DeclarationCal. Super. - 6th Dist.April 30, 2021Electronically Filed by Superior Court of CA, County of Santa Clara, on 10/27/2021 7:45 AM Reviewed By: D Harris Case #21CV381142 Envelope: 7544548 21CV381142 Santa Clara - Civil D Harris 15 lb l7 20 2| 22 23 24 Matthew W. Quail #183759 Ran'eet K. Brat. #297l42 Ti any A. Pack. #323159 Claudia Yvette Case. #328212 Ingrid V. Caero. #3 l 7349 QUALL CARDOT. LLP 205 E. River Park Circle, Suite 110 Fresno. CA 93720 (888) 289-123l Phone (559) 41 8-0330 Fax Attorneys for Plaintiff SUPERIOR COURT OF CALIFORNIA COUNTY 0F SANTA CLARA CAVALRY SPv I, LLC. Case No. 2 1CV38| I42 Plaintiff DECLARATION IN SUPPORT 0F ’ APPLICATION FOR ENTRY 0F V. DEFAULT JUDGMENT PURSUANT To CODE OF CIVIL PROCEDURE l788.60(a) MAURICIO CRUZ . an individual. and DOES l to 100, inclusive. Defendants. l. the undersigned. hereby declare as follows: l. l am an employee ofCavalry Portfolio Services. LLC (hereinafier, "CPS”), which performs collection services for CAVALRY SPV l. LLC (hereinafter "Plaintiff"), and am a qualified witness. l am a competent person over eighteen years of age. Based on my review ofthe account records maintained on Plaintiff s behalf. I have personal knowledge and make the statements herein. Plaintiff is the current owner of. and/or successor to. the obligation sued upon. and was assigned all the rights, title and interest to Defendant's Citibank, N.A. account, ending in 6993 (hereinaficr. the "Account"). l have access lo and have reviewed the records pertaining to the Account and am authorized to make this declaration on Plaintiff's behalf. /// l DECLARATION IN SUPPORT 0F APPLICATION FOR ENTRY 0F DEFAULT JUDGMENT (CIVIL CODE DHSXMXaI) lb l7 l8 19 20 21 22 23 24 25 26 27 28 2. Plaintiff purchases portfolios of delinquent accounts from either the original creditor or a subsequent purchaser of the account. As pan of its operations, CPS. on behalf of Plaintiff, operates and maintains computer systems. into which CPS, on behalf of Plaintiff, integates electronic records and information received from the seller. 3. I am familiar with the manner and method by which CPS, on behalf of Plaintiff, creates and maintains its normal documents and records. The records are kept in the normal course of business. CPS. on behalf of Plaintiff. maintains computerized account records, including the account information that was provided to Plaintiff by Citibank, N.A.. The computerized account records include the balance at the time of sale and the date of sale of the subject account. The records are kept in the ordinary course ofbusincss by representatives ofCPS, on behalfof Plaintiff, who are charged with the duty m accurately record any business act, condition or event on the computer with entries made at or near the time of any such occurrence. 4. 0n or about 12/27/2019. Plaintiff became the successor in interest to this Account. Plaintiff acquired and incorporated the attached account records into its business records. which are not modified or altered, as a result of Plaintiffs purchase of the Account. These records are kep: in the regular course of business on behalf of Plaintiff, and along with the electronic records provided at purchase, are Plaintiff‘s business records for this Account. 5. Federal law required the original creditor to furnish Defendant with periodic statements. 6. The accuracy ofsuch records is relied upon by Plaintiffin purchasing and collecting this Account. These records are relied upon in Plaintiffs and CPS's regular course of business. 7. This Account was purchased on or afier January l. 2014. 