00 07-Mar-2013 4.20320% RATE CHANGE 0.00 33.63 0.00 470.84 0.00 288,000.00 0.00 0.00 08-Mar-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 470.84 0.00 288,000.00 0.00 0.00 08-Mar-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 470.84 0.00 288,000.00 0.00 0.00 08-Mar-2013 4.20220% RATE CHANGE 0.00 168.09 0.00 638.93 0.00 288,000.00 0.00 0.00 Page 14 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 66 of 103 PageID: 4364 4 01 25 7 88 28 827 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 13-Mar-2013 4.20220% RATE CHANGE 0.00 0.00 0.00 638.93 0.00 288,000.00 0.00 0.00 13-Mar-2013 4.20220% ADVANCE PRIN 288,000.00 0.00 0.00 638.93 288,000.00 576,000.00 0.00 0.00 13-Mar-2013 4.20220% CURR EXT PAYOFF (288,000.00) 33.62 0.00 672.54 (288,000.00) 288,000.00 0.00 0.00 14-Mar-2013 4.20320% RATE CHANGE 0.00 0.00 0.00 672.54 0.00 288,000.00 0.00 0.00 14-Mar-2013 4.20320% RATE CHANGE 0.00 0.00 0.00 672.54 0.00 288,000.00 0.00 0.00 14-Mar-2013 4.20320% RATE CHANGE 0.00 235.38 0.00 907.92 0.00 288,000.00 0.00 0.00 21-Mar-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 907.92 0.00 288,000.00 0.00 0.00 21-Mar-2013 4.20370% RATE CHANGE 0.00 33.63 0.00 941.55 0.00 288,000.00 0.00 0.00 22-Mar-2013 4.20470% RATE CHANGE 0.00 0.00 0.00 941.55 0.00 288,000.00 0.00 0.00 22-Mar-2013 4.20470% RATE CHANGE 0.00 100.91 0.00 1,042.47 0.00 288,000.00 0.00 0.00 25-Mar-2013 4.20420% RATE CHANGE 0.00 0.00 0.00 1,042.47 0.00 288,000.00 0.00 0.00 25-Mar-2013 4.20420% RATE CHANGE 0.00 33.63 0.00 1,076.10 0.00 288,000.00 0.00 0.00 26-Mar-2013 4.20420% INT PAYMNT (941.55) 67.27 (941.55) 201.82 0.00 288,000.00 0.00 0.00 28-Mar-2013 4.20370% RATE CHANGE 0.00 0.00 0.00 201.82 0.00 288,000.00 0.00 0.00 28-Mar-2013 4.20370% RATE CHANGE 0.00 235.41 0.00 437.22 0.00 288,000.00 0.00 0.00 04-Apr-2013 4.20270% RATE CHANGE 0.00 0.00 0.00 437.22 0.00 288,000.00 0.00 0.00 04-Apr-2013 4.20270% RATE CHANGE 0.00 33.62 0.00 470.84 0.00 288,000.00 0.00 0.00 05-Apr-2013 4.20170% RATE CHANGE 0.00 0.00 0.00 470.84 0.00 288,000.00 0.00 0.00 05-Apr-2013 4.20170% RATE CHANGE 0.00 100.84 0.00 571.69 0.00 288,000.00 0.00 0.00 08-Apr-2013 4.20030% RATE CHANGE 0.00 0.00 0.00 571.69 0.00 288,000.00 0.00 0.00 08-Apr-2013 4.20030% RATE CHANGE 0.00 100.81 0.00 672.49 0.00 288,000.00 0.00 0.00 11-Apr-2013 4.19930% RATE CHANGE 0.00 0.00 0.00 672.49 0.00 288,000.00 0.00 0.00 11-Apr-2013 4.19930% RATE CHANGE 0.00 134.38 0.00 806.87 0.00 288,000.00 0.00 0.00 15-Apr-2013 4.19870% RATE CHANGE 0.00 0.00 0.00 806.87 0.00 288,000.00 0.00 0.00 15-Apr-2013 4.19870% RATE CHANGE 0.00 33.59 0.00 840.46 0.00 288,000.00 0.00 0.00 16-Apr-2013 4.19970% RATE CHANGE 0.00 0.00 0.00 840.46 0.00 288,000.00 0.00 0.00 16-Apr-2013 4.19970% RATE CHANGE 0.00 67.20 0.00 907.66 0.00 288,000.00 0.00 0.00 18-Apr-2013 4.20020% RATE CHANGE 0.00 0.00 0.00 907.66 0.00 288,000.00 0.00 0.00 18-Apr-2013 4.20020% RATE CHANGE 0.00 33.60 0.00 941.26 0.00 288,000.00 0.00 0.00 19-Apr-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 941.26 0.00 288,000.00 0.00 0.00 19-Apr-2013 4.19920% RATE CHANGE 0.00 100.78 0.00 1,042.04 0.00 288,000.00 0.00 0.00 22-Apr-2013 4.19920% INT PAYMNT (1,042.03) 100.78 (1,042.03) 100.79 0.00 288,000.00 0.00 0.00 25-Apr-2013 4.20020% RATE CHANGE 0.00 0.00 0.00 100.79 0.00 288,000.00 0.00 0.00 25-Apr-2013 4.20020% RATE CHANGE 0.00 33.60 0.00 134.39 0.00 288,000.00 0.00 0.00 26-Apr-2013 4.19820% RATE CHANGE 0.00 0.00 0.00 134.39 0.00 288,000.00 0.00 0.00 26-Apr-2013 4.19820% RATE CHANGE 0.00 436.61 0.00 571.00 0.00 288,000.00 0.00 0.00 09-May-2013 4.19920% RATE CHANGE 0.00 0.00 0.00 571.00 0.00 288,000.00 0.00 0.00 09-May-2013 4.19920% RATE CHANGE 0.00 235.16 0.00 806.16 0.00 288,000.00 0.00 0.00 16-May-2013 4.19820% RATE CHANGE 0.00 0.00 0.00 806.16 0.00 288,000.00 0.00 0.00 16-May-2013 4.19820% RATE CHANGE 0.00 167.93 0.00 974.09 0.00 288,000.00 0.00 0.00 21-May-2013 4.19678% RATE CHANGE 0.00 0.00 0.00 974.09 0.00 288,000.00 0.00 0.00 21-May-2013 4.19678% RATE CHANGE 0.00 33.57 0.00 1,007.66 0.00 288,000.00 0.00 0.00 22-May-2013 4.19618% RATE CHANGE 0.00 0.00 0.00 1,007.66 0.00 288,000.00 0.00 0.00 22-May-2013 4.19618% RATE CHANGE 0.00 33.57 0.00 1,041.23 0.00 288,000.00 0.00 0.00 Page 15 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 67 of 103 PageID: 4374 4 01 25 7 89 28 828 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 23-May-2013 4.19628% RATE CHANGE 0.00 0.00 0.00 1,041.23 0.00 288,000.00 0.00 0.00 23-May-2013 4.19628% RATE CHANGE 0.00 33.57 0.00 1,074.80 0.00 288,000.00 0.00 0.00 24-May-2013 4.19528% RATE CHANGE 0.00 0.00 0.00 1,074.80 0.00 288,000.00 0.00 0.00 24-May-2013 4.19528% RATE CHANGE 0.00 134.25 0.00 1,209.05 0.00 288,000.00 0.00 0.00 28-May-2013 4.19328% RATE CHANGE 0.00 0.00 0.00 1,209.05 0.00 288,000.00 0.00 0.00 28-May-2013 4.19328% RATE CHANGE 0.00 67.09 0.00 1,276.14 0.00 288,000.00 0.00 0.00 30-May-2013 4.19278% RATE CHANGE 0.00 0.00 0.00 1,276.14 0.00 288,000.00 0.00 0.00 30-May-2013 4.19278% RATE CHANGE 0.00 33.54 0.00 1,309.68 0.00 288,000.00 0.00 0.00 31-May-2013 4.19378% RATE CHANGE 0.00 0.00 0.00 1,309.68 0.00 288,000.00 0.00 0.00 31-May-2013 4.19378% RATE CHANGE 0.00 134.20 0.00 1,443.88 0.00 288,000.00 0.00 0.00 04-Jun-2013 4.19428% RATE CHANGE 0.00 0.00 0.00 1,443.88 0.00 288,000.00 0.00 0.00 04-Jun-2013 4.19428% RATE CHANGE 0.00 33.55 0.00 1,477.44 0.00 288,000.00 0.00 0.00 05-Jun-2013 4.19398% RATE CHANGE 0.00 0.00 0.00 1,477.44 0.00 288,000.00 0.00 0.00 05-Jun-2013 4.19398% RATE CHANGE 0.00 33.55 0.00 1,510.99 0.00 288,000.00 0.00 0.00 06-Jun-2013 4.19328% RATE CHANGE 0.00 0.00 0.00 1,510.99 0.00 288,000.00 0.00 0.00 06-Jun-2013 4.19328% RATE CHANGE 0.00 134.19 0.00 1,645.18 0.00 288,000.00 0.00 0.00 10-Jun-2013 4.19288% RATE CHANGE 0.00 0.00 0.00 1,645.18 0.00 288,000.00 0.00 0.00 10-Jun-2013 4.19288% RATE CHANGE 0.00 33.54 0.00 1,678.72 0.00 288,000.00 0.00 0.00 11-Jun-2013 4.19238% RATE CHANGE 0.00 0.00 0.00 1,678.72 0.00 288,000.00 0.00 0.00 11-Jun-2013 4.19238% RATE CHANGE 0.00 33.54 0.00 1,712.26 0.00 288,000.00 0.00 0.00 12-Jun-2013 4.19250% RATE CHANGE 0.00 0.00 0.00 1,712.26 0.00 288,000.00 0.00 0.00 12-Jun-2013 4.19250% RATE CHANGE 0.00 167.70 0.00 1,879.96 0.00 288,000.00 0.00 0.00 17-Jun-2013 4.19250% INT PAYMNT (1,309.83) 67.08 (1,309.83) 637.21 0.00 288,000.00 0.00 0.00 19-Jun-2013 4.19160% RATE CHANGE 0.00 0.00 0.00 637.21 0.00 288,000.00 0.00 0.00 19-Jun-2013 4.19160% RATE CHANGE 0.00 167.66 0.00 804.87 0.00 288,000.00 0.00 0.00 24-Jun-2013 4.19300% RATE CHANGE 0.00 0.00 0.00 804.87 0.00 288,000.00 0.00 0.00 24-Jun-2013 4.19300% RATE CHANGE 0.00 67.09 0.00 871.96 0.00 288,000.00 0.00 0.00 26-Jun-2013 4.19535% RATE CHANGE 0.00 0.00 0.00 871.96 0.00 288,000.00 0.00 0.00 26-Jun-2013 4.19535% RATE CHANGE 0.00 33.56 0.00 905.52 0.00 288,000.00 0.00 0.00 27-Jun-2013 4.19435% RATE CHANGE 0.00 0.00 0.00 905.52 0.00 288,000.00 0.00 0.00 27-Jun-2013 4.19435% RATE CHANGE 0.00 33.55 0.00 939.08 0.00 288,000.00 0.00 0.00 28-Jun-2013 4.19535% RATE CHANGE 0.00 0.00 0.00 939.08 0.00 288,000.00 0.00 0.00 28-Jun-2013 4.19535% RATE CHANGE 0.00 100.69 0.00 1,039.77 0.00 288,000.00 0.00 0.00 01-Jul-2013 4.19505% RATE CHANGE 0.00 0.00 0.00 1,039.77 0.00 288,000.00 0.00 0.00 01-Jul-2013 4.19505% RATE CHANGE 0.00 33.56 0.00 1,073.33 0.00 288,000.00 0.00 0.00 02-Jul-2013 4.19465% RATE CHANGE 0.00 0.00 0.00 1,073.33 0.00 288,000.00 0.00 0.00 02-Jul-2013 4.19465% RATE CHANGE 0.00 33.56 0.00 1,106.88 0.00 288,000.00 0.00 0.00 03-Jul-2013 4.19580% RATE CHANGE 0.00 0.00 0.00 1,106.88 0.00 288,000.00 0.00 0.00 03-Jul-2013 4.19580% RATE CHANGE 0.00 33.57 0.00 1,140.45 0.00 288,000.00 0.00 0.00 04-Jul-2013 4.19528% RATE CHANGE 0.00 0.00 0.00 1,140.45 0.00 288,000.00 0.00 0.00 04-Jul-2013 4.19528% RATE CHANGE 0.00 33.56 0.00 1,174.01 0.00 288,000.00 0.00 0.00 05-Jul-2013 4.19478% RATE CHANGE 0.00 0.00 0.00 1,174.01 0.00 288,000.00 0.00 0.00 05-Jul-2013 4.19478% RATE CHANGE 0.00 167.79 0.00 1,341.80 0.00 288,000.00 0.00 0.00 10-Jul-2013 4.19278% RATE CHANGE 0.00 0.00 0.00 1,341.80 0.00 288,000.00 0.00 0.00 Page 16 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 68 of 103 PageID: 4384 4 01 25 7 90 28 829 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 10-Jul-2013 4.19278% RATE CHANGE 0.00 33.54 0.00 1,375.35 0.00 288,000.00 0.00 0.00 11-Jul-2013 4.19276% RATE CHANGE 0.00 0.00 0.00 1,375.35 0.00 288,000.00 0.00 0.00 11-Jul-2013 4.19276% RATE CHANGE 0.00 33.54 0.00 1,408.89 0.00 288,000.00 0.00 0.00 12-Jul-2013 4.19213% RATE CHANGE 0.00 0.00 0.00 1,408.89 0.00 288,000.00 0.00 0.00 12-Jul-2013 4.19213% RATE CHANGE 0.00 100.61 0.00 1,509.50 0.00 288,000.00 0.00 0.00 15-Jul-2013 4.19103% RATE CHANGE 0.00 0.00 0.00 1,509.50 0.00 288,000.00 0.00 0.00 15-Jul-2013 4.19103% RATE CHANGE 0.00 33.53 0.00 1,543.03 0.00 288,000.00 0.00 0.00 16-Jul-2013 4.19193% RATE CHANGE 0.00 0.00 0.00 1,543.03 0.00 288,000.00 0.00 0.00 16-Jul-2013 4.19193% RATE CHANGE 0.00 67.07 0.00 1,610.10 0.00 288,000.00 0.00 0.00 18-Jul-2013 4.19053% RATE CHANGE 0.00 0.00 0.00 1,610.10 0.00 288,000.00 0.00 0.00 18-Jul-2013 4.19053% RATE CHANGE 0.00 33.52 0.00 1,643.62 0.00 288,000.00 0.00 0.00 19-Jul-2013 4.19153% RATE CHANGE 0.00 0.00 0.00 1,643.62 0.00 288,000.00 0.00 0.00 19-Jul-2013 4.19153% RATE CHANGE 0.00 134.13 0.00 1,777.75 0.00 288,000.00 0.00 0.00 23-Jul-2013 4.19103% RATE CHANGE 0.00 0.00 0.00 1,777.75 0.00 288,000.00 0.00 0.00 23-Jul-2013 4.19103% RATE CHANGE 0.00 0.00 0.00 1,777.75 0.00 288,000.00 0.00 0.00 23-Jul-2013 4.19103% INT PAYMNT (1,006.07) 33.53 (1,006.07) 805.21 0.00 288,000.00 0.00 0.00 24-Jul-2013 4.19053% RATE CHANGE 0.00 0.00 0.00 805.21 0.00 288,000.00 0.00 0.00 24-Jul-2013 4.19053% RATE CHANGE 0.00 33.52 0.00 838.73 0.00 288,000.00 0.00 0.00 25-Jul-2013 4.19003% RATE CHANGE 0.00 0.00 0.00 838.73 0.00 288,000.00 0.00 0.00 25-Jul-2013 4.19003% RATE CHANGE 0.00 0.00 0.00 838.73 0.00 288,000.00 0.00 0.00 25-Jul-2013 4.19003% INT PAYMNT (738.15) 33.52 (738.15) 134.10 0.00 288,000.00 0.00 0.00 26-Jul-2013 4.18933% RATE CHANGE 0.00 0.00 0.00 134.10 0.00 288,000.00 0.00 0.00 26-Jul-2013 4.18933% RATE CHANGE 0.00 100.54 0.00 234.65 0.00 288,000.00 0.00 0.00 29-Jul-2013 4.18643% RATE CHANGE 0.00 0.00 0.00 234.65 0.00 288,000.00 0.00 0.00 29-Jul-2013 4.18643% RATE CHANGE 0.00 100.47 0.00 335.12 0.00 288,000.00 0.00 0.00 01-Aug-2013 4.18723% RATE CHANGE 0.00 0.00 0.00 335.12 0.00 288,000.00 0.00 0.00 01-Aug-2013 4.18723% RATE CHANGE 0.00 33.50 0.00 368.62 0.00 288,000.00 0.00 0.00 02-Aug-2013 4.18673% RATE CHANGE 0.00 0.00 0.00 368.62 0.00 288,000.00 0.00 0.00 02-Aug-2013 4.18673% RATE CHANGE 0.00 100.48 0.00 469.10 0.00 288,000.00 0.00 0.00 05-Aug-2013 4.18593% RATE CHANGE 0.00 0.00 0.00 469.10 0.00 288,000.00 0.00 0.00 05-Aug-2013 4.18593% RATE CHANGE 0.00 66.97 0.00 536.08 0.00 288,000.00 0.00 0.00 07-Aug-2013 4.18603% RATE CHANGE 0.00 0.00 0.00 536.08 0.00 288,000.00 0.00 0.00 07-Aug-2013 4.18603% RATE CHANGE 0.00 33.49 0.00 569.56 0.00 288,000.00 0.00 0.00 08-Aug-2013 4.18503% RATE CHANGE 0.00 0.00 0.00 569.56 0.00 288,000.00 0.00 0.00 08-Aug-2013 4.18503% RATE CHANGE 0.00 167.40 0.00 736.97 0.00 288,000.00 0.00 0.00 13-Aug-2013 4.18456% RATE CHANGE 0.00 0.00 0.00 736.97 0.00 288,000.00 0.00 0.00 13-Aug-2013 4.18456% RATE CHANGE 0.00 66.95 0.00 803.92 0.00 288,000.00 0.00 0.00 15-Aug-2013 4.18406% RATE CHANGE 0.00 0.00 0.00 803.92 0.00 288,000.00 0.00 0.00 15-Aug-2013 4.18406% RATE CHANGE 0.00 200.83 0.00 1,004.75 0.00 288,000.00 0.00 0.00 21-Aug-2013 4.18356% RATE CHANGE 0.00 0.00 0.00 1,004.75 0.00 288,000.00 0.00 0.00 21-Aug-2013 4.18356% RATE CHANGE 0.00 33.47 0.00 1,038.22 0.00 288,000.00 0.00 0.00 22-Aug-2013 4.18286% RATE CHANGE 0.00 0.00 0.00 1,038.22 0.00 288,000.00 0.00 0.00 22-Aug-2013 4.18286% RATE CHANGE 0.00 0.00 0.00 1,038.22 0.00 288,000.00 0.00 0.00 22-Aug-2013 4.18286% INT PAYMNT (1,038.25) 33.46 (1,038.25) 33.43 0.00 288,000.00 0.00 0.00 Page 17 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 69 of 103 PageID: 4394 4 01 25 7 91 28 8 0 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 23-Aug-2013 4.18336% RATE CHANGE 0.00 0.00 0.00 33.43 0.00 288,000.00 0.00 0.00 23-Aug-2013 4.18336% RATE CHANGE 0.00 133.87 0.00 167.30 0.00 288,000.00 0.00 0.00 27-Aug-2013 4.18406% RATE CHANGE 0.00 0.00 0.00 167.30 0.00 288,000.00 0.00 0.00 27-Aug-2013 4.18406% RATE CHANGE 0.00 66.95 0.00 234.25 0.00 288,000.00 0.00 0.00 29-Aug-2013 4.18256% RATE CHANGE 0.00 0.00 0.00 234.25 0.00 288,000.00 0.00 0.00 29-Aug-2013 4.18256% RATE CHANGE 0.00 33.46 0.00 267.71 0.00 288,000.00 0.00 0.00 30-Aug-2013 4.18206% RATE CHANGE 0.00 0.00 0.00 267.71 0.00 288,000.00 0.00 0.00 30-Aug-2013 4.18206% RATE CHANGE 0.00 100.37 0.00 368.08 0.00 288,000.00 0.00 0.00 02-Sep-2013 4.18256% RATE CHANGE 0.00 0.00 0.00 368.08 0.00 288,000.00 0.00 0.00 02-Sep-2013 4.18256% RATE CHANGE 0.00 33.46 0.00 401.54 0.00 288,000.00 0.00 0.00 03-Sep-2013 4.18206% RATE CHANGE 0.00 0.00 0.00 401.54 0.00 288,000.00 0.00 0.00 03-Sep-2013 4.18206% RATE CHANGE 0.00 33.46 0.00 434.99 0.00 288,000.00 0.00 0.00 04-Sep-2013 4.18256% RATE CHANGE 0.00 33.46 0.00 468.45 0.00 288,000.00 0.00 0.00 05-Sep-2013 4.18206% RATE CHANGE 0.00 0.00 0.00 468.45 0.00 288,000.00 0.00 0.00 05-Sep-2013 4.18206% RATE CHANGE 0.00 33.46 0.00 501.91 0.00 288,000.00 0.00 0.00 06-Sep-2013 4.18170% RATE CHANGE 0.00 0.00 0.00 501.91 0.00 288,000.00 0.00 0.00 06-Sep-2013 4.18170% RATE CHANGE 0.00 100.36 0.00 602.27 0.00 288,000.00 0.00 0.00 09-Sep-2013 4.18190% RATE CHANGE 0.00 0.00 0.00 602.27 0.00 288,000.00 0.00 0.00 09-Sep-2013 4.18190% RATE CHANGE 0.00 100.37 0.00 702.64 0.00 288,000.00 0.00 0.00 12-Sep-2013 4.18140% RATE CHANGE 0.00 0.00 0.00 702.64 0.00 288,000.00 0.00 0.00 12-Sep-2013 4.18140% RATE CHANGE 0.00 33.45 0.00 736.09 0.00 288,000.00 0.00 0.00 13-Sep-2013 4.18240% RATE CHANGE 0.00 0.00 0.00 736.09 0.00 288,000.00 0.00 0.00 13-Sep-2013 4.18240% RATE CHANGE 0.00 100.38 0.00 836.47 0.00 288,000.00 0.00 0.00 16-Sep-2013 4.18230% RATE CHANGE 0.00 0.00 0.00 836.47 0.00 288,000.00 0.00 0.00 16-Sep-2013 4.18230% RATE CHANGE 0.00 33.46 0.00 869.92 0.00 288,000.00 0.00 0.00 17-Sep-2013 4.18020% RATE CHANGE 0.00 0.00 0.00 869.92 0.00 288,000.00 0.00 0.00 17-Sep-2013 4.18020% RATE CHANGE 0.00 33.44 0.00 903.37 0.00 288,000.00 0.00 0.00 18-Sep-2013 4.17925% RATE CHANGE 0.00 0.00 0.00 903.37 0.00 288,000.00 0.00 0.00 18-Sep-2013 4.17925% RATE CHANGE 0.00 33.43 0.00 936.80 0.00 288,000.00 0.00 0.00 19-Sep-2013 4.18050% RATE CHANGE 0.00 0.00 0.00 936.80 0.00 288,000.00 0.00 0.00 19-Sep-2013 4.18050% RATE CHANGE 0.00 33.44 0.00 970.24 0.00 288,000.00 0.00 0.00 20-Sep-2013 4.18000% RATE CHANGE 0.00 0.00 0.00 970.24 0.00 288,000.00 0.00 0.00 20-Sep-2013 4.18000% RATE CHANGE 0.00 66.88 0.00 1,037.12 0.00 288,000.00 0.00 0.00 22-Sep-2013 4.18000% INT PAYMNT (1,037.15) 33.44 (1,037.15) 33.41 0.00 288,000.00 0.00 0.00 23-Sep-2013 4.17925% RATE CHANGE 0.00 0.00 0.00 33.41 0.00 288,000.00 0.00 0.00 23-Sep-2013 4.17925% RATE CHANGE 0.00 33.43 0.00 66.85 0.00 288,000.00 0.00 0.00 24-Sep-2013 4.17950% RATE CHANGE 0.00 0.00 0.00 66.85 0.00 288,000.00 0.00 0.00 24-Sep-2013 4.17950% RATE CHANGE 0.00 33.44 0.00 100.28 0.00 288,000.00 0.00 0.00 25-Sep-2013 4.17885% RATE CHANGE 0.00 0.00 0.00 100.28 0.00 288,000.00 0.00 0.00 25-Sep-2013 4.17885% RATE CHANGE 0.00 33.43 0.00 133.71 0.00 288,000.00 0.00 0.00 26-Sep-2013 4.17980% RATE CHANGE 0.00 0.00 0.00 133.71 0.00 288,000.00 0.00 0.00 26-Sep-2013 4.17980% RATE CHANGE 0.00 33.44 0.00 167.15 0.00 288,000.00 0.00 0.00 27-Sep-2013 4.17905% RATE CHANGE 0.00 0.00 0.00 167.15 0.00 288,000.00 0.00 0.00 27-Sep-2013 4.17905% RATE CHANGE 0.00 133.73 0.00 300.88 0.00 288,000.00 0.00 0.00 Page 18 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 70 of 103 PageID: 4404 4 01 25 7 92 28 831 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 01-Oct-2013 4.17965% RATE CHANGE 0.00 0.00 0.00 300.88 0.00 288,000.00 0.00 0.00 01-Oct-2013 4.17965% RATE CHANGE 0.00 33.44 0.00 334.32 0.00 288,000.00 0.00 0.00 02-Oct-2013 4.17885% RATE CHANGE 0.00 0.00 0.00 334.32 0.00 288,000.00 0.00 0.00 02-Oct-2013 4.17885% RATE CHANGE 0.00 33.43 0.00 367.75 0.00 288,000.00 0.00 0.00 03-Oct-2013 4.17800% RATE CHANGE 0.00 0.00 0.00 367.75 0.00 288,000.00 0.00 0.00 03-Oct-2013 4.17800% RATE CHANGE 0.00 33.42 0.00 401.17 0.00 288,000.00 0.00 0.00 04-Oct-2013 4.17575% RATE CHANGE 0.00 0.00 0.00 401.17 0.00 288,000.00 0.00 0.00 04-Oct-2013 4.17575% RATE CHANGE 0.00 100.22 0.00 501.39 0.00 288,000.00 0.00 0.00 07-Oct-2013 4.17430% RATE CHANGE 0.00 0.00 0.00 501.39 0.00 288,000.00 0.00 0.00 07-Oct-2013 4.17430% RATE CHANGE 0.00 33.39 0.00 534.79 0.00 288,000.00 0.00 0.00 08-Oct-2013 4.17330% RATE CHANGE 0.00 0.00 0.00 534.79 0.00 288,000.00 0.00 0.00 08-Oct-2013 4.17330% RATE CHANGE 0.00 33.39 0.00 568.17 0.00 288,000.00 0.00 0.00 09-Oct-2013 4.17380% RATE CHANGE 0.00 0.00 0.00 568.17 0.00 288,000.00 0.00 0.00 09-Oct-2013 4.17380% RATE CHANGE 0.00 33.39 0.00 601.56 0.00 288,000.00 0.00 0.00 10-Oct-2013 4.17400% RATE CHANGE 0.00 0.00 0.00 601.56 0.00 288,000.00 0.00 0.00 10-Oct-2013 4.17400% RATE CHANGE 0.00 33.39 0.00 634.96 0.00 288,000.00 0.00 0.00 11-Oct-2013 4.17725% RATE CHANGE 0.00 0.00 0.00 634.96 0.00 288,000.00 0.00 0.00 11-Oct-2013 4.17725% RATE CHANGE 0.00 100.25 0.00 735.21 0.00 288,000.00 0.00 0.00 14-Oct-2013 4.17400% RATE CHANGE 0.00 0.00 0.00 735.21 0.00 288,000.00 0.00 0.00 14-Oct-2013 4.17400% RATE CHANGE 0.00 66.78 0.00 801.99 0.00 288,000.00 0.00 0.00 16-Oct-2013 4.17550% RATE CHANGE 0.00 33.40 0.00 835.40 0.00 288,000.00 0.00 0.00 17-Oct-2013 4.17375% RATE CHANGE 0.00 0.00 0.00 835.40 0.00 288,000.00 0.00 0.00 17-Oct-2013 4.17375% RATE CHANGE 0.00 33.39 0.00 868.79 0.00 288,000.00 0.00 0.00 18-Oct-2013 4.17550% RATE CHANGE 0.00 0.00 0.00 868.79 0.00 288,000.00 0.00 0.00 18-Oct-2013 4.17550% RATE CHANGE 0.00 100.21 0.00 969.00 0.00 288,000.00 0.00 0.00 21-Oct-2013 4.17250% RATE CHANGE 0.00 0.00 0.00 969.00 0.00 288,000.00 0.00 0.00 21-Oct-2013 4.17250% RATE CHANGE 0.00 33.38 0.00 1,002.38 0.00 288,000.00 0.00 0.00 22-Oct-2013 4.17200% RATE CHANGE 0.00 0.00 0.00 1,002.38 0.00 288,000.00 0.00 0.00 22-Oct-2013 4.17200% RATE CHANGE 0.00 0.00 0.00 1,002.38 0.00 288,000.00 0.00 0.00 22-Oct-2013 4.17200% INT PAYMNT (1,002.35) 33.38 (1,002.35) 33.41 0.00 288,000.00 0.00 0.00 23-Oct-2013 4.17000% RATE CHANGE 0.00 0.00 0.00 33.41 0.00 288,000.00 0.00 0.00 23-Oct-2013 4.17000% RATE CHANGE 0.00 66.72 0.00 100.13 0.00 288,000.00 0.00 0.00 25-Oct-2013 4.17020% RATE CHANGE 0.00 0.00 0.00 100.13 0.00 288,000.00 0.00 0.00 25-Oct-2013 4.17020% RATE CHANGE 0.00 100.08 0.00 200.21 0.00 288,000.00 0.00 0.00 28-Oct-2013 4.17100% RATE CHANGE 0.00 0.00 0.00 200.21 0.00 288,000.00 0.00 0.00 28-Oct-2013 4.17100% RATE CHANGE 0.00 33.37 0.00 233.58 0.00 288,000.00 0.00 0.00 29-Oct-2013 4.16860% RATE CHANGE 0.00 0.00 0.00 233.58 0.00 288,000.00 0.00 0.00 29-Oct-2013 4.16860% RATE CHANGE 0.00 33.35 0.00 266.93 0.00 288,000.00 0.00 0.00 30-Oct-2013 4.16810% RATE CHANGE 0.00 0.00 0.00 266.93 0.00 288,000.00 0.00 0.00 30-Oct-2013 4.16810% RATE CHANGE 0.00 33.34 0.00 300.27 0.00 288,000.00 0.00 0.00 31-Oct-2013 4.16800% RATE CHANGE 0.00 0.00 0.00 300.27 0.00 288,000.00 0.00 0.00 31-Oct-2013 4.16800% RATE CHANGE 0.00 166.72 0.00 466.99 0.00 288,000.00 0.00 0.00 05-Nov-2013 4.16850% RATE CHANGE 0.00 0.00 0.00 466.99 0.00 288,000.00 0.00 0.00 05-Nov-2013 4.16850% RATE CHANGE 0.00 200.09 0.00 667.08 0.00 288,000.00 0.00 0.00 Page 19 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 71 of 103 PageID: 4414 4 01 25 7 93 28 832 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 11-Nov-2013 4.16750% RATE CHANGE 0.00 0.00 0.00 667.08 0.00 288,000.00 0.00 0.00 11-Nov-2013 4.16750% RATE CHANGE 0.00 33.34 0.00 700.42 0.00 288,000.00 0.00 0.00 12-Nov-2013 4.16850% RATE CHANGE 0.00 0.00 0.00 700.42 0.00 288,000.00 0.00 0.00 12-Nov-2013 4.16850% RATE CHANGE 0.00 100.04 0.00 800.46 0.00 288,000.00 0.00 0.00 15-Nov-2013 4.16770% RATE CHANGE 0.00 0.00 0.00 800.46 0.00 288,000.00 0.00 0.00 15-Nov-2013 4.16770% RATE CHANGE 0.00 100.02 0.00 900.49 0.00 288,000.00 0.00 0.00 18-Nov-2013 4.16750% RATE CHANGE 0.00 0.00 0.00 900.49 0.00 288,000.00 0.00 0.00 18-Nov-2013 4.16750% RATE CHANGE 0.00 66.68 0.00 967.17 0.00 288,000.00 0.00 0.00 20-Nov-2013 4.16800% RATE CHANGE 0.00 0.00 0.00 967.17 0.00 288,000.00 0.00 0.00 20-Nov-2013 4.16800% RATE CHANGE 0.00 33.34 0.00 1,000.51 0.00 288,000.00 0.00 0.00 21-Nov-2013 4.16700% RATE CHANGE 0.00 0.00 0.00 1,000.51 0.00 288,000.00 0.00 0.00 21-Nov-2013 4.16700% RATE CHANGE 0.00 33.34 0.00 1,033.85 0.00 288,000.00 0.00 0.00 22-Nov-2013 4.16650% RATE CHANGE 0.00 0.00 0.00 1,033.85 0.00 288,000.00 0.00 0.00 22-Nov-2013 4.16650% RATE CHANGE 0.00 0.00 0.00 1,033.85 0.00 288,000.00 0.00 0.00 22-Nov-2013 4.16650% INT PAYMNT (1,033.90) 100.00 (1,033.90) 99.95 0.00 288,000.00 0.00 0.00 25-Nov-2013 4.16600% RATE CHANGE 0.00 0.00 0.00 99.95 0.00 288,000.00 0.00 0.00 25-Nov-2013 4.16600% RATE CHANGE 0.00 33.33 0.00 133.27 0.00 288,000.00 0.00 0.00 26-Nov-2013 4.16550% RATE CHANGE 0.00 0.00 0.00 133.27 0.00 288,000.00 0.00 0.00 26-Nov-2013 4.16550% RATE CHANGE 0.00 33.32 0.00 166.60 0.00 288,000.00 0.00 0.00 27-Nov-2013 4.16400% RATE CHANGE 0.00 0.00 0.00 166.60 0.00 288,000.00 0.00 0.00 27-Nov-2013 4.16400% RATE CHANGE 0.00 66.62 0.00 233.22 0.00 288,000.00 0.00 0.00 29-Nov-2013 4.16500% RATE CHANGE 0.00 0.00 0.00 233.22 0.00 288,000.00 0.00 0.00 29-Nov-2013 4.16500% RATE CHANGE 0.00 99.96 0.00 333.18 0.00 288,000.00 0.00 0.00 02-Dec-2013 4.16875% RATE CHANGE 0.00 33.35 0.00 366.53 0.00 288,000.00 0.00 0.00 03-Dec-2013 4.16825% RATE CHANGE 0.00 0.00 0.00 366.53 0.00 288,000.00 0.00 0.00 03-Dec-2013 4.16825% RATE CHANGE 0.00 66.69 0.00 433.22 0.00 288,000.00 0.00 0.00 05-Dec-2013 4.16750% RATE CHANGE 0.00 0.00 0.00 433.22 0.00 288,000.00 0.00 0.00 05-Dec-2013 4.16750% RATE CHANGE 0.00 33.34 0.00 466.56 0.00 288,000.00 0.00 0.00 06-Dec-2013 4.16850% RATE CHANGE 0.00 0.00 0.00 466.56 0.00 288,000.00 0.00 0.00 06-Dec-2013 4.16850% RATE CHANGE 0.00 100.04 0.00 566.61 0.00 288,000.00 0.00 0.00 09-Dec-2013 4.16785% RATE CHANGE 0.00 0.00 0.00 566.61 0.00 288,000.00 0.00 0.00 09-Dec-2013 4.16785% RATE CHANGE 0.00 33.34 0.00 599.95 0.00 288,000.00 0.00 0.00 10-Dec-2013 4.16950% RATE CHANGE 0.00 0.00 0.00 599.95 0.00 288,000.00 0.00 0.00 10-Dec-2013 4.16950% RATE CHANGE 0.00 33.36 0.00 633.31 0.00 288,000.00 0.00 0.00 11-Dec-2013 4.17060% RATE CHANGE 0.00 0.00 0.00 633.31 0.00 288,000.00 0.00 0.00 11-Dec-2013 4.17060% RATE CHANGE 0.00 33.36 0.00 666.67 0.00 288,000.00 0.00 0.00 12-Dec-2013 4.16935% RATE CHANGE 0.00 0.00 0.00 666.67 0.00 288,000.00 0.00 0.00 12-Dec-2013 4.16935% RATE CHANGE 0.00 33.35 0.00 700.03 0.00 288,000.00 0.00 0.00 13-Dec-2013 4.16735% RATE CHANGE 0.00 0.00 0.00 700.03 0.00 288,000.00 0.00 0.00 13-Dec-2013 4.16735% RATE CHANGE 0.00 100.02 0.00 800.04 0.00 288,000.00 0.00 0.00 16-Dec-2013 4.16660% RATE CHANGE 0.00 0.00 0.00 800.04 0.00 288,000.00 0.00 0.00 16-Dec-2013 4.16660% RATE CHANGE 0.00 33.33 0.00 833.37 0.00 288,000.00 0.00 0.00 17-Dec-2013 4.16400% RATE CHANGE 0.00 0.00 0.00 833.37 0.00 288,000.00 0.00 0.00 17-Dec-2013 4.16400% RATE CHANGE 0.00 33.31 0.00 866.69 0.00 288,000.00 0.00 0.00 Page 20 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 72 of 103 PageID: 4424 4 01 25 7 94 28 833 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 18-Dec-2013 4.16500% RATE CHANGE 0.00 0.00 0.00 866.69 0.00 288,000.00 0.00 0.00 18-Dec-2013 4.16500% RATE CHANGE 0.00 33.32 0.00 900.01 0.00 288,000.00 0.00 0.00 19-Dec-2013 4.16630% RATE CHANGE 0.00 0.00 0.00 900.01 0.00 288,000.00 0.00 0.00 19-Dec-2013 4.16630% RATE CHANGE 0.00 33.33 0.00 933.34 0.00 288,000.00 0.00 0.00 20-Dec-2013 4.16680% RATE CHANGE 0.00 0.00 0.00 933.34 0.00 288,000.00 0.00 0.00 20-Dec-2013 4.16680% RATE CHANGE 0.00 66.67 0.00 1,000.01 0.00 288,000.00 0.00 0.00 22-Dec-2013 4.16680% INT PAYMNT (1,000.22) 33.33 (1,000.22) 33.12 0.00 288,000.00 0.00 0.00 23-Dec-2013 4.16450% RATE CHANGE 0.00 0.00 0.00 33.12 0.00 288,000.00 0.00 0.00 23-Dec-2013 4.16450% RATE CHANGE 0.00 33.32 0.00 66.44 0.00 288,000.00 0.00 0.00 24-Dec-2013 4.16400% RATE CHANGE 0.00 0.00 0.00 66.44 0.00 288,000.00 0.00 0.00 24-Dec-2013 4.16400% RATE CHANGE 0.00 99.94 0.00 166.37 0.00 288,000.00 0.00 0.00 27-Dec-2013 4.16460% RATE CHANGE 0.00 0.00 0.00 166.37 0.00 288,000.00 0.00 0.00 27-Dec-2013 4.16460% RATE CHANGE 0.00 99.95 0.00 266.32 0.00 288,000.00 0.00 0.00 30-Dec-2013 4.16700% RATE CHANGE 0.00 0.00 0.00 266.32 0.00 288,000.00 0.00 0.00 30-Dec-2013 4.16700% RATE CHANGE 0.00 33.34 0.00 299.66 0.00 288,000.00 0.00 0.00 31-Dec-2013 4.16900% RATE CHANGE 0.00 0.00 0.00 299.66 0.00 288,000.00 0.00 0.00 31-Dec-2013 4.16900% RATE CHANGE 0.00 66.70 0.00 366.36 0.00 288,000.00 0.00 0.00 02-Jan-2014 4.17020% RATE CHANGE 0.00 0.00 0.00 366.36 0.00 288,000.00 0.00 0.00 02-Jan-2014 4.17020% RATE CHANGE 0.00 33.36 0.00 399.72 0.00 288,000.00 0.00 0.00 03-Jan-2014 4.16770% RATE CHANGE 0.00 0.00 0.00 399.72 0.00 288,000.00 0.00 0.00 03-Jan-2014 4.16770% RATE CHANGE 0.00 100.02 0.00 499.75 0.00 288,000.00 0.00 0.00 06-Jan-2014 4.16830% RATE CHANGE 0.00 0.00 0.00 499.75 0.00 288,000.00 0.00 0.00 06-Jan-2014 4.16830% RATE CHANGE 0.00 33.35 0.00 533.10 0.00 288,000.00 0.00 0.00 07-Jan-2014 4.16470% RATE CHANGE 0.00 0.00 0.00 533.10 0.00 288,000.00 0.00 0.00 07-Jan-2014 4.16470% RATE CHANGE 0.00 33.32 0.00 566.41 0.00 288,000.00 0.00 0.00 08-Jan-2014 4.16250% RATE CHANGE 0.00 0.00 0.00 566.41 0.00 288,000.00 0.00 0.00 08-Jan-2014 4.16250% RATE CHANGE 0.00 33.30 0.00 599.71 0.00 288,000.00 0.00 0.00 09-Jan-2014 4.16150% RATE CHANGE 0.00 0.00 0.00 599.71 0.00 288,000.00 0.00 0.00 09-Jan-2014 4.16150% RATE CHANGE 0.00 33.29 0.00 633.01 0.00 288,000.00 0.00 0.00 10-Jan-2014 4.16100% RATE CHANGE 0.00 0.00 0.00 633.01 0.00 288,000.00 0.00 0.00 10-Jan-2014 4.16100% RATE CHANGE 0.00 99.86 0.00 732.87 0.00 288,000.00 