Act 137 - HIGH RISK HOME LOAN ACT
- Section 815 ILCS 137/1 - Short title
- Section 815 ILCS 137/5 - Purpose and construction
- Section 815 ILCS 137/10 - Definitions
- Section 815 ILCS 137/15 - Ability to repay
- Section 815 ILCS 137/20 - Verification of ability to repay loan
- Section 815 ILCS 137/25 - Good faith dealings; fraudulent or deceptive practices
- Section 815 ILCS 137/30 - No prepayment penalty
- Section 815 ILCS 137/35 - Bona fide discount points
- Section 815 ILCS 137/35.5 - No balloon payments
- Section 815 ILCS 137/40 - Pre-paid insurance products and warranties
- Section 815 ILCS 137/45 - Refinancing prohibited in certain cases
- Section 815 ILCS 137/55 - Financing of points and fees
- Section 815 ILCS 137/60 - Payments to contractors
- Section 815 ILCS 137/65 - Negative amortization
- Section 815 ILCS 137/70 - Negative equity
- Section 815 ILCS 137/80 - Late payment fee
- Section 815 ILCS 137/80.5 - Coordination with subsequent late fees
- Section 815 ILCS 137/80.6 - Failure to make installment payment
- Section 815 ILCS 137/85 - Payment compounding
- Section 815 ILCS 137/90 - Call provision
- Section 815 ILCS 137/90.5 - Modification and deferral fees prohibited
- Section 815 ILCS 137/95 - Disclosure prior to making a high risk home loan
- Section 815 ILCS 137/100 - Counseling prior to perfecting foreclosure proceedings
- Section 815 ILCS 137/105 - Right to cure
- Section 815 ILCS 137/110 - Mortgage Awareness Program
- Section 815 ILCS 137/115 - Report of default and foreclosure rates on conventional loans
- Section 815 ILCS 137/120 - Review and analysis
- Section 815 ILCS 137/125 - Third party review of high risk home loans
- Section 815 ILCS 137/130 - Circumstances voiding mandatory arbitration provisions
- Section 815 ILCS 137/135 - Remedies, enforcement, and limitations of liability
- Section 815 ILCS 137/145 - Subterfuge prohibited
- Section 815 ILCS 137/150 - Preemption of administrative rules
- Section 815 ILCS 137/153 - Reporting of violations
- Section 815 ILCS 137/155 - Rulemaking
- Section 815 ILCS 137/160 - Judicial review
- Section 815 ILCS 137/165 - Waiver prohibited
- Section 815 ILCS 137/170 - Superiority of Act
- Section 815 ILCS 137/175 - Severability
- Section 815 ILCS 137/800 - [Amendatory provisions]
- Section 815 ILCS 137/805 - [Amendatory provisions]
- Section 815 ILCS 137/810 - [Amendatory provisions]
- Section 815 ILCS 137/815 - [Amendatory provisions]
- Section 815 ILCS 137/820 - [Amendatory provisions]
- Section 815 ILCS 137/825 - [Amendatory provisions]
- Section 815 ILCS 137/830 - [Amendatory provisions]
- Section 815 ILCS 137/835 - [Amendatory provisions]
- Section 815 ILCS 137/840 - [Amendatory provisions]
- Section 815 ILCS 137/845 - [Amendatory provisions]
- Section 815 ILCS 137/900 - Severability