(a) Definitions In this section- (1) the term "Federal banking agencies" means the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation; (2) the term "insured depository institution" has the same meaning as in section 1813(c) of title 12; (3) the term "securitizer" means- (A) an issuer of an asset-backed security; or (B) a person who organizes and initiates an asset-backed securities transaction by selling or