0.00 0.00 13-Jan-2014 4.16030% RATE CHANGE 0.00 0.00 0.00 732.87 0.00 288,000.00 0.00 0.00 13-Jan-2014 4.16030% RATE CHANGE 0.00 33.28 0.00 766.15 0.00 288,000.00 0.00 0.00 14-Jan-2014 4.16040% RATE CHANGE 0.00 0.00 0.00 766.15 0.00 288,000.00 0.00 0.00 14-Jan-2014 4.16040% RATE CHANGE 0.00 33.28 0.00 799.43 0.00 288,000.00 0.00 0.00 15-Jan-2014 4.16000% RATE CHANGE 0.00 0.00 0.00 799.43 0.00 288,000.00 0.00 0.00 15-Jan-2014 4.16000% RATE CHANGE 0.00 33.28 0.00 832.71 0.00 288,000.00 0.00 0.00 16-Jan-2014 4.15900% RATE CHANGE 0.00 0.00 0.00 832.71 0.00 288,000.00 0.00 0.00 16-Jan-2014 4.15900% RATE CHANGE 0.00 33.27 0.00 865.99 0.00 288,000.00 0.00 0.00 17-Jan-2014 4.15870% RATE CHANGE 0.00 0.00 0.00 865.99 0.00 288,000.00 0.00 0.00 17-Jan-2014 4.15870% RATE CHANGE 0.00 99.81 0.00 965.80 0.00 288,000.00 0.00 0.00 20-Jan-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 965.80 0.00 288,000.00 0.00 0.00 20-Jan-2014 4.15700% RATE CHANGE 0.00 66.51 0.00 1,032.31 0.00 288,000.00 0.00 0.00 22-Jan-2014 4.15700% INT PAYMNT (1,032.42) 66.51 (1,032.42) 66.40 0.00 288,000.00 0.00 0.00 Page 21 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 73 of 103 PageID: 4434 4 01 25 7 95 28 834 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 24-Jan-2014 4.15800% RATE CHANGE 0.00 0.00 0.00 66.40 0.00 288,000.00 0.00 0.00 24-Jan-2014 4.15800% RATE CHANGE 0.00 133.06 0.00 199.46 0.00 288,000.00 0.00 0.00 28-Jan-2014 4.16120% RATE CHANGE 0.00 0.00 0.00 199.46 0.00 288,000.00 0.00 0.00 28-Jan-2014 4.16120% RATE CHANGE 0.00 33.29 0.00 232.75 0.00 288,000.00 0.00 0.00 29-Jan-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 232.75 0.00 288,000.00 0.00 0.00 29-Jan-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 232.75 0.00 288,000.00 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 0.00 0.00 232.75 0.00 288,000.00 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 0.00 0.00 232.75 0.00 288,000.00 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 0.00 0.00 232.75 0.00 288,000.00 0.00 0.00 29-Jan-2014 4.15850% INC PD I,MTD 0.00 33.27 0.00 266.01 0.00 288,000.00 0.00 0.00 30-Jan-2014 4.15900% RATE CHANGE 0.00 0.00 0.00 266.01 0.00 288,000.00 0.00 0.00 30-Jan-2014 4.15900% RATE CHANGE 0.00 33.27 0.00 299.29 0.00 288,000.00 0.00 0.00 31-Jan-2014 4.15950% RATE CHANGE 0.00 0.00 0.00 299.29 0.00 288,000.00 0.00 0.00 31-Jan-2014 4.15950% RATE CHANGE 0.00 99.83 0.00 399.11 0.00 288,000.00 0.00 0.00 03-Feb-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 399.11 0.00 288,000.00 0.00 0.00 03-Feb-2014 4.15850% RATE CHANGE 0.00 33.27 0.00 432.38 0.00 288,000.00 0.00 0.00 04-Feb-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 432.38 0.00 288,000.00 0.00 0.00 04-Feb-2014 4.15650% RATE CHANGE 0.00 33.25 0.00 465.63 0.00 288,000.00 0.00 0.00 05-Feb-2014 4.15710% RATE CHANGE 0.00 0.00 0.00 465.63 0.00 288,000.00 0.00 0.00 05-Feb-2014 4.15710% RATE CHANGE 0.00 33.26 0.00 498.89 0.00 288,000.00 0.00 0.00 06-Feb-2014 4.15750% RATE CHANGE 0.00 0.00 0.00 498.89 0.00 288,000.00 0.00 0.00 06-Feb-2014 4.15750% RATE CHANGE 0.00 133.04 0.00 631.93 0.00 288,000.00 0.00 0.00 10-Feb-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 631.93 0.00 288,000.00 0.00 0.00 10-Feb-2014 4.15650% RATE CHANGE 0.00 33.25 0.00 665.18 0.00 288,000.00 0.00 0.00 11-Feb-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 665.18 0.00 288,000.00 0.00 0.00 11-Feb-2014 4.15550% RATE CHANGE 0.00 33.24 0.00 698.43 0.00 288,000.00 0.00 0.00 12-Feb-2014 4.15475% RATE CHANGE 0.00 0.00 0.00 698.43 0.00 288,000.00 0.00 0.00 12-Feb-2014 4.15475% RATE CHANGE 0.00 33.24 0.00 731.66 0.00 288,000.00 0.00 0.00 13-Feb-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 731.66 0.00 288,000.00 0.00 0.00 13-Feb-2014 4.15425% RATE CHANGE 0.00 33.23 0.00 764.90 0.00 288,000.00 0.00 0.00 14-Feb-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 764.90 0.00 288,000.00 0.00 0.00 14-Feb-2014 4.15350% RATE CHANGE 0.00 99.68 0.00 864.58 0.00 288,000.00 0.00 0.00 17-Feb-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 864.58 0.00 288,000.00 0.00 0.00 17-Feb-2014 4.15450% RATE CHANGE 0.00 66.47 0.00 931.05 0.00 288,000.00 0.00 0.00 19-Feb-2014 4.15350% RATE CHANGE 0.00 33.23 0.00 964.28 0.00 288,000.00 0.00 0.00 20-Feb-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 964.28 0.00 288,000.00 0.00 0.00 20-Feb-2014 4.15400% RATE CHANGE 0.00 33.23 0.00 997.51 0.00 288,000.00 0.00 0.00 21-Feb-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 997.51 0.00 288,000.00 0.00 0.00 21-Feb-2014 4.15450% RATE CHANGE 0.00 99.71 0.00 1,097.22 0.00 288,000.00 0.00 0.00 24-Feb-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 1,097.22 0.00 288,000.00 0.00 0.00 24-Feb-2014 4.15550% RATE CHANGE 0.00 66.49 0.00 1,163.71 0.00 288,000.00 0.00 0.00 26-Feb-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 1,163.71 0.00 288,000.00 0.00 0.00 26-Feb-2014 4.15450% RATE CHANGE 0.00 199.42 0.00 1,363.13 0.00 288,000.00 0.00 0.00 04-Mar-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 1,363.13 0.00 288,000.00 0.00 0.00 Page 22 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 74 of 103 PageID: 4444 4 01 25 7 96 28 835 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 04-Mar-2014 4.15550% RATE CHANGE 0.00 33.24 0.00 1,396.37 0.00 288,000.00 0.00 0.00 05-Mar-2014 4.15530% RATE CHANGE 0.00 0.00 0.00 1,396.37 0.00 288,000.00 0.00 0.00 05-Mar-2014 4.15530% RATE CHANGE 0.00 33.24 0.00 1,429.61 0.00 288,000.00 0.00 0.00 06-Mar-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 1,429.61 0.00 288,000.00 0.00 0.00 06-Mar-2014 4.15650% RATE CHANGE 0.00 33.25 0.00 1,462.86 0.00 288,000.00 0.00 0.00 07-Mar-2014 4.15560% RATE CHANGE 0.00 0.00 0.00 1,462.86 0.00 288,000.00 0.00 0.00 07-Mar-2014 4.15560% RATE CHANGE 0.00 99.73 0.00 1,562.60 0.00 288,000.00 0.00 0.00 10-Mar-2014 4.15440% RATE CHANGE 0.00 0.00 0.00 1,562.60 0.00 288,000.00 0.00 0.00 10-Mar-2014 4.15440% RATE CHANGE 0.00 33.24 0.00 1,595.83 0.00 288,000.00 0.00 0.00 11-Mar-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 1,595.83 0.00 288,000.00 0.00 0.00 11-Mar-2014 4.15650% RATE CHANGE 0.00 33.25 0.00 1,629.09 0.00 288,000.00 0.00 0.00 12-Mar-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 1,629.09 0.00 288,000.00 0.00 0.00 12-Mar-2014 4.15500% RATE CHANGE 0.00 33.24 0.00 1,662.33 0.00 288,000.00 0.00 0.00 13-Mar-2014 4.15580% RATE CHANGE 0.00 0.00 0.00 1,662.33 0.00 288,000.00 0.00 0.00 13-Mar-2014 4.15580% RATE CHANGE 0.00 33.25 0.00 1,695.57 0.00 288,000.00 0.00 0.00 14-Mar-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 1,695.57 0.00 288,000.00 0.00 0.00 14-Mar-2014 4.15550% RATE CHANGE 0.00 99.73 0.00 1,795.30 0.00 288,000.00 0.00 0.00 17-Mar-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 1,795.30 0.00 288,000.00 0.00 0.00 17-Mar-2014 4.15500% RATE CHANGE 0.00 33.24 0.00 1,828.54 0.00 288,000.00 0.00 0.00 18-Mar-2014 4.15645% RATE CHANGE 0.00 0.00 0.00 1,828.54 0.00 288,000.00 0.00 0.00 18-Mar-2014 4.15645% RATE CHANGE 0.00 33.25 0.00 1,861.80 0.00 288,000.00 0.00 0.00 19-Mar-2014 4.15620% RATE CHANGE 0.00 0.00 0.00 1,861.80 0.00 288,000.00 0.00 0.00 19-Mar-2014 4.15620% RATE CHANGE 0.00 33.25 0.00 1,895.05 0.00 288,000.00 0.00 0.00 20-Mar-2014 4.15675% RATE CHANGE 0.00 0.00 0.00 1,895.05 0.00 288,000.00 0.00 0.00 20-Mar-2014 4.15675% RATE CHANGE 0.00 33.25 0.00 1,928.30 0.00 288,000.00 0.00 0.00 21-Mar-2014 4.15755% RATE CHANGE 0.00 0.00 0.00 1,928.30 0.00 288,000.00 0.00 0.00 21-Mar-2014 4.15755% RATE CHANGE 0.00 99.78 0.00 2,028.08 0.00 288,000.00 0.00 0.00 24-Mar-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 2,028.08 0.00 288,000.00 0.00 0.00 24-Mar-2014 4.15450% RATE CHANGE 0.00 33.24 0.00 2,061.32 0.00 288,000.00 0.00 0.00 25-Mar-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 2,061.32 0.00 288,000.00 0.00 0.00 25-Mar-2014 4.15425% RATE CHANGE 0.00 66.47 0.00 2,127.78 0.00 288,000.00 0.00 0.00 27-Mar-2014 4.15375% RATE CHANGE 0.00 0.00 0.00 2,127.78 0.00 288,000.00 0.00 0.00 27-Mar-2014 4.15375% RATE CHANGE 0.00 33.23 0.00 2,161.01 0.00 288,000.00 0.00 0.00 28-Mar-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 2,161.01 0.00 288,000.00 0.00 0.00 28-Mar-2014 4.15300% RATE CHANGE 0.00 99.67 0.00 2,260.69 0.00 288,000.00 0.00 0.00 31-Mar-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 2,260.69 0.00 288,000.00 0.00 0.00 31-Mar-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 2,260.69 0.00 288,000.00 0.00 0.00 31-Mar-2014 4.15250% INT PAYMNT (2,161.06) 33.22 (2,161.06) 132.85 0.00 288,000.00 0.00 0.00 01-Apr-2014 4.15175% RATE CHANGE 0.00 0.00 0.00 132.85 0.00 288,000.00 0.00 0.00 01-Apr-2014 4.15175% RATE CHANGE 0.00 33.21 0.00 166.06 0.00 288,000.00 0.00 0.00 02-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 166.06 0.00 288,000.00 0.00 0.00 02-Apr-2014 4.15200% RATE CHANGE 0.00 33.22 0.00 199.28 0.00 288,000.00 0.00 0.00 03-Apr-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 199.28 0.00 288,000.00 0.00 0.00 03-Apr-2014 4.15100% RATE CHANGE 0.00 33.21 0.00 232.48 0.00 288,000.00 0.00 0.00 Page 23 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 75 of 103 PageID: 4454 4 01 25 7 97 28 836 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 04-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 232.48 0.00 288,000.00 0.00 0.00 04-Apr-2014 4.15200% RATE CHANGE 0.00 99.65 0.00 332.13 0.00 288,000.00 0.00 0.00 07-Apr-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 332.13 0.00 288,000.00 0.00 0.00 07-Apr-2014 4.15250% RATE CHANGE 0.00 66.44 0.00 398.57 0.00 288,000.00 0.00 0.00 09-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 398.57 0.00 288,000.00 0.00 0.00 09-Apr-2014 4.15200% RATE CHANGE 0.00 33.22 0.00 431.79 0.00 288,000.00 0.00 0.00 10-Apr-2014 4.15040% RATE CHANGE 0.00 0.00 0.00 431.79 0.00 288,000.00 0.00 0.00 10-Apr-2014 4.15040% RATE CHANGE 0.00 33.20 0.00 464.99 0.00 288,000.00 0.00 0.00 11-Apr-2014 4.15090% RATE CHANGE 0.00 0.00 0.00 464.99 0.00 288,000.00 0.00 0.00 11-Apr-2014 4.15090% RATE CHANGE 0.00 99.62 0.00 564.61 0.00 288,000.00 0.00 0.00 14-Apr-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 564.61 0.00 288,000.00 0.00 0.00 14-Apr-2014 4.15250% RATE CHANGE 0.00 33.22 0.00 597.83 0.00 288,000.00 0.00 0.00 15-Apr-2014 4.15220% RATE CHANGE 0.00 0.00 0.00 597.83 0.00 288,000.00 0.00 0.00 15-Apr-2014 4.15220% RATE CHANGE 0.00 33.22 0.00 631.05 0.00 288,000.00 0.00 0.00 16-Apr-2014 4.15170% RATE CHANGE 0.00 0.00 0.00 631.05 0.00 288,000.00 0.00 0.00 16-Apr-2014 4.15170% RATE CHANGE 0.00 33.21 0.00 664.26 0.00 288,000.00 0.00 0.00 17-Apr-2014 4.15140% RATE CHANGE 0.00 0.00 0.00 664.26 0.00 288,000.00 0.00 0.00 17-Apr-2014 4.15140% RATE CHANGE 0.00 166.06 0.00 830.32 0.00 288,000.00 0.00 0.00 22-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 830.32 0.00 288,000.00 0.00 0.00 22-Apr-2014 4.15200% RATE CHANGE 0.00 33.22 0.00 863.54 0.00 288,000.00 0.00 0.00 23-Apr-2014 4.15220% RATE CHANGE 0.00 0.00 0.00 863.54 0.00 288,000.00 0.00 0.00 23-Apr-2014 4.15220% RATE CHANGE 0.00 33.22 0.00 896.75 0.00 288,000.00 0.00 0.00 24-Apr-2014 4.15230% RATE CHANGE 0.00 0.00 0.00 896.75 0.00 288,000.00 0.00 0.00 24-Apr-2014 4.15230% RATE CHANGE 0.00 132.87 0.00 1,029.63 0.00 288,000.00 0.00 0.00 28-Apr-2014 4.15180% RATE CHANGE 0.00 0.00 0.00 1,029.63 0.00 288,000.00 0.00 0.00 28-Apr-2014 4.15180% RATE CHANGE 0.00 33.21 0.00 1,062.84 0.00 288,000.00 0.00 0.00 29-Apr-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 1,062.84 0.00 288,000.00 0.00 0.00 29-Apr-2014 4.15200% RATE CHANGE 0.00 33.22 0.00 1,096.06 0.00 288,000.00 0.00 0.00 30-Apr-2014 4.15030% RATE CHANGE 0.00 0.00 0.00 1,096.06 0.00 288,000.00 0.00 0.00 30-Apr-2014 4.15030% RATE CHANGE 0.00 33.20 0.00 1,129.26 0.00 288,000.00 0.00 0.00 01-May-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 1,129.26 0.00 288,000.00 0.00 0.00 01-May-2014 4.15150% RATE CHANGE 0.00 33.21 0.00 1,162.47 0.00 288,000.00 0.00 0.00 02-May-2014 4.15050% RATE CHANGE 0.00 0.00 0.00 1,162.47 0.00 288,000.00 0.00 0.00 02-May-2014 4.15050% RATE CHANGE 0.00 132.82 0.00 1,295.29 0.00 288,000.00 0.00 0.00 06-May-2014 4.15050% INT PAYMNT (1,029.62) 33.20 (1,029.62) 298.87 0.00 288,000.00 0.00 0.00 07-May-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 298.87 0.00 288,000.00 0.00 0.00 07-May-2014 4.15150% RATE CHANGE 0.00 33.21 0.00 332.08 0.00 288,000.00 0.00 0.00 08-May-2014 4.15050% RATE CHANGE 0.00 0.00 0.00 332.08 0.00 288,000.00 0.00 0.00 08-May-2014 4.15050% RATE CHANGE 0.00 33.20 0.00 365.29 0.00 288,000.00 0.00 0.00 09-May-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 365.29 0.00 288,000.00 0.00 0.00 09-May-2014 4.15150% RATE CHANGE 0.00 99.64 0.00 464.92 0.00 288,000.00 0.00 0.00 12-May-2014 4.15025% RATE CHANGE 0.00 0.00 0.00 464.92 0.00 288,000.00 0.00 0.00 12-May-2014 4.15025% RATE CHANGE 0.00 33.20 0.00 498.13 0.00 288,000.00 0.00 0.00 13-May-2014 4.15160% RATE CHANGE 0.00 0.00 0.00 498.13 0.00 288,000.00 0.00 0.00 Page 24 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 76 of 103 PageID: 4464 4 01 25 7 98 28 837 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 13-May-2014 4.15160% RATE CHANGE 0.00 33.21 0.00 531.34 0.00 288,000.00 0.00 0.00 14-May-2014 4.15110% RATE CHANGE 0.00 0.00 0.00 531.34 0.00 288,000.00 0.00 0.00 14-May-2014 4.15110% RATE CHANGE 0.00 166.04 0.00 697.38 0.00 288,000.00 0.00 0.00 19-May-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 697.38 0.00 288,000.00 0.00 0.00 19-May-2014 4.15100% RATE CHANGE 0.00 33.21 0.00 730.59 0.00 288,000.00 0.00 0.00 20-May-2014 4.14925% RATE CHANGE 0.00 0.00 0.00 730.59 0.00 288,000.00 0.00 0.00 20-May-2014 4.14925% RATE CHANGE 0.00 33.19 0.00 763.79 0.00 288,000.00 0.00 0.00 21-May-2014 4.14850% RATE CHANGE 0.00 0.00 0.00 763.79 0.00 288,000.00 0.00 0.00 21-May-2014 4.14850% RATE CHANGE 0.00 33.19 0.00 796.97 0.00 288,000.00 0.00 0.00 22-May-2014 4.14775% RATE CHANGE 0.00 0.00 0.00 796.97 0.00 288,000.00 0.00 0.00 22-May-2014 4.14775% RATE CHANGE 0.00 33.18 0.00 830.16 0.00 288,000.00 0.00 0.00 23-May-2014 4.14850% RATE CHANGE 0.00 0.00 0.00 830.16 0.00 288,000.00 0.00 0.00 23-May-2014 4.14850% RATE CHANGE 0.00 132.75 0.00 962.91 0.00 288,000.00 0.00 0.00 27-May-2014 4.15000% RATE CHANGE 0.00 0.00 0.00 962.91 0.00 288,000.00 0.00 0.00 27-May-2014 4.15000% RATE CHANGE 0.00 33.20 0.00 996.11 0.00 288,000.00 0.00 0.00 28-May-2014 4.15050% RATE CHANGE 0.00 0.00 0.00 996.11 0.00 288,000.00 0.00 0.00 28-May-2014 4.15050% RATE CHANGE 0.00 66.41 0.00 1,062.52 0.00 288,000.00 0.00 0.00 30-May-2014 4.15000% RATE CHANGE 0.00 0.00 0.00 1,062.52 0.00 288,000.00 0.00 0.00 30-May-2014 4.15000% RATE CHANGE 0.00 99.60 0.00 1,162.12 0.00 288,000.00 0.00 0.00 02-Jun-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 1,162.12 0.00 288,000.00 0.00 0.00 02-Jun-2014 4.15100% RATE CHANGE 0.00 99.62 0.00 1,261.74 0.00 288,000.00 0.00 0.00 05-Jun-2014 4.15090% RATE CHANGE 0.00 0.00 0.00 1,261.74 0.00 288,000.00 0.00 0.00 05-Jun-2014 4.15090% RATE CHANGE 0.00 33.21 0.00 1,294.95 0.00 288,000.00 0.00 0.00 06-Jun-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 1,294.95 0.00 288,000.00 0.00 0.00 06-Jun-2014 4.15200% RATE CHANGE 0.00 99.65 0.00 1,394.59 0.00 288,000.00 0.00 0.00 09-Jun-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 1,394.59 0.00 288,000.00 0.00 0.00 09-Jun-2014 4.15100% RATE CHANGE 0.00 33.21 0.00 1,427.80 0.00 288,000.00 0.00 0.00 10-Jun-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 1,427.80 0.00 288,000.00 0.00 0.00 10-Jun-2014 4.15350% RATE CHANGE 0.00 33.23 0.00 1,461.03 0.00 288,000.00 0.00 0.00 11-Jun-2014 4.15225% RATE CHANGE 0.00 0.00 0.00 1,461.03 0.00 288,000.00 0.00 0.00 11-Jun-2014 4.15225% RATE CHANGE 0.00 33.22 0.00 1,494.25 0.00 288,000.00 0.00 0.00 12-Jun-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 1,494.25 0.00 288,000.00 0.00 0.00 12-Jun-2014 4.15200% RATE CHANGE 0.00 33.22 0.00 1,527.46 0.00 288,000.00 0.00 0.00 13-Jun-2014 4.15125% RATE CHANGE 0.00 0.00 0.00 1,527.46 0.00 288,000.00 0.00 0.00 13-Jun-2014 4.15125% RATE CHANGE 0.00 99.63 0.00 1,627.09 0.00 288,000.00 0.00 0.00 16-Jun-2014 4.15175% RATE CHANGE 0.00 0.00 0.00 1,627.09 0.00 288,000.00 0.00 0.00 16-Jun-2014 4.15175% RATE CHANGE 0.00 33.21 0.00 1,660.31 0.00 288,000.00 0.00 0.00 17-Jun-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 1,660.31 0.00 288,000.00 0.00 0.00 17-Jun-2014 4.15425% RATE CHANGE 0.00 33.23 0.00 1,693.54 0.00 288,000.00 0.00 0.00 18-Jun-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 1,693.54 0.00 288,000.00 0.00 0.00 18-Jun-2014 4.15400% RATE CHANGE 0.00 33.23 0.00 1,726.77 0.00 288,000.00 0.00 0.00 19-Jun-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 1,726.77 0.00 288,000.00 0.00 0.00 19-Jun-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 1,726.77 0.00 288,000.00 0.00 0.00 19-Jun-2014 4.15500% INT PAYMNT (2,025.86) 33.24 (2,025.86) (265.85) 0.00 288,000.00 0.00 0.00 Page 25 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 77 of 103 PageID: 4474 4 01 25 7 99 28 838 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 20-Jun-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 (265.85) 0.00 288,000.00 0.00 0.00 20-Jun-2014 4.15300% RATE CHANGE 0.00 99.67 0.00 (166.17) 0.00 288,000.00 0.00 0.00 23-Jun-2014 4.15325% RATE CHANGE 0.00 0.00 0.00 (166.17) 0.00 288,000.00 0.00 0.00 23-Jun-2014 4.15325% RATE CHANGE 0.00 33.23 0.00 (132.95) 0.00 288,000.00 0.00 0.00 24-Jun-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 (132.95) 0.00 288,000.00 0.00 0.00 24-Jun-2014 4.15400% RATE CHANGE 0.00 33.23 0.00 (99.72) 0.00 288,000.00 0.00 0.00 25-Jun-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 (99.72) 0.00 288,000.00 0.00 0.00 25-Jun-2014 4.15200% RATE CHANGE 0.00 33.22 0.00 (66.50) 0.00 288,000.00 0.00 0.00 26-Jun-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 (66.50) 0.00 288,000.00 0.00 0.00 26-Jun-2014 4.15150% RATE CHANGE 0.00 33.21 0.00 (33.29) 0.00 288,000.00 0.00 0.00 27-Jun-2014 4.15100% RATE CHANGE 0.00 0.00 0.00 (33.29) 0.00 288,000.00 0.00 0.00 27-Jun-2014 4.15100% RATE CHANGE 0.00 99.62 0.00 66.34 0.00 288,000.00 0.00 0.00 30-Jun-2014 4.14950% RATE CHANGE 0.00 0.00 0.00 66.34 0.00 288,000.00 0.00 0.00 30-Jun-2014 4.14950% RATE CHANGE 0.00 33.20 0.00 99.53 0.00 288,000.00 0.00 0.00 01-Jul-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 99.53 0.00 288,000.00 0.00 0.00 01-Jul-2014 4.15150% RATE CHANGE 0.00 33.21 0.00 132.74 0.00 288,000.00 0.00 0.00 02-Jul-2014 4.15520% RATE CHANGE 0.00 0.00 0.00 132.74 0.00 288,000.00 0.00 0.00 02-Jul-2014 4.15520% RATE CHANGE 0.00 66.48 0.00 199.23 0.00 288,000.00 0.00 0.00 04-Jul-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 199.23 0.00 288,000.00 0.00 0.00 04-Jul-2014 4.15550% RATE CHANGE 0.00 132.98 0.00 332.20 0.00 288,000.00 0.00 0.00 08-Jul-2014 4.15340% RATE CHANGE 0.00 0.00 0.00 332.20 0.00 288,000.00 0.00 0.00 08-Jul-2014 4.15340% RATE CHANGE 0.00 66.45 0.00 398.66 0.00 288,000.00 0.00 0.00 10-Jul-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 398.66 0.00 288,000.00 0.00 0.00 10-Jul-2014 4.15250% RATE CHANGE 0.00 33.22 0.00 431.88 0.00 288,000.00 0.00 0.00 11-Jul-2014 4.15275% RATE CHANGE 0.00 0.00 0.00 431.88 0.00 288,000.00 0.00 0.00 11-Jul-2014 4.15275% RATE CHANGE 0.00 99.67 0.00 531.54 0.00 288,000.00 0.00 0.00 14-Jul-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 531.54 0.00 288,000.00 0.00 0.00 14-Jul-2014 4.15150% RATE CHANGE 0.00 33.21 0.00 564.76 0.00 288,000.00 0.00 0.00 15-Jul-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 564.76 0.00 288,000.00 0.00 0.00 15-Jul-2014 4.15200% RATE CHANGE 0.00 66.43 0.00 631.19 0.00 288,000.00 0.00 0.00 17-Jul-2014 4.15420% RATE CHANGE 0.00 0.00 0.00 631.19 0.00 288,000.00 0.00 0.00 17-Jul-2014 4.15420% RATE CHANGE 0.00 33.23 0.00 664.42 0.00 288,000.00 0.00 0.00 18-Jul-2014 4.15545% RATE CHANGE 0.00 0.00 0.00 664.42 0.00 288,000.00 0.00 0.00 18-Jul-2014 4.15545% RATE CHANGE 0.00 99.73 0.00 764.15 0.00 288,000.00 0.00 0.00 21-Jul-2014 4.15620% RATE CHANGE 0.00 0.00 0.00 764.15 0.00 288,000.00 0.00 0.00 21-Jul-2014 4.15620% RATE CHANGE 0.00 33.25 0.00 797.40 0.00 288,000.00 0.00 0.00 22-Jul-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 797.40 0.00 288,000.00 0.00 0.00 22-Jul-2014 4.15425% RATE CHANGE 0.00 33.23 0.00 830.64 0.00 288,000.00 0.00 0.00 23-Jul-2014 4.15475% RATE CHANGE 0.00 0.00 0.00 830.64 0.00 288,000.00 0.00 0.00 23-Jul-2014 4.15475% RATE CHANGE 0.00 33.24 0.00 863.87 0.00 288,000.00 0.00 0.00 24-Jul-2014 4.15525% RATE CHANGE 0.00 0.00 0.00 863.87 0.00 288,000.00 0.00 0.00 24-Jul-2014 4.15525% RATE CHANGE 0.00 33.24 0.00 897.12 0.00 288,000.00 0.00 0.00 25-Jul-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 897.12 0.00 288,000.00 0.00 0.00 25-Jul-2014 4.15500% RATE CHANGE 0.00 99.72 0.00 996.84 0.00 288,000.00 0.00 0.00 Page 26 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 78 of 103 PageID: 448Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 100 of 128 PageID: 839 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 28-Jul-2014 4.15425% RATE CHANGE 0.00 0.00 0.00 996.84 0.00 288,000.00 0.00 0.00 28-Jul-2014 4.15425% RATE CHANGE 0.00 33.23 0.00 1,030.07 0.00 288,000.00 0.00 0.00 29-Jul-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 1,030.07 0.00 288,000.00 0.00 0.00 29-Jul-2014 4.15600% RATE CHANGE 0.00 33.25 0.00 1,063.32 0.00 288,000.00 0.00 0.00 30-Jul-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 1,063.32 0.00 288,000.00 0.00 0.00 30-Jul-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 1,063.32 0.00 288,000.00 0.00 0.00 30-Jul-2014 4.15500% INT PAYMNT (1,063.27) 0.00 (1,063.27) 0.05 0.00 288,000.00 0.00 0.00 30-Jul-2014 4.15500% PRIN PAYMNT (1,000.00) 66.25 0.00 66.30 (1,000.00) 287,000.00 0.00 0.00 01-Aug-2014 4.15580% RATE CHANGE 0.00 0.00 0.00 66.30 0.00 287,000.00 0.00 0.00 01-Aug-2014 4.15580% RATE CHANGE 0.00 99.39 0.00 165.69 0.00 287,000.00 0.00 0.00 04-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 165.69 0.00 287,000.00 0.00 0.00 04-Aug-2014 4.15600% RATE CHANGE 0.00 66.27 0.00 231.96 0.00 287,000.00 0.00 0.00 06-Aug-2014 4.15690% RATE CHANGE 0.00 0.00 0.00 231.96 0.00 287,000.00 0.00 0.00 06-Aug-2014 4.15690% RATE CHANGE 0.00 33.14 0.00 265.10 0.00 287,000.00 0.00 0.00 07-Aug-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 265.10 0.00 287,000.00 0.00 0.00 07-Aug-2014 4.15850% RATE CHANGE 0.00 33.15 0.00 298.25 0.00 287,000.00 0.00 0.00 08-Aug-2014 4.15880% RATE CHANGE 0.00 0.00 0.00 298.25 0.00 287,000.00 0.00 0.00 08-Aug-2014 4.15880% RATE CHANGE 0.00 99.46 0.00 397.71 0.00 287,000.00 0.00 0.00 11-Aug-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 397.71 0.00 287,000.00 0.00 0.00 11-Aug-2014 4.15700% RATE CHANGE 0.00 33.14 0.00 430.85 0.00 287,000.00 0.00 0.00 12-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 430.85 0.00 287,000.00 0.00 0.00 12-Aug-2014 4.15600% RATE CHANGE 0.00 33.13 0.00 463.99 0.00 287,000.00 0.00 0.00 13-Aug-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 463.99 0.00 287,000.00 0.00 0.00 13-Aug-2014 4.15550% RATE CHANGE 0.00 33.13 0.00 497.11 0.00 287,000.00 0.00 0.00 14-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 497.11 0.00 287,000.00 0.00 0.00 14-Aug-2014 4.15600% RATE CHANGE 0.00 33.13 0.00 530.25 0.00 287,000.00 0.00 0.00 15-Aug-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 530.25 0.00 287,000.00 0.00 0.00 15-Aug-2014 4.15500% RATE CHANGE 0.00 132.50 0.00 662.75 0.00 287,000.00 0.00 0.00 19-Aug-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 662.75 0.00 287,000.00 0.00 0.00 19-Aug-2014 4.15550% RATE CHANGE 0.00 99.39 0.00 762.13 0.00 287,000.00 0.00 0.00 22-Aug-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 762.13 0.00 287,000.00 0.00 0.00 22-Aug-2014 4.15500% RATE CHANGE 0.00 198.75 0.00 960.88 0.00 287,000.00 0.00 0.00 28-Aug-2014 4.15600% RATE CHANGE 0.00 0.00 0.00 960.88 0.00 287,000.00 0.00 0.00 28-Aug-2014 4.15600% RATE CHANGE 0.00 33.13 0.00 994.01 0.00 287,000.00 0.00 0.00 29-Aug-2014 4.15670% RATE CHANGE 0.00 0.00 0.00 994.01 0.00 287,000.00 0.00 0.00 29-Aug-2014 4.15670% RATE CHANGE 0.00 66.28 0.00 1,060.29 0.00 287,000.00 0.00 0.00 31-Aug-2014 4.15670% INT PAYMNT (1,060.29) 0.00 (1,060.29) (0.00) 0.00 287,000.00 0.00 0.00 31-Aug-2014 4.15670% PRIN PAYMNT (1,000.00) 33.02 0.00 33.02 (1,000.00) 286,000.00 0.00 0.00 01-Sep-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 33.02 0.00 286,000.00 0.00 0.00 01-Sep-2014 4.15450% RATE CHANGE 0.00 33.01 0.00 66.03 0.00 286,000.00 0.00 0.00 02-Sep-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 66.03 0.00 286,000.00 0.00 0.00 02-Sep-2014 4.15700% RATE CHANGE 0.00 33.03 0.00 99.05 0.00 286,000.00 0.00 0.00 03-Sep-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 99.05 0.00 286,000.00 0.00 0.00 03-Sep-2014 4.15650% RATE CHANGE 0.00 66.04 0.00 165.09 0.00 286,000.00 0.00 0.00 Page 27 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 79 of 103 PageID: 449Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 101 of 128 PageID: 840 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 05-Sep-2014 4.15610% RATE CHANGE 0.00 0.00 0.00 165.09 0.00 286,000.00 0.00 0.00 05-Sep-2014 4.15610% RATE CHANGE 0.00 132.07 0.00 297.16 0.00 286,000.00 0.00 0.00 09-Sep-2014 4.15280% RATE CHANGE 0.00 0.00 0.00 297.16 0.00 286,000.00 0.00 0.00 09-Sep-2014 4.15280% RATE CHANGE 0.00 32.99 0.00 330.16 0.00 286,000.00 0.00 0.00 10-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 330.16 0.00 286,000.00 0.00 0.00 10-Sep-2014 4.15350% RATE CHANGE 0.00 164.99 0.00 495.14 0.00 286,000.00 0.00 0.00 15-Sep-2014 4.15360% RATE CHANGE 0.00 0.00 0.00 495.14 0.00 286,000.00 0.00 0.00 15-Sep-2014 4.15360% RATE CHANGE 0.00 98.99 0.00 594.14 0.00 286,000.00 0.00 0.00 18-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 594.14 0.00 286,000.00 0.00 0.00 18-Sep-2014 4.15350% RATE CHANGE 0.00 33.00 0.00 627.13 0.00 