Section 500.3163 - Automobile insurer; not required to provide personal and property protection insurance benefits to out-of-state residents; exception

1 Analyses of this statute by attorneys

  1. COA: Michigan’s No Fault Act does not allow out-of-state residents to sue in tort for economic damages outside of those provided for by personal protection benefits

    Warner Norcross & Judd LLPJason ByrneMay 7, 2015

    The primary issue on appeal was whether an exception applies that allows Diallo to sue State Farm in tort for his economic losses resulting from collision damage to a motor vehicle or lost income attributable to the damaged vehicle. According to MCL 500.3135(d), tort liability is abolished except as to damages for economic loss by a nonresident in excess of the personal protection insurance benefits provided under MCL 500.3163(4). Diallo argued that, because he is not seeking personal protection benefits and instead economic damages from lost profits, MCL 500.3135(d)’s exception to the Act’s abolition of tort-liability applies.