Complaint Limited Up to 10KCal. Super. - 6th Dist.April 30, 2021E-FILED 4/30/2021 9:23 AM Clerk of Court Superior Court of CA, County of Santa Clara 21CV381144 Reviewed By: R. Cachux 21CV381144 PLD-C-001 ATTORNEY 0R PARTY WITHOUT ATTORNEY (Name, State Bar number, and address): FOR COURT USE ONLYS encer Penuela, Es . SBN: (324544) ICHAEL & ASSO IATES, PC 555 St. Charles Drive, Suite 204, Thousand Oaks, CA 91360 TELEPHONE No: (805) 379-8505 FAX noreprionao: (805) 379-8525 E-MAJL ADDRESS (Optional).- ATrORNEY FOR (Name): American Express Nationai Bank f/k/a American Express Centurion Bank SUPERIOR COURT 0F CALEFORNIA, COUNTY OF SANTA CLARA STREET ADDRESS: 191 N. First Street MAILING ADDRESS; CITY AND zap CODE:San Jose, CA 951 13 amen NAMEDowntown Superior Court PLAINTIFF; American Express National Bank f/k/a American Express Centurion Bank DEFENDANT: Nancy Kandhra, aka Nancy K Kandhra, an individual DOES 1 To 20 CONTRACT COMPLAINT m AMENDED COMPLAINT (Number): m caosscompLAm-r 1:] AMENDED CRoss-COMPLAINT (Number).- Jurisdiction (check all that apply): CASE NUMBER“ACTSON ES A LIMITED CIVfL CASE ' Amount demanded ;él does not exceed $10,000 exceeds $10,000 but does not exceed $25,000 2‘ ACTION IS AN UNLIMITED CIVIL CASE (exceeds $25,000) ‘ ACTiON IS RECLASSIFIED by this amended complaint or cross-compiaint [j from Eimited to uniimited [:3 from unlimited to limited 1. Plaintiff‘ (name 0r nameS): American Express National Bank f/k/a American Express Centurion Bank alieges causes of action against defendant" (name or names): Nancy Kandhra, aka Nancy K Kandhra, an individual; Does 1 to 20. 2. This pieading. including attachments and exhibits, consists of the following number of pages: 12 3. a. Each plaintiff named above is a competent adult except Plaintiff ("amel' American Express National Bank f/k/a American Express Centurion Bank (1) -a corporation qualified to do business in California (2) man unincorporated entity (describe): (3) [:jother (specify): b. E] Plaintiff (name): a. mhas compiied with the fictitious business name laws and is doing business under the fictitious name (specify): b- [:1 has complied with all licensing requirements as a licensed (special): c, [:3 Information about additional p¥aintiffs who are not competent adults is shown in Attachment 3c. 4. a. Each defendant named above is a natural person [:j except defendani (name): CZ] except defendant (name): (1) [Z] a business organization, form unknown _ ‘_ ‘(1) [:3 a business organization, form unknown (2) [:3 a corporation _ . " .‘(2)a a corporation (3) [:3 an unincorporated entity (describe): - -- (3). E] an unincorporated entity (describe): (4) [:3 a public entity (describe): ' ' (4) [:1 a pubtic entity (describe): (5) a other (specify): (5) [:3 other (specify): ' If this form is used as a cross-complaint. plaintiff means crosscomplainant and defendam means crosswdefendanl. Page 1 oi 2 Fzmégfi‘ggfiggfirofoggzgt‘gse I COMPLAINT-COntl’act Z Code of C'rvil Pmcedure, § 425. 1 2 PLD-com (Rev. January 1, 2007] LexisNexis® Automated California Judicial Council Forms PLD-C-001 SHORT TITLE: CASE NUMBER. AMEX vs. Kandhra, et a1. 4, (Continued) b. The true names of defendants sued as Does are unknowr} to plaintiff. (1) Doe defendants (specify Doe numbers): u- defendants and acted within the scope of that agency or employment. (2) Doe defendants (specify Doe numbers): 1 1-20: iHCIUSiVe are persons whose capacities are unknown to plaintiff were the agents or employees of the named c. a Information about additional defendants who are not natura| persons is contained in Attachment 4c. d. :1 Defendants who are joined under Code of Civil Procedure section 382 are (names): 5. m Piaintiff is required to comply