286,000.00 0.00 0.00 19-Sep-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 627.13 0.00 286,000.00 0.00 0.00 19-Sep-2014 4.15300% RATE CHANGE 0.00 98.98 0.00 726.11 0.00 286,000.00 0.00 0.00 22-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 726.11 0.00 286,000.00 0.00 0.00 22-Sep-2014 4.15350% RATE CHANGE 0.00 33.00 0.00 759.11 0.00 286,000.00 0.00 0.00 23-Sep-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 759.11 0.00 286,000.00 0.00 0.00 23-Sep-2014 4.15400% RATE CHANGE 0.00 33.00 0.00 792.11 0.00 286,000.00 0.00 0.00 24-Sep-2014 4.15450% RATE CHANGE 0.00 0.00 0.00 792.11 0.00 286,000.00 0.00 0.00 24-Sep-2014 4.15450% RATE CHANGE 0.00 66.01 0.00 858.12 0.00 286,000.00 0.00 0.00 26-Sep-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 858.12 0.00 286,000.00 0.00 0.00 26-Sep-2014 4.15350% RATE CHANGE 0.00 98.99 0.00 957.11 0.00 286,000.00 0.00 0.00 29-Sep-2014 4.15150% RATE CHANGE 0.00 0.00 0.00 957.11 0.00 286,000.00 0.00 0.00 29-Sep-2014 4.15150% RATE CHANGE 0.00 32.98 0.00 990.10 0.00 286,000.00 0.00 0.00 30-Sep-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 990.10 0.00 286,000.00 0.00 0.00 30-Sep-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 990.10 0.00 286,000.00 0.00 0.00 30-Sep-2014 4.15400% INT PAYMNT (990.09) 0.00 (990.09) 0.01 0.00 286,000.00 0.00 0.00 30-Sep-2014 4.15400% PRIN PAYMNT (1,000.00) 32.89 0.00 32.89 (1,000.00) 285,000.00 0.00 0.00 01-Oct-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 32.89 0.00 285,000.00 0.00 0.00 01-Oct-2014 4.15250% RATE CHANGE 0.00 32.87 0.00 65.77 0.00 285,000.00 0.00 0.00 02-Oct-2014 4.15650% RATE CHANGE 0.00 0.00 0.00 65.77 0.00 285,000.00 0.00 0.00 02-Oct-2014 4.15650% RATE CHANGE 0.00 32.91 0.00 98.67 0.00 285,000.00 0.00 0.00 03-Oct-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 98.67 0.00 285,000.00 0.00 0.00 03-Oct-2014 4.15200% RATE CHANGE 0.00 131.48 0.00 230.15 0.00 285,000.00 0.00 0.00 07-Oct-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 230.15 0.00 285,000.00 0.00 0.00 07-Oct-2014 4.15300% RATE CHANGE 0.00 65.76 0.00 295.91 0.00 285,000.00 0.00 0.00 09-Oct-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 295.91 0.00 285,000.00 0.00 0.00 09-Oct-2014 4.15250% RATE CHANGE 0.00 32.87 0.00 328.78 0.00 285,000.00 0.00 0.00 10-Oct-2014 4.15180% RATE CHANGE 0.00 0.00 0.00 328.78 0.00 285,000.00 0.00 0.00 10-Oct-2014 4.15180% RATE CHANGE 0.00 98.61 0.00 427.39 0.00 285,000.00 0.00 0.00 13-Oct-2014 4.15270% RATE CHANGE 0.00 0.00 0.00 427.39 0.00 285,000.00 0.00 0.00 13-Oct-2014 4.15270% RATE CHANGE 0.00 32.88 0.00 460.26 0.00 285,000.00 0.00 0.00 14-Oct-2014 4.15280% RATE CHANGE 0.00 0.00 0.00 460.26 0.00 285,000.00 0.00 0.00 14-Oct-2014 4.15280% RATE CHANGE 0.00 32.88 0.00 493.14 0.00 285,000.00 0.00 0.00 15-Oct-2014 4.15330% RATE CHANGE 0.00 32.88 0.00 526.02 0.00 285,000.00 0.00 0.00 16-Oct-2014 4.15180% RATE CHANGE 0.00 0.00 0.00 526.02 0.00 285,000.00 0.00 0.00 Page 28 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 80 of 103 PageID: 450Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 102 of 128 PageID: 841 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 16-Oct-2014 4.15180% RATE CHANGE 0.00 32.87 0.00 558.89 0.00 285,000.00 0.00 0.00 17-Oct-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 558.89 0.00 285,000.00 0.00 0.00 17-Oct-2014 4.15350% RATE CHANGE 0.00 98.65 0.00 657.53 0.00 285,000.00 0.00 0.00 20-Oct-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 657.53 0.00 285,000.00 0.00 0.00 20-Oct-2014 4.15700% RATE CHANGE 0.00 32.91 0.00 690.44 0.00 285,000.00 0.00 0.00 21-Oct-2014 4.15720% RATE CHANGE 0.00 0.00 0.00 690.44 0.00 285,000.00 0.00 0.00 21-Oct-2014 4.15720% RATE CHANGE 0.00 32.91 0.00 723.35 0.00 285,000.00 0.00 0.00 22-Oct-2014 4.15570% RATE CHANGE 0.00 0.00 0.00 723.35 0.00 285,000.00 0.00 0.00 22-Oct-2014 4.15570% RATE CHANGE 0.00 32.90 0.00 756.25 0.00 285,000.00 0.00 0.00 23-Oct-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 756.25 0.00 285,000.00 0.00 0.00 23-Oct-2014 4.15300% RATE CHANGE 0.00 131.51 0.00 887.76 0.00 285,000.00 0.00 0.00 27-Oct-2014 4.15200% RATE CHANGE 0.00 0.00 0.00 887.76 0.00 285,000.00 0.00 0.00 27-Oct-2014 4.15200% RATE CHANGE 0.00 65.74 0.00 953.50 0.00 285,000.00 0.00 0.00 29-Oct-2014 4.15250% RATE CHANGE 0.00 0.00 0.00 953.50 0.00 285,000.00 0.00 0.00 29-Oct-2014 4.15250% RATE CHANGE 0.00 32.87 0.00 986.38 0.00 285,000.00 0.00 0.00 30-Oct-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 986.38 0.00 285,000.00 0.00 0.00 30-Oct-2014 4.15350% RATE CHANGE 0.00 32.88 0.00 1,019.26 0.00 285,000.00 0.00 0.00 31-Oct-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 1,019.26 0.00 285,000.00 0.00 0.00 31-Oct-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 1,019.26 0.00 285,000.00 0.00 0.00 31-Oct-2014 4.15400% INT PAYMNT (1,019.55) 0.00 (1,019.55) (0.29) 0.00 285,000.00 0.00 0.00 31-Oct-2014 4.15400% PRIN PAYMNT (1,000.00) 98.31 0.00 98.02 (1,000.00) 284,000.00 0.00 0.00 03-Nov-2014 4.15670% RATE CHANGE 0.00 0.00 0.00 98.02 0.00 284,000.00 0.00 0.00 03-Nov-2014 4.15670% RATE CHANGE 0.00 32.79 0.00 130.81 0.00 284,000.00 0.00 0.00 04-Nov-2014 4.15590% RATE CHANGE 0.00 0.00 0.00 130.81 0.00 284,000.00 0.00 0.00 04-Nov-2014 4.15590% RATE CHANGE 0.00 32.79 0.00 163.60 0.00 284,000.00 0.00 0.00 05-Nov-2014 4.15550% RATE CHANGE 0.00 0.00 0.00 163.60 0.00 284,000.00 0.00 0.00 05-Nov-2014 4.15550% RATE CHANGE 0.00 196.69 0.00 360.29 0.00 284,000.00 0.00 0.00 11-Nov-2014 4.15730% RATE CHANGE 0.00 0.00 0.00 360.29 0.00 284,000.00 0.00 0.00 11-Nov-2014 4.15730% RATE CHANGE 0.00 32.80 0.00 393.09 0.00 284,000.00 0.00 0.00 12-Nov-2014 4.15430% RATE CHANGE 0.00 0.00 0.00 393.09 0.00 284,000.00 0.00 0.00 12-Nov-2014 4.15430% RATE CHANGE 0.00 32.77 0.00 425.86 0.00 284,000.00 0.00 0.00 13-Nov-2014 4.15330% RATE CHANGE 0.00 32.76 0.00 458.63 0.00 284,000.00 0.00 0.00 14-Nov-2014 4.15280% RATE CHANGE 0.00 0.00 0.00 458.63 0.00 284,000.00 0.00 0.00 14-Nov-2014 4.15280% RATE CHANGE 0.00 98.28 0.00 556.91 0.00 284,000.00 0.00 0.00 17-Nov-2014 4.15470% RATE CHANGE 0.00 0.00 0.00 556.91 0.00 284,000.00 0.00 0.00 17-Nov-2014 4.15470% RATE CHANGE 0.00 32.78 0.00 589.68 0.00 284,000.00 0.00 0.00 18-Nov-2014 4.15300% RATE CHANGE 0.00 0.00 0.00 589.68 0.00 284,000.00 0.00 0.00 18-Nov-2014 4.15300% RATE CHANGE 0.00 32.76 0.00 622.45 0.00 284,000.00 0.00 0.00 19-Nov-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 622.45 0.00 284,000.00 0.00 0.00 19-Nov-2014 4.15400% RATE CHANGE 0.00 32.77 0.00 655.22 0.00 284,000.00 0.00 0.00 20-Nov-2014 4.15500% RATE CHANGE 0.00 0.00 0.00 655.22 0.00 284,000.00 0.00 0.00 20-Nov-2014 4.15500% RATE CHANGE 0.00 163.89 0.00 819.11 0.00 284,000.00 0.00 0.00 25-Nov-2014 4.15525% RATE CHANGE 0.00 0.00 0.00 819.11 0.00 284,000.00 0.00 0.00 25-Nov-2014 4.15525% RATE CHANGE 0.00 32.78 0.00 851.89 0.00 284,000.00 0.00 0.00 Page 29 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 81 of 103 PageID: 451Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 103 of 128 PageID: 842 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 26-Nov-2014 4.15350% RATE CHANGE 0.00 0.00 0.00 851.89 0.00 284,000.00 0.00 0.00 26-Nov-2014 4.15350% RATE CHANGE 0.00 32.77 0.00 884.66 0.00 284,000.00 0.00 0.00 27-Nov-2014 4.15625% RATE CHANGE 0.00 0.00 0.00 884.66 0.00 284,000.00 0.00 0.00 27-Nov-2014 4.15625% RATE CHANGE 0.00 32.79 0.00 917.44 0.00 284,000.00 0.00 0.00 28-Nov-2014 4.15575% RATE CHANGE 0.00 0.00 0.00 917.44 0.00 284,000.00 0.00 0.00 28-Nov-2014 4.15575% RATE CHANGE 0.00 98.35 0.00 1,015.80 0.00 284,000.00 0.00 0.00 01-Dec-2014 4.15500% RATE CHANGE 0.00 32.78 0.00 1,048.58 0.00 284,000.00 0.00 0.00 02-Dec-2014 4.15400% RATE CHANGE 0.00 0.00 0.00 1,048.58 0.00 284,000.00 0.00 0.00 02-Dec-2014 4.15400% RATE CHANGE 0.00 32.77 0.00 1,081.35 0.00 284,000.00 0.00 0.00 03-Dec-2014 4.15775% RATE CHANGE 0.00 0.00 0.00 1,081.35 0.00 284,000.00 0.00 0.00 03-Dec-2014 4.15775% RATE CHANGE 0.00 32.80 0.00 1,114.15 0.00 284,000.00 0.00 0.00 04-Dec-2014 4.15825% RATE CHANGE 0.00 0.00 0.00 1,114.15 0.00 284,000.00 0.00 0.00 04-Dec-2014 4.15825% RATE CHANGE 0.00 32.80 0.00 1,146.95 0.00 284,000.00 0.00 0.00 05-Dec-2014 4.15700% RATE CHANGE 0.00 0.00 0.00 1,146.95 0.00 284,000.00 0.00 0.00 05-Dec-2014 4.15700% RATE CHANGE 0.00 98.38 0.00 1,245.33 0.00 284,000.00 0.00 0.00 08-Dec-2014 4.15720% RATE CHANGE 0.00 0.00 0.00 1,245.33 0.00 284,000.00 0.00 0.00 08-Dec-2014 4.15720% RATE CHANGE 0.00 32.80 0.00 1,278.13 0.00 284,000.00 0.00 0.00 09-Dec-2014 4.15800% RATE CHANGE 0.00 0.00 0.00 1,278.13 0.00 284,000.00 0.00 0.00 09-Dec-2014 4.15800% RATE CHANGE 0.00 0.00 0.00 1,278.13 0.00 284,000.00 0.00 0.00 09-Dec-2014 4.15800% INT PAYMNT (983.00) 0.00 (983.00) 295.13 0.00 284,000.00 0.00 0.00 09-Dec-2014 4.15800% PRIN PAYMNT (1,000.00) 32.69 0.00 327.81 (1,000.00) 283,000.00 0.00 0.00 10-Dec-2014 4.16170% RATE CHANGE 0.00 0.00 0.00 327.81 0.00 283,000.00 0.00 0.00 10-Dec-2014 4.16170% RATE CHANGE 0.00 32.72 0.00 360.53 0.00 283,000.00 0.00 0.00 11-Dec-2014 4.15850% RATE CHANGE 0.00 0.00 0.00 360.53 0.00 283,000.00 0.00 0.00 11-Dec-2014 4.15850% RATE CHANGE 0.00 32.69 0.00 393.22 0.00 283,000.00 0.00 0.00 12-Dec-2014 4.16080% RATE CHANGE 0.00 0.00 0.00 393.22 0.00 283,000.00 0.00 0.00 12-Dec-2014 4.16080% RATE CHANGE 0.00 130.83 0.00 524.05 0.00 283,000.00 0.00 0.00 16-Dec-2014 4.16100% RATE CHANGE 0.00 0.00 0.00 524.05 0.00 283,000.00 0.00 0.00 16-Dec-2014 4.16100% RATE CHANGE 0.00 32.71 0.00 556.76 0.00 283,000.00 0.00 0.00 17-Dec-2014 4.16200% RATE CHANGE 0.00 0.00 0.00 556.76 0.00 283,000.00 0.00 0.00 17-Dec-2014 4.16200% RATE CHANGE 0.00 0.00 0.00 556.76 0.00 283,000.00 0.00 0.00 17-Dec-2014 4.16200% RATE CHANGE 0.00 32.72 0.00 589.48 0.00 283,000.00 0.00 0.00 18-Dec-2014 4.16200% RATE CHANGE 0.00 32.72 0.00 622.20 0.00 283,000.00 0.00 0.00 19-Dec-2014 4.16410% RATE CHANGE 0.00 0.00 0.00 622.20 0.00 283,000.00 0.00 0.00 19-Dec-2014 4.16410% RATE CHANGE 0.00 98.20 0.00 720.40 0.00 283,000.00 0.00 0.00 22-Dec-2014 4.16545% RATE CHANGE 0.00 0.00 0.00 720.40 0.00 283,000.00 0.00 0.00 22-Dec-2014 4.16545% RATE CHANGE 0.00 32.75 0.00 753.15 0.00 283,000.00 0.00 0.00 23-Dec-2014 4.16425% RATE CHANGE 0.00 0.00 0.00 753.15 0.00 283,000.00 0.00 0.00 23-Dec-2014 4.16425% RATE CHANGE 0.00 32.74 0.00 785.88 0.00 283,000.00 0.00 0.00 24-Dec-2014 4.16700% RATE CHANGE 0.00 0.00 0.00 785.88 0.00 283,000.00 0.00 0.00 24-Dec-2014 4.16700% RATE CHANGE 0.00 163.79 0.00 949.67 0.00 283,000.00 0.00 0.00 29-Dec-2014 4.16950% RATE CHANGE 0.00 0.00 0.00 949.67 0.00 283,000.00 0.00 0.00 29-Dec-2014 4.16950% RATE CHANGE 0.00 32.78 0.00 982.45 0.00 283,000.00 0.00 0.00 30-Dec-2014 4.16875% RATE CHANGE 0.00 0.00 0.00 982.45 0.00 283,000.00 0.00 0.00 Page 30 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 82 of 103 PageID: 452Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 104 of 128 PageID: 843 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 30-Dec-2014 4.16875% RATE CHANGE 0.00 32.77 0.00 1,015.22 0.00 283,000.00 0.00 0.00 31-Dec-2014 4.16925% RATE CHANGE 0.00 0.00 0.00 1,015.22 0.00 283,000.00 0.00 0.00 31-Dec-2014 4.16925% RATE CHANGE 0.00 65.55 0.00 1,080.77 0.00 283,000.00 0.00 0.00 02-Jan-2015 4.16950% RATE CHANGE 0.00 0.00 0.00 1,080.77 0.00 283,000.00 0.00 0.00 02-Jan-2015 4.16950% RATE CHANGE 0.00 98.33 0.00 1,179.10 0.00 283,000.00 0.00 0.00 05-Jan-2015 4.17125% RATE CHANGE 0.00 0.00 0.00 1,179.10 0.00 283,000.00 0.00 0.00 05-Jan-2015 4.17125% RATE CHANGE 0.00 32.79 0.00 1,211.89 0.00 283,000.00 0.00 0.00 06-Jan-2015 4.16750% RATE CHANGE 0.00 0.00 0.00 1,211.89 0.00 283,000.00 0.00 0.00 06-Jan-2015 4.16750% RATE CHANGE 0.00 32.76 0.00 1,244.65 0.00 283,000.00 0.00 0.00 07-Jan-2015 4.16800% RATE CHANGE 0.00 0.00 0.00 1,244.65 0.00 283,000.00 0.00 0.00 07-Jan-2015 4.16800% RATE CHANGE 0.00 32.77 0.00 1,277.42 0.00 283,000.00 0.00 0.00 08-Jan-2015 4.16775% RATE CHANGE 0.00 0.00 0.00 1,277.42 0.00 283,000.00 0.00 0.00 08-Jan-2015 4.16775% RATE CHANGE 0.00 32.76 0.00 1,310.18 0.00 283,000.00 0.00 0.00 09-Jan-2015 4.16650% RATE CHANGE 0.00 0.00 0.00 1,310.18 0.00 283,000.00 0.00 0.00 09-Jan-2015 4.16650% RATE CHANGE 0.00 98.26 0.00 1,408.44 0.00 283,000.00 0.00 0.00 12-Jan-2015 4.16625% RATE CHANGE 0.00 0.00 0.00 1,408.44 0.00 283,000.00 0.00 0.00 12-Jan-2015 4.16625% RATE CHANGE 0.00 32.75 0.00 1,441.19 0.00 283,000.00 0.00 0.00 13-Jan-2015 4.16675% RATE CHANGE 0.00 0.00 0.00 1,441.19 0.00 283,000.00 0.00 0.00 13-Jan-2015 4.16675% RATE CHANGE 0.00 32.76 0.00 1,473.95 0.00 283,000.00 0.00 0.00 14-Jan-2015 4.16650% RATE CHANGE 0.00 0.00 0.00 1,473.95 0.00 283,000.00 0.00 0.00 14-Jan-2015 4.16650% RATE CHANGE 0.00 32.75 0.00 1,506.70 0.00 283,000.00 0.00 0.00 15-Jan-2015 4.16650% INT PAYMNT (1,015.22) 0.00 (1,015.22) 491.48 0.00 283,000.00 0.00 0.00 15-Jan-2015 4.16650% PRIN PAYMNT (1,000.00) 32.64 0.00 524.12 (1,000.00) 282,000.00 0.00 0.00 16-Jan-2015 4.16825% RATE CHANGE 0.00 0.00 0.00 524.12 0.00 282,000.00 0.00 0.00 16-Jan-2015 4.16825% RATE CHANGE 0.00 97.95 0.00 622.07 0.00 282,000.00 0.00 0.00 19-Jan-2015 4.16800% RATE CHANGE 0.00 0.00 0.00 622.07 0.00 282,000.00 0.00 0.00 19-Jan-2015 4.16800% RATE CHANGE 0.00 65.30 0.00 687.37 0.00 282,000.00 0.00 0.00 21-Jan-2015 4.16875% RATE CHANGE 0.00 32.66 0.00 720.02 0.00 282,000.00 0.00 0.00 22-Jan-2015 4.16850% RATE CHANGE 0.00 0.00 0.00 720.02 0.00 282,000.00 0.00 0.00 22-Jan-2015 4.16850% RATE CHANGE 0.00 32.65 0.00 752.68 0.00 282,000.00 0.00 0.00 23-Jan-2015 4.16675% RATE CHANGE 0.00 0.00 0.00 752.68 0.00 282,000.00 0.00 0.00 23-Jan-2015 4.16675% RATE CHANGE 0.00 97.92 0.00 850.60 0.00 282,000.00 0.00 0.00 26-Jan-2015 4.16825% RATE CHANGE 0.00 0.00 0.00 850.60 0.00 282,000.00 0.00 0.00 26-Jan-2015 4.16825% RATE CHANGE 0.00 32.65 0.00 883.25 0.00 282,000.00 0.00 0.00 27-Jan-2015 4.16775% RATE CHANGE 0.00 0.00 0.00 883.25 0.00 282,000.00 0.00 0.00 27-Jan-2015 4.16775% RATE CHANGE 0.00 32.65 0.00 915.90 0.00 282,000.00 0.00 0.00 28-Jan-2015 4.16900% RATE CHANGE 0.00 0.00 0.00 915.90 0.00 282,000.00 0.00 0.00 28-Jan-2015 4.16900% RATE CHANGE 0.00 32.66 0.00 948.55 0.00 282,000.00 0.00 0.00 29-Jan-2015 4.16800% RATE CHANGE 0.00 0.00 0.00 948.55 0.00 282,000.00 0.00 0.00 29-Jan-2015 4.16800% RATE CHANGE 0.00 32.65 0.00 981.20 0.00 282,000.00 0.00 0.00 30-Jan-2015 4.17050% RATE CHANGE 0.00 0.00 0.00 981.20 0.00 282,000.00 0.00 0.00 30-Jan-2015 4.17050% RATE CHANGE 0.00 32.67 0.00 1,013.87 0.00 282,000.00 0.00 0.00 31-Jan-2015 4.17050% INT PAYMNT (1,013.86) 0.00 (1,013.86) 0.01 0.00 282,000.00 0.00 0.00 31-Jan-2015 4.17050% PRIN PAYMNT (1,000.00) 65.11 0.00 65.12 (1,000.00) 281,000.00 0.00 0.00 Page 31 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 83 of 103 PageID: 453Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 105 of 128 PageID: 844 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 02-Feb-2015 4.17090% RATE CHANGE 0.00 0.00 0.00 65.12 0.00 281,000.00 0.00 0.00 02-Feb-2015 4.17090% RATE CHANGE 0.00 32.56 0.00 97.67 0.00 281,000.00 0.00 0.00 03-Feb-2015 4.17125% RATE CHANGE 0.00 0.00 0.00 97.67 0.00 281,000.00 0.00 0.00 03-Feb-2015 4.17125% RATE CHANGE 0.00 32.56 0.00 130.23 0.00 281,000.00 0.00 0.00 04-Feb-2015 4.16950% RATE CHANGE 0.00 0.00 0.00 130.23 0.00 281,000.00 0.00 0.00 04-Feb-2015 4.16950% RATE CHANGE 0.00 32.55 0.00 162.78 0.00 281,000.00 0.00 0.00 05-Feb-2015 4.17100% RATE CHANGE 0.00 0.00 0.00 162.78 0.00 281,000.00 0.00 0.00 05-Feb-2015 4.17100% RATE CHANGE 0.00 32.56 0.00 195.33 0.00 281,000.00 0.00 0.00 06-Feb-2015 4.17350% RATE CHANGE 0.00 0.00 0.00 195.33 0.00 281,000.00 0.00 0.00 06-Feb-2015 4.17350% RATE CHANGE 0.00 97.73 0.00 293.06 0.00 281,000.00 0.00 0.00 09-Feb-2015 4.17100% RATE CHANGE 0.00 0.00 0.00 293.06 0.00 281,000.00 0.00 0.00 09-Feb-2015 4.17100% RATE CHANGE 0.00 32.56 0.00 325.62 0.00 281,000.00 0.00 0.00 10-Feb-2015 4.17150% RATE CHANGE 0.00 0.00 0.00 325.62 0.00 281,000.00 0.00 0.00 10-Feb-2015 4.17150% RATE CHANGE 0.00 32.56 0.00 358.18 0.00 281,000.00 0.00 0.00 11-Feb-2015 4.17220% RATE CHANGE 0.00 0.00 0.00 358.18 0.00 281,000.00 0.00 0.00 11-Feb-2015 4.17220% RATE CHANGE 0.00 32.57 0.00 390.75 0.00 281,000.00 0.00 0.00 12-Feb-2015 4.17170% RATE CHANGE 0.00 0.00 0.00 390.75 0.00 281,000.00 0.00 0.00 12-Feb-2015 4.17170% RATE CHANGE 0.00 130.25 0.00 521.00 0.00 281,000.00 0.00 0.00 16-Feb-2015 4.17200% RATE CHANGE 0.00 0.00 0.00 521.00 0.00 281,000.00 0.00 0.00 16-Feb-2015 4.17200% RATE CHANGE 0.00 32.56 0.00 553.56 0.00 281,000.00 0.00 0.00 17-Feb-2015 4.17300% RATE CHANGE 0.00 0.00 0.00 553.56 0.00 281,000.00 0.00 0.00 17-Feb-2015 4.17300% RATE CHANGE 0.00 65.15 0.00 618.71 0.00 281,000.00 0.00 0.00 19-Feb-2015 4.17350% RATE CHANGE 0.00 0.00 0.00 618.71 0.00 281,000.00 0.00 0.00 19-Feb-2015 4.17350% RATE CHANGE 0.00 162.88 0.00 781.59 0.00 281,000.00 0.00 0.00 24-Feb-2015 4.17150% RATE CHANGE 0.00 0.00 0.00 781.59 0.00 281,000.00 0.00 0.00 24-Feb-2015 4.17150% RATE CHANGE 0.00 32.56 0.00 814.15 0.00 281,000.00 0.00 0.00 25-Feb-2015 4.17100% RATE CHANGE 0.00 0.00 0.00 814.15 0.00 281,000.00 0.00 0.00 25-Feb-2015 4.17100% RATE CHANGE 0.00 32.56 0.00 846.71 0.00 281,000.00 0.00 0.00 26-Feb-2015 4.17150% RATE CHANGE 0.00 0.00 0.00 846.71 0.00 281,000.00 0.00 0.00 26-Feb-2015 4.17150% RATE CHANGE 0.00 32.56 0.00 879.27 0.00 281,000.00 0.00 0.00 27-Feb-2015 4.17200% RATE CHANGE 0.00 0.00 0.00 879.27 0.00 281,000.00 0.00 0.00 27-Feb-2015 4.17200% RATE CHANGE 0.00 32.56 0.00 911.83 0.00 281,000.00 0.00 0.00 28-Feb-2015 4.17200% INT PAYMNT (911.86) 0.00 (911.86) (0.03) 0.00 281,000.00 0.00 0.00 28-Feb-2015 4.17200% PRIN PAYMNT (1,000.00) 64.90 0.00 64.87 (1,000.00) 280,000.00 0.00 0.00 02-Mar-2015 4.17190% RATE CHANGE 0.00 0.00 0.00 64.87 0.00 280,000.00 0.00 0.00 02-Mar-2015 4.17190% RATE CHANGE 0.00 32.45 0.00 97.32 0.00 280,000.00 0.00 0.00 03-Mar-2015 4.17300% RATE CHANGE 0.00 0.00 0.00 97.32 0.00 280,000.00 0.00 0.00 03-Mar-2015 4.17300% RATE CHANGE 0.00 32.46 0.00 129.78 0.00 280,000.00 0.00 0.00 04-Mar-2015 4.17270% RATE CHANGE 0.00 0.00 0.00 129.78 0.00 280,000.00 0.00 0.00 04-Mar-2015 4.17270% RATE CHANGE 0.00 32.45 0.00 162.23 0.00 280,000.00 0.00 0.00 05-Mar-2015 4.17300% RATE CHANGE 0.00 0.00 0.00 162.23 0.00 280,000.00 0.00 0.00 05-Mar-2015 4.17300% RATE CHANGE 0.00 32.46 0.00 194.69 0.00 280,000.00 0.00 0.00 06-Mar-2015 4.17500% RATE CHANGE 0.00 0.00 0.00 194.69 0.00 280,000.00 0.00 0.00 06-Mar-2015 4.17500% RATE CHANGE 0.00 162.36 0.00 357.05 0.00 280,000.00 0.00 0.00 Page 32 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 84 of 103 PageID: 454Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 106 of 128 PageID: 845 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 11-Mar-2015 4.17650% RATE CHANGE 0.00 0.00 0.00 357.05 0.00 280,000.00 0.00 0.00 11-Mar-2015 4.17650% RATE CHANGE 0.00 32.48 0.00 389.53 0.00 280,000.00 0.00 0.00 12-Mar-2015 4.17790% RATE CHANGE 0.00 0.00 0.00 389.53 0.00 280,000.00 0.00 0.00 12-Mar-2015 4.17790% RATE CHANGE 0.00 32.49 0.00 422.03 0.00 280,000.00 0.00 0.00 13-Mar-2015 4.17600% RATE CHANGE 0.00 0.00 0.00 422.03 0.00 280,000.00 0.00 0.00 13-Mar-2015 4.17600% RATE CHANGE 0.00 97.44 0.00 519.47 0.00 280,000.00 0.00 0.00 16-Mar-2015 4.17450% RATE CHANGE 0.00 0.00 0.00 519.47 0.00 280,000.00 0.00 0.00 16-Mar-2015 4.17450% RATE CHANGE 0.00 32.47 0.00 551.94 0.00 280,000.00 0.00 0.00 17-Mar-2015 4.17650% RATE CHANGE 0.00 0.00 0.00 551.94 0.00 280,000.00 0.00 0.00 17-Mar-2015 4.17650% RATE CHANGE 0.00 32.48 0.00 584.42 0.00 280,000.00 0.00 0.00 18-Mar-2015 4.17700% RATE CHANGE 0.00 0.00 0.00 584.42 0.00 280,000.00 0.00 0.00 18-Mar-2015 4.17700% RATE CHANGE 0.00 32.49 0.00 616.91 0.00 280,000.00 0.00 0.00 19-Mar-2015 4.17750% RATE CHANGE 0.00 0.00 0.00 616.91 0.00 280,000.00 0.00 0.00 19-Mar-2015 4.17750% RATE CHANGE 0.00 32.49 0.00 649.40 0.00 280,000.00 0.00 0.00 20-Mar-2015 4.17600% RATE CHANGE 0.00 0.00 0.00 649.40 0.00 280,000.00 0.00 0.00 20-Mar-2015 4.17600% RATE CHANGE 0.00 97.44 0.00 746.84 0.00 280,000.00 0.00 0.00 23-Mar-2015 4.17325% RATE CHANGE 0.00 0.00 0.00 746.84 0.00 280,000.00 0.00 0.00 23-Mar-2015 4.17325% RATE CHANGE 0.00 32.46 0.00 779.30 0.00 280,000.00 0.00 0.00 24-Mar-2015 4.17400% RATE CHANGE 0.00 0.00 0.00 779.30 0.00 280,000.00 0.00 0.00 24-Mar-2015 4.17400% RATE CHANGE 0.00 32.46 0.00 811.76 0.00 280,000.00 0.00 0.00 25-Mar-2015 4.17375% RATE CHANGE 0.00 0.00 0.00 811.76 0.00 280,000.00 0.00 0.00 25-Mar-2015 4.17375% RATE CHANGE 0.00 32.46 0.00 844.22 0.00 280,000.00 0.00 0.00 26-Mar-2015 4.17275% RATE CHANGE 0.00 0.00 0.00 844.22 0.00 280,000.00 0.00 0.00 26-Mar-2015 4.17275% RATE CHANGE 0.00 32.45 0.00 876.68 0.00 280,000.00 0.00 0.00 27-Mar-2015 4.17560% RATE CHANGE 0.00 0.00 0.00 876.68 0.00 280,000.00 0.00 0.00 27-Mar-2015 4.17560% RATE CHANGE 0.00 97.43 0.00 974.11 0.00 280,000.00 0.00 0.00 30-Mar-2015 4.17775% RATE CHANGE 0.00 0.00 0.00 974.11 0.00 280,000.00 0.00 0.00 30-Mar-2015 4.17775% RATE CHANGE 0.00 32.49 0.00 1,006.60 0.00 280,000.00 0.00 0.00 31-Mar-2015 4.17800% RATE CHANGE 0.00 0.00 0.00 1,006.60 0.00 280,000.00 0.00 0.00 31-Mar-2015 4.17800% RATE CHANGE 0.00 0.00 0.00 1,006.60 0.00 280,000.00 0.00 0.00 31-Mar-2015 4.17800% INT PAYMNT (1,006.51) 0.00 (1,006.51) 0.09 0.00 280,000.00 0.00 0.00 31-Mar-2015 4.17800% PRIN PAYMNT (1,000.00) 32.38 0.00 32.47 (1,000.00) 279,000.00 0.00 0.00 01-Apr-2015 4.17925% RATE CHANGE 0.00 0.00 0.00 32.47 0.00 279,000.00 0.00 0.00 01-Apr-2015 4.17925% RATE CHANGE 0.00 32.39 0.00 64.86 0.00 279,000.00 0.00 0.00 02-Apr-2015 4.17625% RATE CHANGE 0.00 0.00 0.00 64.86 0.00 279,000.00 0.00 0.00 02-Apr-2015 4.17625% RATE CHANGE 0.00 161.83 0.00 226.69 0.00 279,000.00 0.00 0.00 07-Apr-2015 4.17755% RATE CHANGE 0.00 0.00 0.00 226.69 0.00 279,000.00 0.00 0.00 07-Apr-2015 4.17755% RATE CHANGE 0.00 32.38 0.00 259.07 0.00 279,000.00 0.00 0.00 08-Apr-2015 4.17975% RATE CHANGE 0.00 0.00 0.00 259.07 0.00 279,000.00 0.00 0.00 08-Apr-2015 4.17975% RATE CHANGE 0.00 32.39 0.00 291.46 0.00 279,000.00 0.00 0.00 09-Apr-2015 4.18015% RATE CHANGE 0.00 0.00 0.00 291.46 0.00 279,000.00 0.00 0.00 09-Apr-2015 4.18015% RATE CHANGE 0.00 32.40 0.00 323.86 0.00 279,000.00 0.00 0.00 10-Apr-2015 4.18095% RATE CHANGE 0.00 0.00 0.00 323.86 0.00 279,000.00 0.00 0.00 10-Apr-2015 4.18095% RATE CHANGE 0.00 97.21 0.00 421.06 0.00 279,000.00 0.00 0.00 Page 33 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 85 of 103 PageID: 455Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 107 of 128 PageID: 846 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 13-Apr-2015 4.18000% RATE CHANGE 0.00 0.00 0.00 421.06 0.00 279,000.00 0.00 0.00 13-Apr-2015 4.18000% RATE CHANGE 0.00 32.40 0.00 453.46 0.00 279,000.00 0.00 0.00 14-Apr-2015 4.17850% RATE CHANGE 0.00 0.00 0.00 453.46 0.00 279,000.00 0.00 0.00 14-Apr-2015 4.17850% RATE CHANGE 0.00 32.38 0.00 485.84 0.00 279,000.00 0.00 0.00 15-Apr-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 485.84 0.00 279,000.00 0.00 0.00 15-Apr-2015 4.18150% RATE CHANGE 0.00 32.41 0.00 518.25 0.00 279,000.00 0.00 0.00 16-Apr-2015 4.18250% RATE CHANGE 0.00 0.00 0.00 518.25 0.00 279,000.00 0.00 0.00 16-Apr-2015 4.18250% RATE CHANGE 0.00 32.41 0.00 550.66 0.00 279,000.00 0.00 0.00 17-Apr-2015 4.18040% RATE CHANGE 0.00 0.00 0.00 550.66 0.00 279,000.00 0.00 0.00 17-Apr-2015 4.18040% RATE CHANGE 0.00 97.19 0.00 647.86 0.00 279,000.00 0.00 0.00 20-Apr-2015 4.18055% RATE CHANGE 0.00 0.00 0.00 647.86 0.00 279,000.00 0.00 0.00 20-Apr-2015 4.18055% RATE CHANGE 0.00 32.40 0.00 680.26 0.00 279,000.00 0.00 0.00 21-Apr-2015 4.18025% RATE CHANGE 0.00 0.00 0.00 680.26 0.00 279,000.00 0.00 0.00 21-Apr-2015 4.18025% RATE CHANGE 0.00 32.40 0.00 712.65 0.00 279,000.00 0.00 0.00 22-Apr-2015 4.18050% RATE CHANGE 0.00 0.00 0.00 712.65 0.00 279,000.00 0.00 0.00 22-Apr-2015 4.18050% RATE CHANGE 0.00 32.40 0.00 745.05 0.00 279,000.00 0.00 0.00 23-Apr-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 745.05 0.00 279,000.00 0.00 0.00 23-Apr-2015 4.18150% RATE CHANGE 0.00 32.41 0.00 777.46 0.00 279,000.00 0.00 0.00 24-Apr-2015 4.18175% RATE CHANGE 0.00 0.00 0.00 777.46 0.00 279,000.00 0.00 0.00 24-Apr-2015 4.18175% RATE CHANGE 0.00 97.23 0.00 874.69 0.00 279,000.00 0.00 0.00 27-Apr-2015 4.18125% RATE CHANGE 0.00 0.00 0.00 874.69 0.00 279,000.00 0.00 0.00 27-Apr-2015 4.18125% RATE CHANGE 0.00 32.40 0.00 907.09 0.00 279,000.00 0.00 0.00 28-Apr-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 907.09 0.00 279,000.00 0.00 0.00 28-Apr-2015 4.18150% RATE CHANGE 0.00 32.41 0.00 939.50 0.00 279,000.00 0.00 0.00 29-Apr-2015 4.18125% RATE CHANGE 0.00 0.00 0.00 939.50 0.00 279,000.00 0.00 0.00 29-Apr-2015 4.18125% RATE CHANGE 0.00 32.40 0.00 971.90 0.00 279,000.00 0.00 0.00 30-Apr-2015 4.18425% RATE CHANGE 0.00 0.00 0.00 971.90 0.00 279,000.00 0.00 0.00 30-Apr-2015 4.18425% RATE CHANGE 0.00 32.43 0.00 1,004.33 0.00 279,000.00 0.00 0.00 01-May-2015 4.18025% RATE CHANGE 0.00 0.00 0.00 1,004.33 0.00 279,000.00 0.00 0.00 01-May-2015 4.18025% RATE CHANGE 0.00 129.59 0.00 1,133.92 0.00 279,000.00 0.00 0.00 05-May-2015 4.18100% RATE CHANGE 0.00 0.00 0.00 1,133.92 0.00 279,000.00 0.00 0.00 05-May-2015 4.18100% RATE CHANGE 0.00 0.00 0.00 1,133.92 0.00 279,000.00 0.00 0.00 05-May-2015 4.18100% INT PAYMNT (971.83) 32.40 (971.83) 194.49 0.00 279,000.00 0.00 0.00 06-May-2015 4.18225% RATE CHANGE 0.00 0.00 0.00 194.49 0.00 279,000.00 0.00 0.00 06-May-2015 4.18225% RATE CHANGE 0.00 32.41 0.00 226.90 0.00 279,000.00 0.00 0.00 07-May-2015 4.18050% RATE CHANGE 0.00 0.00 0.00 226.90 0.00 279,000.00 0.00 0.00 07-May-2015 4.18050% RATE CHANGE 0.00 32.40 0.00 259.30 0.00 279,000.00 0.00 0.00 08-May-2015 4.18025% RATE CHANGE 0.00 0.00 0.00 259.30 0.00 279,000.00 0.00 0.00 08-May-2015 4.18025% RATE CHANGE 0.00 97.19 0.00 356.49 0.00 279,000.00 0.00 0.00 11-May-2015 4.18150% RATE CHANGE 0.00 0.00 0.00 356.49 0.00 279,000.00 0.00 0.00 11-May-2015 4.18150% RATE CHANGE 0.00 32.41 0.00 388.90 0.00 279,000.00 0.00 