Answer Limited Up to 10KCal. Super. - 6th Dist.April 29, 2021From; Gage Aurioger Fax'4086805776 ro. Fax,(646) 340 1767 Page 3 or 10 08I02I2021 10;53 AM I lunt P. I lenriqucs, Attorneys at I.aw Donald Sherrill, Esq.!)266()3rg 7017 Realm Dr. San Josd CA 95119) I elephone: (800) f)80-2426i Facsimile: (408) 362-2299 A'ttoi."ncy's Io)' Iaultif I 9 S1)PPI;RIOR CO()RT OV CAI,IVORNIA, ('OI..INTY Ol'AN'I'A CI,ARA DOWNTOWN SIIPVRIOR COI!RT - I,IMITVI) ('IVII, ('ASV. 10 12 Pfuintif'f; 11 C'ITIBANK, N A, ( isc No. I('Y181189 STIPI'LATION A(rl(VRMVNT vs. 14 MOIIAMMAI) I!DREES. .II)RISI)I("I'ION RlfyfAINVD IINI)If;R COI)1': OV CIYII. I'RO(''Vl)III(l: ft 664.6 15 Dclcndful't 16 18 IT IS HLRL'IIY 8'I'IPI)I.,A'I EI} lly;nld betwccn the piirtics hcrct&i; 19 I. Moh&illlillad I drees (" D& feudal))t' st&pi)la'tcs to thc I iltl'y &it!&Klgil'icill iii ill&'or ol ('I I II)ANIL 20 22 73 24 75 26 N,A. ("Plaintitp') in tile PrinciPal sum of'15.6f)5.74 Phis el)&ill c\fsls Pi)i'sit)alit 'I&i )lie))lors)tdu»1 Of Costs (Which Will be limited tu I'luintif'I" S I&'0 fiir fili)'Ig thC Coinplrlillf: I'laintiff"5 fcc for service of process; fi:cs (incfudii')8 fll)y Icpol'tc&'iic that thc co&irt intq require at the time a motion or application is filed) i&fr;in} n&oti&iii. application.;In&I!Or &ir&lcr that has been granted, includinr'h& motiorl ol'lf)plication to cnfi&ircc tl»s Agrrcemcnt,in&i iny order fec required to file thc attached proposed order; anil T)cf'&in&faut'3 l)rst appearance I'&eil''lintiffadvances that I'ee in order to tile this Agrccmcnt): fess ere&lit fi)r lniyments ill)ale in good funds befoie thc time ot'&lef'ault. 2, I'laintilT 2»»1 Dcf'cndant ftorrcthcr, the "I'artics") agree th;)I !I5,605.74 is thc Occur))II'age I of 8 Settlement Agrccmcni (C'odc of ('ivif I'rocccl&irc SA'i648)) I}t}000401( I I ilti 1155&) I 3 00 I Electronically Filed by Superior Court of CA, County of Santa Clara, on 9/28/2021 4:00 PM Reviewed By: A. Nakamoto Case #21CV381189 Envelope: 7358023 21CV381189 Santa Clara - Civil A. Nakamoto Fram Gage Auriager Fax )4086805776 To; Fax;(646) 340.3767 Page: 4 of 20 08(02(2022 20:53 AM 9 (0 l6 19 20 22 27 2g liquidated amouni owed by 1)cfendant ti)r ihe,'&ccouni !)umber ending in 0g0g (the "Accoi.lnt"). NutWith»tan&ting 1)CfC&)dani«» agi'CC&T)C)1t lo ITOVC Iudgi)lent Cn(L&'Cd (igni&)St him/her,I'faiiifI'ill not request that judgment he cnimrcd so Ion&'s!)cf'enihni is not in defn&ft with ihc pii)fin&'t pfr&11 sci &ra'th he)ac(il, 4. Defendant agrees to pay to Pfaintiff'a doivn piiyment o!'$224.00 on or hcf'&!&e .Iufy 2«q, 2021 folfowcd hy «i minimum of'21 N.00 on or hcf'ore thc ggih &I;i) ot &"ach and cvcry month CO)11&1)C&1Cing in AuguSt, 2021 fblfOWCd by «& lu)af p«i)"11&e&'it OI f«14').74 (in Or hefere Au«ruSI 2g, 2023, Lint&1 thc 1)cfci)d&1&1t h&1s p«iid 1h('Iu&lgil)cnt A&11&&ii&11. These coil»eciii&vc &Tie&)ihly insiaffmcnts„u&talingr f&5,605.74. timcfy rcccivcd, will constitute I'ui! sati»faction of'tic Judgment Amount, II l)efendant timely makes I g OI'hc 26 instaflmcnt f&«l) iuC&)&S LVh&)i'& dil(.', iota! ing $ 3,930.00, Def'cndant mi)y deduct the rem«&ining payincnts, iotiiling $ 1.67».74,!'om the remaining balance then duc. Time is of the essence ivith respect to all p;iyn&ents. If'efendant !gila to make !'uf! and timciy payment of'n) inst&i!I&nci&i (0 il 0)) paymcni is i cversed, th&0) Defendant v'if! not bc cniiilcd to anv deduction. the I'ufl iun1&&i&) 1 &1g I'iu! a&1ec LY&! I be, duc, m)d !'Iaintiff shall bc &«i)i&&led to L'&1tei'L&dg&1'ici)t lot'hc .IL&dgi))cii& A&'Ii(ii&i)t. f'&!i&S C(ill&4 costs pL&i'sua)1'i io '1 nlcllloriiildu&T& of cos'ts (which v if! be limited to Pfaintif'I"» lcc (or !i!i&1g the complaint: Plaintiff" s I'ec for service of'process: I'Lcs (includin&r «u&y reporter fce that thc court may require at the tin)e a motion or application is lilcd) for iny iiiotioi&„ ipplication. and/or enter that h«i» bcc&1 gra)1tcd, ii)CIL&di&1g ihe &11&iiioii or applic iiioi) i&i enforce this Agreen)cnt m)d any order fce!Cquired to I&le tfic attach(.d proposed or&!crt &in&( I')efi.ndimt's first upper)rance f'ee if'!«&intilT advances that fce in miler to lilc thi» Agrecn)ent):, fess credit for payments made in good funds bef'orc thc time ol'&feiaufi. S, ACCCPL&inee Of a)'))'OC Or &1)0&'C fatC OT P«u'fu'll Pa)'n&Cnt» by I hiu1(&I I Oi'«ii&VO&)C aC(i&1g O)1 Pf«zintfff"s behalf'h«if! neither constitute a waiver of; nor in any wa) prcjudicc, Phiintif'I » right to demand an&I receive timely payments thcreaf'tcr or to &I&cfmu;& dcf;uilt hercundei. Plaintiff's I;iifurc to dec!me a default under this giipiihiti&&n when so eniiifed, s!)Of! ncitficr Coi&S&it&lie a Waiver Of. noi'11:ill)r &V«t)* PiqjL1diee, I'Iaintil'I » rig!&i t() d&Cfare «S &lef;iuft I ag&.' o f gC&ilCi &1C&1i Ag1'ecr&1&'&1( ((.Od&'. Ol C &V& I I &7)cod&I&'c»s 6(&4.6) DE)0002V&& i LL») I 7& S S (f & 0 0(i I From'age Aor&oger Fax: 14086805776 To: Fax; &646) 340.1767 Page 5 or 10 08I02I2021 10;53 AM 3 thcrcaft.cr. 6. Paymenus due us stipulated above shall bc made pavahl« to ('ITII)ANI(. N.I)L.. no&stud with Defendant's account nnmher and sent to thc f'o! lowing Payn&c»i raklress: Hunt &8& Henriques 7017 Realm Dr. San Jusg CA 95119 12 16 17 18 19 20 26 7. Thc Parties jointly request thai this court retain jurisdiction under ('ode ol'(.'ivif I'roccdnre sS 664,6. The Parties f'urther request that this court vacate r&II Iutnrc hcaringfs and str)v all Purtfter E&ctiL!n on this case pendi)!g con'!pic&ion of tf&c I'ru'ties )'cspcciivc ohfir"»ious Lu&dcr this Stipulation, If'and only if'ocal rules so require. the Parties. hy their si natures hcfo&v. authorize the cour& io Llismiss this case without prejudice. I'o thc extent tf&at thc co&fr& dismisses the case witho&)t p)'e)L&d)cc and pLL)'SL)&u'&t &O ( o&IL'f'('iVil I'roccdf&)re C& 664.6. thc. court shafl retain jurisdiction. Thc Parties f'nrth&r agree that in ihc ev«nt of' dcpauli in payments and ai the request of Plaintiff, the court shall reopen ihc c:)sc without notice io Defendant. Yr&cale anv dlsnslssaf, r&nfl enic'&'u&lgn&L»t. fo)'hc IL)&fgn&&."nt An&ount pf&)s ru&v motion andior order I'ccfs) require&i hy the court, less cred)i for 1)a&ymcnts made. 1he Parties further arfree that this Stipulation may &i I'laintiffes option h& cnfhrccd hy ind&. f)cncfcni '&et&on. 