Complaint Limited Up to 10KCal. Super. - 6th Dist.May 3, 2021E'F'LED PLD-c-oo1 ATTORNEY 0R PARTY WITHOUT ATTORNEY (Name, State Bar number, and address): b/d/ZUh]; Zeyh- b’dbeLy LAWOFFICEs 0F PATENAUDE &FE_IX, ARC Clerk of Courtmmgmmzm-WmWW) SuperiorCourtofCA,e . 961901esapeake Drive, Suite 300, SanDego, CA92123 county 0f Santa Clara TELEPHONE No.: (858) 244-7600 FAX No. (Optional): (858) 836-0318 21 CV381 252 E-MAIL ADDRESS(Optiona/): Angie.Hoar@pandf.us ReVIewed By' L' |masa ATTORNEY FOR (Name): VEROS CREDIT, LLC SUPERIOR COURT OF CALIFORNIA, COUNTY OF SANTA CLARA STREET ADDRESS; 191 NO. FIRST STREET MAILING ADDRESS; 191 NO. FIRST STREET CITY STATE AND ZIP CODE: SAN JOSE CA 951 13 BRANCH NAME: SANTA CLARA CIVIL DIVISION PLAINTIFF: VEROS CREDIT, LLC DEFENDANT(S); CATRINA MARIE ESPINOZA, X and DOES 1 through 15, inclusive CONTRACT g COMPLAINT D AMENDED COMPLAINT (Number): D CRoss-COMPLAINT D AMENDED CRoss-COMPLAINT (Number) JuriSdiCtion (CheCk a” that apply): CASE NUMBER; g ACTION IS A LIMITED CIVIL CASE Amount demanded g does not exceed $10,000 D exceeds $10,000 but does not exceed $25,000 E ACTION IS AN UNLIMITED CIVIL CASE (exceeds $25,000) 21 CV381 252 ACTION IS RECLASSIFIED by this amended complaint or cross-complaint H from limited to unlimited from unlimited to limited 1. Plaintiff* (name or names): VEROS CREDIT, LLC alleges causes of action against defendant(s)* (name or names): CATRINA MARIE ESPINOZA, 2. This pleading, including attachments and exhibits, consists of the following number of pages: 6 3. a. Each plaintiff named above is a competent adult g except plaintiff (name): VEROS CREDIT, LLC (1) D a corporation qualified to do business in California (2) g an unincorporated entity (describe): a Limited Liability Company, qualified t0 d0 business in California. (3) D other (specify).- b. D Plaintiff (name).- a. D has complied with the fictitious business name laws and is doing business under the fictitious name (specify): b. D has complied with all licensing requirements as a licensed (specify): c. D Information about additional plaintiffs who are not competent adults is shown in Attachment 3c. 4. a. Each defendant(s) named above is a natural person D except defendant (name): D except defendant (name): (1)D a business organization, form unknown (1)D a business organization, form unknown (2)D a corporation (2)D a corporation (3)D an unincorporated entity (describe): (3)D an unincorporated entity (describe): (4)D a public entity (describe): (4)D a public entity (describe).- (5)D other (specify): (5)D other (specify): *lf this form is used as a cross-complaint, plaintiff means cross-complainant and defendant means cross-defendant. Page 1 of2 F°rm APP'OVed for Optima' U39 COMPLAINT-Contract Code of Civil Procedure, § 425.12 Judicial Council of California PLD-C-001 [Rev. January 1, 2007] CA_06 EFile Complaint Contract P&F File N0. 20-8527 PLD-C-001 SHORT TITLE: VEROS CREDIT, LLC VS. CATRINA MARIE ESPINOZA, CASE NUMBER: 4. (Continued) b. The true names of defendant(s) sued as Does are unknown to plaintiff. (1) D Doe defendant(s) (specify Doe numbers): were the agents or employees of the named defendant(s) and acted within the scope of that agency or employment. (2) g Doe defendant(s) (specify Doe numbers): 1 through 15 are persons whose capacities are unknown to plaintiff. c. D Information about additional defendants who are not natural persons is contained in Attachment 4c. d. D Defendant(s) who are joined under Code of Civil Procedure section 382 are (names): 5. D Plaintiff is required to comply with a claims statute, and a. D has complied with applicable claims statutes, or b. D is excused from complying because (specify): 6. g This action is subject to D Civil Code section 1812.10 g Civil Code section 2984.4. 