with a claims statute, and a. E] has complied with applicab|e claims statutes‘ or b. E is excused from complying because (specify): 6. [:3 This action is subject to E Civil Code section 1812.10 E Civil Code section 2984.4 7‘ This court is the proper court because a. D a defendant entered intothe contract here.E a defendant lived here when the contract was entered into , a defendant lives here now. . D the contract was to be performed here.D a defendant is a corporation or unincorporated association and its principal place of business is here,D rear propeny that is the subject 0fthis action is located here.D other (specify): earhrno-oc 8. The following causes of action are attached and the statements above appiy t0 each (each complaint must have one or more causes of action attached): E Breach ofContract Common Counts [j Other(specilj/): 9. D Otherallegations: 10‘ Plaintiff prays forjudgment for costs of suit; for such relief as is fair, just. and equitable; and for a‘ damages of: $ 67731.2] b. [:] interestonthe damages (1) E3 according to proof (2) E] at the rate of (specify): percent per year from (date): c‘ E] attorney's fees (DE 0f: $ (2) [j according to proof d. E] other (specify): 11. The paragraphs ofthis pieading alleged on information and beiief are as follows (specify paragraph numbers): 7 p Date: April Lif , 2021 (SIGNATURE or: PLAxNTJFF 0R AWORNEY) (Ifyou wish to verify this pleading, affix a verification.) COMPLAINT-Contract Spencer Penuela. Esq. SBN: (324544) > (TYPE OR PRINT NAME) PLD~C~OO1 (Rev. January 1, 2007] Page 2 of 2 Lex:s;\"e.x‘:sifih Automated Calg'lbrma Judicial Coum‘i/ 17027213 PLD-C-001(2) SHORT TITLE: CASE NUMBER: AMEX vs. Kandhra, et a1. FIRST CAUSE OF ACTION-Common Counts (number) ATTACHMENT TO Complaint C] Cross-Complaint (Use a separate cause of action form for each cause of action.) CC-1- Piaintifi‘ (name)? American Express National Bank f/kfa American Express Centurion Bank alieges that defendant (name): Nancy Kandhra, aka Nancy K Kandhra, an individual; Does 1 t0 20. became indebted to plaintiff I::] other (name): a. within the last four years (1) on an open book account for money due. (2) because an account was stated in writing by and between plaintiff and defendant in which it was agreed that defendant was indebted to plaintiff. b. D within the last a two years D four years (1) E for money had and received by defendant for the use and benefit of plaintiff. (2) E for work. labor, services and materials rendered at the special instance and request of defendant and for which defendant promised to pay plaintiff.m the sum of $ E] the reasonable value. (3) E] for goods, wares, and merchandise soid and delivered to defendant and for which defendant promised to pay plaintiffE the sum of $ the reasonable value (4) E for money lent by piaintiff to defendant at defendant's request (5) E for money paid, laid out. and expended to or for defendant at defendant‘s special instance and request. (6) D other (specify): CC-2. $ 6,73 1 .21 , which is the reasonable value, is due and unpaid despite plaintiffs demand, plus prejudgment interest D according to proof E] at the rate 0f percent per year from (date): CC-3. [:1 Plaintiff is entitled to attorney fees by an agreement or a statuteD of$ E] accordingto proof. CC-4. D Other: Page 3 0f 12 Page 1 of 1 Form Approved for Oplional Use CAUSE 0F ACTIOchommon Counts Code 0f Ciwl Procedure § 425 12 Judxma! Council of Caiifomva wuwcoumnfo ca 90v PLD-C~oo1(2) (Rev. January 1. 