8. [n accordance with California Civil Code section l788.58(a)(3-8), Plaintiff‘s records show the following relevant information concerning the Account. a. Plaintiff is the sole owner of the Account. b. The Account was opened on 10/18/20l6 and charged off on 06/l2/20l8 with a balance of$l,638.73. /// 2 DECLARATION IN SUPPORT 0F APPLICATION FOR ENTRY 0F DEFAULT JUDGMENT (CIVIL CODE UIWSMXa)! H) l2 I3 I4 IS 16 l7 I8 20 2| 22 23 24 25 26 28 balance herein prior to making this declaration and Defendant(s) failed to make full payment of 9. Plaintiff‘s records show that the balance of $l.638.73 remains due and owing as of 09/07/2021. Plaintiff is not seeking to recover any post-charge off interest and/or fees that may have been imposed by the charge off creditor or subsequent purchasers of the debt and is seeking to recover only that portion of the charge off balance that remains due and owing as of 09/07/2021. The last payment posted to the Account on l l/22/20] 7. The charge-off creditor name and address at the time of charge off: Citibank, N.A.. PO BOX 6403. SIOUX FALLS. SD 57] 17-6403. The charge-off Account number associated with the debt at time of charge ofi' was Account No. ending in 6993. Defendant's name and last known address as i! appeared in the charge off creditor's records: MAURICIO CRUZ , 275 LINCOLN AVE SAN JOSE. CA 95126-481 l. The names and addresses ofall persons or entities that purchased the debt afier charge off, including the plaintiff debt buyer, are as follows: CAVALRY SPV l, LLC, 500 Summit Lake Drive, Suite 400, Valhalla. New York 10595. Plaintiff‘s records state that Plaintiff or its agents made demand for payment of the the amount owed on the Account. IO. Attached hereto as Exhibits A, B, and C are the account records I have reviewed in executing the declaration that relate to the Account and/or payment“) received. Exhibit A. Seller Data document and Chain of Title - establishing the facts required under Civil Code sections l788.58(a)(3) and (a)(7). /// /// DECLARATION IN SUPPORT OF APPLICATION FOR ENTRY OF DEFAULT JUDGMENT (CIVIL CODE D788.60(a)) 3 10 ll 12 I3 I4 IS l6 l8 l9 20 2| 22 23 24 25 26 27 IX Exhibit B. Account S‘atements and/or Account records inc|uding. but not limited to. the most recent monthly statement recording a purchase transaction, last payment, or balance transfer - establishing the fact required under Civil Code section l788.52(b) and l788.58(a)(5). Exhibit C. Account Statement - establishing the facts required under Civil Code sections l788.58(a)(4), and (a)(6). 1 l. The documents attached hereto are true and correct copies of documents provided to Plaintifi'. by original creditor, being a reproduction of the records on file on behalf of Plaintiff based upon my review, except to the exlem that confidential and privileged infomation and/or personal identifying information is omitted or redacted as required by local rules, and applicable state and federal laws. [2. If called upon to testify as a witness thereon, l could and would competently testify as to all the facts stated herein. I declare under penalty of pedury under the laws 0f the State of California that the foregoing is true and correct. Executed thisLL dayMm, atVW n4 4 DECLARATION IN SUPPORT OF APPLICATION FOR ENTRY OF DEFAULT JUDGMENT (CIVIL CODE Dlmxflxm) EXHIBIIA ' Purchase Date: 12(27/201 9 1023 Data from 1 "' 'Data displayed has been redacted for consumer privacy “The data contained in this document was extracted from the electronic records transmitted by the seller oonoeming the referenced