7. This court is the proper court because a. D a defendant(s) entered into the contract here. b. D a defendant(s) lived here when the contract was entered into. c. X a defendant(s) lives here now. d. D the contract was to be performed here. e. D a defendant(s) is a corporation or unincorporated association and its principal place of business is here. f. D real property that is the subject of this action is located here. g. D other (specify): 8. The following causes of action are attached and the statements above apply to each (each complaint must have one or more causes of action attached): Breach of Contract Common Counts Other (specify): Refer t0 Other allegations in number 9.@fiflfi Other allegations: Before commencement 0f this action, in those cases Where recovery 0f costs is dependent 0n such notices, Plaintiff informed the defendant(s) in writing it intended t0 file this action and that this action could result in a judgment against defendant(s) that would include court costs and necessary disbursements allowed by CCP Section 1033(b)(2). 10. Plaintiff prays forjudgment for costs of suit; for such relief as is fair, just, and equitable; and for a. g damages of:$8,833.82 b. g interestonthe damages (1) g accordingto proof (2) D at the rate of (specify): percent per year from (date): c. g attorney's fees (1) D of: (2) g according to proof: In accordance With the terms 0f the contract and the Automobile Sales Finance Act (Civil Code section 2983.4) 0r the Motor Vehicle Leasing Act (Civil Code section 2988.9), and in a reasonable amount pursuant t0 the Court’s default schedule (in the event 0f a default) 0r in amount according t0 proof at trial. d. X other (specify): For such other relief as the Court deems just and fair. 11. D The paragraphs of this pleading alleged on information and belief are as follows (specify paragraph numbers): Date: April 05, 2021 [ ] RAYMOND A. PATENAUDE [ ] STEPHANIE J. BOONE [ ] ANGIE HONG HOAR [X] ROBERT w. WRIGHT f'u.‘ _~ - - ‘- [ ] DEAN KESHAVARZ ’ E}V (TYPE 0R PRINT NAME) (SIGNATURE OF PLAINTIFF 0R ATTORNEY) (Ifyou Wish to verify this pleading, affix a verification.) PLD- C-001 [Rev. January 1, 2007] compLAlNT-Contract Page 2 of 2 CA_06 EFile Complaint Contract P&F File N0. 20-8527 PLD-c-oo1 (1) SHORT TITLE: VEROS CREDIT, LLC VS. CASE NUMBER: CATRINA MARIE ESPINOZA, F'RST (number) CAUSE 0F ACTION-Breach of contract ATTACHMENT To ECompIaint D Cross-Complaint (Use a separate cause of action form for each cause of action.) BC-1. Plaintiff (name): VEROS CREDIT, LLC alleges that on or about (date): July 31, 2017 a E written D oral D other (specify): agreement was made between (name parties to agreement): VEROS CREDIT, LLC and CATRINA MARIE ESPINOZA, g A copy of the agreement is attached as Exhibit A, or g The essential terms of the agreement D are stated in Attachment BC-1 g are as follows (specify): Defendant(s) entered into a written contract With Plaintiff, whereby Plaintiff loaned money t0 Defendant(s) for the financing 0f motor vehicles sale 0r lease. The terms and conditions under Which Defendant(s) agreed to repay Plaintiff for the monies loaned are set forth in a written purchase contract/lease and /0r loan agreement between the parties. Defendant(s) indicated his/her/their consent t0 be bound by these terms either by an authorizing signature 0n the agreement 0r by Defendant(s) taking possession 0f and using the vehicles and monies provided by Plaintiff. BC-2. On or about (date): April 27, 201 8 Defendant breached the agreement by D the acts specified in Attachment BC-2 X the following acts (specify): Defendant(s) failed t0 make payments 0n the contract as agreed and, despite Plaintiffs demand Defendant(s) continues t0 refuse t0 pay Plaintiff the amount owed under the contract. Defendant(s) is in default and, such under