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Baker v. Bank of America, N.A. et al

RESPONSE in Opposition regarding 8 MOTION TO DISMISS FOR FAILURE TO STATE A CLAIM

17 Cited authorities

  1. Ashcroft v. Iqbal

    556 U.S. 662 (2009)   Cited 266,796 times   281 Legal Analyses
    Holding court need not credit "mere conclusory statements" in complaint

  2. Bell Atl. Corp. v. Twombly

    550 U.S. 544 (2007)   Cited 279,848 times   369 Legal Analyses
    Holding that allegations of conduct that are merely consistent with wrongdoing do not state a claim unless "placed in a context that raises a suggestion of" such wrongdoing

  3. Erickson v. Pardus

    551 U.S. 89 (2007)   Cited 65,237 times   3 Legal Analyses
    Holding that a complaint must "give the defendant fair notice of what the . . . claim is and the grounds upon which it rests"

  4. Yamamoto v. Bank of New York

    329 F.3d 1167 (9th Cir. 2003)   Cited 440 times   1 Legal Analyses
    Holding that when applying TILA the district court has "the discretion to condition rescission on tender by the borrower of the property"

  5. American Mortg. v. Shelton

    486 F.3d 815 (4th Cir. 2007)   Cited 151 times
    Holding that a borrower's "unilateral notification of cancellation does not automatically void the loan contract" under TILA

  6. Large v. Conseco Finance Servicing Corp.

    292 F.3d 49 (1st Cir. 2002)   Cited 144 times
    Holding that the right of rescission does not occur "automatically" upon the borrower's return of a rescission notice

  7. Gilbert v. Residential Funding LLC

    678 F.3d 271 (4th Cir. 2012)   Cited 93 times   3 Legal Analyses
    Holding that a consumer need only send notice of rescission within three years of the closing date

  8. McKenna v. First Horizon

    475 F.3d 418 (1st Cir. 2007)   Cited 104 times
    Holding that class action treatment is not available for TILA rescission claims

  9. Bradford v. HSBC Mortgage Corp.

    838 F. Supp. 2d 424 (E.D. Va. 2012)   Cited 13 times
    Observing that "any right to damages for a lender's failure to rescind necessarily depends on the TILA claimant's entitlement to rescission"

  10. Cromwell v. Countrywide Home Loans, Inc.

    483 B.R. 36 (D. Mass. 2012)   Cited 10 times
    Affirming bankruptcy court's order that the court need not condition rescission on tender provided that plaintiff met requirements for rescission under TILA and MCCCDA

  11. Rule 8 - General Rules of Pleading

    Fed. R. Civ. P. 8   Cited 163,896 times   197 Legal Analyses
    Holding that "[e]very defense to a claim for relief in any pleading must be asserted in the responsive pleading. . . ."

  12. Section 1635 - Right of rescission as to certain transactions

    15 U.S.C. § 1635   Cited 3,351 times   27 Legal Analyses
    Granting consumers the right to rescind

  13. Section 1026.23 - Right of rescission

    12 C.F.R. § 1026.23   Cited 67 times   2 Legal Analyses
    Describing that amounts within one-half of one percent of the accurate amount shall be considered accurate