Section 7-102 - Scope of title(a)(1) In this section the following words have the meanings indicated.(2) "Common ownership" means direct or indirect ownership of more than 50% of a person.(3) "Principal business" means a business activity of a person that comprises more than 50% of the total business activities of the person.(b) This title does not apply to: (2) a federal or State credit union;(4) a person acting under an order of a court of competent jurisdiction;(5) a licensed real estate broker, or an individual acting on behalf of the real estate broker, in the collection of rent or allied charges for property;(6) a savings and loan association;(7) a title company as to its escrow business;(9) a lawyer who is collecting a debt for a client, unless the lawyer has an employee who: (ii) is engaged primarily to solicit debts for collection or primarily makes contact with a debtor to collect or adjust a debt through a procedure identified with the operation of a collection agency; or(10) a person who is collecting a debt for another person if:(i) both persons are related by common ownership;(ii) the person who is collecting a debt does so only for those persons to whom it is related by common ownership;(iii) the principal business of the person who is collecting a debt is not the collection of debts; and(iv) before collecting a debt, the person files with the Board:1. the correct name of the person;2. an address and telephone number of a contact person; and3. the name of the person's resident agent.