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Declaration

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2 Cited authorities

  1. Section 1785.3 - [Effective 1/1/2025] Definitions

    Cal. Civ. Code § 1785.3   Cited 51 times
    Defining "consumer credit report" as "any . . . communication of any information by a consumer credit reporting agency bearing on a consumer's credit worthiness, credit standing, or credit capacity"

  2. Section 1785.16 - Completeness or accuracy of item of information disputed by consumer

    Cal. Civ. Code § 1785.16   Cited 28 times

    (a) If the completeness or accuracy of any item of information contained in his or her file is disputed by a consumer, and the dispute is conveyed directly to the consumer credit reporting agency by the consumer or user on behalf of the consumer, the consumer credit reporting agency shall within a reasonable period of time and without charge, reinvestigate and record the current status of the disputed information before the end of the 30-business-day period beginning on the date the agency receives