Ashcroft v. Iqbal

Holding that a claim is plausible where a plaintiff's allegations enable the court to draw a "reasonable inference" the defendant is liable

Bell Atl. Corp. v. Twombly

Holding that a complaint's allegations should "contain sufficient factual matter, accepted as true, to 'state a claim to relief that is plausible on its face' "

Scheuer v. Rhodes

Holding that executive branch officers had qualified immunity

Conley v. Gibson

Holding that "a complaint should not be dismissed for failure to state a claim unless it appears beyond doubt that the plaintiff can prove no set of facts in support of his claim which would entitle him to relief"

Cel-Tech Communications, Inc. v. Los Angeles Cellular Telephone Co.

Holding that for an act to be "unfair," it must "threaten" a violation of law or "violate the policy or spirit of one of those laws because its effects are comparable to or the same as a violation of the law"

Cervantes v. Countrywide Home Loans, Inc.

Holding plaintiffs failed to state wrongful foreclosure claim under Arizona law because they were "in default and ha[d] not identified damages"

Hartford Fire Ins. Co. v. California

Holding that allegation that defendant insurers and reinsurers told "groups of insurance brokers and agents . . . that a reinsurance boycott, and thus loss of income to the agents and brokers who would be unable to find available markets for their customers, would ensue" if the terms desired by defendants in commercial general liability insurance were not approved, was a boycott under the McCarran-Ferguson Act

Md. Casualty Co. v. Pacific Co.

Holding that declaratory judgment action was ripe where state action was pending, and state law gave party the right to sue the other

McKell v. Washington Mutual Inc.

Holding that a loan transaction is a business practice under the UCL

Ashwander v. Valley Authority

Holding that the "Court will not pass upon a constitutional question although properly presented by the record, if there is also present some other ground upon which the case may be disposed of"

Rule 12 - Defenses and Objections: When and How Presented; Motion for Judgment on the Pleadings; Consolidating Motions; Waiving Defenses; Pretrial Hearing

Granting the court discretion to exclude matters outside the pleadings presented to the court in defense of a motion to dismiss

Section 2201 - Creation of remedy

Granting district courts the authority to create a remedy with the force of a final judgment

Section 1681 - Congressional findings and statement of purpose

Recognizing the need to protect "the consumer's right to privacy"

Section 2605 - Servicing of mortgage loans and administration of escrow accounts

Describing "qualified written request"

Section 1014 - Loan and credit applications generally; renewals and discounts; crop insurance

Penalizing false statement to influence federal loan or credit agency

Section 1641 - Liability of assignees

Adopting RESPA's meaning of “servicer,” 12 U.S.C. § 2605

Section 2607 - Prohibition against kickbacks and unearned fees

Holding persons who violate § 2607 jointly and severally liable to persons charged with settlement services

Section 532 - Unlawful defrauding of person of money, labor, or property

Obtaining property by false pretenses

Section 2603 - Uniform settlement statement

Mandating that the HUD-1 "shall conspicuously and clearly itemize all charges imposed upon the borrower"

Section 1844 - Administration

Section 3701 - Standards of Professional Appraisal Practice

Requiring every REALCL licensee to "conform and observe the [USPAP]"

Section 564.5 - Information filing; agency processing of filings