Tex. Fin. Code § 302.103
Current with legislation from the 2023 Regular and Special Sessions signed by the Governor as of November 21, 2023.
On loans subject to 12 U.S.C. Sections 1735f-7 and 1735f-7a, as amended, any late charges assessed are interest that is included in computing the amount or rate of interest on the loan and, therefore, covered by the federal preemption of state interest rate limitations.
Tex. Fin. Code § 302.103