0.00 12-May-2015 4.18475% RATE CHANGE 0.00 0.00 0.00 388.90 0.00 279,000.00 0.00 0.00 12-May-2015 4.18475% RATE CHANGE 0.00 32.43 0.00 421.33 0.00 279,000.00 0.00 0.00 13-May-2015 4.18560% RATE CHANGE 0.00 0.00 0.00 421.33 0.00 279,000.00 0.00 0.00 Page 34 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 86 of 103 PageID: 456Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 108 of 128 PageID: 847 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 13-May-2015 4.18560% RATE CHANGE 0.00 162.19 0.00 583.52 0.00 279,000.00 0.00 0.00 18-May-2015 4.18335% RATE CHANGE 0.00 0.00 0.00 583.52 0.00 279,000.00 0.00 0.00 18-May-2015 4.18335% RATE CHANGE 0.00 32.42 0.00 615.94 0.00 279,000.00 0.00 0.00 19-May-2015 4.18620% RATE CHANGE 0.00 0.00 0.00 615.94 0.00 279,000.00 0.00 0.00 19-May-2015 4.18620% RATE CHANGE 0.00 32.44 0.00 648.39 0.00 279,000.00 0.00 0.00 20-May-2015 4.18400% RATE CHANGE 0.00 0.00 0.00 648.39 0.00 279,000.00 0.00 0.00 20-May-2015 4.18400% RATE CHANGE 0.00 32.43 0.00 680.81 0.00 279,000.00 0.00 0.00 21-May-2015 4.18675% RATE CHANGE 0.00 0.00 0.00 680.81 0.00 279,000.00 0.00 0.00 21-May-2015 4.18675% RATE CHANGE 0.00 32.45 0.00 713.26 0.00 279,000.00 0.00 0.00 22-May-2015 4.18475% RATE CHANGE 0.00 0.00 0.00 713.26 0.00 279,000.00 0.00 0.00 22-May-2015 4.18475% RATE CHANGE 0.00 162.16 0.00 875.42 0.00 279,000.00 0.00 0.00 27-May-2015 4.18485% RATE CHANGE 0.00 0.00 0.00 875.42 0.00 279,000.00 0.00 0.00 27-May-2015 4.18485% RATE CHANGE 0.00 32.43 0.00 907.85 0.00 279,000.00 0.00 0.00 28-May-2015 4.18630% RATE CHANGE 0.00 0.00 0.00 907.85 0.00 279,000.00 0.00 0.00 28-May-2015 4.18630% RATE CHANGE 0.00 32.44 0.00 940.30 0.00 279,000.00 0.00 0.00 29-May-2015 4.18535% RATE CHANGE 0.00 0.00 0.00 940.30 0.00 279,000.00 0.00 0.00 29-May-2015 4.18535% RATE CHANGE 0.00 97.31 0.00 1,037.60 0.00 279,000.00 0.00 0.00 01-Jun-2015 4.18400% RATE CHANGE 0.00 0.00 0.00 1,037.60 0.00 279,000.00 0.00 0.00 01-Jun-2015 4.18400% RATE CHANGE 0.00 64.85 0.00 1,102.46 0.00 279,000.00 0.00 0.00 03-Jun-2015 4.18300% RATE CHANGE 0.00 0.00 0.00 1,102.46 0.00 279,000.00 0.00 0.00 03-Jun-2015 4.18300% RATE CHANGE 0.00 32.42 0.00 1,134.87 0.00 279,000.00 0.00 0.00 04-Jun-2015 4.18480% RATE CHANGE 0.00 0.00 0.00 1,134.87 0.00 279,000.00 0.00 0.00 04-Jun-2015 4.18480% RATE CHANGE 0.00 32.43 0.00 1,167.31 0.00 279,000.00 0.00 0.00 05-Jun-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 1,167.31 0.00 279,000.00 0.00 0.00 05-Jun-2015 4.18500% RATE CHANGE 0.00 97.30 0.00 1,264.61 0.00 279,000.00 0.00 0.00 08-Jun-2015 4.18405% RATE CHANGE 0.00 0.00 0.00 1,264.61 0.00 279,000.00 0.00 0.00 08-Jun-2015 4.18405% RATE CHANGE 0.00 32.43 0.00 1,297.03 0.00 279,000.00 0.00 0.00 09-Jun-2015 4.18300% RATE CHANGE 0.00 0.00 0.00 1,297.03 0.00 279,000.00 0.00 0.00 09-Jun-2015 4.18300% RATE CHANGE 0.00 32.42 0.00 1,329.45 0.00 279,000.00 0.00 0.00 10-Jun-2015 4.18540% RATE CHANGE 0.00 0.00 0.00 1,329.45 0.00 279,000.00 0.00 0.00 10-Jun-2015 4.18540% RATE CHANGE 0.00 32.44 0.00 1,361.89 0.00 279,000.00 0.00 0.00 11-Jun-2015 4.18750% RATE CHANGE 0.00 0.00 0.00 1,361.89 0.00 279,000.00 0.00 0.00 11-Jun-2015 4.18750% RATE CHANGE 0.00 32.45 0.00 1,394.34 0.00 279,000.00 0.00 0.00 12-Jun-2015 4.18875% RATE CHANGE 0.00 0.00 0.00 1,394.34 0.00 279,000.00 0.00 0.00 12-Jun-2015 4.18875% RATE CHANGE 0.00 97.39 0.00 1,491.73 0.00 279,000.00 0.00 0.00 15-Jun-2015 4.18550% RATE CHANGE 0.00 0.00 0.00 1,491.73 0.00 279,000.00 0.00 0.00 15-Jun-2015 4.18550% RATE CHANGE 0.00 32.44 0.00 1,524.17 0.00 279,000.00 0.00 0.00 16-Jun-2015 4.18475% RATE CHANGE 0.00 0.00 0.00 1,524.17 0.00 279,000.00 0.00 0.00 16-Jun-2015 4.18475% RATE CHANGE 0.00 32.43 0.00 1,556.60 0.00 279,000.00 0.00 0.00 17-Jun-2015 4.18525% RATE CHANGE 0.00 0.00 0.00 1,556.60 0.00 279,000.00 0.00 0.00 17-Jun-2015 4.18525% RATE CHANGE 0.00 32.44 0.00 1,589.04 0.00 279,000.00 0.00 0.00 18-Jun-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 1,589.04 0.00 279,000.00 0.00 0.00 18-Jun-2015 4.18500% RATE CHANGE 0.00 32.43 0.00 1,621.47 0.00 279,000.00 0.00 0.00 19-Jun-2015 4.18750% RATE CHANGE 0.00 0.00 0.00 1,621.47 0.00 279,000.00 0.00 0.00 Page 35 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 87 of 103 PageID: 457Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 109 of 128 PageID: 848 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 19-Jun-2015 4.18750% RATE CHANGE 0.00 97.36 0.00 1,718.83 0.00 279,000.00 0.00 0.00 22-Jun-2015 4.18675% RATE CHANGE 0.00 0.00 0.00 1,718.83 0.00 279,000.00 0.00 0.00 22-Jun-2015 4.18675% RATE CHANGE 0.00 32.45 0.00 1,751.28 0.00 279,000.00 0.00 0.00 23-Jun-2015 4.18700% RATE CHANGE 0.00 0.00 0.00 1,751.28 0.00 279,000.00 0.00 0.00 23-Jun-2015 4.18700% RATE CHANGE 0.00 32.45 0.00 1,783.73 0.00 279,000.00 0.00 0.00 24-Jun-2015 4.18700% INT PAYMNT (1,005.28) 64.90 (1,005.28) 843.34 0.00 279,000.00 0.00 0.00 26-Jun-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 843.34 0.00 279,000.00 0.00 0.00 26-Jun-2015 4.18650% RATE CHANGE 0.00 97.34 0.00 940.68 0.00 279,000.00 0.00 0.00 29-Jun-2015 4.18600% RATE CHANGE 0.00 0.00 0.00 940.68 0.00 279,000.00 0.00 0.00 29-Jun-2015 4.18600% RATE CHANGE 0.00 32.44 0.00 973.12 0.00 279,000.00 0.00 0.00 30-Jun-2015 4.18660% RATE CHANGE 0.00 0.00 0.00 973.12 0.00 279,000.00 0.00 0.00 30-Jun-2015 4.18660% RATE CHANGE 0.00 64.89 0.00 1,038.01 0.00 279,000.00 0.00 0.00 02-Jul-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 1,038.01 0.00 279,000.00 0.00 0.00 02-Jul-2015 4.18650% RATE CHANGE 0.00 32.45 0.00 1,070.46 0.00 279,000.00 0.00 0.00 03-Jul-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 1,070.46 0.00 279,000.00 0.00 0.00 03-Jul-2015 4.18500% RATE CHANGE 0.00 97.30 0.00 1,167.76 0.00 279,000.00 0.00 0.00 06-Jul-2015 4.18815% RATE CHANGE 0.00 0.00 0.00 1,167.76 0.00 279,000.00 0.00 0.00 06-Jul-2015 4.18815% RATE CHANGE 0.00 32.46 0.00 1,200.22 0.00 279,000.00 0.00 0.00 07-Jul-2015 4.18840% RATE CHANGE 0.00 0.00 0.00 1,200.22 0.00 279,000.00 0.00 0.00 07-Jul-2015 4.18840% RATE CHANGE 0.00 32.46 0.00 1,232.68 0.00 279,000.00 0.00 0.00 08-Jul-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 1,232.68 0.00 279,000.00 0.00 0.00 08-Jul-2015 4.18650% RATE CHANGE 0.00 0.00 0.00 1,232.68 0.00 279,000.00 0.00 0.00 08-Jul-2015 4.18650% INT PAYMNT (973.13) 32.45 (973.13) 292.00 0.00 279,000.00 0.00 0.00 09-Jul-2015 4.18950% RATE CHANGE 0.00 0.00 0.00 292.00 0.00 279,000.00 0.00 0.00 09-Jul-2015 4.18950% RATE CHANGE 0.00 32.47 0.00 324.46 0.00 279,000.00 0.00 0.00 10-Jul-2015 4.18850% RATE CHANGE 0.00 0.00 0.00 324.46 0.00 279,000.00 0.00 0.00 10-Jul-2015 4.18850% RATE CHANGE 0.00 97.38 0.00 421.85 0.00 279,000.00 0.00 0.00 13-Jul-2015 4.18670% RATE CHANGE 0.00 0.00 0.00 421.85 0.00 279,000.00 0.00 0.00 13-Jul-2015 4.18670% RATE CHANGE 0.00 32.45 0.00 454.29 0.00 279,000.00 0.00 0.00 14-Jul-2015 4.18600% RATE CHANGE 0.00 0.00 0.00 454.29 0.00 279,000.00 0.00 0.00 14-Jul-2015 4.18600% RATE CHANGE 0.00 32.44 0.00 486.73 0.00 279,000.00 0.00 0.00 15-Jul-2015 4.18730% RATE CHANGE 0.00 0.00 0.00 486.73 0.00 279,000.00 0.00 0.00 15-Jul-2015 4.18730% RATE CHANGE 0.00 32.45 0.00 519.19 0.00 279,000.00 0.00 0.00 16-Jul-2015 4.18700% RATE CHANGE 0.00 0.00 0.00 519.19 0.00 279,000.00 0.00 0.00 16-Jul-2015 4.18700% RATE CHANGE 0.00 32.45 0.00 551.64 0.00 279,000.00 0.00 0.00 17-Jul-2015 4.18600% RATE CHANGE 0.00 0.00 0.00 551.64 0.00 279,000.00 0.00 0.00 17-Jul-2015 4.18600% RATE CHANGE 0.00 97.32 0.00 648.96 0.00 279,000.00 0.00 0.00 20-Jul-2015 4.18800% RATE CHANGE 0.00 0.00 0.00 648.96 0.00 279,000.00 0.00 0.00 20-Jul-2015 4.18800% RATE CHANGE 0.00 32.46 0.00 681.42 0.00 279,000.00 0.00 0.00 21-Jul-2015 4.19050% RATE CHANGE 0.00 0.00 0.00 681.42 0.00 279,000.00 0.00 0.00 21-Jul-2015 4.19050% RATE CHANGE 0.00 32.48 0.00 713.89 0.00 279,000.00 0.00 0.00 22-Jul-2015 4.18900% RATE CHANGE 0.00 0.00 0.00 713.89 0.00 279,000.00 0.00 0.00 22-Jul-2015 4.18900% RATE CHANGE 0.00 32.46 0.00 746.36 0.00 279,000.00 0.00 0.00 23-Jul-2015 4.18500% RATE CHANGE 0.00 0.00 0.00 746.36 0.00 279,000.00 0.00 0.00 Page 36 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 88 of 103 PageID: 458Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 110 of 128 PageID: 849 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 23-Jul-2015 4.18500% RATE CHANGE 0.00 32.43 0.00 778.79 0.00 279,000.00 0.00 0.00 24-Jul-2015 4.18700% RATE CHANGE 0.00 0.00 0.00 778.79 0.00 279,000.00 0.00 0.00 24-Jul-2015 4.18700% RATE CHANGE 0.00 97.35 0.00 876.14 0.00 279,000.00 0.00 0.00 27-Jul-2015 4.19050% RATE CHANGE 0.00 0.00 0.00 876.14 0.00 279,000.00 0.00 0.00 27-Jul-2015 4.19050% RATE CHANGE 0.00 32.48 0.00 908.62 0.00 279,000.00 0.00 0.00 28-Jul-2015 4.18900% RATE CHANGE 0.00 0.00 0.00 908.62 0.00 279,000.00 0.00 0.00 28-Jul-2015 4.18900% RATE CHANGE 0.00 64.93 0.00 973.55 0.00 279,000.00 0.00 0.00 30-Jul-2015 4.19080% RATE CHANGE 0.00 0.00 0.00 973.55 0.00 279,000.00 0.00 0.00 30-Jul-2015 4.19080% RATE CHANGE 0.00 32.48 0.00 1,006.02 0.00 279,000.00 0.00 0.00 31-Jul-2015 4.18955% RATE CHANGE 0.00 0.00 0.00 1,006.02 0.00 279,000.00 0.00 0.00 31-Jul-2015 4.18955% RATE CHANGE 0.00 97.41 0.00 1,103.43 0.00 279,000.00 0.00 0.00 03-Aug-2015 4.18850% RATE CHANGE 0.00 0.00 0.00 1,103.43 0.00 279,000.00 0.00 0.00 03-Aug-2015 4.18850% RATE CHANGE 0.00 32.46 0.00 1,135.89 0.00 279,000.00 0.00 0.00 04-Aug-2015 4.19175% RATE CHANGE 0.00 0.00 0.00 1,135.89 0.00 279,000.00 0.00 0.00 04-Aug-2015 4.19175% RATE CHANGE 0.00 32.49 0.00 1,168.38 0.00 279,000.00 0.00 0.00 05-Aug-2015 4.19050% RATE CHANGE 0.00 0.00 0.00 1,168.38 0.00 279,000.00 0.00 0.00 05-Aug-2015 4.19050% RATE CHANGE 0.00 32.48 0.00 1,200.85 0.00 279,000.00 0.00 0.00 06-Aug-2015 4.19075% RATE CHANGE 0.00 0.00 0.00 1,200.85 0.00 279,000.00 0.00 0.00 06-Aug-2015 4.19075% RATE CHANGE 0.00 32.48 0.00 1,233.33 0.00 279,000.00 0.00 0.00 07-Aug-2015 4.19350% RATE CHANGE 0.00 0.00 0.00 1,233.33 0.00 279,000.00 0.00 0.00 07-Aug-2015 4.19350% RATE CHANGE 0.00 97.50 0.00 1,330.83 0.00 279,000.00 0.00 0.00 10-Aug-2015 4.19150% RATE CHANGE 0.00 0.00 0.00 1,330.83 0.00 279,000.00 0.00 0.00 10-Aug-2015 4.19150% RATE CHANGE 0.00 32.48 0.00 1,363.32 0.00 279,000.00 0.00 0.00 11-Aug-2015 4.19125% RATE CHANGE 0.00 0.00 0.00 1,363.32 0.00 279,000.00 0.00 0.00 11-Aug-2015 4.19125% RATE CHANGE 0.00 32.48 0.00 1,395.80 0.00 279,000.00 0.00 0.00 12-Aug-2015 4.19255% RATE CHANGE 0.00 0.00 0.00 1,395.80 0.00 279,000.00 0.00 0.00 12-Aug-2015 4.19255% RATE CHANGE 0.00 32.49 0.00 1,428.29 0.00 279,000.00 0.00 0.00 13-Aug-2015 4.19345% RATE CHANGE 0.00 0.00 0.00 1,428.29 0.00 279,000.00 0.00 0.00 13-Aug-2015 4.19345% RATE CHANGE 0.00 32.50 0.00 1,460.79 0.00 279,000.00 0.00 0.00 14-Aug-2015 4.19400% RATE CHANGE 0.00 0.00 0.00 1,460.79 0.00 279,000.00 0.00 0.00 14-Aug-2015 4.19400% RATE CHANGE 0.00 97.51 0.00 1,558.30 0.00 279,000.00 0.00 0.00 17-Aug-2015 4.19760% RATE CHANGE 0.00 0.00 0.00 1,558.30 0.00 279,000.00 0.00 0.00 17-Aug-2015 4.19760% RATE CHANGE 0.00 32.53 0.00 1,590.83 0.00 279,000.00 0.00 0.00 18-Aug-2015 4.19960% RATE CHANGE 0.00 0.00 0.00 1,590.83 0.00 279,000.00 0.00 0.00 18-Aug-2015 4.19960% RATE CHANGE 0.00 0.00 0.00 1,590.83 0.00 279,000.00 0.00 0.00 18-Aug-2015 4.19960% INT PAYMNT (1,006.18) 32.55 (1,006.18) 617.20 0.00 279,000.00 0.00 0.00 19-Aug-2015 4.20460% RATE CHANGE 0.00 0.00 0.00 617.20 0.00 279,000.00 0.00 0.00 19-Aug-2015 4.20460% RATE CHANGE 0.00 32.59 0.00 649.78 0.00 279,000.00 0.00 0.00 20-Aug-2015 4.20275% RATE CHANGE 0.00 0.00 0.00 649.78 0.00 279,000.00 0.00 0.00 20-Aug-2015 4.20275% RATE CHANGE 0.00 32.57 0.00 682.36 0.00 279,000.00 0.00 0.00 21-Aug-2015 4.20200% RATE CHANGE 0.00 0.00 0.00 682.36 0.00 279,000.00 0.00 0.00 21-Aug-2015 4.20200% RATE CHANGE 0.00 97.70 0.00 780.05 0.00 279,000.00 0.00 0.00 24-Aug-2015 4.20040% RATE CHANGE 0.00 0.00 0.00 780.05 0.00 279,000.00 0.00 0.00 24-Aug-2015 4.20040% RATE CHANGE 0.00 32.55 0.00 812.61 0.00 279,000.00 0.00 0.00 Page 37 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 89 of 103 PageID: 459Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 111 of 128 PageID: 850 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 25-Aug-2015 4.19940% RATE CHANGE 0.00 0.00 0.00 812.61 0.00 279,000.00 0.00 0.00 25-Aug-2015 4.19940% RATE CHANGE 0.00 65.09 0.00 877.70 0.00 279,000.00 0.00 0.00 27-Aug-2015 4.19775% RATE CHANGE 0.00 0.00 0.00 877.70 0.00 279,000.00 0.00 0.00 27-Aug-2015 4.19775% RATE CHANGE 0.00 32.53 0.00 910.23 0.00 279,000.00 0.00 0.00 28-Aug-2015 4.19800% RATE CHANGE 0.00 0.00 0.00 910.23 0.00 279,000.00 0.00 0.00 28-Aug-2015 4.19800% RATE CHANGE 0.00 130.14 0.00 1,040.37 0.00 279,000.00 0.00 0.00 01-Sep-2015 4.19700% RATE CHANGE 0.00 0.00 0.00 1,040.37 0.00 279,000.00 0.00 0.00 01-Sep-2015 4.19700% RATE CHANGE 0.00 32.53 0.00 1,072.89 0.00 279,000.00 0.00 0.00 02-Sep-2015 4.19855% RATE CHANGE 0.00 0.00 0.00 1,072.89 0.00 279,000.00 0.00 0.00 02-Sep-2015 4.19855% RATE CHANGE 0.00 32.54 0.00 1,105.43 0.00 279,000.00 0.00 0.00 03-Sep-2015 4.20120% RATE CHANGE 0.00 0.00 0.00 1,105.43 0.00 279,000.00 0.00 0.00 03-Sep-2015 4.20120% RATE CHANGE 0.00 0.00 0.00 1,105.43 0.00 279,000.00 0.00 0.00 03-Sep-2015 4.20120% INT PAYMNT (1,008.08) 32.56 (1,008.08) 129.91 0.00 279,000.00 0.00 0.00 04-Sep-2015 4.20280% RATE CHANGE 0.00 0.00 0.00 129.91 0.00 279,000.00 0.00 0.00 04-Sep-2015 4.20280% RATE CHANGE 0.00 97.72 0.00 227.63 0.00 279,000.00 0.00 0.00 07-Sep-2015 4.20430% RATE CHANGE 0.00 0.00 0.00 227.63 0.00 279,000.00 0.00 0.00 07-Sep-2015 4.20430% RATE CHANGE 0.00 32.58 0.00 260.21 0.00 279,000.00 0.00 0.00 08-Sep-2015 4.19925% RATE CHANGE 0.00 0.00 0.00 260.21 0.00 279,000.00 0.00 0.00 08-Sep-2015 4.19925% RATE CHANGE 0.00 32.54 0.00 292.75 0.00 279,000.00 0.00 0.00 09-Sep-2015 4.20270% RATE CHANGE 0.00 32.57 0.00 325.32 0.00 279,000.00 0.00 0.00 10-Sep-2015 4.20300% RATE CHANGE 0.00 0.00 0.00 325.32 0.00 279,000.00 0.00 0.00 10-Sep-2015 4.20300% RATE CHANGE 0.00 32.57 0.00 357.90 0.00 279,000.00 0.00 0.00 11-Sep-2015 4.20400% RATE CHANGE 0.00 0.00 0.00 357.90 0.00 279,000.00 0.00 0.00 11-Sep-2015 4.20400% RATE CHANGE 0.00 97.74 0.00 455.64 0.00 279,000.00 0.00 0.00 14-Sep-2015 4.20635% RATE CHANGE 0.00 0.00 0.00 455.64 0.00 279,000.00 0.00 0.00 14-Sep-2015 4.20635% RATE CHANGE 0.00 32.60 0.00 488.24 0.00 279,000.00 0.00 0.00 15-Sep-2015 4.20655% RATE CHANGE 0.00 0.00 0.00 488.24 0.00 279,000.00 0.00 0.00 15-Sep-2015 4.20655% RATE CHANGE 0.00 32.60 0.00 520.84 0.00 279,000.00 0.00 0.00 16-Sep-2015 4.20900% RATE CHANGE 0.00 0.00 0.00 520.84 0.00 279,000.00 0.00 0.00 16-Sep-2015 4.20900% RATE CHANGE 0.00 32.62 0.00 553.46 0.00 279,000.00 0.00 0.00 17-Sep-2015 4.20725% RATE CHANGE 0.00 0.00 0.00 553.46 0.00 279,000.00 0.00 0.00 17-Sep-2015 4.20725% RATE CHANGE 0.00 32.61 0.00 586.07 0.00 279,000.00 0.00 0.00 18-Sep-2015 4.21280% RATE CHANGE 0.00 0.00 0.00 586.07 0.00 279,000.00 0.00 0.00 18-Sep-2015 4.21280% RATE CHANGE 0.00 97.95 0.00 684.01 0.00 279,000.00 0.00 0.00 21-Sep-2015 4.21600% RATE CHANGE 0.00 0.00 0.00 684.01 0.00 279,000.00 0.00 0.00 21-Sep-2015 4.21600% RATE CHANGE 0.00 32.67 0.00 716.69 0.00 279,000.00 0.00 0.00 22-Sep-2015 4.19580% RATE CHANGE 0.00 0.00 0.00 716.69 0.00 279,000.00 0.00 0.00 22-Sep-2015 4.19580% RATE CHANGE 0.00 32.52 0.00 749.21 0.00 279,000.00 0.00 0.00 23-Sep-2015 4.19500% RATE CHANGE 0.00 0.00 0.00 749.21 0.00 279,000.00 0.00 0.00 23-Sep-2015 4.19500% RATE CHANGE 0.00 32.51 0.00 781.72 0.00 279,000.00 0.00 0.00 24-Sep-2015 4.19560% RATE CHANGE 0.00 0.00 0.00 781.72 0.00 279,000.00 0.00 0.00 24-Sep-2015 4.19560% RATE CHANGE 0.00 32.52 0.00 814.23 0.00 279,000.00 0.00 0.00 25-Sep-2015 4.19390% RATE CHANGE 0.00 0.00 0.00 814.23 0.00 279,000.00 0.00 0.00 25-Sep-2015 4.19390% RATE CHANGE 0.00 97.51 0.00 911.74 0.00 279,000.00 0.00 0.00 Page 38 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 90 of 103 PageID: 460Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 112 of 128 PageID: 851 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 28-Sep-2015 4.19430% RATE CHANGE 0.00 0.00 0.00 911.74 0.00 279,000.00 0.00 0.00 28-Sep-2015 4.19430% RATE CHANGE 0.00 65.01 0.00 976.75 0.00 279,000.00 0.00 0.00 30-Sep-2015 4.19360% RATE CHANGE 0.00 0.00 0.00 976.75 0.00 279,000.00 0.00 0.00 30-Sep-2015 4.19360% RATE CHANGE 0.00 0.00 0.00 976.75 0.00 279,000.00 0.00 0.00 30-Sep-2015 4.19360% INT PAYMNT (976.83) 32.50 (976.83) 32.42 0.00 279,000.00 0.00 0.00 01-Oct-2015 4.19300% RATE CHANGE 0.00 0.00 0.00 32.42 0.00 279,000.00 0.00 0.00 01-Oct-2015 4.19300% RATE CHANGE 0.00 129.98 0.00 162.41 0.00 279,000.00 0.00 0.00 05-Oct-2015 4.19400% RATE CHANGE 0.00 0.00 0.00 162.41 0.00 279,000.00 0.00 0.00 05-Oct-2015 4.19400% RATE CHANGE 0.00 32.50 0.00 194.91 0.00 279,000.00 0.00 0.00 06-Oct-2015 4.19470% RATE CHANGE 0.00 0.00 0.00 194.91 0.00 279,000.00 0.00 0.00 06-Oct-2015 4.19470% RATE CHANGE 0.00 32.51 0.00 227.42 0.00 279,000.00 0.00 0.00 07-Oct-2015 4.19375% RATE CHANGE 0.00 0.00 0.00 227.42 0.00 279,000.00 0.00 0.00 07-Oct-2015 4.19375% RATE CHANGE 0.00 32.50 0.00 259.92 0.00 279,000.00 0.00 0.00 08-Oct-2015 4.19410% RATE CHANGE 0.00 0.00 0.00 259.92 0.00 279,000.00 0.00 0.00 08-Oct-2015 4.19410% RATE CHANGE 0.00 32.50 0.00 292.43 0.00 279,000.00 0.00 0.00 09-Oct-2015 4.19605% RATE CHANGE 0.00 0.00 0.00 292.43 0.00 279,000.00 0.00 0.00 09-Oct-2015 4.19605% RATE CHANGE 0.00 97.56 0.00 389.98 0.00 279,000.00 0.00 0.00 12-Oct-2015 4.19545% RATE CHANGE 0.00 0.00 0.00 389.98 0.00 279,000.00 0.00 0.00 12-Oct-2015 4.19545% RATE CHANGE 0.00 32.51 0.00 422.50 0.00 279,000.00 0.00 0.00 13-Oct-2015 4.19685% RATE CHANGE 0.00 0.00 0.00 422.50 0.00 279,000.00 0.00 0.00 13-Oct-2015 4.19685% RATE CHANGE 0.00 32.53 0.00 455.02 0.00 279,000.00 0.00 0.00 14-Oct-2015 4.19325% RATE CHANGE 0.00 32.50 0.00 487.52 0.00 279,000.00 0.00 0.00 15-Oct-2015 4.19575% RATE CHANGE 0.00 0.00 0.00 487.52 0.00 279,000.00 0.00 0.00 15-Oct-2015 4.19575% RATE CHANGE 0.00 32.52 0.00 520.04 0.00 279,000.00 0.00 0.00 16-Oct-2015 4.19900% RATE CHANGE 0.00 0.00 0.00 520.04 0.00 279,000.00 0.00 0.00 16-Oct-2015 4.19900% RATE CHANGE 0.00 97.63 0.00 617.67 0.00 279,000.00 0.00 0.00 19-Oct-2015 4.19675% RATE CHANGE 0.00 0.00 0.00 617.67 0.00 279,000.00 0.00 0.00 19-Oct-2015 4.19675% RATE CHANGE 0.00 32.52 0.00 650.19 0.00 279,000.00 0.00 0.00 20-Oct-2015 4.19425% RATE CHANGE 0.00 0.00 0.00 650.19 0.00 279,000.00 0.00 0.00 20-Oct-2015 4.19425% RATE CHANGE 0.00 32.51 0.00 682.70 0.00 279,000.00 0.00 0.00 21-Oct-2015 4.19600% RATE CHANGE 0.00 0.00 0.00 682.70 0.00 279,000.00 0.00 0.00 21-Oct-2015 4.19600% RATE CHANGE 0.00 32.52 0.00 715.21 0.00 279,000.00 0.00 0.00 22-Oct-2015 4.19650% RATE CHANGE 0.00 0.00 0.00 715.21 0.00 279,000.00 0.00 0.00 22-Oct-2015 4.19650% RATE CHANGE 0.00 32.52 0.00 747.74 0.00 279,000.00 0.00 0.00 23-Oct-2015 4.19480% RATE CHANGE 0.00 0.00 0.00 747.74 0.00 279,000.00 0.00 0.00 23-Oct-2015 4.19480% RATE CHANGE 0.00 97.53 0.00 845.27 0.00 279,000.00 0.00 0.00 26-Oct-2015 4.19695% RATE CHANGE 0.00 0.00 0.00 845.27 0.00 279,000.00 0.00 0.00 26-Oct-2015 4.19695% RATE CHANGE 0.00 32.53 0.00 877.79 0.00 279,000.00 0.00 0.00 27-Oct-2015 4.19350% RATE CHANGE 0.00 0.00 0.00 877.79 0.00 279,000.00 0.00 0.00 27-Oct-2015 4.19350% RATE CHANGE 0.00 32.50 0.00 910.29 0.00 279,000.00 0.00 0.00 28-Oct-2015 4.19355% RATE CHANGE 0.00 0.00 0.00 910.29 0.00 279,000.00 0.00 0.00 28-Oct-2015 4.19355% RATE CHANGE 0.00 32.50 0.00 942.79 0.00 279,000.00 0.00 0.00 29-Oct-2015 4.19075% RATE CHANGE 0.00 0.00 0.00 942.79 0.00 279,000.00 0.00 0.00 29-Oct-2015 4.19075% RATE CHANGE 0.00 32.48 0.00 975.27 0.00 279,000.00 0.00 0.00 Page 39 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 91 of 103 PageID: 461Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 113 of 128 PageID: 852 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 30-Oct-2015 4.18830% RATE CHANGE 0.00 0.00 0.00 975.27 0.00 279,000.00 0.00 0.00 30-Oct-2015 4.18830% RATE CHANGE 0.00 97.38 0.00 1,072.65 0.00 279,000.00 0.00 0.00 02-Nov-2015 4.19300% RATE CHANGE 0.00 0.00 0.00 1,072.65 0.00 279,000.00 0.00 0.00 02-Nov-2015 4.19300% RATE CHANGE 0.00 32.50 0.00 1,105.14 0.00 279,000.00 0.00 0.00 03-Nov-2015 4.19200% RATE CHANGE 0.00 0.00 0.00 1,105.14 0.00 279,000.00 0.00 0.00 03-Nov-2015 4.19200% RATE CHANGE 0.00 32.49 0.00 1,137.63 0.00 279,000.00 0.00 0.00 04-Nov-2015 4.19000% RATE CHANGE 0.00 0.00 0.00 1,137.63 0.00 279,000.00 0.00 0.00 04-Nov-2015 4.19000% RATE CHANGE 0.00 32.47 0.00 1,170.11 0.00 279,000.00 0.00 0.00 05-Nov-2015 4.19220% RATE CHANGE 0.00 0.00 0.00 1,170.11 0.00 279,000.00 0.00 0.00 05-Nov-2015 4.19220% RATE CHANGE 0.00 32.49 0.00 1,202.59 0.00 279,000.00 0.00 0.00 06-Nov-2015 4.19320% RATE CHANGE 0.00 0.00 0.00 1,202.59 0.00 279,000.00 0.00 0.00 06-Nov-2015 4.19320% RATE CHANGE 0.00 97.49 0.00 1,300.09 0.00 279,000.00 0.00 0.00 09-Nov-2015 4.19475% RATE CHANGE 0.00 0.00 0.00 1,300.09 0.00 279,000.00 0.00 0.00 09-Nov-2015 4.19475% RATE CHANGE 0.00 32.51 0.00 1,332.60 0.00 279,000.00 0.00 0.00 10-Nov-2015 4.19450% RATE CHANGE 0.00 0.00 0.00 1,332.60 0.00 279,000.00 0.00 0.00 10-Nov-2015 4.19450% RATE CHANGE 0.00 0.00 0.00 1,332.60 0.00 279,000.00 0.00 0.00 10-Nov-2015 4.19450% INT PAYMNT (1,007.88) 32.51 (1,007.88) 357.22 0.00 279,000.00 0.00 0.00 11-Nov-2015 4.19700% RATE CHANGE 0.00 0.00 0.00 357.22 0.00 279,000.00 0.00 0.00 11-Nov-2015 4.19700% RATE CHANGE 0.00 32.53 0.00 389.75 0.00 279,000.00 0.00 0.00 12-Nov-2015 4.19550% RATE CHANGE 0.00 0.00 0.00 389.75 0.00 279,000.00 0.00 0.00 12-Nov-2015 4.19550% RATE CHANGE 0.00 32.52 0.00 422.27 0.00 279,000.00 0.00 0.00 13-Nov-2015 4.19575% RATE CHANGE 0.00 97.55 0.00 519.82 0.00 279,000.00 0.00 0.00 16-Nov-2015 4.19700% RATE CHANGE 0.00 0.00 0.00 519.82 0.00 279,000.00 0.00 0.00 16-Nov-2015 4.19700% RATE CHANGE 0.00 32.53 0.00 552.34 0.00 279,000.00 0.00 0.00 17-Nov-2015 4.19725% RATE CHANGE 0.00 0.00 0.00 552.34 0.00 279,000.00 0.00 0.00 17-Nov-2015 4.19725% RATE CHANGE 0.00 32.53 0.00 584.87 0.00 279,000.00 0.00 0.00 18-Nov-2015 4.19925% RATE CHANGE 0.00 0.00 0.00 584.87 0.00 279,000.00 0.00 0.00 18-Nov-2015 4.19925% RATE CHANGE 0.00 32.54 0.00 617.42 0.00 279,000.00 0.00 0.00 19-Nov-2015 4.20250% RATE CHANGE 0.00 0.00 0.00 617.42 0.00 279,000.00 0.00 0.00 19-Nov-2015 4.20250% RATE CHANGE 0.00 32.57 0.00 649.99 0.00 279,000.00 0.00 0.00 20-Nov-2015 4.20675% RATE CHANGE 0.00 0.00 0.00 649.99 0.00 279,000.00 0.00 0.00 20-Nov-2015 4.20675% RATE CHANGE 0.00 97.81 0.00 747.79 0.00 279,000.00 0.00 0.00 23-Nov-2015 4.21325% RATE CHANGE 0.00 0.00 0.00 747.79 0.00 279,000.00 0.00 0.00 23-Nov-2015 4.21325% RATE CHANGE 0.00 32.65 0.00 780.45 0.00 279,000.00 0.00 0.00 24-Nov-2015 4.21150% RATE CHANGE 0.00 0.00 0.00 780.45 0.00 279,000.00 0.00 0.00 24-Nov-2015 4.21150% RATE CHANGE 0.00 32.64 0.00 813.08 0.00 279,000.00 0.00 0.00 25-Nov-2015 4.22100% RATE CHANGE 0.00 0.00 0.00 813.08 0.00 279,000.00 0.00 0.00 25-Nov-2015 4.22100% RATE CHANGE 0.00 32.71 0.00 845.80 0.00 279,000.00 0.00 0.00 26-Nov-2015 4.22500% RATE CHANGE 0.00 0.00 0.00 845.80 0.00 279,000.00 0.00 0.00 26-Nov-2015 4.22500% RATE CHANGE 0.00 32.74 0.00 878.54 0.00 279,000.00 0.00 0.00 27-Nov-2015 4.23150% RATE CHANGE 0.00 0.00 0.00 878.54 0.00 279,000.00 0.00 0.00 27-Nov-2015 4.23150% RATE CHANGE 0.00 98.38 0.00 976.92 0.00 279,000.00 0.00 0.00 30-Nov-2015 4.23275% RATE CHANGE 0.00 32.80 0.00 1,009.73 0.00 279,000.00 0.00 0.00 01-Dec-2015 4.24375% RATE CHANGE 0.00 0.00 0.00 1,009.73 0.00 279,000.00 0.00 0.00 Page 40 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 92 of 103 PageID: 462Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 114 of 128 PageID: 853 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 01-Dec-2015 4.24375% RATE CHANGE 0.00 32.89 0.00 1,042.62 0.00 279,000.00 0.00 0.00 02-Dec-2015 4.24300% RATE CHANGE 0.00 0.00 0.00 1,042.62 0.00 279,000.00 0.00 0.00 02-Dec-2015 4.24300% RATE CHANGE 0.00 32.88 0.00 1,075.50 0.00 279,000.00 0.00 0.00 03-Dec-2015 4.24375% RATE CHANGE 0.00 0.00 0.00 1,075.50 0.00 279,000.00 0.00 0.00 03-Dec-2015 4.24375% RATE CHANGE 0.00 32.89 0.00 1,108.39 0.00 279,000.00 0.00 0.00 04-Dec-2015 4.25100% RATE CHANGE 0.00 0.00 0.00 1,108.39 0.00 279,000.00 0.00 0.00 04-Dec-2015 4.25100% RATE CHANGE 0.00 98.84 0.00 1,207.22 0.00 279,000.00 0.00 0.00 07-Dec-2015 4.26860% RATE CHANGE 0.00 0.00 0.00 1,207.22 0.00 279,000.00 0.00 0.00 07-Dec-2015 4.26860% RATE CHANGE 0.00 33.08 0.00 1,240.31 0.00 279,000.00 0.00 0.00 08-Dec-2015 4.27550% RATE CHANGE 0.00 0.00 0.00 1,240.31 0.00 279,000.00 0.00 0.00 08-Dec-2015 4.27550% RATE CHANGE 0.00 33.14 0.00 1,273.44 0.00 279,000.00 0.00 0.00 09-Dec-2015 4.28700% RATE CHANGE 0.00 0.00 0.00 1,273.44 0.00 279,000.00 0.00 0.00 09-Dec-2015 4.28700% RATE CHANGE 0.00 33.22 0.00 1,306.67 0.00 279,000.00 0.00 0.00 10-Dec-2015 4.29310% RATE CHANGE 0.00 0.00 0.00 1,306.67 0.00 279,000.00 0.00 0.00 10-Dec-2015 4.29310% RATE CHANGE 0.00 33.27 0.00 1,339.94 0.00 279,000.00 0.00 0.00 11-Dec-2015 4.30050% RATE CHANGE 0.00 0.00 0.00 1,339.94 0.00 279,000.00 0.00 0.00 11-Dec-2015 4.30050% RATE CHANGE 0.00 99.99 0.00 1,439.92 0.00 279,000.00 0.00 0.00 14-Dec-2015 4.31700% RATE CHANGE 0.00 0.00 0.00 1,439.92 0.00 279,000.00 0.00 0.00 14-Dec-2015 4.31700% RATE CHANGE 0.00 33.46 0.00 1,473.38 0.00 279,000.00 0.00 0.00 15-Dec-2015 4.33050% RATE CHANGE 0.00 0.00 0.00 1,473.38 0.00 279,000.00 0.00 0.00 15-Dec-2015 4.33050% RATE CHANGE 0.00 33.56 0.00 1,506.94 0.00 279,000.00 0.00 0.00 16-Dec-2015 4.34450% RATE CHANGE 0.00 0.00 0.00 1,506.94 0.00 279,000.00 0.00 0.00 16-Dec-2015 4.34450% RATE CHANGE 0.00 33.67 0.00 1,540.61 0.00 279,000.00 0.00 0.00 17-Dec-2015 4.35050% RATE CHANGE 0.00 0.00 0.00 1,540.61 0.00 279,000.00 0.00 0.00 17-Dec-2015 4.35050% RATE CHANGE 0.00 33.72 0.00 1,574.33 0.00 279,000.00 0.00 0.00 18-Dec-2015 4.36000% RATE CHANGE 0.00 0.00 0.00 1,574.33 0.00 279,000.00 0.00 0.00 18-Dec-2015 4.36000% RATE CHANGE 0.00 101.37 0.00 1,675.70 0.00 279,000.00 