'I'hc. P)utica also agree to, and do. voluntarily &vai&e r&II stx&iut&.s og lin&itution an&) ou&yothe)'cgaf impecliment or h2&r io this court I'rom continuing or rcsumin r jurisdiction of this c;&sc I»CILKhng„ I!Ui not Ihn)ied to, &vr&&v&')'l. rigf)ts,'u&LI p)'»visions &)1''ahlornia ('odc of''ivil Procedure g(j 683.160, 683,210, 683,.310. 'i8'1. 60, 68i.410. 683.420. and;&ll other pn visions of (.'.afi(ornia law rerr»rding dismissaf of'r&ctions for Ii&ilgwu'c io prose& utc or to hring;&n;&ciion io trial within any time limit. 8. If'Doyen(lant satisfies his/her pavo&L'.»I Ohfigaii&ms hc)'L'L)t&LIC)L then I IL&h&tiff'shalf dismiss this case Lvith prejudice &&Pter the f&nr&1 pr&ymcnt has hecn determined to he in rrood I'un&is. If'ihe c&u&rt has already disn&issccf the case without prejudice. thc» it &viff he supficicnt ii&&&I'Iainiff'o lct the dismissal stand. I:,xcq!t as oiherwisc provided herein, each op the parties agrcc to hca&'he &."xf&ense of'ts owt& 4&tio)'ncv I&'.cs r)nd court costs in co&»&ection &vi&h the m;&tiers i!0{)ooavi( I t,t&t) Pr&gc 3 of 8 Settle»lent. Agl'&.'cn&L',ni (( odc of ('&v)l Procedure LS 6(Ta.n) igss()i! On) From Gage Aorioger Fax: 14086805776 To; Fax &646) 340.1767 Page 6 or 10 08&02&2021 10'53 AM addressed herein, I'u&%her, if'hc case is dismissed vvith prejudice. then D&.'Ibndant will &1»1 bc consider«d a prevailin&r party. 3 9. I hc Parties agree that 0 coi&1nlissioilcr of the court &11&I} hei»'&ily pl'oc«cdi&1gr;Irisil&g I)vm& ibis 4 St&P&&frit&on. 10, I:ffectivc: as of the date Dcf'cndant cxccutcs tfiis gtipulation. Defendant, on Dcfcndiint's behalf and on behalf'l'll of'efendant's agents. assig»s, h«irs, successors, serviuits. and roM fir 0 0 e m d m;. IO 14 20 2] 27 2g rcf&rcsentatives, includin&r attorney». rcl«ascs and &lisclu&rgcs Vlaintif'I';u)d al! Of its;&f'filial«s, parents, and/or subs&diary corf&or Itious, account scrviccrs and suf&-scrviccrs, its rcprcscntativcs, managring partners. Of'ficers, directors, sharcl«)ldcrs, «lnf&loyccs, CIgc<s. assigns, predecessors, sue&'.essors, servants, insurcrs, fico&&aces.:«&d represcntcitives includingr ritto&&1«vs (the *'Rcleasees") I'roi» any iu&d all known or unkn&i&vn claims. d&nnaiids;uid caus«s of action and claims of any kind (includin&r any claims for d;In»;gcs. intcrcsi. I'ccs, and/&&r a1torncy fees) that Defendant may have with resp«ct to thc /&«count. includin&r without limitation all clai&ns tha1 were asserted or could have been;)ss«rtcd in ihc above-cciptioncd matter (thc Matters Released"). 