account MMWIID WMCVMMAAIMIDCIOmm: I215IDCV1MUIBBI THIS BILLOFSALE AND ASSIGNMENTdawd DecembetZ’l. N19. is byCidhut. NAJ mdmnlbmkingmodnbnmizedundutbehmoflheUtfltedStfluJoawdnSBOOSwth WPMSiwaflmSDflloa (lhc'Bank'NoCavulrySPVLufimrflnhedmderfllc hmoftheSumofDdawmwimmhndquIMH/pflmlpalplmeofhumusmsmt Lachtive. Suite400.meNY 10595 CBuyer'). ForvdnemoeivedandwbjeuwlhemmdcotditbmofdummmdwcWWW 18.2019mdAflmdumNo. lSduedDecunbetmflowJawan BuyenndtheBmk(the'Ayeemau'),dankdoeshaebymfu.sen.lnign.eonvey.m bufinuaovuuuldefimmnuymmdwfluyu‘smmdmdnm duabedluExhibltllomeAddendummddnfimleleamnicfile. GM NA. ummm l m1 WMCVSMUMAAMISNmm: CVMUMMIZNI’CISmm: IZISIQCVIMUIBAI mwwmmmmmhmmmfikwm bymBflmBnyunhemdeunedmndflhuuobymhm Mr o-t-ou Lot sum Am Salem nah minatons. nzlmcvmuun - - msnmomt'flmhvum sun: Mun” COWDCVSMUMMOZIBW Documm D:CV8MUMMIZZOI9CII Docmmmz l2|5|9CVIMUIIBGl AFFIDAVIT OF SALE OF ACCOUNT State ol'Mm“! County ol' Platte Gary Goldberg, being duly sworn. deposa and says: I am an authorized employee of Citibank, NA. (“CBNA”) located at 5800 South Corporate Place. Sioux Falls. SD 57108 am authorized to make the statements and representations herein and l um over 18 years of age. In this position. l have access lo the creditor's books and records and am aware of the prom of the sale of amounts and electronic storage of business records. On or about December 27, 2019, CBNA sold a pool of charged-off noeounls (the Accounts by a Master Purchase and Sale Amman! dated February 18. 2019 and Addendum No. 18 dated December 20. 2019. lo Cavalry SPV l. LLC. As pm of the sale ofthe Accounts. certain electronic words were transfened on individual accounts to the debt buyer. These moords wen kept in the ordinary course of business of creditor. I am notnwm ofany errors in the information provided about the Accounts. The abovememenu ore true lo the bat ofmy hmwledge. Signedms w“ dnyof 7):: W9, dayofbeC . 9017 . CAROUN E.m smmmmam N°m Publicmm 014921304 Mywmnflroyngxwma,m My Commission Expires:M Sworn before methis 30 Cannozmo I CouncflD:CV8MUMAA02IBI9 Documnl D:CV8MUMAAIZZOI9CI8 Documentm: |215l9CVlMU|mGI CERTU'ICATE OF CONFORMITY STATE OFMSSOURI CITY 0F KANSAS CITY The undersimed doa hereby certify that helshc is an morney at law duly admitted to ecin the State of Missoun and ls n resident ofWCmmtyfim the State of “ that helshe'Is a person duly qualified to make this cenificatc ofconformity pursuant to the laws of the Slate of Missouri: that the foregoing ncknowledyncm by Gary Goldbetg named in the foregoing Instrument taken beforeM n Notary m the State of Missouri. was 13km in the manner presaibed by such laws of the Sm: of Missouri. being the State in which it was mkcnmnddmitdulyoonforms with such laws andisinallrespectsvalidandefiectiveinm State. \waQfi OMM Date Attorney a:m0 cmlrymum 2 EXHIBIT B Account Statementmmdmfimflwwmh EW E L E R S o mmors-Mw :zwszségzsfizs.s*sgmml“°°""""“""““ R E s E R v E “mm r N of Account Payment Information 38'8"“ - New Balance s1 208.69 Minimum Payment Due $160.00 Paymem Due Data January 8, 2018 uh hymn! Waning: "we do notreoolvo your"Mun puymonlby mo dahli:bdabovo.youmuy Mob payahb Mupb $37. flnlmun Plymcm Wunhg: If you mako only hoMun puymontloah $1 209,69 period you wil pay mom in Inbroetm itwll Uta you Dongs! to pay oflyour $79 00 balance. F01 oxamplo: Ody the minlmum poymom 7 ‘5‘ $1,847 (Savingc-SGDZ) 17 "mmmmmmwm.cfl1£fl»maiu. 32 K A Yummmmmbymu. Pbuowdabyouptmmnfiujduflgodmmmhmkofhmmanm.W Tum Dd- Duerfllon Mm I mm 11m DENT CARD PAYMENT-THAMYOU TN POWWEKSGOML 8 "1.00- 12m LATE FEE s 37.00 TOTAL FEES FORTmm t 37m lmmcmaw ‘2/12 NTEREST CHARGE 0N PURCHASES t 31.53 TOTAL NTEREST FORTmPEMD O 31.9 Your account lo 1 month put duo This is a courtesy reminder that we did not receive payment for last month. We're have for you and would like b help you bring your account current. D For mist-neo call uni at 1-866-676-6201. For tho baring imp-lrod. call our TDD lintm1m. Hmmmmuonday-Tmrsflayrs OmtonroOpch- Fmezoam.lo9.mp.