Declaration CCP 585Cal. Super. - 6th Dist.April 28, 202110 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Erin E. Patterson, SBN 262285 Jason W. Tang, SBN 3 14337 Patrick J. Layman, SBN 59643 Thomas J. Sebourn, SBN 279272 Nicholas J. Babilis, SBN 291676 Carina M. Jordan, SBN 302099 Shane T. Wate, SBN 302738 Suttell & Hammer, APC P.O. Box C-90006 Bellevue, WA 98009 Tel: (425) 455-8220/(888) 788-8355 Facsimile: (425) 453-3239 Attorneys for Plaintiff s/h 776898.001 21 CV381 146 Santa Clara - Civil Electronically Filed by Superior Court of CA, County of Santa Clara, on 7/27/2021 1:38 PM Reviewed By: A. Villanue Case #21 CV381 146 Envelope: 6932616 SUPERIOR COURT OF CALIFORNIA, COUNTY OF SANTA CLARA JPMorgan Chase Bank, N.A. VS. JOSHUA E PATRON LIMITED CIVIL CASE Plaintiff, Defendant. Case No.: 21CV381 146 DECLARATION IN SUPPORT 0F ENTRY 0F JUDGMENT CCP § 585 (d) The Declaration is attached hereto and incorporated herein. DECLARATION IN SUPPORT OF ENTRY OF JUDGMENT CCP 585 (d) - 1 SUTI'ELL & HAMMER, APC PO BOX C-90006; BELLEVUE, WA, 98009 888-788-8355/425-453-3239 FAX A. Villanueva V3 Doc Page 1 of 3 1 SUPERIOR COURT 0F CALIFORNIA, FOR THE COUNTY 0F SANTA CLARA 2 LIMITED CIVIL JURISDICTION 3 4 JPMORGAN CHASE BANK, N.A., 5 Plaintiff, 6 VS‘ CASE N0.; 21CV381146 7 JOSHUA E PATRON, 8 Defendants. 9 10 DECLARATION 0F FACTS BY ORIGINAL CREDITOR 11 12 I, Cynthia Felan, declare as follows: 13 1. I am over 18 years 01d and competent to make this declaration. I am an employee and 14 Authorized Signing Officer for JPMorgan Chase Bank, N.A., successor by merger to Chase Bank USA, 15 N.A. (“P1aintiff’).1 I have access to Plaintiff’s books and records (“Business Records”), and I am 16 authorized to make this declaration on behalf of Plaintiff: The statements herein are based upon my 17 personal knowledge obtained from my review of the Business Records. 18 2. Due to the nature and scope of my employment duties, I have continuing access to SD_SwornDocumentExecution 000262050008 19 Plaintiff’s Business Records and have personal knowledge of Plaintiff’s procedures for creating and 20 maintaining these records. Plaintiff’s Business Records are: (a) made at or near the time ofthe occurrence 21 of the matters set forth therein; (b) made by, or from information transmitted by, persons with knowledge 22 and a business duty to report, or are made by a computer or other similar digital means which 23 contemporaneously records an event as it occurs; and (c) kept in the course of Plaintiff’s regularly 24 conducted business activities and it is the regular practice of Plaintiff to make such records. 25 26 1 27 28 1 Effective May 18, 2019, Chase Bank USA, N.A., merfged with and into JPMorgan Chase Bank, N.A. B44A11 DECLARATION ofgzgxeCTlsoB:ORIGINAL CREDITOR llHllllllllllllllllllJlllilflllllflllllllfl lllllll 1| |1ll Ilkllltl I"ml"lllllllllll’lllilwII" Pkg Page 1 of 8 AWN \DOOQOLII 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 JPMorgan Chase Bank, N.A. V. JOSHUA E PATRON 3. Plaintiff’s Business Records show that JOSHUA E PATRON (“Defendant”) opened an account with Plaintiff or its predecessor for the purpose of obtaining an extension of credit on 05/20/2018 (“Account”). The last four digits of the Account number are 0525. 4. After opening the Account, Defendant did use or authorize the use of the Account for the acquisition of goods, services, or cash advances. Defendant failed to make the required payment(s) on the Account and demand for payment has been made. 5. Plaintiff provided Defendant periodic billing statements for the Account. The periodic billing statements described the charges on the Account along with interest, fees, payments, credits, and the amount due on the Account. Based on my review of Plaintiff‘s Business Records relating to Defendant’s Account, there are no unresolved billing disputes regarding the Account. A true and correct copy of the last periodic billing statement provided to Defendant is attached hereto as Exhibit A. 6. The last payment in good and collectable funds on the Account was 0n 0r about 03/10/2020 in the amount of $145.00. The last charge, balance transfer, cash advance, or other debit that was initiated by Defendant and charged to the Account was on or about 03/14/2020 in the amount of $5.90. Credit has Been given to Defendant for all just and lawful offsets, payments, and credits as of the signing of this declaration. 7. The balance due and owing on the Account as of the signing of this declaration is $6,919.52. Page 2 of 3 Doc Page 2 of 3 DECLARATION 0F FACTS BY ORIGINAL CREDITOR IllHlilllllllllmlllfllllllllllllllllllHlflllHm "Ill ll |||| fl |||||l|| ”ll lllllfll llllllllllllfllllllllllllllllll SD SwornDocumentExecution 000262050008 Pkg Page 2 of 8 #9) wmflO‘x 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 B44Al 1 Doc Page 3 of 3 JPMorgan Chase Bank, N.A. V. JOSHUA E PATRON 8. Wherefore, Plaintiffrespectfully requests that this Court enterjudgment in favor ofplaintiff JPMorgan Chase Bank, N.A., against defendant JOSHUA E PATRON in the principal sum of $6,919.52. Plaintiff does not seek post-charge-off interest or fees. I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. Dated: 07/02/2021 Declarant Name: Cynthia FelanMW Title of Declarant: Authorized Signing Officer Declarant Signature: SD SwornDocumentExecution 000262050008 Page 3 of 3 DECLARATION 0F FACTS BY ORIGINAL CREDITOR - IUIIHMIUIIIIWIIIIIIIWIIHIHHWI Ill llll I} ll llllllll llil Ilflllll \llllllllllllflllllflllllilllIll IIIIlllllllllllfllflllllllllllllIlllllllllml‘llllllfllllWIlHllllfl‘HNIIIIHlilllllllllllllllllll1NlllllllHlllllllilllllllllllllllflllllIlllllilllllllllfll S 1 2 3 4 8 i 1O 11 15 -.