the terms 0f the contract Plaintiff is entitled t0 the unpaid balance, attorney's fees and costs. BC-3. Plaintiff has performed all obligations to Defendant(s) except those obligations Plaintiff was prevented or excused from performing. BC-4. Plaintiff suffered damages legally (proximately) caused by Defendant's breach of the agreement D as stated in Attachment BC-4 g As follows : 1. The principal sum 0f $8,833.82; 2. Costs 0f suit; 3. For such other and further relief as the Court deems just and fair. BC-5. g Plaintiff is entitled to attorney fees by an agreement or a statue of $ according to proof: In accordance With the terms 0f the contract and the Automobile Sales Finance Act (Civil Code section 2983.4) 0r the Motor Vehicle Leasing Act ( Civil Code section 2988.9), and in a reasonable amount pursuant t0 the Court's default schedule (in the event 0f a default) 0r in amount according t0 proof at trial. BC-6. D Other: Page 1-Pag-e1fiT Form Approved by the Judicial Council of California PLD-c-oo1(1) [Rev. January 1, 2007] CAUSE OF ACTION-Breach of Contract Code ofCiviI Procedures, § 425.12 CA_05A EFile Breach 0f Contract P&F File N0. 20-8527 EXHIBIT "A" “IMMILLIEITBALEW-mmmmfimmxflmm “‘37 wrun- Kasw m“ mmm In-wnu-um-u mmmmm- houn‘m-mm alumnimm .94.,wma- flhwjiflffl‘ ‘ \ 5mm. meansmom r Nu "W.l "mmum'flfl mWmhhqnflnmmmnmnmwaummmuwnusa m IWummwunmann- mmnmmmm alw- mmmnmmimwhm‘ Wflwflhm hw n man nmm‘ uN“m" - a xmm “m: ff” ;;t‘*""%:“ ”I ,_ , . A _W _mum “um 7mm “'3‘ ‘ inl‘”..L'fl “F‘h~l‘-~wum uaq-u-n-m-uw-ur_.l_&&m---'--'-‘mummmm-quu-flg-‘q mi I a-muma I Mumm- 'xmmammmm INN“:Lmnmm 1-451% zomPvaIm-nn 3‘WMIMi 5-H! s mImmmn-F-uw l__ mcmmmpmmq |__mnummmmIonian-M-l Laun‘m-I “Mm Inn I lmwmm L~u(__fliI m5"a m-wfllm I wmmmn_-_-l-rm$“ nun-m-mI-nn-ma |_‘-®Am“ HmHRH- m I “W Lmmmlum __-_: “WuflflI nun W I m--m_m-__s-Wamac-m l-m A mmmmmu-‘inm-”1-WI-I “W”mums.“I,Mwmm l flu! Lmmmwmmw I u: um-pun -flfim II- uuv-u-m_m__ x_mw r- _ M-. 'ufihflmh‘l [mu lwmdm I__mcunning“ BWM‘QMIM A unma- Efim s_ELWc-o gwm-m u|Whh- siuwm “mu.” aw cmr r.- | W u moan...“- anm.--__lfi.m IMVMHI-uuu n.umhuwm 1-!!W uwumms__Imu-mmmmua-«am |_WU mummm mtunmmm-cm--_ru IM “3! mmnmm |__-xmumm numb...“ mtum a hum IflA-wmvmm-uu-nI-m l-qh minimum -wu-mwn-m_ rwuflrnmswm l MI-mC-iu-Ifian I.-n% bun, n m‘, W Ummmmu-plc-munHu-vm-u I- mm unmupnnu .. “HI-Wnu___m_ Ju- -am-m-w-1~nnsn. m s mhu- , u. un-ammw mmmwn-mmemfi pq-uu-nm-nm-m-I-m-unu-n V. M-MHI‘E . mung.m wmwuwmmmnmuwuw-mrMuhaumwmwnnmwrwum. nmmmuhmunnum- . "madam Tami u M'usmlnm ‘IIW 'filmu J mmwprzmu-whfn 4,1,nmmm Amlmmwmw nn mum! mmmemwmwmfl-flrhlm-fll‘wflmmwmwmwmmuwumwmawumummmnmuwmmlmmmmmmmmmmmwma‘mmI-flwmumfl" “ HM Mmmmmmlmm’tuflmmmmmwwwwu” W w“”u a 1,7 . , , ,,,,, ,7v Juazummmrmnwmpununmu-qu‘mm ...“ ham»; nunumnumnmmWu: hnmum‘“ Hum flu.umunmfi‘“L"‘MM gwm rguuau-un-gu-p q“...- m... hnn-u-mn "-w-u '- w-u-u ., :le‘Iwmflm/WWm:er-ge Rain may & nmflnblacwith"."Ia SCUM. The Seller may mfg" [MlW Ind JIM" FL! right laWV! a plrl' o! Emanuecham mmmnmualmmMEEWWMMWWWMAWTWMW mmmm_mmfin-n pu-Iurmv m wins.” “mum" mummmq“ | mmmmmmmhwumum=mmumu mhpmh‘ mm,“F-nuhmflnmflhmdh‘fimmlummhu‘wnl: w m u M m.m “l Mlmwfi1mm uhnmmmmwm mm,m"mmn'ammm?fllmBum q figmMu-l _Data-mu .Awnmu mnnqum-uummn.m_nnhumumw I huntnmn wwwunmflrnmwuunum mouth: V. I _A m_.___A_ ._ .77-..‘__._umfi n: ”gm.“ m 3-“:~“1.=ETM.‘§.E£E.:.-rm ... *4""TL“; 4W~meméhn' .....gunma- .31....” ‘5... .mrzfipz'fiMh‘fliimg nflu'huJ‘E-w; ungu-un. w fl-u-u-I m_fl‘a‘I-wx _ _ _n‘- l u- ), __n, _ m 77 ._-- mr__.vz.-HL%_-._.;_-_.___~-___ mum 1 mm M L hmmmmrmammnmum t mnwnmvmmrmnmum muuu-wn-aw'm-nrmw. ampu-fin-mpmammmwm mmmmmmmmmmmm-mmxmummmmhan-‘m sum mmmm- mun.~ulmaCWNympmdeamcmm munmlwuma.mnmnta mnumjLwthm-‘rmmmzmw m-mu.ammndmvmm~.m a map." mu m.menanrgnbvuh. mum amine;M.mn.m4munmflmmum mm mmmmmuwgamuawn-wwwmmmm