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Quality v. Aetna

United States Court of Appeals, Fifth Circuit
Dec 7, 2007
257 F. App'x 735 (5th Cir. 2007)

Summary

recognizing that "an insurer's reliance on a pre-published plan to determine what is medically necessary can be reasonable under ERISA"

Summary of this case from Univ. of Wis. Hosps. & Clinics Auth. v. Kraft Foods Global, Inc.

Opinion

No. 07-20016.

December 7, 2007.

Peter Brian Schneider, Grady Schneider Newman, Houston, TX, for Plaintiff-Appellant.

John Bruce Shely, Andrews Kurth, Houston, TX, for Defendant-Appellee.

Appeal from the United States District Court for the Southern District of Texas, USDC No. 4:05-CV-2929.

Before REAVLEY, SMITH, and GARZA, Circuit Judges.


Plaintiff-Appellant Quality Infusion Care, Inc. brought suit under the Employee Retirement Income Security Act ("ERISA"), 29 U.S.C. § 1001 et seq. against Aetna Life Ins. Co. Quality contends that Aetna wrongfully denied claims for benefits related to services performed by Quality for R.A., who was indisputably covered under the employee welfare benefits plan funded by a group insurance policy issued by Aetna. Quality appeals the district court's grant of summary judgment to Aetna. For the following reasons, we affirm the district court's judgment.

R.A. assigned his rights, benefits, and claims under the plan to Quality, including the right lo receive payments for benefits. Aetna does not challenge Quality's status as a valid assignee.

1. We review the district court's grant of summary judgment de novo. Texas Indus., Inc. v. Factory Mut. Ins. Co., 486 F.3d 844, 846 (5th Cir. 2007). Summary judgment is appropriate if the record shows "that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law." FED.R.CIVP. 56(C).

2. Quality alleges that summary judgment to Aetna is improper because Aetna ignored medical information submitted by Quality and because Aetna's reviewing nurses and physicians were not qualified to determine whether treatment Quality provided to R.A. was medically necessary.

Quality's arguments fail. Aetna did not ignore the medical information submitted by Quality. It merely relied on its pre-published clinical policy specifying when intravenous immunoglobulin ("IVIG") treatments are considered medically necessary and determined that the criteria was not met. We have held that an insurer's reliance on a pre-published plan to determine what is "medically necessary" can be reasonable under ERISA. Dowden v. Blue Cross Blue Shield of Texas, Inc., 126 F.3d 641, 644 (5th Cir. 1997). And, contrary to Quality's contention, Aetna accurately followed its pre-published policy, Aetna Clinical Policy Bulletin 206 ("CPB 206"), when denying Quality's request that it cover the IVIG services provided to R.A. CPB 206 plainly precludes coverage for R.A.'s treatments, so we find no merit to Quality's contention that Aetna's reviewers were unqualified to make this determination. Because Quality does not argue that CPB 206's requirements are improper, there is no basis to hold that Aetna wrongfully denied coverage for Quality's services.

AFFIRMED.


Summaries of

Quality v. Aetna

United States Court of Appeals, Fifth Circuit
Dec 7, 2007
257 F. App'x 735 (5th Cir. 2007)

recognizing that "an insurer's reliance on a pre-published plan to determine what is medically necessary can be reasonable under ERISA"

Summary of this case from Univ. of Wis. Hosps. & Clinics Auth. v. Kraft Foods Global, Inc.
Case details for

Quality v. Aetna

Case Details

Full title:QUALITY INFUSION CARE INC, Plaintiff-Appellant v. AETNA LIFE INSURANCE…

Court:United States Court of Appeals, Fifth Circuit

Date published: Dec 7, 2007

Citations

257 F. App'x 735 (5th Cir. 2007)

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