20091 LexisNenS‘fir Automated Callfornia JudJcial Cozmcn’ Fomzs PLD-C-001(2) SHORT TITLE: AMEX vs. Kandhra, et a1. CASE NUMBER: SECOND (numben ATTACHMENTTO Complaint [j Cross-Complaint (Use a separate cause of action form for each cause of action) CAUSE OF ACTION-Common Counts CO1, Plaintiff (name): American Express National Bank f/k/a American Express Centurion Bank aneges that defendant (name)? Nancy Kandhra, aka Nancy K Kandhra, an individual; Does 1 t0 20. became indebted to a‘ plaintiff [:3 other (name): D within the last four years (1) E3 <2) E1 on an open book account for money due‘ because an account was stated in writing by and between plaintiff and defendant in which it was agreed that defendant was indebted to pIaintiff. withintheiast E3 two years fouryears (1) E] (2) E1 (3) E CC-2. $ 6,73 1 .21 plus prejudgment interest D according to proof E atthe rate 0f percent peryear from (date): for money had and received by defendant for the use and benefit of plaintiff. for work, tabor, services and materials rendered at the special instance and request 0f defendant and for which defendant promised to pay plaintiff, E3 the sum of$D the reasonabie value. for goods. wares, and merchandise sold and delivered to defendant and for which defendant promised t0 pay plaintiffE the sum of $E the reasonable value. for money lent by plaintiffto defendant at defendant's request for money paid, laid out, and expended to or for defendant at defendant's special instance and request. other (specify): , which is the reasonabke value, is due and unpaid despite plaintiff‘s demand, 00-3. U Ptaintiff is entitled to attorney fees by an agreement or a statute C] 0f$E according to proof CC-4. m Other: Form Approved for Ophonal Use JudICIal Councxl of Cahfornia PLD~C~DO1(2) [Rev January 1, 2009] Page 4 0f l2 Page 1 of1 CAUSE 0F ACTION-Common Counts C°de°WWPV°CeW W5 12www coun‘im‘o ca gov Le,\'is.'\"e.rrs® Automaled Calzforma Judicial Comm! Forms EXHIBIT ”A” Amex EveryDayfl Credit Card p. m NANCY KANDHRA Ciosing Date 05"38120 Accoum Ending 200i New Baiance 7 ”$6,731.21 ‘ VFS“ i Minimum ?ayment Due $94234 ' ' includes the 133:: due amount of mm]: i Payment Sue Date oenzme * AcrccuntrSummary ' Late ?ayment Warning: ifwe d9 um recewe your :Wnu'mzm Payment DUE by 993W“ Slim”? WW3? ‘37 (he'- Pavn‘:erzt Due Date of Uzi; 1 2:28, you may have to pay a fan: {eke of up r0 Pays’ner‘fiz;Firearm fly) 0t} $40120 and your AFR‘; max; be increased to the Penaigy AFR of l‘étzsiw New (ihaiges 413709 F3395 «Swim intemsi Ciaaeqed 430 {Jo Minimum Payment Warning: if you ma‘rLé cniy the mininmm payment each pea am?) Né‘f Baiance 561731 '21 you WEE pay more in mtea‘est and it wi$ take yen longea t0 pay off your baEance. For Mm'mum Paymem Due $94234 exampie: k ‘ . , .. ,. (Jedi: Mm}? $7,800 x33 ' la” you make 3:0 addiuomi You wili my off me baéance Am! yam wilé pay an I change; and Bad} month you shown an {his stalement m estlmated mm. oi , 1 [A a , V ‘ r h : payw about. b 3 t_nsnoname Liam? $0790 Camry me n, W _ , a Mmumam Payment Due Wyeaifi 5513.930 ‘ Lapin 8“:ng FEW" SI If you would hke mformation about credit counseimg services, cafil 143884334 E 3E}, ,CuStomer care See page 2 far Impmtam mioyzrraiicnaboui your atcoum. ‘ .' £2 P33: bycompmer _ A f' ‘ ‘ «aw amcnmnexmcn wmpbc Eujl Pfeax- refer to the iM?0i 232$? fifi‘a’ifi E5 section for any change: to cf???” Safe pa)? by 8§°26A your Account term: and any other cemmunicatiom on 3“)““NS‘33’3 ‘fi004’4'9’3’ )s r w M ‘ 5" , u , H AFag“ 3 ?' :4: See page j ms aamrlona! mrormamn This statement is for information purposes oniy. This is not 3 biii. Piease contact your coilections agency for account information. Disregard the Minimum Payment Due, your account is in defauit and the baiance is due in fuii. i: Pfease {mt} an the ceifgmrion iJeEow, {ierach and rem r: wiih your paymem-L Payment Coupcm Pay by Computer f Pay by Phone Account Emiing 2003DO nah staple G; uSe paper Cilp's mnet’icaraex;)+‘ess,x:0n‘:."pbr: ASQGVLUZ'AQQ'BT’ Enger ”:5 dig]: agcc-Lmt é“; or: ait payments Make meek payabie Io Ame: Egan Express Mamrvvmmusa Paymem Due Daze 96312520 MORGAN HILL CA 95037-5355 New Batano} $6,731.21 “unimum Payment Du? $9 IH§$i§§§5i§!iii“llIll!i“iI3113511111111llliiigiii§¥¥§§ii§iiiia See {wax} siEEe for iz‘aitmcréoz‘ss EMERKAN EXPRESS $ . 