Chapter 97A - DEBT EVIDENCED BY CREDIT CARD
- Section 97A.010 - Definitions
- Section 97A.020 - "Authorized user" defined
- Section 97A.030 - "Beneficial use" defined
- Section 97A.040 - "Cardholder" defined
- Section 97A.050 - "Credit card" defined
- Section 97A.060 - "Credit card account" defined
- Section 97A.070 - "False or fraudulent application" defined
- Section 97A.080 - "Financial institution" defined
- Section 97A.090 - "Interest" defined
- Section 97A.100 - "Issuer" defined
- Section 97A.110 - "Joint account" defined
- Section 97A.120 - "Secondary cardholder" defined
- Section 97A.130 - "Service provider" defined
- Section 97A.140 - Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law
- Section 97A.142 - Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity
- Section 97A.145 - Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section
- Section 97A.150 - Liability for charges incurred on credit card account
- Section 97A.160 - Records required in action to collect debt: Establishment of liability and amount; authentication; retention
- Section 97A.165 - Contents of complaint; limitations
- Section 97A.170 - Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment
- Section 97A.180 - Transfer of information if issuer is subsidiary
- Section 97A.200 - Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception
- Section 97A.210 - Prohibited acts by issuer: Prohibiting merchant from offering certain discounts