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Martinez v. Oel Realty Corp.

Supreme Court, Appellate Division, First Department, New York.
Jan 9, 2014
978 N.Y.S.2d 159 (N.Y. App. Div. 2014)

Opinion

2014-01-9

Miguel Angel Cabrera MARTINEZ, Plaintiff–Respondent, v. OEL REALTY CORP., Defendant/Third–Party Plaintiff–Respondent, v. Tower Insurance Company of New York, Third–Party Defendant–Appellant.

Law Office of Steven G. Fauth, LLC, Tarrytown (Suma S. Thomas of counsel), for appellant. Finz & Finz, P.C., Mineola (Joshua B. Sandberg of counsel), for Miguel Angel Cabrera Martinez, respondent.



Law Office of Steven G. Fauth, LLC, Tarrytown (Suma S. Thomas of counsel), for appellant. Finz & Finz, P.C., Mineola (Joshua B. Sandberg of counsel), for Miguel Angel Cabrera Martinez, respondent.
Law Office of William E. Grigo, P.C., Southampton (William E. Grigo of counsel), for Oel Realty Corp., respondent.

GONZALEZ, P.J., TOM, RENWICK, MANZANET–DANIELS, FEINMAN, JJ.

Order, Supreme Court, Bronx County (Julia Rodriguez, J.), entered October 11, 2012, which denied third-party defendant Tower Insurance Co.'s motion for summary judgment declaring that it has no duty to defend or indemnify defendant OEL Realty Corp. in an underlying personalinjury action, unanimously reversed, on the law, with costs, the motion granted, and it is declared that third-party defendant has no such duty.

Because the complaint's negligence allegations could not survive except for the assault, those claims are deemed to have arisen from the assault and are thus subject to the assault and battery exclusion ( see Mount Vernon Fire Ins. Co. v. Creative Hous., 88 N.Y.2d 347, 353, 645 N.Y.S.2d 433, 668 N.E.2d 404 [1996] ). The declaration pages of the policy clearly state that the policy was issued with a Commercial General Liability Part and an endorsement called the “Assault and Battery Exclusion.” The fact that the policy was issued without a Liquor Liability Coverage Part creates no ambiguity or confusion in the form itself, which still expressly states it applies to the Commercial Liability Coverage Part.

There is no issue relating to the applicability of the Assault and Battery Exclusion because of a blank insurance company signature line at the foot of the endorsement. Where “the policy has been duly countersigned, an endorsement or rider which was a part of the policy when it was issued is valid even though not signed or countersigned by the insurer or its authorized representative” (Metalios v. Tower Ins. Co. of N.Y., 77 A.D.3d 471, 472, 910 N.Y.S.2d 28 [1st Dept.2010] ). The certified renewal policy was also sufficient “to establish the existence of the policy and to invoke the presumptions that the terms of the renewal policy are identical to the terms of the policy being renewed” (Estee Lauder Inc. v. OneBeacon Ins. Group, LLC, 62 A.D.3d 33, 39, 873 N.Y.S.2d 592 [1st Dept.2009] ).

OEL's affidavit, claiming that “OEL Realty Corp. was neither provided nor made aware of the assault and battery form” was insufficient to rebut this evidence (Employers' Liab. Assur. Corp. v. Gotham Hotels, 38 A.D.2d 810, 810, 328 N.Y.S.2d 868 [1st Dept.1972] ). Issues concerning policy mailing are factual and cannot be considered for the first time on appeal ( see Lindgren v. New York City Hous. Auth., 269 A.D.2d 299, 303, 704 N.Y.S.2d 30 [1st Dept.2000] ).


Summaries of

Martinez v. Oel Realty Corp.

Supreme Court, Appellate Division, First Department, New York.
Jan 9, 2014
978 N.Y.S.2d 159 (N.Y. App. Div. 2014)
Case details for

Martinez v. Oel Realty Corp.

Case Details

Full title:Miguel Angel Cabrera MARTINEZ, Plaintiff–Respondent, v. OEL REALTY CORP.…

Court:Supreme Court, Appellate Division, First Department, New York.

Date published: Jan 9, 2014

Citations

978 N.Y.S.2d 159 (N.Y. App. Div. 2014)
113 A.D.3d 418
2014 N.Y. Slip Op. 161