0n imw w updateyowfiddzag ?O BO": 00m Amount Enciosed phn‘me numba, m emai; LOS ANGELES CA 90096-8000 NANCY RANCHRA 9ayments:‘y’om’ payment must be sent to (he go yum statement 3nd must ta tecerved by :3 p m he credited as o? dxe rioy 1t s5 :ecewed, (am 1em; me reLewe Mt p m .x sit not be credited [o 70m xmat um i U. e 19e“: doe; Payment; mun aisc g”: mducie the remit: zxcé (mg: on fmm you: sratat‘xem 42; be made wnh a Single :heck drawn 3r a ‘u’b bum. aid pr,” zle m U: dariais m mrh a ‘figotlabifi Instrument payanie (1 US dc-Ha.’s and ‘ leatabie (h ough me US hanxmg system en_d (35 mclude yum ih:(mm: :mmuer, ‘u‘ ,mu payment does not mes: 3H u: ahov e :{uixemez median; may be delayéfid and you may mm! 1am pa and additx mat mtezesz charges. 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When we process 3 ‘ em ma‘y be wkhdaw r: {mm you: day we recewe vow Che T-wnent nddres; Shown m cal time at 1m: address (o €01 ? { _dand ‘mu Mil net rece' afet accmmt Statemenr i? v ea sue a (waft agar :5: vnm c H ‘ the 3:13:21)!“ y next ' How W5 Calcuhle Yaw Balance: We we the Av > e BM,u Sake m}; {ADS} method (including new transa-:t£o: :51 to colcuiate the haiarvm on whidw we or: your Am;um,C"ll (he Customar Care number on gage 3 ‘ hut this balance con’zputazlon mathod .a-xd how a! e dezez'n’eined, The method we L155 r0 figure {he A05 {ma mze n 1! ~eszJ4 . I. ) :fmfix (ompmmdmlj ofmrswgz Paying Interest: m3; ciue (Jae 13 r ieajr ZS d avg after (h: ' me kuéimg panod W‘w v iii net charge vou interest 0:1 VOA: pr " 359; if ‘ u pay eath mouth your emiwebaiance icy sLdJLlste-ri 86230:: <4:piitabie; m the due date each month We mil rhau} y-vu Interes z on :asr: adva: u(e: and {urfie55 otheswim disclaied) be mace Ironsfats begmmng on the Kmnsecnon date Foreign Currency Charger“u y'oL: make a I barges U a foreign (urrency, we wifl cmwarz é: mto US doliars 0'1 the daze we oz our agents process it We wil! charge o fee of 2.70% of the (envened US dollar amount.‘fie mi} {hOOSE a (unveisicm rate that IS a((eptdb‘le m u; for that data uniess a paniuéa.’ rate ks requ‘ ed by [aw‘ The (na‘nrewxon rate wk; use i3 no mane than the hsghest official rate publish: d by a g t agency o: the: hghest :merbank 25:9 we Efiemif) from cmmmarw, on :ixe L'OHVQHIOH date or the Orzo! builneis day “1:5 a(e m “ effect an the date of your dng» Charges convalcd by r-(tahlxmmmtx much 5.5 animesrn {II be hmad at the rates w :h blsshménts of each Change of Rddress, phone number, emai! «Dniine at film mobrie devme - "‘orce a xmnmted all the numbes 0:3 rive '2) - Fm name, company nan. c? and foreign addrcas o: moune :? armes. p4 Piease do not add any written communication or address change on this stub Account Ending 2003 5L 2/7 Credit Buianu: i5. <: tedét balance {desicmated CR} s_low'n on {hi5 statement =0 \Jou ‘tmthm [he six month pericd f , g went mdtratmq XE.e Credit {valance you dc: :mt K a refurw £1! (name 61101:. h (o u:e up the (Hedi: ualam’ e we wrfl send you a check 7‘ ‘v the credt bake ace mthm gC‘ days 1% the amou a. 15 zems, miffed payment; or other defaults on your _ ’ . .. .2 m yon, c'edit epmr What To Do W You Think You Find A Mistake On Your Statement l: yum Ihm}. the e 3: m a:ar o Aycm siatemanL mite [o us az fimencar) Expge'zs, Sex 93 . a 1 “Sou may; ’ (omen us ow :i~ a amenc; :exp es5.50m Kr: yam iettiea give us the foiiowmg Er‘ :