'I'his release by Defendant &loes not cxtn«f R& any othe& accoim1s, agrreements, debts, loans, promissory not«s, niort&}a&res. liabilities. or other fi»ai&cial obligations that I.)cfc"ndant may hiivc &vith any Release«. I I. f',xcePt as otherwise set I'orth herein, I)efendrn&t agrees Ih.'It Det'ct)da»1 will not I≤u&y claims., complaints, af'f&daviks, arbitrations, or proc«cdinrrs }vith respect to the Mritt«rs Released against any of the Releascesr and that any such claims. complaints, Iffidavits. arbitrations, or proceedings lilcd prior 1» the execution of 1his gtipulation shafl promptly b« dismissed or withdrawn wish prcju&Hcc. 1'his gfipulation i» intcndcd to ivcsolve Iiorcvcr thc entire disagrcemcnt betwc«n Defendant rn&d Plaintiff: 12, IJpon timely rcccipt and fhll negotiation of thc pay»&eats as st;itcd aho}'e, I'Imntilf'ole;iscs &uKI discharges Defi:nda»t in connection with any claims it ma} have relating 1» the I),«count 1'his release by Phiintiff docs n&u extend to ai)y othe&" 21cco&11118. aigl'cclllcllts, clchtv, lo&1118 PrOmiSSOry nnteS, mOrtg:igCS, lia&hiliti«S, Or Other finanCial Obfigati&mg thilt DCfC»CIil)11»1&l} have v,ith any Releasee, I'agc 4 of g gcttfcmcnt /}grec»&c»t ((.'O&fc of'(.'.ivil Vn&c«dure sv d(&4,1})1&1&0002VIC f 1,11& I 14SS&) I &.1)01 Crom Gage Aoooger Fax 14086805776 To.'ax;(646) 340.1767 Page 7 of 10 08&02&2021 10;53 AM I 15. f)efendant knowingly waivcs Defendant's rights underScction 20-7-11 nl'outh Dakota Codified Laws, if apl'If&cable. wli&cl& wniihl ntliel'&vise b'&r I'elf&&qu&alii&&cnf. Of cia&I&&s tl'III'I f& creditor does &lot i&now nr sr&spec& io exist. 4 14. 1'.ffcctive as of the date Dcfcndan1 execuIes this Stipula1ion, Del'ei&i1ant expressly waive» ancl 5 6 7 relinqui»hcs all rights and benefits that hcfshc hus nr may have under (';&lilornia ('ivil (.".nile Section 1542. Tilat sect&on states: A g&.'ncl'Bl rclcBsc docs &lot cxtc&icf to claims that thi creditor or releasing party docs not know or suspect to exist in hi» nr lier I'&ave&r Bt thc time nl cxccuting thc, release m&d thah if'kn&nvn by him &&r hir. ivoulcl h:ivc m;it&.rially af'iccIed his i&r 9 her settlcmcnt with the debtor i&r released parh." Dcf'ciuhmt acknow lcdgfes thai. thc rf t B r 5 o c& 14 15 16 17 significance and consequc&icc of'this waiver is that even if'hc or she should cvcntu;illy»ul1'(r adclitional dam;i&res arising& nn1 of'ihe Account. or thc Bbnvc-rcfbrcncccl matter, he or shc v;ill nnt bc permitted to mal&c any claim I'or 1hose ihunagc», Irunhcrmnrv,. Dcl'cnd;ini acknowledges that he or shc intcncls that consequence even;&s to claiins li&r damages that n&ay exist Bs of tl&e date this Stipulation i» executed, but which hc or sh(. does iic&I know exist, and which, if'known, would n&&iterially BITect hi» nr her decision to execute this Stipulatimi. regardless nf'whether his or hcr lack nl'nowledgfe i» the I cauli nf'ignora»cc. &&vcrsight. c&TOI, ncgligcnce, or nny other cause. Saiil vgiivcr is »per.ilic In the Account Bnd thc Bbnvc- caPtionecl matter and does not cvtcnd to rmy other Bccnuncs or other f&none&al nblirfations that 21 26 27 Dcl'endant may have ivith fn&y Kclcasec. 