0.00 0.00 21-Dec-2015 4.40210% RATE CHANGE 0.00 0.00 0.00 1,675.70 0.00 279,000.00 0.00 0.00 21-Dec-2015 4.40210% RATE CHANGE 0.00 34.12 0.00 1,709.81 0.00 279,000.00 0.00 0.00 22-Dec-2015 4.41300% RATE CHANGE 0.00 0.00 0.00 1,709.81 0.00 279,000.00 0.00 0.00 22-Dec-2015 4.41300% RATE CHANGE 0.00 34.20 0.00 1,744.02 0.00 279,000.00 0.00 0.00 23-Dec-2015 4.41950% RATE CHANGE 0.00 0.00 0.00 1,744.02 0.00 279,000.00 0.00 0.00 23-Dec-2015 4.41950% RATE CHANGE 0.00 34.25 0.00 1,778.27 0.00 279,000.00 0.00 0.00 24-Dec-2015 4.41750% RATE CHANGE 0.00 0.00 0.00 1,778.27 0.00 279,000.00 0.00 0.00 24-Dec-2015 4.41750% RATE CHANGE 0.00 171.18 0.00 1,949.44 0.00 279,000.00 0.00 0.00 29-Dec-2015 4.42160% RATE CHANGE 0.00 0.00 0.00 1,949.44 0.00 279,000.00 0.00 0.00 29-Dec-2015 4.42160% RATE CHANGE 0.00 34.27 0.00 1,983.71 0.00 279,000.00 0.00 0.00 30-Dec-2015 4.42190% RATE CHANGE 0.00 0.00 0.00 1,983.71 0.00 279,000.00 0.00 0.00 30-Dec-2015 4.42190% RATE CHANGE 0.00 34.27 0.00 2,017.98 0.00 279,000.00 0.00 0.00 31-Dec-2015 4.42390% RATE CHANGE 0.00 0.00 0.00 2,017.98 0.00 279,000.00 0.00 0.00 31-Dec-2015 4.42390% RATE CHANGE 0.00 137.14 0.00 2,155.12 0.00 279,000.00 0.00 0.00 04-Jan-2016 4.42750% RATE CHANGE 0.00 0.00 0.00 2,155.12 0.00 279,000.00 0.00 0.00 04-Jan-2016 4.42750% RATE CHANGE 0.00 34.31 0.00 2,189.44 0.00 279,000.00 0.00 0.00 05-Jan-2016 4.42950% RATE CHANGE 0.00 0.00 0.00 2,189.44 0.00 279,000.00 0.00 0.00 Page 41 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 93 of 103 PageID: 463Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 115 of 128 PageID: 854 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 05-Jan-2016 4.42950% RATE CHANGE 0.00 34.33 0.00 2,223.76 0.00 279,000.00 0.00 0.00 06-Jan-2016 4.42250% RATE CHANGE 0.00 0.00 0.00 2,223.76 0.00 279,000.00 0.00 0.00 06-Jan-2016 4.42250% RATE CHANGE 0.00 34.27 0.00 2,258.04 0.00 279,000.00 0.00 0.00 07-Jan-2016 4.42200% RATE CHANGE 0.00 0.00 0.00 2,258.04 0.00 279,000.00 0.00 0.00 07-Jan-2016 4.42200% RATE CHANGE 0.00 34.27 0.00 2,292.31 0.00 279,000.00 0.00 0.00 08-Jan-2016 4.42350% RATE CHANGE 0.00 0.00 0.00 2,292.31 0.00 279,000.00 0.00 0.00 08-Jan-2016 4.42350% RATE CHANGE 0.00 137.13 0.00 2,429.44 0.00 279,000.00 0.00 0.00 12-Jan-2016 4.42380% RATE CHANGE 0.00 0.00 0.00 2,429.44 0.00 279,000.00 0.00 0.00 12-Jan-2016 4.42380% RATE CHANGE 0.00 34.28 0.00 2,463.72 0.00 279,000.00 0.00 0.00 13-Jan-2016 4.42400% RATE CHANGE 0.00 0.00 0.00 2,463.72 0.00 279,000.00 0.00 0.00 13-Jan-2016 4.42400% RATE CHANGE 0.00 34.29 0.00 2,498.01 0.00 279,000.00 0.00 0.00 14-Jan-2016 4.42450% RATE CHANGE 0.00 0.00 0.00 2,498.01 0.00 279,000.00 0.00 0.00 14-Jan-2016 4.42450% RATE CHANGE 0.00 34.29 0.00 2,532.30 0.00 279,000.00 0.00 0.00 15-Jan-2016 4.42550% RATE CHANGE 0.00 0.00 0.00 2,532.30 0.00 279,000.00 0.00 0.00 15-Jan-2016 4.42550% RATE CHANGE 0.00 137.19 0.00 2,669.49 0.00 279,000.00 0.00 0.00 19-Jan-2016 4.42550% INT PAYMNT (2,017.62) 34.30 (2,017.62) 686.17 0.00 279,000.00 0.00 0.00 20-Jan-2016 4.42600% RATE CHANGE 0.00 34.30 0.00 720.47 0.00 279,000.00 0.00 0.00 21-Jan-2016 4.42500% RATE CHANGE 0.00 0.00 0.00 720.47 0.00 279,000.00 0.00 0.00 21-Jan-2016 4.42500% RATE CHANGE 0.00 34.29 0.00 754.76 0.00 279,000.00 0.00 0.00 22-Jan-2016 4.42530% RATE CHANGE 0.00 0.00 0.00 754.76 0.00 279,000.00 0.00 0.00 22-Jan-2016 4.42530% RATE CHANGE 0.00 102.89 0.00 857.65 0.00 279,000.00 0.00 0.00 25-Jan-2016 4.42650% RATE CHANGE 0.00 0.00 0.00 857.65 0.00 279,000.00 0.00 0.00 25-Jan-2016 4.42650% RATE CHANGE 0.00 34.31 0.00 891.95 0.00 279,000.00 0.00 0.00 26-Jan-2016 4.42550% RATE CHANGE 0.00 0.00 0.00 891.95 0.00 279,000.00 0.00 0.00 26-Jan-2016 4.42550% RATE CHANGE 0.00 34.30 0.00 926.25 0.00 279,000.00 0.00 0.00 27-Jan-2016 4.43060% RATE CHANGE 0.00 0.00 0.00 926.25 0.00 279,000.00 0.00 0.00 27-Jan-2016 4.43060% RATE CHANGE 0.00 68.67 0.00 994.93 0.00 279,000.00 0.00 0.00 29-Jan-2016 4.42800% RATE CHANGE 0.00 0.00 0.00 994.93 0.00 279,000.00 0.00 0.00 29-Jan-2016 4.42800% RATE CHANGE 0.00 102.95 0.00 1,097.88 0.00 279,000.00 0.00 0.00 01-Feb-2016 4.42620% RATE CHANGE 0.00 0.00 0.00 1,097.88 0.00 279,000.00 0.00 0.00 01-Feb-2016 4.42620% RATE CHANGE 0.00 34.30 0.00 1,132.18 0.00 279,000.00 0.00 0.00 02-Feb-2016 4.42500% RATE CHANGE 0.00 0.00 0.00 1,132.18 0.00 279,000.00 0.00 0.00 02-Feb-2016 4.42500% RATE CHANGE 0.00 34.29 0.00 1,166.47 0.00 279,000.00 0.00 0.00 03-Feb-2016 4.42700% RATE CHANGE 0.00 0.00 0.00 1,166.47 0.00 279,000.00 0.00 0.00 03-Feb-2016 4.42700% RATE CHANGE 0.00 34.31 0.00 1,200.78 0.00 279,000.00 0.00 0.00 04-Feb-2016 4.42850% RATE CHANGE 0.00 0.00 0.00 1,200.78 0.00 279,000.00 0.00 0.00 04-Feb-2016 4.42850% RATE CHANGE 0.00 137.28 0.00 1,338.07 0.00 279,000.00 0.00 0.00 08-Feb-2016 4.42770% RATE CHANGE 0.00 0.00 0.00 1,338.07 0.00 279,000.00 0.00 0.00 08-Feb-2016 4.42770% RATE CHANGE 0.00 34.31 0.00 1,372.38 0.00 279,000.00 0.00 0.00 09-Feb-2016 4.42890% RATE CHANGE 0.00 0.00 0.00 1,372.38 0.00 279,000.00 0.00 0.00 09-Feb-2016 4.42890% RATE CHANGE 0.00 34.32 0.00 1,406.71 0.00 279,000.00 0.00 0.00 10-Feb-2016 4.42925% RATE CHANGE 0.00 0.00 0.00 1,406.71 0.00 279,000.00 0.00 0.00 10-Feb-2016 4.42925% RATE CHANGE 0.00 34.33 0.00 1,441.03 0.00 279,000.00 0.00 0.00 11-Feb-2016 4.42850% RATE CHANGE 0.00 0.00 0.00 1,441.03 0.00 279,000.00 0.00 0.00 Page 42 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 94 of 103 PageID: 464Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 116 of 128 PageID: 855 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 11-Feb-2016 4.42850% RATE CHANGE 0.00 34.32 0.00 1,475.35 0.00 279,000.00 0.00 0.00 12-Feb-2016 4.42650% RATE CHANGE 0.00 0.00 0.00 1,475.35 0.00 279,000.00 0.00 0.00 12-Feb-2016 4.42650% RATE CHANGE 0.00 102.92 0.00 1,578.27 0.00 279,000.00 0.00 0.00 15-Feb-2016 4.42700% RATE CHANGE 0.00 0.00 0.00 1,578.27 0.00 279,000.00 0.00 0.00 15-Feb-2016 4.42700% RATE CHANGE 0.00 34.31 0.00 1,612.58 0.00 279,000.00 0.00 0.00 16-Feb-2016 4.43050% RATE CHANGE 0.00 0.00 0.00 1,612.58 0.00 279,000.00 0.00 0.00 16-Feb-2016 4.43050% RATE CHANGE 0.00 34.34 0.00 1,646.92 0.00 279,000.00 0.00 0.00 17-Feb-2016 4.42925% RATE CHANGE 0.00 34.33 0.00 1,681.24 0.00 279,000.00 0.00 0.00 18-Feb-2016 4.42950% RATE CHANGE 0.00 0.00 0.00 1,681.24 0.00 279,000.00 0.00 0.00 18-Feb-2016 4.42950% RATE CHANGE 0.00 34.33 0.00 1,715.57 0.00 279,000.00 0.00 0.00 19-Feb-2016 4.43005% RATE CHANGE 0.00 0.00 0.00 1,715.57 0.00 279,000.00 0.00 0.00 19-Feb-2016 4.43005% RATE CHANGE 0.00 103.00 0.00 1,818.57 0.00 279,000.00 0.00 0.00 22-Feb-2016 4.43200% RATE CHANGE 0.00 0.00 0.00 1,818.57 0.00 279,000.00 0.00 0.00 22-Feb-2016 4.43200% RATE CHANGE 0.00 34.35 0.00 1,852.92 0.00 279,000.00 0.00 0.00 23-Feb-2016 4.43350% RATE CHANGE 0.00 0.00 0.00 1,852.92 0.00 279,000.00 0.00 0.00 23-Feb-2016 4.43350% RATE CHANGE 0.00 68.72 0.00 1,921.64 0.00 279,000.00 0.00 0.00 25-Feb-2016 4.43580% RATE CHANGE 0.00 0.00 0.00 1,921.64 0.00 279,000.00 0.00 0.00 25-Feb-2016 4.43580% RATE CHANGE 0.00 34.38 0.00 1,956.01 0.00 279,000.00 0.00 0.00 26-Feb-2016 4.43380% RATE CHANGE 0.00 0.00 0.00 1,956.01 0.00 279,000.00 0.00 0.00 26-Feb-2016 4.43380% RATE CHANGE 0.00 103.09 0.00 2,059.10 0.00 279,000.00 0.00 0.00 29-Feb-2016 4.43850% RATE CHANGE 0.00 0.00 0.00 2,059.10 0.00 279,000.00 0.00 0.00 29-Feb-2016 4.43850% RATE CHANGE 0.00 68.80 0.00 2,127.90 0.00 279,000.00 0.00 0.00 02-Mar-2016 4.44050% RATE CHANGE 0.00 0.00 0.00 2,127.90 0.00 279,000.00 0.00 0.00 02-Mar-2016 4.44050% RATE CHANGE 0.00 34.41 0.00 2,162.31 0.00 279,000.00 0.00 0.00 03-Mar-2016 4.43525% RATE CHANGE 0.00 0.00 0.00 2,162.31 0.00 279,000.00 0.00 0.00 03-Mar-2016 4.43525% RATE CHANGE 0.00 34.37 0.00 2,196.68 0.00 279,000.00 0.00 0.00 04-Mar-2016 4.43760% RATE CHANGE 0.00 0.00 0.00 2,196.68 0.00 279,000.00 0.00 0.00 04-Mar-2016 4.43760% RATE CHANGE 0.00 103.17 0.00 2,299.86 0.00 279,000.00 0.00 0.00 07-Mar-2016 4.44050% RATE CHANGE 0.00 0.00 0.00 2,299.86 0.00 279,000.00 0.00 0.00 07-Mar-2016 4.44050% RATE CHANGE 0.00 34.41 0.00 2,334.27 0.00 279,000.00 0.00 0.00 08-Mar-2016 4.43800% RATE CHANGE 0.00 0.00 0.00 2,334.27 0.00 279,000.00 0.00 0.00 08-Mar-2016 4.43800% RATE CHANGE 0.00 34.39 0.00 2,368.67 0.00 279,000.00 0.00 0.00 09-Mar-2016 4.44050% RATE CHANGE 0.00 0.00 0.00 2,368.67 0.00 279,000.00 0.00 0.00 09-Mar-2016 4.44050% RATE CHANGE 0.00 34.41 0.00 2,403.08 0.00 279,000.00 0.00 0.00 10-Mar-2016 4.44185% RATE CHANGE 0.00 0.00 0.00 2,403.08 0.00 279,000.00 0.00 0.00 10-Mar-2016 4.44185% RATE CHANGE 0.00 34.42 0.00 2,437.50 0.00 279,000.00 0.00 0.00 11-Mar-2016 4.43800% RATE CHANGE 0.00 0.00 0.00 2,437.50 0.00 279,000.00 0.00 0.00 11-Mar-2016 4.43800% RATE CHANGE 0.00 103.18 0.00 2,540.69 0.00 279,000.00 0.00 0.00 14-Mar-2016 4.43810% RATE CHANGE 0.00 0.00 0.00 2,540.69 0.00 279,000.00 0.00 0.00 14-Mar-2016 4.43810% RATE CHANGE 0.00 34.40 0.00 2,575.08 0.00 279,000.00 0.00 0.00 15-Mar-2016 4.43620% RATE CHANGE 0.00 0.00 0.00 2,575.08 0.00 279,000.00 0.00 0.00 15-Mar-2016 4.43620% RATE CHANGE 0.00 34.38 0.00 2,609.46 0.00 279,000.00 0.00 0.00 16-Mar-2016 4.44130% RATE CHANGE 0.00 0.00 0.00 2,609.46 0.00 279,000.00 0.00 0.00 16-Mar-2016 4.44130% RATE CHANGE 0.00 34.42 0.00 2,643.88 0.00 279,000.00 0.00 0.00 Page 43 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 95 of 103 PageID: 465Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 117 of 128 PageID: 856 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 17-Mar-2016 4.44125% RATE CHANGE 0.00 0.00 0.00 2,643.88 0.00 279,000.00 0.00 0.00 17-Mar-2016 4.44125% RATE CHANGE 0.00 34.42 0.00 2,678.30 0.00 279,000.00 0.00 0.00 18-Mar-2016 4.43990% RATE CHANGE 0.00 0.00 0.00 2,678.30 0.00 279,000.00 0.00 0.00 18-Mar-2016 4.43990% RATE CHANGE 0.00 103.23 0.00 2,781.53 0.00 279,000.00 0.00 0.00 21-Mar-2016 4.43210% RATE CHANGE 0.00 0.00 0.00 2,781.53 0.00 279,000.00 0.00 0.00 21-Mar-2016 4.43210% RATE CHANGE 0.00 34.35 0.00 2,815.88 0.00 279,000.00 0.00 0.00 22-Mar-2016 4.42830% RATE CHANGE 0.00 0.00 0.00 2,815.88 0.00 279,000.00 0.00 0.00 22-Mar-2016 4.42830% RATE CHANGE 0.00 34.32 0.00 2,850.20 0.00 279,000.00 0.00 0.00 23-Mar-2016 4.43180% RATE CHANGE 0.00 0.00 0.00 2,850.20 0.00 279,000.00 0.00 0.00 23-Mar-2016 4.43180% RATE CHANGE 0.00 34.35 0.00 2,884.55 0.00 279,000.00 0.00 0.00 24-Mar-2016 4.43150% RATE CHANGE 0.00 0.00 0.00 2,884.55 0.00 279,000.00 0.00 0.00 24-Mar-2016 4.43150% RATE CHANGE 0.00 171.72 0.00 3,056.27 0.00 279,000.00 0.00 0.00 29-Mar-2016 4.43300% RATE CHANGE 0.00 0.00 0.00 3,056.27 0.00 279,000.00 0.00 0.00 29-Mar-2016 4.43300% RATE CHANGE 0.00 34.36 0.00 3,090.62 0.00 279,000.00 0.00 0.00 30-Mar-2016 4.43500% RATE CHANGE 0.00 0.00 0.00 3,090.62 0.00 279,000.00 0.00 0.00 30-Mar-2016 4.43500% RATE CHANGE 0.00 34.37 0.00 3,124.99 0.00 279,000.00 0.00 0.00 31-Mar-2016 4.43290% RATE CHANGE 0.00 0.00 0.00 3,124.99 0.00 279,000.00 0.00 0.00 31-Mar-2016 4.43290% RATE CHANGE 0.00 34.36 0.00 3,159.35 0.00 279,000.00 0.00 0.00 01-Apr-2016 4.43400% RATE CHANGE 0.00 0.00 0.00 3,159.35 0.00 279,000.00 0.00 0.00 01-Apr-2016 4.43400% RATE CHANGE 0.00 103.09 0.00 3,262.44 0.00 279,000.00 0.00 0.00 04-Apr-2016 4.43725% RATE CHANGE 0.00 0.00 0.00 3,262.44 0.00 279,000.00 0.00 0.00 04-Apr-2016 4.43725% RATE CHANGE 0.00 34.39 0.00 3,296.83 0.00 279,000.00 0.00 0.00 05-Apr-2016 4.43735% RATE CHANGE 0.00 0.00 0.00 3,296.83 0.00 279,000.00 0.00 0.00 05-Apr-2016 4.43735% RATE CHANGE 0.00 34.39 0.00 3,331.22 0.00 279,000.00 0.00 0.00 06-Apr-2016 4.44020% RATE CHANGE 0.00 0.00 0.00 3,331.22 0.00 279,000.00 0.00 0.00 06-Apr-2016 4.44020% RATE CHANGE 0.00 34.41 0.00 3,365.63 0.00 279,000.00 0.00 0.00 07-Apr-2016 4.43850% RATE CHANGE 0.00 0.00 0.00 3,365.63 0.00 279,000.00 0.00 0.00 07-Apr-2016 4.43850% RATE CHANGE 0.00 34.40 0.00 3,400.03 0.00 279,000.00 0.00 0.00 08-Apr-2016 4.43900% RATE CHANGE 0.00 0.00 0.00 3,400.03 0.00 279,000.00 0.00 0.00 08-Apr-2016 4.43900% RATE CHANGE 0.00 103.21 0.00 3,503.23 0.00 279,000.00 0.00 0.00 11-Apr-2016 4.43645% RATE CHANGE 0.00 0.00 0.00 3,503.23 0.00 279,000.00 0.00 0.00 11-Apr-2016 4.43645% RATE CHANGE 0.00 34.38 0.00 3,537.62 0.00 279,000.00 0.00 0.00 12-Apr-2016 4.43470% RATE CHANGE 0.00 0.00 0.00 3,537.62 0.00 279,000.00 0.00 0.00 12-Apr-2016 4.43470% RATE CHANGE 0.00 34.37 0.00 3,571.99 0.00 279,000.00 0.00 0.00 13-Apr-2016 4.43590% RATE CHANGE 0.00 0.00 0.00 3,571.99 0.00 279,000.00 0.00 0.00 13-Apr-2016 4.43590% RATE CHANGE 0.00 34.38 0.00 3,606.36 0.00 279,000.00 0.00 0.00 14-Apr-2016 4.43715% RATE CHANGE 0.00 0.00 0.00 3,606.36 0.00 279,000.00 0.00 0.00 14-Apr-2016 4.43715% RATE CHANGE 0.00 34.39 0.00 3,640.75 0.00 279,000.00 0.00 0.00 15-Apr-2016 4.43275% RATE CHANGE 0.00 0.00 0.00 3,640.75 0.00 279,000.00 0.00 0.00 15-Apr-2016 4.43275% RATE CHANGE 0.00 103.06 0.00 3,743.81 0.00 279,000.00 0.00 0.00 18-Apr-2016 4.43625% RATE CHANGE 0.00 0.00 0.00 3,743.81 0.00 279,000.00 0.00 0.00 18-Apr-2016 4.43625% RATE CHANGE 0.00 68.76 0.00 3,812.58 0.00 279,000.00 0.00 0.00 20-Apr-2016 4.43875% RATE CHANGE 0.00 0.00 0.00 3,812.58 0.00 279,000.00 0.00 0.00 20-Apr-2016 4.43875% RATE CHANGE 0.00 34.40 0.00 3,846.98 0.00 279,000.00 0.00 0.00 Page 44 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 96 of 103 PageID: 466Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 118 of 128 PageID: 857 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 21-Apr-2016 4.44115% RATE CHANGE 0.00 0.00 0.00 3,846.98 0.00 279,000.00 0.00 0.00 21-Apr-2016 4.44115% RATE CHANGE 0.00 34.42 0.00 3,881.39 0.00 279,000.00 0.00 0.00 22-Apr-2016 4.44125% RATE CHANGE 0.00 0.00 0.00 3,881.39 0.00 279,000.00 0.00 0.00 22-Apr-2016 4.44125% RATE CHANGE 0.00 103.26 0.00 3,984.65 0.00 279,000.00 0.00 0.00 25-Apr-2016 4.43885% RATE CHANGE 0.00 0.00 0.00 3,984.65 0.00 279,000.00 0.00 0.00 25-Apr-2016 4.43885% RATE CHANGE 0.00 34.40 0.00 4,019.05 0.00 279,000.00 0.00 0.00 26-Apr-2016 4.43645% RATE CHANGE 0.00 0.00 0.00 4,019.05 0.00 279,000.00 0.00 0.00 26-Apr-2016 4.43645% RATE CHANGE 0.00 34.38 0.00 4,053.44 0.00 279,000.00 0.00 0.00 27-Apr-2016 4.43695% RATE CHANGE 0.00 0.00 0.00 4,053.44 0.00 279,000.00 0.00 0.00 27-Apr-2016 4.43695% RATE CHANGE 0.00 34.39 0.00 4,087.82 0.00 279,000.00 0.00 0.00 28-Apr-2016 4.43770% RATE CHANGE 0.00 0.00 0.00 4,087.82 0.00 279,000.00 0.00 0.00 28-Apr-2016 4.43770% RATE CHANGE 0.00 34.39 0.00 4,122.22 0.00 279,000.00 0.00 0.00 29-Apr-2016 4.43520% RATE CHANGE 0.00 0.00 0.00 4,122.22 0.00 279,000.00 0.00 0.00 29-Apr-2016 4.43520% RATE CHANGE 0.00 137.49 0.00 4,259.71 0.00 279,000.00 0.00 0.00 03-May-2016 4.43880% RATE CHANGE 0.00 0.00 0.00 4,259.71 0.00 279,000.00 0.00 0.00 03-May-2016 4.43880% RATE CHANGE 0.00 34.40 0.00 4,294.11 0.00 279,000.00 0.00 0.00 04-May-2016 4.43575% RATE CHANGE 0.00 0.00 0.00 4,294.11 0.00 279,000.00 0.00 0.00 04-May-2016 4.43575% RATE CHANGE 0.00 34.38 0.00 4,328.48 0.00 279,000.00 0.00 0.00 05-May-2016 4.43590% RATE CHANGE 0.00 0.00 0.00 4,328.48 0.00 279,000.00 0.00 0.00 05-May-2016 4.43590% RATE CHANGE 0.00 137.51 0.00 4,466.00 0.00 279,000.00 0.00 0.00 09-May-2016 4.43715% RATE CHANGE 0.00 0.00 0.00 4,466.00 0.00 279,000.00 0.00 0.00 09-May-2016 4.43715% RATE CHANGE 0.00 34.39 0.00 4,500.39 0.00 279,000.00 0.00 0.00 10-May-2016 4.43790% RATE CHANGE 0.00 0.00 0.00 4,500.39 0.00 279,000.00 0.00 0.00 10-May-2016 4.43790% RATE CHANGE 0.00 34.39 0.00 4,534.78 0.00 279,000.00 0.00 0.00 11-May-2016 4.43865% RATE CHANGE 0.00 0.00 0.00 4,534.78 0.00 279,000.00 0.00 0.00 11-May-2016 4.43865% RATE CHANGE 0.00 34.40 0.00 4,569.18 0.00 279,000.00 0.00 0.00 12-May-2016 4.43730% RATE CHANGE 0.00 0.00 0.00 4,569.18 0.00 279,000.00 0.00 0.00 12-May-2016 4.43730% RATE CHANGE 0.00 34.39 0.00 4,603.57 0.00 279,000.00 0.00 0.00 13-May-2016 4.43465% RATE CHANGE 0.00 0.00 0.00 4,603.57 0.00 279,000.00 0.00 0.00 13-May-2016 4.43465% RATE CHANGE 0.00 103.11 0.00 4,706.67 0.00 279,000.00 0.00 0.00 16-May-2016 4.43445% RATE CHANGE 0.00 0.00 0.00 4,706.67 0.00 279,000.00 0.00 0.00 16-May-2016 4.43445% RATE CHANGE 0.00 34.37 0.00 4,741.04 0.00 279,000.00 0.00 0.00 17-May-2016 4.43395% RATE CHANGE 0.00 0.00 0.00 4,741.04 0.00 279,000.00 0.00 0.00 17-May-2016 4.43395% RATE CHANGE 0.00 34.36 0.00 4,775.40 0.00 279,000.00 0.00 0.00 18-May-2016 4.43620% RATE CHANGE 0.00 0.00 0.00 4,775.40 0.00 279,000.00 0.00 0.00 18-May-2016 4.43620% RATE CHANGE 0.00 34.38 0.00 4,809.78 0.00 279,000.00 0.00 0.00 19-May-2016 4.43870% RATE CHANGE 0.00 0.00 0.00 4,809.78 0.00 279,000.00 0.00 0.00 19-May-2016 4.43870% RATE CHANGE 0.00 34.40 0.00 4,844.18 0.00 279,000.00 0.00 0.00 20-May-2016 4.43845% RATE CHANGE 0.00 0.00 0.00 4,844.18 0.00 279,000.00 0.00 0.00 20-May-2016 4.43845% RATE CHANGE 0.00 103.19 0.00 4,947.38 0.00 279,000.00 0.00 0.00 23-May-2016 4.44300% RATE CHANGE 0.00 0.00 0.00 4,947.38 0.00 279,000.00 0.00 0.00 23-May-2016 4.44300% RATE CHANGE 0.00 34.43 0.00 4,981.81 0.00 279,000.00 0.00 0.00 24-May-2016 4.44325% RATE CHANGE 0.00 0.00 0.00 4,981.81 0.00 279,000.00 0.00 0.00 24-May-2016 4.44325% RATE CHANGE 0.00 34.44 0.00 5,016.25 0.00 279,000.00 0.00 0.00 Page 45 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 97 of 103 PageID: 467Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 119 of 128 PageID: 858 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 25-May-2016 4.44600% RATE CHANGE 0.00 0.00 0.00 5,016.25 0.00 279,000.00 0.00 0.00 25-May-2016 4.44600% RATE CHANGE 0.00 34.46 0.00 5,050.70 0.00 279,000.00 0.00 0.00 26-May-2016 4.44420% RATE CHANGE 0.00 0.00 0.00 5,050.70 0.00 279,000.00 0.00 0.00 26-May-2016 4.44420% RATE CHANGE 0.00 34.44 0.00 5,085.15 0.00 279,000.00 0.00 0.00 27-May-2016 4.44970% RATE CHANGE 0.00 0.00 0.00 5,085.15 0.00 279,000.00 0.00 0.00 27-May-2016 4.44970% RATE CHANGE 0.00 137.94 0.00 5,223.09 0.00 279,000.00 0.00 0.00 31-May-2016 4.45445% RATE CHANGE 0.00 0.00 0.00 5,223.09 0.00 279,000.00 0.00 0.00 31-May-2016 4.45445% RATE CHANGE 0.00 34.52 0.00 5,257.61 0.00 279,000.00 0.00 0.00 01-Jun-2016 4.45665% RATE CHANGE 0.00 0.00 0.00 5,257.61 0.00 279,000.00 0.00 0.00 01-Jun-2016 4.45665% RATE CHANGE 0.00 34.54 0.00 5,292.15 0.00 279,000.00 0.00 0.00 02-Jun-2016 4.46885% RATE CHANGE 0.00 0.00 0.00 5,292.15 0.00 279,000.00 0.00 0.00 02-Jun-2016 4.46885% RATE CHANGE 0.00 34.63 0.00 5,326.78 0.00 279,000.00 0.00 0.00 03-Jun-2016 4.46955% RATE CHANGE 0.00 0.00 0.00 5,326.78 0.00 279,000.00 0.00 0.00 03-Jun-2016 4.46955% RATE CHANGE 0.00 103.92 0.00 5,430.70 0.00 279,000.00 0.00 0.00 06-Jun-2016 4.46305% RATE CHANGE 0.00 0.00 0.00 5,430.70 0.00 279,000.00 0.00 0.00 06-Jun-2016 4.46305% RATE CHANGE 0.00 34.59 0.00 5,465.29 0.00 279,000.00 0.00 0.00 07-Jun-2016 4.46480% RATE CHANGE 0.00 0.00 0.00 5,465.29 0.00 279,000.00 0.00 0.00 07-Jun-2016 4.46480% RATE CHANGE 0.00 34.60 0.00 5,499.89 0.00 279,000.00 0.00 0.00 08-Jun-2016 4.44705% RATE CHANGE 0.00 0.00 0.00 5,499.89 0.00 279,000.00 0.00 0.00 08-Jun-2016 4.44705% RATE CHANGE 0.00 34.46 0.00 5,534.35 0.00 279,000.00 0.00 0.00 09-Jun-2016 4.44580% RATE CHANGE 0.00 0.00 0.00 5,534.35 0.00 279,000.00 0.00 0.00 09-Jun-2016 4.44580% RATE CHANGE 0.00 34.46 0.00 5,568.81 0.00 279,000.00 0.00 0.00 10-Jun-2016 4.44530% RATE CHANGE 0.00 0.00 0.00 5,568.81 0.00 279,000.00 0.00 0.00 10-Jun-2016 4.44530% RATE CHANGE 0.00 103.35 0.00 5,672.16 0.00 279,000.00 0.00 0.00 13-Jun-2016 4.44705% RATE CHANGE 0.00 0.00 0.00 5,672.16 0.00 279,000.00 0.00 0.00 13-Jun-2016 4.44705% RATE CHANGE 0.00 34.46 0.00 5,706.63 0.00 279,000.00 0.00 0.00 14-Jun-2016 4.44655% RATE CHANGE 0.00 0.00 0.00 5,706.63 0.00 279,000.00 0.00 0.00 14-Jun-2016 4.44655% RATE CHANGE 0.00 34.46 0.00 5,741.09 0.00 279,000.00 0.00 0.00 15-Jun-2016 4.44205% RATE CHANGE 0.00 0.00 0.00 5,741.09 0.00 279,000.00 0.00 0.00 15-Jun-2016 4.44205% RATE CHANGE 0.00 34.43 0.00 5,775.51 0.00 279,000.00 0.00 0.00 16-Jun-2016 4.44230% RATE CHANGE 0.00 0.00 0.00 5,775.51 0.00 279,000.00 0.00 0.00 16-Jun-2016 4.44230% RATE CHANGE 0.00 34.43 0.00 5,809.94 0.00 279,000.00 0.00 0.00 17-Jun-2016 4.44605% RATE CHANGE 0.00 0.00 0.00 5,809.94 0.00 279,000.00 0.00 0.00 17-Jun-2016 4.44605% RATE CHANGE 0.00 103.37 0.00 5,913.31 0.00 279,000.00 0.00 0.00 20-Jun-2016 4.44805% RATE CHANGE 0.00 0.00 0.00 5,913.31 0.00 279,000.00 0.00 0.00 20-Jun-2016 4.44805% RATE CHANGE 0.00 34.47 0.00 5,947.78 0.00 279,000.00 0.00 0.00 21-Jun-2016 4.44780% RATE CHANGE 0.00 0.00 0.00 5,947.78 0.00 279,000.00 0.00 0.00 21-Jun-2016 4.44780% RATE CHANGE 0.00 34.47 0.00 5,982.25 0.00 279,000.00 0.00 0.00 22-Jun-2016 4.44805% RATE CHANGE 0.00 0.00 0.00 5,982.25 0.00 279,000.00 0.00 0.00 22-Jun-2016 4.44805% RATE CHANGE 0.00 34.47 0.00 6,016.73 0.00 279,000.00 0.00 0.00 23-Jun-2016 4.45080% RATE CHANGE 0.00 0.00 0.00 6,016.73 0.00 279,000.00 0.00 0.00 23-Jun-2016 4.45080% RATE CHANGE 0.00 34.49 0.00 6,051.22 0.00 279,000.00 0.00 0.00 24-Jun-2016 4.45205% RATE CHANGE 0.00 0.00 0.00 6,051.22 0.00 279,000.00 0.00 0.00 24-Jun-2016 4.45205% RATE CHANGE 0.00 103.51 0.00 6,154.73 0.00 279,000.00 0.00 0.00 Page 46 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 98 of 103 PageID: 468Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 120 of 128 PageID: 859 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 27-Jun-2016 4.45330% RATE CHANGE 0.00 0.00 0.00 6,154.73 0.00 279,000.00 0.00 0.00 27-Jun-2016 4.45330% RATE CHANGE 0.00 34.51 0.00 6,189.24 0.00 279,000.00 0.00 0.00 28-Jun-2016 4.44930% RATE CHANGE 0.00 0.00 0.00 6,189.24 0.00 279,000.00 0.00 0.00 28-Jun-2016 4.44930% RATE CHANGE 0.00 34.48 0.00 6,223.73 0.00 279,000.00 0.00 0.00 29-Jun-2016 4.45880% RATE CHANGE 0.00 0.00 0.00 6,223.73 0.00 279,000.00 0.00 0.00 29-Jun-2016 4.45880% RATE CHANGE 0.00 34.56 0.00 6,258.28 0.00 279,000.00 0.00 0.00 30-Jun-2016 4.46030% RATE CHANGE 0.00 0.00 0.00 6,258.28 0.00 279,000.00 0.00 0.00 30-Jun-2016 4.46030% RATE CHANGE 0.00 34.57 0.00 6,292.85 0.00 279,000.00 0.00 0.00 01-Jul-2016 4.46655% RATE CHANGE 0.00 0.00 0.00 6,292.85 0.00 279,000.00 0.00 0.00 01-Jul-2016 4.46655% RATE CHANGE 0.00 103.85 0.00 6,396.70 0.00 279,000.00 0.00 0.00 04-Jul-2016 4.46505% RATE CHANGE 0.00 0.00 0.00 6,396.70 0.00 279,000.00 0.00 0.00 04-Jul-2016 4.46505% RATE CHANGE 0.00 34.60 0.00 6,431.30 0.00 279,000.00 0.00 0.00 05-Jul-2016 4.46755% RATE CHANGE 0.00 0.00 0.00 6,431.30 0.00 279,000.00 0.00 0.00 05-Jul-2016 4.46755% RATE CHANGE 0.00 34.62 0.00 6,465.92 0.00 279,000.00 0.00 0.00 06-Jul-2016 4.46955% RATE CHANGE 0.00 34.64 0.00 6,500.56 0.00 279,000.00 0.00 0.00 07-Jul-2016 4.47030% RATE CHANGE 0.00 0.00 0.00 6,500.56 0.00 279,000.00 0.00 0.00 07-Jul-2016 4.47030% RATE CHANGE 0.00 34.64 0.00 6,535.21 0.00 279,000.00 0.00 0.00 08-Jul-2016 4.47255% RATE CHANGE 0.00 0.00 0.00 6,535.21 0.00 279,000.00 0.00 0.00 08-Jul-2016 4.47255% RATE CHANGE 0.00 103.99 0.00 6,639.19 0.00 279,000.00 0.00 0.00 11-Jul-2016 4.47430% RATE CHANGE 0.00 0.00 0.00 6,639.19 0.00 279,000.00 0.00 0.00 11-Jul-2016 4.47430% RATE CHANGE 0.00 34.68 0.00 6,673.87 0.00 279,000.00 0.00 0.00 12-Jul-2016 4.47580% RATE CHANGE 0.00 0.00 0.00 6,673.87 0.00 279,000.00 0.00 0.00 12-Jul-2016 4.47580% RATE CHANGE 0.00 34.69 0.00 6,708.56 0.00 279,000.00 0.00 0.00 13-Jul-2016 4.47785% RATE CHANGE 0.00 0.00 0.00 6,708.56 0.00 279,000.00 0.00 0.00 13-Jul-2016 4.47785% RATE CHANGE 0.00 34.70 0.00 6,743.26 0.00 279,000.00 0.00 0.00 14-Jul-2016 4.47935% RATE CHANGE 0.00 0.00 0.00 6,743.26 0.00 279,000.00 0.00 0.00 14-Jul-2016 4.47935% RATE CHANGE 0.00 34.72 0.00 6,777.98 0.00 279,000.00 0.00 0.00 15-Jul-2016 4.48135% RATE CHANGE 0.00 0.00 0.00 6,777.98 0.00 279,000.00 0.00 0.00 15-Jul-2016 4.48135% RATE CHANGE 0.00 104.19 0.00 6,882.17 0.00 279,000.00 0.00 0.00 18-Jul-2016 4.48210% RATE CHANGE 0.00 0.00 0.00 6,882.17 0.00 279,000.00 0.00 0.00 18-Jul-2016 4.48210% RATE CHANGE 0.00 34.74 0.00 6,916.90 0.00 279,000.00 0.00 0.00 19-Jul-2016 4.48330% RATE CHANGE 0.00 0.00 0.00 6,916.90 0.00 279,000.00 0.00 0.00 19-Jul-2016 4.48330% RATE CHANGE 0.00 34.75 0.00 6,951.65 0.00 279,000.00 0.00 0.00 20-Jul-2016 4.48655% RATE CHANGE 0.00 0.00 0.00 6,951.65 0.00 279,000.00 0.00 0.00 20-Jul-2016 4.48655% RATE CHANGE 0.00 34.77 0.00 6,986.42 0.00 279,000.00 0.00 0.00 21-Jul-2016 4.48530% RATE CHANGE 0.00 0.00 0.00 6,986.42 0.00 279,000.00 0.00 0.00 21-Jul-2016 4.48530% RATE CHANGE 0.00 34.76 0.00 7,021.18 0.00 279,000.00 0.00 0.00 22-Jul-2016 4.48740% RATE CHANGE 0.00 0.00 0.00 7,021.18 0.00 279,000.00 0.00 0.00 22-Jul-2016 4.48740% RATE CHANGE 0.00 104.33 0.00 7,125.51 0.00 279,000.00 0.00 0.00 25-Jul-2016 4.48790% RATE CHANGE 0.00 0.00 0.00 7,125.51 0.00 279,000.00 0.00 0.00 25-Jul-2016 4.48790% RATE CHANGE 0.00 34.78 0.00 7,160.29 0.00 279,000.00 0.00 0.00 26-Jul-2016 4.49040% RATE CHANGE 0.00 0.00 0.00 7,160.29 0.00 279,000.00 0.00 0.00 26-Jul-2016 4.49040% RATE CHANGE 0.00 34.80 0.00 7,195.10 0.00 279,000.00 0.00 0.00 27-Jul-2016 4.49090% RATE CHANGE 0.00 0.00 0.00 7,195.10 0.00 279,000.00 0.00 0.00 Page 47 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 99 of 103 PageID: 469Case 3:16-cv-02056-DEA Document 24-4 Filed 01/25/17 Page 121 of 128 PageID: 860 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 27-Jul-2016 4.49090% RATE CHANGE 0.00 34.80 0.00 7,229.90 0.00 279,000.00 0.00 0.00 28-Jul-2016 4.49265% RATE CHANGE 0.00 0.00 0.00 7,229.90 0.00 279,000.00 0.00 0.00 28-Jul-2016 4.49265% RATE CHANGE 0.00 34.82 0.00 7,264.72 0.00 279,000.00 0.00 0.00 29-Jul-2016 4.49565% RATE CHANGE 0.00 0.00 0.00 7,264.72 0.00 279,000.00 0.00 0.00 29-Jul-2016 4.49565% RATE CHANGE 0.00 104.52 0.00 7,369.24 0.00 279,000.00 0.00 0.00 01-Aug-2016 4.49390% RATE CHANGE 0.00 0.00 0.00 7,369.24 0.00 279,000.00 0.00 0.00 01-Aug-2016 4.49390% RATE CHANGE 0.00 34.83 0.00 7,404.07 0.00 279,000.00 0.00 0.00 02-Aug-2016 4.49590% RATE CHANGE 0.00 0.00 0.00 7,404.07 0.00 279,000.00 0.00 0.00 02-Aug-2016 4.49590% RATE CHANGE 0.00 34.84 0.00 7,438.91 0.00 279,000.00 0.00 0.00 03-Aug-2016 4.49390% RATE CHANGE 0.00 0.00 0.00 7,438.91 0.00 279,000.00 0.00 0.00 