Section 1749.85 - Estimating structure's replacement value and explaining levels of coverage under homeowners' insurance policy(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for property broker-agent, casualty broker-agent, and personal lines broker-agent licenses in proper methods of estimating the replacement value of structures, and of explaining various levels of coverage under a homeowners' insurance policy. Each provider of courses based upon this curriculum shall submit its course content to the commissioner for approval.(b) A person who is not an insurer underwriter or actuary or other person identified by the insurer, or a licensed property broker-agent, casualty broker-agent, personal lines broker-agent, contractor, or architect shall not estimate the replacement value of a structure, or explain various levels of coverage under a homeowners' insurance policy.(c) This section shall not be construed to preclude licensed appraisers, contractors, and architects from estimating replacement value of a structure.(d) However, if the Department of Insurance, by adopting a regulation, establishes standards for the calculation of estimates of replacement value of a structure by appraisers, then on and after the effective date of the regulation a real estate appraiser's estimate of replacement value shall be calculated in accordance with the regulation.Amended by Stats 2011 ch 411 (AB 1416),s 41, eff. 1/1/2012.Amended by Stats 2006 ch 405 (SB 1847),s 4, eff. 9/22/2006.Added by Stats 2005 ch 447 (SB 2),s 2, eff. 1/1/2006.