-nc1 mmmmtwmtoimpmn AI e PLEASESEEMPOHTANTNFORMATDNONPAGEZ M1014 mhkmmtblorodbycmmu O Phuumnmmmnmw‘onwmmgqnml mlnungoporcman. mmupporgonbngloyuggqgg___________________ EW E L E RS “WW“fl“ llllll||||||||||||||||||||IlllllllllllllllllR I: S E K V E Payment Duo Duh January 0. all Poacxmau ‘ "- WU“- "°"7' Pay your blll Ind more vla your N”3"". "m“ Mum 0n||m M ml.M? m.“ “mm Payment Duo $100.00mw www.mmnnorvu.nocombnlm.oom - r ‘ ~ v -' ‘ ' ' ' - ’menmm .- mduaumnwmnhymm Phase prhtmWon lh- muulflu.Mm Chock. Payablohv JEWELERS RESERVE CARD MAURIGIO cnuz P0 BOX 9001006 275 LINCOLN AVE LOUISVILLE. KY 40290-1006 SAN JOSE. CA 951264811 -__u_bfifi3_ lmm About Your Account Hub Avoid PamW an Purduut. Your payment due date ls at least 25 days after the close of each billing cycle. We wlll not mace you any interest on purchases i! you pay your New Balance bv the payment due date each month. Thls ls called a grace period on purchaes. To qet a grace period on purchases, you mus! pavme New Balance by me payment due date every bllllnq cyde. We wlll begin charging interest on cash advances (if available on vour account) on the transaction daQe. If you have a balance subject ‘0 a deferred interest or 0% APR promotion and that promotion does not expire before the payment due date. that balance (an "excluded balance") is excluded from the amount you must pay In Ml (o get a grace period on a purchase balance other man an exduded balance. However. you must sflil pay any separately required payment on the excluded balance. In bHIlnq cycles In wmch paymenis are allocated ‘0 deferred Interw balances first, the deferred Interest balance will be reduced before any other balance on the account. However, you will continue to get a grace period on purchases. other than an excluded balance. so long as you pay the New Balance (less any excluded balance. plus any separately required nayment on an excmded balance) in full by the payment due date each billing cycle. We may refer to deferred Interest promotions as No interest or No Monthly Interest promotlons. In addition, certain promotional offers may take away the grace period on purchases. Other promotional oflers not described above may also allow you to have a grace period on purchases without having to pay all or a portion of the promofional balance by the payment due date. ll ether ls the case. (he promotional offer will describe what happens. How W0Cam Your lolnnu Suhlnct h lawn! Rah. For each balance, the letter following the Annual Percentage Rate In me Interest Charge Calculation section on the front of the statement indlrates me memod we use to calculate Interest charges. For Methom 8 and E, we use an average daily balance method (inctudlnq current transacfions) to calculate interest charges. For Methods C. D and M. we use a daily balance method (Including current transactions) Io calcula‘e Interest charges. To find out more Information about lhe balance computation method that applies to your account and how the resulting interest charges were determined. contact us at Qhe Account Inquiries number on the tmnt. Other Account Ind Plymnt IMormauon. Plymont Amoum. Vou may pav all or pan of your account