Finding that supervisory personnel could be vicariously liable and noting that "public school personnel may be individually liable for their negligent failure to protect students from harm at others' hands"
Holding that although a hospital technician's sexual assault of a patient was enabled by his employment, the tort was not foreseeable and did not arise out of emotions engendered by the job
Holding that to permit a severability of insurance clause to prevail over a plainly worded exclusion for intentional acts “would effectively nullify a policy exclusion in the case of married coinsureds, since one coinsured spouse could always demand coverage for the excluded tortious act of the other on the mere basis of derivative community property liability”