03-Aug-2016 4.49390% RATE CHANGE 0.00 69.66 0.00 7,508.57 0.00 279,000.00 0.00 0.00 05-Aug-2016 4.49690% RATE CHANGE 0.00 0.00 0.00 7,508.57 0.00 279,000.00 0.00 0.00 05-Aug-2016 4.49690% RATE CHANGE 0.00 104.55 0.00 7,613.12 0.00 279,000.00 0.00 0.00 08-Aug-2016 4.49840% RATE CHANGE 0.00 0.00 0.00 7,613.12 0.00 279,000.00 0.00 0.00 08-Aug-2016 4.49840% RATE CHANGE 0.00 34.86 0.00 7,647.98 0.00 279,000.00 0.00 0.00 09-Aug-2016 4.50390% RATE CHANGE 0.00 0.00 0.00 7,647.98 0.00 279,000.00 0.00 0.00 09-Aug-2016 4.50390% RATE CHANGE 0.00 34.91 0.00 7,682.89 0.00 279,000.00 0.00 0.00 10-Aug-2016 4.51190% RATE CHANGE 0.00 0.00 0.00 7,682.89 0.00 279,000.00 0.00 0.00 10-Aug-2016 4.51190% RATE CHANGE 0.00 34.97 0.00 7,717.86 0.00 279,000.00 0.00 0.00 11-Aug-2016 4.51315% RATE CHANGE 0.00 0.00 0.00 7,717.86 0.00 279,000.00 0.00 0.00 11-Aug-2016 4.51315% RATE CHANGE 0.00 34.98 0.00 7,752.83 0.00 279,000.00 0.00 0.00 12-Aug-2016 4.51765% RATE CHANGE 0.00 0.00 0.00 7,752.83 0.00 279,000.00 0.00 0.00 12-Aug-2016 4.51765% RATE CHANGE 0.00 105.04 0.00 7,857.87 0.00 279,000.00 0.00 0.00 15-Aug-2016 4.50765% RATE CHANGE 0.00 0.00 0.00 7,857.87 0.00 279,000.00 0.00 0.00 15-Aug-2016 4.50765% RATE CHANGE 0.00 34.93 0.00 7,892.80 0.00 279,000.00 0.00 0.00 16-Aug-2016 4.50665% RATE CHANGE 0.00 0.00 0.00 7,892.80 0.00 279,000.00 0.00 0.00 16-Aug-2016 4.50665% RATE CHANGE 0.00 34.93 0.00 7,927.73 0.00 279,000.00 0.00 0.00 17-Aug-2016 4.50744% RATE CHANGE 0.00 0.00 0.00 7,927.73 0.00 279,000.00 0.00 0.00 17-Aug-2016 4.50744% RATE CHANGE 0.00 69.87 0.00 7,997.59 0.00 279,000.00 0.00 0.00 19-Aug-2016 4.51411% RATE CHANGE 0.00 0.00 0.00 7,997.59 0.00 279,000.00 0.00 0.00 19-Aug-2016 4.51411% RATE CHANGE 0.00 104.95 0.00 8,102.55 0.00 279,000.00 0.00 0.00 22-Aug-2016 4.51244% RATE CHANGE 0.00 0.00 0.00 8,102.55 0.00 279,000.00 0.00 0.00 22-Aug-2016 4.51244% RATE CHANGE 0.00 34.97 0.00 8,137.52 0.00 279,000.00 0.00 0.00 23-Aug-2016 4.52106% RATE CHANGE 0.00 0.00 0.00 8,137.52 0.00 279,000.00 0.00 0.00 23-Aug-2016 4.52106% RATE CHANGE 0.00 35.04 0.00 8,172.56 0.00 279,000.00 0.00 0.00 24-Aug-2016 4.52217% RATE CHANGE 0.00 0.00 0.00 8,172.56 0.00 279,000.00 0.00 0.00 24-Aug-2016 4.52217% RATE CHANGE 0.00 35.05 0.00 8,207.60 0.00 279,000.00 0.00 0.00 25-Aug-2016 4.52439% RATE CHANGE 0.00 0.00 0.00 8,207.60 0.00 279,000.00 0.00 0.00 25-Aug-2016 4.52439% RATE CHANGE 0.00 35.06 0.00 8,242.67 0.00 279,000.00 0.00 0.00 26-Aug-2016 4.51994% RATE CHANGE 0.00 0.00 0.00 8,242.67 0.00 279,000.00 0.00 0.00 26-Aug-2016 4.51994% RATE CHANGE 0.00 140.12 0.00 8,382.79 0.00 279,000.00 0.00 0.00 30-Aug-2016 4.52383% RATE CHANGE 0.00 0.00 0.00 8,382.79 0.00 279,000.00 0.00 0.00 30-Aug-2016 4.52383% RATE CHANGE 0.00 35.06 0.00 8,417.85 0.00 279,000.00 0.00 0.00 31-Aug-2016 4.52439% RATE CHANGE 0.00 0.00 0.00 8,417.85 0.00 279,000.00 0.00 0.00 Page 48 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 100 of 103 PageID: 4704 4 01 25 7 22 28 861 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 31-Aug-2016 4.52439% RATE CHANGE 0.00 35.06 0.00 8,452.91 0.00 279,000.00 0.00 0.00 01-Sep-2016 4.52322% RATE CHANGE 0.00 0.00 0.00 8,452.91 0.00 279,000.00 0.00 0.00 01-Sep-2016 4.52322% RATE CHANGE 0.00 35.06 0.00 8,487.96 0.00 279,000.00 0.00 0.00 02-Sep-2016 4.52489% RATE CHANGE 0.00 0.00 0.00 8,487.96 0.00 279,000.00 0.00 0.00 02-Sep-2016 4.52489% RATE CHANGE 0.00 105.20 0.00 8,593.17 0.00 279,000.00 0.00 0.00 05-Sep-2016 4.52294% RATE CHANGE 0.00 0.00 0.00 8,593.17 0.00 279,000.00 0.00 0.00 05-Sep-2016 4.52294% RATE CHANGE 0.00 35.05 0.00 8,628.22 0.00 279,000.00 0.00 0.00 06-Sep-2016 4.52572% RATE CHANGE 0.00 0.00 0.00 8,628.22 0.00 279,000.00 0.00 0.00 06-Sep-2016 4.52572% RATE CHANGE 0.00 35.07 0.00 8,663.30 0.00 279,000.00 0.00 0.00 07-Sep-2016 4.51933% RATE CHANGE 0.00 35.02 0.00 8,698.32 0.00 279,000.00 0.00 0.00 08-Sep-2016 4.51656% RATE CHANGE 0.00 0.00 0.00 8,698.32 0.00 279,000.00 0.00 0.00 08-Sep-2016 4.51656% RATE CHANGE 0.00 35.00 0.00 8,733.32 0.00 279,000.00 0.00 0.00 09-Sep-2016 4.51322% RATE CHANGE 0.00 0.00 0.00 8,733.32 0.00 279,000.00 0.00 0.00 09-Sep-2016 4.51322% RATE CHANGE 0.00 104.93 0.00 8,838.26 0.00 279,000.00 0.00 0.00 12-Sep-2016 4.51822% RATE CHANGE 0.00 0.00 0.00 8,838.26 0.00 279,000.00 0.00 0.00 12-Sep-2016 4.51822% RATE CHANGE 0.00 35.02 0.00 8,873.27 0.00 279,000.00 0.00 0.00 13-Sep-2016 4.52689% RATE CHANGE 0.00 0.00 0.00 8,873.27 0.00 279,000.00 0.00 0.00 13-Sep-2016 4.52689% RATE CHANGE 0.00 35.08 0.00 8,908.36 0.00 279,000.00 0.00 0.00 14-Sep-2016 4.52772% RATE CHANGE 0.00 0.00 0.00 8,908.36 0.00 279,000.00 0.00 0.00 14-Sep-2016 4.52772% RATE CHANGE 0.00 35.09 0.00 8,943.45 0.00 279,000.00 0.00 0.00 15-Sep-2016 4.52428% RATE CHANGE 0.00 0.00 0.00 8,943.45 0.00 279,000.00 0.00 0.00 15-Sep-2016 4.52428% RATE CHANGE 0.00 35.06 0.00 8,978.51 0.00 279,000.00 0.00 0.00 16-Sep-2016 4.52956% RATE CHANGE 0.00 0.00 0.00 8,978.51 0.00 279,000.00 0.00 0.00 16-Sep-2016 4.52956% RATE CHANGE 0.00 105.31 0.00 9,083.82 0.00 279,000.00 0.00 0.00 19-Sep-2016 4.53094% RATE CHANGE 0.00 0.00 0.00 9,083.82 0.00 279,000.00 0.00 0.00 19-Sep-2016 4.53094% RATE CHANGE 0.00 35.11 0.00 9,118.94 0.00 279,000.00 0.00 0.00 20-Sep-2016 4.53178% RATE CHANGE 0.00 0.00 0.00 9,118.94 0.00 279,000.00 0.00 0.00 20-Sep-2016 4.53178% RATE CHANGE 0.00 35.12 0.00 9,154.06 0.00 279,000.00 0.00 0.00 21-Sep-2016 4.53617% RATE CHANGE 0.00 0.00 0.00 9,154.06 0.00 279,000.00 0.00 0.00 21-Sep-2016 4.53617% RATE CHANGE 0.00 35.16 0.00 9,189.21 0.00 279,000.00 0.00 0.00 22-Sep-2016 4.54306% RATE CHANGE 0.00 0.00 0.00 9,189.21 0.00 279,000.00 0.00 0.00 22-Sep-2016 4.54306% RATE CHANGE 0.00 35.21 0.00 9,224.42 0.00 279,000.00 0.00 0.00 23-Sep-2016 4.54633% RATE CHANGE 0.00 0.00 0.00 9,224.42 0.00 279,000.00 0.00 0.00 23-Sep-2016 4.54633% RATE CHANGE 0.00 105.70 0.00 9,330.12 0.00 279,000.00 0.00 0.00 26-Sep-2016 4.52528% RATE CHANGE 0.00 0.00 0.00 9,330.12 0.00 279,000.00 0.00 0.00 26-Sep-2016 4.52528% RATE CHANGE 0.00 35.07 0.00 9,365.19 0.00 279,000.00 0.00 0.00 27-Sep-2016 4.52222% RATE CHANGE 0.00 0.00 0.00 9,365.19 0.00 279,000.00 0.00 0.00 27-Sep-2016 4.52222% RATE CHANGE 0.00 35.05 0.00 9,400.24 0.00 279,000.00 0.00 0.00 28-Sep-2016 4.52444% RATE CHANGE 0.00 0.00 0.00 9,400.24 0.00 279,000.00 0.00 0.00 28-Sep-2016 4.52444% RATE CHANGE 0.00 35.06 0.00 9,435.31 0.00 279,000.00 0.00 0.00 29-Sep-2016 4.52667% RATE CHANGE 0.00 0.00 0.00 9,435.31 0.00 279,000.00 0.00 0.00 29-Sep-2016 4.52667% RATE CHANGE 0.00 35.08 0.00 9,470.39 0.00 279,000.00 0.00 0.00 30-Sep-2016 4.52438% RATE CHANGE 0.00 0.00 0.00 9,470.39 0.00 279,000.00 0.00 0.00 30-Sep-2016 4.52438% RATE CHANGE 0.00 105.19 0.00 9,575.58 0.00 279,000.00 0.00 0.00 Page 49 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 101 of 103 PageID: 4714 4 01 25 7 23 28 862 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 03-Oct-2016 4.52722% RATE CHANGE 0.00 0.00 0.00 9,575.58 0.00 279,000.00 0.00 0.00 03-Oct-2016 4.52722% RATE CHANGE 0.00 35.09 0.00 9,610.67 0.00 279,000.00 0.00 0.00 04-Oct-2016 4.53111% RATE CHANGE 0.00 0.00 0.00 9,610.67 0.00 279,000.00 0.00 0.00 04-Oct-2016 4.53111% RATE CHANGE 0.00 35.12 0.00 9,645.78 0.00 279,000.00 0.00 0.00 05-Oct-2016 4.52833% RATE CHANGE 0.00 0.00 0.00 9,645.78 0.00 279,000.00 0.00 0.00 05-Oct-2016 4.52833% RATE CHANGE 0.00 35.09 0.00 9,680.88 0.00 279,000.00 0.00 0.00 06-Oct-2016 4.52722% RATE CHANGE 0.00 0.00 0.00 9,680.88 0.00 279,000.00 0.00 0.00 06-Oct-2016 4.52722% RATE CHANGE 0.00 35.09 0.00 9,715.96 0.00 279,000.00 0.00 0.00 07-Oct-2016 4.52567% RATE CHANGE 0.00 0.00 0.00 9,715.96 0.00 279,000.00 0.00 0.00 07-Oct-2016 4.52567% RATE CHANGE 0.00 105.22 0.00 9,821.18 0.00 279,000.00 0.00 0.00 10-Oct-2016 4.52956% RATE CHANGE 0.00 0.00 0.00 9,821.18 0.00 279,000.00 0.00 0.00 10-Oct-2016 4.52956% RATE CHANGE 0.00 35.10 0.00 9,856.29 0.00 279,000.00 0.00 0.00 11-Oct-2016 4.52900% RATE CHANGE 0.00 0.00 0.00 9,856.29 0.00 279,000.00 0.00 0.00 11-Oct-2016 4.52900% RATE CHANGE 0.00 35.10 0.00 9,891.39 0.00 279,000.00 0.00 0.00 12-Oct-2016 4.52956% RATE CHANGE 0.00 35.10 0.00 9,926.49 0.00 279,000.00 0.00 0.00 13-Oct-2016 4.53067% RATE CHANGE 0.00 0.00 0.00 9,926.49 0.00 279,000.00 0.00 0.00 13-Oct-2016 4.53067% RATE CHANGE 0.00 35.11 0.00 9,961.60 0.00 279,000.00 0.00 0.00 14-Oct-2016 4.53456% RATE CHANGE 0.00 0.00 0.00 9,961.60 0.00 279,000.00 0.00 0.00 14-Oct-2016 4.53456% RATE CHANGE 0.00 140.57 0.00 10,102.18 0.00 279,000.00 0.00 0.00 18-Oct-2016 4.53567% RATE CHANGE 0.00 0.00 0.00 10,102.18 0.00 279,000.00 0.00 0.00 18-Oct-2016 4.53567% RATE CHANGE 0.00 35.15 0.00 10,137.33 0.00 279,000.00 0.00 0.00 19-Oct-2016 4.52789% RATE CHANGE 0.00 0.00 0.00 10,137.33 0.00 279,000.00 0.00 0.00 19-Oct-2016 4.52789% RATE CHANGE 0.00 35.09 0.00 10,172.42 0.00 279,000.00 0.00 0.00 20-Oct-2016 4.52567% RATE CHANGE 0.00 0.00 0.00 10,172.42 0.00 279,000.00 0.00 0.00 20-Oct-2016 4.52567% RATE CHANGE 0.00 35.07 0.00 10,207.49 0.00 279,000.00 0.00 0.00 21-Oct-2016 4.52456% RATE CHANGE 0.00 0.00 0.00 10,207.49 0.00 279,000.00 0.00 0.00 21-Oct-2016 4.52456% RATE CHANGE 0.00 105.20 0.00 10,312.69 0.00 279,000.00 0.00 0.00 24-Oct-2016 4.52400% RATE CHANGE 0.00 0.00 0.00 10,312.69 0.00 279,000.00 0.00 0.00 24-Oct-2016 4.52400% RATE CHANGE 0.00 35.06 0.00 10,347.75 0.00 279,000.00 0.00 0.00 25-Oct-2016 4.53400% RATE CHANGE 0.00 0.00 0.00 10,347.75 0.00 279,000.00 0.00 0.00 25-Oct-2016 4.53400% RATE CHANGE 0.00 70.28 0.00 10,418.03 0.00 279,000.00 0.00 0.00 27-Oct-2016 4.53589% RATE CHANGE 0.00 0.00 0.00 10,418.03 0.00 279,000.00 0.00 0.00 27-Oct-2016 4.53589% RATE CHANGE 0.00 35.15 0.00 10,453.18 0.00 279,000.00 0.00 0.00 28-Oct-2016 4.53478% RATE CHANGE 0.00 0.00 0.00 10,453.18 0.00 279,000.00 0.00 0.00 28-Oct-2016 4.53478% RATE CHANGE 0.00 105.43 0.00 10,558.61 0.00 279,000.00 0.00 0.00 31-Oct-2016 4.53433% RATE CHANGE 0.00 0.00 0.00 10,558.61 0.00 279,000.00 0.00 0.00 31-Oct-2016 4.53433% RATE CHANGE 0.00 35.14 0.00 10,593.75 0.00 279,000.00 0.00 0.00 01-Nov-2016 4.53267% RATE CHANGE 0.00 0.00 0.00 10,593.75 0.00 279,000.00 0.00 0.00 01-Nov-2016 4.53267% RATE CHANGE 0.00 35.13 0.00 10,628.88 0.00 279,000.00 0.00 0.00 02-Nov-2016 4.53378% RATE CHANGE 0.00 0.00 0.00 10,628.88 0.00 279,000.00 0.00 0.00 02-Nov-2016 4.53378% RATE CHANGE 0.00 35.14 0.00 10,664.02 0.00 279,000.00 0.00 0.00 03-Nov-2016 4.53044% RATE CHANGE 0.00 0.00 0.00 10,664.02 0.00 279,000.00 0.00 0.00 03-Nov-2016 4.53044% RATE CHANGE 0.00 35.11 0.00 10,699.13 0.00 279,000.00 0.00 0.00 04-Nov-2016 4.53200% RATE CHANGE 0.00 0.00 0.00 10,699.13 0.00 279,000.00 0.00 0.00 Page 50 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 102 of 103 PageID: 4724 4 01 25 7 24 28 863 AFS Loan History Report AFS Bank: 38 Report Date: 11/16/2016 Obligor Name: ALL CLEAN JANITORIAL SUPPLY COMPANY INC AFS Obligor: 6174 AFS Obligation: 0281 Terms of Note: Interest Rate: 4.54206% Legacy System Info: Interest Basis: 360 Legacy System Entity/Bank: Maturity Date: 11/30/2015 Legacy System Account/Obligor: 0000000000 Associate Name: Babita Bhandari Legacy System Note/Obligation: 0000000000 Legal Balance Information Eff. Date Rate Tran Desc Total Tran Int Accr Int Tran Int Bal Prin Tran Legal Prin Bal Fees Late Chgs 04-Nov-2016 4.53200% RATE CHANGE 0.00 105.37 0.00 10,804.50 0.00 279,000.00 0.00 0.00 07-Nov-2016 4.53256% RATE CHANGE 0.00 0.00 0.00 10,804.50 0.00 279,000.00 0.00 0.00 07-Nov-2016 4.53256% RATE CHANGE 0.00 35.13 0.00 10,839.63 0.00 279,000.00 0.00 0.00 08-Nov-2016 4.53533% RATE CHANGE 0.00 0.00 0.00 10,839.63 0.00 279,000.00 0.00 0.00 08-Nov-2016 4.53533% RATE CHANGE 0.00 70.30 0.00 10,909.92 0.00 279,000.00 0.00 0.00 10-Nov-2016 4.53700% RATE CHANGE 0.00 0.00 0.00 10,909.92 0.00 279,000.00 0.00 0.00 10-Nov-2016 4.53700% RATE CHANGE 0.00 35.16 0.00 10,945.09 0.00 279,000.00 0.00 0.00 11-Nov-2016 4.53644% RATE CHANGE 0.00 0.00 0.00 10,945.09 0.00 279,000.00 0.00 0.00 11-Nov-2016 4.53644% RATE CHANGE 0.00 105.47 0.00 11,050.56 0.00 279,000.00 0.00 0.00 14-Nov-2016 4.53817% RATE CHANGE 0.00 0.00 0.00 11,050.56 0.00 279,000.00 0.00 0.00 14-Nov-2016 4.53817% RATE CHANGE 0.00 70.34 0.00 11,120.90 0.00 279,000.00 0.00 0.00 16-Nov-2016 4.54206% RATE CHANGE 0.00 0.00 0.00 11,120.90 0.00 279,000.00 0.00 0.00 16-Nov-2016 4.54206% RATE CHANGE 0.00 0.00 0.00 11,120.90 0.00 279,000.00 0.00 0.00 16-Nov-16 Version 01 67,789.91 (56,669.01) 11,120.90 279,000.00 0.00 0.00 Interest Interest Interest Principal Fees Late Charges Accrued Paid Receivable Balance Paid Paid Page 51 of 51 Case 3:16-cv-02056-DEA Document 20-3 Filed 12/14/16 Page 103 of 103 PageID: 4734 4 01 25 7 25 28 864 EXHIBIT 2 EXHIBIT 2 Case 3:16-cv-02056-DEA Document 20-4 Filed 12/14/16 Page 1 of 3 PageID: 474Case 3:16-cv-02 56-DEA Document 24-4 Filed 01/25/17 Page 126 128 PageID: 865 Last Name: MANFREDO First Name: JOSEPH Middle Name: Active Duty Status As Of: Dec-09-2016 Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 Department of Defense Manpower Data Center Results as of : Dec-09-2016 09:53:22 AM SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Case 3:16-cv-02056-DEA Document 20-4 Filed 12/14/16 Page 2 of 3 PageID: 475Case 3:16-cv-02 56-DEA Document 24-4 Filed 01/25/17 Page 127 128 PageID: 866 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service. Service contact information can be found on the SCRA website's FAQ page (Q33) via this URL: https://scra.dmdc.osd.mil/faq.xhtml#Q33. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: BB360 Case 3:16-cv-02056-DEA Document 20-4 Filed 12/14/16 Page 3 of 3 PageID: 476Case 3:16-cv-02 56-DEA Document 24-4 Filed 01/25/17 Page 128 128 PageID: 867 EXHIBIT B EXHIBIT B Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 1 of 54 PageID: 868 2178983v.2 WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, New Jersey 07932-0668 Tel.: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA CERTIFICATION IN SUPPORT OF MOTION FOR ENTRY OF JUDGMENT BY DEFAULT AGAINST DEFENDANTS ALL CLEAN BUILDING SERVICES INC., ALL CLEAN JANITORIAL SUPPLY COMPANY INC. AND JOSEPH A. MANFREDO PURSUANT TO FED. R. CIV. P. 55(b) (Document Filed Electronically) TIMOTHY R. WHEELER, does hereby certify that: 1. I am an attorney-at-law of the State of New Jersey and am Of Counsel with the firm of Wilson, Elser, Moskowitz, Edelman & Dicker LLP, attorneys for plaintiff, Bank of America, N.A. (the “Bank”), Plaintiff in the above-captioned action. As such, I am familiar with the facts and proceedings of this action. 2. I make this certification pursuant to Fed. R. Civ. P. 55(b) in support of the Bank’s motion for entry of judgment by default (the “Motion”) against defendants All Clean Building Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 1 of 8 PageID: 477Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 2 of 54 PageID: 869 2178983v.2 Services Inc. (“Building Services”), All Clean Janitorial Supply Company Inc. (“Janitorial Supply”), and Joseph A. Manfredo (“Joseph” and together with Building Services and Janitorial Supply, the “Non-Answering Defendants”).1 3. Jurisdiction of the subject matter of this action is based upon diversity jurisdiction. 4. This is an action to recover money damages, possession of certain collateral, and a judgment foreclosing on the Bank’s security interests in and to that collateral, in connection with a series of commercial loan agreements and guaranties between the Bank and the Defendants. PROCEDURAL HISTORY 5. The Bank filed its Verified Complaint with exhibits, Civil Cover Sheet, Corporate Disclosure Statement, and related documents in this matter on April 13, 2016. See Doc. Nos. 1 & 2. 6. On April 4, 2016, the Clerk of the Court issued summonses as to all of the Defendants. See Doc. No. 3. 7. On April 22, 2016, copies of the Summons, Civil Cover Sheet, Certification, Verified Complaint, Exhibits and Disclosure Statement were properly served upon defendant All Clean Building Services Inc. at 990 Spruce Street, Lawrenceville, NJ 08648-4548. A copy of the Executed Summons of All Clean Building Services Inc. dated April 22, 2016, was electronically filed with the Court on May 17, 2016. See Doc. No. 9. 8. On April 22, 2016, copies of the Summons, Civil Cover Sheet, Certification, Verified Complaint, Exhibits and Disclosure Statement were properly served upon defendant All Clean Janitorial Supply Company Inc. at 990 Spruce Street, Lawrenceville, NJ 08648-4548. A 1 Defendant Kathleen R. Manfredo (“Kathleen” and together with the Non-Answering Defendants, the “Defendants”) filed an answer to the Verified Complaint found at Docket No. 1 (the “Verified Complaint”), and Kathleen is not, therefore, the subject of the relief sought in the Motion. Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 2 of 8 PageID: 478Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 3 of 54 PageID: 870 2178983v.2 copy of the Executed Summons of All Clean Janitorial Supply Inc. dated April 22, 2016 was electronically filed with the Court on May 17, 2016. See Doc. No. 10. 9. On May 18, 2016, copies of the Summons, Civil Cover Sheet, Certification, Verified Complaint, Exhibits, Disclosure Statement and Waiver of Summons form (two copies) were properly served upon counsel for defendant Joseph A. Manfredo, David Waltzer, Esq., at One Central Avenue, Suite 307, Tarrytown, NY 10591. A copy of the fully-executed Waiver of Service of Summons of Joseph A. Manfredo dated May 20, 2016 was electronically filed with the Court on May 20, 2016. See Doc. No. 12. 10. The time within which the Non-Answering Defendants may have answered or otherwise moved as to the Verified Complaint in this matter expired, the Non-Answering Defendants did not answer or otherwise move, and the time for the Non-Answering Defendants to answer or move was not extended. 11. On August 18, 2016, the Bank filed a Request for Entry of Default Pursuant to Fed R. Civ. P. 55(a) with respect to the Non-Answering Defendants. See Doc. No. 15. Thereafter, the Clerk of the Court entered default as to the Non-Answering Defendants. 12. By report dated December 9, 2016, the Defense Manpower Data Center confirmed that Joseph A. Manfredo is not presently engaged in the military service of the United States of America. A true copy of the report prepared by the Defense Manpower Data Center in regard to Joseph A. Manfredo is attached to the accompanying Affidavit of Derek Plourde in Support of Motion for Entry of Judgment by Default (the “Plourde Aff.”) as Exhibit 2. 13. Upon information and belief, defendant Joseph A. Manfredo is neither an infant nor otherwise incompetent. 14. Defendants All Clean Building Services Inc. and All Clean Janitorial Supply Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 3 of 8 PageID: 479Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 4 of 54 PageID: 871 2178983v.2 Company Inc. are corporations and therefore cannot be infants or incompetent or serve in the military of the United States. 15. As set forth in greater detail in the Plourde Aff., the Bank seeks a judgment of possession of and foreclosing on its security interest in the Collateral (as defined in the Plourde Aff.) and seeks a monetary judgment against the Defendants in a liquidated amount, plus interest thereon and the Bank’s costs, expenses, and legal fees (which are contractually due and owing), no part of which has been paid. 16. The disbursements sought to be taxed have been made in this action or will necessarily be made herein. ATTORNEYS’ FEES AND COSTS INCURRED BY THE BANK 17. As more fully set forth in the Verified Complaint and the exhibits annexed thereto, each of the relevant loan documents, i.e., loan agreements, security agreements, and guaranties, provides that, upon the occurrence of a default thereunder, the Bank would be entitled to recover its attorneys’ fees incurred in connection with enforcement of its rights against the Defendants. See generally, Exhibit “A” at ¶ 9.6; Exhibit “B” at ¶ 11(g); Exhibit “D” at ¶¶ 1, 2(c) and 22; Exhibit “E” at ¶¶ 1, 2(c) and 22; Exhibit “F” at ¶¶ 1, 2(c) and 22; Exhibit “K” at ¶ 9.6; Exhibit “L” at ¶ 11(g); Exhibit “N” at ¶¶ 1, 2(c) and 22; Exhibit “O” at ¶¶ 1, 2(c) and 22; and Exhibit “P” at ¶¶ 1, 2(c) and 22; 18. As more fully set forth below and in the invoices annexed hereto as Exhibit “A”, the Bank incurred and continues to incur legal fees in connection with its attempts to recover the sums due to it from the Defendants herein, including, without limitation, the instant action. 19. The aggregate costs, disbursements, and legal fees incurred by the Bank as a result of the Defendants’ defaults, less a 5% discount, are in the amount of $60,431.20 as of November 17, Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 4 of 8 PageID: 480Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 5 of 54 PageID: 872 2178983v.2 2016, comprised of costs of $2,607.14 and legal fees of $57,824.06. The legal professionals performing work on this matter were (and are) Daniel F. Flores (a partner at Wilson, Elser, Moskowitz, Edelman & Dicker LLP), the Declarant, Timothy R. Wheeler (of counsel to Wilson, Elser, Moskowitz, Edelman & Dicker LLP) and Sheyla Ibazeta (a paralegal at Wilson, Elser, Moskowitz, Edelman & Dicker LLP). 20. Specifically, the tasks undertaken during that period of time included reviewing the file and loan documents, holding telephone conferences and having email communications with the client, negotiations with the Defendants and Defendants’ counsel as to possible settlement parameters and a potential forbearance agreement, preparation of demand letters to the Defendants, preparation of the Verified Complaint, appearance of counsel at an initial conference before the Magistrate Judge in this matter, preparation of the Request to Enter Default, preparation of the instant Motion for Entry of Judgment by Default, and preparation of written discovery requests. In addition, counsel for the Bank began initial preparation of other documents and pleadings including, without limitation, an Application for Issuance of a Writ of Replevin, Temporary Restraints and Other Relief, and a Motion for Summary Judgment against defendant Kathleen R. Manfredo.2 21. By way of background and to demonstrate the reasonableness of the time spent and rate charged for the fees incurred herein, a summary of the legal professionals billing on this case is as follows: (a) Mr. Flores is a graduate of Rutgers College and a 1990 graduate of Rutgers University School of Law, and is the responsible partner for this matter. Mr. Flores’ regular 2 The Bank expressly reserves all rights to modify or amend the relief sought in the Motion to include seeking recovery of any and all fees and costs accrued in connection with these contemplated pleadings and/or any other fees and costs accrued in connection with this matter. Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 5 of 8 PageID: 481Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 6 of 54 PageID: 873 2178983v.2 hourly rate for Bank of America matters of this kind is discounted to $310.00, plus an additional discount of 5%, resulting in an applicable hourly rate for this matter of $294.50; (b) Mr. Wheeler is a graduate of Princeton University and a 2003 graduate of Seton Hall University School of Law, and practices in the areas of bankruptcy, creditors’ rights litigation and commercial litigation. Mr. Wheeler’s regular hourly rate for Bank of America matters of this kind is discounted to $310.00, plus an additional discount of 5%, resulting in an applicable hourly rate for this matter of $294.50; and (c) Ms. Ibazeta is a paralegal who practices in the areas of bankruptcy, creditors’ rights litigation and commercial litigation. Ms. Ibazeta’s regular hourly rate is currently $135.00, with an additional 5% discount applied on all bills in this matter, making her applicable hourly rate for this matter $128.25. 22. The undersigned has reviewed the bills prepared by Wilson, Elser, Moskowitz, Edelman & Dicker LLP and the time entries contained in such bills, verifies that the time and the amounts billed therefor are accurate, and respectfully submits that the time spent was reasonable and necessary. 23. Accordingly, the Bank should also be awarded a default judgment against the Non- Answering Defendants in the amount set forth in the Statement of Amount Due attached hereto and as more fully described in the Plourde Aff., plus contractual attorneys’ fees and costs through November 17, 2016 in the amount of $60,645.10. (A proposed default judgment was filed simultaneously herewith.) Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 6 of 8 PageID: 482Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 7 of 54 PageID: 874 2178983v.2 I hereby certify that the foregoing statements made by me are true. I am aware that if any of the foregoing statements made by me are willfully false, I am subject to punishment. /s/ Timothy R. Wheeler TIMOTHY R. WHEELER Dated: December 14, 2016 Florham Park, New Jersey Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 7 of 8 PageID: 483Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 8 of 54 PageID: 875 2178983v.2 STATEMENT OF AMOUNT DUE Services Loan Principal Balance $ 1,184,929.68 Services Loan Interest Balance (annual rate of 4.54206%): $ 47,231.12 Forbearance Fee $ 22,500.00 Total Services Loan Principal, Interest and Fees Due as of Nov. 16, 2016 $ 1,254,660.80 (per diem rate of interest after Nov. 16, 2016 of $149.77) Supply Loan Principal Balance $ 279,000.00 Supply Loan Interest Balance (annual rate of 4.54206%): $ 11,120.90 Total Supply Loan Principal and Interest Due as of November 16, 2016 $ 290,120.90 (per diem rate of interest after Nov. 16, 2016 of $35.26) Attorneys’ Fees and Costs as of Nov. 17, 2016 $ 60,431.20 (costs include the following costs of suit): Title and UCC Searches - $1,504.50 Filing Complaint - $400.00 Service of Process - $943.00 Total: $ 1,605,212.90 Case 3:16-cv-02056-DEA Document 20-5 Filed 12/14/16 Page 8 of 8 PageID: 484Case 3:16-cv-02056-DEA Docu ent 24-5 Filed 01/25/17 Page 9 of 54 PageID: 876 EXHIBIT A Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 1 of 45 PageID: 485Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 10 of 54 PageID: 877 2196076v.1 ALL CLEAN BUILDING SERVICES INC. 12048.00158 Invoice Date: Total for All Clean Building Services Inc.: March 21, 2016 3,210.05 April 21, 2016 7,195.54 May 27, 2016 9,068.13 June 16, 2016 5,340.60 July 17,2016 3,303.62 August 15, 2016 2,329.35 September 15, 2016 6,979.65 October 18, 2016 8,498.23 November 6, 2016 10,441.93 November 18, 2016 ($4,278.00 less 5% discount) 4,064.10 Total: $60,431.20 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 2 of 45 PageID: 486Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 11 of 54 PageID: 878 March 21, 2016 Invoice # 2608443 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through February 26, 2016 3,379.00 For Disbursements Incurred .00 ----------------- TOTAL 3,379.00 LESS 5% DISCOUNT -168.95 ----------------- BALANCE DUE 3,210.05 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 3 of 45 PageID: 487Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 12 of 54 PageID: 879 BANK OF AMERICA - SMALL BUSINESS - NY March 21, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2608443 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 2/02/16 DFF .20 62.00 Review CAD received from client re new matter background. 2/02/16 DFF .20 62.00 Telcon D. Plourde re matter background. next steps to demand payment. 2/02/16 DFF .30 93.00 Brief review of docs received from client and attention to preparation of default/demand notice. 2/03/16 TRW 1.70 527.00 Initial review of loan documents and preparation of summary report in contemplation of preparing demand communication 2/04/16 TRW 2.50 775.00 Review and analyze loan documents and prepare summary in contemplation of preparing demand communication 2/08/16 TRW .40 124.00 Review loan documents and prepare summary in contemplation of preparing default/demand communication in connection with loan defaults 2/09/16 TRW .90 279.00 Review loan documents, prepare summary for client in contemplation of preparing demand communication 2/10/16 TRW 1.50 465.00 Prepare and revise demand communication in connection with matured Building Services Loan and Janitorial Supply Loan and related loan documents and amendments 2/25/16 DFF 1.30 403.00 Review loan documents for 2 loans, including Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 4 of 45 PageID: 488Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 13 of 54 PageID: 880 BANK OF AMERICA - SMALL BUSINESS - NY March 21, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2608443 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION multiple forbearance agreements. 2/26/16 DFF 1.50 465.00 Continued review of loan documents, revise and finalize notice of default and demand for payment. 2/26/16 DFF .10 31.00 Review balance information and reply to Derek's e mail re strategy. 2/26/16 DFF .30 93.00 Review and reply to Derek's e mail re balances due and possible forbearance and finalize demand communication to all obligors. TOTAL 3,379.00 TOTAL INVOICE 3,379.00 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 5 of 45 PageID: 489Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 14 of 54 PageID: 881 April 21, 2016 Invoice # 2619529 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through March 28, 2016 7,560.50 For Disbursements Incurred 13.07 ----------------- TOTAL 7,573.57 LESS 5% DISCOUNT -378.03 ----------------- BALANCE DUE 7,195.54 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 6 of 45 PageID: 490Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 15 of 54 PageID: 882 BANK OF AMERICA - SMALL BUSINESS - NY April 21, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2619529 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 3/02/16 DFF .30 93.00 Review e mail and Forbearance approval received from D. Plourde and follow up call with Derek re next steps. 3/08/16 DFF .20 62.00 E mails with Derek and revise proposed e mail to Borrower re possible FB terms. 3/08/16 DFF .30 93.00 Review e mail from Borrower counsel and follow up call with Borrower counsel re settlement proposal/bankruptcy possibility. 3/08/16 DFF .30 93.00 Telcon with D. Plourde re conversation with borrower counsel, settlement proposal/bankruptcy possibility and strategy moving ahead. 3/08/16 DFF .20 62.00 Review PFS received from D. Plourde. 3/09/16 DFF .20 62.00 Review and reply to Derek's e mail re commencement of litigation. 3/11/16 DFF .30 93.00 Review and reply to Derek's e mail re litigation approval and follow up call re title searches. 3/14/16 DFF .30 93.00 Attention to title reports for multiple (4) properties. 3/15/16 SPI .60 81.00 Obtained online public records for borrowers' 2 properties in Florida. Provided to counsel for further review and further instructions. 3/15/16 SPI .30 40.50 Ordered title searches for borrowers' 2 properties in Florida Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 7 of 45 PageID: 491Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 16 of 54 PageID: 883 BANK OF AMERICA - SMALL BUSINESS - NY April 21, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2619529 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 3/15/16 SPI .20 27.00 Telephone call from First American Title regarding title searches on borrowers' 2 NJ properties 3/18/16 TRW 2.80 868.00 Prepare foreclosure complaint in connection with loans that Bank of America extended to All Clean Building Services and All Clean Janitorial Supply Company 3/21/16 TRW .60 186.00 Prepare business loan foreclosure complaint for in connection with All Clean obligations 3/22/16 TRW 4.70 1,457.00 Prepare and revise foreclosure complaint in connection with Building Services and Janitorial Supply loans 3/23/16 TRW 3.30 1,023.00 Prepare commercial loan foreclosure complaint in connection with the All Clean loans and related, supporting documents and exhibits 3/24/16 TRW 5.70 1,767.00 Prepare commercial loan foreclosure complaint in connection with All Clean Building Services and Janitorial Supply loans 3/24/16 SPI .40 54.00 Received, reviewed and saved the two title searches regarding borrower's NJ properties. Followed up with title company regarding the two FL properties. 3/25/16 TRW 1.60 496.00 Prepare exhibits and supporting documents to be submitted along with the commercial loan foreclosure complaint and circulate for review 3/28/16 DFF .80 248.00 Review and revise demand for turnover of Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 8 of 45 PageID: 492Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 17 of 54 PageID: 884 BANK OF AMERICA - SMALL BUSINESS - NY April 21, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2619529 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION collateral and e mail update to D. Plourde re same and next steps. 3/28/16 TRW 1.50 465.00 Prepare collateral turnover demand communication for All Clean in connection with Building Services Loan and Janitorial Supply Loan 3/28/16 TRW .20 62.00 Attention to UCC searches and related issues 3/28/16 SPI .70 94.50 Prepared arranged Exhibit tabs for Complaint (A-BB) 3/28/16 SPI .30 40.50 Received, reviewed and saved title search reports regarding borrowers' two properties in Florida. Same forwarded to counsel for further review. TOTAL 7,560.50 DISBURSEMENTS 2/26/16 FedEx-Overnite Express Courier, Invoice#: 13.07 534135147, Tracking#: 775746725685, Deliver To: Joseph A. Manfredo, President-All Clean Building Services In;Joseph & Kathleen Manfredo, In LAWRENCE TOTAL DISBURSEMENTS 13.07 TOTAL INVOICE 7,573.57 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 9 of 45 PageID: 493Case 3:16-cv-02056-DEA Document 24-5 Filed 01/25/17 Page 18 of 54 PageID: 885 May 27, 2016 Invoice # 2630918 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through April 25, 2016 7,915.50 For Disbursements Incurred 1,548.41 ----------------- TOTAL 9,463.91 LESS 5% DISCOUNT -395.78 ----------------- BALANCE DUE 9,068.13 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 10 of 45 PageID: 4944 5 01 25 7 9 54 886 BANK OF AMERICA - SMALL BUSINESS - NY May 27, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2630918 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 4/01/16 TRW .30 93.00 Attention to UCC searches in connection with All Clean complaint and related issues 4/04/16 DFF .60 186.00 Review title reports on 2 NJ and 2 FL properties owned by guarantors. 4/04/16 DFF 3.30 1,023.00 Review and revise complaint. 4/04/16 DFF .20 62.00 Prepare e mail update to clients re submission of removal notice and request for plaintiff's counsel to waive summons. 4/04/16 TRW 1.00 310.00 Attention to title searches and lien searches for Florida real property and NJ real property owned by borrowers and prepare related summary 4/07/16 DFF 4.80 1,488.00 Review and revise complaint and review all exhibits and e mail to clients for review and approval. 4/07/16 TRW 2.60 806.00 Prepare complaint and related exhibits for submission in the District of New Jersey 4/07/16 SPI 1.60 216.00 Preparation of exhibits A through CC for complaint. 4/08/16 DFF .20 62.00 Review and reply to Derek's e mail re comments to complaint and exhibits. 4/12/16 DFF .70 217.00 Revise and finalize complaint and e mail clean and redline to clients for review and execution. Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 11 of 45 PageID: 4954 5 01 25 7 20 54 887 BANK OF AMERICA - SMALL BUSINESS - NY May 27, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2630918 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 4/12/16 DFF .60 186.00 Review Rule 7.1 certification, civil cover sheet and proposed summons and prepare complaint for submission with exhibits. 4/12/16 DFF .40 124.00 Review title reports regarding addresses for process and Zillow search to confirm Venice property value in light of transfer history. 4/12/16 TRW 1.10 341.00 Prepare Rule 7.1 disclosure statement and civil cover sheet in connection with All Clean breach of contract complaint 4/12/16 TRW 1.00 310.00 Attention to civil cover sheet, Rule 7.1 disclosure statement and other required documents in contemplation of submitting breach of contract complaint 4/13/16 DFF .40 124.00 Attention to finalization of and electronic submission of complaint. 4/13/16 TRW 1.90 589.00 Attention to final edits on breach of contract complaint and exhibits, and submission to the District Court for the District of New Jersey 4/13/16 SPI .50 67.50 Reviewed exhibits A through CC (221 pages) and redacted relevant identifiers. 4/13/16 SPI .40 54.00 E-submitted complaint to district court. 4/14/16 DFF .30 93.00 Review multiple ECF notices re new case submission, case number, summons issued, etc and follow up e mails with client re commencement of case. 4/14/16 DFF .20 62.00 Attention to next steps, delivery of process to Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 12 of 45 PageID: 4964 5 01 25 7 21 54 888 BANK OF AMERICA - SMALL BUSINESS - NY May 27, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2630918 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION defendants. 4/14/16 TRW .30 93.00 Attention to UCC searches and related issues in connection with the New Jersey Department of the Treasury 4/14/16 TRW .50 155.00 Attention to complaint, Rule 7.1 disclosure statement, civil cover sheet and summonses for the defendants 4/14/16 TRW 1.30 403.00 Prepare and submit Wheeler notice of appear in All Clean breach of contract action in NJ District Court, prepare and submit supporting certification required by the clerk of the court 4/14/16 SPI 1.40 189.00 Assembled summons and complaint, along with exhibits for all 4 defendants. 4/15/16 DFF .40 124.00 Review and reply to e mail to borrower counsel and follow up e mail to D. Plourde re same and alleged communications with borrower. 4/15/16 TRW .60 186.00 Attention to delivery of summonses and complaints with exhibits to various defendants 4/15/16 SPI .20 27.00 Contacted NJ District court to confirm any additional procedures regarding verified complaint. Rule 4 of the Federal Rules of Civil Procedure. 4/20/16 DFF .40 124.00 E mails with Manfredo's counsel regarding representation, process, likely Bankruptcy. 4/20/16 TRW .30 93.00 Communications in connection with delivery of summons and complaint to defendant parties Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 13 of 45 PageID: 4974 5 01 25 7 22 54 889 BANK OF AMERICA - SMALL BUSINESS - NY May 27, 2016 WEMED File # ; 12048. 00158 Page 5 Invoice No. 2630918 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 4/22/16 SPI .50 67.50 Updated summonses and scheduled Gateway for delivery of summons and complaint. 4/22/16 SPI .10 13.50 Received call from Gateway regarding parties being served. All were served except Joseph Manfredo. Per Kathleen Manfredo, Joseph resides in Florida. 4/25/16 SPI .20 27.00 Reviewed POS received from Gateway. Only individual not served was Joseph Manfredo who resides in Florida. TOTAL 7,915.50 DISBURSEMENTS 3/25/13 Title Report/Search 350.00 3/21/16 Title Report/Search 325.00 3/21/16 Title Report/Search 325.00 3/25/16 Title Report/Search 350.00 3/28/16 FedEx-Overnite Express Courier, Invoice#: 12.97 537112980, Tracking#: 775977105431, Deliver To: Joseph A. Manfredo, President-All Clean Building Services;990 Spruce Street,LAWRENCEVILLE,NJ,08648 U 3/28/16 FedEx-Overnite Express Courier, Invoice#: 12.97 537112980, Tracking#: 775977142263, Deliver To: Joseph A. Manfredo;990 Spruce Street LAWRENCEVILLE,NJ,08648,US 3/28/16 FedEx-Overnite Express Courier, Invoice#: 12.97 537112980, Tracking#: 775977182061, Deliver To: Kathleen R. Manfredo;990 Spruce Street Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 14 of 45 PageID: 4984 5 01 25 7 23 54 8 0 BANK OF AMERICA - SMALL BUSINESS - NY May 27, 2016 WEMED File # ; 12048. 00158 Page 6 Invoice No. 2630918 ITEMIZED SERVICES BILL DISBURSEMENTS LAWRENCEVILLE,NJ,08648,US 4/04/16 Litigation support, A/P Batch - 0225428, 74.50 CSC-CORPORATION SERVICE COMPANY, Invoice # 81104239137, Invoice Date 04/04/2016, UCC searches for All Clean Janitorial Supply 4/04/16 Litigation support, A/P Batch - 0225428, 85.00 CSC-CORPORATION SERVICE COMPANY, Invoice # 81104239123, Invoice Date 04/04/2016, UCC searches for All Clean TOTAL DISBURSEMENTS 1,548.41 TOTAL INVOICE 9,463.91 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 15 of 45 PageID: 4994 5 01 25 7 24 54 8 1 June 16, 2016 Invoice # 2642977 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through May 31, 2016 4,208.00 For Disbursements Incurred 1,343.00 ----------------- TOTAL 5,551.00 LESS 5% DISCOUNT -210.40 ----------------- BALANCE DUE 5,340.60 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 16 of 45 PageID: 5004 5 01 25 7 25 54 892 BANK OF AMERICA - SMALL BUSINESS - NY June 16, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2642977 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 5/03/16 DFF .40 124.00 Brief review of Petition and tax returns received from Manfredo counsel and follow up e mail to D. Plourde re same. 5/03/16 DFF .20 62.00 Review e mail from Manfredo counsel re acceptance of process and follow up re response. 5/03/16 DFF .30 93.00 Review and reply to multiple e mails from borrower counsel re process/purported financial information, status of companies, etc. 5/03/16 TRW .30 93.00 Attention to delivery of complaint to J. Manfredo and waiver of summons and related issues 5/04/16 TRW .30 93.00 Communications in connection with and All Clean breach of contract action 5/05/16 DFF .20 62.00 Review and reply to multiple e mails from D. Plourde re signature card information and follow up e mail re communication from borrower's counsel. 5/05/16 TRW .60 186.00 Conference with counsel for J. Manfredo re: acceptance of complaint and other issues related to and follow up communications 5/06/16 DFF 1.30 403.00 Review tax return and petition received from borrower counsel to prepare for call with client. 5/06/16 DFF .60 186.00 Telcon D. Plourde regarding communication from Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 17 of 45 PageID: 5014 5 01 25 7 26 54 893 BANK OF AMERICA - SMALL BUSINESS - NY June 16, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2642977 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION debtor, strategy and next steps. 5/06/16 DFF .30 93.00 Compare title search results to petition and attention to preparation of chart regarding real estate assets/liens, etc. 5/06/16 TRW 1.60 496.00 Review and analyze and related documents 5/06/16 TRW 1.10 341.00 Telephone conference with D. Plourde and follow up review of All Clean Services 5/10/16 DFF .30 93.00 Telcon D. Waltzer re acceptance of process and Bank concerns regarding business operations and assets. 5/10/16 TRW .50 155.00 Telephonic conference with D. Waltzer re: delivery of process to J. Manfredo, for All Clean and related issues 5/13/16 TRW .40 124.00 Attention to delivery of summons and complaint upon J. Manfredo and related issues 5/13/16 SPI .40 54.00 Arranged for Gateway to pick up summons and complaint and deliver it upon Joseph Manfredo at Manahawkin address. 5/16/16 DFF .20 62.00 Review Notice of Appearance and Request for Extension of time to answer submitted by counsel for Kathleen Manfredo. Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 18 of 45 PageID: 5024 5 01 25 7 27 54 894 BANK OF AMERICA - SMALL BUSINESS - NY June 16, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2642977 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 5/16/16 TRW .30 93.00 Attention to delivery of process to J. Manfredo and related communications with D. Waltzer 5/17/16 DFF .20 62.00 Attention to status of process and follow up with defendant's counsel re acceptance of process. 5/17/16 TRW .80 248.00 Attention to preparation of affidavits of delivery for summons and complaint upon All Clean Building Services, All Clean Janitorial Supply and Kathleen Manfredo, 5/17/16 TRW .30 93.00 Prepare waiver of summons and related forms for delivery upon counsel for J. Manfredo 5/18/16 TRW 1.40 434.00 Prepare waiver of summons form in connection of acceptance of delivery of complaint by counsel to J. Manfredo, and prepare related documents and communications 5/19/16 TRW .20 62.00 Communications with counsel for J. Manfredo re: acceptance of delivery of complaint and related documents 5/20/16 TRW .80 248.00 Communications with counsel for J. Manfredo re: waiver of summons and prepare executed waiver form for submission via the Court's electronic case management system 5/23/16 TRW .20 62.00 Attention to communications re: delivery of summons and complaint to J. Manfredo, potential settlement discussions and related issues 5/31/16 TRW .60 186.00 Communications and telephonic conference with counsel for J. Manfredo re: settlement conference in connection with breach of contract complaint, Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 19 of 45 PageID: 5034 5 01 25 7 28 54 895 BANK OF AMERICA - SMALL BUSINESS - NY June 16, 2016 WEMED File # ; 12048. 00158 Page 5 Invoice No. 2642977 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION potential bankruptcy case and related issues TOTAL 4,208.00 DISBURSEMENTS 4/13/16 E-Filing 400.00 CR Expense Report / Timothy Wheeler / Filing Fee - Commercial breach of contract complaint 4/15/16 Messenger Charges 35 INV.#48565 18.00 4/22/16 Messenger Charges 35 INV.#48582 143.50 4/22/16 Messenger Charges 35 INV.#48582 67.75 4/22/16 Messenger Charges 35 INV.#48582 216.50 4/22/16 Messenger Charges 35 INV.#48582 107.75 5/13/16 Messenger Charges 35 INV.#48630 285.50 5/13/16 Messenger Charges 35 INV.#48630 104.00 TOTAL DISBURSEMENTS 1,343.00 TOTAL INVOICE 5,551.00 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 20 of 45 PageID: 5044 5 01 25 7 9 54 896 July 17, 2016 Invoice # 2653478 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through June 30, 2016 3,477.50 For Disbursements Incurred .00 ----------------- TOTAL 3,477.50 LESS 5% DISCOUNT -173.88 ----------------- BALANCE DUE 3,303.62 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 21 of 45 PageID: 5054 5 01 25 7 30 54 897 BANK OF AMERICA - SMALL BUSINESS - NY July 17, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2653478 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 6/01/16 DFF .80 248.00 Review financial information provided by adversary and prepare for conference call with adversary re same. 6/01/16 DFF .40 124.00 Telcon David Waltzer re settlement request, operation of business and information needed by Bank. 6/01/16 DFF .20 62.00 Follow up call with D. Plourde regarding information needed from debtor. 6/01/16 TRW .90 279.00 Conferences with D. Waltzer and D. Plourde re: information request and related issues, and prepare revised documents and information request for the borrower 6/02/16 TRW 2.40 744.00 Prepare request for entry of default and related certification for defendants Building Services, Janitorial Supply and K. Manfredo 6/06/16 TRW 1.10 341.00 Prepare request for entry of default against defendants who failed to answer or otherwise respond to the complaint with supporting certification 6/06/16 SPI .30 40.50 Discussed motion for entry of default with counsel. Need title of person served at business address. 6/06/16 SPI .10 13.50 Contacted Gateway to confirm title of person served at place of business. Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 22 of 45 PageID: 5064 5 01 25 7 31 54 898 BANK OF AMERICA - SMALL BUSINESS - NY July 17, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2653478 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 6/06/16 SPI .10 13.50 Telephone call with Gerry, processor at Gateway who confirmed the person served at All Clean was the manager. 6/07/16 TRW .80 248.00 Prepare affidavit of non-military status for D. Plourde and supporting certification in connection with the Bank's request for entry of default for failure to answer 6/07/16 TRW .30 93.00 Prepare request for entry of default for failing to answer against Building Services, Janitorial Supply and K. Manfredo 6/08/16 TRW .40 124.00 Attention to communications with D. Plourde re: affidavit of non-military status and related issues 6/08/16 TRW .50 155.00 Prepare affidavit of non-military status and related communications for D. Plourde in connection with request for entry of default, and update related certification in support of entry of default 6/15/16 DFF .30 93.00 Review and revise affidavit in support of entry of default as to Kathleen and corporate defendants. 6/15/16 DFF .30 93.00 E mail to D. Waltzer re Bank financial information request for companies and Joe Manfredo. 6/15/16 TRW .50 155.00 Attention to document request for the borrower and affidavit of non-military status for client to execute Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 23 of 45 PageID: 5074 5 01 25 7 32 54 899 BANK OF AMERICA - SMALL BUSINESS - NY July 17, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2653478 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 6/21/16 DFF .20 62.00 Review multiple e mails from borrower counsel re financial information provided. 6/27/16 DFF .60 186.00 Review Answer and cross claim received from K. Manfredo. 6/29/16 DFF .20 62.00 Review multiple e mails from counsel for J. Manfredo re additional financial information and attention to review of same. 6/29/16 TRW .70 217.00 Attention to document production from J. Manfredo and related issues 6/30/16 TRW .40 124.00 Review and analyze documents produced by the Debtors and related communications TOTAL 3,477.50 TOTAL INVOICE 3,477.50 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 24 of 45 PageID: 5084 5 01 25 7 33 54 9 0 August 15, 2016 Invoice # 2665141 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through July 29, 2016 2,449.00 For Disbursements Incurred 2.80 ----------------- TOTAL 2,451.80 LESS 5% DISCOUNT -122.45 ----------------- BALANCE DUE 2,329.35 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 25 of 45 PageID: 5094 5 01 25 7 34 54 9 1 BANK OF AMERICA - SMALL BUSINESS - NY August 15, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2665141 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 7/01/16 DFF .30 93.00 Attention to results of initial status conference and strategy moving ahead. 7/05/16 TRW 1.50 465.00 Review and analyze documents produced by J. Manfredo at the Bank's request, and prepare summary 7/06/16 TRW .20 62.00 Attention to document review in connection with disclosures provided by J. Manfredo and related issues 7/07/16 TRW .40 124.00 Review and analyze late-filed answer of K. Manfredo to All Clean complaint 7/19/16 DFF .10 31.00 Review and reply to borrower counsel re conference call schedule. 7/19/16 DFF .10 31.00 E mail to Church counsel re conference call schedule. 7/21/16 DFF 1.30 403.00 Review financial information received from borrower counsel in advance of conference call. 7/21/16 DFF .40 124.00 Telcon with Borrower counsel re incomplete financial information and proposed 10% offer in settlement. 7/21/16 DFF .60 186.00 Revise and end finalize e mail update to D. Plourde re financials received and conversation with borrower counsel. 