balance at any time. However. you must pay, by the payment due date. at least the mlnlmum payment due. m SEE WTANT“WHOM ON PAM 4 Whoa YourPm MI BoMod. If we receive your payment In proper form at our processing fadmy by 5 p.m. local ttme them, it wlll be credited as of that day. A payment received there In proper form after that time will be credited as of the next day. Ailow S (o 7 days for paymentsw regular mall to reach us. There may be a delay of up to S days in crediting a payment we receive that is not In proper form or ls not sent (o the correct address. Ihe correct address for reouiar mail is the address on the from of the payment coupon. The correct address for courier or express mall Is the Express Mall Address shown In the Express Mall section. Pm Form. For a payment sem by ma" or courier to be In proper Iorm. you must: ~ Ema a valid check or money order. No cash. um cards. or foreign currency please. - include your name and the Ins! four digits of your account number.PW Omar mun By Mall. - ln-Ston (When Aullahlo). Any paymenl In proper form accemed ln-smre will be credited as of that day. However. credit availability may be subject lo verification of funds. Not ail stores accept payments. Contact your local storelo see it in‘store payments are accepted at that location. - OMIM. Go to the URL on Paqe 1 of your statement to make a payment. For security reasons, you may not be able to Dav your entire New Balance the first time you make a payment online. The payment cutomime for Online Bill Payments is midnlqm [Mam time. Thls means that we will credit your account as of the calendar day. based on Eastern time. that we receive your payment request. - AutoPay. Sign up at Account Oniine to have your payment amount aulomatlcally deducted each month from the accounk you choose. Your card account will be credlted on the due date with that amount. - Phone. Call the phone number on Paqe 1 o! your statement to make a payment, We may process your payment electronically after we verify your identity. The payment cum“ time tor Phone Paymenis is midnight Eastern time. Thlgmeansthai we will credfl your account as of (he calendar day. based on Eastern time. that we receive your payment request. - nun: Mall. Send payment w courier or express mail lo: Ann: Consumer Payment Dept. 6716 Grade Lane. Buildlnq 9, Suite 910. Louisville. KY 40213. Payment must be received In proper form at the proper address by 5 pm. Eastern time lo be credited as of mat day. All payments received in proper form at the proper address after (hat time will De credited as of the next day. I'mmlndlqlmmmINsmnt-mm,mm. mbwuomrpnvmmwmcmnlchllmdo.MQMQmmmmmmmmmctfid.fllmhtfinumumanvmncdwmmmtmm'fluw. m2 5015 A1-MW-II-W-Om- JI- ~0-X-74-a~P- - - 0-Y4I-1- . «0-410 JI-OIMUW-‘WII'I-‘I~W10.2017 u- - - 4-0. -Fm-v-n- - -o- o- - 41- - - - PmZoH mmmmmmmmm phononunbon'honzwu bluoorblack’nk.) 'Coll: 'Homo: I Pluuu wrrom wil wow us to boner sowo your credit needs, Annual Salary md Wages': Other Amual Incom': Monthly Mortgage or Rant Payment: youvflmclnl Informlflon. Keeping ourmom ’Phono: By giving us a cell number or a number tder converted lo a cell numbev. you agree that we or our service providers can contact you m that number by autodialer, recorded or artificial voice, or a text. Your phone plan charges may appIy. < 'Annml Salty &Wm: Exanples include interest. dividends. rental income. or remement benefit; If you are 21 0f older. you may hclude income horn oihers < the! you can reasonabry access to pay your bills. 