15. Plaintiff exPrcssly waives;u&d relinquishes Bll rigfht» &in&i bcncl&i» that it i&as or may have tulclcl'dallfnin&B ( IVII Code Scotia&1 154 . I h lt scc1&nn sfi&1cs: "A gfcllc'I'(ll I'cic(Ise clues n('&'I eXtend tO ClaimS that th(. CreC!itnr &&r rCICBSing p&irty d&rr'» nni ki&OW Ol'Sll»f&CCI In CX&xt &r! h&S nl. hcr favor rit ihc time of'xecuting thc re!crise anii that. i!'nown by him or lier, would ltnvc materially affbct«d his or hcr setilemcm v,ith Ihc clebtor ni rcfca»cd party." I'lain(if'f acknowlcclges that the significance ancl &x&nsccluence &if tfii» ii;iiier i» that even if'I shr&uld cvcliiinilly suff'er a&i&hi&onal dainagc» Bl'ising out ol'hc Account, or ihe i&bove-rcfbrcl&ccd matter, it will ia&t bc permitted to make. any claim for thnse dan&ages. I'urthcrm(ire, I'laintifI'cknoivledges that it intends that cnn»cquencc riven a» tn claim» I'nr d;m&ages th;It may cvist I'a&re s of g SCttlem nt AgieeemCnt t(.'Ode Of ('I& il I'rOCedurC Vv 664.6 &t&f)OVOZVK j LBU IBSSC) I f,(l(II From Gage Aorioger Fax& 14086805776 ro: Fax:(646) 340 1767 Page 8 of 10 0870212021 10:53 AM 7& ef c& u w' 12 o 0 f) 'm -'6 17 2(& 23 26 as of the date this Stipulation is exec&nod, but which it does nn[ l&n&nv exists, and which, if'nown„wouldmaterially sfl'ect its &incision t» execute this Stipula[inn. i&c&gardlcss of vvhcthcr its lack of knov, ledge is thc result ol' nnrance. oversight. error, negli 'ence. or any other cause Said waiver is specific to the Account and the abnvc-captioncd matter and docs noi extend fo any other accoun1s or other f&n'&ncial obli&&ati&ms that l)clbndi&nt may have with any keieasec. Plaintifps waiver is nnt cfl'ective until all fga&&'&1&c&1Ls owed b) l)cfcndant un&lcr this Stipulation have been paid. 16, 'I'hc &legnt&at&onS I(»cii&1g to thc tern&S of this St&paint&on 'nld fuiy 'uid all facts rela1ed to the Matters Released arc contidentif&I. 'I'hc I'ar[ies a&7&cc nnt [o disclose thc;&bove h& any person eXCCpt aS may be»CCCSSary tOr the preparat&On Of t&nanvu&1 Sta1emen[S Or ff&X &'Ctu&'n.'i, O& e&S may be required by law, or by valid ordef'l (.'nurt. Il any I'a& [y or person actin& ni& behalf nf' Party hereto receives an inquiry about this Stipulation. such I'arty will rcslxin&l only that 'thc matter has been resolved." Nothing in this S&ipnla[inn shall, hn&vcvcr, bc deemed [n intcrlcrc w&th ca&ch Party's &717hgat&on to &'CPoft t&fu&sa&'u»&isve'&1h aPP&'»f&i'fate govc&'fur&cn&x11. taxing, and/or registering agencies or to comply with the 1&w or a valid (.'Curt Order. In addition, nothing in this Stipulation prohibits»r limits [hc Parties or their counsel from initiating conm&unications &lircctly with, rcspnn&ting &n any inquiry f&'&&ni. v(ihu&tf&c&"lng information 1O, or providing testimony before, thc ()ITicc ol ih&. ('omptrnllcr»l'fhc ('uncncy, Bureau of (:onsumer Iein;mcial I'rotectinn„SCC&&rifles find I.'xchangc ('nmmissio», Dcp;&rtn&cnt of )us[inc, any other self-regulatory organira[ion nr any nth& r governmental. h&w enf'orcement, &n regulatory authority, regarding thisStipulatinn and i[s u»dc& lying I'acts;&n&l circumstances, or any reporting nf. invcstig&[ion into., or proceeding rcgi&rdi&ig suspected violations of law, and that ihc Parties &&re not required to advise or seek pcrn&issinn bcl'nrc e&1ge&g&ng &n dny SOCh aCt&V&tv, I'&I&'thc&mnn'I'C, I)&.'fCndfu&f i&nderstfn&&tS thf&'[ ih&S Sf&puli»nu) &lifiy bc t&led w&th thc coui t. 17. The I'f&rtics represent unct warr;m&1lgat ill&.'v'ave r&nf sold, t»" iisl&:&'feed. Convey&'d, assi ncd. or nthcrwisc disposed nf any right, title, or intcfvst in any ol thc Matters Rcfcascd or this S&ipulation to any person or entity, and tl&at the I'art&cs a&gc nni;nvarc»f';&ny other person nr I f&g&.' Of g Settleincnt Agieecmcnt ((.'