Current through 2024 NY Law Chapters 1-50, 52-55, 57, 61-117
Section 3-411 - Certification of a Check(1) Certification of a check is acceptance. Where a holder procures certification the drawer and all prior indorsers are discharged.(2) Unless otherwise agreed a bank has no obligation to certify a check.(3) A bank may certify a check before returning it for lack of proper indorsement. If it does so the drawer is discharged.