'Ohor Annull Income: Alimony, child support or ceparale maintenance income need not be revealed if you do no! wish to hale it considered as a basis f0! repaying this obligation Account: ‘0'! III? ?*CI 6993 Total Fees Charged in 201 7 $1 94.00 Toml Interem Charged in 201 7 $374.49 ACTIVITY AND PROMOTIOW DEINLom Pam ProMonW Pnynnnh Cash Adv, Hm m Pram Tran Tm Mn I Olin Foo I hill! Nu m M Ewen Amount M Blue. M 00mm W m PmWms REGULAR - 31,51 .18 $1 1 LN- WDO 331 .53 $1,208.w - - TOTAL 8131.18 $11 1.00- m.” “I .53 $1QC.” ”.00 80.00 [MEET CHARGE CALCULATION Your Annual m PR h ha Immlm ma on out sown. PURCHASES REGULAR 29.99% (MKV) 51 .199.58 $31 .53 M nVI” RIO Pagosau Cradle Ram». Disputes. If you think we reported Inaccurate information to a credit bureau write us at the Customer Servlce address shown on Page 1. Rupert I Lu! or Stolon Cam Immdlatoly. Call the Account Inquiries number shown on Page 1. mt To Do l1 You Find A Mm.“ On Your Shaman! l! you think there is an error on your s‘atement. write to us at the addras fur billing errors and customer service inquiries shown on Page l of your statement. In your letter, qlve us the following information: - Mcount informatlon: Your name and account number. - Donar amount: The dollar amount of the suspected error. ' Qesglgtjog 2mg"); If you think there Is an error on vour bill. dascrlbe eraT vou believe ls wrong and why vou believe It ls a mistake. You must contact us: ' Within 6O days after the error appeared on your statement. - M least 3 business days before an automated payment is scheduled. if you want to stop payment on (he amount you think ls wrong. You must notify us ol’ anv potenflal errors In writing. You may call us. buk If you do we are not required to invesliqaie any potential errors and you may have to pay the amount in question. till “Yr Mun we receive your letter.m mun do No films: 1. Within 30 days of receiving your Ietter. we must tefl you thd we received your letter. We will also tell you H we have already corrected the error. 2. Within 90 days of receiving your letter. we must either correct the error or explain to you why we believe the bill is correct. MII-m Invariant.man of not then ha boonm cmr: - We cannot try to collect the amount in question. or report you as delinquent on that amount. - The charge In question may remain on your statement. and we mav continue to charge you Interest on that amount. - While you do not have to pay the amount In quesflon. vou are responsible for the remainder of your balance. - We can apply any unpaid amount against your cred“ Ilmlt. PLEABE SEE WYANT INW‘HON ON PME 2 mgrm mush our hvufloulon. om cl two thing: vmMm - If we made g m gggkg; You will not have to pay the amount In question or any Interest or other fees rela‘ed to that amount. - If we do not believe there was a mistake: You will have (o pay the amount in question. along with applicable Interest and lees. We wlll send vou a statement of the amount you owe and the date payment ls due. We may then report you as delinquent H you do no‘ pay the amount we thlnk you owe. If you receive our expianauon but stlll belleve vour bill Is wrong, you must write to us withln IO days telling us Ihal you still refuse to pay. l! you do so, we cannot report you as dellnquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent. and we must let those organizations know when ‘he matter has been settled between us. If we do not fol‘ow all of the rutes above. you do not have to pay the first $50 of the amount you quesfion even If your blll ls correct. Your Rum: M Youm Dluamflcd Willi YourCumCmPm If you are dissatisfied with the goods or