&&dc of ('ivil Proc&xtu&& vs 664.&71 DDof&f&av&c [L[31.& idss&7&) Onf From. Gage Aorioger Fax; 14086805776 To: Fax, (646) 340-1767 Page 9 of 10 08I02&2021 10:53 AM entity who n'lay llav&.'l'llo has «issci't&.'0 or c«ili asset't a 1'ig&ht. title, or interest in iiny of thc Matters Released or this Stipulation. The Parties I'urtherreprescnt an&I warraiu th&it they arc duly authorized and fully capable of cxccuting& this Stipulation a&id undcrstan&1 its contents. lg, l)efcndant acknowledges that 19efendant has not s&ni ht„ i&cccivcd &ir relied on Plainiiff, Piaintif1's counsel or uny agent ol'Plaintiff I'r any tax advice of'any kin&I ivith respect to th&. cft'ccts of this Stipulation« the Matters Released. Or the delivery or payincnt ol'ny consideration identified herein and Plain(ifl'guly hc required t&i file certain 10')') oi'tllcl g information reports with the l)rdtcd States Internal I(evenuc Scrvicc. 1)efcndant has bccn 9 advised to consult with tax connscl of Idefendant's own choice io sock legal and tax «idvicc rge.U/s O m8 Ii- 10 12 16 17 19 regarding the taxability or n&ni-taxability of considcrati»n provided herein. 19. f)efendant acknowledges having had the opportunity to c&msult with le«& il c»unsel of his/hcr choice era)cerning 17cl'endant's lcg&al rights v ith respect I&! ihc form;ind cmitent of this Stipulation and the advisabilih'I cxccuting it. 1)ef ndrnit has read this Stipula(i»it «a&id is executing it voluntarily rnid not under duress of any kind. 20. 1 his St!Pulatl(iii iiiav bc sigii&'cl ii) couiitci'P&il'ts, a(id 'lhc cotllltci'P«li'ts togctllci',ill«&1 I collsii(utc onc docuinent, Counterparts including foxed, sc;&oned, &ir photocopie&l signatures shall hi: as valid as an original. 21. This Stipulation contains th» entire agi&cement. »I'he lhirtics. I'herc;irc no oral »r i&riitcn Elgrceniciits or uilderstandings iiot conlaincd herein. 20 26 27 DDOOO2VK, t,(4(.I I'ag&. 7 ol'g Settlement z(grec&n& nt (C&7&lc of Civil I'r»cc&lure xs 6(fd.(&) 1465(& I:&.OO I From: Gage Aurioger Fax: 14086805776 To: Fax (646& 340.1767 Page 10 or 10 08I02I202110:53 AM 22. Any attorney who signs lor a party. represents by that signatuiec that the attoritey is c&;prcssly authoriacd by the, party to sign this Agreement. 5 09/23/2023 Dated: '&w','i'()E [AMlytAD I11)&gal Dclendant (or Attorney, as cvprcssly anthorizcd by MDI IAMMAD I:DRI'.I',S) Dated (.'itibanl&, Nt A. l,egal Representative (or rhttorniy. as capri'ssly rauthori Bed by ('itib tniv N.A. I N aine: 1(eyin Brendon Bulza SBN 318091 I& C& e rJ o tt r~ V a i BJ 17 lg 19 20 21 22 I'age g ol'g Settlcmcnt Agrrceinent (('odc ot'(:tyd I'rocedurc vs B(&4.0IDt)0002V(C! (.BU tgssg(3 catt