-. 17 ‘18 22 23 24 25 29 30 1 2 6 7 8 9 T F S New Balance $6,965.87 Minimum Payment Due 5 6 7 $1 12 1a 14 ,355.00 Payment Due Date 19 20 2‘! 1 1 26 27 28 3 4 5 1O 1 '1 ‘12 l1 6/20 Late Payment Warnlng: If We do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $87.00. Minimum Payment Warnlng: If you make only the mlnimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no additional charges You will pay off the balance shown on this And you will end up paying an estimaxed payment using this card and statement in about... total of... each month you pay... Only the minimum 16 years $12,656 If you would like information about credit counseling services, call 1 -866-797-2885. ACCOUNT SUMMARY Account Number:_ 0525 Previous Balance $6,884.84 Payment. Credits $0.00 Purchases $.00 Cash Advances $.00 Balance Transfers $0.00 Fees Charged $0.00 interest Charged +$31 .03 NW Balance $6,965.87 Opening/Closing Date 09/20/20 - 10/1 9/20 Credit Access Line $200 Available Credit $0 Cash Access Llne $1 .240 Available for Cash $0 Past Due Amount $1 ,205.oo $785.87Balance over the credlt Access Llne YOUR ACCOUNT MESSAGES You are over your credit line/credit access line by $765.87. You can pay down your balance faster by including this amount with your payment. Your account is closed and no longer available for use. primeV7 P,O. BOX 1 51 23 WILMINGTON, DE 19850-5123 For Undeliverable Mail Only Doc Page 2 of 5 Customer Service: 1 -888-247-4080 Mobile: Download me POINTS SUMMARY Previous polnts balance + 5% Back on Amazon.com purchases + 5% Back on Whole Foods Market purchases Chase Mobileoapp today + 2°/o Back at gas stations 4- 2°/o Back at restaurants + 2°/o Back at drugstores 0000000) + 1% Back on all other purchases Total points avaiiabie for redemption “°/o Back rewards" are the rewards you earn under the program.% Back rewards are tracked as points and each $1 in °/o Back rewards earned is equal to 100 pts. You can redeem your points toward millions of items when you shop at Amazon.com or for cash back, gift cards and travel at chase.comlamazonrewards. Q To see if y'our card earns 5°/o Back or 3°/o Back on Amazon.corn and Whole Foods Market purchases, sign Into an Amazon.com account where your card is loaded, visit "Your Account" page, click the "Manage Payment Options" page under the "Payment Methods" section, and expand the details of your credit card. If that Amazon.com account has an eligible Prime membership, and your card could be earning 5°/o Back on Amazon.com and Whole Foods Market purchases, you'll see how ‘0 start earning 5°/o Back on Amazon.com and Whole Foods Market purchases. You can go to Chasecom to see whether you earned 5% Back or 3% Back on previous Amazon.com and Whole Foods Market pu rchases. Have a question about what you ordered at Amazon.com’? Sign in to your Amazon.com accoum and go to "Your Account," then "Your Orders" to view your recent orders. For questions about pu rchases or returns, call Amazon Customer Service at 1 ~866F21 6- 1 072. The Past Due amount of $1,205.00 Is included in your Minimum Payment. JOSHUA E PATRON 5142 SNOW DRSAN JOSE CA 951 1 1 -2732 Payment Due Date: 1 1/16/20 New Balance: $6,965.87 Minimum Payment: $1,355.00 Account number:- 0525 $ Amount Enclosed Make/Mail to Chase Card Services at the address below: CARDMEMBER SERVICE PO BOX 6294 CAROL STREAM IL 60197-6294 INlllllillllllllllllllllllllllllllllllllHllHHIillllllllHIHllllNl!I\llllllllllllllImlllllllllllllllllllllllllllllINIINIIIIIIIIlllflllllllllllllllll SD SwornDocumentExecution 000262050008 Pkg Page 5 of 8 Doc Page 3 of 5 To contact us regarding your account: E“ Euaomef §NICG: ,In U.S. 1-888-247-4080 Spanish 1 -888-446-3308 Pay by phone 1-800-436-7958 International 1 -802-594-8200 We accept operator relay calls ® Send lnqulriw to: P.O. Box 15293 Wilmington . DE 19850-5298 E Mail Payments lo: P.O. Box 6294 Carol Shear", IL 601 97-6294 \lfi Vlsit Our Website: ""DI'II'IBHDII Aholfl Vol." AEGDIH“ Making Your Payments: The amount of your payment should be at least your minimum paymem due, payable In U.S. dollars and drawn on or payable through a U.S. flnanclal lnsfltuuon or the U.S, branch of a lorelgn flnanclal lnsmutlon. You can Day down balances iamer by paying more than the mlnlmum payment or the total unpald balance on your account You may make payments electronlcally through ourwabsne or by one ol our customer servlcs phone numbers ahove‘ ln uslng any o! these channels, you are authorklng us lo wlihdraw funds as a ons