services that you nave purchased with vour credit card, and you have tried In good Ialth to correct the problem with the merchant. you may have the right not to Dav the remaining amount due on the purchase. To use this rlth. all of the following must be true: l. The purchase must have been made In your home state or within 100 mfles ol your current mailing address. and the purchase price must have been more than $50. (Nah: Neither o! these are necessary If your purchase was based on an advertisement we mailed to you. or l? we own the company that sold you the goods or servlms) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a chem that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all o! (he criteria above are ma and you are still dlssalisfled wflh the purchase, contact us In writi_ng at the address for billlnq errors and customer service Inquiries shown on Paqe 1 of your statement. While we investigate. the same rules apply to the disputed amount as discussed above. After we flnlsh our investigation, we will tell you our declsion. At mat point, if we think you owe an amount end you do not pay. we may report you as delinquent. RPLG-4 DEG‘IS P004014 EXHIBITC' I Account Statementmmummmwwmu EW E L E RS o wm's-W'w :éfifssmfiiiit‘iifif‘38wWMIWW‘ R E S E R V E ”*m r w Payment lnformafion 35'3"“ ~ Now Balance s1 ,eans Minimum Paymem Due $679.00 Payment Due Date July 8, 2018 thP-ylmquanwodonotroooNoyourninhmpayrn-mwm dnhllobdabovoyoumayhavobpayalabhuphfll WPmmtwm: IiyoumAk-orlyhomlnirImpaymuaol-n period youwilpeymoroinhbmetamnwtluayoulonprbpayoflyu [mmmmmmmmmmd‘fifl-Wmu‘ 31 k J PlumnobMIN.rooolvodyourpaybyphonooronllnopcyrmntboMunSpm.HmmmETonh-Iutdaydyourbfinnoflodyour poymtwfllnmboroflochdmflyourmxuhblml mmywptmmmquwlmmmmmmthhWouwn.TWTW Tm Dut-W Manno- O Amount 06m LATE FEE s 31m TOTAL FEES FOR 118 PERDD I 37.00 I W11 NTEREST CHARGE 0NW6 ‘ 40.8 Tom.mm sonm Penna 3 ‘03 3A1 a MKEMPORTANTWFOMTQNONPABEZ. P0901044 MAWDTWCMNA. 0 mmwmmwmmgm Iolmumpropucroon. Hohhtgpugonbnbuoumaal. ______ JEW E L E R5 ”WW"“m ||||||||||||||||||||||||||||||||||||||||||||R t s E a v E ‘ Pm! Duo Duh July O. 2013 Poaoxmu“W's-mm" j Pay your blll and mom via your Mm “m”mum owl". Put Duo Amount? m Mhlmum Payment Duo 879.00WW m.mmfiowvo.mmoolm.oan ‘ .- -- » n " I. - - 7P." Ammm n mama»: moMumFWD“. Pam pm1 mam changes ovum.mam.mamWhv JEWELERS RESERVE CARD MAURIGIO CRUZ PO BOX 9001006 275 UNOOLN AVE LOUISVILLE. KY 40290-1006 SAN JOSE. CA 961 26-4811 --__“Lfifi3_ .«xo. u.o 60. 9 3. 2 5 5 . o 0 2: 8 2 5 3 8. 3 E 5 9 : 8.5 5 i fi Enaa > 9: 30 5:0 SE acocn 53M» 5 2: 8 i n 20 3 5 5 8. 2 3 5° . 6 a ;. 3. 3 5a : 9 . 3 9 5: = 3 a 2 3: 2 6 8 E u. . on Eac a.o. 8 83:= 8 a o: oszu >m“ 2. 2 ! . ” 0 50: - £ 8 . 3 5 3 8 83 8 3" i . g oco i i a i z o i S i ou Ea - i ! t w a in . . . . . é. I o é . . $ > é~ h i o $ . 2 : nw a . : § . a qo S S- . Ov h tvu . § 0 . 0 . . . h .‘$ z . o . . . L $. 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E g g fi u; . m fiu g fi fiao B fl fi o s u i g fl g i u fi qu I E l - E g i i g 1 2( 8 )... g 2 1> 2 coa ls ! !- Amunt: .II‘ I... til. 6993 Total Fees Charged in 201 B $222.00 Tomi lnteres! Charged in 2018 $208.04 ACTIVITY AND PROMOTIOfi DEI’NL angina Punch... Promolon Promo P-ynunh Can Mv. Won mTm Trim Pym lOM Fun l M Nu m Intuit swan Amount Dd- Bdmoo cm OlavMb CW Bdlnoo Pm Duo Mmuses - 31,501.35 ‘ mm $40.33 81,030.73 - - TOTAL 81,501.35 co.no mm w.” 31mm: 00.00 $0.00 IMHEST CHARGE CALCULATION Your Amuu m. A mmmmm on om mum. PURCHASES REGULAR E.Mfl (MXV) $1 565.52 $40.33 M .vmm. Pmaofl THIS PAGE INTENTIONALLY LEFT BLANK Panda“