7/21/16 DFF .20 62.00 Attention to follow up re missing financial Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 26 of 45 PageID: 5104 5 01 25 7 35 54 902 BANK OF AMERICA - SMALL BUSINESS - NY August 15, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2665141 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION information and e mail to adversary re same. 7/21/16 TRW 2.20 682.00 Attention to documents produced by J. Manfredo, communications with counsel for J. Manfredo, prepare summary for client re: status of case and proposed settlement of claims, and prepare communications for Debtor's counsel re: further production of documents 7/29/16 DFF .20 62.00 Attention to strategy, next steps to default, and leave VM for D. Plourde. 7/29/16 TRW .40 124.00 Attention to rule 26 disclosures, status conference and related issues and communications TOTAL 2,449.00 DISBURSEMENTS 4/14/16 Pacer Service Center-Court costs 01;PACER SERVICE .50 INVOICE #3943098-Q22016 (3943098) 5/17/16 Pacer Service Center-Court costs 05;PACER SERVICE 2.30 INVOICE #3948366-Q22016 (3948366) TOTAL DISBURSEMENTS 2.80 TOTAL INVOICE 2,451.80 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 27 of 45 PageID: 5114 5 01 25 7 36 54 903 September 15, 2016 Invoice # 2677523 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through August 31, 2016 7,347.00 For Disbursements Incurred .00 ----------------- TOTAL 7,347.00 LESS 5% DISCOUNT -367.35 ----------------- BALANCE DUE 6,979.65 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 28 of 45 PageID: 5124 5 01 25 7 37 54 904 BANK OF AMERICA - SMALL BUSINESS - NY September 15, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2677523 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 8/02/16 TRW 1.10 341.00 Attention to preparation of request for entry of default against Building Services, Janitorial Supply and Joseph A. Manfredo 8/04/16 TRW .30 93.00 Attention to request for default and related affidavit in support 8/05/16 TRW 1.50 465.00 Review and analyze K. Manfredo answer and cross-claims in response to BANA breach of contract complaint, and communications with chambers re: case scheduling conference and related issues 8/05/16 TRW 1.20 372.00 Attention to affidavit in support of entry of default against corporate defendants and J. Manfredo and related request for entry of default 8/08/16 TRW 1.30 403.00 Attention to request for entry of default, certification in support and affidavit of non-military participation 8/08/16 TRW 1.30 403.00 Prepare motion for summary judgment against defendant Kathleen Manfredo 8/09/16 TRW .60 186.00 Review and analyze order scheduling initial conference and submission of required documents and related issues 8/16/16 TRW 1.50 465.00 Telephonic conference with D. Waltzer re: rejection of Manfredo offer of settlement and related issues including document production, prepare request for default and circulate to D. Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 29 of 45 PageID: 5134 5 01 25 7 38 54 905 BANK OF AMERICA - SMALL BUSINESS - NY September 15, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2677523 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION Plourde for approval 8/16/16 TRW .90 279.00 Attention to initial scheduling conference requirements including rule 26 conference, disclosures, meet and confer and related issues 8/17/16 DFF .20 62.00 Attention to Affidavit of Non Military/proceeding with entry of default. 8/17/16 TRW .60 186.00 Prepare exhibits for request for default against Services, Supply and J. Manfredo 8/18/16 DFF .20 62.00 Review ECF notice re request for entry of default and clerk's entry of same. 8/18/16 TRW 1.40 434.00 Review and revise request for entry of default and related certification and affidavit, redact department of defense reports, prepare all documents for transmission and submit to the Court via the ECF system. 8/18/16 TRW .50 155.00 Prepare communications in connection with submitted request 8/19/16 TRW .40 124.00 Communications with counsel for K. Manfredo re: initial disclosures and joint discovery plan 8/19/16 TRW .30 93.00 Communications with D. Waltzer, counsel for J. Manfredo re: confession of judgment in favor of the union and related issues 8/22/16 TRW 2.40 744.00 Telephonic conference with F. Carlin, counsel for K. Manfredo re: rule 26 disclosures and related issues, and prepare formal rule 26 initial disclosures for opposing counsel Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 30 of 45 PageID: 5144 5 01 25 7 9 54 906 BANK OF AMERICA - SMALL BUSINESS - NY September 15, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2677523 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 8/23/16 TRW .30 93.00 Attention to initial conference before Judge Arpert, attention to form of joint discovery plan 8/25/16 TRW .70 217.00 Prepare rule 26 initial disclosures for submission to opposing counsel per the Magistrate's order 8/25/16 TRW .50 155.00 Attention to proposed joint discovery plan for submission and negotiation with opposing counsel 8/30/16 DFF .40 124.00 Review and revise Rule 26 Disclosures and proposed Discovery Plan. 8/30/16 DFF .20 62.00 Attention to preparation of Replevin motion. 8/30/16 TRW 1.60 496.00 Prepare joint proposed discovery plan with schedule 1 to be submitted to adversary and then submitted to Magistrate Arpert 8/30/16 TRW .40 124.00 Review and revise initial disclosures and joint proposed discovery plan for circulation to adversary and submission to Magistrate Arpert 8/31/16 TRW 1.40 434.00 Finalize rule 26 disclosures and joint proposed discovery plan and submit to adversary in contemplation of submitting to Magistrate Arpert 8/31/16 TRW 1.70 527.00 Prepare replevin motion and related documents 8/31/16 TRW .80 248.00 Prepare motion for summary judgment in connection with claims against K. Manfredo TOTAL 7,347.00 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 31 of 45 PageID: 5154 5 01 25 7 40 54 907 BANK OF AMERICA - SMALL BUSINESS - NY September 15, 2016 WEMED File # ; 12048. 00158 Page 5 Invoice No. 2677523 ITEMIZED SERVICES BILL TOTAL INVOICE 7,347.00 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 32 of 45 PageID: 5164 5 01 25 7 41 54 908 October 18, 2016 Invoice # 2689917 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through September 30, 2016 8,866.00 For Disbursements Incurred 75.53 ----------------- TOTAL 8,941.53 LESS 5% DISCOUNT -443.30 ----------------- BALANCE DUE 8,498.23 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 33 of 45 PageID: 5174 5 01 25 7 42 54 909 BANK OF AMERICA - SMALL BUSINESS - NY October 18, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2689917 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 9/01/16 DFF .30 93.00 Review comments to proposed discovery schedule received from counsel for K. Manfredo and attention to response. 9/01/16 TRW .40 124.00 Review and analyze defendant K. Manfredo's proposed joint discovery plan and related communications 9/01/16 TRW .60 186.00 Telephonic conferences and communications with counsel for K. Manfredo re: initial settlement conference and proposed joint discovery plan 9/01/16 TRW 1.10 341.00 Prepare final proposed joint discovery plan and related schedule of statement of the case, and submit to Magistrate Judge Arpert per the Court's directive 9/01/16 TRW .20 62.00 Review initial disclosures submitted by counsel for defendant Kathleen Manfredo 9/01/16 TRW .40 124.00 Prepare communications for Magistrate Judge Arpert re: executed joint proposed discovery plan and related documents 9/02/16 TRW .30 93.00 Review and analyze confession of judgment against Building Services and related communications 9/07/16 DFF .40 124.00 Attention to strategy for status conference with court in light of union judgment against All Clean. 9/07/16 TRW .90 279.00 Review communications, pleadings and other Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 34 of 45 PageID: 5184 5 01 25 7 43 54 9 0 BANK OF AMERICA - SMALL BUSINESS - NY October 18, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2689917 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION documents in connection with upcoming initial case conference before Magistrate Judge Arpert 9/07/16 TRW 1.10 341.00 Prepare replevin motion and related documents 9/08/16 DFF .30 93.00 Attention to results of status conference, strategy and next steps. 9/08/16 TRW 2.40 744.00 Attend initial case conference before Magistrate Judge Arpert in connection with All Clean breach of contract action 9/08/16 TRW .90 279.00 Conference with counsel for defendant K. Manfredo before and after the case management conference re: status of claims and cross-claims, and potential settlement and/or forbearance 9/08/16 TRW .90 279.00 Prepare remarks and notes in contemplation of initial case management conference before Magistrate Judge Carperta 9/08/16 TRW .50 155.00 Prepare and circulate a form consent of reference to magistrate at the request of Judge Arpert 9/08/16 TRW .90 279.00 Prepare detailed comprehensive summary of initial case management conference with recommendations 9/09/16 TRW .40 124.00 Attention to magistrate consent form and related issues, and submit executed form to chambers for approval and entry 9/09/16 TRW 1.30 403.00 Prepare detailed summary of initial case management conference including the Judge's suggestions and counsel's recommendations Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 35 of 45 PageID: 5194 5 01 25 7 44 54 9 1 BANK OF AMERICA - SMALL BUSINESS - NY October 18, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2689917 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 9/12/16 TRW 1.90 589.00 Attention to motion for entry of default judgment against non-answering defendants 9/14/16 TRW 1.80 558.00 Prepare motion for entry of default judgment with respect to non-answering defendants and related notice of motion 9/15/16 TRW 2.40 744.00 Prepare Affidavit of Derek Plourde in support of entry of judgment by default 9/15/16 TRW .50 155.00 Prepare Wheeler certification in support of motion for entry of judgment by default 9/16/16 TRW 2.40 744.00 Prepare Wheeler certification in support of motion for entry of judgment by default, and related documents and communications 9/19/16 DFF .60 186.00 Attention to results of conference, strategy, and revise detailed e mail to client re next steps. 9/19/16 TRW .20 62.00 Communications in connection with attorneys' fee sought in motion for entry of default judgment 9/19/16 TRW .90 279.00 Attention to Wheeler certification in support of motion for entry of judgment by default 9/19/16 TRW .20 62.00 Communications in connection with consent to jurisdiction of Magistrate Judge Arpert 9/20/16 TRW 1.90 589.00 Finalize Wheeler certification in support of entry of judgment by default against the non-answering defendants 9/20/16 TRW .40 124.00 Attention to Plourde affidavit in support of entry of judgment by default Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 36 of 45 PageID: 5204 5 01 25 7 45 54 912 BANK OF AMERICA - SMALL BUSINESS - NY October 18, 2016 WEMED File # ; 12048. 00158 Page 5 Invoice No. 2689917 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 9/22/16 DFF .20 62.00 Telcon D. Plourde re strategy, entry of defaults, possible consent judgment. 9/22/16 TRW .50 155.00 Conference with client re: strategy and approach in connection with possible consent judgment and related forbearance, and relate communications 9/22/16 TRW .40 124.00 Attention to certification in support of motion for entry of judgment by default 9/28/16 TRW .40 124.00 Communications with counsel for K. Manfredo re: discovery issues and potential forbearance agreement 9/30/16 DFF .20 62.00 Attention to status of possible forbearance/consent judgment with Kathleen Manfredo and next steps. 9/30/16 TRW .40 124.00 Communications with counsel for K. Manfredo in connection with potential forbearance agreement and related issues TOTAL 8,866.00 DISBURSEMENTS 9/08/16 Mileage 75.53 CR Expense Report / Timothy Wheeler / Mileage / Attendance at Initial Conference - District Court Trenton, NJ (139.87 miles at $0.540 per mile) TOTAL DISBURSEMENTS 75.53 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 37 of 45 PageID: 5214 5 01 25 7 46 54 913 BANK OF AMERICA - SMALL BUSINESS - NY October 18, 2016 WEMED File # ; 12048. 00158 Page 6 Invoice No. 2689917 ITEMIZED SERVICES BILL TOTAL INVOICE 8,941.53 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 38 of 45 PageID: 5224 5 01 25 7 47 54 914 November 6, 2016 Invoice # 2698275 BANK OF AMERICA - SMALL BUSINESS - NY Page 1 111 Westminster St Providence, RI 02903 Matter : All Clean Building Services Inc. Client File Number : C19652-20160127 WEMED File Number : 12048.00158 FOR ALL PROFESSIONAL SERVICES RENDERED IRS # For Professional Services Rendered Through October 28, 2016 10,912.00 For Disbursements Incurred 75.53 ----------------- TOTAL 10,987.53 LESS 5% DISCOUNT -545.60 ----------------- BALANCE DUE 10,441.93 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 39 of 45 PageID: 5234 5 01 25 7 48 54 915 BANK OF AMERICA - SMALL BUSINESS - NY November 6, 2016 WEMED File # ; 12048. 00158 Page 2 Invoice No. 2698275 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 10/02/16 TRW .40 124.00 Review and analyze Building Services confession of judgment, prepare communications for counsel for K. Manfredo re: discovery issues and potential for settlement 10/03/16 DFF .10 31.00 Review request from opposing counsel re advance history and attention to response. 10/04/16 DFF .10 31.00 Review e mail from borrower counsel seeking information regarding method of advances and attention to response. 10/05/16 DFF .20 62.00 Review and reply to Manfredo counsel regarding requested discovery. 10/05/16 TRW .40 124.00 Communications in connection with written discovery deadline and related proposed consent judgment with forbearance period 10/05/16 TRW .20 62.00 Attention to preparation of written discovery requests 10/06/16 TRW 1.20 372.00 Prepare Bank of America's first document demands for defendant Kathleen R. Manfredo 10/07/16 DFF .50 155.00 Attention to request from borrower counsel re additional time to submit discovery, review communication re same, and attention to response. 10/07/16 DFF .60 186.00 Review and revise document requests and interrogatories to Kathleen Manfredo. Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 40 of 45 PageID: 5244 5 01 25 7 9 54 916 BANK OF AMERICA - SMALL BUSINESS - NY November 6, 2016 WEMED File # ; 12048. 00158 Page 3 Invoice No. 2698275 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 10/07/16 TRW .60 186.00 Attention to First document demands for Kathleen R. Manfredo 10/07/16 TRW .90 279.00 Exchange communications with counsel for K. Manfredo re: discovery and related issues 10/07/16 TRW .70 217.00 Prepare first interrogatories from BANA to Kathleen R. Manfredo 10/14/16 TRW .40 124.00 Review and analyze K. Manfredo's first written discovery requests and related communications 10/14/16 TRW 1.40 434.00 Prepare certification in support of default judgment against non-answering defendants 10/19/16 TRW 1.00 310.00 Prepare communications to chambers and supporting documents in connection with motion for summary judgment against Kathleen Manfredo and related issues 10/19/16 TRW 2.50 775.00 Prepare motion for default judgment and supporting documents 10/20/16 DFF .80 248.00 Attention to discovery received from Kathleen Manfredo, including interrogatories, Request for Admissions and document requests and attention to responses to same. 10/20/16 TRW .50 155.00 Prepare summary communications for D. Plourde re: K. Manfredo written discovery requests 10/20/16 TRW .50 155.00 Telephone conference with counsel for J. Manfredo re: proposed settlement and related issues 10/21/16 DFF .20 62.00 Review proposal from borrower counsel re payment Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 41 of 45 PageID: 5254 5 01 25 7 50 54 917 BANK OF AMERICA - SMALL BUSINESS - NY November 6, 2016 WEMED File # ; 12048. 00158 Page 4 Invoice No. 2698275 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION plan/term out. 10/21/16 DFF 1.10 341.00 Continued review and analysis of discovery requests and information needed to respond and review and revise detailed update to D. Plourde re same and next steps. 10/21/16 DFF .20 62.00 Review and reply to Derek's e mail re 10/21/16 TRW .30 93.00 Communications with counsel for J. Manfredo re: proposed settlement offer and related issues 10/21/16 TRW .70 217.00 Review and revise exhibit A to Wheeler certification in support of entry of judgment by default 10/21/16 TRW 1.20 372.00 Review and revise Plourde Affidavit in Support of Motion for Entry of Default and related supporting documents 10/21/16 TRW .70 217.00 Prepare proposed default judgment for submission with motion for entry of judgment by default 10/21/16 TRW .70 217.00 Attention to K. Manfredo written discovery requests and related issues 10/21/16 TRW 1.00 310.00 Prepare memorandum of law in support of motion for entry of judgment by default 10/24/16 DFF .40 124.00 Attention to strategy re Kathleen Manfredo and Motion for default and Replevin. 10/24/16 TRW 2.90 899.00 Prepare memorandum of law in support of entry of judgment by default Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 42 of 45 PageID: 5264 5 01 25 7 51 54 918 BANK OF AMERICA - SMALL BUSINESS - NY November 6, 2016 WEMED File # ; 12048. 00158 Page 5 Invoice No. 2698275 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 10/24/16 TRW 1.00 310.00 Review and revise the Plourde Affidavit in support of entry of judgment by default 10/24/16 TRW .40 124.00 Attention to K. Manfredo discovery strategy, motion for writ of replevin and possible motion for summary judgment against K. Manfredo 10/24/16 TRW 1.20 372.00 Attention to replevin motion and related relief 10/25/16 TRW 1.70 527.00 Prepare memorandum of law in support of issuance of writ of replevin 10/25/16 TRW 1.60 496.00 Prepare Plourde affidavit in support of motion for issuance of writ of replevin 10/25/16 TRW .70 217.00 Prepare order directing issuance of a writ of replevin and imposing temporary restraints, and writ of replevin in connection with the bank's collateral held by the borrowers 10/26/16 DFF .30 93.00 Telcon D. Plourde regarding discovery requests, strategy, next steps. etc. 10/26/16 DFF .10 31.00 Review updated settlement proposal received from D. Waltzer. 10/26/16 TRW .40 124.00 Attention to discovery strategy and related motions for entry of judgment by default and for issuance of writ of replevin 10/26/16 TRW .50 155.00 Prepare summary communications for counsel for J. Manfredo re: revised settlement offer and the Bank's response Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 43 of 45 PageID: 5274 5 01 25 7 52 54 919 BANK OF AMERICA - SMALL BUSINESS - NY November 6, 2016 WEMED File # ; 12048. 00158 Page 6 Invoice No. 2698275 ITEMIZED SERVICES BILL DATE ATTY HOURS AMOUNT DESCRIPTION 10/26/16 TRW 3.60 1,116.00 Prepare Plourde affidavit in support of motion for issuance of writ of replevin and related proposed form of order 10/26/16 TRW .80 248.00 Prepare proposed writ of replevin in connection with the Bank's motion for issuance of a writ of replevin 10/28/16 TRW .50 155.00 Attention to K. Manfredo first discovery requests, and telephonic conference with counsel for K. Manfredo re: first discovery requests and related issues including proposed forbearance agreement TOTAL 10,912.00 DISBURSEMENTS 9/08/16 Mileage 75.53 CR Expense Report / Timothy Wheeler / Mileage / Attend Settlement Conference in USBC, District of NJ, Trenton, NJ (139.87 miles at $0.540 per mile) TOTAL DISBURSEMENTS 75.53 TOTAL INVOICE 10,987.53 Case 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 44 of 45 PageID: 5284 5 01 25 7 53 54 9 0 ! ! " # ! $% $& '())#)* +* & ,-. /01 )# 2& 3 %" 3 & 3 %" 3 %% 4 $ / 5 6788 9: ; <9=><9?9?@<>5: A? @B 8 >C7 5DA==@A 8E >H>7 5DE 5@5 I>5DC9<7 5H: 9B 95: >5E D & ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3! & J! 3 3! & J! 3 %% 4 $ / 5 6788 9: 4EE 95E7 @5E @K@??A57 K >E7 @5DC7EL K@A5D98B @< M 3N >5B <9: @<9ODE7 =A8 > E7 @5@B D9EE8 9?95E PK@5 D95EG A: H?95E >5: =<9 =><>E7 @5@B <98 >E 9:: @KA ?95E DE @B @87 Q9D9EE8 9 ?95E $ ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3, ,, 3 3, ,, 3 %% 4 $ / 5 6788 9: 4EE 95E7 @5E @=<@=@D9: D9EE8 9?95E C7EL: 9B 95: >5EM 3N >5B <9: @>5: <9 8 >E 9:7 DDA9D ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3& %& 3 3& %& 3 %% 4 $ / 567 88 9: - @??A57 K>E7 @5DC7EL K@A5D98B @5B <9: @<9O=<@=@D9:B @<6 9>< >5K9>H<99?95E >5: <9 8 >E 9:7 DDA9D $ ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3& %& 3 3& %& 3 %% 4 $ / 567 88 9: ; <9=><9K@??A57 K>E7 @ 5D7 5K@559KE7 @5C7EL =<@=@D9: D9EE8 9?95E >H <99?95E >5: A=K@?7 5HE 98 9=L @57 KDE >E ADK @5B 9<95K9 $ ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3, $" , 3 3, $" , 3 %% 4 $ / 5 6788 9: ; <9=><>E7 @5B @<>5: =>< E7 K7 =>E7 @57 5K>D9DE >E A DK@5B 9<95K9C7ELR A: H 94 <=9E! O& >5: <9 8 >E 9: K@??A57 K>E7 @5D C7EL K@A5D98B @ 5B <9: @ $ ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3, $" , 3 3, $" , 3 %% 4 $ / 5 6788 9: 4EE 95E7 @5E @?@E7 @5B @<9 5E A8EB @<5@5 I>5DC9<7 5H =>5: A? @B 8 >C PDA==@<>E7 @5D>5: =<@=@D9: @<: 9< $ ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3$ $& $ 3 3$ $& $ 3 %% 4 $ / 5 6788 9: 4EE 95E7 @5E @?@E7 @5B @<< 9=8 9S7 5>5: <98 >E 9: <9 87 9B P?9?@<>5: A?@B 8 >C>5: <98 >E 9: DA==@< E7 5H: @KA?95E D , ! " # ! $% $& '())#)* +* & ,-. /01 )# 2! 3 " , 3 ! 3 " , 3 %% 4 $ / 5 6788 9: 4EE 95E7 @5E @D9EE8 9?95E @B EL 92 >5TU DK8 >7 ?D>H >7 5DEM 3N >5B <9: @>5: < 98 >E 9:: @KA?95E >E7 @ 5 P=<9=><9DA??> 5: <98 >E 9: K@??A57 K> E7 @5DB @5: =<9 =><9@<: 95E7 5HG A: H ?95E6 F: 9B >A8E J ! " # ! $% $& '())#)* +* & ,-. /01 )# 2 3% ,V% 3 3% ,V% 3 %% 4 $ / 5 6788 9: ; <9=><9?@E7 @5B @<95E < F@B : 9B >A8E P?9?@<>5 : A?@B 8 >C P'L 998 9E7 @57 5DA==@BB 7: >S7E7 5DA= =@5: <98 >E 9: @<: 9< B @D9: A =@58 @>5L7 DE @<7 9D=<@S 7: 9:6 FK87 95E W XY Z[\] ^_̀[ Z \\XY Z[\ ] ^_̀[ Z\\ a b c d ef g h i da g i j h d c ZkX_\][ i Xl[m XXX[_\Xn o XCase 3:16-cv-02056-DEA Document 20-6 Filed 12/14/16 Page 45 of 45 PageID: 5294 5 01 25 7 54 54 9 1 2245692v.1 WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP Daniel F. Flores, Esq. Timothy R. Wheeler, Esq. 200 Campus Drive Florham Park, New Jersey 07932-0668 Tel.: (973) 624-0800 Fax: (973) 624-0808 Attorneys for Plaintiff, Bank of America, N.A. UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY BANK OF AMERICA, N.A., a National Banking Association, Plaintiff, v. ALL CLEAN BUILDING SERVICES INC., a New Jersey corporation, ALL CLEAN JANITORIAL SUPPLY COMPANY INC., a New Jersey corporation, JOSEPH A. MANFREDO, individually, and KATHLEEN R. MANFREDO, individually, Defendants. HON. DOUGLAS E. ARPERT CIVIL ACTION NO.: 16-2056-DEA ORDER GRANTING SUMMARY JUDGMENT AGAINST KATHLEEN R. MANFREDO PURSUANT TO FED. R. CIV. P. 56(A) THIS MATTER having been brought before the Court upon the motion of Wilson, Elser, Moskowitz, Edelman & Dicker, LLP, attorneys for the Plaintiff, Bank of America, N.A. (“BANA”), for an Order granting summary judgment against Defendant Kathleen R. Manfredo pursuant to Fed. R. Civ. Pro. 56 (a); and the Court having considered on the return date of this Case 3:16-cv-02056-DEA Document 24-6 Filed 01/25/17 Page 1 of 2 PageID: 922 2245692v.1 motion, the moving papers and any opposition filed thereto, and oral argument, if any; and for good cause shown: IT IS on this ___________ day of ____________________ 2017; ORDERED as follows: 1. Summary judgment is hereby entered in favor of BANA on the Fifth, Sixth, Ninth and Fourteenth Claims of its Verified Complaint [Doc. Entry No. 1] as against Defendant Kathleen R. Manfredo; 2. The Answer of Defendant Kathleen R. Manfredo to the Verified Complaint [Doc. Entry No. 13] including the Affirmative Defenses set forth therein are hereby stricken; 3. Judgment is hereby entered against Defendant Kathleen R. Manfredo in the amount of $1,544,781.70, together with attorneys’ fees and costs in the amount of $60,431.20, plus per diem interest of $185.03 from November 17, 2016 through the date of entry of Judgment, plus post-judgment interest thereafter at the statutory rate through and until such time as the Judgment is satisfied in full, and post-judgment attorneys’ fees and expenses as may be subsequently approved by this Court; and 4. A copy of the within Order shall be served upon all parties in this litigation within _____ days of its receipt by the Plaintiff’s counsel Wilson, Elser, Moskowitz, Edelman & Dicker LLP. SO ORDERED: __________________________________________ HONORABLE DOUGLAS E. ARPERT, U.S.M.J. Case 3:16-cv-02056-DEA Document 24-6 Filed 01/25/17 Page 2 of 2 PageID: 923 2247394v.1 CERTIFICATION OF SERVICE I, Timothy R. Wheeler, certify that on January 25, 2017, I caused the within Notice of Motion for Summary Judgment, Memorandum of Law in Support of Motion for Summary Judgment, Statement of Material Facts Submitted in Support of Motion for Summary Judgment, Declaration in Support of Summary Judgment and proposed Form of Order and attached and referenced documents in support thereof to be delivered via overnight mail upon the following parties: All Clean Building Services Inc. 990 Spruce Street Lawrenceville, NJ 08648-4548 All Clean Janitorial Supply Company Inc. 990 Spruce Street Lawrenceville, NJ 08648-4548 David Waltzer, Esq., One Central Avenue, Suite 307 Tarrytown, NY 10591 Attorney for Defendant Joseph A. Manfredo Francine Galante Carlin, Esq. Goldstein Law Group 14 Woodward Drive P.O. Box 806 Old Bridge, NJ 08857 Attorneys for Defendant Kathleen R. Manfredo I certify that the foregoing statements made by me are true. I am aware that if any of the foregoing statements made by me are willfully false, I am subject to punishment. WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER LLP Attorneys for Plaintiff, Bank of America, N.A. By: /s/ Timothy R. Wheeler Timothy R. Wheeler Dated: January 25, 2017 Case 3:16-cv-02056-DEA Document 24-7 Filed 01/25/17 Page 1 of 1 PageID: 924
